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CDP 14-30; Garrow Residence; Coastal Development Permit (CDP) (2)
Ccity of Carlsbad LAND USE REVIEW APPLICATION P-1 Development Services Planning Division 1635 Faraday Avenue (760)602-4610 www.carlsbadca.gov APPUCATIO»» APPUED FOR: (CHECKBOXES) DeyetoomemPBimte Mnor (FOR DEPT. USE ONLY) LaotefaflW PttfWte Q General Plan Amendment (FOR DEPT. USE ONLY) B Coastal DeveiofNnent Pennit (*) • Conditional Use Permit n r~| Minor [H Extension Q Day Care (Large) CD EnvironmentalimpactAssessment • Habitat Management Pennit • Minor n HIHside Development Pemiit n • Minor Q Nonconfonning Constniction Pennit Q Planned Development Pennit Q Minor Q Residential [H Non-Residential O Planning Commission Detennination f~1 Site Development l>lan Q Minor • Speciai Use Pennit • Tentative Parcel Map (Minor SutKlivision) • Tentative Tract Map (Msjor Subdivision) • Variance • Minor NOTE: A PROPOSED PROJECT REQUIRINO MUL'nPLE APPUCATIONS MHJST BE SUBMrfTED PRIOR TO 3:30 PJIL A PROPOSEO PROJECT REQURMO ONLY ONE APPUCATION MUST BE SUWTTED PRIOR TO 4.-00 PJU. Q Lx>cal Coastal Program Amendment <*) Q Master Plan Q Amendment • specific Plan • Amendment n Zone Clnnge (*) r~| zone Code Amendment SoutfiCaf/sbMf Coastal WBvliv Area ffamite Q Review Permit O Administrative Q Minor Q Major n Review Permit n Administrative O Minor [U Mayor (*) = eligible for 2S% discount ASSESSOR PARCEL NO(S).: 203-022-03-00 PROJECT NAME: Garrow Residence BRIEF DESCRIPTION OF PROJECT: Room addition, Idtchen and bathroom remodel BRIEF LEGAL DESCRIPTION: Lot 20 Of Gfandvllle Parks. City of Carisbad. accoixling to map no 1782 filed Februaiy 21,1924 LOCATION OF PROJECT: ON THE: North 164 Pacific Ave, Cartsbad. Ca 92008 STREET ADDRESS SIDE OF Pacific Ave. (NORTH. SOUTH. EAST. WEST) BETWEEN Ocean St. (NAME OF STREET) AND Garfield St. (NAME OF STREET) (NAME OF STREET) P-1 Page 1 of 6 Revised 12/13 OWNER NAME (Print): Elizabeth Gannow APPLICANT NAME (Print): Craig Lewis General Contractor MAILING ADDRESS: 6419 S. Garfield Ave. MAILING ADDRESS: P.O. Box 968 CITY, STATE ZiR Willowbrook, IL 60527 crfY. STATE. ZIP: Cardiff. CA 92007 TQS^ONE (619) 890-1600 TELEPHONE: (619) 890-1600 EMAILADDRESS: EMAILADDRESS: clewis50(ggmail.com 1 CERTIFY THAT 1 AM THE lEGM. OWNER AND THAT AU THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE. 1 CERTIFY THAT 1 AM THE LEGAL REPRESENTATIVE OF THE OWNER AND THAT AU THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE 8p»p^MY KNOWLEDGE. , / :r\ m IT SIGNATURE DATE Qlq^TUI^ DA1E / APPLICANTS REPRESENTATIVE (Print): Craig Lewis MAILING ADDRESS: P.O. Box 968 crrv, STATE. ZIP: Cardiff, CA 92007 TELEPHONE: (619) 890-1600 EMAILADDRESS: clewis50@gmail.eom 1 CERTIFY THAT 1 AM THE LEGAL REPRESENTATIVE OF THE APPUCANT AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORREC-n«jnCBESTOFMYKN0WVLEDGE. , S\GNMm \ DATE ' IN THE PROCESS OF REVIEWING THIS APPLICATION rr MAY BE NECESSARY FOR MEMBERS OF CITY STAFF. PLANNING COMMISSIONERS OR CrfY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION. I/WE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF FtESTRICTION: PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDU) ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT. NOTICE OF RESTRICTIONS RUN WITH THE LAHS^D BIND MIY SUCCESSORS IN INTEREST. U^ROPERt 'OWNERS] FOR CITY USE ONLY NOV 1 9 2014 DATE STAMP APPLICATION RECEIVED RECEIVED BY: p-1 Page 2 cf 6 Revised 12/13 Ccityof Carlsbad PROJECT DESCRIPTION P-1(B) Development Services Planning Division 1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov . Garrow Residence PROJECTNAME APPLICANT NAME: Craig Lewis General Contractor Please describe fully the proposed project by application type. Include any details necessary to adequately explain tlie scope and/or operation of the proposed project. You may also Include any bacl<ground information and supporting statements regarding the reasons for, or appropriateness of, the application. Use an addendum sheet if necessary. Description/Explanation: This project involves an application for a minor coastal development pemnit, a small secondary bedroom addition, a breakfast nook addition, kitchen and bath remodel. The total amount of living area addition is 256 square feet. The existing one story single family home was built in 1946. The existing home has stucco exterior finish and built up roofing which the proposed plans intend to match. The proposed roof lines extend eastwards to provide a covered patio area. P-1(B) Page 1 of 1 Revised 07/10 Carlsbad ^ MINOR „ , * c it ril V of COASTAL DEVELOPMENT PERMIT/ P^'^e/opme/if Services V SINGLE FAMILY RESIDENCE ""^""'"^ 1635 Faraday Avenue APPLICATION (760) 602-4610 P-6 www.carlsbadca.gov A proposed project requiring multiple applications must be submitted prior to 3:30 p.m. A proposed project requiring only one application must be submitted priorto 4:00 p.m. All joint application exhibits, i.e. Tentative Map and Planned Development Site Plan should be prepared at the same scale. (Use a scale no smaller than 1" = 40'.) 1. GENERAL BACKGROUND A. Estimated Cost of Development: Development costing $60,000 or more does not qualify as a Minor Coastal Development Permit. The City Planner shall make the final detennination regarding a project's cost of development. The primary basis for detemnining cost of development will be the application of dollar costs per square foot for different types of residential construction. These costs are set by the International Conference of Building Officials (ICBO) and are applied throughout San Diego County. Please complete the following information to assist in the determination of this project's cost of development (Contractor proposals may also be submitted for consideration by the City Planner). Please refer to ttie cunent fee schedule for ttie appropriate $/square foot fee rate. => New ResMential Square Footage: square feet x $ Isq. ft. = $ => Residential Addition Square Footage:^ ^ <z. ^^(. square feet x $ /so. ft. = ' Any Garage Square Footage: square feet x $ Isq. ft. = $ Residential;Conversion Square Footage: ^ square feet x $ ^/sq. ft. = $_ Please contact the City of Carlsbad Building Division for current fee rate for Non- Residential uses (i.e. Retail/Store; Restaurants; Office; and Manufacturing/Warehouse uses.) square feet x $ /sq. ft. = $ y COST OF DEVELOPMENT ESTIMATE: $. B. Do you wish to apply for: 1. A Minor Coastal Development Permit (Under $60,000 cost estimate) 2. A Coastal Development Permit ($60,000 or more cost estimate) • C. Street address of proposed development p.6 Page lof 6 Revised 08/13 D. Assessor's Parcel Number of proposed development E. Development Description: Briefly describe project: F. Describe the present land uses (i.e. vacant land, single family homes, apartments, offices, etc.) that surround the proposed development to the: North: South: ^A^/^vu^ East: 9h^k, .^j^^^Uv^ West: ^ tAM^ (jfYs^L*>/\MY\ (tvw G. Is project located within a 100-year flood plain? • Yes • No II. PRESENT USE OF PROPERTY A. Are there existing structures on the property? Q4es DNO If yes, please describe. / i i L B. Will any existing structure be removed/demolished? QYes |^^o If yes to either question, describe the extent of the demolition or removal, including the relocation site, if applicable (also show on plans). III. LOT COVERAGE A. Existing and Proposed Existinq Proposed Total Building Coverage sq.ft. nXo so. ft. {v^^ sq.ft. % Landscaped Area sq.ft. sq.ft. sq.ft. % Hardscape Area sq.ft. sq.ft. sq.ft. % Unimproved Area (Left Natural) sq. ft. sq. ft. — sq. ft. % B. Parking: Number of existing spaces ± Number of new spaces proposed Existing/Proposed TOTAL: Number of total spaces required _ Number of covered spaces 1 Number of uncovered spaces Number of standard spaces P-6 Page 2 of 6 Revised 08/13 Number of compact spaces Is tandem parking existing? O Yes # SNO Is tandem parking proposed? [U Yes # [0No C. Grade Alteration: y Is any grading proposed? O Yes ^No If yes, please complete the following: 1. Amount of cut cu. yds. 2. Amount of fill cu. yds. 3. Maximum height of fill slope ^feet 4. Maximum height of cut slope ^feet 5. Amount of import or export cu. yds. 6. Location of borrow or disposal site p.6 Page 3 of 6 Revised 08/13 Ccity of Carlsbad HAZARDOUS WASTE AND SUBSTANCES STATEMENT P-1(C) Development Services Planning Division 1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov Consultation of Usts of Sites Related to Hazardous Wastes (Certificatton of Compliance with Govemment Code Sectton 65962.5) Pursuant to State of Califomia Govemment Code Section 65962.5, I have consulted the Hazardous Waste and Substances Sites List compiled by the Califomia Environmental Protection Agency and hereby certify that (check one): HHj The devetopment project and any alternatives proposed in this appltoatton are not contained on the lists compiled pursuant to Section 65962.5 of the State Govemment Code. r~l The devetopment project and any altematives proposed in this appltoatton are contained on the lists compiled pursuant to Sectton 65962.5 of the State Govemment Code. Name: APPLICANT Craig Lewis General Contractor Name; PROPERTY OWNER Elizabeth Garrow Address: PO Box 968 Address: 6419 8. Garfield Ave. Cardiff, CA 92007 Willowbrook, IL 60527 PhoneNumber:(619) 890-1600 164 Pacific Ave. Phone Number: Address of Site:. Local Agency (City and Counts City of Carlsbad. County of San Diego 203-022-03-00 Assessor's book, page, and parcel number: Specify list(s): Regulatory Identiftoatton Number. Date of List The Hazardous Waste and Substances Sites List (Cortese List) is used by the State. \oca\ agencies and developers to comply with the Califbmia Environmental Quality Act requirements in providing information about the location of hazardous materials release sites. P-1(C) Page 1 or2 Revised 02/13 CITY OF CARLSBAD STORM WATER STANDARDS QUESTIONNAIRE E-34 Development Services Land Development Engineering 1635 FaradayAvenue 760-602-2750 www.carlsbadca.gov INSTRUCTIONS: To address post-development pollutants that may be generated from development projects, the City requires that new development and significant redevelopment priority projects incorporate Permanent Storm Water Best Management Practices (BMP's) into the project design per the City's Standard Urban Stormwater Management Plan (SUSMP). To view the SUSMP, refer to the Engineering Standards (Volume 4, Chapter 2) at www.carlsbadca.aov/standards. Initially this questionnaire must be completed by the applicant in advance of submitting for a development application (subdivision, discretionary permits and/or construction permits). The results of the questionnaire determine the level of storm water standards that must be applied to a proposed development or redevelopment project. Depending on the outcome, your project will either be subject to 'Standard Stormwater Requirements' or be subject to additional criteria called 'Priority Development Project Requirements'. Many aspects of project site design are dependent upon the storm water standards applied to a project. Your responses to the questionnaire represent an initial assessment of the proposed project conditions and impacts. City staff has responsibility for making the final assessment after submission of the development