HomeMy WebLinkAbout; |CARPENTER, MINNIE & LOUISE|WILLIAMS, LOUISE & MINNIE CARPENTER|; 82-221318; EasementRECORDING REQUESTED BY I r
' ,',c ITY OF CARLSBAD 0 I 2267 e2-2~1318
AND WHEN RECORDED MAIL TH!S DEED AND. UNLESS OTHER- WISE SHOWN BELOW. MAIL TAX STATEMENTS TO: I
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CITY OF CARLSBAD
1200 ELM AVENUE ADDRESS
CITY & STATE CARLSBAD CA 92008
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Title Order No. Escrow No. I SPACE ABOVE THIS LINE FOR RECORDER'S USE
GRANT DEED E
Ni, &# d b4&. The undersigned declares that the documentary transfer tax is $..........................~.~ ................................................ 0 computed on the full value of the interest or property conveyed, or is 0 computed on the full value less the value of liens or encumbrances remaining thereon at the time of sale. TI
tenements or realty is located in n unincorporated area city of .................................................................................................... Carlsbad and
FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged,
MINNIECARPENTER E LOUISE WILLIAMS
hereby GRANT(S) to
CITY OF CARLSBAD, a municipal corporation
an easement for right-of-way purposes over
the following described real property in the c i tY Of Ca rl shad
county of Sari Diego , state of California:
THAT PORTION OF LOT 1, BLOCK 38, OF THE AMENDED MAP OF THE TOWN OF
CARLSBAD, RECORDED AS MAP 775, IN THE COUNTY OF SAN DIEGO, STATE OF
CALIFORNIA, DESCRIBED AS FOLLOWS:
BEGINNING AT THE SOUTHEASTERLY CORNER OF SAID LOT 1; THENCE NORTHEAST
5.00 FEET, ALONG THE SOUTHEASTERLY LINE OF SA1 D LOT 1 ; THENCE TO A
NORTHWESTERLY FROM SAID POINT OF BEGINNING: THENCE SOUTHEASTERLY,
5.00 FEET, ALONG SAID SOUTHWESTERLY LINE TO THE POINT OF BEGINNING.
ALL AS SHOWN FOR CONVENIENCE SAKE ON ATTACHMENT "A".
APN: 203-304-09
POINT ON THE SOUTHWESTERLY LINE OF SAID LOT 1, THAT IS 5.00 FEET
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STATE OF CALIFORNIA -
COUNTY OF sm Ddii
Ondmd+. -before me, the under- signed, a Nota y Public in and for said County and State, personally t
appeared FOR NOTARY SEAL OR STAMP
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JWI m,& 4 Cr _____ *OW"- "_
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tG be the person5"whose name!&ul~scribed to the within
instrument and acknowledged that xecuted the same. +5P
- Cfi&7Q~!! Dh Signature of Notary
Assessor's Parcel No. 203 ...... r: ....____ 304 7 09 ________.._...__.
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MAIL TAX STATEMENTS TO PARTY SHOWN ON FOLLOWING LINE; IF NO PARTY SO SHOWN, MAIL AS DIRECTEI
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CITY OF CARLSBAD ,SIDEWALK . EASEMENT - PARCEL "A" '
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CERTIFICATION FOR ACCEPTANCE OF DEED
This is to certify that the interest in real property
conveyed by the deed or grant dated Play 10, 1982
from Ithnie Carpenter and Louise Williams
to the City of Carlsbad, California, a municipal corporation,
is hereby accepted by the City Council of the City of Carlsba
California pursuant to resolution No. 6916 , adopted
on June 29, 1982 F and the grantee consents to the
recordation thereof by its duly authorized officer.
