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PRE 2025-0060; 3081 MADISON ST HOMES - SB 330; Preliminary Review (PRE)
Docusign Envelope ID: B5994BB0-DE50-4E4C-980F-4F06116O9287 ~ City of Carlsbad Preliminary Housing Development (SB-330) Pre-Application P-32 [m SUBMITTAL INFORMATION Community Development Dept. Planning Division 1635 Faraday Avenue (442) 339-2600 www.carlsbadca.gov Refer to 18-132 for information All forms must be completed, signed, and submitted as a PDF attachment to your submittal. Please refer to info bulletin 1B-132 for additional information. APPLICATION & PAYMENT Application & Materials Provide an electronic copy of your application and required documents on a flash drive or a CD. All items, including additional pages, supporting documents, studies, plans, and reports, must be saved as individual PDFs and labeled accordingly. Fees Payment of fees is required for all pre-applications. Payment via check, electronic check, or credit card is required before project review or processing. Once the application is submitted, city staff will follow up electronically with an invoice for the total fee amount. Fees may be paid online, in-person or dropped off at 1635 Faraday Avenue for processing. PHOTOGRAPHS Aerial Site Photograph Provide aerial photographs showing existing site conditions of environmental site features that would be subject to regulations by a public agency, including creeks and wetlands. LEGAL DESCRIPTION Legal Description Include a legal description of the specific location. The best place to find a legal description is usually the most recent deed to the property. PLANS 00 Condensed Site Plan Provide a site plan showing the location on the property. Show the location of any recorded public easement, such as easements for storm drains, water lines, and other public rights of way. Indicate location of any stream or other resource that may be subject to a streambed alteration agreement pursuant to Chapter 6 (commencing with Section 1600) of Division 2 of the Fish and Game Code. Please attach a separate site plan and elevations on a digital sheet size of minimum 8 ½ -inches by 11-inches and maximum 11-inches by 17-inches. CITY OF CARLSBAD Condensed Elevations nrT 7 1 2025 Provide elevations showing design, color, and material, the building height and massint'tina approximate square footage of each building. PLANNING DIVISION P-32_preliminary Housing Development Pre-Application (11/2021) Page 1 of 5 Docusign Envelope ID: B5994BB0-DE50-4E4C-980F-4F06116D9287 0 PRELIMINARY APPLICATION FORM APPLICATION TYPE (CHOOSE ONE) ~ Preliminary Housing Development (SB-330} □ Affordable Housing Streamlined Approval (SB-35) PROPERTY INFORMATION Property Address: 3081 Madison St. Assessor Parcel Numbers (APN): 203-305-11 -00 Project Data # Existing Residential Units -Number: Residential Units -Floor Area (Sq. Ft.): 2 2,160 SF ·-· .. ···-· .. ,· ..... --.. . .............. _,, ·-·-· Nonresidential -Floor Area (Sq. Ft.): 1,890 SF # to be Demolished 2 2,160 SF __ 1,8~Q SF Existing Uses/Site conditions (Describe in detail existing uses/physical conditions on the site.) If so, # Occupied 2 Existin commercial buildin and two detached residential a artments with attached garage on existing lot containing hardscape and landscape improvements. PROPOSED PROJECT INFORMATION Please attach additional pages/supporting documentation that help completely answer the questions listed below. Proposed Project (Describe in detail scope of the proposed project and major physical alterations to the property) Demolition of all on-site im rovements to facilitate 12 new multi-famil residences with a grade level parking garage. Subdivision (any approvals under the Subdivision Map Action being requested and if so, describe) □ YES IX! NO Housing Units Market-Rate lnclusionary Density Bonus1 Below Market2 Project Total Total number: 11 1 12 Unit size (sf min): 1,867 1.904 Unit size (sf max): 2.906 Affordability level: N/A Very Low N/A TOTAL SQ. FT. 23485 1,904 25 389 1If Density Bonus being utilized, include completed form P-l(Hl. Please refer to 18-112 for additional information on requested incentives, concessions, waivers, or parking reductions; 2Affordbale units in excess of inclusionary standards. Non-Residential (does the project include non-residential uses and if so, provide use categories under the city's zoning, floor area and square footage of all structures) 0 YES IKl NO Standard Parking Residential Non-Residential TOTAL Stall Count 24 0 24 I Any parking reductions _______ _.,__ _____ _.._ ____ __. requested pursuant to Section Electric Vehicle Parking Residential Non-Residential Stall Count 1 TOTAL 65915[p] need to be included in ----------...--------.---------. 1 Form P-l(H). See Gov. Code§ ------~~-----~--1-~_ 65941.l(a)(ll) P-32_Preliminary Housing Development Pre-Application (11/2021) Page 2 of 5 Docusign Envelope ID: B5994BB0-DE50-4E4C-980F-4F06116D9287 f) SPECIFIC SITE FEATURES Indicate if any portion of the property includes any of the following environmental, historic, or cultural resources. Submittal must include supporting documentation, reports and/or analysis. SITE CONSTRAINTS Does the site contain any of the following (provide documentation for "yes" responses): YES NO N/A 1. A very high fire hazard severity zone, as determined by the Department of Forestry and □ !XI □ Fire Protection pursuant to Gov. Code Section 51178? 2. Wetlands, as defined in the US Fish and Wildlife Service Manual, Part 660 FW 2? □ IX] □ A hazardous waste site that is listed pursuant to Section 65962.5 or a hazardous waste 3. site designated by the Department of Toxic Substances Control pursuant to Section □ □ 25356 of the Health and Safety Code? A special flood hazard area subject to inundation by the 1 percent annual chance flood 4. (100-year flood) as determined by the Federal Emergency Management Agency in any □ □ official maps published by the Federal Emergency Management Agency? A delineated earthquake fault zone as determined by the State Geologist in any official maps published by the State Geologist, unless the development complies with applicable 5. seismic protection building code standards adopted by the CA Building Standards □ □ Commission under the CA Building Standards Law (Part 2.5 (commencing with Section 18901) of Division 13 of the Health and Safety Code), and by any local building department under Chapter 12.2 (Section 8875) of Div. 1 ofTitle 2? A stream or other resource that may be subject to a streambed alteration agreement 6. pursuant to Chapter 6 (Section 1600) of Division 2 of the Fish and Game Code (Attach a □ ~ □ biological technical report prepared by a qualified biologist? 7. Any proposed point sources of air or water pollutants? □ ~ □ 8. Any species of special concern known to occur on the property? □ 00 □ Any historic or cultural resources known to exist on the property (Attach a cultural and 9. historic resources report prepared by a qualified professional (historian and/or □ IX] □ archaeologist) COASTAL ZONE If located within the coastal zone, indicate if the site contains any of the following: YES NO N/A Wetlands, as defined in subdivision (b) of Section 13577 of Title 14 of the California Code 1. of Regulations. A Wetlands Delineation Report my be required following the filing of the □ □ IX] application requesting approval of a discretionary action in the Coastal Zone if the site contains a defined wetland. 