HomeMy WebLinkAbout2284 BRYANT DR; ; CB120620; Permit04-06-2012
City of Carlsbad
1635 Faraday Av Garlsbad, CA 92008
Mobile Home Building Permit Permit No:
Building Inspection Request Line (760) 602-2725
CBl 20620
Job Address:
Permit Type:
Parcel No:
Valuation:
Occupancy Group:
# Dwelling Units:
Bedrooms:
Project Title:
2284 BRYANT DR CBAD
MOHO Sub Type:
2121013900 Lot#:
$0.00 Construction Type:
Reference #:
0 Structure Type:
0 Bathrooms:
HAASE: INSTALL PERM. FOUNDATIO
#40-6F
ADDALT
0
NEW
Status
Applied
Entered By:
Plan Approved
Issued
Inspect Area:
Applicant:
ON LOCATION
442 W. ESPLANADE, STE 28
SAN JACINTO CA
92583
760-815-7069
PENDING
04/06/2012
JMA
PC #:
Owner:
HAASE MARY V LIVING TRUST08-06-82
18616 E CERRO CT
OTIS ORCHARDS WA 99027
Mobile Home Issuance Fee $20.00 Meter Fee $0.00
Earthquake Bracing Fee $63.00 SDCWA Fee $0.00
Coach Setup Fee $0.00 CFD Payoff Fee $0.00
Cabana/Ranada Fee $0.00 PFF (3105540) $0.00
Private Garage Fee $0.00 PFF (4305540) $0.00
Awning/Carport Fee $0.00 License Tax (3104193) $0.00
Porch Fee $0.00 License Tax (4304193) $0.00
Fence Over 6ft $0.00 Traffic Impact Fee (3105541) $0.00
Other Building Fee $0.00 Traffic Impact Fee (4305541) $0.00
Building Permit $0.00 Plumbing Fee $0.00
Plan Check $0.00 Electrical Fee $0.00
Park in Lieu Fee $0.00 Mechanical Fee $0.00
Bridge Fee $0.00 Housing Impact Fee $0.00
Pot. Water Con. Fee $0.00 Housing InLieu Fee $0.00
Meter Size Housing Credit Fee $0.00
Add'l Pot. Water Con. Fee $0.00 Master Drainage Fee $0.00
Reel. Water Con. Fee $0.00 Sewer Fee $0.00
Meter Size Additional Fees $0.00
Add'l Red. Water Con. Fee $0.00 TOTAL PERMIT FEES $83.00
Total Fees: $83.00 Total Payments To Date: $83.00 BalanceDue: $0.00
Inspector: Date:
FINALAPPROVAL
Clearance:
NOTICE: Rease take NOTICE that approval of your project indudes the 'Imposition" of fees, dedications, reservations, or other exactions hereafter collectively
refen-ed to as "fees/exactions." You have 90 da^ from the date this permit was issued to protest imposition of these fees/exactions. If you protest them, you must
follow the protest procedures set forth in Govemment Code Section 66020(a}, and file the protest and any other required infonnation with the City Manager for
processing in accordance with Carlsbad Municipal Code Section 3.32.030. Failure tc timely follow that procedure viflll bar any subsequent legal action to attack,
review, set aside, void, or annul their imposition.
You are hereby FURTHER NOT! FIED that your right to protest the specified fees/exactions DOES NOT APPLY to water and sewer connection fees and capacity
changes, nor planning, zoning, grading or other similar application processing or service fees in connection v«th this prqect. NOR DOES IT APPLY to any
fees/exactions of which vou have previously been oiven a NOTICE similar to this, or as to which the statute of limitations has previouslv othemvise expired.
^ CITY OF
CARLSBAD
Building Permit Application
1635 Faraday Ave., Carlsbad, CA 92008
760-602-2717 / 2718 / 2719
Fax: 760-602-8558
www.ca risbadca .gov
Plan Check No. <:^(^['2. O (h20
Est. Vaiue
Pian Cii. Deposit
Date SWPP
SUITE#/SPACE#/UNIT#
CT/PROJECT # PHASE # # OF UNITS # BEDROOMS # BATHROOMS TENANT BUSINESS NAME CONSTR. TYPE OCC GROUP
DESCRIPTION OF WORK:/nc/ude Square Fto$i;of>Uftcted»rea(s; , y /
foc ^3^7^
EXISTING USE PROPOSED USE GARAGE (SF) PATIOS (SF) DECKS (SF) FIREPLACE
YES • # NOD
AIR CONDITIONING
YES • NOD
FIRESPRINKLERS
YES D NOO
APPUCANT NAME (Primary Contact) APPUCANT NAME (Secondafy Contact)
ADDRESS I ^ /
cmt; ~J. STATE ZIP ~~
ADDRESS
PHONE TFAX ,
CITY STATE ZIP
PHONE
EMAIL
FAX
EMAIL
Pfigpf RTY OWNER NAME , . TVT) O A CONTRACTOR BUS. NAME
ITV , , TT^ 7~ STATE ~ ZIP
ADDRESS , , 1^
CITY^ ~~ ' ^ STATE ZIP ~ (:5Vr> O^a^/u:} U7/^ f ^^.^7
=HONE „ FAX^ , PHONE FAX
EMAIL
7/^^ -(^^ --7^^ ^ W-^^ - ^930
ARCH/DESIGNER NAME & ADDRESS MEJJC.# CITY BUS. UC.# 3 lloftff<>
ir^t (Sec. 7031.5 Business and Professions Code: Any City or County which requires a permit to construct, alter, improve, demolish or repair any structure, prior to its issuance, also requires the applicant for such permit to file a signed statement that he is licensed pursuant to the provisions ofthe Contractor's License LawlChapter 9, commending with Section 7000 of Division 3 ofthe Business and Professions Code) or that he is exempt therefrom, and the basis for the alleged exemption. Any violation of Section 7031.5 by any applicant for a permit subjects the applicant to a civil penalty of not more than five hundred dollars ($500)).
WORKERS' COMPENSATION
Workers' Coinpensation Declaration; / hereby affirm under penalty of perjury one ofthe following declaraiions:
^ I have and will maintain a certificate of consent to self-Insure for workers' compensation as provided bySection 3700 of the LaborCode, forthe performance of the work for which ttiis permit Is issued.
• I have and wiil maintain workers' compensation, as refilled by Section 3700 of the Labor Code, for the peiformance of the work for which this permit is issued. My woricers' compensation insudlnce c
number are: Insurance Co. ..'^^'z^'TZT /Hyy^/O Poiicv Wo.^^'y—/y ''^ '^yQ Expiration Date .
tnis permit IS issued,
isatiqn insudlnce cilmer i and poiicy
This section need not be completed If the permit is Ibr one hundred doiiars ($100) or less.
G Certificate of Exemption: I certify that in the perfonnance of the worit for which this pennit is issued, i shall not employ any person in any manner so as to become subject to the Woriteis' Compensation Laws of
Califbmia. WARNING: Failur« to secure woritera' compensation coverage Is unlawful, and shall subject an employer to criminal penalties and civil fines up to one hundred thousand dollars (&100,000), in
addition to the cost of compensation, damages as provided for In Section^06 ^^e Labor code. Interest and attomey's fees.
ygs* CONTRACTOR SIGNATURE '^i^^^/^^H.^t^^-.^L, ,..y<yCj^:i^^ )^^/f^D OAGENT DATE ^/
"O W W C R - B U I L • E R O E C L. A R. A TI O N
/ hereby affimi that I am exempt from Contractor's Ucense Law for the follomng reason:
n. I, as owner of the property or my empioyees with wages as their soie compensation, wiil do the worit and the stracture is not intended or offered for saie (Sec. 7044, Business and Professions Code: The Contractor's
License Law does not apply to an owner of praperty who buiids or improves thereon, and who does such wortt himself or through his own employees, provided that such improvements are not intended or offered for
saie. If, however, the buiiding or improvement is soid within one year of compietion, the owner-buiider wiil have the burden of proving that he did not buiid or improve for the purpose of sale).
• 1, as owner of the property, am exclusively contracting with licensed contractors to construct the project (Sec. 7044, Business and Professions Code: The Contractor's License Law does not appiy to an owner of
property who builds or improves theroon, and contracts for such projects with contractor(s) licensed pursuant to the Contractor's License Law).
• i am exempt under Section Business and Prafessions Code for this reason:
1.1 peisonally plan to provide the major labor and materials for construction of the proposed property improvemenL • Yes O No
2.1 (have / have not) signed an appiication for a buiiding permit for the proposed worit.
3.1 have contracted with the following person (firm) to provide the praposed constructon (inciude name address / phone /contractors' license number):
4.1 plan to provide portions of the worit, but I have hired the following person to coordinate, supenrise and provide the major worit (include name / address / phone / contractors' license number):
5.1 wili provide some of the worit, but i have contracted (hired) the foilowing persons to provide the worit indicated (inciude name / address / phone / type of worit):
VSTPROPERTY OWNER SIGNATURE •AGENT DATE
COMPLETE THIS SECTION rOR NON-RESIOENTIAL BUILDING PERMITS ONLY
Is the applicant or future building occupant required to submit a business plan, acutely hazardous materials registration forni or nsit management and prevention program under Sections 25505,25533 or 25534 of the
Presley-Tanner Hazardous Substance Account Act? DYes ONo
is the applicant or future building occupant required to obtain a pemilt from the air pollution control district or air quality management district? • Yes n No
Is the facility to be constmcted within 1,000 feet of the outer boundary of a school site? I!] Yes ONo
IF ANY OF THE ANSWERS ARE YES, A FINAL CERTIFICATE OF OCCUPANCY MAY NOT BE ISSUED UNLESS THE APPUCANT HAS MET OR IS MEETING THE REQUIREMENTS OF THE OFFICE OF
EMERGENCY SERVICES AND THE AIR POLLUTION CONTROL DISTRICT.
CONSTRUCTION LENDING AGENCY
I hereby affirm that there is a constnjction lending agency for the perfonnance of the work this pennit is issued (Sec. 3097 (1) Civil Code).
Lender's Name Lender's Address
APPLICANT CERTIFICATION
IcettiVttiatlhave read ttw applicatton and state that theabcwe informatkin Is correct and that tlie info
I hereby authorize representative of the City of Carisbad to enter upon the above mentbned property fer inspecfon purposes. I ALSO AGREE TO SAVE, INDEMNIFY AND KEEP HAFfMLESS THE CITY OF CARLSBAD
AGAINST ALL UABILITIES, JUDGMENTS, COSTS AND EXPENSES WHICH MAY IN ANY WAY ACCRUE AGAINST SAID CITY IN CONSEQUENCE OF THE GRANTING OF THIS PERMiT.
