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HomeMy WebLinkAboutRP 2017-0003; TRAM RESIDENCE; Redevelopment Permits (RP)LAND USE REVIEW Development Services City of Planning Division Carlsbad APPLICATION 1635 Faraday Avenue P-1 (760) 602-4610irwww.carlsbadca.gov APPLICATIONS APPLIED FOR:(CHECK BOXES) Development Permits (FOR DEPT. USE ONLY)Legislative Permits (FOR DEPT. USE ONLY) O Coastal Development Permit Ll Minor 0 General Plan Amendment 0 Conditional Use Permit 0 Minor Ej Extension 0 Local Coastal Program Amendment O Day Care (Large) M•aster Plan 0 Amendment Environmental Impact Assessment 0 Specific Plan 0 Amendment 0 Habitat Management Permit 0 Minor 0Z•one Change O Hillside Development Permit Minor 0 Zone Code Amendment O Nonconforming Construction Permit South Carlsbad Coastal Review Area Permits O Planned Development Permit 0 Minor 0 Review Permit 1:1 Residential 0 Non-Residential Administrative Minor 0 Major 0 Planning Commission Determination El Reasonable Accommodation Village Review Area Permits 0 Site Development Plan O Minor Review Permit ',MIlwh0Special Use Permit .P.`Administrative 0 Minor 0 Major I P0Tentative Parcel Map (Minor Subdivision) 0 Tentative Tract Map (Major Subdivision)Deiki 17—\/poz- 1 - O Variance NOTE: A PROPOSED PROJECT KeQUIRING MULTIPLE APPLICATIONS MUST BE SUBMITTED PRIOR TO 3:30 P.M.A PROPOSED PROJECT REQUIRING ONLY ONE APPLICATION MUST BE SUBMITTED PRIOR TO 4:00 P.M. ASSESSOR PARCEL NO(S).:204-085-03-00 PROJECT NAME:TRAM RESIDENCE BRIEF DESCRIPTION OF PROJECT:CONSTRUCTION OF ROOFTOP DECK AND 2ND STORY EXTENSION PROJECT VALUE ESTIMATED COMPLETION DATE(SITE IMPROVEMENTS) LOCATION OF PROJECT:3147 ROOSEVELT STREET CARLSBAD CA 92008 STREET ADDRESS ON THE:SIDE OF (NORTH, SOUTH, EAST, WEST)(NAME OF STREET) BETWEEN AND (NAME OF STREET)(NAME OF STREET) P-1 Page 1 of 6 Revised 09/16 em, OWNER NAME (Print):LIEN TRAM APPUCANT NAME (Print):PRICE BUILDERS,INC MAILING ADDRESS:3149 ROOSEVELT STREET MAILING ADDRESS: 6351 NANCY RIDGE DRIVE CITY, STATE, ZIP:CARLSBAD, CA 92008 CITY, STATE.ZAP:CARLSBAD. CA 92008 TELEPHONE:760-434-9755 TELEPHONE:656-666-4004 EMAIL ADDRESS:lienatlientramilaw.corn EMAIL ADDRESS:leofatorloebuiders.com I CERTIFY THAT r Am THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNERINFORMATIONISTRUEANDCORRECTTOTHEBESTOFMYAND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TOKNOWLEDGE.i CERTIFY AS LEON. OWNER THAT THE APPUCANT AS THE BEST OFSETFORTHHEREINISMYAUTHORIZEDREPRESENTATIVEFOR PURPOSESOfTHIS APPUCATION. 0.t„OW Are DA TURF jge -'4e-4 APPLICANT'S REPRESENTATIVE (Print):LEO FINKELSTEIN MAILING ADDRESS:8351 NANCY RIDGE DRIVE CITY, STATE, ZIP:SAN DIEGO CA 92121 TELEPHONE:BM-866-4004 EMAIL ADDRESS:moispRtemowsps.com CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPUCANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE TRUE AND CORRECT TO THE BEST OF MY TIME DATE IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF.PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION.IhVE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDED ON NE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH THEZIO AND BIND ANY SUCCESSORS IN INTEREST. -- 1PROPERTY OWNER SIGNATURE FOR CITY USE ONLY RECEIVED MAR 13 2017 CITY OF CAkLSBAD DATE AMP RECEIVED 13 : P-1 Pogo 2 of 8 Revised 09118 OWNER NAME (Print):LIEN TRAM APPLICANT NAME (Print):PRICE BUILDERS,INC MAILING ADDRESS:3149 ROOSEVELT STREET MAILING ADDRESS: 6351 NANCY RIDGE DRIVE CITY, STATE, ZIP:CARLSBAD, CA 92008 CITY, STATE, ZIP:CARLSBAD, CA 92008 TELEPHONE:760-434-9755 TELEPHONE:858-866-4004 EMAIL ADDRESS:lien@lientramlaw.com EMAIL ADDRESS:Ie0@priCebUilderS.cOM I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO KNOWLEDGE.I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF M SET FORTH HEREIN IS MY AUTHORIZED REPRESENTATIVE FOR PURPOSES OF THIS APPLICATION. &TURE DA SIGNATURE AT APPLICANT'S REPRESENTATIVE (Print):LEO FINKELSTEIN MAILING ADDRESS:6351 NANCY RIDGE DRIVE CITY, STATE, ZIP:SAN DIEGO CA 92121 TELEPHONE:858-866-4004 EMAIL ADDRESS:LEO@PRICEBUILDERS.COM I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE INFORMA UE AND CORRECT TO THE BEST OF MY KN G-7 SIGNATURE DATE IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION.INVE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDED ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH THE LAND AND BIND ANY SUCCESSORS IN INTEREST. PROPERTY OWNER SIGNATURE FOR CITY USE ONLY RECZIVED MAR 13 2017 CITY Or C...RLSBAD PLANNING DIVISION DATE STAMP APPLICATION RECEIVED RECEIVED BY: P-1 Page 2 of 6 Revised 09116 ,00114,'4J Pik Development Services 4L City of DISCLOSURE STATEMENT Planning Division Carlsbad P-1(A)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission or Committee. The following information MUST be disclosed at the time of application submittal.Your project cannot be reviewed until this information is completed. Please print. Note: Person is defined as "Any individual, firm, co-partnership, joint venture, association, social club, fraternal organization, corporation, estate, trust, receiver, syndicate, in this and any other county, city and county, city municipality, district or other political subdivision or any other group or combination acting as a unit." Agents may sign this document; however, the legal name and entity of the applicant and property owner must be provided below. 1.APPLICANT (Not the applicant's agent) Provide the COMPLETE,LEGAL names and addresses of ALL persons having a financial interest in the application. If the applicant includes a corporation or partnership, include the names,titles,addresses of all individuals owning more than 10%of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person Lien Tram Corp/Part Title Title Address 3149 Roosevelt St Address 2.OWNER (Not the owner's agent) Provide the COMPLETE,LEGAL names and addresses of ALL persons having any ownership interest in the property involved.Also,provide the nature of the legal ownership (i.e.,partnership,tenants in common,non-profit,corporation,etc.).If the ownership includes a corporation or partnership, include the names, titles, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person Lien Tram Corp/Part Title Title Address 3149 Roosevelt St.Address Carlsbad, CA 92008 P-1(A)Page 1 of 2 Revised 07/10 3.NON-PROFIT ORGANIZATION OR TRUST If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust, list the names and addresses of ANY person serving as an officer or director of the non- profit organization or as trustee or beneficiary of the. Non Profit/Trust Non Profit/Trust Title Title Address Address 4.Have you had more than $500 worth of business transacted with any member of City staff,Boards,Commissions,Committees and/or Council within the past twelve (12) months? ElYes MI No If yes, please indicate person(s): NOTE:Attach additional sheets if necessary. I certify that all the above information is true and correct to the best of my knowledge. Signature of owner/date Signature of ap nt/date Lien Tram Leo Finkelstein Print or type name of owner Print or type name of applicant Signature of owner/applicant's agent if applicable/date Print or type name of owner/applicant's agent P-1(A)Page 2 of 2 Revised 07/10 C CCity of PROJECT DESCRIPTION Development Services Planning Division Carlsbad.P-1 (B)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov PROJECT NAME:LIEN RESIDENCE APPLICANT NAME:PRICE BUILDERS, INC Please describe fully the proposed project by application type.Include any details necessary to adequately explain the scope and/or operation of the proposed project.You may also include any background information and supporting statements regarding the reasons for,or appropriateness of, the application.Use an addendum sheet if necessary. Description/Explanation: ff K et'v4:b P-1(B)Page 1 of 1 Revised 07/10 HAZARDOUS WASTE Development Services(City of AND SUBSTANCES Planning Division Carlsbad STATEMENT 1635 Faraday Avenue (760) 602-4610P-1(C)www.carlsbadca.gov Consultation of Lists of Sites Related to Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5,I have consulted the Hazardous Waste and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): 0 The development project and any alternatives proposed in this application are not contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. 