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NCP 18-0006; GRAHAM RESIDENCE; Nonconforming Construction Permit (NCP)
' (2.e,;,;)e.-'h} bf 4 /2ee,p.J [ t~t) 'fri 77,/7 Cll"'l!4e/. SAi~ '.!ARCOS 3RN~Cr C=r:Cc :.-H E. ~a'mel :t. rdail S"'.:op: I\JA-;__97 8:0J a.m. to S::J2 Q_~l., 1,·1crcay :hroJg'.1 =riday, e:,;ce::: ··,_:Id-;,•.-: -t iar. ~-:·.:c·c,·,: The 1·~c'1:'1 Ccurr:y ::;ra'lC'l office<:; ico:ed ·'1 the ::::ty cf San h--larco:: a: =.4l :=a:t Ca·,.....el S:reet. To reach :h·:; of·ce take =lou:e 78 :o T,-..-;'l Oa<s Va'!ey Road, E· ... :t :.;, and oro,::eed SOJ:'1 to Ea:;t Car!""1e S:•ee: v/1'ch \','il' be fr1,e fr:t :tree: \ ...... ~-edia:ely on }":JJ' ieft. At Ea:t Carme 5:ree·t tJr'l ·er::. The ofke • ~ oc:3;ted rie;c :o the :.... arnp:on Jrm_ Se rabla :=:ca"'lo!. (76-J) 631-7916 "~01:r-i CoJr-ty '6'19) '3' --07-l -_o::i,,_ S-rt'l/Jeatii/kla''iage ~ecord:, FctYoJ: BJ:·'le:;::; Naf'"'e: (70'J) 630-i.219 '\Jo..;:~ CoJnty ('10) ,-7_0-00 D --~, J.J - !Jarr'.age l"cen:e: are by acco·mment on y CocJme-it Record·1g (76'.J) 630-~:19 \IO'L'l Co,.mty ,: -='' :>3s-s1:s ::.3., .... ~e,-:: rv'ay be ,...ade u::ing ca::h, chec<, or mo'1ey order .-.-.,;j'= ::21_. JJle to "San :Jiego Recorder/Cle•-k". Cred·t or deb·t _::,.a .. --r;,:-,..:: Me a·::o accepted at a'ly of o..Jr offce .ocafon:; w::ri a ~ ::::.'.:": .: .J'd·,arge per t'"ari::ac:io--i. \1:ev,.· ::erv::e:: at .:·-i:: locati0"1 TRANSACTION RECORD. .. SOURCE Trust Deeds. Sales Con~ition~"; Other Sales Data DATE O.T.T. INOIC.PRICE SALE PRICE DOC. NO. GRANTEE oeer BKR SLR BUY 0TH. . COMPUTATIONS MISCELLANEOUS STRUCTURES STRUcTURES SIZE Unit COST ea" - / / / / / ; / REMARKS; / / ' / ,, / "' /' , /n,V /( ./ ~ / "- / n~ , U A .• :OUNTY A99EUOR RESIDENTIAL BUILDING RECORD SHEET ~ OF ::,__ SHEETS PARCEL JAN DIEGO CO. CALIFORNIA. .V. UNIT• . MODEL ADDRESS .;i::i.11 C-Ameo gt, /.191) -.D c'f o:..,J1 I I ,. DESCR.IPTION OP' BUILDING :LASS &: SHAPE CONSTRUCTION STRUCTURAL EXTERIOR ROOF HEATING :TINJli::r...a FP. ROOMS FL'OORS FLOOR FINISH "INTERIOR FINISH' - L:..ht Frama .,,_ ""' • ,,_, Wirl"" • 1 2 ori,1 w.1• eam- SulXhandard ... Gobi• ,. w.1 Elect. Fix. All Stendard Cone. Blk, Siding·· "' " • Hip ,. Floo, Plumbing . Abo,,u-S1andard -6" ' ••• ptu,& Bnt1 . ... ,. Elect. Rad. KITCH.Ol!TAILS Em.Han Stories Sl)llcllll Adobe " Rout.:IPIV, End.Eawl T ....... Nat,Fin,C.bs Living TYPE Brick ·-" Dornwt -P'lllmed Caln Dini- USE I DESIGN FOUNDATION Siu Blk, Shike Rah. "x "· .. Own&Pl•te Famll" SI eo ...... , Floor Joltt: a&sl IT "" Gutt~ Fl Di1hwa1t11r ... Doi.El• Cone. Blk. ,, ~ T, .Rk Break. Bar ... Dun11,i -~ " I .1 ... ... . l!COOLING hnt~ Apartment I st.ka efrl". To min. Flat-COurt Pl~ Concrete Floor WINDOWS 11111 I ,,· Wall Unit -•Btt:ri BBO I Motel ·u "" -" A / --Kitchen lmulatedC.11 LVI'. ., ~-'Heet PumD DreinBd Material: Lsrth: Ft. Splnh: Unlit Liaht I 1nsu11itmw.n, 1, lld, , , 1eom :Siilnala BATH DETAIL CONSTRUCTION RECORD EFFEC. 1._; -L-GOOD RATING EO. F~• Fl. No FINISH FIXTURES ~HOWERI - Builder. -YEAR YE.A: :::,.--Rem .. -' • l<,oh ,.~ eo~ ... . Wark ·-.,_ w,11, .. T I Or■d■ Flrtd'II P.-.Na. '" ··Amount -Age \.If■ 'Tbl " .... A=, ••• fo,m Cup'd 1 ... m-,,_, -_,.- -----✓ PULl:MANS NO .. LGTH. FIN. r • SPECIAL FEATURES I DreaingAra Cantnil Vac. I w..a., ExcenGlm ' . Walk-In CIDSIU DATE OF COMPLETION ! F-::-?StZ'I, Oi ApJnlter & o.te • ""-1/2•/, . lJ nit -'!"" Con """ Con """ con Unit co,, """ eo,, • Unit cm, """ Con """ .,.. cm, Con Con Con Con ... , o/ Abt:> 2.n, ,o,.so ;;)~•" . . - -· . . . 2,06'1 . TOTAL . NORMAL 1' GOOD 10070 R.C.N,L.0. u ',(, z J • """ AEIIOA 11 IRw.15114) . \._ V • • ( City of Carlsbad DISCLOSURE STATEMENT P-1(A) Development Services Planning Division 1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission or Committee. The following information MUST be disclosed at the time of application submittal. Your project cannot be reviewed until this information is completed. Please print. Note: Person is defined as ~Any individual, firm, co-partnership, joint venture, association, social club, fraternal organization, corporation, estate, trust, receiver, syndicate, in this and any other county, city and county, city municipality, district or other political subdivision or any other group or combination acting as a unit" Agents may sign this document; however, the legal name and entity of the applicant and property owner must be provided below. 1. APPLICANT (Not the applicant's agent) Provide the COMPLETE, LEGAL names and addresses of ALL persons having a financial interest in the application. If the applicant includes a corporation or partnership, include the names, titles, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a publicly-owned corporation, include the names, titles, and addresses of the corporate officers. (A separate page may be attached if necessary.) Person____________ Corp/Part ___________ _ Title. ___________ _ Title ____________ _ Address __________ _ Address. ____________ _ 2. OWNER (Not the owner's agent) P-1(A) Provide the COMPLETE, LEGAL names and addresses of ALL persons having any ownership interest in the property involved. Also, provide the nature of the legal ownership (i.e., partnership, tenants in common, non-profit, corporation, etc.). If the ownership includes a corporation or partnership, include the names, titles, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a publicly-owned corporation, include the names, titles, and addresses of the corporate officers. (A separate page may be attached if necessary.) Person Gary a-Tr.i,:)<' 6ra~"1 Corp/Part, _________ _ Title CJwn,::Y-J Title ____________ _ Address 3o r,,q I S-kepkckfe Dr Address _________ _ 5,u, Jvu,i C"'111rfnt1111. clf92t,7,r_ __________ _ , .., Page 1 of2 Revised 07110 it on the street address line. DO NOT TYPE ASSESSOR'S PARCEL NUMBER ON LABELS. DO NOT provide addressed envelopes -PROVIDE LABELS ONLY. Acceptable fonts are: Arial 10, Enterprise TM or Courier NEW (TT) no larger than 11 pt. Sample labels are as follows: UNACCEPTABLE Mrs. Jane Smith 123 Magnolia Ave., Apt. #3 Carlsbad, CA 92008 UNACCEPTABLE Mrs. Jane Smith 123 Magnolia Ave. Apt. #3 Carlsbad, CA 92008 ACCEPTABLE MRS. JANE SMITH APT3 123 MAGNOLIA AVE CARLSBAD CA 92008 3. 