DATED : June 30, 1982
By :
ALETHA L. RAUTENKRANZ, City C1e
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CALIFORNIA LAND TITLE ASSOCIATION
STANDARD COVERAGE POLICY 1990 j < i1 ?, .I i
.- 21 /f/!&.<~ ;; 1.' $ ,;; , , ;- , ::. , f
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.- 11 CHHCAGO TITLE INSURANCE COMPAIV1
SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAG
CONTAINED IN SCHEDULE B AND THE CONDITIONS AND STIPULATIONS, CHICAGO TITL
INSURANCE COMPANY, a Missouri corporation, herein called the Company, insures, as of Date of Policy shou
in Schedule A, against loss or damage, not exceeding the Amount of Insurance stated in Schedule A, sustained (
incurred by the insured by reason of
1. Title to the estate or interest described in Schedule A being vested other than as stated therein;
2. Any defect in or lien or encumbrance on the title;
3. Unmarketability of the title;
4. Lack of a right of access to and from the land;
and in addition, as to an insured lender only:
5. The invalidity or unenforceability of the lien of the insured mortgage upon the title;
6. The priority of any lien or encumbrance over the lien of the insured mortgage, said mortgage being
shown in Schedule B in the order of its priority;
7. The invalidity or unenforceability of any assignment of the insured mortgage, provided the assignment
is shown in Schedule B, or the failure of the assignment shown in Schedule B to vest title to the insured
mortgage in the named insured assignee free and clear of all liens.
The Company will also pay the costs, attorneys' fees and expenses incurred in defense of the title or the lien of tk
insured mortgage, as insured, but only to the extent provided in the Conditions and Stipulations. 1. $1
.:z:(
In Witness Whereof, CHICAGO TITLE INSURANCE COMPANY has caused this policy to be signed and sealed i
of Date of Policy shown in Schedule A, the policy to become valid when countersigned by an authorized signator
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Issued by: CHICAGO TITLE COMPANY 925 "B" Street
San Diego, CA 92101 (619) 239 - 6081
CHICAGO TITLE INSURANCE COMPAN
By:
,hl+-+w
By :
Preside
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Secreta
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C. " ~ .. .. " .. .. - " " - - - - -. .. I ~ .- .. .. . I_y "~
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EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, or expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or reguli
ing, regulating, prohibiting or relating to (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumb from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a not
lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public recl
Policy.
2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not I coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value withc
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insure1
(b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and n
writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this polic]
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured IT
4. Unenforceability of the lien of the insured mortgage because of the inability orfailure of the insured at Date of Policy, or the inabi
any subsequent owner of the indebtedness, to comply with applicable doing business laws of the state in which the land is si
5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced mortgage and is based upon usury or any consumer credit protection or truth in lending law.
6. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy or the transactit interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights la
estate or interest insured by this policy.
CONDITIONS AND STIPULATIONS
1. DEFINITION OF TERMS mortgage to be released from the obligation to purchase byv
The following terms when used in this policy mean: tual condition requiring the delivery of marketable title.
(a) “insured”: the insured named in Schedule A, and, subject to any rights 2. CONTINUATION OF INSURANCE
or defenses the Company would have had against the named insured, those (a) After Acquisition of Title by Insured Lender. If this I
who succeed to the interest of the named insured by operation of law as owner of the indebtedness secured by the insured mortgage
distinguished from purchase including, but not limited to, heirs, distributees, this policy shall continue in force as of Date of Policy in favor 1
devisees, survivors, personal representatives, next of kin, or corporate or who acquires all or any part of the estate or interest in the lar
fiduciary successors. The term “insured“ also includes trustee’s sale, conveyance in lieu of foreclosure, or other leg
each successor in ownership of the indebtedness except a successor who is interest so acquired from an insured corporation, provided
an obligor under the provisions of Section 12(c) of these Conditions and the parent or wholly-owned subsidiary of the insured corpc
Stipulations (reserving, however, all rights and defenses as to any successor corporate successors by operation of law and not by purcha! that the Company would have had against any predecessor insured, unless rights or defenses the Company may have against any preds the successor acquired the indebtedness as a purchaser for value without and (iii) any governmental agency or governmental instrt
knowledge of the asserted defect, lien, encumbrance, adverse claim or other acquires all Or any part of the estate or interest pursuant
matter insured against by this policy as affecting title to the estate or interest in insurance or guaranty insuring or guaranteeing the indebtec the land); the insured mortgage.