OSHA: An OSHA permit is required for excavations over SO deep and demolition or consttuction of stmdures over 3 stories in heighl
EXPIRATION: Eveiy permit issued by the Building Oflicial under the provisions of this Code shall expire t)y imitatbn and become nul and void if the building or vwrit authorized by such peimit Is not commenced \Mlhin
180 days from the date ofsuch permit or if the buiding or vmrtt authorized by such pennit is suspended or abandoned at any time after the vwrtt is commenced for a pejiod of )80 days (Sectbn 106.4.4 Unifomi Building Code).
>eri APPUCANT'S SIGNATURE
Building Department
Unscheduled 1635 Faraday Avenue
^ CITY OF
CARLSBAD Building Inspection Carlsbad CA 92008
760-602-2700
DATE: -^sx^ INSPECTOR:
PERMIT#: ot^\'2x>^'i^ CONTACT:
PHONE #:
JOB ADDRESS: ^'^-^ \^
DESCRIPTION:
CODE DESCRIPTION ACT COMMENTS
Bldg Inspection Form Page 1 of 1 Rev. 06/09
STATE OF CAUFORNIA
BUSINESS, TRANSPORTATION AND HOUSING AGENCY
DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT
DIVISION OF CODES AND STANDARDS
MANUFACTURED HOUSING PROGRAM
RECORDING REQUESTED BY:
Elaine Sikuia On Location
442 W Esplanade Ste 28
San Jacinto, CA 92583
WHEN RECORDED MAILTO:
NAME
City of Carlsbad
ADDRESS
1635 Faraday
CITY, STATE, ZIP CODE
Carlsbad.CA 92008
THE ORIGINAL OF THIS DOCUMENT
WAS RECORDED ON APR 27. 2012
DOCUMENTNUMBER 2012-0248855
Ernest J. Dronenburg, Jr., COUNTY RECORDER
SAN DIEGO COUNTY RECORDER'S OFFICE
TIME: A:27 PM
UNLT I nt tNhUKUEIWiaM J AUbNUY MAT RECORU THIS DOCUMENT
NOTiCE OF MANUFACTURED HOME, MOBfLEHOME OR COMMERCIAL MODULAR -
INSTALUTION ON A FOUNDATION SYSTEM
Re(x>rding of this docunent by the enforcement agency indicates compliance virith Califomte Health and Satiety Code Section 18551(a). This document is
evidence that the enfbreement agency has Inspected the installation and issued a Certifii»te of Occupancy, Ibnn HCD 513C, for the unit described herein, upon
the real property described with certainty below, as of the date of recording. Wtien recorded, Vnte document shall be Indexed by the county recorder to ttie
named owner of the real property and shall be deemed to ghre constructive notice as to its contents to all persons thereafter dealing with the real property.
ALL INFORiyiATION BELOW MUST BE ENTERED BY THE ENFORCEMENT AGENCY
PROPERTY INFORMATON
Mary Virginia Haase Trust
ENFORCEMENT AQENCY INFORMATION
City of Carlsbad
REAL PnOPERPr 0»WER NAME{S)
2284 Bryant Drive
ENf ORCEMEMT AGENCY ISSUNS PmWT tm CBiTIRCATE OF OCCUPANCY
1^35 Faraday Ave
MUUNQ ADDRESS
Carlsbad San Diego CA 92008
MUUMS ADDRESS
Carlsbad San Diego CA 92008
cnv COUNTY
same
STATE aPCODE OTY COUNTY STATE ZIP COOE
CBl20620 (760) 602-2700
INSTAUAITONMAfUNa AODRESS (If i«finnt| aWlDINaPEFftlTNO. TaBPHONE(«*B£R
0^ EVIDENCE OF UNIT UENHOL0ER(S) RELEASE, OR CONSENT TO INSTALUTION
CITY COUNTY STATE apoooE PROVOHMWTACHED - SEE REVERSE
SIGNATURE OF EMK>RCaiBiTA(XNCY OFRCIAL DATE
OWNER INFORMATON
Mary Virginia Haase Trust c/o Donna Schwenl<
DEALER INFORMATION
NONE
UNIT OVWER (II alw prapoty oww, wfe-SMC')
18616 E. Cerro Court
DEALER NAME (If not * <Wv nK. «<«•'NOre-)
MAIUNO AOORESS
Otis Orchards WA 99027
DEALB^UCatSE NUKBER
CHY COUNTY STATE apcooE DEALS! BUSINESS ADDRESS
an OOUNTY STATE aPCOOE
MANUFACTURED HOME/MOBILEHOME«;OMMERCIAL MODULAR UNIT DESCRIPTION
Golden West Homes CM521C0 Camino Hills 11/12/1985
MANUFACTURER'S N«IE
GW1CALCM0518A, B, C
MOOa NAME/NUMBS) VWWFACTURE DATE
SERIAL NUMBER(S)
52' X 24' plus 30'X8'4" CAL 319589, 90, 91
L£NSTHX»WDTH
212-101-39-00
CA INSISNIA(S)MJD LABa NUMBER(S|
LAi5809
ASSESSOR'S PAfiCa NUfcBER HCD REOISTRAIION DECAL NUWER MCO NUMBER (Nn> MH aiifi
REAL PROPERTY LEQAL DESCRIPTION
Lot 60 of Carlsbad Tract No. 83-25 in the City of Carlsbad, County of San Diego, State of CA, according to map thereof No.
11278, filed In the office of the County Recorder of San Diego County July 9,1985
HCD 433A (Rev. 07/2011)
DISTRIBUTION - Original to County Reconter; One Copy to HCD; On* Copy to Apptcant; Ons Copy to Enforcement Agoncy
GENERAL GUIDE AND INSTRUCTIONS ON REVERSE
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n^^n STATE OF CALIFORNIA
I^Hw BUSINESS, TRANSPORTATION AND HOUSING AGENCY
^^pr DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT
OMSION OF CODES AND STANDARDS
MANUFACTURED HOUSING PROGRAM
THIS SPACE FOR RECORDER USE ONLY
RECORDING REQUESTED BY:
Elaine Sikula On Location
442 W. Esplanade Ste 28
San Jacinto, CA 92583
WHEN WCQRPEP MAIL TO:
NAME
Donna Schwenk
ADDRESS
18816 E. Cerro Ck>urt
CITY, STATE. ZIP CODE
Otis Orchards ,WA 99027 ONLY THE ENFORCEMENT AGENCY MAY RECORD THIS OOCUMENT
NOTICE OF MANUFACTURED HOME, MOBILEHOME OR COMMERCIAL MODULAR -
INSTALLATION ON A FOUNDATION SYSTEM
Recording of this document by the enforcement agency Indicates compliance with CalHbmia Health and Safety Code Section 18551(a). This document is
evidence that the enforcement agency has inspected the Installation and issued a CertHicate of Occupancy, fomi HCD 513C, fbr the unit descrfbed herein, upon
the real property descrfbed with certain^ below, as of the date of recording. When recorded, this document shali be indexed by the county recorder to the
named owner of the real property and shall be deemed to give constructive notice as to tts contents to ail persons thereafter dealing wtth the real property.
PRgPERTYIWFgRMATPN
Mary Virginia Haase Trust
ALL mFORMATION BELOW MUST BE ENTERED BY THE ENFORCEMENT AOENCY
eNFPRCEMENT AOENCY Wf gRMATlW
CityofCarlsbad
REAL PR0PB7TY OWNS) NAME(S)
2284 Bryant Drive
IMUNG ADDRESS
Carlsbad, San Diego, CA 92008
CflY COUNTT STATE zrcooE
same
MSTALUTKMIWUNO AOORESS (If dSmnl)
ENFCRCBJENT AOBICY ISSUNO PERMT m CSmnCATE OF OCCUPANCY
IMIUN6 AODRESS
crrv COUNTY STATE
BULOtNG PERMT NO. (_). TELEPHONE NUWER
OTY COUNTY STATE ZIPCODE
•V EVIDENCE OF UNrr UENH0LDER(8) RELEASE, OR CONSENT TO INSTALUTION
PROVDEOMHACHED - SEE REVERSE
apcooE^ ^
OWNER INFORMATON
CITY COUNTY
SIONATURE OF ENFORCEIENT AOENCY OFFICiAL DATE
Donna Schwenk _ NONE
UWT OHWBR |» ito propty emir. irtiWD
18616 E.Cen-o Court
DEALER NAME (H not adMlwuli
•MUNO ADDRESS
Otis Orchards WA 99027
OEALBtUCBOE NUMBBR
apcooe DEALER BUSINESS ADDRESS
COUNTY STATE 2PCO0E
MANUFACTVREP HfflWEffllWBIieHQIIIIE/COMIIIIt MANUFACTVREP H9MBWOBIiet»q»IHBgOMIIIIERCIAL M9PULAR WIT PegCRIPTiQN ' njiiJ_ll/r
IMNUFACTURi WMUFACTURBTSNAIE HOOa NAME/NUMBS) DATE
LENGTHXVHDTH
212-101-39-00
CA INSIGNM(S)t«JD UUEL NUMBB)(S)
ASSESSOR'S PARCa NUMBER HCO REGISTRATKIN DGCAL NUMBER MCO NUMBS) (Nnr H4 only)
REAl PRQPERTY BE8CRIPTIQW
Lot 60 of Carlsbad Tract No. 83-25 in the City of Carlsbad, County of San Diego, State of CA, according to map thereof No,
11278, filed in the office of the County Recorder of San Diego county July 9,1985
DISTRIBUTION - CMgirnl «a Courtty RMordar Orie Copy <o HCO: Orw Copy to Ap(i«c«^
GENERAL GUIDE AND INSTRUCTIONS ON REVERSE HCD 433A (Rev. 07/2011)
NOTICE OF MANUFACTURED HOME, MOBILEHOME OR COMMERCiAL MODULAR
INSTALLATION ON A FOUNDATION SYSTEM
q^N^RAL <?M'PP »{NgTffVgTlQNS
Prior to installation a building permit to construct a foundation system and Install a unit(s) must be obtained from the
enforcement agency. To apply for a building permit the owner, dealer or contractor must comply with certain
provisions ofthe Califomia Health and Safety Code Section 18551 as follows:
1) Provkle evkience that the registered owner of the unit(s) to be installed either holds title or is purchasing the real property
on which the installation is to be made, or holds a transferable lease on the property with a term of 35 years or more. If the
tenn of the lease Is less than 35 years, the tenn must be mutually agreed to by the lessor and lessee and may not be
revocable by the lessor, except fbr cause.
2) Provkie written evkience that the registered owner o^s the unit(s) free of any liens or if there is a lienhokier(s), that
lienholder(s) has consented to the placement of the unjt(s) on a fbundation system as an improvement to the underlying
property.
Note: An enforcement agency may obtain a titie search from the Department of Houmg and Community Devdopment
(HCD), Registration and Titling Program. The infonnation on the title search may be compared to Oie infonnation shown
on the surrendered HCD Certificate of We or Department of Motor Vehicle (DMV) pink slip(s) and ragistration card(s) (see
t>elow). This wiii ensure that the most recent ownership and registration documents have been submitted to the
enforcement agency and that the regi^rad owner owns the unit(s) free of any liens or encumbrartces. Whera the titie
search indicates a recorded Iegai owner or junior lienholder, or both, evidence shouid be provided to the enforcement
agency that Uie legal owner or junior lienhdder, or boffi, have been paid in full or that Uie legd owner or junior lienholder,
or both, consent to the attachment of the unit(s) upon the satisfaction of their liens by the registered owner
3) Provide plans and sjsecifications required by HCD regulations.
