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HomeMy WebLinkAboutWakeland Housing and Development; 2004-09-20;PREDEVELOPMENT LOAN AGREEMENT (Roosevelt Villas.) This Predevelopment Loan Agreement (the "Agreement") is entered into as of September 20, 2004 (the "Effective Date"), by and between the Carlsbad Redevelopment Agency, a public body, corporate and politic (the "Agency") and Wakeland Housing and Development Corporation., a California nonprofit public benefit corporation (the "Developer"), with reference to the following facts, purposes and intentions. RECITALS A. The City Council of the City of Carlsbad adopted the Carlsbad Village Redevelopment Plan pursuant to Ordinance No. 9591 adopted on July 21, 1981 (the "Redevelopment Plan") establishing the Carlsbad Village Redevelopment Project Area (the "Project Area"). The Agency is responsible for implementing the Redevelopment Plan in the Project Area. The goals for the Redevelopment Plan include alleviation of blighting conditions and the stimulation of economic development and affordable housing activities in the Project Area. B. The Agency owns a .56 acre parcel of land generally located at 2578 Roosevelt Street in the Project Area (the "Property"). A legal description of the Property is attached as Exhibit A. The Developer and the Agency have entered into an Exclusive Negotiating Rights Agreement (the "ENRA"), pursuant to which the Developer has been granted an exclusive right to negotiate the lease or purchase of the Property by the Developer from the Agency, the terms and conditions of which will be set forth in a Disposition, Development, and Loan Agreement between the Developer and the Agency (the "DDLA"). The parties anticipate that the DDLA will be considered for approval by the Agency and the City Council no later than January 3 1, 2005. C. If the DDLA is executed, the Developer intends to develop a ten (10) to thirteen (13) unit housing development (the "Development") on the Property. In order to meet the proposed time schedule for development of the Development set forth in the ENRA, the Developer must commence predevelopment activities, including studying the soil and environmental conditions of the Property, performing feasibility analyses, design of the Development, and application for required land use approvals (the "Land Use Approvals") and financing commitments. D. Pursuant to this Agreement, the Agency proposes to loan and the Developer proposes to borrow Two Hundred Thousand Dollars ($200,000) to finance certain predevelopment activities in connection with the Development (the "Predevelopment Loan"). The Predevelopment Loan shall consist of Two Hundred Thousand Dollars ($200,000) of Community Development Block Grant funds received by the City of Carlsbad from the United States Department of Housing and Urban Development under Title I of the Housing and Community Development Act of 1974, as amended ("CDBG Funds"). 1010\13\169806.2 7/3/03 1 E. As set forth in the ENRA, if the DDLA is executed, the Parties anticipate that it will include a loan from the Agency to the Developer to pay a portion of the costs of construction of the Development (the "Subsequent Loan"). F. Pursuant to the terms of the California Community Redevelopment Law (the TRL"), if the Developer proceeds to acquire or lease the Property, the Developer will record restrictions as specified in this Agreement on units within the Development, ensuring that such units remain affordable to specified income categories of occupants for a specified period. G. satisfaction of its project area housing production obligation under Health and Safety Code Section 33413(b). The Agency intends to apply the units to be developed in the Development toward H. As more fully set forth in Section 5.13, this Agreement does not authorize or enable the funding of the Subsequent Loan, the granting of the Land Use Approvals, the acquisition or lease of the Property, or the construction of the Development. Such actions may be authorized and will become possible only upon subsequent discretionary action of the City and/or the Agency. 1. Until completion of certain feasibility studies and preliminary architectural designs for the Development to be funded through the Predevelopment Loan, it is not possible to provide meaningful information for environmental assessment of the Development in accordance with the provisions of the California Environmental Quality Act ("CEQA"). It is the intention of the parties to use the feasibility studies and preliminary architectural designs to be funded through the Predevelopment Loan to prepare the necessary environmental assessment under CEQA prior to approval of discretionary actions of the City and the Agency that would authorize and enable development of the Development. The Predevelopment Loan is exempt from the requirements of CEQA pursuant to Section 15262 of the CEQA Guidelines. NOW, THEREFORE, in consideration of the recitals hereof and the mutual promises and covenants set forth in this Agreement, the parties agree as follows: ARTICLE 1 PREDEVELOPMENT LOAN PROVISIONS Section 1.1 Predevelopment Loan. Subject to satisfaction of the conditions set forth in Section 1.3, the Agency shall lend to the Developer the principal sum not to exceed Two Hundred Thousand Dollars ($200,000) for the purposes set forth in Section 1.2 of this Agreement. The Predevelopment Loan shall be evidenced by a promissory note (the "Predevelopment Note") in a form to be provided by the Agency, which shall be executed by the Developer concurrently herewith. The Predevelopment Loan shall bear interest at a rate of three percent (3%), subject to the provisions for a default interest rate set forth in the Note and in Section 1.6 of this Agreement. Interest due on the Agency Loan shall accrue and be due and payable at the time of the principal of the Agency Loan is due to be repaid. 1010\13\169806.2 7/3/03 2 Section 1.2 Use of Funds. Proceeds of the Predevelopment Loan may be used only for the predevelopment costs of the Development, generally in the amounts and for the cost items set forth in Exhibit B to this Agreement, unless the Agency Executive Director approves in writing a different use of the funds. Section 1.3 Security. As security for the Predevelopment Loan, and as part of the consideration for entering into this Agreement, the Developer hereby: (a) Assigns to the Agency its rights and obligations with respect to certain agreements, plans and specifications, and approvals, pursuant to the terms of the Assignment of Agreements, Plans and Specifications, and Approvals, in a form to be provided by the Agency (the "Assignment of Plans"), which shall be executed concurrently herewith. The Assignment of Plans, the Predevelopment Note and this Agreement are referred to herein as the "Predevelopment Loan Documents". (b) Agrees that, subject to Agency and City approval of the DDLA and the Subsequent Loan, concurrently with the purchase or lease by the Developer of the Property, and as to be provided in the DDLA, the Developer will execute a new promissory note evidencing the Subsequent Loan (which Subsequent Loan will include the principal and accrued interest on the Predevelopment Loan) and the Developer will execute and record against the Property a deed of trust to the Agency, securing the Developer's obligations under the DDLA. (c) Agrees that upon a Default under Section 4.1 or termination of this Agreement, the Developer shall cooperate with the Agency to implement the Assignment of Plans and immediately deposit with the Agency for the Agency's use, all documents, reports, surveys, materials, architectural drawings and specifications, and any information related to the Development (collectively the "Documents"). Section 1.4 Conditions to Funding. The Agency shall fund the Predevelopment Loan upon satisfaction of the following conditions: (a) Execution by the Developer and delivery to the Agency of the Predevelopment Note and the Assignment of Plans; (b) Receipt of a written request from the Developer setting forth the proposed use of funds and the amount of funds needed, and attaching a copy of the bill or invoice covering the costs incurred or to be incurred; (c) The Developer has delivered to the Agency a copy of the Developer's organizational documents and a corporate authorizing resolution authorizing the Developer's execution of this Agreement, the Predevelopment Note, the Assignment of Plans, and the transactions contemplated by the Predevelopment Loan Documents. (d) The Developer has furnished the Agency with evidence of the insurance coverage meeting the requirements of Section 2.5 below. 101 0\13\169806.2 7/3/03 3 (e) The Developer has certified in writing to the Agency, and the Agency has approved such certification and has been provided any documentation, reasonably requested by the Agency, supporting such certification, that the undisbursed proceeds of the Predevelopment Loan, together with other funds or firm commitments for funds that the Developer has obtained in connection with the Property are not less than the amount that is necessary to pay for the predevelopment tasks and activities set forth in this Agreement and to satisfy all of the covenants contained in this Agreement. Upon satisfaction of these conditions, the Agency shall from time to time, but in no event more often than monthly, disburse the Predevelopment Loan (or so much thereof as is required) for cost items and in amounts generally consistent with those shown in Exhibit B. The Predevelopment Loan proceeds shall be disbursed by the Agency in two phases, as follows: (i) up to Twenty Thousand Dollars ($20,000) shall be disbursed to reimburse Developer for the costs of feasibility studies related to the Development, as shown in Exhibit B as the "Feasibility Phase"; and (ii) the remaining Predevelopment Loan proceeds, up to One Hundred Eighty Thousand Dollars ($180,000) shall be disbursed to Developer to cover remaining predevelopment costs, as shown in Exhibit B, but only after the Agency received copies of the feasibility studies prepared by the Developer and submitted to the Agency as part of the Feasibility Phase, and the Agency has made a reasonable determination based on such studies that the Development is feasible. Notwithstanding any other provisions of this Agreement, the Agency shall have no further obligation to disburse any portion of the Predevelopment Loan to the Developer following: (i) termination of this Agreement; or (ii) notification by the Agency to the Developer of a Developer Default under the terms of this Agreement. Section 1.5 Termination of Agreement. This Agreement may be terminated under the following circumstances. Following termination, neither party shall have any rights or obligations under this Agreement, except that the provisions of Sections 1.6 and 5.4 shall survive such termination and remain in full force and effect. (a) Developer Default. If a Default by the Developer occurs under this Agreement pursuant to Section 4.1 below, which Default is not cured with the applicable time period in Section 4.1, the Agency may elect in its sole discretion to terminate this Agreement by providing written notice of such termination to the Developer. (b) Subsequent Loan. If, by January 31, 2005, or such later date as the Agency Executive Director and the Developer may agree upon in writing, the Agency has not approved the DDLA, this Agreement may be terminated by either party by giving written notice of such termination to the other party. Section 1.6 Repayment of the Predevelopment Loan. (a) If Subsequent Loan is Approved and Funded. If a Subsequent Loan and DDLA is subsequently approved by the Agency and executed by the parties and if all or any portion of the Subsequent Loan is then funded, this Agreement shall be terminated, the Predevelopment Note shall be cancelled, and the Predevelopment Loan shall be combined with the Subsequent Loan for purposes of repayment and thereafter shall bear interest and be repaid in 1010\13\169806.2 7/3/03 4 accordance with the terms of the DDLA. Prior to funding of any portion of the Subsequent Loan, the Predevelopment Loan shall bear interest at the rate of three percent (3%). (b) If Subsequent Loan Agreement - is not Executed or Subsequent Loan is not Funded. If this Agreement is terminated without execution of the Subsequent Loan Agreement, or if the Subsequent Loan Agreement is executed but subsequently terminated without funding of any portion of the Subsequent Loan, the principal amount and accrued interest on the Predevelopment Loan shall be due and payable by the Developer to the Agency on the sooner of: (i) expiration of the Term (as defined in Section 1.8), or (ii) within thirty (30) days of receipt by the Developer of written notice from the Agency of such payment obligation (collectively, the "Due Date"). (c) If Developer Defaults. In the event of a Default by the Developer under this Agreement (as defined in Section 4.1) that remains uncured after expiration of the applicable cure period, the principal amount and all accrued interest on the Predevelopment Loan shall be immediately due and payable, and the principal amount shall commence to bear interest at the lesser of ten percent (10%) per annum or the maximum rate permitted by law, from the expiration of the applicable cure period to the date of repayment in full of the principal amount of the Predevelopment Loan and any interest due thereon. In this regard, payments received from the Developer shall be applied to interest accrued first and the remaining balance, if any, to principal. Section 1.7 Forgiveness of Predevelopment Loan in Certain Circumstances. The Agency shall forgive the principal and accrued interest on the Predevelopment Loan upon termination of this Agreement pursuant to Section 1 S(b) or Section 1.6(b) above if both of the following conditions are satisfied: (a) the Developer is not in Default under the terms of this Agreement (as defined in Section 4.1) as of the date of termination of this Agreement; and (b) prior to the Due Date, the Developer takes all actions necessary to implement the assignment of documents, contracts, and approvals pursuant to the Assignment of Plans and deposits the Documents with the Agency. If repayment of the Predevelopment Loan is not forgiven due to a failure to satisfy one or both of the preceding conditions, the principal amount of the Predevelopment Loan shall bear interest at the lesser of ten percent (10%) per annum or the maximum rate permitted by law, from the Due Date to the date of repayment in full of the principal and interest of the Predevelopment Loan. In this regard, payments received from the Developer shall be applied first to accrued interest and then to principal. Section 1.8 Term of Agreement. This Agreement and the Predevelopment Loan shall have a term (the "Term") that commences as of the Effective Date of this Agreement and shall terminate on the one (1)-year anniversary of the Effective Date. Notwithstanding the foregoing, the indemnification provisions of Section 5.4 shall survive termination of this Agreement. 101 0\13\169806.2 7/3/03 5 ARTICLE 2 DEVELOPER OBLIGATIONS Section 2.1 Predevelopment Tasks and Schedule. The Developer shall perform the following tasks, among others, with the proceeds of the Predevelopment Loan. The tasks described below shall be completed no later than the dates set forth in the predevelopment schedule attached to this Agreement as Exhibit C. (a) archeological site reviews, environmental and geological studies, and traffic studies as necessary for the proposed Development. Studies. The Developer shall cause preparation of engineering surveys, (b) Preliminarv Design Review Process. The Developer shall cause preparation of preliminary architectural designs, shall submit an application to the City for preliminary design review of the Development, and shall diligently pursue completion of the City's preliminary design review process. (c) Reports. Upon reasonable notice, as from time to time requested by the Agency, the Developer shall make oral or written progress reports advising the Agency on progress made and next steps to be taken by the Developer in the performance of the predevelopmen t tasks. Section 2.2 Affordability Restrictions. If the Developer proceeds to purchase or lease the Property, the Agency and the Developer shall cause to be recorded against the Property concurrently with the close of escrow, a Regulatory Agreement and Declaration of Restrictive Covenants (the "Regulatory Agreement") providing, among other matters, for the lease of at least one hundred percent (100%) of the units in the Development at affordable housing cost to low- and moderate-income households, with specific affordability levels as defined in the Regulatory Agreement, for a time period no less than fifty-five (55) years. Section 2.3 Use. The Development shall be used only for purposes consistent with this Agreement and the DDLA. Section 2.4 Insurance. Developer will obtain and maintain for the duration of the Agreement and any and all amendments, insurance against claims for injuries to persons or damage to property which may arise out of or in connection with performance of the services by Developer or Contractor's agents, representatives, employees or subcontractors. The insurance will be obtained from an insurance carrier admitted and authorized to do business in the State of California. The insurance carrier is required to have a current Best's Key Rating of not less than "A-:VI'. Coverages and Limits shall be as follows: Developer will maintain the types of coverages and minimum limits indicated below, unless City Attorney or City Manager approves a lower amount. These minimum amounts of coverage will not constitute any limitations or cap on Contractor's indemnification obligations under this Agreement. City, its officers, agents and employees make no representation that the limits of the insurance specified to be carried by Developer pursuant to this Agreement are 101 0\13\169806.2 7/3/03 6 adequate to protect Contractor. If Developer believes that any required insurance coverage is inadequate, Developer will obtain such additional insurance coverage, as Developer deems adequate, at Contractor's sole expense. (a) Commercial General Liability Insurance. $1,000,000 combined single-limit per occurrence for bodily injury, personal injury and property damage. If the submitted policies contain aggregate limits, general aggregate limits will apply separately to the work under this Agreement or the general aggregate will be twice the required per occurrence limit. (b) Automobile Liability (if the use of an automobile is involved for Contractor's work for City). $1,000,000 combined single-limit per accident for bodily injury and property damage. (c) Workers' Compensation and Employer's Liability. Workers' Compensation limits as required by the California Labor Code and Employer's Liability limits of $1,000,000 per accident for bodily injury. Workers' Compensation and Employer's Liability insurance will not be required if Developer has no employees and provides, to City's satisfaction, a declaration stating this. (d) Professional Liability. Errors and omissions liability appropriate to Contractor's profession with limits of not less than $1,000,000 per claim. Coverage must be maintained for a period of five years following the date of completion of the work. (e) Additional Provisions. Developer will ensure that the policies of insurance required under this Agreement contain, or are endorsed to contain, the following provisions: (f) The City will be named as an additional insured on General Liability. (g) Developer will obtain occurrence coverage, excluding Professional Liability, which will be written as claims-made coverage. (h) This insurance will be in force during the life of the Agreement and any extensions of it and will not be canceled without thirty (30) days prior written notice to City sent by certified mail pursuant to the Notice provisions of this Agreement. (i) Failure to Maintain Coverage. If Developer fails to maintain any of these insurance coverages, then City will have the option to declare Develop rin breach, or may purchase replacement insurance or pay the premiums that are due on existing policies in order to maintain the required coverages. Developer is responsible for any payments made by City to obtain or maintain insurance and City may collect these payments from Developer or deduct the amount paid from any sums due Developer under this Agreement. (i) Submission of Insurance Policies. City reserves the right to require, at anytime, complete and certified copies of any or all required insurance policies and endorsements. 