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HomeMy WebLinkAboutCarlsbad Veteran Housing LP; 2020-09-17;IO I 0\26\2824202.8 GROUND LEASE AGREEMENT By and Between the CITY OF CARLSBAD and CARLSBAD VETERAN HOUSING, L.P. (Windsor Pointe) TABLE OF CONTENTS ARTICLE I DEFINITIONS AND EXHIBITS ............................................................................... I Section 1.1 Section 1.2 Definitions ......................................................................................................... 1 Exhibits .............................................................................................................. 7 ARTICLE 2. LEASE OF THE PROPERTY ................................................................................... 8 Section 2.1 Section 2.2 Section 2.3 Section 2.4 Section 2.5 Section 2.6 Section 2.7 Property .............................................................................................................. 8 Term ................................................................................................................... 8 Use ..................................................................................................................... 8 Possession .......................................................................................................... 8 As-is Conveyance .............................................................................................. 8 Memorandum of Lease ................................................................................... I 0 Closing Costs ................................................................................................... 10 ARTICLE 3. RENT ....................................................................................................................... 11 Section 3.1 Section 3.2 Section 3.3 Section 3.4 Annual Rent. .................................................................................................... I I Advances for Lease Obligations ..................................................................... 11 Net-Net-Net Lease ........................................................................................... 11 No Termination ............................................................................................... 1 I ARTICLE 4. CONSTRUCTION OF IMPROVEMENTS ............................................................ 12 Section 4.1 Section 4.2 Section 4.3 Section 4.4 Section 4.5 Construction of Improvements ....................................................................... 12 Additio nal Construction on Property .............................................................. 13 Construction Standards ................................................................................... 14 No Liens .......................................................................................................... 18 Permits, Licenses and Easements ................................................................... 18 ARTICLE 5. USE, CHARACTER, OPERATION AND MAINTENANCE OF IMPROVEMENTS ................................................................................................. 19 Section 5.1 Section 5.2 Section 5.3 Section 5.4 Section 5.5 Section 5.6 Section 5.7 Section 5.8 Section 5.9 Section 5.10 Section 5.11 Section 5.12 Section 5.13 Section 5. I 4 Section 5.15 IO 10\26\2824202.8 Required and Permitted Uses .......................................................................... 19 L imitations on Use .......................................................................................... 20 Operation of Development. ............................................................................. 21 Maintenance of Improvements ....................................................................... 22 Cost of Operation and Maintenance ofimprovements .................................. 22 The Landlord Not Obligated to Repair ........................................................... 22 Non-discrirnination .......................................................................................... 22 Compliance with Laws .................................................................................... 23 Property Tax.es ................................................................................................. 24 Limits of Tax Liability .................................................................................... 24 Apportionment of Taxes ................................................................................. 25 Tax Receipts .................................................................................................... 25 Evidence of Nonpayment. ............................................................................... 25 Assistance in Making Payments ..................................................................... 25 The Landlord's Right Cure .............................................................................. 25 TABLE OF CONTENTS Section 5.1 6 Permitted Contests ........................................................................................... 25 Section 5.17 Service and Utilities ........................................................................................ 26 Section 5.18 Hazardous Materials ........................................................................................ 26 ARTICLE 6. TITLE TO IMPROVEMENTS; QU IET ENJOYMENT; INSPECTIONS ............. 28 Section 6.1 Section 6.2 Section 6.3 Section 6.4 Section 6.5 During the Term ............................................................... ; .............................. 28 After the Term ................................................................................................. 28 Benefits oflmprovements During Term ........................................................ 28 Quiet Enjoyment. ............................................................................................ 29 The Landl ord's Right of Inspection ................................................................ 29 ARTlCLE 7. ASSIGNMENT AND SUBLETTING .................................................................... 29 Section 7.1 Section 7.2 Section 7.3 Section 7.4 Section 7.5 Section 7.6 Section 7.7 Section 7.8 Definitions ....................................................................................................... 29 Purpose of Restrictions on Transfer; Applicability ........................................ 29 Prohibited Transfers ....................................................................................... .30 Permitted Transfers ......................................................................................... 30 Procedure for Landlord Approval of Certain Transfers ................................ .31 Effectuation of Certain Permitted Transfers ................................................... 32 Transfer by Landlord ....................................................................................... 32 Successors and Assigns ................................................................................... 33 ARTICLE 8. INSURANCE; DAMAGE AND DESTRUCTION OF IMPROVEMENTS .......... 33 Section 8.1 Section 8.2 Section 8.3 Section 8.4 Section 8.5 Section 8.6 Section 8.7 Insurance Requirements .................................................................................. 33 No Termination of Ground Lease; Obligation to Restore ............................. 33 Damage or Destruction Occurring Prior to Final Years of Term .................. 34 Damage or Destruction During Final Years of Term .................................... 35 Procedure for Repair and Restoration ............................................................. 35 Procedures Upon Permitted Termination ...................................................... .37 Prosecution of Claims .................................................................................... .38 ARTICLE 9. APPROVED SECURITY INTERESTS .................................................................. 38 Section 9.1 Section 9.2 Section 9.3 Section 9.4 Section 9.5 Section 9.6 Section 9.7 Right to Encumber the Leasehold Estate ........................................................ 38 Notice to Approved Security Interest Holders .............................................. .39 Right to Perform and Right to Cure ................................................................ 39 Notice and Right to Cure Defaults Under Approved Security Interests ............................................................................................................ 40 Estoppel Certificates ....................................................................................... 40 Mortgage of Landlord's Estate ....................................................................... .40 Registration of Approved Security Interests ................................................. .40 ARTICLE IO. SURRENDER; HOLDING OVER ...................................................................... .4 1 Section I 0.1 Section I 0.2 IO I 0\26\2824202.8 Surrender of Property ...................................................................................... 41 Holding Over ................................................................................................... 41 II TABLE OF CONTENTS Section I 0.3 No Merger ....................................................................................................... 42 ARTICLE 11 . EMINENT DOMAfN ............................................................................................ 42 Section 11 .1 Section 11 .2 Section 11 .3 Section 11 .4 Total Taking .................................................................................................... 42 Partial Taking .................................................................................................. 43 Temporary Taking ........................................................................................... 43 Notice of Taking; Single Proceeding ............................................................. .43 ARTICLE 12. EVENTS OF DEFAULT ...................................................................................... .44 Section 12.1 Section 12.2 Section 12.3 Events of Default. ............................................................................................ 44 Rights and Remedies ....................................................................................... 45 Default by the Landlord ................................................................................. .46 ARTlCLE 13. REPRESENTATIONS AND WARRANTIES .................................................... .47 Section 13. I Representation and Warranties of Tenant. .................................................... .4 7 ARTLCLE 14. MISCELLANEOUS PROYISIONS ..................................................................... .48 Section 14.1 Section 14.2 Section 14.3 Section 14.4 Section 14.5 Section 14.6 Section 14.7 Section 14.8 Section 14.9 Section 14.10 Section 14.1 1 Section 14.12 Section 14.1 3 Notice, Demands and Communication .......................................................... .48 Non-Liability of City Personnel. .................................................................... 50 Enforced Delay ................................................................................................ 50 lnspection of Books and Records ................................................................... 5 1 Title of Parts and Sections ............................................................................... 5 I Indemnification ............................................................................................... 5 1 No Claims ........................................................................................................ 51 Applicable Law ............................................................................................... 52 Severability ...................................................................................................... 52 Legal Actions .................................................................................................. 52 Binding Upon Successors; Covenants to Run With Land ............................. 52 Relationship of Parties; City as Landlord ....................................................... 52 Time ................................................................................................................. 53 Section 14.14 Third-Party Beneficiary .................................................................................. 53 Section 14.15 Further Assurances .......................................................................................... 53 Section 14.16 Amendments .................................................................................................... 53 Section 14.17 Waivers ............................................................................................................ 54 Section 14.18 Entire Understanding of the Parties ................................................................ 54 Section 14.19 Survival. ........................................................................................................... 54 Section 14.20 Gender and Number. ....................................................................................... 54 Section 14.21 Multiple Originals; Counterparts .................................................................... 54 111 1010\26\2824202.8 Exhibit A Exhibit B Exhibit C Exhibit D IO I 0\26\2824202.8 TABLE OF CONTENTS Legal Description of the Property List of Construction Plans Memorandum of Lease Insurance Requirements IV GROUND LEASE AGREEMENT (Windsor Pointe) THIS GROUND LEASE AGREEMENT (the "Ground Lease") is entered into as of September Jl, 2020 (the "Effective Date"), by and between the City of Carlsbad, a municipal corporation (the "Landlord" or the "Q!y_"), and Carlsbad Veteran Housing, L.P., a California limited partnership (together with its permitted successors or assigns as more particularly set forth herein, the "Tenant"). RECJTALS A. Capitalized terms used, but not defined, in these recitals shall have the meaning set forth in Section 1.1. B. As of the Effective Date, the Tenant has conveyed the Property to the Landlord pursuant to the Purchase Agreement, and the Landlord is the fee owner of the Property. C. The Landlord desires to lease the Property to the Tenant for the development, construction and operation of the Improvements. NOW, THEREFORE, in consideration of the mutual promises contained in this Ground Lease, the Landlord and the Tenant (each a "Party" and collectively, the "Parties") agree as follows: AGREEMENT The foregoing recitals are hereby incorporated by reference and made part of this Ground Lease. ARTICLE I DEFINITIONS AND EXHrBITS. Section 1.1 Definitions. The following capitalized terms have the meanings set forth in this Section 1.1 wherever used in this Ground Lease, unless otherwise provided: (a) "Affirmed" shall mean Affirmed Housing Group, Inc., a Delaware corporation. (b) "Approved Security Interest" means a mortgage, deed of trust, or other reasonable method of security encumbering the Tenant's leasehold estate in the Property that: (i) meets the requirements of this Ground Lease, and (ii) secures any loan and/or refi nancing 10 I 0\26\2824202.8 approved by the Landlord pursuant to the City Loan Agreement. Any Approved Security 1 nterest permitted hereunder may consist of two (2) or more separate loans or other financing arrangements from two (2) or more Approved Security Interest Holders. In the event two (2) or more Approved Security Interest Holders each exercise their rights under this Ground Lease and there is a conflict that renders it impossible to comply with all requests of Approved Security Interest Holders, the Approved Security Interest Holders whose Approved Security r nterest would have senior priority in the event of a foreclosure shall prevail. (c) "Approved Security Interest Holder" means the holder or beneficiary of an Approved Security Interest. (d) "Area Median Income" means the median gross yearly income, adjusted for actual number of persons in the applicable household , in the County as published from time to time by HCD, TCAC, or any other financing source set forth in the City Loan Agreement. In the event that such income determinations are no longer published, or are not updated for a period of at least eighteen ( 18) months, the Landlord shal I provide the Tenant w ith other income determinations that are reasonably similar with respect to methods of calculation to those previously utilized by the Landlord and the Tenant to determine area median income. (e) "Bankruptcy/In solvency Event" means any of the following: (I) Insolvency. A court hav ing jurisdiction shall have made or entered any decree or order (i) adj udging the Tenant (or any General Partner) to be bankrupt or insolvent, (ii) approving as properly filed a petition seeking reorganization of the Tenant (or any General Partner) or seeking any arrangement for the entity in question under the bankruptcy law or any other applicable debtor's relief law or statute of the United States or any state or other jurisdiction, (iii) appointing a receiver, trustee, liquidator, or assignee of the Tenant (or any General Partner) in bankruptcy or insolvency or for any of its properties, or (iv) directing the winding up or li quidation of the Tenant (or any General Partner), if any such decree or order described in clause (i) to (iv), inclusive, shall have continued unstayed or undischarged for a period of ninety (90) days unless a lesser time period will apply under this subsection; or the Tenant (or any General Partner) shall have admitted in writing its inability to pay its debts as they fall due or shall have voluntarily submitted to or filed a petition seeking any decree or order of the nature described in clauses (i) to (iv), inclusive. (2) Assignment; Attachment. The Tenant (or any General Partner) shall have assigned its assets for the benefit of its creditors or suffered a sequestration or attachment of or execution on any substantial part of its property, unless the property so assigned, sequestered, attached or executed upon shall have been returned or released within ninety (90) days after such event or prior to sooner sale pursuant to such sequestration, attachment or execution. (3) Suspension; Termination. The Tenant (or any General Partner) shall have voluntarily suspended its business or fails to maintain its good standing for more than sixty (60) consecutive days. 2 IO I 0\26\2824202.8 (f) "Building Permit" means all building permit(s) for the Development required under appli cable law to be obtained from the City or any other Governmental Authorities. (g) "Business Day" shall mean a day of the week on which the City is open to the public for carrying on substantial ly all business functions of the City. In no event shall a Saturday, Sunday, or any legal holiday in the State of California be considered a Business Day. (h) "CEOA" means the California Environmental Quality Act (Public Resources Code Section 21000 et seq.), and any state or local implementing guidelines in connection therewith. (i) "City" has the meaning set forth in the introductory paragraph hereof. U) "City Deed of Trust" means the deed o f trust that will encumber the Tenant's leasehold interest in the Property to secure repayment of the City Loan. (k) "City Loan" means the loan made by City to the Tenant pursuant to the City Loan Agreement in the total principal amount of up to Three Million Seven Hundred Ninety-Three Thousand Three Hundred and Ninety-Two Do llars ($3,793,392). (I) "City Loan Agreement" means the Construction and Permanent Loan Agreement by and between the Landlord and the Tenant dated as of, or about, the Effective Date. (m) "C ity Loan Documents" means the City Loan Agreement, the City Note, the City Deed of Trust, the C ity Regulatory Agreement, and all other documents executed by the Tenant in favor of the City in connection with the City Loan. (n) "C ity Note" means the promissory note evidencing Tenant's obligation to repay the City Loan. (o) "City Regulatory Agreement" means the regulatory agreement and declaration of restrictive covenants to be entered into by the Parties in connection w ith the City Loan. (p) "Code" means the [nternal Revenue Code of 1986, as amended, or any subsequent federal law governing the payment of federal tax. (q) "Construction Contracts" means, collectively, (I) that certain agreement dated July 20, 2020, between the Tenant, as owner, and HA Builder Group, LLC, as contractor, for the constructio n of the [mprovements, and (2) all other contracts between the Tenant and any General Contractor(s) covering the construction of the Improvements or any Major Additional lmprovements, as may be modified, amended, or replaced from time to time. (r) "Construction Plans" means those certain plans and specifications for the construction of the Improvements as more particularly set forth on Exhibit B. 3 IO I 0\26\2824202.8 (s) "Control" shall mean direct or indirect management or control of: (I) the managing member or members in the case of a limited liability company; (2) the managing general partner or general partners in the case of a partnership; and (3) a majority of the directors in the case of a corporation, as determined by the City. (t) "County" means the County of San Diego, a political subdivision of the State of California. ( u) "Default Interest Rate" means the rate of ten percent ( I 0%) per month during the relevant period over which the Default Interest Rate is to be applied under thi s Ground Lease, but in no event greater than the maximum rate permitted by law. (v) "Development" means, collectively, (i) the Improvements, and (ii) the Tenant's leasehold interest in the Property. (w) "Development Documents" means the City Loan Documents, any Regulatory Agreement(s), and any other agreement between the Landlord and the Tenant regarding the Property or Development, as they may be amended, modified, or replaced from time to time. (x) "Effective Date" has the meaning set forth in the introductory paragraph hereof. (y) "General Contractor" shall mean any general contractor retained by the Tenant to perform the initia l construction of the Improvements, or any Major Additional Improvements. (z) "General Partner" shall mean, collectively, the Tenant's administrative general partner, AHG Windsor Pointe, LLC, a California limited liability company (the "Administrative General Partner"), and the Tenant's managing general partner, Las Palmas Foundation, a California non-profit public benefit corporation (the "Managing General Partner"). As the context may require, "General Partner" may refer to either of the Tenant's general partners. (aa) "Governmental Authority(ies)" means any federal, state, and/or local agency, department, commission, board, bureau, administrative or regulatory body, or other public instrumentality having jurisdiction over the Property or any portion thereof, including, but not limited to, the City. (bb) "Ground Lease" has the meaning set forth in the introductory paragraph hereof. (cc) "Hazardous Materials" means any substance, material, or waste which is: (I) defined as a "hazardous waste", "hazardous material", "hazardous substance", "extremely hazardous waste", "restricted hazardous waste", "pollutant" or any other terms comparable to the 4 1010\26\2824202.8 foregoing terms under any provision of California law or federal law; (2) petroleum ; (3) asbestos and asbestos containing materials; (4) polychlorinated biphenyls; (5) radioactive materials; (6) mold; (8) fungus (which has been or is proven to be harmful to human beings), or toxic and mycotoxin spores; (9) MTBE; or (I 0) determined by California, federal or local governmental authority to be capable of posing a risk of injury to health, safety, property or the e nvironment. The term "Hazardous Materials" shall not include: (i) construction materia ls, gardening materials, household products, office supply products or janitorial supply products customarily used in the construction, maintenance, rehabilitation, or management of commercial properties, buildings and grounds, or typically used in household activities, or (ii) certain substances which may contain chemicals listed by the State of California pursuant to California Health and Safety Code Section 25249.8 et seq., which substances are commonly used by a significant portion of the population living within the region of the Improvements, including but not limited to, cleaning supplies, prescription and over the counter drugs, alcoholic beverages, aspirin, tobacco products, nutrasweet and saccharine, so long as such materials and substances are stored, used, and disposed of in compliance with al l applicable Hazardous Materials Laws. (dd) "Hazardous Materials Laws" means all federal, state, and local laws, ordinances, regulations, orders and directives pertaining to Hazardous Materials. (ee) "HCD" means the State of California Department of Housing and Community Development, or any successor. (ff) "Improvements" means the Units, and related improve ments proposed to be constructed on the Property in accordance with the Construction Plans. The Improvements are more particularly set forth in the Construction Plans, attached as Exhibit B. (gg) "Insurance Trustee" shall have the meaning set forth in Section 8.5(c). (hh) "Investor" means Raymond James Tax Credit Fund XX L.L.C., a Florida limited liability company, or its affiliate, or its successors and/or assigns. (ii) "Land Use Approvals" means any governmental or regulatory approvals, permits or authority, other than the Building Permit, necessary for the development and operation of the Improvements, including but not limited to, any requirements under CEQA, or the State Density Bonus Law, Government Code Section 65915 et seq. (as applicable). Qj) Section 4.2(c). "Major Additional Improvements" shall have the meaning set forth in (kk) "Management Agent" means Solari Enterprises, Inc., or any other management agent retained by the Tenant and approved by the Landlord in accordance with the provisions of Article 5 to manage, or provide maintenance services to, the Development. (II) "Memorandum of Lease" means the memorandum of th is Ground Lease to be recorded against the Property substantially in the form attached as Exhibit C. 5 IO I 0\26\2824202.8 (mm) "Official Records" means the official records of the County. (nn) "Parties" has the meaning set forth in the Recitals hereto. (oo) "Partnership Agreement" shall mean the Tenant's amended and restated agreement of limited partnership by and among, the General Partner, the Investor, and James Silverwood, an individual (as withdrawing limited partner) anticipated to be executed after the Effective Date, as may be amended from time to time. (pp) "Preliminary Title Report" means that certain Preliminary Title Report for the Property dated August 28, 2020, issued by Corinthian Title Company, Order Number: 2004528-SH. ( qq) "Property" means that certain real property located at 3606-3618, 3630 Harding Street, and 965-967 Oak Avenue, Carlsbad, Californ ia, as more particularly described in Exhibit A attached to and incorporated in this Ground Lease by this reference. (rr) "Property Management Agreement" means the agreement(s) between the Tenant and the Management Agent for the management and/or maintenance of the Property (as applicable) as approved by the Landlord pursuant to this Agreement. (ss) "Purchase Agreement" means that certain Purchase and Sale Agreement dated as of September 1, 2020, by and between Tenant, as seller, and Landl ord, as purchaser. (tt) "Regulatory Agreements" means, collectively, any regulatory agreement regulating the use of the Property made by Tenant in favor ofTCAC, the County, and any other financing source set forth in the City Loan Agreement, or any other regulatory agreement agreed to by Tenant regulating the use of the Improvements. (uu) "Related Entity Investor Transferee" means any of Special Limited Partner, or any entity under the Control of, Controlling, or under common Control with, the Investor. (vv) "Relocation Laws" means the requirements of the Uniform Relocation Assistance and Real Property Acqu isition Policies Act of 1970 ( 42 USC 460 1, et seq.) and implementing regulations at 49 C.F.R. Part 24; Section I 04(d) of the Housing and Community Development Act of 1974 and implementing regulations at 24 C.F.R. Part 42; the California Government Code Section 7260 et seq. and implementing regulations at 25 California Code of Regulations Sections 6000 et seq; and any City code requirement or regulation regarding relocatio n payments or benefits, each to the extent applicable to the Tenant and/or the Development. (ww) "Rent" means the applicable amount set forth in Article 3, plus all other amounts owed by the Tenant to the Landlord, under this Ground Lease. 