HomeMy WebLinkAboutAmerican Capital Enterprises; 2008-01-28;AMENDMENT NO. 2 TO EXTEND THE AGREEMENT FOR COLLECTION SERVICES
AMERICAN CAPITOL ENTERPRISES, INC.
This Amendment No.2 is entered into and effective as of the 3 (i~4- day of bCL ,uld-, , 20%, extending the agreement dated January 28, 2008 (the
"Agreement") by and between the City of Carlsbad, a municipal corporation, ("City"), and
American Capital Enterprises, Inc., a corporation, ("Contractor") (collectively, the "Parties").
RECITALS
A. On April 6, 2009, the Parties executed Amendment No. 1 to the Agreement to provide
collection services, extending the term of the Agreement to January 28, 2010; and
B. The Parties desire to extend the Agreement for a period of one (I) year, ending on
January 28,201 1.
NOW, THEREFORE, in consideration of these recitals and the mutual covenants
contained herein, City and Contractor agree as follows:
1. The Agreement, as may have been amended from time to time, is hereby
extended for a period of one (1) year ending on January 28,2011.
2. All other provisions of the Agreement, as may have been amended from time to
time, shall remain in full force and effect.
3. All requisite insurance policies to be maintained by the Contractor pursuant to the
Agreement, as may have been amended from time to time, shall include coverage for this
Amendment.
City Attorney Approved Version #05.22.01
4. The individuals executing this Amendment and the instruments referenced on
behalf of Contractor each represent and warrant that they have the legal power, right and actual
authority to bind Contractor to the terms and conditions hereof of this Amendment.
CITY OF CARLSBAD, a municipal
*By: corporation of the State of California
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(e-mail address)
**By:] Lq~~~ City Clerk
(sign here)
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(print nameltitle)
(e-mail address)
If required by City, proper notarial acknowledgment of execution by contractor must be attached.
If a Corporation, Agreement must be signed by one corporate officer from each of the following
two groups.
*Group A.
Chairman,
President, or
Vice-President
"Group B.
Secretary,
Assistant Secretary,
CFO or Assistant Treasurer
Otherwise, the corporation must attach a resolution certified by the secretary or assistant
secretary under corporate seal empowering the officer(s) signing to bind the corporation.
APPROVED AS TO FORM:
RONALD R. BALL, City Attorney
City Attorney Approved Version #05.22.01
RATIFICATION OF AMENDMENT NO. 1 TO EXTEND THE AGREEMENT
FOR COLLECTION SERVICES
AMERICAN CAPITAL ENTERPRISES
This Ratification of Amendment No. 1 is entered into (Jiffa-Qj tj , 2009,
but effective January 28, 2009, extending the underlying initial agreement between the Parties
dated January 28, 2008 (the "Agreement") by and between the City of Carlsbad, a municipal
corporation, ("City"), and American Capital Enterprises, Inc. a corporation, ("Contractor")
(collectively, the "Parties").
RECITALS
A. The Agreement, as amended from time to time expired on January 28, 2009 and
Contractor continued to work on the services specified therein without the benefit of an
amendment.
B. The Parties desire to ratify the amendment extending the term of the Agreement,
for a period of one (1) year, ending on January 28, 2010.
NOW, THEREFORE, in consideration of these recitals and the mutual covenants
contained herein, City and Contractor agree as follows:
1. Amendment No. 1 to the Agreement, is hereby retroactively approved and the
Agreement is hereby extended for a period of one (1) year, ending on January 28, 2010.
2. All other provisions of the Agreement, as may have been amended from time to
time, will remain in full force and effect.
3. All requisite insurance policies to be maintained by the Contractor pursuant to the
Agreement, as may have been amended from time to time, will include coverage for this
Amendment.
City Attorney Approved Version #04.11.01
4. The individuals executing this Amendment and the instruments referenced in it
on behalf of Contractor each represent and warrant that they have the legal power, right and
actual authority to bind Contractor to the terms and conditions of this Amendment.