1010\13\169806.2 7/3/03 7 Section 2.5 Transfers. The Developer shall not cause or permit a sale, encumbrance or other transfer of its right, title, and interest in this Agreement or the Development (a "Transfer") without the prior written approval of the Agency, which the Agency may grant or deny in its sole discretion. Section 2.6 Non-Discrimination. The Developer covenants by and for itself and its successors and assigns that there shall be no discrimination against or segregation of a person or of a group of persons on account of race, color, religion, creed, disability, sex, sexual orientation, marital status, familial status, ancestry or national origin in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Development, nor shall the Developer or any person claiming under or through the Developer establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the Development. Section 2.7 Mandatory Language in All Subsequent Deeds, Leases and Contracts. All deeds, leases or contracts made or entered into by the Developer, its successors or assigns, as to any portion of the Development shall contain therein the following language: (a) In Deeds: "Grantee herein covenants by and for itself, its successors and assigns that there shall be no discrimination against or segregation of a person or of a group of persons on account of race, color, creed, religion, disability, sex, sexual orientation, marital status, familial status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the property herein conveyed nor shall the grantee or any person claiming under or through the grantee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the property herein conveyed. The foregoing covenant shall run with the land." (b) In Leases: "The lessee herein covenants by and for the lessee and lessee's heirs, personal representatives and assigns and all persons claiming under the lessee or through the lessee that this lease is made subject to the condition that there shall be no discrimination against or segregation of any person or of a group of persons on account of race, color, creed, religion, disability, sex, sexual orientation, marital status, familial status, national origin or ancestry in the leasing, subleasing, transferring, use, occupancy, tenure or enjoyment of the land herein leased nor shall the lessee or any person claiming under or through the lessee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sublessees, subtenants, or vendees in the land herein leased." 1010\13\169806.2 7/3/03 8 (c) In Contracts: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, disability, sex, sexual orientation, marital status, familial status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the property nor shall the transferee or any person claiming under or through the transferee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the land." Section 2.8 CDBG Requirements. (a) Developer shall comply with all applicable laws and regulations governing the use of the CDBG Loan Funds as set forth in 24 CFR 570 et seq. In the event of any conflict between this Agreement and applicable laws and regulations governing the use of the CDBG Funds, the applicable laws and regulations shall govern. (b) The laws and regulations governing the use of the CDBG Funds include (but are not limited to) the following: (1) Environmental and Historic Preservation. Section 104(f) of the Housing and Community Residence Act of 1974 and 24 CFR Part 58, which prescribe procedures for compliance with the National Environmental Policy Act of 1969 (42 U.S.C. 4321- 4361), and the additional laws and authorities listed at 24 CFR 58.5. (2) Applicability of OMB Circulars. The applicable policies, guidelines, and requirements of OMB Circulars Nos. A-87, A-102, Revised, A-110 and A-122. (3) Architectural Barriers. The requirements of the Architectural Barriers Act of 1968 (42 U.S.C. 4151-4157). (4) Lead-Based Paint. The requirement of the Lead-Based Paint Poisoning Prevention Act, as amended (42 U.S.C. 4821 et seq.) and implementing regulations at 24 CFR Part 35. (5) Relocation. The requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, and state relocation laws. If and to the extent that development of the Development results in the permanent or temporary displacement of residential tenants, homeowners, or businesses, then Developer shall comply with all applicable local, state, and federal statutes and regulations with respect to relocation planning, advisory assistance, and payment of monetary benefits. Borrower shall be solely responsible for payment of any relocation benefits to any displaced persons and any other obligations associated with complying with such relocation laws. 1010\13\169806.2 7/3/03 9 (6) Handicap Discrimination. The requirements of Section 504 of the Rehabilitation Act of 1973 (29 U.S.C. 794), and federal regulations issued pursuant thereto, which prohibit discrimination against the handicapped in any federally assisted program, and the applicable requirements of Title I1 and/or Title 111 of the Americans with Disabilities Act of 1990 (42 U.S.C. 12131 et seq.). (7) Training Opportunities. The requirements of Section 3 of the Housing and Urban Development Act of 1968, as amended, 12 U.S.C. 1701, requiring that to the greatest extent feasible opportunities for training and employment be given to lower income residents of the project area and agreements for work in connection with the project be awarded to business concerns which are located in, or owned in substantial part by persons residing in, the areas of the project. Borrower agrees to include the following language in all subcontracts executed under this Agreement: "The work to be performed under this agreement is a project assisted under a program providing direct federal financial assistance from HUD and is subject to the requirements of Section 3 of the Housing and Urban Development Act of 1968, as amended 12 U.S.C. 1701. Section 3 requires that to the greatest extent feasible opportunities for training and employment be given to lower income residents of the project area and agreements for work in connection with the project be awarded to business concerns which are located in, or owned in substantial part by persons residing in, the areas of the project." (8) (9) Davis-Bacon Act. The prevailing wage requirements of the Davis- Bacon Act and implementing regulations. Drug Free Workplace. The requirements of the Drug Free Workplace Act of 1988 (P.L. 100-690) and implementing regulations at 24 CFR Part 24. (10) HUD Regulations. Any other HUD regulations present or as may be amended, added, or waived in the future pertaining to the CDBG Funds, including but not limited to HUD regulations as may be promulgated regarding subrecipients. ARTICLE 3 REPRESENTATIONS AND WARRANTIES OF THE DEVELOPER Section 3.1 Representations and Warranties. The Developer hereby represents and warrants to the Agency as follows: (a) Organization. The Developer is duly organized, validly existing California nonprofit public benefit corporation and is in good standing under the laws of the 1010\13\169806.2 713103 10 State of California and has the power and authority to own its property and carry on its business as now being conducted. (b) Authority of the Developer. The Developer has full power and authority to execute and deliver this Agreement and to make and accept the borrowings contemplated hereunder, to execute and deliver the Predevelopment Loan Documents and all other documents or instruments executed and delivered, or to be executed and delivered, pursuant to this Agreement, and to perform and observe the terms and provisions of all of the above. (c) Authority of Persons Executing Documents. This Agreement and the Predevelopment Loan Documents and all other documents or instruments executed and delivered, or to be executed and delivered by the Developer, pursuant to this Agreement have been executed and delivered by persons who are duly authorized to execute and deliver the same for and on behalf of the Developer, and all actions required under the Developer's organizational documents and applicable governing law for the authorization, execution, delivery and performance of this Agreement and the Predevelopment Loan Documents and all other documents or instruments executed and delivered, or to be executed and delivered, pursuant to this Agreement, have been duly taken (to the extent such actions are required as of the date of execution and delivery of the above-named documents). (d) Valid Binding Agreements. This Agreement and the Predevelopment Loan Documents and all other documents or instruments which have been executed and delivered by the Developer pursuant to or in connection with this Agreement constitute or, if not yet executed or delivered, will when so executed and delivered constitute, legal, valid and binding obligations of the Developer enforceable by and against it in accordance with their respective terms, subject to bankruptcy, insolvency, reorganization, moratorium, and other similar laws affecting the rights of creditors generally and general principles of equity. (e) No Breach of Law or Agreement. Neither the execution nor delivery of this Agreement and the Predevelopment Loan Documents by the Developer or of any other documents or instruments executed and delivered, or to be executed or delivered by the Developer, pursuant to this Agreement, nor the performance by the Developer of any provision, condition, covenant or other term hereof or thereof, will conflict with or result in a breach of any statute, rule or regulation, or any judgment, decree or order of any court, board, commission or agency whatsoever binding on the Developer, or any provision of the organizational documents of the Developer, or will conflict with or constitute a breach of or a default under any agreement to which the Developer is a party, or will result in the creation or imposition of any lien upon any assets or property of the Developer, other than liens established pursuant hereto. (f) Compliance With Laws; Consents and Approvals. The predevelopment of the Property will comply with all applicable laws, ordinances, rules and regulations of federal, state and local governments and agencies and with all applicable directions, rules and regulations of the fire marshal, health officer, building inspector and other officers of any such government or agency. 101 0\13\169806.2 7/3/03 11 (g) Pending Proceedings. The Developer is not in default under any law or regulation or under any order of any court, board, commission or agency whatsoever, and there are no claims, actions, suits or proceedings pending or, to the knowledge of the Developer, threatened against or affecting the Developer or the Property, at law or in equity, before or by any court, board, commission or agency whatsoever which might, if determined adversely to the Developer, materially and adversely affect the Developer's ability to repay the Predevelopment Loan or impair the security to be given to the Agency pursuant hereto. (h) Title to Land. At the time of the Developer's acquisition of the Property, the Developer will have good and marketable fee title to the Property and there will exist thereon or with respect thereto no mortgage, lien, pledge or other encumbrance of any character whatsoever other than those liens approved by the Agency, liens for current real property taxes and assessments not yet due and payable, and liens in favor of the Agency or approved in writing by the Agency. (i) Financial Statements. The financial statements of the Developer and other financial data and information furnished by the Developer to the Agency fairly present the information contained therein. As of the date of this Agreement, there has not been any adverse, material change in the financial condition of the Developer from that shown by such financial statements and other data and information. (i) Sufficient Funds. Following execution of this Agreement (and including the Predevelopment Loan funds), the Developer holds sufficient funds and/or binding commitments for sufficient funds to pay predevelopment expenses of the Development. ARTICLE 4 DEFAULT Section 4.1 Default. A "Default" shall consist of any material breach of any covenant, agreement, provision or warranty contained in this Agreement or the Predevelopment Note, which has not been cured by the defaulting party within thirty (30) days of receipt of written notice of such breach from the non-defaulting party. If the DDLA has been executed but not funded (and this Agreement therefore remains in effect), a default by either party under the DDLA (subject to expiration of applicable notice and cure periods) shall also constitute a Default under this Agreement. In the event of a Default, the non-defaulting party may apply to a court for specific performance of this Agreement or an injunction against any violation of this Agreement, or any other remedies at law or in equity (including, if the Agency is the non- defaulting party, acceleration of the amount due under the Predevelopment Note and exercise of the Agency's rights under the Assignment of Plans, if executed) or any such other actions as shall be necessary or desirable so as to correct non-compliance with this Agreement. 1010\13\169806.2 7/3/03 12 ARTICLE 5 GENERAL PROVISIONS Section 5.1 Relationship of Parties. Nothing contained in this Agreement shall be interpreted or understood by any of the parties, or by any third persons, as creating the relationship of employer and employee, principal and agent, limited or general partnership, or joint venture between the Agency and the Developer or the Developer's agents, employees or contractors, and the Developer shall at all times be deemed an independent contractor and shall be wholly responsible for the manner in which it or its agents, or both, perform the services required of it by the terms of this Agreement for the development of the Development. In regards to the development of the Development, the Developer shall be solely responsible for all matters relating to payment of its employees, including compliance with Social Security, withholding and all other laws and regulations governing such matters, and shall include requirements in each contract that contractors shall be solely responsible for similar matters relating to their employees. The Developer agrees to be solely responsible for its own acts and those of its agents and employees. The firm of Davis Group has been selected by the Developer as the architect for the Development, and Lintvedt, McColl & Associates has been selected as the civil engineer for the Development. The Developer may, from time to time, select other consultants and vendors for the Development. Notwithstanding the preceding paragraph, the Agency shall have the right to provide input regarding the selection and, if necessary, the replacement of such other consultants or vendors employed by the Developer to perform the predevelopment tasks contemplated by this Agreement, and shall have the right to provide input regarding the replacement of the previously selected architect, if necessary. The Developer shall consider in good faith such input from the Agency, and shall confer with the Agency, upon request, regarding such selection and replacement decisions. Section 5.2 No Claims. Nothing contained in this Agreement shall create or justify any claim against the Agency, by any person the Developer may have employed or with whom the Developer may have contracted relative to the purchase of materials, supplies or equipment, or the furnishing or the performance of any work or services with respect to the development of the Development, and the Developer shall include similar requirements in any contracts entered into for the development of the Development. Section 5.3 Amendments. No alteration or variation of the terms of this Agreement shall be valid unless made in writing by the parties. Section 5.4 Indemnification. Except as directly caused by the Agency's or City's gross negligence, the Developer agrees to indemnify, protect, hold harmless and defend (by counsel reasonably satisfactory to the Agency) the Agency, the City and their respective board members, officers and employees, from all suits, actions, claims, causes of action, costs, demands, judgments and liens arising out of the Developer's performance or non-performance of its obligations under this Agreement, arising from Developer's purchase and ownership of the Property, the development, marketing, rental, operation and management of the Development or any documents executed by the Developer in connection with the Development. 101 0\13\169806.2 7/3/03 13 Section 5.5 Non-Liability of Agency and City Officials, Employees and Agents. No member, official, employee or agent of the Agency or the City shall be personally liable to the Developer, or any successor in interest, in the event of any Default or breach by the Agency, or for any amount which may become due to the Developer or its successor or on any obligation under the terms of this Agreement. Section 5.6 to this Agreement. No Third Party Beneficiaries. There shall be no third party beneficiaries Section 5.7 Action by the Agency. Except as may be otherwise specifically provided herein, whenever any approval, notice, direction, consent, request, extension of time, waiver of condition, termination, or other action by the Agency is required or permitted under this Agreement, such action may be given, made, or taken by the Agency Executive Director without further approval by the Agency Board, and any such action shall be in writing. The amount of the Predevelopment Loan may not be increased without approval of the Agency Board. Section 5.8 Notices, Demands and Communications. Formal notices, demands, and communications between the Agency and the Developer shall be sufficiently given if and shall not be deemed given unless dispatched by registered or certified mail, postage prepaid, return receipt requested, or delivered by express delivery service, return receipt requested, or delivered personally, to the principal office of the Agency and the Developer as follows: Agency: Carlsbad Redevelopment Agency 2965 Roosevelt Street, Suite B Carlsbad, CA 92008 Attn: Executive Director Developer: Wakeland Housing and Development Corporation. 625 Broadway, Suite 61 1 San Diego, CA 92101 Attn: Executive Director Such written notices, demands and communications may be sent in the same manner to such other addresses as the affected party may from time to time designate by mail as provided in this Section. Receipt shall be deemed to have occurred on the date shown on a written receipt for delivery or refusal of delivery. 