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HomeMy WebLinkAboutPD 2023-0009; THE WILLIAMS RESIDENCE; Engineering Application2023-0014 .f: Citvof Carlsbad APPLICATION GRADING PERMIT E-24 Developm ent Services Land Development Engineering 1635 Faraday Avenue 442-339-2750 www.carlsbadca.gov II PERMIT NUMBER: GR Project Name: Williams Residence Project Number: P□2023-0009 ------------------------------------1 Project Location: 2723 Cazadero Dr. Carlsbad, CA 92009 Drawing Number: 542-4A ------------1 Assessor Parcel Number(s): 215-400-12-00 ------------------------------------i Project Description: New single gamily home on an existing developed lot. Owner: Gregory C. Williams Address: 2723 Cazadero Dr. City: Carlsbad ----------------Phone Number: 619 253-1311 State: cA Suite: ----------f 92009 Zip: -----------1 -------------------------Email: gregwill@me.com uthorize the grading associated with this permit. 1 certify that I am the legal o OWNER SIGNATURE: Civil Engineer: K&S Engineering, Inc. -Kamal S. Sweis Address: 7801 Mission Center Ct. City: San Oiego Phone Number: 619 296-5565 Soils Engineer: GeoSoils, Inc. -Robert Crisman Address: 5741 Palmer Way City: Carlsbad ----------------Phone Number: 760 438-3155 Grading Contractor: Address: // 04 ( fi ff hroo k O r"r'...J- City: /,.."'-(,, .e S t·o-U DATE: 0 Suite: 100 ----------f State: CA Zip: ----------1 92108 Email: kss@ks-engr.com Suite: ---------I State: cA Zip: ----------1 92010 Email: rcrisman@geosoilsinc.com e-+ 'c> n .z;,., t,,., State License No.: / O t-4 l 2. (p City Business License No.: ~'--=Z'---'&!e-9"'---'t,'-~-'--9 ____ -1 Suite: ---------1 State: Zip: ----L-.'.:'---~'-""---------1 Grading Quantities: cut 165 cy fill _8_4 _____ cy import _o ______ cy remedial 340 cy export 01 Basis of Permit Fees: Verified By: -------------cy Total Permit Fees: $ -------------i Balance Due: $ I hereby acknowledge that I have read the application and information provided is correct. I agree to comply with all federal, state, and city laws, ordinances, regulations and policies relating to excavation and grading including, but not limited to, the Federal Endangered Species Act of 1973 and any amendments thereto. I will also comply with OSHA Permit requirements for trenches over five feet deep and the provisions and conditions of any permit issued pursuant to this application. Applicant Name: Gregory c. Williams ------------------------------------------1 Address: 2723 Cazadero Dr. Suite: City: Carlsbad CA ----------f Zip: 92009 ----------------Phone Number: 619253-1311 Email: gregwill@me.com APPLICANT'S SIGr-NNAi"TTIUWRii°i1;;~-C;:~--77"77J,p:;;7(;:;::::::::::::::=--DATE: E-24 Page 1 of 1 REV 04/23 165 84 ityof sbad APPLICATION ENGINEERING PLANCHECK E-23 Development Services land Development Engineering 1635 Faraday Avenue 442-339-2750 www.carlsbadca.gov licable. Project Name: Williams Residence Date: _____________ _ Project Description: New single family home on an exisitng developed lot Project Address: 2723 Cazadero Dr. Carlsbad, CA 92009 Lot No(s}.: 735 Map No.:_7_3_6_7 _____ ~APN(s}: 215400-12-00 Number of Lots: 1 Number of Acres: 0.65 Miles of Trails: __________ _ Owner: Greg Wllllams Mailing Address: 2723 Cazadero Dr. Carlsbad, CA 92009 Phone Number. 619 253-1311 Fax Number: E-mail: areawill@me.com I certify that I am the legal owner and that all the above lnfonnation is true and to the best of my knowledge. Signature· Date: ►I .l,, S:: / 2-i.. Civil Engineer: Fi11m: Mailing Address: Phone Number: Fax Number: Kamal S. Sweis K&S Engineering, Inc 7801 Mission Canter et Sy;ta #1 oo San Diego, CA 92108 619 296-5565 619296 5564 Applicant: Same es owner Mailing Address: Phone Number. Fax Number. E-mail: Signatu11 • Date: Soils Engineer: Robert Crisman Firm: GeoSoils, Inc. Mailing Address: 5741 ea1mer: Way Carlsbad, CA 9201 P Phone Number: 760 438-3155 Fax Number. 