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HomeMy WebLinkAbout2000-06-13; City Council; 15776; PGP Carlsbad Seniors LTD II- iB# 1577b TITLE- EXECUTION AND APPROVAL OF A DEPT. HD ITG. lQ-\3-o” @%illSSORY NOTE, SUBORDINATION AGREEMENT AND USE OF DOCUMENTS INSTRUCTIONS AND c’-m*T-I-Y. IEPT. H/RED INDEMNIFICATION BETWEEN PGP CARLSBAD c,Ty MGR SENIORS, LTD. II AND THE CITY OF CARLSBAD .K RECOMMENDED ACTION: ADOPT City Council Resolution No.2000- \“13 APPROVING a Promissory Note, Subordination Agreement and Use of Documents Insiructions and Indemnification between PGP Carlsbad Seniors, Ltd. II and the City of Carlsbad. ITEM EXPLANATION In April of 1986, the City of Carlsbad approved construction of the 57 unit Jefferson House II senior apartment project at Jefferson Street and Home Avenue. The project was approved pursuant to the provisions of the Senior Housing Ordinance in effect at that time. The Senior Ordinance permitted a density increase for a maximum of 75 dwelling units/acre, and a reduction in the parking requirement to a ratio of one space per two units. Project conditions of approval required the applicant to submit (1) a conversion plan for the project in the event the project was converted to a use other than senior housing, and (2) provide to the City a second trust deed secured by the property in an amount sufficient to fund the conversion from a senior to a market rate, lower density project. The second trust deed becomes due and payable to the City should the property owner fail to maintain the property as required by the terms and conditions of the conditional use permit approved for the senior housing project. In 1991, the property owner, PGP Carlsbad Seniors, Ltd. II, refinanced the property. As part of the refinance, a promissory note, deed of trust and subordination agreement were executed between the property owner and the City. The subordination agreement allows for the subordination of the City’s second trust deed to the property lender’s first trust deed. PGP is currently seeking to refinance the loan for the property, which will again necessitate the execution of a new promissory note and subordination agreement. EXECUTION OF DOCUMENTS The previous subordination agreement required the review and approval of the City Council. This process of review and approval is costly and time consuming for both the property owner and the City. Subordination agreements are typically simple documents that can be processed administratively. Therefore, the attached resolution has been drafted to approve the subject documents and authorizes the City Manager to execute them. Further, the attached resolution will allow future subordination agreements or transfers of the subordination agreement to a new property owner to be reviewed by the Housing and Redevelopment Director, and executed by the City Manager, subject to the review and approval of the City Attorney. I h Page 2 of Agenda Bill No. 1s I 7 76 FISCAL IMPACT When the City’s second trust deed was recorded in March of 1991, the amount of the deed was $1,573,392. S’ once that time, the trust deed has compounded at 10% simple interest per annum. The current value of the City’s second trust deed is approximately $3.7 million, while the current total appraised value of the property is $3,858,000 million. PGP is seeking a new loan for the property in the amount of $2,805,000, or approximately 75% of the value of the property. By granting the subordination, the value of the City’s security will be reduced to the value of the equity in the property ($1,053,000) rather than the value of the deed ($3.7 million). The City’s promissory note states that the loan to which the deed of trust is to be subordinated shall not exceed ninety percent (90%) of the fair market value of the property at the time of the subordination. Therefore, approval of the subordination will meet this requirement. Should PGP cease to operate the property as senior housing as required by their conditional use permit, the City’s second trust deed becomes due and payable. As permitted by the terms of the conversion plan, the City may, if necessary, use the proceeds of the second trust deed to convert the property back to senior housing. Staff believes that the second trust deed security in an amount equal to the equity in the property ($1,053,000) is more than adequate to ensure the continued operation of the building as a senior project or to fund any necessary conversion required to bring it into compliance with the conditional use permit. EXHIBITS 1. City Council Resolution No. 2000- ! 