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RP 16-15; WISE BODY MIND AND SOUL; Redevelopment Permits (RP)
City of LAND USE REVIEW Development Services Planning Division Carlsbad APPLICATION 1635 Faraday Avenue P -1 (760) 602-4610 www.carlsbadca.gov APPLICATIONS APPLIED FOR:(CHECK BOXES) Development Permits (FOR DEPT. USE ONLY)Legislative Permits (FOR DEPT. USE ONLY) El Coastal Development Permit Minor General Plan Amendment Conditional Use Permit 0 Local Coastal Program Amendment 111 Minor El Extension Day Care (Large)111 Master Plan Amendment Environmental Impact Assessment 111 Specific Plan Amendment O Habitat Management Permit El Minor El Zone Change El Hillside Development Permit Ei Minor Zone Code Amendment El Nonconforming Construction Permit South Carlsbad Coastal Review Area Permits Planned Development Permit Minor Review Permit El Residential El Non-Residential El Administrative El Minor Major Planning Commission Determination rj Reasonable Accommodation Village Review Area Permits Site Development Plan 111 Minor jtg Review Permit Kr)4)15 O Special Use Permit ((eA.)\;dministrative El Minor Major Tentative Parcel Map (Minor Subdivision) O Tentative Tract Map (Major Subdivision) Variance E Minor NOTE:A PROPOSED PROJECT REQUIRING MULTIPLE APPLICATIONS MUST BE SUBMITTED PRIOR TO 3:30 P.M.A PROPOSED PROJECT REQUIRING ONLY ONE APPLICATION MUST BE SUBMITTED PRIOR TO 4:00 P.M. Is ASSESSOR PARCEL NO(S).:29 3 -0 5 -00 1.4)fj s sett- 401:31 PROJECT NAME:.2_91 -7 Cirne_a LL:ciz_(2.96q-2e)77 tsick BRIEF DESCRIPTION OF PROJECT: nr-NecA;1_1"-r -6 PROJECT VALUE (SITE IMPROVEMENTS)ESTIMATED COMPLETION DATE LOCATION OF PROJECT:2./.79 8 -1-ct_6 -The e S:fe A STREET ADDRESS ON THE:Wes SIDE OF (NORTH, SOUTH, EAST, WEST)(NAME OF STREET) BETWEEN ea-14-5 boa AND 6-1 r a494 AV (NAME OF STREET)(NAME OF STREET) 9V1V b P-1 Page 1 of 6 Revised 09/16 t.OWNER NAME (Print):Z •1 / 7r:4 APPLICANT NAME (Print):Mel VY 617-- MAILING ADDRESS:1.5-02 Chag '&4/MAILING ADDRESS:2.383 Al-ft\ i.s-AIA \j(14 CITY, STATE, ZIP:40 Give 09 /(*)&65.:r1 CITY, STATE, ZIP:aw-I& bct CA. 9 zpo ? ,TELEPHONE:-1/4/-_a 96-tFt9 TELEPHONE:-1(t)L.p7 ZS EMAIL ADDRESS:/et:1Z itikelf-„7-in/y//-EMAIL ADDRESS:\iv ;s64.12.. -z ZOB /v)14.;.CM I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO KNOWLEDGE.RTIFY AS L L OWNER HAT THE APPLICANT AS THE BEST OF MY KNOWLEDGE. SET FORTH H EIN IS MY A 119Rk g.T REPRESENTATIVE FOR PURPOS IS APPLICAT N. /C2 77‘,L61)0 -12;M40 D E SIGN TURF DATE APPLICANT'S REPRESENT /E (Print): MAILING ADDRESS: CITY, STATE, ZIP: TELEPHONE: EMAIL ADDRESS: I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE. SIGNATURE DATE IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION.I/WE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICT!N:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDED ON THE LE TO HIS PR ERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH THE LA ANY SUCCESS S I.N-4 EST. PROPERTY OWNER SIGNATURE FOR CITY USE ONLY RECEIVED OCT 2 5 2016 CITY OF CARLSBAD PLANNING DIVISION DATE STAMP APPLICATION RECEIVED RECEIVED BY: P-1 Page 2 of 6 Revised 09/16 Indemnification and Insurance Requirement for Village Area Administrative Permit Certification Statement: I Certify that I am the Legal Business Owner of the subject business and that all of the above information is true and correct to the best of my knowledge.I agree to accept and abide by any conditions placed on the subject project as a result of approval of this application.I agree to indemnify,hold harmless,and defend the City of Carlsbad and its officers and employees from all claims, damage or liability to persons or property arising from or caused directly or indirectly by the installation or placement of the subject property on the public sidewalk and/or the operation of the subject business on the public sidewalk pursuant to this permit unless the damage or liability was caused by the sole active negligence of the City of Carlsbad or its officers or employees.I have submitted a Certificate of Insurance to the City of Carlsbad in the amount of one million dollars issued by a company which has a rating in the latest "Best's Rating Guide" of "A-"or better and a financial size of $50-$100 (currently class VII) or better which lists the City of Carlsbad as "additional insured" and provides primary coverage to the City.I also agree to notify the City of Carlsbad thirty days prior to any cancellation or expiration of the policy.The notice shall be delivered to: City Planner City of Carlsbad 1635 Faraday Avenue Carlsbad The insurance shall remain in effect for as long as the property is placed on the public sidewalk or the business is operated on the public sidewalk.This agreement is a condition of the issuance of this