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Home My WebLink AboutSDP 16-13; OAK VETERANS HOUSING; Site Development Plan (SDP)inmiarm 111111111111111111111111.1 1111111111111111111111101111 tb*I1001 CCity of LAND USE REVIEW Development Services Planning Division Carlsbad APPLICATION 1635 Faraday Avenue P-1 (760) 602-4610 www.carlsbadca.gov APPLICATIONS APPLIED FOR:(CHECK BOXES) Development Permits (FOR DEPT. USE ONLY)Legislative Permits (FOR DEPT. USE ONLY) O Coastal Development Permit ['Minor D General Plan Amendment O Conditional Use Permit 0 Local Coastal Program Amendment Minor 0 Extension 0 Day Care (Large)D Master Plan D Amendment O Environmental Impact Assessment Specific Plan El Amendment O Habitat Management Permit 0 Minor Zone Change 0 Hillside Development Permit (11 Minor Zone Code Amendment O Nonconforming Construction Permit South Carlsbad Coastal Review Area Permits 0 Planned Development Permit LI Minor Review Permit 111 Residential Non-Residential 0 Administrative Minor 0 Major O Planning Commission Determination O Reasonable Accommodation Village Review Area Permits IZ1 Site Development Plan Minor %1)1tiso 02 Review Permit Special Use Permit 0 Administrative Minor D Major El Tentative Parcel Map (Minor Subdivision) O Tentative Tract Map (Major Subdivision) 0 Variance Minor NOTE: A PROPOSED PROJECT REQUIRING MULTIPLE APPLICATIONS MUST BE SUBMITTED PRIOR TO 3:30 P.M.A PROPOSED PROJECT REQUIRING ONLY ONE APPLICATION MUST BE SUBMITTED PRIOR TO 4:00 P.M. ASSESSOR PARCEL NO(S).:204-111-02 PROJECT NAME:Carlsbad Veterans BRIEF DESCRIPTION OF PROJECT:50 unit, scattered site project for veteran families and homeless/special needs veterans. BRIEF LEGAL DESCRIPTION:Land situated in the City of Carlsbad according to map no. 1744 LOCATION OF PROJECT:965-967 Oak Avenue, Carlsbad, CA STREET ADDRESS ON THE:South SIDE OF Oak Avenue (NORTH, SOUTH, EAST, WEST)(NAME OF STREET) BETWEEN Harding Street AND 1-5 Freeway (NAME OF STREET)(NAME OF STREET) P-1 Page 1 of 6 Revised 03/16 -'10601610 S ilie OWNER NAME (Print):Affirmed Housing Group APPLICANT NAME (Print):Affirmed Housing Group MAILING ADDRESS:13520 Evening Creek Drive N,Ste 160 MAILING ADDRESS: 13520 Evening Creek Drive N. Ste 160 CITY,STATE, ZIP:San Diego, CA 92128 CITY, STATE, ZIP:San Diego, CA 92128 TELEPHONE:858-679-2828 TELEPHONE:858-679-2828 EMAIL ADDRESS:sydney@affirmedhousing.com EMAIL ADDRESS:sydney@affirmedhousing.com I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO KNOWLEDGE.I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF MY KNOWLEDGE. SET FORTH HEREIN IS MY AUTHO IZED REPRESENTATIVE FOR PURPOSES OF THIS APPLICATION.. 5/4/16 cm -J 5/4/16 SIGNATURE DATE SIG TUR DATE APPLICANT'RESENTATIVE (Print):Sydney Cordova, Affirmed sing Group MAILING ADDRESS:13520 Evening Creek Drive N,Ste 160 CITY, STATE, ZIP:San Diego, CA 92128 TELEPHONE:858-679-2464 EMAIL ADDRESS:sydney@affirmedhousing.com I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE INFORMATION IS TRUE AND C RECT TO THE BEST OF MY KNOW DGE. 5/4/16 SIGNA RE DATE IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION.I/WE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDED ON THE TITLE TO HIS PROPE TY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH THE LAND AND BIND ANY SUCCESSORS I INTEREST. PROPE 1N AER Si E( FOR CITY USE ONL T RECEIVED MAY 1 0 2016 CITY CI-CARLSBAD PLANNING DIVISION DATE STAMP APPLICATION RECEIVED RECEIVED BY: GO- P-1 Page 2 of 6 Revised 03/16 (AFFIRMEDHOUSINGGROUP ••IL May 6, 2016 RECEIVED Planning Division MAY 1 0 2016CityofCarlsbadCITY Or- p,LR1635 Faraday Avenue A r.LssAD• Carlsbad, CA 92008 Attention:Greg Fisher Subject:Carlsbad Veteran Housing: Site Development Plan Application Density Bonus Dear Mr. Fisher, Affirmed Housing Group (AHG)is the developer of 965-967 Oak Avenue in the city of Carlsbad (APN 204- 111-02). AHG respectfully requests a Density Bonus for this development pursuant to Chapter 21.86 of the Carlsbad Municipal Code as legislated through the State of California, based upon the following: •The site will consist of 24 affordable apartments for homeless veterans and veteran families. •100%of the units will be affordable or supportive housing. •The project will serve homeless and low income veterans for a period greater than 30 years. The project site is .5 acres and is zoned R-30, allowing 11 units to the acre without the density bonus; the density bonus will be necessary to make this project feasible. We are confident that our design and compatibility with the neighborhood will show that this site can successfully accommodate 24 units. Your support of this allowance is vital and we look forward to your decision. Respectfully, Sydney Cordova Assistant Project Manager Affirmed Housing Group ... -iiiiii .. Carlsbad Veteran Housing 50 Unit Scattered Site (2 sites, 2 buildings) 9% Tax Credits +City Contribution +Veteran Housing Funds (VHHP) SOURCES Per Unit % Total INCOME Type Qty.Sub-% AMI Rental Income Permanent Loan-Non SN Units Only $--0.0%total -Net Total City of Carlsbad Funding $4,250,000 85,000 18.9%Studio-SN 25 30%$447 $11,175 Veteran Funding Loan (VHHP)$3,250,000 65,000 14.5%Studio 0 25 40%$549 $- Veteran Funding-Capital Service Reserve $1,326,175 26,524 5.9%1BR 0 30%$435 $- 1BR 0 40%$587 $- State Tax Credit Equity $1,813,112 36,262 8.1%1BR 5 45%$663 $3,315 Federal Tax Credit Equity $11,820,898 236,418 52.6%1BR 5 50%$739 $3,695 1BR 5 60%$891 $4,455 TOTAL SOURCES $22,460,185 449,204 100.0%1BR Mgr 1 16 mkt $-$- 2BR 0 30%$521 $- 2BR 0 40%$704 $- $1,720,598 2BR 2 45%$795 $1,590 2BR 1 50%$886 $886 2BR 4 7 60%$1,068 $4,272 3BR 0 30%$601 $- 3BR 0 40%$812 $- 3BR 1 45%$917 $917 USES 3BR 0 50%$1,023 $- Land Purchase $3,265,000 65,300 15.7%3BR 1 2 60%$1,233 $1,233 Land Carry (bridge loan)$171,413 3,428 0.8%I TOTAL I 50 I 50 I 1 I $8,898 I Land Acqusition Total Cost $3,436,413 68,728 16.6%Annual Residential Income $378,456 Site Work $750,000 15,000 3.6%Excess PBV Income:$- Structures $8,200,000 164,000 39.5%Other Income $12,600 Hard Cost subtotal $10,410,000 208,200 50.2%Total Gross Annual Income $391,056 Construction Contingency $781,000 15,620 3.8%Vacancy @ 5.0%$(19,553) Architecture & Engineering $750,000 15,000 3.6%TOTAL NET ANNUAL INCOME $371,503 Construction Interest & Fees $283,000 5,660 1.4% Capitalized Reserves $1,426,175 28,524 6.9% Taxes & Insurance $155,000 3,100 0.7%EXPENSES per unit Cost of Issuance $--0.0%Administrative $750 $37,500 Escrow & Title $20,000 400 0.1%Management $420 $21,000 Legal Fees $150,000 3,000 0.7%Utilities $820 $41,000 Devel Impact Fees & Permits $860,000 17,200 4.1%Payroll $1,900 $95,000 Tax Credit Fees $58,000 1,160 0.3%Insurance $300 $15,000 Misc. Soft Costs $150,000 3,000 0.7%Maintenance $780 $39,000 Other::Relocation $50,000 78,044 18.8%Other:$100 $5,000 Soft Cost subtotal $3,902,175 4,200 1.0%Other Expenses Subtotal $5,070 $253,500 Soft Cost Contingency $210,000 40,000 9.6%Resident Services $2,500 $125,000 Developer Fee $2,000,000 Replacement Reserves $300 $15,000 414,792 100.0%Real Estate Taxes $100 $5,000 TOTAL USES $20,739,588 Other: (specify)$-$- a ANNUAL EXPENSES I $7,970 I $398,500 I FINANCING ASSUMPTIONS TAX CREDIT ASSUMPTIONS Permanent Loan Amount (non-SN units)-9% Tiebreaker 60.33% Permanent Loan Interest Rate 5.50%Tax Credits Requested $1,137,171 Permanent Loan Term (mo.)420 Equity Pricing $1.05 Net Operating Income N/A LP Interest 99% Debt Service $0 Tax Credit Factor 1.04 Debt Coverage Ratio N/A Applicable Rate -9%N/A Construction Loan Amount $9,190,560 Applicable Rate -4%9.00% Construction Loan Interest Rate 2.20%Income Escalation 2.00% Construction Loan Term (mo.)24 Expense Escalation 3.00% Loan to Value 44.42%Non-Profit yes CONFIDENTIAL Carlsbad Veteran Housing_9% Scattered Site_without perm debt_4.8.16.xlss Property of Affirmed Housing Group 5/6/2016 1:54 PM ..