9 3 2. Subordination Agreement PGP Carlsbad Seniors, LTD. II and the City of Carlsbad 3. Use of Documents Instructions and Indemnification 4. Promissory Note RESOLUTION NO. zooo-193 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF CARLSBAD, CALIFORNIA, TO APPROVE A PROMISSORY NOTE, SUBORDINATION AGREEMENT AND USE OF DOCUMENTS INSTRUCTIONS AND INDEMNIFICATION BETWEEN PGP CARLSBAD SENIORS, LTD. II AND THE CITY OF CARLSBAD APPLICANT: PGP CARLSBAD SENIORS, LTD. II CASE NO: RP-CUP 83-02 6 WHEREAS, in 1986 a Senior Housing Project commonly refmed to as Jefferson 7 House II was approved and constructed which allowed for a density bonus and reduced a parking requirements; and 9 10 WHEREAS, the applicant as conditioned, submitted a conversion plan and a 11 subordination agreement naming the City of Carlsbad as the holder of the second trust deed; 12 and 13 WHEREAS, on March 21, 1991, City of Carlsbad City Council approved the 14 recordation of a deed of trust and subordination agreement between PGP Carlsbad Seniors, 15 LTD. II as Trustor and the City of Carlsbad as Trustee, and 16 17 WHEREAS, the property owner is seeking to refinance the funding for the property and is requesting that a new subordination agreement be executed between PGP Carlsbad ia 19 Seniors, LTD. II and the City of Carlsbad. 20 NOW, THEREFORE, BE IT HEREBY RESOLVED by the City Council of the City of 21 Carlsbad, California, as follows: 22 1. The above recitations are true and correct. 23 24 25 26 27 28 2. The City Council authorizes the City Manager to execute the Amended Promissory Note, Subordination Agreement and the related Use of Documents Instructions and Indemnification between PGP Carlsbad Seniors, LTD. II and the City of Carlsbad in substantially the form presented to the City Council on June 13, 2000, and subject to review and approval by the City Attorney. 3. The City Council authorizes future subordination agreements and related documents for this subject property or transfers of the subordination agreement to a new property owner to be submitted to the Housing and Redevelopment Director for review, and to be executed by the City Manager, subject to the review and approval of the City Attorney. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 Conditions: 1. Prior to the recordation of the subordination agreement, PGP Carlsbad Seniors, LTD. II shall deliver the executed duplicate original Promissory note to the Housing and Redevelopment Director. PASSED, APPROVED, AND ADOPTED at a regular meeting of the City Council of the City of Carlsbad, California, held on the 13th day of June 2000, by the following vote, to wit: AYES: Council Members Lewis, Hall and Nygaard. NOES: None ABSENT: Council Memb ABSTAIN: None ATTEST: &hflw . WOOD, CITY CLERK (SEAL) CC RESO. NO. 2000-193 PAGE 2 A Picked up the following on 6-21-00: 1. “Use of Documents” Instructions and Indemnification 2. Subordination Agreement (Escrow 203048009-N77 - Jefferson House) mpany 61 g-282-3200 - Joyce Schrum) *. " JUN. 5.2000 5:07PM CHUG0 TITLE NO.4565 P. 2/18 Lora ; NC 203048009-N77 ) E ABQ_yE FOR RECORDER’~ NO- THIS SUBORDINATION AGREEMENT RE!WLTS IN YOUR SECURITY INTEREST IN THE PROPERTY BECOMING SulMECI’ TO AND OF LOWER PRIORITY THAN THE LIEN OF SOME OTHER OR LATER SECURITY INSTRUMENT. THIS AGREEMENT, made this 5th day of June, 2000, by PGP Carlsbad Seniors LTD. II, a California Limited Partnership owner of the land hereinafker described and hex&after refirrtd to as “Ownef’, and The City of Carlsbad p-t owner and holder of the deed of trust and note first hereina& described and here&fter refexred to as “Beneficiary”; THAT WHEREAS, PW Carl&ad Seniors LTD. II, a California Limited Partnership did execute a deed of trust dated February 6, 1991, to SMS Test Deed Service, a California Corporation, as trustee, covering that certain real property described as follows: Lots X4,15,16,17 and 18 of ScheU and Sites Addition to Carlsbad, in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 2145, filed in the Office of the County Recorder of San &ego County, Febnrary 24 1929. to secure a note in the sum of $1,573,392.M) dated February 6,1991, in favor of The City of Carlsbad, which