300' Radius Map: A map to scale not less than 1"=200' showing each lot within 300' of exterior boundaries of the subject property. Each of these lots shall be consecutively numbered and correspond with the property owners list. The scale of the map may be reduced to a scale acceptable to the City Planner if the required scale is impractical. Note: When the application is deemed complete and is ready to be noticed, the project planner will contact the applicant and advise him to submit the radius map, two sets of the property owners list and labels. The applicant shall be required to sign a statement certifying that the information provided represents the latest equalized assessment rolls from the San Diego County Assessor's Office. The project will not go forward until this information is received. P-28 Page 3 of3 Revised 03/17 STEP1 TO BE COMPLETED FOR ALL PROJECTS To determine if your project is a "development project", please answer the following question: YES NO Is your project LIMITED TO routine maintenance activity and/or repair/improvements to an existing building D 0 or structure that do not alter the size {See Section 1.3 of the BMP Design Manual for guidance)? If you answered "yes· to the above question. provide justification below then go to Step 5, mark the third box stating "my project is not a 'development project' and not subject to the requirements of the BMP manuar and complete applicant information. Justification/discussion: (e.g. the project indudes only interior remodels within an existing building): If vnu answered "no• to the above nuestion, the orniect is ✓d-;~elonment nroiect', ao to Sten 2~ STEP, TO BE COMPLETED FOR ALL DEVELOPMENT PROJECTS To determine if your project is exempt from PDP requirements pursuant to MS4 Permit Provision E.3.b.(3), please answer the foHowing questions: Is your project LIMITED to one or more of the following: YES NO 1. Constructing new or retrofitting paved sidewalks. bicyc'8 lanes or trails that meet the following criteria: a) Designed and constructed to direct storm water runoff to adjacent vegetated areas, or other non-tef" erodible permeab~ areas; D b) Designed and constructed to be hydraulically disconnected from paved streets or roads; c) Designed and consbucted with permeable pavements or surfaces in accordance with USEPA Green Streets Quidance? 2. Retrofitting or redeveloping existing paved alleys, streets, or roads that are designed and constructed in D 13" accordance with the USEPA Green Streets guidance? 3. Ground Mounted Solar Array that meets the criteria provided in section 1 -4.2 of the BMP manual? D ~ If you answered "yes" to one or more of the above questions, provide discussion/justification below, then go to step 5, mark the second box stating "my project is EXEMPT from POP .. , • and complete applicant information. Discussion to justify exemption ( e.g. the project redevek)ping existing road designed and constructed in accordance with the USEPA Green Street guidance): If unu answered "no" to the above Questions, vnur nmiect is not exemot from PDP, ,.... to Stea 3. ) E-34 Page 2 of 4 REV 04/17 STEP3 TO BE COIIPLETEO FOR ALL NEW OR REDEVELOPIIENT PROJECTS To determine if your protect is a POP, please answer the following questions (MS4 Permit Provision E.3.b. {1 )): YES NO 1. Is your prefect a new development that creates 10.000 square feet or more of impervious surfaces / coHectively over the entire project site? This includes commercfa/, industrial, reskfentfal. mixed-use, □ [3"' and nublic deve/nnment ·-• s on nublic or nrivate land. 2. Is your project a redevelopment project creating and/or replacing 5,000 square feet or more of impervious surface collectively over the entire project site on an existing site of 10,000 square feet or □ 0"' more of impervious surface? This includes commercial, industrial, residential, miXe<J..use, and public develooment nrniects on oublic or orivate land. 3. Is your project a new or redevelopment proiect that creates ancL'or replaces 5,000 square feet or more of impervious surface cotlectivety over the entire project site and supparts a restaurant? A restaurant is [it" a facility that sells prepared foods and drinks for consumption, including stationary lunch counters and □ refreshment stands selling prepared foods and drinks for immediate consumption (Standard Industrial Classification ISICl code 5812l. 4. Is your project a new or redevelopment project that creates 5,000 square feet or more of impen,ious (B"" surface collectively over the entire project site and supports a hillside development project? A hillside □ develnnrnent • inciudes de ent on anv natural .,,1nn,:,, that is twentv-f1Ve ......_rcent or areater. 5. Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire Proteci: site and supports a parking lot? A parking lot is □ ~ a land area or facility for the temporary parking or storage of motor vehicles used personally for business or for commerce. 6. Is your project a new or redevek>pment project that creates and/or replaces 5,000 square feet or more of impervious street, road, highway, freeway or driveway surface collectively over the entire project □ ~ site? A street, road, highway, freeway or dri'veway is any paYed impervious sutface used for the tran • n of automobiles. trucks, s, and other vehicles. 7. Is your project a new or redeve1opment ~t that creates and/or replaces 2,500 square feet or more of impeivious surface collectively over the entire site, and discharges directly to an Environmentally Sensitive Area (ESA)? "Discharging Directly to" includes flow that is conveyed overland a distance of □ IEr 200 feet or less from the project to the ESA, or conveyed in a pipe or open channel any dis.lance as an isolated flow from the oroiArt to the ESA fi.e. not commlnoled 'Mf.h flows lrom adiacent. lands).• 8. Is your project a new development or redevelopment proiect that creates and/or replaces 5,000 square feet or more of iml)e{Viou$ surface that SUf)pOrtS an automotive repair shop? An automotive repair □ 1W shop is a facility that is categorized in any one of the following Standard Industrial Classification (SIC) codes: 5013 5014, 5541, 7532•7534, Of 7536--7539. 