6 IO I 0\26\2824202.8 (xx) "Special Limited Partner" means any entity admitted to the Tenant as a special limited partner, or its affiliate or its successors and assigns. (yy) "Tax Credit Funds" means the proceeds from the sale of limited partnership interests in the Tenant to the Investor in the anticipated amount set forth in the City Loan Agreement, or such other amount as may be approved by the City based on the Tax Credit Reservation. (zz) "Tax Credit Reservation" means a preliminary reservation of federal or state low income housing tax credits from TCAC dated as of February 18, 2020. (aaa) "TCA_C" means the Califo rnia Tax Credit Allocation Committee. (bbb) "Tenant" has the meaning set forth in the introductory paragraph hereof. (ccc) "Tenant Event of Default" means an event described in Section 12.1 . (ddd) "Term" means the term of this Ground Lease, commencing on the Effective Date and ending on the earlier to occur of (I) the ninety-ninth (99th) an niversary of the Effective Date; or (2) the date of any termination of this Ground Lease in accordance with the provisions hereof. (eee) "Transfer" has the meaning set forth in Section 7.1. (fft) "Unit" means the approximately fifty (50) rental units of multi-family housing, including two (2) managers' unit, proposed to be constructed on the Prope1ty in accordance with the Construction Plans. (ggg) "Veteran" means: (i) any person, regardless of discharge status, who served in the active military, naval, or air service of the United States, or as a member of the National Guard who was called to and released from active duty or active service, for a period of not less than 90 consecutive days or was discharged from the service due to a service-connected disability within that 90-day period; or (ii) any other definition of "veteran" utilized by HCD following the Effective Date. Section 1.2 Exhibits. The following exhibits are attached to and incorporated into this Ground Lease: Exhibit A: Exhibit B: Exhi bit C: Exhibit D: IO I 0\26\2824202.8 Legal Description of the Property List of Construction Plans Memorandum of Lease Insurance Requirements 7 ., ARTICLE 2 . LEASE OF THE PROPERTY Section 2.1 Pro~. Subj ect to the terms, covenants, and conditions hereof and in consideration of rents to be paid pursuant.to this Ground Lease, the Landlord hereby demises and leases the Property to the Tenant, and the Tenant hereby leases and takes from the Landlord, the Property. Section 2.2 Term. Unless sooner terminated pursuant to the provisions of this Ground Lease, this Ground Lease shall continue in full force and effect for the Term, commencing on the Effective Date and shall expire on midnight the day immediately preceding the ninety-ninth (99th) anniversary of the Effective Date. Secti on 2.3 Use. Subject to the provisions of th is Ground Lease, the Tenant shall use the Property for the construction, development and operation of the Improvements on the Property in accordance with the restrictions and requirements set fo rth in Article 5. Section 2.4 Possession. The Landlord agrees to, and shall, provide possession of the Property to the Tenant immediately fo llowing the Effective Date. To the best of the Landlord's knowledge, the Property is subject only to the encumbrances listed in the Preliminary Title Report and such encumbrances approved by the Landlord and recorded concurrently with the Memorandum of Lease. Section 2.5 As-is Conveyance. (a) As-ls. IMMEDIATELY PRIOR TO THE OCCURRENCE OF THE EFFECTIVE DATE, THE TENANT WAS THE FEE OWNER OF THE PROPERTY, AND AS OF THE EFFECTIVE DATE, TENANT HAS CONVEYED THE PROPERTY TO THE LANDLORD PURSUANT TO THE PURCHASE AGREEMENT. THEREFORE, TENANT ACCEPTS THE PROPERTY "AS IS," WITH NO WARRANTIES OR REPRESENTATIONS, EXPRESS OR IMPLIED, BY LANDLORD CONCERNING THE CONDITION OF THE PROPERTY, INCLUDING THE PRESENCE OR ABSENCE OF ANY HAZARDOUS MATERIALS. TENANT HEREBY AGREES AND ACKNOWLEDGES THAT EXCEPT IN THE EVENT OF ANY FRAUD, MISREPRESENTATION, OR WITHHOLDING OF INFORMATION BY LANDLORD, AND EXCEPT AS OTHERWISE SET FORTH HEREIN, LANDLORD MADE NO REPRESENTATION AS TO ANY MATTERS CONCERNING THE PROPERTY, INCLUDING WITHOUT LIMITATION: (A) THE QUALITY, NATURE, ADEQUACY AND PHYSICAL CONDITION OF THE PROPERTY (INCLUDING, WITHOUT LIMITATION, TOPOGRAPHY, CLIMATE, AIR, WATER RIGHTS, WATER, GAS, 8 IO I 0\26\2824202.8 ELECTRICITY, UTILITY SERVICES, GRADING, DRAINAGE, SEWERS, ACCESS TO PUBLIC ROADS AND RELATED CONDITIONS); (B) THE QUALITY, NATURE, ADEQUACY, AND PHYSICAL CONDITION OF SOILS, GEOLOGY AND GROUNDWATER; (C) THE DEVELOPMENT POTENTIAL OF THE PROPERTY, AND THE PROPERTY'S USE, HABITABILITY, MERCHANTABILITY, OR FITNESS, SUITABILITY, VALUE OR ADEQUACY OF THE PROPERTY FOR ANY PARTICULAR PURPOSE; (D) THE PRESENCE OF ABSENCE OF HAZARDOUS MATERIALS ON, UNDER OR ABOUT THE PROPERTY (OTHER THAN AS EXPRESSLY SET FORTH HEREIN AND/OR AS DISCLOSED BY THE INSPECTION REPORTS); AND (E) THE CONDITION OF TITLE TO THE PROPERTY. TENANT AFFffiMS THAT TENANT HAS NOT RELIED ON THE SKILL OR .TTJDGMENT OF LANDLORD OR ANY OF ITS AGENTS, EMPLOYEES OR CONTRACTORS TO SELECT OR FURNISH THE PROPERTY FOR ANY PARTICULAR PURPOSE, AND THAT LANDLORD MAKES NO WARRANTY THAT THE PROPERTY IS FIT FOR ANY PARTICULAR PURPOSE, INCLUDING BUT NOT LIMITED TO, THE CONSTRUCTION AND OPERATION OF THE IMPROVEMENTS. TENANT ACKNOWLEDGES THAT IT USED ITS INDEPENDENT .TTJDGMENT AND MADE ITS OWN DETERMINATION AS TO THE SCOPE AND BREADTH OF ITS DUE DILIGENCE INVESTIGATION WHICH IT MADE RELATIVE TO THE PROPERTY AND RELIED UPON ITS OWN INVESTIGATION OF THE PHYSICAL, ENVffiONMENT AL, ECONOMIC AND LEGAL CONDITION OF THE PROPERTY (INCLUDING, WITHOUT LIMITATION, WHETHER THE PROPERTY IS LOCATED IN ANY AREA WHICH IS DESIGNATED AS A SPECIAL FLOOD HAZARD AREA, DAM FAILURE INUNDATION AREA, EARTHQUAKE FAULT ZONE, SEISMIC HAZARD ZONE, IDGH FIRE SEVERITY AREA OR WILDLAND FIRE AREA, BY ANY FEDERAL, STATE OR LOCAL AGENCY). TENANT UNDERTAKES AND ASSUMES ALL RISKS ASSOCIATED WITH ALL MATTERS PERTAINING TO THE PROPERTY'S LOCATION IN ANY AREA DESIGNATED AS A SPECIAL FLOOD HAZARD AREA, DAM FAILURE INUNDATION AREA, EARTHQUAKE FAULT ZONE, SEISMIC HAZARD ZONE, HIGH FIRE SEVERITY AREA OR WILDLAND FIRE AREA, BY ANY FEDERAL, STATE OR LOCAL AGENCY. (b) Acknowledgement. Tenant acknowledges that the Rent required under this Ground Lease reflects the "as is" nature of this transaction and any faults, liabilities, defects or other adverse matters that may be associated with the Property. Tenant has full y reviewed the disclaimers and waivers set forth in this Ground Lease with Tenant's counsel and understands the significance and effect thereof. Tenant further acknowledges and agrees that: (i) to the extent required to be operative, the disclaimers of warranties contained in th is Section hereof are "conspicuous" disclaimers for purposes of all applicable laws, statutes, codes, ordinances, orders, rules, regulations and requirements of all Governmental Authorities and the appropriate agencies, officers, departments, boards and commissions thereof, whether now or hereafter in force, applicable to Landlord, Tenant, or the Property, or any portion thereof; and (ii) the disclaimers and other agreements set forth in such sections are an integral part of this Ground Lease, that this Ground Lease has been adjusted to reflect the same and that Landlord would not have agreed to lease the Property to Tenant pursuant to this Ground Lease without the disclaimers and other agreements set forth in this Section. 9 IO I 0\26\2824202.8 (c) Tenant's Release of the Landlord. Except with respect to any Landlord Released Party's (as defined below) gross negligence, fraud, illegal acts, misrepresentation, breach of any representation or warranty or other requirement or obligation set forth herein, or otherwise except as expressly set forth in this Ground Lease, Tenant, on behalf ofitselfand anyone claiming by, through or under Tenant hereby waives its right to recover from and fully and irrevocably releases Landlord, its councilmembers, officers, employees, and agents (collectively, "Landlord Released Parties") from any and all claims that Tenant may have or hereafter acquire, on or after the Effective Date, against any of the Landlord Released Parties for any costs, loss, liability, damage, expenses, demand, action or cause of action arising from or related to: (i) the condition (including any construction defects, errors, omissions or other conditions, latent or otherwise), valuation, salability or utility of the Property, or its suitability for any purpose whatsoever; and (ii) any presence of Hazardous Materials at the Property. (d) Waiver of California Civil Code Section 1542. Tenant agrees that, with respect to the general release contained in Section 2.5(c) above, the general release extends to all matters regarding the Property, whether or not claimed or suspected, as of and including the Effective Date, and constitutes a waiver of each and all the provisions of the California Civil Code Section 1542, which reads as follows: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HA VE MA TERI ALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY." Tenant herein acknowledges that the effect and import of the provisions of California Civil Code§ 1542 have been explained to it by its own counsel. Tenant understands and acknowledges the significance and the consequence of such specific waiver of unknown claims and hereby assumes ful l responsibility for any injuries, damages, losses or liabilities that it may hereinafter incur from the waiver of these unknown claims. Tenant Initials: Section 2.6 Memw111uu111 Ul Lc;(l:,c; The Parties shall execute and acknowledge the Memorandum of Lease, in the form attached hereto as Exhibit C, which the Tenant shall cause to be recorded against the Property at the Tenant's expense. Section 2.7 C losing Costs. The closing costs associated with execution of this Ground Lease and recordation of the Memorandum of Lease including, but not limited to recording charges, County documentary 10 IO 10\26\2824202.8 (c) Tenant's Release of the Landlord. Except with respect to any Landlord Released Party's (as defined below) gross negligence, fraud, illegal acts, misrepresentation, breach of any representation or warranty or other requirement or obligation set forth herein, or otherwise except as expressly set forth in this Ground Lease, Tenant, on behalf of itself and anyone claiming by, through or under Tenant hereby waives its right to recover from and fully and irrevocably releases Landlord, its councilmcmbers, officers, employees, and agents (collectively, "Landlord Re!ramd Parties") from any and all claims that Tenant may have or hereafter acquire, on or after the Effective Date, against any of the Landlord Released Parties for any costs, loss, liability, damage, expenses, demand, action or cause of action arising from or related to: (i) the condition (including any construction defects, errors, omissions or other conditions, latent or otherwise), valuation, salability or utility of the Property, or its suitability for any purpose whatsoever; and (ii) any presence of H87.81'dous Materials at the Property. (d) Waiver of California Civil Code Section 1542. Tenant agrees~ with respect to the general release contained in Section 2.5(c) above, the general release extends to all matters regarding the Property, whether or not claimed or suspected, as of and including the Effective Date, and constitutes a waiver of each and all the provisions of the California Civil Code Section 1542, which reads as follows: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS TIIAT THE CREDITOR OR RELEASING PAR1Y DOES NOT KNOW OR SUSPECT TO EXIST IN ms OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HA VE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITII THE DEBTOR OR RELEASED PARTY." Tenant herein acknowledges that the effect and import of the provisions of California Civil Code § 1542 have been explained to it by its own counsel Tenant understands and acknowledges the significance and the consequence of such specific waiver of unknown claims and hereby assumes full responsibility for any injuries, damages, losses or liabilities that it may hereinafter incur from the wa,wEr'pf these unknown claims. Tenant Initials: Section 2.6 The Parties shall execute and acknowledge the Memorandum of Lease, in the form attached hereto as Exhibit C, which the Tenant shall cause to be recorded against the Property at the Tenant's expense. Section 2.7 Closing Costs. The closing costs associated with execution of this Ground Lease and recordation of the Memorandum of Lease including, but not limited to recording charges, County documentary 10 l01~124202.1 transfer tax, and conveyance taxes (if any) and the cost of the Tenant's title insurance policy shall be borne by the Tenant. Each Party shall bear its own attorneys' fees and costs. ARTICLE 3. RENT Section 3.1 Annual Rent. The Tenant sha ll pay, on an annual basis, rent in the amount of One Dollar ($1.00) per year. As of the Effective Date, the Parties agree and acknowledge that the Tenant has prepaid all of the annual rent for the Term, in the total amount of Ninety-Nine Dollars ($99.00). Section 3.2 Advances for Lease Obligations. In addition to and not by way of limitation of Landlord's rights under specific provisions of this Ground Lease, during the continuance of a Tenant Event of Default, the Landlord shall have the right (at its sole election and without any obligation so to do) to advance on behalf of the Tenant any mandatory amount due and payable under this Ground Lease by the Tenant, or to otherwise satisfy any of the Tenant's obli gations under this Ground Lease (subject to applicable notice and cure rights), provided that (except in case of emergency calling for immediate payment) the Landlord shall first have given the Tenant no less than ten (10) Business Days advance written notice of the Landlord's intention to advance such amounts on behalf of the Tenant. No advance by the Landlord shall operate as a waiver of any of the Landlord's rights under this Ground Lease and the Tenant shall remain fu lly responsible for the performance of its obligations under this Ground Lease. A ll amounts advanced by the Landlord shall be separate from and additional to the Rent, and shall be immediately due and payable by the Tenant to the Landlord and shall bear interest from the date of advance at the Default r nterest Rate. Al I amounts advanced by the Landlord pursuant to this Section 3.3 or similar provisions of this Ground Lease are hereinafter referred to as "Advances." Section 3.3 Net-Net-Net Lease. This Ground Lease is a net-net-net lease, and Rent and other payments payable to or on behalf of the Landlord shall : (a) be paid without notice or demand (except as expressly provided herein) and without offset, counterclaim, abatement, suspension, deferment, deduction or defense; and (b) be an absolute net return to the Landlord, free and clear of any expenses, charges or offsets whatsoever. Section 3.4 No Termination. Except as otherwise expressly provided in thi s Ground Lease, this Ground Lease shall not terminate nor shall the Tenant be entitled to the abatement of any Rent or other payment due or any reduction or al location thereof, nor shall the obligations of the Tenant under this Ground Lease be otherwise affected by reasons of any damage to or destruction of all or any patt of the Development from whatever cause, or a taking of the Development or any portion thereof by condemnation, requisition or otherwise for any reason whatsoever, or the prohibition, limitation 11 IO I 012612824202. 8 or restriction of the Tenant's use of all or any part of the Development, or the interference with such use by any person, or by reason of the termination or foreclosure of any mortgage, or for any other cause whether similar or dissimilar to the foregoing, any present or future law to the contrary notwithstanding, it being the intention of the Parties that the obligations of the Tenant shall be separate and independent covenants and agreements, that the Rent and all other payments payable by the Tenant under this Ground Lease shall continue to be payable in al l events, and that the obligations of the Tenant under this Ground Lease shall continue unaffected, un less the requirement to pay or perform the same shall have been terminated pursuant to an express provision of this Ground Lease; provided, however, that during the continuance of any such damage, destruction, taking, prohibition, limi tation, interference, eviction or foreclosure, the Tenant shall not be obligated to perform any obligations which are no longer capable of being performed as a result of such event. ARTICLE 4. CONSTRUCTION OF IMPROVEMENTS Section 4.1 Construction of lm.Q_rovements. (a) Specific Standards. Within the time and in the manner set forth in this Ground Lease, the Tenant shall construct, or cause to be constructed on the Property, the Improvements, as required by the Development Documents, and this Ground Lease. The Improvements shall be constructed in fu ll conformity with the Land Use Approvals, and the Construction Plans, attached as Exhibit B, as may be amended pursuant to this Ground Lease. If the Tenant desires to make any Material Change (as defined below) in the Construction Plans then in effect, the Tenant shall first submit, or cause to be submitted, to the Landlord in accordance with Section 14.1 such plans or other information which document the desired change. Notwithstanding the foregoing, if the Construction Plans, as modified by the desired change, conform to the requirements of this Ground Lease, the Development Documents, and the Land Use Approvals, no Landlord consent shall be required, however, if the Construction Plans, as modified by the desired change, do not conform to the requirements of this Ground Lease, the Development Documents, and the Land Use Approvals, the Landlord shall approve or disapprove the change by notifying the Tenant in writing within thirty (30) days of the submission of the request for the Material Change. Subject to Tenant's compliance with Section 14.1 ( c) hereof, if the Landlord does not approve or disapprove within such thirty (30) day period, the proposed change shall be deemed approved. If the proposed change is disa pproved by the Landlord, the disapproval shall state with reasonable specificity the basis for disapproval. Until and unless such change is approved by the Landlord, the previously approved Construction Plans shall remain in effect. For purposes of this Article 4, a "Material Change" is one involving a change in the exterior design, exterior building materials or colors, or a change in interior design that, in each case, would materially affect the uses to which the Improvements may be put, a change that will reduce the number of bedrooms within a Unit, or that will reduce the total number of Units. 12 IO I 0\26\2824202.8 (b) Commencement and Completion. The Tenant shall commence and shall thereafter complete the Improvements in accordance with the schedule set forth in the C ity Loan Agreement. Once the Tenant commences construction of the Improvements, the Tenant shall not halt, or permit the cessation of construction for such work except as provided in the City Loan Agreement. Section 4.2 Additional Construction on Pro~. (a) General Standards. Any additional building erected on any portion of the Property permitted under this Ground Lease (other than the initial construction of the Improvements pursuant to Section 4.1 ), and any alteration, construction, remodeling, reconstruction or repair work undertaken on or within any existing building on any portion of the Property shall at al I times be of a quality of construction and architectural design consistent with the Improvements as originally constructed. Any Major Additional Improvements (as defined below), once commenced, shall be diligently prosecuted, and completed (1) only after the Tenant has obtained the Landlord's prior written approval for such Major Additional Improvements, such approval not to be unreasonably withheld, conditioned or delayed, (2) without mate rial cost to the Landlord, (3) in good and workmanlike manner, and (4) in accordance with any plans and specifications approved by the Landlord pursuant to subsection (b) below. The Tenant shall secure all Land Use Approvals for such Major Additional Improvements, to the extent required under applicable law, prior to submitting any construction plans to the Landlord under this Section 4.2. (b) Approval of Plans. Prior to commencing construction of any Major Additional Improvements (as defined below), the Tenant shall submit to the Landlord for the Landlord's reasonable approval plans and specifications for such work which, to the extent relevant, shall contain the same information as set forth in the Construction Plans. The Landlord shall approve or disapprove (in the Landlord's reasonable di scretion) such plans and specifications in writing within sixty (60) days of submission. Any disapproval shall state with specificity the reasons for such disapproval. Subject to Tenant's compliance with Section 14.1 (c) hereof, the Landlord's fai lure to either approve or disapprove the construction plans within such sixty (60) day period shall be deemed approval. If rejected by the Landlord in whole or in part (in the Landlord's reasonable discretion), the Tenant shall submit new or corrected construction plans within thirty (30) days of notification of the Landlord's disapproval. The Landlord shall then have thirty (30) days to review and approve the Tenant's new or corrected construction plans. Subject to Tenant's compliance with Section 14.1 (c) hereof, the Landlord's failure to either approve or disapprove the construction plans within such thirty (30) day period shall be deemed approval. The provisions of this Section 4.2 relating to time periods for approval, rejection, or resubmission of new or corrected construction plans shall continue to apply until construction plans have been approved by the Landlord (or deemed approved) at which time they shall be attached to and become a part of this Ground Lease as if fu lly set forth herein. Only upon approval of the construction plans by the Landlord shall this condition be met. 13 1010126\2824202.8 ln the event that prior to or during the course of construction, the Tenant desires to make any material change in the Major Additional Improvements from that contemplated in the approved plans and specifications, the Tenant shall, prior to making such change, submit to the Landlord such plans or other information which document the desired change. The Landlord shall approve or disapprove such change within thirty (30) days of its submission to the Landlord. Subject to Tenant's compliance with Section 14.l(c) hereof, the Landlord's fai lure to either approve or