deed of trust was nconkd in the office of the County Recorder of San Riego County, CaliGmia, on March 21.1991, as FileIPageNo.91-123873; and WHEREAS, Owner has executed or is about to execute a deai of trust and note in the sum of !42,805,000.00, dated June $2000, in favor of Financial Institutional Partners Mortgage Company, LP, herein&r refd to as “Lend&, payable with interest and upon the terms and conditions descrii therein, which deed of trust is to be recotded concurrently herewith, and ‘. *' JUN. 52000 5:OBPM CHUG0 TITLE NO. 4565 P. 3118 WHEREAS, it is a condition precedent to obtaining said loan that said deed of trust above mentiomd shall unconditionally be and remain at alt time a lien or charge upon the land heretofore described, prior and superior to the lien or charge of the deed of trust first above mentioned, and WHEREAS, Lender is willing to make said loan provided the deed of trust seewing the sane is a lien or charge upon the above described property prior and superior to the lien or charge of the deed of ttust first above mentioned and provided that Beneficiary will specifically ;tad unconditionally subordinate the lien or charge of the deed of trust first above mentioned to the lien or charge of the deed of trust in favor of Lender; and WHEREAS, it is to the mutual benefit of the parties hereto that Lender make sueh loan ko Owner; and Beneficiary is willing that the deed of txust securing the same shall, when recorded, constitute a lien or charge upon said loan which is wxonditionalIy prior and superior to the lien or charge of the deed of trust first above mentioned. NOW THEREFORE, in consideration of the nut&al bene6ts accruing to the parties hereto and other valuable consideration, the receipt and sufficiency of which consideration is hereby acknowledged, and in order to induce Lends to make the loan above rcfd to, it is hereby declared, understood and agreed as Mows: 0) That said de4 of trust securing said note in favor of Lender, and auy renewals or extensions thereof, shall urmnditionally be and remain at all times a lien or charge on the property therein described, prior and superior to the lien or charge of the deed of trust first above mentioned. (2) That Lender would not make its loan above described without this subordinatkm agreement. (3) That this agtwment shall be the whole and only agreement with regard to the subordination of the lien or charge of the deed of trust fm above mentioned to the lien or charge of the deed of trust in favor of Lender above refmed to and shall supersede and cancel, but only insofar as would affect the priority between the deeds of trust heretofore specifically described, any prior agreements as to such subordination including, but not limited to, those provisions, if any, contained in the deed of trust East above mentioned, which provide for the subordination of the lien or charge thereof to another deed or deeds of trust or to another mortgage or mortgages. Beneficiary declares, agrees and acknowledges that (a) He consents to and approves (i) all provisions of the note and deed of trust in fmor of Lender above referred to, and (ii) all agreements, including but not limited to any loan or escrow agreemmts, between Owner and Lender for the disbursement of the proceeds of Lender’s low: ‘. '* JUN. 5.2000 5:08PM CHILAGO TITLE - NO.4565 P, 4118 (b) Lender in making disbursements Pursuant to any such agreement is under no obtigation or duty to nor has Lender represented that it will, see to the application of such proceeds by the person or persow to whom Lender disburses such proceeds and any application or use of such proceeds for purposes other than those provided for in such agreement or agreements shalt not defeat the s&o&a&m herein made in whole or in part; (c) He intentionally and anconditionally waives, relinquishes and subordinates the lien or charge of the deed of trust first above mentioned in favor of the lien or charge upon said land of the deed of trust in favor of Lender above referred to and understands that in reliance upon, and in consideration of, this waiver, relinquishment and subordination specific loans and advances arc being and will be made and, as part and parcel thereof, specific monetary and other obligations are being and will be cutered into which would not be made or entered into but for said reliance upon this waiver, relinquishment