9. Is your project a new devefopment or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious area that supports a retail gasoline outlet (RGO)? This category includes □ 9" RGO's that meet the following criteria: (a) 5,000 square feet or more or (b) a project Average Daily Traffic (ADTI of 100 or more vehicles nAr day. 10. Is your project a new or redevelopment project that results in the disturbance of one or more acres of land □ IEr and are expected to generate pollutants past construction? 11. Is your project located within 200 feet of the Pacific Ocean and (1) creates 2.500 square feet or more of impervious surface or (2) in<::feases impervious surface on the property by more than 10%? (CMC □ ~ 21.203.040\ If you answered "yes· to one or more of the above questions, your project is a PDP. If your project is a redevelopment project, go to step 4. If your project is a new project. go to step 5, check the first box stating "My p!tject is a PDP_,." and complete applicant information. If you answered Kno" to all of the above questions. your project is@'STANDARD PROJECT.' Go to step 5, k the second box statina "Mv nrnoect is a 'STANDARD PROJECr ... " and • • • . E-34 Page3of• REV 04/17 • TICOR TITLEN 1500 Quail Street, 3rd Floor Newport Beach, CA 92660 Phone: (714) 289-3300 Issuing Policies of Chicago Title Insurance Company ORDER NO.: 00574208-997-MW1 First Team Real Estate 32451 Golden Lantern, Suite 210 Laguna Niguel, CA 92677 ATTN: Tracey Fullenkamp Email: tracey@traceyfullenkamp.com Reference No.: Reference No.: Escrow/Customer Phone: (949) 441-6767 Title Officer: Melissa A. Walker -QC Title Officer Phone: (714) 289-3340 Title Officer Fax: (949) 809-0680 Title Officer Email: TeamWalker@TicorTitle.com PROPERTY: 2217 Cameo Road, Carlsbad, CA 92008 PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein, Ticor Title Company of California hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forlh, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The pnnted Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The poficy to be issued may contain an arbitration clause. v\lhen the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrabfe matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties, Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Tttle Insurance which establish a Deductible Amount and a Maximum Doflar Limit of Liability for certain coverages are also set forlh in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this reporl. This report (and any supplements or amendments hereto) is issued safely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. The po/icy(s) of title insurance to be issued hereunder wifl be policy(s) of Chicago Title Insurance Company, a Florida Corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Cougig:,~~ • ~ !!'~~ By-----------/ Authorized Signature A---m~.s..uir CLTA Preliminary Title Report IPrelm (DSI Rev. 8/15116) Page 1 Order No.: 00574208-997-0CT-MW1 • TICOR TITLEN PRELIMINARY REPORT EFFECTIVE DATE: November 27, 2018 at 7:30 a.m. ORDER NO.: 00574208-997-MW1 The form of policy or policies of title insurance contemplated by this report is: AL TA Homeowners Policy of Title Insurance (12-2-13) ALTA Extended Loan Policy (6-17-06) 1500 Quail Street, 3rd Floor Newport Beach, CA 92660 Phone: (714) 289-3300 1. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A Fee 2. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN. Gary Graham and Tracy Graham, Trustees of the Gary and Tracy Graham Trust dated May 4, 2005 3. THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS: See Exhibit A attached hereto and made a part hereof. CL TA Preliminary Tille Report IPrelm (OSI Rev. 8115116) Page 2 Order No .. 00574208-997-0CT-MWl PRELIMINARY REPORT YOUR REFERENCE: EXHIBIT "A" LEGAL DESCRIPTION Ticor Tille Company of California THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: Lot 4 of Chestnut Heights, in the City of Carlsbad. County of San Diego, State of California, according to Map thereof No. 5328, filed in the Office of the County Recorder of San Diego County, January 171 1964. APN· 167-080-11::00 CLTA Preliminary Title Repon IPrelm (OSI Rev. 8/15/16) Page 3 Order No .. 00574208-997-0CT-MW1 PRELIMINARY REPORT YOUR REFERENCE: EXCEPTIONS Ticor Trtle Company of California AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: 1. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows: Tax Identification No .. Fiscal Year: 1st Installment: Penalty: 2nd installment: Penalty and Cost: 167-080-11-00 2018-2019 $5,209.45 Open (Delinquent after December 10, 2018) $520.94 $5,209.45 Open (Delinquent after April 10, 2019) $530.94 Homeowners Exemption: None Shown Code Area: 09000 2. Any liens or other assessments, bonds, or special district liens including without limitation, Community Facility Districts, that arise by reason of any local, City, Municipal or County Project or Special District. 3. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 or Part 2, Chapter 3, Articles 3 and 4 respectively (commencing with Section 75) of the Revenue and Taxation Code of the State of California as a result of the transfer of titre to the vestee named in Schedule A; or as a result of changes in ownership or new construction occurring prior to date of policy 4. Water rights, claims or title to water, whether or not disclosed by the public records. 5. Easement(s) for the purpose(s) shown below and rights incidental thereto as granted in a document Granted To: Purpose: Recording Date: Recording No: Affects: San Diego Gas and Electric Company Public Utilities, Ingress and Egress February 2, 1942 Book 1304, Page 133, of Official Records said land more particularly described therein 6. Water rights, claims or title to water, whether or not disclosed by the public records. 