disapprove such change within such thirty (30) day period shall be deemed approval. Any disapproval shall state with reasonable specificity the basis for such disapproval. Un less such change is approved, the previously approved plans and specifications shall remain in effect. (c) "Major Additional Improvements" means any of the following: (1) any new buildings, structures or outdoor facilities to be located on the Property after the completion of the initial construction of the Improvements, (2) construction of additional spaces or facilities, (3) any other alteration, construction, remodeling or reconstruction after the completion of the initial construction of the Improvements with a cost in excess of Two Hundred Fifty Thousand Dollars ($250,000), or (4) a change that w ill reduce the number of bedrooms within a Unit, or the number of Un its at the Property. A lteration, construction, remodeling, or reconstruction not constituting a Major Additional Improvement shall not require the Landlord's consent or approval of plans and specifications, but must be designed and performed in accordance with the General Standards set forth in subsection (a) above. Section 4.3 Construction Standards. (a) General Standards. All construction of the Improvements, and alteration or repair work permitted by this Ground Lease shall, subject to Section 4. l(b) above, be accompli shed expeditiously and diligently by reputable licensed contractor(s), approved by the Landlord in accordance with the provisions of Section 4.3U), below. To the extent applicable, the Tenant shall take al l reasonably necessary measures to minimize any damage caused by such work and make adequate provision for the safety of all persons affected thereby. The Tenant sha ll repair, at the Tenant's own cost and expense, any and all damage caused by such work and shall restore the area upon which such work is performed to a condition which is equal to or better than the condition which existed prior to the beginning of such work, subject to changes resulting from the performance of such work. In addition, the Tenant shall pay a ll costs of and expenses of any work performed on the Property, and sha ll indemnify and hold the Landlord and the Landlord's councilmembers, commissioners, directors, officers, employees, agents, and successors and assigns, harmless from all damages, losses or claims attributable to the performance of such work, except to the extent that such damage, loss, or claim arises from the gross negligence, willful misconduct, illegal acts or breach of this Ground Lease by the Landlord, or its councilmembers, commissioners, directors, officers, employees and agents. (b) Compliance with Construction Documents and Laws; Issuance of Permits. All Improvements and any Major Additional Improvements shall be constructed in all material respects in compliance with the requirements of the construction documents approved by the 14 1010\26\2824202.8 Landlord, in accordance with this Ground Lease (if applicable), the Development Documents, and also in strict compliance w ith all applicable local, state and federal laws and regulations. T he Tenant shall have the sole responsibility for obta ining all necessary permits required under appli cable law for such construction and shall make any application for such permits d irectly to the Governmental Authorities having j urisdiction. (c) Construction Safeguards. The Tenant shall erect and properly maintain at all times during construction of the Improvements, all reasonable safeguards for the protection of workers and the public as required by applicable law. (d) Rights of Access. Representatives of the Landlord shall have the reasonable right of access to the Property and the Improvements thereon without charges or fees, at normal construction hours during the period of construction, for the purposes of ascertaining compliance with the terms of this Ground Lease, including, but not limited to, the inspection of the construction work being performed, prov ided that such representatives shall be those who are so identified in writing by the Land lord, sha ll be accompanied by the Tenant's representatives if the Tenant so desires, shall comply with the Tenant's contractor's reasonable rules for the construction site, and shall provide the Tenant w ith forty-eight (48) hours' notice prior to any such inspection. (e) Notice of Completion. Upon completion of the Improvements and any Maj or Additional Improvements, the Tenant shall fi le or cause to be fi led in the Official Records a notice of completion with respect to the applicable construction, and the Tenant shall deliver to the Land lord, at no cost to the Landlord, two (2) sets of the final as-built plans and specifications of the Improvements, or Major Additional Improvements, as applicable. (t) Discharge of Liens. The Tenant shall not permit or suffer any lien (including, but not limited to, the liens of mechanics, laborers, materi al men, suppliers or vendors for work or materials alleged to be done o r furnished in connection w ith the Property and the Improvements thereon), encumbrances or other charge to be recorded or filed against the Property and the Improvements thereon, or any part thereof, or upon the Tenant's leasehold interest therein, except as otherwise permitted under this Ground Lease. Notwithstanding the foregoing, the Tenant shall have the right to contest in good faith and by appropriate legal proceedings the vali dity or amount of any mechanics', laborers', materialmen's, suppliers' or vendors' lien or other c laimed li en; provided that the Tenant shall utilize all reasonable means (including the posting of adequate security for payment) to protect the Property, and any part thereof, or the improvements thereon against fo reclosure, and shall indemnify and hold harm less the Landlord from any adverse effects resulting from such lien, except to the extent arising from the Land lord's gross negligence, willful misconduct, illegal acts or breach of this Ground Lease. (g) Protection of the Landlord. Nothing in this Ground Lease shall be construed as constituting the consent of the Landlord, expressed or imp I ied, to the performance of any labor or the furni shing of any materials or any specific improvements, alterations of or repairs to the Property or the Improvements thereon, or any part thereof, by any contracto r, 15 IO I 0\26\2824202.8 subcontractor, laborer or materialman, nor as giving the Tenant or any other person any right, power or authority to act as agent of or to contract for, or permit the rendering of, any services or the furni shing of any materials in such manner as would give rise to the tiling of mechanics' liens or other claims against the fee interest of the Property. The Landlord shall have the right at all reasonable times to post and keep posted on the Property any reasonable notices which the Landlord may deem reasonably necessary for the protection of the Landlord and of its fee interest in the Property from mechanics' liens or other claims, including, but not limited to, a notice of non-responsibility pursuant to California Civil Code Section 8444. In addition, but subject to the second paragraph of subsection (t) above, the Tenant shall make, or cause to be made, prompt payment of all mon ies due and legally owing to all persons doing any work or furn ishing any materials or supplies to the Property by through or under Tenant, or any of its respective contractors or subcontractors in connection with the Property and the Improvements thereon. (h) The Tenant to Furnish and Equip the Improvements. The Tenant covenants and agrees to furnish and equip the Improvements, or any Major Additional Improvements, with all fi xtures, furnishings, equipment and other personal property (collectively, the "Personal Property") of a quantity as necessary to operate the Improvements in accordance with the standards set forth in this Ground Lease and the Development Documents. As used in this Ground Lease, the term "Personal Property" includes all such replacements and renewals, and all fixtures, furnishings, equipment and other personal property of the Tenant located in, on or about the Property and the Improvements thereon; provided, however, for the avoidance of doubt, the Parties agree and acknowledge that the Tenant has no obligation to furnish the Units, and the term "Personal Property" excludes the furniture, or other personal property, of any occupant of the Units. Any and all fixtures, furnishings, equipment and other personal property placed in, on or about the Property shall be the Personal Property of the Tenant during the Term of this Ground Lease. (i) Performance and Payment Bonds. Un less otherwise waived by Landlord, prior to commencing construction of the Improvements or any Major Additional Improvements, the Tenant shall obtain and provide to the Landlord evidence of one ( 1) labor and material, and, one ( 1) performance, bond issued by a reputable insurance company I icensed to do business in California, and named in the current list of "Surety Compani es Acceptable on Federal Bonds" as published in the Federal Register by the Audit Staff Bureau of Accounts, U.S. Treasury Department, and reasonably acceptable to the Landlord, each in a penal sum of not less than one hundred percent ( 100%) of the scheduled cost of construction on the Property. The Landlord shall be named as an obligee under those bonds. Within ten ( 10) days after receipt, the Landlord shall, in its reasonable discretion, review and approve or disapprove the bonds or other security, providing said bonds meet the reasonable requirements of the Landlord as to form, content, and issuer, and shall notify the Tenant of any deficiency. If the bonds are not approved, the Tenant shall resubmit updated bonds with in five (5) days after receipt of notice. The review and submittal periods shall continue to apply unti l the bonds or other security are approved by the Landlord. Only upon final approval shall th is condition be met. No work shall be initiated until approval of the bonds has been received. 16 IO I 0\26\2824202.8 U) Contractor(s). The Improvements and any Major Additional Improvements shall be performed by a General Contractor reasonably satisfactory to the Landlord, having the reputation, experience, financial capability and qualification for serving as general contracto r for similar developments in the California. The Tenant shall submit for the Landlord's reasonable approval the identity of any proposed General Contractor and such additional information about the background, experience, and financial condition of any proposed General Contractor as is reasonably necessary for the Landlord to determine whether the proposed General Contractor meets the standard for a qualified General Contractor set forth above. If the proposed General Contractor meets such standard, the Landlord shall approve or disapprove the proposed General Contractor by notifying the Tenant in writing within thirty (30) days of the submission. Any disapproval shall state with reasonable specificity the basis for disapproval. As of the Effective Date, the Landlord has approved HA Builder Group, LLC as the general contractor for the initial construction of the Improvements. (k) Construction Contracts. The Tenant shall enter into the Construction Contracts, which shall provide for the work to be performed for fixed and specified maximum amounts or a llowances pursuant to the approved Construction Plans. As of the Effective Date, the Landlord has approved the Construction Contracts for the Improvements. Within ten (10) days following the issuance of a Building Permit, or any Major Additional Improvements, the Tenant shall submit a copy of all Construction Contracts for such construction to the Landlo rd, for the sole and limited purposes of determining: (a) that the amount of the costs of work has been clearly fixed and determined and is consistent with the amount set forth in the approved applicable budget for such work; (b) that no changes to the provisions of the Construction Contracts which, pursuant to this Ground Lease or the Development Documents require the approval of Landlord, shall be made without the prior consent of the Landlord; and (c) that the Landlord is named as a specified third-party beneficiary w ith a direct right of enforcement under such contract. Subject to Tenant's compliance with Section 14.1 (c) hereof, unless the Landlord notifies the Tenant in writing within ten (10) days following the submittal of the Construction Contracts that the Construction Contracts have been disapproved, they shall be deemed approved. The Landlord's approval of the Construction Contract, pursuant to this Section, shall in no way be deemed to constitute approval of, or concurrence with, any other term or condition of the Construction Contract, and the Landlord's approval shall solely constitute satisfaction of the conditions set forth in this Section 4.3. The Tenant shall not rely on the Landlord's approval of the Construction Contract(s) as a representation regarding the enforceability or busin ess advantage of the Construction Contract(s). (I) Conditions to Comme0_cement of Construction. In no event shal I the Tenant commence any construction of the Improvements or any Major Additional Improvements on the Property until the following conditions have been satisfied or waived by the Landlord, in addition to other conditions and requirements imposed by this Ground Lease: 17 IO I 0\26\2824202.8 (I) The Landlord has approved the final plans and specifications for the Improvements or the Major Additional Improvements to be constructed, it being acknowledged by Landlord that the Constructi on Plans are hereby approved; (2) The Tenant has obtained financing and equity capital necessary, as applicable, for the full payment of the costs of construction of the Improvements or the Major Additional Improvements (as applicable) and has deli vered evidence of such financing to the Landlord; (3) The Tenant has obtained building permits and all other governmental approvals necessary for the construction of the Improvements, or the Major Additional Improvements, to the extent required by applicable law; ( 4) The Tenant has entered into complete and binding Construction Contracts with HA Builder Group, LLC or such other General Contractors for the construction of the Improvements, or the Major Additional Improvements, which Construction Contracts shall meet the requirements of subsection (k) above; (5) The Tenant has obtained the performance bond and the payment bond meeting the requirements of subsection (i) above; and (6) There exists no continuing Tenant Event of Default under this Ground Lease or the Development Documents. Section 4.4 No Liens. The Tenant shall not have any right, authority or power to bind the Landlord, or the Landlord's fee interest in the Property, for any claim for labor or material or for any other charge or expense, lien or security interest incurred in connection with the deve lopment, construction or operation of the Improvements or any change, alteration or addition thereto including, but not limited to, any Major Additional Improvements. The Tenant shall not have any right to encumber the Tenant's estate in the Property without the written consent of the Landlord, other than with the Approved Security Interests. Any easements necessary and incidental to the development, construction and operation of the Improvements are subject to the approval of the Landlord, which shall not be unreasonably withheld, delayed, or conditioned. Section 4.5 Permits, Licenses and Easements. At no material cost to the Landlord, the Landlord shall cooperate with the Tenant in the submittal of applications for all required permits, licenses, applications fo r utility services and easements, provided that the Tenant shall be responsible for obtaining any and all permits, licenses, easements and other authorizations required by any Governmental Authorities with respect to any construction or other work to be performed on the Property and for granting or causing to be granted all permits, licenses, easements and other governmental authorizations that are necessary or helpful, as determined by Tenant, for electric, telephone, gas, water, sewer, drainage, access and such other public or private utilities or facilities as may be reasonably 18 IO I 0\26\2824202.8 necessary or desirable in connection with the construction or operation of the Improvements. The Tenant shall be entitled, w ithout separate payment to the Landlord for tap or connection fees, to tap into the existing lines, facilities and systems of applicable electric, gas, cable, water, sewer, sewer treatment and other utilities serving the Property (if any), provided the Tenant remains responsible for payment of such fees therefor. ARTICLE 5. USE, CHARACTER, OPERATION AND MAINTENANCE OF IMPROVEMENTS Section 5.1 Required and Permitted Uses. (a) Quality of Operations. The Parties recognize and acknowledge that the manner in which the Property and the Improvements are developed, used and operated are matters of critical concern to the Landlord by reason of the Landlord's financial assistance to the Tenant for the Improvements. In order to give the Landlord assurance as to the manner in which the Improvements will be used and operated, the Tenant agrees that at a ll times during the Term of this Ground Lease, the Tenant will establish and maintain a quali ty of character and operation of the Property and Improvements in accordance with this Ground Lease and the Development Documents. (b) Covenant to Provide Affordable Housing. Throughout the Term, the Tenant shall use the Improvements solely for the purpose of providing affordable housing to income-eligible househo lds in accordance with this Ground Lease and the Development Documents. (I) Effective Date through Year 57. In accordance with the Development Documents, following the Effective Date until the fifty-seventh (57th) anniversary of the Effective Date, the Tenant shall: (i) make available twenty-four (24) Units to households earning no more than twenty-five percent (25%) of Area Median Income, and twe nty-six (26) Units to households earning no more than ninety percent (90%) of Area Median Income (for the purposes of this Section, the two (2) managers' units shall be deemed to be in compliance with this requirement regardless of any income or rent charged to the occupants of the managers' units); (ii) shall charge "affordabl e rent" for such Units that do not exceed thirty percent (30%) of such household's income, adjusted based on household size appropriate for the Unit, in accordance with California Health and Safety Code Section 50053; and (iii) shall market the Improvements to households with a member that is a Veteran, subject to all applicable fair housing laws and other applicable laws. So long as the City Regulatory Agreement is in effect, the Tenant's compliance with the City Regulatory Agreement shall be deemed to be compliance with the requirements of this subsection. (2) Remainder of Term. Commencing on the first (1st) day of the fifty-eighth (58th) year of the Term, the Tenant shall have the right, but not the obligation, to: (i) make available twenty-four (24) Units to households earning no more than seventy percent (70%) of Area Median Income; and (ii) shall charge "affordable rent" for such Units that do not exceed thirty percent (30%) of seventy percent (70%) of Area Median Income, adjusted based on 19 IO I 0\26\2824202.8 the household size appropriate for the Unit. Any increase of rent for the Units may only be implemented in accordance with any applicable laws or regulations, and, to the extent applicable, any lease requirements governing increased rents for the Units. (3) Other Regulatory Agreements. Nothing in th is subsection shall be deemed to waive, limit, or impair the Tenant's right to agree to more restrictive population, income and rent limitations that: (a) may be imposed by any Regulatory Agreements; (b) are otherwise required by any Approved Security Interest Holder; or (c) are otherwise necessary to obtain the Tax Credit Funds. (c) Preference. To extent consistent with all applicable fair housing laws and other applicable laws, the Tenant shall implement a preference, in the selection of tenants, for income-eligible households with a member that: (i) resides in the City; (ii) works in the City; or (iii) is a Veteran. Provided, however, nothing in this Section shall be deemed to require the Tenant to violate any applicable fair housing law(s), and other applicable laws, and the Tenant shall have no obligation to implement such preference program unless and until the Tenant, the City, and the County have, mutually determined, in writing, that such preference can be implemented in accordance with all applicable federal and state fair housing laws and other applicable laws (as amended from time to time). ln the event the Tenant, the City, and the County determine, from time to time, that the preference cannot be implemented in a manner consistent with applicable law, then the Tenant shall have no obligation to implement the preference during such period, and the fai lure to implement the preference during such period shall not constitute a Tenant Event of Default. Section 5.2 Limitations on Use. Tn addition to the covenants regarding the use of the Property se~ forth above, the Tenant further agrees: (a) Not to use or permit the use of the Property for any disorderly or unlawful purpose; (b) Not to cause or permit any party from committing or maintaining any nuisance or unlawful conduct on or about the Property; (c) Not to cause or permit any action by any party that would cause the Tenant to materially violate any of the covenants and conditions of this Ground Lease with respect to the lmprovements; (d) Upon written notice from the Landlord, to take reasonable action, if necessary, to abate any action by any party that would cause a material violation of this Ground Lease; (e) To permit the Landlord and its agents upon not less than forty-eight (48) hours written notice to inspect the Property or any part thereof at any reasonable time during the Term, subject to the rights of the tenants of the Units; 20 10 I 0\26\2824202.8 (t) Not to cause or permit any waste in, on or about the Property; (g) Not to cause or permit obnoxious odors to emanate or be dispelled from the Improvements; (h) Not to permit undue accumulations of garbage, trash, rubbish, or any othe r refuse; and (i) Not to use or permit the use of the Property for any purpose that violates the terms of this Ground Lease or the Development Documents. The Tenant shall maintain all portions of the Property in good repair and conditi on, including, but not limited to maintaining the Deve lopment in accordance with the Development Documents. In the event that there ari ses at any time prior to the expiration of this Ground Lease a conditio n in contravention of these maintenance and use standards, then the Landlord shall give written notice to the Tenant of the deficiency. If the Tenant fail s to cure the deficiency w ithin thirty (3 0) days of the Landlord's notice (or, if the deficiency is not susceptible of cure within such thirty (30) day period, the Tenant fails to commence the cure and thereafter to diligently pursue the cure to completi on, in no event to exceed one hundred e ighty ( l 80) days from the date of the Landlord's written notice), then, subject to the rights of tenants, the Landlord sha ll have the right to enter the Property and perform all acts reasonably necessary to cure the defi ciency or to take other recourse at law or in equity the Landlord may then have and to receive from Tenant the Landlord's actual out-of-pocket cost in taking such action. T he Parties further mutually agree that the rights conferred upon the Landlord expressly include the right to enforce or establish a lien against the Property; provided, however such lien shall be subordinate to all existing liens or encumbrances recorded against the Tenant's interest in the Property. The foregoing provisions shall be covenants running with the land until expiration of this Ground Lease, enforceable by the Landlord. Section 5.3 Operation of Development. G iven the Landlord's fi nancial contribution to the Tenant, as set forth in the City Loan Documents, and the Rent amount set forth in this Ground Lease, the qualifications and identity of the Management Agent are of particular concern to the community and the Landlord. The Development shall be managed and operated by a Management Agent, reasonably satisfactory to the Landlord, having the necessary financia l capability to operate the Development and the reputation, experience and qualifications fo r operating similar affordable ho using developments as set forth in the Development Documents and this Article 5. The Tenant shall submit, in writing, for Landlord approval (in its reasonable discretion), any proposed change to the Management Agent or any material changes to the Property Management Agreement, as set forth in this Section. To the extent applicable, the Tenant shall also submit such additional information about the background, experience and financial condition of any proposed Management Agent as is reasonably requested by the Landlord to determine whether the proposed Management Agent meets the standard for a qualified Management Agent set forth 2 1 IO I 0\26\2824202.8 above. Tf the proposed Management Agent meets the standard for a quali fied Management Agent set forth above, the Landlord shall approve the proposed Management Agent by notify ing the Tenant in writing. Subject to Tenant's comp I iance with Section 14.1 ( c) hereof, unless the proposed Management Agent is disapproved by the Landlord within thirty (30) days following the Landlord's receipt of the Tenant's notice, w hich disapproval shall state with reasonable specificity the basis for