1010\13\169806.2 7/3/03 14 Section 5.9 Applicable Law. This Agreement will be governed by California law Section 5.10 Parties Bound. Except as otherwise limited herein, the provisions of this Agreement shall be binding upon and inure to the benefit of the parties and their heirs, executors, administrators, legal representatives, successors and assigns. Section 5.11 Attorneys' Fees. If any lawsuit is commenced to enforce any of the terms of this Agreement, the prevailing party will have the right to recover its reasonable attorneys' fees and costs of suit from the other party. Section 5.12 Severability. If any term of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, the remainder of the provisions shall continue in full force and effect unless the rights and obligations of the parties have been materially altered or abridged by such invalidation, voiding or unenforceability. Section 5.13 Future City and Agency Actions. The parties acknowledge and agree that: (a) This Agreement does not constitute Agency or City approval of the Subsequent Loan, the DDLA, the Land Use Approvals, acquisition or lease of the Property by the Developer, or construction of the Development; (b) The Agency and City retain full discretion to approve or disapprove the Subsequent Loan, the DDLA, and the Land Use Approvals; and *.*.*.*.* 101 0\13\169806.2 7/3/03 15 (c) Prior to consideration of the Subsequent Loan the DDLA, and the Land Use Approvals, the Agency and City must first perform all applicable statutory preconditions to such consideration, including completion of any required CEQA review and documentation. WHEREFORE, this Agreement has been entered into by the undersigned as of the date first above written. DEVELOPER: WAKELAND HOUSING AND DEVELOPMENT CORPORATION, a California nonprofit public benefit corporatjm Kenneth L. Sauder, Executive Director AGENCY: APPROVED AS TO FORM: CARLSBAD REDEVELOPMENT RONALD R. BALL, Agency Counsel By: AGENCY, a public body corporate and 4 politic Ja&&obaldi, Assistant City Attorney By: 1/ Frank Mannen Its: Assistant City Manager For Executive Director 101 0\13\169806.2 7/3/03 16 EXHIBIT A LEGAL DESCRIPTION OF THE PROPERTY Lot 44 of Seaside Lands, in the City of Carlsbad, County of San Diego, State af California, according to Map thereof No. 1722, filed in the office of the County Recorder of said San Diego County July 28, 1921; Excepting the Northeasterly 120 feet thereof, said Northeasterly 120 feet being measured along the Southeasterly line of said lot and parallel with the Northeasterly line of said lot 44. A- 1 101 0\13\169806.2 7/3/03 ____ EXHIBIT B PREDEVELOPMENT COSTS TO BE FUNDED BY PREDEVELOPMENT LOAN Architecture & Engineering Special Studies (soils, market, etc.) Construction & Perm. Lender Orig. Fees City Fees (SDP, plan check, etc.) Appraisal Reim bursa bles Escrow & Title I nsu ra nce Misc/Contingency TOTAL $1 5,000 $1 0,000 $20,000 $8,000 $5,000 $1 5,000 $2,000 $0 $1,000 $8,000 $8,000 $3,000 $15,000 $6,000 $200,000 Ill $20,000 $1 80,000 1010\13\169806.2 7/3/03 B- 1 EXHII3IT C PREDEVELOPMENT TIME SCHEDULE City Council Approval of Predevelopment Loan September 9,2003 Schematics, Design Development & Prelim. Eng. September, 2003 - September, 2004 City Approval of Major Development Permit December, 2004 Construction Drawings & Final Engineering March, 2005 City Issuance of Building Permits June, 2005 Construction Start August, 2005 Construction Completion & Lease Up September, 2006 1010\13\169806.2 7/3/03 c- 1 3EC-!7-03 11 :53AM FROM-WAKELAND HOUSING t DEVELOPMENT 61 8-235-5366 ~OLISING AND DEVELOPMENT CORPORATION 7 T-144 P.02103 F-3B8 BOARD RESOLUTION WEREAS, Wakeland Housing and Development Corporation is a Nonprofir Public Benefit Corporation, qualified pursuant to rhe provisions of lnremal Revenue Code Section SOl(c)(3), etc.]; and WHEREAS, Wakeland Housing and Developmenr Corporation, recognizes that the community at large, and especially low-income residents have many diverse needs for housing, education and other services; and WHEREAS, Wakeland Housing and Development Corporation is commitred to significantly increasing affordable housing for low-income residenrs; and WHEREAS, Wakeland Housing and Development Corporation, is commirred to effectively serving the communities referenced in the prior recital; and WHEREAS, Wakeland Housing and Development Corporation has been selecred by City staff to be rhe developer for Roosevelt Villas; and WHEREAS, W &eland Housing and Development Corporatron is requesring $244,161 as a pre-development Loan from rhe City of Carlsbad CDBG hnds for the development of an affordable housing developmenr of approximately 11 units located at 2578 Roosevelr Sneer, hereafia referred 10 as Roosevelt Villas; NOW, THEREFORE BE IT RESOLVED as follows: 1. Thai Wakeland Housing and Development Corporation is committed 10 providing safe, decem and affordable housing for persons of very low, low and moderate-income levels; 2. That he Board of Directors funher vored to authorize the Executive Director io execute any and all documenrs required by City of Carlsbad and or the Redevelopmenr Agency of the City Carlsbad, including, wirhout limitarion, the Agreement Between rhe City of Carlsbad And Wakeland Housing and Development Corporarion for Federal Communiry Developmenr Block Grant Funds, and any other documents associated wirh Roosevelt Villas, including bur not limired to the Declaration of Covenanis, Conditions and bEC-J 7-03 11 :53AM FROM-WAKELAND HOUSING t DEVELOPMENT 61 0-235-5366 T-144 P 03/03 F-36Q Resmctions, the Security Agreemmi, rhe Unsecured Environmental Indemnity Agreement, the UCC Financing Statrmenr, Escrow Instructions, Disclosure Statements, and any and all orher documents requested by the City of Carlsbad andlor rhe Redevelopment Agency, IO document and secure the above referenced loans This Resolution was adopted ar a regularly noriced meeting of ihe Board of Direciors on September 30,2003. 1 declare under penalty of perjury, under rhe laws of the Srare of California [hat the foregoing is true and correc1. Executed this 30th day of September 2003, at Sari Diego, California. Vote: Yes: Y- No: 0 Abstain: 0 Tule: Secretary of the Board ASSIGNMENT OF AGREEMENTS, PLANS AND SPECIFICATIONS, AND APPROVALS FOR VALUE RECEIVED, the undersigned, Wakeland Housing and Development Corporation., a California nonprofit public benefit corporation (the "Developer"), hereby assigns and transfers to the Carlsbad Redevelopment Agency, a public body corporate (the "Agency"), all of its right, title and interest in and to: (1) agreements, and any and all amendments, modifications, supplements, addenda and general conditions thereto (collectively "Agreements"), heretofore or hereafter entered into by any Contractor (as defined below); All architectural, design, engineering, and construction contracts and development (2) modifications, changes, supplements, general conditions and addenda thereto (collectively "Plans and Specifications") heretofore or hereafter prepared by any Contractor (as defined below); and All plans and specifications, shop drawings, working drawings, amendments, (3) nature obtained for the Development (collectively, the "Land Use Approvals"). All land use approvals, building permits, and other governmental approvals of any This Assignment is made pursuant to the terms of the Predevelopment Loan Agreement executed by Developer as of September 12,2003, entered into between the Developer and the Agency (the "Predevelopment Loan Agreement"). Capitalized terms used but not defined in this Assignment shall have the meanings set forth in the Predevelopment Loan Agreement. The Property with respect to which the Agency has made the Predevelopment Loan to the Developer under the Predevelopment Loan Agreement is described in Attachment No. 1 attached to this Assignment. For purposes of this Assignment, the term "Contractor" means any architect, construction contractor, engineer or other person or entity entering into Agreements with the Developer and/or preparing Plans and Specifications for the Developer with respect to the Development. The Developer hereby irrevocably appoints the Agency as its attorney-in-fact (which agency is coupled with an interest) to, upon the occurrence of a Default by Developer (after notice and opportunity to cure) or an event which, with notice or the passage of time or both would constitute a Default (after notice and opportunity to cure) under and as defined in Section 4.1 of the Predevelopment Loan Agreement, demand, receive, and enforce any and all of the Developer's rights with respect to the Plans and Specifications, Agreements and Land Use Approvals, and perform any and all acts in the name of the Developer or in the name of the Agency with the same force and effect as if performed by the Developer in the absence of this Assignment. The Developer represents and warrants to the Agency that no previous assignment(s) of its rights or interest in or to the Plans and Specifications, Agreements, and/or Land Use Approvals, has or have been made, and the Developer agrees not to assign, sell, pledge, transfer, mortgage, or hypothecate its rights or interest therein (without prior written approval of the Agency Executive Director) so long as the Agency holds or retains any security interest under the Predevelopment Loan Agreement. 101 0\13\169890.2 7/3/03 This Assignment is made to secure: (1) payment to the Agency of all sums now or hereafter owing under the Predevelopment Note dated as of the date hereof made by the Developer to the order of the Agency, and any and all additional advances, modifications, extensions, renewals and amendments thereof; and (2) payment and performance by the Developer of all its obligations under the Predevelopment Loan Agreement. This Assignment shall be governed by the laws of the State of California, except to the extent that Federal laws preempt the laws of the State of California, and the Developer consents to the jurisdiction of any Federal or State Court within the State of California having proper venue for the filing and maintenance of any action arising hereunder and agrees that the prevailing party in any such action shall be entitled, in addition to any other recovery, to reasonable attorneys' fees and costs. This Assignment shall be binding upon and inure to the benefit of the heirs, legal representatives, assigns, and successors-in-interest of the Developer and the Agency; provided, however, this shall not be construed and is not intended to waive the restrictions on assignment, sale, transfer, mortgage, pledge, hypothecation or encumbrance by the Developer contained in the Predevelopment Loan Agreement. Attachment No. 1 and the Architect'sEngineer's Consent are attached hereto and incorporated herein by reference. 12-1 *23 Executed by the Developer on s&p be& ,2003. DEVELOPER: WAKELAND HOUSING AND DEVELOPMENT CORPORATION, a California nonprofit public benefit corporation Kenneth L. Sauder, Executive Director 1010\13\169890.2 7/3/03 AFXHITECT'S/ENGINEER'S CONSENT The undersigned architect and/or engineer (collectively referred to as "Architect") hereby consents to the foregoing Assignment of Agreements, Plans and Specifications, and Approvals ("Assignment"), of which this Architect'sEngineer's Consent ("Consent") is a part, and acknowledges that there presently exists no unpaid claims presently due to the Architect except as disclosed to the Agency arising out of the preparation and delivery of the Plans and Specification to the Developer and/or the performance of the Architect's obligations under the Agreements, as the term "Agreements" is defined in the Assignment. Architect agrees that if, at any time, the Agency shall become the owner of said Property, or, pursuant to its rights under the Predevelopment Loan Agreement, elects to undertake or cause the completion of construction of the Development on any of the Property, in accordance with the Plans and Specifications, and gives Architect written notice of such election; then so long as the Architect has received, receives or continues to receive the compensations called for under the Agreements, the Agency may, at its option, use and rely on the Plans and Specifications for the purposes for which they were prepared, and Architect will continue to perform its obligations under the Agreements for the benefit and account of the Agency in the same manner as if performed for the benefit or account of the Developer in the absence of this Assignment. Architect further agrees that, in the event of a breach by the Developer of the Agreements, or any agreement entered into with Architect in connection with the Plans and Specifications, so long as the Developer's interest in the Agreements and Plans and Specifications is assigned to the Agency, Architect will give written notice to the Agency at the address shown below of such breach. The Agency shall have thirty (30) days from the receipt of such written notice of Default to remedy or cure said Default; provided, however, nothing herein shall require the Agency to cure said Default or to undertake completion of construction of the Improvements. Architect warrants and represents that it/he/she has no knowledge of any prior assignment(s) of any interest in either the Plans and Specifications and/or the Agreements. Except as otherwise defined herein, the terms used herein shall have the meanings given them in the Assignment or the Predevelopment Loan Agreement, as applicable. 101 0\13\169890.2 7/3/03 Executed on this 94 of dq6T ,200s. Address of Agency: Address of Architect: Carlsbad Redevelopment Agency 2965 Roosevelt Street, Suite B Carlsbad, CA 92008 Attn: Executive Director Its: 101 0\13\169890.2 7/3/03 ATTACHMENT NO. 1 TO ASSIGNMENT PROPERTY DESCRIPTION Real property in the City of Carlsbad, County of San Diego, State of Califomfa, described as follows: Lot 44 of Seaside Lands, in the City of Cadsbad, County of San Diego, State of California, according to Map thereof No. 1722, filed in the Office ofthe County Recorder of said San Diego County July 28, 1921; Excepting the Nottheasterly 120 feet thereof, said Northeasterly 120 f'eet being measured abng the Southeaskrly line of said lot and parallel with the Northeasterly line of said Lot 44. APN: 203-302-33-00 1010\13\169890.2 7/3/03 ARCHITECT'S/ENGINEERS CONSENT The undersigned architect and/or engineer (collectively referred to as "Architect") hereby consents to the foregoing Assignment of Agreements, Plans and Specifications, and Approvals ("Assignment"), of which this Architect'sEngineer's Consent ("Consent") is a part, and acknowledges that there presently exists no unpaid claims presently due to the Architect except as disclosed to the Agency arising out of the preparation and delivery of the Plans and Specification to the Developer and/or the performance of the Architect's obligations under the Agreements, as the term "Agreements" is defined in the Assignment. . Architect agrees that if, at any time, the Agency shall become the owner of said Property, or, pursuant to its rights under the Predevelopment Loan Agreement, elects to undertake or cause the completion of construction of the Development on any of the Property, in accordance with the Plans and Specifications, and gives Architect written notice of such election; then so long as the Architect has received, receives or continues to receive the compensations called for under the Agreements, the Agency may, at its option, use and rely on the Plans and Specifications for the purposes for which they were prepared, and Architect will continue to perform its obligations under the Agreements for the benefit and account of the Agency in the same manner as if performed for the benefit or account of the Developer in the absence of this Assignment. Architect further agrees that, in the event of a breach by the Developer of the Agreements, or any agreement entered into with Architect in connection with the Plans and Specifications, so long as the Developer's interest in the Agreements and Plans and Specifications is assigned to the Agency, Architect will give written notice to the Agency at the address shown below of such breach. The Agency shall have thirty (30) days from the receipt of such written notice of Default to remedy or cure said Default; provided, however, nothing herein shall require the Agency to cure said Default or to undertake completion of construction of the Improvements. Architect warrants and represents that it/he/she has no knowledge of any prior assignment(s) of any interest in either the Plans and Specifications and/or the Agreements. Except as otherwise defined herein, the terms used herein shall have the meanings given them in the Assignment or the Predevelopment Loan Agreement, as applicable. 1010\13\169890.2 7/3/03 Address of Agency: Address of Engineer: Carlsbad Redevelopment Agency 2965 Roosevelt Street, Suite B Carlsbad, CA 92008 Attn: Executive Director 1010\13\169890.2 7/3/03 ATTACHMENT NO. 1 TO ASSIGNMENT PROPERTY DESCRIPTION Real property in the City of Carlsbad, County of San Diego, State of California, described as folfows: Lot 44 of Seaside lands, in the City of Carisbad, County of San Dkgo, State of California, according to Map thereof No. 1722, filed in the Mce of the Cwnty Recorder of said San Dlego County July 28, 1921; Excepting the Northeasterty 120 feet thereof, said Northeasterly 120 f'eet being measured abng the Southeasterly line of said lot and parallel with the Northeasterly line of said Lot 44. AI": 203-102-33-00 1010\13\169890.2 7/3/03 : ' $200,000 PROMISSORY NOTE (Predevelopment Loan - Wakeland Housing and Development Corporation.) Carl sb ad, California SRPfEMB* 17 ,2003 FOR VALUED RECEIVED, Wakeland Housing and Development Corporation., a California nonprofit public benefit corporation (the "Borrower"), promises to pay to the Carlsbad Redevelopment Agency (the "Agency"), or order, the principal sum of Two Hundred Thousand Dollars ($200,000), or so much thereof as is advanced to Borrower pursuant to Article 1 of the Predevelopment Loan Agreement (as defined below), as provided below. 1. Loan Agreement. This promissory note (the "Notef') is made pursuant to the terms of the Predevelopment Loan Agreement dated of even date herewith, entered into between the Borrower and the Agency (the "Predevelopment Loan Agreement"). All capitalized terms used but not defined in this Note shall have the meanings set forth in the Predevelopment Loan Agreement. Upon acquisition or lease of the Property, Borrower shall execute and record a Regulatory Agreement imposing affordability restrictions on the Property as required by law. 2. Repayment Terms; Interest. The indebtedness evidenced by this Note shall be due and payable at the times and in the manner set forth in Section 1.6 of the Predevelopment Loan Agreement. The outstanding principal balance of this Note shall bear interest at a rate of three percent (3%) compounded annually; provided however, if a Default occurs, interest on the principal balance shall accrue in accordance with Section 4 of this Note. 3. Security. As the security for this Note, Borrower has assigned to the Agency its rights and obligations with respect to certain documents, approvals, and agreements as provided in the Assignment of Plans. 