administrative permit for the subject of this permit on the public sidewalk.I understand that an approved administrative permit shall remain in effect for as long as outdoor displays are permitted within the Village Review Area and the permittee remains in compliance with the subject approved permit. ,Signature - hrlid24..Date: Certification Statement: I Certify that I am the Legal Property Owner for the subject business location and that all of the above information is true and correct to the best of my knowledge.I support the applicant's request for a permit to place the subject property on the public sidewalk.I understand that an approved administrative permit shall remain in effect for as long as outdoor displays permitt.d within the Village Review Area and the permittee remains in compliance with the subject approv permit. Signatur Date:/0// )./7( P-1 Page 3 of 6 Revised 09/16 Development Services CC.Ay of DISCLOSURE STATEMENT Planning Division Carlsbad P-1(A)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission or Committee. The following information MUST be disclosed at the time of application submittal.Your project cannot be reviewed until this information is completed. Please print. Note: Person is defined as "Any individual, firm, co-partnership, joint venture, association, social club, fraternal organization, corporation, estate, trust,receiver,syndicate,in this and any other county, city and county, city municipality, district or other political subdivision or any other group or combination acting as a unit." Agents may sign this document; however, the legal name and entity of the applicant and property owner must be provided below. 1.APPLICANT (Not the applicant's agent) Provide the COMPLETE,LEGAL names and addresses of ALL persons having a financial interest in the application. If the applicant includes a corporation or partnership, include the names,titles,addresses of all individuals owning more than 10%of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person Me.-i SCA-\N/ iS @ Corp/Part Title OujrlexTitle Address 23535 Al-fism 11-,4 Address CcurI 6 betot c c17.0 2.OWNER (Not the owner's agent) Provide the COMPLETE,LEGAL names and addresses of ALL persons having any ownership interest in the property involved.Also,provide the nature of the legal ownership (i.e.,partnership,tenants in common,non-profit,corporation,etc.).If the ownership includes a corporation or partnership,include the names, titles,addresses of all individuals owning more than 10% of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate offic rs.(A separate page may be attached if necessary.) Person %(Corp/Part Title Title Address iyMaress6/4/ feje 69 C:17.1g P-1(A)Page 1 of 2 Revised 07/10 3.NON-PROFIT ORGANIZATION OR TRUST If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust, list the names and addresses of ANY person serving as an officer or director of the non- profit organization or as trustee or beneficiary of the. Non Profit/Trust Non Profit/Trust Title Title Address Address 4.Have you had more than $500 worth of business transacted with any member of City staff,Boards,Commissions,Committees and/or Council within the past twelve (12) months? Yes XNo If yes, please indicate person(s): NOTE:Attach additional sheets if necessary. I certify that a the above in)ormation is true and correct to the best of my knowledge. /f/i12/12.99c t6Q.lb 1246 Signature of owner/date Signature of applicant/date /eon'A1E Print or type name o owner Print or type name of applicant Signatur of owne applicant's agen pp is le/date Print or type name of owner/applicant's agent • P-1(A)Page 2 of 2 Revised 07/10 PROJECT DESCRIPTION Development ServicestyOfPlanning Division Carlsbad P-1(B)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov r_ PROJECT NAME:2M19 k-4 -yt_ioe cs -F ctcv APPLICANT NAME:rlieti5sA_wissL_ Please describe fully the proposed project by application type.Include any details necessary to adequately explain the scope and/or operation of the proposed project.You may also include any background information and supporting statements regarding the reasons for,or appropriateness of, the application.Use an addendum sheet if necessary. Description/Explanation: •CA(lot-ine--Wt)Pn OA- 1 Ce._ fY)Q CA.L CP(A 4+),LCOtpi P-1(B)Page 1 of 1 Revised 07/10 low HAZARDOUS WASTE Development Services City of AND SUBSTANCES Planning Division Carlsbad STATEMENT 1635 Faraday Avenue (760) 602-4610 P-1(C)www.carlsbadca.gov Consultation of Lists of Sites Related to Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5,I have consulted the Hazardous Waste and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): V -- -The development project and any alternatives proposed in this application are not contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. 