0 The development project and any alternatives proposed in this application are contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT PROPERTY OWNER Name:PRICE BILDERS,INC Name:LIEN TRAM Address:6351 NANCY RIDGE DRIVE Address:3149 ROOSEVELT STEREET SAN DIEGO, CA 92121 CARLSBAD,CA 92008 Phone Number:858-866-4004 Phone Number: Address of Site:3147 ROOSEVELT STREET Local Agency (City and County):CARLSBAD CA 92008 Assessor's book, page, and parcel number:204-085-03-00 Specify list(s): Regulatory Identification Number: Date of List: Applicant Signatur ate Property Owner Signature/Date The Hazardous Waste and Substances Sites List (Cortese List)is used by the State,local agencies and developers to comply with the California Environmental Quality Act requirements in providing information about the location of hazardous materials release sites. P-1(C)Page 1 of 2 Revised 02/13 Per the California Environmental Protection Agency's website,"While Government Code Section 65962.5 [referred to as the Cortese List]makes reference to the preparation of a "list," many changes have occurred related to web-based information access since [the amended statute's effective date in]1992 and this information is now largely available on the Internet sites of the responsible organizations. Those requesting a copy of the Cortese "list" are now referred directly to the appropriate information resources contained on the Internet web sites of the boards or departments that are referenced in the statute." Below is a list of agencies that maintain information regarding hazardous waste and substances sites. Department of Toxic Substances Control www.calepa.ca.qovisitecleanuo/CorteseListidefault.htm www.caleoa.ca.govidatabase/calsites www.envirostor. dtsc.ca.90v/public EnviroStor Help Desk (916) 323-3400 State Water Resources Control Board htto://geotrackerwaterboards.ca.00vt County of San Diego Department of Environmental Health Services www.co.san-dieoo.ca.usideh Hazardous Materials Division www.sdcounty.ca.govidehjhaziriatJhazmat Derniitthhtml Mailing Address: County of San Diego Department of Environmental Health P.O. Box 129261 San Diego, CA 92112-9261 Call Duty Specialist for technical questions at (858) 505-6880, fax (858) 505-6868 (fax) Environmental Protection Agency National Priorities Sites ("Superfund" or "CERCLIS") WWW.ePa.govisuperfuild/sitesicursites (800) 424-9346 or (702) 284-8214 National Priorities List Sites in the United States vvvvw.epa.govisuperfundisites/nol/nol.htm P-1(C)Page 2 of 2 Revised 02(13 EIA INFORMATION Development Services City of FORM Planning Division Carlsbad P-1(D)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov INSTRUCTION SHEET FOR COMPLETING AN ENVIRONMENTAL IMPACT ASSESSMENT INFORMATION FORM This Environmental Information Form will be used to assist staff in determining what type of environmental documentation (i.e.,Environmental Impact Report,Mitigated Negative Declaration,Negative Declaration or Exemption)will be required to be prepared for your application,per the California Environmental Quality Act (CEQA)and Title 19 of Carlsbad's Municipal Code.The clarity and accuracy of the information you provide is critical for purposes of quickly determining the specific environmental effects of your project. Any environmental studies (i.e.,biological,cultural resource,traffic,noise)that are necessary to substantiate a "no impact"or "yes impact"determination should be submitted as an attachment to this Environmental Information Form.This is especially important when a Negative Declaration is being sought.The more information provided in this form,the easier and quicker it will be for staff to complete the Environmental Impact Assessment Form —Initial Study. P-1(D)Page 1 of 4 Revised 07/10 wrid ENVIRONMENTAL INFORMATION FORM (To be Completed by Applicant) Date Filed:(To be completed by City) Application Number(s): General Information 1.Name of project: 2.Name of developer or project sponsor:Lien Tram Address:3149 Roosevelt Street City, State, Zip Code:Carlsbad, CA 92008 Phone Number:760 434-9755 3.Name of person to be contacted concerning this project:4 --°97"tilee- Address:6'0'.17/ City, State, Zip Code:4/76)/V2 / Phone Number: 4.Address of Project:314fRoosevelt St., Carlsbad, CA 92008 Assessor's Parcel Number:20 -1--0 69,r—se)—0 0 5.List and describe any other related permits and other public approvals required for this project, including those required by city, regional, state and federal agencies: ne.?163__96eue:/v"-:—. 6.Existing Gene -.Ian Land Use Designation:/l t -OCee. 7.Existing zoning district: 8.Existing land use(s): 9.Proposed use of site (Project for which this form is filed): frj:ree. Project Description 10.Site size:dCe2-ere 11.Proposed Building square footage:263 =r12:Number of floors of construction:/Rely/4f-)2—cfroio tr 13.Amount of off-street parking provided: 14.Associated projects: P-1(D)Page 2 of 4 Revised 07/10 C 15.If residential, include the number of units and schedule of unit sizes: 16.If commercial, indicate the type, whether neighborhood, city or regionally oriented, square footage of sales area, and loading facilities: 17.If industrial, indicate type, estimated employment per shift, and loading facilities: A/Yr - 18.If institutional, indicate the major function, estimated employment per shift, est ated occupancy, loading facilities, and community benefits to be derived from the project: 19.If the project involves a variance, conditional use or rezoning appli ations, state this and indicate clearly why the application is required: fri P-1(D)Page 3 of 4 Revised 07/10 01.111k '411)ktatel '•Ntish Are the following items applicable to the project or its effects?Discuss all items checked yes (attach additional sheets as necessary). Yes No 20.Change in existing features of any bays, tidelands, beaches, or hills, or substantial 0 tEl alteration of ground contours. 21.Change in scenic views or vistas from existing residential areas or public lands or 0 0 roads. 22.Change in pattern, scale or character of general area of project.0 El 23.Significant amounts of solid waste or litter. 24.Change in dust, ash, smoke, fumes or odors in vicinity.0 25.Change in ocean,bay,lake,stream or ground water quality or quantity,or alteration of existing drainage patterns. 26.Substantial change in existing noise or vibration levels in the vicinity. 0 27.Site on filled land or on slope of 10 percent or more.0 28.Use of disposal of potentially hazardous materials,such as toxic substances,El tEl flammables or explosives. 29.Substantial change in demand for municipal services (police, fire, water, sewage,0 etc.). 30.Substantially increase fossil fuel consumption (electricity, oil, natural gas, etc.). 0 31.Relationship to a larger project or series of projects.0 Environmental Setting Attach sheets that include a response to the following questions: 32.Describe the project site as it exists before the project, including information on topography, soil stability, plants and animals, and any cultural, historical or scenic aspects.Describe any existing structures on the site, and the use of the structures.Attach photographs of the site.Snapshots or Polaroid photos will be accepted. 