application. If staff determines that the questionnaire was incorrectly filled out and is subject to more stringent storm water standards than initially assessed by you, this will result in the return of the development application as incomplete. In this case, please make the changes to the questionnaire and resubmit to the City. If you are unsure about the meaning of a question or need help in determining how to respond to one or more of the questions, please seek assistance from Land Development Engineering staff. A separate completed and signed questionnaire must be submitted for each new development application submission. Only one completed and signed questionnaire is required when multiple development applications forthe same project are submitted concurrently. In addition to this questionnaire, you must also complete, sign and submit a Project Threat Assessment Form with construction permits for the project. Please stail by completing Step 1 and follow the instructions. When completed, sign the form at the end and submit this with your appiication to the city. STEP1 TO BE COMPLETED FOR ALL PROJECTS To determine if your project is a priority development project, please answer the following questions: YES NO Is your project LIMITED TO constructing new or retrofitting paved sidewalks, bicycle lanes or trails that meet the following criteria; (1) Designed and constructed to direct storm water runoff to adjacent vegetated areas, or other non-erodible permeable areas; OR (2) designed and constructed to be hydraulically disconnected from paved streets or roads; OR (3) designed and constructed with permeable pavements or surfaces in accordance with USEPA Green Streets guidance? Is your project LIMITED TO retrofitting or redeveloping existing paved alleys, streets, or roads that are designed and constructed in accordance with the USEPA Green Streets guidance? X If you answered "yes" to one or more of the above questions, then your project is NOT a priority development project and therefore is NOT subject to the storm water criteria required for priority development projects. Go to step 4, mark the last box stating "my project does not meet PDP requirements" and complete applicant information. If you answered "no" to both questions, then go to Step 2. E-34 Page 1 of 3 Effective 6/27/13 CITY CARLSBAD O F STORM WATER STANDARDS QUESTIONNAIRE E-34 Development Services Land Development Engineering 1635 Faraday Avenue 760-602-2750 www.carlsbadca.gov STEP 2 TO BE COMPLETED FOR ALL NEW OR REDEVELOPMENT PROJECTS To determine if your project is a priority development project, please answer the following questions; YES NO 1. Is your project a new development that creates 10,000 square feet or more of impervious surfaces collectively over the entire project site? This includes commercial, industriai, residential, mixed-use, and public development projects on public or private land. y 2. Is your project creating or replacing 5,000 square feet or more of impervious surface collectively over the entire project site on an existing site of 10,000 square feet or more of impervious surface? This includes commerciai, industrial, residential, mixed-use, and pubiic development projects on public or private land. X 3. Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a restaurant? A restaurant is a faciiity that sells prepared foods and drinks for consumption, including stationary lunch counters and refreshment stands selling prepared foods and drinks for immediate consumption. 4. Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a hillside development project? A hiliside development project includes development on any natural slope that is twenty-five percent or greater X 5. Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a parking lot. A parking lot is a land area or facility for the temporary parking or storage of motor vehicles used personally for business or for commerce. 6. Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a street, road, highway freeway or driveway? A street, road, highway, freeway or driveway is any paved impen/ious surface used for the transportation of automobiles, trucks, motorcycles, and other vehicles. 7. Is your project a new or redevelopment project that creates or replaces 2,500 square feet or more of impervious surface collectively over the entire site, and discharges directly to an Environmentally Sensitive Area (ESA)? "Discharging Directiy to" includes fiow that is conveyed overiand a distance of 200 feet or less from the project to the ESA, or conveyed in a pipe or open channel any distance as an isolated fiow from the proiect to the ESA (i.e. not commingles with flows from adjacent lands).* < 8. Is your project a new development that supports an automotive repair shop? An automotive repair shop is a facility that is categorized in any one of the following Standard Industriai Classification (SIC) codes: 5013, 5014, 5541, 7532-7534, or 7536-7539. 9. Is your project a new development that supports a retail gasoline outlet (RGO)? This category includes RGO's that meet the following criteria: (a) 5,000 square feet or more or (b) a project Average Daily Traffic (ADT) of 100 or more vehicles per day. y: 10. Is your project a new or redevelopment project that results in the disturbance of one or more acres of land and are expected to generate pollutants post construction? X 11.1s your project located within 200 feet of the Pacific Ocean and (1) creates 2,500 square feet or more of impervious surface or (2) increases impervious surface on the property by more than 10%? If you answered "yes" to one or more of the above questions, you ARE a priority development project and are therefore subject to implementing structural Best Management Practices (BMP's) in addition to implementing Standard Storm Water Requirements such as source control and low impact development BMP's. A Storm Water Management Plan (SWMP) must be submitted with your application(s) for development. Go to step 3 for redevelopment projects. For new projects, go to step 4 at the end of this questionnaire, check the "my project meets PDP requirements" box and complete applicant information. If you answered "no" to all of the above questions, you ARE NOT a priority development project and are therefore subject to implementing only Standard Storm Water Requirements such as source control and low impact development BMP's required for all development projects. A Storm Water Management Plan (SWMP) is not required with your application(s) for development. Go to step 4 at the end of this questionnaire, check the "my project does not meet PDP requirements" box and complete applicant information. E-34 Page 2 of 3 Effective 6/27/13 CITY CARLSBAD O F STORM WATER STANDARDS QUESTIONNAIRE E-34 Development Services Land Development Engineering 1635 Faraday Avenue 760-602-2750 www.carlsbadca.gov ^^TO BE COMPLETE EVELOPMENT PROJECTS THAT ARE PRIORITY DEVELOPEMENT PROJECTS ONLY Complete the questions below regarding your redevelopment project: YES Does the redevelopment project result in the creation or replacement of impervious surface in an amount of less than 50% ofthe surface area ofthe previously existing development? If you answered "yes," the structural BMP's required for Priority Development Projects apply only to the creation or replacement of impervious surface and not the entire development. Go to step 4, check the "my project meets PDP requirements" box and complete applicant information. If you answered "no," the structural BMP's required for Priority Development Projects apply to the entire development. Go to step 4, check the "my project meets PDP requirements" box and complete applicant information. CHECK THE APPROPRIATE BOX AND COMPLETE APPLICANT INFORMATION • My project meets PRIORITY DEVELOPMENT PROJECT (PDP) requirements and must comply with additional stormwater criteria per the SUSMP and I understand I must prepare a Storm Water Management Plan for submittal at time of application. I understand flow control (hydromodification) requirements may apply to my project. Refer to SUSMP for details. My project does not meet PDP requirements and must only comply with STANDARD STORMWATER REQUIREMENTS per the SUSMP. As part of these requirements, I will incorporate low impact development strategies throughout my project. Applicant Information and Signature Box Add ress' ApplicapWi|arae;, Applicant Signature; Accessor's Parcel Number(s); Applipant Title; Date if This Box for City Use Only City Concurrence: YES^ NO City Concurrence: By; Date Project ID * Environmentally Sensitive Areas include but are not limited to all Clean Water Act Section 303(d) impaired water bodies; areas designated as Areas of Special Biological Significance by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); water bodies designated with the RARE beneficial use by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); areas designated as preserves or their quivalent under the Multi Species Conservation Program within the Cities and County of San Diego; and any other equivalent environmentally sensitive areas which have been identified by the Copennittees. E-34 Page 3 of 3 Effective 6/27/13 C Development Services City of DISCLOSURE STATEMENT Planning Division Carlsbad P-KA) ''''Te^re:^Zl www.carlsbadca.gov Applicant's statement or disciosure of certain ownership interests on all applications which wiil require discretionary action on the part ofthe City Council or any appointed Board. Commission or Committee. The following information MUST be disclosed at the time of application submittal. Your project cannot be reviewed until this infonmation is completeci. Please print. Note: Peison is defined as "Any indivkiual, firm, co-partnership, joint venture, associatton, social club, fratemal organization, corporatton, estate, trust, receiver, syndtoate, in this and any other county, city and county, city muntoipatity, district or other political subdivision or any other group or combinatton acting as a unit" Agents may sign this document; however, the legal name and entity of the appltoant and property owner must be provkled below. 