Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
CDP 15-49; HIGHLAND JAMES SUBDIVISION LOT 3; Coastal Development Permit (CDP)
?sq., City of LAND USE REVIEW Development Services Planning Division Carlsbad APPLICATION 1635 Faraday Avenue P-1 (760) 602-4610 www.carlsbadca.gov APPLICATIONS APPLIED FOR:(CHECK BOXES) Development Permits (FOR DEPT. USE ONLY)Legislative Permits (FOR DEPT. USE ONLY) C•oastal Development Permit (*)0 Minor ce57.4.General Plan Amendment 1:1C•onditional Use Permit (*)0 Local Coastal Program Amendment (*)El Minor El Extension O Day Care (Large)0 Master Plan 0 Amendment O Environmental Impact Assessment Specific Plan 0 Amendment 0 Habitat Management Permit 0 Minor 0 Zone Change n 0 Hillside Development Permit (*)El Minor El Zone Code Amendment 0 Nonconforming Construction Permit South Carlsbad Coastal Review Area Permits Planned Development Permit [1]Minor 0 Review Permit El Residential El Non-Residential El Administrative Minor 0 Major Planning Commission Determination 0 Reasonable Accommodation Village Review Area Permits O Site Development Plan Minor 0 Review Permit 0 Special Use Permit 0 Administrative El Minor 0 Major El Tentative Parcel Map (Minor Subdivision) 0 Tentative Tract Map (Major Subdivision) El Variance 0 Minor (*) =eligible for 25% discount NOTE: A PROPOSED PROJECT REQUIRING MULTIPLE APPLICATIONS MUST BE SUBMITTED PRIOR TO 3:30 P.M.A PROPOSED PROJECT REQUIRING ONLY ONE APPLICATION MUST BE SUBMITTED PRIOR TO 4:00 P.M. ASSESSOR PARCEL NO(S).:207-130-77 PROJECT NAME:James Drive Lot 3 BRIEF DESCRIPTION OF PROJECT:Detached Single Family Residence BRIEF LEGAL DESCRIPTION:Lot 3 of Map 08-06-01 LOCATION OF PROJECT:James Drive STREET ADDRESS ON THE:West SIDE OF James Drive (NORTH, SOUTH, EAST, WEST)(NAME OF STREET) BETWEEN South Of AND Tamarack Avenue (NAME OF STREET)(NAME OF STREET) 05075 P-1 Page 1 of 6 Revised 07/15 • OWNER NAME (Print):Veck Investment Properties, LLC.APPLICANT NAME (Print):Veck Investment Properties, LLC. MAILING ADDRESS:3276 Highland Dr MAILING ADDRESS: 3276 Highland Dr CITY,STATE,ZIP Carlsbad, CA 92008 CITY, STATE, ZIP:Carlsbad, CA 92008 TELEPHONE:619-204-4903 TELEPHONE:619-204-4903 EMAIL ADDRESS:elizabethktemple@gmail.com EMAIL ADDRESS:elizabethktemple@gmail.com I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO KNOWLEDGE.1 CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF MY KNOWLEDGE. SET FORTH HEREIN IS MY AUTHORIZED REPRESENTATIVE FOR PURPOSES OF THIS PLICATION. 11/23/15 121lita-d 11/23/15 SIGNATURE DATE SIGNATURE DATE APPLICANT'S REPRESENTATIVE (Print):Elizabeth Temple MAILING ADDRESS:3276 Highland Dr CITY, STATE, ZIP:Carlsbad, CA 92008 TELEPHONE:619-204-4903 EMAIL ADDRESS:elizabethktemple@gmail.com I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE. fir -Clieripti-d 11/23/15 SIGNATURE DATE IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION.I/WE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDED ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH THE LAND AND BIND A Y SUCCESSORS IN INTEREST. PRO R7fOWNER SIGNATURE FOR CITY USE ONLY REf.":77.1rD DEC 0 4 2015 OM'OF CARLSBAD PLAiviNiN6 DIVISION DATE STAMP APPLICATION RECEIVED RECEIVED BY: e juixo Aeth 13-1 Page 2 of 6 Revised 07115 t City of PROJECT DESCRIPTION Development Services Planning Division Carlsbad P-1(B)1635 Faraday Avenue (760)602-4610 www.rarlsbadca.gov PROJECT NAME:A(-2 Yvve-3 061-ire -IfibSi Y&'Ct3 (--ctr 3 APPLICANT NAME:\)X --•(-75l r lLsw ef-r-eve.i 1 tt Please describe fully the proposed project by application type.Include any details necessary to adequately explain the scope and/or operation of the proposed project.You may also include any background information and supporting statements regarding the reasons for,or appropriateness of, the application.Use an addendum sheet if necessary. Description/Explanation: -ffeicS k T-A-r°SCit-4z-1 V-S-cAfroz- prk C-Ktr)< LA VI 1.);Setace-( c S./4'9AN-C(Astrtg)Agiset c (v.) 3 2...)c agog-co etomo P-1(B)Page 1 of 1 Revised 07/10 ( -5 • L.City of STORM WATER STANDARDS Development Services Land Development Engineering Carlsbad QUESTIONNAIRE 1635 Faraday Avenue 760-602-2750E-34 www.carlsbadca.gov INSTRUCTIONS: To address post-development pollutants that may be generated from development projects, the City requires that new development and significant redevelopment priority projects incorporate Permanent Storm Water Best Management Practices (BMP's)into the project design per the City's Standard Urban Stormwater Management Plan (SUSMP). To view the SUSMP, refer to the Engineering Standards (Volume 4,Chapter 2). Initially this questionnaire must be completed by the applicant in advance of submitting for a development application (subdivision, discretionary permits and/or construction permits).The results of the questionnaire determine the level of storm water standards that must be applied to a proposed development or redevelopment project. Depending on the outcome, your project will either be subject to 'Standard Stormwater Requirements'or be subject to additional criteria called 'Priority Development Project Requirements'.Many aspects of project site design are dependent upon the storm water standards applied to a project. Your responses to the questionnaire represent an initial assessment of the proposed project conditions and impacts.City staff has responsibility for making the final assessment after submission of the development application. If staff determines that the questionnaire was incorrectly filled out and is subject to more stringent storm water standards than initially assessed by you, this will result in the return of the development application as incomplete.In this case, please make the changes to the questionnaire and resubmit to the City. If you are unsure about the meaning of a question or need help in determining how to respond to one or more of the questions,please seek assistance from Land Development Engineering staff. A separate completed and signed