(ii) any governmental agency or governmental instrumentality which is an (b) After Conveyance of Title by an Insured. The cover
insurer or guarantor under an insurance contract or guaranty insuring or shall continue in force as of Date of Policy in favor of an insurf guaranteeing the indebtedness secured by the insured mortgage, or any part the insured retains an estate or interest in the land, or holds thereof, whether named as an insured herein or not; secured by a purchase money mortgage given by a pur (iii) the parties designated in Section 2(a) of these Conditions and Stipula- insured, or only SO long as the insured shall have liability b!
tions. nants of warranty made by the insured in any transfer or c(
(b) “insured claimant”: an insured claiming loss or damage. estate or interest. This policy shall not continue in force in
(c) “insured lender”: the owner of an insured mortgage. chaser from an insured of either (i) an estate or interest in tl
(d) “insured mortgage”: a mortgage shown in Schedule B, the Owner of indebtedness secured by a purchase money mortgage give
which is named as an insured in Schedule A. (c) Amount of Insurance. The amount of insurance after‘
edge or notice which may be imputed to an insured by reason of the public least Of:
records as defined in this policy or any other records which impart construc- 6) the amount Of inSurance stated in Schedule A;
tive notice of matters affecting the land. (ii) the amount of the principal of the indebtedness secut.
(f) “land”: the land described or referred to in Schedule A, and improve- mortgage as Of Date Of policy9 interest thereonv expense ments affixed thereto which by law constitute real property. The term “land” amounts advanced pursuant to the insured mortgage to as
does not include any property beyond the lines of the area described or with laws or to protect the lien of the insured mortgage pri
referred to in Schedule A, nor any right, title, interest, estate or easement in acquisition Of the estate Or interest in the land and Secu
abutting streets, roads, avenues, alleys, lanes, ways or waterways, but noth- reasonable amounts expended to prevent deterioration Of in ing herein shall modify or limit the extent to which a right of access to and from red"';?$^^^^'^^ o,:~l,p~~~~~t~~~~~~~~nc~ or gov, the land is insured by this policy. (g) zemortgage!7: mortgage, deed of trust, trust deed, or other security mentality, if the agencyor instrumentality is the insured claim
instrument. sition of the estate or interest in satisfaction of its insurance
(h) “public records”: records established under state statutes at Date of anty.
Policy for the purpose of imparting constructive notice of matters relating to 3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAM
real property to purchasers for value and without knowledge. An insured shall notify the Company promptly in writing I
(i) “unmarketabilityof the title”: an alleged or apparent matter affecting the litigation as set forth in Section 4(a) below, (ii) in case knowlec title to the land, not excluded or excepted from cov ge, which would entitle a an insured heremder of claim of title or interest which I
purchaser of the estate or interest described i edule A or the insured title tothe estate or inter the lien of the insured mortgage
(i) the owner of the indebtedness secured by the insured mortgage and discharges the lien of the insured mortgage; (ii) a transfere
(e) “knowledge’’ or “known”: actual knowledge, not constructive knowl- after the conveyance by an insured lender shall in neither c
;a e
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Mr. Chuck Walden, Facilities Superintendent
city cf c.arlsha-di FacF1Fties
485 Oak AverrLle
Csrlshad.; C.A 92afaf8
nate: May Fai 1995 Re: gsc9-oq Nn; 11m1g-T;
Prnp5rty Address: vacant Land #283-384-@9 & a@
Carlshad? C.A 92na??
near Erc Walden
In ~~nn~~tion with the ah~~e EiLnhered ~SC~OW~ FTP ~TP enclnsi~g
policy of Title In.sr-!rance iuec?. for the ahnvJF1 me_n_tFn_n_ed
p'"op3rty: Flea.se retain this Policy wfth yo1.F permamerrt record:
Mae arpreciate the o9portunity of serving yn1-1, and. FTP hope that r,
may he nf service to you agaFn in the fl_ltl-llLe i
SFnCerely'.