7. Easement(s) for the purpose(s) shown below and rights incidental thereto as granted in a document: Granted To: Purpose: Recording Date: Recording No: Affects: T. Bruce Smith and Virginia M. Smith Water Line April 24, 1958 Book 7051, Page 538, of Official Records said land more particularly described therein 8. All easements, offers and dedications as shown on the official map Tract of: CL TA Preliminary Title Report IPrelm {DSI Rev. 8/15/16) Chestnut Heights Map No. 5328 Page 4 Order No.: 00574208-997-QCT-MWl PRELIMINARY REPORT YOUR REFERENCE: EXCEPTIONS (Continued) Ticor Title Company of California 9. Easement(s) for the purpose(s) shown below and rights incidental thereto as granted in a document: Granted To: Purpose: Recording Date: Recording No: Affects: The Pacific Telephone and Telegraph Company Public Utilities, Ingress and Egress May 4, 1964 80203, of Official Records said land more particularly described therein 10. A tax lien for the amount shown and any other amounts due, in favor of the United States of America, assessed by the District Director of Internal Revenue. Federal Serial No.: Taxpayer: Amount: Recording Date: Recording No: 142030915 Gary W. Graham $205,763.89 February 11 2015 2015-59661, of Official Records 11. A tax lien for the amount shown and any other amounts due, in favor of the United States of America, assessed by the District Director of Internal Revenue. Federal Serial No.: Taxpayer: Amount: Recording Date- Recording No: 145947815 Gary W & Tracy A. Graham $4,239.16 March 16, 2015 2015-120060. of Official Records 12. A tax lien for the amount shown and any other amounts due, in favor of the United States of America, assessed by the District Director of Internal Revenue. Federal Serial No.: Taxpayer: Amount: Recording Date. Recording No: 173150515 Gary W & Tracy A. Graham $21,161.38 September 4, 2015 2015-471089, of Official Records 13. The search did not disclose any open mortgages or deeds of trust of record, therefore the Company reserves the right to require further evidence to confirm that the property is unencumbered, and further reserves the right to make additional requirements or add additional items or exceptions upon receipt of the requested evidence. 14. Any invalidity or defect in the title of the vestees in the event that the trust referred to herein is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. If title is to be insured in the trustee(s) of a trust, (or if their act is to be insured), this Company will require a Trust Certification pursuant to California Probate Code Section 18100.5. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. CL TA Preliminary Title Report IPrelm (DSI Rev. 8/15116) Page 5 Order No., 00574208-997-0CT-MW1 PRELIMINARY REPORT YOUR REFERENCE: EXCEPTIONS (Continued) Ticor Title Company of California PLEASE REFER TO THE "INFORMATIONAL NOTES" AND "REQUIREMENTS" SECTIONS WHICH FOLLOW FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION. CL TA Preliminary Title Report I Pre Im (DS! Rev. 8/15/16) END OF EXCEPTIONS Page6 Order No., 00574208-997-0CT-MW1 PRELIMINARY REPORT YOUR REFERENCE· REQUIREMENTS SECTION Ticor Title Company of California 1. In order to complete this report, the Company requires a Statement of Information to be completed by the following party(s), Party(s): All Parties The Company reserves the right to add additional items or make further requirements after review of the requested Statement of lnfonnation. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any titte search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept sbictly confidential to this file. 2. The Company will require either (a) a complete copy of the trust agreement and any amendments thereto certified by the trustee(s) to be a true and complete copy with respect to the hereinafter named trust, or {b) a Certification, pursuant to California Probate Code Section 18100.5, executed by all of the current trustee{s) of the hereinafter named trust, a form of which is attached. Name of Trust: CL TA Preliminary Title Report IPrelm (0$1 Rev. 8/15/16) The Gary and Tracy Graham Trust dated May 4, 2005 END OF REQUIREMENTS Page 7 Order No.· 00574208-997-0CT-MWl PRELIMINARY REPORT YOUR REFERENCE· INFORMATIONAL NOTES SECTION Ticor Title Company of California 1. Note: Supplemental taxes, including any personal property taxes and any assessments collected with taxes, assessed pursuant to the provisions of Chapter 3.5 (commencing with Section 75) of the Revenue and Taxation Code of the State of California, are as follows: Tax Identification No .. Fiscal Year: 1st Installment 2nd Installment: Code Area: Supplemental Bill No .. 167-080-11-00 2017-2018 $2,056.69, paid $2,056.69, paid 09000 879-342-90-17 2. Note: The only deed(s) affecting said land which recorded within twenty-four (24) months of the date of this report, is (are) as follows: Grantor: Grantee: Recording Date: Recording No .. Anders Roede and Stephanie Roede, husband and wife, as joint tenants Gary Graham and Tracy Graham, Trustees of the Gary and Tracy Graham Trust dated May 4. 2005 August 24, 2017 2017-0385727, of Official Records 3. Note: The Company is not aware of any matters which would cause it to decline to attach CL TA Endorsement Form 116 indicating that there is located on said Land a Single Family Residence known as 2217 Cameo Road, City of Carlsbad, CA, to an Extended Coverage Loan Policy. 4. Note: None of the items shown in this report will cause the Company to decline to attach ALTA Endorsement Form 9 to an AL TA Loan Policy, when issued. 5. NOTE: Ticor Title Company of California will pay Chicago Title Insurance Company 12% of the title premium, as disclosed on lines 1107 and 1108 of the HUD-1. 6. Note: The policy of title insurance will include an arbitration provision. The company of the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the Insured arising out of relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation. Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to your title insurance coverage. 7. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. 8. The Company and its policy issuing agents are required by Federal law to collect additional information about certain transactions in specified geographic areas In accordance with the Bank Secrecy Act. If this transaction is required to be reported under a Geographic Targeting Order issued by FinCEN, the Company or its policy issuing agent must be supplied with a completed ALT A Information Collection Form ("ICF") prior to closing the transaction contemplated herein. To protect the private information contained in the attached form and photo ID, please return via a secured method. 