CONTRACTOR CITY OF C
corporation of
By:
.SBAD, a municipal
3te of California
(sign here)
) £./Uf>
(print name/title)
(e-mail address)
(sign here)
(print name/title)
(e-mail address)
If required by City, proper notarial acknowledgment of execution by contractor must be
attached. If a Corporation. Agreement must be signed by one corporate officer from each of the
following two groups.
*Group A.
Chairman,
President, or
Vice-President
**Group B.
Secretary,
Assistant Secretary,
CFO or Assistant Treasurer
Otherwise, the corporation must attach a resolution certified by the secretary or assistant
secretary under corporate seal empowering the officer(s) signing to bind the corporation.
APPROVED AS TO FORM:
RONALD RaBALL, City Attorney
JJeptrty City Attorney
City Attorney Approved Version #04.11.01
AGREEMENT FOR COLLECTION SERVICES
(American Capital Enterprises)
THIS AGREEMENT is made and entered into as of the CxQ day of
5V^jqjrVsvjA. 20CfS . by and between the CITY OF CARLSBAD, a municipal
corporation, ( CityllV and American Capital Enterprises, Inc. a corporation,
("Contractor").
RECITALS
A. City requires the professional services of a collection service that is
experienced in debt recovery.
B. Contractor has the necessary experience in providing professional
services and advice related to debt recovery.
C. Selection of Contractor is expected to achieve the desired results in an
expedited fashion.
D. Contractor has submitted a proposal to City and has affirmed its
willingness and ability to perform such work.
NOW, THEREFORE, in consideration of these recitals and the mutual covenants
contained herein, City and Contractor agree as follows:
1. SCOPE OF WORK
City retains Contractor to perform, and Contractor agrees to render, those services (the
"Services") that are defined in attached Exhibit "A", which is incorporated by this
reference in accordance with this Agreement's terms and conditions.
2. STANDARD OF PERFORMANCE
While performing the Services, Contractor will exercise the reasonable professional
care and skill customarily exercised by reputable members of Contractor's profession
practicing in the Metropolitan Southern California Area, and will use reasonable
diligence and best judgment while exercising its professional skill and expertise.
3- TERM
The term of this Agreement will be effective for a period of one (1) from the date first
above written. The City Manager may amend the Agreement to extend it for three (3)
additional one (1) year periods or parts thereof in an amount not to exceed fifty
thousand dollars ($50,000) per Agreement year. Extensions will be based upon a
satisfactory review of Contractor's performance, City needs, and appropriation of funds
by the City Council. The parties will prepare a written amendment indicating the
effective date and length of the extended Agreement.
City Attorney Approved Version #1128.06
4. TIME IS OF THE ESSENCE
Time is of the essence for each and every provision of this Agreement.
5. COMPENSATION
The total fee payable for the Services to be performed during the initial Agreement term
will not exceed fifty thousand dollars ($50,000), and will be paid as defined under
"Collection Programs" in the attached Exhibit "A", which is incorporated by this
reference in accordance with this Agreement's terms and conditions. No other
compensation for the Services will be allowed except for items covered by subsequent
amendments to this Agreement. The City reserves the right to withhold a ten percent
(10%) retention until City has accepted the work and/or Services specified in Exhibit "A".
6. STATUS OF CONTRACTOR
Contractor will perform the Services in Contractor's own way as an independent
contractor and in pursuit of Contractor's independent calling, and not as an employee of
City. Contractor will be under control of City only as to the result to be accomplished,
but will consult with City as necessary. The persons used by Contractor to provide
services under this Agreement will not be considered employees of City for any
purposes.
The payment made to Contractor pursuant to the Agreement will be the full and
complete compensation to which Contractor is entitled. City will not make any federal or
state tax withholdings on behalf of Contractor or its agents, employees or
subcontractors. City will not be required to pay any workers' compensation insurance or
unemployment contributions on behalf of Contractor or its employees or subcontractors.