„,••- .„.„.„. ....--,. •-•,„,..„It„-- - ,...n . -. rt • s.',...... . ... 1•41.1 •.r•--....r.i;'-:.1 . ..•••...,, ••,•____-..--••. 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".1.C‘'41. • 41\A "CI:E --. ;.1.7 \1".:er'.';ik-.1.''... '''''"I \4":1 :14,.I,c„.4 1... ;11 }.Y.;t %;14 .5 - .r,cr)'-,-.--....K...I •-\c-P•' .ct-S;.ki'...„2.-.4 . . . - (Th •-C4 -.lin Pli.,:s;.44.s,!Y" ' . - •bli•'„.-1-;"-S •\4,-.-",.-2 o.4.•..-•- ..•isf‘...14 ' \N., - ...'''..?*-‘..- .':::.7.'7 „It,4.c,'''':\,'''''. ';„„- .7',":, -. 1....•'''.". •.1;.2 -,-‘.40"..,..''*" -- ,tle '.' ......•-"'-..„•="2'.v-1 "4 :„„A*4.A .A . 4 * Carlsbad Veteran Housing Affirmed Housing is excited to present our concept for Carlsbad Veteran Housing, affordable housing for Veterans, in the City of Carlsbad (the City).The concept will provide 50 units of housing for low income Veterans, their families, and homeless Veterans. This is a wonderful opportunity for the City to contribute to the development of beautifully designed, dedicated and permanent homes for those who have served our country, while also providing 50 housing units toward Carlsbad's fair share of the regional need for low, very low and extremely low income housing,as identified in the Housing Element of the City's General Plan. Carlsbad Veteran Housing will provide 50 affordable residences for Veterans and their families with incomes of 30-60%of the Area Median Income.A portion of the units will provide Permanent Supportive Housing for homeless veterans with Extremely Low Incomes. We propose to develop 50 units on two separate sites, which are less than Y2 mile apart. The first site is at 965-967 Oak Avenue and the second is at 3606, 3618 and 3630 Harding Street.The building located on Oak Avenue will contain 24 residences and the building located on Harding will contain 26 residences.The Special Needs units will be equally distributed between the two project sites. These sites are convenient to public transportation, including bus stops and the train station, which provide connection to job centers, health care and services.Shopping, Parks and recreational amenities are also conveniently located nearby,as well as elementary schools for veteran families with children and a senior center for aging veterans. Both buildings will be two stories over a one story parking garage and will contain a manager's office, community room and Case Manager's offices.Each will be designed in the Santa Barbara style of architecture in keeping with the context of the surrounding Village, with earth-tone colors and careful attention to detail of both the buildings and landscaping. The sustainable design will feature the latest energy-saving and water-wise technologies and best-practices throughout each building and site.The combined square footage of the buildings is approximately 60,000 SF.The studio units are 400 SF,the one bedroom units are 500 SF,the two bedroom units are 750 SF and the three bedroom units are 1,000 SF. All of the veterans at Carlsbad Veteran Housing will have access to dedicated on-site services, specifically geared towards their particular needs. This includes services intended to improve housing retention, health, education and employment/career opportunities. The Special Needs (homeless) Veterans at Carlsbad Veteran Housing will have access to additional extensive services to enhance their life skills and ability to maintain housing.Such services include a dedicated Case Manager who will work with the Veteran on an individual case plan, offer assistance in applying for benefits, and provide linkages to other community services. The success of these services depends on delivery by strong organizations with special expertise in working with Veterans. Affirmed has successful partnerships with service providers such as PATH and f.0.4es NW'.41 Community Catalysts, Veteran's Community Services to provide specialized services for Veterans in our other developments .We will enter into a long-term agreement with one of these experienced service providers to provide support to Special Needs Veterans at Carlsbad Veteran Housing. Each of our expert service provider partners have demonstrated track-records helping Veterans retain housing; linking them to benefits, jobs, and community services; improving their health status; and maximizing their ability to live and work in the community. Development Services City of DISCLOSURE STATEMENT Planning Division CarlSbad P -1(A)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission lor Committee. The following information MUST be disclosed at the time of application submittal.Your project cannot be reviewed until this information is completed. Please print. Note: Person is defined as "Any individual, firm, co-partnership, joint venture, association, social club, fraternal organization, corporation, estate, trust, receiver, syndicate, in this and any other county, city and county, city municipality, district or other political subdivision or any other group or combination acting as a unit." Agents may sign this document; however, the legal name and entity of the applicant and property owner must be provided below. 1.APPLICANT (Not the applicant's agent) Provide the COMPLETE,LEGAL names and addresses of ALL persons having a financial interest in the application. If the applicant includes a corporation or partnership, include the names,titles,addresses of all individuals owning more than 10%of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person James Silverwood Corp/Part Affirmed Housing Group Title President/CEO Title Address 13520 Evening Creek Dr. N, Ste 160 Address 13520 Evening Creek Dr.N, Ste 160 2.OWNER (Not the owner's agent) Provide the COMPLETE,LEGAL names and addresses of ALL persons having any ownership interest in the property involved.Also,provide the nature of the legal ownership (i.e.,partnership,tenants in common,non-profit,corporation,etc.).If the ownership includes a corporation or partnership, include the names, titles, addresses of all individuals owning more than 10% of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person James Silverwood Corp/Part Affirmed Housing Group Title President/CEO Title Address 3520 Evening Creek Dr. N, Ste 160 Address 13520 Evening Creek Dr.N, Ste 160 San Diego, CA 92128 San Diego, CA 92128 P-1(A)Page 1 of 2 Revised 07/10 =.........1111.