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CDP 05-53; MCCARTHY RESIDENCE; Coastal Development Permit (CDP)
e • CITY OF CARLSBAD LAND USE REVIEW APPLICATION 1) APPLICATIONS APPLIED FOR: (CHECK BOXES) (FOR (FOR DEPARTMENT DEPARTMENT USE ONLY) USE ONLY) 0 Administrative Permit 0 Planned Industrial Permit 0 Administrative Variance D Planning Commission Determination ~ Coastal Development Permit ( ilDP05-~ 0 Precise Development Plan 0 Conditional Use Permit D Redevelopment Permit lXl Condominium Permit ~POS-.; iJ Site Development Plan 0 Environmental Impact Assessment 0 Special Use Permit 0 General Plan Amendment 0 Specific Plan 0 Hillside Development Permit 0 :reRtati'.<e Parsel Map Obtain from Engineering Department 0 Local Coastal Program Amendment 0 Tentative Tract Map 0 MasterPlan 0 Variance 0 Non-Residential Planned Development 0 Zone Change 0 Planned Development Permit 0 List other applications not specified 2) ASSESSOR PARCEL NO(S).: 21003207 ------------------------------------------------------------ 3) PROJECT NAME: McCarthy Residence ~~~====~--------------------------------------------4) BRIEF DESCRIPTION OF PROJECT: Demolition and removal of existing duplex and replacement with proposed duplex. 5) OWNER NAME (Print or Type) Paul & Susan McCarthy MAILING ADDRESS 5173 Carlsbad Blvd. Suite A CITY AND STATE Carlsbad. CA ZIP 92008 EMAIL ADDRESS: Mongo 177(aj,aol.com 6) APPLICANT NAME (Print or Type) Caroline Dooley MAILING ADDRESS 2979 State Street Suite A TELEPHONE CITY AND STATE ZIP 760438-5430 Carlsbad, CA 92008 TELEPHONE 760434-3718 EMAIL ADDRESS: diegodooleys\a)jYlluem $b~ jo;'",/. lief- I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTA E OF THE INFORMATION IS TRUE AND CORREC TO THE BEST I MY KN WLEDG!'. tfit"2-/ t7!} DAT I OWNER AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE. Lot 39 of Terramar Unit I in the City of Carlsbad, County of San Diego, State of California, according to Map 2696 of Official Records. NOTE: A PROPOSED PROJECT REQUIRING MULTIPLE APPUCATIONS BE FILED, MUST BE SUBMITTED PRIOR TO 3:30 P.M. A PROPOSED PROJECT REQUIRING ONLY atE APPLICATION BE FLED,IIUST BE '-1 lED PRIOR TO 4. .. P.M. Form 14 Rev. 12/04 PAGE 1 OF 5 • • 8} LOCATION OF PROJECT: 15115 & 5117 Carlsbad Blvd. ON THE Iwest 1 STREET ADDRESS SIDE OF )carlsbad Blvd. (NORTH. SOUTH. EAST. WEST) (NAME OF STREET) BETWEEN IShore Drive South AND IShore Drive North (NAME OF STREET) (NAME OF STREET) 9) LOCAL FACILITIES MANAGEMENT ZONE 10) PROPOSED NUMBER OF LOTS ~11) NUMBER OF EXISTING D12) PROPOSED NUMBER D RESIDENTIAL UNITS OF RESIDENTIAL UNITS 13) TYPE OF SUBDIVISION 1~;SidentI14) PROPOSED IND OFFICE! ~ 15) PROPOSED COMM ~ SQUARE FOOTAGE SQUARE FOOTAGE 16) PERCENTAGE OF PROPOSED ~17) PROPOSED INCREASE ~18) PROPOSED SEWER 6 PROJECT IN OPEN SPACE INADT USAGE IN EDU 19) GROSS SITE ACREAGE BO) EXISTING GENERAL ~21) PROPOSED GENERAL 6 PLAN PLAN DESIGNATION 22) EXISTING ZONING B3) PROPOSED ZONING ~24) HABITAT IMPACTS B IF YES. ASSIGN HMP # 25) E PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY FF, PLANNING COMMISSIONERS, DESIGN REVIEW BOARD MEMBERS OR CITY COUNCIL MEMBERS I PEC"TI AN E TRY, FOR CITY USE ONLY FEE COMPUTATION RT ENTE U APPLICATION TYPE TOTAL FEE REQUIRED Form 14 Rev. 12/04 E PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION. INVE CONSENT OSE FEE REQUIRED RECEIVED DEC 2 1 2005 CITY OF CARLSBAD PLANNING DEPT DATE STAMP APPLICATION RECEIVED RECEIVED BY: PAGE 2 OF 5 PROJECT DESCRIPTION/EXPLANATION PROJECT NAME: ViA C ~ 6Vtbrn (VI itA~5" APPLICANT NAME: CaM U ~ f. Oop l.ey ( k?lM#~+- Please describe fully the proposed project by application type. Include any details necessary to adequately explain the scope and/or operation of the proposed project. You may also include any background information and supporting statements regarding the reasons for, or appropriateness of, the application. Use an addendum sheet if necessary. Description/Explanation: Two attached condominium units on 7500 s.f., R-2.1egal, non-confonning lot located at 5115,5117 Carlsbad Blvd. Project to be developed as two air-space condominiums and will comply with the development standards of Table '"E" of the Planned Development Ordinance. See enclosed Policy 41 that allows this development. See also enclosed Policy 7 that provides for tandem guest parking within front setback area Project includes two floors and a mezzanine in each unit. See Building Elevations for compliance with Archiectural Design Guidelines Poliy 44. See attached letter that addresses compliance with item 7 of Policy 44. Project Description 10196 Page 1 of1 I CITY OF CARLSBAD PLANNING DEPARTMENT Administrative Policy General Subject: PLANNED DEVELOPMENTS Policy No. Date Issued Effective Date Revised Date ~I '~""rsedes No. Page 1 of1 41 May 26. 2005 Specific Subject: PROJECTS WITH TWO-FAMILY DWELLINGS DEVELOPED AS AIR-SPACE CONDOMINIUMS Copies to: Department Staff, File POLICY: Projects with two-family dwellings that are developed as air-space condominiums shall comply with the development standards of Table "E" (Multiple Dwelling Development Standards) of the Planned Development Ordinance (Chapter 21.45 of the Carlsbad Municipal Code) with the exception of Maximum Building Height (30 feet) and Resident Parking (minimum two-car garage), where the standards of Table "0" shall continue to apply. DON NEU Assistant Planning Director ) CITY CARLSBAD PLANNING DEPARTMENT Administrative Policy General Subject: Parking Policy No. Date Issued Effective Date Revised Date No. Specific Subject: Visitor parking for duplex condominiums Copies to: Department Staff, File POLICY: -. Page 1 of 1 7 For a minor condominium permit or minor condominium conversion permit consisting of a single duplex, the required visitor parking space can be a tandem space located in front of a garage if the garage is set back a minimum of twenty feet from the front property line. APPROVED BY: • PROJECT DESCRIPTION/EXPLANATION PROJECT NAME: M" La('~ ~,.jlN!ce APPLICANT NAME: LaY-olin< n..l~ Please describe fully the proposed project by application type. Include any details necessary to adequately explain the scope and/or operation of the proposed project. You may also include any background information and supporting statements regarding the reasons for, or appropriateness of, the application. Use an addendum sheet if necessary. Description/Explanation: /hts prllJd-~fa;1s the cllM-t~ l-h>11 /lM-J YlvnwJ vi-/he. cI.vpkr pr<pY'1; 1oL-d-~ (;/ ~1/7 ./-stir ~/s.IoJ Blvd. fh.e przp~ dl--t/.e-o/vn~ is /vr- /hI Urt s I-YV'v-4." 