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CD 2023-0007; RACEWAY INDUSTRIAL; Consistency Determination (CD)
DocuSign Envelope ID: 1661154F-FD3F-4461-A41A-5F9B6B48044D CITY USE ONLY . -Development Number: 1 r F/ O •1~, ·, Original Project Number: Consistency Determination Number1 CITY OF CARLSBAD APPLICATION FORM FOR CONSISTENCY DETERMINATION APPLICA TIDN PROJECT NAME: AST Installation Assessor's Parcel Number{s) and 221-880-18-00 Address: Description of proposal {add attachment If necessary): Install a 12k UL-2085 aboveground storage tank with two dispensers for private fleet refueling. -- Would you Ilka to orally present your proposal to your assigned staff planner/engineer? Yes 181 No □ Please list the staff members you have previously spoken to regarding this project. If none, please so state. Jason Goff, Emad Elias --·------·-------- OWNER NAME (Print): W-H Carlsbad Owner IX, LP APPLICANT NAME (Print): Daniel Leigh MAILING ADDRESS: 600 W Broadway, Suite 1150 MAILING ADDRESS: 1380 Shore Street CITY, STATE, ZIP: San Diego, CA 92101 CITY, STATE, ZIP: West Sacramento, CA 95691 TELEPHONE: 774-239-6123 TELEPHONE: 916-223-8324 EMAIL ADDRESS: tom.lawless@Hines.com EMAIL ADDRESS: dleigh@ups.com *Owner's signature Indicates permission to conduct a preliminary revtew for a development proposal. IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE NECESSARY FOR MEMBERS OF CITY STAFF TO INSPECT AND OWNER AND THAT ALL THE ABOVE INFORMATION IS TRUE ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS AND CORRECT TO THE BEST OF MY KNOWLEDGE. APPLICATION. liWE CONSENT TO ENTRY FOR THIS PURPOSE. I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE JIIE~ffi~ IS TRUE AND CO~TO THE BEST OF MY KNO DG. IIJ/1 ~-9/19/2023 ~E 9/22/2023 I 7:21 AM ~ ·-· DATE DATE D APPLICANTS REPRESENTATIVE (Print): Austin Schiele MAILING ADDRESS: 5670 State Road CITY, STATE, ZIP: Cleveland, OH 44134 TELEPHONE: 440-842-6501 EMAIL ADDRESS: austin.schiele@diamondzengineering.com I CERTIFY THAT I Nii THE LEGAL REPRESENTATIVE OF THE APPLICANT AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE. cz.,;;; jr.41, 9/18/2023 " SIGNATURE DATE -. ,, ' . ·'' FEE REQUIRED/DATE FEE PAID: ~~\'b SED 2 9 ?.~23 RECEIVED BY: Ed,. lA .. A JcJ. V et,\€MJ.Mda~ ". r___, I ' ' . "I .1 ,.'. ' P-16 Page 2 of 2 Revised 3/22 DocuSign Envelope ID: 8493A6DB-8842-4011-9705-6742C572B49C . STORM WATER STANDARDS QUESTIONNAIRE C Cicyof Carlsbad E-34 I .... ~-· ,-r-1 Development Services l and Development Engineering 1635 Faraday Avenue .-,-442-339-2750 www.carlsbadca.gov To address post-development pollutants that may be generated from development projects, the city requires that new development and significant redevelopment priority projects incorporate Permanent Storm Water Best Management Practices (BMPs) into the project design per Carlsbad BMP Design Manual (BMP Manual). To view the BMP Manual, refer to the Engineering Standards (Volume 5). This questionnaire must be completed by the applicant in advance of submitting for a development application (subdivision, discretionary permits and/or construction permits). The results of the questionnaire determine the level of storm water standards that must be applied to a proposed development or redevelopment project. Depending on the outcome, your project will either be subject to 'STANDARD PROJECT' requirements, "PRIORITY DEVELOPMENT PROJECT (PDP) requirements or not considered a development project. This questionnaire will also determine if the project is subject to TRASH CAPTURE REQUIREMENTS. Your responses to the questionnaire represent an initial assessment of the proposed project conditions and impacts. City staff has responsibility for making the final assessment after submission of the development application. If staff determines that the questionnaire was incorrectly filled out and is subject to more stringent storm water standards than initially assessed by you, this will result in the return of the development application as incomplete. In this case, please make the changes to the questionnaire and resubmit to the city. If you are unsure about the meaning of a question or need help in determining how to respond to one or more of the questions, please seek assistance from Land Development Engineering staff. A completed and signed questionnaire must be submitted with each development project application. Only one completed and signed questionnaire is required when multiple development applications for the same project are submitted concurrent! . PROJECT NAME: Aboveground Storage Tank Installation for Private Fleet Refueling APN: ADDRESS: 3125 Lionshead Ave. Carlsbad, CA 92010 221-880-01, 221-880-02, 221-880-03, 221-880·04 The project is (check one): D New Development 181 Redevelopment The total proposed disturbed area is: 3562 ft2 ( 0 • 082 ) acres The total proposed newly created and/or replaced impervious area is:_3_5_6_2 __ ft2 ( 0.082 ) acres If your project is covered by an approved SWQMP as part of a larger development project, provide the project ID and the SWQMP # of the larger development project: Project ID DEV2020-0262 SWQMP#: N/A ------------------ Then, go to Step 1 and follow the instructions. When completed, sign the form at the end and submit this with your application to the city. This Box for City Use Only YES NO Date: Project ID: City Concurrence: □ □ By: E-34 Page 1 of 4 REV04/23 DocuSign Envelope ID: 8493A6OB-8842-4011-9705-6742C572B49C To determine if your project is a "development project", please answer the following question: Is your project LIMITED TO routine maintenance activity and/or repair/improvements to an existing building or structure that do not alter the size (See Section 1.3 of the BMP Design Manual for guidance)? YES NO □ If you answered "yes" to the above question, provide justification below then go to Step 6, mark the box stating "my project is not a 'development project' and not subject to the requirements of the BMP manual" and complete applicant information. Justification/discussion: (e.g. the project includes only interior remodels within an existing building): If you answered "no" to the above question, the project is a 'development project', go to Step 2. To determine if your project is exempt from PDP requirements pursuant to MS4 Permit Provision E.3.b.(3), please answer the following questions: Is your project LIMITED to one or more of the following: 1. Constructing new or retrofitting paved sidewalks, bicycle lanes or trails that meet the following criteria: a) Designed and constructed to direct storm water runoff to adjacent vegetated areas, or other non- erodible permeable areas; OR b) Designed and constructed to be hydraulically disconnected from paved streets or roads; OR c) Designed and constructed with permeable pavements or surfaces in accordance with USEPA Green Streets uidance? 2. Retrofitting or redeveloping existing paved alleys, streets, or roads that are designed and constructed in accordance with the USEPA Green Streets guidance? 3. Ground Mounted Solar Array that meets the criteria provided in section 1.4.2 of the BMP manual? YES NO □ □ □ If you answered "yes" to one or more of the above questions, provide discussion/justification below, then go to Step 6, mark the second box stating "my project is EXEMPT from PDP ... "and complete applicant information. Discussion to justify exemption (e.g. the project redeveloping existing road designed and constructed in accordance with the US EPA Green Street guidance): If you answered "no" to the above questions, your project is not exempt from PDP, go to Step 3. E-34 Page 2 of 4 REV 04/23 DocuSign Envelope ID: 8493A6DB-8842-4011-9705-67 42C572B49C . f( ~-.·:--~~, ~ I , -, • , j • 1 -~ 1 • ' ' ·: 1 ... ·trt~•,"',.:·,1~!, To determine if your project is a PDP, please answer the following questions (MS4 Permit Provision E.3.b.(1 )): YES NO 1. Is your project a new development that creates 10,000 square feet or more of impervious surfaces collectively over the entire project site? This includes commercial, industrial, residential, mixed-use, and public development projects on public or private land. □ 181 2. Is your project a redevelopment project creating and/or replacing 5,000 square feet or more of impervious surface collectively over the entire project site on an existing site of 10,000 square feet or more of □ 181 impervious surface? This includes commercial, industrial, residential, mixed-use, and public development projects on public or private land. 3. Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a restaurant? A restaurant is a □ 181 facility that sells prepared foods and drinks for consumption, including stationary lunch counters and refreshment stands selling prepared foods and drinks for immediate consumption (Standard Industrial Classification (SIC) code 5812). 4. Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a hillside development project? A hillside develooment oroject includes develooment on anv natural slope that is twentv-five oercent or greater. □ l8l 5. Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a parking lot? A parking lot is a □ l8l land area or facility for the temporary parking or storage of motor vehicles used personally for business or for commerce. 6. Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious street, road, highway, freeway or driveway surface collectively over the entire project □ l8l site? A street, road, highway, freeway or driveway is any paved impervious surface used for the transoortation of automobiles, trucks, motorcvcles, and other vehicles. 7. Is your project a new or redevelopment project that creates and/or replaces 2,500 square feet or more of impervious surface collectively over the entire site, and discharges directly to an Environmentally □ l8l Sensitive Area (ESA)? "Discharging Directly to" includes flow that is conveyed overland a distance of 200 feet or less from the project to the ESA, or conveyed in a pipe or open channel any distance as an isolated flow from the project to the ESA (i.e. not commingled with flows from adjacent lands).* 8. Is your project a new development or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface that supports an automotive repair shop? An automotive repair □ l8l shop is a facility that is categorized in any one of the following Standard Industrial Classification (SIC) codes: 5013, 5014, 5541, 7532-7534, or 7536-7539. 9. Is your project a new development or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious area that supports a retail gasoline outlet (RGO)? This category includes □ l8l RGO's that meet the following criteria: (a) 5,000 square feet or more or (b) a project Average Daily Traffic (ADT) of 100 or more vehicles per day. 10. Is your project a new or redevelopment project that results in the disturbance of one or more acres of land □ l8l and are expected to generate pollutants post construction? 11. Is your project located within 200 feet of the Pacific Ocean and (1) creates 2,500 square feet or more of impervious surface or (2) increases impervious surface on the property by more than 10%? (CMC 21 .203.040) □ l8l If you answered "yes" to one or more of the above questions, your project is a PDP. If your project is a redevelopm~nt project, go to step 4. If your project is a new project, go to step 5, complete the trash capture question. If you answered "no" to all of the above questions, your project is a 'STANDARD PROJECT'. Go to step 5, complete the trash capture question. • Environmentally Sensitive Areas include but are not limited to all Clean Water Ad Section 303(d) impaired water bodies: areas designated as Areas of Special Biological Significance by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); water bodies designated with the RARE beneficial use by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); areas designated as preserves or their equivalent under the Multi Species Conservation Program within the Cities and County of San Diego; Habitat Management Plan; and any other equivalent environmentally sensitive areas which have been identified by the City. E-34 Page 3 of 4 REV 04/23 DocuSign Envelope ID: 8493A6DB-8842-4011-9705-67 42C572B49C .. Complete the questions below regarding your redevelopment proiect (MS4 Permit Prov1s1on E.3.b.