•11111111111111MOMMINIIII .......... Nile ''Wid 3.NON-PROFIT ORGANIZATION OR TRUST If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust, list the names and addresses of ANY person serving as an officer or director of the non- profit organization or as trustee or beneficiary of the. Non Profit/Trust Non Profit/Trust Title Title Address Address 4.Have you had more than $500 worth of business transacted with any member of City staff,Boards,Commissions,Committees and/or Council within the past twelve (12) months? nYes n No If yes, please indicate person(s): NOTE:Attach additional sheets if necessary. I certify that all the above information is true and correct to the best of my knowledge. lb.C A_A Signatur-••wner/daii Signa •f applicant/date James Sil -ood for Affirmed Housing Group James Silverwood for Affirmed Housing Group Print or type name of owner Print or type name of applicant Signature of owner/applicant's agent if applicable/date Print or type name of owner/applicant's agent P-1 (A)Page 2 of 2 Revised 07/10 ----._ c.....00 CHAZARDOUS WASTE Development Services City of AND SUBSTANCES Planning Division Carlsbad STATEMENT 1635 Faraday Avenue P -1((760)602-4610C)www.carlsbadca.gov Consultation of Lists of Sites Related to Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5,I have consulted the Hazardous Waste and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): 1:1 The development project and any alternatives proposed in this application are not contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. El The development project and any alternatives proposed in this application are contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT PROPERTY OWNER Name:Affirmed Housing Group Name:Affirmed Housing Group Address: 13520 Evening Creek Drive N., Ste 160 Address:13520 Evening Creek Drive N., Ste 160 San Diego, CA 92128 San Diego, CA 92128 Phone Number:858-679-2828 Phone Number:858-679-2828 Address of Site:965-967 Oak Avenue, Carlsbad, CA Local Agency (City and County):City of Carlsbad, San Diego County Assessor's book, page, and parcel number:204-111 -02 Specify list(s):N/A Regulatory Identification Number:N/A Date of List:N/A 1 Applicant Si •ii re/Date Property Ow -ignaturencire< The Hazardous Waste and Substances Sites List (Cortese List)is used by the State,local agencies and developers to comply with the California Environmental Quality Act requirements in providing information about the location of hazardous materials release sites. P-1(C)Page 1 of 2 Revised 02/13 CC.City of PROJECT DESCRIPTION Development Services Planning Division Carlsbad P1(B)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov PROJECT NAME:Carlsbad Veteran Housing APPLICANT NAME:Affirmed Housing Group Please describe fully the proposed project by application type.Include any details necessary to adequately explain the scope and/or operation of the proposed project.You may also include any background information and supporting statements regarding the reasons for,or appropriateness of, the application.Use an addendum sheet if necessary. Description/Explanation: See attached Description. P-1(B)Page 1 of 1 Revised 07/10 _ NJ. TIME LIMITS ON Development Services(City of DISCRETIONARY Planning Division Carlsbad PROJECTS 1635 Faraday Avenue (760) 602-4610 P-1(E)www.carlsbadca.gov PLEASE NOTE: Time limits on the processing of discretionary projects established by state law do not start until a project application is deemed complete by the City.The City has 30 calendar days from the date of application submittal to determine whether an application is complete or incomplete.Within 30 days of submittal of this application you will receive a letter stating whether this application is complete or incomplete.If it is incomplete, the letter will state what is needed to make this application complete. When the application is complete, the processing period will start upon the date of the completion letter. If you have any questions regarding application submittal requirements (i.e.,clarification regarding a specific requirement or whether all requirements are necessary for your particular application) please call (760) 602-4610. Applicant Signature: • Staff Signature: Date: To be stapled with receipt to the application P-1(E)Page 1 of 1 Revised 07/10 .• DAHL I N R IV ED group MAY 1 0 2016 ECE PLANNING DIV IQION May 6,2016 CITY OF Randy Metz Fire Marshal Carlsbad Fire Department Fire Prevention 1635 Faraday Avenue Carlsbad, CA 92008-7314 SUBJECT:AM&M Proposal for the Carlsbad Veterans Housing Projects Pre-Application Number PRE 16-01 & Attached SDP Submittal Dear Randy: In accordance with Section 104.9 of the 2013 California Fire Code, we are requesting an alternate method of fire protection for the proposed project detailed below. This is in response to item #1 on page 7 of the February 23, 2016 comments letter for the multifamily affordable housing site plans submitted under Pre- Application Number PRE 16-01. PROJECT INFORMATION Project:Carlsbad Veterans Housing Owner:Affirmed Housing 965-967 Oak Avenue and 13520 Evening Creek Drive North, Suite 160 3606-3618 & 3630 Harding Street San Diego, CA 92128 Carlsbad, CA 92008 858-679-2828 REQUEST: Both sites do not comply with the fire department access requirements. The applicant shall submit a detailed site plan showing the deficiencies and alternate means and methods to mitigate. CODE SECTION REFERENCE AND THE INTENT: Section 503.1.1 of the 2013 California Fire Code specifies that a fire apparatus access road shall extend to within 150 feet of all portions of the facility and all portions of the exterior walls of the first story of the building as measured by an approved route around the exterior of the building or facility. However, for this project, the 150 feet distance is exceeded by approximately 50 feet, for a total of approximately 200 feet. PROPOSAL In addition to providing an NFPA 13 automatic fire sprinkler system, we propose the addition of a manual horizontal standpipe system (Class I,2-1/2 inch hose connections) along the exterior perimeter of the building as an alternate equivalent to meeting the 150 feet length fire department access roadway. JUSTIFICATION Fire department access roadways provide apparatus access for firefighting operations.The 150 feet distance is based on the standard length of pre-connected fire hose carried on fire trucks and is not intended to be measured to any point within the building. Adding a standpipe connection (Class I,2-1/2 inch hose 539 South Cedros Avenue +1-858-3500544 WWW.DAHLINGROUP.COM Solana Beach,California 92075 USA +1-858-350-0540 fax •* Letter to Randy Metz RE: AM&M Proposal for the Carlsbad Veterans Housing Pre-App Number PRE 16-01 & SDP Submittal May 6, 2016 Page 2 of 2 connections) at a point along the exterior perimeter of the building will eliminate long hose runs and provide additional tactical firefighting operations for exterior firefighting as an alternate to the 150 feet roadway requirement. This approach