4) Provide the approved manufacturers installation instructions or plans and specifications signed by a licensed Califomia
architect or engineer covering the installatton of the unit(s).
5) Pay buikling pennit fees as required by the tocal jurisdtotion issuing the building permit.
6) Comoiete an oriainal and three copies of the fbrni HCD 433A with all infonnatton available at the time the buildina permit is
Issued for the installation of a manufactured home or commercial modular unitfsV
7) Pay a state fee of eleven dollars ($11.00) per transportable sectton and submit with form HCD 433A.
After Installatton Is complete and prior to Issuance of a form HCD 513C. Certificate of Occupancv. the foitowing
requirements must be met:
1) If the unit(s) has(have) been sold to the owner by a dealer, all information not originally available to comptote the fonn
HCD 433A [i.e., manufocturer name, serial number(s), dete of manufacture, dealer's license number and HCD
insignia(s)/HUD label number(s)J mustbe compleited. Incomplete fonns will be retumed for completion.
2) If the unit(s) i8(are) owned by the indivklual requesting installatton, the following items are required to be surrendered to
the local building department prior to issuanoe of a Certificate of Occupancy:
o Certificate of Title and Registratton issued by either HCD or DMV.
o Any Itoense plates or decals issued by either HCD or DMV.
CAUTION: DO WOT REMOVE THE HCD INSI6NiA(S)mUD LABEL($) THAT CERTIFY THE COMPUANCE OF THE UNIT(S).
3) When the fonn HCD 433A is completed, with all required informaton and all titles, certificates, plates or decals (if required)
surrendered, a Certificate of Occupancy, may be issued and the fomn HCD 433A recorded with the county recorder. The
owner is to be provided with a copy of the form HCD 433B, Nottoe to Assessor, by the kx»l buikling departnnent. The
owner is required to complete and submit the Notice to Assessor to the county assessor.
4) On the dav the Certificate of Occupancv is issued, the enforcement aaencv shall record this document with the county
recorders office.
5) Once recorded, the enforcement agency shall transmit all of the foitowing: the recorded copy of the fonn HCD 433A; a
copy of the Certificate of Occupancy; fees collected in the amount of eleven dollars ($11.00) per transportable section;
and, ifun^ cunentiy titled as personal property, all applicable titles, certificates, license plates or registration decals to:
Department of Housing and Community Development
Division of Codes and Standards
Registratton and Titling Program
Post Office Box 2111
Sacramento, CA 95812-2111
For information on establishing a requestor account for obtaining title search printouts on-line, call
(916) 323-9229 or submit a request via the intemet at http://www.hed.ca.aov/codes/rt/. For general
infonnation or questions, call (916) 445-3338.
HCD 433A (Rev. 07/2011) GENERAL GUIDE AND INSTRUCTIONS
04/86/2012 11:22 951G585217 FEDEX OFFICE 188S PAGE 01/02
1637
as MnffcnoNM M;
09 tMltS
NOTICE or nkmmciuikb MOttt. u«exiERONn. tm emonens^ fsunn,
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04/06/2012 11:22 9516585217 FEDEX OFFICE 1886 PAGE 02/02
Ordtf No. 9271SS
fcwrowNo 16587-1
Loan No.
R|flB>ir)MaiBBi-a!:31,^;
'fa'KI^HIH^/yrvntaBIMVKCOOSVtH/
VmtN RECORDED MAIL TO,
Mr. a Mrs. tOmin Kaosa
2284 Bryant Drive
drlsbad, CA
1775
90 136707
Vl I 11 !. !
J CCI • •' • 'ii.JI
l.liAlll Air^lVI I Ml'. I INI lilt l*t<l<ll(ul 14 !. USI
MAII TAX STATEMSNTS TO
iX. CoHinutfd on thi cantidttqlion or y«lvv o* proppflveonuv^d, OR
C0Mewt«(t AA Iht coMitf*!•tior orv*lu*l«Mli«A,«r>4vrnfr*nc«
mtuitfiiiB It tima of uft
Si^Miuia ot DMIVAHI «I A
, (3jc>ld Escrow
GRANT DEED
^On A VAIUABLK CONSlOENATION. iH-(-i|it ,>t <kiiiiii n 11141% .11 smnvliil'r<l.
DAVID Xi. NI^MH AMD DOSTS V. NE»SHAH, HUSBAND WD MlrC
Itirictiy GHANKSI lo
laMlN p. H/VASB «JD VIRGINIA H. iiAASB, HllSFWO AND VitFE, AS JOINT rjSMWI*
V v <v,'i ii'«i/iMy ii> Ihl' Cily ii< ca^Isbnd
Cmniy ol gan DieciO M.H" H* Ciitofm.., iti'Mnlxd
i
Lot 60 OF CARISBAD TtViCT #83-25, in the City of Cirliilxid, Oouity
t)f San Die9o> State of Calitornia, according to Map thorpot No. 11279,
lX«d in the Office of the Cbunty Recorder of San tJieqo County, .J tly 9, 1985,
Ouiur March 9, 1990
iiiATi, or CMirosiM •
COLFNtyOF . .-I'' <-'«^ u
01. I\1a.<h (1, I?"?!.
bf^'ero me i.ndci&)Q*yrd, A Notiuv P^t^ii^ m iindfof wtid Btate pf^
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sianntum ^
v.-David L. NLViKh^m
64i; v.'
o"<i^ I r«*. D. SEXION
l>«lV'r>l CMCI Ml
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II.I — • .Fll,0,1 .««MI) \m
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MAII. TAX STATEMENTS AS DtRECret) ABQVE 1002 [ttm
euiwuwu u. pKvww jit. uownor
DEPmTMENT OF HOUSING AHD COMMUNITY DEVELOPMENT
Division of Codas and Standards
Title Search
Date Printed : 04/05/2012
Decal #:
Manufacturer:
Tradename:
Model:
LAI5809
09248 GOLDEN WEST HOMES
CAMINO HILLS
CM521C0
Manufactured Date: 11/12/1985
Registration Exp:
First Sold On: 12/23/1985
Use Code:
OriKinal Price Code:
Rating Year:
Tax Type:
Last ILT Amount:
Date ILT Fee Paid:
DLT Exemption:
SFD
ARK
LPT
NONE
Serial Number
GW1CALCM0518A
GW1CALCM0518B
GWiCALCM0518C
HUD Label / Insignis Length
CAL319589 52"
CAL319590 52'
CAL31959I 30'
Record Conditions: Permanent Foundation - 18551
Width
12"
12'
8'4"
Last Reported Ownen
DAVID LNEASHAM
DORIS V NEASHAM (Joint Tenants with Ri^t of Survivorship)
2284 BRYANT DR
CARLSBAD.CA 92008-7104
Last Title Date: CANCELLED
Last Reg Card: CANCELLED
Sale/Transfer info: Price $63,000.00 Transferred on 12/23/1985
Situs Address:
2284 BRYANT DR
CARLSBAD.CA 92008-7104
Situs County: SAN DIEGO
*** END OF TITLE SEARCH ***
TICOR TITL€ COMPANY
OF CALIFORNIA
2878 Camino Del Rio South. Suite 500
San Diego, CA 92108
Phone: (619)260-0015
Fax: (619)692-9465
PRELIMINARY REPORT
EFFECrrVIE DATE: Februsry 28,2012 at 7:30 aan.
The fonn of policy or policies of title insurance contemplated by this report is:
ALTA Homeowners Policy (2-3-10)
1. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED
BY THTS REPORT IS:
Fee Estate
2. TITLE TO SAID ESTATE OR INTEREST AT THE DATB HEREOF IS VESTED IN:
MARY VIRGINIA HAASE, AS TRUSTEE OF THE LIVING TRUST AGREEMENT OF MARY
VIRGINIA HAASE DATED AUGUST 6,1982
THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS:
See Exhibit A attached hereto and made a part hereof.
CLTA Preliminaty Report Form - Modified (I l/l 7/06)
PRELIMINARY REPORT
YOUR REFERENCE: 568207-AB
Ticor Title Company of Calitornia
ORDERNC: 00054499-995-ND
EXHIBIT "A"
LEGAL DESCRIPTION
THE LAND REFERRED TO FERETN BELOW TS SITUATED IN THE COUNTY OF SAN DIEGO. STATE OF
CALIFORMA, AND IS DESCRIBED AS FOLLOWS:
LOT 60 OF CARLSBAD TRACT NO. 83-25, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE
OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 11278, FILED IN THE OFFICE OF THE COTJNTY
RECORDER OF SAN DIEGO COUNTY JULY 9,1985.
APN: 212-101-39-00
CLTA Preliminaty Report Form - Modified (11/17/06) Page 3
PRELIMINARY REPORT
YOUR REFERENCE: 568207-AB
Ticor TMe Coinpany ofCalifornia
ORDERNC: 00054499-995-ND
AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION
TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS:
I. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied
forthe fiscal year2012-2013.
2. Property taxes, inciuding any personal property taxes and any assessments collected with taxes are as follows:
Code Area:
Tax Identification No.:
Fiscal Year:
1st Installment:
2nd Installment;
Exemption:
Land:
Improvements;
09107
212-101-39-00
2011-2012
$1,367.46, PAID
S1,367.46,PAID
$0.00
$143,593.00
$107,693.00
The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (Commencing with
Section 75) ofthe Revenue and Taxation Code ofthe State of California.
4. Matters contained in that certain dociunent
Entitled: AGREEMENT AND MUTUAL EASEMENT DEED
Dated: OCTOBER 1,1963
Executed by: INVESTMENT SECURITIES CORPORATION, ET AL
Recording Date: MARCH 26,1964
Recording No: 55458 OF OFFICIAL RECORDS
Reference is hereby made to said document for full particulars.
Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to
those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap,
national origin, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that
said covenant or restriction is pennitted by applicable law, as set forth in the document
Recording Date: SEPTEMBER 24,1984
Recording No: 84-360941 OF OFFICIAL RECORDS
Said covenants, conditions and restrictions provide that a vioiation thereof shall not defeat the lien of any mortgage
or deed of trust made in good faith and for value.
RECITALS AS SHOWN ON THAT CERTAIN MAP RECORDED OF OFFICIAL RECORDS WHICH AMONG
OTHER THINGS STATES:
"THIS PROJECT IS APPROVED UPON THE EXPRESS CONDITION THAT BUILDING PERMITS WILL
NOT BE ISSUED FOR DEVELOPMENT OF THE SUBJECT PROPERTY UNLESS THE CITY ENGINEER
DETERMINED THAT SEWER FACHJTIBS ARE AVATLABLE AT THE TIME OF APPLICATION FOR SUCH
SEWER PERMITS AND WILL CONTINUE TO BE AVAILABLE UNTIL TIME OF OCCUPANCY."