(2)): Does the redevelopment project result in the creation or replacement of impervious surface in an amount of less than 50% of the surface area of the previously existing development? Complete the percent impervious calculation below: Existing impervious area (A) = ____________ sq. ft. Total proposed newly created or replaced impervious area (8) = ___________ sq. ft Percent impervious area created or replaced (B/A)*100 = _____ % YES NO □ □ If you answered "yes", the structural BMPs required for PDP apply only to the creation or replacement of impervious surface and not the entire development. Go to step 5, complete the trash capture question. If you answered "no," the structural BM P's required for PDP apply to the entire development. Go to step 5, complete the trash capture question. Complete the question below regarding your Project (SDRWQCB Order No. 2017-0077): YES NO Is the Project within any of the following Priority Land Use {PLU) categories? R-23 (15-23 du/ac), R-30 (23-30 du/ac), Pl (Planned Industrial}, CF (Community Facilities), GC (General Commercial), L (Local Shopping Center), R (Regional Commercial), V-8 (Village-Barrio), VC (Visitor jg] D Commercial), 0 (Office), VC/OS (Visitor Commercial/Open Space), Pl/O (Planned Industrial/Office), or Public Trans ortation Station If you answered "yes", the 'PROJECT' is subject to TRASH CAPTURE REQUIREMENTS. Go to step 6, check the first box stating, "My project is subject to TRASH CAPTURE REQUIREMENTS ... " and the second or third box as determined in step 3. 0 My project is subject to TRASH CAPTURE REQUIREMENTS and must comply with TRASH CAPTURE REQUIREMENTS of the BMP Manual. I understand I must prepare a Storm Water Quality Management Plan (SWQMP). jg] My project is a 'STANDARD PROJECT' OR EXEMPT from PDP and must only comply with 'STANDARD PROJECT' stormwater requirements of the BMP Manual. As part of these requirements, I will submit a "Standard Project Requirement Checklist Form E-36" and incorporate low impact development strategies throughout my project. If my project is subject to TRASH CAPTURE REQUIREMENTS, I will submit a TRASH CAPTURE Storm Water Quality Management Plan (TCSWQMP) per E-35A. D My project is a PDP and must comply with PDP stormwater requirements of the BMP Manual. I understand I must prepare a Storm Water Quality Management Plan (SWQMP) per E-35 template for submittal at time of application. Note: For projects that are close to meeting the PDP threshold, staff may require detailed impervious area calculations and exhibits to verify if 'STANDARD PROJECT' stormwater requirements apply. D My project is NOT a 'development project' and is not subject to the requirements of the BMP Manual. Applicant Information and Signature Box Applicant Name: Tom~~ Applicant Title: Di rector Applicant Signature:..._[~-==~::_ 0 -....,;:,,..~=""rt."".,.wle.-.~---------Date: _61_2_3_1_2_0_23 ______________ _ E-34 Page 4 of 4 REV 04/23 DocuSign Envelope ID: 8493A6DB-8842-4011-9705-6742C572B49C { Cicyof Carlsbad STANDARD PROJECT REQUIREMENT CHECKLIST ·E-36 Project Information Development Services Land Development Engineering 1635 Faraday Avenue JUL 1 S Z:i2J 442-339-2750 www.carlsbadca.gov Project Name: Aboveground Storage Tank Installation for Private Fleet Refueling Project ID: oev2020-0262 DWG No. or Building Permit No.:cecA2022--0034 Baul• 8MPs for Existing and Propowl Site,...,_ Complete the Table 1 -Site Design Requirement to document existing and proposed site features and the BMPs to be implemented for them. All BMPs must be implemented where applicable and feasible. Applicability is generally assumed if a feature exists or is proposed. BMPs must be implemented for site design features where feasible. Leaving the box for a BMP unchecked means it will not be implemented (either partially or fully) either because it is inapplicable or infeasible. Explanations must be provided in the area below. The table provides specific instructions on when explanations are required. 1. Check the boxes below for each existing feature on 1. Select the BMPs to be implemented for each identified feature. Explain the site. why any BMP not selected is infeasible In the area below. □ Natural waterbodies SD-G Conserve natural features SD-H Provide buffers around waterbodies B. BMPs for Common Impervious Outdoor Site Features (see Fact Sheet BL-2) 1. Check the boxes below for each proposed feature. □ Streets and roads □ Sidewalks & walkways □ Parking areas & lots □ Driveways □ Patios, decks, & courtyards D Hardcourt recreation areas E-36 2. Select the BMPs to be implemented for each proposed feature. If neither BMP SD-B nor SD-I is selected for a feature, explain why both BMPs are infeasible in the area below. SD-B Direct runoff to pervious areas Page 1 of 4 SD-I Construct surfaces from materials Minimize size of impervious areas [!] Check this box to confinn that all impervious areas on the site will be minimized where feasible. If this box is not checked, identify the surfaces that cannot be minimized in araa below, and explain why it is Revised 04/23 DocuSign Envelope ID: 8493A6DB-8842-4011 -9705-67 42C572B49C ~ Other: Oil/waler separator Fueling area drains to proposed oil/water separator □ LJ infeasible to do so. The work area is small and is a proposed paved area. C. D BMPs for Rooftop Areas: Check this box if rooftop areas are proposed and select at least one BMP below. (see Fact Sheet BL-3) If no BMPs are selected, explain why they are infeasible in the area below. There is no roof as part of this project. OSD-B Direct runoff to pervious areas O SD-C Install green roofs O SD-E Install rain barrels D. D BMPs for Landscaped Areas: Check this box if landscaping is proposed and select the BMP below D SD-K Sustainable Landscaping (see Fact Sheet BL-4) If SD-K is not selected, explain why it is infeasible in the area below. Provide discussion/justification for site design BMPs that will not be implemented (either partially or fully): There is no landscaping involved with this project. All development projects must complete Table 2 -Source Control Requirement to identify applicable requirements for documenting pollutant-generating sources/ features and source control BMPs. BMPs must be implemented for source control features where feasible. Leaving the box for a BMP unchecked means it will not be implemented (either partially or fully) either because it is inapplicable or infeasible. Explanations must be provided in the area below. The table provides specific instructions on when explanations are required. Table 2 • Source Control Requll'9fflent A. Management of Storm Water Discharges 1. Identify all proposed outdoor work areas below □ Check here if none are proposed D Trash & Refu E-36 2. Which BMPs will be used to prevent materials from contacting rainfall or runoff? (See Fact Sheet BL-5) Select all feasible BMPs for each work area SC-A SC-B SC-C Overhead Separation Wind covering flows from protection adjacent areas Page 2 of 4 3. Where will runoff from the work area be routed? (See Fact Sheet BL-6) Select one or more option for each work area SC-0 SC-E Other Sanitary sewer Containment system Revised 04/23 DocuSign Envelope ID: 8493A6DB-8842-4011-9705-67 42C572B49C □ Loading & Unloading □ □ □ □ LJ □ [i] Fueling □ I.!] □ □ [?:I [?:I □ Maintenance & Repair □ □ □ □ LJ □ □ Vehicle & EQuioment CleaninQ □ □ □ □ □ □ □ Other: LJ □ □ LJ LJ LJ B. Management of Storm Water Discharges (see Fact Sheet BL-7) Select one option for each feature below: • Storm drain inlets and catch basins ... □ are not proposed [i] will be labeled with stenciling or signage to discouraae dumoina (SC-F) • Interior work surfaces, floor drains & I!! are not proposed □ will not discharge directly or indirectly to the MS4 sumps ... or receiving waters • Drain lines (e.g. air conditioning, boiler, I!! are not proposed □ will not discharge directly or indirectly to the MS4 etc.) ... or receiving waters • Fire sprinkler test water ... [i] are not proposed □ will not discharge directly or indirectly to the MS4 or receivina waters Provide discussion/justification for source control BMPs that will not be implemented (either partially or fully): Inlets/catch basins in proximity of proposed above ground storage tank shall be labeled. No other items in Part B are applicable for this project. E-36 Page 3 of 4 Revised 04/23 DocuSign Envelope ID: 8493A6DB-8842-4011-9705-6742C572B49C F This E-36 Form is intended to comply with applicable requirements of the city's BMP Design Manual. I certify that it has been completed to the best of my ability and accurately reflects the project being proposed and the applicable BMPs proposed to minimize the potentially negative impacts of this project's land development activities on water quality. I understand and acknowledge that the review of this form by City staff is confined to a review and does not relieve me as the person in charg ~ il(liW ·ng the selection and design of storm water BMPs for this project, of my responsibilities for ro·ect desi n. Tom Lawless Print re arer name: E-36 Date: 6/23/2023 Page 4 of 4 Revised 04/23 ' .. ~r:~ p.,5C::Q SE0 2 9 2~23 CIT; ..., V ... SBAD p 1 /,r 1N11,,0 DIVISIO' fj m WARE MALCOMB i-.. ___ ...,_ ltACEWI\ Y P,,.DI/S11UAL UONSIIU.D II VE II TS MtLROSt DR Pia.~ TANllt "'"°"'° ---.AflDM ll/18/2023 WARE MALCOMB L-.,_tbr __ _ I RAChWA Y INDUSTRIAL L/ONSllhAD A VE ATS MtLROSt VR • 1.,,,,,;;_.:~-==•=--=-..=-.....-ll • Frank Green llrstewart Order No. Title Unit No. PRELIMINARY REPORT 23000480719 48 Stewart Tille Guaranty Company Commercial Servioos {San Diego) 7676 Hazard Center Drive, Ste 1400 San Diego, CA92108 (619) 398-8035 Phone (619} 615-2389 Fax fgreen@stewart com r •-.- ~ ,· 'r~; P-\ 'h . .l Your File No. Buyer/Borrower Name Seller Name W-H CARLSBAD OWNER IX, LP., a Delaware limited partnership Property Address: 3125 Lionshead Ave., Carlsbad, CA 92010 In response to the above referenced application for a policy of title insurance, Stewart Title Guaranty Company Commercial Services (San Diego) hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of a defect, lien or encumbrance not shown or referred to as an exception below or not excluded from coverage pursuant to the printed Schedules, Exclusions from Coverage, and Conditions of said policy forms. With respect to any contemplated owner's policy, the printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Exhibit A, attached. The policy to be issued may contain an arbitration clause. \/Vhen the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA/ALTA Homeowner's Policy of Title Insurance, which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages, are also set forth in Exhibit A. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a binder or commitment should be requested. Dated as of July 24, 2023 at 7:30 AM Frank Green, Title Officer When replying, please contact: Frank Green, Title Officer File No.: 23000480719 Prelim Report COM r 2-3-23 Page 1 of 10 IF ANY DECLARATION, GOVERNING DOCUMENT (FOR EXAMPLE, COVENANT, CONDITION OR RESTRICTION) OR DEED IDENTIFIED AND/OR LINKED IN THIS TITLE PRODUCT CONTAINS ANY RESTRICTION BASED ON AGE, RACE COLOR, RELIGION, SEX, GENDER, GENDER IDENTITY, GENDER EXPRESSION, SEXUAL ORIENTATION, FAMILIAL STATUS, MARITAL STATUS, DISABILITY, VETERAN OR MILITARY STATUS, GENETIC INFORMATION, NATIONAL ORIGIN, SOURCE OF INCOME AS DEFINED IN SUBDIVISION (p) OF SECTION 12955, OR ANCESTRY, THAT RESTRICTION VIOLATES STATE AND FEDERAL FAIR HOUSING LAWS AND IS VOID, AND MAY BE REMOVED PURSUANT TO SECTION 12956.2 OF THE GOVERNMENT CODE BY SUBMITTING A "RESTRICTIVE COVENANT MODIFICATION" FORM, TOGETHER WITH A COPY OF THE ATTACHED DOCUMENT WITH THE UNLAWFUL PROVISION REDACTED TO THE COUNTY RECORDER'S OFFICE. THE "RESTRICTIVE COVENANT MODIFICATION" FORM CAN BE OBTAINED FROM THE COUNTY RECORDER'S OFFICE AND MAY BE AVAILABLE ON ITS WEBSITE. THE FORM MAY ALSO BE AVAILABLE FROM THE PARTY THAT PROVIDED YOU WITH THIS DOCUMENT. LAWFUL RESTRICTIONS UNDER STATE AND FEDERAL LAW ON THE AGE OF OCCUPANTS IN SENIOR HOUSING OR HOUSING FOR OLDER PERSONS SHALL NOT BE CONSTRUED AS RESTRICTIONS BASED ON FAMILIAL STATUS. File No .. 23000480719 Prelim Report COM r 2-3-23 Page2of10 PRELIMINARY REPORT The form of Policy of Title Insurance contemplated by this report is: □ Standard Coverage Owner's Policy □ Extended Coverage Owner's Policy □ CL TA/ALTA Homeowner's Policy □ Standard Coverage Loan Policy □ Extended Coverage Loan Policy □ Short Form Residential Loan Poticy l!I Report Only SCHEDULE A The estate or interest in the land hereinafter described or referred to covered by this report is: Fee Simple Title to said estate or interest at the date hereof is vested in: W-H Carlsbad Owner IX, LP., a Delaware limited partnership File No.: 23000480719 Prelim Report COM r 2-3-23 Page3of10 LEGAL DESCRIPTION The land referred to herein is situated in the State of California, County of San Diego, City of Carlsbad and described as follows: Parcel 1 of Parcel Map No. 21998 in the City of Carlsbad, County of San Diego, State of California, according to Map thereof, filed in the Office of the County Recorder of San Diego County on February 10, 2023 as File No. 2023-7000055 of Official Records. APN: 221-880 18-00 APN 221-880-18-00 (End of Legal Description) THE MAP ATTACHED THROUGH THE HYPERLINK ABOVE IS BEING PROVIDED AS A COURTESY AND FOR INFORMATION PURPOSES ONLY; THIS MAP SHOULD NOT BE RELIED UPON. FURTHERMORE, THE PARCELS SET OUT ON THIS MAP MAY NOT COMPLY WITH LOCAL SUBDIVISION OR BUILDING ORDINANCES. THERE WILL BE NO LIABILITY, RESPONSIBILITY OR INDEMNIFICATION RELATED TO ANY MATTERS CONCERNING THE CONTENTS OR ACCURACY OF THE MAP. File No .. 23000480719 Prel1m Report COM r 2-3-23 Page 4 of 10 SCHEDULE B At the date hereof, exceptions to coverage in addition to the printed exceptions and exclusions contained in said policy or policies would be as follows: Taxes: A Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes, to be levied for the fiscal year 2023 -2024. B. Property taxes for the fiscal year 2022 -2023 shown below are paid. amounts are: 1st Installment 2nd Installment Parcel No. Code Area/ Tracer No. $52,038.04 $52,038.04 221-880-01-00 09202 C. Property taxes for the fiscal year 2022 -2023 shown below are paid. amounts are: 1st Installment 2nd Installment Parcel No. Code Area/ Tracer No. $44,858.27 $44,858.27 221-880-02-00 09202 D. Property taxes for the fiscal year 2022 -2023 shown below are paid. amounts are: 1st Installment 2nd Installment Parcel No. Code Area/ Tracer No. $24,093.93 $24,093.93 221-880-03-00 09202 E. Property taxes for the fiscal year 2022 -2023 shown below are paid. amounts are: 1st Installment 2nd Installment Parcel No. Code Area/ Tracer No. $36,911.54 $36,911.54 221-880-04-00 09202 For proration purposes the For proration purposes the For proration purposes the For proration purposes the F. Prior to recording, the final amount due for taxes must be confirmed with tax collector. G. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (commencing with Section 75) of the revenue and taxation code of the State of California. H. Taxes and/or assessments affecting the land, if any, for Community Facility Districts including Mello Roos Districts which may exist by virtue of assessment maps or notices filed by said districts. Said taxes and/or assessments are typically collected with the County taxes; however, some districts may remove these taxes and/or assessment from the County taxes and assess and collect them separately. Exceptions: 1. Water rights, claims, or title to water, whether or not shown by the Public Records. 2. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the land or produced from the land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights File No .. 23000480719 Prelim Report COM r 2-3-23 Page 5 of 10 of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B. 3. Easement and rights incidental thereto for ingress and egress and utility purposes to Ida Dawson, as set forth in a document recorded April 3, 1959, in Book 7586 Page 133, of Official Records. Affects Lot 1 4. Matters contained in a document entitled "Agreement between Developer-Owner and the City of Carlsbad for the Payment of a Public Facilities Fees", recorded February 16, 1982, as Instrument No. 82-41594, of Official Records. 5. Covenants, conditions and restnctions as set forth in a document recorded February 11, 2004 as Instrument No. 2004-0109894, of Official Records. Said covenants, conditions, and restrictions provide that a violation thereof shall not defeat or render invalid the lien of any mortgage or deed of trust made in good faith and for value. 6. Matters contained in a document entitled "Notice and waiver concerning proximity of the planned or existing Palomar Airport Road and Melrose Drive Transportation Corridor(s) Case No.: CT 98-1 0", recorded February 11, 2004, as Instrument No. 2004-0109898, of Official Records. 7. Matters contained in a document entitled "Hold Harmless Agreement Drainage", recorded May 27, 2004, as Instrument No. 2004-0494021, of Official Records. 8. Matters contained in a document entitled "Hold Harmless Agreement Geological Failure", recorded May 27, 2004, as Instrument No. 2004-0494124, of Official Records. 9. Matters contained in a document entitled "Hold Harmless Agreement Drainage", recorded January 21, 2005, as Instrument No. 2005-0054704, of Official Records. 10. Matters contained in a document entitled "Hold Harmless Agreement Geological Failure", recorded January 21, 2005, as Instrument No. 2005-0054705, of Official Records. 11. Rights of access to or from the public road or street, highway or freeway adjacent to the property were relinquished or severed as disclosed on Map No. 15013 of Official Records. 12. Matters as shown on the Map No. 15013, and on Carlsbad Tract No. 98-10 Carlsbad Raceway of Maps together with any provisions and recitals contained therein. 13. Matters contained in a document entitled "Waiver and consent to creation of a community facilities district and agreement to pay fair share cost of CT 98-10", recorded May 3, 2005, as Instrument No. 2005-0371021, of Official Records. Matters contained in a document entitled "Amendment No. 1 to waiver and consent to creation of the Community Facilities District (CT 98-10)", recorded November 4, 2005, as Instrument No. 2005--0964620, of Official Records. 14. Covenants, conditions, restrictions, easements, matters, charges and assessments as set forth in a document, recorded October 24, 2005 as Instrument No 2005-0917104, of Official Records. Said covenants, conditions, and restrictions provide that a violation thereof shall not defeat or render invalid the lien of any mortgage or deed of trust made in good faith and for value. Said covenants, conditions and restrictions have been modified by a document, recorded September 12, 2006, as Instrument No. 2006-0647230, of Official Records. Said covenants, conditions and restrictions have been modified by a document, recorded September 10, 2007, as Instrument No. 2007-0594291, of Official Records. Said covenants, conditions and restrictions have been modified by a document, recorded April 2, File No.: 23000480719 Prelim Report COM r 2-3-23 Page 6 of 10 2009, as Instrument No. 2009-0165748, of Official Records. 15. Easement and rights incidental thereto for telecommunications facilities and easement agreement to CoxCom, Inc. d/b/a Cox Communications, as set forth in a document recorded April 20, 2006, as Instrument No. 2006-0275939, of Official Records. Affects Lot 1 to 4 16. Matters contained in a document entitled "Surface Drainage Easement Agreement and Temporary Entry Permit", by and between Fenton Raceway, LLC, a California Limited Liability Company and Palomar Forum Associates, L.P., a California Limited Partnership recorded November 15, 2006, as Instrument No. 2006-0811029, of Official Records. Affects Lot 1 and 2 17. Easement and rights incidental thereto for underground telecommunication equipment to CoxCom, Inc. d/b/a Cox Communications San Diego, a Corporation, as set forth in a document recorded February 27, 2007, as Instrument No. 2007-0130948, of Official Records. Affects Lot 1 18. Matters contained in a document entitled "Notice of Restriction", recorded May 4, 2022, as Instrument No. 2022-0193714, of Official Records. 19. Matters contained in a document entitled "Hold Harmless Agreement Geological Failure", by W-H Carlsbad Owner IX, LP., recorded November 8, 2022, as Instrument No. 2022-0429584, of Official Records. 20. Matters contained in a document entitled "Hold Harmless Agreement Drainage", by W-H Carlsbad Owner IX, L.P., recorded November 8, 2022, as Instrument No. 2022-0429585, of Official Records. 21. Matters contained in a document entitled "Permanent Stormwater Quality Best Management Practice Maintenance Agreement", by W-H Carlsbad Owner IX, L.P and the City of Carlsbad, California, a Municipal Corporation of the State of California recorded November 8, 2022, as Instrument No. 2022-0429586, of Official Records. 22. A Construction Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby: Amount $45,488,396.00 Truster W-H Carlsbad Owner IX, L.P., a Delaware limited partnership Trustee Stewart Title Guaranty Company Beneficiary Zions Bancorporation, NA, dba California Bank & Trust Recorded January 12, 2023, as Instrument No. 2023-0009865, of Official Records Any claims for mechanic's liens that may be recorded, by reason of a work of improvement in connection with the Constructions Deed of Trust shown above. 23. Matters contained in an unrecorded lease dated October 21, 2021, executed by W-H Carlsbad Owner IX, L.P., a Delaware limited partnership. as lessor and United Parcel Setvice, Inc., an Ohio Corporation, as lessee, disclosed as Instrument No. 2023-0009866, of Official Records, recorded January 12, 2023. Current owner of leasehold and any other matters affecting the interest of the lessee are not set forth herein. Subordination, Non-Disturbance and Attornment Agreement recorded January 12, 2023, as Instrument No. 2023-0009866, provides that the lease was subordinated to the Deed of Trust recorded January 12, 2023, as Instrument No. 2023-0009865, both of Official Records 24. Any lien, or right to a lien, for seivices, labor, materials or equipment heretofore or hereafter File No. 23000480719 Prelim Report COM r 2-3-23 Page 7 of 10 furnished, imposed by law and not shown by the Public Records. 25. Rights or claims of tenants in possession whether or not shown by the Public Records. 26. Rights or claims of parties in possession whether or not shown by the Public Records. 