Contractor agrees to indemnify City within thirty (30) days for any tax, retirement
contribution, social security, overtime payment, unemployment payment or workers'
compensation payment which City may be required to make on behalf of Contractor or
any agent, employee, or subcontractor of Contractor for work done under this
Agreement. At the City's election, City may deduct the indemnification amount from any
balance owing to Contractor.
7. SUBCONTRACTING
Contractor will not subcontract any portion of the Services without prior written approval
of City. If Contractor subcontracts any of the Services, Contractor will be fully
responsible to City for the acts and omissions of Contractor's subcontractor and of the
persons either directly or indirectly employed by the subcontractor, as Contractor is for
the acts and omissions of persons directly employed by Contractor. Nothing contained
in this Agreement will create any contractual relationship between any subcontractor of
Contractor and City. Contractor will be responsible for payment of subcontractors.
Contractor will bind every subcontractor and every subcontractor of a subcontractor by
the terms of this Agreement applicable to Contractor's work unless specifically noted to
the contrary in the subcontract and approved in writing by City.
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8. OTHER CONTRACTORS
The City reserves the right to employ other Contractors in connection with the Services.
9. INDEMNIFICATION
Contractor agrees to indemnify and hold harmless the City and its officers, officials,
employees and volunteers from and against all claims, damages, losses and expenses
including attorneys fees arising out of the performance of the work described herein
caused by any negligence, recklessness, or willful misconduct of the Contractor, any
subcontractor, anyone directly or indirectly employed by any of them or anyone for
whose acts any of them may be liable.
The parties expressly agree that any payment, attorney's fee, costs or expense City
incurs or makes to or on behalf of an injured employee under the City's self-
administered workers' compensation is included as a loss, expense or cost for the
purposes of this section, and that this section will survive the expiration or early
termination of this Agreement.
10. INSURANCE
Contractor will obtain and maintain for the duration of the Agreement and any and all
amendments, insurance against claims for injuries to persons or damage to property
which may arise out of or in connection with performance of the services by Contractor
or Contractor's agents, representatives, employees or subcontractors. The insurance
will be obtained from an insurance carrier admitted and authorized to do business in the
State of California. The insurance carrier is required to have a current Best's Key Rating
of not less than "A-:V".
10.1 Coverages and Limits.
Contractor will maintain the types of coverages and minimum limits indicated below,
unless City Attorney or City Manager approves a lower amount. These minimum
amounts of coverage will not constitute any limitations or cap on Contractor's
indemnification obligations under this Agreement. City, its officers, agents and
employees make no representation that the limits of the insurance specified to be
carried by Contractor pursuant to this Agreement are adequate to protect Contractor. If
Contractor believes that any required insurance coverage is inadequate, Contractor will
obtain such additional insurance coverage, as Contractor deems adequate, at
Contractor's sole expense.
10.1.1 Commercial General Liability insurance. $1.000.000 combined
single-limit per occurrence for bodily injury, personal injury and property damage. If the
submitted policies contain aggregate limits, general aggregate limits will apply
separately to the work under this Agreement or the general aggregate will be twice the
required per occurrence limit.
10.1.2 Automobile Liability (if the use of an automobile is involved for
Contractor's work for City). $1,000,000 combined single-limit per accident for bodily
injury and property damage.
City Attorney Approved Version #11.28.06
10.1.3 Workers' Compensation and Employer's Liability. Workers'
Compensation limits as required by the California Labor Code and Employer's Liability
limits of $1,000,000 per accident for bodily injury. Workers' Compensation and
Employer's Liability insurance will not be required if Contractor has no employees and
provides, to City's satisfaction, a declaration stating this.
10.1.4 Professional Liability. Errors and omissions liability appropriate to
Contractor's profession with limits of not less than $1,000,000 per claim. Coverage must
be maintained for a period of five years following the date of completion of the work.
10.2. Additional Provisions. Contractor will ensure that the policies of insurance
required under this Agreement contain, or are endorsed to contain, the following
provisions:
10.2.1 The City will be named as an additional insured on General
Liability.