and subordi&on; and 03 An endorsement has been placed upon the note secured by the deed of trust first above mentioned that said deed of trust has by this ittstrummt been subordinated to the lien or charge of the deed of trust in favot of Lender above ref& to. , NOTE& THIS SUBORDINATION AGREEMENT CONTAINS A PROVISION WHICH ALLOWS THE PERSON OBLIGATED ON YOUR REAL PROPER= SECURITY TO OBTAIN A LOAN, A PORTION OF WHICH MAY BE EXPENDED FOR OTHER PURPOSES THAN IMPROVEMENT OF THE LAND. IT IS RECOMMENDED THAT, PRIOR TO THE EXECUTION OF THIS SUBORDJNATION AGREEMENT, THE PARTIES CONSULT WITH THEIR ATTORNEYS WITH RESPECT THERETO. PGP Carlsbad Seniors, Ltd. II, a California Limited Partnership By: Pacific Gmwth Properties, a Califbrnia General Partnership, Gemxal Loan No: 4000443 Order No.: 203048009-U16 EXHIBIT “A” In executing this Subordination Agreement, Subordinating Lienholder acknowledges and agrees that its agreement with borrower and any terms and conditions thereof, whether expressed or implied, are solely between it and borrower and are of no concern to Financial Institutional Partners Mortgage Company, LP (in this Exhibit referred to as “FIPMC”); FIPMC is and will be throughout the term of FIPMC’s loan and any modification, extension or renewal thereof, under no duty or obligation to assure compliance with the terms and conditions of Subordinating Lienholder’s agreement with borrower; nor will FIPMC be under any obligation or duty to take any action or refrain from any action because of any knowledge it has or may have regarding any breach by borrower. Subordinating Lienholder further agrees, notwithstanding anything to the contrary in law, equity or agreement with borrower that this subordination is not subject to compliance, substantial or otherwise, with any provisions of such agreement with borrower, whether expressed or implied. Subordinating Lienholder acknowledges that FIPMC considers the above to be a material condition for making its Joan to borrower. Initial Real Estate Broker, Calijbrnia Dept. ofReal Estate-Lit. No. 012372S7 DRE license information telephone no. (916) 227-0931 ‘. . . JUN. 5. 2000 5:08PM CH'YO TITLE NO.4565 P. VI8 State of California ) State of California ) County of San Diego ) On ,2000, behe me, the undersign& a Notary Public in and for said State, personally appeared personally known to mc or proven to me on the basis of satisfhctory evidence to be the person(s) whose name(s) is/are subs&bed to the within instrument and admrswledged to me that he/she/they executai the same in his/hcr&heir au&o&cd capacity(k), and that by his/he&heir signatur+) on the instrument the person(s), or the entity upon hehalfof which the person(s) act&, executed the instrument. WMNESS my hand and ofikial seal. n . n CicAa nf cn1 lrltu 0 $hAA- ILAw LdL~ before me, 2 personally appeared ah L rnh N-(s) of Srener(s) d ersonally known to me - OR - 0 proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the -. same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. d and official seal. OPTIONAL Though the information below is not required by law. it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document. Document Date: Number of Pages: Signer(s) Other Than Named Above: Cl Individual Cl Corporate Officer 677 e(s): Partner - q Limited Et%eneral Cl Attorney-in-Fact 0 Trustee 0 Guardian or Conservator Cl Other: +gJepnting : Top of thumb here Signer’s Na 0 Individual 0 Corporate Officer J=(s): I &Partner - 0 Limited Ei6eneral Cl Attorney-in-Fact 0 Trustee Cl Guardian or Conservator Cl Other: Si ner Is Representing: 4kw-f . liwtAJmpz 0 1995 National Nalary Association - 8236 Remmet Ave., P.0. Box 7184 - Canoga park, CA gtgOg-71.34 Prod. No. SO7 F&or&r: Call Toll-Free l-800-8766827 ‘. . . h State of California County of > ss. On ~3-L3/-O0 oats personally appeared h;‘cY Name(a) of Signer(s) M personally known to me 0 proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorited capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executgd the instrument. WITNESS my hand and official seal. Place Notary Seal Above OPTlONAL Though the information betow is not required by law, it may prove valuable to persons reiying on the document and could prevent fmudulent removal and reattachment of this fom, to another document. Description of Attached Document Tile or Type of Document: Document Date: Signer(s) Other Than Named Above: Number of Pages: Capacity(ies) Claimed by Signer Signer’s Name: 0 Individual 0 Corporate Officer - Title(s): q Partner - 0 Limited 0 General 0 Attorney in Fact Cl Trustee Cl Guardian or Conservator Cl Other: Signer Is Representing: 0 1999 NaIbnal Notary AssoclaUm * 9359 OS Solo Am. PO. Bm 2402. Clmlswv~U~. CA91313-2402. v,wmatiilary.a~ Pmd. No. SW)? Reorder Call T&Free 1.8CQ4764E127 ‘. ‘. 