1. APPUCANT (Not the applicant's agent) Provide the COMPLETE. LEGAL names and addresses of ALL persons having a financial interest in the appiication. If the applicant includes a corooration or oartnershio. include the names, titles, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a oubliclv-owned corooration. include the names, titles, and addresses of the corporate offk:ers. (A separate page may be attached if necessary.) Person Craig Lewis Corp/Part Title Owner's Agent/Contractor J-^Q Address P O- 968. Cardiff, CA 92007 Address OWNER (Not the owner's agent) Provide the COMPLETE. LEGAL names and addresses of ALL persons having any ownership interest in the property involved. Also, provide the nature of the legal ownership (i.e., partnership, tenants in common, non-profit, corporation, etc.). If the ownership includes a corooration or oartnershio. include the names, tities, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a oubliclv-owned corooration. include the names, titles, and addresses of the corporate offlcers. (A separate page may be attached if necessary.) Person Elizabeth Garrow Corp/Part TMe Owner jitle Address 6419 S. Garfield Ave Address. Willowbrook, IL 60527 p.1(A) Page lof 2 Revised 07/10 3. NON-PROFiT ORGANIZATION OR TRUST If any person identified pursuant to (1) or (2) above is a nonprofit oroanization or a trust, list the names and addresses of ANY person serving as an officer or director of the non- profit organization or as trustee or beneficiary of the. Non Profit/Trust Non Profit/Trust Title Title Address Address Have you had more than $500 worth of business transacted with any member of City staff, Boards, Commissions, Committees and/or Council within the past twelve (12) months? No If yes, please indicate person(s): NOTE: Attach additional sheets if necessary. I certify that all the above infomiation is true and conect to the best of my knowledge. ignaturebf owner/date Print or type name of owner if applicant/date Prirrt or tyg^ name of applicant ler/applicant' "Inlif licant's agent if applicat)ie/date Print or tyTCrname of owner/applicant's agent P-1{A) Page 2 of 2 Revised 07/10 RECORDING REQtJESTBD BY Taylor, Slmonflon & winter LLP AND WHEN RECORDED MAIL THIS DEED ANO, UNIiESS OTHERWISE SHOWN BELOW, HAIL'TAX STATEMENTS TO: NAME; Elizabeth Beavea Piatt Oarrow ADDRESS: fi419 S. Gar£ield Ave. willowbrook, IL 60S27 APN: 203-022-03-00 DOCtt 2013-0569153 Ililllil SEP 16,2013 2:43 PM OFFICIAL RECORDS SAN DIEQO COUNTY RECORDER'S OFRCE Cmatl J. OionwiiMjtg. COUNTY RECORDER FEES: 16.ro OC: OC 6194 ' iiniiiniPiiininiiiiiM QUITCLAIM DEED The undersigned grantor(s) declare(s): DOCUMENTARY TRANSFER TAX IS $0.00 (*) ( I Conputed on Full Value o£ property conveyed, or t } Conputed on Full value less liens and encunbrances remaining at the time of sale. ANN PLATT WALKER, Trustee under Declaration of Trust dated November 30, 1993, as amended, also known as the Joseph B. Piatt and Jean F. Piatt Trust, the undersigned grantor, for a valuable consideration, receipt of which is hereby acknowledged, does hereby remise, release, and quitclaim to ELIZABETH BEAVEN PLATT GARROW, a married woman as her sole and separate property, the following described real property in the City of Carlsbad, County of San Diego, State of California: Lot 20 of Granville Park, in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 1782, filed ii} the office of the County Recorder of San Diego County, February 21, 1924. * 'Thia la a bona Clde gift and the grantor received nothing in return, R & T 11911.^ Executed on August 16, 2013, at Claremont, California. ANN PLATT WALKER, Trustee under Oeclaracion of .Trust dated November 30, 1993, as amended, also known as the Joseph B. Piatt and Jean F. Piatt Trust STATE OF CALIFORNIA ) ) as. COUNTY OF LOS ANOELES } On August 16, 2013, before me, Chris Lindell, Notary Public, personally appeared Ann Piatt wallcer. who proved to me on the basis of satisfactory evidence to b« the person whose name is subscribed to the within instrument, and acknowledged to ma that she executed the same in her authorised capacity, and that by her signature on this instrument the person, or the entity upon behalf of which the person acted, executed the instrument. I certify under PENALTY OF PBR<3URY under the laws of the State of California that the foregoing paragraph is true and correct. ..^.^..^^^^ ^ , _ WITNESS my hand and official seal. Notary Public CHRI5 UNOELL \ Commlition# 1926178 I Notary PubUc • CalllofiMa | Los AnoaKs County \ My Comm. Enplres Mar 19.20151 KAIL TAX STATEMENTS AS DIRECTED ABOVE TITLE SNAPSHOT GRADE TITLE3g5 8880 Rio San Dlego Drive, Suite 102, San Diego, OA 92108 Toll Free: (877)365-9365 j Direct: (619)564-5641 | Fax: (855)629-7811 B Title is Vested in Elizabeth Piatt Garrow, Trustee of the Elizabeth Piatt Garrow Trust, dated October 14, 2013, subject to Item No. 6 of Schedule B. What does this grade mean? A = No title curative issues B = Issues to pay or clear C = Liens to clear D = Title curative issues REO transactions only: E = REO curative issues R = IRS curative issues Issues to Pay or Clear at Closing Issue Taxes Due Trust Description Property taxes are currently due and payable. Property vested in Trust. Trust Agreement & Trust Affidavit required. Liens to Clear/Potential Faiiure of Title Prepared On November 11, 2014 Order Number 410-1405532-41 Loan Number Issue NONE Description Property Address 164 Pacific Avenue Carlsbad, CA 92008 Questions For questions regarding this Title Snapshot, please contact: Dee Dee Burland (619)564-5641 DeeDee.Burland@title365.com The Title Snapshot is intended for informational purposes only. It Is not intended as a guaranty, affirmation, indemnification, or certification of any fact, insurance coverage or conclusion of law to any insured or party to a transaction. No liability for reliance thereon is infened, implied or expressed. Page 1 TIL El 365 8880 Rio San Diego Drive, Suite 102, San Diego, CA 92108 Toll Free: (877)365-9365 1 Direct: (619)564-5641 ) Fax: (855)629-7811 WIRE INSTRUCTIONS For incoming wire transfers please use the following information for the transfer of funds to Title365 Company - San Dlego County Sub-Escrow Trust- SD: Wire To: ABA/Routing No.: Bank Account: Amount: City National Bank 1801 West Olympic Blvd. Los Angeles, CA 90006-_ Attn: Wire Department 122016066 013635951 $ Reference Order No.: 410-1405532-41 Attention: Dee Dee Burland Do not hesitate to contact the undersigned should you or your financial institution have any questions with regards to the information provided above. Dee Dee Burland Title Officer DeeDee. Burland@title365.com (619)564-5641 iPreliminary Report Created: 11/11/2014 Page 9 410-1405532-41 BOE-502-A (PI) REV. 12 (05-13) PRELIMINARY CHANGE OF OWNERSHIP REPORT To be completed by the transferee (buyer) prior to a transfer of subject property, In accordance with section 480.3 of the Revenue and Taxation Code. A Preliminary Change of Ownership Report must be filed with each conveyance in the County Recorder's office for the county where the property is located. NAME AND MAILING AODRESS OF BUYER/TRANSFEREE (Maka necessary coiractlons to the printed name and mailing addrass) 164 Pacific Avenue Carisbad, CA 92008 ASSESSOR'S PARCEL NUMBER , 203-022-03-00 SELLER/TRANSFEROR Elizabeth P Ganow BUYER'S DAYTIME TELEPHONE NUMBER i I BUYER'S EMAIL ADDRESS STREET ADDRESS OR PHYSICAL LOCATION OF REAL PROPERTY 164 Pacific Avenue, Cartsbad. CA 92008 MAIL PROPERTY TAX INFORMATION TO (NAME) AODRESS 164 Pacific Avenue CITY Cartsbad STATE CA ZIP CODE 92008 n VCC n Mn property Is Intended as my principal residence. If YES, please indicate the date of occupancy U Yhb U NU or intended occupancy. MO DAY YEAR PART 1. TRANSFER INFORMATION P/ease complete all statements. This section contains possible exclusions from reassessment for certain types of transfers. YES NO • • A. This transfer is solely between spouses (addition or removal of a spouse, death of a spouse, divorce settiement, etc.). • • B. This transfer is solely between domestic partners cun-ently registered with the Califomia Seaetary of State (addition or removal of a partner, death of a partner, termination settlement, etc.). • • *C. This is a transfer: • between parent(s) and child(ren) • from grandparent(s) to grandchild(ren). • • *D. This transfer is the result of a cotenant's death. Date of death • • 'E. This transaction is to replace a principal residence by a person 55 years of age or older. Within the same county? • YES • NO • • *F. This transaction is to replace a principal residence by a person who is severely disabled as defined by Revenue and Taxation Code section 69.5. Within the same county? • YES • NO • • G. This transaction is only a con-ection of the name(s) of the person(s) holding title to the property (e.g., a name change upon marriage). If YES, please explain: • OH. The recorded document creates, terminates, or reconveys a lender's interest in the property. • • I. This transaction is recorded only as a requirement for financing purposes or to create, terminate, or reconvey a security interest (e.g., cosigner). If YES, please explain: • • J. The recorded document substitutes a trustee of a trust, mortgage, or other similar document. K. This is a transfer of property: • • 1. to/from a revocable trust that may be revoked by the transferor and is for the benefit of • the transferor, and/or • the transferor's spouse • registered domestic partner. • • 2. to/from a trust that may be revoked by the creator/grantor/trustor who is also a joint tenant, and which names the other joint tenant(s) as beneficiaries when the creator/grantor/trustor dies. • • 3. to/from an irrevocable trust for the benefit of the • creator/grantor/tmstor and/or • grantor's/tmstor's spouse • grantor's/trustor's registered domestic partner. • • L. This property is subject to a lease with a remaining lease term of 35 years or more including written options. • • M. This is a transfer between parties in which proportional interests of the transferor(s) and transferee(s) in each and every parcel being transferred remain exactly the same after the transfer. • • N. This is a transfer subject to subsidized low-income housing requirements with governmentally imposed restrictions. • • *0. This transfer is to the first purchaser of a new building containing an active solar energy system. * Please refer to the instructions for Part 1. Please provide any other information that will help the Assessor understand the nature of the transfer. THIS DOCUIMENT IS NOT SUBJECT TO PUBLIC INSPECTION 410-1405532-41 BOE-S02-A (P2)REV. 12(05-13) PART 2. OTHER TRANSFER INFORMATION A. Date of transfer, if other than recording date: Type of transfer: • Purchase • Foreclosure • Gift • Contract of sale. Date of contract: • Sale/leaseback Check and complete as applicable. B. • Trade or exchange • Merger, stock, or partnership acquisition (Fonm BOE-100-B) • Inheritance. Date of death: • Creation of a lease • Assignment of a lease • Termination of a lease. Date lease began: Original term in years (including written options): Remaining term in years (including written options):. • Other. Please explain: C. Only a partial interest in the property was transferred. • YES • NO If YES, indicate the percentage transferred: PART 3. PURCHASE PRICE AND TERMS OF SALE A. Total purchase price. Check and complete as applicable. B. C. D. E. F. G. Cash down payment or value of trade or exchange excluding closing costs First deed of trust @ % interest for years. Monthly payment $ • FHA ( ^Discount Points) • Cal-Vet • VA ( Discount Points) • Fixed rate • Bank/Savings & Loan/Credit Union • Balloon payment $ • Loan carried by seller Due date: % interest for . years. Monthly payment $_ Amount $ Amount $ • Variable rate Amount $_ Second deed of trust @ • Fixed rate • Variable rate • Bank/Savings & Loan/Credit Union • Loan earned by seller • Balloon payment $ Due date: Was an Improvement Bond or other public financing assumed by the buyer? • YES • NO Outstanding balance $ Amount, if any, of real estate commission fees paid by the buyer which are not included in the purchase price $ The property was purchased: • Through real estate broker. Broker name: Phone number: ( ) • Direct from seller • From a family member-Relationship • Other. Please explain: Please explain any special terms, seller concessions, broker/agent fees waived, financing, and any other infomiation (e.g., buyer assumed