disapproval, it shall be deemed approved. If the proposed Management Agent is disapproved by the Landlord for failing to meet the standard fo r a qualified Management Agent set forth above, the Tenant shall submit for the Landlord's approval (in its reasonable discretion) a new proposed Management Agent within thirty (3 0) days fo llowing the Landlord's disapproval. The Tenant shall continue to submit proposed Management Agents for the Landlord's approval (in its reasonable discretion) until the Landlord approves a proposed Management Agent. Landlord hereby approves Solari Enterprises, Inc., as the initial Management Agent. Section 5.4 Maintenance of Improvements. During the Term of this Ground Lease, the Tenant shall operate and mai ntain the Improvements in an adeq uate manner to provide safe and sanitary housing to the tenants at the Property. All Improvements repaired or replaced under this Ground Lease shall be repaired or replaced with materials, apparatus and facil ities of a quality at least equal to the quality of the materials, apparatus and facil ities being repaired or replaced and in accordance with Section 4.2. The Tenant may utilize a party other than the Management Agent to provide mai ntenance services. Section 5.5 Cost of Operation and Maintenance of Improvements. As between the Landlord and the Tenant, all costs incurred by Tenant in the development, operation, and maintenance of the Improvements shall be paid by the Tenant. Section 5.6 The Landlo rd Not Obligated to Repair. The Landlord shall not be obligated to make any repairs, replacements or renewals of any kind, nature or description whatsoever to the Improvements, and the Tenant hereby expressly waives all right to make repairs at the Landlord's expense under Section 1941 and 1942 of the California Civil Code, as either or both may from time to time be amended, replaced or restated. Section 5.7 Non-discrimination. (a) Non-discrimination. Except as may be permitted as set forth in Section 5.1, above, in accordance with applicable law, there shall be no discrimination against or segregation of any person or gro up of persons on account of race, color, creed, religion, sex, sexual orientation, age, handicap, marital status, ancestry or national origin in the sale, lease, sublease, transfer, use, occupancy, tenure or enj oyment of the Improvements, or any part thereof, and, except as set forth above, the Tenant or any person claiming under or through the Tenant, shall not establish or permit any such practice or practices of d iscrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, 22 1010\26\2824202.8 sub lessees, or vendees of the Improvements, or any part thereof. (b) Required Provisions in Leases. Tenant shall include, and e nforce, the fo llowing provisions in all leases executed by, or on behalf of the Tenant: "(I) Lessee herein covenants by and fo r itself, its successors and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of any basis listed in subdivision (a) and (d) of Secti on 12955 of the Government Code, as those bases are defined in Sections 12926, 12926.l , subdivision (m) and paragraph (I ) of subdivision (p) of Secti on 12955 and Section 12955.2 of the Government Code in the leasing, subleasing, transferring, use, occupancy, tenure or enjoyment of the premises herein leased nor shall the lessee or any person claiming under or through the lessee, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, locati on, number, use or occupancy of tenants, lessees, sub lessees, subtenants, or vendees in the premises herein leased. (2) Notwithstanding paragraph (1 ), with respect to familial status, paragraph ( 1) shall not be construed to apply to ho using for older persons, as defined in Section 12955.9 of the Government Code. With respect to familial status, nothing in paragraph (1) shall be construed to affect Sections 51.2, 5 1.3, 5 1 .4, 51.10, 51.11 , and 799.5 of the Civil Code, relating to housing for senior citizens. Subdivision ( d) of Section 5 1 and Section 1360 of the Civil Code and subdivisions (n), (o), and (p) of Section 12955 of the Government Code shall apply to paragraph ( 1 ). " (c) Required Provisions in Contracts. Tenant shall include, and enforce, the fo llowing provisions in all contracts executed by, or on behalf of the Tenant: "( 1) There shall be no discrimination against or segregation of, any person or group of persons on account of any basis listed in subdivision (a) and (d) of Section 12955 of the Government Code, as those bases are defined in Sections 12926, 12926.1, subdivis ion (m) and paragraph (l) of subdivision (p) of Section 12955 and Section 12955.2 of the Government Code in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the property nor shall the transferee or any person claiming under or through the transferee establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sub lessees or vendees of the land. (2) Notwithstanding paragraph (l), with respect to familial status, paragraph (I) shall not be construed to apply to ho using for older persons, as defined in Section 12955.9 of the Government Code. With respect to familial status, nothing in paragraph (1) shall be construed to affect Sections 5 1.2, 5 1.3, 5 1.4, 51.10, 5 1.11, and 799.5 of the Civi l Code, relating to housing for senior citizens. Subdivision (d) of Section 51 and Section 1360 of the Civil Code and subdiv isions (n), (o), and (p) of Section 12955 of the Government Code shall apply to paragraph (1)." Section 5.8 Compliance with Laws. 23 IO I 012612824202.8 The Tenant shall, at Tenant's sole cost and expense, comply with all applicable federal, state, County, municipal and other governmental statutes, laws, rules, orders, regulations and ordinances affecting the Improvements the use thereof, or construction thereon, including those which require the making of any structural, unforeseen or extraordinary changes, whether or not any such statutes, laws, rules, orders, regulations or ordinances which may be hereafter enacted were with in the contemplation of the Parties at the time of execution of this Ground Lease, or involve a change of policy on the part of the Governmental Authority enacting the same. The Tenant shall comply with each and every requirement of all policies of public liability, fire and other insurance which at any time may be in force with respect to the Improvements. Section 5.9 Property Taxes. The Tenant acknowledges and agrees that this Ground Lease will create a possessory interest subject to property taxation. Subject to the Tenant's ri ghts of contest as provided in Section 5.16, the Tenant agrees to pay and discharge, or cause the payment and discharge, during the Term of the Ground Lease, before delinquency, all taxes (including, without limitation, possessory interest taxes associated with the Tenant's interest in the Property, the Ground Lease, and any so-called value added tax), assessments (including without limitation, all assessments for pub I ic improvements or benefits, whether or not to be completed prior to the date hereof and whether or not to be completed within the Term if the Ground Lease), fees, levies, water and sewer rents, rates and charges, vault license fees or rentals, license and permit fees and other governmental charges of any kind or nature whatsoever, general and special, ordinary and extraordinary, foreseen, currently or hereafter levied or assessed in lieu of or in substitution of any of the foregoing which are or may be at any time or from time to time during the Term of the Ground Lease levied, charged, assessed or imposed upon or against the Tenant's interest in the Property or the Improvements which are located thereon, or against any of the Tenant's personal property located thereon, or which may be levied, charged, assessed or imposed upon or against the leasehold estate created hereby or which may be imposed upon any taxable interest of the Tenant acquired pursuant to the Ground Lease (all of the foregoing collectively called "Taxes"). The Tenant shall pay or reimburse the Landlord, as the case may be, fo r any fines, penalties, interest or costs which may be added by the collecting authority for the late payment or nonpayment of any Taxes required to be paid by the Tenant hereunder. Tenant shall use good faith efforts to apply for and maintain a welfare exemption in accordance with Section 2 14(g) and Section 236 of the California Revenue and Taxation Code. Section 5.10 Limits of I~x Liability. The provisions of this Ground Lease shall not be deemed to require the Tenant to pay municipal, County, state or federal income or gross receipts taxes (except as provided below) or excess profits taxes assessed against the Landlord or any interest of Landlord in the Property or Improveme nts, or municipal, County, state or federal capital levy, estate, succession, inheritance, gift or transfer taxes of the Landlord, or corporation franchise taxes imposed upon any corporate owner of the fee of the Property; except, however, that the Tenant shall pay all taxes assessed by any Governmental Authorities by virtue of any operations by the Tenant conducted on or out of the Improvements. 24 IO I 0\26\2824202.8 Section 5.11 Apportionment of Taxes. A ll Taxes for the fiscal or tax years in which the Term begins and ends shall be apportioned so that the Tenant shall pay only those portions thereof that wi II correspond with the portion of said years as are within the Term. Section 5.1 2 Tax Recei.P,ts. The Tenant, upon the written request of the Landlord, shall furnish to the Landlord within thirty (30) days after the date when any such Taxes would become delinquent, other evidence reasonably satisfactory to the Landlord evidencing the payment of such Taxes. Section 5.13 Evidence ofNon.Pfil'._ment. The receipt by the Landlord of a certifi cate, advice, receipt or bill of the appropriate official designated by law to make or issue the same or to receive payment of any such Taxes, stating the nonpayment of such Taxes prior to delinquency shall be prima facie evidence that such Taxes are due and unpaid or have not been paid at the time of the making or issuance of such certificate, advice, receipt or bill. Section 5.14 Assistance in Makin~ments. The Parties acknowledge that Tenant is responsible under this Ground Lease for making various payments to third parties, such as tax and utility payments in accordance with the provisions of this Article 5. In case any person or entity to whom any sum is directly payable by the Tenant under any of the provisions of this Ground Lease (e.g., a tax collector or utility company) shall refu se to accept payment of such sum from the Tenant (due to the fact that the Tenant is not the fee owner of the Property or for any other reason), the Tenant shall thereupon give written notice of such fact to the Landlord and shall pay such sum directly to Landlord at the address specified in Section 14.1 hereof, and Landlord shal I thereupon pay such sum to such person or entity. Section 5.15 The Landlord's Right Cure. If the Tenant, in violation of the provisions of this Ground Lease, shall fa il to pay and to d ischarge any Taxes, or any other tax or fee, the Landlord may (but shall not be obligated to) pay or discharge such Taxes, and the amount paid by the Landlord and the amount of all costs, expens·es, interest and penalties connected therewith, including attorneys' fees, together with interest at the Default Jnterest Rate shall be deemed to be and shall, upon demand of the Landlord, be payable by the Tenant as repayment of an Advance. Section 5.16 Permitted Contests. The Tenant shall not be required to pay, discharge or remove any Taxes (including penalties and interest) upon or against the Improvements, or any part thereof, so long as the 25 IO I 0\26\2824202.8 Tenant shall in good faith contest the same or the validity thereof by appropriate legal proceedings and such legal proceedings shall operate to prevent the collection of the taxes so contested, or the sale of the Improvements, or any part thereof, to satisfy the same; and the Tenant shall, prior to the date such taxes are due and payable, meet all requirements for contest im posed by the taxing entity whose Tax is being contested (including, without limitation, depositing any sums required by such taxin g entity). In the event the final determination of any such contest is adverse to the Tenant, the Tenant shall promptly pay fully and discharge the amounts involved in or affected by such contest, together with any penalties, fines, interest, costs and expenses that may have accrued thereon or that may result from any such contest by the Tenant. Any proceedings to contest the validity or amount of taxes or to recover back any taxes pa id by the Tenant shal I be brought by the Tenant, at the Tenant's sole expense, in the name of the Tenant. If any such proceedings are brought by the Tenant, the Tenant shall indemnify and hold harmless the Landlord against any and all loss, cost or expense of any kind (including, but not limited to, reasonable attorneys' fees and expenses) which may be imposed upon or incurred by the Landlord in connection with those proceedings except to the extent arising from the Landlord's gross negligence, willful misconduct, illegal acts or breach of this Ground Lease. The Landlord shall cooperate with the Tenant in providing the Tenant information in connection with contests permitted under this Section. Section 5.17 Service and Utilities. The Tenant shall pay promptly as the same become due and payable al I charges, costs, bills and expenses of and for water, gas, electricity, sewer, air-conditioning, telephone and all other public or private services and utiliti es of whatever kind furnished or supplied to or used by the Tenant or any other party in connection with the use, occupancy, maintenance or operation of the Improvements or any part thereof, and shall comply with all contracts relating to such services and shall do all other things reasonably necessary and required for the maintenance and continuance of such services. Section 5. I 8 Hazardous Materi~h- (a) Covenants. (I) No Hazardous Materials Activities. The Tenant hereby represents and warrants to the Landlord that, at all times from and after the Effective Date, the Tenant shal l not cause or permit the Property or the Improvements thereon to be used as a site for the use, generation, manufacture, storage, treatment, release, discharge, disposal, transportation or presence of any Hazardous Materials. (2) Hazardous Materials Laws. The Tenant hereby represents and warrants to the Landlord that, at all times from and after the Effective Date, the Tenant shall comply and cause the Property and the Improvements thereon to comply with all Hazardous Materials Laws, including without limitation, those relating to soil and groundwater condition s. 26 I 010\26\2824202.8 (3) Notices. The Tenant hereby represents and warrants to the Landlord that, at all times from and after the Effecti ve Date, the Tenant shall immediately notify the Landlord in writing of: (i) the discovery of any Hazardous Materials on or under the Property in violation of Hazardous Materials Laws; (ii) any knowledge by Tenant that the Property does not comply with any Hazardous Materials Laws; (iii) any claims o r actions pending, for which Tenant has been served, or threatened in writing against the Tenant, the Property or the improvements thereon by any Governmental Authorities or any other person or entity relating to Hazardous Materials or pursuant to any Hazardous Materials Laws (collectively "Hazardous Materials Claim s"); and (iv) the discovery of any occurrence or condition on any real property adjoining or in the vicinity of the Property that could cause the Property or any part thereof to be subject to any restrictions on the ownership, occupancy, transferability or use of the Property under any Hazardous Materials Law, including without limitation under the provisions of Califo rnia Health and Safety Code, Sections 25220 et seq., or any regulation adopted in accordance therewith. (4) Remedial Action. In response to the presence of any Hazardous Materials on, under or about the Property in violation of Hazardous Materials Laws during the Term, the Tenant shall immediately take, at Tenant's sole expense, all remedi al action required by any Hazardous Materials Laws or any judgment, consent decree, settleme nt or compromise with respect to any Hazardous Materials Claims. (b) Inspection by Landlord. Upon reasonable prior written notice to the Tenant, and subject to the rights of tenants at the Property, the Landlord, its employees and agents, may from time to time enter and inspect the Pro perty fo r the purpose of determini ng the existence, location, nature and magnitude of any past or present release or threatened release of any Hazardous Materials into, onto, beneath or fro m the Property. (c) Environmental Indemn ity. Without limiting the generality of the indemnity set fo11h elsewhere in this Ground Lease, the Tenant shall defend, indemnify, and hold the Landlord and its councilmembers, commissioners, directors, officers, employees, agents, successors, and assigns (for the purpose of this clause (c), the "Indemnified Parties") free and harmless against any claims, loss, damage, costs, expense or liability they may actually incur directly arising out of or attributable to the use, generation, storage, release, threatened release, discharge, or disposal by the Tenant or its contractors, subcontractors, tenants, agents, and employees, of Hazardous Materials on, under, or about the Property or the Improvements in violatio n of Hazardous Materials Laws (except to the extent caused by any act or omission of the Landlord or its agents), including without lim itation: (I) a ll fo reseeable consequential damages but solely to the extent owing by the Indemnified Parties to third parties; (2) the costs of any required or necessary repair, cleanup or detoxification of the Property or the Improvements, and the preparation and implementation of any c losure, remedial or other required plans; and (3) all reasonable out-of-pocket costs and expenses actually incurred by the Landlord in connection with clauses (I) and (2), including but not lim ited to reasonable attorney's fees. Notwithstanding the foregoing, Tenant shall have no liability for any such claims, loss, damage, costs, expense or liability imposed upon or incurred by or asserted against any Indemnified Parties to the extent arising from the gross negligence, willful misconduct, ill egal acts or breach of this Ground Lease by any Indemnified Party or to the extent arising from acti ons, conditions or events relating to 27 IO I 012612824202.8 Hazardous Materials placed in, on, above or under the Property after the expiration of the Term of this Ground Lease (or the earlier termination thereof) and were not caused by the direct or indirect actions of Tenant or any party acting, by, under, or through Tenant. This obligation to indemnify and defend shall survive termination of this Ground Lease. ARTICLE 6. TIJLE TO IMPROVEMENTS; QUIET ENJOYMENT; INSPECTJONS. Section 6.1 During the T~rm. The Landlord hereby grants to the Tenant, without warranty express or implied, any right, title, or interest that the Landlord has or may have in the improvements now or hereafter located on the Property, which improvements are and shall at all times during the Term be deemed real property. Notwithstanding any provision in this Ground Lease to the contrary, the Improvements and all alterations, additions, equipment and fixtures built, made or installed by the Tenant in, on, under or to the Property or the Improvements shall be the sole property of the Tenant until the expiration of the Term or other termination of this Ground Lease; provided, however, that the Tenant shall have no right to destroy, demolish or remove the Improvements, or any portion thereof, except as specifically provided for in this Ground Lease or as approved in writing by the Landlord. It is the intent of the Parties hereto that this Ground Lease shall create a constructive notice of severance of the Improvements from the Property without the necessity of a deed from the Landlord after the [mprovements have been constructed. Section 6.2 After the Term. Upon the expiration of the Term or other termination of the Ground Lease, the lmprovements and all alterations, additions, equipment and fixtures shall be deemed to be and shall automatically become the property of the Landlord, without cost or charge to the Landlord. The Landlord agrees that the Tenant, at any time prior to the si-xtieth (60th) day after the expiration or other termination of this Ground Lease, may remove from the Property, the Personal Property, and any and all equipment which the Tenant has furnished for maintenance purposes, provided that the Tenant shall repair any physical damage to the Property or the Improvements caused by the removal of such equipment and property. The Tenant agrees to execute, at the request of the Landlord at the end of the Term, a quitclaim deed of the Improvements to the Landlord to be recorded at the Landlord's option and expense and any other documents that may be reasonably required by the Landlord or the Landlord's title company to provide the Landlord title to the Property and the Improvements free and clear of all monetary liens and monetary encumbrances not caused or agreed to by the Landlord. Section 6.3 Benefits of Improvements During Term. The Landlord acknowledges and agrees that any and all depreciation, amortization, tax credits and other tax benefits for federal or state tax purposes re lating to the Improvements located o n the Property and any and all additions thereto, substitutions therefor, fixtures therein 28 IO I 012612824202.8 and other property relating thereto shall be deducted or credited exclusively to the Tenant during the Term and for the tax years during which the Tenn begins and ends. Section 6.4 Quiet Enjoyment. The Landlord covenants and warrants that the Tenant shall peaceably and quietly have, hold, occupy, use and enjoy, and shall have the full, exclusive and unrestricted use and enjoyment of, all of the Property during the Term, subject only to the provisions of this Ground Lease and all applicable legal requirements of the Governmental Authorities. Section 6.5 The Landlord's Right of inspection. Notwithstanding Section 6.4 above, the Landlord, its employees or its agents, upon at least forty-eight (48) hours prior written notice to the Tenant, shall have the right to enter upon the Property for purposes of reasonable inspections performed during reasonable business hours in order to assure compliance by the Tenant with its obligations under this Ground Lease, subject to the rights of the tenants of the Units. ARTrCLE 7. ASSIGNMENT AND SUBLETTING Section 7.1 Definitions. (a) Definition. For purposes of this Ground Lease, "Transfer" shall mean any sale, assignment, or transfer, whether voluntary or involuntary, of: (i) any rights and/or duties under this Lease; and/or (ii) any interest in the Tenant or the Development, including (but not limited to) a fee simple interest, a joint tenancy interest, a life estate, a partnership interest, a leasehold interest, a security interest, or an interest evidenced by a land contract by which possession of the Development is transferred and Tenant retains title. The term "Transfer" shall exclude the l'easing of any single Unit in the Development to an occupant in compliance with the Regulatory Agreement. (b) Prohibited Transfers. Other than the Permitted Transfers (as set forth in Section 7.3, below), no Transfer shall be permitted without the prior written consent of the City, which the City may withhold in its reasonable discretion_. Any unauthorized Transfer shall constitute a Tenant Event of Default under Section 12. L, below. Section 7.2 Purpose of Restrictions on Transfer; Applicability. This Ground Lease is granted to the Tenant solely for the purpose of development and operation of the Improvements, and its subsequent use in accordance with the terms of this Ground Lease, and not for speculation in landholding. The Tenant recognizes that, in view of the following factors, the qualifications and identity of the Tenant are of particular concern to the community and Landlord: 29 IO I 0\26\2824202.8 (a) The fact that a Transfer as defined in Section 7. l above is for practical purposes a transfer or disposition of the leasehold interest in the Property then owned by Tenant; and (b) The fact that the Improvements are not to be acquired, developed or used for speculation, but only for development and operation by Tenant in accordance with this Ground Lease and the Development Documents. Tenant further recognizes that it is because of such qua I ifications and identity that Landlord is entering into this Ground Lease with Tenant and that Transfers are permitted only as provided in this Ground Lease. Section 7.3 Prohibited Transfers. Except as expressly permitted in this Ground Lease, Tenant represents and agrees that Tenant has not f!lade or created, and shall not make or create or suffer to be made or created, any Transfer, either voluntarily or by operation of law. Any Transfer made in contravention of this Section 7.3 shall be void and shall be deemed to be a default under this Ground Lease whether or not Tenant knew of or participated in such Transfer. Section 7.4 Permitted Transfers. Notwithstanding the provisions of Section 7.3, the following Transfers shall be permitted and approved by Landlord: (a) Any Transfer to an Approved Security Interest Holder pursuant to an Approved Security Interest (as set forth in Article 9); (b) Any Transfer directly resulting from the foreclosure of an Approved Security Interest, the granting of a deed in lieu of foreclosure of an Approved Security Interest, or as otherwise permitted under Article 9 below; (c) Any Transfer solely and