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HomeMy WebLinkAbout2020-10-20; City Council; ; Economic and financial update for the first quarter of fiscal year 2020-21CA Review CKM Meeting Date: Oct. 20, 2020 To: Mayor and City Council From: Scott Chadwick, City Manager Staff Contact: Laura Rocha, Deputy City Manager, Administrative Services laura.rocha@carlsbadca.gov, 760-602-2415 Subject: Economic and financial update for the first quarter of fiscal year 2020-21 Recommended Action Receive a report on the economic and financial update for the first quarter of fiscal year 2020- 21 and provide direction as appropriate. Executive Summary At the April 7, 2020, City Council meeting, the City Council voted unanimously to direct staff to return to the City Council with financial expenditure reports relating to the city’s response to the COVID-19 pandemic. The city manager further committed to provide quarterly updates to the City Council on the economic outlook and an update on the city’s finances during the adoption of the fiscal year 2020-21 operating and capital project budgets on June 23, 2020. For these updates, staff will provide a presentation on the: •National, state, regional and Carlsbad specific economic data •City’s most recent financial data •General progress and execution of the fiscal year 2020-21 annual budget Discussion The Carlsbad economy is diverse, has strong industry clusters and is a leader in innovation. The city’s gross regional product is $15.3 billion, second only to the largest city in the county, San Diego. Key industries driving this output are professional, scientific and technical services, computer and electronic product manufacturing and other manufacturing. The city also has a strong tourism industry that generates the second highest amount of transient occupancy tax in the region. The COVID-19 pandemic has led to public health orders requiring people to stay at home aside for essential trips or jobs and forced many businesses across the state to suspend or reduce operations. These restrictions have had disruptive effects on the economy, across the nation the state and in Carlsbad. Consumers have postponed travel and making major purchases as well as routine shopping. Businesses deemed non-essential have had to close or suspend operations. Hotels and resorts and other hospitality businesses have been particularly hard hit. Prior to the pandemic of the COVID-19 disease, the economic outlook for the United States, California, the County of San Diego and the City of Carlsbad was positive. The local gross regional product continued to expand along with most of the rest of the nation. From 2018 to Oct. 20, 2020 Item #6 Page 1 of 22 2019, Carlsbad gross regional product grew by $800 million. The National Bureau of Economic Research determined that a peak in monthly economic activity occurred in the U.S. economy in February 2020, marking the end of the longest recorded U.S. expansion, which began in June 2009. The pandemic brought on a global economic crisis and the impact on the U.S. economy was swift. Compared to the other recessions that the U.S. experienced since 1980, the economic drop due to COVID-19 was extreme. As businesses were shuttered due to public health orders, unemployment numbers rose with an estimated 20.5 million people in the U.S. out of work due to the pandemic according to a September 2020 Hamilton Project report. In Carlsbad, unemployment rose to 13.8% in April. Government stimulus from federal, state, and county programs has begun to reverse the downward trend in the economy though uncertainty remains. The most recent unemployment data from the California Employment Development shows state unemployment at 11%, San Diego County at 9% and Carlsbad at 7.9% in September. The economic impact of COVID-19 and the speed with which the impact occurred reaffirmed the need to build greater in-house economic data capabilities. To understand the national, state, and local economy, there are many sources of data and staff is developing greater in- house economic data analytics and reporting capability. In conjunction with these quarterly financial updates, staff is piloting a quarterly economic scan (Exhibit 2). Staff has also launched a new economic development story map that will be dynamically updated with important economic development data for those wanting to do business or find employment in Carlsbad. In conjunction with the existing Life in Action campaign, the city continues to develop tools to understand the economy, attract businesses, cultivate talent and support data-driven economic development decision-making. The economic impact of COVID-19 has a direct impact on city revenues and budget. For the City of Carlsbad, staff is forecasting declines in revenues in two of the city’s three primary revenue streams: sales tax and transient occupancy tax. Revenue from the third major source, the city’s share of property taxes, is not expected to be substantially impacted by COVID-19. As the shelter-in-place orders continue, the city is now seeing a significant drop in recreation lease and rental revenues. The timing of the city’s three major revenue sources varies, but can be generally summarized as follows: •Property taxes - The majority of property tax revenue is collected in December and April each year. Through the first quarter, the majority of revenue received has been for aircraft, supplemental and delinquent taxes. •Sales taxes - To date, the majority of sales tax revenues represent funds collected for the second calendar quarter of 2020 and the first advance of the city’s third calendar quarter sales tax revenues. •Transient occupancy taxes - For the first quarter of the new fiscal year two of the city’s largest hotels have remained closed and occupancy rates have been heavily impacted by the pandemic. The closing of the LEGOLAND park has also impacted tourism activity. Oct. 20, 2020 Item #6 Page 2 of 22 •Other General Fund revenues - A majority of General Fund revenues have been negatively impacted by the pandemic. On a positive note, development-related revenues have remained in line with budgeted estimates. During this difficult time, the city has not charged customers any late fees on their utility bills – water, wastewater, and solid waste – in order to be able to continue to provide customers with reliable water service. Additionally, water service disconnections for non-payment have been suspended since March 2020 due to the COVID-19 pandemic and the governor’s subsequent Executive Order N-42-20. As a result, the city has seen an increase in overdue utility billing balances. The city’s municipal golf course, The Crossings at Carlsbad, has endured many fluctuations in business operations including a full shutdown of operations, elimination of banquets, and many other limitations on food and beverage services. However, golf rounds and greens fees have exceeded last year’s and budgeted estimates for the first quarter of the fiscal year. Fiscal Analysis None. Next Steps Staff will provide an update after the end of the second quarter in fiscal year 2020-21. Environmental Evaluation (CEQA) This action does not constitute a “project” within the meaning of the California Environmental Quality Act under California Public Resources Code Section 21065 in that it has no potential to cause either a direct physical change in the environment or a reasonably foreseeable indirect physical change in the environment and therefore does not require environmental review. Public Notification Public notice of this item was posted in keeping with the Ralph M. Brown Act and it was available for public viewing and review at least 72 hours before the scheduled meeting date. Exhibits 1.September 2020 Financial Status Report 2.October 2020 Economic Scan Oct. 20, 2020 Item #6 Page 3 of 22 This report summarizes the City of Carlsbad’s General Fund revenues and expenditures through  Sept. 30, 2020. It compares revenues and expenditures for the first quarter of fiscal year 2020‐21  and fiscal year 2019‐20. In addition, the financial status of the Water and Wastewater Enterprises  are included. This report is for internal use only. The figures presented here are unaudited and  have not been prepared in accordance with Generally Accepted Accounting Principles. COVID‐19 Pandemic  The pandemic of the COVID‐19 disease has led to public health orders requiring people to stay at home aside for  essential trips or jobs and forced many businesses across the state to suspend or reduce operations. These  restrictions have had disruptive effects on the economy, across the nation the state and in Carlsbad. Consumers  have postponed making major purchases as well as routine shopping. Businesses deemed non‐essential have  had to close or suspend operations. Hotels and resorts and other hospitality businesses have been particularly  hard hit. For the City of Carlsbad, staff is forecasting declines in revenues in two of the city’s three primary  revenue streams: sales tax and transient occupancy tax. Revenue from the third major source, the city’s share  of property taxes, is not expected to be substantially impacted by COVID‐19. As the shelter‐in‐place orders  continue, the city is now seeing a significant drop in recreation and lease/rental revenues.  General Fund Revenues  Property Taxes ($3.5 million) The majority of property tax revenue is collected in  December and April each year. According to the County of San Diego Assessor’s  Office, assessed values in Carlsbad have increased by 4.76 percent for fiscal year  2020‐21. This is the eighth year in a row that Carlsbad’s assessed values have  increased from year to year, and in line with assessed value increases with other  cities in San Diego County for the year. This reflects continued strength in the  housing market and new construction. The increase in this year’s assessed values was due to a large increase in  the assessed values of commercial and industrial properties in the city; the city saw smaller increases in  residential property values for the year. This is the sixth year in a row since the Great Recession ended, that the  city saw increases in assessed values in all three property components (residential, commercial and industrial).   The primary reason that property taxes for the first three months of the new fiscal year have increased by 54  percent as compared to the prior fiscal year are:  Current taxes are up by $410,000 or 37.9 percent primarily due to higher unsecured property taxes received at this time. Aircraft taxes are up by $601,000 or 58.2 percent due to timing differences and an increase in the number of aircraft being housed at the airport. Sept. 30, 2020  54%  EXHIBIT 1 Oct. 20, 2020 Item #6 Page 4 of 22   Monthly Financial Report   ______________________________________________________     2  Payments for previous year’s taxes are up by $171,000 due to collections of previous year’s property  taxes.  Property owners were given an extension to pay their property taxes due last fiscal year due to  the COVID‐19 pandemic, and the city is beginning to receive those taxes in the current fiscal year.   