2. Environmentally sensitive habitat areas, as defined in Section 30240 of the Public □ □ Resources Code 3. A tsunami run-up zone □ □ !XI 4. Use of the site for public access to or along the coast □ □ !XI P-32_Preliminary Housing Development Pre-Application (11/2021) Page 3 of 5 Docusign Envelope ID: B5994BBO-DE50-4E4C-980F-4F06116O9287 • PROPERTY OWNER/APPLICANT AFFIDAVIT Under penalty of perjury the following declarations are made: 1. I hereby certify, that all statements contained in this pre-application and any accompanying documents are true and correct, with full knowledge that all statements made in this pre-application are subject to investigation and that any false or dishonest answer to any question may be grounds for denial or subsequent revocation of the deemed complete status. 2. I understand this pre-application is not a development application that authorizes an entitlement and is strictly for the purposes of Senate Bill 330, the Housing Crisis Act of 2019; or Senate Bill 35, the Affordable Housing Streamlined Approval Process of 2017. 3. I understand and agree that any report, study, map or other information submitted to the city in furtherance of this pre application will be treated by the city as public records which may be reviewed by any person and if requested, that a copy will be provided by the city. 4. I understand that if this pre-application cannot be submitted and deemed complete by staff at the submittal appointment, there is no refund of fees paid. 5. I understand and agree to defend, indemnify, and hold harmless, the City of Carlsbad, its officers, agents, employees, and volunteers (collectively "city"), from any and all legal actions, claims, or proceedings (including administrative or alternative dispute resolution and Public Records Act requests (collectively "actions"), arising out of any city process or approval prompted by this Action, either in whole or in part. Such actions include but are not limited to: actions to attack, set aside, void, or otherwise modify, an entitlement approval, environmental review, or subsequent permit decision; actions for personal or property damage; actions based on an allegation of an unlawful pattern and practice; inverse condemnation actions; and civil rights or an action based on the protected status of the petitioner or claimant under state or federal law (e.g. ADA or Unruh Act). I understand and agree to reimburse the city for any and all costs incurred in defense of such actions. This includes, but it not limited to, the payment of all costs (including litigation costs, administrative record preparation, public records act responses) and attorneys' fees, all judgments or awards, damages, and settlement costs. The indemnity language in this paragraph is intended to be interpreted to the broadest extent permitted by law and shall be in addition to anyother indemnification language agreed to by the applicant. 6. If the applicant is not the Property Owner, both the Property Owner and Applicant must sign this affidavit. By signing this affidavit, the Property Owner authorizes the Applicant listed in this application to act as the Property Owner's agent on all matters in connection with this application. The city requires original signatures below -the signatures do not need to be notarized. PROPERTY OWNER Name: Exeter 22551 WY, LLC -Colleen Schiffler Email: Colleenschiffer@gmail.com Address: 205 Storey Blvd #200 Cheyenne, WY 82009 Phone: Signature: ~ APPLICANt..,:9c5F6~1°.iii~~'above Date: 7608227143 10-6-25 Name: Kirk Moeller -KM Architects Email: kirk@kmarchitectsinc.com Address: 2188 Loker Ave. E Suite 220 Carlsbad, CA Signature:~ City Staff Only App. Vesting Date: Staff Name: Project No.: Staff Signature: Phone: 760-814-8128 Date: 1 0-6-25 Development No.: P-32_Preliminary Housing Development Pre-Application (11/2021) Date: Page 4 of 5 Docusign Envelope ID: B5994BB0-DE50-4E4C-980F-4F06116O9287 • DISCLOSURE DOCUMENTS Before the application can be accepted, the owner of each property involved must provide a signature to verify the pre-application is being filed with their consent. Staff will confirm ownership based on the records of the city or county assessor. In the case of partnerships, corporations, LLCs or trusts the agent for service of process or an officer of the ownership entity so authorized may sign as stipulated below. • Ownership Disclosure. Include current signature authorization for the person or persons signing the application. For a corporation, a chairman, president or vice-president AND a secretary, assistant secretary, CFO or assistant treasurer must sign. Otherwise, the corporation must attach a resolution certified by the secretary or assistant secretary under corporate seal empowering the officer(s) signing to bind the corporation. For an LLC, attach an official paper listing the individual as a Member of the LLC with sole authority to bind the organization. For a partnership, attach an official document identifying the individual as a general partner with sole authority to execute documents on behalf of the limited partnership. A letter of authorization, as described below, may be submitted provided the signatory of the letter is included in the Ownership Disclosure. Include a copy of the current partnershipagreement, corporate articles, or trust document as applicable. • Letter of Authorization (LOA). A LOA from a property owner granting someone else permission to sign the pre-application form may be provided if the property is owned by a partnership, corporation, LLC or trust or in rare circumstances when an individual property owner is unable to sign the pre-application form. To be considered for acceptance, the LOA must indicate the name of the person being authorized to file, their relationship to the owner or project, the site address, a general description of the type of application being filed and must also include the language in items a-c below. In the case of partnerships, corporations, LLCs or trusts the LOA must be signed by the authorized signatory as shown on the Ownership Disclosure or, in the case of private ownership, by the property owner. Proof of Ownership for the signatory of the LOA must be submitted with said letter. • Grant Deed. Provide a copy of the Grant Deed if the ownership of the property does not match city or county assessor records. The Deed must correspond exactly with the ownership listed on the application. • Multiple Owners. If the property is owned by more than one individual (e.g. John and Jane Doe or Mary Smith and Mark Jones) signatures are required of all owners. a. I hereby certify that I am the owner of record of the herein previously described property located in the City of Carlsbad which is involved in this pre-application or have been empowered to sign as the owneron behalf of a partnership, corporation, LLC or trust as evidenced by the documents attached hereto. b. I hereby consent to the filing of this pre-application on my property for processing by the City of Carlsbad Planning Division for the sole purpose of vesting the proposed housing project subject to the zoning ordinances, policies, and standards adopted and in effect on the date that this pre-application is deemed complete. Further, I understand that this pre-application will be terminated and vesting will be forfeited if the housing development project is revised such that the number of residential units or squarefootage of construction increases or decreases by 20 percent or more, exclusive of any increase resulting fromthe receipt of a density bonus, incentive, concession, waiver, or similar provision, and/or an application requesting approval of an entitlement is not filed with the City of Carlsbad Planning Division within 180 days ofthe date that this pre-application is deemed complete. P-32_Preliminary Housing Development Pre-Application (11/2021) Page 5 of 5 Legal Description Lots 28, 29 and 30 in Block 39 of Carlsbad, in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 535, filed in the Office of the County Recorder