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HomeMy WebLinkAbout2284 BRYANT DR; ; CB120620; Permit04-06-2012 City of Carlsbad 1635 Faraday Av Garlsbad, CA 92008 Mobile Home Building Permit Permit No: Building Inspection Request Line (760) 602-2725 CBl 20620 Job Address: Permit Type: Parcel No: Valuation: Occupancy Group: # Dwelling Units: Bedrooms: Project Title: 2284 BRYANT DR CBAD MOHO Sub Type: 2121013900 Lot#: $0.00 Construction Type: Reference #: 0 Structure Type: 0 Bathrooms: HAASE: INSTALL PERM. FOUNDATIO #40-6F ADDALT 0 NEW Status Applied Entered By: Plan Approved Issued Inspect Area: Applicant: ON LOCATION 442 W. ESPLANADE, STE 28 SAN JACINTO CA 92583 760-815-7069 PENDING 04/06/2012 JMA PC #: Owner: HAASE MARY V LIVING TRUST08-06-82 18616 E CERRO CT OTIS ORCHARDS WA 99027 Mobile Home Issuance Fee $20.00 Meter Fee $0.00 Earthquake Bracing Fee $63.00 SDCWA Fee $0.00 Coach Setup Fee $0.00 CFD Payoff Fee $0.00 Cabana/Ranada Fee $0.00 PFF (3105540) $0.00 Private Garage Fee $0.00 PFF (4305540) $0.00 Awning/Carport Fee $0.00 License Tax (3104193) $0.00 Porch Fee $0.00 License Tax (4304193) $0.00 Fence Over 6ft $0.00 Traffic Impact Fee (3105541) $0.00 Other Building Fee $0.00 Traffic Impact Fee (4305541) $0.00 Building Permit $0.00 Plumbing Fee $0.00 Plan Check $0.00 Electrical Fee $0.00 Park in Lieu Fee $0.00 Mechanical Fee $0.00 Bridge Fee $0.00 Housing Impact Fee $0.00 Pot. Water Con. Fee $0.00 Housing InLieu Fee $0.00 Meter Size Housing Credit Fee $0.00 Add'l Pot. Water Con. Fee $0.00 Master Drainage Fee $0.00 Reel. Water Con. Fee $0.00 Sewer Fee $0.00 Meter Size Additional Fees $0.00 Add'l Red. Water Con. Fee $0.00 TOTAL PERMIT FEES $83.00 Total Fees: $83.00 Total Payments To Date: $83.00 BalanceDue: $0.00 Inspector: Date: FINALAPPROVAL Clearance: NOTICE: Rease take NOTICE that approval of your project indudes the 'Imposition" of fees, dedications, reservations, or other exactions hereafter collectively refen-ed to as "fees/exactions." You have 90 da^ from the date this permit was issued to protest imposition of these fees/exactions. If you protest them, you must follow the protest procedures set forth in Govemment Code Section 66020(a}, and file the protest and any other required infonnation with the City Manager for processing in accordance with Carlsbad Municipal Code Section 3.32.030. Failure tc timely follow that procedure viflll bar any subsequent legal action to attack, review, set aside, void, or annul their imposition. You are hereby FURTHER NOT! FIED that your right to protest the specified fees/exactions DOES NOT APPLY to water and sewer connection fees and capacity changes, nor planning, zoning, grading or other similar application processing or service fees in connection v«th this prqect. NOR DOES IT APPLY to any fees/exactions of which vou have previously been oiven a NOTICE similar to this, or as to which the statute of limitations has previouslv othemvise expired. ^ CITY OF CARLSBAD Building Permit Application 1635 Faraday Ave., Carlsbad, CA 92008 760-602-2717 / 2718 / 2719 Fax: 760-602-8558 www.ca risbadca .gov Plan Check No. <:^(^['2. O (h20 Est. Vaiue Pian Cii. Deposit Date SWPP SUITE#/SPACE#/UNIT# CT/PROJECT # PHASE # # OF UNITS # BEDROOMS # BATHROOMS TENANT BUSINESS NAME CONSTR. TYPE OCC GROUP DESCRIPTION OF WORK:/nc/ude Square Fto$i;of>Uftcted»rea(s; , y / foc ^3^7^ EXISTING USE PROPOSED USE GARAGE (SF) PATIOS (SF) DECKS (SF) FIREPLACE YES • # NOD AIR CONDITIONING YES • NOD FIRESPRINKLERS YES D NOO APPUCANT NAME (Primary Contact) APPUCANT NAME (Secondafy Contact) ADDRESS I ^ / cmt; ~J. STATE ZIP ~~ ADDRESS PHONE TFAX , CITY STATE ZIP PHONE EMAIL FAX EMAIL Pfigpf RTY OWNER NAME , . TVT) O A CONTRACTOR BUS. NAME ITV , , TT^ 7~ STATE ~ ZIP ADDRESS , , 1^ CITY^ ~~ ' ^ STATE ZIP ~ (:5Vr> O^a^/u:} U7/^ f ^^.^7 =HONE „ FAX^ , PHONE FAX EMAIL 7/^^ -(^^ --7^^ ^ W-^^ - ^930 ARCH/DESIGNER NAME & ADDRESS MEJJC.# CITY BUS. UC.# 3 lloftff<> ir^t (Sec. 7031.5 Business and Professions Code: Any City or County which requires a permit to construct, alter, improve, demolish or repair any structure, prior to its issuance, also requires the applicant for such permit to file a signed statement that he is licensed pursuant to the provisions ofthe Contractor's License LawlChapter 9, commending with Section 7000 of Division 3 ofthe Business and Professions Code) or that he is exempt therefrom, and the basis for the alleged exemption. Any violation of Section 7031.5 by any applicant for a permit subjects the applicant to a civil penalty of not more than five hundred dollars ($500)). WORKERS' COMPENSATION Workers' Coinpensation Declaration; / hereby affirm under penalty of perjury one ofthe following declaraiions: ^ I have and will maintain a certificate of consent to self-Insure for workers' compensation as provided bySection 3700 of the LaborCode, forthe performance of the work for which ttiis permit Is issued. • I have and wiil maintain workers' compensation, as refilled by Section 3700 of the Labor Code, for the peiformance of the work for which this permit is issued. My woricers' compensation insudlnce c number are: Insurance Co. ..'^^'z^'TZT /Hyy^/O Poiicv Wo.^^'y—/y ''^ '^yQ Expiration Date . tnis permit IS issued, isatiqn insudlnce cilmer i and poiicy This section need not be completed If the permit is Ibr one hundred doiiars ($100) or less. G Certificate of Exemption: I certify that in the perfonnance of the worit for which this pennit is issued, i shall not employ any person in any manner so as to become subject to the Woriteis' Compensation Laws of Califbmia. WARNING: Failur« to secure woritera' compensation coverage Is unlawful, and shall subject an employer to criminal penalties and civil fines up to one hundred thousand dollars (&100,000), in addition to the cost of compensation, damages as provided for In Section^06 ^^e Labor code. Interest and attomey's fees. ygs* CONTRACTOR SIGNATURE '^i^^^/^^H.^t^^-.^L, ,..y<yCj^:i^^ )^^/f^D OAGENT DATE ^/ "O W W C R - B U I L • E R O E C L. A R. A TI O N / hereby affimi that I am exempt from Contractor's Ucense Law for the follomng reason: n. I, as owner of the property or my empioyees with wages as their soie compensation, wiil do the worit and the stracture is not intended or offered for saie (Sec. 7044, Business and Professions Code: The Contractor's License Law does not apply to an owner of praperty who buiids or improves thereon, and who does such wortt himself or through his own employees, provided that such improvements are not intended or offered for saie. If, however, the buiiding or improvement is soid within one year of compietion, the owner-buiider wiil have the burden of proving that he did not buiid or improve for the purpose of sale). • 1, as owner of the property, am exclusively contracting with licensed contractors to construct the project (Sec. 7044, Business and Professions Code: The Contractor's License Law does not appiy to an owner of property who builds or improves theroon, and contracts for such projects with contractor(s) licensed pursuant to the Contractor's License Law). • i am exempt under Section Business and Prafessions Code for this reason: 1.1 peisonally plan to provide the major labor and materials for construction of the proposed property improvemenL • Yes O No 2.1 (have / have not) signed an appiication for a buiiding permit for the proposed worit. 3.1 have contracted with the following person (firm) to provide the praposed constructon (inciude name address / phone /contractors' license number): 4.1 plan to provide portions of the worit, but I have hired the following person to coordinate, supenrise and provide the major worit (include name / address / phone / contractors' license number): 5.1 wili provide some of the worit, but i have contracted (hired) the foilowing persons to provide the worit indicated (inciude name / address / phone / type of worit): VSTPROPERTY OWNER SIGNATURE •AGENT DATE COMPLETE THIS SECTION rOR NON-RESIOENTIAL BUILDING PERMITS ONLY Is the applicant or future building occupant required to submit a business plan, acutely hazardous materials registration forni or nsit management and prevention program under Sections 25505,25533 or 25534 of the Presley-Tanner Hazardous Substance Account Act? DYes ONo is the applicant or future building occupant required to obtain a pemilt from the air pollution control district or air quality management district? • Yes n No Is the facility to be constmcted within 1,000 feet of the outer boundary of a school site? I!] Yes ONo IF ANY OF THE ANSWERS ARE YES, A FINAL CERTIFICATE OF OCCUPANCY MAY NOT BE ISSUED UNLESS THE APPUCANT HAS MET OR IS MEETING THE REQUIREMENTS OF THE OFFICE OF EMERGENCY SERVICES AND THE AIR POLLUTION CONTROL DISTRICT. CONSTRUCTION LENDING AGENCY I hereby affirm that there is a constnjction lending agency for the perfonnance of the work this pennit is issued (Sec. 3097 (1) Civil Code). Lender's Name Lender's Address APPLICANT CERTIFICATION IcettiVttiatlhave read ttw applicatton and state that theabcwe informatkin Is correct and that tlie info I hereby authorize representative of the City of Carisbad to enter upon the above mentbned property fer inspecfon purposes. I ALSO AGREE TO SAVE, INDEMNIFY AND KEEP HAFfMLESS THE CITY OF CARLSBAD AGAINST ALL UABILITIES, JUDGMENTS, COSTS AND EXPENSES WHICH MAY IN ANY WAY ACCRUE AGAINST SAID CITY IN CONSEQUENCE OF THE GRANTING OF THIS PERMiT. OSHA: An OSHA permit is required for excavations over SO deep and demolition or consttuction of stmdures over 3 stories in heighl EXPIRATION: Eveiy permit issued by the Building Oflicial under the provisions of this Code shall expire t)y imitatbn and become nul and void if the building or vwrit authorized by such peimit Is not commenced \Mlhin 180 days from the date ofsuch permit or if the buiding or vmrtt authorized by such pennit is suspended or abandoned at any time after the vwrtt is commenced for a pejiod of )80 days (Sectbn 106.4.4 Unifomi Building Code). >eri APPUCANT'S SIGNATURE Building Department Unscheduled 1635 Faraday Avenue ^ CITY OF CARLSBAD Building Inspection Carlsbad CA 92008 760-602-2700 DATE: -^sx^ INSPECTOR: PERMIT#: ot^\'2x>^'i^ CONTACT: PHONE #: JOB ADDRESS: ^'^-^ \^ DESCRIPTION: CODE DESCRIPTION ACT COMMENTS Bldg Inspection Form Page 1 of 1 Rev. 06/09 STATE OF CAUFORNIA BUSINESS, TRANSPORTATION AND HOUSING AGENCY DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT DIVISION OF CODES AND STANDARDS MANUFACTURED HOUSING PROGRAM RECORDING REQUESTED BY: Elaine Sikuia On Location 442 W Esplanade Ste 28 San Jacinto, CA 92583 WHEN RECORDED MAILTO: NAME City of Carlsbad ADDRESS 1635 Faraday CITY, STATE, ZIP CODE Carlsbad.CA 92008 THE ORIGINAL OF THIS DOCUMENT WAS RECORDED ON APR 27. 