27. Any facts, rights, interests or claims which would be disclosed by an inspection of the land. (End of Exceptions) File No, 23000480719 Prelim Report COM r 2-3-23 Page8of10 A NIA File No.: 23000480719 Prelim Report COM r 2~3-23 NOTES AND REQUIREMENTS Page 9 of 10 CALIFORNIA "GOOD FUNDS" LAW California Insurance Code Section 12413.1 regulates the disbursement of escrow and sub-escrow funds by title companies. The law requires that funds be deposited in the title company escrow account and available for withdrawal prior to disbursement. Funds received by Stewart Title Guaranty Company Commercial Services (San Diego) via wire transfer may be disbursed upon receipt. Funds received via cashier's checks or teller checks drawn on a California Bank may be disbursed on the next business day after the day of deposit If funds are received by any other means, recording and/or disbursement may be delayed, and you should contact your title or escrow officer. All escrow and sub-escrow funds received will be deposited with other escrow funds in one or more non-interest bearing escrow accounts in a financial institution selected by Stewart Title Guaranty Company Commercial Services (San Diego). Stewart Title Guaranty Company Commercial Services (San Diego) may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with the financial institution, and Stewart Title Guaranty Company Commercial Services (San Diego) shall have no obligation to account to the depositing party in any manner for the value of, or to pay to such party, any benefit received by Stewart Title Guaranty Company Commercial Seivices (San Diego) Such benefits shall be deemed additional compensation to Stewart Title Guaranty Company Commercial Services (San Diego) for its services in connection with the escrow or sub-escrow. If any check submitted is dishonored upon presentation for payment, you are authorized to notify all principals and/or their respective agents of such nonpayment. File No .. 23000480719 Prelim Report COM r 2-3-23 Page 10 of 10 File No.: 23000480719 Page 1 of 1 Updated 9/2020 OWNER'S AFFIDAVIT AND INDEMNITY Order Number: 23000480719 Address/Location: 3125 Lionshead Ave., Carlsbad, CA 92010 APN: 221-880-18-00 In connection with the request of the Undersigned ("Affiant") for the preparation and issuance of insurance, Affiant makes the following statements and representations for the benefit of, and reliance by, title insurer STEWART TlTLE GUARANTY COMPANY (hereafter referred to as ''TITLE'} Affiant owns and holds title to the land described in Schedule A of the Preliminary Report or Commitment issued in connection with the above referenced Order Number (the "Land") 2. The Affiant's ownership and/or possession of the land has been peaceful and undisturbed, and title thereto has never been disputed, questioned or rejected, nor has the issuance of title insurance ever been refused, except as follows: (If none, please state "none") 3. Other than the Affiant, there are no parties entitled to possession of the Land other than the following: (If none, please state "none") 4. There are no leases, licenses, options, rights of first refusal, or contracts to sell, affecting the Land, or any parties currently in possession, of the Land, except the following: (If none, please state "none") 5. All assessments by a management company or owners' association, or for common area or building maintenance, if any, are paid current or are not yet due and payable except for the following (If none, please state "none) 6. There are no pending contemplated repairs/improvements to the Land, except the following: (If none, please state "none) 7. There has been no construction, building materials, repairs, improvements or remodeling performed, provided, furnished or delivered within the last 12 months, except as follows: (If none, please state "none") This work performed, as detailed above, was completed on _________ (date of completion). 8. Affiant is not aware of the existence of any of the following:: a. Improvements, including fences, encroaching into any easements on the Land, or over any boundary lines of the Land. b. Adjoining property improvements encroaching onto the Land. c. Liens against the Land and/or judgments or tax liens against Affiant or any other property owner currently in title, except those described in the Preliminary Report or Commitment issued in connection with the above referenced Order Number. d. Outstanding claims or persons entitled to claims for mechanics' or materialman liens against the Land. e. Pending repairs/improvements to any adjacent street(s) or any assessments related to road maintenance. f. Any pending litigation involving the Land, the Affiant or any other property owner currently in title. g. Recent improvements completed or being made to any common area(s) located within the subdivision in which the Land is located. h. Violations of building permits, zoning laws or recorded covenants, conditions and/or restrictions imposed on the Land. i. Any pending assessments for Community Facility Districts. j. Any new, pending or existing obligation or loan including any home improvements on the Land pursuant to the PACE or HERO program, or any other similar type program. File No .. 23000480719 Owners Affidavit and Indemnity CA COM Page 1 of 3 Rev. 912021 k. Any unrecorded or recorded easements, covenants, conditions, or restrictions affecting the Land, other than those listed in the Preliminary Report or Title Commitment. I. Any use of the property for the production, sale, warehousing or transporting of fresh fruits, vegetables, livestock or poultry (e.g., supermarkets, restaurants, wineries, breweries and meat packing plants). With regard to Sa.-8I, except as follows: (If none, please state "none") 9. No proceedings in bankruptcy or receivership have been instituted or filed by, or against, the Affiant or any other property owner currently in title. 10. There are no unpaid taxes, assessments or utility type bills including but not limited to bills for water, sewer, hazardous waste, recycling, storm drain and/or rubbish and there are no liens related to such utilities from or on the Land, with the exception of the following: (If none, please state "none") 11. There are no financial obligations secured by trust deeds, mortgages, financing statements, vendor's liens, security agreements or otherwise, against the Land, except as set forth in the Preliminary Report, proforma and/or Commitment, and as set forth below: (If none, please state "none") Creditor Approximate Balance 12. There has been no harvesting or production of any oil, gas, geothermal materials or other minerals from or on the Land and there are no oil, gas, geothermal and/or mineral leases, licenses, options, rights of first refusal, and/or contracts to se11, affecting the mineral rights associated with the Land, or other parties currently in possession, of the mineral rights on the Land, except the following: (If none, please state "none") 13. Other than the Affiant, there are no other parties currently in possession of the Land, including but not limited to, any possessory interest associated with the harvesting of any oil, gas, geothermal materials or other minerals, except the following: (If none, please state "none") 14. Affiant has not executed and will not execute any documents or instruments related to the title to, or interest in, the Land prior to the recordation of the documents in this transaction. 15. By signing below, Affiant agrees to cooperate with TITLE and, upon request from TITLE, to promptly provide and/or execute, any corrective or curative information or documentation requested. This is a sworn affidavit and is made for the purpose of inducing TITLE to provide certain insurance coverage to a purchaser and/or lender, and the representations contained herein are material to such insurance coverage. The undersigned hereby indemnifies and holds TITLE harmless from any loss or damage, liability, costs, expenses and attorneys' fees which it may sustain under its policies of title insurance or commitments to the extent any representation contained herein is incorrect. The undersigned understands that TITLE may decide not to provide the requested title insurance despite the information and affirmations contained herein. PLEASE READ, COMPLETE AND RESPOND TO ALL STATEMENTS CONTAINED IN THIS OWNER'S AFFIDAVIT AND INDEMNITY BEFORE SIGNING IN THE PRESENCE OF A NOTARY PUBLIC. THE NOTARY PUBLIC WILL EXECUTE THE ACKNOWLEDGMENT ON THE FOLLOWING PAGE. HOWEVER, IF YOU DO NOT UNDERSTAND OR HAVE ANY QUESTIONS ABOUT THIS AFFIDAVIT, YOU SHOULD SEEK THE ASSISTANCE OF YOUR INDEPENDENT FINANCIAL AND/OR LEGAL ADVISOR BEFORE SIGNING. File No .. 23000480719 Page 2 of 3 owners Affidavit and Indemnity CA COM Rev 9/2021 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to Which this certificate is attached and not the truthfulness, accuracy, or validity of that document. State of California ) ) SS, County of ______ ~ Subscribed and sworn to (or affirmed) before me on this ___ day of ___________ , 20 __ , by , proved to me on the basis of satisfactory evidence to be the person(s) who appeared before me. Notary Signature File No,: 23000480719 Page 3 of3 Owners Affidavit and Indemnity CA COM Rev. 9/2021 CERTIFICATION OF TRUST {California Probate Code 18100.5) IMPORTANT: THIS CERTIFICATION OF TRUST MUST BE FULLY COMPLETED File No .. 23000480719 Certification of Trust CA COM {rev. 7-2020) Page 1 of 1 stewart title Frank Green Date Escrow Officer Escrow No. Title Order No. Property Address July 31, 2023 23000480719 23000480719 3125 Lionshead Ave., Carlsbad, CA 92010 Stewart Title Guaranty Company Commercial Services (San Diego) 7676 Hazard Center Drive, Ste 1400 San Diego, CA 92108 (619) 398-8035 Phone (619) 615-2389 Fax fgreen@stewart.com SELLER ACKNOWLEDGEMENT OF RECEIPT, UNDERSTANDING AND APPROVAL OF PRELIMINARY REPORT The undersigned Seller(s) hereby acknowledge receipt of a copy of the Preliminary Report issued by Stewart Title Guaranty Company -Commercial Services under Order No. 23000480719, dated July 24, 2023 and hereby approves the legal description of subject property shown on Schedule A of the report. Seller(s) Acknowledgement: Seller(s) herein warrant and confirm that, to Seller(s) knowledge, all Deeds of Trusts (e.g., mortgages, loans and lines of credit), liens, judgments and/or encumbrances affecting Seller(s) and subject property are reflected in the Preliminary Report If not, Seller(s) will provide Escrow Holder with information to facilitate the pay-off and/or removal of any such items before or at the close of escrow. The undersigned have received a copy of this acknowledgement as evidenced by the signature below. Seller(s): Escrow No • 23000480719 PrelIm Approval BP SCE Page 1 of 3 stewart title Frank Green Date Escrow Officer Escrow No. Title Order No. Property Address July 31, 2023 23000480719 23000480719 3125 Lionshead Ave., Carlsbad, CA 92010 Stewart Title Guaranty Company Commercial Services (San Diego) 7676 Hazard Center Drive, Ste 1400 San Diego, CA 92108 (619) 398-8035 Phone (619) 615-2389 Fax fgreen@stewart.com BUYER ACKNOWLEDGEMENT OF RECEIPT, UNDERSTANDING AND APPROVAL OF PRELIMINARY REPORT The undersigned Buyer(s) hereby acknowledge receipt of a copy of the Preliminary Report issued by Stewart Title Guaranty Company -Commercial Services under Order No. 23000480719, dated July 24, 2023 and hereby approves the legal description of subject property shown on Schedule A of the report. Buyer(s) Approval of Preliminary Report: Buyer(s) herein hereby approves Items * of Schedule B of the report to be included in the Policy of Title Insurance as exceptions when written. Further, Buyer(s) hereby acknowledge receipt and approval of the Covenants, Conditions and Restrictions, and any and all Schedule B exceptions detailed above, for example, easements, right-of-ways, and restrictions, if any. The undersigned have received a copy of this acknowledgement as evidenced by the signature below. Buyer(s): W-H CARLSBAD OWNER IX, L.P., a Delaware limited partnership By: W-H Carlsbad GP IX, L.L.C., a Delaware limited liability company, its General Partner By: W-H Carlsbad JV IX, L.P., a Delaware limited partnership, its Sole Member By: W Carlsbad Investors GP IX, L.L.C., a Delaware limited liability company, its General Partner By: Walton Acquisition Holdings IX, L.P., a Delaware limited partnership, its Sole Member By: Walton Acquisition GP IX, L.l.C., a Delaware limited liability company, its General Partner By: Walton Street Real Estate Fund IX, L.P., a Delaware limited partnership, its Sole Member Escrow No .. 