Supplemental taxes are up by $35,000 due to a strong property resale market.     Sales Taxes ($9.6 million) For the first quarter of the new fiscal year, sales tax  revenues are $106,000 (or one percent) higher than the same period in the  previous fiscal year. Sales tax revenues for the year represent the city’s first  advance for the third calendar quarter of 2020, the second calendar quarter of  2020 sales tax revenues, a portion of the city’s first calendar quarter of 2020 sales  tax revenues, and a portion of the city’s 2019 fourth calendar quarter sales tax  revenues. Small businesses in the State of California were given additional time to remit their first and second  calendar quarter 2020 sales tax payments. The city is now beginning to see payments for those deferrals,  creating the increase in the current fiscal year.    For sales occurring in the second calendar quarter of 2020 (the most recent data available), key gains were seen  in automobile dealers, building material and supply dealers, miscellaneous durable goods merchant wholesalers,  electronic and appliance stores, and electronic shopping. During the same period, key declines were seen in  warehouse  clubs, amusement parks, clothing  stores,  restaurants and  other  eateries,  and  traveler  accommodations. The largest economic segments in the city continue to be automobile dealers, restaurants,  general merchandise stores, gas stations, and grocery stores. Together, they generate 66 percent of the city’s  sales tax revenues.    Transient Occupancy Tax ($3.1 million) The city’s third highest General Fund  revenue source on an annual basis is Transient Occupancy Tax (TOT or hotel tax),  estimated at $18.5 million for the current fiscal year. A tax of 10 percent of the  rent amount is collected on all occupancies less than 30 days (transient) in  duration. TOT collected for the first quarter of the new fiscal year reflects a  decrease of $6.2 million, 66 percent less than the previous year. Due to the  COVID‐19 pandemic, many hotels have remained closed during the first three months of the fiscal year including  two of the largest hotels – the Omni La Costa and the Park Hyatt Aviara.  In addition, LEGOLAND remains closed,  which has had a large impact on leisure travel. Year‐to‐date TOT figures represent taxes collected on hotel  receipts through the month of Aug. 2020.       Currently, there are 4,764 hotel rooms, 668 timeshares and 265 registered short‐term vacation rentals. The  average occupancy of hotel rooms over the most recent 12 months has been 51 percent, which is 18 percent  less than last year’s average at this time.    Business License Tax ($1.4 million) All entities doing business in the City of  Carlsbad are required to have a valid business license. Business license revenue  is estimated at $5 million for the current fiscal year. Business license revenues  are down $21,000, or 1.5 percent, lower than the previous fiscal year.  This slight  drop can be attributed to a decrease in revenue used to calculate some business  license taxes as well the fact that some business have closed due to COVID‐19.     There are currently 9,619 licensed businesses operating within the city, 252 less than the prior year. The majority  of taxed businesses (6,436 businesses) are located in Carlsbad, with 2,427 of these businesses being home‐based  businesses.       66%    1%    1%  Oct. 20, 2020 Item #6 Page 5 of 22   Monthly Financial Report   ______________________________________________________     3 Interdepartmental Charges ($1.2 million) Interdepartmental charges are $55,000  or  five  percent  higher than  last year. These charges are generated through  engineering services charged to capital projects (up $28,000 due to additional  staff time charged to capital projects); reimbursed work from other funds (flat);  and miscellaneous interdepartmental expenses charged to funds outside the  General Fund for services performed by departments within the General Fund (up  $27,000), the result of increased personnel and, maintenance and operations costs.      Income from Investments and Property ($1.1 million) For the first quarter of  the new fiscal year, income from investments and property is down $1 million  compared to the previous fiscal year.      Interest income is down $148,000 for the year due to a 22.4 percent decrease  in the average yield on the portfolio for the year (a decrease in the yield from  two percent last fiscal year to 1.549 percent in the current fiscal year) offset  partially by a 1.6 percent increase in the average daily cash balance. In March 2020, the Federal Reserve  effectively cut its benchmark rate by a full percentage point to zero. The benchmark U.S. interest rate is now in  a range of zero to 0.25 percent, down from a range of one to 1.25 percent. The city is seeing some of their higher  rate bonds and notes being called, causing the city to have to invest in lower yield securities. This will continue  to drive the yield on the portfolio lower in the upcoming months.    Income from property sales and rentals is down by $880,000 for the year, primarily due the sale of the former  Fire Station #3 to a private party last fiscal year as well as the impact of COVID‐19 on park, facility and pool  rentals.    Other  Intergovernmental  Revenues  ($990,000) Other  intergovernmental  revenues include miscellaneous receipts received  from the state or federal  governments, as well as local school districts.  Included in the funding received this  year is $707,000 in COVID‐19 CARES Act assistance and a $250,000 homeless  program grant as well as some smaller intergovernmental revenues.    Franchise  Taxes  ($739,000) Franchise  taxes are generated  from public utility  sources, such as San Diego Gas & Electric (SDG&E), trash collection franchises, and  cable franchises conducting business within city limits. Franchise tax revenue is  estimated at $5.5 million for the current fiscal year. Year‐to‐date franchise taxes  are $3,000 lower than the same period last year.      Cable television franchise revenues (Spectrum and AT&T) are down by $6,000 due to a decrease in the number  of paid subscription services (premium video, equipment rental, on‐demand, and programming services). An  increase in trash collection revenue of $13,000 is due to a small increase in trash rates combined with additional  trash customers. Additionally,  the reclassification of  fiber optic antenna system  lease  payment  fees from  franchise fees (last fiscal year) to income from investments and property (current fiscal year) resulted in a  $10,000 decrease in revenue from the prior year.    Approximately 47 percent of the total franchise tax revenue anticipated for the year will be collected from  SDG&E during the month of April 2021.        0.4%    47%    5%    1010%  Oct. 20, 2020 Item #6 Page 6 of 22   Monthly Financial Report   ______________________________________________________     4 Ambulance Fees ($721,000) The city bills any individual who is transported in one  of the city’s ambulances. Through Sept. 2020, receipts from ambulance fees are  down $17,000, or two percent, compared to last fiscal year. The decrease in  revenue is caused by a small decrease in the number of billable transports to date.   The number of billable transported patients for the first three months of fiscal  year 2020‐21 (1,401) versus fiscal year 2019‐20 (1,431).    Development  Related  Revenues  ($708,000) Development related  revenues,  which include building permits, planning fees, building department fees, and  engineering fees reflect a significant, but expected decrease for the first quarter  of the new fiscal year.      Development related fees are paid by developers to cover the cost of reviewing  and monitoring development activities, such as plan checks and inspections. Engineering plan check fees are one  of the first fees paid during the initial stages of development. Some of the activity in Sept. included the Carlsbad  Ocean Estates and parking lot upgrades at the new Space Craft building.     One source of development related revenue is building permits, which are up six percent compared to last fiscal  year. The increase in building permit revenue is derived from the combination of a large increase in the valuation  of new construction, a small increase in the number of new residential permits, and a moderate increase in  commercial/industrial permitting to date. The year‐to‐date valuation of new construction in the current fiscal  year is $63.4 million, while it was $50.3 million in the previous fiscal year, a 26 percent increase. In Sept., Carlsbad  issued building permits for eight residential units, a decrease from the 27 residential units permitted in during  the month of Aug. 2020. In the northwest quadrant, building permits were issued for five residential dwelling  units:  four second‐dwelling units and one single‐family detached home. In the northeast quadrant, building  permits were issued for two second‐dwelling units.  In the southeast quadrant, a building permit was issued for  one second‐dwelling unit. For the current fiscal year, 47 residential permits have been issued, as compared to  45 residential permits issued during the same period last year.     During the month of Sept., one permit was issued for commercial and industrial space: 392 square feet of  commercial space for the pool house at Treviso Poinsettia 61. Year‐to‐date, there has been 153,092 square feet  of commercial/industrial permits issued compared to 74,736 square feet of commercial/industrial permits  issued during the same period last year.     Recreation Fees ($550,000) Recreation fees are generated through instructional  classes, camps, youth and adult sports, special events, parent participation  preschool, senior programs, and various aquatic programs. Recreation revenues  are down $784,000 compared to last year at this time. This decrease is due to  cancellations across all programs due to the COVID‐19 pandemic, which started  on March 4, 2020.    Other Revenue Sources ($518,000) Other revenue sources have increased by  $66,000 and include revenues received by the city to offset the costs of special  studies or projects for developers; reimbursements  for damage done to city  streets, rights‐of‐way, and other city‐owned property; donations; reimbursement  from the Gas Tax Fund for traffic signal maintenance; and miscellaneous  reimbursed expenses and refunds of prior year fees. The increase to date was  primarily driven by additional miscellaneous revenues related to the climate action plan and Innovate 78, an  increase in miscellaneous reimbursed expenses, and fewer prior period fee refunds. The increases were partially  offset by fewer contributions from property owners, a reduction in loss recovery revenues, and an increase in  miscellaneous accounts receivable write‐offs through the first three months of the new fiscal year.      59%    19%    15%    2%  Oct. 20, 2020 Item #6 Page 7 of 22   Monthly Financial Report   ______________________________________________________     5   Transfer Taxes ($312,000) – When real property is sold, the County Assessor’s  Office charges a transfer tax.  