10.2.2 Contractor will obtain occurrence coverage, excluding Professional
Liability, which will be written as claims-made coverage.
10.2.3 This insurance will be in force during the life of the Agreement and
any extensions of it and will not be canceled without thirty (30) days prior written notice
to City sent by certified mail pursuant to the Notice provisions of this Agreement.
10.3 Providing Certificates of Insurance and Endorsements. Prior to City's execution
of this Agreement, Contractor will furnish certificates of insurance and endorsements to
City.
10.4 Failure to Maintain Coverage. If Contractor fails to maintain any of these
insurance coverages, then City will have the option to declare Contractor in breach, or
may purchase replacement insurance or pay the premiums that are due on existing
policies in order to maintain the required coverages. Contractor is responsible for any
payments made by City to obtain or maintain insurance and City may collect these
payments from Contractor or deduct the amount paid from any sums due Contractor
under this Agreement.
10.5 Submission of Insurance Policies. City reserves the right to require, at anytime,
complete and certified copies of any or all required insurance policies and
endorsements.
11. BUSINESS LICENSE
Contractor will obtain and maintain a City of Carlsbad Business License for the term of
the Agreement, as may be amended from time-to-time.
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12. ACCOUNTING RECORDS
Contractor will maintain complete and accurate records with respect to costs incurred
under this Agreement. All records will be clearly identifiable. Contractor will allow a
representative of City during normal business hours to examine, audit, and make
transcripts or copies of records and any other documents created pursuant to this
Agreement. Contractor will allow inspection of all work, data, documents, proceedings,
and activities related to the Agreement for a period of three (3) years from the date of
final payment under this Agreement.
13. OWNERSHIP OF DOCUMENTS
All work product produced by Contractor or its agents, employees, and subcontractors
pursuant to this Agreement is the property of City. In the event this Agreement is
terminated, all work product produced by Contractor or its agents, employees and
subcontractors pursuant to this Agreement will be delivered at once to City. Contractor
will have the right to make one (1) copy of the work product for Contractor's records.
14. COPYRIGHTS
Contractor agrees that all copyrights that arise from the services will be vested in City
and Contractor relinquishes all claims to the copyrights in favor of City.
15. NOTICES
The name of the persons who are authorized to give written notices or to receive written
notice on behalf of City and on behalf of Contractor under this Agreement.
For City: For Contractor:
Colette Wengenroth Name Ronald G. Matheson
Finance Manager Title President
Finance Department Address 42145 Lyndie Ln, ste 212
City of Carlsbad Temecula, CA 92591
1635 Faraday Avenue Phone No. 951-695-3372
Carlsbad, CA 92008-7314
Phone No. 760-602-2468
Each party will notify the other immediately of any changes of address that would
require any notice or delivery to be directed to another address.
16. CONFLICT OF INTEREST
City will evaluate Contractor's duties pursuant to this Agreement to determine whether
disclosure under the Political Reform Act and City's Conflict of Interest Code is required
of Contractor or any of Contractor's employees, agents, or subcontractors. Should it be
determined that disclosure is required, Contractor or Contractor's affected employees,
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agents, or subcontractors will complete and file with the City Clerk those schedules
specified by City and contained in the Statement of Economic Interests Form 700.
Contractor, for Contractor and on behalf of Contractor's agents, employees,
subcontractors and consultants warrants that by execution of this Agreement, that they
have no interest, present or contemplated, in the projects affected by this Agreement.
Contractor further warrants that neither Contractor, nor Contractor's agents, employees,
subcontractors and consultants have any ancillary real property, business interests or
income that will be affected by this Agreement or, alternatively, that Contractor will file
with the City an affidavit disclosing this interest.
17. GENERAL COMPLIANCE WITH LAWS
Contractor will keep fully informed of federal, state and local laws and ordinances and
regulations which in any manner affect those employed by Contractor, or in any way
affect the performance of the Services by Contractor. Contractor will at all times observe
and comply with these laws, ordinances, and regulations and will be responsible for the
compliance of Contractor's services with all applicable laws, ordinances and regulations.