directly resulting from the death or incapacity of an individual; (d) Future Transfers of the limited partner interest of Tenant provided that: (I) such Transfers do not affect the timing and amount of the investor capital contributions provided for in, and subject to the terms, conditions, and adjustments of the Partnership Agreement; and (2) in subsequent Transfers prior to the investment of all project equity by the Investor, such Transfer is to a Related Entity investor Transferee. ( e) Transfer of the Tenant's leasehold interest Property from the Tenant to: (I) the Managing General Partner, an entity under the Control of the Managing General Partner, or 30 IO 10\26\2824202.8 (2) the Administrative General Partner, an entity under the Control of the Administrative General Partner (or Affirmed), and an assumption of the City Loan by such transferee at the end of the Fifteen Year Compliance Period, or as otherwise permitted by the Jnvestor, pursuant to an option or right of first refusal agreement as described in the Partnership Agreement, or related documents; provided that: (A) if such transferee is the Managing General Partner or an entity under the Control of the Managing General Partner, the transferee is exempt from federal income taxation pursuant to Section 50 I ( c )(3) of the Code, (B) the transferee is under the Control of the Managing General Partner, an entity under the Control of the Managing General Partner, the Administrative General Partner, an entity under the Control of the Administrative General Partner (or Affirmed) and (C) the transferee expressly assumes the obligations of the Tenant under this Lease and the obligations under the City Loan Documents, utilizing a form of assignment and assumption agreement to be provided by the City, and approved by the transferee. (f) Transfers of any interest in the Tenant from: (i) the Limited Partner to the Administrative General Partner or an affiliate of the Administrative General Partner (or Affirmed), (ii) the Administrative General Partner to any affiliate of the Administrative General Partner (or Affirmed), and (iii) the Manag ing General Partner to another corporation that is exempt from federal income taxation pursuant to Section 501(c)(3) of the Code, and that is reasonably acceptable to the City. (g) In the event the Managing Genera l Partner or the Administrative General Partner is removed by a limited partner of Tenant for cause fol lowing default under the Partnership Agreement, the C ity hereby approves the Transfer of the general partner interest to: (1) a corporation exempt from federal income tax pursuant to Section 501 ( c )(3) of the Code, or a limited liability company whose member is a corporation exempt from federal income tax under Section 501 ( c )(3) of the Code, selected by the I irnited partner and approved by the City, which approval shall not be withheld unreasonably; or (2) the Investor Limited Partner, the Special Limited Partner, or a Related Entity Investor Transferee, but only for a period not to exceed one hundred eighty (180) days during which time such entity shall dili gently seek a replacement general partner meeting the requirements of subsection (I) above, or otherwise acceptable to the Investor Limited Partner, the Special Limited Partner, and the City (such approval not to be unreasonably withheld, delayed, or conditioned); and (h) The lease of the Units within to income-eligible households in accordance with this Ground Lease and the Development Docume nts. Section 7.5 Procedure for Landlord Approval of Certain Transfers. In the event the Tenant desires to effect a Transfer that is not permitted hereunder, the Tenant shall first submit to Landlord information regarding such proposed Transfer including the proposed documents to effectuate the Transfer, a description of the type and amount of consideration for the Transfer, and information regarding the proposed transferee's financial strength and the proposed transferee's capacities and expertise with respect to operatio n and management of similar mixed-use developments. T he Landlord shall approve such Transfer by written notice to the Tenant if, based upon the information submitted by the Tenant and any 3 1 1010\26\2824202.8 other information available to the Landlord, it appears that following the Transfer, the new Tenant will be of sound reputation and will have sufficient financial strength and management and operation expertise in the ownership and operation of affordable housing developments, to fully perform and comply with all terms of this Ground Lease, and if, in addition, the proposed transferee meets the following criteria: (a) The proposed transferee has continuously been in the business of owning and operating affordable housing developments for at least five (5) years prior to the proposed Transfer; (b) As of the date of the proposed Transfer, the proposed transferee has a net worth equal to or greater than that of the Tenant as of the Effective Date or as of the proposed Transfer, whichever is greater. Subject to Tenant's compliance with Section 14.1 ( c) hereof, unless the proposed Transfer is disapproved by Landlord within thirty (30) days, which disapproval shall state with reasonable specificity the basis for disapproval, it shall be deemed approved. Section 7 .6 Effectuation of Certain Perm itteci Transfers. No Transfer of this Ground Lease (as opposed to a Transfer in whole or in pait of an interest in the Tenant) permitted pursuant to Section 7.4 (other than a Transfer pursuant to an Approved Security Interest under Section 9.1 or the lease of the Units to income-eligible households in accordance with this Ground Lease and the Development Documents) shall be effective unless, at the time of the Transfer, the person or entity to whom such Transfer is made, by an instrument in writing reasonably satisfactory to Landlord and in form recordable among the land records, shall expressly assume all of the obligations of the Tenant under this Ground Lease and the Development Documents and agrees to be subject to all conditions and restrictions to which the Tenant is subject arising during such person's or entity's ownership of this Ground Lease. Anything to the contrary notwithstanding, an Approved Security Interest Holder or any owner of the estate created by this Ground Lease whose interest shall have been acquired by, through or under an Approved Security Interest, or shall have been derived immediately from an Approved Security Interest Holder, shall not be required to give to Landlord such written assumption until such holder or other person is entitled to possession of the Property or the Improvements thereon, or entitled to possession thereof. Section 7.7 Transfer by Landlmd. In the event of a sale, assignment, transfer or conveyance by the Landlord of the fee interest in the Property or of the Landlord's ri ghts under this Ground Lease, the Landlord shall be released from any future liability upon any of the covenants or conditions of this Ground Lease, expressed or implied, in favor of the Tenant, and, in such event, the Tenant agrees to look solely to the successor in interest of the Landlord in and to the Property or this Ground Lease. This Ground Lease shall not be affected by any such sale, and the Tenant agrees to attorn to any such purchaser or assignee. 32 IO I 0\26\2824202.8 Section 7.8 Successors and Assigns. The terms, covenants and conditions contained in this Article 7 shall be binding upon and inure to the benefit of the heirs, successors, executors, administrators and assigns of the Parties hereto; provided, however, that there shall be no transfer of any interest owned by the Tenant except pursuant to the terms of this Ground Lease. ARTICLE 8. fNSURANCE; DAMAGE AND DESTRUCTION OF IMPROVEMENTS Section 8.1 Insurance Requirements. During the Term and any Holding Over Period, the Tenant sha ll furnish to the Landlord the type and amounts of insurance specified in Exhibit D. The Tenant shall submit to Landlord evidence of the insurance coverage meeting the general requirements set forth in Exhibit D, on, or before, the Effective Date, provided any evidence of insurance required for construction purposes sh al I be submitted ten ( I 0) days prio r to commencement of any construction work on the Property. The Landlord shall review and reasonably approve or disapprove of the evidence of insurance not less than ten ( I 0) days after submission of complete information in the form required by the Landlord. If the Landlord disapproves the evidence of insurance, it sha ll specify in writing the reasons for such disapproval. The Tenant shall resubmit the informati on required within fifteen ( 15) days of the Tenant's receipt of the Landlord's written notification. The review and submission periods shall continue to apply until the Landlord approves the evidence of insurance coverage. Notwithstanding any provision to the contrary, this Ground Lease shall not commence prior to Landlord's approval of Tenant's insurance and no work shall be initiated on the Property prior to receipt of the Landlord's approval of Tenant's insurance relating to construction. The Landlord shall not unreasonably withhold, delay or condition approval of any insurance. Each contractor, and sub-contractor shall have furnished the Landlord with evidence of the insurance coverage meeting the general insurance requirements set forth in Exhibit D, prior to initiating any work on the Property. The periods for submission, review and approval shall apply as stated above. Section 8.2 No Termination of Ground Lease; Obli gation to Restore. Except as otherwise provided in Section 8.3 or 8.4, no loss or damage by fire or any other cause resulting in either partial or total destruction of any buildings or the Improvements now or hereafter located in, upon or on the Property, or any fi xtures, equipment or machinery used or intended to be used in connection with the Improvements shall operate to term inate this Ground Lease, or to relieve or discharge the Tenant from the pay ment of any Rent or other amounts payable under this Ground Lease, as Rent or otherwise, as and when they become due and payable, or from the performance and observance of any of the agreements, covenants a nd conditions herein contained to be performed and observed by the Tenant. The Tenant hereby waives the provisions of Section 1932, subsection 2, and of Section 1933, subsection 4, of the 33 IO I 0126\2824202.8 California Civil Code, as either or both may from time to time be amended, replaced or restated. Except as provided in Section 8.3 and 8.4, the Tenant shall promptly repair, or cause the prompt repair of, any damage or destruction caused to the Improvements and restore the Improvements to at least as good a condition as existed prior to the damage or destructi on, as more specifically provided in Section 8.5. The Tenant's fa ilure to make such full repair and restoration under any conditions in which it has elected or is required so to do shall constitute a Tenant Event of Default under this Ground Lease. Section 8.3 Damage or Destruction Occurring Prior to Final Years of Term. The following provisions shall apply in cases of damage or destruction not descri bed in Section 8.4: (a) If the Improvements on the Property are damaged or destroyed by any casualty where (I) the casualty causing such damage or destruction is required to be insured again st under the terms of this Ground Lease, and (2) the insurance proceeds available are in an amount of not less than one hundred percent ( I 00%) of the amoun t necessary to repair and restore such Improvements, then the Tenant shall make full repair of such damage and shall restore the Im provements in accordance with the provisio ns of Sections 8.2 and 8.5. (b) If the Jmprovements on the Property are damaged or destroyed by any casualty where (1) the casualty causing such damage or destruction is required to be insured against under the terms of this Ground Lease, (2) the Tenant is not in default with respect to its obligation under this Ground Lease to maintain insurance against the casualty causing such damage or destruction, and (3) the insurance proceeds available a re in an amount that is less than one hundred percent (100%) of the amount necessary to repair and restore such Improvements, then the Tenant shall have the right, at the Tenant's election, to (1) terminate this Ground Lease in accordance with the provisions of Section 8.6, or (2) make ful I repair of such damage and to restore the Improvements in accordance with the provisions of Sections 8.2 and 8.5, or (3) repair such damage or restore the Improvements to the extent necessary to preserve them and make them safe, and in addition, to the extent of the insurance proceeds available. (c) If the Improvements on the Property are damaged or destroyed by any casualty where (1) the casualty causing such damage or destruction is required to be insured against under the terms of th is Ground Lease, and (2) the Tenant is in default with respect to its obligation under this Ground Lease to maintain insurance against the casualty causing such damage or destruction, then the Tenant shall make full repair of such damage and shall restore the Improvements in accordance with the provisions of Section 8.2 and 8.5. (d) lf the Improvements on the Property are damaged or destroyed by any casualty where the casualty causing such damage or destruction is not required to be insured against under the terms of this Ground Lease, then the Tenant shall have the right, at the Tenant's election (upon obtaining the written consent of the Investor and the Approved Security Interest Holder(s)), to (I) term inate this Ground Lease in accordance with the provisions of Section 8.6, or (2) make fu ll repair of such damage and to restore the Improvements in accordance with the provisions of Section 8.2 and 8.5, or (3) repair such damage or restore the Im provements to the 34 IO J0\2612824202. 8 extent necessary to preserve them and make them safe, and in addition, to the extent of the insurance proceeds available. Section 8.4 Damage or Destruction During FinaLYears of Term. In the event of major damage or destruction to the Improvements (as defined below) on the Property during the last five (5) years of the Term (as may be extended), the Tenant shall have the right, at the Tenant's election, to either make full repair of such damage and fully restore the Improvements on the Property in accordance w ith the provisions of Sections 8.2 and 8.5 or to terminate this Ground Lease, but subject to the rights of Approved Security Interest Holders, and provided that if the Tenant elects to terminate this Ground Lease, the Tenant shall comply with all of the following conditions: (a) The Tenant shall give the Landlord written notice of th e damage or destruction within ten (l 0) days after the event causing such damage or destruction; (b) There shall not then exist a Tenant Event of Default; (c) As promptly as is feasible, the Tenant shall repair or restore the damaged Improvements to the extent necessary to preserve them and make them safe from immediate danger to the public; and (d) The Tenant shall deliver possession of the Property and the Improvements thereon to the Landlord and shall quitclaim to the Landlord all right, title and interest in the Property and the Improvements thereon. "Maj or damage or destruction to the Improvements on the Property" (as used in this Section) means damage or destruction where the cost to make full repair of such damage and restore the Improvements in accordance with the provisions of Sections 8.2 and 8.5 would be fifty percent (50%) or more of the replacement cost of all of the Improvements on the Property in their entirety. The calculation of such percentage shall be based upon the replacement cost of the Improvements on the Property as of the date of the damage or destruction. The determination of whether any particular damage or destruction constitutes major damage or destruction within the meaning of this paragraph shall be determined and certified by a professional cost estimator experienced in such matters and mutually designated by the Landlord and the Tenant within forty-five (45) days of the occwTence of such damage or destruction. If the Parties are unable to designate a mutually acceptable cost estimator within such period, either Party may apply to the presiding judge of the Superior Court of the County who shall appoint such cost estimator. Section 8.5 Procedure for Repair and Restorati on. The provisions of this Section shall apply whenever the Improvements on the Property are to be repaired or restored unde r the provisions of this Article. Notwithstanding any provision to the contrary, the Approved Security Interest Holder(s) shall have the right to participate in adjustment of losses as to any casualty or hazard insurance proceeds as set forth in this Article 8. 35 IO I 0\26\2824202.8 (a) ln the event of any damage or destruction to the Property or the Improvements where the cost to repair exceeds Twenty Five Thousand Dollars ($25,000) (as increased by 3.5% for each successive year of the Term), the Tenant shall promptly give the Landlord written notice of such damage or destruction, setting forth the cause (if known), the date on which such damage or destruction occurred, and the estimated cost of repair and restoration as certified by a professional cost estimator experienced in such matters. Whenever any part of the Property or the Improvements shall have been damaged or destroyed, the Tenant shall promptly make proof of loss and shal I proceed promptly to collect, or cause to be collected, all valid c laims which the Tenant may have against insurers or others based upon any such damage or destruction. Except as otherwise provided below, sums of money received as payments for any losses pursuant to said insurance policies shall be used and expended for the purpose of fully repairing or reconstructing the portions of the Property or the Improvements which have been destroyed or damaged in accordance with one of the fo llowing procedures: (1) ln accordance with the procedures for use and expenditure of insurance proceeds established by one or more Approved Security interest Holde rs if there is an Approved Security Interest Holder(s) and such Approved Security Interest Holder(s) has established such procedures as of the time of receipt of the insurance process (in such case, the procedures in subsections (b) and (c) below shall not apply); or (2) Otherwise, in accordance with the procedures of subsections (b) and (c) below, unless the Tenant has established alternate procedures that, in the Landlord's reasonable judgment, will accomplish the use and expenditure of the insurance proceeds to effectuate full repair or reconstruction of the portions of the Property or the fmprovements which have been destroyed or damaged in a more effective manner than the procedures set forth in subsections (b) and (c). The provisions of subsection (d) below shall apply regardless of the procedure employed for the use and expenditure of insurance proceeds. (b) Within one hundred eighty ( I 80) days after the event of damage or destruction, the Tenant shall make available to the Insurance Trustee, described in subsection (c) below, the difference, if any, between the certified estimated cost of repair and restoration and the amount of insurance proceeds anticipated to be received for such repair and restoration (such amount is hereinafter referred to as the "Tenant Contribution"). (c) All proceeds of insurance together with the Tenant Contribution, if any, shall be paid by the Tenant to the insurance trustee, which insurance trustee shall be a commercial bank or trust company experienced in such matters and designated by the Landlord (the "Insurance Trustee"). The Insurance Trustee shall hold such proceeds in trust and shall disburse same to the Tenant as follows: from time to ti me as the work of restoration progresses, the Tenant shall submit to the Insurance Trustee a certificate of the Tenant, signed by an authorized officer or representative thereof, and approved by an archi tect selected by the Tenant and approved by the Landlord (in Landlord's reasonable discretion) (the "Architect"), which certificate shall: 36 IO I 0\26\2824202.8 (I) accurately describe the work for which the Tenant is requesting payment and the cost incurred by the Tenant in connection therewith, (2) certify that the Tenant has not theretofore received payment for such work, and (3) conditional lien releases based upon payment executed by all persons or entities supplying labor or materials in connection with such work; and ( 4) contain or be accompanied by a statement by the Tenant that the work for wh ich the Tenant is requesting payment has been perfonned substantia lly in accordance with plans and specifications therefor approved by the Landlord (in Landlord's reasonable discretion). Within five (5) days after receipt of any such certificate, the Insurance Trustee shall pay to the Tenant, from the funds within its possession, an amount equal to ninety percent (90%) of the amount of the cost of the work for which the Tenant is requesting payment, as shown on such certificate. Upon completion of such work, the remainder of such cost (to the extent of the balance of the funds held by the Insurance Trustee) and all other insurance proceeds held by the Insurance Trustee shall be paid to the Tenant within five (5) days after the delivery to the Insurance Trustee of a certificate of the Tenant, signed by an authorized officer or representative thereof and approved by the Architect for the work, stating that the work has been completed and setting forth the total cost thereof, which certificate shall: ( I) contain or be accompanied by a statement by the Tenant that the work has been completed substantially in accordance with plans and specifications therefor approved by the Landlord (in Landlord's reasonable discretion); and (2) be accompanied by either (A) an unconditional waiver or release of mechanics' and materialmen's liens executed by all persons or entities supplying labor or materials in connection with such work or (B) other evidence reasonably satisfactory to the Landlord that the period for filing any such lien has expired and no such lien has been filed, or, if filed, has been bonded by the Tenant to the reasonable satisfaction of the Landlord and the Insurance Trustee. The Insurance Trustee shall not be required to invest or pay interest on any funds held by such tru~tee, except in accordance with any agreement between the Tenant and the Insurance Trustee. (d) The Tenant shall promptly commence and complete, in a good and workmanlike manner and in accordance with Article 4, the reconstruction or repair of any part of the Property or the Improvements thereon damaged or destroyed after (I) the Landlord has approved (in Landlord's reasonable discretion) the Tenant's plans, drawings, specifications and construction schedule for such reconstruction or repair as such approval may be required under Article 4, and (2) the proceeds of insurance, if any, applicable to such reconstruction or repair have been made available for such purpose. Section 8.6 Procedures Upon Permitted TerminatiQn. Upon termination of this Ground Lease pursuant to Section 8.3 or 8.4, insurance proceeds for the Improvements not used in repair or restoration shall be distributed as follows: 37 IO I 0\26\2824202.8 (a) First, to the Approved Security Interest Holder(s), the amount required by such Approved Security fnterest Holder(s). (b) Second, at the option of the Landlord, to the Landlord in the amount necessary to raze the remaining Improvements, clear the Property, make it safe, and return the Property to the condition of a developable pad. (c) Third, any balance shall be divided between the Landlord and the Tenant on the following basis: Proceeds for Improvements having a remaining useful life less than the remaining Term as of the termination date shal I be paid to the Tenant. A proportionate share of proceeds for the Improvements having a remaining useful life greater than the remaining Term as of the termination date, calculated by the ratio that the remaining Term bears to the remaining useful life, shall be paid to the Tenant, and the balance of such proceeds for such Improvements shall be paid to the Landlord. All other insurance proceeds shall be paid to and become the sole pro perty of the Tenant. The Tenant shall be responsible for paying all indebtedness owed to Approved Security Interest Holders from the Tenant's share of insurance proceeds allocated pursuant to this Section 8.6 or from other sources available to Tenant. Section 8.7 Prosecution of Claims. In connection with and as a condition of any termination pursuant to Section 8.3 or 8.4, the Tenant shal I make proof of loss and proceed to collect or commence collecti on of al I val id claims which the Tenant may have against insurers o r others based upon such damage or destruction, and shall assign and transfer to the Landlord all rights under insurance policies and against others and proceeds of insurance and other claims resulting from the casualty. Upon termination of this Ground Lease, the Tenant shall deliver possession of the Property and the Improvements thereon to the Landlord and quitclaim to the Landlord all right, title and interest in the Property and the Improvements thereon. ARTICLE 9. APPROVED SECURITY INTERESTS Section 9.1 Right to Encumber the Lea~hold£state. The Tenant shall have the right during the Term to enc~mber, throug h an Approved Security Interest, all of the Tenant's right, title and interest in the Property subject to the provisions of this Ground Lease; provided, however, any Approved Security Interest shall remain subordinate and inferior to Landlord's right, title, and interest in the Property and, upon acquisition of the leasehold interest in the