SPR.ll\!G FjOTJPFJ'A-IN E7CP.Of.l CO';-_P i
By: nebnrah ott, Jr; ESCrOY Officer
encl i
462 Stevens Avenue Suite 105 Solana Beach, CA 92075 (619) 481-7714 FAX # (619) 481-9917
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SCHEDULE A
PolicyNo: 978775 - 05
Premium: $2 , 023.25
Amount of Insurance: $656 , 250.00
Date ofPolicy: May 22, 1995 at 2 :54 PM
\
1. Name of Insured
HOUSING AND REDEVELOPMENT COMMISSION OF THE CITY OF CARLSBAD, CALIFORNIA
2. The estate or interest in the land which is covered by this policy is:
A FEE
I
4. The land referred to in this policy is situated in the State of California, County of SAN DIEGO
and is described as follows:
PARCEL 1:
LOTS 1, 2 AND 3, BLOCK 38, TOWN OF CARLSBAD, ACCORDING TO MAP THEREOF NO. 535,
FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, MAY 2, 1988.
PARCEL 2:
LOTS 4 AND 5, BLOCK 38, OF CARLSBAD TOWNSITE, ACCORDZNG TO MAP THEREOF NO. 775,
FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, CALIFORNIA,
FEBRUARY 15, 1894.
CLTAOA88 - 11/29/88 This Policy valid only if Schedule B is attached.
PolicyNo. 978775 m5
SCHEDULE B
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expen
which arise by reason of:
PART I
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies tax
assessments on real property or by the public records.
Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whet1
not shown by the records of such agency or by the public records.
2. Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained
inspection of the land or which may be asserted by persons in possession thereof.
3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct I
would disclose, and which are not shown by the public records.
5. (a) Unpatented mining claims; @) reservations or exceptions in patents or in Acts authorizing the issuance the
(c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown e
the public records.
PARTII
1. PROPERTY TAXES, INCLUDING ANY ASSESSMENTS COLLECTED WITH TAXES, TO BE
LEVIED FOR THE FISCAL YEAR 1995-96 WHICH ARE A LIEN NOT YET PAYABLE.
2. THE LIEN OF SUPPLEMENTAL TAXES, IF ANY, ASSESSED PURSUANT TO THE
PROVISIONS OF CHAPTER 3.5 (COMMENCING WITH SECTION 75) OF THE REVENUE j
TAXATION CODE OF THE STATE OF CALIFORNIA.
3. AN EASEMENT FOR THE PURPOSE SHOWN BELOW AND RIGHTS INCIDENTAL THERETO 2
SET FORTH IN A DOCUMENT
GRANTED TO: CITY OF CARLSBAD, A MUNICIPAL CORPORATION
PURPOSE : FOR RIGHT-OF-WAY PURPOSES
RECORDED : JULY 20, 1982, AS FILE NO. 82-221318, OFFICIAL
AFFECTS :
RECORDS
AS FOLLOWS: __ ., , . ,. . =-_ .-., ,.,c .
THAT PORTION OF LOT 1 BLOCK 38, OF THE AMENDED MAP OF THE TOWN OF
CARLSBAD, RECORDED AS MAP 775, IN THE COUNTY OF SAN DIEGO, STATE OF
CALIFORNIA, DESCRIBED As FOLLOWS:
BEGINNING AT THE SOUTHEASTERLY CORNER OF SAID LOT 1; THENCE NORTHEAST
FEET, ALONG THE SOUTHEASTERLY LINE OF SAID LOT 1; THENCE TO A POINT ON
SOUTHWESTERLY LINE OF SAID LOT 1, THAT IS 5.00 FEET NORTHWESTERLY FROM
SAID POINT OF BEGINNING; THENCE SOUTHEASTERLY, 5.00 FEET, AzloNG SAID
SOUTHWESTERLY LINE TO THE POINT OF BEGINNING.
I
CLTAOB88 - 11/23/88
Policy No. 978775 -05 Page 2 0
SCHEDULE B (corn.)
CLTA88c - 12/16/88
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which might cause lossordamage for which th pany may be liable by virtue of this policy, or (iii) if title to the estate dR. terest or the lien of the
insured mortgage, asjnsured, is rejected as unmarketable. If prompt notice shall not be given to the Company, then as to that insured all liability of the
Company shall terminate with regard to the matter or matters for which prompt
notice is required: provided, however, that failure to notify the Company shall
in no case prejudice the rights of any insured under this policy unless the Company shall be prejudiced by the failure and then only to the extent of the
prejudice.