the existing loan balance) that would assist the Assessor in the valuation of your property. PART 4 PROPERTY INFORMATION A. Type of property transferred • Single-family residence • Multiple-family residence. Number of units: Check and complete as applicable. • Co-op/Own-your-own • Condominium • Timeshare • Manufactured home • Unimproved lot • Commercial/Industrial • Other. Description: (i.e., timber, mineral, water rights, etc.) B. • YES • NO Personal/business property, or incentives, provided by seller to buyer are included in the purchase price. Examples of personal property are furniture, farm equipment, machinery, etc. Examples of incentives are club memberships, etc. Attach list if available. If YES, enter the value of the personal/business property: $ Incentives $ C. • YES • NO A manufactured home is included in the purchase price. If YES, enter the value attributed to the manufactured home: $ • YES • NO The manufactured home is subject to local property tax. If NO, enter decal number. D. • YES • NO The property produces rental or other income. If YES, the income is from: • Lease/rent • Contract • Mineral rights • Other: E. The condition of the property at the time of sale was: • Good • Average • Fair • Poor Please describe: CERTIFICATION / certify (or declare) that the foregoing and all infonnation hereon, including any accompanying statements or documents, is tme and con-ect to the best of my knowledge and belief. SIGNATURE OF BUYER/TRANSFEREE OR CORPORATE OFFICER • DATE TELEPHONE ( ) NAME OF BUYERA-RANSFEREEfl.EGAL REPRESENTATIVE/CORPORATE OFFICER (PLEASE PRINT) TIUE E-MAIL ADDRESS The Assessor's office may contact you for additional information regarding this transaction. 410-1405532-41 AFFIDAVIT - UNINSURED DEED NOTE: Must be notarized by a notary who is an EMPLOYEE of the title or escrow company STATE OF ) ) SS COUNTY OF ) of legal age, being first duly sworn, deposes and says that the following information and answers are true: 9. I am the person who executed and delivered the deed dated to , grantee, recorded on as Instrument No. , Official Records of County, , conveying title to the following described real property (the "Property"): 2. Who is currently occupying the Property?. 3. What is the approximate value of the Property? $_ 4. I received the following consideration for the deed: $ and/or other Property described as follows: 5. If the deed was a gift or I otherwise received no consideration for it, the reason I gave the Property away is: __. 6. Do you have an option to repurchase the Property? . If so, please attach a copy of the agreement or documentation that gives you the right to repurchase. 7. This Affidavit is made for the protection and benefit of the grantee, the grantee's successors and assigns, and for all other parties hereafter dealing with or who may acquire an Interest in the Property, and for the purpose of Inducing ("Title Company") to insure title to the Property. I know that Title Company will rely on this Affidavit and would not insure title without this Affidavit. Dated: Subscribed and swom to (or affirmed) before me on this day of , , by proved to me on the basis of satisfactory evidence to be the person(s) who appeared before me. Signature (This area for notary stamp) 410-1405532-41 This document is to be signed by all of the currently acting Trustees: I declare that the statements contained herein are true and correct and are made under penalty of perjury, this day of , 20 , Signature Address Name (Type or Print) Signature Address Name (Type or Print) Subscribed and sworn (or affirmed) before me on this. 20 by . day of. proved to me on the basis of satisfactory evidence to be the person(s) who appeared before me. Notary Signature: Space below reserved for notary seal. 410-1405532-41 TITLE 366 8880 Rio San Diego Drive, Suite 102, San Diego, CA 92108 Toll Free: (877)365-9365 | Direct: (619)564-5641 | Fax: (855)629-7811 Title Company: Title365 Company Title Order No.: 410-1405532-41 Escrow Holder: Escrow No.: 410-1405532-41 CERTIFICATION OF TRUSTEES UNDER TRUST (California Probate Code Section 18100.5) 1. Declarant(s), the currently acting Trustee(s) of the Trust, certify the existence of the following described Trust and facts regarding said Tmst: Name of Trust: Made Under the Laws of the State of Date of Execution of Trust: The name of the Trustee(s) now qualified to act under the Trust instrument and who are the only qualified Trustee(s): Settlor(s): Social Security No. or Employer Identification No. Declarant(s) certify that if fewer than all cun-ently acting Trustees are required to sign, the Trustee(s) named below are all those necessary to execute documents on behalf of the Trust: Trustee(s) Declarant(s) certify that the Tmst is in full force and effect and has not been revoked, tenninated, or othenwise amended in any manner which would cause the representation in this Certification to be incorrect, except as follows: 4. The Trust Is • Irrevocable • revocable and the person(s) holding the power to revoke is/are: 5. The manner in which title to Tmst assets Is to be taken is: Declarant(s) state that the above named trustee(s) is/are fully empowered to act for said tmst and is/are properly exercising his/her/their authority under said Tmst in negotiating for, contracting for, and executing these document(s). 7. Declarant(s) state(s) that to the best of his/her/their knowledge, there are no claims, challenges of any kind or causes of action alleged, contesting or questioning the validity of the Tmst or the tmstee's authority to act for the trust. 410-1405532-11 statement of Information (Confidential) Note: This fomn is needed in order to eliminate judgments and liens against people with similar names The street address of the property in this transaction is: (if none, leave blank) Address City Occupied by: • Owner • Tenants • Lessee • Single Residence • Multiple Residence • Commercial • Vacant Land Any construction/improvements in last 6 months? D Yes • No Is any portion of new loan to be used for improvements? O Yes • No If yes, state nature of work done or contemplated Party 1 First Middle Last Party 2 First Middle Last Former last name(s), If any Former last name(s), if any Birthplace Social Security No. I • am single • am mamed • Have a domestic partner Birth Date DrivePs License No. Birthplace Birth Date Social Security No. Driver's License No. 1 • am single • am married • Have a domestic partner Name of current soouse or domestic partner (if other than Party 2) Name of former spouse/domestic partner (if none, write "none") Name of cun-ent spouse or domestic partner (if other than Party 1) Name of fonner spouse/domestic partner (if none, write "none") Are Parties 1 & 2: Mamed? Marriage or Domestic Partnership Between Parties 1 and 2 Domestic Partners? Date of Mamage/Domestic Partnership:, Party 1 - Occupations for Last 10 Years Present Occupation Prior Occupation Number and Street Firm Name Firm Name Address Address Party 1 - Residences for Last 10 Years Citv and State No. of Years No. of Years From To Party 2 - Occupations for Last 10 Years Present Occupation Prior Occupation Number and Street Finn Name Firm Name Address Address Party 2 - Residences for Last 10 Years Citv and State No. of Years No. of Years From To Have any of the above parties owned or operated a business? • yes • No 'f so> please list names I have never been adjudged, bankrupt nor are there any unsatisfied judgments or other matters pending against me which might affect my title to this property, except as follows: The undersigned declare under penalty of perjury that the above infonmation is true and conect. (all parties must sign) Date Signature Signature Home Phone Wori< Phone Home Phone Work Phone Email Address Email Address 410-1405532-41 THIS AFFIDAVIT WHEN COMPLETED IS TO BE SIGNED AND NOTARIZED. BEFORE RETURNING, BE SURE TO COMPLETE ALL THE REQUIRED INFORMATION TO ENABLE THIS COMPANY TO PROPERLY PROCESS THE TRANSACTION PRESENTLY PENDING. THIS AFFIDAVIT OF NO MORTGAGE OR DEED OF TRUST OWNER OF RECORD TYPE OR PRINT ABOVE Each for Himself and or Herself, declare: That to my/our personal knowledge there are NO encumbrances in the form of a Mortgage or Deed of Trust against the property in this transaction. That this declaration is made for the protection of all parties to this transaction, and particularly for the benefit of Title365 Company, which is about to insure the title to said property in reliance thereon, and any other title company which may hereafter insure the title to said property. That I/We will testify, declare, depose, or certify before any competent tribunal, officer, or person, in any case now pending or which may hereafter be instituted, to the truth of particular facts hereinabove set forth. TITLE ORDER: 410-1405532-41 PROPERTY ADDRESS: 164 Pacific Avenue, Carisbad, CA 92008 OWNERS OF RECORD: (Type or Print Above) Owners of Record Signature Owners of Record Signature State of Califomia County of. On before me, , Notary Public, personally appeared who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. Witness my hand and official seal. Signature (Seal) Affidavit (No Mortgage or Deed of Tmst) 410-1405532-41 Page 17 Insured: Experiencel, Inc. Master # 29640 Cert # Attachment Page NAMED INSURED: Experience 1 Title365 Company Title365, Inc. Advantage Title, Inc. DBA Advantage Title Agency Advantage Title, Inc. XI Exchange, Inc. XI Labs X1 Analytics, Inc. Title365 Company; DBA: Title365 Title365 Company; DBA: Title365 Agency Trusted Signing, Inc. LOCATIONS: 5000 Birch St., Ste. 300 & 330, Newport, CA 92660 5000 Birch St., Ste. 150, Newport, CA 92660 2111 Palomar Airport Rd., Ste.130, Carisbad, CA 92011 801 N. Brand Blvd., #320, Glendale, CA 91203 801 N. Brand Blvd.. #240, Glendale, CA 91203 78100 Main St., #209, La Quinta, CA 92253 7095 Indiana Ave., Ste. 120, Riverside, CA 92506 Rio Vista Tower, 8880 Rio San Diego Dr., #102, San Diego, CA 92108 Rio Vista Tower, 8880 Rio San Diego Dr., #950, San Diego, CA 92108 29995 Technology Drive, Ste. 305, Munieta, CA 92590 4195 E. Thousand Oaks Blvd., #107, Westlake Village, CA 91362 850 Trafalgar Court, Ste. 105, Maitland, FL 32751 2901 N. Dallas Paricway, Ste. 130, Piano, TX 75093 115 Wild Basin Road, Austin, TX 78746 181 Sierra Manor Road, #4, Mammoth Lakes, CA 93546 5343 N 16th Street, #100, Phoenix, AZ 85016 4500 S. Lakeshore Dr., #650, Tempe, AZ 85282 3303 E. Baseline Road, Ste. 106, Gilbert, AZ 85234 375 E. Main Street, Ventura, CA 93001 5101 Broadway, San Antonio, TX 78209 7121 W. Bell Rd, Ste. 100, Glendale, AZ 85308 7200 N. Mopac, Ste. 170, Austin, TX 78731 400 Rouser Rd, Coraopolis, PA 15108 8800 E Chaparral Rd., Ste. 100, Scottsdale, /VZ 85250 8812 Coleman Blvd., Frisco, TX 75034 24361 El Toro Rd., Ste. 275, Laguna Woods, CA 92637 1900 16th Street, Ste. 950, Denver, CO 80202 1000 Town Center Drive, Ste. 300, Oxnard, CA 93036 (Certificate of Liability Insurance Created: 11/11/2014 410-1405532-41 Page 16 ACCJRU CERTIFICATE OF LIABILITY INSURANCE DATE IMUVDD/YYYY) 0916:014 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND. EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Barney & Barney LLC CA Insurance Lic: 0C03950 101 Enterprise. Suite 330 Aliso Viejo. CA 92656 949-900-1780 PRODUCER Barney & Barney LLC CA Insurance