Property, any foreclosing Approved Security Interest Holder's rights to the Property shall be subject to the terms and provisions of this Ground Lease. Landlord and Tenant agree that, so long as any Approved Security Interest encumbers th e leasehold interest in the Property, the prior written consent of the Approved Security Interest 38 1010\26\2824202.8 Holder shall be required (a) in connection with any agreement by Landlord and Tenant (or their respective successors and assignees) to cancel, waive, terminate (other than termination following a Tenant Event of Default), surrender, amend or modify this Ground Lease, (b) with respect to any acceptance by Landlord of any attempted cancellation, termination, or surrender of this Ground Lease or the on the part of Tenant, and/or (c) with respect to any termination or cancellation of the Ground Lease by Tenant and/or Landlord pursuant to Artic le 8, or any other provision of the Ground Lease which gives the Tenant and/or the Land lord an express right to terminate or cancel the Ground Lease (other than termination fo llowing a Tenant Event of Default). Notwithstanding any prov ision to the contrary, the Approved Security Interest Holder(s) shall have the right to participate in adjustment of losses as to any casualty or hazard insurance proceeds as set forth in Article 8. Section 9.2 Notice to A pproved Security Interest Holders. During any period in which an Approved Security f nterest is in pl ace, the Landlord shall g ive any such Approved Security Interest Holder of which the Landlord has received notice from the Tenant, and the Investor, a duplicate copy of all notices of default or other notices that Landlord may give to or serve in writing upon Tenant pursuant to the terms of this Ground Lease. The address of the Investor or Approved Security Interest Ho lder originally designated in the Approved Security Interest may be changed upon written notice delivered to Landlord in the manner specified in Section 14.1 below. The Landlord's failure to give any such notice to any such Approved Security Interest Holder, or Investor, shall not render suc h notice ineffective, nor shall any such failure constitute a Tenant Event of Default hereunder; provided, however, all rights of the Landlord to terminate this Ground Lease as the result of the occurrence of any Tenant Event of Default shall be subject to, and conditioned upon: (i) the Landlord having first given Approved Security Interest Holders, and the Investor, notice of such Tenant Event of Defaul t, and; (ii) the Approved Security Interest Holder, or the Investor, having failed to remedy such default or acquire the Tenant's leasehold estate created pursuant to this Ground Lease, or commence foreclosure or other appropriate proceedings in the nature thereof within the time and manner set forth in Section 9.3, below, as applicable. Section 9 .3 Right to Perform and Right to Cure. Each Approved Security Interest Ho lder, and the Investor, shall have the right, but not the obligation, at any time prior to termination of this Ground Lease and w ithout payment of any penalty other than the interest on unpaid Rent, to pay all of the Rents due hereunder, to effect any insurance, to pay any taxes and assessments, to make any repairs and improvements, to do any other act or thing required of the Tenant hereunder, and to do any act or thing which may be necessary and proper to be done in the performance and observance of the agreements, covenants and conditions set forth in this Ground Lease to prevent a termination of this Ground Lease as the same would have been if made, done and performed by the Tenant instead of by an Approved Security Interest Holder or the Investor. Should any event of default under this Ground Lease occur, and not be cured by the Tenant within the a pplicable notice and cure period provided in this Ground Lease, the Landlord shall not terminate this Ground Lease nor exercise any other remedy hereunder unless it first gives written notice of such event of default to the Approved Security Interest Holders, and the r nvestor, and, thereafter, the Approved Security Interest 39 IO I 0\26\2824202.8 Holder, or the Investor, shall have failed, within thirty (3 0) days ofreceipt of said written notice, either (i) to remedy such default; or (ii) to obtain title to Tenant's interest in the Property in lieu of foreclosure; or (iii) to commence foreclosure or other appropriate proceedings in the nature thereof and thereafter diligently prosecute such proceedings to completion. If the Approved Security Interest Holder, or the lnvestor, takes any of the actions in (i) thru (iii) above, then such event of default shall be deemed remedied. Section 9.4 Notice and Right to Cure Defaults Under Approved Security Interests. Upon the recording of the Memorandum of Lease, the Landlord may record in the Official Records a request for notice of any default under the Approved Security lnterests. In the event of default by the Tenant under any of the Approved Security Interests, the Landlord shall have the right, but not the obligation, to cure the default. Any payments made by the Landlord to cure a default shall be treated as additional Rent due from the Tenant as provided in Article 3. Section 9.5 Estoppel Certificates. The Landlord and the Tenant agree that at any time and from time to time upon not less than twenty (20) days prior written notice by the other Party, or upon request from any Approved Security Interest Holder or a permitted assignee or other interested party, the Landlord or the Tenant shall execute, acknowledge and deliver to the other party or to such other parties a statement in writing certifying (a) that this Ground Lease is unmodified and in full force and effect; (b) the date through which the Rent has been paid; and ( c) that, to the knowledge of the certifier (if such be the case), there is no default, set-off, defense or other claim against the Landlord or the Tenant, as applicable, other than those, if any, so specified under the provisions of this Ground Lease. It is intended that any such statement may be relied upon by any persons proposing to acquire the interest of the Landlord, the Tenant or any Approved Security Interest Holder, as the case may be, in this Ground Lease or by any assignee of any Approved Security r nterest Holder. Section 9.6 Mort!@g_e of Landlord's Estate. The Landlord agrees not to encumber or convey any interest in the Landlord's fee interest in the Property with any deed to secure debt, mortgage, deed of trust or other instrument in the nature thereof as security for any debt which is not expressly subordinate to the Tenant's interest in the Property under this Ground Lease and to any Approved Security Interest without the written consent of the Tenant, Investor, and the Approved Security Interest Holder(s). The Landlord agrees not to permit any liens arising from work contracted for by the Landlord to be filed against the Property without causing the same to be removed or bonded over within thirty (30) days of such fi ling. Section 9.7 Registration of Approved Security Interests. The Tenant shat I provide written notice to the Landlord of the name and address of each Approved Security [nterest under this Ground Lease. 40 IO 10\26\2824202.8 ARTICLE 10. SURRENDE~R; HOLDING OVER Section 10.1 Surrender of Property. (a) Tenant Notice. The Tenant shal l, at least ninety (90) days before the last day of the Term, give to Landlord a written notice of Tenant's intention to surrender the Property and the Improvements thereon on that date, but nothing contained in this Section shall be construed as an extension of the Term of this Ground Lease or as consent of Landlord to any holding over by Tenant. (b) Surrender. At the end of the Term or other sooner termination of this Ground Lease, Tenant shall surrender and deliver to Landlord the Property and the possession of the Property, together with all r mprovements, and any Personal Property (if any) in condition required for the Property and Improvements to be maintained under this Ground Lease, and free and clear of all liens and encumbrances other than those, if any, presently existing or created by Landlord, without payment or allowance whatever by Landlord on account of any such Improvements. (c) Section 6.2, above. Quitclaim Deed. The Tenant shall execute such documents as set forth in (d) Delivery. Unless otherwise agreed by Landlord, Tenant shall cause and be solely responsible for the Property and the Improvements to be delivered vacant to the Landlord in accordance with al l applicable Relocation Laws at time of surrender. The Tenant shall indemnify the Landlord for any c laims relating to relocation of any occupants on the Property, and the Tenant's failure to comply with any Re location Laws prior to, or after, the Effective Date. (e) No Relocation C laim. Tenant acknowledges that the Tenant has voluntaril y entered into this Ground Lease, and, upon the expiration or termination of this Ground Lease, the Tenant shall not be entitled to any relocation assistance, or any othe r benefit, under the Relocation Laws, or any other provision of law. Therefore, Tenant, on behalf of itself, and any Person claiming, by, through, or under, the Tenant waives any claim to such assistance or benefits, and shall be estopped from asserting any such claims. Section 10.2 Ho lding Over. If the Tenant shall retain possession of the Property or the Improvements thereon or any part thereof without the Landlord's prior written consent fol lowing the expiration or sooner termination of this Ground Lease for any reason (the "Holding Over Period"), then the Tenant shall pay to the Landlord an amount equal to two hundred percent (200%) of the fair market rent for the Property (as reasonably determined by the Landlord) and other payments that would have been due had the Ground Lease not expired or been terminated and had the Rent and other payment terms in effect at the time of the expiration or sooner termination of the Ground Lease 4 1 IO 10\26\2824202.8 remained in effect. These payments shall be applicable to a holding over of any kind by the Tenant. The Tenant shall a lso indemnify and hold the Landlord harmless from any loss or liability resulting from de lay by the Tenant in surrendering the Property, including, without limitation, any claim s made by any succeeding tenant founded on such delay. Acceptance of Rent by the Landlord following expiration or termination shall not constitute a renewal of this Ground Lease and nothing contained in this Section 10.2 shall waive the Landlord's right of reentry or any other right. The Tenant shal l be only a tenant at sufferance, whether or not the Landlord accepts any Rent from the Tenant while the Tenant is holding over without the Landlord's written consent. Section I 0.3 No Merger. Except upon expiration of the Tenn or upon termi nation of this Ground Lease pursuant to an express right of termination set forth herein, there shall be no merger of either this Ground Lease or the Tenant's estate created hereunder with the fee estate of the Property or any part thereof by reason of the fact that the same person may acquire, own or hold, directly or indirectly, (a) this Ground Lease, the Tenant's estate created hereunder or any interest in this Ground Lease or the Tenant's estate (including the Improvements), and (b) the fee estate in the Property or any part thereof or any interest in such fee estate (including the Improvements), unless and until all persons, including any assignee of the Landlord, having an interest in (i) this Ground Lease or the Tenant's estate created hereunder, and (ii) the fee estate in the Property or any part thereof, shall join in a written instrument effecting such merger and shall duly record the same. ARTJCLE 11. EMINENT DOMAIN Section 11 .1 Total Taking. If either the entire Property (or any improvements thereon) or a substantial and essential portio n of the Property (or any improvements thereon), the taking of which portion materially impairs the use of the Improvements then being made by Tenant and renders the remainder of t he Improvements unsuitable or economically not feasible for such use, as reasonably determined by Tenant in good faith, is taken under the power of eminent domain during the Term of this Ground Lease, then this Ground Lease shall terminate as of the date of such taking. The Landlord and the Tenant shall together make o ne claim for an award for their combined interests in the Property and all buildings, structures, Im provements and fixtures thereon which are so taken. Such award shall be paid to and divided between the Landlord and the Tenant in priority as fol lows: (a) All compensation and damages payable for or on account of the underlying fee title to the Property, assuming that the Property were unimproved but encumbered by this Ground Lease, sha ll be payable to and be the sole property of the Landlord. 42 IO I 0\26\2824202.8 (b) All compensation and damages payable for or on account of the bui ldings and Improvements located on the Property sha ll be divided between the Landlord and the Tenant in the manner specified in Section 8.6 of this Ground Lease. Section I 1.2 Partial Taking. If less than the whole of the Property is taken under the power of eminent domain during the Term of this Ground Lease and this Ground Lease is not terminated as provided in Section 11 .1 hereof, then this Ground Lease shall terminate only with respect to the portion of the Property taken and this Ground Lease shall continue in full force and effect with respect to the portion of the Property not taken. The Tenant shall, but only to the extent of the amount of the award received, promptly reconstruct and restore the portion of the Property not taken and the buildings and Improvements located on the portion of the Property not taken as an integral unit of the same general quality and character as existed prior to such taking. Such reconstruction and restoration shall be performed in a good and workmanlike manner a nd undertaken in accordance with plans and specifications submitted to and approved by the Landlord in accordance with Article 4, and otherwise in accordance with the applicable provisions of this Ground Lease. All awards or other payments received on account of a partial taking as described in this Section 11 .2 shall be paid to the Insurance Trustee referred to in Section 8.5 above to be held and disbursed in the same manner as insurance proceeds, except that any portion of such award remaining after completion of any restoration shall be divided between the Landlord and the Tenant and disbursed by the Insurance Trustee in the manner provided in Section 8.6. Section 11.3 Temporary Taking. If the use of all or any part of the Property is taken under the power of eminent domain during the Term on a temporary basis for a period less than the time remaining after the date of such taking to the end of the Term, then this Ground Lease shall continue in full force and effect and the Tenant shall continue to be obligated to pe rform and observe all of the agreements, covenants and conditions on the part of the Tenant to be performed and observed as and when performance and observance is due to the fu ll extent that such agreements, covenants and conditions are physically capable of performance and observance by the Tenant after such taking. The award payable for or on account of such taking shall be paid to the Tenant. Section 11.4 Notice of Taking; Single Proceeding. In case of a taking of all or any part of the Property or the Improvements thereon or the commencement of any proceeding or negotiations which might result in such taking, the party having notice of such taking or of the commencement of any such proceeding or negotiations shall promptly give written notice thereof to the other party. The Landlord and the Tenant shat I jointly prosecute their claims for an award in a single proceeding, in which any Approved Security Interest Holder may join. In any eminent domain proceeding affecting the Property, both the La ndlord and the Tenant, as wel l as any Approved Security Interest Holder(s), shall have the right to appear in the proceeding and to defend against the eminent domain action as 43 IO I 0\26\2824202. 8 they deem proper in accordance with their own interests. To the extent possible, the Landlord and the Tenant shall reasonably cooperate with each other to maximize the amount of the award payable by reason of the eminent domain. Issues between the Landlord and the Tenant that arise under this Article 1 I shall be joined in any such eminent domain proceeding to the extent permissible under then applicable ru les governing such joinder. As used in this Ground Lease: (l) a "taking" means the acquisition of all or any part of the Property for a public use by exercise of the power of eminent domain; (2) the taking shall be considered to occur as of the earlier of the date on which possess ion of the Property by the entity exercising the power of eminent domain is authorized as stated in an order for possession, or the date on which title to the Property vests in the person exercising the power of eminent domain; and (3) "award" means the compensation paid for the taking. ARTICLE 12. EVENTS OF DEFAULT Section 12.1 Events of Default. Each of the following, subject to the applicable notice and cure period below, shall be a "Tenant Event of Default" by the Tenant hereunder: (a) Failure by the Tenant to pay any Rent when due or to pay or cause to be paid any, insurance premiums or other liquidated sums of money herein stipulated to be paid by the Tenant, if such fail ure shall continue for a period of ten ( 10) days after written notice thereof has been given by the Landlord to the Tenant; (b) The Tenant breaches, and thereafter fails to cure with in the time frame set forth in subsection (h) below, any provision of Article 4; (c) The Tenant breaches, and thereafter fails to cure within the time frame set forth in subsection (h) below, any provision of Article 5; (d) A Bankruptcy/Insolvency Event occurs w ith respect to the Tenant; (e) The Tenant completes a Transfer without obtaining the Landlord's prior written consent to the extent required pursuant to this Ground Lease and thereafter fai ls to cure within the time frame set forth in subsection (h) below; (f) The failure of the Tenant to fu lly repair and restore the Improvements in accordance with the requirements of Article 8 and thereafter fai ls to cure within the time frame set forth in subsection (h) below; (g) Subject to this Article 9, and except as expressly provided otherwise in this Ground Lease, failure by the Tenant to perform or observe any other provisions of this Ground Lease or any of the Development Documents to be observed and performed by the 44 IO I 0\26\2824202.8 Tenant, if such failure shall continue for a period of sixty (60) days after written notice thereof has been given by the Landlord to the Tenant; provided, however, that if any such fai lure cannot reasonably be cured within such sixty (60) day period, then the La ndlord shall not have the right to terminate this Ground Lease or the Tenant's right to possession hereunder so long as the Tenant promptly commences the curing of any such fai lure and thereafter proceeds in good faith and with due diligence to remedy and correct such fai lure within a reasonable period of time; provided, however, that such period sh al I not extend for more than one hundred twenty ( 120) days after the date of the Landlord's notice to the Tenant (unless otherwise permitted by the Landlord), or the maximum permitted cure period permitted by the applicable Development Documents . Any cure of a default by the Investor, or an Approved Security Interest Holder, shall be deemed to be a cure by the Tenant, and shall be accepted or rejected on the same basis as if made or tendered by the Tenant. Section 12.2 Rights and Remedies. (a) Termination. At any time after the occurrence of a Tenant Event of Default hereunder, the Landlord, subject in all respects to the provisions of this Ground Lease with respect to the Landlord's rights to cure defaults by the Tenant and with respect to the ri ghts of any Approved Security Interest Holders, may terminate this Ground Lease by giving the Tenant written notice thereof (with a copy of such notice to the Approved Security rnterest HQlders), setting forth in such notice an effective date for termination which is not less than thirty (30) days after the date of such notice, in which event th is Ground Lease and the Tenant's estate created hereby and all interest of the Tenant and all parties claiming by, through or under the Tenant shall automatically term inate upon the effective date for termination as set forth in such notice, with the same force and effect and to the same extent as if the effective date of such notice had been the date originally fi xed in Article 2 hereof for the expirati on of the Term. In such event, the Landlord, its agents or representatives, shall have the right, without further demand or notice, to re-enter and take possession of the Propetty (including all buildings, the Improvements, and other improvements comprising any part thereof) at any time from and after the effective termination date without being deemed guilty of any manner of trespass and without prejudice to any remedies for arrears of Rent or existing breaches of covenants or any other remedy available at law or equity to the Landlord. (b) Complete Construction. Subject to the rights of any Approved Security Interest Holder, upon any Tenant Event of Default that occurs during the course of construction of the Improvements, the Landlord in its sole discretion may enter and take possession of the Property, whether in person, by agent or by court-appointed receiver, and take any and all actions that the Landlord in its sole discretion may consider necessary to complete construction of the Improvements, including making changes in plans, specifications, work or materials and entering into, modifying or terminating any contractual arrangements, all subject to the Landlord's ri ght at any time to discontinue any work without liabi lity. By choosing to complete the construction of the Improvements, the Landlord does not assume any liability to Tenant or any other person for completing the Improvements or for the manner or quali ty of its construction, and Tenant expressly waives any such liability. If the Landlord exercises any of the rights or remedies 45 1010\26\2824202.8 provided in this clause, that exercise will not make the Land lord, or cause the La ndlord to be deemed, a partner or joint venturer of Tenant. Landlord in its sole discretion may choose to complete construction in its own name. All sums expended by Landlord in completing construction will be considered an Advance pursuant to Section 3.2 bearing interest at the Default Interest Rate. For these purposes the Landlord, in its sole discretion, may reallocate any line item or cost category of the cost breakdown. (c) Additional Remedies. In addition to the remedy set forth above, upon any Tenant Event of Default the Landlord may exerci se any remedy available at law or at equity, including, but not limited to, specific performance. (d) Remedies Cumulative. No right, power, or remedy given to the Landlord by the te rms of this Ground Lease is intended to be exclusive of any other right, power, or re medy; and each and every such right, power, or remedy shall be cumulative and in addition to every other right, power, or remedy given to the Landlord by the terms of any such instrument, or by any statute or otherwise against Tenant and any other person. Neither the fa ilure nor any delay on the part of the Landlord to exercise any such rights and remedies shall operate as a waiver thereof, nor shall any single or partial exercise by the Landlord of any such right or remedy preclude any other or further exercise of such right or remedy, or any other right or remedy. (e) Tenant Obligation. Upon the exercise of the Landlord's remedies pursuant to this Section 12.2, the Tenant shall execute such releases, deeds and other instruments in recordable form as the Landlord shall reasonably request in order to accurately set forth of record then current status of the Tenant's estate in th e Property and the Tenant's rights hereunder. The obligations set forth in this subsection shall survive the termination of the Ground Lease. Section 12.3 Default by the Landlord. (a) Events of Default. The Landlord shall be in default of this Ground Lease if it fails to perform any material provision of this Ground Lease that it is obligated to perform, and if the failure to perform is not cured within thirty (30) days after written notice of the default has been given to the Landlord. lf the default cannot reasonably be cured within thirty (30) days, the Landlord shall not be in default of this Ground Lease if the Landlord commences to cure the default within such thirty (30) day period and di ligently and in good faith continues to cure the default until completion. (b) Right to Cure; the Tenant's Remedies. If the Landlord shall have failed to cure a default by the Landlord after expiration of the applicable time for cure of a particular default, the Tenant, at its election, but without obligation therefor (i) may seek specific performance of any obligation of the Landlord, after w hich the Tenant shall retain, and may exercise and enforce, any and all rights that the Tenant may have hereunder, at law or at equity against the Landlord as a result of such default, (ii) from time to time without releasing the Landlord in whole or in part from the obligations to be performed by the Landlord hereunder, may cure the default at the Landlord's cost, and/or (iii) may terminate this Ground Lease. 