HomeMy WebLinkAboutFirst Interstate Bank; 1995-12-18;v $IT I*81 'T - -1
Date December 1
To File 0 Reply Wanted
From Isabelle Paulsen 0 No R epiy Necessary
A copy of the agreement with First Interstate Bank was given t
Jane DeGiacomo of the Treasurer's Office. Jane indicated that
she would forward a copy on to the bank.
Council meeting of December 5, 1995.
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City of Carlsbad
CUSTODIAL AGREEMENT
Institutional Custody Sewices
FIRST f NTERSTATE BANI< OF CALIFORNIA
Institutional Trust and Investmen ts Division
October 1995
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TABLE OF CONTENTS
ARTICLE I: APPOINTMENT OF BANK AS CUSTODIAN ...............................................
ARTICLE II: AUTHORITY AND RESPONSIBILITY OF CUSTODIAN ..............................
ARTICLE Ill: INVESTMENT OF CUSTODIAL ACCOUNT ................................................
ARTICLE IV: AUTHORIZED REPRESENTATIVES ..............................................................
ARTICLE V: CUSTODIAN INSTRUCTIONS .....................................................................
ARTICLE VI: COMPENSATION AND EXPENSES OF THE BANK .....................................
ARTICLE VII: ADVANCES AND OVERDRAFTS .................................................................
ARTICLE VIII: RECORDS AND ACCOUNTS .......................................................................
ARTICLE IX: AMEN DME NTS AN D TERM I N AT10 N S .......................................................
ARTICLE X: CONCERNING THE CUSTODIAN ...............................................................
ARTICLE XI: MISCELLANEOUS .........................................................................................
INSTITUTIONAL CUSTODY
C U STODl AL AGREEMENT ,
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City of Carls'
In the event the Bank fails to actually receive any monies which have been credited to the Custo
Account and/or DDA as hereinabove described, the Bank shall notify the Principal within twenty 1
(24) hours thereof, shall reverse out such credit and shall be entitled to interest at a fair
reasonable rate, as mutually determined by the Bank and Principal, from the date of credit to
Custodial Account until the date such credit is reversed.
Section 2.03. The Bank shall use its best efforts to collect, on behalf of the Principal, mol
which are due and owing to the Principal upon the maturity, redemption, principal payments, or
of securities or other property held in the Custodial Account, or at the dates of their calls for payn
of which the Bank has actual notice from the reporting services to which the Bank subscribes,
proceeds of property so received shall be held in the Custodial Account, or forwarded upon
direction of the Principal. The Bank shall not be obligated to institute or participate in any I(
proceedings to make such collection. Whenever the Bank has been unable to make a collec
pursuant to this section, it will notify the Principal of its inability to make such collection, and
reasons therefor, insofar as such reasons are known to the Bank.
Section 2.04. The Bank will notify the Principal of any voluntary offering with respect to
securities held in the Custodial Account and will forward to the Principal, upon request, s
literature and reports as may be received by the Bank pertaining to any securities held hereun
The Bank, absent directions, is under no duty to take any action with respect to any securities he1
the Custodial Account.
The Bank will execute proxies with respect to Custodial Assets held in its name or ir
nominee name and forward the proxies to the Principal without having voted the proxies.
Section 2.05. The Bank shall disburse cash and other property then held in the Custo
Account and/or DDA in accordance with the instructions of the Principal. The Bank shall have
responsibility to determine whether any such disbursements are in accordance with applicable I
regulations, or any agreement other than this Agreement.
Section 2.06. Notwithstanding any other provision of this Agreement, all or any of
monies or securities of the Custodial Account may be held in the Bank's own custody or in
custody of one or more sub-custodians (ie: Federal Reserve and Depository Trust Compi
appointed by the Bank. In addition, the Bank is authorized to cause securities to be registered in
name of and to maintain such securities on deposit with, any registered securities depository or
Federal Reserve Book Entry System.
Section 2.07. (a) The Principal hereby authorizes the Bank on a continuous and on-gc
basis to deposit in the Federal Reserve/Treasury Book-Entry System (the "Book-Entry System") an
The Depository Trust Company and/or The Participants Trust Company (the "Depositories"1
securities eligible for deposit therein and to utilize the Book-Entry System and the Depositories to
extent possible in connection with settlements of purchases and sales of securities, and o
deliveries and returns of securities.