questionnaire must be submitted for each new development application submission.Only one completed and signed questionnaire is required when multiple development applications for the same project are submitted concurrently. In addition to this questionnaire, you must also complete, sign and submit a Project Threat Assessment Form with construction permits for the project. Please start by completing Step 1 and follow the instructions.When completed,sign the form at the end and submit this with your application to the city. STEP 1 TO BE COMPLETED FOR ALL PROJECTS. To determine if your project is a priority development project, please answer the following questions:YES NO 1.Is your project LIMITED TO constructing new or retrofitting paved sidewalks, bicycle lanes or trails that meet the following criteria: (1) Designed and constructed to direct storm water runoff to adjacent vegetated areas, or other non-erodible permeable areas; OR (2) designed and constructed to be hydraulically disconnected from paved streets or roads; OR (3) designed and constructed with permeable pavements or surfaces in accordance with USEPA Green Streets guidance? 2.Is your project LIMITED TO retrofitting or redeveloping existing paved alleys, streets, or roads that are designed and constructed in accordance with the USEPA Green Streets guidance? If you answered "yes" to one or more of the above questions, then your project is NOT a priority development project and therefore is NOT subject to the storm water criteria required for priority development projects.Go to step 4,mark the last box stating "my project does not meet PDP requirements" and complete applicant information. If you answered "no" to both questions, then go to Step 2. E-34 Page 1 of 3 Effective 6/27/13 I STORM WATER (1 City of STANDARDS Development Services Land Development Engineering yarlsbad QUESTIONNAIRE 1635 Faraday Avenue 760-602-2750E-34 www.carlsbadca.gov STEP 2 TO BEOOMPLETED FOR ALL NEW OR REDEVELOPMENT PROJECT§.:-. To determine if your project is a priority development project, please answer the following questions:YES NO 1.Is your project a new development that creates 10,000 square feet or more of impervious surfaces collectively over the entire project site?This includes commercial,industrial,residential,mixed-use,and public development projects on public or private land. 2.Is your project creating or replacing 5,000 square feet or more of impervious surface collectively over the entire project site on an existing site of 10,000 square feet or more of impervious surface?This includes commercial, industrial, residential, mixed-use,and public development projects on public or private land. 3.Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a restaurant?A restaurant is a facility that sells prepared foods and drinks for consumption,including stationary lunch counters and refreshment stands selling prepared foods and drinks for immediate consumption. 4.Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a hillside development project?A hillside development project includes development on any natural slope that is twenty-five percent or greater 5.Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a parking lot.A parking lot is a land area or facility for the temporary parking or storage of motor vehicles used personally for business or for commerce. 6.Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a street,road,highway freeway or driveway?A street, road,highway,freeway or driveway is any paved impervious surface used for the transportation of automobiles, trucks, motorcycles, and other vehicles. 7.Is your project a new or redevelopment project that creates or replaces 2,500 square feet or more of impervious surface collectively over the entire site,and discharges directly to an Environmentally Sensitive Area (ESA)?"Discharging Directly to" includes flow that is conveyed overland a distance of 200 feet or less from the project to the ESA,or conveyed in a pipe or open channel any distance as an isolated flow from the project to the ESA (i.e. not commingles with flows from adjacent lands).* 8.Is your project a new development that supports an automotive repair shop?An automotive repair shop is a facility that is categorized in any one of the following Standard Industrial Classification (SIC)codes:5013, 5014,5541,7532-7534, or 7536-7539. 9.Is your project a new development that supports a retail gasoline outlet (RGO)?This category includes RGO's that meet the following criteria:(a)5,000 square feet or more or (b)a project Average Daily Traffic (ADT) of 100 or more vehicles per day. 10. Is your project a new or redevelopment project that results in the disturbance of one or more acres of land and are expected to generate pollutants post construction? 11 Is your project located within 200 feet of the Pacific Ocean and (1)creates 2,500 square feet or more of >6. impervious surface or (2) increases impervious surface on the property by more than 10%? If you answered "yes" to one or more of the above questions, you ARE a priority development project and are therefore subject to implementing structural Best Management Practices (BMP's)in addition to implementing Standard Storm Water Requirements such as source control and low impact development BMP's.A Storm Water Management Plan (SWMP)must be submitted with your application(s)for development.Go to step 3 for redevelopment projects.For new projects, go to step 4 at the end of this questionnaire, check the "my project meets PDP requirements" box and complete applicant information. If you answered "no"to all of the above questions,you ARE NOT a priority development project and are therefore subject to implementing only Standard Storm Water Requirements such as source control and low impact development BMP's required for all development projects.A Storm Water Management Plan (SWMP)is not required with your application(s) for development.Go to step 4 at the end of this questionnaire,check