46 1010\26\2824202.8 (c) Notices. Notices given by the Landlord under Section 12.1 or by the Tenant under Section 12.3 shall specify the alleged default and the applicable Ground Lease provisions, and shall demand that the Tenant or the Landlord, as applicable, perfonn the appropriate provisions of this Ground Lease within the applicable period of time for cure. No such notice shall be deemed a forfeiture or termination of this Ground Lease unless expressly set forth in such notice. ARTICLE 13. REPRESENT ATJONS AND WARRANTIES Section 13. I Representation and Warranties of Tenant. The Tenant hereby represents and warrants to the Landlord as follows: (a) Organization. The Tenant is a duly organized, validly existing California limited partnership, and is in good standing under the laws of the State of California and, pursuant to the Partnership Agreement, has the power and authority to own its property and carry on its business as now being conducted. The Tenant shall not amend the Partnership Agreement except in accordance w ith the City Loan Agreement. (b) Authority of Tenant. The Tenant has fu ll power and authority to execute and deliver this Ground Lease, and any other document to be executed and delivered, pursuant to this Ground Lease, and to perform and observe the terms and provisions of all of the above. (c) Authority of Persons Executin g Documents. Thi s Ground Lease and all other documents or instruments executed and delivered, or to be executed and delivered, pursuant to this Ground Lease have been executed and delivered by persons who are duly authorized to execute and deliver the same for and on behalf of Tenant, and all actions required under the Tenant's organizational documents and applicable governing law for the authorization, execution, delivery and performance of this Ground Lease and all other documents or in struments executed and delivered, or to be executed and delivered, pursuant to this Ground Lease, have been duly taken. (d) Valid Binding Agreements. This Ground Lease and all other documents or instruments which have been executed and delivered pursuant to or in connection with this Ground Lease constitute or, if not yet executed or delivered, will when so executed and delivered constitute, legal, valid and binding obligations of the Tenant enforceable against it in accordance with their respective terms subject only to bankruptcy, insolvency and other limitations on creditors' rights generally and to equitable principles (regardless of whether such enforceability is considered in a proceeding in equity or at law). (e) No Breach of Law or Agreement. Neither the execution nor del ivery of this Ground Lease or of any other documents or instruments executed and delivered, or to be executed or delivered, pursuant to this Ground Lease, nor the performance of any provision, condition, covenant or other term hereof or thereof, will conflict with or result in a breach of any 47 IO I 0\26\2824202.8 statute, rule or regulation, or any judgment, decree or order of any court, board, commission or agency whatsoever binding o n the Tenant, or any provision of the organizational documents of the Tenant, or will conflict with or constitute a breach of or a default under any material agreement to which the Tenant is a party, or wi ll result in the creation or imposition of any lien upon any assets or property of the Tenant, other than liens established pursuant hereto. (t) Compliance with Laws; Consents and Approvals. The construction of the Improvements, and any other construction work, will comply with a ll applicable laws, ordinances, rules and regulations of federal, state and local governments and agencies and with all applicable directions, rules and regul ations of the fire marshal , health officer, building inspector and other officers of any such government or agency. (g) Pending Proceedings. The Tenant is not in default under any law or regulation or under any order of any court, board, commission or agency whatsoever, and there are no c la ims, actions, suits or proceedings pending or, to the knowledge of the Tenant, threatened against or affecting the Tenant, at law or in equity, before or by any court, board, commission or agency whatsoever which might, if determined adversely to the Tenant, materially affect the Tenant's ability to develop the Improvements. (h) Financial Statements. The financial statements of the Tenant, and other financial data and information furnished by the Tenant to the Landlord, fairly present the information contained therein. As of the date of this Ground Lease, there has not been any adverse, material change in the financial condition of the Tenant from that shown by such financial statements and other data and information. ARTICLE 14. MISCELLANEOUS PROVISIONS Section 14.1 Notice, Demands and Communication. (a) Notices. Formal notices, demands, and communications between the Landlord and the Tenant shall be in writing and shall be sufficiently given if and shall not be deemed given unless d ispatched by: (i) registered or certified mail, postage prepaid, return receipt requested; (ii) de livered by personal delivery or reputable overnight delivery service; or (iii) delivered by facsimile or by electronic mail, with an additional copy immediately delivered by one of the methods set forth in clause (i) or (ii), to the principal office of the Parties as fo llows: 48 IO I 0\26\2824202.8 Landlord: with a copy to: Tenant: with a copies to: and: and: and: 1010\26\2824202.8 City of Carl sbad Community Development Department Housing Services 1200 Carlsbad Village Drive Carlsbad, CA 92008-1949 Attn: Housing Services Manager Email: Housing@carlsbadca.gov Fax: 760-720-2037 City of Carlsbad Office of the City Attorney 1200 Carlsbad Village Drive Carlsbad, CA 92008-1949 Attn: City Attorney Email : Attorney@carlsbadca.gov Fax: 760-720-2 037 Carlsbad Veteran Housing, L.P. c/o Affirmed Housing Group, Inc. 13520 Evening Creek Dri ve, Suite 160 San Diego, CA 92 128 Attention: James Silverwood, President Fax No.: 858-67 9-9076 Katten Muc hin Rosenman LLP 2029 Century Park East, Suite 2600 Los Angeles, CA 90067 Attention: David Cohen, Esq. FaxNo.: 310-788-447 1 Las Palmas Foundation 53 1 Encinitas Boulevard, Suite 206 Encinitas, CA 92024 Attention: Joseph M. Michaels Fax No.: 760-944-9908 Hobson Bernardino 725 S. Figueroa Street, Suite 3230 Los Angeles, CA 9001 7 Attentio n: Jason A. Hobson, Esq. Fax No.: 2 13-235-9191 Raymond James Tax Credit Fund XX L.L.C. c/o Raymond James Tax Credit Funds, Inc. 880 Cari I Ion Parkway St. Petersburg, Florida 33716 49 and: Fax: 727-567-8455 Bocarsly Emden Cowan Esmail & Arndt LLP 633 West 5th Street, 64th Floor Los Angeles, California 90071 Attention: Kyle Arndt, Esq. Fax No.: 213-239-0410 (b) New Address; Delivery. Such written notices, demands and communications may be sent in the same manner to such other addresses as the affected party may from time to time designate by mail as provided in this Section. Receipt shall be deemed to have occurred on the date shown on a written receipt for delivery or refusal of delivery. (c) Mandatory Provision Regarding Deemed Approval. Notwithstanding any provision of this Ground Lease to the contrary, in no event shall any submittal by the Tenant to the City be deemed approved unless the request for approval contains the fo llowing provision, in bold print, with the blank space completed by Tenant with the appropriate number of days provided for the approval of such item in this Ground Lease: NOTICE IS HEREBY GIVEN THAT FAILURE TO APPROVE OR DISAPPROVE THE REQUESTED MATTER WITHIN _ DAYS SHALL BE DEEMED AN APPROVAL PURSUANT TO SECTION OF THE GROUND LEASE. THIS PROVISION HAS BEEN INCLUDED WITH THIS SUBMITTAL PURSUANT TO SECTION 14.1 OF THE GROUND LEASE. The City shall not be deemed to have approved, or otherwise waived any approval right, of any item submitted by the Tenant if the notice from the Tenant does not include such provision as set forth above. In the event of any conflict between this provision and any other provision of this Ground Lease, the terms of this provision shall control. Section 14.2 Non-Liability of City Personnel. No councilmember, commissioner, director, officer, employee or agent of the Landlord shall be personally liable to the Tenant, or any successor in interest, in the event of any default or breach by the Landlord or for any amount which may become due to the Tenant or its successor or on any obligation under the terms of this Ground Lease. Section 14.3 Enforced Delay. In addition to specific provisions of this Ground Lease, performance by either Party shall not be deemed to be in default where delays or defaults are due to war; acts of terrorism; insurrection; strikes; lock-outs; riots; floods; earthquakes; fires; widespread disease (including without limitation COVID-19) or quarantine; strikes and disruption of shipping, labor or material shortages or disruption; government instability; or any other similar causes set forth in the City Loan Agreement (other than lack of fu nds of the Tenant or the Tenant's inability to finance the Development) beyond the control or without the fault of the Party claiming an extension of time 50 IO I 0\26\2824202.8 to perform. An extension of time for any cause shall be deemed granted if notice by the Party claiming such extension is sent to the other within thirty (30) days from the commencement of the cause, and such extension of time is not rejected, in writing, by the other Party within thirty (30) days after receipt of the notice. In no event shall the cumulative delays exceed one hundred eighty ( 180) days unless otherwise agreed to in writing by the Parties. Times of performance under this Gro und Lease may also be extended by written agreement of the Landlord and the Tenant. Section 14.4 Inspection of Books and Records. The Landlord and its agents have the right at all reasonable times to inspect on a confidential basis the books, records and all other documentation of the Tenant pertaining to its obligations under this Ground Lease. The Tenant shall retain such books, records and documentation for a period of five (5) years after their creation. Section 14.5 Title of Parts and Sections. Any titles of the sections or subsections of this Ground Lease are inserted for convenience of reference only and shall be disregarded in construing or interpreting any part of its provision. Section 14.6 Indemnification. (a) Obligation. Upon demand by Landlord, and in addition to any obligation set forth in the Purchase Agreement, Loan Agreement, Regulatory Agreement, and applicable land use permits and approvals, Tenant shall indemnify, defend (with counsel reasonably selected by Landlord) and hold harmless Landlord and its councilmembers, commissioners, directors, officers, employees, agents, successors, and assigns (each an "Indemnified Party") from and against any and all claims, liens, demands, losses, damages, liabilities, fines, penalties, charges, administrative and judicial proceedings and orders, and all costs incurred in connection therewith (i ncluding without limitation actual attorneys' fees and costs of experts and consultants) arising from: (i) Tenant's performance or non-performance of its obligations under this Ground Lease; (ii) Tenant's lease of the Property; or (iii) the development, construction, marketing, rental and operation of the Development or the relocation of any occupants on the Property, except for claims arising solely from the gross negligence, willful misconduct, illegal acts, or breach of this Ground Lease by any Indemnified Party. (b) Survival. The provisions of this Section shall survive the expiration of the Tenn. Section 14.7 No Claims. Nothing contained in this Ground Lease shall create or justify any claim against the Landlord by any person that Tenant may have employed or with whom Tenant may have contracted relative to the purchase of materials, supplies or equipment, or the furnishing or the performance of any work or services with respect to the construction or operation of the Development. 51 IO 10\26\2824202.8 Section 14.8 A.m2.licab_le_Law. This Ground Lease shall be interpreted under and pursuant to the laws of the State of California. Section 14.9 Severability. l f any term, provision, covenant or conditi on of this Ground Lease is held by a court of competent juri sdiction to be invalid, void or unenforceable, the remainder of the provision shall continue in full force and effect unless the rights and obligations of the parties have been materially altered or abridged by such invalidation, voiding or unenforceability. Section 14.10 Legal Actions. Any legal action commenced to interpret or to enforce the terms of th is Ground Lease shall be filed in the Superior Court of the County. Section 14.1 l Binding Upon Successors; Covenants to Run With Land. This Ground Lease shall be binding upon and inure to the benefit of the heirs, administrators, executors, successors in interest and assigns of each of the parties; provided, however, that there shall be no transfer of any interest by the Tenant except pursuant to the terms of this Ground Lease. Any reference in this Ground Lease to a specifically named Party shall be deemed to apply to any successor, heir, administrator, executor or assign of such Party who has acquired an interest in compliance with the terms of this Ground Lease, or under law. The terms of this Ground Lease shall run with the land and shall bind all successors in title to the Property during the Term of this Ground Lease, except that the provisions of this Ground Lease that are specified to survive termination of this Ground Lease shall run with the land in perpetuity and remain in full force and effect following such termination. Every contract, deed, or other instrument hereafter executed covering or conveying the Property or the Improvements or any portion thereof shall be held conclusively to have been executed, deliver, and accepted subject to such covenants and restrictions, regardless of whether such covenants or restricts are set forth in such contract, deed or other instrument, unless the Landlord expressly releases the Property, the Improvements, or the applicable portion of the Property, from the requirements of this Ground Lease. Section 14.12 Relationship of Parties; City as Landlord. (a) Relationship of Parties. Nothing contained in this Ground Lease shall be interpreted or understood by either of the Parties, or by any third persons, as creating the re lationship of employer and employee, principal and agent, limited or general partnership, or joint venture between the Landlord and Tenant or their agents, employees or contractors, and Tenant shall at all times be deemed an independent contractor and shall be wholly responsible for the manner in which it or its agents, or both, perform the services required of it by the terms of this Ground Lease. Tenant has and retains the right to exercise full control of employment, direction, 52 IO I 0\26\2824202.8 compensation, and discharge of all persons assisting in the performance of services under the Ground Lease. 1n regard to the construction and operation of the Development, Tenant shal l be solely responsi ble for all matters relating to payment of its employees, including compliance with Social Security, withholding, and all other laws and regulations governing such matters, and shall include requirements in each contract that contractors shall be solely responsible for similar matters relating to their employees. Tenant shall be solely responsible for its own acts and those of its agents and employees. (b) Capacity of City as Landlord. Except where clearly and expressly provided otherwise in this Ground Lease, the capacity of City in this Lease shall be as a landlord only, and any obligation or restriction, if any, imposed by thi s Ground Lease on City shall be limited to that capacity and shall not relate to, or otherwise affect, any activity of City in its capacity as a Governmental Authority, including but not limited to enacting laws, inspecting structures, reviewing and issuing permits, or all other legislative, administrative, or enforcement functions of City pursuant to federal, state, or local law. Nothing in this Ground Lease shall be construed as abrogating or limiting any immunity or exemption to which City is entitled under law. Section 14.13 Time. Time is of the essence in this Ground Lease. All references to days in this Ground Lease are calendar days, unless explicitly referenced as a Business Day. The number of days specified in any provision of this Ground Lease shall be counted by excluding the first day and including the last day, unless the last day is a not a Business Day, in which case it shall be excluded. Any act required by this Ground Lease to be performed by a certain day is timely performed if completed before 5:00 p.m. local time on that date. If the day for performance of any obligation under this Ground Lease is not a Business Day, then the time for performance of that obligation is extended to 5:00 p.m. local time on the first day following that is a Business Day. Section 14.14 Third-Party Beneficiary. No person or entity other than the Landlord, the Tenant, and their permitted successors and assigns shall have any right of action under this Ground Lease. Section 14.15 Further Assurances. At any time upon, and from time to time upon request by Landlord, Tenant shall do any acts and execute and deliver any documents as may be reasonably requested by Landlord to accomplish the purposes of thi s Ground Lease or normally required for s imilar leases for the development and operation of affordable housing within the City by prudent landlords in accordance with reasonable commercial standards. Section 14.16 Amendments. This Ground Lease shall not be modified or amended in any respect, except by written instrument specifically referencing such a modification or amendment which is executed by or 53 IO I 0\26\2824202.8 on behalf of the parties in the same manner as this Ground Lease is executed. Any modification or amendment of this Ground Lease shall require the prior written consent of the Investor. Section 14.17 \Vai_v~rs, Any waiver by the Landlord of any obligation or condition in this Ground Lease must be in writing. No waiver will be implied from any delay or failure by the Landlord to take action on any breach or Tenant Event of Default or to pursue any remedy allowed under this Ground Lease or applicable law. Any extension of time granted to Tenant to perform any obligation under this Ground Lease shall not operate as a waiver or release from any of its obligations under this Ground Lease. Consent by the Landlord to any act or omission by Tenant shall not be construed to be a consent to any other or subsequent act or omission or to waive the requirement for the Landlord's written consent to future waivers. Section 14. I 8 Entire Understandin_g_Qf the Parties. The terms and provisions of this Ground Lease and the Development Documents supersede • any inconsistent terms and conditions of any term sheet, commitment letter, or similar document issued by Landlord to Tenant. This Ground Lease and the attached exhibits constitute the entire agreement of the Parties with respect to the matters set forth in th is Ground Lease. This Ground Lease supersedes any prior agreement and understandings between the Parties as to such matters, oral or written, all of which are hereby cancelled. This Ground Lease shall not be construed as if it had been prepared by one of the Parties, but rather as if both Parties had prepared it. The Pa1ties have read and reviewed this Ground Lease and agree that any rule of construction to the effect that ambiguities are to be resolved against the drafting party (including but not limited to California Civil Code Section 1654 as may be amended from time to time, or any other state law, or common law principle) shall not apply to the interpretation of this Ground Lease. Section 14.19 Survival. All of the representations and warranties in this Ground Lease shall survive until the expiration of the Term of this Ground Lease and payment of City Note (whichever is later), except to the extent that a representation or warranty expressly provides otherwise. Section 14.20 Gender and Number. Words of any gender used in this Ground Lease shall be held to include any other gender, and any words in the singular number shall be held to include the plural (and vice versa), when the sense requires. Section 14.21 Multiple Originals; Counterparts. This Ground Lease may be executed in counterparts and multiple originals, each of which shall be deemed to be an original. This Ground Lease shall become effective when the Parties have duly executed and delivered signature pages of this Ground Lease to each other. Delivery of this Ground Lease shall be effectuated by electronic communication (including by PDF sent 54 IO I 0\26\2824202.8 by electronic mail, facsimile or similar means of electronic communication). Any signatures (including electronic signatures) delivered by electronic communication shall have the same legal effect as physically delivered original signatures. Remainder of Page Left Intentionally Blank 55 IO I 0\26\2824202.8 WHEREFORE, the Parties have executed this Ground Lease as of the Effective Date. IO I 0\26\2824202.8 LANDLORD: CITY OF CARLSBAD, a municipal corporation By: ~~ Geoff Patnoe, Assistant City Manager APPROVED AS TO FORM AND LEGALITY By: ~ Jl--Htl{~ CrNDIE K. MCMAHON Assistant City Attorney Signatures continue on following page 56 Note: Tenant Must Initial Section 2.5 IO I 0\26\2824202.8 TENANT: CARLSBAD VETERAN HOUSING, L.P., a California limited partnership By: AHG Windsor Pointe, LLC, a California limited liability company, its Administrative General Partner By: Affirmed Housing Group, Inc., a Delaware corporation, its Manager By: By: Las Palmas Fouikiltion, a California non- profit public benefit corporation, its Managing General Partner By: Joseph M. Michaels, President 57 Note: Tenant Must Initial Section 2.5 IO I 0\26\2824202. 8 TENANT: CARLSBAD VETERAN HOUSING, L.P., a California limited partnership By: AHG Windsor Pointe, LLC, a California limited liability company, its Administrative General Partner By: Affirmed Housing Group, Inc., a Delaware corporation, its Manager By: James Silverwood, President By: Las Palmas Foundation, a Califon~ia non- 57 profit public benefit corporation, i Managing General Part! By:,_tM."K ,.,, · · i4'fr -I V (/ I // V \, ==-.... EXHIBIT A LEGAL DESCRIPTION OF PROPERTY The land referred to herein below is situated in the County of San Diego, State of Cal ifornia, and is described as follows: PARCEL A: ALL THAT PORTION OF LOT I OF THE SUBDIVISION OF TRACTS 11 4 AND 120 OF CARLSBAD LAND, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STA TE OF CAUFORNIA, ACCORDING TO MAP THEREOF NO. 1744. FJLED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, JANUARY 3, 1923, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT OF THE CENTER LINE OF OAK A VENUE, DISTANT THEREON NORTH 55° 27' EAST 469.95 FEET FROM ITS INTERSECTION WITH THE CENTER LINE OF FIFTH STREET, THENCE CONTINUING ALONG THE SAID CENTER LINE OF OAK AVENUE, NORTH 55° 27' EAST A DISTANCE OF 90 FEET TO THE NORTHWESTERLY CORNER OF THAT TRACT OF LAND AS CONVEYED BY THE SOUTH COAST LAND COMPANY TO ROBERT W. AND MARYE. CHAMBERS, BY DEED DATED APRIL 13, 1925 AND RECORDED IN BOOK I 095. PAGE 20 OF DEEDS; THENCE ALONG THE SOUTHWESTERLY LINE OF SAID CHAMBERS LAND, SOUTH 34° 33' EAST A DISTANCE OF 480 FEET TO A POINT ON THE CENTER LINE OF PINE A VENUE; THENCE ALONG THE SAID CENTER LINE OF PINE A VENUE SOUTH 55° 27' WEST, A DISTANCE OF 90 FEET; THENCE NORTH 34° 33' WEST A DISTANCE OF 480 FEET TO A POINT OF BEGINNING. EXCEPTING THEREFROM THE SOUTHEASTERLY 240 FEET. TOGETHER WITH THAT PORTION OF OAK A VENUE CONTIGUOUS AND ADJACENT NORTHWESTERLY TO THE ABOVE DESCRIBED LAND AS VACA TED AND CLOSED BY A RESOLUTION OF THE CITY OF CARLSBAD RECORDED MARCH 3. 