2012 DOCUMENTNUMBER 2012-0248855 Ernest J. Dronenburg, Jr., COUNTY RECORDER SAN DIEGO COUNTY RECORDER'S OFFICE TIME: A:27 PM UNLT I nt tNhUKUEIWiaM J AUbNUY MAT RECORU THIS DOCUMENT NOTiCE OF MANUFACTURED HOME, MOBfLEHOME OR COMMERCIAL MODULAR - INSTALUTION ON A FOUNDATION SYSTEM Re(x>rding of this docunent by the enforcement agency indicates compliance virith Califomte Health and Satiety Code Section 18551(a). This document is evidence that the enfbreement agency has Inspected the installation and issued a Certifii»te of Occupancy, Ibnn HCD 513C, for the unit described herein, upon the real property described with certainty below, as of the date of recording. Wtien recorded, Vnte document shall be Indexed by the county recorder to ttie named owner of the real property and shall be deemed to ghre constructive notice as to its contents to all persons thereafter dealing with the real property. ALL INFORiyiATION BELOW MUST BE ENTERED BY THE ENFORCEMENT AGENCY PROPERTY INFORMATON Mary Virginia Haase Trust ENFORCEMENT AQENCY INFORMATION City of Carlsbad REAL PnOPERPr 0»WER NAME{S) 2284 Bryant Drive ENf ORCEMEMT AGENCY ISSUNS PmWT tm CBiTIRCATE OF OCCUPANCY 1^35 Faraday Ave MUUNQ ADDRESS Carlsbad San Diego CA 92008 MUUMS ADDRESS Carlsbad San Diego CA 92008 cnv COUNTY same STATE aPCODE OTY COUNTY STATE ZIP COOE CBl20620 (760) 602-2700 INSTAUAITONMAfUNa AODRESS (If i«finnt| aWlDINaPEFftlTNO. TaBPHONE(«*B£R 0^ EVIDENCE OF UNIT UENHOL0ER(S) RELEASE, OR CONSENT TO INSTALUTION CITY COUNTY STATE apoooE PROVOHMWTACHED - SEE REVERSE SIGNATURE OF EMK>RCaiBiTA(XNCY OFRCIAL DATE OWNER INFORMATON Mary Virginia Haase Trust c/o Donna Schwenl< DEALER INFORMATION NONE UNIT OVWER (II alw prapoty oww, wfe-SMC') 18616 E. Cerro Court DEALER NAME (If not * <Wv nK. «<«•'NOre-) MAIUNO AOORESS Otis Orchards WA 99027 DEALB^UCatSE NUKBER CHY COUNTY STATE apcooE DEALS! BUSINESS ADDRESS an OOUNTY STATE aPCOOE MANUFACTURED HOME/MOBILEHOME«;OMMERCIAL MODULAR UNIT DESCRIPTION Golden West Homes CM521C0 Camino Hills 11/12/1985 MANUFACTURER'S N«IE GW1CALCM0518A, B, C MOOa NAME/NUMBS) VWWFACTURE DATE SERIAL NUMBER(S) 52' X 24' plus 30'X8'4" CAL 319589, 90, 91 L£NSTHX»WDTH 212-101-39-00 CA INSISNIA(S)MJD LABa NUMBER(S| LAi5809 ASSESSOR'S PAfiCa NUfcBER HCD REOISTRAIION DECAL NUWER MCO NUMBER (Nn> MH aiifi REAL PROPERTY LEQAL DESCRIPTION Lot 60 of Carlsbad Tract No. 83-25 in the City of Carlsbad, County of San Diego, State of CA, according to map thereof No. 11278, filed In the office of the County Recorder of San Diego County July 9,1985 HCD 433A (Rev. 07/2011) DISTRIBUTION - Original to County Reconter; One Copy to HCD; On* Copy to Apptcant; Ons Copy to Enforcement Agoncy GENERAL GUIDE AND INSTRUCTIONS ON REVERSE 3 o < tro e S P. » 2 cr p. 5^ s ft o-•— & g. ft o E n Sfi i 2 d £. o S 3 tr o 3 -r a S ?l I g 5 <^ E. " 3 14 3 ^ 3 s 3' O ^ r* PJ o a. 9 B § 2 - -1 to ^ 13 ft O -rt a. sr ^ ^ a. R Q OQ f? 5' c; tfi E-f ^ i I ft o o to O CL r o ft 5. OTQ 2^ » If O fP 2* o o Cfi O s §" - ft 3 ft a o' S" CL a- w% 3.§ CT O T B a S" B s «1 0^ B* M B a B e sr o 3 3? Dt O H S3 W W S J? 0) o li • • c 3 n s P3 o o n O •3V «J1 o o X o o Ul w 00 TJ o < u e •. •sl is" 5 =»• ^ o C _ » » P B PS >• S o in O 3 3. « n Vi 2. 2 » .? I' ° 0 M ^ ve Ul I < ") S£. ffi 0 o B c 25 = S- S B. ff §-§ S ft D. O S. 3 I c« S 3. see 5 » o. S" B. D 01 tt < rt •a 3 ft 3 g OQ a I n o >-b o I b 0> «-l I 2 g eg O 13 6) "H. 2 - a i Si O w g «5 3 > - i & 3 q CI* »> ft ft a — 2 o s s ft ^ 5 » 2 Cfi C 5 £. . ft ft o s o' E3 Cfl 350 o < ft p B CL n a g ^ p ?r » ;S o 3 " ^ S cr 2 5- ft ^ <s a o ft n s, ^ CT "1 " a a a- s o ili % HON S. 2. cr CL o 2. 3 > f Q H (= ?S JO w w o t/J H w z H o •55 !/5 o 2 c/l D3 r I o ^ S 5' 3 S S- fT s. < 8 i O H ft ff. — O ft o 13 CL « Cfi I 3 ris I—I' 9 H e 5: 5' g" -» s> Cf !?i " O S - I " 3 2 O fT E3 O g- ft do "a ft o. m. 2;' o CT- O OQ o 2,3 3 3 CT ft ft o » < CH g_ o o g »^ 9 B. f» S- ^ ^ CL sr- C/l 00 ft g ^ a i P CL 3 p ft P. tro CT n ffi '3s e- 3, I: Os I o H r o H ITS r n^^n STATE OF CALIFORNIA I^Hw BUSINESS, TRANSPORTATION AND HOUSING AGENCY ^^pr DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT OMSION OF CODES AND STANDARDS MANUFACTURED HOUSING PROGRAM THIS SPACE FOR RECORDER USE ONLY RECORDING REQUESTED BY: Elaine Sikula On Location 442 W. Esplanade Ste 28 San Jacinto, CA 92583 WHEN WCQRPEP MAIL TO: NAME Donna Schwenk ADDRESS 18816 E. Cerro Ck>urt CITY, STATE. ZIP CODE Otis Orchards ,WA 99027 ONLY THE ENFORCEMENT AGENCY MAY RECORD THIS OOCUMENT NOTICE OF MANUFACTURED HOME, MOBILEHOME OR COMMERCIAL MODULAR - INSTALLATION ON A FOUNDATION SYSTEM Recording of this document by the enforcement agency Indicates compliance with CalHbmia Health and Safety Code Section 18551(a). This document is evidence that the enforcement agency has inspected the Installation and issued a CertHicate of Occupancy, fomi HCD 513C, fbr the unit descrfbed herein, upon the real property descrfbed with certain^ below, as of the date of recording. When recorded, this document shali be indexed by the county recorder to the named owner of the real property and shall be deemed to give constructive notice as to tts contents to ail persons thereafter dealing wtth the real property. PRgPERTYIWFgRMATPN Mary Virginia Haase Trust ALL mFORMATION BELOW MUST BE ENTERED BY THE ENFORCEMENT AOENCY eNFPRCEMENT AOENCY Wf gRMATlW CityofCarlsbad REAL PR0PB7TY OWNS) NAME(S) 2284 Bryant Drive IMUNG ADDRESS Carlsbad, San Diego, CA 92008 CflY COUNTT STATE zrcooE same MSTALUTKMIWUNO AOORESS (If dSmnl) ENFCRCBJENT AOBICY ISSUNO PERMT m CSmnCATE OF OCCUPANCY IMIUN6 AODRESS crrv COUNTY STATE BULOtNG PERMT NO. (_). TELEPHONE NUWER OTY COUNTY STATE ZIPCODE •V EVIDENCE OF UNrr UENH0LDER(8) RELEASE, OR CONSENT TO INSTALUTION PROVDEOMHACHED - SEE REVERSE apcooE^ ^ OWNER INFORMATON CITY COUNTY SIONATURE OF ENFORCEIENT AOENCY OFFICiAL DATE Donna Schwenk _ NONE UWT OHWBR |» ito propty emir. irtiWD 18616 E.Cen-o Court DEALER NAME (H not adMlwuli •MUNO ADDRESS Otis Orchards WA 99027 OEALBtUCBOE NUMBBR apcooe DEALER BUSINESS ADDRESS COUNTY STATE 2PCO0E MANUFACTVREP HfflWEffllWBIieHQIIIIE/COMIIIIt MANUFACTVREP H9MBWOBIiet»q»IHBgOMIIIIERCIAL M9PULAR WIT PegCRIPTiQN ' njiiJ_ll/r IMNUFACTURi WMUFACTURBTSNAIE HOOa NAME/NUMBS) DATE LENGTHXVHDTH 212-101-39-00 CA INSIGNM(S)t«JD UUEL NUMBB)(S) ASSESSOR'S PARCa NUMBER HCO REGISTRATKIN DGCAL NUMBER MCO NUMBS) (Nnr H4 only) REAl PRQPERTY BE8CRIPTIQW Lot 60 of Carlsbad Tract No. 83-25 in the City of Carlsbad, County of San Diego, State of CA, according to map thereof No, 11278, filed in the office of the County Recorder of San Diego county July 9,1985 DISTRIBUTION - CMgirnl «a Courtty RMordar Orie Copy <o HCO: Orw Copy to Ap(i«c«^ GENERAL GUIDE AND INSTRUCTIONS ON REVERSE HCD 433A (Rev. 07/2011) NOTICE OF MANUFACTURED HOME, MOBILEHOME OR COMMERCiAL MODULAR INSTALLATION ON A FOUNDATION SYSTEM q^N^RAL <?M'PP »{NgTffVgTlQNS Prior to installation a building permit to construct a foundation system and Install a unit(s) must be obtained from the enforcement agency. To apply for a building permit the owner, dealer or contractor must comply with certain provisions ofthe Califomia Health and Safety Code Section 18551 as follows: 1) Provkle evkience that the registered owner of the unit(s) to be installed either holds title or is purchasing the real property on which the installation is to be made, or holds a transferable lease on the property with a term of 35 years or more. If the tenn of the lease Is less than 35 years, the tenn must be mutually agreed to by the lessor and lessee and may not be revocable by the lessor, except fbr cause. 2) Provkie written evkience that the registered owner o^s the unit(s) free of any liens or if there is a lienhokier(s), that lienholder(s) has consented to the placement of the unjt(s) on a fbundation system as an improvement to the underlying property. Note: An enforcement agency may obtain a titie search from the Department of Houmg and Community Devdopment (HCD), Registration and Titling Program. The infonnation on the title search may be compared to Oie infonnation shown on the surrendered HCD Certificate of We or Department of Motor Vehicle (DMV) pink slip(s) and ragistration card(s) (see t>elow). This wiii ensure that the most recent ownership and registration documents have been submitted to the enforcement agency and that the regi^rad owner owns the unit(s) free of any liens or encumbrartces. Whera the titie search indicates a recorded Iegai owner or junior lienholder, or both, evidence shouid be provided to the enforcement agency that Uie legal owner or junior lienhdder, or boffi, have been paid in full or that Uie legd owner or junior lienholder, or both, consent to the attachment of the unit(s) upon the satisfaction of their liens by the registered owner 3) Provide plans and sjsecifications required by HCD regulations. 4) Provide the approved manufacturers installation instructions or plans and specifications signed by a licensed Califomia architect or engineer covering the installatton of the unit(s). 5) Pay buikling pennit fees as required by the tocal jurisdtotion issuing the building permit. 6) Comoiete an oriainal and three copies of the fbrni HCD 433A with all infonnatton available at the time the buildina permit is Issued for the installation of a manufactured home or commercial modular unitfsV 7) Pay a state fee of eleven dollars ($11.00) per transportable sectton and submit with form HCD 433A. After Installatton Is complete and prior to Issuance of a form HCD 513C. Certificate of Occupancv. the foitowing requirements must be met: 1) If the unit(s) has(have) been sold to the owner by a dealer, all information not originally available to comptote the fonn HCD 433A [i.e., manufocturer name, serial number(s), dete of manufacture, dealer's license number and HCD insignia(s)/HUD label number(s)J mustbe compleited. Incomplete fonns will be retumed for completion. 