33.Describe the surrounding properties,including information on plants and animals and any cultural, historical or scenic aspects.Indicate the type of land use (residential, commercial, etc.), intensity of land use (one-family, apartment houses, shops, department stores, etc.), and scale of development (height,frontage,set-back,rear yard,etc.).Attach photographs of the vicinity. Snapshots or polaroid photos will be accepted. Certification I hereby certify that the statements furnished above and in the attached exhibits present the data and information required for this initial evaluation to the best of my ability, and that the facts, statements, and information presented are true and correct to the best of my knowledge and belief. Date:/2/0 /77 Signature:..04T/ For: P-1(0)Page 4 of 4 Revised 07/10 0 CHICAGO TITLE PRELIMINARY REPORT COMPANY Order No.:73713001989-PM Property:3147 Roosevelt Street Carlsbad, CA 92008 In response to the application for a policy of title insurance referenced herein,Chicago Title Company hereby reports that it is prepared to issue,or cause to be issued,as of the date hereof,a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth,insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules,Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One.The policy to be issued may contain an arbitration clause.When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties.Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One.Copies of the policy forms should be read.They are available from the office which issued this report. This report (and any supplements or amendments hereto)is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby.If it is desired that liability be assumed prior to the issuance of a policy of title insurance,a Binder or Commitment should be requested. The policy(ies) of title insurance to be issued hereunder will be policy(ies) of Chicago Title Insurance Company,a Nebraska corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully.The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list an liens, defects and encumbrances affecting title to the land. Chicago Title Insurance Company .By: • Countersigned By:%A 4'44444 - •( - 40e.....„ r L:11 0,'President004 efr.A.Attest: Authorized Officer or Agent 't 4'•4.'4(0".."""*'"*. Secretary tr"'mm fr tar MAR 13 2017 CARLSBAD :)!T VON CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.10.17 07 12:12 PM CA-CT-FWDO-02180.055820-SPS-1 -13-73713001989 I A Visit Us on our Website:www.ctic.com CHICAGO TITLE COMPANY ISSUING OFFICE:2365 Northside Drive, Suite 600, San Diego, CA 92108 FOR SETTLEMENT INQUIRIES, CONTACT: Price Builders 6351 Nancy Ridge Drive •San Diego, CA 92121 (858)866-4004 •FAX PRELIMINARY REPORT Title Officer:Patty Meredith Customer:Leo Fingelstein Email:patty.meredith©ctt.com Email:leo©pricebuilders.com Phone No.:(619)521-3449 Phone No.:(858)866-4004 Fax No.:(619)209-3494 Fax No.: Title No.: 73713001989-PM Ref. No.:3147 Roosevelt ST. PROPERTY ADDRESS(ES): 3147 Roosevelt Street, Carlsbad, CA EFFECTIVE DATE:February 28, 2017 at 07:30 AM The form of policy or policies of title insurance contemplated by this report is: ALTA Homeowner's Policy of Title Insurance 2010 ALTA Loan Policy 2006 1.The estate or interest in the Land hereinafter described or referred to covered by this Report is: Fee 2.Title to said estate or interest at the date hereof is vested in: Lien Trang Tram, a married man as his sole and separate property 3.The Land referred to in this Report is described as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.10.17 12:12 PM CA-CT-FWDO-02180.055820-SPS-1 -13-73713001989 • EXHIBIT "A" Legal Description For APN/Parcel ID(s):204-085-03 Lot 24 in Block 32 of Town of Calrsbad Amended,in the City of Carlsbad, County of San Diego, State of California,according to Map thereof No.775,filed in the Office of the County Recorder of San Diego County, February 15, 1894. CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.10.17 @ 12:12 PM CA-CT-FWDO-02180.055820-SPS-1 -13-73713001989 Title No.:73713001989-PM AT THE DATE HEREOF,EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: 1.Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2013-2014. 2.Property taxes, including any personal property taxes and any assessments collected with taxes, are paid.For proration purposes the amounts were: Tax Identification No.:204-085-03 Fiscal Year:2016-2017 1st Installment:$3,752.55 2nd Installment $3,752.55 Exemption:$0.00 Code Area:09098 3.The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (Commencing with Section 75) of the Revenue and Taxation Code of the State of California. 4.Easement(s) for the purpose(s) shown below and rights incidental thereto as delineated or as offered for dedication, on the map of said tract/plat; Purpose:5 feet reserved on all exterior lines Recording No.:Map No 775 5.Matters contained in that certain document Entitled:City of Carlsbad Housing and Redevelopment Commission Parking in-Lieu Fee Program Participation Agreement Recording Date:January 4, 2007 Recording No.:File No. 2007-0006902 Official Records Reference is hereby made to said document for full particulars. 6.Matters contained in that certain document Entitled:City of Carlsbad Housing and Redevelopment Commission Parking in-Lieu Fee Program Participation Agreement Recording Date:March 1,2010 Recording No.:File No. 2010-0100693 Official Records Reference is hereby made to said document for full particulars. 7.Matters contained in that certain document Entitled:Notice of Restriction on Real Property Executed by:Lien Tram and City of Carlsbad Recording Date:December 11,2013 Recording No.:2013-0715002, Official Records Reference is hereby made to said document for full particulars. 8.Please be advised that our search did not disclose any open Deeds of Trust of record.If you should have knowledge of any outstanding obligation, please contact the Title Department immediately for further review prior to closing. 9.Any rights, interests, or claims of parties in possession of the Land not shown by the public records. CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.10.17 (fp 12:12 PM CA-CT-FWDO-02180.055820-SPS-1 -13-73713001989 Title No.:73713001989-PM 10.Any rights, interests or claims, which are not shown by the public records but which could be ascertained by an inspection of the Land or which may be asserted by persons in possession thereof. 11.In order to complete this report, the Company requires a Statement of Information to be completed by the following party(ies), Party(ies):Lien Trang Tram The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE:The Statement of Information is necessary to complete the search and examination of title under this order.Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name.Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. 12.In order to complete this report, the Company requires a Statement of Information to be completed by the following party(ies), Party(ies):Buyer(s) The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE:The Statement of Information is necessary to complete the search and examination of title under this order.Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name.Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. END OF EXCEPTIONS CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.10.17 @ 12:12 PM CA-CT-FWDO-02180.055820-SPS-1-13-73713001989 Title No.:73713001989-PM NOTES Note 1.Note:The current owner does NOT qualify for the $20.00 discount pursuant to the coordinated stipulated judgments entered in actions filed by both the Attorney General and private class action plaintiffs, for the herein described Land. Note 2.If a county recorder, title insurance company, escrow company, real estate broker, real estate agent or association provides a copy of a declaration, governing document or deed to any person, California law requires that the document provided shall include a statement regarding any unlawful restrictions.Said statement is to be in at least 14-point bold face type and may be stamped on the first page of any document provided or included as a cover page attached to the requested document.Should a party to this transaction request a copy of any document reported herein that fits this category, the statement is to be included in the manner described. Note 3.If this company is requested to disburse funds in connection with this transaction, Chapter 598, Statutes of 1989 mandates hold periods for checks deposited to escrow or sub-escrow accounts.The mandatory hold period for cashier's checks, certified checks and teller's checks is one business day after the day deposited. Other checks require a hold period of from two to five business days after the day deposited.In the event that the parties to the contemplated transaction wish to record prior to the time that the funds are available for disbursement (and subject to Company approval), the Company will require the prior written consent of the parties.Upon request, a form acceptable to the company authorizing said early recording may be provided to Escrow for execution. Wire Transfers There is no mandated hold period for funds deposited by confirmed wire transfer.The Company may disburse such funds the same day. Chicago Title will disburse by Wire (Wire-out) only collected funds or funds received by confirmed Wire (Wire-in).Wiring Instructions for Chicago Title Company, San Diego, CA, are as follows: Receiving Bank:Union Bank 1980 Saturn Street Monterey Park, CA 91755 ABA Routing No.:122000496 Credit Account Name:Chicago Title Company Credit Account No.:9101051077 Escrow No.:73713001989 These wiring instructions are for this specific transaction involving the Title Department of the San Diego office of Chicago Title Company.These instructions therefore should not be used in other transactions without first verifying the information with our accounting department.It is imperative that the wire text be exactly as indicated.Any extraneous information may cause unnecessary delays in confirming the receipt of funds. Note 4.Any documents being executed in conjunction with this transaction must be signed in the presence of an authorized Company employee, an authorized employee of an agent, an authorized employee of the insured lender, or by using Bancsery or other approved third-party service.If the above requirements cannot be met, please call the company at the number provided in this report. Note 5.Your application for title insurance was placed by reference to only a street address or tax identification number.Based on our records, we believe that the legal description in this report covers the parcel(s) of Land that you requested.If the legal description is incorrect, the seller/borrower must notify the Company and/or the settlement company in order to prevent errors and to be certain that the correct parcel(s) of Land will appear on any documents to be recorded in connection with this transaction and on the policy of title insurance. CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.10.17 ©12:12 PM CA-CT-FWDO-02180.055820-SPS-1-13-73713001989 Naar.Title No.:73713001989-PM Note 6.A Preliminary Change of Ownership form is required upon a change in ownership of the Land. Section 480 of the Revenue and Taxation Code of the State of California requires that a grantee of real property complete a Preliminary Change of Ownership statement, which is to be filed at the time that a grant deed is recorded.In the event that the statement is not completed and presented at the time of the recording of the deed, the recorder will assess the grantee an additional charge to record the deed. Note 7.Note:There are NO conveyances affecting said Land recorded within 24 months of the date of this report. Note 8.Note:The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116 indicating that there is located on said Land a single family residence ,known as 3147 Roosevelt Street, Carlsbad, Ca, to an Extended Coverage Loan Policy. Note 9.Note:None of the items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to an Extended Coverage Loan Policy, when issued. END OF NOTES CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.10.17 @ 12:12 PM CA-CT-FWDO-02180.055820-SPS-1-13-73713001989 ATTACHMENT ONE AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS In addition to the Exceptions in Schedule B, you are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1.Governmental police power, and the existence or violation of any law or government regulation.This includes building and zoning ordinances and also laws and regulations concerning: •land use •improvements on the land •land division •environmental protection This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at policy date. This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2.The right to take the land by condemning it,unless: •a notice of exercising the right appears in the public records on the Policy Date •the taking happened prior to the Policy Date and is binding on you if you bought the land without knowledge of the taking 3.Title Risks: •that are created, allowed, or agreed to by you •that are known to you, but not to us, on the Policy Date-unless they appeared in the public records •that result in no loss to you •that first affect your title after the Policy Date -this does not limit the labor and material lien coverage in Item 8 of Covered Title Risks 4.Failure to pay value for your title. 5.Lack of a right: •to any land outside the area specifically described and referred to in Item 3 of Schedule A or •in streets, alleys, or waterways that touch your land This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. In addition to the Exclusions, you are not insured against loss, costs, attorneys' fees, and the expenses resulting from: 1.Any rights, interests, or claims of parties in possession of the land not shown by the public records. 2.Any easements or liens not shown by the public records.This does not limit the lien coverage in Item 8 of Covered Title Risks. 3.Any facts about the land which a correct survey would disclose and which are not shown by the public records.This does not limit the forced removal coverage in Item 12 of Covered Title Risks. 4.Any water rights or claims or title to water in or under the land, whether or not shown by the public records. Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating,prohibiting or relating (i)the occupancy,use,or enjoyment of the land;(ii)the character,dimensions or location of any improvement now or hereafter erected on the land; (iii)a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part;or (iv)environmental protection,or the effect of any violation of these laws,ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b)Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2.Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3.Defects, liens, encumbrances, adverse claims, or other matters: (a)whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b)not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c)resulting in no loss or damage to the insured claimant; (d)attaching or created subsequent to Date of Policy; or (e)resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4.Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5.Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6.Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. SCHEDULE B, PART I EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: PART I 1.Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records.Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2.Any facts,rights,interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3.Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4.Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. Attachment One (07/26/10) -• ATTACHMENT ONE (CONTINUED) FORMERLY AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT-FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating,prohibiting or relating to (i)the occupancy,use,or enjoyment of the land;(ii)the character,dimensions or location of any improvement now or hereafter erected on the land; (iii)a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part;or (iv)environmental protection,or the effect of any violation of these laws,ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b)Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2.Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3.Defects, liens, encumbrances, adverse claims, or other matters: (a)created, suffered, assumed or agreed to by the insured claimant; (b)not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c)resulting in no loss or damage to the insured claimant; (d)attaching or created subsequent to Date of Policy (except to the extent that this policy insures the priority of the lien of the insured mortgage over any statutory lien for services, labor or material or to the extent insurance is afforded herein as to assessments for street improvements under construction or completed at Date of Policy); or (e)resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage. 4.Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with applicable doing business laws of the state in which the land is situated. 5.Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6.Any statutory lien for services, labor or materials (or the claim of priority of any statutory lien for services, labor or materials over the lien of the insured mortgage) arising from an improvement or work related to the land which is contracted for and commenced subsequent to Date of Policy and is not financed in whole or in part by proceeds of the indebtedness secured by the insured mortgage which at Date of Policy the insured has advanced or is obligated to advance. 7.Any claim, which arises out of the transaction creating the interest of the mortgagee insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (i)the transaction creating the interest of the insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer; or (ii)the subordination of the interest of the insured mortgagee as a result of the application of the doctrine of equitable subordination; or (iii)the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a)to timely record the instrument of transfer; or (b)of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1.Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records.Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2.Any facts,rights,interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3.Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4.Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. Attachment One (07/26/10) swor ATTACHMENT ONE (CONTINUED) 2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (iii)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws,ordinances,or governmental regulations.This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company,not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11,13, or 14); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5.Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records.This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) that arise by reason of: 1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records;(b)proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. Attachment One (07/26/10) _ ATTACHMENT ONE (CONTINUED) FORMERLY AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (10-17-92) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating,prohibiting or relating to (i)the occupancy,use,or enjoyment of the land;(ii)the character,dimensions or location of any improvement now or hereafter erected on the land; (iii)a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part;or (iv)environmental protection,or the effect of any violation of these laws,ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b)Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2.Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3.Defects, liens, encumbrances, adverse claims, or other matters: (a)created, suffered, assumed or agreed to by the insured claimant; (b)not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c)resulting in no loss or damage to the insured claimant; (d)attaching or created subsequent to Date of Policy, or (e)resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the estate or interest insured by this policy. 4.Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (i)the transaction creating the estate or interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or (ii)the transaction creating the estate or interest insured by this policy being deemed a preferential transfer except where the preferential transfer results from the failure: (a)to timely record the instrument of transfer; or (b)of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1.Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records.Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2.Any facts,rights,interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3.Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4.Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. Attachment One (07/26/10) sfti.# ATTACHMENT ONE (CONTINUED) 2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (iii)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws,ordinances,or governmental regulations.This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company,not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a)a fraudulent conveyance or fraudulent transfer; or (b)a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) that arise by reason of: 1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. Attachment One (07/26/10) 0 ATTACHMENT ONE (CONTINUED) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-22-03) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-22-03) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1.Governmental police power, and the existence or violation of any law or government regulation.This includes ordinances, laws and regulations concerning: a.building b.zoning c.Land use d.improvements on Land e.Land division f.environmental protection This Exclusion does not apply to violations or the enforcement of these matters if notice of the violation or enforcement appears in the Public Records at the Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14,15,16,17 or 24. 2.The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes.This Exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at the Policy Date. 3.The right to take the Land by condemning it,unless: a.notice of exercising the right appears in the Public Records at the Policy Date; or b.the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing of the taking. 4.Risks: a.that are created, allowed, or agreed to by You, whether or not they appear in the Public Records; b.that are Known to You at the Policy Date, but not to Us, unless they appear in the Public Records at the Policy Date; c.that result in no loss to You; or d.that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.d, 22, 23, 24 or 25. 5.Failure to pay value for Your Title. 6.Lack of a right: a.to any Land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b.in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 18. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: •For Covered Risk 14,15,16 and 18, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 14:1.00% of Policy Amount $10.000.00 or $2,500.00 (whichever is less) Covered Risk 15:1.00% of Policy Amount $25,000.00 or $5.000.00 (whichever is less) Covered Risk 16:1.00% of Policy Amount $25.000.00 or $5.000.00 (whichever is less) Covered Risk 18:1.00%of Policy Amount $5.000.00 or $2.500.00 (whichever is less) Attachment One (07/26/10) •••••.vd •ee"Sk .4.6100.ATTACHMENT ONE (CONTINUED) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1.Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a.building; b.zoning; c.land use; d.improvements on the Land; e.land division; and f.environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2.The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes.This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3.The right to take the Land by condemning it.This Exclusion does not limit the coverage described in Covered Risk 17. 4.Risks: a.that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b.that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c.that result in no loss to You; or d.that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5.Failure to pay value for Your Title. 6.Lack of a right: a.to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b.in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7.The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy,state insolvency, or similar creditors' rights laws. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: •For Covered Risk 16,18,19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 16:1.00% of Policy Amount Shown in Schedule A $10,000.00 or $2,500.00 (whichever is less) Covered Risk 18:1.00% of Policy Amount Shown in Schedule A $25,000.00 or $5,000.00 (whichever is less) Covered Risk 19:1.00% of Policy Amount Shown in Schedule A $25,000.00 or $5,000.00 (whichever is less) Covered Risk 21:1.00% of Policy Amount Shown in Schedule A $5,000.00 or $2,500.00 (whichever is less) Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (10/13/01) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law,ordinance or governmental regulation (including but not limited to zoning laws, ordinances, or regulations) restricting,regulating, prohibiting or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions or location of any improvements now or hereafter erected on the Land; (iii) a separation in ownership or a change in the dimensions or areas of the Land or any parcel of which the Land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Policy.This exclusion does not limit the coverage provided under Covered Risks 12, 13, 14, and 16 of this policy. (b)Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Policy.This exclusion does not limit the coverage provided under Covered Risks 12, 13, 14, and 16 of this policy. 2.Rights of eminent domain unless notice of the exercise thereof has been recorded in the Public Records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without Knowledge. 3.Defects, liens, encumbrances, adverse claims or other matters: (a)created, suffered, assumed or agreed to by the Insured Claimant; (b)not Known to the Company,not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (this paragraph does not limit the coverage provided under Covered Risks 8, 16, 18, 19, 20, 21, 22, 23, 24, 25 and 26); or (e)resulting in loss or damage which would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of the Insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with applicable doing business laws of the state in which the Land is situated. 5.Invalidity or unenforceability of the lien of the Insured Mortgage, or claim thereof, which arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, except as provided in Covered Risk 27, or any consumer credit protection or truth in lending law. 6.Real property taxes or assessments of any governmental authority which become a lien on the Land subsequent to Date of Policy.This exclusion does not limit the coverage provided under Covered Risks 7, 8(e) and 26. 7.Any claim of invalidity,unenforceability or lack of priority of the lien of the Insured Mortgage as to advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy.This exclusion does not limit the coverage provided in Covered Risk 8. 8.Lack of priority of the lien of the Insured Mortgage as to each and every advance made after Date of Policy, and all interest charged thereon, over liens, encumbrances and other matters affecting the title, the existence of which are Known to the Insured at: (a)The time of the advance; or (b)The time a modification is made to the terms of the Insured Mortgage which changes the rate of interest charged, if the rate of interest is greater as a result of the modification than it would have been before the modification.This exclusion does not limit the coverage provided in Covered Risk 8. 9.The failure of the residential structure,or any portion thereof to have been constructed before,on or after Date of Policy in accordance with applicable building codes.This exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at Date of Policy. Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07/26/10) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (iii)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws,ordinances,or governmental regulations.This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company,not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11,16, 17,18,19, 20, 21, 22, 23, 24, 27 or 28); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5.Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law.This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6.Any claim of invalidity,unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy.This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy.This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. 8.The failure of the residential structure, or any portion of it,to have been constructed before, on or after Date of Policy in accordance with applicable building codes.This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured mortgage, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. Attachment One (07/26/10) MINN glamil0.1111111111111 MOM MA 0 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective:May 1, 2015; Last Updated:March 1, 2017 At Fidelity National Financial,Inc.,we respect and believe it is important to protect the privacy of consumers and our customers.This Privacy Notice explains how we collect, use, and protect any information that we collect from you, when and to whom we disclose such information, and the choices you have about the use of that information.A summary of the Privacy Notice is below, and we encourage you to review the entirety of the Privacy Notice following this summary.You can opt-out of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice. Types of Information Collected.You may provide us How Information is Collected.We may collect personal with certain personal information about you,like your information from you via applications,forms,and contact information,address demographic information,correspondence we receive from you and others related to social security number (SSN),driver's license,passport,our transactions with you.When you visit our websites other government ID numbers and/or financial information.from your computer or mobile device,we automatically We may also receive browsing information from your collect and store certain information available to us Internet browser, computer and/or mobile device if you visit through your Internet browser or computer equipment to or use our websites or applications.optimize your website experience. Use of Collected Information.We request and use your When Information Is Disclosed.We may disclose your personal information to provide products and services to information to our affiliates and/or nonaffiliated parties you,to improve our products and services,and to providing services for you or us,to law enforcement communicate with you about these products and services.agencies or governmental authorities, as required by law, We may also share your contact information with our and to parties whose interest in title must be determined. affiliates for marketing purposes. Choices With Your Information.Your decision to Information From Children.We do not