Contractor will be aware of the requirements of the Immigration Reform and Control Act
of 1986 and will comply with those requirements, including, but not limited to, verifying
the eligibility for employment of all agents, employees, subcontractors and consultants
that the services required by this Agreement.
18. DISCRIMINATION AND HARASSMENT PROHIBITED
Contractor will comply with all applicable local, state and federal laws and regulations
prohibiting discrimination and harassment.
19. DISPUTE RESOLUTION
If a dispute should arise regarding the performance of the Services the following
procedure will be used to resolve any questions of fact or interpretation not otherwise
settled by agreement between the parties. Representatives of Contractor or City will
reduce such questions, and their respective views, to writing. A copy of such
documented dispute will be forwarded to both parties involved along with recommended
methods of resolution, which would be of benefit to both parties. The representative
receiving the letter will reply to the letter along with a recommended method of
resolution within ten (10) business days. If the resolution thus obtained is unsatisfactory
to the aggrieved party, a letter outlining the disputes will be forwarded to the City
Manager. The City Manager will consider the facts and solutions recommended by each
party and may then opt to direct a solution to the problem. In such cases, the action of
the City Manager will be binding upon the parties involved, although nothing in this
procedure will prohibit the parties from seeking remedies available to them at law.
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20. TERMINATION
In the event of the Contractor's failure to prosecute, deliver, or perform the Services,
City may terminate this Agreement for nonperformance by notifying Contractor by
certified mail of the termination. If City decides to abandon or indefinitely postpone the
work or services contemplated by this Agreement, City may terminate this Agreement
upon written notice to Contractor. Upon notification of termination, Contractor has five
(5) business days to deliver any documents owned by City and all work in progress to
City address contained in this Agreement. City will make a determination of fact based
upon the work product delivered to City and of the percentage of work that Contractor
has performed which is usable and of worth to City in having the Agreement completed.
Based upon that finding City will determine the final payment of the Agreement.
Either party upon tendering thirty (30) days written notice to the other party may
terminate this Agreement. In this event and upon request of City, Contractor will
assemble the work product and put it in order for proper filing and closing and deliver it
to City. Contractor will be paid for work performed to the termination date; however, the
total will not exceed the lump sum fee payable under this Agreement. City will make the
final determination as to the portions of tasks completed and the compensation to be
made.
21. COVENANTS AGAINST CONTINGENT FEES
Contractor warrants that Contractor has not employed or retained any company or
person, other than a bona fide employee working for Contractor, to solicit or secure this
Agreement, and that Contractor has not paid or agreed to pay any company or person,
other than a bona fide employee, any fee, commission, percentage, brokerage fee, gift,
or any other consideration contingent upon, or resulting from, the award or making of
this Agreement. For breach or violation of this warranty, City will have the right to annul
this Agreement without liability, or, in its discretion, to deduct from the Agreement price
or consideration, or otherwise recover, the full amount of the fee, commission,
percentage, brokerage fees, gift, or contingent fee.
22. CLAIMS AND LAWSUITS
By signing this Agreement, Contractor agrees that any Agreement claim submitted to
City must be asserted as part of the Agreement process as set forth in this Agreement
and not in anticipation of litigation or in conjunction with litigation. Contractor
acknowledges that if a false claim is submitted to City, it may be considered fraud and
Contractor may be subject to criminal prosecution. Contractor acknowledges that
California Government Code sections 12650 et sea., the False Claims Act applies to
this Agreement and, provides for civil penalties where a person knowingly submits a
false claim to a public entity. These provisions include false claims made with deliberate
ignorance of the false information or in reckless disregard of the truth or falsity of
information. If City seeks to recover penalties pursuant to the False Claims Act, it is
entitled to recover its litigation costs, including attorney's fees. Contractor acknowledges
that the filing of a false claim may subject Contractor to an administrative debarment
proceeding as the result of which Contractor may be prevented to act as a Contractor
on any public work or improvement for a period of up to five (5) years. Contractor
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acknowledges debarment by another jurisdiction is grounds for City to terminate this
Agreement.