4. Acceleration Pursuant to Default. As more fully set forth in Section 1.6(c) of the Predevelopment Loan Agreement, upon the occurrence of an event of default in the Predevelopment Loan Agreement, the Agency shall have the right to declare all of the principal immediately due and payable, which amount shall bear interest at the lesser of ten percent (1 0%) per annum, or the maximum amount permitted by law, from the expiration of the applicable cure period for the default to the date of repayment in full of the principal amount of the Predevelopment Loan and any interest due thereon. All payments received shall be applied first to the accrued interest and second to the principal outstanding. Neither acceptance by the Agency of the payments provided for herein nor any failure by the Agency to pursue its legal and equitable remedies upon default shall constitute a waiver of the Agency's right to require prompt payments when due of all principal and interest owing or to declare a default and exercise all of its rights under this Note and the Predevelopment Loan Agreement. 101 0\13\169941.1 611 7/03 5. No Offset. The Borrower hereby waives any rights of offset it now has or may hereafter have against the Agency, its successors and assigns, and agrees to make the payment called for herein in accordance with the terms of this Note. 6. Waiver; Attorney's Fees. The Borrower, for itself, its heirs, legal representatives, successors and assigns, waives diligent presentment, protest and demand, and notice of protest, dishonor and non-payment of this Note, and expressly waives any rights to be released by reason of any extension of time or change in terms of payment, or change, alteration or release of any security given for the payments hereof, and expressly waives the right to plead any and all statutes of limitations as a defense to any demand on this Note or agreement to pay the same, and agrees to pay all costs of collection when incurred, including reasonable attorneys' fees. If an action is instituted on this Note, the undersigned promises to pay, in addition to the costs and disbursements allowed by law, such sum as a court may adjudge reasonable as attorneys' fees in such action. 7. Manner and Place of Payment. All payments of principal and interest shall be payable in lawful money of the United States of America at the office of the Agency as set forth in Section 5.8 of the Predevelopment Loan Agreement or at such other address as the Agency may provide to the Borrower by notice in accordance with Section 5.8 of the Predevelopment Loan Agreement. 8. in its discretion. Assiment. The Agency's rights under this Note may be assigned by the Agency 9. Conflict. If any term or provision of this Note conflicts with any term or provision of the Predevelopment Loan Agreement, the term of provision of the Predevelopment Loan Agreement shall control to the extent of such conflict. WAKELAND HOUSING AND DEVELOPMENT CORPORATION, a California nonprofit public benefit corporation Kenneth L. Sauder, Executive Director 1010\13\169941.1 6/17/03 EXCLUSIVE NEGOTIATING RIGHTS AGREEMENT (ROOSEVELT APARTMENTS HOUSING DEVELOPMENT) This Exclusive Negotiating Rights Agreement (this "Agreement") is entered into as of this 20th day of September, 2004 (the "Effective Date"), by and among the Carlsbad Redevelopment Agency, a public body, corporate and politic (the "Agency") and Wakeland Housing and Development Corporation, a California non-profit public benefit corporation (the "Developer"), on the basis of the following facts: RECITALS A. The City Council of the City of Carlsbad adopted the Carlsbad Village Redevelopment Plan pursuant to Ordinance No. 9591 adopted on July 21, 1981(the "Redevelopment Plan") establishing the Carlsbad Village Redevelopment Project Area (the "Project Area"). The Agency is responsible for implementing the Redevelopment Plan in the Project Area. The goals for the Redevelopment Plan include alleviation of blighting conditions and the stimulation of economic development and affordable housing activities in the Project Area. B. In accordance with the Redevelopment Plan and the Agency's adopted Rules For Business Tenant Preference and Owner Participation, the Agency has: 1. designated a specified S6-acre portion of the Project Area as a unified development area for redevelopment by a qualified development entity; 2. solicited and evaluated development proposals from affected property owners in the designated area and other development entities; and 3. based on such evaluation, selected the Developer as the entity with which to enter into exclusive negotiations for redevelopment of the designated area, as described in the attached Exhibit A (the "Site"). C. The Agency desires to cause development on the Site of a ten (10)- to thirteen (13)-unit affordable housing development (the "Development"), generally consistent with the request for qualifications issued by the Agency on March 14,2003, and the response dated March 26,2003, submitted by the Developer, copies of which are attached to this Agreement as Exhibit B (together, the "Proposal"). D. Completion of the Development in the Project Area will provide needed affordable housing, and will assist in ameliorating blighting influences in the Project Area. E. The purpose of this Agreement is to establish procedures and standards for the negotiation by the Agency and the Developer of a disposition, development and loan agreement (a "DDLAI') pursuant to which, among other matters, if specified preconditions are satisfied: 101 0\13\169714.2 611 2/03 1 (1) the Agency would convey or ground lease the Site to the Developer at a purchase price or rental amount to be negotiated that would enable a financially feasible development; (2) the Agency would make a construction and permanent loan to the Developer to assist in financing the Development; and (3) the Developer would develop and operate the Development on the conveyed or leased Site. As more fully set forth in Section 3.1, the Developer acknowledges and agrees that this Agreement in itself does not obligate any party to acquire or convey any property, does not grant the Developer the right to develop the Development, and does not obligate the Developer to any activities or costs to develop the Development, except for the preliminary analysis and negotiations contemplated by this Agreement. AGREEMENT NOW, THEREFORE, in consideration of the mutual covenants and promises contained herein and for other valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties mutually agree as follows: ARTICLE 1. EXCLUSIVE NEGOTIATIONS RIGHT Section 1.1 Good Faith Negotiations. The Agency and the Developer shall negotiate diligently and in good faith, during the Negotiating Period described in Section 1.2, the terms of a DDLA for the development of the Development on the Site. The Proposal shall serve as a guide in the negotiation of the DDLA, although the parties acknowledge that review of additional information and further discussion may lead to refinement and revision of the development concepts set forth in the Proposal. During the Negotiating Period, the parties shall use good faith efforts to accomplish the respective tasks outlined in Article 2 to facilitate the negotiation of a mutually satisfactory DDLA. Among the issues to be addressed in the negotiations are: (i) the purchase price or rental amount for conveyance or lease of the Site by the Agency to the Developer, (ii) the physical and land title conditions of the Site and remediation of any adverse conditions, (iii) the land use approvals necessary for the Development, (iv) the development schedule for the Development, (vi) financing of the Development (including the need for any Agency financial assistance), (vii) marketing and management of the Development, and (viii) the level of housing affordability and the nature of affordability controls. Section 1.2 Negotiating Period. The negotiating period (the "Negotiating Period") under this Agreement shall be one hundred fifty (150) days, commencing on the date of this Agreement, subject to extension by mutual agreement of the parties in writing. The Negotiating Period may be extended on the Agency's behalf for up to an additional ninety (90) days by the Redevelopment Director of the Agency if, in the Redevelopment Director's judgment, sufficient progress toward a mutually acceptable DDLA has been made during the initial one hundred fifty (150) day negotiating period to merit such extension. 1010\13\169714.2 611 2/03 2 If a DDLA has not been executed by the Agency and the Developer by the expiration of the Negotiating Period (as the Negotiating Period may be extended pursuant to the preceding paragraph), then this Agreement shall terminate and neither party shall have any further rights or obligations under this Agreement. If a DDLA is executed by the Agency and the Developer then, upon such execution, this Agreement shall terminate, and all rights and obligations of the parties shall be as set forth in the executed DDLA. Section 1.3 Exclusive Negotiations. During the Negotiating Period (as such Negotiating Period may be extended pursuant to Section 1.2), the Agency shall not negotiate with any entity, other than the Developer, regarding development of the Site, or solicit or entertain bids or proposals to do so. Section 1.4 Identification of Developer’s Representative. The Developer’s representative to negotiate the DDLA with the Agency is Barry Getzel. ARTICLE 2. NEGOTIATION TASKS Section 2.1 Overview. To facilitate negotiation of the DDLA, the parties shall use reasonable good faith efforts to accomplish the tasks set forth in this Article 2 in a timeframe that will support negotiation and execution of a mutually acceptable DDLA prior to the expiration of the Negotiating Period. Section 2.2 Financing and Costs of Development. Within sixty (60) days after the Effective Date the Developer shall provided the Agency with a detailed financial analysis for the Development containing, among other matters, a development budget and operating proforma, and housing affordability levels supported by the budget (the “Financing Proposal”). The financial analysis shall be refined by the parties during the Negotiating Period, as appropriate, and will be used to evaluate the financial feasibility of the Development and to assist in the negotiation of terms regarding payment of costs of land and development. Section 2.3 Purchase Price or Rent for the Site. Concurrent with Developer’s development of the Financing Proposal, the Agency and the Developer shall seek to agree upon the purchase price or lease cost of the Site, and the nature, timing and cost of Agency assistance to the Development, if any, including a write-down of the purchase price or a below market lease of the Site. The proposed purchase price shall be subject to confirmation and refinement pursuant to the formal reuse appraisal and the noticed hearing and City Council finding process to be conducted in accordance with Health and Safety Code Section 33433, as further described in Section 2.10 below. Section 2.4 v. The Developer acknowledges that the Development requires approval by the City of a Major Redevelopment Permit (the “Permit”). During the Negotiating Period, the Developer shall submit conceptual site plans and preliminary designs for the Development to the Agency and the appropriate City departments for their informal review. Developer shall submit a formal application for the Permit to the City no later than September 1, 1010\13\169714.2 611 2/03 3 2003, and shall obtain approval of the Permit no later than February 1,2004. The Agency and the Developer anticipate and intend that the DDLA shall be scheduled for consideration by the Agency Board and City Council concurrently with their consideration of the Permit. Section 2.5 Schedule of Performance. Within thirty (30) days after the Effective Date, the Developer shall provide the Agency with a proposed detailed schedule of performance for the Development which shall be based on the summary schedule attached hereto as Exhibit C. Section 2.6 Due Diligence. During the Negotiating Period the Developer shall conduct due diligence activities, including but not limited to planning, soils report, hazardous materials report, financial feasibility and title adequacy. (a) Physical Adequacy Determination. The Developer shall determine whether the Site is suitable for development of the Development, taking into account the geotechnical and soils conditions, the presence or absence of toxic or other hazardous materials, the massing of the proposed Development improvements and the parking requirements imposed on Developments of this type and the other environmental and regulatory factors that the Developer deems relevant. If, in the Developer's judgment based on such investigations and analyses, the Site is not suitable for development, the Developer may notify the Agency in writing no later than sixty (60) days after the Effective Date of its determination (an "Unsuitability Notice"). Upon delivery of an Unsuitability Notice by the Developer within this time period, this Agreement shall be terminated without further action of any party, and thereafter no party shall have any further duties, obligations, rights, or liabilities under this Agreement, except as set forth in Section 3.7. If the Developer does not deliver an Unsuitability Notice during the first sixty (60) days after the Effective Date, then the Site shall be deemed physically suitable for development of the Development and any executed DDLA shall not provide for an additional opportunity for the Developer to determine the physical suitability of the Site or for the Developer to terminate the DDLA as a result of the purported physical unsuitability of the Site (unless such unsuitability arises solely from an event occurring subsequent to the execution of the DDLA). (b) Title Adequacy Determination. Within thirty (30) days following the Effective Date, the Agency shall cause a reputable title company to issue a Preliminary Title Report (the "Report") on the Site to the Developer. If the Developer objects to any exception appearing on the Report or should any title exception arise after the date of the Report, the Developer may object to such exception, provided such objection is made to the Agency in writing on or before 5 o'clock P.M. on the thirtieth (30th) day following the date the Developer receives the Report. If the Developer object to any exception to title, the Agency, within fifteen (15) days of receipt of Developer' objection shall notify Developer in writing whether Agency elects to (1) cause the exception to be removed of record, (2) obtain a commitment from the title company for an appropriate endorsement to the policy of title insurance to be issued to the Developer, insuring against the objectionable exception, or (3) terminate this Agreement unless the Developer elects to take title subject to such exception. If any party elects to terminate this Agreement pursuant to this Section 2.6(b), no party shall thereafter have any obligations to or rights against the others hereunder, except as set forth in Section 3.7. If the Developer fail to provide any notification to the Agency regarding this matter prior to expiration of the time period 101 0\13\169714.2 611 2/03 4 set forth herein, the condition set forth in this Section 2.6(b) shall be deemed satisfied, this Agreement shall continue in effect, and the condition of title at closing under any executed DDLA shall be as set forth in the Report. Section 2.7 Reports. Unless otherwise waived by the Agency, the Developer shall provide the Agency with copies of all reports, studies, analyses, correspondence and similar documents prepared or commissioned by the Developer with respect to this Agreement and the Development, promptly upon their completion. The Agency shall provide the Developer with copies of all reports, studies, analyses, correspondence and similar documents (collectively, “documents”), exclusive of detailed property appraisals, prepared or commissioned by the Agency with respect to this Agreement and the Development, promptly following execution of this Agreement with respect to documents then in its possession or under its reasonable control, and promptly upon their completion with respect to any subsequently prepared documents. Section 2.8 Organizational Documents. The Developer shall provide the Agency with copies of its organizational documents evidencing that the Developer exists and is in good standing to perform its obligations under the DDLA. Section 2.9 Environmental Review. The Agency shall prepare or cause to be prepared any environmental documentation required by the California Environmental Quality Act (”CEQA”) for consideration of approval of the DDLA; provided, that nothing in this Agreement shall be construed to compel the Agency or the City to approve or make any particular findings with respect to such CEQA documentation. The Developer shall provide such information about the Development as may be required to enable the Agency to prepare or cause preparation and consideration of any CEQA-required document, and shall otherwise generally cooperate with the Agency to complete this task. Section 2.10 Section 33433 Report. The Agency shall prepare the necessary documentation pursuant to Section 33433(a)(2)(B) of the California Health and Safety Code to be submitted to the Agency Board and City Council in conjunction with the Agency’s and the City’s consideration of any DDLA that is prepared under this Agreement. The Section 33433 report shall contain the estimated value of the Site determined at its highest and best use under the Redevelopment Plan and the estimated value of the Site determined at the use and with the conditions, covenants and development costs required pursuant to the DDLA. Section 2.11 Progress Reports. From time to time as reasonably agreed upon by the parties, each party shall make oral or written progress reports advising the other party on studies being made and matters being evaluated by the reporting party with respect to this Agreement and the Development. 101 0\13\169714.2 611 2/03 5 ARTICLE 3. GENERAL PROVISIONS Section 3.1 Limitation on Effect of Agreement. This Agreement shall not obligate either the Agency or the Developer to enter into a DDLA or to enter into any particular DDLA. By execution of this Agreement, the Agency is not committing itself to or agreeing to undertake acquisition, disposition, or exercise of control over the Site. Execution of this Agreement by the Agency is merely an agreement to conduct a period of exclusive negotiations in accordance with the terms hereof, reserving for subsequent Agency and City Council action the final discretion and approval regarding the execution of a DDLA and all proceedings and decisions in connection therewith. Any DDLA resulting from negotiations pursuant to this Agreement shall become effective only if and after such DDLA has been considered and approved by the Agency Board and, if required by law, the City Council, following conduct of all legally required procedures, and executed by duly authorized representatives of the Agency and the Developer. Until and unless a DDLA is signed by the Developer, approved by the Agency Board, and executed by the Agency, no agreement drafts, actions, deliverables or communications arising from the performance of this Agreement shall impose any legally binding obligation on either party to enter into or support entering into a DDLA or be used as evidence of any oral or implied agreement by either party to enter into any other legally binding document. Section 3.2 Notices. Formal notices, demands and communications between the Agency and the Developer shall be sufficiently given if, and shall not be deemed given unless, dispatched by certified mail, postage prepaid, return receipt requested, or sent by express delivery or overnight courier service, to the office of the parties shown as follows, or such other address as the parties may designate in writing from time to time: Agency: Carlsbad Redevelopment Agency 2965 Roosevelt Street, Suite B Carlsbad, CA 92008 Attn: Redevelopment Director Developer: Wakeland Housing and Development Corporation. 