the "my project does not meet PDP requirements"box and complete applicant information. E-34 Page 2 of 3 Effective 6/27/13 STORM WATER Development Services(1 City of STANDARDS Land Development Engineering QUESTIONNAIRE 1635 Faraday Avenue ?arlsbad E-34 760-602-2750 www.carlsbadca.gov STEP 3 TO BE COMPLETED FOR REDEVELOPMENT PROJECTS THAT ARE PRIORITY DEVELOPEMENT PROJECTS ONLY Complete the questions below regarding your redevelopment project:YES NO Does the redevelopment project result in the creation or replacement of impervious surface in an amount of less than 50% of the surface area of the previously existing development?k If you answered "yes," the structural BMP's required for Priority Development Projects apply only to the creation or replacement of impervious surface and not the entire development Go to step 4,check the "my project meets PDP requirements" box and complete applicant information. If you answered "no," the structural BMP's required for Priority Development Projects apply to the entire development.Go to step 4, check the "my project meets PDP requirements" box and complete applicant information. STEP 4 CHECK THE APPROPRIATE BOX AND COMPLETE APPLICANT INFORMATION,• My project meets PRIORITY DEVELOPMENT PROJECT (PDP) requirements and must comply with additional stormwater criteria per the SUSMP and I understand I must prepare a Storm Water Management Plan for submittal at time of application. I understand flow control (hydromodification) requirements may apply to my project. Refer to SUSMP for details. Ca My project does not meet PDP requirements and must only comply with STANDARD STORMWATER REQUIREMENTS per the SUSMP. As part of these requirements,I will incorporate low impact development strategies throughout my project. Applicant Information and Signature Box Address:Accessor's Parcel Number(s)- 321C9 RICO et LAki r)DR-CAIZA-5.M12 W1'130-77C0 Applicant Name:Applicant Title: ELA243s.BE:1k1 laPt -E ?}ZINC I PA-t— Applant Signature:Date: It)14 I is This Box for City Use Only City Concurrence:YES NO By: Date: Project ID: *Environmentally Sensitive Areas include but are not limited to all Clean Water Act Section 303(d) impaired water bodies; areas designated as Areas of Special Biological Significance by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); water bodies designated with the RARE beneficial use by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); areas designated as preserves or their quivalent under the Multi Species Conservation Program within the Cities and County of San Diego; and any other equivalent environmentally sensitive areas which have been identified by the Copermittees. E-34 Page 3 of 3 Effective 6/27/13 , City of Carlsbad MINOR. COASTAL DEVELOPMENT PERMIT/ SINGLE FAMILY RESIDENCE APPLICATION $ Development Services(Planning Division 1635 Faraday Avenue (760) 602-4610 P www.carlsbadca.gov A proposed project requiring multiple applications must be submitted prior to 3:30 p.m.A proposed project requiring only one application must be submitted prior to 4:00 p.m. All joint application exhibits,i.e.Tentative Map and Planned Development Site Plan should be prepared at the same scale.(Use a scale no smaller than 1" =40'.) I.GENERAL BACKGROUND A.Estimated Cost of Development: Development costing $60,000 or more does not qualify as a Minor Coastal Development Permit.The City Planner shall make the final determination regarding a project's cost of development. The primary basis for determining cost of development will be the application of dollar costs per square foot for different types of residential construction.These costs are set by the International Conference of Building Officials (ICBO) and are applied throughout San Diego County. Please complete the following information to assist in the determination of this project's cost of development (Contractor proposals may also be submitted for consideration by the City Planner).Please refer to the current fee schedule for the appropriate $/square foot fee rate. New Residential Square Footage: 4040 square feet x $139.52 /sq. ft.=$563,660.80 Residential Addition Square Footage: square feet x $/sq. ft. =$ Any Garage Square Footage: square feet x $/sq. ft. =$ Residential Conversion Square Footage: square feet x $/sq. ft. =$ Please contact the City of Carlsbad Building Division for current fee rate for Non- Residential uses (i.e. Retail/Store; Restaurants; Office; and Manufacturing/Warehouse uses.) square feet x $/sq. ft. =$ COST OF DEVELOPMENT ESTIMATE: $ B.Do you wish to apply for: 1.A Minor Coastal Development Permit (Under $60,000 cost estimate) 2.A Coastal Development Permit ($60,000 or more cost estimate) C.Street address of proposed development Map 08-06-01 Lot 3 James Drive P-6 Page 1 of 6 Revised 04/15 D.Assessors Parcel Number of proposed development 207-130-77 E.Development Description: Briefly describe project:Detached single family home F.Describe the present land uses (i.e.vacant land,single family homes,apartments, offices, etc.) that surround the proposed development to the: North:Vacant Land South:Vacant Land East: Single Family Homes West:Single Family Homes G.Is project located within a 100-year flood plain? Yes No II.PRESENT USE OF PROPERTY A.Are there existing structures on the property? Yes No If yes, please describe. B.Will any existing structure be removed/demolished? Yes El No If yes to either question,describe the extent of the demolition or removal,including the relocation site, if applicable (also show on plans). III.LOT COVERAGE A.Existing and Proposed Existing Proposed Total Building Coverage 0 sq. ft.2875 sq. ft.2875 sq. ft.38.3%% Landscaped Area 0 sq. ft.3602 sq. ft.3602 sq. ft.48% Hardscape Area 0 sq. ft.850 sq. ft.850 sq. ft.11.3 Unimproved Area (Left Natural)7505sq.ft.0 sq. ft.0 sq. ft.0 B.Parking:Number of existing spaces 0 Number of new spaces proposed 2 Existing/Proposed TOTAL:0 Number of total spaces required 0 Number of covered spaces 2 