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(b) Where securities eligible for deposit in the Book-Entry System and/or
Depositories are transferred to the Custodial Account, the Bank shall identify as belonging to
Principal a quantity of Securities in a fungible bulk of securities shown on the Bank’s account on
books of the Book-Entry System or the Depositories. Securities and monies of the Principal depos
in either the Book-Entry System or the Depositories will be represented in accounts which incl
only assets held by the Bank of customers, including but not limited to accounts in which the E?
acts in a fiduciary or agency capacity.
Section 2.08. The Bank may hold any of the Custodial Assets in the name of a nomine
the Bank or in book entry form.
Section 2.09. The Bank is authorized to deliver any instrument or document necessar
register the securities in the Custodial Account, or to complete any sales or deliveries of them.
Bank may execute on the Principal’s behalf any declarations, affidavits, certificates of ownershil
other documents required to service the Custodial Account and guarantee that such documents 1
been executed by the Principal. The Principal shall furnish the Bank with all documc
authorizations, representations, or powers of attorney as may be reasonably required by the Ban
carry out its obligations hereunder, but no such document, authorization, representation, or pow6
attorney shall be construed to authorize the Bank to take any action not authorized by
Agreement.
Section 2.10. (a) Promptly after each purchase of securities by the Principal, the Princ
shall deliver to the Bank Instructions, specifying with respect to each purchase: (i) the name of
issuer and the title of the securities, including CUSlP number, if any, (ii) the principal am(
purchased, (iii) the date of purchase and date of settlement, (iv) the purchase price per uni
necessary or desirable), (v) the total amount payable upon such purchase, and (vi) the name of
person or institution from whom, or the broker through whom the purchase was made. The B
shall upon contractual settlement date debit the Custodial Account and/or DDA the total am(
payable for the purchase of the securities.
(b) Promptly after each sale of securities by the Principal, the Principal shall delivc
the Bank Instructions, specifying with respect to each sale: (i) the name of the issuer and the tit1
the securities, including CUSlP number, if any, (ii) the principal amount sold, (iii) the date of sale
date of settlement, (iv) the sale price per unit (if necessary or desirable), (v) the total amount pay,
to the Principal upon such sale, and (vi) the name of the person or institution to whom, or the brc
through whom the sale was made. The Bank shall deliver the securities in accordance with genei
accepted street practices (i.e., subject to count and verification). If the Principal’s Instructions
received by the Bank in a timely manner and the securities which are sold are in good deliver
form, the Bank will credit the Custodial Account with the proceeds of such sale provided, how€
that the Bank shall not be obligated to credit the Custodial Account and/or DDA with such proct
if a failure to deliver the securities is not caused by the Bank (e.g., late instructions, incoi
instructions, and/or securities out on transfer). In any event, the Bank will be entitled to reverse
credits previously made where monies are not finally collected.
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City of Carls
ARTICLE 111: INVESTMENT OF CUSTODIAL ACCOUNT
Section 3.01. The assets of the Custodial Account shall be invested and reinvestec
accordance with instructions of the Principal, unless the Principal delegates investment responsib
and authority for all or a portion of the Custodial Account to one or more authorized representati
In addition to the powers and duties described in Article II, the Bank shall have the following POL
and duties which it shall exercise and perform only upon the Instructions of the Principal o
authorized representatives:
(a) to pay for all securities which have been purchased upon receipt of s
securities by or for the Bank.
(b) to deliver securities which have been sold in accordance with generally accei
street practices or any special directions of the Principal or its authorized representatives, inch
but not limited to, the free delivery of securities. in acting upon instructions (on which the Bar
authorized to rely) to deliver securities against payment, the Bank is authorized, in accordance \
customary securities processing practices, to deliver such securities to the purchaser thereof or de
therefor (including to an agent for any such purchaser or dealer) against a receipt, with
expectation of collection payment from the dealer, purchaser or agent to whom the securities wer
delivered before the close of business on the same day. When the Bank delivers securities agair
receipt in accordance with the preceding sentence, the Bank shall not bear the risk associated 1
such securities processing practice, provided that the Bank did not select the party to which s
securities were delivered.
(c) to convert, surrender, tender or exchange securities.
Section 3.02. (a) Notwithstanding any other provision of this Agreement, if at any time tl
is insufficient cash or securities in the Custodial Account and/or DDA with which to carry out
instructions of the Principal or its authorized representatives, the Bank shall notify the party giving
instructions of such insufficiency as soon as practicable after receiving the Instructions and shall I-
no further responsibility for complying therewith until it receives sufficient cash or securities.