9. Due to the special requirements of SB 50 (California Public Resources Code Section 8560 et seq.), any transaction that includes the conveyance of title by an agency of the United States must be approved in advance by the Company's State Counsel, Regional Counsel, or one of their designees. CL TA Preliminary Title Report IPrelm (OS! Rev. 8115/16) Page 8 Order No. 00574208-997-0CT-MWi PREUMINARY REPORT YOUR REFERENCE: INFORMATIONAL NOTES (Continued) Ticor Title Company of California ORDER NO. 00574208--997-MW1 10. Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (OTT) Affidavit may be required to be completed and submitted with each document when OTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. OTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder. Melissa A. Walker -QC/spa Cl TA Preliminary Trtle Report \Prelm (D51 Rev. 8/15/16) END OF INFORMATIONAL NOTES Page 9 Order No .. 00574208-997-0CT-MW1 , ::JW, RE SAFE. I Inquire before you wire! Wire Fraud Alert This Notice is not intended to provide legal or professional advice. lf you have any questions. please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. • NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWA VS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the phone number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. • USE MULTl~FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Wire Fraud Alert Federal Bureau of Investigation: http://www.fbi.gov Original Effective Date 5/1112017 Current Version Date. 5/11/2017 Internet Crime Complaint Center: http:llwww.ic3.gov Page 1 WIRE0016{DSI Rev.12/07117j TM and© Fidelity National Financial, Inc. and/or an affiliate. All rights reserved FIDELITY NATIONAL FINANCIAL, INC. PRIVACY NOTICE Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such infonnation, and the choices you have about the use and disclosure of that infonnation. Types of Information Collected We may collect two types of information from you· Persona! Information and Browsing Information. Personal Information. FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address): • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g., Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g., loan or bank account information); and • other personal information necessary to provide products or services to you. Browsing Information. FNF may automatically collect the following types of Browsing Information when you access an FNF webstle, online service, or application (each an "FNF Website') from your Internet browser, computer, and/or mobile device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests: and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNFWebsite How Personal Information is Collected We may collect Personal Information about you from: • information we receive from you on applications or other forms; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. How Browsing Information is Collected lf you visit or use an FNF Website, Browsing Information may be collected during your visit Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information descrtbed above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. \/\lhen you visit an FNF Website, a "cookie' may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user expenence. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impalf or limit some functionallty of the FNF Website. Web Beacons. We use web beacons to determine when and how many llmes a page has been viewed. This information is used to improve our websites. Q_q__Not Traci<. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to other websites. FNF is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit. Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates', and third parties' products and services, jointly Of independently. When Information Is Disclosed We may make disclosures of your Personal Information and Browsing Information in the following arcumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the inf01TTiation only to provide such seMces or functions; • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an invesl!gation, or in response to a subpoena or court order, or FNF Privacy Statement (Eff. 51112015) last Updated May 1, 2018 MISCD219 (DS! Rev. 4/23/18) Copyright© 2018, Fidelity National Financial, Inc. All Rights Reserved Page 1 Order No. 00574208-997-OCT-MW1 • • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership. or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection witti any of the above described proceedings. Please see "Choices With Your Information" to learn the disdosures you can restrict. Security of Your Information We maintain physical, electronic. and procedural safeguards to guard your Personal Information. We limit access to nonpublic personal information about you to employees who need to know that information to do their job. When we provide Personal Information to others as discussed in this Pnvacy Notice, we expect that they process such information in compliance with our Privacy Notice and in compliance with applicable privacy laws. Choices With Your Information If you do not want FNF to share your information with our affiliates to directly market to you, you may send an "opt our request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you. Whether you submit Personal lnfonnation or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We wit! not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law. For Nevada Residents: You may be placed on our internal Do Not Call List by callmg (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486--3132; email: BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Persona! Information and Browsing lnfonnation with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportumty to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents: We will not share information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are meant for adults and are not intended or designed to attract persons under the age of eighteen (18).