1jAV 3 ‘?flO[ 9-134Ii !U. 3551 P. ?A/25 a, .I . ~~S,r,? TITLE ,- EXHIBIT 2 ) crow No: 203048009-N77 1 MENT NOTICE: THIS SUBORDINATION AGREEMENT RESULTS IN YOUR SECURITY INTEREST IN THE PROPERTY BECOMING SUBJECT TO AND OF LOWER PRIORITY THAN THE LIEN OF SOME OTHER OR LATER SECURITY INSTRUhlENT. THIS AGREEMENT, made this day of 2000, by PGP Carlsbad Seniors LTD. II, a California Limited Partnership owner of the’land hereinafter &scribed and hereinafter referred to as “Owner”, and The City of Carlsbad present owner and holder of the deed of trust and note first hereinafter described and hereinafter referred to as “Beneficiary”; WITNESSETH THAT WHEREAS, PGP Carlsbad Seniors LTD. II, a California Limited Partnership did execute a deed of trust dated February 6, 1991, to SMS Trust Deed Service, a California Corporation, as trustee, covering that certain real property described as follows: Lots 14, 15, 16, 1’7 and 18 of Schell and Sites Addition to C&bad, in the City of C&bad, County of San Diego, State of California, according to Map thereof No. 2145, filed in the Office of the County Recorder of San Diego County, February 2.0, 1929. to secure a note in the sum of $1,573,392.00 dated February 6, 1991, in favor of The City of Carlsbad, which deed of trust was recorded in the office of the County Recorder of San Diego County, California, on March 21, 1991, as File/Page No.91-123873; and WHEREAS, Owner has executed or is about to execute a deed of trust and note in the sum of $2,805,000.00, dated , in favor of Financial Institutional Partners Mortgage Company, LP, hereinafter refer& to as “Lender”, payable with interest and upon the terms and conditions described therein, which deed of trust is to be recorded concurrently herewith; and ‘. MY 3. 2OOC 9: !3AM UilC.4i;? TITLE - JO. 35F 1 P. 30/C! W&XlUS, it is a condition precedent to obtaining said loan that said deed of trust above mentioned shall unconditionally be and remain at all times a lien or charge upon the land heretofore described, prior and superior to the hen or charge of the deed of trust first above mentioned; and * F,$q : ‘. 5’ 9 a JU L WHEREAS, Lender is willing to make said loan provided the deed trust securing the same is a lien or charge upon the above described property prior and superior to the hen or charge of the deed of trust first above mentioned and provided that Beneficiary will specifically and unconditionally subordinate the lien or charge of the deed of trust first above mentioned to the lien or charge of the deed of trust in favor of Lender; and WHEREAS, it is to the mutual benefit of the parties hereto that Lender make such loan to Owner; and Beneficiary is willing that the deed of trust securing the same shall, when recorded, constitute a lien or charge upon said loan which is uuconditionahy prior and superior to the lien or charge of the deed of trust first above mentioned. NOW THEREFORE, in considerarion of the mutual benefits accruing to the parties hereto and other valuable consideration, the receipt and sufficiency of which consideration is hereby acknowledged, and in order to induce Lender to make the loan above referred to, it is hereby declared, understood and agreed as follows: (1) That said deed of trust securing said note in favor of Lender, and any renewals or extensions thereof, shall unconditionally be and remain at all times a lien or charge on the property therein described, prior and superior to the lien or charge of the deed of trust fkst above mentioned. (2) That Lender would not make its loan above described without this subordination agreement. (3) That this agreement shall be the whole and only agreement with regard to the subordination of the lien or charge of the deed of trust first above mentioned to the lien or charge of the deed of trust in favor of Lender above referred to and shall supersede and cancel, but only insof= as would affect the priority between the deeds of trust heretofore specifically described, any prior agreements as to such subordination including, but not limited to, those provisions, if any, contained in the deed of trust first above mentioned, which provide for the subordination of the lien or charge thereof to another deed or deeds of trust or to another mortgage or mortgages. Beneficiary declares, agrees and acknowledges that (a) He consents to and approves (i) all provisions of the note and deed of tmst in favor of Lender above referred to, and (ii) all agreements, including but not limited to any loan or escrow agreements, between Owner and Lender for the disbursement of the proceeds of Lender’s loan: ‘. . . MAY. 3. 