760 931--0915 E-mail: _ks_s@~ks-e __ n-a_r.co_m _______ _ E-mail: rcrisman@geosollsinc.com State Registration Number: 48592 State Registration Number: 1934 Additional Comments: _________________________________ _ IMPROVEMENT VALUATION 1. What water district is the proposed project located in? (check one} [i] Carlsbad Municipal Water District D Olivenhain D Vallecitos 2. If in the Carlsbad Municipal Water District, what is the total cost estimate, including the 15% contingency fee, for water and reclaimed water improvements, sewer (for Carlsbad Municipal Water District only), street, public (median) landscape and irrigation, and drainage improvements (if applicable)? $ GRADING QUANTITIES cut. ____ cy fill ____ c.y remedial ____ cy import. ____ c.y export.-=18=-__ cy E-23 Page 1 of2 REV02/22 ( City of <:a.rlstiad APPLICATION ENGINEERING PLANCHECK E-23 Development Services Land Development Engineering 1635 Faraday Avenue 442-339-2750 www.carlsbadca.gov Complete all aooropriate information Write NIA when not aoolicable. APPLICATION FOR (check all that apply) n Adjustment Plat (ADJ) n Certificate of Compliance (CE) n Dedication of Easement (PR) Type: Type: n Encroachment Permit (PR) ~ Final Map (FM) ~ Grading Plancheck (DWG) ~ Improvement Plancheck (DWG) ~ Parcel Map (PM) ~ Quitclaim of Easement (PR) -Type: n Reversion to Acreage (RA) ~ Street Vacation (STV) i=, Tentative Parcel Map (MS) n Certificate of Correction (CCOR) ~ Covenant of Easement (PR) □ Substantial Conformance Exhibit (SCE) n Trails n < mile n > mile ~ Other -- I APPLICATION ACCEPTED BY, E-23 Project Drawing 1.0. Number Page2 of2 FOR CITY U:st::. IJNL Y Deposit /Fees Paid - Comments DATE STAMP APPLICATION RECEIVED Re./02122 Chicago Title - SD 2365 Northside Drive, Suite 600, San Diego, CA 92108 Prelim Title Report Title Officer: Patty Meredith Email: Patty.Meredith@CTT.com Phone No.: (619)521-3449 Fax No.: (619)209-3494 Title No.: 73723001539 Property Address: 2723 Cazadero Drive, Carlsbad, CA Introducing LiveLOOK title document delivery system is designed to provide 24/7 real-time access to all information related to a title insurance transaction. Access title reports, exception documents, an easy-to-use summary page, and more, at your fingertips and your convenience. To view your new Chicago Title PreVIEW powered by LiveLOOK report, Click Here Effortless, Efficient, Compliant, and Accessible CHICAGO TITLE. ~ CHICAGO TITLE PreVIEW ~ Powered by LiveLOOK CIDCAGO TITLE CHICA ,0 TfrLF. .. ,,.~ ..... ------------.. ,lil;l~'"P':'I''..__,__~,- - CLTA Preliminary Report Form - Modified (Adopted: 11.17.2006)Printed: 03.27.23 @ 01:42 PM 1 CA-CT-FWDO-02180.055820-SPS-1-23-73723001539 PRELIMINARY REPORT Order No.:73723001539-PM Property:2723 Cazadero Drive Carlsbad, CA 92009 In response to the application for a policy of title insurance referenced herein,Chicago Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. The policy(ies) of title insurance to be issued hereunder will be policy(ies) of Chicago Title Insurance Company, a Florida corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Chicago Title Insurance Company Countersigned By: Authorized Officer or Agent Brian Olenik By: Michael J. Nolan, President Attest: Marjorie Nemzura, Secretary CHICAGO TITLE COMPANY CLTA Preliminary Report Form - Modified (Adopted: 11.17.2006)Printed: 03.27.23 @ 01:42 PM 2 CA-CT-FWDO-02180.055820-SPS-1-23-73723001539 Visit Us on our Website: www.ctic.com ISSUING OFFICE: 2365 Northside Drive, Suite 600, San Diego, CA 92108 FOR SETTLEMENT INQUIRIES, CONTACT: Greg Williams   FAX PRELIMINARY REPORT Title Officer:Patty Meredith Email:Patty.Meredith@CTT.com Phone No.:(619)521-3449 Fax No.:(619)209-3494 Title No.:73723001539-PM Customer:Greg Williams Email:gregwill@me.com Phone No.: Fax No.: Ref. No.: PROPERTY ADDRESS(ES):2723 Cazadero Drive, Carlsbad, CA EFFECTIVE DATE: March 17, 2023 at 07:30 AM The form of policy or policies of title insurance contemplated by this report is: ALTA Homeowner's Policy of Title Insurance 2021 ALTA Loan Policy 2021 1. The estate or interest in the Land hereinafter described or referred to covered by this Report is: A Fee 2. Title to said estate or interest at the date hereof is vested in: Gregory C. Williams, Trustee of the sole and separate property trust of Gregory Calvin Williams dated January 31, 2017 3. The Land referred to in this Report is described as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF CHICAGO TITLE COMPANY EXHIBIT "A" Legal Description CLTA Preliminary Report Form - Modified (Adopted: 11.17.2006)Printed: 03.27.23 @ 01:42 PM 3 CA-CT-FWDO-02180.055820-SPS-1-23-73723001539 For APN/Parcel ID(s):215-400-12-00 THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF CARLSBAD,COUNTY OF SAN DIEGO, STATE OF CALIFORNIA AND IS DESCRIBED AS FOLLOWS: LOT 735 OF LA COSTA MEADOWS UNIT NO. 4, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 7367, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, JULY 19, 1972. Title No.: 73723001539-PM CLTA Preliminary Report Form - Modified (Adopted: 11.17.2006)Printed: 03.27.23 @ 01:42 PM 4 CA-CT-FWDO-02180.055820-SPS-1-23-73723001539 AT THE DATE HEREOF, EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: 1.Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2023-2024. 2.Property taxes, including any personal property taxes and any assessments collected with taxes are as follows: Tax Identification No.: 215-400-12-00 Fiscal Year: 2022-2023 1st Installment: $8,855.43, paid 2nd Installment: $8,855.43, Open (Delinquent after April 10) Penalty and Cost: $895.54 Exemption: $7,000.00 Code Area: 09053 3.The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 4.Water rights, claims or title to water, whether or not disclosed by the public records. 5.Recitals as shown on that certain map/plat Recording Date: January 27, 1960 Recording No: 129955, of Official Records Which among other things recites: Reserving one-half interest in oil and mineral rights for a period of 20 years from date of recommendation to be continued if oil or minerals shall be developed within 5 miles of the property, otherwise to revert to the land. Rights of exploration shall not be included, however, slant drilling may be made from an adjoining property, provided that this drilling be at least 100 feet in depth measured anywhere on the above described. Reference is hereby made to said document for full particulars. Title No.: 73723001539-PM EXCEPTIONS (continued) CLTA Preliminary Report Form - Modified (Adopted: 11.17.2006)Printed: 03.27.23 @ 01:42 PM 5 CA-CT-FWDO-02180.055820-SPS-1-23-73723001539 6.Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon age, race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, familial status, source of income, disability, veteran or military status, genetic information, medical condition, citizenship, primary language, and immigration status, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording Date: August 10, 1972 Recording No: 210711, of Official Records Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or trust deed made in good faith and for value. 7.Easement(s) for the purpose(s) shown below and rights incidental thereto as delineated or as offered for dedication, on the map of said tract/plat; Purpose: Drainage Affects: Said land 8.A Notice of Restriction on Real Property Recording Date: August 6, 1993 Recording No.: 93-0511641, of Official Records Reference is made to said document for full particulars 9.A deed of trust to secure an indebtedness in the amount shown below, Amount: $500,000.00 Dated: May 21, 2019 Trustor/Grantor: Gregory C. Williams, Trustee of the sole and separate property Trust of Gregory Calvin Williams Dated January 31, 2017 Trustee: Zions Bancorporation, N.A. dba California Bank and Trust Beneficiary: Zions Bancorporation, N.A. dba California Bank and Trust Loan No: Not Shown Recording Date: June 13, 2019 Recording No.: 2019-229252, of Official Records The Deed of Trust set forth above is purported to be a "Credit Line" Deed of Trust. Under California Civil Code Section 2943.1 it is a requirement that the Trustor/Grantor of said Deed of Trust either immediately provide the beneficiary with the "Borrower's instruction to Suspend and Close Equity Line of Credit" or provide a satisfactory subordination of this Deed of Trust to the proposed Deed of Trust to be recorded at closing. If the above credit line is being paid off, this Company will require that Escrow obtain written confirmation from the current Beneficiary that the account has been frozen prior to