The transfer tax rate in San Diego County is $1.10 per  thousand multiplied by the selling price of the property.  The city receives 50  percent of the transfer tax charged for sales within the City of Carlsbad.  Year‐to‐ date revenues have increased significantly, however, these revenues only represent  two payments received by the city thus far in the fiscal year, and we anticipate these  revenues to stabilize throughout the remainder of the year.  Due to extremely low interest rates, the housing  market is extremely strong, impacting revenues to date.    Other Licenses and Permits ($220,000) Other licenses and permits consist of fire  protection services,  right‐of‐way, lagoon,  grading, hazardous uses,  and other  miscellaneous permit revenues. These permits usually increase/decrease along  with increases/decreases in  development activity.  These revenues can vary  throughout the year. The decrease to date was derived from low lagoon permits,  conditional use permits, and right‐of‐way permits through Sept. as compared to  last year at this time.     Other Charges or Fees ($97,000) Other charges or fees are generated through  the sale of city documents, such as staff reports, blueprints and copies; general  fees collected for false alarms, easements and agreements, weed abatement and  kiosk signs; audio/visual rental fees; and general services, such as mutual aid  response, mall police services, emergency response services, reports, etc. The  decrease was caused by a decrease in mutual aid reimbursements, audio visual  fees at the libraries (these fees were eliminated in 2019), and a reduction in false  alarm billings.  The decreases were partially offset by the timing of the city’s administrative fee for its work on  assessment districts and community facility districts.     Fines and Forfeitures ($76,000) Fines and forfeitures represent fees collected for  code violations, parking citations, overdue fines, and returned checks. The city  recognizes revenues when the citizen pays the fine or forfeiture, as opposed to  when the fine is imposed. The decrease to date is due to a large decrease in  overdue fines (the libraries have been closed for in‐person activity due to the  COVID‐19 pandemic), a decrease in parking citation revenues, and a decrease in  short term vacation rental code and moving violation revenue.      Expenditures    Total General Fund expenditures and encumbrances through the month of Sept.  2020  are  $58.2 million,  compared to $66.2 million at the same time last year. This leaves $127.5 million, or 68.7 percent, available  through the fiscal year ending June 30, 2021. If funds were spent in the same proportion as the previous year,  the General Fund would have 63.1 percent available.  Several transfers out of the General Fund were done earlier  last year than this year contributing to the available balance variance.      Excluding the transfers out, contingencies, and non‐departmental charges, the percentage available at Sept. 30,  2020 is 68.7 percent, slightly more than the 63.3 percent available at Sept. 30, 2019. With the current COVID‐19  pandemic in full swing, city departments are conscience of how they are spending funds, creating the savings to  date.    The adopted General Fund budget for fiscal year 2020‐21 decreased by $3.5 million due to the following factors:   Increased personnel costs (increase of $3.7 million):  53%  32%    285%  2%  Oct. 20, 2020 Item #6 Page 8 of 22   Monthly Financial Report   ______________________________________________________     6 o $4.9  million  in additional salary  costs  associated with previously negotiated and anticipated wage  increases   o $1.2 million decrease in other personnel costs (Medicare, unemployment and disability benefits)   Decreased maintenance and operations costs (decrease of $2.8 million):  o Small increase in internal service charges  o Decreases in:   Travel   Training   Conferences   Decreased transfers out of the General Fund:  o Decrease of $4.1 million in the annual transfer to the Infrastructure Replacement Fund  o Decrease of $600,000 in the annual transfer to the General Capital Construction Fund  o Increase of $500,000 for a transfer to the Golf Course Fund  o Decrease of $250,000 in the annual transfers to the city’s Lighting and Landscaping District #1 Funds    Council Contingency    The City Council has allocated $1.5 million out of the General Fund budget for unanticipated emergencies or  unforeseen program needs.  As of Sept. 30, 2020, nothing has been authorized out of the council contingency  account.    Detailed schedules of General Fund revenues and expenditures are provided on the following pages.  Oct. 20, 2020 Item #6 Page 9 of 22   Monthly Financial Report   ______________________________________________________     7 REVENUE REVENUE EXPECTED ACTUAL  ACTUAL  CHANGE FROM ESTIMATE THROUGH FY 2020 FY 2021 YTD 2020 TO PERCENT AS OF 09/30/20 09/30/20 AS OF 09/30/19 AS OF 09/30/20 YTD 2021 CHANGE TAXES PROPERTY TAX $74,218,000 $2,305,377 $2,245,474 $3,462,785 $1,217,311 54% SALES TAX 36,393,200 9,213,543 9,515,171              9,620,963 105,792 1% TRANSIENT OCCUPANCY TAX 18,463,000 9,073,866 9,287,812              3,135,162 (6,152,650)‐66% FRANCHISE TAX 5,512,000 697,137 741,608                 738,744 (2,864) 0% BUSINESS LICENSE TAX 4,990,000 1,329,643 1,442,700              1,421,365 (21,335)‐1% TRANSFER TAX 1,204,000 78,264 81,073 311,818 230,745 285% TOTAL TAXES 140,780,200 22,697,830 23,313,838 18,690,837 (4,623,001)‐20% INTERGOVERNMENTAL VEHICLE LICENSE FEES 50,000 0 0 0 0 0% HOMEOWNERS EXEMPTIONS 350,000 0 0 0 0 0% OTHER 524,000 16,068 89,219 990,186 900,967 1010% TOTAL INTERGOVERNMENTAL 924,000 16,068 89,219 990,186 900,967 1010% LICENSES AND PERMITS BUILDING PERMITS 795,000 190,294 346,094                 367,475 21,381 6% OTHER LICENSES & PERMITS 1,019,000 252,860 321,015                 219,589 (101,426)‐32% TOTAL LICENSES & PERMITS 1,814,000 443,154 667,109                  587,064 (80,045) ‐12% CHARGES FOR SERVICES PLANNING FEES 367,000 136,346 132,401                 31,428 (100,973)‐76% BUILDING DEPARTMENT FEES 850,000 216,559 243,600                 186,394 (57,206)‐23% ENGINEERING FEES 565,000 143,093 157,099                 123,202 (33,897)‐22% AMBULANCE FEES 2,830,000 758,183 737,356                 720,755 (16,601)‐2% RECREATION FEES 2,195,000 1,399,083 1,334,194              550,001 (784,193)‐59% OTHER CHARGES OR FEES 608,000 84,674 98,744                    96,678 (2,066)‐2% TOTAL CHARGES FOR SERVICES 7,415,000 2,737,937 2,703,394              1,708,458 (994,936) ‐37% FINES AND FORFEITURES 515,000 159,063 161,476                  76,057 (85,419) ‐53% INCOME FROM INVESTMENTS & PROPERTY 7,482,000 1,357,788 2,173,849              1,145,611 (1,028,238) ‐47% INTERDEPARTMENTAL CHARGES 4,955,962 1,157,025 1,179,348              1,233,863 54,515 5% OTHER REVENUE SOURCES 1,115,376 302,983 452,171                  518,309 66,138 15% TRANSFERS IN 10,000 10,000 10,000 10,000 0 0% TOTAL GENERAL FUND $165,011,538 $28,881,848 $30,750,404 $24,960,385 ($5,790,019) ‐19% (1) (1) Calculated General Fund revenues are 14 percent below estimates as of September 30, 2020. GENERAL FUND REVENUE COMPARISON Oct. 20, 2020 Item #6 Page 10 of 22   Monthly Financial Report   ______________________________________________________     8 ADOPTED WORKING BUDGET BUDGET AMOUNT AVAILABLE % DEPT DESCRIPTION FY 2020‐21 FY 2020‐21 (a) COMMITTED (b) BALANCE AVAILABLE (c) POLICY AND LEADERSHIP GROUP CITY COUNCIL $586,317 $586,317 $113,367 $472,950 80.7% CITY ATTORNEY 1,987,318 1,987,318 525,550 1,461,768 73.6% CITY MANAGER 2,153,294 2,276,873 676,748 1,600,125 70.3% CITY TREASURER 244,090 244,090 63,944 180,146 73.8% COMMUNITY OUTREACH AND ENGAGEMENT 1,692,761 1,970,278 623,304 1,346,974 68.4% TOTAL POLICY AND LEADERSHIP GROUP 6,663,780 7,064,876 2,002,913 5,061,963 71.6% ADMINISTRATIVE SERVICES FINANCE 5,989,716 6,814,074 2,220,305 4,593,769 67.4% HUMAN RESOURCES 5,010,104 5,458,006 1,297,112 4,160,894 76.2% INNOVATION AND ECONOMIC DEVELOPMENT 1,131,877 1,464,868 576,791 888,077 60.6% TOTAL ADMINISTRATIVE SERVICES 12,131,697 13,736,948 4,094,208 9,642,740 70.2% PUBLIC SAFETY POLICE 44,593,457 46,119,382 13,670,545 32,448,837 70.4% FIRE 27,173,120 27,657,248 8,731,968 18,925,280 68.4% TOTAL PUBLIC SAFETY 71,766,577 73,776,630 22,402,513 51,374,117 69.6% COMMUNITY SERVICES COMMUNITY SERVICES ADMINISTRATION 581,849 641,849 174,841 467,008 72.8% CITY CLERK SERVICES 1,263,159 1,320,103 321,701 998,402 75.6% COMMUNITY DEVELOPMENT 10,781,168 12,421,561 4,220,173 8,201,388 66.0% LIBRARY AND CULTURAL ARTS 13,291,868 13,619,201 3,273,272 10,345,929 76.0% PARKS AND RECREATION 17,993,237 19,006,748 6,871,965 12,134,783 63.8% TOTAL COMMUNITY SERVICES 43,911,281 47,009,462 14,861,952 32,147,510 68.4% PUBLIC WORKS PUBLIC WORKS ADMINISTRATION 1,786,198 1,986,625 739,280 1,247,345 62.8% CONSTRUCTION MANAGEMENT & INSPECTIONS 2,893,903 3,019,590 853,141 2,166,449 71.7% ENVIRONMENTAL MANAGEMENT 808,946 1,184,764 533,713 651,051 55.0% FACILITIES 5,862,683 7,635,492 3,008,562 4,626,930 60.6% TRANSPORTATION 7,410,972 7,866,703 2,549,315 5,317,388 67.6% TOTAL PUBLIC WORKS 18,762,702 21,693,174 7,684,011 14,009,163 64.6% NON‐DEPARTMENTAL & CONTINGENCY (d) OTHER NON‐DEPARTMENTAL 1,876,000 16,007,538 1,962,015 14,045,523 87.7% OPERATING TRANSFERS OUT 7,009,000 4,918,886 5,200,000 (281,114)‐5.7% CONTINGENCY 1,500,000 1,500,000 0 1,500,000 100.0% TOTAL NON‐DEPT & CONTINGENCY 10,385,000 22,426,424 7,162,015 15,264,409 68.1% TOTAL GENERAL FUND $163,621,037 $185,707,514 $58,207,612 $127,499,902 68.7% (a) Working budget includes the adopted budget, open encumbrances from the end of the prior fiscal year, and any carry forwards. (b) Actual expenditures on a budgetary basis include encumbrances and exclude non‐budgeted items. (c) Amount available would be 63.1% if funds were spent in the same proportion as the previous year. (d) Other non‐departmental includes technology innovation, property tax administration fees, assessment district       administration, citywide litigation expenses, and other items not attributed to a specific department. AS OF 09/30/20 EXPENDITURE STATUS BY DEPARTMENT GENERAL FUND Oct. 20, 2020 Item #6 Page 11 of 22   Monthly Financial Report   ______________________________________________________     9 Water Enterprise    Revenues   A one percent increase in both water volume sales and water rates (beginning in January  2020) have led to higher water delivery revenues.   Interest earnings decreased due to a combination of a 22.4 percent decrease in the yield of  the Treasurer’s portfolio and a 3.8 percent decrease in the average cash balance.   The increase in property taxes is primarily due to higher current year property taxes received  at this time as well as an increase in collections of previous year’s property taxes. Property  owners were given an extension to pay their property taxes due last fiscal year caused by the  COVID‐19 pandemic. The city is beginning to receive those taxes in the current fiscal year.   