(b) Principal agrees that all investments executed through a broker-dealer will b
compliance with all applicable laws and regulations and that sufficient cash will be available in
Custodial Account to pay for any securities purchased without consideration given to the procf
from the sale of the same securities. Principal acknowledges that Bank will not pay for the purct
of securities with the proceeds from the sale of the same securities.
Section 3.03. The Bank shall have no duty or responsibility:
(a) to supervise the investment of, or make recommendations with respect to
purchase, retention or sale of, securities or other property relating to the Custodial Account.
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City of Cads
(b) for any loss occasioned by delay in the actual receipt of notice by the Bank of
payment, redemption or other transaction in respect to which the Bank is authorized to take s(
action pursuant to this Agreement, unless due to negligence or an intentional act of the Bank.
(c) for any act or omission, or for the solvency or notice to Principal of the solvei
of any broker or dealer which is selected by Principal or any other person other than the B
officers, employees or agents, to effect any transaction for the Custodial Account.
Section 3.04. Principal may direct Bank to invest a portion or all of the Custodial Assel
shares of one or more registered investment companies ("Funds") made available by Bank tc
customers. Bank or its affiliates may receive fees for services provided to the Funds. Bank s
provide to Principal copies of the prospectuses of the Funds and disclosures of the fees receive(
Bank and its affiliates. Bank shall have no investment authority over those assets of the Custo
Account so invested or the Funds' which have been purchased with such assets, nor shall the B
have any responsibility with respect to investment performance of the Funds or to make
recommendations with respect to the purchase or sale of such shares.
ARTICLE IV: AUTHORIZED REPRESENTATIVES
The Principal may appoint in writing one or more authorized representatives for the Custc
Account and shall contemporaneously give written notice of said appointment or appointments tc
Bank and shall instruct the Bank in writing with respect thereto. Selection of an author1
representative shall be in the sole and absolute discretion of the Principal. The Bank shall follow
instructions of the authorized representatives in exercising the powers granted the Bank ur
Articles II and Ill.
ARTICLE V CUSTODIAN INSTRUCTIONS
Section 5.01. Except as hereafter provided, any directions, instructions or notices which
Principal, or any other person designated by the Principal is required or permitted to give to the E
under this Agreement (the "Instructions") shall be in writing; provided, however, that the Bank ii
discretion may act upon oral instructions if it believes them to be genuine, but the Bank shall no
required to do so. All oral instructions are to be confirmed in writing. The Bank is authorize
record any telephonic communications between authorized representatives and the Bank.
Section 5.02. The transmission of the Instructions by photostatic teletransmission 1
duplicate or facsimile signatures or by affirmation via the national institutional delivery system :
be authorized methods of communication until the Bank is notified by the Principal to the contrar
Section 5.03. The Bank shall as promptly as possible comply with any direction given by
Principal or any authorized representative.
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City of Carls
ARTICLE VI: COMPENSATION AND EXPENSES OF THE BANK
The Bank shall receive reimbursement for any expenses incurred by it in connection with
Agreement and compensation for its customary and ordinary services in accordance with a wri
schedule of fees agreed upon from time to time between the Bank and the Principal. To the ex
such fees and expenses are not paid by the Principal, within thirty (30) days following delivery by
Bank to the Principal of the Bank’s statement of such fees and expenses, the Bank may charge intc
on such unpaid balances. To the extent such fees and expenses remain unpaid for 90 days by
Principal, the Bank, upon notice to the Principal, may deduct such fees and expenses from
Custodial Account. In addition, the Bank shall be entitled to reasonable compensation for
extraordinary services which it is requested or deems necessary to perform hereunder. I
understood that all pricing provided is firm for the period of one (1) year, subject to negotiation
any increase or decrease will not exceed 5% each year.
ARTICLE VII: ADVANCES AND OVERDRAFTS
Section 7.01. In the event that (1) the amount on deposit in the Custodial Account, C
and/or any sub-account is insufficient to pay the total amount due upon the purchase or deliver
securities therefor, or (2) an amount otherwise drawn against the Custodial Account, DDA and/or
sub-account is in excess of the available balance on deposit therein, the Bank may, if practica
elect to advance funds to the Custodial Account, DDA and/or any sub-account in an am(
necessary to cover any resulting overdraft on such account.