23000480719 Prelim Approval BP SCE Page 2 of 3 By: Walton Street Managers IX, L.P., a Delaware limited partnership, its General Partner By: WSC Managers IX, Inc., a Delaware corporation, its General Partner By: Name: Title: Andrew J. Fleck Vice President Escrow No .. 23000480719 Prelim Approval BP SCE Page 3 of3 Order No.: 23000480719 Escrow No.· 23000480719 EXHIBIT "A" LEGAL DESCRIPTION The land referred to herein is situated in the State of California, County of San Diego, City of Carlsbad and described as follows: Parcel 1 of Parcel Map No. 21998 in the City of Carlsbad, County of San Diego, State of California, according to Map thereof, filed in the Office of the County Recorder of San Diego County on February 10, 2023 as File No. 2023-7000055 of Official Records. APN: 221-880-18-00 APN: 221-880-18-00 (End of Legal Description) AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT Date: July 31, 2023 Escrow No .. 23000480719 Property: 3125 Lionshead Ave., Carlsbad, CA 92010 From: Stewart Title Guaranty Company -Commercial Services This is to give you notice that Stewart Title Guaranty Company -Commercial Services ("Stewart Title") has a business relationship with Stewart Solutions, LLC, OBA -Stewart Specialty Insurance Services, LLC ("Stewart Insurance"). Stewart Information Services Corporation owns 100% of Stewart Insurance and Stewart Title of California. Because of this relationship, this referral may provide Stewart Title a financial or other benefit Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for purchase, sale, or refinance of the subject Property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. Stewart Insurance Settlement Service Hazard Insurance Home Warramv Natural Hazard Disclosure Reoort Escrow No.: 23000480719 ABA Disclosure SCE Charne or ranae of charnes $400.00 to $6,500.00 $255.00 to$ 780.00 $ 42.50to$ 149.50 Page 1 of 1 .CLTA PRELIMINARY REPORT FORM, EXHIBIT A (Rev. 11-04-22) [CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY-1990 (11-09-18) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating {i) the occupancy, use, or enjoyment of the land: {ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the larid or any parcel of which the land is or was a part, or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Polley. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public rerords at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3 Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the hen of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof. which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage {and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings. whether or not shown by the records of such agency or by the public records. 2 Any facts. rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a}, (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material unless such lien JS shown by the public records al Date of Policy. © California Land Title Association. All rights reserved. Tile use of this Form ,s restricted to CLTA subscribers in good standing as of the date of use. All other uses are proh1b1ted Repnnled under license or express permission from the California Land Title Association. Page 1 of7 CLTA PRELIMINARY REPORT FORM, EXHIBIT A (Rev.11-04-22) EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART 11 {Variable exceptions such as taxes, easements, CC&R's, etc, are inserted here)] CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE OWNER'S POLICY (02-04-22) EXCLUSIONS FROM COVERAGE The following matters are excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to: the occupancy, use, or enjoyment of the Land; ii. the charader, dimensions, or location of any improvement on the Land: iii. the subdivision of land; or iv. environmental remediation or protection. b. any governmental forfeiture, police, regulatory, or national security power. c. the effect ofa violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b. Exclusion 1 does not modify or limit the coverage provided under Covered Risk 5 or 6. 2 Any power of eminent domain. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 7. 3. Any defect, lien, encumbrance, adverse claim, or other matter: a. created, suffered. assumed, or agreed to by the Insured Claimant; b. not Known to the Company, not recorded in the Public Records at the Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; c. resulting in no loss or damage to the Insured Claimant; d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or 1imIl the coverage provided under Covered Risk 9 or 10): or e. resulting in loss or damage that would not have been sustained if consideration sufficient to qualify the Insured named in Schedule A as a bona fide purchaser had been given for the Title at the Dale of Policy. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transaction vesting the Title as shown in Schedule A is a: a. fraudulent conveyance or fraudulent transfer; b. voidable transfer under the Uniform Voidable Transactions Act; or c. preferential transfer: i. to the extent the instrument of transfer vesting the Tille as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or for any other reason not staled in Covered Risk 9.b. 5. Any claim of a PACA-PSATrust. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 8. 6. Any lien on the Title for real estate taxes or assessments imposed or collected by a governmental authority that becomes due and payable after the Date of Policy Exclusion 6 does not modify or limit the coverage provided under Covered Risk 2.b 7. Any discrepancy In the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land. EXCEPTIONS FROM COVERAGE Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This policy treats any Discriminatory Covenant In a document referenced in Schedule B as lf each Discriminatory Covenant ls redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage. This policy does not insure against loss or damage and the Company will not pay costs, attorneys' fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters· PARTI 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings. whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records al Date of Policy but that could be (a} ascertained by an inspection of the Land, or (b} asserted by persons or parties in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy. 4 Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy. © Callfornla Land TIiie AHociatlon. AH rights reserved. The use of this Form is restricted to CLTA subscribers m good standing as of the date of use. All other uses are proh1bIted Reprinted under license or express permission from the California Land Title Association Page 2 of7 CLTA PRELIMINARY REPORT FORM, EXHIBIT A (Rev. 11-04-22) 5. (a) Unpatented mining claims; (b} reservations or exceptions in patents or in Acts authorizing the issuance thereof, (c) water rights, claims or title to water, whether or not the matters excepted under {a), (bl, or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy. 7. Any claim to (a) ownership of or rights to minerals and similar substances, includirg but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otheiwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B. PARTII (Variable exceptions such as taxes, easements, CC&R's, etc., are inserted here) CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (07-01-2021) EXCLUSIONS FROM COVERAGE The following matters are excluded from the coverage of this policy and We will not pay loss or damage, costs, attorneys' fees, or expenses that anse by reason of: a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to: i. the occupancy, use, or enjoyment of the Land; ii. the dlaracter, dimensions, or location of any improvement on the Land; iii. the subdivision of land; or iv. environmental remediation or protection. b. any governmental forfeiture, police, or regulatory, or national security power. c. the effect of a violation or enforc.ement of any matter excluded under Exclusion 1.a. or 1.b. Exclusion 1 does not modify or limit the coverage provided under Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23, or 27. 2. Any power to take the Land by condemnation. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 17. 3. Any defect, lien, encumbrance, adverse claim, or other matter: a. created, suffered, assumed, or agreed to by You; b. not Known to Us, not recorded in the Public Records at the Date of Policy, but Known to You and not disclosed in writing to Us by You prior to the date You became an Insured under this policy; c. resulting in no loss or damage to You; d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 5, 8.f., 25, 26, 27, 28, or 32); or e. resulting in loss or damage that would not have been sustained if You paid consideration sufficient to qualify You as a bona fide purchaser of the Title at the Date of Policy. 4. Lack of a right: a. to any land outside the area specifically described and referred to in Item 3 of Schedule A; and b. in any street, road, avenue, alley, tane, right-of-way, body of water, or wateiway that abut the Land. Exclusion 4 does not modify or limit the coverage provided under Covered Risk 11 or 21 5. The failure of Your existing structures, or any portion of Your existing structures, lo have been constructed before, on, or after the Date of Policy in accordance with applicable building codes. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 14 or 15. 6 Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transfer of the Title to You is a. a. fraudulent conveyance or fraudulent transfer; b voidable transfer under the Uniform Voidable Transactions Act. or c. preferential transfer i. to the extent the instrument of transfer vesting the Tille as shown in Schedule A Is not a transfer made as a contemporaneous exchange for new value; or Ii. for any other reason not staled in Covered Risk 30 7. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. a. Negligence by a person or an entity exercising a right to extract or develop oil, gas, minerals, groundwater, or any other subsurface substance. 9. Any lien on Your Title for real estate taxes or assessments imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 9 does not modify or limit the coverage provided under Covered Risk 8.a or 27. 