0 The development project and any alternatives proposed in this application are contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT P OPERTY OWNER Name:Me issA Name:ao c3 cc Address:2AQ.3R t +isivo WatA Address:2 6 6 po Carlsbad )za 6 2/ 0 iftalyo (79 9c7)-?o'c? Phone Number:11°0 -7 /2 -/-073-P-.Phone Number: ?ae Address of Site:297 ci S4e1.--e f,C* Local Agency (City and County):Ca-4--isLtd SAAJ al 94) Assessor's book, page, and parcel number: Specify list(s): Regulatory Identification Number: Date of List: Applic t Signature/Date roperty ner Signature/Date The Hazardous Waste and Substances Sites List (Cortese List)is used by the State,local agencies and developers to comply with the California Environmental Quality Act requirements in providing information about the location of hazardous materials release sites. P-1(C)Page 1 of 2 Revised 02/13 stewart t Frank Green Stewart Title of California, Inc. San Diego, CA 92108 Phone:(619) 398-8035 Fax:(619) 398-8149 fgreen©stewart.com PRELIMINARY REPORT Order No.:01180-245007 Title Unit No.:7034 Your File No. Buyer/Borrower Name :Buyer Buyer Seller Name :Lakritz Family Partnership,L.P.A California Limited Partnership Property Address:2969 -2977 State Street, Carlsbad, CA In response to the above referenced application for a Policy of Title Insurance, Stewart Title of California, Inc. hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Stewart Title Guaranty Company Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect,lien or encumbrance not shown or referenced to as an Exception on Schedule B or not excluded from coverage pursuant to the printed Schedules, Conditions, and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on covered Risks of said policy or policies are set forth in Exhibit A attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties.Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limits of Liability for certain coverages are also set forth in Exhibit A.Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters,which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report, (and any supplements or amendments thereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance a binder or commitment should be requested. Dated as of October 13, 2016 at 7:30 a.m. Frank Green, Title Officer When replying, please contact:Frank Green, Title Officer File No.: 01180-245007 Page 1 of 7 Prelim Report SCE PRELIMINARY REPORT The form of Policy of Title Insurance contemplated by this report is: CLTA Standard Coverage Policy CLTA/ALTA Homeowners Policy 2006 ALTA Owner's Policy 2006 ALTA Loan Policy ALTA Short Form Residential Loan Policy El Report Only SCHEDULE A The estate or interest in the land hereinafter described or referred to covered by this report is: A Fee Title to said estate or interest at the date hereof is vested in: Dafna Gilboa Irrevocable Family Trust, as a Family Trust, as to an undivided 10% interest, subject to a New Deed recorded to reflect the Trustee of the Trust: Terrance J.Carroll. an individual, as to an undivided 7.5% interest: BBK FES, LLC. a California limited liability company, as to an undivided 7.5% interest: Lakritz Family Partnership, L.P., a California limited partnership, as to an undivided 75% interest File No.: 01180-245007 Page 2 of 7 Prelim Report SCE LEGAL DESCRIPTION The land referred to herein is situated in the State of California, County of San Diego,City of Carlsbad and described as follows: Lot 4 thru 6 inclusive,in Block 1 of Carlsbad, in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 535, filed in the Office of the County Recorder of San Diego County, May 2, 1968. (End of Legal Description) APN:203-293-05-00 THE MAP CONNECTED HEREWITH IS BEING PROVIDED AS A COURTESY AND FOR INFORMATIONAL PURPOSES ONLY; THIS MAP SHOULD NOT BE RELIED UPON. FURTHERMORE, THE PARCELS SET OUT ON THIS MAP MAY NOT COMPLY WITH LOCAL SUBDIVISION OR BUILDING ORDINANCES.STEWART ASSUMES NO LIABILITY,RESPONSIBILITY OR INDEMNIFICATION RELATED TO THE MAPS NOR ANY MATTERS CONCERNING THE CONTENTS OF OR ACCURACY OF THE MAP. File No.: 01180-245007 Page 3 of 7 Prelim Report SCE SCHEDULE B At the date hereof, exceptions to coverage in addition to the printed exceptions and exclusions contained in said policy or policies would be as follows: Taxes: A.General and Special City and/or County taxes, including any personal property taxes and any assessments collected with taxes, for the fiscal year 2016 -2017: 1st Installment :$3,536.37 Open •2nd Installment :$3,536.37 Open Parcel No.:203-293-05-00 Code Area :09098 B.Assessments, if any, for Community Facilities Districts or a Mello-Roos District affecting said land which may exist by virtue of assessment maps or notices filed by said districts.Said assessments are collected with the County Taxes. C.The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (commencing with Section 75) of the revenue and taxation code of the State of California. Exceptions: 1.An easement for public utilities, appurtenances, ingress, egress and rights incidental thereto in favor of Pacific Bell as set forth in a document recorded December 1,1987 as I nstr.