1961 AS FILE/PAGE NO. 38238 OF OFFICIAL RECORDS. EXCEPTING THEREFROM THAT PORTION OF SAID VACATED STREET DESCRIBED AS FOLLOWS: BEGINNING AT A POlNT ON THE CENTER LINE OF OAK AVENUE, DISTANT ALONG SAID CENTER LINE NORTH 55° 59' 02" EAST, 554.35 FEET FROM THE INTERSECTION OF SAID CENTER LINE WITH THE CENTER LINE OF HARDING STREET (FORMERLY FIFTH STREET); THENCE (l ) SOUTH 34° 00' 58" EAST, 30.00 FEET TO THE NORTHWESTERLY LINE OF THE SOUTHERLY IO FEET OF OAK AVENUE, AS CLOSED TO PUBLIC USE BY THE CITY OF CARLSBAD BY RESOLUTION NO. 723, RECORDED MARCH 3, 1961 AS FILE/PAGE NO. 38238 OF OFFICIAL RECORDS; THENCE (2) SOUTH 79° 00' 58" EAST, 7.89 FEET TO THE NORTHEASTERLY LINE OF A-1 IO I 0\26\2824202.8 SAID AAPODACA'S LAND THENCE (3) ALONG SAID NORTHEASTERLY LINE, NORTH 34° 0 I' 26" WEST, 35.58 FEET TO SAID CENTER LINE OF OAK A VENUE; THENCE (4) ALONG LAST SAID CENTER LINE SOUTH 55° 59' 02" WEST, 5.58 FEET TO THE POINT OF BEGINNING. PARCEL A-1: AN EASEMENT FOR MAlNT AIN ING A WATER PIPELINE OVER THE NORTHEASTERLY 3 FEET OF THE SOUTHEASTERLY 240 FEET OF THAT PORTION OF LOT l OF THE SUBDIVISION OF TRACTS 11 4 AND 120 OF CARLSBAD LAND, IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 1744, FI LED lN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, JANUARY 3, 1923, DESCRIBED AS FOLLOWS: BEGINNING AT A POINT OF THE CENTER LINE OF OAK A VENUE, DISTANT THEREON NORTH 55° 27' EAST 469.95 FEET FROM ITS INTERSECTION WITH THE CENTER LINE OF FIFTH STREET THENCE CONTINUING ALONG THE SAID CENTER LINE OF OAK AVENUE, NORTH 56° 27' EAST, A DISTANCE OF 90 FEET TO THE NORTHWESTERLY CORNER OF THAT TRACT OF LAND AS CONVEYED BY THE SOUTH COAST LAND COMPANY TO ROBERT W. AND MARYE. CHAMBERS, BY DEED DATED APRIL 13, 1925 AND RECORDED IN BOOK 1095, PAGE 20 OF DEEDS; THENCE ALONG THE SOUTHWESTERLY LINE OF SAID CHAMBERS LAND, SOUTH 34° 33' EAST, A DISTANCE OF 480 FEET TO A POINT ON THE CENTER LINE OF PINE A VENUE; THENCE ALONG THE SAID CENTER LINE OF PINE A VENUE SOUTH 55° 27' WEST, A DISTANCE OF 90 FEET; THENCE NORTH 34° 33' WEST A DISTANCE OF 480 FEET TO A POINT OF BEGINNING. APN: 204-I 11 -02-00 PARCEL B: THAT PORTION OF LOTS 3 AND 4 IN BLOCK "B" PER MAP OF RESUBDJVISION OF A PORTION OF ALLES AVOCADO ACRES, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 2027, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, MAY 17, 1927, AS DESCRIBED IN GRANT DEED RECORDED OCTOBER 3 1, 201 8 AS DOCUMENT NO. 2018-0455093 OF OFFICIAL RECORDS, TOGETHER WITH THAT PORTION OF SAID LOT 4 IN BLOCK "B" OF MAP NO. 2027, AS DESCRI BED IN GRANT DEED RECORDED DEC EMBER 22, 2016 AS DOCUMENT NO. 2016-0703741 OF OFFfCIAL RECORDS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF LOT 6 IN SAID BLOCK "B" OF MAP NO. 2027; THENCE ALONG THE NORTHEASTERLY 30.00 FOOT HALF-WIDTH SIDELINE OF HARDING STREET (FORMERLY 5TH STREET) DEDICATED PER SAID MAP NO. 2027, SOUTH 28°06'37" EAST, 190.4 1 FEET TO THE NORTHWEST CORNER A-2 IO I 0\26\2824202.8 OF SAID PORTION OF LOT 4 DESCRIBED rN GRANT DEED DOCUMENT NO. 2016- 0703741, SAID CORNER BETNG THE TRUE POINT OF BEGINNING; THENCE ALONG THE NORTHWESTERLY LINE OF SAID PORTION OF LOT 4 DESCRIBED IN GRANT DEED DOCUMENT NO. 20 16-0703741, NORTH 6 1°53 '49" EAST, 187.86 FEET TO THE NORTHEASTERLY LINE OF SAID LOT 4; THENCE ALONG SAID NORTHEASTERLY LINE OF LOT 4, SOUTH 28°06'50" EAST, 74.27 FEET TO THE SOUTHWESTERLY RIGHT-OF-WAY OF INTERSTATE 5 GRANTED TO THE STATE OF CALIFORNIA PER DEED RECORDED FEBRUARY 7, 1967 AS INSTRUMENT NO. 16496 OF OFFICIAL RECORDS; THENCE ALONG SAID SOUTHWESTERLY RIGHT-OF-WAY THE FOLLOWING TWO (2) COURSES; SOUTH 22°4 l '27" EAST, 18.28 FEET; THENCE SOUTH 18°34'38" EAST, 34.91 FEET TO THE SOUTHEASTERLY LINE OF SAID PORTION OF LOTS 3 AND 4 DESCRIBED IN GRANT DEED DOCUMENT NO. 2018-0455093; THENCE SOUTH 61 °53'44" WEST, 180.36 FEET ALONG SAID SOUTHEASTERLY LINE TO PREVIOUSLY DESCRIBED NORTHEASTERLY 30.00 FOOT HALF-WIDTH SIDELINE OF HARDING STREET; THENCE NORTH 28°06'37" WEST, 126.91 FEET ALONG SAID SIDELINE TO THE TRUE POINT OF BEGlNNING. APN: 204-192-05-00 A ND 204-192-06-00 A-3 IO I 0\26\2824202.8 OAK Avenue G0.0.2 G0.1.18 G0.1 B1 G0.182 G0.2.1 G0.2.2 G0.2.3 G0.2.4 G0.2.5 G0.2.7 G0.4.1 G0.4.2 G0.4.3 G0.4.4 G1.2 G1.2B G2.2 G2.2.1 G2.2.2 G2.2.3 G2.2.5 G3.1.1 G3.1.2 G3.2.1 G3.2.2 G3.2.3 G3.2.4 G3.2.5 G4.1.1 G4.2.1 IO I 0\26\2824202.8 EXHIBI'I'B LIST OF CONSTRUCTION PLANS Title Sheet Symbols & Abbreviations Conditions of Approval Conditions of Approval CalGreen Requirements CalGreen Requirements CalGreen Requirements CalGreen Requirements CalGreen Requirtements Green Point Rated Score Sheet Title 24 Residential Title 24 Residential Title 24 Residential Title 24 Residential Building Data Building Data Acoustical & Fire Penetration Notes and Details Occupancy & Code Analysis -Ground Floor Occupancy & Code Analysis -Second Floor Occupancy & Code Analysis -Third Floor Mobility and Communication Distribution Wall Assembly Schedule Rated Wall Sections Tested Wall and Horizontal Assemblies Penetration Firestops Fire Assembly and Penetration Details Fire Assembly and Penetration Details Fire Assembly and Penetration Details Site Accessibility Notes and Diagrams Residential Accessibility Notes and Diagrams 8-1 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6 .10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 6.10.2020 G4.3.1 Accessibility Notes and Diagrams 6.10.2020 G4.3.2 Accessibility Notes and Diagrams 6.10.2020 G4.3.4 Accessibility Notes and Diagrams 6.10.2020 G4.3.5 Accessibility Notes 6.10.2020 A0.2. Site Plan 6.10.2020 A2.2.01 Slab Plan 6.10.2020 A2.2.1 .1 Ground Floor Dimension Plan 6.10.2020 A2.2.1.2 Ground Floor Annotation Plan 6.10.2020 A2.2.02 Podium Slab Plan 6.10.2020 A2.2.2.1 Second Floor Dimension Plan 6.10.2020 A2.2.2.2 Second Floor Annotation Plan 6.10.2020 A2.2.3.1 Third Floor Dimension Plan 6.10.2020 A2.2.3.2 Third Floor Annotation Plan 6.10.2020 A2.2.4.1 Ground Floor RCP 6.10.2020 A2.2.4.2 Second Floor RCP 6.10.2020 A2.2.4.3 Third Floor RCP 6.10.2020 A2.2.5 Roof Plan 6.10.2020 A2.2.6.1 Enlarged Plans 6.10.2020 A2.9.A1 Unit Plan -Type A -Studio -Typical 6.10.2020 A2.9.A.2 Unit Balcony Plan -Type A 6.10.2020 A2.9.B1 Unit Plan -Type 81 -1 Bedroom -Typical 6.10.2020 A2.9.C1 Unit Plan -Type C1 -2 Bedroom -Typical 6.10.2020 A2.9.C3 Unit Plan -Type C2 -2 Bedroom -Manager's Unit 6.10.2020 AS.2.11 Exterior Elevations -North & West 6.10.2020 AS.2.1 .2 Exterior Elevations -South & East 6.10.2020 AS.2.2.1 Exterior Color Elevations -North & West 6.10.2020 AS.2.2.2 Exterior Color Elevations -South & East 6.10.2020 B-2 IO I 0\26\2824202.8 A6.2.1 Building Sections 6.10.2020 A6.2.2 Wall Sections 6.10.2020 A6.2 .3A Stair 81 and Elevator B Sections and Plans 6.10.2020 A6.2.3B Stair 82-Section and Plans and Trash B Section 6.10.2020 A?.1.2 Door Schedule 6.10.2020 A?.2.2 Window Schedule 6.1 0.2020 A9.1 .1 Architectural Details/Wall Sill Plates 6.10.2020 A9.2.1 Architectural Details/Concrete Tile Roof 6.10.2020 A9.2.2 Architectural Details/TPO Roof 6.10.2020 A9.3.1 Architectural Details/Windows 6.10.2020 A9.4.1 Architectural Details/Doors 6.10.2020 A9.5.1 Architectural Details/Stair and Elevator 6.10.2020 A9.6.1 Architectural Details/Balcony and Exterior Details 6.10.2 020 A9.7.1 Architectural Details/Storefront and Exterior Details 6.10.2020 A9.8.1 Architectural Details/Interior Details 6.10.2020 Sheet 1of 8 Title Sheet Sheet 2 of 8 Existing Conditions Sheet 3 of 8 Surface Improvements Sheet 4 of 8 BMP Treatment Sheet 5 of 8 Public Improvement Notes and Details Sheet 6 of 8 Public Improvement Plan Sheet 7 of 8 Tier2 SWPPP Sheet 8 of 8 Tier 2 SWPPP Erosion Control Plan S1.0 Foundation Plan 6.10.2020 S1 .1A Transfer Slab Reinforcing Plan 6.10.2020 S1 .18 Transfer Slab Post Tension Plan 6.10.2020 S1 .1C Transfer Slab Interface Plan 6.10.2020 S1.2 3rd Floor Framing Plan (Level 2) 6.10.2020 S1.3 Roof Framing Plan (Level 3) 6.10.2020 SD.1 Structural Details Concrete 6.10.2020 8-3 IO I 0\26\2824202.8 SD.2 Structural Details Concrete 6.10.2020 SD.3 Structural Details Concrete 6.10.2020 SD.3A Structural Details Concrete 6.10.2020 SD.4 Structural Details Concrete 6.10.2020 SD.5 Structural Details Superstructure 6.10.2020 SD.6 Structural Details Superstructure 6.10.2020 SD.7 Structural Details Superstructure 6.10.2020 SD.8 Structural Details Superstructure 6.10.2020 SD.9 Structural Details Superstructure 6.10.2020 SN.1 Standard Notes 6.10.2020 SN.1A Standard Notes 6.10.2020 SN.2 Standard Details 6.10.2020 SN.3 Standard Details 6.10.2020 MO.O Mechanical Lead Sheet 6.10.2020 M0.1 Mechanical Equipment Schedules 6.10.2020 M2.2.1.1 Mechanical Ground Floor Plan 6.10.2020 M2.2.2.1 Mechanical Second Floor Plan 6.10.2020 M2.2.3.1 Mechanical Third Floor Plan 6.10.2020 M2.2.4 Mechanical Roof Plan 6.10.2020 M2.9.1 Mechanical Unit Plans 6.10.2020 MS.O Mechanical Details 6.10.2020 M5.1 Mechanical Details 6.10.2020 E01 .0.2 General Notes, Legend and Fixture Schedule 6.10.2020 E-1 .1.2 Electrical Site Plan 6.10.2020 E-2.0.2 Ground Floor Electrica l Plan 6.10.2020 E-2.1.2 Second Floor Electrical Plan 6.10.2020 E-2.2.2 Third Floor Electrical Plan 6.10.2020 E2.3.2 Roof Floor Electrical Plan 6.10.2020 E2.4.2 Third Floor Electrical Plan 6.10.2020 E-3.0.2 Third Floor Electrical Plan 6.10.2020 B-4 IO I 0\26\2824202.8 E-4.0.2 Electrical Control and Main Utility Details 6.10.2020 E-5.0.2 Panel Schedules 6.10.2020 E-5.1 .2 Panel Schedules and Load Calculations 6.10.2020 E-6.0.2 One Line Diagram 6.10.2020 E-7.0.1 Title 24 Indoor 6.10.2020 E-7.1.1 Title 24 Indoor 6.10.2020 E-7.2.1 Title 24 Outdoor 6.10.2020 E-7 .3.1 Title 24 Outdoor 6.10.2020 PO.O Plumbing Lead Sheet 6.10.2020 P0.1 Plumbing Calculations 6.10.2020 P0.2 Plumbing Equipment and Fixture Schedule 6.10.2020 P0.3 Plumbing Details 6.10.2020 P0.4 Plumbing Details 6.10.2020 P0.5 Plumbing Details 6.10.2020 P1 .2.0 Site Plumbing Plan 6.10.2020 P2.2.1.1-A Ground Floor Plumbing Plan 6.10.2020 P2.2.1.1-B Ground Floor Plumbing Plan 6.10.2020 P2.2.2.1 Second Floor Plumbing Plan 6.10.2020 P2.2.3.1 Third Floor Plumbing Plan 6.10.2020 P2.2.4.1 Roof Plumbing Plan 6.10.2020 P2.9.A Enlarged Units (A 1) Plumbing Plan 6.10.2020 P2.9.B Enlarged Units (81) Plumbing Plan 6.10.2020 P2 .9.C Enlarged Units (C1 and C3) Plumbing Plan 6.10.2020 PS.1 Units Cold and Hot Water Riser Diagram 6.10.2020 P5.2 Building Cold and Hot Water Riser Diagrams 6.10.2020 P6.1 Waste and Vent Riser Diagrams 6.10.2020 P6.2 Waste and Vent Riser Diagrams 6.10.2020 P6.3 Waste and Vent Riser Diagrams 6.10.2020 P7.1 Gas Riser Diagrams 6.10.2020 8-5 IO I 0\26\2824202.8 Updated Geotechnical Report, Oak Avenue. Nova Engineering. Dated January 17, 2020. Hazardous Building Materials Survey, Oak Avenue. Advantage Environmental Consultants, LLC. Dated July 23, 2020. Harding Street G0.0.1 Title Sheet 6.10.2020 G0.1.1A Symbols & Abbreviations 6.10.2020 G0.1A1 Conditions of Approval 6.10.2020 G0.1A2 Conditions of Approval 6.10.2020 G0.2.1 CalGreen Requirements 6.10.2020 G0.2.2 CalGreen Requirements 6.10.2020 G0.2.3 CalGreen Requirements 6.10.2020 G0.2.4 CalGreen Requirements 6.10.2020 G0.2.5 CalGreen Requirtements 6.10.2020 G0.2.6 Green Point Rated Score Sheet 6.10.2020 G0.3.1 Title 24 Residential 6.10.2020 G0.3.1 Title 24 Residential 6.10.2020 G0.3.3 Title 24 Residential 6.10.2020 G0.3.4 Title 24 Residential 6.10.2020 G1 .1 Building Data 6.10.2020 G1.2A Building Data 6.10.2020 G2.2.1 Occupancy & Code Analysis -Ground Floor 6.10.2020 G2.1.2 Occupancy & Code Analysis -Second Floor 6.10.2020 G2.1.3 Occupancy & Code Analysis -Third Floor 6.10.2020 G2 .2 Acoustical & Fire Penetration Notes and Details 6.10.2020 G2.2.4 Mobility and Communication Distribution 6.10.2020 G3.1 .1 Wall Assembly Schedule 6.10.2020 G3 .1.2 Rated Wall Sections 6.10.2020 G3.2.1 Tested Wall and Horizontal Assemblies 6.10.2020 G3 .2.2 Penetration Firestops 6.10.2020 B-6 IO I 0\26\2824202. 8 G3.2.3 Fire Assembly and Penetration Details 6.10.2020 G3.2.4 Fire Assembly and Penetration Details 6.10 .2020 G3.2.5 Fire Assembly and Penetration Details 6.10.2020 G4.1.1 Site Accessibility Notes and Diagrams 6.10.2020 G4.2.1 Residential Accessibility Notes and Diagrams 6.10.2020 G4.3.1 Accessibility Notes and Diagrams 6.10.2020 G4.3.2 Accessibility Notes and Diagrams 6.10.2020 G4.3.4 Accessibility Notes and Diagrams 6.10.2020 G4.3.5 Accessibility Notes 6.10.2020 A0.1 Site Plan 6.10.2020 A2.1.01 Slab Plan 6.10.2020 A2.1.1.1 Ground Floor Dimension Plan 6.10.2020 A2.1.1.2 Ground Floor Annotation Plan 6.10.2020 A2.1.02 Podium Slab Plan 6.10.2020 A2.1.2.1 Second Floor Dimension Plan 6.10.2020 A2.1.2.2 Second Floor Annotation Plan 6.10.2020 A2.1.3 .1 Third Floor Dimension Plan 6.10.2020 A2.1.3.2 Third Floor Annotation Plan 6.10.2020 A2.1.4.1 Ground Floor RCP 6.10.2020 A2.1.4.2 Second Floor RCP 6.10.2020 A2.1.4.3 Third Floor RCP 6.10.2020 A2.1.5 Roof Plan 6.10.2020 A2.1.6.1 Enlarged Plans 6.10.2020 A2.9.A.1 Unit Plan -Type A -Studio -Typical 6.10.2020 A2.9.B.1 Unit Plan -Type 81 - 1 Bedroom -Typical 6.10.2(30 A2.9.B2 Unit Plan -Type 81 - 1 Bedroom -Variation 6.10.2020 A2.9.B3 Unit Plan -Type 82 -1 Bedroom 6.10.2020 A2.9 .C1 Unit Plan -Type C1 - 2 Bedroom -Typical 6.10.2020 A2.9.C2 Unit Plan -Type C2 - 2 Bedroom -Manager's Unit 6.10.2020 A2.9.C.1 Unit Balcony Plan -Type C 6.10.2020 8-7 IOI 0\26\2824202.8 A2.9.D Unit Plan -Type D -3 Bedroom 6.10.2020 AS.1.1.1 Exterior Elevations -North & West 6.10.2020 AS.1.1 .2 Exterior Elevations -South & East 6.10.2020 AS.1 .2.1 Exterior Color Elevations -North & West 6.10.2020 AS.1.2.2 Exterior Color Elevations -South & East 6.10.2020 A6.1 .1 Building Sections 6.10.2020 A6.1 .2.1 Wall Sections 6.10.2020 A6.1.2.2 Wall Sections 6.10.2020 A6.1.3A Stair A 1 Section and Plans 6.10.2020 A6.1.3B Stair A2 and Elevator A Section and Plans 6.10.2020 A7.1.1 Door Schedule 6.10.2020 A7.2.1 Window Schedule 6.10.2020 AB.1.1 Interior Elevation Common Areas 6.10.2020 A9.1.1 Architectural Details/Wall Sill Plates 6.10.2020 A9.2.1 Architectural Details/Concrete Tile Roof 6.10.2020 A9.2.2 Architectural Details/TPO Roof 6.10.2020 A9.3.1 Architectural Details/Windows 6.10.2020 A9.4.1 Architectural Details/Doors 6.10.2020 A9.5.1 Architectural Details/Stair and Elevator 6.10.2020 A9.6.1 Architectural Details/Balcony and Exterior Details 6.10.2020 A9.7.1 Architectural Details/Storefront and Exterior Details 6.10.2020 A9.8.1 Architectural Details/Interior Details 6.10.2020 Sheet1 of8 Title Sheet Sheet2of8 Existing Conditions Sheet3of8 Grading Plan Sheet4of8 Post Construction BMP Plan Sheet5of8 Public Improvement Notes and Details Sheet6of8 Public Improvement Plan Sheet7of8 Tier2 SWPPP Sheet8of8 Tier 2 SWPPP Erosion Control Plan 8-8 IO I 0\26\2824202.8 S1.0 Foundation Plan 6.10.2020 S1.1A Transfer Slab Reinforcing Plan 6.10.2020 S1 .1B Transfer Slab Post Tension Plan 6.10.2020 S1 .1C Transfer Slab Interface Plan 6.10.2020 S1 .2 3rd Floor Framing Plan (Level 2) 6.10.2020 S1.3 Roof Framing Plan (Level 3) 6.10.2020 SD.1 Structural Details Concrete 6.10.2020 SD.2 Structural Details Concrete 6.10.2020 SD.3 Structural Details Concrete 6.10.2020 SD.3A Structural Details Concrete 6.10.2020 SD.4 Structural Details Concrete 6.10.2020 SD.5 Structural Details Superstructure 6.10.2020 SD.6 Structural Details Superstructure 6.10.2020 SD.7 Structural Details Superstructure 6.10.2020 SD.8 Structural Details Superstructure 6.10.2020 SD.9 Structural Details Superstructure 6.10.2020 SN.1 Standard Notes 6.10.2020 SN.1A Standard Notes 6.10.2020 SN.2 Standard Details 6.10.2020 SN.3 Standard Details 6.10.2020 MO.O Mechanical Lead Sheet 6.10.2020 M0.1 Mechanical Equipment Schedules 6.10.2020 M2.1.1.1 Mechanical Ground Floor Plan 6.10.2020 M2.1.2.1 Mechanical Second Floor Plan 6.10.2020 M2.1.3.1 Mechanical Third Floor Plan 6.10.2020 M2.1.4 Mechanical Roof Plan 6.10.2020 M2.9.A Mechanical Unit Plans 6.10.2020 M2.9.B Mechanical Unit Plans 6.10.2020 M2.9.C Mechanical Unit Plans 6.10.2020 M2.9.D Mechanical Unit Plans 6.10.2020 B-9 IO I 0126\2824202.8 MS.O Mechanical Details 6.10.2020 MS.1 Mechanical Details 6.10.2020 E01 .0.1 General Notes, Legend and Fixture Schedule 6.10.2020 E-1.1 .1 Electrical Site Plan 6.10.2020 E-2.0.1 Ground Floor Electrical Plan 6.10.2020 E-2.1.1 Second Floor Electrical Plan 6.10.2020 E-2.2.1 Third Floor Electrical Plan 6.10.2020 E-2.3.1 Roof Floor Electrical Plan 6.10.2020 E-2.4.1 Third Floor Electrical Plan 6.10.2020 E-3.0.1 Third Floor Electrical Plan 6.10.2020 E-4.0.1 Electrical Control and Main Utility Details 6.10.2020 E-5.0.1 Panel Schedules 6.10.2020 E-5.1 .1 Panel Schedules and Load Calculations 6.10.2020 E-6.0.1 One Line Diagram 6.10.2020 E-7.0.1 Title 24 Indoor 6.10.2020 E-7.1.1 Title 24 Indoor 6.10.2020 E-7.2.1 Title 24 Outdoor 6.10.2020 E-7.3.1 Title 24 Outdoor 6.10.2020 PO.O Plumbing Lead Sheet 6.10.2020 P0.1 Plumbing Calculations 6.10.2020 P0.2 Plumbing Equipment and Fixture Schedule 6.10.2020 P0.3 Plumbing Details 6.10.2020 P0.4 Plumbing Details 6.10.2020 P0.5 Plumbing Details 6.10.2020 P1 .1.0 Site Plumbing Plan 6.10.2020 P2.2.1.1-A Ground Floor Plumbing Plan 6.10.2020 P2.2.1 .1-B Ground Floor Plumbing Plan 6.10.2020 P2.1 .2.1 Second Floor Plumbing Plan 6.10.2020 P2.1 .3.1 Third Floor Plumbing Plan 6.10.2020 P2.1.4.1 Roof Plumbing Plan 6.10.2020 B-10 IO I 0126\2824202.8 P2.9.A Enlarged Units (A 1) Plumbing Plan 6.10.2020 P2.9.B Enlarged Units (81) Plumbing Plan 6.10.2020 P2.9.C Enlarged Units (C1 and C3) Plumbing Plan 6.10.2020 P2.9.D Enlarged Units (01) Plumbing Plan 6.10.2020 PS.1 Units Cold and Hot Water Riser Diagram 6.10.2020 PS.2 Building Cold and Hot Water Riser Diagrams 6.10.2020 P6.1 Waste and Vent Riser Diagrams 6.10.2020 P6.2 Waste and Vent Riser Diagrams 6.10.2020 P6.3 Waste and Vent Riser Diagrams 6.10.2020 P7.1 Gas Riser Diagrams 6.10.2020 Updated Geotechnical Report, Harding Street. Nova Engineering. Dated January 16, 2020. Hazardous Building Materials Survey, Harding Street. Advantage Environmental Consultants, LLC. Dated July 23, 2020. B-11 1010\26\2824202.8 EXHIBIT C MEMORANDUM OF LEASE RECORDING REQUESTED BY AND WHEN RECORDED MA[L TO: City of Carlsbad Community Development Department Housing Services 1200 Carlsbad Village Drive Carlsbad, CA 92008 Attn: City Clerk This document is recorded at the request and for the benefit of the City of Carlsbad, and is exempt from the payment of a recording fee pursuant to Government Code Sections 6103, 27383, and 27388.1 (SPACE ABOVE THIS LINE FOR RECORDER'S USE) MEMORANDUM OF GROUND LEASE AGREEMENT THIS MEMORANDUM OF GROUND LEASE AGREEMENT (this "Memorandum") is made as of September_, 2020 (the "Effective Date") by and between the City of Carlsbad, a municipal corporation ("Landlord"), and, Carlsbad Veteran Housing, L.P., a Californ ia limited partnership ("Tenant"), with respect to that certain Ground Lease Agreement dated September _, 2020 (the "Ground Lease"), between Landlord and Tenant. Pursuant to the Ground Lease, Landlord demises and leases to Tenant, and Tenant leases from Landlord, that certain real property, more particularly described in Exhibit A, attached hereto and incorporated herein (the "Property"), for the term of the Ground Lease. The Ground Lease commenced on the Effective Date, and shall end on the earlier to occur of: (I) the ninety- ninth (99th) anniversary of the Effective Date; or (2) the date of any termination of the Ground Lease in accordance with the provisions thereof. This Memorandum shall incorporate herein all of the terms and provisions of the Ground Lease as though fully set forth herein. This Memorandum may be executed in multiple originals, each or which is deemed to be an original, and may be signed in counterparts. This Memorandum is solely for recording purposes and shall not be construed to alter, modify, amend or supplement the Ground Lease of which this is a memorandum. C-1 IO I 012612824202.8 IN WITNESS WHEREOF, the parties have caused this Memorandum to be duly executed as of the date first above written. I O I 0\26\2 824 202. 8 CTTY: CITY OF CARLSBAD, a municipal corporation By: Geoff Patnoe, Assistant City Manager APPROVED AS TO FORM AND LEGALITY By: CYNDIE K. MCMAHON Assistant City Attorney TENANT: CARLSBAD VETERAN HOUSING, L.P., a California limited partnership By: AHG Windsor Pointe, LLC, a California limited liability company, its Administrative General Partner By: Affirmed Housing Group, Tnc., a Delaware corporation, its Manager By: James Silverwood, President By: Las Palmas Foundation, a California non- profit public benefit corporation, its Managing General Partner By: Joseph M. Michaels, President C-2 EXIIJJlITD INSURANCE REQUIREMENTS (a) Tenant Requirements During Term. Tenant shall maintain the following insurance coverage for the Development throughout the Term of the Ground Lease: (l) Commercial General Liability insurance, with limits no less than One Million Dollars ($1 ,000,000) combined single limit per occurrence and Two Million Dollars ($2,000,000) annual aggregate limit for bodily injury and property damage, including coverage for contractual liability; personal injury; fire damage legal liability; advertisers' liability; owners' and contractors' protective liability; products and completed operati ons; broad form property damage; and explosion, collapse and underground (XCU) coverage during any period in which Tenant is conducting any activity on, alteration or improvement to the Development with risk of explosions, collapse, or underground hazard. (2) Umbrella Liability coverage in amount of not less than Five Million Dollars ($5,000,000). (3) To the extent the Tenant utilizes automobiles, commercial Automobile Liability insurance, with limits not less than One Million Dollars ($1 ,000,000) each occurrence, combined single limit for bodily injury and property damage, including owned, hired and non-owned auto coverage, as applicable. (4) To the extent Tenant has "employees" as defined in the California Labor Code, Workers' Compensation insurance meeting statutory requirements with employer's liability limits not less than One Million Dollars ($1,000,000) each accident, injury or illness. (b) Tenant Requirements During Construction. Tenant shall maintain the fo llowing insurance coverage for the Development during the course of construction: (I) Property and/or Builder's ri sk insurance, special form coverage, excluding earthquake and flood, for one hundred percent (100%) of the replacement value of a ll completed improvements and property in the care, custody and control of the Tenant or its contractor, including coverage in transit and storage off-site; the cost of debris removal and demolition as may be made reasonably necessary by such covered perils, resulting damage and any applicable law, ordinance or regulation; start up, testing and machinery breakdown including electrical arcing, copy of the applicable endorsement to the Builder's Risk policy, if the Builder's Risk policy is issuel on a declared-project basis; and with a deductible not to exceed Fifty Thousand Dollars ($50,000) each loss, with the exception of water damage which shat I not exceed One Hundred Thousand Dollars ($100,000) each loss. The pol icy shall provide for no deduction for depreciation. D-1 IO I 0\26\2824202.8 (c) Tenant Requirements After Construction. Tenant shall maintain the following insurance coverage for the Development upon completion of construction: (I) Property in surance, excluding earthquake and flood, in the amount no less than one hundred percent (I 00%) of the replacement value of all completed improvements and property in the care, custody and control of the Tenant or its contractor. For rehabilitation/construction projects that are unoccupied by residential or commercial tenants, tenants must obtain property insurance by the date that the project receives a certificate of substantial completion. (2) Boiler and machinery insurance, comprehensive form, covering damage to, loss or destruction of machinery and equipment located on the Development that is used by Tenant for heating, ventilating, air-conditioning, power generation and similar purposes, in an amount not less than one hundred percent (100%) of the actual replacement value of such machinery and equipment with a deductible not to exceed Fifty Thousand Dollars ($50,000) each loss. (d) General Requirements. (1) General Liability and Automobile Liability policies of Tenant must include the Landlord, and its councilmembers, commissioners, officers, directors, employees, agents, successors and assigns, as additional insureds by endorsement. (2) Tenant shall provide thirty (30) days advance written notice to the Landlord of cancellation, intended non-renewal, or reduction in coverages, except for non- payment for which no less than ten ( I 0) days' notice shall be provided to Landlord. Notices shall be sent to the Landlord at the address set forth in Section 14.1. (3) With respect to any Property insurance, Tenant hereby waives all rights of subrogation against the Landlord to the extent of any loss covered by Tenant's insurance, except to the extent subrogation would affect the scope or validity of insurance. (4) Approval of Tenant's insurance by the Landlord will not relieve or decrease the liability of Tenant under this Ground Lease. (5) Landlord reserves the right to require an increase in insurance coverage in the event the Landlord reasonably determines that conditions show cause for an increase, unless Tenant demonstrates to the Landlord's reasonable satisfaction that the increased coverage is commercially unreasonable and unavailable to Tenant; provided, however, such right shall only be exercised fo ll owing written notice to the Tenant, and the Tenant shall have ninety (90) days to obtain such increased coverage, and, provided, further, the Landlord shall not exercise such right more than once every calendar year. D-2 101012612824202.8 • (6) All liability policies must provide that the insurance is primary to any other insurance available to the additional insureds with respect to claims arising out of this Ground Lease, and that insurance applies separately to each insured against whom claim is made or suit is brought and that an act of omission of one of the named insureds that would void or otherwise reduce coverage will not void or reduce coverage as to any other insured, but the inclusion of more than one insured will not operate to increase the insurer's limit of liability. (7) Unless otherwise waived by the Landlord, for the commercial general liability policy, any policy in a form of coverage that includes a general annual aggregate limit or provides that claims investigation or legal defense costs are included in the general annual aggregate limit must be in amounts that are double the occurrence or claims limits specified above. (8) All claims based on acts, omissions, injury or damage occurring or arising in whole or in part during the policy period must be covered. If any required insurance is provided under a claims-made policy, coverage must be maintained continuously for a period ending no less than three (3) years after recordation of a notice of completion. (9) If requested, Tenant must provide the Landlord with copies of endorsements for each required insurance policy and make each policy available for inspection and copying promptly upon request. ( I 0) Risk and hazardous insurance policies set forth above shall be from an insurance company with a rating deemed acceptable by Landlord. Upon request from Landlord, Tenant shall deliver certificates of insurance (ACCORD 25) evidencing all policies set forth above. (e) General Contractor and Subcontractor Requirements. Tenant shall cause any general contractor, agent, or subcontractor working on the Development under direct contract with Tenant or a subcontract with the general contractor to maintain insurance of the types and in at least the minimum amounts described in subsection (a)(l)-(4) above, except that Landlord has waived the umbrella coverage requirement for any general contractor, agent, or subcontractor, and the limit of liability for commercial general liability insurance for subcontractors must be One Million Dollars ($1 ,000,000). D-3 IO I 0\26\2824202. 8