of San Diego County, May 2, 1888. APN 203-305-11-00 CITY OF CARLSBAD OCT 2 1 2015 PLANNING DiViSION Aerial Site Photograph CITY OF CARLSBAD OCT 2 1 2025 PLANNING DIV/3/0N Docusign Envelope ID: B5994BB0-DE50-4E4C-980F-4F06116D9287 October 6, 2025 City of Carlsbad Planning Division 1635 Faraday Ave Carlsbad, CA 92008 Exeter 22551 Wy, LLC 205 Storey Blvd #200 Cheyenne, WY 82009 Re: Letter of Authorization for Submittal of Planning Applications at 3081 Madison St To Whom It May Concern: Exeter 22551 Wy, LLC is the owner of that real property located at 3081 Madison St in the City of Carlsbad (the "Property). This letter hereby provides authorization to Kirk Moeller with Kirk Moeller Architects, Inc. to execute any and all planning or entitlement applications associated with the development of the Property. The accompanying documents provide evidence of signatory authority. Sincerely, Exeter 22551 Wy, LLC By: CoConcept LLC 10/16/2025 I 6:09 PM PDT By: --lc-~i::<=~~,;----- er, it's Manager CITY OF CARLSBAD OCT 2 1 2075 PLANNING DIVISION Docu;ig~·E~;;1~j;;ib~'s5994sso:0E50-4°E4C:980F-4F06116D9287 • I llllllll llll 11111111111111111111 1111111 11111111111111111 IIIII 1111111111 11111 1111111111 111111111111111 1111111111111 BA20250609800 STATE OF CALIFORNIA Office of the Secretary of State STATEMENT OF INFORMATION LIMITED LIABILITY COMPANY California Secretary of State Entity Details 1500 11th Street Sacramento, California 95814 (916) 657-5448 Limited Liability Company Name Entity No. Formed In Street Address of Principal Office of LLC Principal Address Malling Address of LLC Mailing Address Attention Street Address of California Office of LLC Street Address of California Office Manager(s) or Member(s) Manager or Member Name II COCONCEPT LLC Agent for Service of Process Agent Name Agent Address Type of Business Type of Business Email Notifications Opt-in Email Notifications Chief Executive Officer (CEO) CEO Name I For Office Use Only -FILED- File No.: BA20250609800 Date Filed: 3/25/2025 EXETER 22551 WY, LLC 202359014289 WYOMING 1507 LAMPMAN COURT CHEYENNE, WY 82007 \ 1507 LAMPMAN COURT CHEYENNE, WY 82007 1084 N EL CAMINO, SUITE 8-376 ENCINITAS, CA 92024 Manager or Member Address 1084 N EL CAMINO, SUITE 8-376 ENCINITAS, CA 92024 Olin M. Lewin Esq. 5405 MOREHOUSE DRIVE SUITE 205 SA, CA92121 REAL ESTATE Yes, I opt-in to receive entity notifications via email. CEO Address I None Entered Labor Judgment No Manager or Member, as further defined by California Corporations Code section 17702.09(a)(8), has an outstanding final judgment issued by the Division of Labor Standards Enforcement or a court of law, for which no appeal is pending, for the violation of any wage order or provision of the Labor Code. I tJj <.,J u, u, 0 I -.J u, <.,J -.J 0 <.,J ....... N u, ....... N 0 N u, I.O u, 0) ,:) (1) (l (1) I-'· <: (1) 0. tr "< n Ill f--' I-'· Hi 0 Ii !:l I-'· Ill Ci) (1) (l Ii (1) rt Ill Ii "< 0 Hi Ci) rt Ill rt (1) Page 1 of 2 Docuslgn Envelope ID: B5994BB0-DE50-4E4C-980F-4F06116O9287 Electronic Signature 181 By signing, I affirm under penalty of perjury that the information herein is true and correct and that I am authorized by California law to sign. OLIN M. LEWIN 03/25/2025 Signature Date IJj w <.n (J1 0 I -1 <.n w CX> 0 w ........ N <.n ........ N 0 N (J1 I..O <.n O') ,:i CD () CD I-'· <: CD p. O' '<: (') p, I-' I-'· Hi 0 ti ::, I-'· p, CJ) CD () ti CD rt p, ti I<: 0 Hi CJ) rt p, rt CD Page 2 of 2 Docusign Envelope ID: B5994BB0-DE50-4E4C-980F-4F06116D9287- Electronic Signature 181 By signing, I affirm under penalty of perjury that the information herein is true and correct and that I am authorized by California law to sign. OLINMLEWIN 03/25/2025 Signature Date tJj w <.n u, 0 I -..J u, N (X) 0 w ........ N u, ........ N 0 N u, I.O u, 0) ~ (I) () (I) I-'· c:::: (I) p. tr "< (l p, I-' I-'· Hi 0 Ii ::, I-'· p, C/.) (I) () Ii (I) rt p, Ii I-<: 0 Hi C/.) rt p, rt (I) Page 2 of 2 Doc~;ig~'E°ri;ei~pe-io;·ssee4sao:oE50-:rE4c'.980F-4F06116D9287 l ' I IIIIIIII IIII Ill 11111111111111111 1111111 11111111111111111 IIIII 1111111111 11111 1111111111 1111111111 1111111111 11111111 BA20250609621 STATE OF CALIFORNIA Office of the Secretary of State STATEMENT OF INFORMATION LIMITED LIABILITY COMPANY California Secretary of State Entity Details 1500 11th Street Sacramento, California 95814 (916) 657-5448 Limited Liability company Name Entity No., Formed In Street Address of Principal Office of LLC Principal Address Malling Address of LLC Mailing Address Attention Street Address of California Office of LLC Street Address of California Office Manager(s) or Member(s) Manager or Member Name Colleen M. Schiffer Agent for Service of Process Agent Name Agent Address Type of Business Type of Business Email Notifications Opt-in Email Notifications Chief Executive Officer (CEO) CEO Name I For Office Use Only -FILED- File No.: BA20250609621 Date Filed: 3/25/2025 COCONCEPT LLC 201917610692 CALIFORNIA 1084 N EL CAMINO, SUITE B-376 ENCINITAS, CA 92024 1084 N EL CAMINO, SUITE B-376 ENCINITAS, CA 92024 1084 N EL CAMINO, SUITE 8-376 ENCINITAS, CA 92024 Manager or Member Address 1084 N EL CAMINO, SUITE 8-376 ENCINITAS, CA 92024 Olin M. Lewin Esq. 5405 MOREHOUSE DRIVE SUITE205 SAN DIEGO, CA 92121 REAL ESTATE Yes, I opt-in to receive entity notifications via email. CEO Address I None Entered Labor Judgment No Manager or Member, as further defined by California Corporations Code section 17702.09(a)(8), has an outstanding final judgment issued by the Division of Labor Standards Enforcement or a court of law, for which no appeal is pending, for the violation of any wage order or provision of the Labor Code. I b:J uJ (Jl (Jl 0 I ...J (Jl N ...J 0 uJ ........ N (Jl ........ N 0 N (Jl I.O (Jl °' ~ CD 0 (D f-'· < (D p. tr '< (') Ill 1--' f-'· Hi 0 H ::::, f-'· Ill CJ) (D 0 H (D rt Ill H '< 0 Hi CJ) rt Ill rt (D Page 1 of 2 RECORDING REQUESTED BY: Fidelity National Title Company DOC# 2022-0216088 I llllll lllll lllll 111111111111111 lllll 111111111111111111111111111111111 May 19, 2022 02:40 PM OFFICIAL RECORDS Ernest J. Dronenburg, Jr., When Recorded Mail Document and Tax Statement To: SAN DIEGO COUNTY RECORDER FEES: $3,900.00 (SB2 Atkins: $0.00) Exeter 22551 WY, LLC 205 Storey Boulevard, Suite 200 Cheyenne, WY 82009 PCOR: YES PAGES:2 , Title No.: 997-30079153-TS4 Escrow Order No.: 73722001298 APN/Parcel ID(s): 203-305-11-00 SPACE ABOVE THIS LINE FOR RECORDER'S USE Exempt from fee per GC 27388.1 (a)(2); This document is a transfer that is subject to Documentary Transfer Tax. GRANT DEED The undersigned grantor(s) declare(s) □ This transfer is exempt from the documentary transfer tax .. @ The documentary transfer tax is $3,883.00 and is computed on: @ the full value of the interest or property conveyed. □ the full value less the liens or encumbrances remaining thereon at the time of sale. The property is located in @ the City of Carlsbad. FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, Michael Kay Gusky, an unmarried woman as her sole and separate property hereby GRANT(S) to Exeter 22551 WY, LLC, a Wyoming limited liability company the following described real property in the City of Carlsbad, County of San Diego, State of California: For APN/Parcel ID(s): 203-305-11-00 THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA AND IS DESCRIBED AS FOLLOWS: LOTS 28, 29 AND 30 OF BLOCK 39 OF CARLSBAD, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP NO. 535, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, MAY 2, 1888. APN: 203-305-11-00 PROPERTY COMMONLY KNOWN AS: 3081-3085 Madison Street, Carlsb,ad, CA 92008 MAIL TAX STATEMENTS AS DIRECTED ABOVE Grant Deed SCA0000129.doc / Updated: 04.08.20 Printed: 05.17.22@ 11:03 AM CA-CT-FWDO-02180.055835-73722001298 1 of 2 APN/Parcel ID(s): 203-305-11-00 Dated: May 17, 2022 GRANT DEED (continued) IN WITNESS WHEREOF, the undersigned have executed this document on the date(s) set forth below. A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. Stateof ~ r,n.v~ County of __ .::::,_()-./_'_~---------- On 5-17 otJc}-:;r before me, ... 