23. JURISDICTIONS AND VENUE
Any action at law or in equity brought by either of the parties for the purpose of
enforcing a right or rights provided for by this Agreement will be tried in a court of
competent jurisdiction in the County of San Diego, State of California, and the parties
waive all provisions of law providing for a change of venue in these proceedings to any
other county.
24. SUCCESSORS AND ASSIGNS
It is mutually understood and agreed that this Agreement will be binding upon City and
Contractor and their respective successors. Neither this Agreement or any part of it nor
any monies due or to become due under it may be assigned by Contractor without the
prior consent of City, which shall not be unreasonably withheld.
25. ENTIRE AGREEMENT
This Agreement, together with any other written document referred to or contemplated
by it, along with the purchase order for this Agreement and its provisions, embody the
entire Agreement and understanding between the parties relating to the subject matter
of it. In case of conflict, the terms of the Agreement supersede the purchase order.
Neither this Agreement nor any of its provisions may be amended, modified, waived or
discharged except in a writing signed by both parties.
26. AUTHORITY
The individuals executing this Agreement and the instruments referenced in it on behalf
of Contractor each represent and warrant that they have the legal power, right and
actual authority to bind Contractor to the terms and conditions of this Agreement.
CONTRACTOR
(sign here)
(print name/title)
CITY OF
corporatioi
By:
ATTE
LORRAINE M. WOOD
City Clerk
(print name/title)
(e-mail address)
City Attorney Approved Version #11.28.06
If required by City, proper notarial acknowledgment of execution by contractor
must be attached. If a Corporation. Agreement must be signed by one corporate
officer from each of the following two groups.
"Group A. **Group B.
Chairman, Secretary,
President, or Assistant Secretary,
Vice-President CFO or Assistant Treasurer
Otherwise, the corporation must attach a resolution certified by the secretary or
assistant secretary under corporate seal empowering the officer(s) signing to bind the
corporation.
APPROVED AS TO FORM:
RONALD R. BALL, City Attorney
By:_
Deputy City Attorn
(Remainder of Page Intentionally Left Blank)
City Attorney Approved Version #04.01.02
EXHIBIT "A"
SCOPE OF SERVICES AND FEE
Collection Philosophy and Methodology
We help clients realize their accounts receivable objectives, with outstanding
collection performance and exemplary services, while maintaining their goodwill
in the community.
The Collection Process:
• Upon the accounts being put into our system, and the first notice being sent
to the debtor, all accounts are run through our automated dialer system
providing maximum coverage to obtain debtor response.
• We provide a full compliment of notices, as needed, and collector telephone
calls to motivate debtors. We may provide sample letters to you upon
request. Accounts are referred to a collection desk if no response from the
automated dialer or if there is no phone number on the account.
• Balances over $1,000 are reviewed for possible litigation if warranted, and
allowed, by our Client.
• Accounts are reported to Experian (TRW) after the accounts have been in the
office for 30 days.
• Skiptracing is done on accounts with no phone numbers. Examples of our
skiptracing technologies are covered in the skiptracing section.
• All balance sizes are accepted for collections. With our technology, small
balance accounts get fair treatment.
• American Capital can undertake a rework on existing or on second
placements.
Collection Programs:
Our office custom tailors a program to fit the needs of our clients from letter
service to regular collections. In general, we have listed typical services that we
provide.
Letter Service (Pre-collect) $20.00 fee per account
Letter Service (Pre-collect) accounts will get 2 notices over a 45 day
period with a $20.00 fee being added to the bill prior to the 2nd notice being
City Attorney Approved Version #04.01.02
mailed. These notices will state that we are assisting your office on these
accounts. At a pre-agreed time, typically 60 days from assignment, the account
would automatically roll to regular collections at the regular contingency fee if
payment has not been made. At that time, a negative entry on the customers
Experian Credit Report will be made.