0 r-~ nflA.;' vo/4-J-w-Cun4""Nn#J#I1 . '1 . .r:: "'_ '-:'~.r,' I -i-;'rvl ~ /h e WIll T t.-?n4.n r-,;> 'e;l~ .. project Description 10/96 Page 1 of 1 • •" t' ~. -~'~ .. Cit}' of Carlsbad 14FI .. ,".I.I·'4·I"""'''' DISCLOSURE STATEMENT Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission or Committee. The following information MUST be disclosed at the time of application submittal. Your project cannot be reviewed until this information is completed. Please print. Note: Person is defined as "Any individual. finn. co-partnership, jOint venture, association, social club, fraternal organization, corporation, estate, trust, receiver, syndicate. in this and any other county. city and county, city municipality. district or other political subdivision or any other group or combination acting as a unit. .. Agents may sign this document; however. the legal name and entity of the applicant and property owner must be provided below. 1. APPLICANT (Not the applicant's agent) Provide the COMPLETE, LEGAL names and addresses of ALL persons having a financial interest in the application. If the applicant includes a corporation or partnership. include the names, title, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a publicly-owned corporation. include the names, titles, and addresses of the corporate officers. (A separate page may be attached if necessary.) Person Ca. ndin~ F. 011 ky JtzM ;t6t!;tpart'---_______ _ Title Title, _____________ _ Address 1-11'1 iut-c. ff-t Sbtt'f<. A Address~ ________ _ (;a¥/;VN< cPr-'1u~b 2. OWNER (Not the owner's agent) Provide the COMPLETE, LEGAL names and addresses of ALL persons having any ownership interest in the property involved. Also, provide the nature of the legal ownership (Le, partnership, tenants in common, non-profit, corporation, etc.). If the ownership includes a corporation or partnership, include the names, title, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a publicly-owned corporation. include the names, titles, and addresses of the corporate officers. (A separate page may be attached if neces~ Person r l\u.L l'<"~V"'l CorpJPart. _____ _ Title~ (b>,sk~ Title ___________ _ Address~ '\ 5 7 .s ~ ~ \)(. Address. ________ _ ~ f\ L~ ______ _ pt#J~kc, ~ N\CC4\\ • 3. NON-PROFIT ORGANIZATION OR TRUST 4. If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust, list the names and addresses of ANY person serving as an officer or director of the non-profit organization or as trustee or beneficiary of the. Non ProfitITrust Non ProfitlTrust'---________ _ Title ___________ _ Title, _____________ _ Address, ____________ _ Have you had more than $250 worth of business transacted with any member of City staff, Boards, Commissions, Committees and/or Council within the past twelve (12) months? DYes D No If yes, please indicate person(s}: ___________ _ NOTE: Attach additional sheets if necessary. a ve/ine-F., p~~ /ey ,/tv~r'fel/f Print or type name of applicant Signature of f!!!JJf3r/afijiNMiillfJ1~~mt-n-a~~18teI ~?~ Print or type name o~/ap~lisallt'S agel it H:ADMIN\COUNTER\DISCLOSURE STATEMENT 5198 Page2of2 -f)---=-C_i t~--=-o--.f P-IRC_a r I s bad HAZARDOUS WASTE AND SUBSTANCES STATEMENT Consultation Of Lists of Sites Related To Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5, I have consulted the Hazardous Wastes and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): ¢ The development project and any alternatives proposed in this application are not contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. D The development project and any alternatives proposed in this application ~ contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT Name:, __ ~Z~~~~yp~t~n~~ __ ~~~~~~~ ____ ___ Address: 2-PI7t:? tdcc/sb,J sh.ie 5frJ=4I-A LA 92008 Phone Number: ___ -Z ..... 4rE.lo"'------'4'+"5~4:'-,-3'-CZ'-''1:...1oi?''--- PROPERTY OWNER Name: 'EAv1 k s""«c Mlc tv~ Address: 6173 C4cJ6.1 B/d. :ilA Cw-lsbJ (A-~a;;6 Phone Number: 76?" 1:5b -24~() Address of Site:, ____ 5~11'-'~~---.;v::.L.--_2~/I7~ ____ ..... ~_z.c:z;...to;~:LlIk~J1Ii:L-__ ----'B~A..c.d'"' __________ _ Local Agency (City and county):, _____ .=:L:.L.,).<.JI/,'I----=,p'-'-.f-_· __ .... C."""'4..,.v=o...;:k~k=,..J~ ______________ _ Assessor's book, page, and parcel number:, ____ Z""'(,....,O""--__ .... D:::....o::3;..;"2-=-_-=O::........<7'--____ _ Specify \ist{s): 12Lsc-'s Regulatory Identification Number: ______________________ _ Date of List:, ___ --"'...:iIIIi:j~~I::It:I..<'-GiI~--=_=_=~ ___ ------------- AdminiCounter/HazWaste 1635 Faraday Avenue. Carlsbad. CA 92008-7314. (760) 602-4600 • FAX (760) 602-8559 • _.ci.cartsbad.ca.us • DTSC's Hazardous Waste and suwces Site List (Cortese List) California Home Home InformatiQJJ Resol!rces ~Community Get Involved DTSC: Site Cleanup • Page 1 of2 Tuesday September E r '.11 CA r. TI1'~ Si;€ Search Tips Public Notices Calendar CJg.aJJinaIbLSites Managing Waste Assessing Ri~ Preventing Pollution Evaluating Technology !,.aws. Regs & Policies Press Room DTSC's Hazardous Waste and Substances Site List (Cortese List) ~q!:)lic.atiQ'UL~orms ~mployment Contact Us Site Map SAN DIEGO County City Address BORREGO ANZA-BORREGO DESERT STATE PARK SPRINGS CAMPO CAAMPO ESCONDIDO 2257 BERNARDO AVE FALLBROOK 14 sa MI; 53 MI NORTH OF SAN DIEGO, CA LA JOLLA 12 MILES NORTH OF SAN DIEGO OCEANSIDE 125,000 ACRES; 35 MI NO OF SAN DIEGO, CA RAMONA 36 MILES NE OF SAN DIEGO SAN DIEGO 140 SYLVESTER ROAD (CODE 12) SAN DIEGO 2520 ACRES; ADJACENT TO CORONADO, CA SAN DIEGO 3380 N HARBOR DR SAN DIEGO 4297 PACIFIC COAST HIGHWAY SAN DIEGO 9755 DISTRIBUTION AVENUE SAN DIEGO NAVAL AMPHIBIOUS BASE, CORONADO SAN DIEGO NORTHERN PORTION OF SAN DIEGO SAN DIEGO SAN DIEGO BAY SAN DIEGO SAN DIEGO BAY, 113 NAVAL BASE 610 SAN DIEGO SYLVESTER & HUMPHRIES Number of Sites: 17 ZIP Site Name 92004 Borr~o Sites/Carrizo Imgact Site {J09C 91906 CAMP