recording. Failure to do so will result in this Company holding funds at the close of Escrow until such confirmation is obtained from the Beneficiary. Title No.: 73723001539-PM EXCEPTIONS (continued) CLTA Preliminary Report Form - Modified (Adopted: 11.17.2006)Printed: 03.27.23 @ 01:42 PM 6 CA-CT-FWDO-02180.055820-SPS-1-23-73723001539 10.Any invalidity or defect in the title of the vestees in the event that the trust referred to herein is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. If title is to be insured in the trustee(s) of a trust, (or if their act is to be insured), this Company will require a Trust Certification pursuant to California Probate Code Section 18100.5. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. 11.Any rights, interests or claims, which are not shown by the public records but which could be ascertained by an inspection of the Land or which may be asserted by persons in possession thereof. 12.In order to complete this report, the Company requires a Statement of Information to be completed by the following party(s), Party(s): All Parties The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. END OF EXCEPTIONS Title No.: 73723001539-PM = CLTA Preliminary Report Form - Modified (Adopted: 11.17.2006)Printed: 03.27.23 @ 01:42 PM 7 CA-CT-FWDO-02180.055820-SPS-1-23-73723001539 NOTES Note 1.Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. Note 2.If a county recorder, title insurance company, escrow company, real estate agent or association provides a copy of the declaration, governing document or deed to any person, California law requires that the document provided shall include a statement regarding any unlawful restrictions. Said statement is to be in at least 14-point bold faced typed and may be stamped on the first page of any document provided or included as a cover page attached to the requested document. Should a party to this transaction request a copy of any document reported herein that fits this category, the statement is to be included in the manner described. Note 3.Any documents being executed in conjunction with this transaction must be signed in the presence of an authorized Company employee, an authorized employee of an agent, an authorized employee of the insured lender, or by using Bancserv or other approved third-party service. If the above requirements cannot be met, please call the company at the number provided in this report. Note 4.The application for title insurance was placed by reference to only a street address or tax identification number. The proposed Insured must confirm that the legal description in this report covers the parcel(s) of Land requested to be insured. If the legal description is incorrect, the proposed Insured must notify the Company and/or the settlement company in order to prevent errors and to be certain that the legal description for the intended parcel(s) of Land will appear on any documents to be recorded in connection with this transaction and on the policy of title insurance. Note 5.Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report. Note 6.Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each document when DTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. DTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder. Note 7.Note: None of the items shown in this report will cause the Company to decline to attach ALTA Endorsement Form 9 to an Extended Coverage Loan Policy, when issued. Title No.: 73723001539-PM NOTES (continued) = CLTA Preliminary Report Form - Modified (Adopted: 11.17.2006)Printed: 03.27.23 @ 01:42 PM 8 CA-CT-FWDO-02180.055820-SPS-1-23-73723001539 Note 8.A Preliminary Change of Ownership form is required upon a change in ownership of the Land. Section 480 of the Revenue and Taxation Code of the State of California requires that a grantee of real property complete a Preliminary Change of Ownership statement, which is to be filed at the time that a grant deed is recorded. In the event that the statement is not completed and presented at the time of the recording of the deed, the County Recorder will assess the grantee an additional charge to record the deed. In addition to the additional charge at the time of recording, the County Assessor may assess additional fees and penalties for failure to file the Ownership Statement within the required time. Note 9.Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116 indicating that there is located on said Land a single Family Residence, known as 2723 Cazadero Drive, in the City of Carlsbad, County of San Diego, State of California, to an Extended Coverage Loan Policy. Note 10.The Company and its policy issuing agents are required by Federal law to collect additional information about certain transactions in specified geographic areas in accordance with the Bank Secrecy Act. If this transaction is required to be reported under a Geographic Targeting Order issued by FinCEN, the Company or its policy issuing agent must be supplied with a completed ALTA Information Collection Form ("ICF") prior to closing the transaction contemplated herein. Note 11.The Company will require either (a) a complete copy of the trust agreement and any amendments thereto certified by the trustee(s) to be a true and complete copy with respect to the hereinafter named trust, or (b) a Certification, pursuant to California Probate Code Section 18100.5, executed by all of the current trustee(s) of the hereinafter named trust, a form of which is attached. Name of Trust: Sole and Separate Property Trust of Gregory Calvin Williams END OF NOTES Wire Fraud Alert Original Effective Date: 5/11/2017Current Version Date: 5/11/2017 73723001539-FC - WIRE0016 (DSI Rev. 12/07/17)TM and © Fidelity National Financial, Inc. and/or an affiliate. All rights reserved WIRE FRAUD ALERT This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Federal Bureau of Investigation:Internet Crime Complaint Center: http://www.fbi.gov http://www.ic3.gov I RE SAFE ™ I Inquire before you wire! Privacy Statement Printed: 03.27.23 @ 01:42 PM by JW SCA0002565_CTLA.doc CA-CT-FWDO-02180.055820-73723001539 FIDELITY NATIONAL FINANCIAL CALIFORNIA PRIVACY NOTICE Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This California Privacy Notice explains how we collect, use, and disclose Personal Information, when and to whom we disclose such information, and the rights you, as a California resident ("Consumer"), have regarding your Personal Information ("California Privacy Rights"). "Personal Information" means information that identifies, relates to, describes, and is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household. If FNF has collected, used, or disclosed your Personal Information in relation to a job application or employment, independent contractor, officer, owner, or director relationship with FNF, FNF's practices are discussed in our Notice at Collection for Prospective Employees, available at Prospective California Employees. Some subsidiaries maintain separate California Privacy Notices or privacy statements. If a subsidiary has a separate California Privacy Notice, it will be available on the subsidiary's website, and this California Privacy Notice does not apply. Collection of categories of Personal Information: In the preceding twelve (12) months FNF has collected, and will continue to collect, the following categories of Personal Information from you: Identifiers such as name, address, telephone number, IP address, email address, account name, social security number, driver's license number, state identification card, passport number, financial information, date of birth, or other similar identifiers; Characteristics of protected classifications under California or Federal law; Commercial information, including records of personal property, products or services purchased, or other purchasing or consuming histories; Internet or other electronic network activity information including, but not limited to browsing history on FNF websites, and information regarding a Consumer's interaction with an FNF website; Geolocation data; Professional or employment information; Education Information. This Personal Information is collected from the following sources: Information we receive from you on applications or other forms; Information about your