2OOC !J:G!AM LflJX@ TITLE - !io. 3551 P. 3145 (b) Lender in making disbursements pursuant to any such agreement is under no obligation or duty to nor has Lender represented that it will, see to the apphcation of such proceeds by the person or persons to whom Lender disburses such proceeds and any application or use of such proceeds for purposes other than those provided for in such agreement or agreements shall not defeat the subordination herein made in whole or in part; w He intentionally and unconditionally waives, relinquishes and subordinates the lien or charge of the deed of trust first above mentioned in favor of the lien or charge upon said land of the deed of trust in favor of Lender above referred to and understands that in reliance upon, and in consideration of, this waiver, relinquishment and subordination specific loans and advances are being and will be made and, as part and parcel thereof, specific monetary and other obligations are being and will be entered into which would not be made or entered into but for said reliance upon this waiver, relinquishment and subordination; and (4 An endorsement has been placed upon the note secured by the deed of trust first above mentioned that said deed of trust has by this instrument been subordinated to the lien or charge of the deed of trust in favor of Lender above referred to. NO-: THIS SUBORDINATION AGREEMENT CONTAINS A PROVISION WHICH ALLOWS THE PERSON OBLIGATED ON YOUR REAL PROPERTY SECURITY TO OBTAIN A LOAN, A PORTION OF WHICH MAY BE EXPENDED FOR OTHER PURPOSES THAN IMPROVEMENT OF THE LAND. IT IS RECOMMENDED THAT, PRIOR TO THE EXECUTION OF THIS SUBORD1[iSATION AGREEMENT, THE PARTIES CONSULT WITH THEIR ATTORNEYS WITH RESPECT THERETO. The City of Carlsbad By: Its: By: Its; PGP Carlsbad Seniors, Ltd. II, a California Limited Partnership By: Pacific Growth Properties, a California General Partnership, General Partner By:, John E. Michaelsen, Partner By: James T. Gianulis, Partner By: Frank R. Berlage, General Partner -7 T-829 8~. 3 5! 1 F-8@. 322 5 Loan No: 4000443 Order No.: 203048009-U 16 In execuring this Subordination Agreement, Subordinating Lienholder acknowledges and agrees thar irs agreement wirh borrower and any terms and conditions thereat wherher expressed or implied, are solely beween it and borrower and are of no concern ‘LO Financial Institutional Parrnen Morrpge Company, LP (in this Exhibit referred to as “FIPMC”); FIPMC is and will be throughout rhe renn of FlPMC’s loan and any modificarion, extension or renewal thereof, under no dury or obligation to as‘sure compliance with the terms and conditians of Subordinating Lienholder’s agreemenr with borrower; nor will RPMC be under any obligation or dury to take any action or refrain from any action because of any knowledge it has or may have regarding any breach by bormwer. Subordinating Lienholder fireher agrees, nowfistanding anything to the contrary in law, equiq or agreement with borrower thar this subordination is nor subject IO compliance, substantial or otherwise, with any provisions of such agrremmt with borrawer, w herhcr expressed or implied. Subordinsring Licdholdcr acknowledges that FIPMC c&klers Ihe abort to be a mare&l condition fat makiny its loan ro borrower. Initial (TO BE ATTACHED TO THE S~ORDINATTO~ AGREEMENT PREPARED BY CITY OF CARL WAD) &al &SAY~~ &ok CM&rain &a. of Ratal tiare-L IC. No 01237X7 DRE iirrnx- vfOrmili0d Z&ph* Aa (916) 227493 I JM 5. 2000 5:09PM f ,;ArJO TITLE Chicago TitIe Company - Park Camino Branch 3703Camino DdRioSa,#1OO,San~o,CA 92108 Phone (619) 282-3200 “USE OF DOCUMENTS” INSTRUCTIONS AND INDEMNIFICATION DATE: June 5,200O TO: Chicago Title Co.