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence for any of the purposes described in this Privacy Notice. By providing FNF with your Personal tnfonnation and/or Browsing Information. you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal tnfonnation. FNF does not share Personal Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or tender, or (2) as required by law or in the good-faith belief that such disdosure Is necessary to comply with a legal process or app!tcable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. FNF Privacy Statement {Eff. 51112015} Last Updated May 1, 2018 MISC0219 (OSI Rev. 4123118) Copyright© 2018. Fidelity National Financial, Inc. All Rights Reserved Page 2 Order No. 00574208-997-0CT-MWl Your Consent To This Privacy Notice; Notice Changes By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date, will be posted on the FNF Website. Each time you provide infonnation to us following any amendment of this Privacy Notice, your provision of information to us will signify your assent to and acceptance of the terms of the revised Privacy Notice for all previously collected information and information collected from you in the future. We may use comments. information or feedback that you submit to us in any manner that we may choose without notice or compensatior, to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests via email to privacy@fnf.com, by phone to (888) 934-3354, Of by mail to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Officer FNF Privacy Statement (Eff. 511/2015) Last Updated May 1, 2018 MISC0219 (OSI Rev. 4/23118) Copyright© 2018. Fidelity National Fmancial, Inc. All Rights Reserved Page 3 Order No. 00574208--997-0CT--MW1 Notice of Available Discounts ' ' Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate fifing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the field rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for each discount. These discounts only apply to transaction involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. FNF Underwritten Title Company TTCC -Ticor Title Company of California Available Discounts FNF Underwriter CTIC -Chicago Title Insurance Company CREDIT FOR PRELIMINARY REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (CTIC) \f!Jhere no major change in the title has occurred since the issuance of the original report or commitment, the order may be reopened within 12 months and all or a portion of the charge previously paid for the report or commitment may be credited on a subsequent policy charge within the following time period from the date of the report. DISASTER LOANS (CTIC) The charge for a lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within 24 months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be 50% of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be 50% to 70% of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be 40% to 50% of the appropriate title insurance rate, depending on the type of coverage selected. EMPLOYEE RATE (TTCC and CTIC) No charge shall be made to employees {including employees on approved retirement) of the Company or its underwritten, subsidiary title companies for policies or escrow services in connection with financing, refinancing, sale or purchase of the employees' bona fide home property. Waiver of such charges is authorized only in connection with those costs which the employee would be obligated to pay, by established custom, as a party to the transaction. CA Discount Notice Effective Date: 12/01/2014 ATTACHMENT ONE CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY-1990 EXCLUSIONS FROM COVERAGE The following matters are expressly exduded from the coverage of this policy and the Company will not pay loss or damage. costs, attorneys' fees or expenses which arise by reason of: 1 (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not exduded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded m the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the nghts of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse daims or other matters: (a) whether or not recorded in the public records at Date of Polley, but created, suffered, assumed or agreed to by the msured daimant (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured daimant prior to the date the insured daimant became an insured under this policy: {c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Pohcy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable dotng business laws of the state in which the land is situated. 5. Invalidity or unenforceabihty of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances. or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, short.age in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpalented mining daims; (b) reservations or exceptions in patents or m Acts authorizing the issuance thereof: (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALT A HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addillon to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1 Governmental pohce power, and the existence or violation of those portions of any law or government regulation concerning· Attachment One (6---5-14) CA & NV a. building; b. zoning; c. land use; d. improvements on the Land; e. land division: and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures. or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning rt. This Exclus100 does not limit the coverage described in Covered Risk 17. 4. Risks. a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date: c. that result in no loss to You; or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A: and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Tille to You Is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insotvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the OWner's Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21· Your Deductible Amount 1 .00% % of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 1.00% % of Polley Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $2,500.00 {whichever is less) 2006 ALTA LOAN POLICY (06-17--06) EXCLUSIONS FROM COVERAGE Our Maximum Dollar limit of liability $10,000.00 $25,000.00 $25,000.00 $5,000.00 The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of 1. (a) Any law, ordmance, permit, or governmental regulation (including those relating to building and zornng) restricting, regulating, prohibiting, or relating to {1) the occupancy, use, or enjoyment of the Land, (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or {tv) environmental protection, or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (bl Any governmental police power. This Exclusion i(b) does not modify or limit the coverage provided under Covered Risk 6. 