Reference is hereby made to said dociunent for full particulars.
CLTA Preliminary Report Fomi - Modified (11/17/06) Page 4
PRELIMINARY REPORT
YOUR REFERENCE: 568207-AD Ticor Title Company of CaUfomia
ORDER NO.: 00054499-995-ND
EXCEPTIONS
(Continued)
Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to
those based upon race, color, religion, sex. sexual orientation, familial status, marital status, disability, handicap,
national origin, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that
said covenant or restriction is permitted by applicable law, as set forth in the document
Recording Date: JULY 19,1985
Recording No: 85-258718 OF OFFICIAL RECORDS
Said covenants, conditions and restrictions provide that a violation thereof shal! not defeat the lien of any mortgage
or deed of trust made in good faith and for vaiue.
Said instrument also provides for the levy of assessments, the lien of which is stated to be subordinate to the lien of
certain mortgages or deeds of trust made in good faith and for value.
Modification(s) of said covenants, conditions and restrictions
Recording Date: JULY 29, 1987
Recording No: 87-425831 OF OFFTCIAL RECORDS
Modification(s) of said covenants, conditions and restrictions
Recording Date: MARCH 8,1990
Recording No: 90-124747 OF OFFICIAL RECORDS
Modif!cation(s) of said covenants, conditions and restrictions
Recording Date: AUGUST 14,1990
Recording No: 90-443 UO OF OFFICtAL RECORDS
Modifica{ion(s) of said covenants, conditions and restrictions
Recording Date: MARCH 3.1994
Recording No: 1994-142410 OF OFHCIAL RECORDS
Modification(s) of said covenants, conditions and restrictions
Recording Dale: JULY 22, 1997
RecordingNo: 1997-348115 OF OFFICIAL RECORDS
Modification(s) of said covenants, conditions and restrictions
Recording Date: MAY 12, 2006
Recording No: 2006-339050 OF OFFICIAL RECORDS
Modification(s) of said covenants, conditions and restrictions
Recording Date: AUGUST 4,2008
Recording No: 2008-0415166 OF OFFICIAL RECORDS
CLTA Preliminary Report Form - Modified (11/17/06) Page 5
PRELIMINARY REPORT
YOUR REFERENCE: 568207-AB
Ticor Title Company of California
ORDERNC: 00054499-995-ND
EXCEPTIONS
(Continued)
8. Eascment(s) for the purpose{s) shown below and rights incidental thereto, as granted in a document:
Granted to: PACIHC TELEPHONE AND TELEGRAPH COMPANY
Purpose: PUBLIC UTILITIES
Recording Date: SEPTEMBER 17,1985
RecordingNo: 85-341998 OF OFFICIAL RECORDS
Affects: A PORTION OF SAID LAND AS MORE FULLY DESCRIBED IN SAID
DOCUMENT
Reference is hereby made fo said document for full particulars.
9. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:
Granted to: CAMINO HILLS HOMEOWNERS ASSOaATION
Purpose; INGRESS AND EGRESS AND UnLTTIES
Recording Date: DECEMBER 31,1985
Recording No: 85^94319 OF OFFICIAL RECORDS
Affects: A PORTION OF SAID LAND AS MORE FULLY DESCRIBED IN SAID
DOCUMENT
Reference is hereby made to said document for ftill particulars.
10. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document-
Granted to: DANIEL'S CABLEVISION INC., A DELAWARE CORPORATION AND CAIWONO
HILLS HOMEOWNERS ASSOCIATION
Purpose: CABLE TELEVISION BULK BILLING AGREEMENT AND GRANT OF
EASEMENT
Recording Date: FEBRUARY 16,1995
Recording No: 1995-69702 OF OFFICIAL RECORDS
The exact location and extent of said easement is not disclosed of record.
Reference is hereby made to said document for full particulars.
and Re-Recording Date: MARCH 13, 2000
and Re-Recording No: 2000-125049 OF OFFICIAL RECORDS
11. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:
Granted to: SAN DIEGO GAS AND ELECTRIC COMPANY. A CORPORATTON
Purpose: PUBLIC UTILITIES
Recording Date: SEPTEMBER 26. 1985
Recording No: 85-356888 OF OFFICIAL RECORDS
Affects: A PORTION OF SAID LAND AS MORE FULLY DESCRJBED IN SAID
DOCUMENT
Reference is hereby made to said document for full particulars.
CLTA Preliminary Reptirt Form - Modified (11/17/06) Page 6
PRELIMINARY KEPORT
YOUR REFERENCE: 568207-AB
Ticor Title Company of California
ORDERNC: 00054499-995-ND
EXCEPTIONS
(Continued)
12. A Notice of Manufactured Housing Unit or Conunercial Coach, installed on a permanent foundation system
Recording; Date: JUNE 12,1989
Recording No: 89-308195 OF OFHCIAL RECORDS
13. Please be advised that our search did not disclose any open Deeds of Trust of record. If you should have knowledge
of any outstanding obligation, please contact the Title Department immediately for further review prior to closing.
14. Any invalidity or defect in the title of the vestees in the event that the tmst referred to herein is invalid or fails to
grant sufflcient powers to the trustce(s) or in the event there is a lack of compliance with the terms and provisions of
the trust instrument.
If title is to be insured in the trustce(s) of a trust, (or if their act is to bc insured), this Company will require a Trust
Certification pursuant to California Probate Code Section 18100.5.
The Company reserves the right to add additional items or make further requirements after review of the requested
documentation.
In order to complete this report, the Company requires a Statement of Informatton to be completed by the following
party(s),
15.
16.
Party(s): MARY VIRGINIA HAASE
The Company reserves the right to add additional items or make further requirements after review ofthe requested
Statement of Information.
NOTE: The Statement of Information is necessary to complete the search and examination of title under this order.
Any title search includes matters that are indexed by name only, and having a completed Statement of
Information assists the Company in the elimination of certain matters which appear to involve the parties
but in fact affect another party with the same or similar name. Be assured that the Statement of Infonnation
is essential and will be kept strictly confidential to this file.
The Company requires a Statement of Infonnation from the parties named below in order to complete this report,
based on the effect of documents, pnaceedings, liens, decrees, or other matters which do not specifically describe
said Land, but which, if any do exist, may affect the title or impose liens or encumbrances thereon. After review of
the requested Statement(s) of Information, thc Company may have additional requirements before the issuance of
any policy of title insurance.
Buyer's name(s): THE BUYERS IN TfflS TRANSACTION
The Company reserves the right to add additional items or make further requirements after review of the requested
documentation.
NOTE: The Statement of Information is necessary to complete the search and examination of title under this order.
Any title search includes matters that are indexed by name only, and having a completed Statement of Infonnation
assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect
another party with lhe same or similar name. Be assured that the Statement of Information is essential and will be
kept strictly confidential to this file.
CLTA Preliminary Report Form - Modified (11/17/06) Page?
PRELIMINARY REPORT
YOUR REFERENCE: 568207-AB
Ticor Title Company ofCalifornia
ORDERNC: 00054499-995-ND
EXCEPTTONS
(Continued)
END OF ITEMS
CLTA Preliminary Report Form -Modified (11/17/06) Pages
PRELIMINARY REPORT
YOUR REFERENCE: 568207-AB
Ticor Title Company of Califomia
ORDERNC: 00054499-995-ND
NOTES
Note: The current owner does NOT qualify for the $20.00 discount pureuant to the coordinated stipulated judgments
entered in actions filed by both the Attomey General and private class action plaintiffs, for the herein described
Land.
Note: There are NO conveyances affecting said Land recorded witiiin 24 months of the date of this report.
Note: None of lhe items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to
an Extended Coverage Loan Policy, when issued.
Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116
indicating that there is located on said Land Single Family Residential, known as 2284 Bryant Drive, located within
the city of Carlsbad, California, 92007, to an Extended Coverage Loan Policy.
Note: In compliance with the new RESPA regulations, Ticor Title Company of California will be averaging recording fees
for Single Family Residential properties. Please contact your Titie Officer to obtain the current recording fees. In
addition, Ticor Title Company of Califomia will pay our underwriter 12% of the title premium, as disclosed on lines
1107 and 1108 of the HUD-1.
Note: ITie policy of title insurance will include an arbitration provision. The Company or the insured may demand
arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company
and the insured arising out ofor relating to this policy, any seivice of the Company in connection wilh its issuance
or the breach of a policy provision or other obligation. Please ask yoiu- escrow or title officer for a sample copy of
the policy to be issued if you wish fo review the arbitration provisions and any other provisions pertaining to your
Title Insurance coverage.
Note: If a county recorder, titie insurance company, escrow company, real estate broker, real estate agent or association
provides a copy of a declaration, goveming document or deed to any person, Califomia law requkes that the
docnment provided shall include a statement regarding any unlawful restiictions. Said statement is to be in at least
14-pDint bold face type and may be stamped on the first page of any document provided or included as a cover page
attached to the requested dociunent. Should a party to this transaction request a copy of any document reported
herein that fits tiiis category, the statement is to be included in the manner described.
PRELIMINARY REPORT
YOUR REFERENCE: 568207-AB
Ticor Title Company ofCalifornia
ORDERNC: 00054499-995-ND
NOTES
(Continued)
WIRE INSTRUCTIONS - EFFECTIVE .TUNE 1,2003
When funds arc wired to Ticor Tifle Company ofCalifornia, please use the instructions below:
Torrey Pines Bank
12220 El Camino Real, Suite 100
San Diego, CA 92130
ABA (Routing) Number: 122243635
Account No.: 4110332583
Account Name: Ticor Titie Company ofCalifornia
Please credit Robert Paterson and reference our titie order number to avoid return of fimds.
Funds received by Ticor Titie Company of Califoraia via wire transfer may be disbursed upon receipt Funds received by this
company via cashier's check or tellers check may be disbursed on the next business day after the day of deposit If escrow
funds (including shortage checks) are disbursed tn this company other than by wire transfer, cashier's check or
teller's check, disbursement and/or closing will be delayed 3 to 7 business days. Questions conceming deposit and/or
disbursement of escrow and sub-escrow funds and recording should be directed to your titie officer, escrow officer or loan
payoff officer.
Outgoing wire transfers will not be authorized until we have confirmation of our recording and one (1) of thc following:
A We have received confirmation of the respective incoming wire.
B. Collection of a deposited check.
PAYOFF INFORMATION
NOTE: This company DOES require current beneficiaiy demands prior to closing. Ifthe demand is expired and a current
demand cannot be obtained, oiu- requirements will be as follows:
If this Company accepts a veAal update on the demand, we may hold an amount equal to one monthly mortgage payment.
This hold will be over and above the verbal hold fhe lender may have stipulated.