Lic: 0C03950 101 Enterprise. Suite 330 Aliso Viejo. CA 92656 949-900-1780 Ext.: (9-»9> i 1 r*J N..: (858) 909-9-S8 PRODUCER Barney & Barney LLC CA Insurance Lic: 0C03950 101 Enterprise. Suite 330 Aliso Viejo. CA 92656 949-900-1780 ADDRESS' silviav ll bameyindbaraey com PRODUCER Barney & Barney LLC CA Insurance Lic: 0C03950 101 Enterprise. Suite 330 Aliso Viejo. CA 92656 949-900-1780 INSURERIS) AFFORDING COVERAGE NAIC • PRODUCER Barney & Barney LLC CA Insurance Lic: 0C03950 101 Enterprise. Suite 330 Aliso Viejo. CA 92656 949-900-1780 INSURER A Stan Suiplus Lines Insurince Companv 13604 INSURED Expenencel. Inc . Iitle365 Company 5000 Birch St. Ste 300 New-port Beach. C A 92660 CUent * INSURERS INSURED Expenencel. Inc . Iitle365 Company 5000 Birch St. Ste 300 New-port Beach. C A 92660 CUent * INSURER C INSURED Expenencel. Inc . Iitle365 Company 5000 Birch St. Ste 300 New-port Beach. C A 92660 CUent * INSURER D INSURED Expenencel. Inc . Iitle365 Company 5000 Birch St. Ste 300 New-port Beach. C A 92660 CUent * INSURER E INSURED Expenencel. Inc . Iitle365 Company 5000 Birch St. Ste 300 New-port Beach. C A 92660 CUent * INSURER F COVERAGES CERTIFICATE NUMBER: MST NUMBER: REVISION NUMBER: JJ8. THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LIS-rED SELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WrrH RESPECT TO 'A'HICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS MLitveff TYPE OF INSURANCE t.'i:i:lHli:!:. ll,').l:IIVi'ii] POLICY NUMBER GENERAL LIABILITY OMMERCIAL 3ENERAL LAB;UTY CLA MS-HMDE "•oc, CUR GENl AG5REGATE L MIT APPLES PER PRO-IECT IMHTO/YYYYl POLICYEXP IMMJDD/YYYYI LIMITS EACH OCCURRENCE DAMAGE TO RENTED PREM-SE3 I'Ea occmmic*^ MED EXP lAny one person) PERSONAL! ACV INJURY GENERAL A3SREGATE PRODUCTS • COMP.QP AGG COMB NED SINGLE L;MIT AUTOMOBLE LIABILTTY ANV AUTO ALL O'.VNED AUTOS HIRED AUTOS BODILY INJURV iPerpenonl SCHEDULED AUTOS NONOWNED AUTOS BODIY INJURV ;Peraccident) UMBRELLA LIAB EXCESS LIAB OCCUR CLAMS-MADE EACH OCCURRENCE DED I RETENT ON S I WC STATU- I I TORY LIMITS I WORKERS COMPENSATION AND EMPLOYERS'LIABILTrr .f ^ ANY PROPRIETOR.'PARTNERiEKECUTIVE | 1 OFBCER.-MEMBER EXCLUDED? (Mandatory in NH) ' ' !f yes, descr be unde^ DESCRIPTION OF OPERATIONS b»W' I OTH- I ER E L EACH ACCIDEIVT EL DSEASE-EAEMPLOYEE ELD SEASE - POUCY UMIT Title -Agent Escrow .Aeent-Claims-Made Professional iiabilit%*IrTors & Omissions SLSLPRO:s:.!3M4 10 03 :ou 10 03 2015 $3M Per Claim S3M Aggregate S:;OK Retenoon All States e.xcept FL 'SIOK Retennon FL OESCRIPTX>N OF OPERATIONS ! LOCATIONS / VEHICLES <Atta<!h ACORD 101. Additional Remarks Schedule, if more space is requaed) Re: General Service Agreement- Professional Liability/Errors & Omissions for Title Company. See attached for Title Company insured locations ***NOTE**Thls is not evidence of insurance for the Borrowers properly or HOA, this certificate evidences Title Company's E&O coverage as desalbed above. CERTIFICATE HOLDER CANCELLATION Title36.'i Compan\' 5000 Birch St. Ste 300 Newport Beach C.A. 92660 SHOUU3 ANV OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF. NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE Stlvia \ela ACORD 25 (2010/05) Subject © 1988-2010 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD {Certificate of Liability Insurance Created: 11/11/2014 410-1405532-41 Page 15 created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11,13, or 14); or (e) r»sultit>g in kiss or damage lhat wodd not tiave been su8tatr>ed if ttie Insured Clainiant had paki value for the Iraured Mortgage. 4. UrMnforcaat>lity ofthe Hen ofthe Insured Mortgagebecauseof the Inability or taMure of an Insured to compiy wilti applicable ctolrig-busb>dss laws of the state where the Land is situated. 5. InvalicHtyorunenforceabttty in wholeorln partofttwiiencrfthe Insured Mortgage Out sulses out of ttw transaction evidenced by the Insured Mortgage and is t>ased upon usury or any omsumer credit pfotectk>n or trutlvin-tending law. 6. Any daim, by reason of the operation of federal bankruptcy, state insolvency, or simiar creditors' rights laws, that the transaction creatlrtg the Nen of the Insured Mortgage, is: (a) a firaudulent conve^nce or fraudulent transfer, or (b) a preferential transfw for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on Ow TWe for real estate taxes or assessments Impraed by govemmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Pubiic Records. This Exdusion does not modify or Hmit the coverage providad urxler Covered Risk 11(b). The above policy fonn may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exdusions from Coverage, the Exceptions from Coverage in a Startdard Coverage pdicy wiU also Indude tha foflowing Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure agalrtst loss or damage (and the Company wiH not pay costs, attorneys' fees or expenses) that arise by reason of: 1. (a) Taxes or assessment ttiat are not shown as existing liens by the records of any taxing authority that levies taxes or assessnwnts on real proparty or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whethw or not shown by the records of such agency or the Public Records. 2. Any fiacts, rights, interests, or daims that are not shown In the Public Records but lhal could be ascertained by an inspection of me Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrance, or daims thereof, not shown by the Pubtic Records. 4. Any encroachment, encumbrcuKO, vtolation, variation, or adverse circumstance affecting the Tide that would be disdosed by an accurate snd complete land survey of the Land and not shown by tfte Public Records. 5. (a) Unpatented mining delms; (b) reservetions or exceptions in patents or m Acts authorizing the issuance thereof; (c) water rights, daims or titie to water, wtiether or not the matters excepted under (a), (b), or (c) ar© shown by the Public Records. 6. Any Hen or right to a Ben for services, labor or material not shown by the public records. ALTA OWNER'S POUCY (10-17-92) EXCLUSIONS FROM COVERAGE The fbllowing matters are expressly exduded from the coverage of this policy and the Company wM not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law. ordinance or govemmental regulation (Including but not limited to buHding and zoning laws, onjinances, or regutations) restricting, re^^tating. prohibiting or relating to (i) the occupancy, use, or enjoyment of the land; (ti) me character, dimensions or location of my improvement now or hereafter erected on the land; (tti) a separation In ownership or a change in the (fimensions or area of the land or any parcel of which the tand is or was a part or (iv) environmental protection, or the af^ of any Eolation of theee laws, ordtnoices or govemmental regulations, except to the eident that a notice of the enforcement thereof or a notice of a defect Hen or encumbrance resulfing from a vtolation or idleged violation affecting the land has been recorded in the public records at Date of Policy, (b) Any govemmental police power not exduded by (a) atwve, except to Ihe extent that a notice of the exercise thereof or a rx>tice of a defed, lien or encumbrance resisting from a violation or alleged viola Bon affecting the land has been recorded in the public records at Date of Poiicy. 2. Rigtits of eminent domain unless notice of me exercise thereof has been recorded in me public records at Oate ot PoTicy. but not exduding from coverage any talUng which has occurred prior to Deta of Pdicy wtiich wouM bs binding on ttw ri^its of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse daims or other matters: (a) created, suffered, assumed or agreed to by the insured daimant;(b) not known to ttie Company, not reowded in the pubHc records at Dato of PoHcy, but known te ttie insured daimant and not disdo&ed in writing to me Company by Ihe insured daimant prior to me date Ihe Insured daimant became an insured under this poticy;(c)r&sulting in no loss or damage to the Insured daimanl: (d) atteching or created subsequent to Oate of Policy; or(e) resulting ki loss or damege whx:h woukj not have been sustained if the insured daimant had paid vtfue fbr me estate or interest insured by mis policy. 4. Any daim, which arises out of the transactton vesting in the insured me estate or interest insured by mis poRcy, by reason of the operatton of federal bankruplcy, state insolvency, or simUar credllors' righte laws, mat is t>8sed on: (i) the transaction creating me estate or interest insured by mis pdicy being deemed a finudulenl conveyance or fraudulent transfer; or (ii) the transactton creating ttw estate or interest insured by mis poficy being deemed a preferenttel transfer except wher« me preferentiat transfer resulte from the felure: (a) to timely record the instrurrwnt of transfer; or (b) of such recordatton to impart notice to a purchaser for value or a judgement or lien creditor. The above pdtoy fbrm may tw issued to affbrd eimer Standard Coverage or Extended Coverage. In additton to Ihe atiove Exdustons from Coverage, the Exceptions from Coverage in a Stendard Coverage Polkry wM also indude Itw foltowing ExceptkMis from Coverage: EXCEPTIONS FROM COVERAGE This pdtoy does not insure against toss or damage (and the Company wiU not pay coste, attorneys' fees or ej^wnaes) which arise by reason of: 1. (a) Taxea or asaessmente ttiot are not shown as existing liens by me records of any taxing aumorlty ttiat levies taxes or aesessments on real property or by the Putilk: Records; (b) proceedings by m public agency ttiat may result In taxes or assessmente, or nottoas of such proceetfings, whether or not shown by me records of such agency or by the Pubtk: Records. 2. Any fecte. righte, intereste. or daims ttwt are not shown in the PutiHc Records but that couto tw ascerteined by an inspectton of the Land or that may be assert by pn^ons in possesston of me Lwid. 3. Eesemente, liens or encumbrances, or daims thereof, not shown by me Putriic Records. 4. Any encroachment, encumbrance, ^olatkm, variation, or adverse drcumstance affecting the Title that wodd be disdosed by an accurate and complete land survey of the Land and not shown by tfw Publk: Records. 5. (a) Unpatented mirWig claims; (b) reservations or exceptions in patente or in Acte authorizing the issuance tfwreof; (c) wator rights, claims or title to waler. whetfwr or not the matters excepted under (a), (b). or (c) are shown by the Public Records. 6. Any lien or righttoafienforservkws, l^r or materid not shown by the public records. 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The foltowing matters are expressly exduded ^m tfw coverage of this poHcy, and the Company wll not pay toss or damage, costs, attorneys' fees, or expenses ttiat arise by reason of: 1. (a) Any taw, ordinance, penrt^ or govemmental regulatton (including those relating to buSdiiig and zoning) restricting, regulating, prohibiting, or relatirig to (1) the occupancy, use, or enjo^nent of the Land; (ii) Ihe character, dimensions, or locatton of any impFovmient erected on Oie Land; (IH) the subdiviston of land; or (iv) environmental protection; or me effect of any vtolation of mese tews, ordinances, or govemmentel regutations. This Exdu^ 1(a)does not modify or limit me coverage provided under Covered Risk S. (b) Any govemmentel pottca power. Tliis Exdusion 1 (b) does not modi^ or limit the coverage provided under Covered Ri^ 6. 