2 Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. Attachment One (6-5" 14) CA & NV 3. Defects, liens, encumbrances, adverse daims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant, (b) not Known to the Company, not recorded In the Public Records at Date of Policy, but Known to the Insured Claimant and not disdosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy: (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14); or (e) resuiting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business taws of the state where the Land is situated. 5. Invalidity or unenforceability tn whole or In part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any daim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, Is (a) a fraudulent convey"co,-,ce or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Cov&i"Eid Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exdusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also indude the following Exceptions from Coverage· EXCEPTIONS FROM COVERAGE (Except as provided in Schedule B -Part II,( t(or T)his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: (PARTI (The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exdusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also indude the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or daims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or daims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented minmg claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records. PARTII In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage) 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage. costs, attorneys' fees, or expenses that arise by reason of: 1 (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (1i) the character dimensions, or location of any improvement erected on the Land; (111) the subdivision of land; or (iv) environmental protection, or the effect of any violation of these laws, ordinances, or governmental regulations. This Exdusion 1{a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exdusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exdusion does not modify or limit the coverage provided under Covered Risk 7 or 8. Attachment One (6-5-14) CA & NV 3. Defects, liens. encumbrances. adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (bl not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy: (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or l1m1t the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is {a) a fraudulent conveyance or fraudulent transfer; or (bl a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy wIH also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs. attorneys' fees or expenses, that arise by reason of. (The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage. the Exceptions from Coverage In a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records, (bl proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts. rights. interests, or claims that are not shown in the Public Records but that could be ascertained by an InspectIon of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or {c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records. 7. (Variable exceptions such as taxes, easements. CC&R's, etc. shown here.) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordmance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to {i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land: (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13{d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant: (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed rn writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy: (c) resulting in no loss or damage to the Insured Claimant; Attachment One (6-5-14) CA & NV (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply wrth applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability In whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exdusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any ciaim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7 Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. 8. The failure of the res1dent1al structure, or any portion of it, to have been constructed before, on or after Date of Policy In accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferenbal transfer for any reason not stated In Covered Risk 27(b} of this policy. 10. Contamination, explosion, fire. flooding, vibration, fracturing, earthquake, or subsidence. 11 Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. Attachment One (6-5-14) CA & NV RECORDING REQUESTED BY Ticor Title Company of California WHEN RECORDED MAIL TO =addressee= ORDER NO .. 00574208-997-MW1 SPACE ABOVE THIS LINE FOR RECORDER'S USE CERTIFICATION OF TRUST California Probate Code Section 18100.5 The undersigned declare{s) under penalty of perjury under the laws of the State of California that the following is true and correct: 1. The Trust known as ---------~--.,,.,--;-~-;--,----,----------------executed on _____________ , is a valid and existing trust. 2. The name{s) of the settlor(s) of the Trust is {are): _____________________ _ 3. The name{s) of the currently acting trustee(s) is {are): _____________________ _ 4. The trustee(s) of the Trust have the following powers (initial applicable hne(s)): ___ Power to acquire additional property. ___ Power to sell and execute deeds. ---Power to encumber, and execute deeds of trust. ___ Other: ---------------------------------- 5. The Trust is (check one): ____ Revocable Irrevocable --- The name of the person who may revoke the Trust is: _____________________ _ 6. The number of trustees who must sign documents in order to exercise the powers of the Trust is (are): whose name(s) is (are): ---- 7. Title to Trust assets is to be taken as follows: _________________________ _ 8. The Trust has not been revoked, modified or amended in any manner which would cause the representations contained herein to be incorrect. 