Section 7.02. If the Bank should advance funds to or on behalf of the Custodial Accour
any sub-account to cover such overdraft or for any other reason, the amount so advanced by
Bank (less any amount deposited by the Bank to the Custodial Account or sub-account in lie1
monies which have not been collected by the Bank on behalf of the Custodial Account or !
account when due because of the failure of the Bank to make timely presentment or demand
payment) shall constitute a Loan hereunder. Each such Loan shall be payable on demand. Any L
not repaid by the Bank‘s close of business on the day of disbursement shall bear interest for each
until payment in full at a rate per annum equal to 3 percent over the Bank’s prime commei
lending rate in effect from time to time, such rate to be adjusted on the effective date of any chang
such rate but in no event should the rate payable be less than six percent per annum. Interest on
Loans shall be computed on the basis of a 360-day year and actual days elapsed and shall acc
from and including the day of disbursement to but excluding the date of payment. The Bank
notify the Principal of any interest owed due to a Loan prior to recovering the principal and accr
interest of any Loan made to the Custodial Account by the Bank hereunder.
Section 7.03. In order to secure the repayment of the principal and interest of any Loa
the Custodial Account or any sub-account, the Principal hereby agrees that the Bank shall ha!
continuing lien and security interest in and to any property specifically allocated to and held by
Custodial Account or any sub-account to which such Loan is deemed to have been made. In
regard, the Bank shall be entitled to all the rights and remedies of a pledgee under common law
a secured party under the California Commercial Code as then in effect.
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City of Carls
ARTICLE VIII: RECORDS AND ACCOUNTS
Section 8.01. The Bank shall keep accurate records and accounts with respect to all c
and other assets held by it in the Custodial Account, and all receipts and disbursements and o
transactions involving such cash, securities and other assets. The Principal shall have access tc
such accounts, books and records at all reasonable times. All such accounts, books and records s
be open for inspection and audit at all reasonable times by the Principal or by any person or per:
duly authorized by the Principal.
Section 8.02. The Bank shall furnish the Principal and the Principal authori
representatives with monthly reports in the usual and customary manner and form, setting fort1
receipts, disbursements and transactions effected with respect to the Custodial Account.
Section 8.03. Upon agreement of the parties, the Bank shall monthly determine the ma
value of the assets held in the Custodial Account. Market value for the purposes of this Agreen
means with respect to marketable securities the market price of each such security at the clos
business of the day as of which the valuation is being made, and in the case of all other assets
market value shall be deemed to be cost.
In determining the market value of marketable securities, the Bank may utilize any one or 17
sources of information deemed by the Bank to be reliable, including, but not limited to, a pric
service, standard financial periodicals or publications, newspapers of general circulation, record
and information from securities exchanges and brokerage firms.
ARTICLE IX: AMENDMENTS AND TERMINATIONS
Section 9-01. This Agreement may be modified at any time by a writing signed by
Principal and the Bank, and may be terminated at any time upon thirty (30) days’ written nc
delivered by any party to the other, provided, however, that this Agreement shall continue there;
for such period as may be necessary for the complete divestiture of all cash, securities, and o
instruments held hereunder by the Bank, but solely to the extent necessary to effect such comp
divestiture.
Section 9.02. The Bank shall, immediately upon the receipt or transmittal noticc
termination, as the case may be, commence and prosecute diligently to completion the transfer c
cash and the delivery of all securities and other instruments, duly endorsed, to the successor of
Bank.
The Principal shall select such successor within thirty (30) days after the receipt or transrr
of such notice of termination, as the case may be, and shall forthwith notify the Bank of the selec
of such successor. In the event the Principal has not timely notified the Bank of the selection
successor, the Bank, in its discretion, may deliver to the Principal all securities and other instrumt
duly endorsed, and all cash.
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City of Carls
Upon delivery to the Principal or successor of the cash, securities and other instruments t
by it hereunder, the Bank shall have no further liability or responsibility under this Agreemen
otherwise, or for any act or omission of the Principal or the successor.
Section 9.03. Upon termination of this Agreement and either after payment to the Bank o
fees owed pursuant to this Agreement or the holding of sufficient funds or assets equal to any fee
question, all monies, securities and other assets of every kind and nature held in the Custo
Account shall be paid over, delivered or surrendered upon a written order or receipt signed by
Principal or its appointed successor.