2. Righte of eminent domain. This Exdusion ctoes not modify or Hmit the coverage provkted under Covered Risk 7 or 8. 3. Defecte, liens, encumbrances, adverse daims, or ottwr matters (a) created, auffbred, assumed, or agreed to by ttw Insured Claimant; (b) not lOiown to me Company, not recorded in me Publto Records at Date of F^oHcy, txjt Known to the Insured Cleimant and not (tedosad in writing to ttw Company by tfw Insured aaimant prtor to ttw date ttw Insured Cteimant became an Insured under this polny; (c) resulting to no toes or demage to ttw Insured Claimant; (d) attaching or created subsequent to Dato of I^Hcy (however, this does not modify or limit tiw coverage provkled under Covered Risk 9 and 10); or (e) resulting In toss or damage ttwt would not have been sustelned If ttw Insured Cteimant had paid value for the Title. 4. Any daim, by reason of the operation of federal twnkruptcy. stete insolvency, or simiar creditors' righte laws, that ttw transaction vesting toe Titte as shown in Schedule A. ts (a) a fraudident conveyance or fraudulent transfer or (b) a preferential transfer (or any reason not stated in Covered Risk 9 of this policy. 5. Any Hen on the TMe for nai estate taxes or assessmente imposed by govmnmental auttiority and created or attaching between Date of Poltoy and tfw date of recording of ttw deed or otfier instrument of transfer to tlw PubKc Records that vests Title as shown In Sdwduto A. The above pdicy form may tw issued to afford eitoer Stendard Coverage or Extended Coverage. In addition to tfw above Exdustons from Coverage, ttw Exceptions from Coverage in a Standard Coverage poiicy wBI also Indude ttw fbUowtng Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This polKy does not insure against loss or damage (and the Con^uiny wW not pay coste, attorneys' fees or expenses) tfwt arise by reason of: 1. (a) Taxes or assessmente that are not shown as existing liens by toe records of any taxing aumority mat levies taxes or assessmente on real property or by me Pudk: Records; (b) proceedings by a publto agency ttwt nriay result in texes or assessmente, or notices of such proceedngs, whsttwr or not shown by me records of such agency or t^ ttw Publto Records. 2. Any facte, righte, tolereste, or dakns that are not shown in ttw Publto f^acords bul lhat couto be ascerteined by an inspection of the Land or ttwt may be asserted by persons in possession of ma Land. 3. Easemente, liens or encumbrances, or daims Uwreof, not shown by me Publto Records. 4. Any wicroachnwnt mcumtxance, vtotetton, vartatktn, or adverse drcumstance effecting ttw Titie tiiat wouM tw disdosed by an accurate and complete land survey of the Land wid not shown by the Publk; Records. 5. (a) Unpatented mining daims; (b) reservations or exceptions in patente or m Acta authorizing ttw Issuance thereof; (c) water ri^ite, daims or titie to water, whether or not the matters excepted under (a), (b), or (c) are stiown by me Putilic Records. 6. Any lien or right to a lien for servkws, tetwr or material not shown by ttw public records. ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POUCY (10/13/01)EXCLUSK>NS FROM COVERAGE The foltowing rmtters are e)q)ressly exduded from ttw coverage of ttiis poNcy and the Company will not pay toss or damage, coste. attorneys fees or expenses whtoh arise by reason of: 1. (a) Any law. ordlnence or governmental regulation (indutSng but not ttmlted to bulding and zoning laws, ordtoances. or regulations) restricting, regulating, prohibiting or rdating to (1) the occupancy, use, or enjoyment of the Land; (it) the character, dtownstons or tocatim of any improvwnent now or hereafter erected on ttw Land; (lit) a separation in owrwrship or a dwnge in the dimenstons or areas of ttw Land or any parcel of which ttie Land is or was a part, or (iv) envirorvnental protection, or the effect of any vtototion of these laws, ordinances or governmental regulations, except to the extent mat s nottee of me enforcement thereof or a nottce of a defect lien or encumtKance resulting from a violation or aReged vtolation affecting Ihe Land has been recorded in tfw Publto Records at Date of Pdtoy. This exduston does not limit ttw coverage provMed under Covered Risks 12,13.14, and 16 of mis polk:y.(b) Any governmental poKce power ntit exduded by (a) above, except to me extent that a nottee of ttw exercise tfwreof or a notice of a defect Ken or encumbrance resdttog from a videtion or aleged vtolation affecttng tfw Land hes been recorded in the Publto Records at Dato of Pdicy. This exduston does not Imit ttw coverage provMed under Covered f^ks 12,13,14, and 16 of this poltoy. 2. Righte of eminent domato unless ncrtice of ttw exsrdse tfwreof has been recorded in tfw Publk: Records at Date of Pdicy, but not exduding from coverage any teking whkti has occurred prior to Date of Pdky wtitoh wouM be binding on ttw righte of a purchaser for vatoe wittiout Knowledge. 3. Defscte. liens, encumtmuices, adverse dakns or otfwr matters:(a) created, differed, assumed or agreed to by tiw Insured Cteimant; (b) not Known to the Comfwny. not recorded in the PutiHc Records at Date of Poltoy, but Known to the Insured Claimant and not disdosed in writing to ttw Company tiy tfw Insured Oaimant prtor to ttw date the Insured Qatmant became an Insured under tills polk:y;(c) resulting In no toss or damage to tfw Insured Cl^mant;(d) attaching or created subsequent to Dato of PoBcy (mis paragraph does not linitt ttw coverage provided under Covered Risks 8,16,18,19, 20, 21, 22, 23, 24, 25 and 26); or(eKes(jting in loss or damage wtiidi would not tiave been sustained if me Insured Claimant had pnkf value for toe Insured Mortgage. 4. Unenfbrceablity of the Hen of ttw Insured Mortgage because of the inability or failure of ttw Insured at Dato of Pdicy, or ttw inaMity or failura of any subsequent owner of ttw indebtedness, to comply wHh applk:abto doing business tews of me stete in wtikm the Land is situsted. 5. invalkHty or unenfbroeabWty of ttw Ben erf ttw Insured Mortage, or daim mereof, which arises oul of ttw transaction evklenced t>y tfw Insured Mortgage and is based upon usury, except as provkled In Covered Risk 27, or any consumer cre(tit (HYitedion or trum in lending law. 6. Red property texes or assessmente of any govemnwntd authority which become a lien on the Land subsequent to Date of Pdh^. This exdusion does not limit the coverage provkled under Covered Risks 7,8{e) and 26. 7. Any dakn of Invdtoity, unenlbrceatiHIty or lack of priority of the Hen of the Insured Mortgage as to advances or modificationB made after the Insured has Knowledge that ttw vestee shown in Sdiedule A is no longer the owner of tfw estate or Interest covered by mis poHcy. Tliis excluston does not limit tfw coverage provkled in Covered Risk 8. 8. Lack of priority al the Hen of the Insured Mortgage as to each and every advance made efter Date of Poltoy. and att interest charged tiwreon, over Hens, encumt}ranctt6 and omer maners affecting tfw tiito, tfw existence of whtoh are Known to me Insured at:(a) The time of me advance; or(b) The time a modification is made to tfw terms of the Insured Mortgage which changes tfw rate of interest charged, if tfw rate of Interest ts greater as a result of tfw modiftoatton ttian It would have been befora Uw rrKxfiRcation. TMs exdusion does not limit me coverage provkled in Covered Ri^ 8. 9. The falure of the restoenttel stiiictura, or any portion mereof to have been constmcted before, on or after Date of Poltoy In accordance with appHcable buikling codes. This exduston does rvA apply to vnlattons of building codes if notk» of me violation appeare in tfw Publk; Records at Date of Pdk:y. For large print please view at www.title365.com under menu option Resources. preliminary Report Created: 11/11/2014 Page 14 410-1405532-41 EXHIBIT B (REVISED 11-17-06) Covered Risk 14; Covered Rtek 15: Covered Rtelt 16: Covered Rteli 18: CAUFORNIA LAND TTFLE ASSOCIATION STANDARD COVERAGE POUCY -1990 EXCLUSIONS FROM COVERAGE The folowing matters ara expressly exduded from ttw coverage of tfiis poHcy and me Company will not pay toss or damage, coste, attorneys'fees or expenses whtoh arise by reason of: 1. (a) Any law, ordinance or govemmentd regulatton (including but not limited to bulding or zoning laws, ordinances, or regutations) resfricting, reguteting. prohftiittog or relattog p) tiw occupancy, use, or er^oyment of ttw tend; (ii) me character, dhiwnstons or tocation of any improvement now or hereafter etacted on tiw land; (IM) a separation in ownersWp or a change in ttw (fimensions or area of ttw land or my pared of whfch ttw land is or was a part or (iv) environmental pnMecflon, or Bw effect of «iy vtotetion of tfwse laws, ordinances or govemmentd retpdatiwis. except to tfw extent that a notice of tfw entorcement tfwreof or a notice of a defect Hen. or enoimbrance resulting from a vtolation or aleged vkdation aflec^ tfw tand has been recorded in tfw publto records at Date of Policy, (b) Any govemmentel poliew power not exduded by (a) above, except to ttw extent tfwt a notice of the exercise thereof or notice of a defect lien or encumbrance resulting from a vtolation or aleged vtolation affecting tfw land has been recorded in tiw public records at Dato of Pdky. 2. Rights of enitoent domato untess notice of ttw exercise tfwreof has been recorded to tfw publk; records at I3ate of Pd^ jighte of a purchaser for vdue witftout knou^edge. 3. Defecte, liens, encumbrances, adverse ddms or ottwr mattera: (a) whetfwr or not recorded to ttw publto records at Date of Pdk^. but created, suffered, assumed or agreed to by ttw insured ddmant (b) not known to ttw Compaiy, not recorded in tfw publk; records at Dste of f^oHcy, but known to ttw insured claimant and not disdosed in writtng to tfw Company by ttw insured ddrrwnt prtor to tfw date Uw insured datownt becEurw an Insured under mis poBcy; (c) resulting In no toss or damage to ttw Insured drtront; (d) attadiing or created subsequent to Date of Pdtoy; or (e) resulting (n foss or damage whkrfi wouW not have been sustained rf tfw hisured daimanf had paid varfue for the fnsuned mortgage or for me estate or Interest insured by mis pdicy. 4. Unenforceabflfty of tfw Hen of tfw insured mortgage because of me tnabffity or falure of tfw Insured at Date of Pt^, or tfw inablfty or failure of any subsequwrt owner of tfw todebtedness, to comply wtth me a(^icabh doing budness tews of the stete In whtoh tfw tend is situated. 5. Invdkttty or unertforceabiKty of tfw Hen of tfw tosured mortgage, or daim tfwreof. whk^ arises out of tfw tfansadion evklenced by me inuired mortage and is based upon usury or any consumer cretHt proloctkm or tnrth to tending law. 6. Any daim, which arises oul of ttw transaction vesting In ttw insured tfw estate of Interest Insured by ttiis poHcy or tfw tfansedlon creating tfw Interest of me tosured lender, fay reason of Bw operation of (ederd bankruptey. state insoh^ency or stollar crectitors' righte tews. EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I This pdk:y does not insure against foss or damage (and ttw Company wH not pay costs, attorneys' fees or expenses) whk;h arise by reason of: 1. (a) Texes or assessmente ttiat are not shown as existing Hens by ttw records of any taxing autoority ttwt levies taxes or assessmente on red pR^wrty or by ttw Publto f^ecofds; (b) proceedings by a publk; agency ttiat may result in taxes or assessmente, or notices of such proceecttigs, whettier or not shown by the records of such agency or t)y the Publto Records. 