The decrease in fines, forfeitures and penalties is driven by lower late charges revenue. The city, under the  Governor’s COVID‐19 executive order, is waiving all late fees and not shutting water off for non‐payment.   The increase in other revenues is from cell site lease rent increases, an adjustment to the AT&T cell site  payment, and reallocation of ground lease revenue.    Expenses   The increase in staffing expenses is due primarily to planned salary increases and retirement  costs, vacation payout expenses, partially offset by a decrease in the allocation of workers  compensation.   Higher interdepartmental expenses are the result of increased personnel and, maintenance and  operations costs.     Purchased water expenses have increased from the prior year due to a 2.5 percent rate increase  in the variable cost of water purchased from the San Diego County Water Authority (SDCWA)  compounded with a 2.7 percent increase in the amount of water purchased.   The decrease in miscellaneous expenses is primarily due to lower office equipment and parts purchases.    1.4%    4.6%  CHANGE FROM BUDGET YTD (*) YTD (*) YTD 2019‐20 TO PERCENT FY 2020‐21 9/30/2019 9/30/2020 YTD 2020‐21 CHANGE REVENUES:                WATER DELIVERY 40,113,000$      11,363,012$    11,591,676$    228,664$               2.0%                INTEREST 550,000 157,967 117,329 (40,638)‐25.7%                MISC. SERVICE CHARGES 322,000 89,056 84,097 (4,959)‐5.6%                PROPERTY TAXES 3,827,600 85,396 129,410 44,014 51.5%                FINES, FORFEITURES & PENALTIES 303,000 76,983 771 (76,212)‐99.0%                OTHER REVENUES 469,000 116,903 126,653 9,750 8.3%                TOTAL OPERATING REVENUE 45,584,600 11,889,317 12,049,936 160,619 1.4% EXPENSES:                STAFFING 3,623,470 1,034,405 1,054,735 20,330 2.0%                INTERDEPARTMENTAL SERVICES 2,744,695 657,948 678,868 20,920 3.2%                PURCHASED WATER 25,400,000 6,862,148 7,211,177 349,029 5.1%                MWD/CWA FIXED CHARGES 6,860,000 1,568,928 1,675,166 106,238 6.8%                OUTSIDE SERVICES/MAINTENANCE 2,887,302 181,965 189,252 7,287 4.0%                DEPRECIATION/REPLACEMENT 4,200,000 977,500 1,050,000 72,500 7.4%                MISCELLANEOUS EXPENSES 944,376 201,511 153,623 (47,888)‐23.8%                CAPITAL OUTLAY 430,712 0 0 0 0.0%                TOTAL OPERATING EXPENSES 47,090,555 11,484,405 12,012,821 528,416 4.6% OPERATING INCOME/(LOSS)(1,505,955)$     404,912$         37,115$           (367,797)$             ‐90.8% (*) Adjusted to reflect timing differences for water purchases and depreciation. SEPT. 30, 2020 WATER OPERATIONS FUND Oct. 20, 2020 Item #6 Page 12 of 22   Monthly Financial Report   ______________________________________________________     10 Wastewater Enterprise        Revenues   Charges for current services are down due to lower commercial customer sales from reduced  water usage resulting from COVID‐19. Commercial wastewater rates in Carlsbad are based on  water usage. The decrease is partially offset by a three percent rate increase in rates that began  in January 2020, and an increase in development throughout the city.    Interest earnings decreased due to the combination of a 22.4 percent decrease in the yield of  the Treasurer’s portfolio and a 21.2 percent decrease in the average cash balance.    The increase in other revenues is primarily due to a reimbursement from the City of Oceanside  for a wastewater bypass during recent storm events.  Expenses   The decrease in staffing expenses is the result of lower health insurance expenses created by a  switch in the healthcare provider for retirees, combined with a decrease  in overtime and  standby pay.   Encina plant services to date are a combination of actual expenses and an estimate of the annual  Encina expense prorated monthly.      Outside services and maintenance is flat however, this is due to the net effect of a decrease in  the timing of sewer lift maintenance invoices offset by fees from a switch to a web‐based  electronic invoice payment system, which is reduction in printing/postage costs.     The increase in miscellaneous expenses is primarily due to higher parts for pump repairs and chemicals  partially offset by a decrease in printing/postage from the switch to a web‐based electronic invoice payment  system and fewer office furniture purchases, as compared the prior fiscal year.     The decrease in capital outlay expenses is due to nonrecurring vehicle purchases in the prior fiscal year.    3.3%    17.3%  CHANGE FROM BUDGET YTD* YTD* YTD 2019‐20 TO PERCENT FY 2019‐20 9/30/2019 9/30/2020 YTD 2020‐21 CHANGE REVENUES:                 CHARGES FOR CURRENT SERVICES 14,039,000 3,731,270 3,482,621 (248,649)‐6.7%                 INTEREST 75,000 59,424 36,543 (22,881)‐38.5%                 OTHER REVENUES 203,000 52,252 196,527 144,275 276.1%                 TOTAL OPERATING REVENUE 14,317,000 3,842,946 3,715,691 (127,255) ‐3.3% EXPENSES:                STAFFING 2,462,740 651,832 637,291 (14,541)‐2.2%                INTERDEPARTMENTAL SERVICES 1,427,715 326,626 349,335 22,709 7.0%                ENCINA PLANT SERVICES 4,300,000 887,939 1,075,000 187,061 21.1%                OUTSIDE SERVICES/MAINTENANCE 1,429,361 81,851 82,149 298 0.4%                DEPRECIATION/REPLACEMENT 5,000,000 912,500 1,250,000 337,500 37.0%                MISCELLANEOUS EXPENSES 756,090 103,986 111,114 7,128 6.9%                CAPITAL OUTLAY 20,000 23,591 0 (23,591)‐100.0%                TOTAL OPERATING EXPENSES 15,395,906 2,988,325 3,504,889 516,564 17.3% OPERATING INCOME/LOSS (1,078,906) 854,621 210,802 (643,819) ‐75.3% (*) Adjusted to reflect timing differences for Encina quarterly invoices and depreciation. SEPT. 30, 2020 WASTEWATER OPERATIONS FUND Oct. 20, 2020 Item #6 Page 13 of 22 0.0 5.0 10.0 15.0 20.0 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Carlsbad Unemployment 2020 Carlsbad San Diego County California 0.0 5.0 10.0 15.0 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2019 vs 2020 Unemployment 2019 2020 First Quarter, Fiscal Year 2020-2021 October 15, 2020 The following scan provides a snapshot for calendar year 2020 and the first quarter of fiscal year 2020- 2021. It includes information and indicators about the City of Carlsbad’s economy. This economic scan is updated quarterly. For dynamically updated information regarding the Carlsbad economy and economic development go to https://carlsbadca.gov/doingbusiness. Carlsbad GRP (Source: EMSI, 2019) Carlsbad has a gross regional product of $15.3B, the second largest in San Diego County behind San Diego. This represents an $800M increase over 2018. Key industries driving this output are professional, scientific and technical services, computer and electronic product manufacturing and other manufacturing. These industries are generally more resilient to recessions. Another major industry, accommodation and food services, has been severely impacted by the COVID-19 pandemic. Unemployment Rates (Source: California Employment Development Department, August Report) Prior to the pandemic, Carlsbad boasted a low unemployment rate of 2.9%. At the height of the pandemic, unemployment spiked to 13.8%. Over the past quarter unemployment has improved to 7.9% in September. GENERAL JOBS $15.3B EXHIBIT 2 Oct. 20, 2020 Item #6 Page 14 of 22 Exhibit 2 Job Postings (EMSI, October 2020) There were 8,839 unique job postings between July and September in Carlsbad, an increase of 1,436 postings from the previous quarter, indicating an upswing in hiring. Many of these jobs are in manufacturing, administrative services, or professional, scientific and technical services. Education (Source: U.S. Bureau of Labor Statistics) Carlsbad has a concentration of highly educated residents and is near premier academic institutions and technical colleges. The city has 2x the national, and state averages for post graduate degrees and nearly 1.75x higher than the national average for residents with bachelor’s degrees. Nearby public and private universities offer top notch programs and the Carlsbad business community works closely with them to align various education tracks with workforce needs. Talent + Workforce 8,800+ Unique job postings Oct. 20, 2020 Item #6 Page 15 of 22 Exhibit 2 (Source: Individual Institution Reports of Degrees Conferred) Interest Rates (Source: U.S. Department of The Treasury) National interest rates are hovering near zero, with the Federal Reserve Bank indicating stability for the next three years. This means access to capital is less expensive which is critical for businesses that want to adapt and grow. With such a low cost of capital, businesses experiencing depressed revenues may be able to access financing necessary to continue operations until they can fully recover. Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Avg 2019 1 Yr 2.55 2.54 2.4 2.39 2.21 1.92 2 1.76 1.75 1.53 1.6 1.59 2.02 10 Yr 2.63 2.73 2.41 2.51 2.14 2 2.02 1.5 1.68 1.69 1.78 1.92 2.08 30 Yr 2.99 3.09 2.81 2.93 2.58 2.52 2.53 1.96 2.12 2.17 2.21 2.39 2.53 2020 1 Yr 1.45 0.97 0.17 0.16 0.17 0.16 0.11 0.12 0.12 0.38 10 Yr 1.51 1.13 0.7 0.64 0.65 0.66 0.55 0.72 0.67 0.80 30 Yr 1.99 1.65 1.35 1.28 1.41 1.41 1.2 1.49 1.42 1.47 YOY G 1 Yr -0.43 -0.62 -0.93 -0.93 -0.92 -0.92 -0.95 -0.93 -0.93 -0.84 RATE 10 Yr -0.43 -0.59 -0.71 -0.75 -0.70 -0.67 -0.73 -0.52 -0.60 -0.63 30 Yr -0.33 -0.47 -0.52 -0.56 -0.45 -0.44 -0.53 -0.24 -0.33 -0.43 Carlsbad Business COVID-19 Capital Needs (Source: July 2020 Survey of Carlsbad Businesses) According to a survey of Carlsbad businesses, 37% of respondents stated access to capital was one of their biggest concerns. Lack of customers was a big concern for 33% of respondents. From both an operating capital standpoint and having the revenue to continue operating this remains a concern for businesses as businesses have begun to reopen in many cases with operational restrictions. When asked what financial relief would be necessary through the end of the year, 72% of businesses predicted they would need further relief funds. Of those, 76% estimated they would need more than $25,000. Federal assistance through the Paycheck Protection Program (PPP) has been a significant source of financial relief for businesses. According to a July 7, 2020 Coast News analysis, businesses in Carlsbad CAPITAL Oct. 20, 2020 Item #6 Page 16 of 22 Exhibit 2 INCOME & HOUSING Median Household Income (Source: 2018 ACS 5-Year Estimates, the latest year available) Median household income in Carlsbad continues to exceed county income levels. The median income for a household in Carlsbad was $32,317 higher than the regional median income. 