LOCKET (J09CA707800) 92029 CHATHAM BROTHERS BARREL YARD 92028 Fallbrook NWS 92103 UCSD (Camg Matthews}-J09CA 111001 92055 CAMP PENDLETON MCB 92065 RAMONA BOMBING TARGET 92106 NAVAL SUBMARINE BASE San Diego 92135 NORTH ISLAND NAVAL AIR STATION 92101 TOW BASIN FACILITY 92186 San Diego NISE-WEST (NOCCSq Old 1 Ca 92121 SUNFLOWER PROPERTIES INC. 92155 Naval Amghibious Base-Coronado 92103 Camg Elliott-J09CA0067 92136 San Di~o Bay Primal}' Shig ChanneUSte 92136 Naval Station San Diego 92152 Point Loma Comglex {SPAWAR-PLC} CaIlEPA I Air Resources Board I California Integrated Waste Managgment Board I Department of Pesticide Regulation Office of Environmental Health Hazard Assessment I State water Resources Control Board Conditions of Use I Privacy Policy I E-ma~ Webmaster http://www.dtsc.cagov/databaselCalsitesiCortese_Listcfin?county=37 9/6/2005 DTSC's Hazardous Waste and Su"ces Site List (Cortese List) Page 2 of2 © 2003 State of California. http://www.dtsc.ca.gov/database/CalsitesiCortese_List.cfm?county=37 9/6/2005 • • JVeJV CYelltIl}]' Title CO:Jij){111Y 7577 Mission Valley Ro?d, SuitA 101 San Diego, CA 92108 Phone No. (S1S) 308-1700 Preliminary Report To: SUMMIT MORTGAGE 5173-A Carlsbad Blvd Carlsbad, CA 92008 Attn: PAUL MCCARTHY Your No.: Our No.: Pre Sale 3054208 In response to the above referenced application for a policy of Title Insurance, NEW CENTURY TITLE COMPANY hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a United Capital Title Insurance Company Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception in Schedule B or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in the attached list. Copies of the Policy forms should be read. They are available from the office which issued this report. THIS REPORT (AND ANY SUPPLEMENTS OR AMENDMENTS THERETO) IS ISSUED SOLELY FOR THE PURPOSE OF FACILITATING THE ISSUANCE OF A POLICY OF TITLE INSURANCE AND NO LIABILITY IS ASSUMED HEREBY. IF IT IS DESIRED THAT LIABILITY BE ASSUMED PRIOR TO THE ISSUANCE OF A POLICY OF TITLE INSURANCE, A BINDER OR COMMITMENT SHOULD BE REQUESTED. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the tenns of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. The fonn of policy of title insurance contemplated by this report is: x California Land Title Association Standard Coverage Policy -1990 Clta Homeowners policy (6/2198) American Land Title Association Residential Title Insurance Policy (611/87) x American Land Title Association Loan Policy (10117/92) Dated as of: August 29, 2005 @ 7:30 a.m. New Century Title Company By: {JJ/~o&~ Marsha LaPier/cm Fax# (619) 295-1785 TITLE ORDER NUM6E __ 05.i208 • SCHEDULE A The estate or interest in the land hereinatter described or referred to covered by this report is a: A fee Title to said estate or interest at the date hereof is vested in: Paul McCarthy and Susan M. McCarthy, as Trustees of the McCarthy Revocable Living Trust dated January 11, 2000. The land referred to in this report is situated in the County of SAN DIEGO, State of California, and is described as follows: SEE EXHIBIT "Au ATTACHED HERETO AND MADE A PART HEREOF. • ord~O.3054208 Exhibit "A" Lot 39 of Terramar Unit No.1, in the City of Car1sbad, County of San Diego, State of California, according to Map Thereof No. 2696, filed in the Office of the County Recorder of San Diego County, September 6, 1950. • Schedule B Ai ~he date hereof, Exctptions to coverage, in addition to the printed e -<c::::ption and exclusions contained in said policy form would be as follows: 1. Property taxes, including any assessments collected with taxes, to be levied for the fiscal year 2005-2006 that are a lien but not yet payable. 2. Property taxes, including any personal property taxes and any assessments collected with taxes, for the fiscal year 2004 -2005. 1st Installment: 2nd Installment: Exemption: Code Area: Assessment No.: $2,700.63 (paid) $2,700.63 (paid) $0 09000 210-032-07 3. Supplemental taxes or assessments pursuant to the California Revenue and Taxation Code: Parcel No.: Original 1st Installment: Original 2nd Installment: 8490827334 $849.17 (paid) $849.17 (paid) NOTE: NO DETERMINATION IS MADE AS TO THE ASSESSED TAX YEAR. 4. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Part 0.5, Chapter 3.5 or Part 2, Chapter 3, Articles 3 and 4 respectively (commencing with Section 75) of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in schedule A; or as a result of changes in ownership or new construction occurring prior to date of policy. 5. An easement for the purpose shown below and rights incidental thereto as set forth in a document. (No representation is made as to the present ownership of said easement) Granted To: Purpose: Recorded: Affects: Pacific Bell Public Utilities October 13,1950 in Book 3819, Page 291 of Official Records The route thereof affects a portion of said land and is more fully described in said document. 6. Covenants, conditions and restrictions (but omitting familial status or national origin, if any, unless and only to the extent that said covenant (a) is exempt under Chapter 42, Section 3607 of the United States Code or (b) relates to handicap but does not discriminate against handicapped persons) as set forth in the document. Recorded: January 25,1951 in Book 3948, Page 389 of Official Records NOTE: Section 12956.1 of the Government Code provides the following: H this document contains any restriction based on race, color, religion, sex, familial status, marital status disability. national origin, or ancestry, that restriction violates state and federal fair housing laws and is void and may be removed pursuant to Section 12956.1 of the Government Code. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status. TITLE ORDER NUMBE.054208 • Schedule 6 Said ccvenar.ts, conditions and restrictions provir:!e that a violation thereof s~all not defeat the lien of any mortgage or deed of trust made in good faith and for value. 7. A deed of trust to secure an indebtedness in the original amount shown below: Amount: Dated: Trustor: Trustee: Beneficiary: Recorded: $409,000.00 June 1,2004 Paul McCarthy and Susan M. McCarthy, as Trustees ofthe McCarthy Revocable Living Trust, u/DIT January ii, 2000 California Reconveyance Company Washington Mutual Bank, FA, a federal association June 4, 2004 as File No. 2004-0526696 of Official Records. 