provides a direct correlation to the code intent to limit the maximum length of hose needed to reach any point along the exterior of the building. Furthermore, Section 503.1.1, Exception 1.1 states that the fire code official is authorized to increase the dimension of 150 feet where the building is equipped throughout with an approved automatic sprinkler system installed in accordance with Section 903.3.1.1, i.e., an NF PA 13 system. ADDITIONAL COMMENTS Please refer to the site plans included with the attached SDP submittal package, and do not hesitate to contact me should you have any questions or concerns about our proposal.Thank you for your consideration. Sincerely, GA131".A.1* Andrew "Jack allagher, AIA,EED AP Senior Associate / Senior Architect Director —Solana Beach Office ARCHITECTURE 1 PLANNING EIA INFORMATION Development Services CC•Ay of FORM Planning Division Carlsbad P-1(D)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov INSTRUCTION SHEET FOR COMPLETING AN ENVIRONMENTAL IMPACT ASSESSMENT INFORMATION FORM This Environmental Information Form will be used to assist staff in determining what type of environmental documentation (i.e.,Environmental Impact Report,Mitigated Negative Declaration,Negative Declaration or Exemption)will be required to be prepared for your application,per the California Environmental Quality Act (CEQA)and Title 19 of Carlsbad's Municipal Code.The clarity and accuracy of the information you provide is critical for purposes of quickly determining the specific environmental effects of your project. Any environmental studies (i.e.,biological,cultural resource,traffic,noise)that are necessary to substantiate a "no impact"or "yes impact"determination should be submitted as an attachment to this Environmental Information Form.This is especially important when a Negative Declaration is being sought.The more information provided in this form,the easier and quicker it will be for staff to complete the Environmental Impact Assessment Form —Initial Study. P-1(D)Page 1 of 4 Revised 07/10 '*imovr ENVIRONMENTAL INFORMATION FORM (To be Completed by Applicant) Date Filed:5/6/16 (To be completed by City) Application Number(s): General Information 1.Name of project:Carlsbad Veterans 2.Name of developer or project sponsor:Affirmed Housing Group Address:13520 Evening Creek Drive N., Ste 160 City, State, Zip Code:San Diego, CA 92128 Phone Number:858-679 -2828 3.Name of person to be contacted concerning this project:Sydney Cordova Address:13520 Evening Creek Drive N., Ste 160 City, State, Zip Code:San Diego, CA 92128 Phone Number:858-679-2464 4.Address of Project:965-967 Oak Avenue, Carlsbad, CA Assessor's Parcel Number:204-111 -02 5.List and describe any other related permits and other public approvals required for this project, including those required by city, regional, state and federal agencies: 6.Existing General Plan Land Use Designation:R-30 Residential 7.Existing zoning district:RD -M 8.Existing land use(s):Residential 9.Proposed use of site (Project for which this form is filed):Affordable multi-family housing; veteran families and homeless/special needs veterans. Project Description 10.Site size:.5 acres 11.Proposed Building square footage:27,324 12:Number of floors of construction:3 13.Amount of off-street parking provided:23 spaces 14.Associated projects:Carlsbad Veterans -Harding Street site P-1(D)Page 2 of 4 Revised 07/10 sitoi 15.If residential, include the number of units and schedule of unit sizes:24 units; 14 studios, 8 one bedrooms,2 two bedrooms. 16.If commercial, indicate the type, whether neighborhood, city or regionally oriented, square footage of sales area, and loading facilities: N/A 17.If industrial, indicate type, estimated employment per shift, and loading facilities: N/A 18.If institutional, indicate the major function, estimated employment per shift, estimated occupancy, loading facilities, and community benefits to be derived from the project: N/A 19.If the project involves a variance, conditional use or rezoning applications, state this and indicate clearly why the application is required: N/A P-1(D)Page 3 of 4 Revised 07/10 Are the following items applicable to the project or its effects?Discuss all items checked yes (attach additional sheets as necessary). Yes No 20.Change in existing features of any bays, tidelands, beaches, or hills, or substantial 0 alteration of ground contours. 21.Change in scenic views or vistas from existing residential areas or public lands or 0 0 roads. 22.Change in pattern, scale or character of general area of project.0 23.Significant amounts of solid waste or litter.0 24.Change in dust, ash, smoke, fumes or odors in vicinity.0 25.Change in ocean,bay,lake,stream or ground water quality or quantity,or 0 alteration of existing drainage patterns. 26.Substantial change in existing noise or vibration levels in the vicinity.0 27.Site on filled land or on slope of 10 percent or more.0 0 28.Use of disposal of potentially hazardous materials,such as toxic substances,0 flammables or explosives. 29.Substantial change in demand for municipal services (police, fire, water, sewage,0 etc.). 30.Substantially increase fossil fuel consumption (electricity, oil, natural gas, etc.). 31.Relationship to a larger project or series of projects.0 Environmental Setting Attach sheets that include a response to the following questions: 32.Describe the project site as it exists before the project, including information on topography, soil stability, plants and animals, and any cultural, historical or scenic aspects.Describe any existing structures on the site, and the use of the structures.Attach photographs of the site.Snapshots or Polaroid photos will be accepted. 33.Describe the surrounding properties,including information on plants and animals and any cultural, historical or scenic aspects.Indicate the type of land use (residential, commercial, etc.), intensity of land use (one-family, apartment houses, shops, department stores, etc.), and scale of development (height,frontage,set-back,rear yard,etc.).Attach photographs of the vicinity. Snapshots or polaroid photos will be accepted. Certification I hereby certify that the statements furnished above and in the attached exhibits present the data and information required for this initial evaluation to the best of my ability, and that the facts, statements, and information presented are true and correct to the best of my knowledge and belief. 5/4/16 ixDate:Signature: For:Affir -d ousing Group P-1(D)Page 4 of 4 Revised 07/10 -,..,...0-. 