knowingly collect submit information to us is entirely up to you.You can information from children who are under the age of 13, and opt-out of certain disclosure or use of your information or our website is not intended to attract children. choose to not provide any personal information to us. Privacy Outside the Website.We are not responsible for International Users.By providing us with you the privacy practices of third parties,even if our website information,you consent to its transfer,processing and links to those parties' websites.storage outside of your country of residence, as well as the fact that we will handle such information consistent with this Privacy Notice. The California Online Privacy Protection Act.Some FNF companies provide services to mortgage loan servicers and, in some cases, their websites collect information on behalf of mortgage loan servicers.The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through those websites. Your Consent To This Privacy Notice.By submitting Access and Correction;Contact Us.If you desire to information to us or by using our website,you are contact us regarding this notice or your information, please accepting and agreeing to the terms of this Privacy Notice.contact us at privacv(fnf.com or as directed at the end of this Privacy Notice. Privacy Statement Printed:03.10.17 (§)12:12 PM by s SCA0002597.doc / Updated:04.01.16 —73713001989 •_ FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective:May 1, 2015; Last Updated:March 1, 2017 Fidelity National Financial, Inc. and its majority-owned subsidiary companies providing title insurance, real estate- and loan-related services (collectively, "FNF", "our" or "we") respect and are committed to protecting your privacy. We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be used in compliance with this Privacy Notice and applicable laws.This Privacy Notice is only in effect for Personal Information and Browsing Information collected and/or owned by or on behalf of FNF,including Personal Information and Browsing Information collected through any FNF website,online service or application (collectively, the "Website"). Types of Information Collected We may collect two types of information from you:Personal Information and Browsing Information. Personal Information.FNF may collect the following categories of Personal Information: •contact information (e.g., name, address, phone number, email address); •demographic information (e.g., date of birth, gender, marital status); •social security number (SSN), driver's license, passport, and other government ID numbers; •financial account information; and •other personal information needed from you to provide title insurance, real estate-and loan-related services to you. Browsing Information.FNF may collect the following categories of Browsing Information: •Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information; •browser language and type; •domain name system requests; •browsing history, such as time spent at a domain, time and date of your visit and number of clicks; •http headers, application client and server banners; and •operating system and fingerprinting data. How Information is Collected In the course of our business, we may collect Personal Information about you from the following sources: •applications or other forms we receive from you or your authorized representative; •the correspondence you and others send to us; •information we receive through the Website; •information about your transactions with,or services performed by,us,our affiliates or nonaffiliated third parties; and •information from consumer or other reporting agencies and public records maintained by governmental entities that we obtain directly from those entities, our affiliates or others. If you visit or use our Website, we may collect Browsing Information from you as follows: •Browser Log Files.Our servers automatically log each visitor to the Website and collect and record certain browsing information about each visitor.The Browsing Information includes generic information and reveals nothing personal about the user. •Cookies.When you visit our Website,a "cookie" may be sent to your computer.A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive.When you visit a website again, the cookie allows the website to recognize your computer.Cookies may store user preferences and other information.You can choose whether or not to accept cookies by changing your Internet browser settings, which may impair or limit some functionality of the Website. Use of Collected Information Information collected by FNF is used for three main purposes: •To provide products and services to you or any affiliate or third party who is obtaining services on your behalf or in connection with a transaction involving you. •To improve our products and services. •To communicate with you and to inform you about our, our affiliates' and third parties' products and services, jointly or independently. When Information Is Disclosed Privacy Statement Printed:03.10.17 @ 12:12 PM by s SCA0002597.doc / Updated:04.01.16 —73713001989 We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) and Browsing Information to various individuals and companies, as permitted by law, without obtaining your prior authorization.Such laws do not allow consumers to restrict these disclosures.Please see the section "Choices With Your Personal Information"to learn how to limit the discretionary disclosure of your Personal Information and Browsing Information. Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties: •to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; •to our affiliate financial service providers for their use to market their products or services to you; •to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed information only in connection with such services; •to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to market financial products or services to you; •to law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoena or court order; •to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest must be determined, settled, paid, or released prior to closing; and •other third parties for whom you have given us written authorization to disclose your Personal Information. We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith belief that such disclosure is necessary to: •comply with a legal process or applicable laws; •enforce this Privacy Notice; •investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any other information provided by you violates the rights of a third party; or •protect the rights, property or personal safety of FNF, its users or the public. We maintain reasonable safeguards to keep your Personal Information secure.When we provide Personal Information to our affiliates or third party service providers as discussed in this Privacy Notice,we expect that these parties process such information in compliance with our Privacy Notice or in a manner that is in compliance with applicable privacy laws.The use of your information by a business partner may be subject to that party's own Privacy Notice.Unless permitted by law,we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent. We reserve the right to transfer your Personal Information,Browsing Information,and any other information,in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of our bankruptcy, reorganization,insolvency, receivership or an assignment for the benefit of creditors.You expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings.We cannot and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any of the information that is disclosed to us. Choices With Your Information Whether you submit Personal Information or Browsing Information to FNF is entirely up to you.If you decide not to submit Personal Information or Browsing Information,FNF may not be