8. Any invalidity or defect in the title of the vestees in the event that the trust referred to in the vesting portion of Schedule A is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. 9. Rights of others, not shown in the public records, in possession of any of the rental units located on said land. END OF EXCEPTIONS TITLE ORDER NU~"1BE.054203 • NOTES AND REQUIREMENTS NOTE P.: If any Deed :::f -;rilsr in favor of ·'Pri'.'att: Parties" is;:o be omitted from Policy cf TitlE; Insurance, we will require that the original Note, Deed of Trust and properly executed and notarized Request for Reconveyance be surrendered prior to close of escrow. To avoid potential delays, please forward said document at least one week prior to close, NOTE B: Section 12413.1, California Insurance Code, commonly known as Assembly Bill 512, became effective January 1, 1990. This legislation deals with disbursement of funds deposited with any title entity acting in an escrow or subescrow capacity. The law requires that all funds deposited and collected by the title entity's escrow and/or subescrow account prior to disbursement of any funds. Some methods of funding may subject funds to a holding period which must expire before any funds may be disbursed, In order to avoid any such delays, all funding should be done through wire transfer, certified check or checks drawn on California financial institutions. NOTE C: On July 1, 1985, Assembly Bill 3132 became effective. Assembly Bill 3132 adds and repeals portions of Sections 480.3 and 480.4 of the Revenue and Taxation Code of the State of California. The act requires the County Assessor and/or Recorder to make available a statutorily prescribed form entitled "Preliminary Change of Ownership Report". Said report must be completed by the buyer and filed concurrently with the recordation of the documents evidencing the change of ownership. Failure to present the Change of Ownership Report at the time of recordation will cause the County Recorder to charge an additional $20.00 penalty recording fee. The fee cannot be charged if the transfer document is accompanied by the affidavit stating that the buyerltransferee is not a resident of the State of California. This report is for official use only and is not open to public inspection. For further information, contact the Change of Ownership Section in the Assessor's Office located in the County of said property or the County Recorder's Office located in the County of said property. NOTE D: Effective January 1, 2000, New Century Title Company will charge a Reconveyance Service fee to effectuate the recording of a reconveyance of Deed of Trust, under which any Deed of Trust is paid off through its subescrow or any of its escrow branches. This Reconveyance Service Fee covers all the cost of preparation of and recordation of the appropriate documentation By proceeding with the transaction, after the receipt of a Preliminary Report, all parties involved in any transaction with New Century Title Company acknowledge and consents to the charge of a Reconveyance Service Fee. NOTE E: If applicable. please note the following: The land referred to in this Preliminary Report was identified in the order application only by street address or assessor's parcel number. This land has been located on the attached map. The use of a street address or assessor's parcel number creates an uncertainty as to the correct legal description for the land involved in your transaction. Please review the map. Is the correct land located on the map? If your transaction involves other land or more land or less land than that located on the map you should immediately advise your title officer or escrow officer. NOTE F: Attached are Privacy Policy Notices in compliance with the Gramm-Leach-Bliley Act (GLBA) effective July 1, 2001. Please review said Notices regarding personal information. • NOlES AND REQU:REMENTS Addi+ionai Not~s A::d Requirements Continued 1. Note.: We will require a statement of information from the parties named below in order to complete this report, based on the effect of documents, proceedings, liens, decrees, or other matters which do not specifically describe said land but which, if any do exist, may affect the title or impose liens or encumbrances thereon. Parties: MCCARTHY, Paul and Susan M. (Note: The statement of information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed statement of information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the statement of information is essential and will be kept strictly confidential to this file.) 2. Note: The only conveyances affecting said land, recorded within twenty four (24) months of the date of this report are as follows: Grantor: Grantee Recorded: Paul C. Macmanus and Jill G. Macmanus, husband and wife as joint tenants Paul McCarthy and Susan M. McCarthy, as Trustees of the McCarthy Revocable Uving Trust dated January ii, 2000 June 4, 2004 as File No. 2004-0526695 of Official Records 3. Note: This report is preparatory to the issuance of an ALTA Policy of Title Insurance. We have no knowledge of any fact which would preclude the issuance of said ALTA Policy with Endorsement No.1 00 attached. There is located on said land the following: Multi Family Residence 5115-5117 Carlsbad Boulevard Carlsbad, CA 4. Note: The charge for a policy of title insurance, when issued through this title order, will be based on the short-term rate. 5. Note: If title is to be insured in the trustee(s) of a trust, (or if their act is to be insured), this Company must be furnished with a verification of all present trustees stating that the trust is currently in full force and effect and that it has not been revoked or terminated. CI TA '"'~-L"'l""RYP"'t::D"-=,--•.