's...........) Chicago Title Company0 2365 Northside Drive, Suite 600,San Diego, CA 92108 Phone:(619) 521-3500 •Fax:(619) 521-3608 Issuing Policies ofChicago Title Insurance Company ORDER NO.:12207597-993-SD2-CFU Escrow/Customer Phone:(619) 521-3500 Affirmed Housing Group Title Officer:Ken Cyr & Mark Franklin13520 Evening Creek Dr. N 160 Title Officer Phone:(619) 521-3555San Diego, CA 92128 Title Officer Fax:(619) 521-3608ATTN:Sydney Cordova Title Officer Email:eyr-franklin@ett.comEmail:Sydney@affirmedhousing.com Ref:965-967 Oak Ave. PROPERTY:965-967 OAK AVE., CARLSBAD, CA PRELIMINARY REPORT In response to the applicationfor a policy oftitle insurance referenced herein, Chicago Title Company hereby reports that it is prepared to issue,or cause to be issued, as ofthe date hereof a policy or policies oftitle insurance describing the land and the estate or interest therein hereinafter set forth,insuring against loss which may be sustained by reason ofany defect,lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules,Conditions and Stipulations or Conditions ofsaid policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks ofsaid policy or policies are set forth in Attachment One.The policy to be issued may contain an arbitration clause.When the Amount ofInsurance is less than that setforth in the arbitration clause,all arbitrable matters shall be arbitrated at the option ofeither the Company or the Insured as the exclusive remedy of the parties.Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liabilityfor certain coverages are also setforth in Attachment One.Copies of the policy forms should be read.They are available from the office which issued this report. This report (and any supplements or amendments hereto)is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby.Ifit is desired that liability be assumedprior to the issuance ofa policy of title insurance, a Binder or Commitment should be requested. The policy(s)of title insurance to be issued hereunder will be policy(s)of Chicago Title Insurance Company,a Nebraska Corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions setforth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice ofmatters which are not covered under the terms ofthe title insurance policy and should be carefully considered It is important to note that this preliminary report is not a written representation as to the condition oftitle and may not list all liens, defects and encumbrances affecting title to the land Chicago Title Company ..•---By 4W/1144:41—' it.NV.Randy Quark,President 1+Attest By:I --/AuthorizedSignature Signature ...• Michael Srayelle Secretary CLTA Preliminary Report Form —Modified (11/17/06)Page 1 ....,_„..,,,..,,....womemokol........111•11111earrawrom 101.011...111111111•Maimmi 0 0 0 Chicago Title Company 2365 Northside Drive, Suite 600,San Diego, CA 92108 Phone:(619) 521-3500 •Fax:(619)521-3608 PRELIMINARY REPORT EFFECTIVE DATE:April 27, 2016 at 7:30 a.m. ORDER NO.:12207597-993-SD2-CFU The form of policy or policies of title insurance contemplated by this report is: CLTA Standard Coverage Owners Policy (04-08-14) I.THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A Fee as to Parcel(s)1 Easement(s) more fully described below as to Parcel(s)2 2.TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: AFFIRMED HOUSING GROUP, INC.,a Delaware corporation 3.THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS: See Exhibit A attached hereto and made a part hereof. CLTA Preliminary Report Form —Modified (11/17/06)Page 2 PRELIMINARY REPORT Chicago Title Company YOUR REFERENCE:965-967 Oak Ave.ORDER NO.:12207597-993-SD2-CFU EXHIBIT "A" LEGAL DESCRIPTION THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF CARLSBAD, IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL 1:APN: 204-111-02 ALL THAT PORTION OF LOT 1 OF THE SUBDIVISION OF TRACTS 114 AND 120 OF CARLSBAD LAND, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 1744,FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY,JANUARY 3,1923, DESCRIBED AS FOLLOWS:• BEGINNING AT A POINT OF THE CENTER LINE OF OAK AVENUE, DISTANT THEREON NORTH 55°27'EAST 469.95 FEET FROM ITS INTERSECTION WITH THE CENTER LINE OF FIFTH STREET, THENCE CONTINUING ALONG THE SAID CENTER LINE OF OAK AVENUE, NORTH 66°27'EAST A DISTANCE OF 90 FEET TO THE NORTHWESTERLY CORNER OF THAT TRACT OF LAND AS CONVEYED BY THE SOUTH COAST LAND COMPANY TO ROBERT W. AND MARY E.CHAMBERS, BY DEED DATED APRIL 13,1925 AND RECORDED IN BOOK 1095, PAGE 20 OF DEEDS; THENCE ALONG THE SOUTHWESTERLY LINE OF SAID CHAMBERS LAND, SOUTH 34° 33' EAST A DISTANCE OF 480 FEET TO A POINT ON THE CENTER LINE OF PINE AVENUE; THENCE ALONG THE SAID CENTER LINE OF PINE AVENUE SOUTH 55°27'WEST, A DISTANCE OF 90 FEET; THENCE NORTH 34° 33' WEST A DISTANCE OF 480 FEET TO A POINT OF BEGINNING. EXCEPTING THEREFROM THE SOUTHEASTERLY 240 FEET TOGETHER WITH THAT PORTION OF OAK AVENUE CONTIGUOUS AND ADJACENT NORTHWESTERLY TO THE ABOVE DESCRIBED LAND AS VACATED AND CLOSED BY A RESOLUTION OF THE CITY OF CARLSBAD RECORDED MARCH 3,1961 AS FILE/PAGE NO. 38238 OF OFFICIAL RECORDS. EXCEPTING THEREFROM THAT PORTION OF SAID VACATED STREET DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE CENTER LINE OF OAK AVENUE, DISTANT ALONG SAID CENTER LINE NORTH 55°59' 02" EAST, 554.35 FEET FROM THE INTERSECTION OF SAID CENTER LINE WITH THE CENTER LINE OF HARDING STREET (FORMERLY FIFTH STREET); THENCE (1) SOUTH 34° 00' 58" EAST, 30.00 FEET TO THE NORTHWESTERLY LINE OF THE SOUTHERLY 10 FEET OF OAK AVENUE, AS CLOSED TO PUBLIC USE BY THE CITY OF CARLSBAD BY RESOLUTION NO.723, RECORDED MARCH 3,1961 AS FILE/PAGE NO. 38238 OF OFFICIAL RECORDS; THENCE (2) SOUTH 79° 00' 58" EAST, 7.89 FEET TO THE NORTHEASTERLY LINE OF SAID AAPODACA'S LAND THENCE (3) ALONG SAID NORTHEASTERLY LINE, NORTH 34° 01' 26" WEST, 35.58 FEET TO SAID CENTER LINE OF OAK AVENUE; THENCE (4) ALONG LAST SAID CENTER LINE SOUTH 55°59' 02" WEST, 5.58 FEET TO THE POINT OF BEGINNING. PARCEL 2: AN EASEMENT FOR MAINTAINING A WATER PIPELINE OVER THE NORTHEASTERLY 3 FEET OF THE SOUTHEASTERLY 240 FEET OF THAT PORTION OF LOT 1 OF THE SUBDIVISION OF TRACTS 114 AND 120 OF CARLSBAD LAND, IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO.1744,FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, JANUARY 3,1923, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT OF THE CENTER LINE OF OAK AVENUE, DISTANT THEREON NORTH 55° 27' EAST 469.95 FEET FROM ITS INTERSECTION WITH THE CENTER LINE OF FIFTH STREET THENCE CONTINUING ALONG THE SAID CENTER LINE OF OAK AVENUE, NORTH 56° 27' EAST, A DISTANCE OF 90 FEET TO THE NORTHWESTERLY CORNER OF THAT TRACT OF LAND AS CONVEYED BY THE SOUTH COAST LAND COMPANY TO ROBERT W. AND MARY E.CHAMBERS, BY DEED DATED APRIL 13,1925 AND RECORDED IN BOOK 1095, PAGE 20 OF DEEDS; THENCE ALONG THE SOUTHWESTERLY LINE OF SAID CHAMBERS LAND, SOUTH 34°33'EAST,A DISTANCE OF 480 FEET TO A POINT ON THE CENTER LINE OF PINE AVENUE; THENCE ALONG THE SAID CENTER LINE OF PINE AVENUE SOUTH 55° 27' WEST, A DISTANCE OF 90 FEET; CLTA Preliminary Report Form —Modified (11/17/06)Page 3 MN IN OM PRELIMINARY REPORT Chicago Title Company YOUR REFERENCE:965-967 Oak Ave.ORDER NO.:12207597-993-SD2-CFU EXHIBIT A (Continued) THENCE NORTH 34° 33' WEST A DISTANCE OF 480 FEET TO A POINT OF BEGINNING. CLTA Preliminary Report Form —Modified (11/17/06)Page 4 PRELIMINARY REPORT Chicago Title Company YOUR REFERENCE:965-967 Oak Ave.ORDER NO.:12207597-993-SD2-CFU EXCEPTIONS AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: A.Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2016-2017. B.The lien of supplemental or escaped assessments of property taxes,if any,made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively,of the Revenue and Taxation Code of the State of California as a result ofthe transfer of title to the vestee named in Schedule A or as a result ofchanges in ownership or new construction occurring prior to Date of Policy. 1.A deed oftrust to secure an indebtedness in the amount shown below, Amount:$3,101.750.00 Dated:February 24, 2016 Trustor/Grantor Affirmed Housing Group, Inc.,a Delaware corporation Trustee:Chicago Title Company,a California corporation Beneficiary:Low Income Investment Fund,a California nonprofit public benefit corporation Loan No.:20940 Recording Date:February 24, 2016 Recording No:2016-0079997,of Official Records 2.Matters contained in that certain document Entitled:Regulatory Agreement Dated:February 24, 2016 Executed by:Affirmed Housing Group,Inc.,a Delaware corporation and Low Income Investment Fund, a California nonprofit public benefit corporation Recording Date:February 24, 2016 Recording No:2016-0079998,of Official Records Reference is hereby made to said document for full particulars. 3.A financing statement as follows: Debtor:Affirmed Housing Group, Inc. Secured Party:Low Income Investment Fund Recording Date:February 24, 2016 Recording No:2016-0079999,of Official Records 4.Water rights, claims or title to water, whether or not disclosed by the public records. 5.Matters which may be disclosed by an inspection and/or by a correct ALTA/NSPS Land Title Survey of said Land that is satisfactory to the Company, and/or by inquiry ofthe parties in possession thereof. CLTA Preliminary Report Form —Modified (11/17/06)Page 5 4111 - 0 PRELIMINARY REPORT Chicago Title Company YOUR REFERENCE:965-967 Oak Ave.ORDER NO.:12207597-993-SD2-CFU EXCEPTIONS (Continued) 6.Any rights of the parties in possession of a portion of, or all of,said Land, which rights are not disclosed by the public records. The Company will require,for review,a full and complete copy of any unrecorded agreement,contract,license and/or lease, together with all supplements, assignments and amendments thereto, before issuing any policy of title insurance without excepting this item from coverage. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. PLEASE REFER TO THE "INFORMATIONAL NOTES" AND "REQUIREMENTS" SECTIONS WHICH FOLLOW FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION. END OF EXCEPTIONS CLTA Preliminary Report Form —Modified (11/17/06)Page 6 MINIOMIMM1.1011 -UMW= 1410 PRELIMINARY REPORT Chicago Title Company YOUR REFERENCE:965-967 Oak Ave.ORDER NO.:12207597-993-SD2-CFU REQUIREMENTS SECTION 1.The Company will require the following documents for review prior to the issuance ofany title insurance predicated upon a conveyance or encumbrance by the corporation named below: Name of Corporation:AFFIRMED HOUSING GROUP, INC.,a Delaware corporation a)A Copy ofthe corporation By-laws and Articles of Incorporation b)An original or certified copy ofa resolution authorizing the transaction contemplated herein c)If the Articles and/or By-laws require approval by a 'parent' organization,a copy ofthe Articles and By- laws of the parent The Company reserves the right to add additional items or make further requirements after review of the requested documentation. END OF REQUIREMENTS CLTA Preliminary Report Form —Modified (11/17/06)Page 7 C PRELIMINARY REPORT Chicago Title Company YOUR REFERENCE:965-967 Oak Ave.ORDER NO.:12207597-993-SD2-CFU INFORMATIONAL NOTES SECTION 1.Note:Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were: Tax Identification No.:204-111-02-00 Fiscal Year:2015-2016 1st Installment:$2,303.32 paid 2nd Installment:$2,303.32 paid Exemption:None Code Area:09000 2.Note:The policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation.Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to your Title Insurance coverage. 3.Note:The only conveyance(s) affecting said Land, which recorded within 24 months ofthe date of this report, are as follows: Grantor:Nedeljka Cvetkovic as Trustee of the Cvetkovic Family 1996 Trust, dated June 15,1996 Grantee:Affirmed Housing Group, Inc.,a Delaware corporation Recording Date:February 24, 2016 Recording No:2016-0079996 of Official Records END OF INFORMATIONAL NOTES Ken Cyr & Mark Franklin/gp CLTA Preliminary Report Form —Modified (11/17/06)Page 8 imirminowamewhi.MN - /Oak, SU. FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE At Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF", "our" or "we"), we value the privacy of our customers. This Privacy Notice explains how we collect,use, and protect your information and explains the choices you have regarding that information.A summary of our privacy practices is below.We also encourage you to read the complete Privacy Notice following the summary. Types of Information Collected. 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You may opt out of receiving consumer information submitted through this website.For communications from us about our products and/or services.example,if you believe that your payment or user Security And Retention Of Information information is incorrect,you must contact your mortgage FNF is committed to protecting the information you share with loan servicer. us and utilizes a combination of security technologies,CCN does not share consumer information with third parties, procedures and safeguards to help protect it from unauthorized other than those with which the mortgage loan servicer has access,use and/or disclosure.FNF trains its employees on contracted to interface with the CCN application.All sections of privacy practices and on FNF's privacy and information security this Privacy Notice apply to your interaction with CCN, except policies.FNF works hard to retain information related to you for the sections titled Choices with Your Information, and Access only as long as reasonably necessary for business and/or legal and Correction.If you have questions regarding the choices you purposes.have with regard to your personal information or how to access or correct your personal information, contact your mortgage loanInformation From Children servicer.The Website is meant for adults. The Website is not intended or designed to attract children under the age ofthirteen (13). We do Access and Correction not collect Personal Information from any person that we know To access your Personal Information in the possession of FNF to be under the age of thirteen (13) without permission from a and correct any inaccuracies,please contact us by email at parent or guardian.privacy@fnf.com or by mail at: Privacy Outside the Website Fidelity National Financial, Inc. The Website may contain links to other websites, including links 601 Riverside Avenue to websites of third party service providers.FNF is not and Jacksonville, Florida 32204 cannot be responsible for the privacy practices or the content of Attn: Chief Privacy Officer any ofthose other websites.Your Consent To This Privacy Notice International Users By submitting Personal Information and/or Browsing Because FNF's headquarters is located in the United States, we Information to FNF,you consent to the collection and use of may transfer your Personal Information and/or Browsing information by FNF in compliance with this Privacy Notice. 