625 Broadway, Suite 61 1 San Diego, CA 92101 Attn: Executive Director Such written notices, demands and communications shall be effective on the date shown on the delivery receipt as the date delivered or the date on which delivery was refused. Section 3.3 Waiver of Lis Pendens. It is expressly understood and agreed by the parties that no lis pendens shall be filed against any portion of the Site with respect to this Agreement or any dispute or act arising from it. Section 3.4 Right of Entry. The Agency hereby grants the Developer a right of entry to enter the Site to perform the physical adequacy determination described in Section 2.6(a) above. Developer shall indemnify, defend (with counsel reasonably acceptable to Agency) and 101 0\13\169714.2 611 2/03 6 hold harmless the Agency and its directors, officers, contractors, agents and employees against any claims made against them which arise out of the activities Developer or its, contractors, subcontractors, agents, employees, licensees, invitees or guests on or concerning the Site during the term of this Agreement. The foregoing indemnity shall not extend to any claim arising solely from the Agency's gross negligence or intentional acts. Section 3.5 Insurance. The Developer shall at all times during the term of this Agreement keep in full force and effect a policy or policies of commercial general liability insurance against liability for bodily injury to or death of any person or property damage arising out of or in any way related to the Developer's entry onto the Site. The insurance shall be written on an occurrence basis and the limits of such insurance shall be not less than Two Million Dollars ($2,000,000) combined single limit for bodily injury and property damage. The Developer shall also carry or cause to be carried workers' compensation insurance, with statutory limits as required by the California Labor Code, covering all persons employed by the Developer, as applicable, in connection with the Development and entry onto the Site under this Agreement, which shall provide for a waiver of subrogation against the Agency. Section 3.6 Costs and Expenses. Each party shall be responsible for its owns costs and expenses in connection with any activities and negotiations undertaken in connection with this Agreement, and the performance of each party's obligations under this Agreement. Section 3.7 No Commissions. Except as may otherwise be provided in any DDLA hereafter executed by the Agency, the Agency shall not be liable for any real estate commissions or brokerage fees that may arise from this Agreement or any DDLA resulting from this Agreement. The Agency represents that it has engaged no broker, agent or finder in connection with this transaction, and the Developer shall defend and hold the Agency harmless from any claims by any broker, agent or finder retained by the Developer. Section 3.8 Defaults and Remedies (a) Default. Failure by any Party to negotiate in good faith as provided in this Agreement shall constitute an event of default hereunder. The non-defaulting Party shall give written notice of a default to the defaulting Party, specifying the nature of the default and the required action to cure the default. If a default remains uncured fifteen (15) days after receipt by the defaulting Party of such notice, the non-defaulting Party may exercise the remedies set forth in subsection (b). (b) Remedies. In the event of an uncured default by the Agency or the Developer, the non-defaulting Party's sole remedy shall be to terminate this Agreement. Following such termination, no Party shall have any further right, remedy or obligation under this Agreement, except that the Developer' indemnification obligation pursuant to Section 3.6 shall survive such termination. Except as expressly provided above, no Party shall have any liability to any other Party for damages or otherwise for any default, nor shall any Party have any other claims with respect 101 0\13\169714.2 611 2/03 to performance under this Agreement. Each Party specifically waives and releases any such rights or claims it may otherwise have at law or in equity. Section 3.9 Attorneys' Fees. The prevailing party in any action to enforce this Agreement shall be entitled to recover attorneys' fees and costs from the other party. Section 3.10 Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of California. Section 3.11 Entire Agreement. - This Agreement constitutes the entire agreement of the parties regarding the subject matters of this Agreement. Section 3.12 Counterparts. This Agreement may be executed in counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same agreement. Section 3.13 Assignment. The Developer may not transfer or assign any or all of their rights or obligations hereunder except with the prior written consent of the Agency, which consent shall be granted or withheld in the Agency's sole discretion, and any such attempted transfer or assignment without the prior written consent of Agency shall be void. Section 3.14 No Third Partv Beneficiaries. This Agreement is made and entered into solely for the benefit of the Agency and the Developer and no other person shall have any right of action under or by reason of this Agreement. Section 3.15 Actions BY The Agency. Whenever this Agreement calls for or permits the approval, consent, authorization or waiver of the Agency, the approval, consent, authorization, or waiver of the Agency Executive Director shall constitute the approval, consent, authorization or waiver of the Agency without further action of the Agency Board. 101 0\13\169714.2 611 2/03 8 IN WITNESS WHEREOF, this Agreement has been executed, in triplicate, by the parties on the date first above written. DEVELOPER: WAKELAND HOUSING AND DEVELOPMENT CORPORATION, a California ponprofit public benefit corporation Kenneth L. Sauder, Executive Director AGENCY: CARLSBAD REDEVELOPMENT AGENCY, a public body corporate and politic By: Its: m Assistant rank Mannen City Manager APPROVED AS TO FORM: For Executive Director 1010\13\169714.2 6/12/03 9 EXHIBIT A LEGAL DESCRIPTION OF THE SITE Lot 44 of Seaside Lands, in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 1722, filed in the office of the County Recorder of said San Diego County July 28, 1921; Excepting the Northeasterly 120 feet thereof, said Northeasterly 120 feet being measured along the Southeasterly line of said lot and parallel with the Northeasterly line of said lot 44. 1010\13\169714.2 61 12/03 A- 1 EXHIBIT B REQUEST FOR QUALIFICATIONS AND RESPONSE TO REQUEST FROM WAKELAND HOUSING 1010\13\169714.2 611 2/03 B-1 II March 26,2004 Mr. Craig Ruiz, Management Analyst Housing & Redevelopment Department City of Carlsbad 2965 Roosevelt Street, Suite B Carlsbad, CA 92008-2389 Re: Request For Qualifications, Roosevelt Street Development Dear Craig: Wakeland Housing and Development Corporation is hereby submitting its response to Carlsbad’s Request For Qualifications, regarding the development and management of affordable housing at 2578 Roosevelt Street. Wakeland has the ability and experience to produce a quality affordable housing project on the subject site, based on the following: 0 0 0 0 0 Affordable housing development experience within the City of Carlsbad (re: Vista Las Flores) and familiarity with the entitlement process. Extensive experience with urban-infill development, including small projects, such as the subject. A track record of selecting top-notch design teams for all of its projects. Contacts with major lenders, including those that provide predevelopment financing. A mature staff, each of whom has many years of related community development experience. A proven resident services program, that is adaptable to the needs presented by each individual project. 0 Wakeland enjoys the challenge of developing small urban sites, such as the subject and is looking forward to working again with Carlsbad’s R & H staff. Please call me or Barry Getzel if you have any questions. Sincerely, Kenneth L. Sauder Executive Director 625 Broadway rn Suite 61 1 San Diego, CA 92101 rn Ph.: 619 .235.2296 m Fax: 619.235 .5386 Response To Request For Qualifications From The City of Carlsbad, Housing & Redevelopment Department Ouali fications, Related Exuerience This response is presented by Wakeland Housing and Development Corporation. Wakeland is a certified nonprofit, 501 (c) (3) corporation, founded im-98. Its mission is to develop quality affordable housing, while providing its residents an opportunity to participate in meaningful service programs. Wakeland’s current portfolio includes over 2,000 units, with an additional 1,800 units now in predevelopment or under construction. Its project’s have included new construction apartments, the acquisition and rehabilitation of existing apartments, and new for-sale homes (Please see the attached “List of Developments). The financing of these projects has included the full range of sources available for affordable housing, including local housing trust funds, Community Development Block Grant and HOME funds, tax credits and private financing. In December, 2001, Wakeland completed Vista Las Flores, a 28 unit, affordable new construction, family project located off of Aviara Parkway, inity of Carlsbad. As with all Wakeland developments, the project is well designed and blends-in with the surrounding neighborhood. The financing of Vista Las Flores included a residual receipts loan from the City of Carlsbad, an Affordable Housing Program w) award from the Federal Home Loan Bank, tax-exempt bonds and 4% tax credits. The prbject has been operating at or near 100% occupancy since its opening. Wakeland provides a resident services program at all of its rental projects. The program is uniquely designed to meet the needs of residents of each development. Wakeland begins each project with a needs assessment of the residents and an asset map of the community. After identifylng the social services needed by the residents, Wakeland contacts local providers of that service and enters into partnerships for the on site implementation. Wakeland continues to supervise and to support those agencies with the resources they need to provide quality services to the residents. Wakeland set up and operates resident services on each of its sites as a Learning Center. We create business plans for the development and running of the Center. We look at each Center as having its own sources of income. We base this on some of our experiences as a HUD Neighborhood Network site. Neighborhood Networks provide us with information on funding sources. The NN Centers also have access to special activities, such as an interactive online program with NASA for youth to encourage an interest in science and math. At the C-n Rim Awts in San Diego, Wakeland developed a partnership with the local elementary school and started a Literacy Center in the Learning Center. The City Councilman for that district, the Town Council and local health advisory committee, provided fhding for the set up costs of the Literacy Center. Teachers fkom the local school volunteer their time to read books to children and older youth from the apartments volunteer as Buddy Readers to younger children. a In all of these examples, Wakeland developed successfhl services in cooperation with the residents and local providers. Participation in the programs is high because it is designed with their input, needs and interests in mind. Wakeland will bring this skill and experience to the planning and development of social services at the prospective Roosevelt Street project. Financial Information and References Wakeland Housing and Development Corporation has ample capacity to finance the subject development. As a nonprofit housing developer, Wakeland has established a relationship with several financial intermediaries (i.e. the Low Income Investment Fund, or LIIF, and the Local Initiative Support Corporation, or LISC) that could provide predevelopment, as well as construction financing. LIIF provhkWVake1and with the construction loan for Town Square Rowhomes, a small affordable home-ownership project in National City. Wakeland currently,+ has a tlextble $200,000 line of credit from LIE, which could be used to finance predevelopment work (i.e. architecture, engineering, soils and environmental studies, etc.) for this project. Wakeland also has a flexible $250,000, 10 year revolving loan from Wells Fargo Bank. In addition, Wakeland has established relationships with Bank of America and Washington Mutual Savings Bank. Any of those lenders could also provide the construction loan for the subject project. Please see the attached referencdinterest letters from LIE and Bank of America. ‘L & u n w Wakeland has largely developed properties via individual tax credit limited partnerships (the six unit Town Square Rowhomes being an exception), in which it is the managing general partner. Consequently, Wakeland’s financial statements do not reflect the ownership of properties, but do show short term income and fees that are paid to it. Please see Wakeland’s latest audited financial statements, attached. Wakeland has an established history of working in cooperation with local governments. In the City of San Diego, Wakeland was the managing general partner in development partnerships that acquired and rehabilitated approximately 1,000 units in 4 separate projects. Those projects required the S& Diego Housing Commission (SDHC) to issue tax- exempt bonds and provide loans to the partnerships nearly totaling a combined $7 million dollars. Please call Jack Farris (61 9-578-758 l), Director of Finance & Development for SDHC for a Wakeland reference. Wakeland was also the managing general partner in a partnership that developed a 28 unit affordable housing project in the City of Carlsbad. The City loaned the partnership $364,000 to partially finance that effort. Please contact either Debbie Fountain or Craig Ruiz for their opinion of Wakeland. Finally, Wakeland has an outstanding relationship with the City of National City and its Community Development Commission through its development of Town Square Rowhomes. The CDC provided the land, a predevelopment loan and a project related cash contribution totaled approximately $723,000. Over half of that contribution was repaid via the sale of the homes, a significantly larger reimbursement to the CDC than expected. In fact, the project was completed under budget. Please contact Ben Martinez, Assistant Director, National City Communitympment Commission (619-f367256) for further information on Wakeland. 0 Proposed StaffinR and Proiect Organization Overall responsibility for the development and management of the subject development would reside with Ken Sauder, the Executive Director of Wakeland Housing and &velopment Corporation. Ken has over 20 years of experience at providing leadership to organizations working in the fields of affordable housing and economic development. As the Director of the Latin American and Caribbean Program for Habitat For Humanity, Mr. Sauder created and managed the development of 20 new Habitat projects in seven countries throughout Latin America. Ken provided organizational leadership and raised substantial hnds as the executive director of an international development group that provided technical assistance and loans to farmers in the Dominican Republic. Mr. Sauder was the first executive director of TijuandSan Diego Habitat for Humanity, which built 107 units of housing in the TijuandSan Diego area during the 1990 Jimmy Carter Work Project. In recent affordable housing development positions in San Diego, Mr. Sauder has been responsible for the development of over 100 units of affordable housing using funds fkom a variety of sources including tax credits (4% and 9%), 0 tax exempt bonds-M E ~ and Redevelopment bond financing and provided the leadership to develop the affordable housing project, Cordova He obtained tax credit and tax-exempt __ Village, an inclusionary requirement of the McMillinCompanies. The day-to day responsibility for the development of the subject, including the on-going feasibility analysis, the overseeing of design, engineering and special studies, obtaining entitlements and all financing and responsibility for construction would reside with Barry Getzel, Wakeland’s Senior Project Manager. Mr. Getzel has over twenty-five (25) years of experience in real estate acquisitions, development and finance, including sixteen (16) years in community development and affordable housing. He has previously worked as: the director of a $200 million downtown redevelopment project for the City of Seattle, Washington; the Director of Acquisitions for Home Capital, once a major investor in market rate housing development throughout the United States; a planning and low income housing tax credit consultant; and Southwest Manager of Community Development Lending for Bank of America, where he oversaw the lending of over $150 million for the development of affordable housing in Southern California, Arizona, New Mexico and Texas. Joan Pelkey is Wakeland’s Director of Resident Services. As such, she would be responsible for conceptualizing and implementing a resident services program that is appropriate for the residents of the subject project. Joan has worked in community and economic development for more than 15 years. She is a graduate of a Professional Development program fiom San Diego State University in Community Economic Development. Ms. Pelkey worked in community organizing in a San Diego neighborhood, and she also created and implemented economic development projects at a local social service agency targeting victims of domestic violence and at-risk youth. Joan has extensive experience working with a highly diverse population. C 0 .I Y 0 W E c z" I I- x c - .- c h N 0 - a z < V L) c x -w+o -mu x - .