# 87-664179, of Official Records, affects a portion of the herein described land. 2.Matters which may be disclosed by an inspection or by a survey of said land satisfactory to this Company, or by inquiry of the parties in possession thereof. 3.Rights of tenants in possession of said land by reason of unrecorded leases.Kindly forward said lease, or a current certified tenant rent roll. 4.Rights of parties in possession. 5.Any invalidity or defect in the title of the vestees in the event that the trust referred to in the vesting portion of Schedule A is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. 6.If title is to be insured in the trustee(s) of a trust or their act is to be insured, we will require a full copy of the trust agreement and any amendments thereto.In certain situations the Company may accept a Trust Certificate, pursuant to Section 18100.5 of the California Probate Code in lieu of the trust agreement.The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. 7.This Company will require the following documents in order to insure a conveyance or encumbrance by the limited liability company named below: Limited liability company:BBK FES, LLC, a California limited liability company a.A certified copy of the articles of organization (LLC-1), and any amendment (LLC-2) or restatement (LLC-10) to be recorded in the appropriate county. b.A copy of the operating agreement and any amendment. c.Evidence that the limited liability company remains in good standing with active status. File No.: 01180-245007 Page 4 of 7 Prelim Report SCE d. Other requirements that the Company may set forth following its review of said documents. 8.The requirement that a copy of the partnership agreement of Lakritz Family Partnership, L.P., a California limited partnership and any amendments or modifications thereto be furnished to the company. 9.We will require a Statement of Information from the parties named below in order to complete this report, based on the effect of documents, proceedings, liens, decrees, or other matter which do not specifically describe said land, but which, if any do exist, may affect the title or impose liens or encumbrances thereon. Parties: All (Note:The Statement of Information is necessary to complete the search and examination of title under this order.Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact another party with the same or similar name.Be assured that the Statement of Information is essential and will be kept strictly confidential to this file). Type/Rev:PVA (End of Exceptions) File No.: 01180-245007 Page 5 of 7 Prelim Report SCE NOTES AND REQUIREMENTS For transactions where Stewart Title of California,Inc.is not the settlement/closing agent, a signed and dated copy of the attached "Acknowledgment of Receipt,Understanding and Approval of Affiliated Business Arrangement Disclosure Statement and STG Privacy Notice for Stewart Title Companies", will be required prior to recording. A.NONE File No.: 01180-245007 Page 6 of 7 Prelim Report SCE CALIFORNIA "GOOD FUNDS" LAW California Insurance Code Section 12413.1 regulates the disbursement of escrow and sub-escrow funds by title companies.The law requires that funds be deposited in the title company escrow account and available for withdrawal prior to disbursement.Funds received by Stewart Title of California, Inc. via wire transfer may be disbursed upon receipt.Funds received via cashier's checks or teller checks drawn on a California Bank may be disbursed on the next business day after the day of deposit.If funds are received by any other means, recording and/or disbursement may be delayed, and you should contact your title or escrow officer.All escrow and sub-escrow funds received will be deposited with other escrow funds in one or more non-interest bearing escrow accounts in a financial institution selected by Stewart Title of California,Inc..Stewart Title of California,Inc.may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with the financial institution,and Stewart Title of California,Inc.shall have no obligation to account to the depositing party in any manner for the value of,or to pay to such party, any benefit received by Stewart Title of California,Inc..Such benefits shall be deemed additional compensation to Stewart Title of California, Inc. for