Number of uncovered spaces 0 Number of standard spaces P-6 Page 2 of 6 Revised 04/15 Number of compact spaces Is tandem parking existing? Yes #El No Is tandem parking proposed?n Yes #E No C.Grade Alteration: Is any grading proposed?ID Yes El No If yes, please complete the following: 1.Amount of cut cu. yds. 2.Amount of fill cu. yds. 3.Maximum height of fill slope feet 4.Maximum height of cut slope feet 5.Amount of import or export cu. yds. 6.Location of borrow or disposal site P-6 Page 3 of 6 Revised 04/15 .. Development Services • (City of DISCLOSURE STATEMENT Planning Division Carlsbad P-1(A)1635 Faraday Avenue (760)602-4610 www.carlsbadca.gov Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission o r Committee. The following information MUST be disclosed at the time of application submittal.Your project cannot be reviewed until this information is completed. Please print. Note: Person is defined as "Any individual, firm, co-partnership, joint venture, association, social club, fraternal organization, corporation, estate, trust, receiver, syndicate,in this and any other county, city and county, city municipality, district or other political subdivision or any other group or combination acting as a unit." Agents may sign this document; however, the legal name and entity of the applicant and property owner must be provided below. 1.APPLICANT (Not the applicant's agent) Provide the COMPLETE.LEGAL names and addresses of ALL persons having a financial interest in the application.If the applicant includes a corporation or partnership, include the names,titles,addresses of all individuals owning more than 10%of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person ChffiflAre.5 JPOC41-.Corp/Part VECitt INV6SIMENT popEti «'' Title MAWRC/11NA ppr Title Address 32%'frhlCltt Nlb V1Z Address GALL...5 6pd>c.f)g2cog 2.OWNER (Not the owner% agent) Provide the COMPLETE.LEGAL names and addresses of ALL persons having any ownership interest in the property involved.Also,provide the nature of the legal ownership (i.e.,partnership,tenants in common,non-profit,corporation,etc.).If the ownership includes a corporation or partnership, include the names, titles, addresses of all individuals owning more than 10% of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person 61\1\46 •A5 45C'VE Corp/Part Title Title Address Address P-1(A)Page 1 of 2 Revised 07/10 3.NON-PROFIT ORGANIZATION OR TRUST If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust, list the names and addresses of ANY person serving as an officer or director of the non- profit organization or as trustee or beneficiary of the. Non Profit/Trust Non Profit/Trust Title Title Address Address 4.Have you had more than $500 worth of business transacted with any member of City staff,Boards,Commissions,Committees and/or Council within the past twelve (12) months? Yes 514, No If yes, please indicate person(s): NOTE:Attach additional sheets if necessary. I certify that all the above information is true and correct to the best of my knowledge. Signatu/owner/date Signa r of applicant/date 5PF;(46..noNglingn eA-tAgve s p cow_ Print or type name of owner pp irrNkcit--.Print or type name of applicant Signature of owner/applicant's agent if applicable/date Print or type name of owner/applicant's agent P-1(A)Page 2 of 2 Revised 07/10 • (-7 3 HAZARDOUS WASTE Development Services. City of AND SUBSTANCES Planning Division Carlsbad STATEMENT 1635 Faraday Avenue (760) 602-4610P-1(C)www.carlsbadca.gov Consultation of Lists of Sites Related to Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5,I have consulted the Hazardous Waste and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): 1Y0 The development project and any alternatives proposed in this application are not contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. El The development project and any alternatives proposed in this application are contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT PROPERTY OWNER Name:Name:iliN1V-E5- 1/Y1•EAIT PRCPEIC-IICS L CC Address:Address:aVeo 1-4 I al FRANZ)Dg-. CaRGSBAD CH g.2005. Phone Number Phone Number 014 -204 1qa. Address of Site:JAn‘S DA(vt,c-AaLs 15a0 Local Agency (City and County): Assessor's book, page, and parcel number 20 —trip — Specify list(s): Regulatory Identification Number: Date of List: eA"#71 -21-A 17/73ett_121/4/G.Applic ignature/Date Prope ner Signature/Date The Hazardous Waste and Substances Sites List (Cortese List)is used by the State,local agencies and developers to comply with the California Environmental Quality Act requirements in providing information about the location of hazardous materials release sites. P-1(C)Page 1 of 2 Revised 02/13 CLTA Preliminary Report Form Order Number:NHSC-5126527 (06) (Rev.11/06)Page Number:1 • First American Title First American Title Company 4380 La Jolla Village Dr, Suite 200 San Diego, CA 92122 Elizabeth Temple Veck Investment Properties,LLC City of Carlsbad3276 Highland Drive Carlsbad, CA 92008 PlaMnAnYing 8 division Customer Reference:Highland Property Order Number:NHSC-5126527 (06) Title Officer:Dianne Livingston Phone:(858)410-1303 Fax No.:(714)913-6750 E-Mail:dslivingston©firstam.com Buyer: Property:Vacant Land Carlsbad, CA PRELIMINARY REPORT In response to the above referenced application for a policy of title insurance, this company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof,a Policy or Polides of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not exduded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exdu9ons from the coverage and Limitations on Covered Risks of said policy or polides are set forth in Exhibit A attached.The policy to be issued may contain an athifredon clause.When the Amount ofInsurance is less than that set fordren the arbitratOn chaise,al1stviratale mattesshebe arttated at the option ofeither the Company°. theInn&as the eedusipe Andy of the parties Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Polides of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit A. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of fadlitating the issuance ofa policy of title insurance and no liability is assumed hereby.If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. First American Title Order Number:NHSC-5126527 (06) Page Number:2 Dated as of March 07, 2016 at 7:30 A.M. The form of Policy of title insurance contemplated by this report is: To Be Determined A specific request should be made if another form or additional coverage is desired. Title to said estate or interest at the date hereof is vested in: VECK INVESTMENT PROPERTIES, LLC, A CALIFORNIA LIMITED LIABILITY COMPANY The estate or interest in the land hereinafter described or referred to covered by this Report is: A fee. The Land referred to herein is described as follows: (See attached Legal Description) At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in said policy form would be as follows: 1.General and special taxes and assessments for the fiscal year 2016-2017, a lien not yet due or payable. 2.General and special taxes for the fiscal year 2015-2016, are unsegregated at this time. 3.The lien of supplemental taxes, if any, assessed pursuant to Chapter 3.5 commencing with Section 75 of the California Revenue and Taxation Code. 4.The terms and provisions contained in the document entitled "A resolution of the City Council of the City of Carlsbad, California, confirming the report of the fire chief showing cost of weed abatement against each parcel of land in said report, confirming the cost, and providing for collection on the regular tax bill" recorded August 5, 2004 as Instrument No. 740745 of Official Records. 5.Covenants, conditions, restrictions and easements in the document recorded June 18, 2014 as Instrument no. 2014-0253323 of Official Records, but deleting any covenant, condition, or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, sexual orientation, familial status, disability, handicap, national origin, genetic information, gender, gender identity, gender expression, source of income (as defined in California Government Code §12955(p)) or ancestry, to the extent such covenants, conditions or restrictions violation 42 U.S.C.§3604(c) or California Government Code §12955.Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status. First American 77tk Order Number:NHSC-5126527 (06) Page Number:3 6.The terms and provisions contained in the document entitled "Hold Harmless Agreement Geological Failure" recorded March 18, 2015 as Instrument No.2015-0125206 of Official Records. 7.The terms and provisions contained in the document entitled "Hold Harmless Agreement Drainage" recorded March 18, 2015 as Instrument No.2015-0125210 of Official Records. 8.An easement shown or dedicated on the Map as referred to in the legal description For:Private storm drain and incidental purposes. Affects:Lots 1 through 3 9.An easement shown or dedicated on the Map as referred to in the legal description For:Drainage and incidental purposes. Affects:Lot 1 and Remainder Parcel 10.Water rights, claims or title to water, whether or not shown by the public records. 11.Rights of parties in possession. Prior to the issuance of any policy of title insurance, the Company will require: 12.With respect to Veck Investment Properties,LLC, a California limited liability company: a. A copy of its operating agreement and any amendments thereto; b.If it is a California limited liability company, that a certified copy of its articles of organization (LLC-1) and any certificate of correction (LLC-11), certificate of amendment (LLC-2), or restatement of articles of organization (LLC-10) be recorded in the public records; c.If it is a foreign limited liability company, that a certified copy of its application for registration (LLC-5) be recorded in the public records; d. With respect to any deed, deed of trust, lease, subordination agreement or other document or instrument executed by such limited liability company and presented for recordation by the Company or upon which the Company is asked to rely, that such document or instrument be executed in accordance with one of the following, as appropriate: (i)If the limited liability company properly operates through officers appointed or elected pursuant to the terms of a written operating agreement, such document must be executed by at least two duly elected or appointed officers, as follows: the chairman of the board, the president or any vice president, and any secretary, assistant secretary, the chief financial officer or any assistant treasurer; (ii)If the limited liability company properly operates through a manager or managers identified in the articles of organization and/or duly elected pursuant to the terms of a written operating agreement, such document must be executed by at least two such managers or by one manager if the limited liability company properly operates with the existence of only one manager. e.Other requirements which the Company may impose following its review of the material required herein and other information which the Company may require First American Title Order Number:NHSC-5126527 (06) Page Number:4 INFORMATIONAL NOTES Note: The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than the certain dollar amount set forth in any applicable arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties.If you desire to review the terms of the policy, including any arbitration clause that may be included, contact the office that issued this Commitment or Report to obtain a sample of the policy jacket for the policy that is to be issued in connection with your transaction. 