transactions with FNF, our affiliates, or others; Information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities, or from internet service providers, data analytics providers, and social networks; Information from the use of our websites and mobile applications; Information we receive directly from you related to doing business with us. This Personal Information is collected for the following business purposes: To provide products and services to you or in connection with a transaction involving you; To perform a contract between FNF and the Consumer; To improve our products and services; To comply with legal obligations; To protect against fraudulent or illegal activity; To communicate with you about FNF or our affiliates; Privacy Statement Printed: 03.27.23 @ 01:42 PM by JW SCA0002565_CTLA.doc CA-CT-FWDO-02180.055820-73723001539 To maintain an account with FNF or our affiliates; To provide, support, personalize, and develop our websites, products, and services; To directly market our products to consumers; As described to you when collecting your Personal Information or as otherwise set forth in the California Consumer Privacy Act. Disclosures of Personal Information for a business purpose: In the preceding twelve (12) months FNF has disclosed, and will continue to disclose, the categories of Personal Information listed above for a business purpose. We may disclose Personal Information for a business purpose to the following categories of third parties: FNF affiliates and subsidiaries; Non-affiliated third parties, with your prior consent; Businesses in connection with the sale or other disposition of all or part of the FNF business and/or assets; Service Providers and non-affiliated third parties such as internet service providers, data analytics providers, and social networks; Law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order. Sale of Personal Information: In the preceding twelve (12) months, FNF has not sold or shared Personal Information. FNF does not sell or share Personal Information. Retention Periods: Due to the breadth and variety of data collected by FNF, it is not possible for us to provide you with a comprehensive list of timeframes during which we retain each category of Personal Information. FNF retains categories of information as reasonably necessary to satisfy the purpose for which we collect the information. This time period varies depending on the purpose for which we collected the information, the nature and frequency of our interactions and relationship with you, whether we have a legal basis to continue retaining the information, industry practices, the value and sensitivity of the information, and state and federal recordkeeping requirements. Personal Information of minors: FNF does not knowingly collect the Personal Information of minors. FNF does not sell or share the information of consumers under sixteen (16) years of age. Sensitive Personal Information: FNF does not use or disclose sensitive Personal Information for any purposes other than those specified in the California Consumer Privacy Act. Right to know: Consumers have a right to know about Personal Information collected, used, disclosed, shared, or sold, including the categories of such Personal Information, as well as the purpose for such collection, use, disclosure, sharing, or selling, categories of third parties to whom Personal Information is disclosed, shared or sold, and the specific pieces of Personal Information collected about the Consumer. Consumers have the right to request FNF disclose what Personal Information it collected, used, and disclosed in the past twelve (12) months, or since January 1, 2022. Right to request deletion: Consumers have a right to request the deletion of their Personal Information, subject to certain exceptions. Privacy Statement Printed: 03.27.23 @ 01:42 PM by JW SCA0002565_CTLA.doc CA-CT-FWDO-02180.055820-73723001539 Right to Correct: Consumers have the right to correct inaccurate Personal Information. Right to non-discrimination: Consumers have a right not to be discriminated against because of exercising their consumer privacy rights. We