its services in connection with the escrow or sub-escrow. If any check submitted is dishonored upon presentation for payment,you are authorized to notify all principals and/or their respective agents of such nonpayment. File No.: 01180-245007 Page 7 of 7 Prelim Report SCE • EXHIBIT "A" LEGAL DESCRIPTION Order No.:01180-245007 Escrow No.:01180-245007 The land referred to herein is situated in the State of California, County of San Diego,City of Carlsbad and described as follows: Lot 4 thru 6 inclusive, in Block 1 of Carlsbad,in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 535, filed in the Office of the County Recorder of San Diego County, May 2, 1968. APN:203-293-05-00 (End of Legal Description) AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT Date:October 20, 2016 Escrow No.:01180-245007 Property:2969 -2977 State Street, Carlsbad, CA From: This is to give you notice that ("Stewart Title") has a business relationship with Stewart Solutions,LLC, DBA —Stewart Specialty Insurance Services,LLC ("Stewart Insurance").Stewart Information Services Corporation owns 100%of Stewart Insurance and Stewart Title of California.Because of this relationship, this referral may provide Stewart Title a financial or other benefit. Set forth below is the estimated charge or range of charges for the settlement services listed.You are NOT required to use the listed provider(s) as a condition for purchase, sale, or refinance of the subject Property.THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES.YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. Stewart Insurance Settlement Service Charge or range of charges Hazard Insurance $400.00 to $6,500.00 Home Warranty $255.00 to $780.00 Natural Hazard Disclosure Report $42.50 to $149.50 Escrow No.: 01180-245007 Page 1 of1 ABA Disclosure 2007 BP SCE FOR TRANSACTIONS WHERE STEWART TITLE OF CALIFORNIA IS NOT CLOSING ESCROW STCA Order Number:01180-245007 Subject Property Address:2969 -2977 State Street, Carlsbad, CA Subject Property APN:203-293-05-00 ACKNOWLEDGMENT OF RECEIPT, UNDERSTANDING AND APPROVAL OF "AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT" AND "STG PRIVACY NOTICE FOR STEWART TITLE COMPANIES" The undersigned hereby acknowledge that I/we have received,read,understand and approve 's "Affiliated Business Arrangement Disclosure Statement" and "STG Privacy Notice for Stewart Title Companies",provided to me/us in connection with the above captioned matter. Read and signed on the 18th day of November, 2016 Lakritz Family Partnership,L.P.A California Limited Buyer Buyer Partnership •CLTA Preliminary Report ForAT Exhibit A (Revised 06-03-11) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY —1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of. 1.(a) Any law,ordinance or governmental regulation (including but not limited to building or zoning laws,ordinances,or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b)Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2.Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy,but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3.Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or •for the estate or interest insured by this policy. 4.Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5.Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6.Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1.Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2.Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3.Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. 4.Discrepancies, conflicts in boundary tines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5.(a)Unpatented mining claims;(b) reservations or exceptions in patents or in Acts authorizing the issuance thereof;(c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the public records. (Rev. 06-03-11)Page 1 of 4 File Number:01180-245007 CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1.Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; f.environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2.The failure of Your existing structures,or any part of them,to be constructed in accordance with applicable building codes.This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3.The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4.Risks: a. that are created, allowed, or agreed to by You, whether or not they appear in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5.Failure to pay value for Your Title. 6.Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7.The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 16:1%of Policy Amount or $2,500.00 $10,000.00 (whichever is less) Covered Risk 18:1% of Policy Amount or $5,000.00 $25,000.00 (whichever is less) Covered Risk 19:1% of Policy Amount or $5,000.00 $25,000.00 (whichever is less) Covered Risk 21:1% of Policy Amount or $2,500.00 $5,000.00 (whichever is less) (Rev. 06-03-11)Page 2 of 4 File Number:01180-245007 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of. 1.