4. DEFENSE AND PROSECUTION OF ACTIONS; DUTY OF INSURED
CLAIMANT YO COOPERATE
(a) Upon written request by an insured and subject to the options contained
cost and without unreasonable delay, shall provide for the defense of such insured in litigation in which any third party asserts a claim adverse to the title
or interest as insured, but only as to those stated causes of action alleging a
defect, lien or encumbrance orother matter insured against by this policy. The Company shall have the right to select counsel of its choice (subject to the
as to those stated causes of action and shall not be liable for and will not pay right of such insured to object for reasonable cause) to represent the insured
the fees of any other counsel. The Company will not pay any fees, costs or expenses incurred by the insured in the defense of those causes of action which allege matters not insured against by this policy.
(b) The Company shall have the right, at its own cost, to institute and prosecute any action or proceeding or to do any other act which in its opinion may be necessary or desirable to establish the title to the estate or interest or the lien of the insured mortgage, as insured, or to prevent or reduce loss or damage to the insured. The Company may take any appropriate action under
the terms of this policy, whetheror not it shall be liable hereunder, and shall not thereby concede liability or waive any provision of this policy. If the Company shall exercise its rights under this paragraph, it shall do so diligently.
(c) Whenever the Company shall have brought an action or interposed a
defense as required or permitted by the provisions of this policy, the Company may pursue any litigation to final determination by a court of competent juris-
diction and expressly reserves the right, in its sole discretion, to appeal from
any adverse judgment or order.
(d) In all cases where this policy permits br requires the Company to prose-
cute or provide for the defense of any action or proceeding, an insured shall
secure to the Company the right to so prosecute or provide defense in the
action or proceeding, and all appeals therein, and permit the Company to use,
by the Company, an insured, at the Company’s expense, shall give the Com-
pany all reasonable aid (i) in any action or proceeding, securing evidence, obtaining witnesses, prosecuting or defending the action or proceeding, or
effecting settlement, and (ii) in any other lawful act which in the opinion of the Company may be necessary or desirable to establish the title to the estate or interest or the lien of the insured mortgage, as insured. If the Company is
prejudiced by the failure of an insured to furnish the required cooperation, the
Company’s obligations to the insured under the policy shall terminate, includ- ing any liability or obligation to defend, prosecute, or continue any litigation, with regard to the matter or matters requiring such cooperation.
in Section 6 of these Conditions and Stipulations, the Company, at its own
at its option, the name of such insured for this purpose. Whenever requested
from third parties as re in this paragraph, unless prohit
governmental regulation, 43k all terminate any liability of the Cc
this policy as to that insured for that claim.
6. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; T
OF LIABILITY
In case of a claim under this policy, the Company shall haw additional options: (a) To Pay or Tender Payment of the Amount of Ins
(i) to pay or tender payment of the amount of insurance ur
together with any costs, attorneys’ fees and expenses incurred
claimant, which were authorized by the Company, up to the timf
tender of payment and which the Company is obligated to pa’
(ii) in case loss or damage is claimed under this policy by tt indebtedness secured by the insured mortgage, to purchase ness secured by the insured mortgage for the amount owing thl
with any costs, attorneys’ fees and expenses incurred by the in: which were authorized by the Company up to the time of purch the Company is obligated to pay.
If the Company offers to purchase the indebtedness as herei.
owner of the indebtedness shall transfer, assign, and convey
ness and the insured mortgage, together with any collateral s
Company upon payment therefor.
a(i), all liability and obligations to the insured under this policy Upon the exercise by the Company of the option provided fo
make the payment required in that paragraph, shall terminate, liability or obligation to defend, prosecute, or continue any lit& policy shall be surrendered to the Company for cancellation.
Upon the exercise by the Company of the option provided fc
a(ii) the Company’s obligation to an insured lender under thi:
claimed loss or damage, other than the payment required to t
terminate, includingany liabilityorobligation todefend, prosecl any litigation.