2) If the unit(s) i8(are) owned by the indivklual requesting installatton, the following items are required to be surrendered to the local building department prior to issuanoe of a Certificate of Occupancy: o Certificate of Title and Registratton issued by either HCD or DMV. o Any Itoense plates or decals issued by either HCD or DMV. CAUTION: DO WOT REMOVE THE HCD INSI6NiA(S)mUD LABEL($) THAT CERTIFY THE COMPUANCE OF THE UNIT(S). 3) When the fonn HCD 433A is completed, with all required informaton and all titles, certificates, plates or decals (if required) surrendered, a Certificate of Occupancy, may be issued and the fomn HCD 433A recorded with the county recorder. The owner is to be provided with a copy of the form HCD 433B, Nottoe to Assessor, by the kx»l buikling departnnent. The owner is required to complete and submit the Notice to Assessor to the county assessor. 4) On the dav the Certificate of Occupancv is issued, the enforcement aaencv shall record this document with the county recorders office. 5) Once recorded, the enforcement agency shall transmit all of the foitowing: the recorded copy of the fonn HCD 433A; a copy of the Certificate of Occupancy; fees collected in the amount of eleven dollars ($11.00) per transportable section; and, ifun^ cunentiy titled as personal property, all applicable titles, certificates, license plates or registration decals to: Department of Housing and Community Development Division of Codes and Standards Registratton and Titling Program Post Office Box 2111 Sacramento, CA 95812-2111 For information on establishing a requestor account for obtaining title search printouts on-line, call (916) 323-9229 or submit a request via the intemet at http://www.hed.ca.aov/codes/rt/. For general infonnation or questions, call (916) 445-3338. HCD 433A (Rev. 07/2011) GENERAL GUIDE AND INSTRUCTIONS 04/86/2012 11:22 951G585217 FEDEX OFFICE 188S PAGE 01/02 1637 as MnffcnoNM M; 09 tMltS NOTICE or nkmmciuikb MOttt. u«exiERONn. tm emonens^ fsunn, tUtrntAriON AM A FOUMDmON SYSItN iwtftfM >1 »k <»WHMM 1 Bwwwwii •! llw hnl n—| •JKIKI H >» aWMJows ml* CeWaiifc WseW' •»< Sotaiy Ge«t S«<(toii iSMlTWt dKWMiH h mriMNAw mh Maamytw bwttf «ttrtWiM «l ist lUaMiM •fM* mit ,d*s»rtl>«« IWMWi,<»«imw>«gin>Klt <iirtb«<«lliiii«awijtiltw.«>«>llw^«*wci«dMs.Wlwi»«««»f<ttl^ >yi»»wi)wy t»wy<»iPllwnd>wi«<^ iw** ««l»lt>MM«Mii>»li|i^ g^gy. ^i/>»*^r z»^^^,f ^,i^.ii<ff//rffW< ar— ssssfR wr UMIT SMM lit «lw mfwiy NMUm NBOttM , .rit. •Mt^l 5aL» LWhHUt Kt. HK wwr IWIT DtSCMWIOH -nr /rx/^r Cnm \»>t Afrits g/n f;t/e —, IMOWll www MM SlAi WOUW. MOM 09/07 *f£ 'iy»i'it'iiiiMMiW* HCD row 433 (R) 4/«* / .^(f^t'k 04/06/2012 11:22 9516585217 FEDEX OFFICE 1886 PAGE 02/02 Ordtf No. 9271SS fcwrowNo 16587-1 Loan No. R|flB>ir)MaiBBi-a!:31,^; 'fa'KI^HIH^/yrvntaBIMVKCOOSVtH/ VmtN RECORDED MAIL TO, Mr. a Mrs. tOmin Kaosa 2284 Bryant Drive drlsbad, CA 1775 90 136707 Vl I 11 !. ! J CCI • •' • 'ii.JI l.liAlll Air^lVI I Ml'. I INI lilt l*t<l<ll(ul 14 !. USI MAII TAX STATEMSNTS TO iX. CoHinutfd on thi cantidttqlion or y«lvv o* proppflveonuv^d, OR C0Mewt«(t AA Iht coMitf*!•tior orv*lu*l«Mli«A,«r>4vrnfr*nc« mtuitfiiiB It tima of uft Si^Miuia ot DMIVAHI «I A , (3jc>ld Escrow GRANT DEED ^On A VAIUABLK CONSlOENATION. iH-(-i|it ,>t <kiiiiii n 11141% .11 smnvliil'r<l. DAVID Xi. NI^MH AMD DOSTS V. NE»SHAH, HUSBAND WD MlrC Itirictiy GHANKSI lo laMlN p. H/VASB «JD VIRGINIA H. iiAASB, HllSFWO AND VitFE, AS JOINT rjSMWI* V v <v,'i ii'«i/iMy ii> Ihl' Cily ii< ca^Isbnd Cmniy ol gan DieciO M.H" H* Ciitofm.., iti'Mnlxd i Lot 60 OF CARISBAD TtViCT #83-25, in the City of Cirliilxid, Oouity t)f San Die9o> State of Calitornia, according to Map thorpot No. 11279, lX«d in the Office of the Cbunty Recorder of San tJieqo County, .J tly 9, 1985, Ouiur March 9, 1990 iiiATi, or CMirosiM • COLFNtyOF . .-I'' <-'«^ u 01. I\1a.<h (1, I?"?!. bf^'ero me i.ndci&)Q*yrd, A Notiuv P^t^ii^ m iindfof wtid Btate pf^ Mi^rtflty fcnuAft tA iOf Pt<rvCO TO )r<ir Qn ntt* DAPt Ot i^itiii'RtiOrir r>,tSrnciji la bv fti4* prrAefMii) wnbw nj'<^D«!it4mr# bwbMiTbrd to <^<• Wllhin MMnimf*ni Jiruf «if liAOwl<fttfl<^*' 1^*^ '"-T haY*- -""-y <^iO<Mt(if1 sianntum ^ v.-David L. NLViKh^m 64i; v.' o"<i^ I r«*. D. SEXION l>«lV'r>l CMCI Ml UHhtCOC'llDilV II.I — • .Fll,0,1 .««MI) \m (Th,. Al*. fl.1 vlfn MAII. TAX STATEMENTS AS DtRECret) ABQVE 1002 [ttm euiwuwu u. pKvww jit. uownor DEPmTMENT OF HOUSING AHD COMMUNITY DEVELOPMENT Division of Codas and Standards Title Search Date Printed : 04/05/2012 Decal #: Manufacturer: Tradename: Model: LAI5809 09248 GOLDEN WEST HOMES CAMINO HILLS CM521C0 Manufactured Date: 11/12/1985 Registration Exp: First Sold On: 12/23/1985 Use Code: OriKinal Price Code: Rating Year: Tax Type: Last ILT Amount: Date ILT Fee Paid: DLT Exemption: SFD ARK LPT NONE Serial Number GW1CALCM0518A GW1CALCM0518B GWiCALCM0518C HUD Label / Insignis Length CAL319589 52" CAL319590 52' CAL31959I 30' Record Conditions: Permanent Foundation - 18551 Width 12" 12' 8'4" Last Reported Ownen DAVID LNEASHAM DORIS V NEASHAM (Joint Tenants with Ri^t of Survivorship) 2284 BRYANT DR CARLSBAD.CA 92008-7104 Last Title Date: CANCELLED Last Reg Card: CANCELLED Sale/Transfer info: Price $63,000.00 Transferred on 12/23/1985 Situs Address: 2284 BRYANT DR CARLSBAD.CA 92008-7104 Situs County: SAN DIEGO *** END OF TITLE SEARCH *** TICOR TITL€ COMPANY OF CALIFORNIA 2878 Camino Del Rio South. Suite 500 San Diego, CA 92108 Phone: (619)260-0015 Fax: (619)692-9465 PRELIMINARY REPORT EFFECrrVIE DATE: Februsry 28,2012 at 7:30 aan. The fonn of policy or policies of title insurance contemplated by this report is: ALTA Homeowners Policy (2-3-10) 1. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THTS REPORT IS: Fee Estate 2. TITLE TO SAID ESTATE OR INTEREST AT THE DATB HEREOF IS VESTED IN: MARY VIRGINIA HAASE, AS TRUSTEE OF THE LIVING TRUST AGREEMENT OF MARY VIRGINIA HAASE DATED AUGUST 6,1982 THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS: See Exhibit A attached hereto and made a part hereof. CLTA Preliminaty Report Form - Modified (I l/l 7/06) PRELIMINARY REPORT YOUR REFERENCE: 568207-AB Ticor Title Company of Calitornia ORDERNC: 00054499-995-ND EXHIBIT "A" LEGAL DESCRIPTION THE LAND REFERRED TO FERETN BELOW TS SITUATED IN THE COUNTY OF SAN DIEGO. STATE OF CALIFORMA, AND IS DESCRIBED AS FOLLOWS: LOT 60 OF CARLSBAD TRACT NO. 83-25, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 11278, FILED IN THE OFFICE OF THE COTJNTY RECORDER OF SAN DIEGO COUNTY JULY 9,1985. APN: 212-101-39-00 CLTA Preliminaty Report Form - Modified (11/17/06) Page 3 PRELIMINARY REPORT YOUR REFERENCE: 568207-AB Ticor TMe Coinpany ofCalifornia ORDERNC: 00054499-995-ND AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: I. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied forthe fiscal year2012-2013. 2. Property taxes, inciuding any personal property taxes and any assessments collected with taxes are as follows: Code Area: Tax Identification No.: Fiscal Year: 1st Installment: 2nd Installment; Exemption: Land: Improvements; 09107 212-101-39-00 2011-2012 $1,367.46, PAID S1,367.46,PAID $0.00 $143,593.00 $107,693.00 The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (Commencing with Section 75) ofthe Revenue and Taxation Code ofthe State of California. 4. Matters contained in that certain dociunent Entitled: AGREEMENT AND MUTUAL EASEMENT DEED Dated: OCTOBER 1,1963 Executed by: INVESTMENT SECURITIES CORPORATION, ET AL Recording Date: MARCH 26,1964 Recording No: 55458 OF OFFICIAL RECORDS Reference is hereby made to said document for full particulars. Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is pennitted by applicable law, as set forth in the document Recording Date: SEPTEMBER 24,1984 Recording No: 84-360941 OF OFFICIAL RECORDS Said covenants, conditions and restrictions provide that a vioiation thereof shall not defeat the lien of any mortgage or deed of trust made in good faith and for value. RECITALS AS SHOWN ON THAT CERTAIN MAP RECORDED OF OFFICIAL RECORDS WHICH AMONG OTHER THINGS STATES: "THIS PROJECT IS APPROVED UPON THE EXPRESS CONDITION THAT BUILDING PERMITS WILL NOT BE ISSUED FOR DEVELOPMENT OF THE SUBJECT PROPERTY UNLESS THE CITY ENGINEER DETERMINED THAT SEWER FACHJTIBS ARE AVATLABLE AT THE TIME OF APPLICATION FOR SUCH SEWER PERMITS AND WILL CONTINUE TO BE AVAILABLE UNTIL TIME OF OCCUPANCY." Reference is hereby made to said dociunent for full particulars. CLTA Preliminary Report Fomi - Modified (11/17/06) Page 4 PRELIMINARY REPORT YOUR REFERENCE: 568207-AD Ticor Title Company of CaUfomia ORDER NO.: 00054499-995-ND EXCEPTIONS (Continued) Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex. sexual orientation, familial status, marital status, disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording Date: JULY 19,1985 Recording No: 85-258718 OF OFFICIAL RECORDS Said covenants, conditions and restrictions provide that a violation thereof shal! not defeat the lien of any mortgage or deed of trust made in good faith and for vaiue. Said instrument also provides for the levy of assessments, the lien of which is stated to be subordinate to the lien of certain mortgages or deeds of trust made in good faith and for value. Modification(s) of said covenants, conditions and restrictions Recording Date: JULY 29, 1987 Recording No: 87-425831 OF OFFTCIAL RECORDS Modification(s) of said covenants, conditions and restrictions Recording Date: MARCH 8,1990 Recording No: 90-124747 OF OFFICIAL RECORDS Modif!cation(s) of said covenants, conditions and restrictions Recording Date: AUGUST 14,1990 Recording No: 90-443 UO OF OFFICtAL RECORDS Modifica{ion(s) of said covenants, conditions and restrictions Recording Date: MARCH 3.1994 Recording No: 1994-142410 OF OFHCIAL RECORDS Modification(s) of said covenants, conditions and restrictions Recording Dale: JULY 22, 1997 RecordingNo: 1997-348115 OF OFFICIAL RECORDS Modification(s) of said covenants, conditions and restrictions Recording Date: MAY 12, 2006 Recording No: 2006-339050 OF OFFICIAL RECORDS Modification(s) of said covenants, conditions and restrictions Recording Date: AUGUST 4,2008 Recording No: 2008-0415166 OF OFFICIAL RECORDS CLTA Preliminary Report Form - Modified (11/17/06) Page 5 PRELIMINARY REPORT YOUR REFERENCE: 568207-AB Ticor Title Company of California ORDERNC: 00054499-995-ND EXCEPTIONS (Continued) 8. Eascment(s) for the purpose{s) shown below and rights incidental thereto, as granted in a document: Granted to: PACIHC TELEPHONE AND TELEGRAPH COMPANY Purpose: PUBLIC UTILITIES Recording Date: SEPTEMBER 17,1985 RecordingNo: 85-341998 OF OFFICIAL RECORDS Affects: A PORTION OF SAID LAND AS MORE FULLY DESCRIBED IN SAID DOCUMENT Reference is hereby made fo said document for full particulars. 9. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: CAMINO HILLS HOMEOWNERS ASSOaATION Purpose; INGRESS AND EGRESS AND UnLTTIES Recording Date: DECEMBER 31,1985 Recording No: 85^94319 OF OFFICIAL RECORDS Affects: A PORTION OF SAID LAND AS MORE FULLY DESCRIBED IN SAID DOCUMENT Reference is hereby made to said document for ftill particulars. 10. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document- Granted to: DANIEL'S CABLEVISION INC., A DELAWARE CORPORATION AND CAIWONO HILLS HOMEOWNERS ASSOCIATION Purpose: CABLE TELEVISION BULK BILLING AGREEMENT AND GRANT OF EASEMENT Recording Date: FEBRUARY 16,1995 Recording No: 1995-69702 OF OFFICIAL RECORDS The exact location and extent of said easement is not disclosed of record. Reference is hereby made to said document for full particulars. and Re-Recording Date: MARCH 13, 2000 and Re-Recording No: 2000-125049 OF OFFICIAL RECORDS 11. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: SAN DIEGO GAS AND ELECTRIC COMPANY. A CORPORATTON Purpose: PUBLIC UTILITIES Recording Date: SEPTEMBER 26. 1985 Recording No: 85-356888 OF OFFICIAL RECORDS Affects: A PORTION OF SAID LAND AS MORE FULLY DESCRJBED IN SAID DOCUMENT Reference is hereby made to said document for full particulars. CLTA Preliminary Reptirt Form - Modified (11/17/06) Page 6 PRELIMINARY KEPORT YOUR REFERENCE: 568207-AB Ticor Title Company of California ORDERNC: 00054499-995-ND EXCEPTIONS (Continued) 12. A Notice of Manufactured Housing Unit or Conunercial Coach, installed on a permanent foundation system Recording; Date: JUNE 12,1989 Recording No: 89-308195 OF OFHCIAL RECORDS 13. Please be advised that our search did not disclose any open Deeds of Trust of record. If you should have knowledge of any outstanding obligation, please contact the Title Department immediately for further review prior to closing. 14. Any invalidity or defect in the title of the vestees in the event that the tmst referred to herein is invalid or fails to grant sufflcient powers to the trustce(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. If title is to be insured in the trustce(s) of a trust, (or if their act is to bc insured), this Company will require a Trust Certification pursuant to California Probate Code Section 18100.5. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. In order to complete this report, the Company requires a Statement of Informatton to be completed by the following party(s), 15. 16. Party(s): MARY VIRGINIA HAASE The Company reserves the right to add additional items or make further requirements after review ofthe requested Statement of Information. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Infonnation is essential and will be kept strictly confidential to this file. The Company requires a Statement of Infonnation from the parties named below in order to complete this report, based on the effect of documents, pnaceedings, liens, decrees, or other matters which do not specifically describe said Land, but which, if any do exist, may affect the title or impose liens or encumbrances thereon. After review of the requested Statement(s) of Information, thc Company may have additional requirements before the issuance of any policy of title insurance. Buyer's name(s): THE BUYERS IN TfflS TRANSACTION The Company reserves the right to add additional items or make further requirements after review of the requested documentation. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Infonnation assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with lhe same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. CLTA Preliminary Report Form - Modified (11/17/06) Page? PRELIMINARY REPORT YOUR REFERENCE: 568207-AB Ticor Title Company ofCalifornia ORDERNC: 00054499-995-ND EXCEPTTONS (Continued) END OF ITEMS CLTA Preliminary Report Form -Modified (11/17/06) Pages PRELIMINARY REPORT YOUR REFERENCE: 568207-AB Ticor Title Company of Califomia ORDERNC: 00054499-995-ND NOTES Note: The current owner does NOT qualify for the $20.00 discount pureuant to the coordinated stipulated judgments entered in actions filed by both the Attomey General and private class action plaintiffs, for the herein described Land. Note: There are NO conveyances affecting said Land recorded witiiin 24 months of the date of this report. Note: None of lhe items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to an Extended Coverage Loan Policy, when issued. Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116 indicating that there is located on said Land Single Family Residential, known as 2284 Bryant Drive, located within the city of Carlsbad, California, 92007, to an Extended Coverage Loan Policy. Note: In compliance with the new RESPA regulations, Ticor Title Company of California will be averaging recording fees for Single Family Residential properties. Please contact your Titie Officer to obtain the current recording fees. In addition, Ticor Title Company of Califomia will pay our underwriter 12% of the title premium, as disclosed on lines 1107 and 1108 of the HUD-1. Note: ITie policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out ofor relating to this policy, any seivice of the Company in connection wilh its issuance or the breach of a policy provision or other obligation. Please ask yoiu- escrow or title officer for a sample copy of the policy to be issued if you wish fo review the arbitration provisions and any other provisions pertaining to your Title Insurance coverage. Note: If a county recorder, titie insurance company, escrow company, real estate broker, real estate agent or association provides a copy of a declaration, goveming document or deed to any person, Califomia law requkes that the docnment provided shall include a statement regarding any unlawful restiictions. Said statement is to be in at least 14-pDint bold face type and may be stamped on the first page of any document provided or included as a cover page attached to the requested dociunent. Should a party to this transaction request a copy of any document reported herein that fits tiiis category, the statement is to be included in the manner described. PRELIMINARY REPORT YOUR REFERENCE: 568207-AB Ticor Title Company ofCalifornia ORDERNC: 00054499-995-ND NOTES (Continued) WIRE INSTRUCTIONS - EFFECTIVE .TUNE 1,2003 When funds arc wired to Ticor Tifle Company ofCalifornia, please use the instructions below: Torrey Pines Bank 12220 El Camino Real, Suite 100 San Diego, CA 92130 ABA (Routing) Number: 122243635 Account No.: 4110332583 Account Name: Ticor Titie Company ofCalifornia Please credit Robert Paterson and reference our titie order number to avoid return of fimds. Funds received by Ticor Titie Company of Califoraia via wire transfer may be disbursed upon receipt Funds received by this company via cashier's check or tellers check may be disbursed on the next business day after the day of deposit If escrow funds (including shortage checks) are disbursed tn this company other than by wire transfer, cashier's check or teller's check, disbursement and/or closing will be delayed 3 to 7 business days. Questions conceming deposit and/or disbursement of escrow and sub-escrow funds and recording should be directed to your titie officer, escrow officer or loan payoff officer. Outgoing wire transfers will not be authorized until we have confirmation of our recording and one (1) of thc following: A We have received confirmation of the respective incoming wire. B. Collection of a deposited check. PAYOFF INFORMATION NOTE: This company DOES require current beneficiaiy demands prior to closing. Ifthe demand is expired and a current demand cannot be obtained, oiu- requirements will be as follows: If this Company accepts a veAal update on the demand, we may hold an amount equal to one monthly mortgage payment. This hold will be over and above the verbal hold fhe lender may have stipulated. If this Company cannot obtain a verba! update on the demand, we will either pay off of the expired demand, or wait for the amended demand, at the discretion of the escrow. NOTE: to avoid delays at the tirae of closing, if the above deed of trust is an Equity Line/Line of Credit, if will be necessary that all checks, passbooks, credit cards together with instnictions to close the account be submitted to the Company prior to the close of this transaction. In order to expedite compliance with thc above, please do the follovving: Borrower(s): a) Sign and return the Equity Line/Credit Line Affidavit provided with the report, b) Request that the account be frozen. Settlement: a) b) Obtain a statement from the lender that no advances have been made after the issuance of the demand for payoff, and Upon delivery of the payoff check, a fuH reconveyance must be obtained. Please be advised that the difference between the principal balance on an issued demand and the maximum principal allowed may be held for up to 10 working days if the above requirements are riot met. END OF NOTES Marina Nguyen/Karen Dennis/jm5 CLTA Preliminary Report Form- Modified (11/17/06) Page 10 Fidelity Nationai Financial, Inc. Privacy Statement Fidelity National Financial, Inc. and its subsidiaries ("PW) respect tiie privacy and security ofyour non-piib!ic personal information ("Personal Information") and protecting your Personal Infoimation is one of our top priorities. This Privacy Statement explains FNF's privacy practices, including how we use the Personal Information we receive from you and from other specified sources, and to whom it may be disclosed. FNF follows tbe privacy practices described in this Privacy Statement and, depending on the business performed, FNF companies may share infonnation as j described herein. | Persona! Information Collected We may collect Personal Information about you from the fbllowing sources: • Infonnation we receive from you on applications or other forms, such as your name, address, social security number, tax identification number, asset information, and income itiformation; • Information we receive from you dirough our Internet websites, sucli as your name, address, email address, Intemet Protocol address, lhe website links you used to get to our websites, and your activity while using or reviewing our webshes; • Information about your transactions with or services perfonned by us, our affiliates, or others, such as informatton concerning your policy, \_ premiums, payment histoiy, infonnation about your home or other real properly, intbrmation from lenders and other third parties involved I in such transaction, account balances, and credit card information; and i • Information we receive from consumer or other reporting agencies and publicly recorded documents. \ Disclosure of Personal Information We may provide your Personal Infonnation (excluding information we receive from consumer or other credit reporting agencies) to various individuals and compames, as permitted by law, without obtaining your prior aulhorization. Such laws do not ailow consumers to restrict these disclosures. Disclosures raay include, without limit^ion, the following: • To insurance agents, brokers, representatives, support organizations, or others to provide you vvith services you have requested, and to enable us to detect or prevent criminal activity, fraud, materia! misrepresentation, or nondisclosure in connection with an insurance transaction; • To third-party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or payment and/or providing you with services you have requested; | • To an insurance regulatory authority, or a law enforcenient or other govemmental authority, in a civil action, in connection vrith a subpoena f or a governmental investigation; • To compames that perform marketing services on our behalf or to other fmancial institutions with which we have joint marketing agreements and/or I • To lenders, lien holders, Judgment creditors, or other parties claiming an encumbrance or an interest in titie wtose claim or interest must be ; detennined, settled, paid or released prior to a title or escrow closing. 1 We may also disclose your Personal Information to others whea we believe, in good faith, that such disclosure is reasonably necessary to comply witli the law or to protect the safety of our customers, employees, or property and/or to comply with a judicial proceeding, court order or legal ; process. ; Disclosure to Aililiated Comnanies - We are permitted by law to share your name, address and facts about your transaction with other FNF companies, such as insurance companies, agents, and other real estate service providers to provide you with services you have requested, for ! marketing or product development research, or to market products or services to you. We do not, however, disclose intbrmation we collect from {- consumer or credit leporting agencies with our affiliates or others without your consent, in conformity with applicable law, unless such disclosure is \ otherwise pennitted by law. • I Disclosure to Nonatfiliated Third Parties - We do not disclose Personal Information about our customers or former customers to nonafTiliated third ; parties, except as outlined herein or as otherwise permitted by law. L Confidentiality and Security of Personal Infonnation We restrict access to Personal Information about you to those employees who need to know that infbrmation to provide products or seivices to you. We maintain physical, electronic, and procedural safeguards that comply wirti federal regulations to guard Personal Information. Access to Personal Tnformatfon/Requests for Coirection, Amendment, or Deletion of Personal Information As required by applicable law, we will afford you the right to access your Personal Information, under certain circumstances to fmd out to whom j your Personal Information has been disclosed, and request correction or deletion of your Personal Information. However, FNF's current policv is to maintain customers' Personal Information fiir no less than vour state's required record retention reqiurements for the purpose of handling firture coverage claims. J For your protection, all requests made under fliis section must be in writing and must include vour notari-zed signature to establish vour identity. | Where permitted by law, we may charge a reasonable fee to cover the costs incun-ed in responding to such requests. Please send requests to: Chief Privacy Ofitcer | Fidelity Natmnal Financial, Inc. I 601 Riverside Avenue t Jacksonville, FL 32204 j Changes to this Privacy Statement < This Privacy Statement may be amended from time to time consistent with applicable pri-vacy laws. When we amend this Privacy j Statement we will post a notice of such changes on our website. The effective date of this Privacy Statement, as stated above, j indicates the last time this Privacy Statement was revised or materially changed. i Notice of Avaikble Discounts Pursuant to Section 2355.3 in Titie 10 of the Califomia Code of Regulations Fidelity Nofion^ Fmancial, Inc. and its subsidiaries ("FNF') must deliver a notice of each discount available under our current rate filing along with the delivery of escrow mstmctions, a preliminary report or commitment Please be aware that the provision of this notice does not constitute a waiver of tiie consumer's right to be charged the field rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of cne or more ofthe below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a fiill description of the terms, conditions and requirements for each discount These discounts only apply to transaction involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. FNF Underwritten Title Company FNF Underwriter TTCC - Ticor Titie Company ofCalifornia CTTC - Chicago Title Insurance Company Available Discounts CREDIT FOR PRELIMINARY REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (CTIC) Where no major change in the titie has occurred since the issuance of the original report or commitment, the order may be reopened within 12 months and all or a portion of die charge previously paid for tiie report or commitment may be credhed on a subsequent policy charge within the follovring time period from the date ofthe report. FEE REDUCTION SETTLEMENT PROGRAM (TTCC and CTIC) Eligible customers shall receive 520.00 reduction in then- title and/or escrow fees charged by the Company for each eligible transaction in accordance with the terms of the Fina! Judgments entered in The People of tiie State ofCalifornia. DISASTER LOANS (CTIC) The charge for a lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within 24 montiis of the date ofa declarafion of a disaster area by the govemment ofthe United States or fhe State of California on any land located in said area, which was partially or totally destroyed in tiie disaster, will be 50% of the appropriate titie insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC) On properties used as a church or for charitable purposes within the scope ofthe normal activities ofsuch entities, provided said char|e is normally tiie church's obligation the charge for an owner's policy shall be 50% to 70% of tiie appropriate titie insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be 40% to 50% of the appropriate title insurance rate, depending on the type of coverage selected. EMPLOYEE RATE (TTCC and CTIC) No charge shall be made to employees (including employees on approved retirement) of the Company or its underwritten, subsidiaty titie companies for policies or escrow services in connection with financing, refinancing, saie or purcliase of tiie employees' bona fide home property. Waiver of such charges is authorized only in connection with those costs which the employee would be obligated to pay, by established custom, as a party to the transaction. CA Discount Notice Effective Date: 1-10-2010 ATTACHMENT ONE AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS In addition to the Exceptions in Schedule B, you ate not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Govemmental police power, and the existence or violation of any law or govemment regulation. This mcludes building and zoning ordinances and also laws and regulations concerning: • land use • improvements on the land • knd division • environmental protection This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at Policy Date. This e.xclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning il, unless: • a notice of exercising the right appears in thc public records on the Policy Date » the taking happened prior to Uie Policy Date and is binding on you if you bought the land without knowing of the taking. In addition to the Exclusions, you are not insured against loss, costs, attorneys' fees, and the expenses resulting fi-om: 1. Auy lights, interests, or claims of parties in possession of the Sand not shown by thc public records. 2. Any easements or liens not shown by the public records. This does not limit the lien coverage in Item 8 of Covered Title Risks. 3. Title Risks: • that are created, allowed, or agreed to by you » that are known to you, but not to us, on thc Policy Date—unless they appeared in the public records • tiiat result in no loss to you • (hat first affect your title after the Policy Date—this does not limit the labor and material lien coveiage in Item 8 of Covered Tide Risks 4. Faihuc to pay vahie for your title. 