If this Company cannot obtain a verba! update on the demand, we will either pay off of the expired demand, or wait for the
amended demand, at the discretion of the escrow.
NOTE: to avoid delays at the tirae of closing, if the above deed of trust is an Equity Line/Line of Credit, if will be
necessary that all checks, passbooks, credit cards together with instnictions to close the account be submitted to the
Company prior to the close of this transaction.
In order to expedite compliance with thc above, please do the follovving:
Borrower(s):
a) Sign and return the Equity Line/Credit Line Affidavit provided with the report,
b) Request that the account be frozen.
Settlement:
a)
b)
Obtain a statement from the lender that no advances have been made after the issuance of the
demand for payoff, and
Upon delivery of the payoff check, a fuH reconveyance must be obtained.
Please be advised that the difference between the principal balance on an issued demand and the maximum principal allowed
may be held for up to 10 working days if the above requirements are riot met.
END OF NOTES
Marina Nguyen/Karen Dennis/jm5
CLTA Preliminary Report Form- Modified (11/17/06) Page 10
Fidelity Nationai Financial, Inc.
Privacy Statement
Fidelity National Financial, Inc. and its subsidiaries ("PW) respect tiie privacy and security ofyour non-piib!ic personal information ("Personal
Information") and protecting your Personal Infoimation is one of our top priorities. This Privacy Statement explains FNF's privacy practices,
including how we use the Personal Information we receive from you and from other specified sources, and to whom it may be disclosed. FNF follows
tbe privacy practices described in this Privacy Statement and, depending on the business performed, FNF companies may share infonnation as j
described herein. |
Persona! Information Collected
We may collect Personal Information about you from the fbllowing sources:
• Infonnation we receive from you on applications or other forms, such as your name, address, social security number, tax identification
number, asset information, and income itiformation;
• Information we receive from you dirough our Internet websites, sucli as your name, address, email address, Intemet Protocol address, lhe
website links you used to get to our websites, and your activity while using or reviewing our webshes;
• Information about your transactions with or services perfonned by us, our affiliates, or others, such as informatton concerning your policy, \_
premiums, payment histoiy, infonnation about your home or other real properly, intbrmation from lenders and other third parties involved I
in such transaction, account balances, and credit card information; and i
• Information we receive from consumer or other reporting agencies and publicly recorded documents. \
Disclosure of Personal Information
We may provide your Personal Infonnation (excluding information we receive from consumer or other credit reporting agencies) to various
individuals and compames, as permitted by law, without obtaining your prior aulhorization. Such laws do not ailow consumers to restrict these
disclosures. Disclosures raay include, without limit^ion, the following:
• To insurance agents, brokers, representatives, support organizations, or others to provide you vvith services you have requested, and to
enable us to detect or prevent criminal activity, fraud, materia! misrepresentation, or nondisclosure in connection with an insurance
transaction;
• To third-party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or payment and/or
providing you with services you have requested; |
• To an insurance regulatory authority, or a law enforcenient or other govemmental authority, in a civil action, in connection vrith a subpoena f
or a governmental investigation;
• To compames that perform marketing services on our behalf or to other fmancial institutions with which we have joint marketing
agreements and/or I
• To lenders, lien holders, Judgment creditors, or other parties claiming an encumbrance or an interest in titie wtose claim or interest must be ;
detennined, settled, paid or released prior to a title or escrow closing. 1
We may also disclose your Personal Information to others whea we believe, in good faith, that such disclosure is reasonably necessary to comply
witli the law or to protect the safety of our customers, employees, or property and/or to comply with a judicial proceeding, court order or legal ;
process. ;
Disclosure to Aililiated Comnanies - We are permitted by law to share your name, address and facts about your transaction with other FNF
companies, such as insurance companies, agents, and other real estate service providers to provide you with services you have requested, for !
marketing or product development research, or to market products or services to you. We do not, however, disclose intbrmation we collect from {-
consumer or credit leporting agencies with our affiliates or others without your consent, in conformity with applicable law, unless such disclosure is \
otherwise pennitted by law. • I
Disclosure to Nonatfiliated Third Parties - We do not disclose Personal Information about our customers or former customers to nonafTiliated third ;
parties, except as outlined herein or as otherwise permitted by law. L
Confidentiality and Security of Personal Infonnation
We restrict access to Personal Information about you to those employees who need to know that infbrmation to provide products or seivices to you.
We maintain physical, electronic, and procedural safeguards that comply wirti federal regulations to guard Personal Information.
Access to Personal Tnformatfon/Requests for Coirection, Amendment, or Deletion of Personal Information
As required by applicable law, we will afford you the right to access your Personal Information, under certain circumstances to fmd out to whom j
your Personal Information has been disclosed, and request correction or deletion of your Personal Information. However, FNF's current policv is to
maintain customers' Personal Information fiir no less than vour state's required record retention reqiurements for the purpose of handling firture
coverage claims. J
For your protection, all requests made under fliis section must be in writing and must include vour notari-zed signature to establish vour identity. |
Where permitted by law, we may charge a reasonable fee to cover the costs incun-ed in responding to such requests. Please send requests to:
Chief Privacy Ofitcer |
Fidelity Natmnal Financial, Inc. I
601 Riverside Avenue t
Jacksonville, FL 32204 j
Changes to this Privacy Statement <
This Privacy Statement may be amended from time to time consistent with applicable pri-vacy laws. When we amend this Privacy j
Statement we will post a notice of such changes on our website. The effective date of this Privacy Statement, as stated above, j
indicates the last time this Privacy Statement was revised or materially changed. i
Notice of Avaikble Discounts
Pursuant to Section 2355.3 in Titie 10 of the Califomia Code of Regulations Fidelity Nofion^ Fmancial, Inc. and its
subsidiaries ("FNF') must deliver a notice of each discount available under our current rate filing along with the delivery of
escrow mstmctions, a preliminary report or commitment Please be aware that the provision of this notice does not constitute
a waiver of tiie consumer's right to be charged the field rate. As such, your transaction may not qualify for the below
discounts.
You are encouraged to discuss the applicability of cne or more ofthe below discounts with a Company representative. These
discounts are generally described below; consult the rate manual for a fiill description of the terms, conditions and
requirements for each discount These discounts only apply to transaction involving services rendered by the FNF Family of
Companies. This notice only applies to transactions involving property improved with a one-to-four family residential
dwelling.
FNF Underwritten Title Company FNF Underwriter
TTCC - Ticor Titie Company ofCalifornia CTTC - Chicago Title Insurance Company
Available Discounts
CREDIT FOR PRELIMINARY REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (CTIC)
Where no major change in the titie has occurred since the issuance of the original report or commitment, the order may be
reopened within 12 months and all or a portion of die charge previously paid for tiie report or commitment may be credhed
on a subsequent policy charge within the follovring time period from the date ofthe report.
FEE REDUCTION SETTLEMENT PROGRAM (TTCC and CTIC)
Eligible customers shall receive 520.00 reduction in then- title and/or escrow fees charged by the Company for each eligible
transaction in accordance with the terms of the Fina! Judgments entered in The People of tiie State ofCalifornia.
DISASTER LOANS (CTIC)
The charge for a lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of
record, within 24 montiis of the date ofa declarafion of a disaster area by the govemment ofthe United States or fhe State of
California on any land located in said area, which was partially or totally destroyed in tiie disaster, will be 50% of the
appropriate titie insurance rate.
CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC)
On properties used as a church or for charitable purposes within the scope ofthe normal activities ofsuch entities, provided
said char|e is normally tiie church's obligation the charge for an owner's policy shall be 50% to 70% of tiie appropriate titie
insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be 40% to 50% of the
appropriate title insurance rate, depending on the type of coverage selected.
EMPLOYEE RATE (TTCC and CTIC)
No charge shall be made to employees (including employees on approved retirement) of the Company or its underwritten,
subsidiaty titie companies for policies or escrow services in connection with financing, refinancing, saie or purcliase of tiie
employees' bona fide home property. Waiver of such charges is authorized only in connection with those costs which the
employee would be obligated to pay, by established custom, as a party to the transaction.
CA Discount Notice Effective Date: 1-10-2010
ATTACHMENT ONE
AMERICAN LAND TITLE ASSOCIATION
RESIDENTIAL TITLE INSURANCE POLICY (6-1-87) EXCLUSIONS
In addition to the Exceptions in Schedule B, you ate not insured
against loss, costs, attorneys' fees, and expenses resulting from:
1. Govemmental police power, and the existence or violation
of any law or govemment regulation. This mcludes
building and zoning ordinances and also laws and
regulations concerning:
• land use
• improvements on the land
• knd division
• environmental protection
This exclusion does not apply to violations or the
enforcement of these matters which appear in the public
records at Policy Date.
This e.xclusion does not limit the zoning coverage described
in Items 12 and 13 of Covered Title Risks.
2. The right to take the land by condemning il, unless:
• a notice of exercising the right appears in thc public
records on the Policy Date
» the taking happened prior to Uie Policy Date and is
binding on you if you bought the land without
knowing of the taking.
In addition to the Exclusions, you are not insured against loss,
costs, attorneys' fees, and the expenses resulting fi-om:
1. Auy lights, interests, or claims of parties in possession of
the Sand not shown by thc public records.
2. Any easements or liens not shown by the public records.
This does not limit the lien coverage in Item 8 of Covered
Title Risks.
3. Title Risks:
• that are created, allowed, or agreed to by you
» that are known to you, but not to us, on thc Policy
Date—unless they appeared in the public records
• tiiat result in no loss to you
• (hat first affect your title after the Policy Date—this
does not limit the labor and material lien coveiage in
Item 8 of Covered Tide Risks
4. Faihuc to pay vahie for your title.
5. Lack of a right:
• to any land outside the area specifically described and
referred to in Item 3 of Schedule A
OR
• in Stteets, alleys, or waterways that touch your land
This exclusion does not limit the access coverage in Item 5 of
Covered Title Risks
Any facts about the land which a correct survey would
disclose and which are not shown by the public records.
This does not limit the forced removal coverage in Item 12
of Covered Titie Risks.
Any water rights or claims or title to svater in or under the
land, whether or not shown by the public records.
Attachment One (07/26/10)
ATTACHMENT ONE
(Continued)
CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY •
EXCLUSIONS FROM COVERAGE
1990
The following matters are expressly excluded from the coverage
of this policy and the Company will not pay loss or damage,
costs, attorneys' fees or expenses which arise by reason of:
I. (a) Any iaw, ordinance or governmental regulation
(including but not limited to building and zoning laws,
ordinances, or regulations) restricting, regulatmg,
prohibhing or relating to (i) the occupancy, use, or
enjoyment of the land; (ii) the character, dimensions
or location of any improvement now or hereafler
erected on the land; (iii) a separation in ovvnership or a
change in the dimensions or area of tbe iand or any
parcel of which the land is or was a part; or (iv)
environmental proteetioii, or the effect of any violation
of these laws, ordinances or govemmental regulations,
except to the extent that a notice of the enforcemenl
thereof or a notice of a defect, lien or encumbrance
resulting from s violation or alleged violation
affectit^ the knd has been recorded in the public
records at Date ofPolicy.