- E 2 X c: c- 1 0' E' i L a cL> .E 2 e- __ =k c- -- I% .I .I. E- = I iI 1 ?k I G z InestrnentFnd Form.rly The Low Income Housing fund 800 S. Figueroa Street Suite 760 :el 213.627.9611 Los Angeles. CA 90017 far 213.627.2520 www.liifund.org ernail scali~orniaOliifund.org January 2,2003 Re: Recommendation for Wakeland Housing and Development Corporation To Whom It May Concern: The Low Income Investment Fund, formerly the Low-Income Housing Fund, has had extensive experience in working with Wakeland Housing and Development Corporation over the last four years. During that time, we have found them to be consistently reliable, hardworking, and detail-oriented. They have been very successful at bringing very difficult projects to fruition. Their dedication to high quality is evident in all of their development efforts. To date, the Low Income Investment Fund has made seven loans to Wakeland: three have been repaid in full as agreed; four remain outstanding on good terms. Vista Las Flores: In 2000, LIE made a $200,000 predevelopment loan to Wakeland for their Vista Las Flores project in Carlsbad. That loan was repaid in full when construction financing for the project closed. Vista Las Flores has since been completed. It is a beautiful 28-unit apartment complex surrounding a central courtyard and tot lot. The complex also supports a community room and computer-learning center. The project was carefully designed to blend into the surrounding community of high-end single-family residences. In early 2002, LIF made a second longer-term loan for the Vista Las Flores project in the amount of $61,700. That loan is currently in good standing; all payments have been made as agreed and on a timely basis. Townsauare Row Homes: LIIF also supported the development of Wakeland Townsquare Row Homes development in National City. In early 2000, LIIF approved and closed a $50,000 predevelopment loan in support of the proposed 6-unit townhouse. project. That loan was repaid in full once the development was ready for construction. LEI? also furnished a construction loan for the project in the amount of $800,000. As a result, LIIF monitored the project through the construction process. We were pleased to see that the construction was well-managed and was completed on time and on budget. Our loan was repaid in full as the townhouses were sold out within days of recei ’ . Angeles New YO* Letter of Recommendation Wakeland Housing and Development Corporation January 2,2003 Page 2 of 2 Certificate of Occupancy. The City of National City remains very proud of the Townsquare development, which helped them replace a nuisance property and an eyesore with 6 very well-designed and attractive live-work condominiums. Via Roble: In July 2002, LIIF made a $1,402,500 loan to Trinity Escondido I, L.P., in which Wakeland is a general partner. That loan enabled Wakeland and its partners to acquire a substandard mobile home park in Escondido, which will subsequently be redeveloped into a new 115-unit apartment complex. The developer has since made significant progress toward making the project construction-ready and we expect to be repaid in full on time. That loan is currently in good standing. Beyer Courtvard: In October 2002, LIIF closed a $344,250 acquisition loan to assist Wakeland in the purchase of vacant land in the San Ysidro area. Wakeland intends to develop that property with 58 units of affordable rental housing for low-income families, with an outdoor tot lot, a computer learning center, a community center, and a spacious central courtyard. That acquisition loan is currently in good standing and is expected to be repaid as agreed. PredeveloDment Line of Credit: LIIF has also approved a $200,000 unsecured predevelopment line of credit for Wakeland in order to provide earlier cash flow support for Wakeland’s housing development activities. That line of credit is also currently in good standing and available for additional draws. a Over the last few years, LIIF has had many opportunities to observe Wakeland Housing and Development Corporation in action. We have never been disappointed with what we have seen. Wakeland’s principals, Ken Sauder and Barry Getzel, both came to Wakeland with solid real estate industry credentials. Both continue to demonstrate excellent project oversight, serious attention to detail, and dedication to building high-quality, attractive developments. The Low Income Investment Fund values our collaboration with Wakeland and we look forward to working with Wakeland for many years to come. Please feel free to contact me at 213-627-961 1 extension 102 if you have any questions or comments. Sincerely, Sbdfhern California Director a Bankof America eijp July 30,2002 Mr. Barry Getzel, Senior Project Manager Wakeland Housing and Development Corporation 625 Broadway, Suite 61 1 San Diego, CA 92101 Bank of America Community Development Banking 450 '8" Street, Suite 450 San Diego. CA 92101-8002 Fax 619.515.5973 CAO-103-04-04 RE: Letter of Reference for Wakeland Housing and Development Corporation Dear Barry: It is with great pleasure that Bank of America provides this letter of reference to Wakeland Housing and Development Corporation ("Wakeland"). Bank of America has been a lender and financial supporter of Wakeland's since the organization's inception. We have provided construction financing as well as grant funds through the Bank of America Foundation program. Much of our continued support of Wakeland is based on our intimate knowledge of your organization's experienced staff, which includes Mr. Kenneth Sauder and Mr. Barry Getzel. While he was Community Development Director at South Bay Community Services, Ken Sauder successfully developed several affordable housing projects (Cordova Apartments and Trolley Terrace Townhomes), both of which Bank of America financed, and both of which were well conceived and well executed. Barry Getzel, formerly a Manager and Team Leader with Bank of America's Community Development Banking Group, financed numerous affordable housing projects all over the southwest region of the United States. His leadership and expertise in structuring financing produced a sizeable portfolio of solid real estate transactions that resulted in the creation of hundreds of units of multifamily housing. Since the formation of Wakeland, the Bank has provided construction financing on the very successful Pacific Vista Las Flores multifamily apartment project in Carlsbad, California. Completed on time, on budget and fully leased quickly after completion, Vista Las Flores remains one of the most successful, attractive and well-received projects we've financed. As Manager of the San Diego office and enthusiastic supporter of Wakeland, it's corporate mission and its fine staff, I wholeheartedly commend your organization for the fine work it has done. Bank of America has enjoyed a very successful relationship with Wakeland Housing and Development Corporation over the past years and we consider your company to be one of our premier clients. You have worked with community leaders and organizations to improve the lives of hundreds of people. Furthermore, your organization has revitalized neighborhoods as well as provided affordable, safe housing to families. We are therefore very pleased to be asked to provide you with this letter of reference and commend you for the fine work you do for the community and the residents at your projects. Sincerely, rnLi5k.L Deborah Ruane Senior Vice President WAKELAND HOUSING XYD DEVELOPMENT CORPOUTION (A CALIFORNU NOT-FOR-PROFIT CORPORATION) CONSOLIDATED FINANCUL STATEMENTS JUNE 30,2002 AND 2001 WAKELAND HOUSING AND DEVELOPMENT CORPORATION (A CALIFORMA NOT-FOR-PROFIT CORPORATION) CONSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 AND 2001 Independent Auditor’s Report Consolidated Statements of Financial Position Consolidated Statements of Activities Consolidated Statements of Cash Flows Notes to Consolidated Financial Statements 1 2 3- 4 6- 15 i 1843 Hotel Circle South Suite 300 San Diego, California 6 19.294.7200 619.294.7077 fax wvw.luf-cok.corn Icafcolc@leaf-colc.com 92108-3397 Steven W. Sonhcore, C.P.A. Lawrence P. Babcr, C.P.A. Michael S. Schreibrnan, C.P.A. Michael J. Zini, C.P..\. Independent Auditor's Report To the Board of Directors Wakeland Housing and Development Corporation (A California Not-For-Profit Corporation) 625 Broadway, Suite 61 1 San Diego, California 92101 \Ve have audited the accompanying consolidated statements of financial position of Wakeland Housing and Development Corporation (A California Not-For-Profit Corporation) and subsidiary as of June 30,2002 and 2001. and the related consolidated statements of activities ard cash flov.~ for the years then ended. These consolidated financial statements are the responsibiiity of the Corporation's management. Our .responsibility is to express an opinion on these consolidated financial statements based on our audits. We conducted our audits in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement. An audit includes rsamining. on a test basis, evidence supporting the amounts and disclosures in the consolidated financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of Wakeland Housing and Development Corporation and subsidiary as of June 30,2002 and 2001, and the changes in their net assets and their cash flows for the years then ended in conformity with accounting principles generally accepted in the United States of America. San Diego, California August 6,2002 .WAKELAND HOUSING AND DEVELOPMENT CORPORATION CONSOLIDATED STATEMENTS OF FI"C1A.L POSITION JUNE 30,2002 AM) 2001 (A CALIFORNIA NOT-FOR-PROFIT CORPORATION) ASSETS Current Assets: (Notes 1,2 and 3) Cash Accounts receivable Grant receivable Prepaid expenses Total Current Assets Poncurrent Assets: (Notes 1,4,5 and 6) Note receivable Investment in partnerships Construc tion-in-progress Equipment, net of accumulated depreciation Total Noncurrent Assets TOTAL ASSETS LIABILITIES AiYD NET ASSETS Current Liabilities: ('Notes 1 and 7) Accounts payable and accrued expenses Accrued interest payable Deferred revenue Loans payable Total Current Liabilities Noncurrent LiabiliU: (Notes 6 and 8) Accrued interest payable Share of deficiency in partnerships Notes payable Total Noncurrent Liabilities . ... Total Liabilities Comrnitmeu (Note 10) Pet Ass et$: (Note 1) Unrestricted net assets .. @I'OTAL LIABILITIES AND NET ASSETS The accompanying notes are an integral part of the fhncial statements. $ 90,244 8 1,756 4,326 8.260 184.586 58,582 20 -0- A5255 73.857 S258.443 S 34,655 -0- 2,000 -o-. 36.655 3,489 8,608 78.390 90.487 1 27,142 13t.301 $258.443 $106,735 5,690 -0- 11.302 , 123.727 -0- 14 137,830 15.625 153.469 S277.196 S 32,525 811 1,42 1 109.850 j44.607 13,928 727 73.ooo 87,655 232,262 2 WAKELAND HOUSING AND DEVELOPMENT CORPORATION CONSOLIDATED STATEMENTS OF ACTIVITIES FOR THE YEARS ENDED JUNE 30,2002 AND 2001 (A CALIFOEVIA NOT-FOR-PROFIT CORPORATION) Revenue and SUDDO~: Sale of homes mote 7) Contributions Developer’s fee Grants (Note 7 ) Asset management Resident services Other income In teres t income Mentoring program Share of loss in partnerships Total Revenue and Support Expenses: Cost of home sales Salaries Grant related expenses Strategic plan Project development Resident services Project manager Payroll taxes Office expense Professional fees Computer expense Marketing Automobile expense Insurance Telephone Travel, conferences and meetings Other expenses Employee benefits Depreciation Education and training Equipment rental occupancy (Continued) -_ $1,224,164 55,000 390,543 585,559 30,000 17,740 8,250 2,256 -0- (8.375) 2.305.137 1,577,697 275,282 6 1,606 54,500 50,500 32,6 1 1 22,408 21,211 18,548 16,357 14,806 10,370 9,127 8,048 6,705 6,284 5,991 5,719 5,649 4,543 3,573 3,248 s -0- 17,500 357,587 -0- -0- -0- 7,686 839 2,250 (763) 385.099 -0- 200,575 -0- -0- -0- 20,670 -0- -0- 13,262 8,295 10,683 7,150 -0- 4,705 5,352 4,335 2,O 16 2,586 5,825 3,810 -0- 2,238 The accomphying notes are an integral part of the financial statements. 3 WAKELAND HOUSING AND DEVELOPMENT CORPORATION CONSOLIDATED STATEMENTS OF ACTIVITIES (CONTINUED) FOR THE YEARS ENDED JUNE 30,2002 AND 2001 (A CALIFORMA NOT-FOR-PROFIT CORPORATION) ExDenseg: (Continued) Interest Awards and grants Amortization Consulting Total Expenses $ 2,319 S 6,945 1,668 650 -0- 4,126 -0- 470 2.2 18.770 303.694 Change in Net Assets 86,367 8 1,405 Unrestricted Net Assets (Deficit) at Beginning of Year 44.934 136.471) UNRESTRICTED NET ASSETS END OF YE- $131.301 s, 44.934 The accompanying notes are an integral part of the financial statements. 4 WAKELAND HOUSING AND DEVELOPMENT CORPORATION CONSOLIDATED STATEMENT OF CASH FLOWS FOR THE YEARS ENDED JUNE 30,2002 AND 2001 (A CALIFORNIA NOT-FOR-PROF'IT CORPORATION) Cash Flows From OD eratin? Ac tivities: Increase in unrestricted net assets Adjustments to reconcile increase in unrestricted net assets to net cash provided by operating activities: Depreciation Amortization Share of loss in partnerships Loss on contribution of equipment (Increase) Decrease in: Accounts receivable Grant receivable Prepaid expenses Construction-in-progress Increase (Decrease) in: Accounts payable and accrued expenses Accrued interest payable Deferred revenue Loans payable Net Cash Provided by Operating Activities Cash Flows From Investing Activities: Purchases of equipment Set Cash Used by Investing Activities Cash Flows From FinancinP Activities: Principal payments on notes payable Set Cash Used by Financing Activities S 86,367 4,543 -0- 8,375 918 (76,066) (4,326) 3,042 137,830 1,630 (1 1,250) 579 l2Im332) 4 1.792. (5.091) (5.091) (53.192) (53.192) Net (Decrease) Increase in Cash ( 16,49 1) Cash at Beginning of Year 106.735 CASH AT END OF YEAR $90.244 S 81,405 3,810 4,126 763 -0- 93 0 -0- (1 23,205) 623 1) -0- -0- 40,404 66.331 $106.735 SuDplemental Disclosure of Cash Flow Infor-: Cash paid during the year for interest $- $3 ut Noncash Transam: Loans payable extinguished through forgiveness of debt $2 a The accompanying notes are an integral part of the financial statements. 5 WAKELAND HOLSING AND DEVELOPMENT CORPORATION NOTES TO COSSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 AND 2001 (A CALIFORYIA NOT-FOR-PROFIT CORPORATION) mote 1 - Orpanization and Nature of Activities and Significant Accountinp Policies: Orpanization and Nature of Activities Wakeland Housing and Development Corporation (the “Corporation”) is a California Xot-For-Profit Corporation. Its mission is to provide low and moderate income persons, elderly persons and disabled persons with affordable housing by acquiring and/or developing low and moderate income housing and providing ancillary support activities. Town Square Row Homes, LLC was established in September 2000 to acquire, develop, improve and sell the six units that comprise Town Square Row Homes located in National City, California. The Corporation owns 100% ofTown Square Row Homes, LLC. At June 30,2002, escrow has closed on all six units. Sionificant Accounting PolicieS Principles of Con solid at ion The consolidated financial statements include the accounts of Wakeland Housing and Development Corporation and its wholly owned subsidiary, Town Square Row Homes, LLC. All material interorganization transactions have been eliminated. hlethod of Accountino The financial statements of the Corporation have been prepared on the accrual basis of accounting and accordingly reflect all significant receivables, payables, and other liabilities. Financial Statement Presen ta tioa The financial statements are presented in accordance with Statement of Financial Accounting Standards No. 1 17, Financial Statements of Not-For-Profit Organizations, which requires the Organization to report information regarding its financial position and activities according to three classes of net assets: unrestricted net assets, tempo- rarily restricted net assets and permanently restricted net assets. Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. 0 6 WAKELAND HOUSING AiD DEVELOPMENT CORPORATION NOTES TO CONSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 AND 2001 (A CALIFORNIA NOT-FOR-PROFIT CORPORATION) Pote 1 - Orpanization and N ature o f Activities and Significant Acco unting Pol icieg: (Continued) Sipificant Accountinp Policies (Continued) Contributions Contributions are recognized when the donor makes a promise to give to the Corporation that is in substance, unconditional. Contributions that are restricted by the donor are reported as increases in unrestricted net assets if the restrictions expire in the fiscal year in which the contributions are recognized. All other donor-restricted con- tributions are reported as increases in temporarily or permanently restricted net assets depending on the nature of the restrictions. When a restriction expires, temporarily re- stricted net assets are reclassified to unrestricted net assets. Ea u iD men t Equipment is recorded at cost and is depreciated on the straight-line method over the assets estimated usehl lives of five years. Depreciation expense was $4,543 and $3,8 10 for the years ended June 30,2002 and 2001, respectively. a Amortization Organization costs are recorded at cost and are amortized on the straight-line method. Amortization expense totalled 5-0- and 54,126 for the years ended June 30, 2002 and 2001, respectively. Deferred Re venue Revenues are deferred until the fiscal year in which services are performed. Deferred revenues totalled $2,000 and $1,42 1 at June 30,2002 and 200 1, respectively. The costs of providing program services and supporting services are summarized on a functional basis as follows: 2M2 2!2Ql omam Services Ext>enses: Affordable housing $2.154.143, $257.016 Total Program Services Expenses 2.154.143 257.016 7 WAKELAND HOUSING AND DEVELOPMENT CORPORATION (A CALIFORNIA NOT-FOR-PROFIT CORPORATION) NOTES TO CONSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 AND 2001 Fate 1 - Orpanization and Nature of Activities and Simificant A ccoun tin? Policies: (Continued) Sicrnifican t Accoun tinu Po licies (Continued) Expense Allocation (Continued) 2M1 WDOI? ing Services EqpenseS: Management and general 5 51,702 S 43,216 Fundraising 12.925 3.462 Total Supporting Services Expenses 64.627 46.678 Total Expenses $2.21 8.770 $303.694 Income Tax Status The Corporation is exempt from income taxes under Section 501(c)(3) of the Internal Revenue Code and Section 23701(d) of the California Revenue and Taxation Code and contributions to it are tax deductible within the limitations prescribed by the Code. The Corporation is not a private foundation. e Peclassificatioq The Corporation has reclassified certain prior year information to conform with current year presentations. .. Concen trat ion of Credit RIS~ At June 30,2002 and 2001, the Corporation had deposits in excess of federally insured limits with Union Bank of California. Deposits with Union Bank of California totalled $107,0 17 and $1 19,982 at June 30,2002 and 200 1 , respectively. Cash and Cash Ea -uivalu For purposes of the statement of cash flows, the Corporation considers all highly liquid investments available for current use ~th an initial maturity of three months or less to be cash equivalents. 8 WAKELAiiD HOUSING AND DEVELOPMENT CORPORATION NOTES TO CONSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 and 2001 (A CALIFORVA NOT-FOR-PROFIT CORPORATION) Pjote 2 - Accounts Rec eivable: Accounts receivable consists of the following at June 30: Canyon Rim LP The Stratton LP Walden Glen LP Fairfield Affordable Housing, LLC Pacific Vista Las Flores, L.P. Total $37,500 5 -0- 37,500 -0- 4,22 1 -0- 2,535 -0- -0- 5,690 $8 1.756 aa?Q Management believes all accounts receivable are collectible therefore no allowance for doubtful accounts has been established at June 30,2002 and 2001, respectively. Note 3 - Grant Receivable: Grant receivable consists of the following at June 30: Poway Redevelopment Agency 2002 S4.326 JVote 4 - Note Receivable: The Corporation holds an unsecured note receivable from Pacific Vista Las Flores, L.P., (PVLF) a California Nonprofit Public Benefit Corporation, which was used to fund certain operating and construction defect reserve accounts on the project in an amount not to exceed $61,700, with interest at a rate of 7.75% per annum. Interest payments will accrue to principal until the total advances reach the note amount of $6 1,700. At such time, PVLF will make monthly interest payments to the Corporation. Any remaining interest and the principal balance is due and payable on the earlier of June 1,2005 or the 5* business day fiom the date of release of the hnds held in the reserve accounts. At June 30,2002 and 2001 the balance on the note receivable was $58,582 and S-O-, respectively. 