• _ . "-,,.t flY I, ... ,.. _ ,I _-(,., • IF THIS COMPANY IS REQUIRED TO DISBURSE FUNDS IN CONNECTION WITi-! THIS TRANSACTION, CHAPTER 598, STATUTES OF 1989 iv1ANDATES HOLD PERIODS FOR CHECKS DEPOSITED TO ESCROW OR SUB-ESCRG\N A.CCOUNTS. THE MANDATORY HOLD PERIOD FOR CASHIER'S CHECKS, CERTIFIED CHECKS AND TELLER-'S CHECKS ARE ONE BUSINESS DAY AFTER THE DAY DEPOSITED. OTHER CHECKS REQUIRE A HOLD PERIOD FROM THREE TO SEVEN BUSINESS DAYS AFTER THE DAY DEPOSITED. IF FUNDS ARE TO BE DEPOSITED WITH New Century Title Company BY WIRE TRANSFER, WIRE FUNDS THROUGH THE FEDERAL RESERVE BANK: CREDIT TO: THE ACCOUNT OF New Century Title Company WIRE TO: Torrey Pines Bank 550 West C Street, Suite 100 San Diego, CA 92101 ABA: 122243635 Account Number: 331000407 FURTHER CREDIT TITLE ORDER NO. TITLE ORDER NUMBER: 3054208 BY ORDER OF BUYER OR SENDER OF FUNDS SPECIAL INSTRUCTIONS: PLEASE REFERENCE CUSTOMER'S NAME ON ALL WIRES • C;'LIFCqN!A LASD TITLE: AS~OCIATION 5TAf~C~~C COVFRAGE FOLICY w '!290 EXCLUS:O~J F".N1 COVF?AGE • The foHowma f'T'atters are eJ(pre-ssly exclude:i frc'Ti tr,e cC\lerag~ cf tr .. s t=.a:,CI ar.d ;o-he Ccmpani .-,,', r.~t paJi loss c ... diimage, co~ts Qt"~m(;:is f~e cr €'}..penses wh cr. arise toy reason of: 1. Ca) Any law, ordinance or government regulation (including but not Imrted to bUilding or zoning laws, ordinances, Dr regulations) restricting, regulat;ng, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; Qi) the character, dimensions of location of any Improvement new Dr hereafter erected in the land; (ill) a separation in ownership Dr a change on the dimensions or area of the land or any parcel of which the land IS Dr was a part; or (IV) en\lironmental protection, or the effect of any Violation of these la_, ordinances or governmental regulatons, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a ,,;olatlon or aUeged Violation affecting the land has been recorded in the publIC records at Date of PolICy. (b) Any governmental polICe power not excluded by tal above, except to the extent that a notice of the exercise thereof or notice of a defect. lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded In the public records at Date of Policy. 2 Rights of eminent domain unless notlce to exencise thereof has been recorded m the public records at Date of PolICY, but not excluding from coverage any taking wIllch has occurred prior to Date of PolicywhlCh would be binding on the rights of a purchaser for value without knowledge 3 Defects, liens, encumbrances, adverse clams or other matte,.;: (a) whe1her or not recorded In the public records at Date of Poficy, but created, suffered, assumed Dr agreed to by the Insured claimant; (b) not known to the Company, not recorded In the publiC records at Date of PolICY, but knDW!1 to the illSured damant and not dISClosed In wriIIng to the Company by the insured cla.mant pnor to the date the insured clamant became an insured under thiS polICy; (c) resu~lng In no loss or damage to the insured clamant; (d) attaching or creall!d subsequent to Date of Policy; or (el resulting In loss or damage which would not """" been sustained if the Insured claimant had paid ""Iue for the insured mortgage or for the estate or Interest insured by thiS poltcy. 4. Unenforceability of the lien of the Insured mortgage because of the Inability or faliure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply WIth the applicable dOing busmess iaINs of the stall! in WhIch the land is SItuated. 5. Invalidity or unenforceability r:I the lien of the Insured mortgage, or chum thereof, which anses out r:I the transaction e\lidenced by the insured mortgage and is based upon usury or any consumer credit promc1Jon or truth in lending law 5 Any claim, which aoses out of the trallSactlon vesting In the insured the estate of Interest Insured by thIS policy or the transacllon creating the interest of the Insured lender, by reason of the operatlon of federal bankruplcy, state insolvency or similar creditors' nghts Jaws EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not Insure agamst loss or damage (and the Company will not pay costs, attorneys' fees or expenses) whICh arise by reason of. 1. TaKes or assessments which are not shown liS existing hens by the records of any talong authonty that levies taxes or assessments on real property or by the publIC records, 2 Proceedings by a publIC agency which may result In takes or assessments, or notices of such proceedings, whether or not shown by the publIC records of such agency or by the publIC records 3. Any facts, rights, lIIteres\, or claims wIlleh are not shown by the public records but which could ascertained by an Inspection of the land which may be asserted by persons in pDSSeSSton thereof 4. Easements, hellS or encumbrances, Of claims thereof. which are not shawvn by the public records. 5. DiSCrepancies, connlC'ts in boundary lines, shortage in area, encroachments. or any other facts which a correct survey would dISClose, and which are not shown by the public records. 5 (a) Unpatented mining claims, (b) reservations or exceptions In patents or In Acts aUthorIZing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the publIC records. CALIFORNIA LAND TITLE ASSOCIATION HOMEOWNER'S POLICY OF TITLE INSURANCE (6/2I98)CL TA Policy and an ALTA Policy (Rev.1G-17-9B) EXCLUSIONS In addltJon to the exceptIons In Schedule B, You are not insured against loss, costs, attorneys' fees and expenses resulting from: 1. Governmental polICe power, and the existence or violation of any law or government regulation, This ,"dudes ordinances, laws and regula~ollS concerning' (al building (b) zoning (c) Land use Cd) improvements on the Land (el Land division (f) environmental protection This exclUSIon does not apply to lIIolatlons or the enforcement r:I these matters if notice of the lIIolabon or enforcement appears In the PublIC Records at the Poficy Date. This Exclusion does not limit the coverage descnbed in Covered Risk 14, 15, 16, 17 Of 24 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applocable buildIng codes ThIS ExclUSIon does not apply to Vlolaoons of budding codes if notJce of the vioiatJon appears In the PublIC Records at the Policy Date. 3. The nght to _the Land by condemrong It. unless (a) a nottee r:lexerClsing the right appears in the Public Records at the PoliCY Date, or (b) the talung happened before the Poltcy Date and is blnd,"g on You if You bought the Land without KnowIng of the talang • • f("!) ~'-."J.t Co e ::-~;:",,:eC:. ;;.,,': , ... ,~j -:-i<~,F~::1 ~v 'I 'r':lJ .