(b) Any govemmental police power not excluded by (a)
above, except to the extent lhat a notice of the
exercise thereof or a notice of a defect, lien or
encumbrance resuhing from a violation or alleged
violation affecting the land has been recorded in the
public records at Date ofPolicy.
2. Rights of eminent domain unless notice of the exercise
thereof has been recorded in the public records at Date of
Policy, but not excluding from coverage any taking which
has occurred prior to Date of Policy which would be
binding on the rights of a purchaser for value without
knowledge.
3. Defects, liens, encumbrances, adverse claims or other
matters:
(a) created, suffered, assumed or agreed to by the insured
claimant;
(b) not known to the Company, not recorded in thc public
records at Date of Policy, but known to the insured
claimant and not disclosed in wriiing lo the Company
by the insured claimant prior to the date the insured
claimant became an insured under this policy;
(c) resulting in no toss or damage to the insured claimant,
(d) attaching or created subsequent to Date of Policy
(except to the exlent that this poticy insures the
priority of the lien of the insured mortgage over any
statutory lien for services, labor or material or to the
extent insurance is afforded herein as to assessments
fot street improvements under construction or
completed at Date ofPolicy); or
(el resultmg in loss or damage which would not heve
been sustained if the insured claimanl had paid value
for the insured mortgage.
Unenforceability of the lien of the insured moitgage
because of the inabilitj' or failure of the insured at Date of
Policy, or the inability or failure of any subsequent owner
of the indebtedness, to comply with applicable doing
business laws ofthe state in which the land is situated. -
Invalidity or unenforceability of the lien of the insured
mortgage, or claim thereof, which arises out of the
transaction evidenced by the insured mortgage and is based
upon usury or any consumer credit protection or truth in
lending law.
Any claim, which arises out of the transacdon vesting in
the insured the estate or interest insured by this policy or
the transaction creating the interest ofthe hisured lender, by
reason of the operation of federal bankruptcy, state
insolvency or similar creditors' rigjils laws.
SCHEDULES, PART I
EXCEPTIONS FROM COVERAGE
This policy docs not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason
of:
PARTI
Taxes or assessments which are not shown as existing liens
by the records of any taxing authority that levies taxes or
assessments on real property or by the public records.
Proceedings by a public agency which may result in taxes
or assessments, or notices of such proceedings, whether or
not shown by the records of such agency or by the public
records.
Any facts, rights, interests or claims which arc not shown
by the public records but which could be ascertained by an
inspection ofthe land or which raay be asserted by persons
in possession thereof.
Easements, liens or encumbrances, or claims thereof, not
shown by the public records.
4.
5.
Discrepancies, conflicts in boundary lines, shortage in area,
encroachments, or any other facts which a correct survey
would disclose, and which are not shown by the public
records.
(a) Unpatented mintag claims; (b) reservations or
exceptfons in patents or in Acts authorizing the issuance
thereof; (c) water rights, claims or titie to water, whether or
not the matters excepted under (a), (b) or (c) are shown by
the public records,
Any lien or right to a lien for services, labor or material not
shown by the Public Records.
Attachment One (07/26/10)
ATTACHMENT ONE
(CONTINUED)
FORMERLY AMERICAN LAND TITLE ASSOOATION LOAN POLICY (10-17-92)
WITH A.L.T.A. ENDORSEMENT-FORM 1 COVERAGE
EXCLUSIONS FROM COVERAGE
(e)
The following matters are expressly excluded from the coverage of
this policy and the Company will not pay loss or damage, costs,
attorneys' fees or expenses which arise by reason of:
1. (a) Any law, ordinance or govemmental regulation
(including but not limited to building and zoning laws,
ordinances, or regulations) restricting, regulating,
prohibiting or relatmg to (i) the occupancy, use, or
ei^'oyment of the land; (ii) the character, dimensions or 4.
location ofany improvement now or hereafter erected on
the land; (iii) a separation in ownership or a change in the
dimensions or area ofthe land or any parcel of which the
land is or was a part; or (iv) environmental protection, or
the effect of any violation of these laws, ordinances or 5.
govemmental regulations, except to the extent that a.
notice of the enforcement thereof or a notice of a defect,
lien or encumbrance resulting from a violation or alleged
viotoion affecting the land has been recorded in the 6.
public records at Date ofPolicy.
(b) Any governmental police power not excluded by (a)
above, except to the extent that a notice of the exercise
thereof or a notice of a defect, lien or encumbrance
resulting from a violation or alleged violation affecting
the land has been recorded in the public records at Date
ofPolicy.
2. Rights of eminent domain unless notice of the exercise thereof 7.
has been recorded in the public records at Date of Policy, but
not excluding from coverage any taking vAuch has occurred
prior to Date of Policy which would be binding on the rights
of a purchaser for value without knowiedge.
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) created, suffered, assumed or agreed to by the insured
claimant;
(b) not known to thc Company, not recorded in the public
records at Date of Policy, but known to the insured
claimant and not disclosed in writing to the Company by
the insured claimant prior to thc date the insured
claimant became an insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date ofPolicy (except
to the extent that this policy insures the priority of the
lien of the insured mortgage over any statutory lien for
The above policy form may fae issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions finm
Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will aot pay costs, attorneys' tees or expenses) which arise by reason
services, labor or material or to the extent insurance is
afforded herein as to assessments for street
improvements under constniction or completed at Date
ofPolicy); or
resulting in loss or damage which would not have been
sustained ifthe in.snred claimant had paid value for the
insured mortgage.
Unenforceability of thc lien of the insured mortgage because
of the inabilify or faihire of the insured at Date of Policy, or
the inability or failure of any subsequent owner of the
indebtedness, to comply with applicable doing busmess laws
of tlie state in which the land is situated.
Invalidity or unenforceability of the lien of the insured
mortgage, or claim tiiereof which arises out ofthe transaction
evidenced by the insured mortgage and is based upon usury or
any consumer c.-edit protection or trutii in lending Jaw.
Any statutory lien for services, labor or materials (or the claim
of priority of any statutory lien for services, labor or materials
over the lien of the insured mortgage) arisuig from an
improvement or work related to the land which is contracted
for and commenced subsequent to Date of Policy and is not
financed in whole or in part by proceeds of the indebtedness
secured by the insured mortgage vvhich at Date of Policy the
insured has advanced or is obligated to advance.
Any claim, which arises out of the transaction creating the
interest of the mortgagee insured by this policy, by reason of .
the operation of federal bankmptcy, state insolvency, or
similar creditors' rights laws, that is based on:
(i) the transaction creating the interest of the insured
mortgagee being deemed a fraudulent conveyance or
fraudulent transfer; or
the subordinntioa ofthe interest ofthe hvsured mortgagee
as a resuh of the application of thc doctrine or equitable
subordination; or
the transaction creating the interest of the insured
mor^agec bemg deemed a preferential transfer except
where the preferential transfer residts fi-om the failure:
(a) to timely record the instrument of transfer; or
(b) of such recordation to impart notice to a purchaser
for value or a judgment or lien creditor.
(ii)
(iii)
of:
1. Taxes or assessments which are not shown as existing Hens by
the records of any taxing authority that levies taxes or
assessments on real property or by the public records.
Proceedings by a public agency which raay result in taxes or
assessments, or notices of such proceedings, whether or not
shown by the records of such agency or by the public records.
2. Any facts, rights, interests or claims which are not shown by
the public records but which could be ascertained by an
inspection of the land or which may be asserted by persons in
possession thereof
3- Easements, liens or encumbrances, or claims thereof, not
shown by the public records.
Discr^ancies, conflicts in boundaiy lines, shortage in area,
encroachments, or any oilier facts which a correct survey
would disclose, and which are not shown by the public
records.
(a) Unpatented mining claims; (b) reservations or exceptions
in patents or in Acts authorizing the issuance thereof; (c) water
rights, claims or title to water, whether or not the matters
excepted under (a), (b) or (c) are shown by the public records.
Any lien or right to a lien for services, labor or material not
shown by the Public Records.
Attachment One (07/26/10)
ATTACHMENT ONE
(CONTINUED)
2006 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
(e)
(d)
(e)
The foliowing matters are expressly excluded from the coverage
of this policy, and the Company will not pay loss or daniage,
costs, attorneys' fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or govemmental
regulation (including those relating to building and zoning)
restricting, regulating, prohibitii^ or relatmg to
(0 the occupancy, use, or enjojmieat ofthe Land;
(ii) the character, dimensions, or tocation of any 4.
improvement erected on the Land;
(iii) the subdivision of iand; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or 5.
governmental regulations. This Exclusion 1(a) does
not modify or limit the coverage provided under
Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b)
does not modify or limit the coverage provided under 6.
Covered Risk 6.
2. Rights of eminent domain. This Exclusion docs not modify
or Umit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other
matters
(a) created, suffered, assiuned, or agreed to by the Insured
Claimant; 7.
(b) not Known to the Company, not recorded in the Public
Records at Date of Policy, but Known to fhe Insured
Claimant and not disclosed in writing to the Company
by the Insured Claimant prior to the date the Insured
Claimant became an Insured under this policy;
The above polioy form may be issued to afford eiiher Standard Coverage or Extended Coverage. In addition to the above Exclusions irom
Coverage, tiie Exceptions from Coverage in a Standard Coverage policy will also include the tbllowing Exceptions firom Coverage:
EXCEPTTONS FROM COVERAGE
This policy does not insure against loss or damage (and tlie Company will not pay costs, attorneys' fees or expenses) that arise by reason
of:
resulting in no loss or damage to the Insured Claimant;
attaching or created subsequent to Date of Policy
(however, this does not modify or limh the coverage
provided under Covered Risk 11,13 or 14); or
resulting in loss Or damage that would not have been
sustained if the Insured Claimant had paid value for
tlie Insured Mortgage.
Unenforceability of the lien of the Insured Mortgage
because of the inability or failure of an Insured to comply
with appUcable doing-busmess laws of the state where the
Land is simated.
Invalidity or uuenfoiceability in whole or in part ofthe lien
of the Insured Mortage that arises oul of the transaction
evidenced by the Insured Mortgage and is based upon
usury or any consumer credit protection or truth-in-lending
law.
Any claim, by reason of the operafion of federal
bankruptcy, state insolvency, or similar creditors' rights
laws, that the transaction creating the lien of the Insured
Mortgage, is
(a) a fraudulent conveyance or fraudulent ttansfer. or
(b) a preferential transfer for any reason not stated in
Covered Risk 13(b) ofthis policy.
Any lien on the Titie for real estate taxes or assessments
imposed by governmental authority and created or
attaching Ijetween Date of Poiicy and thc date of recording
of fhe Insured Mortgage hi the Public Records. This
Exclusion does not modify or limit the coverage provided
under Covered Risk 11(b).