1 o. Any discrepancy in the quantity of the area, square footage, or acreage of the land or of any improvement to the Land. © California Land Title Association. All rights reserved. The use of th,s Form is restricted to CLTA subscnt>ers in good standing as of the date of use_ All other uses are prohibited. Reprinted under license or express permission lrom the California Land Title Association. Page 3 of 7 CLTA PRELIMINARY REPORT FORM, EXHIBIT A (Rev. 11-04-22) LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows· • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21 Your Deductible Amount •% of Policy Amount Shown in Schedule A or $* (whichever is less) "% of Policy Amount Shown In Schedule Aor $" {whichever is less) •% of Policy Amount Shown in Schedule A or $* (whichever is less) "% of Policy Amount Shown in Schedule A or$" (whichever is less) Our Maximum Dollar Limit of Liability ,. ,. CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e land division; and f_ environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8 a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6 Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A, and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy. state insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire. flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entrty exercising a right to extract or develop minerals, water, or any other substances. © CaLlfornla Land Title A1111ociatlon. All rights reserved. The use of this Form is restricted to CLTA subscribers 1n good standing as of the date of use. All other uses are prohibited Reprinted under license or express permission from the Califom,a Land Title Association. Page 4 of 7 CLTA PRELIMINARY REPORT FORM, EXHIBIT A (Rev.11--04-22) LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the O.Vner's Coverage Statement as follows· • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19· Covered Risk 21 Your Deductible Amount •% of Policy Amount Shown in Schedule A or$' (whichever is less) •% of Policy Amount Shown in Schedule A or $* {whichever is less) •% of Policy Amount Shown in Schedule A or $' (whichever is less} *% of Policy Amount Shown in Schedule A or S' (whichever is less) ALTA OWNER'S POLICY (07--01-2021) EXCLUSIONS FROM COVERAGE Our Maximum Dollar Limit of liability ,- ,. ,. ,- The following matters are excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: a. any law, ordinance, permit, or governmental regulation (including those relating lo building and zoning) that restricts, regulates, prohibits, or relates to: i. the occupancy, use, or enjoyment of the Land; ii. the character, dimensions, or location of any improvement on the Land; iii the subdivision of land; or iv. environmental remediation or protection. b. any governmental forfeiture, police, regulatory, or national security power. c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b. Exclusion 1 does not modify or limit the coverage provided under Covered Risk 5 or 6. 2. Any power of eminent domain. Exclusion 2 does not modify or limlt the coverage provided under Covered Risk 7. 3 Any defect, lien, encumbrance, adverse claim, or other matter. a. created, suffered, assumed, or agreed to by the Insured Claimant; b. not Known to the Company, not recorded in the Public Records at the Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; c. resulting in no loss or damage to the Insured Claimant; d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 9 or 1 O); or e resulting in loss or damage that would not have been sustained if consideration sufficient to qualify the Insured named in Schedule A as a bona fide purchaser had been given for the Title at the Date of Policy. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transaction vesting the Title as shown in Schedule A is a: a. fraudulent conveyance or fraudulent transfer, b. voidable transfer under the Uniform Voidable Transactions Act or c. preferential transfer: to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or 11. for any other reason not stated in Covered Risk 9.b. 5. Any claim of a PACA-PSATrust. Exclusion 5 does not modify or limlt the coverage provided under Covered Risk 8. 6 Any lien on the Title for real estate taxes or assessments imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 6 does not modify or limit the coverage provided under Covered Risk 2.b. 7 Any discrepancy in the quantity of the area, square footage. or acreage of the Land or of any improvement to the Land. © Califomla Land Titla Association. All rights reserved. The use of this Form is restricted to CLTA subsciibers in good standing as of the date of use All other uses are proh1b1ted Reprinted under license or express permission from lhe Cal1fom1a Land Title Association Page 5 of7 CLTA PRELIMINARY REPORT FORM, EXHIBIT A (Rev. 11-04-22) EXCEPTIONS FROM COVERAGE Some historical land records contain Discriminatory Covenants that are illegal and unenforceable 1:7f law. This policy treats any Discriminatory Covenant in a document referenced in Schedule B as If each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage. This policy does not insure against loss or damage and the Company will not pay costs, attorneys' fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters. NOTE: The 2021 ALTA Owner's Policy may be issued to afford either Standard Coverage or Extended Coverage. In addition to variable exceptions such as taxes, easements, CC&R's, etc., the Exceptions from Coverage fn a Standard Coverage policy wr/1 also Include the Western Regional Standard Coverage Exceptions listed as 1 through 7 below: {a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b} proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests. or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land or (b) asserted by persons or parties in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy. 4 Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy. 5. (a) Unpatented mining claims; (bl reservations or exceptions in patents or in Acts authoriZing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy. 7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B. 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company wrn not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (1) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; {iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the coverage provided under Covered Risk 5. (b} Any governmental police power. This Exclusion 1 (b) does not modify or limit the coverage provided under Covered Risk 6 2 Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3 Defects. liens, encumbrances, adverse claims, or other matters (a} created, suffered. assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed 111 writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c} resulting In no loss or damage to the Insured Claimant: (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. © Callfomia Land Title Association. All rights reserved. The use of this Form is restricted to CLTA subscnbers in good standing as of the date of use All other uses are proh1b1ted. Reprinted under license or express permission from the California Land Title Association. Page6of7 CLTA PRELIMINARY REPORT FORM, EXHIBIT A (Rev. 11-04-22) 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown m Schedule A, is (a) a fraudu~nt conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not staled m Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: NOTE: The 2006 ALTA Owner's Policy may be issued to afford either Standard Coverage or Extended Coverage In addition to variable exceptions such as taxes. easements, CC&R's, etc., the Exceptions from Coverage in a Standard Coverage policy will also include the Western Regional Standard Coverage Exceptions listed below as 1 through 7 below: (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proc.eedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records al Date of Policy but that could be (a) ascertained by an inspection of the Land, or (b) asserted by persons or parties in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy. 4. Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy. 7. Any claim to (a} ownership of or rights to minerals and similar substances. including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or nghts arise by lease, grant, exception, conveyance, reservation, or otherwise: and (b) any rights, privileges, immunities, nghts of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B. © Calif om la Land Title Association. All rights reserved. The use of th,s Form is restricted to CLTA subscribers in good standing as of the date of use. All other uses are prohibited Reprinted under license or express perm,ss1on from the California Land TitleAssociabon Page 7 of 7 Stewart Title Guaranty Company -Commercial Services STATEMENT OF INFORMATION CONFIDENTIAL THE STREET ADDRESS of the property in this transaction is: (IF NONE LEAVE BLANK) ADDRESS .;,==~ac=======~---,,,.===c-a===-. CITY IMPROVEMENTS: 0 SINGLE RESIDENCE □ MULTIPLE RESIDENCE □ "C"O"M~M=ER"C"IA=L---------------- OCCUPIED BY: □ OWNER □ TENANTS CONSTRUCTIONORIMPROVEMENTSWITHINTHE LAST6MONTHS? □ YES □ NO IF YES, STATE NATURE WORK DONE PARTY 1 PARTY 2 FIRST MIDDLE FORMER LAST NAME($), IF ANY BIRTHPLACE BIRTH DATE Social Security No DRIVER'S LICENSE NO. Home Cell 0 AMSINGLE O AMM,11.RRIED □ HAVEAOOMESTICPARTNER Date of Marriage or Partnership ______________ _ NAME OF CURRENT SPOUSE OR DOM. PARTNER (if other than Party 2): NAME OF EQRM.EB. SPOUSE/DOM. PARTNER: (IF NONE, WRITE "NONE"): Dissolutions pending Yes No Do you make child support payments? Yes No Do you make payments to Fam,ly Support? Yes No If paying former spouse directly, please provide address. (circle one) (circle one) (circle one) FIRST MIDDLE LAS. FORMER LAST NAME(S), IF ANY BIRTHPLACE BIRTH DATE Social Security No. DRIVER'S LICENSE NO. Home Cell D AMSINGLE □ AMMARRIED □ HAVEADOMESTtCPARTNER Date of Mar~age or Partnership ______________ _ NAME OF CURRENT SPOUSE OR DOM PARTNER (if other than Party 1 ): NAME OF EQBMEB SPOUSE/DOM PARTNER' (IF NONE, WRITE "NONE"): Dissolutions pending Yes No Do you make child support payments? Yes No Do you make payments to Family Support? Yes No If paying former spouse directly, please provide address· (circle one) (circle one} (circle one} OCCUPATIONS FOR LAST 10 YEARS (see attached for additional 10 year infonnation) Party 1: Occupation Firm Name Street and City No Years Party 2: Occupation Firm Name Street and City No. Years RESIDENCES FOR LAST 10 YEARS (see attached for additional 10 year infonnation) Party 1: Street No Street Name City No. Years Party 2 Street No Street Name City No. Years Email Address If you would like us to contact you by email, please provide your email address Home Phone _____________ Business Phone _____________ Cell Phone. ____________ _ The undersigned declare, under penalty of perjury, that foregoing is true and correct. Signature: ____________ Date: File No. 23000480719 -Statement of Information SCE Rev. 4109 Signature: ____________ Date: File No .. 23000480719 CA Affidavit -Uninsured Deed Affidavit (03-2023) PROCEDURES TO ACCOMPANY THE RESTRICTIVE COVENANT MQPIEICATION FORM The law prohibits unlawfully restrictive covenants based upon: " .. age, race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, familial status, marital status, disability, veteran or military status, genetic information, national origin, source of income as defined in subdivision (p) of Section 12955, or ancestry.. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status." As the individual holding or acquiring an interest in the property, you may elect to have any unlawfully restrictive covenants "removed", which means "redacted.n To have the unlawfully restrictive covenant removed, you may prepare and submit to the county recorder's office, a "Restrictive Covenant Modification" form (RCM) together with a copy of the attached document with the unlawfully restrictive covenant redacted. This request must be submitted to the county recorder's office and must include your return address so the county recorder can notify you of the action taken by the county counsel. NOTE: The RCM provided with YOU[ title product MAY NOT be the same form reaulred by YOU[ county recorder's office: Please double check your county recorder's office before comoletina this fonn, The process at the county recorder's office is as follows: • The county recorder takes the RCM with the redacted document and the original document attached and submits it to the county counsel for review to determine if, from a legal standpoint, the language was an unlawfully restrictive covenant and thus the redacted version should be indexed and recorded. • The county counsel shall inform the county recorder of his/her determination within a reasonable amount of time, not to exceed three months from the date of your request. • If county counsel determined that the redacted language was unlawful then, once recorded, the redacted document is the only one that effects the property and this modified document has the same effective date as the original document. • If county counsel determined that the redacted language was not unlawful then county counsel will return the RCM package to the county recorder and the county recorder will advise the requester that same the request has been denied and the redacted document has not been recorded. • The modification document shall be indexed in the same manner as the original document and shall contain a recording reference to the original document. RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO NAME ADDRESS CITY STATE & ZIP TITLE ORDER NO. ESCROW NO. APN NO. RESTRICTIVE COVENANT MODIFICATION (Unlawfully Restrictive Covenant Modification Pursuant to Government Code Section 12956.2) l(We)-,--~~~--~~~~--------------'have or are acquiring an ownership interest of record in the property located at _________________________ _ that is covered by the document described below. The following reference document contains a restriction based on age, race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, familial status, marital status, disability, veteran or military status, genetic information, national origin, source of income as defined in Section 12955 of the Government Code, or ancestry, that violates state and federal fair housing laws and is void. Pursuant to Section 12956.2 of the Government Code, this document is being recorded solely for the purpose of eliminating that restrictive covenant as shown on page(s)_of the document recorded on =~-=-,=~ in book _____ and page ___ or instrument number ________ ,of the official records of the County of __________ , State of California. Attached hereto is a true, correct and complete copy of the document referenced above, with the unlawful restrictive covenant redacted. This modification document shall be indexed in the same manner as the original document pursuant to subdivision (d) of Section 12956 of the Government. The effective date of the tenns and conditions of the modification document shall be the same as the effective date of the original document. (Signature of Submitting Party) (Printed Name) (Signature of Submitting Party) (Printed Name) County Counsel, or their designee, pursuant to Government Code Section 12956.2, hereby states that it has been determined that the original document referenced above ____ Does ____ Does Not contain an unlawful restriction and this modification may be recorded. County Counsel By: Date: STEWART TITLE GUARANTY COMPANY PRIVACY NOTICE This Stewart Title Guaranty Company Privacy Notice ("Notice") explains how Stewart Title Guaranty Company and its subsidiary title insurance companies (collectively, "Stewart") collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of your information. Pursuant to Title V of the Gramm-Leach Bliley Act ("GLBA") and other Federal and state laws and regulations applicable to financial institutions, consumers have the right to limit some, but not all sharing of their personal information. Please read this Notice carefully to understand how Stewart uses your personal information. The types of personal information Stewart collects, and shares depends on the product or service you have requested. Stewart may collect the following categories of personal and financial information from you throughout your transaction: 1. Identifiers: Real name, alias, online IP address if accessing company websites, email address, account name, unique online identifier, social security number, driver's license number, passport number, or other similar identifiers; 2. Demographic Information: Marital status, gender, date of birth. 3. Personal Information and Personal Financial Information: Name, signature, social security number, physical characteristics or description, address, telephone number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, credit reports, or any other information necessary to complete the transaction. Stewart may collect personal information about you from: 1. Publicly available information from government records. 2. Information we receive directly from you or your agent(s), such as your lender or real estate broker; 3. Information about your transactions with Stewart, our affiliates, or others; and 4. Information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. Stewart may use your personal information for the following purposes: 1. To provide products and services to you or in connection with a transaction. 2. To improve our products and services. 3. To communicate with you about our, our affiliates', and others' products and services, jointly or independently. Stewart may use or disclose the personal information we collect for one or more of the following purposes: a. To fulfill or meet the reason for which the information is provided. b. To provide, support, personalize, and develop our website, products, and services. c. To create, maintain, customize, and secure your account with Stewart. d. To process your requests, purchases, transactions, and payments and prevent transactional fraud. e. To prevent and/or process claims. f. To assist third party vendors/service providers who complete transactions or perform services on Stewart's behalf pursuant to valid service provider agreements. g. As necessary or appropriate to protect the rights, property or safety of Stewart, our customers or others. h. To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses. i. To help maintain the safety, security, and integrity of our website, products and services, databases and other technology-based assets, and business. j. To respond to law enforcement or regulator requests as required by applicable law, court order, or governmental regulations. k. Auditing for compliance with federal and state laws, rules and regulations. I. Performing services including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments. m. To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us is among the assets transferred. File No .. 23000480719 Updated 01/01/2023 Page 1 Stewart will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice. Disclosure of Personal Information to Affiliated Companies and Nonaffiliated Third Parties Stewart does not sell your personal information to nonaffiliated third parties. Stewart may share your information with those you have designated as your agent throughout the course of your transaction (for example, a realtor, broker, or a lender). Stewart may disclose your personal information to a non-affiliated third party for a business purpose. Typically, when we disclose personal information for a business purpose, we enter in a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. We share your personal information with the following categories of third parties: a. Non-affiliated service providers and vendors we contract with to render specific services (For example, search companies, mobile notaries, and companies providing crediUdebit card processing, billing, shipping, repair, customer service, auditing, marketing, etc.) b. To enable Stewart to prevent criminal activity, fraud, material misrepresentation, or nondisclosure. c. Stewart's affiliated and subsidiary companies. d. Non-affiliated third-party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you. e. Parties involved in litigation and attorneys, as required by law. f. Financial rating organizations, rating bureaus and trade associations. g. Federal and State Regulators, law enforcement and other government entities to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order. The law does not require your prior authorization or consent and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with non- affiliated third parties, except as required or permitted by law. Riaht to Limit Use of Your Personal lntonnation You have the right to opt-out of sharing of your personal information among our affiliates to directly market to you. To opt- out of sharing to our affiliates for direct marketing, you may send an "opt out" request to Privacyreqyest@stewart.com, or contact us through other available methods provided under "Contact Information" in this Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you without your consent. How Stewart Protects Your Personal Information Stewart maintains physical, technical and administrative safeguards and policies to protect your personal information. Contact Information If you have questions or comments about this Notice, the ways in which Stewart collects and uses your information described herein, your choices and rights regarding such use, or wish to exercise your rights under law, please do not hesitate to contact us at: Phone: Email: Postal Address: File No: 23000480719 Updated 01/01/2023 Toll Free at 1-866-571-9270 Privacyrequest@stewart.com Stewart Information Services Corporation Attn: Mary Thomas, Chief Compliance and Regulatory Officer 1360 Post Oak Blvd., Ste. 100, MC #14-1 Houston, TX 77056 Page 2 Effective Date: January 1, 2020 Updated: January 1, 2023 Privacy Notice at Collection for California Residents Pursuant to the California Consumer Privacy Act of 2018 ("CCPA") and the Caljfornia Privacy Rights Act of 2020, effective January 1, 2023 (UCPRA"), Stewart Information Services Corporation and its subsidiary companies (collectively, "Stewart") are providing this Privacy Notice at Collection for California Residents ("CCPA & CPRA Notice"). This CCPA & CPRA Notice supplements the information contained in Stewart's existing privacy notice and applies solely to all visitors, users, and consumers and others who reside in the State of California or are considered California Residents as defined in the CCPA & CPRA ("consumers" or "you"). All terms defined in the CCPA & CPRA have the same meaning when used in this Notice. Personal and Sensitive Personal Information Stewart Collects • Publicly available information from government records. • Deidentified or aggregated consumer information. • Certain personal information protected by other sector-specific federal or California laws, including but not limited to the Fair Credit Reporting Act (FCRA), Gramm Leach Bliley Act (GLBA) and California Financial Information Privacy Act {FIPA). Specifically, Stewart has collected the following categories of personal and sensitive personal information from consumers within the last twelve (12) months: Category Examples Collected A Identifiers A real name, alias, postal address, unique personal identifier, onlim YES identifier, Internet Protocol address, email address, account name, Social Security number, driver's license number, passport number, o other similar identifiers B. Personal information categories A name, signature, Social Security number, physical characteristics o YES listed in the California Customer description, address, telephone number, passport number, driver's Records statute (Cal. Civ. Code§ license or state identification card number, insurance policy number, 1798.B0(el). education, employment, employment history, bank account number, credit card number, debit card number, or any other financia information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories. C. Protected classification Age (40 years or older), race, color, ancestry, national origin, YES characteristics under California or citizenship, religion or creed, marital status, medical condition, physica federal law or mental disability, sex (including gender, gender identity, gende expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). D. Commercial information Records of personal property, products or services purchased, YES