-Park Camfno Branch FROM: The City of Carlsbad I hand you herewith the following ORIGINAL Subordination Agreemeat dated June 5,200O executed by The City of Carl&d. Such document(s) affect(s) my intered in the real property which is commonly lmown as 2848 Jeffbson Street, Carlsbad, CA, and legally described as: Lots 14,15,16,17 aud 18 of Schell and Sites Addition to Cadsbad, iu the City of Carlsbad, County of San Dicgo, State of Califotnia, according to Map thereof No. 2145, tiled in the Office of the County Recorder of San Diego County, February 241929. The City of Carlsbad understands that the execution of the Subordination Agreement will rtsuit in its security interest of in the property becoming subject to and of lower priority than the lien of the new security interest being obtained by new knder. The City of Carlsbad (i) consents to and approves all provision of the note and deed of trust in favor of new Lendcr, (ii) has satisfied itself regarding the purpose of the funds being obtained and the manner in which any/all funds may be expended, and (iii) acknowledges it has been advised to seek the advise of its own independent counsel regarding all ramifications regarding its execution of this document. You are authorised to use the above docum,ent(s) in connection with your I&row No. 203048009-N77 without demand or coasiderotlon paid to The City of Carlsbrd for . same. Ypo are ~indemanQ& nd held bm adnst rpy loss. clau vow rem ou The cost of preparation, pmcessin g and recording, as applicable, of the above documents shall be paid by PGP C&bad Seniors, Ltd. JI, a California Limited Partnership at close of escrow. In the event of cancellation of this escrow, the document(s) deposited herein is/are be marked ‘cauctlcd’ and held in this file. Any other disposition of said document(s) requires the mutual written instruction of all parties hereto. The parties acknowledge that in preparing this document escrow holder is doing so only as an - -4 0 . JUN. 5. 2000 5:09PM CSICACO TITLE NO. 4565 P. II/i8 accommodation to the parties to complete the escrow rcfmnccd above and has not given the parties any legal and/or tax advice of any nature. APPROVED AND ACCEPTED BY: PGP Carkbad Seniors Ltd. II, a Caliknia Limited Partnership a GeneraI Partnership, GcneraJ Par&n MAV. 3. 2ooLr 9:43ld WL4i;O TITLE !JO.3551 P. 34/25 - EXHIBIT 3 Chicago Title Company - Park Camino Branch ” 3703 Camino Det Rio So,, # 100, San Diego, CA 92108 Phone (619) 282-3200 “USE OF DOCUMENTS” INSTRUCTIONS AND INDEMNIFICATION DATE: TO: Chicego Title Co.-Park Camino Branch PROM: The City of Carlsbad I hand you herewith the following ORIGINAL Subordination Agreement dated executed by The City of Carlsbad. Such document(s) affect(s) my interest in the real property which is commonly lmown as 2848 Jefferson Street, Carlsbad, CA, and legally described as: Lots 14, 15, 16, 17 and 18 of Schell and Sites Addition to Carlsbad, in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 2145, filed in the Office of the County Recorder of San Diego County, February 20,1929. The City of Carlsbad understands that the execution of the Subordination Agreement will result in its security interest of in the property becoming subject to and of lower priority than the lien of the new security interest being obtained by new lender. The City of Carlsbad (i) consents to and approves all provision of the note and deed of trust in favor of new Lender, (ii) has satisfied itself regarding the purpose of the funds being obtained and the manner in which any/all funds may be expended, and (iii} acknowledges it has been advised to seek the advise of its own independent counsel regarding all ramifications regarding its execution of this document. You are authorized to use the above document(s) in connection with your Escrow No. 20304800!9-N77 without demand or consideration paid to The City of Carlsbad for Same. Dndemnified and held harmless against anv loss. claim, oy liabilitv amvour compliance with these instructions and vour reliance OQ these instructk&s with mature of the undersipned. The cost of preparation, processing and recording, as applicable, of the above documents shall be paid by PGP Carlsbad Seniors, Ltd. II, a California Limited Partnership at close of escrow. In the event of cancellation of this escrow, the document(s) deposited herein is/are be marked ‘canceled’ and held in this file. Any other disposition of said document(s) requires the mutual written instruction of ail parties hereto. The parties acknowledge that in preparing this document escrow holder is doing so only as an MAY 3. 