(b) To Pay or Otherwise Settle With Parties Other than t
(i) to pay or otherwise settle with other parties for or in tt insured claimant any claim insured against under this policy, to! costs, attorneys’ fees and expenses incurred by the insured ( were authorized by the Company up to the time of payment Company is obligated to pay; or
provided for under this policy, together with any costs, attorn (ii) to pay or otherwise settle with the insured claimant the Is
expenses incurred by the insured claimant which were autb Company up to the time of payment and which the Company
Pay. Upon the exercise by the Company of either of the options I
paragraphs (b)(i) or b(ii), the Company’s obligations to the insu
policy for the claimed loss or damage, other than the payments made, shall terminate, including any liability or obligation to c
cute or continue any litigation.
Purchase the Indebtedness.
With the Insured Claimant.
5. PROOF OF LOSS OR DAMAGE
In addition to and afterthe notices required under Section 3 of these Condi- tions and Stipulations have been provided the Company, a proof of loss or
damage signed and sworn to by the insured claimant shall be furnished to the Company within 90 days after the insured claimant shall ascertain the facts giving rise to the loss or damage. The proof of loss or damage shall describe the defect in, or lien or encumbrance on the title, or other matter insured
against by this policy which constitutes the basis of loss or damage and shall
state, to the extent possible, the basis of calculating the amount of the loss or damage. If the Company is prejudiced by the failure of an insured claimant to provide the required proof of loss or damage, the Company’s obligations to such insured under the policy shall terminate, including any liability or obliga-
tion to defend, prosecute, or continue any litigation, with regard to the matter
.-
or matters requiring such proof of loss or damage.
examination under oath by any authorized representative of the Company
In addition, an insured claimant may reasonably be required to submit to
and shall produce for examination, inspection and copying, at such reason-
able times and places as may be designated by any authorized representative of the Company, all records, books, ledgers, checks, correspondence and memoranda, whether bearing a date before or after Date of Policy, which
reasonably pertain to the loss or damage. Further, if requested by any author-
ized representative of the Company, the insured claimant shall grant its per- mission, in writing, for any authorized representative of the Company to exam- ine, inspect and copy all records, books, ledgers, checks, correspondence and memoranda in the custody or control of a third party, which reasonably pertain to the loss or damage. All information designated as confidential by an insured claimant provided to the Company pursuant to this Section shall not
be disclosed to others unless, in the reasonable judgment of the Company, it is necessary in the administration of the claim. Failure of an insured claimant to submit for examination under oath, produce other reasonably requested
information or grant permission to secure reasonably necessary information
7. DETERMINATION AND EXTENT OF LIABILITY
This policy is a contract of indemnity against actual moneta1 age sustained or incurred by the insured claimant who has SI
damage by reason of matters insured against by this policy a extent herein described.
(a) The liability of the Company under this policy to an insurf not exceed the least of:
(i) the Amount of Insurance stated in Schedule A, or, if i
amount of insurance as defined in Section 2 (c) of these C Stipulations;
(ii) the amount of the unpaid principal indebtedness sf
insured mortgage as limited or provided under Section 8 of the and Stipulations or as reduced under Section 9 of these C
Stipulations, at the time the loss or damage insured against
occurs, together with interest thereon: or
(iii) the difference between the value of the insured estate
insured and the value of the insured estate or interest subject lien or encumbrance insured against by this policy.
(b) In the event the insured lender has acquired the estate or manner described in Section 2(a) of these Conditions and Stipt
conveyed the title, then the liability of the Company shall contin
in Section 7(a) of these Conditions and Stipulations.
(c) The liability of the Company under this policy to an insure
estate or interest in the land described in Schedule A shall n
least of:
(i) the Amount of Insurance stated in Schedule A; or,
(ii) the difference between the value of the insured estate insured and the value of the insured estate or interest subject
lien or encumbrance insured against by this policy.
(d) The Company will pay only those costs, attorneys’ fees
incurred in accordance with Section 4 of these Conditions an(
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