1.General and special taxes and assessments for the fiscal year 2015-2016. First Installment:$6,337.83, PAID WITH PENALTY Penalty:$633.78 Second Installment:$6,337.83, PAID Penalty:$0.00 Tax Rate Area:09000 A.P.No.:207-130-73-00 2.The property covered by this report is vacant land. According to the public records, there has been no conveyance of the land within a period of twenty four months prior to the date of this report, except as follows: A document recorded August 21, 2015 as Instrument No.2015-0443151 of Official Records. From:George Kenneth Alameda and Kathleen Marie Alameda, Trustees of the Alameda Family Trust dated July 3,1991 To:Veck Investment Properties,LLC, a California limited liability company 4.We find no open deeds of trust. Escrow please confirm before closing. The map attached, if any, may or may not be a survey of the land depicted hereon. First American expressly disclaims any liability for loss or damage which may result from reliance on this map except to the extent coverage for such loss or damage is expressly provided by the terms and provisions of the title insurance policy, if any, to which this map is attached. First American Title Order Number:NHSC-5126527 (06) Page Number:5 First American Title Company 1250 Corona Pointe Court, Ste 200 Cortina, CA 92879rwst American Title (951)256-5880 Fax -(909)476-2401 WIRE INSTRUCTIONS for First American Title Company, Demand/Draft Sub-Escrow Deposits Riverside County, California First American Trust,FSB 5 First American Way Santa Ana, CA 92707 Banking Services: (877) 600-9473 ABA 122241255 Credit to First American Title Company Account No. 3097840000 Reference Title Order Number 5126527 and Title Officer Dianne Livingston Please wire the day before recording. First American Title Order Number:NHSC-5126527 (06) Page Number:6 LEGAL DESCRIPTION Real property in the City of Carlsbad, County of San Diego, State of California, described as follows: LOTS 1 THROUGH 3, INCLUSIVE AND REMAINDER PARCEL OF CARLSBAD TRACT CT 08-06-01, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO.16021.FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, APRIL 13, 2015. APN:207-130-75-00 THROUGH 207-130-78-00 First American Title ,....., Order Number:NHSC-5126527 (06) Page Number:7 8 ...11-&it P,niiiii:31*luotra AMIls'"1 1 1:01142411:1: co0 -.)k'Z a I R *48 241.•ki;Xilia coo R tii .1 ,- L...- •-,- L. ID . KR liAot<AE rS31 CI CLIolza•a 'RilliF.A. t• ..„8 .a t —n- •-4 NI 1222K4.Wit .. cr:.)ir...T,.•.:®. 0.:....ri \ ,f,•.'n°' ',''s -•;..O g!.c\.aC C—&-'- rikv....:.-g ! \ PO --.g0 II®8 t" ®M 9iv'-- CB I...t...*v.010 _ 0 c ...-(s. ii. •RO:t Fi 3 \X® A® i *:.30•r.ttt N4:1 '-<,, ON to- 14*all 1i). .,Ier..a 4: (11) \ 2®g0 z .tv:)'CI /t 2Ath n®°C)- *...et.oc n I*carve \onamos 4 1 astt S 0 O I i N <et ,..k t'0 Cs t p '.1,9. ®Z. ,-a*0 et5 0 ... eir\ teat DZerlption:Sao Diego,C9 Assessor Nap 207.13 Page:1 of 14) Order:5126527 Cosa: First American Title Order Number:NHSC-5126527 (06) Page Number:8 NO77CE Section 12413.1 of the California Insurance Code, effective January 1,1990, requires that any title insurance company, underwritten title company, or controlled escrow company handling funds in an escrow or sub-escrow capacity, wait a specified number of days after depositing funds, before recording any documents in connection with the transaction or disbursing funds. This statute allows for funds deposited by wire transfer to be disbursed the same day as deposit. In the case of cashier's checks or certified checks, funds may be disbursed the next day after deposit. In order to avoid unnecessary delays of three to seven days, or more, please use wire transfer, cashier's checks, or certified checks whenever possible. First American Title Order Number:NHSC-5126527 (06) Page Number:9 EXHIBIT A LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS (BY POLICY TYPE) CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) EXCLUSIONS In addition to the Exceptions in Schedule 8, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1.Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: (a) building;(d) improvements on the Land; (b) zoning;(e) land division; and (c) land use;(f) environmental protection. This Exdusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2.The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes.This Exdusion does not limit the overage described in Covered Risk 14 or 15. 3.The right to take the Land by condemning it This Exclusion does not limit the coverage described in Covered Risk 17. 4.Risks: (a) that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; (b) that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; (c) that result in no loss to You; or (d) that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7,8.e., 25, 26, 27 or 28. 5.Failure to pay value for Your Title. 6.Lack of a right: (a) to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and (b)in sheets, alleys, or waterways that touch the Land. This Exclusion does not limit the overage described in Covered Risk 11 or 21. 7.The transfer of the Tide to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows:For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. Yourbniactiklatimunt Our Maximum Dollar Limit of Liability Covered Risk 16:1% of Policy Amount or $2,500.00 (whichever is less)$10,000.00 Covered Risk 18:1% of Policy Amount or $5,000.00 (whichever is less)$25,000.00 Covered Risk 19:1% of Policy Amount or $5,000.00 (whichever is less)$25,000.00 Covered Risk 21:1% of Policy Amount or $2,500.00 (whichever is less)$5,000.00 ALTA RESIDENTIAL TITLE INSURANCE POLICY(6-1-87) EXCLUSIONS In addition to the Exceptions in Schedule 8, you are not insured against loss, oasts, attorneys' fees, and expenses resulting from: 1.Governmental police power,and the existence or violation of any law or government regulation.This indudes building and zoning ordinances and also laws and regulations concerning: (a) and use (b) improvements on the land (c) and division (d) environmental protection This exdusion does not apply to violations or the enforcement of these matters which appear in the public records at Policy Date. First American Title Order Nuni5er:NliSC-5126527 (06) Page Number:10 This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2.The right to take the land by condemning it, unless: (a)a notice of exerdsing the right appears in the public records on the Policy Date (b) the taking happened prior to the Policy Date and is binding on you if you bought the land without knowing of the taking 3.Title Risks: (a) that are created, allowed, or agreed to by you (b) that are known to you, but not to us, on the Policy Date --unless they appeared in the public records (c) that result in no loss to you (d) that first affect your title after the Policy Date --this does not limit the labor and material lien overage in Item 8 of Covered Title Risks 4.Failure to pay value for your title. 