(a)Any law,ordinance,permit,or governmental regulation (including those relating to building and zoning)restricting,regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (ii)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company,not recorded in the Public Records at Date of Policy,but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing- business laws of the state where the Land is situated. 5.Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records.This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3.Easements, liens or encumbrances, or claims thereof, which are not shown by the Public Records. 4.Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a) unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the public records. (Rev. 06-03-11)Page 3 of 4 File Number:01180-245007 •ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a)Any law,ordinance,permit,or governmental regulation (including those relating to building and zoning)restricting,regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (iii)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws, Ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b)Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company,not recorded in the Public Records at Date of Policy,but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or by making inquiry of persons in possession thereof. 3.Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. 4.Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5.(a) unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof, (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the public records. (Rev. 06-03-11)Page 4 of 4 File Number:01180-245007 WARNING:THIS DOCUMENT MU51E COMPLETED IN ITS ENTIRETY (1 THROUGH 9, BELOW MUST BE FILLED IN) FOR IT TO BE ACCEPTED BY .IF THIS IS NOT COMPLETED WILL REQUIRE A COMPLETE COPY OF THE TRUST, WITH A SIGNED AND ACKNOWLEDGED AFFIDAVIT. TRUSTEE CERTIFICATE (California Probate Code Section 18100.5) I/(We)* (Name of Trustee(s)) Trustee(s) of the (Name of Trust) dated am providing the information set forth below at the request of Stewart Title Company, a Texas Corporation, and its agent,(hereinafter collectively called "Company") WHEREAS, Company has been requested to issue a title insurance policy on the following described real property, more particularly described in Exhibit "A", and WHEREAS,Company has determined that the following information concerning the above named trust is necessary to ascertain whether it will be able to issue the requested policy of title insurance, THEREFORE, acting in my capacity as trustee of the above named trust,I hereby certify and confirm to Company that the information set forth below is accurate and correct. 1.The (Name of Trust) is currently in existence and was created on (Date of Declaration of Trust) 2.The settlor(s) of the trust are: 3.The current trustee(s) of the trust is/are:* 4.The powers of the trustee(s) are: 5.The trust is a) revocable b) irrevocable (CIRCLE THE APPLICABLE CHOICE) 6.If the trust is revocable, the name of the person holding any power to revoke the trust: 7.If there are multiple trustees, the number of currently acting trustees' signature necessary to exercise the various powers of the trustee set forth above in Number 4 and the validity bind the trust. 8.The trust identification number (social security number or employer Tax ID): 9.The manner in which title to trust assets should be taken: The undersigned trustee(s) hereby declare that the trust has not been revoked,modified,or amended in any manner which would cause the representations set forth herein above to be incorrect.This certification is being signed by all of the currently acting trustees and being executed in conformity with the provisions of California probate Code Section 18100.5, effective January 1,1994 (Assembly Bill 1249, Chapter 530, Statutes of 1993). The undersigned hereby certifies and declares the above to be true. ** A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached and not the truthfulness, accuracy, or validity of that document. State of California )SS. County of * On before me,,Notary Public,personally appeared who proved to me on the basis of satisfactory evidence to be the person(s), whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature (this area for official notarial seal) File No.:01180-245007 Trustee Certificate 1 SCE Page 1 of 1 STG Privacy Notice Stewart Title Companies WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION? Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we use your personal information. This privacy notice is distributed on behalf of the Stewart Title Guaranty Company and its title affiliates (the Stewart Title Companies), pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA). The types of personal information we collect and share depend on the product or service that you have sought through us. This information can include social security numbers and driver's license number. All financial companies, such as the Stewart Title Companies, need to share customers' personal information to run their everyday business—to process transactions and maintain customer accounts.In the section below,we list the reasons that we can share customers' personal information; the reasons that we choose to share; and whether you can limit this sharing. Reasons we can share your personal information.Do we share Can you limit this sharing? For our everyday business purposes— to process your transactions and maintain your account. This may include running the Yes Nobusiness and managing customer accounts, such as processing transactions, mailing, and auditing services, and responding to court orders and legal investigations. For our marketing purposes-to offer our products and services to Yes No you. Forjoint marketing with other financial companies No We don't share For our affiliates' everyday business purposes— information about your transactions and experiences. Affiliates are companies related by common ownership or control. They can be financial and Yes No non-financial companies. Our affiliates may include companies with a Stewart name; financial companies, such as Stewart Title Company For our affiliates' everyday business purposes-information No We don't shareabout your creditworthiness. For our affiliates to market to you -For your convenience,Yes Yes, send your first and last name, the email Stewart has developed a means for you to opt out from its affiliates address used in your transaction,your marketing even though such mechanism is not legally required.Stewart file number and the Stewart office location that is handling your transaction by email to optout@stewart.com or fax to 1-800-335-9591. For non-affiliates to market to you.Non-affiliates are companies No We don't sharenot related by common ownership or control. They can be financial and non-financial companies. We may disclose your personal information to our affiliates or to non-affiliates as permitted by law.If you request a transaction with a non-affiliate, such as a third party insurance company, we will disclose your personal information to that non-affiliate.[We do not control their subsequent use of information, and suggest you refer to their privacy notices.] SHARING PRACTICES How often do the Stewart Title Companies notify me We must notify you about our sharing practices when you request a about their practices?transaction. How do the Stewart Title Companies protect my To protect your personal information from unauthorized access and use, we personal information?use security measures that comply with federal law.These measures include computer, file, and building safeguards. How do the Stewart Title Companies collect my We collect your personal information, for example, when you personal information?request insurance-related services provide such information to us We also collect your personal information from others,such as the real estate agent or lender involved in your transaction, credit reporting agencies, affiliates or other companies. What sharing can I limit?Although federal and state law give you the right to limit sharing (e.g., opt out) in certain instances,we do not share your personal information in those instances. Contact us:If you have any questions about this privacy notice, please contact us at: Stewart Title Guaranty Company, 1980 Post Oak Blvd., Privacy Officer, Houston, Texas 77056 File No.: 01180-245007 Page 1 Revised 11 -19-2013 Order No. 01180-245007 AVAILABLE DISCOUNTS DISCLOSURE STATEMENT This is to give you notice that Stewart Title of California, Inc. ("Stewart Title") is pleased to inform you that upon proper qualification,there are premium discounts available upon the purchase of title insurance covering improved property with a one to four family residential dwelling. Such discounts apply to and include: Property located within an area proclaimed a state or federal disaster area; Property purchased from a foreclosing beneficiary or successful bidder at a foreclosure sale; Property being refinanced. Please talk with your escrow or title officer to determine your qualification for any of these discounts. Order Number:01180-245007 Available Discounts Disclosure Statement SCE