2016 2017 2018 City of Carlsbad Median household income (dollars) $113,217 $102,722 $107,172 County of San Diego Median household income (dollars) $70,824 $70,588 $74,855 City of Carlsbad Per capita income (dollars) $49,349 $52,560 $55,518 County of San Diego Per capita income (dollars) $32,482 $34,350 $36,156 Median Home Prices (Source: Zillow Home Value Index) Despite the pandemic, home values continue to rise, with median home prices now at nearly $930,000. This value is seasonally adjusted and only includes the middle price tier of homes. Carlsbad home values have gone up over 5.3% over the past year and Zillow predicts they will rise 4.6% next year. The continued rise in home values can be attributed to constrained supply and a strong demand in the region. $820,000 $840,000 $860,000 $880,000 $900,000 $920,000 $940,000 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Median Home Price in Carlsbad 2019 2020 $928,174 $889,000 Oct. 20, 2020 Item #6 Page 17 of 22 Exhibit 2 With 41 hotels in the City of Carlsbad, tourism is a major industry in terms of employment and economic impact. Below are several indicators reflecting the health of the city’s tourism economy. Tourism has slowly recovered since the beginning of the pandemic, but the absence of group sales continues to impact the hotel industry. All Carlsbad hotels have reopened, although some at reduced occupancy. Hotel Occupancy (Source: Smith Travel Reports) The tourism economy was hit hard by the pandemic. Carlsbad hotels experienced a 60% year-over-year drop in business in April when many hotels were closed. Hotel occupancy was down more than 35% in Summer 2020 compared to Summer 2019. Hotel Average Daily Rate (Source: Smith Travel Reports) Carlsbad’s July 2020 hotel average daily rate (the peak rate of the year) was down by $103 compared to July 2019. Combined with decreased occupancy, the tourism industry in Carlsbad continues to be hard hit. 0.0 20.0 40.0 60.0 80.0 100.0 jan feb mar apr may jun jul aug Hotel Occupancy 2019 City of Carlsbad+San Diego County, CA City of Oceanside, CA+City of Newport Beach, CA+ 0.0 20.0 40.0 60.0 80.0 100.0 jan feb mar apr may jun jul aug Hotel Occupancy 2020 City of Carlsbad+San Diego County, CA City of Oceanside, CA+City of Newport Beach, CA+ TOURISM 0.00 100.00 200.00 300.00 400.00 jan feb mar apr may jun jul aug Average Daily Rate 2019 City of Carlsbad+San Diego County, CA City of Oceanside, CA+City of Newport Beach, CA+ 0.00 100.00 200.00 300.00 400.00 jan feb mar apr may jun jul aug Average Daily Rate 2020 City of Carlsbad+San Diego County, CA City of Oceanside, CA+City of Newport Beach, CA+Oct. 20, 2020 Item #6 Page 18 of 22 Exhibit 2 INDUSTRY CLUSTERS Life Sciences (Source: 2019 Biennial Business Report and 2020 Carlsbad Industry Cluster Update) Life Sciences includes the research, design, and production of medical devices. It also covers biotechnology & pharmaceuticals which includes research and development related to biological technologies as well as the manufacturing of medicinal and diagnostic substances. As of 2019, Carlsbad’s life sciences industry consisted of nearly 128 companies employing more than 6,531 people. Companies like GenMark Diagnostics, COPAN, Thermo Fischer Scientific, IntelliGuard, and Active Motif have been on the front lines addressing COVID-19. The high concentration of life sciences companies in Carlsbad represents a strength in the economy that has been resilient and thriving through the pandemic. Technology (Source: 2019 Biennial Business Report and 2020 Carlsbad Industry Cluster Update) The technology cluster includes communications, computer and electronics, and software industries. Common areas of business are cybersecurity, software and video game design, satellite communication, electronic device development, radio and wireless communication, and robotics As of 2019 Carlsbad’s tech industry consisted of nearly 302 companies employing more than 9,157 people. Companies like Viasat, Walmart Global Tech, Rockstar Games and Airspace Technologies are benefitting from a highly educated and connected workforce to build products and services that change the way we live as well as keeping us increasingly connected during a time of social distancing and remote work. Clean Tech (Source: 2019 Biennial Business Report and 2020 Carlsbad Industry Cluster Update) This cluster includes firms that are engaged in advanced technologies including renewable energy, energy efficiency, and energy storage. As of 2019, the clean tech industry consisted of nearly 32 companies employing more than 1,129 people. This cluster in Carlsbad is 70% more concentrated than the national average. Companies like Calsense, OPTEC and Poseidon Water are leading the way on new technologies that improve sustainability and promote environmental stewardship. Sports Innovation & Design (Source: 2019 Biennial Business Report and 2020 Carlsbad Industry Cluster Update) This cluster includes firms that are engaged in the design and production of recreational equipment, from golf clubs to surfboards, as well as the apparel and accessories as part of the growing athletic apparel and “athleisure” industry. As of 2019 Carlsbad’s sports innovation & design industry consisted of nearly 77 companies employing more than 2,381 people. Companies like TaylorMade Golf, Callaway Golf and Canyon Bicycles are blending tech and creativity with cutting edge sports science to create some of the world’s most advanced athletic equipment and apparel. Largest Industries by number of Jobs (Source: EMSI) Industry Job Growth (Source: EMSI) Oct. 20, 2020 Item #6 Page 19 of 22 Exhibit 2 INNOVATION Patents (Source: 2020 Carlsbad Industry Cluster Patent Update) The four key industry clusters mentioned above drive innovation activity in Carlsbad. The figure below shows that while the life sciences cluster has been a long-term driver of the city’s innovation economy, information & communications technology patents have seen dramatic growth over the past ten years and was responsible for virtually the same number of new patents as life sciences in 2019. It is also worth noting that clean technology, which is the industry cluster with the lowest number of patents, has grown by more than 800% since 2009. All told, these four industry clusters accounted for 96% of all patents awarded to Carlsbad firms in 2019. Growth in Patents Held by Carlsbad Businesses Patents per Capita Carlsbad has a notably higher proportion of patents per 1,000 workers—over 60% more than the next-closest competitor city. This figure shows that Carlsbad has a greater concentration of patent activity than even the technology hubs of San Jose, Seattle, San Francisco, and Boston. In 2019, Carlsbad had 1.6 patents for every 1 patent per 1,000 workers in San Jose. That ratio was 2.5 and 2.8 for Seattle and San Francisco. 2019 Patents per 1,000 Workers in the Labor Force Oct. 20, 2020 Item #6 Page 20 of 22 Exhibit 2 Licenses (Source: City of Carlsbad) Business license activity has continued to be strong. Compared to the first three quarters of 2019, the number of Carlsbad business licenses has increased slightly in non-residential businesses (103) and residential businesses (82). Businesses outside the city with a Carlsbad business license decreased slightly (-79). The number of licenses issued does not reflect the number of businesses in Carlsbad as a business may carry multiple licenses, short-term vacation rentals are required to get a license, and businesses outside of Carlsbad that do business in the city or with the city are required to get a license. It is estimated that there are between 5,500 and 6,000 businesses in Carlsbad. Permits (Source: City of Carlsbad) The number of building permit applications in 2020 is down significantly compared to the same three quarters of 2019. Most of this decrease is in residential permits. September marked the first month that 2020 permits applications surpassed 2019 in both residential and commercial permits. If this trend continues, it could mark a rebound for building and construction industries. 0 1000 2000 3000 4000 5000 6000 7000 8000 9000 Business Licenses 2019 (Jan-Sept)2020 (Jan-Sept) BUSINESS ACTIVITY 0 50 100 150 200 250 300 350 400 jan feb mar apr may jun jul aug sept Building Permits 2019 Commercial 2019 Residential 2020 Commercial 2020 Residential Oct. 20, 2020 Item #6 Page 21 of 22 Exhibit 2 Market Vacancy Rates and Rent per SF (Source: CoStar, October 2020) So far, commercial vacancy rates have remained relatively stable through the pandemic. Retail vacancies have climbed slightly from 5% to 8% since January. Current COVID-19 relief programs, such as commercial eviction moratoriums and financial aid may be impacting overall vacancy rates. Market rent per square foot has also been relatively steady in all three commercial categories through the pandemic. REAL ESTATE FIRST QUARTER CONCLUSION There is no doubt the COVID-19 pandemic has taken a measurable toll on Carlsbad businesses, especially small businesses. However, with many sectors reopening over the first quarter, and with a number of relief programs in effect, indicators suggest that Carlsbad’s economy is stabilizing, with some signals of recovery. Resilient industries, like tech and life sciences will help maintain a positive outlook for Carlsbad, however hospitality and tourism are still struggling. As long as the County of San Diego does not backslide into the state’s “Widespread” tier, stability and gradual improvement should be expected in the second quarter, when retail typically experiences a boost. $- $10.00 $20.00 $30.00 $40.00 $50.00 2020 Q1 2020 Q2 2020 Q3 2020 Q4 QTD Market Rent Per SF Carlsbad Retail Office Industrial 0.00% 5.00% 10.00% 15.00% 20.00% 2020 Q1 2020 Q2 2020 Q3 2020 Q4 QTD Vacancy Rates Carlsbad Retail Office Industrial 0.00% 2.00% 4.00% 6.00% 8.00% 10.00% 12.00% 14.00% 2020 Q1 2020 Q2 2020 Q3 2020 Q4 QTD Vacancy Rates San Diego County Retail Office Industrial $- $10.00 $20.00 $30.00 $40.00 $50.00 2020 Q1 2020 Q2 2020 Q3 2020 Q4 QTD Market Rent Per SF San Diego County Retail Office Industrial Oct. 20, 2020 Item #6 Page 22 of 22 All Receive -Agenda ltern # _f:p For the Information of the: CITY COUNCIL , Date / D/;r--g,A ...