·."f1(::':r.t::r ~r "'ot 7,: ,ef dl:'~t::'H " ~t' P"::-dC ~~-~r~':., ,t') t("l;;! ::,,'e ~,r .:~, .,-) 'I'WJ., ;" -r.e p!:"rr:y dc--e ;:~t T d to Ls ,...:,.l~ss t ... ~~ ap~e<!r ,n t-f:: ;-:I..~!I':; R-:-c:' ds ~t :"V! r ..;·\cy D-,""e, tht-t rt:'5"'~! n no 'c.ss ":;) vu .. r, cr 6 L~ck of d n;ht Ca) to any Land oulslde the area spt!Clfically descnbed and referred to '" paragraph 3 of Schedule A; and (b) in stree:S, alleys, or waterways that touch the Land This exclusion does not iimit the coverage descnbed In Covered Risk 11 or 18. AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS In addition to the ExceptIons m Schedule S, you are nat Insured agaInst less, eosts, attorneys' fees a~d expenses resulting from: Governmental peficy power, and !he eXistence or >'tolation of any law or gOllemment regulation. This Includes building and zoning ordinances and also laws and reg"'ations concerning land use improvements on the land land dIVIsion en>'flonmental protection ThIS exclUSIOn does not apply to >'tolatons or the enforcement of these matters wtvch appear," the public records at PORCY Date. This exclUSIOn does not IirTlitthe zoning coverage descnbed in Items 12 and 13 of Collered TrtIe RISks 2. The nght to tale the land by condemnIng rt, uniess' 3 Title RISks that are created, allowed, or agreed ID by you that are known to you, but not to .. , on the Policy Day -unless they appeared In the publr:: feCOrds that result In no loss to you that first dec! yeur tile after the Policy Day -thIS does not 1irrvt the labor and matenal en coverage In Item 8 of Covered Trtle Risks. 4. Failure to pay value for your tile. 5 Lack of a nght to any land outside the area spt!Cllically described and referred to In Item 3 of Schedule A OR In street, alleys, or waterways that touch yeu land This exclUSIOn does not lonit1he access collerage in ~em No 5 of Covered TrtIe Risks AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (10-17-92) WITH ALTA ENDORSEMENT -FORM 1 COVERAGE AND AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY (10-17-92) WITH ALTA ENDORSEMENT -FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE The follOWing matters are expressly excluded from the coverage of thiS pelicy and the Company will net pay loss or damage, costs, attomeys' fees or expenses which anse by reason d" 1. (a) Any law, ordinance or governmental regutatlon pnc!uding but "ot limited to building and zoning laws, ordinances, or regulabons) restricl!ng, regulabng, prohibiting or relabng to (i) the occupancy, use, or enjoyment of the land; (iQ the character, dtmenSions or locabon of a~y improvement nr:IN or hereafter erected on the land: Oii) a separation in CMmershlp or a change in the domenslons or area of the land or any parcel of which the land is or was a part; or (iv) enVIronmental protection, or the effect of any VIolation of these laws, ordinances or gOllemmental regulabons, except to the extent that a notice of the enforcement thereof or a notice of a defect. lien or encumbrance resul1mg from a VIolation or alleged VIOlabon affeeling the land has been recorded in the public records at Date of Pobcy. (b) Any governmental pelicy power not excluded by (a) above, except to the extent thai a netice of the exercISe thereof or a notice of a defect. lien or encumbrance resulting from a violabon or alleged VIolation affectmg 1he land has been recorded on the public records at Date of Pobcy. 2. Rights of emment domain unless nobce of the exercise thereof has been recorded in the public records at date of PoIr::y, but not excluding from coverage any taking which as occurred pnor to Date of PolICY wtuch would be monmg on the fights of a purchaser for value without knO\l\lledge. 3. Defec!s, Wens, encumbrances, adVerse clalt'llS or other matters. (a) created, suffered, assumed or agreed to by the Insured clamant (b) not known to the Company, not recorded m the Publr:: records Oil Date of Policy. but known to the insured cl.umanl and net disclosed in wnIIng to the Company by the msured clallTlant prior to the date of insured clamant became an insured under thIS polr::y. (c) resultlng,n no loss or damage to the Insured clamant; Cd) attaching or created subsequent to Date of Pohcy (except to the extent that th,s pellCY Insured the pnonty of the hen of the insured mortgage 0_ any statutory hen for services, labor or material or to the extent Insurance IS afforded herern asID assessments fer street improvements under construcbon or completed at Date of PoIr::y) , or (e) resulting In less or damage which would net halle been sustained If the InsUred clamant has paid value for the insured mortgage. 4 Unenforceaborty of the lien of the msured mortgage because of the ,nablfity or failure of the insured at Date of Polley, or the ,nabillty cr failure of any subsequent owner of the Indebtedness, to compiy WIth applicable doing buSiness laws of the state In wInch the land is srtuated. 5. Invahdrty or unenforceabtlrty of the hen of the Insured mortgage, or clam !hereof, whoch anses cut r:I the transaction _denced by the msured mortgage and IS based upon usury or any cons,,"er credit protection or truth In lenclrng law e Any statutoty hen for 5eMce5, labor or matenals (or the darn of pnonty of any statulDry lien fer seMCe5, labor ar matenals D\IeI'the hen of the Insured mortgage) anSlng from an rnprcvernent or work related to the land wluch IS contracted for and commenced subsequent to Date or Pokcy and IS not financed In whole or in part by proceeds or the Indebtecl..