2. Any facte, righte, intereste, or cUAm tod are not shovm to ttw l^blto Records but that cot4d be ascertatoed by an inspection 3. Easemente, liens or wtcumbrances, or daims ttwreof, not showm by me FHiblto Records. 4. Any encroachment encumbrance, violation, variation, or adverse drcumstance affecting ttw Titie ttiat wouW be (Hsdosed by an accurate and compile land survey of ttw Land and not shown by tfw PuWk: Records. 5. (a) Unpatented mining daims; (b) resarvaltons or exceptions to patents w to Acte autfwrizing tfw issuance tiwretrf; (c) water righte, daims or titfe to water, whdher or not ttw matters excepted under (a), (b), or (c) are shown by ttw Public Records. 6. Any Iton or right to a HOT for services, labor or materid not dwwn by toe ptAilto records. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (10/22/03) ALTA HOMEOWNER'S POLICY OF THXE INSURANCE EXCLUSIONS In additton to tfw Exceptkms in Sdwdute Q, You ara not Insured against toss, coste, attorneys' fees, and expenses resdting from: 1. Governmenld poHoe power, and tfw existence or vtolation of any taw or govemnwnt regulation. This todudes ordinances, laws and regutations concemtog: a. bulding, b. zcming, c. Land use d. in^uovemente on tfw Land, e. Land division, f. enyironnwita) protection. TTMS Exduston does mrt apply to vtolations or ttw efrforcoment of tb»e matters if notice (rf toe v«)ation or enfOTcement appears to tiw F^Wio Reconis at tfw Pi^ Data THs Exduston does not Itoitt me coverage descrtwd m Covered Risk 14,15,16,17or24. 2. The f^ure of Yoix existing stivctures, or any part of tfwm, to be constructed to accordance wim appltoabte buikling codes. TTiis Exdusk»i does not apply to vtotetions of buldtog codes If notice of tfw vtolation appears in me PubHc Records at me Pdtoy Dato. 3. The ri^ to take tfw Land by condemning it unless: a. a notice of exerdsing tfie right appears in me Publto Records at tfw Pdtey t3ate; or b. me t^ing happened before ttw Pdk;y Date and is binding on You If You bought me Land vi^mout Knowtog of Ihe taking. 4. Risks:& ttist are created, aSowed, or agreed to by You, whetfwr or not tiwy af^Mar in ttw PuUk; Records; b. ttwt are Known to You at tfw P^ toatresult to no toss to You; or d. mat first occur after me Pdky C^e - mts does not Hmit ttw coverage described in Covered Risk 7. 6.d, 22, 23,24 or 25. 5. Falure to pay vdue for Your Titie. 6. Lack of a right: a. to aiy Land outiude me area ^wcHtodly described and referred to In paragraph 3 of Sdwdute A; and b. In stfeete, aHeys. or waterways mat touch me Land. This Exdudon does not Iknit toe coverage described in Covered Risk 11 oris. I UMrTATIONS ON COVERED RISKS I Your insurance for the foUowing Covered Risks is limited on tfw Owner's Coverage Statement as foUows: • For Covered Risk 14.15,16 and 18, Your Deducttole Amount and Our Maximum DoHar UmK of Liability ^lown in Sdwdute A. The deductiblo amounte and maximum doitor Iknits sfmm on Schcduto A ars as foHows: Your Deductibte Amount Our Maximum Ddtar LImM of Ltobilitv 1 % of Policy Amotmt or $2,500 (wMchever te fess) $10,000 1 % of PoHcy Amount or $5,000 (wlitehever la less) $25,000 1 % of Polfcy Amount or $5,000 (whtohever Is less) $25,000 1 % of Policy Amount or $2,500 (whtohever Is tess) $5,000 AMERICAN LAND TfTLE ASSOCIATION RESIDENTIAL TTfLE INSURANCE POLICY (6-1-87) EXCLUSIONS in addition to the Exceptions in Schedufe B, you are not insured agatost toss, costs, attorneys' toes, and expenses resulting from: 1. Govemmentd pdkw power, and the exMence or vtolation of any law or government regulatton. This indudes buBding and KHting ordinances and dso laws and regulations conceming: * tand use " improvemente on tfw tand * land division * environmentd protection. Thia exduston does not apply to vidattons or ttw enforcement of these matters whk:h appear In the publk; recwds at Pdtoy Dato. This exduston does not limK me zoning coverage described in Items 12 and 13 of Covered TWe Risks. 2. The right to tdte ttw land by condemning it, tailess: *a noltae of exerdstog tfie right appears In ttw pubHc records *on tiw Pdtoy Date •tfw taking happened prior to ttw Pdtoy Date and is bindtog on you tf you bought tfw land vrtttiout knov^ng of tfw taking 3. Tifle Risks: *mat ara craated, dtowed, or agreed to by you *mat are known to you. but not to us, on me Pdtoy Date - untess ttwy appeared in ttw pi^ic records *that result to no loss to you *that first affect ycHir titte after ttw Pdtoy Dato - mis does nol limit tfw labor and materid lien coverage in Item 8 of Covered Tttte Risks 4. Falure to pay vdue for your titte. 5. Lack of a right "to any land outside me area spedficdty described and referred to in Item 3 of Schedute A OR 'in stfeete. dteys, or watenways toat touch your land. This exdusaon does not Hmit me access coverage in Item 5 of Covered Titie Risks. ALTA LOAN POUCY (10-17-92) WITH ALTA ENDORSEMENT-FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE The foHowtog matters are expressly exduded from the coverage of ttite poltoy and ttw Company wM nol pay foss or damage, coste, attorneys' fees or expenses which arise by reason o^ 1. (a) Any law, ordinance or govemmentel re^Jlation (indudtog but not bnited to bidding and zoning laws, ordinances, or regutations) resmcting, regdating. prohibiting or rdattng to (i) tfw occupancy, use, or wifoyment of tiw tend; (il) ttw character, dimenstons or tocatton of any In^vement now or hereafter erected on ttw land; (iii) a separation to ownerahip or a change in ttw dlmendons or area of the land or any pared of wtiteh tfw land is or was a part; or (iv) enviroomentel protection, or tfw effed of any vtolation c4 ttiese laws, ordinances or govemmentd relations, except to me extent tfiat a notice of tfw enforcement tfwreof or a notice of a defect, lien or encun^Mfance resutttog from a vidatton or dtoged violation affecting ttw land has been recorded to the pubHc records at Date of Pdtoy. (b) Any govemmentd pdtoe power not exduded by (a) above, except to the extent that a notice of ttw exercise thereof or a notice of a defect twn or encumbrance resdting fnm a violatton or dleged vtolation affecting the tand has been recorded in ttie puUto records at Date of Pdtoy. 2. Righte oi emtoent domdn unless notice of the exercise tfwreof has Iwen recorded in the public records at Date of Policy, bul not exduding from coverage any tektog which has occurred prtor to Date of Pdicy wtitoh wodd tw btodtng on toe righto of a purchaser fbr vakie without knowledge. 3. Defecte, Hens, encumbrances, sdversij ddrrw or other mattera:(a)created, suffered, assumed or agreed to by tfw insured daimant; (b)not known to the Company, not recorded In me pitoHc records at Dato <rf Pdtoy, but known to tfw insured daimant and nd disctosed in wrfttog to the Company by the tosured ddmant prtor to the date the in^ired daimant becanw an insured under this pdtoy; (c) resdting to no loss or damage to me insured ddnwnt (d) attaching or created subsequent to Date of Pdtoy (except to tfw extent that mis policy insures toe prictftty of the Iton of the insured mortgage over any stetutory Iten for services, tetwr or materid or to the extent tosurance is afforded hereto as to assessmente for 8ti«et improvemenls under constfuction or completed at Date of Poltoy):or(e) resulting to toss or damage whtoh wodd not have been sustained if me tosured daimant had pato value fbr ttw tosured mortgage. 4. Unenforoeabltty of Uw lien of ttw insured mortgage because of ttw indiiltty or feilure of ttw insured at Dato of Policy, or tfw inablity or fdtore of any subsequent owner of ttw indebtedness, to comply wito appitoabto ddng business taws of me state in vriitoh ttie tand Is dluated. 5. InvdkMy or unenforceabHlty of me fien of ttw tosured mortgage, or daim tfwreof. wddi arises out of ttw tfansactim evidenced by tfw tosured mortgage and Is based upon usury or any oxisumer credit protection or ti\im to lending taw. 6. Any statutory lien for servtoes, Idior or materids (or me daim of prtority of any statutory lien for servtoes, latior or matertals ovw ttw liar of me insured mcxtgage) arising from m toiprovement or wortc related tottw tand which is cor tra cted for and commenced subsequent to Data (jf Pdtoy and Is not financed in whote or to part by proceeds of tfw todebtedness secured by me insi^ed mortgage whtoh at Dato of Pdtoy tfw instwed has advan<wd or is odigated to advance. 7. Any daim, which arises out of tfw ttansaction creating me toterest of tfw mortgagee Insured by this pdtoy, by reason of the operation of federd bankmptcy, state insolvency, or stoiHar creditors' rigms laws, tfiat is based on: (i) tfw trsvisacticm creatiiig Uw interest of ttw tosured mortgagee being deemed a fraudulent conveyance or fraudulent ttansfer; or(h) me subordination of ttw interest of me insured mortgagee as a result of ttw applfcation of ttw doctrine or equitable Mjbordinatton; or(iii) the bansaction creating the interest of ttw insured mortgagee bdng deemed a preferentid transfer except wfwre tfw preferOTtial transfer resdte from the felure:<a)lo timely record tfw instrument of b-wisfer; or(b) of sudi recordation to impart notice to a purchaser for vdue or a judgement or Iton creditor. The above pdtoy fdm may tw issued to affoid either Standard Coverage or Extended Coverage, to addition to me above Exdusions from Coverage, me Exceptions from Coverage In a Standard Coverage pdicy wlK dso indude the fdlowing Exceptions from Coverage: EXCEPTIONS FROM COVERAGE Ttris pdtoy does nc^ insure against toes or damage (and the Company wiH not pay ctwte, attorrwys' fees or eiq^mses) whtoh arise by reason of: 1. (a) Taxes or asseswnente tfiat are nd ^xiwn as existing liens by me records of any taung aumority ttiat levws taxes or assessments on real property or by tfw Publto Records; (b) proceedings by a publto agency ttiat may result in texes or a^esscTwnte, or notices erf such proceedings, whetfwr or not shown by me recorcte of »jch agency or t^ tfw PubHc Records. 2. Any fecte, righte, intereste, or dakns mat are not shown to tfw Publto Records but tfiat codd ba ascerteined by an tospection of tfw Land or tfiat may be asserted by peisons to possesoton of me Land. 3. EaseiTwnte. liens or encuntomices, or daims tfwreof, not shown by me PubHc Records. 4. Any encroachment encumbrance, vk^Uon, variation, or adverse drcumstance affectir^ the Titte mat wcxM be disdosed by an accurate and comdate land sun/ey of ttw Land »id not shown by tfw Pudfc Records. 5. (a) Unpatented mining daims; (b) reservations or exceptions in patents or to Acte autiiorizing me issuance thereof, (c) water righte, daims or titie to water, whether or not tfw mattera eniwpted under (a), (b), or (c) are stiown by tfw Public Records. 6. Any lien or ri£^t to a lien fo* servtoes, tabor or materid not shown by me pubiic records. 