0 ..... Jhi_'_~--~--· _________ _., Notary Public, (here insert name and title of the officer) personally appeared fr\ 1'cfrltteJ lo..-y {Jg,,t; ~\/ , who proved to me on the basis of satisfactory evidence to 6e the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENAL TY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WI~ my hand and offi~ seal. Signature~ Grant Deed SCA0000129.doc I Updated: 04.08.20 Printed: 05.17.22@ 11 :03 AM CA-CT-FWDO-02180.055835-73722001298 2of2 ~ CHICAGO TITLE .. Chicago Title -SD 2365 Northside Drive, Suite 600, San Diego, CA 92108 Prelim Title Report Title Officer: Sheila Hollander Email: Sheila.Hollander@ctt.com Phone No.: 619-521-3502 Fax No.: 619-785-3383 Title No.: 73725001219 Escrow Officer: Teresa McElaney Email: mcelaneyt@ctt.com Fax No.: (619)209-3484 Escrow No.: 73725001219-TM Property Address: 3081 Madison Street, Carlsbad, CA Introducing ~ CHICAGO TITLE Pre VIEW CHICAGO TITLE Powered by LiveLOOK LiveLOOK title document delivery system is designed to provide 24/7 real-time access to all information related to a title insurance transaction. Access title reports, exception documents, an easy-to-use summary page, and more, at your fingertips and your convenience. To view your new Chicago Title PreVIEW powered by LiveLOOK report, Click Here Effortless, Efficient, Compliant, and Accessible < &o- OF CARLSBAD OCT 2 1 2025 PLANNING DIVISION CHICAGO TITLE COMPANY PRELIMINARY REPORT Order No.: Property: 73725001219 3081 Madison Street Carlsbad, CA 92008 In response to the application for a policy of title insurance referenced herein, Chicago Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of a defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Exclusions from Coverage, and Conditions of said policy forms. With respect to any contemplated owner's policy, the printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CL TA/ALTA Homeowners Policy of Title Insurance, which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list al/ liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a binder or commitment should be requested. Countersigned By: Brian Olenik Authorized Officer or Agent Cl TA Preliminary Report Form (02/03/2023) Chicago Title Insurance Company By: Michael J. Nolan, President Attest: Marjorie Nemzura, Secretary Printed: 02.25.25@ 10:38 AM CA-CT-FWDO-02180.055820-SPS-1-25-73725001219 Visit Us on our Website: www.ctic.com CHICAGO TITLE COMPANY ISSUING OFFICE: 2365 Northside Drive, Suite 600, San Diego, CA 92108 FOR SETTLEMENT INQUIRIES, CONTACT: Chicago Title Company 701 Palomar Airport Road, Suite 300-28A • Carlsbad, CA 92011 (760)795-7190 • FAX (619)209-3484 Title Officer: Sheila Hollander Email: Sheila.Hollander@ctt.com Phone No.: 619-521-3502 Fax No.: 619-785-3383 Title No.: 73725001219 CTC CA License 2993-4 PRELIMINARY REPORT PROPERTY ADDRESS(ES): 3081 Madison Street, Carlsbad, CA EFFECTIVE DATE: February 19, 2025 at 07:30 AM Escrow Officer: Teresa McElaney Email: mcelaneyt@ctt.com Phone No.: (760)795-7190 Fax No.: {619)209-3484 Escrow No.: 73725001219-TM The form of policy or policies of title insurance contemplated by this report is: CL TA Standard Coverage Policy 1990 (04-08-14) ALTA Loan Policy 2021 1. The estate or interest in the Land hereinafter described or referred to covered by this Report is: Fee Simple 2. Title to said estate or interest at the date hereof is vested in: Exeter 22551 WY, LLC, a Wyoming limited liability company 3. The Land referred to in this Report is described as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF CLTA Preliminary Report Form (02/03/2023) Printed: 02.25.25@ 10:38 AM • CA-CT-FWDO-02180.055820-SPS-1-25-73725001219 For APN/Parcel 1D(s): 203-305-11-00 EXHIBIT "A" Legal Description Lots 28, 29 and 30 in Block 39 of Carlsbad, in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 535, filed in the Office of the County Recorder of San Diego County, May 2, 1888. CL TA Preliminary Report Form (02/03/2023) Printed: 02.25.25 @ 10:38 AM CA-CT-FWDO-02180.055820-SPS-1-25-73725001219 Title No.: 73725001219 AT THE DATE HEREOF, EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: 1. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2025-2026. 2. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows: Tax Identification No.: Fiscal Year: 1st Installment: Penalty: 2nd Installment: Penalty and Cost: Code Area: 203-305-11-00 2024-2025 $19,567.22, open (delinquent) $1,956.72 (Delinquent after December 10) $19,567.22, open $1,966.72 (Delinquent after April 10) 09098 3. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 4. Water rights, claims or title to water, whether or not disclosed by the public records. 5. Matters contained in that certain document Entitled: Executed by: Recording Date: Recording No.: Notice of Restriction on Real Property City of Carlsbad October 19, 2015 2015-0544379 Official Records Reference is hereby made to said document for full particulars. 6. A deed of trust to secure an indebtedness in the amount shown below, Amount: Dated: $3,300,000.00 May 19, 2022 T rustor/G ranter Trustee: Exeter 22551 WY, LLC, a Wyoming limited liability company Matthew Fuller Beneficiary: Richard Fuller Loan No.: not shown Recording Date: May 20, 2022 Recording No.: 2022-0217522 Official Records CL TA Preliminary Report Form (02/03/2023) Printed: 02.25.25@ 10:38 AM CA-CT-FWDO-02180.055820-SPS-1-25-73725001219 Title No.: 73725001219 This Company will require that the original note, the original deed of trust and a properly executed request for full reconveyance together with appropriate documentation (i.e., copy of trust, partnership agreement or corporate resolution) be in this office prior to the close of this transaction if the above-mentioned item is to be paid through this transaction or deleted from a policy of title insurance. Any demands submitted to us for payoff must be signed by all beneficiaries as shown on said deed of trust, and/or any assignments thereto. In the event said demand is submitted by an agent of the beneficiary(s), we will require the written approval of the demand by the beneficiary(s). Servicing agreements do not constitute approval for the purposes of this requirement. If no amounts remain due under the obligation a zero balance demand will be required along with the reconveyance documents. In addition, we require the written approval of said demand by the trustor(s) on said deed of trust or the current owners if applicable. 7. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other matters which a correct survey would disclose and which are not shown by the public records. 8. Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the Public Records. 9. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 10. In order to complete this report, the Company requires a Statement of Information to be completed by the following party(ies), Party(ies): sellers The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. 