obtained, or considered, or other purchasing or consuming histories o tendencies. E. Biometric information. Genetic, physiological, behavioral, and biological characteristics, o YES activity patterns used to extract a template or other identifier o identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physica patterns, and sleep, health, or exercise data. F. Internet or other similar network Browsing history, search history, information on a consumer's YES activity. interaction with a website, application, or advertisement. File No.: 23000480719 Page 3 Updated 01/01/2023 G'. Geolocation data. Physical location or movements. YES H. Sensory data. Audio, electronic, visual, thermal, olfactory, or similar information. YES I. Professional or employment-Current or past job history or performance evaluations. YES related information. J. Non-public education Education records directly related to a student maintained by an YES information (per the Family educational institution or party acting on its behalf, such as grades, Educational Rights and Privacy transcripts, class lists, student schedules, student identification codes, Act (20 U.S.C. Section 1232g, 34 student financial information, or student disciplinary records. C.FR Part 99)). K. Inferences drawn from other Profile reflecting a person's preferences, characteristics, psychological YES personal information trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. Stewart obtains the categories of personal and sensitive information listed above from the following categories of sources: • Directly and indirectly from customers, their designees, or their agents (For example, realtors, lenders, attorneys, brokers, etc.) • Directly and indirectly from activity on Stewart's website or other applications. • From third-parties that interact with Stewart in connection with the services we provide. Use of Personal and Sensitive Personal Information Stewart may use or disclose the personal or sensitive information we collect for one or more of the following purposes: a. To fulfill or meet the reason for which the information is provided. b. To provide, support, personalize, and develop our website, products, and services. c. To create, maintain, customize, and secure your account with Stewart. d. To process your requests, purchases, transactions, and payments and prevent transactional fraud. e. To prevent and/or process claims. f. To assist third party vendors/service providers who complete transactions or perform services on Stewart's behalf pursuant to valid service provider agreements. g. As necessary or appropriate to protect the rights, property or safety of Stewart, our customers or others. h. To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve our responses. i. To personalize your website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our website, third-party sites, and via email or text message (with your consent, where required by law). j. To help maintain the safety, security, and integrity of our website, products and services, databases and other technology-based assets, and business. k. To respond to law enforcement or regulator requests as required by applicable law, court order, or governmental regulations. I. Auditing for compliance with federal and state laws, rules and regulations. m. Performing services including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing advertising or marketing services or other similar services. n. To evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us is among the assets transferred. Stewart will not collect additional categories of personal or sensitive information or use the personal or sensitive information we collected for materially different, unrelated, or incompatible purposes without providing you notice. File No .. 23000480719 Updated 0110112023 Page4 Pistiosure of Personal Information to Affiliated Companies and Nonaffiliated Third Parties Stewart does not sell your personal information to nonaffiliated third parties. Stewart may share your information with those you have designated as your agent throughout the course of your transaction (for example, a realtor, broker, or a lender). Stewart may disclose your personal information to a third party for a business purpose. Typically, when we disclose personal information for a business purpose, we enter into a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. We share your personal information with the following categories of third parties: a. Service providers and vendors we contract with to render specific services (For example, search companies, mobile notaries, and companies providing crediVdebit card processing, bitling, shipping, repair, customer service, auditing, marketing, etc.) b. Affiliated Companies. c. Parties involved in litigation and attorneys, as required by law. d. Financial rating organizations, rating bureaus and trade associations. e Federal and State Regulators, law enforcement and other government entities In the preceding twelve (12) months, Stewart has disclosed the following categories of personal information for a business purpose: Category A: Category B: Category C: Category D: Category E: Category F: Category G: Category H: Category I: Category J: Category K: Identifiers California Customer Records personal information categories Protected classification characteristics under California or federal law Commercial Information Biometric Information Internet or other similar network activity Geolocation data Sensory data Professional or employment-related information Non-public education information Inferences Your Consumer Biahts and Choices Under CPPA and CPRA Your Riahts Under CCPA The CCPA provides consumers (California residents as defined in the CCPA) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights. Access to Specific Information and Pata Portability Riahts You have the right to request that Stewart disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, Stewart will disclose to you: • The categories of personal information Stewart collected about you. • The categories of sources for the personal information Stewart collected about you. • Stewart's business or commercial purpose for collecting that personal information. • The categories of third parties with whom Stewart shares that personal information. • The specific pieces of personal information Stewart collected about you (also called a data portability request). • If Stewart disclosed your personal data for a business purpose, a listing identifying the personal information categories that each category of recipient obtained. Deletion Reauest Riahts You have the right to request that Stewart delete any of your personal information we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, Stewart will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. Stewart may deny your deletion request if retaining the information is necessary for us or our service providers to: 1. Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you. 2 Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities. 3. Debug products to identify and repair errors that impair existing intended functionality. File No .. 23000480719 Updated 01101/2023 Pages 4. Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law. 5. Comply with the California Electronic Communications Privacy Act (Cal. Penal Code§ 1546 seq.) 6. Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if you previously provided informed consent. 7. Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us. 8. Comply with a legal obligation. 9. Make other internal and lawful uses of that information that are compatible with the context in which you provided it. Your Biahts Under CPRA CPRA expands upon your consumer rights and protections offered by the CCPA. This section describes your CPRA rights and explains how to exercise those rights. Oot-Out of Information Sharing and Selling Stewart does not share or sell information to third parties, as the terms are defined under the CCPA and CPRA. Stewart onty shares your personal information as commercially necessary and in accordance with this CCPA & CPRA Notice. Correction of Inaccurate Information You have the right to request that Stewart correct any inaccurate information maintained about. Limit the Use of Sensitive Personal lnfonnation You have the right to limit how your sensitive personal information, as defined in the CCPA and CPRA is disclosed or shared with third parties. Exercisina Your Biahts Under CCPA and CPRA To exercise the access, data portability, deletion, opt-out, correction, or limitation rights described above, please submit a verifiable consumer request to us by the available means provided below: 1. Calling us Toll Free at 1-866-571-9270 2. Emailing us at Privacyreguest@stewart.com: or 3. Visiting http://stewart.com/ccpa. Only you, or someone legally authorized to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child, if applicable. To designate an authorized agent, please contact Stewart through one of the methods mentioned above. You may only make a verifiable consumer request for access or data portability twice within a 12-month period The verifiable consumer request must • Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative. • Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it. Stewart cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with Stewart. Response Timina and Format We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to an additional 45 days), we will inform you of the reason and extension period in writing. A written response will be delivered by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request's receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. File No .. 23000480719 Updated 01101/2023 Page 6 Stewart does not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. Non-Piscriminat;on Stewart will not discriminate against you for exercising any of your CCPA and CPRA rights. Unless permitted by the CCPA or CPRA, we will not: • Deny you goods or services. • Charge you a different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties. • Provide you a different level or quality of goods or services. • Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services. Record Retention Your personal information will not be kept for longer than is necessary for the business purpose for which it is collected and processed. We will retain your personal information and records based on established record retention policies pursuant to California law and in compliance with all federal and state retention obligations. Additionally, we will retain your personal information to comply with applicable laws, regulations, and legal processes (such as responding to subpoenas or court orders), and to respond to legal claims, resolve disputes, and comply with legal or regulatory recordkeeping requirements Chanaes to This CCPRA & CPRA Notice Stewart reserves the right to amend this CCPA & CPRA Notice at our discretion and at any time. When we make changes to this CCPA & CPRA Notice, we will post the updated Notice on Stewart's website and update the Notice's effective date. Link to Privacy Notice Stewarts Privacy Notice can be found on our website at https://www.stewart.com/en/privacy.html. Contact lnfonnation If you have questions or comments about this notice, the ways in which Stewart collects and uses your information described herein, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at: Phone: Website: Email: Postal Address: File No.: 23000480719 Updated 01/01/2023 Toll Free at 1-866-571-9270 http:Ustewart,comtccpa Privacyrequest@stewart.com Stewart Information Services Corporation Attn: Mary Thomas, Chief Compliance and Regulatory Officer 1360 Post Oak Blvd., Ste. 100, MC #14-1 Houston, TX 77056 Page 7