5. Lack of a right: • to any land outside the area specifically described and referred to in Item 3 of Schedule A OR • in Stteets, alleys, or waterways that touch your land This exclusion does not limit the access coverage in Item 5 of Covered Title Risks Any facts about the land which a correct survey would disclose and which are not shown by the public records. This does not limit the forced removal coverage in Item 12 of Covered Titie Risks. Any water rights or claims or title to svater in or under the land, whether or not shown by the public records. Attachment One (07/26/10) ATTACHMENT ONE (Continued) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY • EXCLUSIONS FROM COVERAGE 1990 The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: I. (a) Any iaw, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulatmg, prohibhing or relating to (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafler erected on the land; (iii) a separation in ovvnership or a change in the dimensions or area of tbe iand or any parcel of which the land is or was a part; or (iv) environmental proteetioii, or the effect of any violation of these laws, ordinances or govemmental regulations, except to the extent that a notice of the enforcemenl thereof or a notice of a defect, lien or encumbrance resulting from s violation or alleged violation affectit^ the knd has been recorded in the public records at Date ofPolicy. (b) Any govemmental police power not excluded by (a) above, except to the extent lhat a notice of the exercise thereof or a notice of a defect, lien or encumbrance resuhing from a violation or alleged violation affecting the land has been recorded in the public records at Date ofPolicy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in thc public records at Date of Policy, but known to the insured claimant and not disclosed in wriiing lo the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no toss or damage to the insured claimant, (d) attaching or created subsequent to Date of Policy (except to the exlent that this poticy insures the priority of the lien of the insured mortgage over any statutory lien for services, labor or material or to the extent insurance is afforded herein as to assessments fot street improvements under construction or completed at Date ofPolicy); or (el resultmg in loss or damage which would not heve been sustained if the insured claimanl had paid value for the insured mortgage. Unenforceability of the lien of the insured moitgage because of the inabilitj' or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with applicable doing business laws ofthe state in which the land is situated. - Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. Any claim, which arises out of the transacdon vesting in the insured the estate or interest insured by this policy or the transaction creating the interest ofthe hisured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rigjils laws. SCHEDULES, PART I EXCEPTIONS FROM COVERAGE This policy docs not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: PARTI Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. Any facts, rights, interests or claims which arc not shown by the public records but which could be ascertained by an inspection ofthe land or which raay be asserted by persons in possession thereof. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. 5. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. (a) Unpatented mintag claims; (b) reservations or exceptfons in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or titie to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records, Any lien or right to a lien for services, labor or material not shown by the Public Records. Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) FORMERLY AMERICAN LAND TITLE ASSOOATION LOAN POLICY (10-17-92) WITH A.L.T.A. ENDORSEMENT-FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE (e) The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or govemmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relatmg to (i) the occupancy, use, or ei^'oyment of the land; (ii) the character, dimensions or 4. location ofany improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area ofthe land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or 5. govemmental regulations, except to the extent that a. notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged viotoion affecting the land has been recorded in the 6. public records at Date ofPolicy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date ofPolicy. 2. Rights of eminent domain unless notice of the exercise thereof 7. has been recorded in the public records at Date of Policy, but not excluding from coverage any taking vAuch has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowiedge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) created, suffered, assumed or agreed to by the insured claimant; (b) not known to thc Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to thc date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date ofPolicy (except to the extent that this policy insures the priority of the lien of the insured mortgage over any statutory lien for The above policy form may fae issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions finm Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the Company will aot pay costs, attorneys' tees or expenses) which arise by reason services, labor or material or to the extent insurance is afforded herein as to assessments for street improvements under constniction or completed at Date ofPolicy); or resulting in loss or damage which would not have been sustained ifthe in.snred claimant had paid value for the insured mortgage. Unenforceability of thc lien of the insured mortgage because of the inabilify or faihire of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with applicable doing busmess laws of tlie state in which the land is situated. Invalidity or unenforceability of the lien of the insured mortgage, or claim tiiereof which arises out ofthe transaction evidenced by the insured mortgage and is based upon usury or any consumer c.-edit protection or trutii in lending Jaw. Any statutory lien for services, labor or materials (or the claim of priority of any statutory lien for services, labor or materials over the lien of the insured mortgage) arisuig from an improvement or work related to the land which is contracted for and commenced subsequent to Date of Policy and is not financed in whole or in part by proceeds of the indebtedness secured by the insured mortgage vvhich at Date of Policy the insured has advanced or is obligated to advance. Any claim, which arises out of the transaction creating the interest of the mortgagee insured by this policy, by reason of . the operation of federal bankmptcy, state insolvency, or similar creditors' rights laws, that is based on: (i) the transaction creating the interest of the insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer; or the subordinntioa ofthe interest ofthe hvsured mortgagee as a resuh of the application of thc doctrine or equitable subordination; or the transaction creating the interest of the insured mor^agec bemg deemed a preferential transfer except where the preferential transfer residts fi-om the failure: (a) to timely record the instrument of transfer; or (b) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. (ii) (iii) of: 1. Taxes or assessments which are not shown as existing Hens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which raay result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof 3- Easements, liens or encumbrances, or claims thereof, not shown by the public records. Discr^ancies, conflicts in boundaiy lines, shortage in area, encroachments, or any oilier facts which a correct survey would disclose, and which are not shown by the public records. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. Any lien or right to a lien for services, labor or material not shown by the Public Records. Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) 2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE (e) (d) (e) The foliowing matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or daniage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or govemmental regulation (including those relating to building and zoning) restricting, regulating, prohibitii^ or relatmg to (0 the occupancy, use, or enjojmieat ofthe Land; (ii) the character, dimensions, or tocation of any 4. improvement erected on the Land; (iii) the subdivision of iand; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or 5. governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under 6. Covered Risk 6. 2. Rights of eminent domain. This Exclusion docs not modify or Umit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assiuned, or agreed to by the Insured Claimant; 7. (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to fhe Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; The above polioy form may be issued to afford eiiher Standard Coverage or Extended Coverage. In addition to the above Exclusions irom Coverage, tiie Exceptions from Coverage in a Standard Coverage policy will also include the tbllowing Exceptions firom Coverage: EXCEPTTONS FROM COVERAGE This policy does not insure against loss or damage (and tlie Company will not pay costs, attorneys' fees or expenses) that arise by reason of: resulting in no loss or damage to the Insured Claimant; attaching or created subsequent to Date of Policy (however, this does not modify or limh the coverage provided under Covered Risk 11,13 or 14); or resulting in loss Or damage that would not have been sustained if the Insured Claimant had paid value for tlie Insured Mortgage. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with appUcable doing-busmess laws of the state where the Land is simated. Invalidity or uuenfoiceability in whole or in part ofthe lien of the Insured Mortage that arises oul of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. Any claim, by reason of the operafion of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent ttansfer. or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) ofthis policy. Any lien on the Titie for real estate taxes or assessments imposed by governmental authority and created or attaching Ijetween Date of Poiicy and thc date of recording of fhe Insured Mortgage hi the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). 2. 3. (a) Taxes or assessments that are not shown as existing liens by thc records of any taxing authority that levies taxes or assessments on real property or by (he Public Records; (b) proceedmgs by a publio agency titat may result in taxes or assessments, or notices of such proceedmgs, whether or not shown by the records of such agency or by the Public Records. Any facts, rights, interests, or claims that are not shown by the Public Records but dial could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records, (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted imder (a), (b), or (c) are shown by the Public Records. Any lien or right to a lien for services, labor or material not shown by the Pablic Records. Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) FORMERLY AMERICAN LAND TITLE ASSOCIATION OWNER'S POLTCY (10-17-92) EXCLUSIONS FROM COVERAGE (b) (c) (d) (e) The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or govemmental regulation (iacluding but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to (i) fhe occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change m the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect ofany violafion of these laws, ordinances or govemmental regulations, except to the extent that a notice of tlie enforcement thereof or a notice of a defect, lien or encumbrance resultmg from a violation or alleged violation affectmg the land has been recorded in the pubiic records at Date of Poticy. (b) Any govemmental police power not excluded by (a) above, except to the extent that a. notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in thc public records at Date ofPolicy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of PoUcy which would be binding on fee rights of a purchaser for value vrithout knowledge. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions fiom Coverage in a Standard Coverage Poticy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE 3. Defects, liens, encumbrances, adverse claims or other matters: (a) created, suffered, assiuned or agreed to by the insured claimant; not known to the Company, not recorded in the public records af Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claiinant became an insured under this policy; resulfing in no loss or damage to the insured claimant; attaching or created subsequent lo Date ofPolicy; or resuhing in loss or damage which would not have been sustained ifthe insured claimant had paid vaiue for the estate or interest insured hy this policy. 4. Any claim, which arises ouf of the transaction vesting in the insured the estate or interest insuted by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on: (i) the transaction creafing the estate or interest insured by this policy being deemed a fraudulent conveyance or fitiudulent transfer; or (ii) the transaction creating the estate or mterest insured by this polioy being deemed a preferential transfer except wbere the preferential transfer results fram the failure: . (a) to timely record the instrument of transfer; or (b) of such recordation fo impart notice to a purchaser for value or a judgment or Uen creditor. This policy does not inswe against loss or damage (and the Company of: . 1. Taxes or assessments which are not shown as existing hens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests or claims which are not shown by fhe pnblic records but which could be asceiiained by an inspection ofthe land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or clauns thereof, which are not shown by the public records. will not pay costs, attorneys' fees or expenses) which arise by reason Discrepancies, confiicts in boundaty Imes, shortage in area, encroachments, or any other fiicts which a correct survey would disclose, and which are not shown by the public records. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing tbe issuance thereof; (c) water rights, claims or fitle to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. Any lien or right to a lien for services, labor or material not shown by flie Public Records. Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) 2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly exchided &om the coverage of this poUcy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or govemmental regulation (including those relating to building and zoning) resfricting, regulating, prohibitmg, or relating to (i) thc occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Excluaion 1(a) does not modify or Umh the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does nof modify or limit the coverage provided imder Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions fi-om Coverage, the Exceptions from Coverage in a Standard Coverage policy wiU also inctude the foUowing Exceptions from Coverage: EXCEPTIONS FROM COVERAGE Tliis policy does not msure against loss or damage (and the Company wiU not pay costs, attorneys' fees or expenses) that arise by reason (b) not Known to the Company, not recorded in the PubUc Records at Date of PoHcy, but Known to the Insured Claunant and not disclosed in writing to the Company by the Insured Claimant prior fo fhe dafe fhe Insured Claimant became an Insured under tbis policy; (c) resultmg in no loss or damage to the Insured Claimant; (d) attactiing or created subsequent to Date of Pohcy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Titie. Any claim, by reason of the operation of federal bankmptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting thc Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer fbr any reason nof stated in Covered Risk 9 of this poUcy. Any lien on the Title for real estate taxes or assessments imposed by govemmental authority and created or attaching between Oate of PoHcy and tiie date of recording of die deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. of: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may resuh in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by flie Public Recoids. 2. Any fects, rights, interests, or claims that are not shown in the Public Records bof that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or enciunbrances, or claims thereof, nol shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title fliat would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Pnblic Records. 5. (a) Unpatented mining claims; (fa) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or titie to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records. Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-22-03) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-22-03) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: !. Govemmentol poUce power, and the existence or violation of any law or govemment regulation. This includes ordinances, laws and regulations concerning: a. building b. zonii^ c. Land use d. improvements on Land e. land division f. environmental protection This Exclusion does nof apply to violations or the enforeement of these matters if notice of the violation or enforeement appears in the Public Records at the Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14, 15,16, 17 or 24. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance wifli applicable building codes. This Exclusion does not apply to violations of buUding codes if notice of the vtolation appears in the Public Records at the PoUcy Date. 3. The right to take the Land by condemning it, unless: a. notice of exercising the right appears in the PubHc Records at the Policy Date; or b. the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing ofthe taking. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they appear in the Public Records. b. that are TQiovvn to You af the Policy Date, but not to Us, unless they appear in the Public Records at the Policy Date; c. that result in no loss to You; or d. tliat first occur after the Policy Date—this docs not limit the coverage described in Covered Risk 7, S.d., 22, 23,24 or 25. 5. Failure to pay value for Your Title. 6. Lack of a right: a. fo any Land outside the area specitlcaUy described and refen-ed to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways thaf touch fhe Land, This Exclusion does not limit flie coverage described in Covered Risk 11 or 18. LIMITATIONS ON COVERED RISKS Your insuraace for Uie following Covered Risks is liraited on the Owner's Coverage Statement as folkiws: • For Covered Risk 14, 15, 16, and IS, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. Tlie deductible amounts and maximum dollar limits shown on Soheduki A are as follows: Our Maximum Dollar Your Deductible Amount Limit of Liability Covered Risk 14: 1% ofPolicy Amount $10,000.00 or $2,500.00 (whichever is less) Covered Risk 15: Covered Risk 16: Covered Risk 18: l%of Policy Amount or $5,000.00 (whichever is less) 1 % ofPolicy Amount or $5,000.00 (whichever is less) 1% ofPolicy Araount or $2,500.00 (whichever is less) $25,000.00 $25,000.00 S5,000.00 Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) CLTA HOMEOWNER'S POLICV OF TITLE INSURANCE (02-03-10) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) EXCLUSIONS In addition to the Exceptions in Schedule B, You are nof insured against loss, costs, attorneys' fees, and e.Kpeiises resulting fiom; 1. Govemmental police power, and fhe existence or violation of those portions of any law or govet-miicnt regulation concerning; a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f environmental protection. This Exclusion does not limit the coverage described in Covered RiskS.a., 14,15.16.18,19,20.23 or 27 2. The faUure of Your existing strucmres, or any part of them, to be constracted in accordance with appUcable building codes. Tbis Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described m Covered Risk 17. 