will not discriminate against Consumers for exercising any of their California Privacy Rights. Privacy Requests: To exercise any of your California Privacy Rights, or if acting as an authorized agent on behalf of another individual, please visit California Privacy Request, call us Toll Free at 888-413-1748, or write to the address at the end of this notice. Upon making a California Privacy Request, FNF will verify the Consumer's identity by requiring an account, loan, escrow number, or other identifying information from the Consumer. The above-rights are subject to any applicable rights and obligations including both Federal and California exemptions rendering FNF, or Personal Information collected by FNF, exempt from certain CCPA requirements. A Consumer may use an Authorized Agent to submit any CCPA request. Authorized agents’ requests will be processed like any other CCPA request, but FNF will also require the Consumer provide the agent written permission to make the request and verify his or her identity with FNF. FNF website services for mortgage loans: Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice describing the categories, sources, and uses of your Personal Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Information. FNF does not share Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or (2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. California Privacy Notice - Effective Date: This California Privacy Notice was last updated on January 1, 2023. Contact for more information: For questions or concerns about FNF's California Privacy Notice and privacy practices, or to exercise any of your California Privacy Rights, please visit California Privacy, call Toll Free 888-413-1748, or contact us by mail at the below address. Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Officer ATTACHMENT ONE Attachment One (05/06/16) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. ATTACHMENT ONE (CONTINUED) Attachment One (05/06/16) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors’ rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner’s Coverage Statement as follows: • For Covered Risk 16, 18, 19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 16:1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) $ 10,000.00 Covered Risk 18:1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) $ 25,000.00 Covered Risk 19:1.00% of Policy Amount Shown in Schedule A or $5,000.00(whichever is less) $ 25,000.00 Covered Risk 21:1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) $ 5,000.00 ATTACHMENT ONE (CONTINUED) Attachment One (05/06/16) 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE [Except as provided in Schedule B - Part II,[ t[or T]his policy does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees, or expenses that arise by reason of: [PART I [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records.] PART II In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:] ATTACHMENT ONE (CONTINUED) Attachment One (05/06/16) 2006 ALTA OWNER’S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees, or expenses that arise by reason of: [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records.] 7. [Variable exceptions such as taxes, easements, CC&R’s, etc., shown here.] ATTACHMENT ONE (CONTINUED) Attachment One (05/06/16) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY - ASSESSMENTS PRIORITY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys’ fees or expenses which arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicablebuilding codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. Notice of Available Discounts Notice of Available Discounts Printed: 03.27.23 @ 01:42 PMSCA0002565_CTLA.doc / Updated: 12.18.20 CA-CT-FWDO-02180.055820-73723001539 Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as indicated by the named discount. FNF Underwritten Title Companies Underwritten by FNF Underwriters CTC - Chicago Title Company CTIC - Chicago Title Insurance Company CLTC - Commonwealth Land Title Company CLTIC - Commonwealth Land Title Insurance Company FNTC - Fidelity National Title Company of California FNTIC - Fidelity