ARTICLE X: CONCERNING THE CUSTODIAN
Section 10.01. The parties agree that the Bank is a bailee for hire, and as such must exer
reasonable care in operating under this Agreement. The Principal indemnifies and holds harm-
the Bank, its directors, officers, employees and agents from and against all liabilities, losses, expel
and claims (including reasonable attorney’s fees and costs of defense) arising out of the Principal’
its authorized representatives’ actions or omissions with respect to the Custodial Account, or ari
out of or relating to any action, suit or proceeding to which the Bank is a party or otherwise invol
by reason of its serving as Custodian pursuant to this Agreement and complying with its terms, exc
where the Bank has been found to have been negligent or to have breached its duties under
Agreement by a final judgment of a Court of competent jurisdiction.
This indemnity shall be a continuing obligation of the Principal, its successors and assi
notwithstanding the termination of this Agreement. The Bank shall have no obligation hereundei
costs, expenses, damages, liabilities or claims (including attorney’s fees) sustained or incurrec
reason of any action or inaction by the Federal Book-Entry System, any registered secur
depository, or their respective successors or nominees, unless such action or inaction is causec
the negligence or willful misconduct of the Bank.
Section 10.02. The Bank shall not be liable for any delay or failure to act as may be requ
hereunder when such delay or failure is due to fire, earthquake, any act of God, interruptiot
suspension of any communication or wire facilities or services, war, emergency conditions or o
circumstances beyond its control provided it exercises such diligence as the circumstances I
reasonably require.
ARTICLE XI: MISCELLANEOUS
Section 11.01. Subject to any laws of the United States which may be applicable,
Agreement shall be governed, construed, regulated and administered under the laws of the Stat
California.
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City of Carls
Section 11.02. It is not the intention of any party to this Agreement to violate any stat
regulation, ruling, judicial decision, or other legal provision applicable to this Agreement or
performance thereof. If any term of this Agreement, or any act or omission in the performa
thereof, is or becomes violative of any such provision, such term, act or omission shall be of no fc
or effect and any such term shall be severed from this Agreement. Any such invalid term, ac
omission shall not affect the validity of any other term of this Agreement that is otherwise valid,
the validity of any otherwise valid act or omission in the performance thereof, unless such invali
prevents accomplishment of the objectives and purposes of this Agreement. In the event any s
term, act or omission is determined to be illegal or otherwise invalid, the necessary steps to rerr
such illegality or invalidity shall be taken immediately by the parties.
Section 11 -03. Disclosure of Beneficial Owner Information Securities and Excha
Commission Rule #14b-1 (c), enables corporations to learn the identity of their security holders wk
securities are held by Banks and registered in "nominee" or "street" name. According to the rule,
issuing company would be permitted to use your name and related information for "corpa
communication" purposes only.
[ J ] I do not want any name, address, and securities positions disclosed to all the companie
which I own securities that are registered in "nominee" or "street" name.
or
[ ] I want my name, address and securities positions disclosed to all the companies in whi
own securities that are registered in "nominee" or "street" name.
Section 11.04. Any controversy or claim between the parties and any claim based 01
arising from an alleged tort may be resolved by a court of competent jurisdiction or be determine(
arbitration upon mutual agreement. The arbitration shall be conducted in accordance with
United States Arbitration Act (Title 9, U.S. Code), notwithstanding any choice of law provision in
Agreement and under the Commercial Rules of the American Arbitration Association (IIAAAIO.
arbitrator(s) shall resolve all claims and defenses or other matters in dispute in accordance 1
applicable law, including without limitation thereto, all statutes of limitation. Any controv
concerning whether an issue is arbitrable shall be determined by the arbitrator(s1. Judgment upor
arbitration award may be entered in any court having jurisdiction. The institution and maintenz
of an action for judicial relief or pursuit of provisional or ancillary remedies shall not constitu
waiver of the right of any party, including the plaintiff, to submit the controversy or clain
arbitration if any other party contests such action for judicial relief.
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City of Carls
IN WITNESS WHEREOF, this Agreement is executed in c/r 0 /4'n~~ 4, Stat
California, as of the date first above written.
City of Carlsbad First Interstate Bank of California
27-
By: WY? David Colv'lle ,
Title: & 7- Title: /e /L - 7 /&W&-g/-
By: By:
Title: Assistant Vice President Title:
Tax Identification No. 95- mq??3
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