9 WAKELAND HOUSING AND DEVELOPMENT CORPORATION (4 CALIFORYIA NOT-FOR-PROFIT CORPORATION) NOTES TO COYSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 AND 2001 JVote 5 - Equipment: Equipment consists of the following at June 30: Computer equipment Office equipment Less: Accumulated depreciation To tal $16,007 S 13,540 7.500 7.500 23,507 2 1,040 (8.252) (5.415) S 15.625, S 15.255 Pote 6 - Investment in Partnerships: In June 1999, the Corporation entered into a limited partnership agreement, Pacific Vista Las Flores, L.P., with San Diego Interfaith Housing Foundation, a California Nonprofit Public Benefit Corporation, and Doreen Kartes, an individual, for the purpose of acquiring, developing, improving, operating, and managing real estate property as an affordable rental housing project, which qualifies under Section 42 of the Internal Revenue Code. The Corporation and the San Diego Interfaith Housing Foundation are general partners and Doreen Kartes is a limited partner. In October 2001, Doreen Kartes withdrew from the partnership and Edison Capital Housing Investments became the limited partner. The Corporation has a .05% interest in the partnerhip. For the years ended June 30, 2002 and 2001, the Corporation earned developer’s fees of S33,335 and 966,666, respectively, from Pacific Vista Las Flores, L.P. a In June 2000, the Corporation entered into a limited partnership agreement, The Stratton LP, for the purpose of acquiring and rehabilitating a 3 12 unit apartment project located in the City of San Diego. The Corporation will be the managing general partner with a .02% interest in the partnership. The Corporation is not required to make a contribution into the partnership. For the years ended June 30,2002 and 2001, the Corporation earned developer’s fees of S37,500 and %37,500, respectively, from The Stratton LP. For the year ended June 30,2002, the Corporation earned asset management fees of $10,000 and resident services reimbursements of $5,765 fiom The Stratton LP. In June 2000, the Corporation entered into a limited partnership agreement, Canyon Rim LP, for the purpose of acquiring and rehabilitating a 504 unit apartment project located in the City of San Diego. The Corporation will be the managing general partner with a .02% interest in the partnership. The Corporation is not required to make a contribution into the partnership. For the years ended June 30,2002 and 2001, the Corporation eamed developer’s fees of $37,500 and $37,500, respectively, from Canyon Rim LP. For the year ended June 30,2002, the Corporation earned asset management fees of $10,000 and resident services reimbursements of $7,975 &om Canyon Rim LP. 10 WAKELAND HOCSING AND DEVELOPiMENT CORPORATION (A CALIFORXI.4 NOT-FOR-PROFIT COFWORATIO~Y) NOTES TO CONSOLIDATED FISANCIAL STATE3IENTS JUNE 30,2002 AND 2001 Note 6 - Investment in Partnerships: (Continued) In July 2000, the Corporation entered into a limited partnership agreement, Walden Glen LP, with FF Walden Glen LLC, a California Limited Liability Company, Protech Development 2000, LLC, an Ohio Limited Liability Company, and American Tax Credit Corporate Fund XII, L.P., a Delaware Limited Part- nership, for the purpose of acquiring, developing, constructin,o, rehabilitating, owning and maintaining a 186 unit apartment complex located in Buena Park, California. The Corporation, FF Walden Glen LLC, and Protech Development 2000, LLC are general partners and Amencan Tax Credit Corporate Fund XI, L.P. is the investor limited partner. Each of the general partners is to contribute $100 to the partnership and the investor limited partner is to contribute $5,434,634. The Corporation has a .02% interest in the partnership. For the years ended June 30, 2002 and 2001, the Corporation earned developer's fees of $14,210 and $28,420, respectively, from' Walden Glen LP. For the year ended June 30, 2002, the Corporation earned asset management fees of S 10,000 and resident services reimbursements of $4,000 from Walden Glen LP. In December 2000, the Corporation entered into a limited partnership agreement, Vista Terrace Hills Presemation, L.P., with Vista Terrace Hills Development Co., LLC, a California Limited Liability Company, RCC Credit Facility, L.L.C. a Delaware Limited Liability Company, and Related Direct SLP LLC, a Delaware Limited Liability Company, for the purpose of constructing, renovating, rehabilitating, ewning, maintaining, operating and leasing a 262 unit apartment project located in San Ysidro, California. The Corporation and Vista Terrace Hills Development Co., LLC are general partners, RCC Credit Facility, L.L.C. is the investor limited partner, and Related Direct SLP, LLC is the special limited partner. Each of the general partners and the special limited partner is to contribute $10 to the partnership and the investor limited partner is to contribute S7,272,500. The Corporation has a .01% interest in the partnership. For the years ended June 30, 2003 and 2001, the Corporation earned developer's fees of S-0- and $75,000, respectively, from Vista Terrace Hills Preservation, LP. In May 200 1, the Corporation entered into a limited partnership agreement, Coronado Terrace Preserva- tion, L.P. with Coronado Terrace Development Co., LLC, a California Limited Liability Company, and The Nicholas Company, Inc., a Delaware Corporation, for the purpose of acquiring and rehabilitating Coronado Terrace Apartments located in San Diego, California. In July 2001, The Nicholas Company withdrew fiom the Partnership and Related Capital Housing Partnership I L.P. - Series 2, a Delaware Limited Partnership, became the investor limited partner and RCHP SLP I L.P. - Series 2, a Delaware Limited Partnership, became the special limited partner. The general partner and the special limited partner is to contribute S10 to the partnership and the investor limited partner is to contribute $8,293,000. The Corporation has a .01% interest in the partnership. For the year ended June 30,2002, the Corporation earned developer's fees of $50,000 fiom Coronado Terrace Preservation, L.P. 11 WAKELAND HOUSING AND DEVELOPMENT CORPORATION NOTES TO COXSOLIDATED FINANClAL STATEMENTS JUNE 30,2002 AND 2001 (A CALIFORVIA NOT-FOR-PROFIT CORPORATIO~N) Note 6 - Investment in Partnerships: (Continued) In May 200 1, the Corporation entered into a limited partnership agreement, Westgate Courtyards, L.P. with Santa iMaria Land Company, LLC, a Nevada Limited Liability Company for the purpose of developing, constructing, owning, maintaining, and operating a 204 unit apartment complex located in Santa Maria, California. The Corporation and Santa Maria Land Company, LLC are co-general partners. In July 2001, SunAmerica Housing Fund 934, a Xevada Limited Partnership, became the limited partner. Each of the general partners is to contribute $100 to the partnership and the limited partner is to contribute $6,193,710. The Corporation has a 0.005% interest in the partnership. For the year ended June 30,2002, the Corporation earned developer’s fees of S60,OOO from Westgate Courtyards, LP. In April 2002, the Corporation entered into a limited partnership agreement, Fairfield Whisperwood, L.P. with FF Whisperwood LLC, a Delaware Limited Liability Company, and Protech 2002-A, LLC, an Ohio Limited Liability Company, and AMTAX Holdings 105, LLC, an Ohio Limited Liability Company, for the purpose of acquinns, developing, constructing, rehabilitating, owning, and maintaining a 126 unit apartment complex located in Seattle, Washington. The Corporation and FF Whisperwood LLC are genera1 partners, Protech 2002-A, LLC is the special limited partner and AMTAX Holdings 105, LLC is the investor limited partner. Each of the general partners and the special limited partner is to contribute $100 to the part- eership and the investor limited partner is to contribute $2,512,120. The Corporation has a .02% interest in the partnership. For the year ended June 30, 2002, the Corporation earned developer’s fees of S17,SOO from Fairfield Whisperwood, LP. The Corporation accounts for their interest in the partnerships using the equity method. The following are the balances in the Corporation’s partnership capital accounts as of June 30: Investment in Partnerships: Westgate Courtyards, L.P. (0.005%) Vista Terrace Hills Preservation, L.P. (0.0 1 %) The Stratton LP (0.02%) Share of Deficiency in Partnerships: Pacific Vista Las Flores, L.P. (0.05%) . Canyon Rim LP (0.02%) Walden Glen LP (0.02%) The Stratton, L.P. (0.02%) Vista Terrace Hills Preservation, L.P. (0.0 1%) Coronado Terrace Preservation, L.P. (0.0 1 %) e Fairfield Whisperwood, L.P. (0.02%) 2002 $20 -0- Ak SA $ 7,359 423 371 26 1 1 94 -0- -0- !§m 2001. SO- 8 cj su $533 61 133 -0- -0- -0- Ak uu 12 WAKELAND HOUSING AED DEVELOPMENT CORPORATION NOTES TO CONSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 AND 2001 (A CALIFORVIA NOT-FOR-PROFIT CORPORATION) pote 7 - Loans P avable: - Town Square Row Homes, LLC had a short-term unsecured non-interest bearing loan payable to the Community Development Commission ofthe City of National City, a community development commission, in an amount not to exceed $723,45 1. The Corporation received advances on the note in the amount of $723,424. The Corporation repaid 968,032 and the Community Development Commission of the City of National City forgave the remaining loan amount of 5355,392 which has been included in grant revenue on the statement of activities. At June 30, 2002 and 2001, the balance on the loan payable was SO- and S7 1,30 1 , respectively. Town Square Row Homes, LLC had a secured note payable to the Low-Income Housinz Fund, a California Nonprofit Public Benefit Corporation, in an amount not to exceed %800,000 with interest accruing at a rate of 7.35% per annum, secured by a deed of trust. The Corporation received advances on the note in the amount of $742,741. At June 30,2002 and 2001 the balance on the note payable was SO- and $-0-, respectively. Town Square Row FIomes, LLC had a short-term unsecured note payable to the Low-Income Housing Fund, a California Nonprofit Public Benefit Corporation, in an amount not to exceed $50,000. The first 25,000 accrued interest at a rate of 3% per annum and the second S25,OOO accrued interest at a rate of 7.5% er annum. At June 30,2002 and 200 1, the balance on the note payable was $-0- and $38,549, respectively. Pote 8 - Notes Pavable: Notes payable consist of the following as of June 30: An unsecured note payable to Stephen Williams, an individual, accrues interest at a rate of 8% per annum. All accrued interest and principal is due and payable on May 2,2004. An unsecured note payable to Michael Peckham, an individual, accrues interest at a rate of 8% per annum. All accrued interest and principal is due and payable on May 2,2004. An unsecured note payable to John McColl, an individual, acmes interest at a rate of 8% per annum. All accrued interest and principal is due and payable on May 2,2004. a 5,000 -0- 8,000 S 5,000 5,000 8,000 13 WAKELAND HOUSING AND DEVELOPMENT CORPORATION NOTES TO CONSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 AND 2001 (A CALIFORiVIA NOT-FOR-PROFIT CORPORATION) pote 8 - Lon?-Term Debt: (Continued) Uunsecured notes payable to Stephen L. Kuptz, an individual, accrues interest at a rate of 8% per annum. A11 accrued interest and principal is due and payabIe on May 2,2004. annz S 6,808 An unsecured note payable to the Low-Income Housing Fund, a California Nonprofit Public Benefit Corporation, to hnd certain operating and construction defect reserve accounts of Pacific Vista Las Flores, L.P., in an amount not to exceed $61,700, with interest at a rate of 7.75% per annum. The Corporation has borrowed $58,582 as of June 30,2002. Interest payments will accrue to pnn- cipal until the total advances reach the note amount of 56 1,700. At such time the Corporation will make monthly interest payments. Any remaining interest and the prin- cipal balance is due and payable on May 1,2005. The Corporation has established a note receivable fiom Pacific Vista Las Flores, L.P. in the amount of $58,582 as of June 0 30,2002. (See Note 4) 58.582 Total Notes Payable $78.396 Future principal payments on the notes payable are as follows at June 30,2002: 2004 2005 pate 9 - Related Party Transact ioq: $19,808 58,582 $78.39(2 2Z-u $55,000 -0- S73.00Q For the year ended June 30,2002, project development fees were earned by Trinity Housing Group, LLC in the amount of $36,666. The chairman of the board of the Corporation is a member of Trinity Housing Group, LLC. 14 WAKELAND HOUSING AND DEVELOPMENT CORPORATION NOTES TO CONSOLIDATED FINANCIAL STATEMENTS JUNE 30,2002 AND 2001 (A CALIFORVIA NOT-FOR-PROFIT CORPORATION) Fote 10 - J,ease Commitments: The Corporation leases office space under a lease agreement through July 3 1,2004. The total occu- pancy expense included in the statement of activities for the year ended June 30, 2002 and 2001 is $32,611 and S20,670, respectively. Future minimum lease payments are as follows at June 30,2002: 2003 2004 2005 $32,997 32,997 2.75Q s68.744 note 11 - Subsea uen t Events: On July 24, 2002, the Corporation entered into a revolving credit agreement with the Low-Income Housing Fund, a California Nonprofit Public Benefit Corporation in an amount not to exceed S200,OOO. The note accrues interest at a rate of 7.75% per annum and advances may be made through June 30,2004. 0 HOUSING AND DEVELOPMENT CORPORATION 7 BACKGROUND Wakeland's Board of Directors was formed in December 1998 by individuals who were concerned about the lack of affordable housing and the fact that many working families spend over 50% of their income on paying rent. The high price of housing was a major factor in families' inability to move out of poverty. Additionally, many of these families also did not have access to improving their education or marketable job skills, which put them into a position where they would be unable to substantially improve their livelihood. Wakeland was formed to develop affordable housing and provide service programs, which together offer a unique opportunity for families and individuals to obtain success. MISSION Wakeland Housing and Development Corporation is a nonprofit corporation that 0 develops quality affordable housing projects through working with communities, developers, municipalities and redevelopment agencies. Each Wakeland Project Provides: 0 AFFORDABLITY: Creating the greatest possible affordability to our residents with projects that are economically feasible. 0 QUALITY: Delivering new construction and acquisitiodrehab projects of the highest architectural design and construction quality that is consistent with and enhances the surrounding neighborhood. 0 OPPORTUNITY: Making a difference in each community by sponsoring meaningfbl service programs such as computer training that offer an opportunity for growth and skill development to our residents and surrounding community members. 0 DURABILITY: Managing quality economically viable projects for the long- term that provide the residents with long-term affordable rents and opportunity for growth. HOUSING AND DEVELOPMENT CORPORATION SUMMARY WAKELAND PERSONNEL Kenneth L. Sauder, Executive Director Ken Sauder has over 20 years of experience at providing leadership to organizations working in the fields of affordable housing and economic development. As the Director of the Latin American and Caribbean Program for Habitat For Humanity, Mi. Sauder created and managed the development of 20 new Habitat projects in seven countries throughout Latin America. Ken provided organizational leadership and raised substantial funds as the executive director of an international development group that provided technical assistance and loans to hers in the Dominican Republic. Mr. Sauder was the fust executive director of TijuadSan Diego Habitat for Humanity, which built 107 units of housing in the TijuandSan Diego area during the 1990 Jimmy Carter Work Project. In recent affordable housing development positions in San Diego, Mr. Sauder has been responsible for the development of over 100 units of affordable housing using funds fiom a variety of sources including tax credits (4% and 9%), tax exempt bonds, HOME and Redevelopment finds. He obtained tax credit and tax-exempt bond financing and provided the leadership to develop the affordable housing project, Cordova Village, an inclusionary requirement of the McMilh Companies. Ken is the founding executive director of Wakeland Housing and Development Corporation, and in four years has grown the organization’s portfolio to over 2,000 units in 9 projects. 0 Barry M. Getzel, Senior Project Manager Barry Getzel has over twenty-three (23) years of experience in real estate acquisitions, development and finance, including fourteen (14) years in community development and affordable housing. He has worked as: the director of a $200 million downtown redevelopment project for the City of Seattle, Washington; the Director of Acquisitions for Home Capital, once a major investor in market rate housing development throughout the United States; a planning and low income housing tax credit consultant; and Southwest Manager of Community Development Lending for Bank of America, where he oversaw the lending of over $150 million to affordable housing developers in Southern California, Arizona, New Mexico and Texas. Barry is currently the Senior Project Manager at Wakeland, where he is responsible for new project feasibility analysis, conceptualization and design, finance and development. Recent work included the financing and development of a 28 unit affordable housing project in Carlsbad, CA, built in fulfillment of another developer’s inclusionary zoning requirement. UJUKELAnD HOUSING AND DEVELOPMENT CORPORATION 7 Emily Chapman, Project Manager Emily Chapman, Project Manager, has a strong background in the development of affordable housing projects. Her experience includes property management, construction management, and asset management. Ms. Chapman is also knowledgeable in research of city and county requirements for development approval and in the preparation of lender compliance requirements. Doreen Kartes, Project Administrator Doreen has many years experience in Tax Credit and Bond Applications. She is the contact person responsible for gathering necessary information and packaging tax credithnd and other fbnding applications. Ms. Kartes is also responsible for the daily administrative office operations such as ordering supplies, overnight deliveries, receiving and processing mail and answering telephones. She has worked in the development field since 1985 working with Starboard Development Corporation for 10 years, Catellus Development Corporation for three years and has been with Wakeland since its onset in January 1999. e Joan Pelkey, Resident Service Director Joan has over 15 years experience in community and economic development. She is a graduate of a Professional Development program fiom San Diego State University in Community Economic Development. Ms. Pelkey worked in community organizing in a San Diego neighborhood, and she also created and implemented economic development projects at a local social service agency targeting victims of domestic violence and at-risk youth. Joan has extensive experience working with a highly diverse population. Erin Mayberry, Accountant Erin holds a Bachelor of Arts in Business Economics and a Master’s Degree in Environmental Science and Management. Ms. Mayberry provides fiscal management of Wakeland’s operations. Ms. Mayberry has strong accounting experience and business skills as well as computer skius. ii UJUKELAnD HOUSING AND DEVELOPMENT CORPORATION 7 BOARD OF DIRECTORS Stephen L. Kuptz (Wakeland Chairman of the Board) Trinity Housing Group Craig Fukuyama (Wakeland Board Secretary) The McMillin Companies Joan Zendejas (Wakeland Board Treasurer) Accounting Consultant Scott orrantia Hunt Building Corporation Cristina Anderson Kimball, Tirey & St. John Diane V. McNeel Affordable Housing Ms. Gail Scott Property Management Consultant Doug Perkins Southwest Economic Dev. Corp. WAKELAND HOUSING AND DEVELOPMENT CORPORATION CANYON RIM APARTMENTS Highlights of Canyon Rim Apartments 0 Located in the Rancho Penasquitos community at 1093 1 Germ Drive, San Diego. 