-s secured by the Insured mortgage which at Dme of Poley !he msured hat; advanced or IS obligated to advance 7 Any claom, which arIses out of the transac1lon creabng the m1lIrestr:lthe mortgagee Insured by thIS policy, by reason 01 the operaton of federal bankruplcy, _IfI5DIwncy, or smIar creciIors' rights laws, that is based on (i) the traMaCtcn creating the ,nterec r:I the msUllld mortgagee berng desned • frauduOem conwyance or fraudulent transfer; or • • I';) tne suoord ",o.t·...,)1 d ~r'~ ir!terest cf tr;e lr!o-!..Hed :\,1. '"!gagee ,;is :3 "€"C;:,,: t of t"-.;:o apt:\lCa1Jrm ~f -:reo CCC't:-:r't:.Jr t:cJ.;I!.ib!1:" ""4b::rotndtlC111, Co ~1!lJ ~h~ ':riiI1SaC~C~ creatng !I;~ ,nt-e<es; of tr,l;! ;"s'.ire:i mortgi"£.::-t: ::e,rlg !..lc';:l";'"lt"d a pfl~~"f>nt:al f·an"~ ... r t''I..l·~Pt ",,"here ''-Ie prefer~ntlCsi :r;.r,sf~r reswts frc,m ~e fa,!u~e. ~a) to tlmeit record the 1I1strumer.t c:f transfer, or (b) of such reccrdauon 10 mpart nobce 10 a purchaser for value or a judgement or lien credllor. The above policy forms may be issued 10 afford either Standard Coverage or Extended Coverage. In addition to the above Exclusion from Coverage, the Exceptons from C"","rage in a Standard Coverage policy WIll also Include the followmg General Exceptions: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, il1!Dmeys' fees or expenses) which arise by reilson ot 1. Taxes or assessments which are not shewn as existng liens by the records of any taXIng authonty Inat le\l1es taxes or assessments on real property or by the pubic records. Prcceedings by a pubkc agency whlch may result in taxes or assessments. or nollces ohuch proceedings, whether or not shown by the necords of such agency or by the public records. 2 Any facts, rights Interesls or clauns which ane no! shown by the public records but which could be ascertained by an inspection of the land or by making inqullY of persons in possBSSlon thereof 3 Easements, liens; or encumbrances, or claoms thereof, which ane not shown by the publte records 4. Dlscrepanoe5, confliels In boundary hnes, shortage '" area, ercroachments, or any other facts which a correct SUNeY would disclose, and whICh are not shown by the pubhc records. 5. (a) Unpatented mining C1a1lTlS; (Il) reservabens or exceptions in patents or In Acts aulhonzi"ll the issuance theteof. (c) water rights, clall'l'lS ortille 10 water, whether or not the matters excepted under (a), [b) or (e) are shown by the public records. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (10-17-92) AND AMERICAN LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY 110-17-92) EXCLUSION FROM COVERAGE The follow",g matters are expressly excluded from the CO\IeTage of 11115 policy and the Company will not pay lass or damage, cos!s, a1!Dmeys' fee or expenses which anse by reason of 1 (a) Any law. ordinance or IIDWlmment regulation (mcluding but not Imrted 10 buildIng and zon'"g laws, ordrnances, or regula~ons) restrictng, regulatng, prohrbrtrng Dr relabnll to 0) the occupancy. use, or enjOyment of the land, (ii) the characl8r, dmenSlens Of Iocallon Df any rmprovement nD\N or hereafter enected on the land, nul a separaten In ownership or a change," the dimenSIOns or area d the land or any parcel of which the land is or was " part. or flV) enVIronmental protectron. or the effect of any Vlolabon of these laws, ordinances or gClVllmmental regulatons, except 10 the extent that a nollce of the enforcement thereDf or a notice Df a defect lien or encumbrance resulting from a violabon Dr alleged vioIabon affecting the land has been recorded In the public records at Date of Pokey (b) Any government poky power not excluded by (al above, except 10 the extent that a nollce of the exercise thereof or a notice of a defect lien or encumbrance resulting from a violation or alleged violaton affectrr1g the land has been recorded In the publIC records at Date of Pokey. 2 Rights of emrnent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any takmg which has occurred prior 10 Date of Pobcy which would be binding on the rights of a purchaser for value WIthout knCNVIedge. 3. Defects, liens, encumbrance, adverse claims or other matters: (a) created, suffered, assumed or agreed 10 by the Insured claimant (b) not known 10 the Company, not recorded In the public records at Date of Policy, but known to th .. insured claimant and not disclosed In wntIng 10 the Company by the insured clarmant prior to th .. date the Insured ciarmant became an insuned under thIS policy (c) result!ng in no loss or damage 10 the Insured claimant; (d) attaching or created subsequent 10 Date of Policy; or (e) resulting In loss or damage which would not have been sustained if the Insured clarmant had paid value for the estate or interest InsUred by th, .. policy. 4. Any claim, whICh arises out of the transaction vestng In the ,"sured the estate or In1erest Insured by thIS policy, by neason of the operabon of federal bankruptcy, state insolvency, or SImilar creditors' rights laws. that is based on. (i) the transacton creabng the estate or Interest Insured by this policy be,"g deemed fraudulent conveyance or fraudulent transfer; or ~i) the transaction creating the estate or interest Insured by this poficy being deemed a preferental transfer except where the preferential transfer resul!s from the failune' (a) 10 timely record the Instrument or transfer; or (b) of such recordation 10 rnpilrt notice to a purchaser fOf value Of a Judgement or Wen cneclrtor. The above policy forms may be ISsued 10 afford either Standard Coverage or Extended Coverage. In addition to the above ExclUSion from Coverage, the Exceptions from Coverage In a Standard Coverage Policy WIll also Include the follOWIng Generallnstnuctons EXCEPTIONS FROM COVERAGE ThIS policy does not insured against loss Of damage (and the Company Will not pay costs, attorneys' fees Of expenses) which arise by reason of 1. Taxes or assessments which ilre not shown as eXIStIng hens by the records of any IaXlng authority that levre5 taXe5 or assessments en real property or by the publIC neconds. Proceedings by a pubic agency which may result In taxes or assessments. or nollces of such proceedings. whether or not shown by the reccnds of such agency or by the public reconds 2 Any facts, righls Interests or claims which are not shown by the public records but whch could be ascertained by an inspection of the land or by making InqUl!y of persons '" possesSion thereof. 