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Fidelity National Financial, Inc. such as the Customer CareNet ("CCN"), FNF is acting as a third All Rights Reserved. party service provider to a mortgage loan servicer.In those EFFECTIVE AS OF APRIL 1,2016 FNF Privacy Notice Effective:April 1,2016 .11M•01110••••••••• C Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial,Inc.and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions,a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the field rate.As such,your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below;consult the rate manual for a full description of the terms,conditions and requirements for each discount. These discounts only apply to transaction involving services rendered by the FNF Family of Companies.This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. FNF Underwritten Title Company FNF Underwriter CTC -Chicago Title Company CTIC -Chicago Title Insurance Company Available Discounts CREDIT FOR PRELIMINARY REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (CTIC) Where no major change in the title has occurred since the issuance ofthe original report or commitment, the order may be reopened within 12 months and all or a portion of the charge previously paid for the report or commitment may be credited on a subsequent policy charge within the following time period from the date of the report. DISASTER LOANS (CTIC) The charge for a lender's Policy (Standard or Extended coverage)covering the financing or refinancing by an owner of record, within 24 months ofthe date ofa declaration of a disaster area by the government of the United States or the State of California on any land located in said area,which was partially or totally destroyed in the disaster,will be 50%of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC) On properties used as a church or for charitable purposes within the scope ofthe normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be 50% to 70%ofthe appropriate title insurance rate, depending on the type of coverage selected.The charge for a lender's policy shall be 40% to 50%of the appropriate title insurance rate, depending on the type ofcoverage selected. EMPLOYEE RATE (CTC and CTIC) No charge shall be made to employees (including employees on approved retirement)of the Company or its underwritten, subsidiary title companies for policies or escrow services in connection with financing, refinancing,sale or purchase of the employees'bona fide home property. Waiver of such charges is authorized only in connection with those costs which the employee would be obligated to pay, by established custom,as a party to the transaction. CA Discount Notice Effective Date:1-10-2010 vel ATTACHMENT ONE CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY —1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage,costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy,use,or enjoyment of the land;(ii)the character, dimensions or location of any improvement now or hereafter erected on the land;(iii)a separation in ownership or a change in the dimensions or area ofthe land or any parcel ofwhich the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice ofthe enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date ofPolicy. (b)Any governmental police power not excluded by (a) above, except to the extent that a notice ofthe exercise thereof or notice of a defect,lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2.Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3.Defects, liens, encumbrances, adverse claims or other matters: (a)whether or not recorded in the public records at Date of Policy,but created,suffered,assumed or agreed to by the insured claimant; (b)not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c)resulting in no loss or damage to the insured claimant; (d)attaching or created subsequent to Date of Policy; or (e)resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4.Unenforceability ofthe lien ofthe insured mortgage because ofthe inability or failure ofthe insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5.Invalidity or unenforceability ofthe lien of the insured mortgage, or claim thereof, which arises out ofthe transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6.Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest ofthe insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1.Taxes or assessments which are not shown as existing liens by the records ofany taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices ofsuch proceedings, whether or not shown by the records of such agency or by the public records. 2.Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection ofthe land or which may be asserted by persons in possession thereof. 3.Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4.Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5.(a) Unpatented mining claims;(b) reservations or exceptions in patents or in Acts authorizing the issuance thereof;(c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c)are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the public records. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: I.Governmental police power, and the existence or violation ofthose portions of any law or government regulation concerning: a.building; b.zoning; c.land use; Attachment One (4-2-15) CA & NV 4i•_ _- d.improvements on the Land; e.land division; and f.environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a.,14,15,16,18,19, 20, 23 or 27. 2.The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes.ThisExclusion does not limit the coverage described in Covered Risk 14 or 15. 3.The right to take the Land by condemning it.This Exclusion does not limit the coverage described in Covered Risk 17.4.Risks: a.that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records;b.that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the PolicyDate; c.that result in no loss to You; or d.that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5.Failure to pay value for Your Title. 6.Lack of a right: a.to any land outside the area specifically described and referred to in paragraph 3 ofSchedule A;andb.in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7.The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8.Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9.Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows:•For Covered Risk 16,18,19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in ScheduleA. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Our Maximum Dollar Your Deductible Amount Limit of Liability 1.00%%of Policy Amount Shown in Schedule A or Covered Risk 16:$2,500.00 (whichever is less)$ 10,000.00 1.00%%of Policy Amount Shown in Schedule A or Covered Risk 18:$5,000.00 (whichever is less)$25,000.00 1.00%of Policy Amount Shown in Schedule A or Covered Risk 19:$5,000.00 (whichever is less)$ 25,000.00 1.00%of Policy Amount Shown in Schedule A or Covered Risk 21:$2,500.00 (whichever is less)$5,000.00 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy,and the Company will not pay loss or damage,costs,attorneys' fees, or expenses that arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating,prohibiting, or relating to (i)the occupancy, use, or enjoyment ofthe Land; (ii)the character, dimensions, or location ofany improvement erected on the Land;(iii)the subdivision ofland; or (iv)environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a)does not modify orlimitthe coverage provided under Covered Risk 5. (b)Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.2.Rights ofeminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; FNF Privacy Notice Effective:April 1,2016 MI NINE SOW4yee (b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14); or (e)resulting in loss or damage that would not have been sustained ifthe Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien ofthe Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing- business laws ofthe state where the Land is situated. 5.Invalidity or unenforceability in whole or in part of the lien ofthe Insured Mortgage that arises out ofthe transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien ofthe Insured Mortgage, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 13(b)ofthis policy. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date ofrecording of the Insured Mortgage in the Public Records.This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE (Except as provided in Schedule B -Part II,( t(or T)his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: (PART I (The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession ofthe Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey ofthe Land and not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c)are shown by the Public Records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. PART II In addition to the matters set forth in Part I ofthis Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:) 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy,and the Company will not pay loss or damage,costs, attorneys' fees, or expenses that arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (iii)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights ofeminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or FNF Privacy Notice Effective:April 1,2016 C (e)resulting in loss or damage that would not have been sustained ifthe Insured Claimant had paid value for the Title. 4.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a)a fraudulent conveyance or fraudulent transfer; or (b)a preferential transfer for any reason not stated in Covered Risk 9 ofthis policy. 5.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: (The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1.(a) Taxes or assessments that are not shown as existing liens by the records ofany taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices ofsuch proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession ofthe Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment,encumbrance,violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey ofthe Land and that are not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. 7.(Variable exceptions such as taxes, easements,CC&R's,etc. shown here.) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage,costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment ofthe Land; (ii)the character, dimensions, or location ofany improvement erected on the Land; (iii)the subdivision ofland; or (iv)environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d),14 or 16. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d),14 or 16. 2.Rights ofeminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11,16,17,18,19, 20, 21, 22, 23, 24, 27 or 28); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability ofthe lien ofthe Insured Mortgage because ofthe inability or failure ofan Insured to comply with applicable doing- business laws of the state where the Land is situated. 5.Invalidity or unenforceability in whole or in part ofthe lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law.This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6.Any claim of invalidity, unenforceability or lack of priority ofthe lien ofthe Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner ofthe estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. FNF Privacy Notice Effective:April 1,2016 NON111.011.11 ONENONNoomor ONi 8.The failure ofthe residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes.This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien ofthe Insured Mortgage, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 27(b)ofthis policy. 10.Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11.Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. FNF Privacy Notice Effective:April 1,2016 C 0 1 '00')6 i I W.Inet,k•'L..N1s--......I 61 /1/111111 ........„1--_TA.—7..1.-7,-1•ourAlutormsnammas .,,21- 410EOC11111111111111 it '41111F tX 4 I MIRifiElEinn11111111111 Emiritiruninunim LI 2 ; i .4 r ..."'-' ..;a 9Iir.‘.VWg :Ji rct.t 7.1 tit.c.001Vld (1)g '11 ggr:11. •2.•al . M. -t i°.7.04P.'Ini VI 1 i a '.....arr..11112 -.t...:0`44. 3 ' x ., i.. Iti 4. ,4* . i. fa-4..d •.._• i I - l .ie el Iditgih. 7 k 1...r.u. i 47.— A A•Iit...• ..1vs-... 1 ': liti'ME NI :Lip 1:Al 0 .e!d 1 *1 _...et yr _ _ _0..__i art Aro ____....itit.....L... . swot..3Av o-ro.......r........------wg.1""1 ---.0 i l'14 0)O 1)44..1 ev-e-v Ow ay of the land depicted. Except to the extent a policy of title insuraic City of Carlsbad 1635 Faraday Avenue Carlsbad CA 92008 11111111111111111 11E1111111 Applicant:AFFIRMED HOUSING GROUP Description Amount SDP16013 11,885.50 Receipt Number:R0117229 Transaction ID:R0117229 Transaction Date:05/10/2016 Pay Type Method Description Amount Payment Check 11,885.50 Transaction Amount:11,885.50 4 INNI kniiinflill1110111111.1.11111111 isi ,„_, 1/4 PrOf g EOM''••••44.f,44r.•--J-_-,v70.• Date: 7/11/17 Development Number: DEV16005 Project ID:SDP 16-13 Project Name: Oak Veteran's Housing Project Planner: Austin Silva INSTRUCTIONS: Project Planner —After cleaning the project file, complete this form, sign and date below, and forward to Admin Staff with project file. NOTES: The project file has been cleaned by removing duplicates, verifying documents are located in the correct tabs,and ensuring the project file contains all required versions of applications,correspondence, environmental documents, exhibits and public notices.Refer to Exhibit "A" for list of items to be retained in the project file. Refer to Exhibit "B" for list of items to be removed. 711/17ProjectPlanner's natu onfirming project file cleaning Date Attachment:Exhibit "A"—Clean Up of Planning Files Exhibit "B"—Items to be removed from Project File Planning Project File Clean-up Form /Lists Rev April 2017