2ooc 9: !%i CHlXi;O TITLE accommodation to the parties to complete the escrow referenced above and has not given the parties any legal and/or tax advice of any nature. The City of Carlsbad By: Its: By: Its: APPROVED AND ACCEPTED BY: PGP C&bad Seniors Ltd. II, a California Limited Partnership By: Pacific Growth Properties, a California General Partnership, General Partner By:. John E. Michaelsen, Partner By: James T. Gianulis, Partner By: Frank R. Berlage, General Partnet -EXHIBIT 4 PROMISSORY NOTE $1.573,392.00 San Diego, California, Februarv 6, 1991 FOR VALUE RECEIVED, the undersigned promises to pay to the CITY OF CARLSBAD, at Cansbad, California, the sum of $3,840,855.74 with interest at the rate of ten percent (10%) per annum simple interest until paid or canceled as herein provided. This note is given to the city of Carlsbad pursuant to Section 21.18.045 of the Carlsbad Municipal Code to insure that the maker hereof constructs, operates and maintains the property described in the deed of trust secured hereby as a Senior Citizens Housing Project in accordance with the requirements of said Section and Conditional use Permit 86-3, or if not so constructed, operated and maintained, that the property is brought up to the standards of the approved conversion plan pursuant to CUP 86-3 or any other conversion plan approved by the City of Carlsbad. No payment shall be required on this note except as follows: 1. If the Council of the City of Carlsbad or any successor thereto determines that the property is being operated or maintained in violation of any of the terms of said Section 21.18.045 or said Conditional Use Permit 86-3, or used for other than a Senior Citizens Housing Project without the consent of the City Council, the City Council may declare the whole sum of principal and any accrued interest thereon immediately due and payable. The maker hereof shall then have the option to elect to pay said principal and accrued interests in full or within a reasonable time thereafter to convert the project to meet the approved conversion plan pursuant to CUP 86-3 or any other conversion plan approved by the City of Carlsbad. Upon said payment in full or conversion of the project to the approved conversion plan pursuant to CUP 86-3 or any other conversion plan approved by the City of Carlsbad, the City of Carlsbad shall return this note to the maker and reconvey the lien of the deed of trust securing this note. 2. The entire principal and accrued interest thereon shall become immediately due and payable at the option of the City of Carlsbad in the event that upon the sale, conveyance or other disposition of the property described in the deed of trust securing this note, the buyer fails to agree in writing to accept and abide by all the terms and provisions of this promissory note. The maker hereof shall have the right at any time to prepay all or any part of this note or to elect to covert the property to meet the approved conversion plan pursuant to CUP 86-3 or any other conversion plan approved by the City of Carlsbad. Upon prepayment in full or such conversion of the property, this note shall be canceled and the lien of the deed of trust securing this note shall be reconveyed to the maker hereof. This note is given solely to conform with the provisions of said Section 21.18.045 of the Carlsbad Municipal Code, and neither the maker nor any partner, offricer, agent or employee of the maker shall have personal liability for payment of this note. The holder hereof shall look only to its interest in the property secured hereby for payment. If action be instituted on this note, the undersigned promises to pay such sum as a court may affix as attorneys’ fees. This note is secured by a deed of trust to SMS Trust Deed Service, a California corporation, as Trustee. The undersianed acknowledaes and accepts that is note is a duolication of the oreviouslv executed note and herebv reelaces the oreviouslv executed note dated Februarv 6. 1991. in the amount of $1.573.392.04 PGP CARLSBAD SENIORS LTD. II, a California Limited Partnership BY: Pacific Growth Properties, a General Partnership, General Partner By: John E. Michaelsen, General Partner By: James T.Gianulis, General Partner By: Frank R. Berlage, General Partner 13