4. Risks: thaf are created, altowed, or agreed fo by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Pubtic Records al the Policy Date; c. that result in no toss to You; or d. that first occur after the Policy Date—this does not limit the ooverage described in Covered Risk 7, g.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of aright: a. to any land outside the area specifically described and referred to in paragraph 3 of Scheduie A; and fa. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk U or21, 7. The transfer of the Titie to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rigiits laws. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Stafement as follows: • For CovM-ed Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maxunum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Covered Risk 16: 1% of Policy Amount Shown m Schedule A $10,000.00 or $2,500.00 (whichever is less) Covered Ri.* 18: 1% of Policy Amount Shown in Schedule A 825,000.00 or $5,000.00 (whichever is less) Covered Risk 19: 1% of Policy Amount Shown in Schedule A .$25,000.00 or $5,000.00 (whichever is less) Covered Risk 21: 1% ofPolicy Amount Shown in Schedule A $5,000.00 or .$2,500.00 (whichever is less) Our Maximum Dollar Lhnit of Liability Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (10/13/01) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Coinpany will not pay loss or damage, costs, attorneys' fees or expenses whioh arise by reason of: I. (a) Any Uw, ordinance or governmental regulation (mcluding but not limited to zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) fhe character, dimensions or location of any improvements now or hereafter erected on fhe Land; (iii) a separation in ownership or a change in the dimensions or areas of the Land or any parcel of which fhe l..and is or was a part; or (iv) environmental protection, or the effect ofany violation of these laws, ordmances or goveimnental regulations, except to the extent thaf notice of the enforcement thereof or a notice ofa defect Uen or encumbrance resuhing ftom a vtolation or alleged violation affecting the Land haa been recorded in the Public Records af Date ofPolicy. This exclusion does not lunit the coverage provided under Covered Risks 12,13, 14 and 16 ofthis poUcy. (b) Any govenuneatal police power not excluded by (a) above, except to the extent that a notice of the exeroise thereof or a nofice of a defect, lien or encumbrance resultmg from a violation or alleged violation affectuig the Land has been recorded in the Public Records a Date of Policy. This exclusion does not limit the coverage provided under Covered Risks 12,13,14. and 16 ofthis policy. 2, Rights of eminent domain unless notice of the exercise thereof has been recorded in the Public Records at Date of Policy, but not excluding from coverage any taking which has occurred prtor to Date of PoUcy which would be binding on the rights of a purchaser for value without Knowiedge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) created, suffered, assumed or agreed to by the Insured Clamiant; (b) not Known to the Company, not recorded in the Public Records at Date of PoUcy, but Known to the Insured Claimant and not disclosed ui writing fo the Company by the Insured Claimant prior to flie date the Insured Claimant became an Insured under this policy; (c) resulting in no loss damage to the Insured Claimant; (d) 6. (e) attaching or created subsequent to Date ofPolicy (this paragraph does not limit the coverage provided under' Covered Risks 8, 16. 18, 19, 20, 21.22, 23,24,25 and 26); or resulting in loss or damage which would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. UnentbrecabUity of the lien of the Insured Mortgage because of the inability or failure of fhe Insured af Dafe of PoUcy, or thc inabiUty or failure of any subsequent owner of the indebtedness, to comply with applicable doing business laws of the sfate ui wtiich the Laud is situated. Invalidity or unenforceabiUty of the lien of the Insured Mortgage, or claim thereof, which arises out of the transaction evidenced by the Insured Mortgage and is based upon usuty, except as provided in Covered Risk 27, or any coosumec credit protectioa or truth-ln-lending law. Real property taxes or assessments of any govemmental authority which become a lien on tbe Land sul>sequent to date of PoUcy. This exclusion does nof limit the coverage provided under Covered Risks 7,8(e) and 26. 7. Any claim of invalidity, unenforceability or lack of priority of flie lien of the Insured Mortgage as to advances or modifications made afier the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This exclusion does not limit the coverage ptovided in Covered Risk 8. 8. Lack of priority of the lien of the Insured Mortgage as to each and every advance made after Date of PoUcy, and all interest charged thereon, over Uens, encumbrances and other matters affecting flie title, the existence of which arc Known to the Insured at: (a) The time ofthe advance; or (b) The time a modificatton is made to the terms of fhe Insured Mortgage which changes the rate of interest charged, ifthe rate of interest is greater as a result of the modification than it would have been before the modification. This exclusion does nof limit the coverage provided in Covered Risk 8. 9. The faUure of the residential structure, or any portion thereof to have been constmcted before, on or after Date of Policy in accordance wifli applicable buildmg codes. Tbis exclusion does not apply to violations of building codes if notice of the violation appears in flie Public Records at Date ofPolicy. Attachment One (07/26/10) ATTACHMENT ONE (CONTINUED) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07/26/10) EXCLUSIONS FROM COVERAGE The foliowing matters are expressly excluded from the coverage of this policy and the Company will not pay toss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance, peimit, or goveminental regulation (including those relating to building and zoning) restricting, regulating, prohib iting or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions or location ofany improvement erected on lhe Land; (iii) the subdivlston of land; or (iv) environmental protection; orthe eftect of any violation of these laws, ordinances or governmental regulations. This Exclusion 1(a) does not modify or lunit the coverage provided under Covered Risk 5, 6,13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domam. This Exclusion does not modify or Umit the coverage provided under Covered Risk 7 or 8. 3. Defects, Uens, enaimbrances, adverse claims or other matters: (a) created, suffered, assumed or agreed fo by the Insured Claimant; (b) not Known fo the Company, not recorded in the Public Records at Date of PoUcy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to flie Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk II, 16, 17,18,19,20,21.22,23,24,27or28);or (e) resulting in loss or damage that would not have been sustained ifthe Insured Claimant had paid value for the Insured Mongage. 4. Unenforceability ofthe Uen ofthe Insured Mortgage because ofthe inability or failure of an Insnred to comply with applicable doing- business laws ofthe state where the Land is situated, 3. Invalidity or unenforeeability in whole or in part of the lien of flie Insured Mortgage that arises out ofthe transacfion evidenced by the Insured iVIortgage and is based upon usury, or any consumer credit protection or tmtii-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of fhe Insured Mortgage as to Advances or modifications made after the Insured has Knowtedge that the vestee shown in Schedule A is no longer flie owner ofthe estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Tille tbr real estate taxes or assessments imposed by govemmental authority and created or attaching subsequent to Date ofPolicy. This Exclusion does not modify or limit the coverage piovided in Covered Risk 11(b) or 25. 8. The failiure of the residenflal sttucture, or any portion of it, to have been constructed before, on or after Date ofPolicy in accordanco wifli applicable building codes. This Exclusion does nof modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason ofthe operation of federal bankmptcy, stete insolvency, or similar creditors' rights laws, that tive transaction creating the lien of the Insured Mortgage, is (a) a fiaudulent conveyance or fraudulent ttansfer, or (b) a preferential ttansfer for any reason not stated in Covered Risk 27(b) ofthis policy. f- Attachment One (07/26/10) April 23, 2012 On Location Attn: Marie Sikula Subject: Verification for HUD Label Numbers CAL319589, CAL319590 and CAL319591 The following information is provided pursuant to authorization by HUD. According to our records, the subject HUD label numbers were attached to a home built by Golden West Homes, Riverside, CA, completed 12-10-1985 with serial numbers GW-1 CAL CM 0518 and shipped to Park Palace Homes, Carlsbad, C A. This letter is not issued by the FHA mortga^ insurance program for manufiictured housing. If you are interested in learning more about FHA's mortgage insurance requirements for manufectured housing using this certification rather than a HUD label, you should contact your regional Processing and Underwriting Center at the HUD Home Ownership Center (HOC) administering the FHA mortgage insurance program in your area, or at www.hud.gov. ^^^^^^^ Jackie Cosio Data Management and Research Team Manager IBTS Contractor to HUD (703) 481-2010 (direct) (703) 437-6894 (fex) jAj'iUUj^ryz^ ^ 45207 Research Place. Ashburn. VA 20170 • phone703.481.2000 • fax 703.437.6432 • www.ibts.ora Accelerating progress for governments and communities in the built environment BY 8 APR 0 6 2012 City of CARLSBAD BUILDING DEPT OiT^ "~1 c:... X ""is m W_ -0 . l/i ~i tz i«n5? -(0_ X W m o z r=o; O c m I/) ad -|VlS 7^1 iA > »—j i;> C "!> im liO T: [j^ gi< X ?ir" •/i si 0-4 KX Ol _ SD X m m o o c mo _ o •X,* wo l| MX §§ p > -X o m > X om X O c Or, sx X Q » c 3 m o>u> >* o n is gg -0 •xs Ui o3