2.
3.
(a) Taxes or assessments that are not shown as existing
liens by thc records of any taxing authority that levies taxes
or assessments on real property or by (he Public Records;
(b) proceedmgs by a publio agency titat may result in taxes
or assessments, or notices of such proceedmgs, whether or
not shown by the records of such agency or by the Public
Records.
Any facts, rights, interests, or claims that are not shown by
the Public Records but dial could be ascertained by an
inspection of the Land or that may be asserted by persons
in possession of the Land.
Easements, liens or encumbrances, or claims thereof, not
shown by the Public Records.
Any encroachment, encumbrance, violation, variation, or
adverse circumstance affecting the Title that would be
disclosed by an accurate and complete land survey of the
Land and not shown by the Public Records,
(a) Unpatented mining claims; (b) reservations or
exceptions in patents or in Acts authorizing the issuance
thereof; (c) water rights, claims or title to water, whether or
not the matters excepted imder (a), (b), or (c) are shown by
the Public Records.
Any lien or right to a lien for services, labor or material not
shown by the Pablic Records.
Attachment One (07/26/10)
ATTACHMENT ONE
(CONTINUED)
FORMERLY AMERICAN LAND TITLE ASSOCIATION OWNER'S POLTCY (10-17-92)
EXCLUSIONS FROM COVERAGE
(b)
(c)
(d)
(e)
The following matters are expressly excluded from the coverage
of this policy and the Company will not pay loss or damage,
costs, attorneys' fees or expenses which arise by reason of:
1. (a) Any law, ordinance or govemmental regulation
(iacluding but not limited to building and zoning laws,
ordinances, or regulations) restricting, regulating,
prohibiting or relating to (i) fhe occupancy, use, or
enjoyment of the land; (ii) the character, dimensions
or location of any improvement now or hereafter
erected on the land; (iii) a separation in ownership or a
change m the dimensions or area of the land or any
parcel of which the land is or was a part; or (iv)
environmental protection, or the effect ofany violafion
of these laws, ordinances or govemmental regulations,
except to the extent that a notice of tlie enforcement
thereof or a notice of a defect, lien or encumbrance
resultmg from a violation or alleged violation
affectmg the land has been recorded in the pubiic
records at Date of Poticy.
(b) Any govemmental police power not excluded by (a)
above, except to the extent that a. notice of the
exercise thereof or a notice of a defect, lien or
encumbrance resulting from a violation or alleged
violation affecting the land has been recorded in thc
public records at Date ofPolicy.
2. Rights of eminent domain unless notice of the exercise
thereof has been recorded in the public records at Date of
Policy, but not excluding from coverage any taking which
has occurred prior to Date of PoUcy which would be
binding on fee rights of a purchaser for value vrithout
knowledge.
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from
Coverage, the Exceptions fiom Coverage in a Standard Coverage Poticy will also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
3. Defects, liens, encumbrances, adverse claims or other
matters:
(a) created, suffered, assiuned or agreed to by the insured
claimant;
not known to the Company, not recorded in the public
records af Date of Policy, but known to the insured
claimant and not disclosed in writing to the Company
by the insured claimant prior to the date the insured
claiinant became an insured under this policy;
resulfing in no loss or damage to the insured claimant;
attaching or created subsequent lo Date ofPolicy; or
resuhing in loss or damage which would not have
been sustained ifthe insured claimant had paid vaiue
for the estate or interest insured hy this policy.
4. Any claim, which arises ouf of the transaction vesting in
the insured the estate or interest insuted by this policy, by
reason of the operation of federal bankruptcy, state
insolvency, or similar creditors' rights laws, that is based
on:
(i) the transaction creafing the estate or interest insured
by this policy being deemed a fraudulent conveyance
or fitiudulent transfer; or
(ii) the transaction creating the estate or mterest insured
by this polioy being deemed a preferential transfer
except wbere the preferential transfer results fram the
failure:
. (a) to timely record the instrument of transfer; or
(b) of such recordation fo impart notice to a
purchaser for value or a judgment or Uen creditor.
This policy does not inswe against loss or damage (and the Company
of: .
1. Taxes or assessments which are not shown as existing hens
by the records of any taxing authority that levies taxes or
assessments on real property or by the public records.
Proceedings by a public agency which may result in taxes
or assessments, or notices of such proceedings, whether or
not shown by the records of such agency or by the public
records.
2. Any facts, rights, interests or claims which are not shown
by fhe pnblic records but which could be asceiiained by an
inspection ofthe land or which may be asserted by persons
in possession thereof.
3. Easements, liens or encumbrances, or clauns thereof, which
are not shown by the public records.
will not pay costs, attorneys' fees or expenses) which arise by reason
Discrepancies, confiicts in boundaty Imes, shortage in area,
encroachments, or any other fiicts which a correct survey
would disclose, and which are not shown by the public
records.
(a) Unpatented mining claims; (b) reservations or
exceptions in patents or in Acts authorizing tbe issuance
thereof; (c) water rights, claims or fitle to water, whether
or not the matters excepted under (a), (b) or (c) are shown
by the public records.
Any lien or right to a lien for services, labor or material not
shown by flie Public Records.
Attachment One (07/26/10)
ATTACHMENT ONE
(CONTINUED)
2006 AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly exchided &om the coverage
of this poUcy, and the Company will not pay loss or damage,
costs, attorneys' fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or govemmental
regulation (including those relating to building and
zoning) resfricting, regulating, prohibitmg, or relating
to
(i) thc occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any
improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws,
ordinances, or governmental regulations. This
Excluaion 1(a) does not modify or Umh the coverage
provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b)
does nof modify or limit the coverage provided imder
Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify
or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other
matters
(a) created, suffered, assumed, or agreed to by the Insured
Claimant;
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions fi-om
Coverage, the Exceptions from Coverage in a Standard Coverage policy wiU also inctude the foUowing Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
Tliis policy does not msure against loss or damage (and the Company wiU not pay costs, attorneys' fees or expenses) that arise by reason
(b) not Known to the Company, not recorded in the PubUc
Records at Date of PoHcy, but Known to the Insured
Claunant and not disclosed in writing to the Company
by the Insured Claimant prior fo fhe dafe fhe Insured
Claimant became an Insured under tbis policy;
(c) resultmg in no loss or damage to the Insured Claimant;
(d) attactiing or created subsequent to Date of Pohcy
(however, this does not modify or limit the coverage
provided under Covered Risk 9 and 10); or
(e) resulting in loss or damage that would not have been
sustained if the Insured Claimant had paid value for
the Titie.
Any claim, by reason of the operation of federal
bankmptcy, state insolvency, or similar creditors' rights
laws, that the transaction vesting thc Title as shown in
Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer fbr any reason nof stated in
Covered Risk 9 of this poUcy.
Any lien on the Title for real estate taxes or assessments
imposed by govemmental authority and created or
attaching between Oate of PoHcy and tiie date of recording
of die deed or other instrument of transfer in the Public
Records that vests Title as shown in Schedule A.
of:
1. (a) Taxes or assessments that are not shown as existing
liens by the records of any taxing authority that levies taxes
or assessments on real property or by the Public Records;
(b) proceedings by a public agency that may resuh in taxes
or assessments, or notices of such proceedings, whether or
not shown by the records of such agency or by flie Public
Recoids.
2. Any fects, rights, interests, or claims that are not shown in
the Public Records bof that could be ascertained by an
inspection of the Land or that may be asserted by persons
in possession of the Land.
3. Easements, liens or enciunbrances, or claims thereof, nol
shown by the Public Records.
4. Any encroachment, encumbrance, violation, variation, or
adverse circumstance affecting the Title fliat would be
disclosed by an accurate and complete land survey of the
Land and that are not shown by the Pnblic Records.
5. (a) Unpatented mining claims; (fa) reservations or
exceptions in patents or in Acts authorizing the issuance
thereof; (c) water rights, claims or titie to water, whether or
not the matters excepted under (a), (b), or (c) are shown by
the Public Records.
6. Any lien or right to a lien for services, labor or material not
shown by the Public Records.
Attachment One (07/26/10)
ATTACHMENT ONE
(CONTINUED)
CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-22-03)
ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10-22-03)
EXCLUSIONS
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:
!. Govemmentol poUce power, and the existence or violation
of any law or govemment regulation. This includes
ordinances, laws and regulations concerning:
a. building
b. zonii^
c. Land use
d. improvements on Land
e. land division
f. environmental protection
This Exclusion does nof apply to violations or the enforeement
of these matters if notice of the violation or enforeement appears
in the Public Records at the Policy Date.
This Exclusion does not limit the coverage described in Covered
Risk 14, 15,16, 17 or 24.
2. The failure of Your existing structures, or any part of them,
to be constructed in accordance wifli applicable building
codes. This Exclusion does not apply to violations of
buUding codes if notice of the vtolation appears in the
Public Records at the PoUcy Date.
3. The right to take the Land by condemning it, unless:
a. notice of exercising the right appears in the PubHc
Records at the Policy Date; or
b. the taking happened before the Policy Date and is
binding on You if You bought the Land without
Knowing ofthe taking.
4. Risks:
a. that are created, allowed, or agreed to by You, whether
or not they appear in the Public Records.
b. that are TQiovvn to You af the Policy Date, but not to
Us, unless they appear in the Public Records at the
Policy Date;
c. that result in no loss to You; or
d. tliat first occur after the Policy Date—this docs not
limit the coverage described in Covered Risk 7, S.d.,
22, 23,24 or 25.
5. Failure to pay value for Your Title.
6. Lack of a right:
a. fo any Land outside the area specitlcaUy described and
refen-ed to in paragraph 3 of Schedule A; and
b. in streets, alleys, or waterways thaf touch fhe Land,
This Exclusion does not limit flie coverage described in Covered
Risk 11 or 18.
LIMITATIONS ON COVERED RISKS
Your insuraace for Uie following Covered Risks is liraited on the Owner's Coverage Statement as folkiws:
• For Covered Risk 14, 15, 16, and IS, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in
Schedule A.
Tlie deductible amounts and maximum dollar limits shown on Soheduki A are as follows:
Our Maximum Dollar
Your Deductible Amount Limit of Liability
Covered Risk 14: 1% ofPolicy Amount $10,000.00
or
$2,500.00
(whichever is less)
Covered Risk 15:
Covered Risk 16:
Covered Risk 18:
l%of Policy Amount
or
$5,000.00
(whichever is less)
1 % ofPolicy Amount
or
$5,000.00
(whichever is less)
1% ofPolicy Araount
or
$2,500.00
(whichever is less)
$25,000.00
$25,000.00
S5,000.00
Attachment One (07/26/10)
ATTACHMENT ONE
(CONTINUED)
CLTA HOMEOWNER'S POLICV OF TITLE INSURANCE (02-03-10)
ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10)
EXCLUSIONS
In addition to the Exceptions in Schedule B, You are nof insured against loss, costs, attorneys' fees, and e.Kpeiises resulting fiom;
1. Govemmental police power, and fhe existence or violation
of those portions of any law or govet-miicnt regulation
concerning;
a. building;
b. zoning;
c. land use;
d. improvements on the Land;
e. land division; and
f environmental protection.