able to provide certain services or products to you.The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit, include: •for our everyday business purposes —to process your transactions,maintain your account(s), to respond to law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoenas or court orders, or report to credit bureaus; •for our own marketing purposes; •for joint marketing with financial companies; and •for our affiliates' everyday business purposes —information about your transactions and experiences. You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under the following circumstances ("opt-out"): •for our affiliates' everyday business purposes —information about your creditworthiness; and •for our affiliates to market to you. Privacy Statement Printed:03.10.17 ©12:12 PM by s SCA0002597.doc / Updated:04.01.16 —73713001989 'Aar; To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and Browsing Information by notifying us by one of the methods at the end of this Privacy Notice.We do not share your personal information with non-affiliates for their direct marketing purposes. For California Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law.Currently, our policy is that we do not recognize "do not track" requests from Internet browsers and similar devices. For Nevada Residents:You may be placed on our internal Do Not Call List by calling (888)934-3354 or by contacting us via the information set forth at the end of this Privacy Notice.Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General,555 E.Washington St.,Suite 3900,Las Vegas,NV 89101;Phone number:(702)486-3132;email: BCP IN FO©ag.state.nv. us. For Oregon Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes,except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties,except as permitted by Vermont law,such as to process your transactions or to maintain your account.In addition, we will not share information about your creditworthiness with our affiliates except with your authorization.For joint marketing in Vermont, we will only disclose your name, contact information and information about your transactions. Information From Children The Website is meant for adults and is not intended or designed to attract children under the age of thirteen (13).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian.By using the Website, you affirm that you are over the age of 13 and will abide by the terms of this Privacy Notice. Privacy Outside the Website The Website may contain links to other websites.FNF is not and cannot be responsible for the privacy practices or the content of any of those other websites. International Users FNF's headquarters is located within the United States.If you reside outside the United States or are a citizen of the European Union,please note that we may transfer your Personal Information and/or Browsing Information outside of your country of residence or the European Union for any of the purposes described in this Privacy Notice.By providing FNF with your Personal Information and/or Browsing Information,you consent to our collection and transfer of such information in accordance with this Privacy Notice. The California Online Privacy Protection Act For some FNF websites, such as the Customer CareNet ("CCN"), FNF is acting as a third party service provider to a mortgage loan servicer.In those instances, we may collect certain information on behalf of that mortgage loan servicer via the website.The information which we may collect on behalf of the mortgage loan servicer is as follows: •first and last name; •property address; •user name and password; •loan number; •social security number -masked upon entry; •email address; •three security questions and answers; and •IP address. The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN.The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through this website.For example,if you believe that your payment or user information is incorrect, you must contact your mortgage loan servicer. CCN does not share consumer information with third parties, other than (1) those with which the mortgage loan servicer has contracted to interface with the CCN application,or (2)law enforcement or other governmental Privacy Statement Printed:03.10.17 @ 12:12 PM by s SCA0002597.doc / Updated:04.01.16 —73713001989 ea*, authority in connection with an investigation,or civil or criminal subpoenas or court orders.All sections of this Privacy Notice apply to your interaction with CCN, except for the sections titled "Choices with Your Information" and "Access and Correction." If you have questions regarding the choices you have with regard to your personal information or how to access or correct your personal information, you should contact your mortgage loan servicer. Your Consent To This Privacy Notice By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information by us in compliance with this Privacy Notice.Amendments to the Privacy Notice will be posted on the Website.Each time you provide information to us,or we receive information about you,following any amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future.We may use comments,information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing with our affiliates for their marketing purposes, please send your requests to privacvnfnf.com or by mail or phone to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn:Chief Privacy Officer (888) 934-3354 Privacy Statement Printed:03.10.17 @ 12:12 PM by s SCA0002597.doc/Updated:04.01.16 —73713001989 1111111* NINO Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions,a preliminary report or commitment.Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate.As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative.These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount.These discounts only apply to transactions involving services rendered by the FNF Family of Companies.This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. Not all discounts are offered by every FNF Company.The discount will only be applicable to the FNF Company as indicated by the named discount. FNF Underwritten Title Companies Underwritten by FNF Underwriters CTC -Chicago Title Company CTIC -Chicago Title Insurance Company Available Discounts CREDIT FOR PRELIMINARY TITLE REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (CTIC) Where no major change in the title has occurred since the issuance of the original report or commitment, the order may be reopened within twelve (12) to thirty-six (36) months and all or a portion of the charge previously paid for the report or commitment may be credited on a subsequent policy charge. DISASTER LOANS (CTIC) The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within twenty-four (24) months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area,which was partially or totally destroyed in the disaster, will be fifty percent (50%) of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent (50%)to seventy percent (70%)of the appropriate title insurance rate,depending on the type of coverage selected.The charge for a lender's policy shall be thirty-two percent (32%)to fifty percent (50%)of the appropriate title insurance rate, depending on the type of coverage selected. Notice of Available Discounts Printed:03.10.17 @ 12:12 PM by s SCA0002598.doc / Updated:12.05.14 --73713001989 INVOICE (00005013) BILLING CONTACT LIEN TRAM City of Carlsbad I fyo3147 Roosevelt St Carlsbad, Ca 92008 1635 Faraday Avenue Carlsbad, CA 92008-7314 Carlsbad INVOICE NUMBER INVOICE DATE INVOICE DUE DATE INVOICE STATUS INVOICE DESCRIPTION 00005013 03/13/2017 03/13/2017 Due NONE REFERENCE NUMBER FEE NAME TOTAL RP2017-0003 POSTAGE (ALL)$16.17 3147 Roosevelt St Carlsbad, CA 92008 SUB TOTAL $16.17 TOTAL $16.17 I 1111111111110 11111 PHI 1111111111111111111111111 111111111 101 March 13, 2017 9:23 am Page 1 of 1