5.Lack of a right: (a) to any land outside the area specifically described and referred to in Item 3 of Schedule A OR (b) in streets, alleys, or waterways that touch your land This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly exduded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a)My law, ordinance, permit, or governmental regulation (induding those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exdusion 1(a) does not modify or limit the overage provided under Covered Risk 5. (b)My governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse daims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13,or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing- business laws of the state where the Land is situated. 5.Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6.Any daim, by reason of the operation of federal bankruptcy, slate insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7.My lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exdusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also indude the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) that arise by reason of: 1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such First American 77t/e Order Nurliger:NHSC-5126527 (06) Page Number:11 proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or daims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3.Easements, liens or encumbrances, or daims thereof, not shown by the Public Records. 4.Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, daims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.My lien or right to a lien for services, labor or material not shown by the public records. 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly exduded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorney/ fees, or expenses that arise by reason of: 1.(a)My law, ordinance, permit, or governmental regulation (induding those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b)My governmental police power. This Exdusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse daims, or other matters (a) created, suffered, assumed, or agreed to by the Insured aaimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured aaimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured aaimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 or 10); or (e) resulting in loss or damage that would not have been sustained if the Insured aaimant had paid value for the Title. 4.My daim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5.My lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also indude the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorney/ fees or expenses) that arise by reason of: 1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or daims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3.Easements, liens or encumbrances, or daims thereof, not shown by the Public Records. 4.Any encroachment, encumbrance, violation, variation, or adverse cirtumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a) Unpatented mining daims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, daims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.My lien or right to a lien for services, labor or material not shown by the public records. FistAmerican Title ALTA EXhIWDED COVERAGE RESIDENTIAL LOAN POLICY (07=11 10) EXCLUSIONS FROM COVERAGE The following matters are expressly exduded from the overage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a) Any law, ordinance, permit. or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations.This Exdusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2.Rights of eminent domain. This Exdusion does not modify or limit the overage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse daims, or other matters (a) created, suffered, assumed, or agreed to by the Insured aaimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured aaimant and not disdosed in writing to the Company by the Insured Claimant prior to the date the Insured aaimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the overage provided under Covered Risk 11, 16,17,18,19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing- business laws of the state where the Land is situated. 5.Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. This Exdusion does not modify or limit the coverage provided in Covered Risk 26. 6.Any daim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exdusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. 