National Title Insurance Company FNTCCA - Fidelity National Title Company of California FNTIC - Fidelity National Title Insurance Company TICOR - Ticor Title Company of California CTIC - Chicago Title Insurance Company LTC - Lawyer's Title Company CLTIC - Commonwealth Land Title Insurance Company SLTC - ServiceLink Title Company CTIC - Chicago Title Insurance Company Available Discounts DISASTER LOANS (CTIC, CLTIC, FNTIC) The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within twenty-four (24) months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be fifty percent (50%) of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC, FNTIC) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent (50%) to seventy percent (70%) of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be forty percent (40%) to fifty percent (50%) of the appropriate title insurance rate, depending on the type of coverage selected. Th i s m a p / p l a t i s b e i n g f u r n i s h e d a s a n a i d i n l o c a t i n g t h e h e r e i n d e s c r i b e d L a n d i n r e l a t i o n t o a d j o i n i n g s t r e e t s , n a t u r a l b o u n d a r i e s a n d o t h e r l a n d , Th i s m a p / p l a t i s b e i n g f u r n i s h e d a s a n a i d i n l o c a t i n g t h e h e r e i n d e s c r i b e d L a n d i n r e l a t i o n t o a d j o i n i n g s t r e e t s , n a t u r a l b o u n d a r i e s a n d o t h e r l a n d , an d i s n o t a s u r v e y o f t h e l a n d d e p i c t e d . E x c e p t t o t h e e x t e n t a p o l i c y o f t i t l e i n s u r an c e i s e x p r e s s l y m o d i f i e d b y e n d o r s e m e n t , i f a n y , t h e C o m p a n y Th i s m a p / p l a t i s b e i n g f u r n i s h e d a s a n a i d i n l o c a t i n g t h e h e r e i n d e s c r i b e d L a n d i n r e l a t i o n t o a d j o i n i n g s t r e e t s , n a t u r a l b o u n d a r i e s a n d o t h e r l a n d , an d i s n o t a s u r v e y o f t h e l a n d d e p i c t e d . E x c e p t t o t h e e x t e n t a p o l i c y o f t i t l e i n s u r an c e i s e x p r e s s l y m o d i f i e d b y e n d o r s e m e n t , i f a n y , t h e C o m p a n y do e s n o t i n s u r e d i m e n s i o n s , d i s t a n c e s , l o c a t i o n o f e a s e m e n t s , a c r e a g e o r o t h e r m a t t e r s s h o w n t h e r e o n . ... 9'~ °' :::, "' u ~ "i~ a,: " ~11 V, >-" w ~ 'C) ~ ! ' (!) ... . e z ' u z 0 " <( .... 0 "1 '. oO ~ :I: ~ ~ ' II <::, u .... " ' ~ co .. " ~ AN DIEGO COUNTY ASSESSOR'S MAP BK 215 PG ~O SHT I OF 2 738 THIS MAP WAS PREPARED FOR ASSESSMENT PURPOSES ONLY. ~ Ll'.BIUTY IS ASSWEO FOR THE ACCURACY OF THE DATA SHJWN. ASSESSOR'S PARCELS MAY ~T CDAPLY WITH LOCAL SUBOIVISON QA BUILDlt{; ORDINANCES. I• CONDM DOC 80-348022 (SEE SHT 2) 21 5 -40 SHT I OF 2 MAP 7367 -LA COSTA MEADOWS UNIT N0.4 Th i s m a p / p l a t i s b e i n g f u r n i s h e d a s a n a i d i n l o c a t i n g t h e h e r e i n d e s c r i b e d L a n d i n r e l a t i o n t o a d j o i n i n g s t r e e t s , n a t u r a l b o u n d a r i e s a n d o t h e r l a n d , an d i s n o t a s u r v e y o f t h e l a n d d e p i c t e d . E x c e p t t o t h e e x t e n t a p o l i c y o f t i t l e i n s u r an c e i s e x p r e s s l y m o d i f i e d b y e n d o r s e m e n t , i f a n y , t h e C o m p a n y do e s n o t i n s u r e d i m e n s i o n s , d i s t a n c e s , l o c a t i o n o f e a s e m e n t s , a c r e a g e o r o t h e r m a t t e r s s h o w n t h e r e o n . ~ IN DIESO COUNTY iSESSOR'S MAP )')K 21.5. P~ Gl 40 SHT 2 THIS MAP WAS PREPARED FOil ASSES™EITT PUllPOSES ONLY. tO LIABILITY IS ASSLMED FDA THE ACCURACY OF THE DATA SI-OWN. ASSESSOR "S PAACELS MAY t-llT CCMPLY WITH LOCAL SUBOIVISON OR BiiLDt-6 ORDINANCES. CONDOMINIUM <a 215-40 j ~ ~ SHT 2 NO SCALE / ttJ ..., @2A Q~- 11~2,~3 J&' [I] IA ( ~ f;;;~o jJ>·" e,f>- PAR I -PM 10205 DOC 80-348022 LOT 586 ASSESSMENT PAR NO. 215 -400 -08 SUB ID @]}!02j NOTE -EACH SUB ID INCLUDES AN UND I NT IN COMMON AREA ARGONAUTA ST. DOC 83-023779 LOT 589 ASSESSMENT PAR. NO 215-400-19 SUB ID @D-~ NOTE: EACH SUB ID INCLUDES AN UNO INT. IN COMMON AREA MAP 7367 -LA COSTA MEADOWS UNIT NO. 4