-CC..:::::: CM /ACM ~CM (3) ..::5'-: Oct. 20, 2020 To: From: Via: Council Memorandum {city of Carlsbad Re: Honorable Mayor Hall and Members of the City Council Laura Rocha, Deputy City Manager, Administrative Services Geoff Patnoe, Assistant City Manager {g, Additional Materials Related to Staff Report Item No. 6 -Economic and Financial Update for the First Quarter of Fiscal Year 2020-2021 This memorandum provides an updated Exhibit 2 Economic Scan for Item No. 6 on the Oct. 20, 2020, City Council Meeting Agenda. On Oct. 19, 2020, the city received tourism data for the month of September which has been added to the Economic Scan in the hotel occupancy and average daily rate charts. Additional information and formatting changes have been made, including the following: • A new industries section, in addition to the industry clusters section. This information provides a brief summary of the largest industries and job growth, in addition to improving the chart readability. • Additional information has been added to the capital section regarding federal and local financial assistance distributed to Carlsbad companies. • The tourism charts and the building permit chart have been revised to capitalize the first letter of the months. The revisions to the Economic Scan provide the most current data available and enhance the readability of the document. Attachment: A. October 20, 2020 First Quarter, Fiscal Year 2020-2021 Economic Scan cc: Scott Chadwick, City Manager Celia Brewer, City Attorney Kevin Branca, Finance Director Administrative Services Office of Innovation & Economic Development 1635 Faraday I Carlsbad, CA 92008 I 760-473-2259 ATTACHMENT A Exhibit 2 Economic Scan {city of Carlsbad OFF ICE OF INNOVATION + ECONOMIC DEVELOPMENT First Quarter, Fiscal Year 2020-2021 Oct ober 19, 2020 The following scan provides a snapshot for calendar year 2020 and the first quarter of fiscal year 2020- 2021. It includes information and indicators about the City of Carlsbad's economy. This economic scan is updated quarterly. For dynamically updated information regarding the Carlsbad economy and economic development go to https://carlsbadca.gov/doingbusiness . ... . ' . GENERAL . . Carlsbad GRP (Source: EMS/, 2019} $15.3B JOBS Carlsbad has a gross regional product of $15.38, the second largest in San Diego County behind San Diego. This represents an $BOOM increase over 2018. Key industries driving this output are professional, scientific and technical services, computer and electronic product manufacturing and other manufacturing. These industries are generally more resilient to recessions. Another major industry, accommodation and food services, has been severely impacted by the COVID-19 pandemic. L ----- Unemployment Rates (Source: California Employment Development Department, August Report) Prior to the pandemic, Carlsbad boasted a low unemployment rate of 2.9%. At the height of the pandemic, unemployment spiked to 13.8%. Over the past quarter unemployment has improved to 7.9% in September. 20.0 15.0 10.0 5.0 0.0 Carlsbad Unemployment 2020 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec -Ca rl sbad -San Diego County California 15.0 10.0 5.0 0.0 2q19 vs 2020 Unemployment Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec -2019 -2020 Job Postings {EMS/, October 2020} There were 8,839 unique job postings between July and September in Carlsbad, an increase of 1,436 postings from the previous quarter, indicating an upswing in hiring. Many of these jobs are in manufacturing, administrative services, or professional, scientific and technical services. 0 8,800+ Unique job postings Talent+ Workforce Education {Source: U.S. Bureau of Labor Statistics) Carlsbad has a concentration of highly educated residents and is near premier academic institutions and technical colleges. The city has 2x the national, and state averages for post graduate degrees and nearly 1.75x higher than the national average for residents with bachelor's degrees. Educational Attainment Comparison Percent of Population Over 25 Years Old 40.0% 35.0% 3(1.0% 25.0% 20.0% :1.5.0% 10.0% 5.0,% 0.0% less than high High school $ome college, AsSDciate's schc-ol graduate no degree degree Bac helor's degree National ■ California S.an Diego County ■ Carlsbad Graduate or professional deg:ree Nearby public and private universities offer top notch programs UC San San Dlago and the Carlsbad business community works closely with them to align various education tracks with workforce needs. " ,, i I SK D rviira Costa College 3,554 '.!.S Cal State San M.:ircos 3,573 Diego 10,266 20 National University , .. ,, T Proximity in Nilles from Carlsbad Sate University 9,671 University of San Diego 2,780 ~ 35 CAPITAL Interest Rates (Source: U.S. Department of The Treasury) National interest rates are hovering near zero, with the Federal Reserve Bank indicating stability for the next three years. This means access to capital is less expensive which is critical for businesses that want to adapt and grow. With such a low cost of capital, businesses experiencing depressed revenues may be able to access financing necessary to continue operations until they can fully recover. Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Avg 2019 1 Yr 2.55 2.54 2.4 2.39 2.21 1.92 2 1.76 1.75 1.53 1.6 1.59 2.02 10 Yr 2.63 2.73 2.41 2.51 2.14 2 2.02 1.5 1.68 1.69 1.78 1.92 2.08 30 Yr 2.99 3.09 2.81 2.93 2.58 2.52 2.53 1.96 2.12 2.17 2.21 2.39 2.53 2020 1 Yr 1.45 0.97 0.17 0.16 0.17 0.16 0.11 0.12 0.12 0.38 10 Yr 1.51 1.13 0.7 0.64 0.65 0.66 0.55 0.72 0.67 0.80 30 Yr 1.99 1.65 1.35 1.28 1.41 1.41 1.2 1.49 1.42 1.47 YOYG 1 Yr -0.43 -0.62 -0.93 -0.93 -0.92 -0.92 -0.95 -0.93 -0.93 -0.84 RATE 10 Yr -0.43 -0.59 -0.71 -0.75 -0.70 -0.67 -0.73 -0.52 -0.60 -0.63 30 Yr -0.33 -0.47 -0.52 -0.56 -0.45 -0.44 -0.53 -0.24 -0.33 -0.43 Carlsbad Business COVID-19 Capital Needs (Source: July 2020 Survey of Carlsbad Businesses) Carlsbad Leads North County pack in PPP loan recipients According to a survey of Carlsbad businesses, 37% of respondents stated access to capital was one of their biggest concerns. Lack of customers was a big concern for 33% of respondents. From both an operating capital standpoint and having the revenue to continue operating this remains a concern for businesses as businesses have begun to reopen in many cases with operational restrictions. ■ $5-10 million ■ $2-5 million ■ $1-2 million $350,000-1 million $1S0,000-350,000 $0-150,000 When asked what financial relief would be necessary through the end of the year, 72% of businesses predicted they would need further relief funds. Of those, 76% estimated they would need more than $25,000. Number of Redpienls 0 500 CARLSBAD ENCINITAS ESCONDIDO OCEANSIDE SAN MARCOS SOLANA BEACH DELMAR RANCHO SANTA FE I 1000 1500 2000 2500 Federal assistance through the Paycheck Protection Program (PPP) has been a significant source of financial relief for businesses. According to a July 7, 2020 Coast News analysis, businesses in Carlsbad received the largest number of PPP loans in North County. Carlsbad businesses also received over $1.1 million dollars though the County of San Diego stimulus program. There are 202 business that have received county stimulus to date. 3000 3500 . INCOME & HOUSING .- Median Household Income (Source: 2018 ACS 5-Year Estimates, the latest year available) Median household income in Carlsbad continues to exceed county income levels. The median income for a household in Carlsbad was $32,317 higher than the regional median income. City of Carlsbad Median household income (dollars) County of San Diego Median household income (dollars) City of Carlsbad Per capita income (dollars) County of San Diego Per capita income (dollars) 2016 $113,217 $70,824 $49,349 $32,482 Median Home Prices {Source: Zillow Home Value Index) 2017 2018 $102,722 $107,172 $70,588 $74,855 $52,560 $55,518 $34,350 $36,156 Despite the pandemic, home values continue to rise, with median home prices now at nearly $930,000. This value is seasonally adjusted and only includes the middle price tier of homes. Carlsbad home values have gone up over 5.3% over the past year and Zillow predicts they will rise 4.6% next year. The continued rise in home values can be attributed to constrained supply and a strong demand in the region. $940,000 $920,000 $900,000 $880,000 $860,000 $840,000 $820,000 Median Home Price in Carlsbad $928,174 $889,000 ---------------- Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec -2019 -2020 I TOURISM 100.0 80.0 60.0 40.0 20.0 0.0 HOTEL With 41 hotels in the City of Carlsbad, tourism is a major industry in terms of employment and economic impact. Below are several indicators reflecting the health of the city's tourism economy. . Tourism has slowly recovered since the beginnij g of the pandemic, but the absence of group sales continues to impact the hotel industry. All Carlsbad hotels have reopened, although some at reduced occupancy. Hotel Occupancy (Source: Smith Travel Reports, October 2020} The tourism economy was hit hard by the pandemic. Carlsbad hotels experienced a 60% year-over-year drop in business in April when many hotels were closed. Hotel occupancy was down more than 35% in Summer 2020 compared to Summer 2019. Hotel Occupancy 2019 Jan Feb Mar Apr May Jun Jul Aug Sep 100.0 80.0 60.0 40.0 20.0 0.0 Hotel Occupancy 2020 Jan Feb Mar Apr May Jun · Jul Aug Sep -City of Carlsbad+ -San Diego County, CA -City of Carlsbad+ -San Diego County, CA 400.00 300.00 200.00 100.00 0.00 City of Oceanside, CA+ City of Newport Beach, CA+ City of Oceanside, CA+ City of Newport Beach, CA+ Hotel Average Daily Rate (Source: Smith Travel Reports) Carlsbad's July 2020 hotel average daily rate (the peak rate of t he year) was down by $103 compared to July 2019. Combined with decreased occupancy, the tourism industry in Carlsbad continues to be hard hit. Avg. Daily Rate 2019 ___,,,.,. ---------" Jan Feb Mar Apr May Jun Jul Aug Sep 400.00 300.00 200.00 100.00 0.00 Average Daily Rat e 2020 Jan Feb Mar Ap r May Jun Jul Aug Sep -City of Carlsbad+ -San Diego County, CA -City of Carlsbad+ -san Diego County, CA City of Oceanside, CA+ City of Newport Beach, CA+ City of Oceanside, CA+ City of Newport Beach, CA+ INDUSTRIES Largest Industries (Source: EMS/) The Carlsbad economy significantly exceeds the national average in manufacturing, accommodation and food services, and professional, scientific and technical services jobs. These sectors also represent the most significant job growth in the economy. Transportation and warehousing, healthcare and social assistance, and construction have also seen strong job growth. • lncJu5try Jobs Manufacttiring t\ccommoct~Tion ;md Food 5e-1vic..e-s Re:t;iilTr;i.dr. Health C.;re .and .Social A:s.i:t:mce, AUmi11ht1alivL' amt Suµport ;:.mi W;;1~tc M.-magcmerit and Remi?dl.}r10n 5rrvic,e,s G11v,;:rnm.=-nt Oth.=:r SF-rvic?c; (r)(c-,=.pt Public fu1mmic;tr,itinn) V,Jhole-s;ile Trnde Con~truc:tion Arts, [n f tt8lnn-i,em, Jnd Rl:'.'Cf:'!,c1rt on r.-1.Jn;ig:=n-..:-ni of Con1r,.1nii:"<: ~nrl Ent<":"rprl::e:y --i T,..;n!.r,iortation :tnd \·Varehausing RL'.:11 fo,l3l<.! :.:mcl Rl!.11131 and lc.3:iing -~- l::.tlLJtdtiUmll ~l:"I viu.'.