8.The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes.This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. First American Title ,•.., (toFirstAmerican Title Privacy Information We Are Committed toSafeguarding Customer Information In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information -particularly any personal or financial information. We agree that you have a right to know how we will utilize the personal Information you provide to is.Therefore, together with our subsidiaries we have adopted this Privacy Policy to govern the use and handling of your persons information. ApplicebilRy This Privacy Policy governs our use of the information that you provide to us.It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity. First American has also adopted broader guidelines that govern our use of personal information regardless of it source. First American calls these guidelines its Fair Information Values. Types of Information Depending upon which of our services you are utilizing, the types of nonpublic personal information that we may collect Include•Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or any other means;•Information about your transactions with is,our affiliated companies, or others; and•Information we receive from a consumer reporting agency. Useof Information We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except:(1) as necessary for us to provide the product or service you have requested of us; or (2)as permitted by law. We may, however, store such Information irdeflnitely, inducting the period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality control effortor customer analysis. We may also provide all of the types of nonpublic personal information listed above to one or more of our affiliated companies.Sush affiliated companies include financial service providers, such as Me insurers, property and casualty insurers, and trust and Investment advisory companies, or companies Involved In real estate services, such as appraisal companies, home warranty companies and escrow companies. Furthernore, we may also provide all the Information we collect,as described above, to companies that perform marketing services on our behalf,on behalf of our affiliated companies or to other financial institutions with whom we or our affiliated companies havedint marketing agreement. Former Customers Even if you are no longer our customer, our Privacy Policy will continue to apply to you. Confidentiality and Security We wM use our best effort to ensure that no unauthorized parties have access to any of your information. We restrict access to nonpublic personal information about you to those individuals and entitles who need to know that information to provide product or services to you. We will use our best effort to train and oversee our employees and agent toensure that your information will be handled responsibly and In accordance with this Privacy Policy and First American's Fair Information Values. We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Information Obtained Through Our Web Site First American Financial Corporation Is sensitive to privacy issues on the Internet. We believe it Is important you know how we beat the information about you we receive on the Internet In general, you can visit First American or its affiliates' Web sites on the World Wide Web without telling us who you are or revealing any information about yourself. Our Web servers collect the domain names, not the e-mail addresses,of visitors. This information is aggregated to measure the number of visit,average time spent on the site, pages viewed and similar information.First American uses this information to measure the use of our site and to develop ideas to improve the content of our site. There are times, however, when we may need information from you, such as your name and email address. When information is needed, we will we our best efforts to let you know at the time of collection how we will use the personal information.Usually,the personal information we collect is used only by us to respond to your inquiry,process an order or allow you to access specific account/profile information.If you choose to share any personal information with us, we will only use It In accordance with the policies outlined above. Business Relationships First American Financial Corporation's site and its affiliates' sites may contain links to other Web sites. While we try to link only to saw that share our high standards and respect for privacy, we are not responsible for the content or the privacy practices employed by other sites. Cookies Some of First AffieliCall'S Web sites may make use of "cookie" technology to measure site activity and to customize information to your personal tastes. A cookie is an element of data thata Web site can send to your browser, which may then store the cookie on your hard drive. FirstAm com uses stored cookies.The goal of this technology is to better serve you when visiting our site,save you time when you are here and to provide you with a more meaningful and productive Web site opelence. Fair Information Values Fairness We consider consumer expectations about their privacy in all our businesses. We only offer products and services that assure a favorable balance between consumer benefits and consumer privacy. Public Record We believe that an open public record creates significant value for society, enhances consumer choice and creates consumer opportunity. We actively support an open public record and emphasize its importance and contribution to our economy. Use We believe we should behave responsibly when we use Information about a consumer in our buslness. We will obey the laws governing the collection, use and dissemination of data. Accuracy We will take reasonable steps to help assure the accuracy of the data we collect,use and disseminate. Where possible, we will take reasonable steps to correct inaccurate information. When, as with the public record, we cannot correct inaccurate information, we will take all reasonable steps to assist consumers in identifying the source of the erroneous data so that the consumer can secure the required tourction. Education We endeavor to educate the users of our products and serviam, our employees and others in our industry about the importance of consumer privacy. We will instruct our employees on our fair information values and on the responsible collection and use of data. We will encourage others In our industry to collect and use information in a responsible manner. Security We will maintain appropriate facilities and systems to protect against unauthorized access to and corruption of the data we maintain. Form 50-PRIVACY (9/1/10)Page 1 of 1 Privacy Information (2001-2010 First American Financial Corporation)