11. In order to complete this report, the Company requires a Statement of Information to be completed by the following party(ies), Party(ies): buyers The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. END OF EXCEPTIONS CL TA Preliminary Report Form (02/03/2023) Printed: 02.25.25 @ 10:38 AM CA-CT-FWDO-02180.055820-SPS-1-25-73725001219 Note 1. Note 2. Note 3. Note 4. Note 5. Note 6. Note 7. Note 8. Title No.: 73725001219 NOTES Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. If a county recorder, title insurance company, escrow company, real estate broker, real estate agent or association provides a copy of a declaration, governing document or deed to any person, California law requires that the document provided shall include a statement regarding any unlawful restrictions. Said statement is to be in at least 14-point bold face type and may be stamped on the first page of any document provided or included as a cover page attached to the requested document. Should a party to this transaction request a copy of any document reported herein that fits this category, the statement is to be included in the manner described. If this company is requested to disburse funds in connection with this transaction, Chapter 598, Statutes of 1989 mandates hold periods for checks deposited to escrow or sub-escrow accounts. The mandatory hold period for cashier's checks, certified checks and teller's checks is one business day after the day deposited. Other checks require a hold period of from two to five business days after the day deposited. In the event that the parties to the contemplated transaction wish to record prior to the time that the funds are available for disbursement (and subject to Company approval), the Company will require the prior written consent of the parties. Upon request, a form acceptable to the company authorizing said early recording may be provided to Escrow for execution. Wire Transfers There is no mandated hold period for funds deposited by confirmed wire transfer. The Company may disburse such funds the same day. Any documents being executed in conjunction with this transaction must be signed in the presence of an authorized Company employee, an authorized employee of an agent, an authorized employee of the insured lender, or by using Bancserv or other approved third-party service. If the above requirements cannot be met, please call the company at t~e number provided in this report. Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (OTT) Affidavit may be required to be completed and submitted with eac.h document when DTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. DTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder. Due to the special requirements of SB 50 (California Public Resources Code Section 8560 et seq.), any transaction that includes the conveyance of title by an agency of the United States must be approved in advance by the Company's State Counsel, Regional Counsel, or one of their designees. The application for title insurance was placed by reference to only a street address or tax identification number. The proposed Insured must confirm that the legal description in this report covers the parcel(s) of Land requested to be insured. If the legal description is incorrect, the proposed Insured must notify the Company and/or the settlement company in order to prevent errors and to be certain that the legal description for the intended parcel(s) of Land will appear on any documents to be recorded in connection with this transaction and on the policy of title insurance. A Preliminary Change of Ownership form is required upon a change in ownership of the Land. Section 480 of the Revenue and Taxation Code of the State of California requires that a grantee of real property complete a Preliminary Change of Ownership statement, which is to be filed at the time that a grant deed is recorded. In the event that the statement is not completed and presented at the time of the recording of the deed, the recorder will assess the grantee an additional charge to record the deed. Cl TA Preliminary Report Form (02/03/2023) Printed: 02.25.25 @ 10:38 AM CA-CT-FWDO-02180.055820-SPS-1-25-73725001219 Note 9. Title No.: 73725001219 The Company will require the following documents for review prior to the issuance of any title insurance predicated upon a conveyance or encumbrance from the entity named below. Limited Liability Company: Exeter 22551 WY, LLC a. A copy of its operating agreement, if any, and any and all amendments, supplements and/or modifications thereto, certified by the appropriate manager or member. b. If a domestic Limited Liability Company, a copy of its Articles of Organization and all amendment thereto with the appropriate filing stamps. c. If the Limited Liability Company is member-managed a full and complete current list of members certified by the appropriate manager or member. ' d. A current dated certificate of good standing from the proper governmental authority of the state in which the entity was created e. If less than all members, or managers, as appropriate, will be executing the closing documents, furnish evidence of the authority of those signing. f. If Limited Liability Company is a Single Member Entity, a Statement of Information for the Single Member will be required. g. Each member and manager of the LLC without an Operating Agreement must execute in the presence of a notary public the Certificate of California LLC (Without an Operating Agreement) Status and Authority form Note 10. The Company will require the following documents for review prior to the issuance of any title insurance predicated upon a conveyance or encumbrance by the corporation named below: Name of Corporation: DJM Real Estate Inc. a) A Copy of the corporation By-laws and Articles of Incorporation b) An original or certified copy of a resolution authorizing the transaction contemplated herein c) If the Articles and/or By-laws require approval by a 'parent' organization, a copy of the Articles and By-laws of the parent d) A current dated certificate of good standing from the proper governmental authority of the state in which the entity was created The Company reserves the right to add additional items or make further requirements after review of the requested documentation. Note 11. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report. Note 12. Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116 indicating that there is located on said Land commercial building, known as 3081 Madison Street, Carlsbad, CA, to an Extended Coverage Loan Policy. Note 13. Note: None of the items shown in this report will cause the Company to decline to attach ALT A Endorsement Form 9 to an Extended Coverage Loan Policy, when issued. END OF NOTES CLTA Preliminary Report Form (02/03/2023) Printed: 02.25.25@ 10:38 AM CA-CT-FWDO-02180.055820-SPS-1-25-73725001219 ATTACHMENT ONE CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY -1990 (11-09-18) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation· of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public recorcls. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material unless such lien is shown by the public records at Date of Policy. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART II (Variable exceptions such as taxes, easements, CC&R's, etc., are inserted here) Attachment One (11/04/22) ATTACHMENT ONE (CONTINUED) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE OWNER'S POLICY (02-04-22) EXCLUSIONS FROM COVERAGE The following matters are excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to: i. the occupancy, use, or enjoyment of the Land; ii. the character, dimensions, or location of any improvement on the Land; iii. the subdivision of land; or iv. environmental remediation or protection. b. any governmental forfeiture, police, regulatory, or national security power. c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b. Exclusion 1 does not modify or limit the coverage provided under Covered Risk 5 or 6. 2. Any power of eminent domain. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 7. 