~ lnform;1ticm \Jrilirics iir I Agrh:ultw e. Forestry. ~ishing and Hunting I 0 2,000 National Average - 4,000 6,000 • Industry Jul,~ ljrowth A11!11ini-.,11,1tl~· ... ;1r1<I i;o11p11fl ,,1111 V 1•.1~ ~vl,iri~1i_;t"ll1,•nl :11ht H_.,1,1t--di,,1ic,11 ~f'IVir'.:''l 1-)0Vf':!llfrl('llJ Agricult1..l"€. Fc.restrv. rishir,g and Hur.tir'.g 0 200 60J 8.000 10.000 12,000 14,000 800 l.20iJ INDUSTRY CLUSTERS Life Sciences (Source: 2019 Biennial Business Report and 2020 Carlsbad Industry Cluster Update) Life Sciences includes the research, design, and production of medical devices. It also covers biotechnology & pharmaceuticals which includes research and development related to biological technologies as well as the manufacturing of medicinal and diagnostic substances. As of 2019, Carlsbad's life sciences industry consisted of nearly 128 companies employing more than 6,531 people. Companies like GenMark Diagnostics, COPAN, Thermo Fischer Scientific, lntelliGuard, and Active Motif have been on the front lines addressing COVID-19. The high concentration of life sciences companies in Carlsbad represents a strength in the economy that has been resilient and thriving through the pandemic. Tech no logy (Source: 2019 Biennial Business Report and 2020 Carlsbad Industry Cluster Update) The technology cluster includes communications, computer and electronics, and software industries. Common areas of business are cybersecurity, software and video game design, satellite communication, electronic device development, radio and wireless communication, and robotics As of 2019 Carlsbad's tech industry consisted of nearly 302 companies employing more than 9,157 people. Companies like Viasat, Walmart Global Tech, Rockstar Games and Airspace Technologies are benefitting from a highly educated and connected workforce to build products and services that change the way we live as well as keeping us increasingly connected during a time of social distancing and remote work. Clean Tech (Source: 2019 Biennial Business Report and 2020 Carlsbad Industry Cluster Update) This cluster includes firms that are engaged in advanced technologies including renewable energy, energy efficiency, and energy storage. As of 2019, the clean tech industry consisted of nearly 32 companies employing more than 1,129 people. This cluster in Carlsbad is 70% more concentrated than the national average. Companies like Calsense, OPTEC and Poseidon Water are leading the way on new technologies that improve sustainability and promote environmental stewardship. Sports Innovation & Design (Source: 2019 Biennial Business Report and 2020 Carlsbad Industry Cluster Update) This cluster includes firms that are engaged in. the design and production of recreational equipment, from golf clubs to surfboards, as well as the apparel and accessories as part of the growing athletic apparel and "athleisure" industry. As of 2019 Carlsbad's sports innovation & design industry consisted of nearly 77 companies employing more than 2,381 people. Companies like TaylorMade Golf, Callaway Golf and Canyon Bicycles are blending tech and creativity with cutting edge sports science to create some ofthe world's most advanced athletic equipment and apparel. . . . INNOVATION -. . Patents (Source: 2020 Carlsbad Industry Cluster Patent Update) The four key industry clusters mentioned above drive innovation activity in Carlsbad. The figure below shows that while the life sciences cluster has been a long-term driver of the city's innovation economy, information & communications technology patents have seen dramatic growth over the past ten years and was responsible for virtually the same number of new patents as life sciences in 2019. It is also worth noting that clean technology, which is the industry cluster with the lowest number of patents, has grown by more than 800% since 2009. All told, these four industry clusters accounted for 96% of all patents awarded to Carlsbad firms in 2019. Growth in Patents Held by Carlsbad Businesses 350 300 1:: 250 :::, 0 u 'c 20D "-' ... /"J ::: 150 r, ::; C ~ 100 so 0 209% 20[)9 2.010 2011 · 2012 2013 2014 2{)15 2016 2017 2018 2.019 -c ean Technobgy --Life Sc~nces Carlsbad has a notably higher proportion of patents per 1,000 workers-over 60% more than the next-closest competitor city. This figure shows that Carlsbad has a greater concentration of patent activity than even the technology hubs of San Jose, Seattle, San Francisco, and Boston. In 2019, Carlsbad had 1.6 patents for every 1 patent per 1,000 workers in San Jose. That ratio was 2.5 and 2.8 for Seattle and San Francisco. -information and Communi:ationsTecllnology Sports innovataon and De.sign PortGnd - Denver - Baitlmore - Pitt.s.burgl1 --- Austin ---■ Bek:ton ---- Sal Francisco Patents per Capita Se0ttle -------- Sa1Jose -----------• Carlsbad -------------------0.0 2.0 4.0 6.0 1-.0 10.0 12.0 14.0 16.0 18.C• . 2019 Patents per 1,000 Workers in the Labor Force F· ■ ---• • ---• • ·•T : BUSINESS ACTIVITY l_ --" Licenses {Source: City of Carlsbad} Business license activity has continued to be strong. Compared to the first three quarters of 2019, the number of Carlsbad business licenses has increased slightly in non-residential businesses (103) and residential businesses (82). Businesses outside the city with a Carlsbad business license decreased slightly (-79). The number of licenses issued does not reflect the number of businesses in Carlsbad as a business may carry multiple licenses, short-term vacation rentals are required to get a license, and businesses outside of Carlsbad that do business in the city or with the city are required to get a license. It is est imated that there are between 5,500 and 6,000 businesses in Carlsbad. Perm its (Source: City of Carlsbad) 9000 8000 7000 6000 5000. 4000 3000 2000 1000 0 Business Lice nses ■ 2019 (Jan-Sep) ■ 2020 (Jan-Sep) The number of building permit applications in 2020 is down significantly compared to the same three quarters of 2019. Most of this decrease is in residential permits. September marked the first month that 2020 permits applications surpassed 2019 in both residential and commercial permits. If this trend continues, it could mark a rebound for building and construction industries. 400 350 300 250 200 150 100 50 0 Bu ilding Permit s Jan Feb Mar Apr May Jun -2019 Commercial -2019 Residential 2020 Commercial Jul Aug Sept 2020 Residential REAL ESTATE Market Vacancy Rates and Rent per SF (Source: Costar, October 2020} 20.00% 15.00% 10.00% 5.00% 0.00% $50.00 $40.00 $30.00 $20.00 $10.00 $- I I Vacancy Rates Carlsbad 2020 Ql 2020 Q2 2020 Q3 2020 Q4 QTD -Retail -Office , Industrial Market Rent Per SF Carlsbad 2020 Ql 2020 Q2 2020 Q3 2020 Q4 QTD -Reta il -Office Industrial FIRST QUARTER CONCLUSION So far, commercial vacancy rates have remained relatively stable through the pandemic. Retail vacancies have climbed slightly from 5% to 8% since January. Current COVID-19 relief programs, such as commercial eviction moratoriums and financial aid may be impacting overall vacancy rates. Market rent per square foot has also been relatively steady in all three commercial categories through the pandemic. 14.00% 12.00% 10.00% 8.00% 6.00% 4.00% 2.00% 0.00% $50.00 $40.00 $30.00 $20.00 $10.00 $- 2020 Ql Vacancy Rates San Diego County 2020 Q2 2020 Q3 2020 Q4 QTD -Retai l -Office Industrial 2020 Ql Market Rent Per SF San Diego County 2020 Q2 2029 Q3 2020 Q4 QTD -Retail -Office • -Industrial There is no doubt the COVID-19 pandemic has taken a measurable toll on Carlsbad businesses, especially small businesses. However, with many sectors reopening over the first quarter, and with a number of relief programs in effect, indicators suggest that Carlsbad's economy is stabilizing, with some signals of recovery. Resilient industries, like tech and life sciences will help maintain a positive outlook for Carlsbad, however hospitality and tourism are still struggling. As long as the County of San Diego does not backslide into the state's "Widespread" tier, stability and gradual improvement should be expected in the second quarter, when retail typically experiences a boost. Economic and Financial Update First Quarter –Fiscal Year 2020-21 Laura Rocha, Deputy City Manager, Administrative Services David Graham, Chief Innovation Officer Kevin Branca, Finance Director Oct. 20, 2020 Economic Update •Timeframe –Calendar year to date –COVID-19 start to now –First quarter •National •State •Local National Economy •June 2009 –February 2020 longest recorded period of U.S. economic expansion •Followed by two consecutive quarters of decline •Steepest decline in a quarter 9.1% •Most significant quarterly GDP drop previously was 3% •More drastic and more swift than other recessions FIGURE C. Percent Change in GDP Relative to Business Cycle Peak. by Business Cycle "" "' 2 ., a. 0 .9/ V >-V -2 ~ ~ ., C: ~ :, -4 .,, E 0 ~ --6 ., "' -8 C: "' ~ V -C: -10 ., ~ ., a. -1 2 3 6 9 12 15 18 21 24 27 30 33 36 39 42 Months since business cycle peak SOvrcct U.S. ~ 01 Ec::onorriC ~ (SEA) H)80-2020: NBER n.O.; 31.itl'IOtS' ealW3tiOnS. Not~ Toe llgl.re Sh<>w$ the cioa,te,ty l)Qr'Cen1 ¢l'la,lQa in ,ea1 GrO$$ C>orne$1ie PfOdoCI (GOP) t'Onl 1"9 PEIOk ~ a 0U$ll'l(l$$ Cye:.19 ur'llll GOP rEICt,IIT'l$ t<> lh9te,,.•el 01 thO P'MM buSiOQs$¢yd01)9('1k. GOP ii$ In bllons ol d'la,'\Qd 2012 OOl!lw'$. -1980 recession -1981-82 recession -1990-91 recession -2001 recession -2007-09 recession -2020 recession fll€ HAMILTON 1'11.0Jt('I BROOKI NGS Retail Sales •Retail spending has swung wildly •Retail sales fell by 8.7% from Feb. to Mar. 2020 •Largest recorded month-to-month decrease •Some increased demand in non-store retail, grocery stores and pharmacies •Declines in clothing, furniture, appliances, food and beverage, sporting and hobby stores, and gas stations Retail Sales •May reopening and federal assistance spurred recovery •April to May record making 17.7% spike in retail sales •Strong growth into August with sales at 2.6% above 2019 •Uncertainty about another round of federal aid •Concerns about second wave business closures •Long-term unemployment may temper rebound FIGURE E. Pe rce nt Change in Retai l Sales Re lative to Business Cycl e Peak by Bus iness Cyc le "" 2 "' ., C. 0 .!!! -2 V >-V -4 ~ ~ ., -6 .!: ~ -8 :, .0 -10 E 0 ~ --12 ., -I 4 01 C "' .s:: -16 V -C -18 ., ~ -20 ~ -22 0 6 12 18 24 30 36 Months since business cycle peak ~ U.S. COn$II.I$ 8...-~ 1~2020: "8ER n d.; authOrS' c:ak:uatiOnS, 42 48 54 60 Note· The flgl.a'e ShOw:$ the l)er'OEll'lt ~in tM:I'~ re.,, re1e;1 and IOOd .sdes .-on'I the PQOk:01 <'I bu6itlesS ¢yCl9 until S.'119$ retl.l'n 10 tl'le ie,.-er ol lhe Pf'~ bu$lnQ6s cycto poak. Oata atQ dGflalGd IJSl"9 the Consu~ Pnco lnl;tOl( fOI' Al UJban C<:nsurnQrs (1~-$4-100). O.a .n ~od b'$Q0S01'181,. hOl(lay <'W'w:t tn1drng-day dffl"""'°" -1980 recession -1981-82 recession -1990-91 recession -2001 recession -2007-09 recession -2020 recession f llll HAM ILTON l'"k.OJfl'T BROOKINGS Manufacturing •Sector employees 13 million workers •Industrial production has been impacted •Steep drop in production in March •Partial rebound but not recovery •Impact varies based upon industry subsector –Construction related production less severe –Auto production increased by 107% in June –Some manufacturers have pivoted to COVID-19 related products FIGURE F. Percent Change in Industrial Production Relative to Business Cycle Peak by Business Cycle -"' 2 [ 0 .!! -2 ~ u ~ -4 ~ I!' -6 ~ :, .0 -8 E 0 ---10 .. "' C -12 "' ,:; -1 4 u -C -16 .. u -~ -18 1 5 9 13 17 21 25 29 33 37 41 45 49 53 57 61 65 69 73 77 Months since business cycle peak Souoe: Bol!rd of Gover~ of h Fcdcrd Re!ICNC Sys1t,n 198().~ t.SEFI n.d.; ~• etkwiions. ND1t!: The '9JrC shot/f's h p&0Cr'!I ~ h h lrdu!lb'l:11 Pl'ocluc:ticn ~ ~ tern fie~ of a tius.'IC!SS cydtt 11111 h prod.ction tt!tl.lrnS lo 11-e le-I'd al the ~~ qoc:le pa.,k. h Fl ll'le8Sl.-M tc:il rupu; lor al bcitics loeMt!d "1 the oilodSWes "1 the~. OWVlg. #'Id doctric #'ldp utlhes nlustres ~ lo NA.CS dM!libtions. -t 980 recession -t981 -82reces~on -t990-91 reces~on -2001 recession -2007-09reces~on -2020 recession n 1r HAMILTON l'IU►Jl'n BROOKINGS National Employment •COVID-19 wiped out 113 consecutive months of job growth •Unemployment went from 3.8% to 13% •Total nonfarm employment fell by 20.5 million jobs •Federal assistance has caused a sharp uptick •September unemployment at 7.9% •Have not returned to pre COVID-19 levels FIGURED. Pe rce nt Change in E1npl oy1nenl Relative to Bu siness Cyc le Pe ak by Bu siness Cycle "" 2 al Q. 0 ., e-·2 ~ -4 C '§ .0 E -6 ·8 .g ., -10 r -12 .s: V c ·14 ., ~ -16 1 5 9 13 17 21 25 29 33 37 41 45 49 53 57 61 65 69 73 77 Months since business cycle peak Souo:o llu'oou OI l.alxlf SIO!lstl::l (OI.S. Cu-F'q>.jOllon &,wy ICl'SD 1080-2020. NOCR n d . '"'"°"' cel::IA)IJOnl NolO-ThQ ~ .,_, lhO monlh~ PQrconl <11."'0Q '1101'11 nonl;wm P<l)'rc,a tom lhO poak"' 8 t,.