This Exclusion does not limit the coverage described in Covered
RiskS.a., 14,15.16.18,19,20.23 or 27
2. The faUure of Your existing strucmres, or any part of them,
to be constracted in accordance with appUcable building
codes. Tbis Exclusion does not limit the coverage described
in Covered Risk 14 or 15.
3. The right to take the Land by condemning it. This
Exclusion does not limit the coverage described m Covered
Risk 17.
4. Risks:
thaf are created, altowed, or agreed fo by You, whether
or not they are recorded in the Public Records;
b. that are Known to You at the Policy Date, but not to
Us, unless they are recorded in the Pubtic Records al
the Policy Date;
c. that result in no toss to You; or
d. that first occur after the Policy Date—this does not
limit the ooverage described in Covered Risk 7, g.e.,
25, 26, 27 or 28.
5. Failure to pay value for Your Title.
6. Lack of aright:
a. to any land outside the area specifically described and
referred to in paragraph 3 of Scheduie A; and
fa. in streets, alleys, or waterways that touch the Land.
This Exclusion does not limit the coverage described in
Covered Risk U or21,
7. The transfer of the Titie to You is invalid as a preferential
transfer or as a fraudulent transfer or conveyance under
federal bankruptcy, state insolvency, or similar creditors'
rigiits laws.
LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner's Coverage Stafement as follows:
• For CovM-ed Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maxunum Dollar Limit of Liability shown in
Schedule A.
The deductible amounts and maximum dollar limits shown on Schedule A are as follows:
Your Deductible Amount
Covered Risk 16: 1% of Policy Amount Shown m Schedule A $10,000.00
or
$2,500.00
(whichever is less)
Covered Ri.* 18: 1% of Policy Amount Shown in Schedule A 825,000.00
or
$5,000.00
(whichever is less)
Covered Risk 19: 1% of Policy Amount Shown in Schedule A .$25,000.00
or
$5,000.00
(whichever is less)
Covered Risk 21: 1% ofPolicy Amount Shown in Schedule A $5,000.00
or
.$2,500.00
(whichever is less)
Our Maximum Dollar
Lhnit of Liability
Attachment One (07/26/10)
ATTACHMENT ONE
(CONTINUED)
ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (10/13/01)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage
of this policy and the Coinpany will not pay loss or damage,
costs, attorneys' fees or expenses whioh arise by reason of:
I. (a) Any Uw, ordinance or governmental regulation
(mcluding but not limited to zoning laws, ordinances,
or regulations) restricting, regulating, prohibiting or
relating to (i) the occupancy, use, or enjoyment of the
Land; (ii) fhe character, dimensions or location of any
improvements now or hereafter erected on fhe Land;
(iii) a separation in ownership or a change in the
dimensions or areas of the Land or any parcel of
which fhe l..and is or was a part; or (iv) environmental
protection, or the effect ofany violation of these laws,
ordmances or goveimnental regulations, except to the
extent thaf notice of the enforcement thereof or a
notice ofa defect Uen or encumbrance resuhing ftom
a vtolation or alleged violation affecting the Land haa
been recorded in the Public Records af Date ofPolicy.
This exclusion does not lunit the coverage provided
under Covered Risks 12,13, 14 and 16 ofthis poUcy.
(b) Any govenuneatal police power not excluded by (a)
above, except to the extent that a notice of the
exeroise thereof or a nofice of a defect, lien or
encumbrance resultmg from a violation or alleged
violation affectuig the Land has been recorded in the
Public Records a Date of Policy. This exclusion does
not limit the coverage provided under Covered Risks
12,13,14. and 16 ofthis policy.
2, Rights of eminent domain unless notice of the exercise
thereof has been recorded in the Public Records at Date of
Policy, but not excluding from coverage any taking which
has occurred prtor to Date of PoUcy which would be
binding on the rights of a purchaser for value without
Knowiedge.
3. Defects, liens, encumbrances, adverse claims or other
matters:
(a) created, suffered, assumed or agreed to by the Insured
Clamiant;
(b) not Known to the Company, not recorded in the Public
Records at Date of PoUcy, but Known to the Insured
Claimant and not disclosed ui writing fo the Company
by the Insured Claimant prior to flie date the Insured
Claimant became an Insured under this policy;
(c) resulting in no loss damage to the Insured Claimant;
(d)
6.
(e)
attaching or created subsequent to Date ofPolicy (this
paragraph does not limit the coverage provided under'
Covered Risks 8, 16. 18, 19, 20, 21.22, 23,24,25 and
26); or
resulting in loss or damage which would not have
been sustained if the Insured Claimant had paid value
for the Insured Mortgage.
UnentbrecabUity of the lien of the Insured Mortgage
because of the inability or failure of fhe Insured af Dafe of
PoUcy, or thc inabiUty or failure of any subsequent owner
of the indebtedness, to comply with applicable doing
business laws of the sfate ui wtiich the Laud is situated.
Invalidity or unenforceabiUty of the lien of the Insured
Mortgage, or claim thereof, which arises out of the
transaction evidenced by the Insured Mortgage and is based
upon usuty, except as provided in Covered Risk 27, or any
coosumec credit protectioa or truth-ln-lending law.
Real property taxes or assessments of any govemmental
authority which become a lien on tbe Land sul>sequent to
date of PoUcy. This exclusion does nof limit the coverage
provided under Covered Risks 7,8(e) and 26.
7. Any claim of invalidity, unenforceability or lack of priority
of flie lien of the Insured Mortgage as to advances or
modifications made afier the Insured has Knowledge that
the vestee shown in Schedule A is no longer the owner of
the estate or interest covered by this policy. This exclusion
does not limit the coverage ptovided in Covered Risk 8.
8. Lack of priority of the lien of the Insured Mortgage as to
each and every advance made after Date of PoUcy, and all
interest charged thereon, over Uens, encumbrances and
other matters affecting flie title, the existence of which arc
Known to the Insured at:
(a) The time ofthe advance; or
(b) The time a modificatton is made to the terms of fhe
Insured Mortgage which changes the rate of interest
charged, ifthe rate of interest is greater as a result of
the modification than it would have been before the
modification. This exclusion does nof limit the
coverage provided in Covered Risk 8.
9. The faUure of the residential structure, or any portion
thereof to have been constmcted before, on or after Date of
Policy in accordance wifli applicable buildmg codes. Tbis
exclusion does not apply to violations of building codes if
notice of the violation appears in flie Public Records at
Date ofPolicy.
Attachment One (07/26/10)
ATTACHMENT ONE
(CONTINUED)
ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07/26/10)
EXCLUSIONS FROM COVERAGE
The foliowing matters are expressly excluded from the coverage of this policy and the Company will not pay toss or damage, costs,
attorneys' fees or expenses which arise by reason of:
1. (a) Any law, ordinance, peimit, or goveminental regulation (including those relating to building and zoning) restricting, regulating,
prohib iting or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions or location ofany improvement erected on lhe Land;
(iii) the subdivlston of land; or
(iv) environmental protection;
orthe eftect of any violation of these laws, ordinances or governmental regulations. This Exclusion 1(a) does not modify or lunit
the coverage provided under Covered Risk 5, 6,13(c), 13(d), 14 or 16.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6,
13(c), 13(d), 14 or 16.
2. Rights of eminent domam. This Exclusion does not modify or Umit the coverage provided under Covered Risk 7 or 8.
3. Defects, Uens, enaimbrances, adverse claims or other matters:
(a) created, suffered, assumed or agreed fo by the Insured Claimant;
(b) not Known fo the Company, not recorded in the Public Records at Date of PoUcy, but Known to the Insured Claimant and not
disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this
policy;
(c) resulting in no loss or damage to flie Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered
Risk II, 16, 17,18,19,20,21.22,23,24,27or28);or
(e) resulting in loss or damage that would not have been sustained ifthe Insured Claimant had paid value for the Insured Mongage.
4. Unenforceability ofthe Uen ofthe Insured Mortgage because ofthe inability or failure of an Insnred to comply with applicable doing-
business laws ofthe state where the Land is situated,
3. Invalidity or unenforeeability in whole or in part of the lien of flie Insured Mortgage that arises out ofthe transacfion evidenced by the
Insured iVIortgage and is based upon usury, or any consumer credit protection or tmtii-in-lending law. This Exclusion does not modify
or limit the coverage provided in Covered Risk 26.
6. Any claim of invalidity, unenforceability or lack of priority of the lien of fhe Insured Mortgage as to Advances or modifications made
after the Insured has Knowtedge that the vestee shown in Schedule A is no longer flie owner ofthe estate or interest covered by this
policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11.
7. Any lien on the Tille tbr real estate taxes or assessments imposed by govemmental authority and created or attaching subsequent to
Date ofPolicy. This Exclusion does not modify or limit the coverage piovided in Covered Risk 11(b) or 25.
8. The failiure of the residenflal sttucture, or any portion of it, to have been constructed before, on or after Date ofPolicy in accordanco
wifli applicable building codes. This Exclusion does nof modify or limit the coverage provided in Covered Risk 5 or 6.
9. Any claim, by reason ofthe operation of federal bankmptcy, stete insolvency, or similar creditors' rights laws, that tive transaction
creating the lien of the Insured Mortgage, is
(a) a fiaudulent conveyance or fraudulent ttansfer, or
(b) a preferential ttansfer for any reason not stated in Covered Risk 27(b) ofthis policy.
f-
Attachment One (07/26/10)
April 23, 2012
On Location
Attn: Marie Sikula
Subject: Verification for HUD Label Numbers CAL319589, CAL319590 and CAL319591
The following information is provided pursuant to authorization by HUD. According to our
records, the subject HUD label numbers were attached to a home built by Golden West Homes,
Riverside, CA, completed 12-10-1985 with serial numbers GW-1 CAL CM 0518 and shipped to
Park Palace Homes, Carlsbad, C A.
This letter is not issued by the FHA mortga^ insurance program for manufiictured housing. If
you are interested in learning more about FHA's mortgage insurance requirements for
manufectured housing using this certification rather than a HUD label, you should contact your
regional Processing and Underwriting Center at the HUD Home Ownership Center (HOC)
administering the FHA mortgage insurance program in your area, or at www.hud.gov.
^^^^^^^
Jackie Cosio
Data Management and Research Team Manager
IBTS
Contractor to HUD
(703) 481-2010 (direct)
(703) 437-6894 (fex)
jAj'iUUj^ryz^ ^
45207 Research Place. Ashburn. VA 20170 • phone703.481.2000 • fax 703.437.6432 • www.ibts.ora
Accelerating progress for governments and communities in the built environment
BY
8
APR 0 6 2012
City of CARLSBAD
BUILDING DEPT
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