3. Any defect, lien, encumbrance, adverse claim, or other matter: a. created, suffered, assumed, or agreed to by the Insured Claimant; b. not Known to the Company, not recorded in the Public Records at the Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; c. resulting in no loss or damage to the Insured Claimant; d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 9 or 10); or e. resulting in loss or damage that would not have been sustained if consideration sufficient to qualify the Insured named in Schedule A as a bona fide purchaser had been given for the Title at the Date of Policy. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transaction vesting the Title as shown in Schedule A is a: a. fraudulent conveyance or fraudulent transfer; b. voidable transfer under the Uniform Voidable Transactions Act; or c. preferential transfer: i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange • for new value; or ii. for any other reason not stated in Covered Risk 9.b. 5. Any claim of a PACA-PSA Trust. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 8. 6. Any lien on the Title for real estate taxes or assessments imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 6 does not modify or limit the coverage provided under Covered Risk 2.b. 7 Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land. EXCEPTIONS FROM COVERAGE Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This policy treats any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage. This policy does not insure against loss or damage and the Company will not pay costs, attorneys' fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters: PARTI 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land, or (b) asserted by persons or parties in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy. 4. Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy. 7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule 8. PART II (Variable exceptions such as taxes, easements, CC&R's, etc., are inserted here) Attachment One (11/04/22) ATTACHMENT ONE (CONTINUED) CL TA/AL TA HOMEOWNER'$ POLICY OF TITLE INSURANCE (7-01-21) EXCLUSIONS FROM COVERAGE The following matters are excluded from the coverage of this policy and We will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to: i. the occupancy, use, or enjoyment of the Land; ii. the character, dimensions, or location of any improvement on the Land; iii. the subdivision of land; or iv. environmental remediation or protection. b. any governmental forfeiture, police, or regulatory, or national security power. c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b. Exclusion 1 does not modify or limit the coverage provided under Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23, or 27. 2. Any power to take the Land by condemnation. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 17. 3. Any defect, lien, encumbrance, adverse claim, or other matter: a. created, suffered, assumed, or agreed to by You; b. not Known to Us, not recorded in the Public Records at the Date of Policy, but Known to You and not disclosed in writing to Us by You prior to the date You became an Insured under this policy; c. resulting in no loss or damage to You; d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 5, 8.f., 25, 26, 27, 28, or 32); or e. resulting in loss or damage that would not have been sustained if You paid consideration sufficient to qualify You as a bona fide purchaser of the Title at the Date of Policy. 4. Lack of a right: a. to any land outside the area specifically described and referred to in Item 3 of Schedule A; and b. in any street, road, avenue, alley, lane, right-of-way, body of water, or waterway that abut the Land. Exclusion 4 does not modify or limit the coverage provided under Covered Risk 11 or 21. 5. The failure of Your existing structures, or any portion of Your existing structures, to have been constructed before, on, or after the Date of Policy in accordance with applicable building codes. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 14 or 15. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transfer of the Title to You is a: a. fraudulent conveyance or fraudulent transfer; b. voidable transfer under the Uniform Voidable Transactions Act; or c. preferential transfer: i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or ii. for any other reason not stated in Covered Risk 30. 7. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 8. Negligence by a person or an entity exercising a right to extract or develop oil, gas, minerals, groundwater, or any other subsurface substance. 9. Any lien on Your Title for real estate taxes or assessments, imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 9 does not modify or limit the coverage provided under Covered Risk 8.a or 27. 10. Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Risk 16, 18, 19 and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21: Your Deductible Amount 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) Our Maximum Dollar Limit of Liability $ 10,000.00 $ 25,000.00 $ 25,000.00 $ 5,000.00 Attachment One (11/04/22) ATTACHMENT ONE (CONTINUED) CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created,'allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Risk 16, 18, 19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21: Your Deductible Amount 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) Our Maximum Dollar Limit of Liability $ 10,000.00 $ 25,000.00 $ 25,000.00 $ 5,000.00 Attachment One (11/04/22) ATTACHMENT ONE (CONTINUED) ALTA OWNER'S POLICY (07-01-2021) EXCLUSIONS FROM COVERAGE The following matters are excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to: i. the occupancy, use, or enjoyment of the Land; ii. the character, dimensions, or location of any improvement on the Land; iii. the subdivision of land; or iv. environmental remediation or protection. b. any governmental forfeiture, police, regulatory, or national security power. c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b. Exclusion 1 does not modify or limit the coverage provided under Covered Risk 5 or 6. 2. Any power of eminent domain. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 7. 3. Any defect, lien, encumbrance, adverse claim, or other matter: a. created, suffered, assumed, or agreed to by the Insured Claimant; b. riot Known to the Company, not recorded in the Public Records at the Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; c. resulting in no loss or damage to the Insured Claimant; d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 9 or 10); or e. resulting in loss or damage that would not have been sustained if consideration sufficient to qualify the Insured named in Schedule A as a bona fide purchaser had been given for the Title at the Date of Policy. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transaction vesting the Title as shown in Schedule A is a: a. fraudulent conveyance or fraudulent t(ansfer; b. voidable transfer under the Uniform Voidable Transactions Act; or c. preferential transfer: i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or ii. for any other reason not stated in Covered Risk 9.b. 5. Any claim of a PACA-PSA Trust. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 8. 6. Any lien on the Title for real estate taxes or assessments, imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 6 does not modify or limit the coverage provided under Covered Risk 2.b. 7. Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land. EXCEPTIONS FROM COVERAGE Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This policy treats any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage. This policy does not insure against loss or damage and the Company will not pay costs, attorneys' fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters: NOTE: The 2021 AL TA Owner's Policy may be issued to afford either Standard Coverage or Extended Coverage. In addition to variable exceptions such as taxes, easements, CC&R's, etc., the Exceptions from Coverage in a Standard Coverage policy will also include the Western Regional Standard Coverage Exceptions listed as 1 through 7 below: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land or (b) asserted by persons or parties in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy. 4. Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land-and not shown by the Public Records at Date of Policy. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy. 7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B. Attachment One (11/04/22) ATTACHMENT ONE (CONTINUED) 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1 (b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and10);or J (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by reason of: NOTE: The 2006 AL TA Owner's Policy may be issued to afford either Standard Coverage or Extended Coverage. In addition to variable exceptions such as taxes, easements, CC&R's, etc., the Exceptions from Coverage in a Standard Coverage policy will also include the Western Regional Standard Coverage Exceptions listed below as 1 through 7 below: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land, or (b) asserted by persons or ·parties in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy. 4. Any encroachment. encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy.] 7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B. Attachment One (11/04/22) ::}lt\f IRE SAFE .. I Inquire before you wire! WIRE FRAUD ALERT This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. • NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWAYS VERIFY wire instructions, specifically the ABA routing number and account.number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. • USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Federal Bureau of Investigation: http://www.fbi.gov Wire Fraud Alert Original Effective Date: 5/11/2017 Current Version Date: 5/11/2017 Internet Crime Complaint Center: http://www.ic3.gov TM and© Fidelity National Financial, Inc. and/or an affiliate. Alf rights reserved Page 1 73725001219-TM FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective January 1, 2025 Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information. A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the privacy notice will be available on the subsidiary's website and this Privacy Notice does not apply. Collection of Personal Information FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address); • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g., Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g., loan or bank account information); • biometric data (e.g., fingerprints, retina or iris scans, voiceprints, or other unique biological characteristics; and • other personal information necessary to provide products or services to you. We may collect Personal Information about you from: • information we receive from you or your agent; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. Collection of Browsing Information FNF automatically collects the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Privacy Statement SCA0002597 .doc Printed: 02.25.25@ 10:38 AM by AW CA-CT-FWDO-02180.055822-73725001219 Links to Other Sites. FNF Websites may contain links to unaffiliated third-party websites. FNF is not responsible for the privacy practices or content of those websites. We recommend that you read the privacy policy of every website you visit. Use of Personal Information FNF uses Personal Information for these main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To prevent and detect fraud; • To maintain the security of our systems, tools, accounts, and applications; • To verify and authenticate identities and credentials; • To communicate with you about our, our affiliates', and others' products and services, jointly or independently. • To provide reviews and testimonials about our services, with your consent. When Information Is Disclosed We may disclose your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to affiliated or nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; • to affiliated or nonaffiliated third parties with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Security of Your Information We maintain physical, electronic, and procedural safeguards to protect your Personal Information. Choices With Your Information Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. State-Specific Consumer Privacy Information: For additional information about your state-specific consumer privacy rights, to make a consumer privacy request, or to appeal a previous privacy request, please follow the link Privacy Request. or email privacy@fnf.com or call (888) 714-2710. Certain state privacy laws require that FNF disclose the categories of third parties to which FNF may disclose the Personal Information and Browsing Information listed above. Those categories are: • FNF affiliates and subsidiaries; • Non-affiliated third parties, with your consent; • Business in connection with the sale or other disposition of all or part of the FNF business and/or assets; Privacy Statement SCA0002597 .doc Printed: 02.25.25 @ 10:38 AM by AW CA-CT-FWDO-02180.055822-73725001219 • Service providers; • Law endorsement or authorities in connection with an investigation, or in response to a subpoena or court o~e~ • For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For additional information about your Californi~ privacy rights, please visit the "California Privacy" link on our website (fnf.com/california-privacy) or call (888) 413-1748. For Nevada Residents: We are providing this notice pursuant to state law. You may be placed on our internal Do Not Call List by calling FNF Privacy at (888) 714-2710 or by contacting us via the information set forth at the end of this Privacy Notice. For further information concerning Nevada's telephone solicitation law, you may contact: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: aginquiries@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For additional information about your Oregon consumer privacy rights, or to make a consumer privacy request, or appeal a previous privacy request, please email privacy@fnf.com or call (888) 714-2710 FNF is the controller of the following businesses registered with the Secretary of State in Oregon: Chicago Title Company of Oregon, Fidelity National Title Company of Oregon, Lawyers Title of Oregon, LoanCare, Ticor, Title Company of Oregon, Western Title & Escrow Company, Chicago Title Company, Chicago Title Insurance Company, Commonwealth Land Title Insurance Company, Fidelity National Title Insurance Company, Liberty Title & Escrow, Novare National Settlement Service, Ticor Title Company of California, Exos Valuations, Fidelity & Guaranty Life, Insurance Agency, Fidelity National Home Warranty Company, Fidelity National Management Services, Fidelity Residential Solutions, FNF Insurance Services, FNTG National Record Centers, IPEX, Mission Servicing Residential, National Residential Nominee Services, National Safe Harbor Exchanges, National Title Insurance of New York, Nationallink Valuations, NexAce Corp., Servicelink Auction, Servicelink Management Company, Servicelink Services, Servicelink Title Company of Oregon, Servicelink Valuation Solutions, Western Title & Escrow Company For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are not intended or designed to attract persons under the age of eighteen (18). We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer ·or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except as required or authorized