3. Easements, hens or encumbrances, or cla'lIIlS thereof, whIch ane not shown by the pub"c necords 4. DiscreparlCle5, cornhcts in boundary lines, shortage In area, encroachments. or any other facts which a correct survey would disclose, and which are not shown by the publIC records 5 (a) Unpatented mining claims, (b) reservations or exceptions In patents or in Acts aulhonzlng the ISsuance theneof; (c) water rights. cIaJms or trUe to water. whether or not 111. matlefs excepted under (a). (b) or (c) as shown by the pubbc record • • NEW CENTURY TITLE COMPANY Privacy Policy Notice PURPOSE OF THIS NOTICE Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with an notice of its privacy policies and practices, such as the type of information that it collector about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of NEW CENTURY TITLE. We may collect nonpublic personal information about you from the following sources: • Information we receive from you, such as on applications or other forms. • Information about your transactions we secure from our files, or from our affiliates or others. • Information we receive from a consumer reporting agency. • Information that we receive from others involved in your transaction, such as the real estate agent or lender. Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you. We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to nonaffiliated third parties as permitted by law. We also may disclosed this information about our customers or former customers to the following types of nonaffiliated companies that perform marketing services on our behalf or with whom we have jOint marketing agreements: • Financial service providers such as companies engaged in banking, consumer finance, securities and insurance. • Non-financial companies such as envelope stuffers and other fulfillment service providers. WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW. We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Prvpol.docIN.C.T. 6120/0115 • • United Capital Title Insurance Company And New Century Title Company 7577 Mission Valley Rd .• Suite 101 San Diego, CA 92108 Privacy Policy Notice We are committed to safeguarding customer information; When we request information from you or about you, it is for our own legitimate business purposes and not for the benefit of any unaffiliated party; We use personal consumer information only for legitimate business purposes in a manner consistent with title insurance and escrow practices in compliance with applicable laws and regulations; We will obey the laws governing the collection, use and dissemination of personal data; and We will endeavor to educate our employees on the responsible collection and use of personal information. PURPOSE OF THIS NOTICE Title V of the Gramm-Leach-Bliley Act (GLBA) generally requires a financial institution (which term includes title insurers, underwritten companies and those providing real estate settlement services) to disclose to all its customers the privacy policies and practices with respect to information sharing of consumer nonpublic personal information with both affiliates and non-affiliated third parties. In compliance with the GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of New century Title Company. This disclosure does not apply to business, commercial or agricultural transactions. We may collect nonpublic personal information about you from the following sources: • Information we receive from you, such as on applications or other forms • Information about your transactions we secure from our files, or from our affiliates or others • Information we receive from a consumer-reporting agency. • Information that we receive from others involved in your transaction, such as the real estate agent, lender, surveyor or appraiser. Unless it is specifically stated otherwise in a amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you. We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to non-affiliated third parties as permitted by law. This includes, but is not limited to, a title plant operated by New Century Title Company. In order to provide for title insurance underwriting, in order to protect against actual or potential fraud, unauthorized transactions, claims, or other liability, information related to the issuance of the title policy, its amount and the exceptions to coverage therein, is provided to non-affiliated title plants which house not only land title public records and information regarding the physical characteristics of the property, but also infonnation regarding the issuance of this and other title pOlicies and title exceptions therein. The title plant information is available for the use of all licensed title insurance companies or underwritten title companies participating in the title plant and doing business in the county in which the property is located. WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT yOU TO ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW. Privacy Policy UCTIC(Sn) 11-04 'J) o 'j, .p.. 1-,) o CI:l 5 r' ":3 v, \/J Co > N C' , '_.J • • o· H) 09 ,. r, \4' ~ , ~ 1\1 'D1'~\ 'rP't/ " .,1<1 ~r "ff-'"', , ... \'" .J--...!,..,. (J 1','<' '5, 01'e ~'l"~<";'~ t[ :(,~. --'JJ[~JL "A" \ NO SCALE- • '"" 1>' (l .,.. .I-:\,\,J" .~\. ,_ .. ' '" o.~'''''~'f.''I' r-'-'~' (..1 f?~~~ <~~l o 'lit-' ~'b1 v.{/ ,~\cp. o " ~, I'> -z. tB (J4,~ '\!:::.Y!:/ 3111 OltGO COIJHTT AI:st:1I0n HAl' IK 210 I'G 03 \l~ _.'S~ I'y '-_SWDI·tIl". JS54"'1 It.11 ISr op ----i. ...... 51"IYIO". \ ,'-" "i "'--~llt~'~~'l :.-5>1' II'OS'" ~ I .. ~ .. ''tv \ . \ DETAIL "8" NO~fCAL[- :210 -03 J 1"0100' 't1J ED .\ 11/18/2003 [K ..... ~~ @ :CHANGES t ~) ';~ rrt d 1-~ ').. ~ ."\: , f ',~, 16, ('~' , "t,., .~~:. " , '~. '!:\ UlK OLD <J.).l vJt ml v ... III' .. "~I II/'l dlJI 415 Oil.:l 8 II;,) 17 1114 1 'll2 1I - -, -- I'C(NDO m1& 5155 NEW 1W6t1 ~"""'" 1IIIl 14 15 I sUm ':I'lJ [~~~ THIS COPY OF A MAP IS TO BE USED AS AN AID FOR LOCATING LAND WITH REFERENCE; TO STREETS AND OTHER PARCELS, IT IS NOT A SURVEY. WHILE THIS PLAT IS BELIEVED TO BE CORRECT, THE COMPANY ASSUMES NO LIABILITY FOR ANY LOSS OCCURRING BY REASONS OF RELIANCE THEREON. ClIRl SBAO Bl VO 00(;02·903302 @ TlIS Wif WAS mEPAREO FOA A~S9JENTlJUII{ISfS Ctu. /{J lIlBlIIY IS ASSI.loH 100 11£ AC~cr If TIf !Y.1AI!HlWN. AS5ES~'S PAOCIlS ",y tl,)r CIlflY WITH LOCAl SlQMjIJN OR I MOKi ClWI«:ES, MAP 2758 w'TERRAMARIUNll NO, 2 MAP 2696 -' TERRAMAR. JNl T NO, I MAP 823 -: RHO AOOA' ~EDlJNOA VA CUT ", ",IT I INf" 11 "'4 ,. ,n 1)1384 " ! ,~l 00 4841 041~ f-~ • I