$nQ5S Cyt~ ._,~ IOIJll nomarm poy,<>1 ... ums 10 lhO-Ol lhO ~ buol-eyde-. -1980 recession -1981-82 recession -1990-91 recession -2001 recession -2007-09 recession -2020 recession 'I H>' HAM U:l'ON l'llOlt'l'T BHOOK INCS Employment EDD August unemployment data •California unemployment rate 10.8% -a .6% improvement •County unemployment rate 9% -a .9% improvement •Carlsbad unemployment rate 7.9% -a .9% improvement Regional Impact of COVID-19 October SANDAG COVID-19 impacts report •2020 forecast and estimate data •June estimate was a 7.8% contraction for 2020 •Sept. estimate is a 4.7% contraction for 2020 •$12.4 billion loss in GRP for the year Fi1gure 1: San Diego 1Ciil~IP Forecast s -Pre-CO1VID, lune ,and September 2020 320 300 0 N 280 0 N -260 0 ~ ~ O CU 240 := 0 220 CD "0 i:: CL 200 et: G +2% --.. .,.. -- 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 --June 2020 --September 2020 -Pre-COVlD Regional Impact of COVID-19 October SANDAG COVID-19 impacts report •$4.8 billion in lost wages in first six months •176,000 workers unemployed due to COVID-19 •Highest percent change in unemployment in lowest income category •Unemployment in $60,000+ income level category has nearly rebounded •80% job loss in Tourism, Retail, and Education Figure 2: Percent Change in Employment by Income Category in the San Diego Region 5% 0% -5% -10% -15% -20% -25% -35% -40% --0.8% -8.5% -23.3% 3/18 3125 4/1 4/8 4/15 4/22 4/29 5/6 5/13 5/20 5/27 6/3 6/10 6/17 6/24 7/1 7/8 7/1 5 7/22 7/29 -Below 527,000 -527,000 to $60,000 -Over $60,000 Source: Estunates based on data from Opportunity Insights Economic Tracker based on research from Raj Chetty, John N. Friedman, Nathaniel Hendren, Michael Stepner, and the Opportunily Insights Team tracktherecovery.org/ Regional Impact of COVID-19 October SANDAG COVID-19 impacts report •August 2019 to August 2020 estimated job losses –Tourism 77,700 a 37% decrease –Retail 36,100 a 15% decrease –Education 27,500 a 21% decrease •80% of estimated job losses are in these three areas Figure 3: Estimated Job Loss in the San Diego Region by Employment Sector August 2019 to August 2020 10,000 7; I?, ~O'c, /y, -1/el/ I> Co ?;.q II/I} Govt. 01.t"· ete,;, ee,1, ·'1y Oi,,<9t,• 'SIJ} t'eu, ~Ce l.t/ . -~ '1/s~ '1/s,0_ 'Of} of/ 'll 1 800 0 ""fr? .io/o +1% -' -10,000 -4,700 -1,600 -800 -11,500 -9,300 -8,800 -20,000 -30,000 -27,500 -40,000 -36, 100 -50,000 -60,000 80%of new 20%ofnew unemployed workers unemployed workers -70,000 -80,000 -77,700 -90,000 Source: SANDAG estimates using August 2019 and August 2020 Employment Development Department Industry employment Release date September 18, 2020; and Applied Geographic Solutions, Inc., Thousand Oaks, California, Weekly Release September 14, 2020. Note: Does not inciude uniformed service military employment. Most Impacted Sectors Tourism Retail Education Pre-COVID Pre-COVID Pre-COVID • • • • • • • • COVI0-19 Impact COVID-19 Impact COVI0-19 Impact (first six months) (first six months) (first six months) • • • • • • • • . .. • ... Job Losses Job Losses Job Losses • • • • • • • • • • • • Economic Uncertainty •Stimulus powered an economic bump •CARES Act provided response but not recovery •Reopening remains reduced •Brick and mortar retail affected •COVID-19 related businesses are experiencing expansion •Employment recovery is sector and wage level specific •Seasonal change may have an impact Carlsbad Economy •Building economic data capacity •Piloting local economic scan •Improve awareness •Build capacity while reducing cost •Improve agility •Carlsbad GRP is $15.8 billion •GRP increased $800 million from 2018-2019 •Certain industry clusters, like life sciences, are doing well $15.3B Carlsbad Economy •Vacancy rates for retail, office, and industrial have not spiked •Retail vacancy climbed slightly from 5% to 8% 20.0o% 15.0o% 10.0o% 5.0o% O.Oo% 2020Q1 Vacancy Rates Carlsbad 20200.2 2020 Q3 2020 Q4 QiD -Retail -office -1adus1Jrial 14.00% 12.00% 10.00% 8.00% 6.00% 4.00% 2.00% 0.00% 2020Q1 Vacancy Rates San Diego County 2020Q2 2020 Q.3 2020 Q.4 QllD -Retail -office -industrial Carlsbad Employment •February unemployment was at 2.9% •April spike to 13.8% and now at 7.9% in Sept. •July to Sept. 8,839 unique job postings •Increase of 1,436 from previous quarter •Upswing in hiring many in –Manufacturing –Administrative Services –Professional, Scientific & Technical 0 ~a~ 8,800+ Uni · -que Job po~ting~ Carlsbad Tourism •Tourism, Hospitality, Food & Beverage hit hard •60% year-over-year drop in business in April •Occupancy down more than 35% in 2020 over 2019 Hotel Occupancy 2019 o_o Jan Feb Mar Apr May Jun Jul Aug sep -city of Carlsbad+ -san Diego County, CA -city of oceanside, CA+ -city of Newport Beach, CA+ Hot e l Occupancy 2020 100.0 80 .. 0 60.0 40.0 20.0 0.0 Jan Feb Mar Apr M ;ry Jun Ju Aug -City of Cartsbad+ -san Diego county, CA -City of oceanside, CA+ -Oily of Newport Beach, CA+ Carlsbad Tourism •Average daily rates down $103 •For the year average daily rates down 28.3% •Higher than the county and peer cities in Southern CA Avg. Daily Rate 2019 ~ ----------0.00 Jan Feb Mar Apr May un Jul Aug :Sep -City of ca rlsbad+ -~.in Diego county, CA -City of oceanside, CAi--oily of Newport Beach, CA+ 400.00 :1,00.00 200.00 100.00 0.00 Average Daily Rate 2020 = Jan Feb Mar Apr May Jun J(j Aug -City of Carlsbad+ -san Diego county, CA -city of oceanside, CA+ -City of NeWJ)Ort Beach, CA+ Summary •Carlsbad employment has faired better due to diverse industries •Expansion in life sciences and certain technology sectors •County tier status is important to ongoing recovery •Federal aid uncertainty may slow or reverse recovery •Rapid response by the city to support business helps General Fund Revenues 28 $0 $2,000,000 $4,000,000 $6,000,000 $8,000,000 $10,000,000 $12,000,000 Property tax Sales tax Transient occupancy tax Other taxes Income from inv. and property Development related revenue Other revenues FY 2019-20 FY 2020-21 Expected FY 2020-21 Actual General Fund Revenues Through Sept. 30 29 Revenue category FY 2019-20 FY 2020-21 $ change % change Property tax $2,245,474 $3,462,785 $1,217,311 54% Sales tax 9,515,171 9,620,963 105,792 1% Transient occupancy tax 9,287,812 3,135,162 (6,152,650)-66% Other taxes 2,265,381 2,471,927 206,546 9% Income from inv. and property 2,173,849 1,145,611 (1,028,238)-47% Development related revenue 879,194 708,499 (170,695)-19% Other revenues 4,383,523 4,415,438 31,915 1% Total $30,750,404 $24,960,385 ($5,790,019)-19% General Fund Revenues vs. Expectations 30 Revenue category Expected FY 2020-21 Actual FY 2020-21 $ difference % difference Property tax $2,305,377 $3,462,785 $1,157,408 50% Sales tax 9,213,543 9,620,963 407,420 4% Transient occupancy tax 9,073,866 3,135,162 (5,938,704)-65% Other taxes 2,105,043 2,471,927 366,884 17% Income from inv. and property 1,357,788 1,145,611 (212,177)-16% Development related revenue 686,292 708,499 22,207 3% Other revenues 4,139,939 4,415,438 275,501 7% Total $28,881,848 $24,960,385 ($2,921,463)-14% Property Tax 31 •Majority of property taxes are collected in December and April of every year. •According to the Assessor’s Office, assessed values in Carlsbad have increased by 4.76% •To date, the increase in property tax revenue has been driven by increases in: –Aircraft taxes –Unsecured taxes –Delinquent taxes –Supplemental taxes Sales Tax 32 •To date, the city has received: –Cleanup payments from Q4 of 2019 and Q1 of 2020 –Two of three payments from Q2 of 2020 –First advance of Q3 projected revenue •Small increase for the quarter was driven by: –Collection of Q2 deferrals –Increase in revenues from the county pool •Avenu is currently projecting that revenues will slightly exceed forecast for the year Transient Occupancy Tax (TOT) 33 •Revenues to date represent: –June, July and August hotel stays –Average occupancy during the last 12 months has been 51% compared to 75% for the same period in the previous year •TOT has been effected by the closure of the LEGOLAND park •The majority of TOT collected to date is from tourists versus group events •As groups begin booking rooms again, occupancy at the larger hotels will rise, and TOT revenues will begin to grow Other Taxes 34 •Business license tax –are down slightly when compared to the same quarter in the prior year –Drop in revenues for businesses calculated on gross receipts –Some businesses have closed •Franchise taxes: –Majority comes in April from SDG&E –Essentially the same as last year at this time •Transfer taxes –up significantly due to the housing resale market and timing differences Income from Inv. and Property 35 •Down 47% for the year: –Small increase in average cash balance of 1.6% –Drop in yield on the portfolio of 22.4% –Drop in property sales and rentals: •Sale of Fire Station #3 last fiscal year •Decrease in property rentals (parks, facilities, etc.) of $117,000 Development Related Revenues 36 •In total, development related revenues are down by 19% –Budget for these revenues were projected to be down by 24% for the fiscal year –Residential permits issued for the year are 47 compared to 45 last year –Commercial/industrial square feet of permits issued are 153,092 square feet as compared to 74,736 square feet last year –Planning, building and engineering fees are all down for the year, creating the negative variance Other General Fund Revenues 37 •Other intergovernmental revenues are up due to COVID- 19 Cares Act assistance and a homeless program grant •Ambulance fees are down due to a small decrease in the number of billable transports •Recreation revenues are down $784,000 due to reductions across all programs •Other General Fund revenues are down by $68,000 Water and Wastewater Funds 38 •Water –Revenues are up 1.4% year over year –Net operating income is short of forecast by $108,000 –State requirements: No water shut offs –City choice: no late fees •Wastewater –Revenues are down 3.3% year over year –Net operating income is short of forecast by $95,000 –The primary driver is lower commercial water consumption Golf Course Fund 39 Category FY 2019-20 FY 2020-21 $ change % change Golf revenue $1,272,798 $1,708,784 $435,986 34% Food & beverage revenue 936,616 489,545 (447,071)-48% Total revenue 2,209,414 2,198,329 (11,085)-1% Expenses, excluding depreciation 2,294,063 1,655,905 (638,158)-28% Net cash activity (84,649)542,425 627,074 741% Category Budgeted FY 2020-21 Actual FY 2020-21 $ change % change Golf revenue $1,159,415 $1,708,784 $549,369 47% Food & beverage revenue 313,756 489,545 175,789 56% Total revenue 1,473,171 2,198,329 725,158 49% Expenses, excluding depreciation 1,493,257 1,655,905 162,648 11% Net cash activity (20,086)542,425 562,511 2,801% Next Steps 40 •No budget adjustments proposed at this point •Continue to monitor revenues and expenses •Continue to issue monthly financial status report •Bring another update to City Council in early 2021 Questions & Discussion 41 Economic and Financial Update First Quarter –Fiscal Year 2020-21