by contract with the mortgage loan servicer or lender, or as required by law or in the good-faith belief that such disclosure is necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. Privacy Statement SCA0002597 .doc Printed: 02.25.25@ 10:38 AM by AW CA-CT-FWDO-02180.055822-73725001219 Your Consent To This Privacy Notice; Notice Changes By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The Privacy Notice's effective date will show the last date changes were made. If you provide information to us following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the Privacy Notice. Accessing and Correcting Information; Contact Us If you have questions or would.like to correct your Personal Information, visit FNF's Privacy Request website or contact us by phone at (888) 714-2710, by email at privacy@fnf.com, or by mail to: Privacy Statement SCA0002597 .doc Fidelity National Financial, Inc. 601 Riverside Avenue, Jacksonville, Florida 32204 Attn: Chief Privacy Officer Printed: 02.25.25@ 10:38 AM by AW CA-CT-FWDO-02180.055822-73725001219 Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as indicated by the named discount. FNF Underwritten Title Companies CTC -Chicago Title Company CL TC -Commonwealth Land Title Company FNTC -Fidelity National Title Company FNTCCA -Fidelity National Title Company of California TICOR -Ticor Title Company of California L TC -Lawyer's Title Company SL TC -Servicelink Title Company Available Discounts Underwritten by FNF Underwriters CTIC -Chicago Title Insurance Company CL TIC -Commonwealth Land Title Insurance Co. FNTIC -Fidelity National Title Insurance Co. NTINY -National Title Insurance of New York CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC, CLTIC, FNTIC, NTINY) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent (50%) to seventy percent (70%) of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be forty percent (40%) to fifty percent (50%) of the appropriate title insurance rate, depending on the type of coverage selected. DISASTER AREA TRANSACTIONS (CTIC, CL TIC, FNTIC, NTINY) This rate is available for individuals or entities that were victims of a national or state disaster. The rate can be used for a Lender's Policy (Standard or Extended), or an Owner's Policy (Standard or Homeowners coverage). To qualify for this rate, the applicant must, prior to the closing of the applicable transaction, make a written request, including a statement meeting the following criteria: A. The subject property is in a disaster area declared by the government of the United States or the State of California. B. The subject property was substantially or totally destroyed in the declared disaster. C. The subject property ownership has not changed since the time of the disaster. The rate will be fifty percent (50%) of the applicable rate, and the transaction must be completed within sixty (60) months of the date of the declaration of the disaster. Notice of Available Discounts SCA0002598.doc / Updated: 12.13.24 Printed: 02.25.25@ 10:38 AM by AW CA-CT-FWDO-02180.055822-73725001219 Notice of Available Discounts (continued) DISASTER AREA ESCROWS (CTC, CL TC, FNTC, TICOR, L TC) This rate is available for individuals or entities that were victims of a national or state disaster. The rate can be used for a loan or a sale escrow transaction. To qualify for this rate, the applicant must, prior to the closing of the applicable transaction, make a written request, including a statement meeting the following criteria: A. The subject property is in a disaster area declared by the government of the United States or the State of California. B. The subject property was substantially or totally destroyed in the declared disaster. C. The subject property ownership has not changed since the time of the disaster. The rate will be fifty percent (50%) of the applicable rate, an_d the transaction must be completed within sixty (60) months of the date of the declaration of the disaster. Standard minimum charge applies based upon property type. No other discounts or special rates, or combination of discounts or special rates, shall be applicable. Applies to a single transaction per property. This rate is applicable to the following Zones/Counties: Zone 1.A: Orange County Zone 1.8: Riverside and San Bernardino Counties Zone 2: Los Angeles County Zone 3: Ventura County Zone 10: San Diego County Zone 12: Imperial County If used for a sale transaction, the application of this rate assumes the charge for the Residential Sale Escrow Services (RSES) fee will be split evenly between buyer and seller. As such and regardless of how the calculated applicable RSES will be split between the disaster victim and the other principal, the rate will be applied only to one half (1/2) of the calculated applicable RSES fee, regardless of whether the disaster victim is paying half (1/2) of the RSES fee (as is customary) or paying the entire fee. The rate under this provision will be fifty percent (50%) of disaster victims' one half (1/2) portion only and shall not apply to any portion paid by non-disaster victim. Additional services will be charged at the normal rates. MILITARY DISCOUNT RATE (CTIC, CLTIC, FNTIC) Upon the Company being advised in writing and prior to the closing of the transaction that an active duty, honorably separated, or retired member of the United States Military or Military Reserves or National Guard is acquiring or selling an owner occupied one-to-four family property, the selling owner or acquiring buyer, as applicable, will be entitled to a discount equal to fifteen percent (15%) of the otherwise applicable rates such party would be charged for title insurance policies. Minimum charge: Four Hundred Twenty-Five And No/100 Dollars ($425.00) The Company may require proof of eligibility from the parties to the transaction verifying they are entitled to the discount as described. No other discounts or special rates, or combination of discounts or special rates, shall be applicable. MILITARY RATE (SLTC) A discount of twenty percent (20%) off the purchase transaction closing and settlement fee or a discount of One Hundred And No/100 Dollars ($100.00) off the refinance closing and settlement fee, will be applied when the loan is guaranteed by the United States Veterans Administration and the escrow fee is being paid by the consumer and is listed as paid by borrower on the Closing Disclosure and final Settlement Statement. Notice of Available Discounts SCA0002598.doc/ Updated: 12.13.24 Printed: 02.25.25@ 10:38 AM by AW CA-CT-FWDO-02180.055822-73725001219 .. ITY OF CARLSBAD OCT 2 1 2025 LANNING DIVISION .-1· I • I t-=- L_ .1,1c,,,r;.t.S'.'-'O ~JAGU€~1iE .lOOC POOSE'iEL T ST, CAPLSP.AI; CA ,2C1l6 APti" ?J).~-:/J5-lt>-OO I I -t[i:f] ------------- ~,i.',1LLAQ°:U.(. JC')€ ROO)"[Ytl l .l T. C.AJ<1.S8.:..D CA 92if~ APN :!0.1-.\0..",-M-iX" "' ,:1 [. i.~::.,;_·.y A:.H"'' P;SMA. LLC .Xi55·-~%~ MAD!~~J Sf. 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COLOR& MATERIAL PALETTE A3.0 '3J) DECORAT~ 8lACt< ~Al. (WIEN SPACE S>WJE1"EWS'"""' SOUTH ELEVATION CECtW-TMee<JMPOSI~~ -------1---11 GUl.LOTtEOPEAA&..E~ W1 ------+-+-----~ Q"GlJARDRM./,NJBUQ(fRAME !«>TE: ALL ROO= OAAINS stW..l SE OONCEM..EO WIT~ THE EXl'ER!al: BUUING W.-US. BlACK'llt.oc:M'~TYfl. oo:oAATh"E MEDIUM TONE COMPOSITE WOOO FEATURE ~o CE:CORATf'w'E:81.AO(METAl.PAIDfENCEN<)G.\lE -------------~- EAST ELEVATION i=====---------------------------''x .. .. ~ !:ii ;;: ; -'I. ~ 4' .. ... SCALE 1/1" a 1'-0" '"",,: .. nri.u:11t.,IW:MrrtC'?1i.1 .. c 2 ... LottClli.a'll:.1tAJ1r.sn:i1'l' c,t,.~ll#-::l.~'ail.010 ... ,.,;:~ ... 4•C"IT'tCTS1N:::.co"" ,11a-a, ..... ,211 Cl) w ~ 0 :::c ~ w w a:: ~ I-Cl) w z w c::: 0 I- Cl) U) <( -z (.) 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