0 Canyon Rim was purchased in June 2000. The ownership structure is a Limited Partnership where Wakeland is the Managing General Partner in the project and Fairfield is the Co-General Partner. 0 Fairfield Residential is the property manager for Canyon Rim. 0 Financing sources are tax-exempt bonds, tax credits, and a loan fiom the San Diego Housing Commission. 0 There are 504 units (440 two-bedrooms and 64 three-bedrooms). Approximately 70% of the units will be rented to families earning 60% or less area median income. Rent levels for the remaining units will be 85% area median income. Services will include after school programs, computer classes, and a variety of sports activities. 0 Property renovation of over $5,000,000 has been completed. WAKELAND HOUSING AND DEVELOPMENT CORPORATION THE STRATTON APARTMENTS Highlights of The Stratton Apartments The Stratton is located in the Clairemont Mesa community at 5765 Mount Alifan Drive, San Diego. It consists of 24 two-story garden style apartment buildings. 0 The Stratton was purchased in June 2000. The ownership structure is a Limited Partnership where Wakeland is the Managing General Partner in the project and Fairfield is the Co-General Partner. 0 Fairfield Residential is the property manager for The Stratton. Financing sources are tax-exempt bonds, tax credits, and a loan fiom the San Diego Housing Commission. 0 There are 312 units (276 two-bedrooms and 36 three-bedrooms). Approximately 70% of the units will be rented to families earning 60% or less area median income. Rent levels for the remaining units will be 85% area median income. 0 Services will include after school programs, computer classes, and a variety of sports activities. 0 Property renovation of over $3,000,000 is completed. a WAKELAND HOUSING AND DEVELOPMENT CORPORATION WALDEN GLEN APARTMENTS Highlights of Walden Glen Apartments 0 Walden Glen is located at 6570 Knott Avenue in Buena Park. 0 Walden Glen was purchased in July 2000. The ownership structure is a Limited Partnership where Wakeland is the Managing General Partner in the project and Fairfield is the Co-General Partner. 0 Fairfield Residential is the property manager for Walden Glen. 0 Financing sources are tax-exempt bonds, tax credits, and a loan fiom the Buena Park Redevelopment Agency. 0 There are 186 units, 8-studios/one bedroom and 177 two-bedroom units. All of the units will be rented to families earning 60% or less area median income. 0 Services will include after school programs, computer classes, and a variety of sports activities. 0 Project renovation of over $2,000,000 was completed in June 2001. 0 WAKELAND HOUSING AND DEVELOPMENT CORPORATION TOWN SQUARE ROWHOMES 0 Town Square Rowhomes is located in the “Brick Row” Neighborhood at 9fh Street and “A” Avenue in National City. 0 Town Square Row Homes is a new construction project of 6 detached homes. The homes will be sold to families earning approximately 90% area median income. Two units are income restricted at 120% area median income. e The development is in the Redevelopment Area of National City, and is consistent with the objective of the City’s Redevelopment Plan - to promote home ownership. 0 The units are approximately 1,500 square feet, three bedrooms and three baths. e Each unit is based on a three story neo-Victorian design that includes a large room for a ground level business use, if desired by the owner. 0 The property is being developed by Town Square Rowhomes, LLC. 0 Sources of fbnds for the development are Low-Income Housing Fund, National City Community Development Commission, with conventional take-out financing being offered to the homeowners through Wells Fargo Bank. Construction began in July 2001, and was completed in June, 2002. WAKELAND HOUSING AND DEVELOPMENT CORPORATION VISTA LAS FLORES 0 The Vista Las Flores Apartments are located in Carlsbad at the comer of Aviara Parkway and Cobblestone Road. a 0 Vista Las Flores is a new construction project of 28 units (16 two-bedroom and 12 three-bedroom). The project is part of the Carlsbad’s low-income inclusionary requirement for Standard Pacific Homes, the master developer of the surrounding community. 0 The ownership structure is a Limited Partnership with Wakeland Housing and San Diego Interfaith as co-general partners. 0 San Diego Interfaith Housing Assistance Corp. will be the property manager. Financing sources are tax-exempt bonds (CHFA), tax credits, and loans fiom: the Affordable Housing Program, the City of Carlsbad, and fkom Standard Pacific. 0 100% of the units will be rented to families earning 60% or less area median income. The average area median income is under 50%. 0 Services will include after school programs, computer classes, and English as a Second Language classes. 0 The project was leased and occupied by December 2001. WAKELAND HOUSING AND DEVELOPMENT CORPORATION VISTA TERRACE HILLS APARTMENTS Highlights of Vista Terrace Hills Apartments 0 The Vista Terrace Hills Apartments are located in the community of San Ysidro at 1606 Del Sur Boulevard. 0 Vista Terrace Hills Apartments was purchased in October 2000. The ownership structure is a Limited Partnership where Wakeland is the Managing General Partner and Related Companies of California is the Administrative Partner. 0 Related Management Company is the property manager for Vista Terrace Hills Apartments. 0 Financing sources include tax-exempt bonds, tax credits, and a loan fiom the San Diego Housing Commission. There are 262 units (208 three-bedrooms and 54 four- bedrooms). 100% of the units will be rented to families earning 60% or less area median income. 0 Services include after school programs, computer classes, and a variety of sports activities. 0 Project renovation of over $3,500,000 includes a new Recreation Center and has been completed. a WAKELAND HOUSING AND DEVELOPMENT CORPORATION CORONADO TERRACE APARTMENTS Highlights of Coronado Terrace Apartments 0 The Coronado Terrace Apartments are located in the community of Otay Mesa West at 11 83 25* Street. 0 Coronado Terrace Apartments was purchased in July 2001. The ownership structure is a Limited Partnership where Wakeland is the Managing General Partner and Related Companies of California is the Administrative Partner. 0 Related Management Company is the property manager for Coronado Terrace Apartments. 0 Financing sources include tax-exempt bonds (CHFA), tax credits, and a loan fiom the San Diego Housing Commission. 0 There are 3 12 Units (268 two-bedrooms and 44 three bedrooms). 100% of the units will be rented to families earning 60% or less area median income. 0 Services will include after school programs, computer classes, and a variety of sports activities. 0 Project renovation of over $4,000,000 includes a new Recreation Center and was completed in December 2002. a WAKELAND HOUSING AND DEVELOPMENT CORPORATION WESTGATE COURTYARD APARTMENTS 7VPICAL iRONT LLEVATION Highlights of Westgate Courtyard Apartments 0 Westgate Courtyard Apartments is located at 1700 South Blosser Road in Santa Maria. 0 Westgate Courtyard Apartments is a new construction project of 204 Units (1 04 two-bedroom and 100 three-bedroom units). Amenities include a swimming pool, recreation center, and numerous tot lots. The ownership structure is a Limited partnership with Wakeland Housing as the Managing General Partner, and Santa Maria Land Company LLC is the Co- General partner. Hunt Building Corporation will be the property manager. 0 Financing sources are bonds and tax credits. 0 100% of the units will be rented to families earning 60% or less area median income. Services will include after school programs and computer classes. 0 0 0 Construction began in December 2001, with completion scheduled for February 2003. a 0 REQUEST FOR QUALIFICATIONS for The Development and Management of Affordable Housing LOCATED AT: 2578 Roosevelt Street Carls bad, California, 92008 Mach 14,2003 TABLE OF CONTENTS I . INTRODUCTION ............................................................................................................ 1 EVALUATION & SELECTION ........................................................................................ 2 II . Ill . SUBMITTAL INSTRUCTIONS ....................................................................................... 3 IV . SUBMITTAL REQUIREMENTS ..................................................................................... 3 V . ATTACHMENTS ........................................................................................................... 5 1 1. INTRODUCTION On March 11, 2003, the Carlsbad Redevelopment Agency (Agency) purchased a vacant 58- acre property located at 2578 Roosevelt Street. The property was acquired for the purpose of developing affordable housing. The Redevelopment Agency anticipates that a minimum I O-unit apartment project can be built on the site (subject to City CounciVHousing and Redevelopment Commission approval). This Request for Qualifications (RFQ) is to select and enter into an agreement with a qualified, non-profit affordable housing firm to develop and manage an affordable housing development on the property. The property is located in Land Use District 8 of the Carlsbad Village Redevelopment Area. In the Redevelopment Area, the Carlsbad Village Redevelopment Master Plan and Design Manual (Master Plan) is the controlling regulatory document. Under the Master Plan regulations, multi- family housing is a permitted land use. Further, the General Plan and Master Plan allow for a density of 19 dwelling units per acre. The surrounding land uses include a %story office building to the north, single-family residences to the east, multi-family apartments to the south, and an office and trailer park to the west, The property is within easy walking distance of many of the service facilities, retail locations, mass transit and other amenities offered within the Redevelopment Area. At the time the Redevelopment Agency initiated the acquisition, the site contained an uninhabitable, boarded-up residence. In addition, the site served as an informal storage yard. As a requirement of the Agency’s purchase, the property owner has removed the structure and all of the material stored on-site. In addition to providing affordable housing, the purchase and development of the subject property will assist the Redevelopment Agency to meet the primary redevelopment objective of eliminating blight. The Carlsbad Redevelopment Agency’s 2000-2004 Redevelopment Implementation Strategy includes an affordable housing production plan that indicates the Redevelopment Agency intends to assist in the production of 253 units of newly constructed affordable housing units. Acquisition of the subject property will assist the Agency in meeting a portion of the production goal. The subject Strategy also requires that covenants be placed on the property to ensure the long-term maintenance and affordability of the designated affordable housing units for a minimum of thirty (30) years. For the ultimate development of the property, the Agency will require long-term affordability requirements for a minimum of fifty-five (55) years. In acquiring the property, the Agency utilized funding from the Redevelopment Low and Moderate Income Housing Fund (Low/Mod), the Federal Community Development Block Grant (CDBG) Program, and the Federal Home Investment Partnership Program Fund (HOME) Program. In addition, the Carlsbad City Council authorized the use of $716,600 in HOME funds for the construction of this project. Staff anticipates that the remaining construction and development costs may be funded from a combination of LowlMod, HOME and CDBG funds, along with private and conventional funding sources. Staff does not anticipate the need for receiving Low Income Housing Tax Credits (4% or 9%). 1 II. EVALUATION & Evaluation Criteria Each submittal will SELECTION be evaluated on the extent to which it responds to this Request for Qualifications and is considered to be in the best interest of the Carisbad Redevelopment Agency. Evaluation criteria will include, but are not limited to the following: A. 8. C. Experience in the development and management of affordable housing. Experience developing and managing housing for residents with special needs. Experience developing and managing affordable housing utilizing Redevelopment Low and Moderate Income Housing Funds, the Federal Community Development Block Grant (CDBG) Program Funds, Federal Home Investment Partnership (HOME) Program Funds and their respective program regulations. Experience acquiring private and conventional funding sources. D. Selection Process All submittals will be reviewed by staff to determine responsiveness to the submittal requirements and ranked accordingly. The top firms, as determined by staff, will then be invited to an interview with an Agency interview committee. Interviews will be held on April 17, 2003, at the Housing and Redevelopment Offices. The interview committee will rank each proposal in accordance with the evaluation criteria and make recommendations to the City Council/Housing and Redevelopment Commission for final approval. Submitting Additional Information Unless the Agency specifically requests additional information from the proposer, information submitted after the RFP deadline will not be accepted. Clarifications and Addenda Requests for clarifications regarding this Request for Qualifications should be directed to: Craig Ruiz, (760) 434-2817, 2965 Roosevelt Street, Suite B, Carlsbad, CA 92008-2389. Substantive changes in the submittal requirements, if any, will be made and issued in the form of a written addendum to all organizations in receipt of a RFQ. Late Proposals Late proposals will be returned to the proposer unopened. Rejection of Proposals The Carlsbad Redevelopment Agency reserves the right to reject any or all proposals, to award contracts to multiple proposers, to waive any informalities in the specifications or proposal process or to cancel in whole or in part this solicitation if it is in the best interest of the Carlsbad Redevelopment Agency to do so. A proposal may be rejected if it is incomplete, illegible or conditional. The Agency is under no obligation to proceed with the development of the subject property as a result of distribution of this RFQ and/or receipt of proposals from interested organizations. 3 . Conditions By the act of submitting a proposal, respondent acknowledges and agrees to the terms and conditions of this RFQ and to the accuracy of the information submitted. All proposals become the property of the Carlsbad Redevelopment Agency. 111. SUBMITTAL INSTRUCTIONS PROPOSAL SUBMISSION REQUIREMENTS The following information shall be submitted in the Agency. Absence of any of the requested information may lead to a determination of non-responsiveness to the RFQ. 1. Qualifications, Related Experience and References A. This section should establish the ability of the proposer (and its subcontractors, if any) to satisfactorily perform the anticipated work by reasons of: demonstrated competence in the development of affordable housing; the ability to manage affordable housing; and relevance of similar property development and management of affordable housing currently being performed or recently completed; competitive advantages over other non-profit affordable housing firms; strength and stability as a business concern; and supportive client references. Information should be furnished for both the proposer and any subcontractors included in the response. Furnish background information about your firm, including date firm was organized, legal form (sole proprietorship, partnership, corporation/state of incorporation), number and location of offices, principal lines of business, number of employees, days/hours of operation and other pertinent data. Disclose any conditions (e.g., bankruptcy, pending litigation, planned office closures, impending merger) that may affect the proposer’s ability to perform contractually. Describe your firm’s most noteworthy qualifications. those qualifications that distinguish you from your competitors. Specifically highlight Provide a list of business clients from which your firm has either developed or managed affordable housing developments. Include client business names, beginning/ending dates of projects, and names, titles and telephone numbers of individuals that the Agency can contact as references for your firm. Furnish as an appendix, financial information such as last audited yearend Income Statement and Balance Sheet that accurately describes the financial stability of your firm. (Disclosure of financial statements will be confined to those individuals involved in the evaluation of the proposals and award of ensuing contracts.) 2. Proposed Staffing and Project Organization A. This section should discuss the staff of the proposing firm who would be assigned to work on the project. I) Identify the key personnel from your firm that would be assigned to the acquisition and management aspects of this project. Include a brief description of their qualifications, experience, job functions and office locations. Designate a Project . , . Manager who will provide day-to-day direction of the required work and become the Agency’s primary contact person. Furnish brief resumes (not more than two pages each) for all key personnel; include these as an appendix, not in the body of the proposal. 2) If more than two people will be assigned to the Agency’s project, include a simple organization chart that clearly delineates communication/reporting relationships among the project staff. IV: SUBMITTAL REQUIREMENTS Interested non-profit organizations must submit an original and four (4) copies of their qualifications to the City of Carlsbad’s Housing and Redevelopment Department by 4:OO p.m. on Friday, April 11, 2003 NO LATE PROPOSALS, POSTMARKS OR FAXES WILL BE ACCEPTED. Proposals may be hand-delivered or mailed to the following person at the noted address: CRAIG RUIZ, MANAGEMENT ANALYST CARLSBAD HOUSING AND REDEVELOPMENT DEPARTMENT 2965 ROOSEVELT STREET, SUITE B CARLSBAD, CA. 92008-2389 V. Attachments 1. Vicinity Map 2. Carlsbad Village Redevelopment Master Plan Development Standards 3. Preliminary Site Plan 4 c 4 . * tE E .- .J 0 E r E L d z z E! .e Y a a m d C .C QQ) cs cd- J= 0 .- - c % c M m 0 m .- u L) 0 a .? 0, B E 0 3 Q m M c cd V .- Y 2 Q) rrr Q) s M c > c. a m .- 2 e c .- 3 g _.- > z c c Y cd Y c) cd .- @ Y cj Ti m m I I I 1 I I U k 2 I 00 u .- e: u 8 Y P) 8 2 I m .. Y E: c4 2 b- 0 ai Y e 0" 0 E: v) Wl % 2 rc 0 Y e z 7 m m r e, a e, 2 e c( T Alternative 1 8 Roosevelt Avenue Residential Carlsbad Village April 25,2002 CANNON DESIGN GROTJP Alternative 2 Roosevelt Avenue Residential Carlsbad Village April 25,2002 CANNON DRSTGN GROTTP 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. EXHIBIT C PRELIMINARY SCHEDULE ACTION Approval of ENRA by Agency Approval of Predevelopment Loan Agreement by Agency Developer application for Major Redevelopment Permit Developer submission of financing proposal to Agency Developer receipt of financing commitments City Council consideration of Major Redevelopment Permit Agency and City Council consideration of DDLA Execution of DDLA Conveyance or Lease of Site to Developer Commencement of Construction Completion of Construction 100% occupancy of Development FINAL DATE September 9,2003 September 9,2003 March 9, 2004 September 30,2004 November 16,2004 December 14,2004 December 14,2004 January 31,2005 June 30,2005 August 3 1,2005 August 3 1 , 2006 December 31,2006 1010\13\169714.2 6/12/03 c- 1