9. I {we) am (are) all of the currently acting trustees. 10. I (we) understand that I (we) may be required to provide copies of excerpts from the original Trust documents which designate the trustees and confer the power to act in the pending transaction. Dated: _____________ _ _ _________ (Acknowledgement must be attached) TRST0003 (OSI Rev. 11/05114) {flJ TICOR TITLE~ December 4, 2018 First Team Real Estate 32451 Golden Lantern, Suite 210 Laguna Niguel, CA 92677 ATTN: Tracey Fullenkamp 1500 Quatl Street, 3rd Floor Newport Beach, CA 92660 Phone: (714) 289-3300 We are reqwred by Federal Law to collect certain additional information regarding the purchase of real property. United States Code Title 31 Section 5326 authorizes the U.S. Department of Treasury to collect certain information about certain transactions in specified geographic areas in order to carry out the purposed or prevent evasions of the Bank Secrecy Act. This statute, as implemented by the Treasury orders, also prohibits me from disclosing the specific terms of the Geographic Targeting Orders. Please find attached a questionnaire that Buyer(s) must complete and return along with copies of Buyer(s) ID and entity documents. The attached questionnaire will need to be reviewed and approved prior to closing. Property: 2217 Cameo Road, Carlsbad, CA 92008 Order No .. 00574208-997-OCT-MW1 To protect the private information contained in the attached form please return via a secure method. FinCEN Data Collection Coverage Page UFRM0005 (OSI Rev. 615118) Last Saved: 121312018 3:05 PM by SPA Order No .. 00574208-997-0CT-MW1 (OJ TICOR TITLE-1500 Quail Street, 3rd Floor Newport Beach, CA 92660 Phone: (714) 289-3300 OWNER'S DECLARATION Escrow No.· 00574208-997-OCT-MW1 Property Address: 2217 Cameo Road, Carlsbad, CA 92008 The undersigned hereby declares as follows: 1. (Fill in the applicable paragraph and strike the other) a. Declarant ("OWner") is the owner or lessee, as the case may be, of certain premises located at 2217 Cameo Road, Carlsbad, CA 92008, further described as follows: See Preliminary Report/Commitment No. for full legal description (the "Land"). b. Declarant is the ------,--------,,--------,-of ("Owner''), which is the owner or lessee, as the case may be, of certain premises located at 2217 Cameo Road, Carlsbad, CA 92008, further described as follows: See Preliminary Report/Commitment No. for full legal description (the "Land"). 2. (Fill in the applicable paragraph and strike the other) a. During the period of six months immediately preceding the date of this declaration no work has been done, no surveys or architectural or engineering plans have been prepared, and no materials have been furnished in connection with the erection, equipment, repair, protection or removal of any building or other structure on the Land or in connection with the improvement of the Land in any manner whatsoever. b. During the period of six months immediately preceding the date of this declaration certain work has been done and materials furnished in connection with ____________ upon the Land in the approximate total sum of$, ___ ~~• but no work whatever remains to be done and no materials remain to be furnished to complete the construction in full compliance with the plans and specifications, nor are there any unpaid bills incurred for labor and materials used in making such improvements or repairs upon the Land, or for the services of architects, surveyors or engineers, except as follows: Owner, by the undersigned Declarant, agrees to and does hereby indemnify and hold harmless Ticor Title Company of California against any and all claims arising therefrom. 3. Owner has not previously conveyed the Land; is not a debtor in bankruptcy (and if a partnership, the general partner thereof is not a debtor in bankruptcy); and has not received notice of any pending court action affecting the title to the Land. 4. Except as shown in the above-referenced Preliminary Report/Commitment, there are no unpaid or unsatisfied mortgages, deeds of trust, Uniform Commercial Code financing statements, regular assessments, special assessments, periodic assessments or any assessment from any source, claims of lien, special assessments, or taxes that constitute a lien against the Land or that affect the Land but have not been recorded in the public records. There are no violations of the covenants, conditions and restrictions as shown in the above-referenced Preliminary Report/Commitment. 5. The Land is currently in use as ___________ , -~~---------occupy/occupies the Land; and the following are all of the leases or other occupancy rights affecting the Land: 6. There are no other persons or entities that assert an ownership interest in the Land, nor are there unrecorded easements, claims of easement, or boundary disputes that affect the Land. 7. There are no outstanding options to purchase or rights of first refusal affecting the Land. 8. Between the most recent Effective Date of the above-referenced Preliminary Report/Commitment and the date of recording of the Insured lnstrument(s), Owner has not taken or allowed, and will not take or allow, any action or inaction to encumber or otherwise affect title to the Land. This declaration is made with the intention that Ticer Title Company of California (the "Company") and its policy issuing agents will rely upon it in issuing their title insurance policies and endorsements. Owner, by the undersigned Declarant, agrees to indemnify the Company against loss or damage (including attorneys fees, expenses, and costs) incurred by the Company as a result of any untrue statement made herein. 1 declare under penalty of perjury that the foregoing is true and correct and that this declaration was executed on __ _ at _____________ _ Signature: Owner's Declaration MISC0220 (OSI Rev. 07113118) Order No. 00574208-997-0CT-MW1 last Saved: 121312018 3:05 PM by SPA Page 1