The advantage to this service is that the net return to the City is 100% if
the debtor pays within the agreed time frame before the account would be rolled
over for regular collections. With the notices going out with our information, it
reduces the calls and involvement of the City and our office handles all calls and
correspondence.
Letter Service $20.00 per account
Letter Service accounts would receive the same treatment as the Pre-
Collect Service with the exception that these accounts would not "roll to hard
core collections." These accounts would stay in the office and would be reported
to Experian as collection accounts at 60 days or at a predetermined time and the
account would be suspended. No telephone calls would be made on these
accounts.
This is based on a volume of no more than 200 accounts annually.
Regular Collections 25% contingency
Regular collection accounts are fully explained in Attachment V. Our
office makes use of an automated dialer system as described so we have no
minimum on the dollar amount that we accept. Accounts are actively worked
from the date of assignment. Rework projects are routinely done on a periodic
basis to help ensure the maximum collected as financial situations may change
for the debtors.
Legal Accounts 50% contingency
Our office, upon the City Attorney's approval, will initiate litigation when a
balance warrants such action and we have located assets for the debtor.
There is no up front cost to the City for this service. Our office will handle
all fees in relation to these accounts. We are also willing to accept Judgment
accounts where the City already has a judgment and wants us to pursue the
recovery.
Second Placement Accounts 50% contingency
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Second placement accounts will be accepted from the City of Carlsbad at
a 50% contingency fee, only after confirmation that the accounts have been
properly canceled from the previous Agency.
SCOPE OF COLLECTION SERVICES
Description of Service Provided:
American Capital will diligently attempt to effectuate payment on all bad debt
accounts assigned.
Collection Services include:
• Manual input of all hard copy account information into our computer system
(assignments by electronic media is available by e-mail, floppy disk, diskette, 9
tract and CD-Rom).
• Computer matching of any previous debts with new accounts.
• A written acknowledgement of accounts received.
• First notices in mail to debtors promptly.
• All accounts run through our Auto Dialer providing maximum coverage to
obtain debtor response.
• Accounts that are referred to live collection desk (if no response).
• Full complement of notices, as needed, and collector telephone calls to
motivate debtors.
• Monthly reports as Client designates.
• Monthly remittance of dollars collected.
Credit Reporting Services:
• All accounts are listed with Experian Credit Bureau via computer tape to help
effectuate eventual payment up to 7 years from the date of the debt.
Documentation and Reports:
• Acknowledgement Reports are sent promptly to the Client after the accounts
are assigned. We use the Clients account number for easy referencing.
• Remittance Advice Reports are sent to the Client on a monthly basis showing
the recovered dollars for the previous month.
• Creditor Master Reports are sent to the Client monthly, quarterly, or as
needed. This report shows all debtors assigned to collections, balance,
payments and the status of the account.
• Cancel Reports are generated to show accounts closed out by our office at
your request or for other specific reasons.
• Special Reports for Clients may be provided as requested. Our computer
company may custom tailor a report to "fit" a Clients' special need. They can
do this on short notice, when necessary.
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Management Audits:
• To ensure compliance with all internal and external collection procedures, our
Collection Manager audits a percentage of the collection files assigned to a
collector's desk.
Attorney Services
• Attorney is assigned all balances in excess of $1,000 and personally reviews
and works the accounts.
• Balances in excess of $1,000 have Experian Credit Reports run and are
provided to Attorney as part of the collection process.
• Legals filed on accounts over $1,000 at agency's expense with the Client's
approval. Lawsuits not filed if debtors are "judgment proof or no assets
available to execute on.
Skiptracinq Services Include:
. Skkptracing services for "skips" include computerized databases searching by
the following topics.
Public Filing and Information:
Property Tax
Uniform Commercial Claims (UCC) filings
Secure Loans/Debts
Fictitious Business (DBAs)
California Corporation/Limited Partnerships
Board of Equalizations
Department of Consumer Affairs
Contractors License
California Civil Index Filings
Address and Telephone Information Providing:
Exact address matches and nearbys
Exact name matches
Similar names with zip code areas
Phone number matches (both home and business)
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