2006 ALTA LOAN POUCY (06-17-06) EXCLUSIONS FROM COVERAGE The folowing matters are expressly exduded from tfw coverage of tt^ poHcy. and tfw Company wU not pay toss or damage, coste, attorneys' fees, or expenses mat arise by reason of. 1. (a) Any law, ordinance, permit, or govemmentd regdation (induding those rdating to buiding and zodng) restricting, regdattog, proHbiting, or rdating to: (i) the ocoipancy, use, or enjoyment of the Land; (ii) tfw character, dirnensions. or tocation of any improvement erected on me Land; (Hi) ttw subdiviston of tand; or ()V) environmental protection; or ttw effect of ^y vtolalton <rf ttwse laws, onjtoances, or govemmental regutaAtons. This Exdudon 1 (a) does not modl^ or Itoitt me coverage provkled under Covered Risk 5. (b) Any govemmental poHce power. This Exduskm 1(b) does not modify or llrdt the coverage provkled under Covered Risk 6. 2. Righte of eminent domain. This Exdusion does nol modify or Hmit ttw coverage provkled undw Covered resk 7 or 8. 3. Defeds, liens, encumbrances, adverse ddms, or other mattera: (a) created, suffered, assumed, or agreed to by me Insured Claimant; (b) not Known to tfw Con^wny, not recorded in the Publto Records al Date of Poltoy. but Known to the Insured Claimant and not dnckwed to uniting to tfw Company by me Insured CIdmant prior to tfw date the Insured Cteimant became an Insured under mis poHcy;(c) result to no loss or damage to tfw Inaured Cteimant; (d) attachtog or ^rellininary Report Created: 11/11/2014 Page 13 410-1405532-41 09 •I I 0 JO comm ____ m ur BKK 201 PME 01 9(11 3 mwmmmfm>ssE5mimmm.i tamms miBifmumuavrumsm tmmnms MY nr caffiY m m. mum oa eumiG awwicB. laSIDIWU EWKIir M QOMDM. 2II>SEII TMlll oocao'2iin2 (S£[ SHI ij 1*0QMIM iwass enniA sr isa SHT 2) • COKM 242]-24»eMniiDsr (te SHT. 9 S-COdOO OCEAN ULIAS PCOHOO 203-02 SHT1 •02 1 0P2 I ^rn^-^i'ii: v;i[[E!3 !3BI-r'J^Ca inl\f: IBI 1 coco 13 SIB MAP I782-GRANVIU1 PARK ROS 8319, 18505 This map is for your aid in locating the subject property with reference to streets and omer parcels. While this map is believed to be correct, Titie365 Company, and subsequent insurance companies, assume no liability for any loss occun-ed by reason of reliance thereon. IPreliminary Report Created: 11/11/2014 Page 12 410-1405532-41 EXHIBIT A Legal Description The land hereinafter referred to is situated in the City of Cartsbad, County of San Diego, State of CA, and is described as follows: Lot 20 of Granville Pari<. in the City of Carisbad, County of San Diego, State of Califomia, according to map thereof No. 1782, filed in toe Office of the County Recorder of San Diego County, February 21,1924. Except therefrom all oil, gas, minerals and other hydrocarbon substances, lying below a depth of 500 feet without the right of surface entry. APN: 203-022-03-00 IPreliminary Report Created: 11/11/2014 Page 11 410-1405532-41 PRIVACY POLICY NOTICE We are committed to safeguarding customer information; When we request information from you or about you, it is for our own legitimate business purposes and not for the benefit of any unaffiliated party; We use personal consumer information only for legitimate business purposes in a manner consistent with titie insurance and escrow practices in compliance with applicable laws and regulations; We will obey the laws goveming the collection, use, and dissemination of personal data; and We will endeavor to educate our employees on the responsible collection and use of personal information. PURPOSE OF THIS NOTICE Titie V of the Gramm-Leach-Bliley Act ("GLBA") generally requires a financial institution (which temri Indudes titie Insurers, undenwritten titie companies and those providing real estate settlement sen/ices) to disdose to all its customers the privacy policies and practices wito respect to information sharing of consumer nonpublic personal information with both affiliates and non-affiliated third parties. In compliance with GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of TiHe365 Company This disclosure does not apply to business, commercial or agricultural transactions. We may collect nonpublic personal information about you from the following sources: • Information we receive from you, such as on applications or other forms. • Information about your transactions we secure from our files, or from our affiliates or others. • Information we receive from a consumer-reporting agency. • Information we receive from others involved in your transaction, such as the real estate agent, lender, surveyor or appraiser. Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you. We may disclose any of the above infomiation that we collect about our customers or former customers to our affiliates or to non-affiliated third parties as permitted by law. This includes, but is not limited to, financial service providers (e.g., banks, consumer finance lenders, securities and insurance companies, etc.), non-financial companies (e.g., settiement or fulfillment service providers, or titie plant operated by a third party vendor). WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW. IPreliminary Report Created: 11/11/2014 Page 10 410-1405532-41 X 1 X -LJ UJ JLI 8880 Rio San Diego Drive, Suite 102, San Diego, CA 92108 Toll Free: (877)365-9365 | Direct: (619)564-5641 | Fax: (855)629-7811 WIRE INSTRUCTIONS For incoming wire transfers please use the following infonnation for the transfer of funds to Title365 Company - San Diego County Sub-Escrow Trust- SD: Wire To: ABA/Routing No. Bank Account: Amount: City National Bank 1801 West Olympic Blvd. Los Angeles, CA 90006-_ Attn: Wire Department 122016066 013635951 $ Reference Order No.: 410-1405532-41 Attention: Dee Dee Buriand Do not hesitate to contact the undersigned should you or your financial institution have any questions with regards to the information provided above. Dee Dee Buriand Titie Officer DeeDee.Buriand@titie365.com (619)564-5641 f>rellminary Report Created: 11/11/2014 Page 9 410-1405532-41 TITLE 365 8880 Rio San Diego Drive, Suite 102, San Diego, CA 92108 Toll Free: (877)365-9365 | Direct: (619)564-5641 | Fax: (855)629-7811 Notice Regarding Your Deposit of Funds California Insurance Code Sections 12413 ef. Seq. Regulates the disbursement of escrow and sub-escrow funds by title companies. The law requires that funds be deposited in the title company escrow and sub-escrow accounts and be available for withdrawal prior to disbursement. Funds deposited with the Company by wire transfer may be disbursed upon receipt. Funds deposited with the Company via cashier's checks drawn on a California based bank may be disbursed the next business day after the day of deposit. If funds are deposited with by other methods, recording or disbursement may be delayed. All escrow and sub-escrow funds received by the Company will be deposited with other funds in one or more non-Interest bearing escrow accounts of the Company in a financial institution selected by the Company. The Company and/or its parent company may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with the financial institution, and the Company shall have no obligation to account to the depositing party in any manner for the value of, or to pay such party, any benefit received by the Company and/or its parent Company. Those benefits may Include, without limitation, credits allowed by such financial institution on loans to the Company and/or its parent company and earnings on investments made on the proceeds of such loans, accounting, reporting and other services and products of such financial institution. Such benefits shall be deemed additional compensation of the Company for its services In connection with the escrow or sut}-escrow. If funds are to be deposited with Title365 Company by wire transfer, they should be wired to the following bank/account: Wiring Instructions for this Office Wire To: City Nationat Bank 1801 West Olympto Blvd. Los Angeles, CA 90006- Attn: Wire Department ABA/Routing No.: 122016066 Bank Account: 013635951 Amount: $ Reference Order No.: 410-1405532^1 Attention: Dee Dee Buriand jPrellmlnary Report Created: 11/11/2014 Page 8 410-1405532-41 TITLEOte ..ift.. -A. _Jk» ~A—-JB... .. JI ^^^h^K ^1 8880 Rio San Diego Drive, Suite 102, San Diego, CA 92108 Toll Free: (877)365-9365 | Direct: (619)564-5641 | Fax: (855)629-7811 Notes and Requiremente Section Note 1: On July 1, 1985, Assembly Bill 3132 became effective. Assembly Bill 3132 adds and repeals portions of Sections 480.3 and 480.4 of the Revenue and Taxation Code of the State of California. The act requires ttie County Assessor and/or Recorder to make available a statutorily prescribed form entitled "Preliminary Change of Ownership Report". Said report must be completed by the buyer and filed concurrently with the recordation of the documents evidencing the change of ownership. Failure to present the Change of Ownership Report at the time of recordation will cause the County Recorder to charge an additional $20.00 penalty recording fee. The fee cannot be charged if the transfer document is accompanied by the affidavit stating that the buyer/transferee is not a resident of the State of California. This report is for official use only and is not open to public inspection. For further infomiation, contact the Change of Ownership Section in the Assessor's Office located in the County of said property or the County Recorder's Office located in the County of said property. Note 2: Attached are Privacy Policy Notices in compliance with the Gramm-Leach-Bliley Act (GLBA) effective July 1, 2001. Please review said Notices regarding personal information. Note 3: The map attached hereto may or may not be a survey of the land depicted thereon. You should not rely upon it for any purpose other than orientation to the general location of the parcel or parcels depicted. This company expressly disclaims any liability for alleged loss or damage which may result from reliance upon this map. Note 4: The RESPA Rule to simplify and improve of obtaining mortgages and reduce consumer settlement cost includes a provision for average charges, allowing settlement service providers to establish an average recording fee. The average recording charge for all residential refinance transactions is $93.00 and the average recording charge for all residential resale transactions with financing is $89.00. The average charge is applied regardless of the number of documents recorded in the transaction, the number of pages in each document or the actual recording charges. If your transaction is not a residential loan or sale with a new loan, please contact your title provider for actual recording charges. These average recording charges are subject to change in the future without notice. Note 5: Part of the RESPA Rule to simply and improve the process of obtaining mortgages and reduce consumer settlement costs requires the settlement agent to disclose the agent and underwriter split of title premiums, including endorsements as follows: Line 1107 is used to record the amount of the total title insurance premium, including endorsements, that is retained by the title agent. Title365 Company retains 87% of the total premium and endorsements. Line 1108 is used to record the amount of the total title insurance premium, including endorsements, that is retained by the title undenwriter. First American Title Insurance Company retains 13% of the total premium and endorsements. IPreliminary Report Created: 11/11/2014 Page 7 410-1405532-41 TITLEQ65 8880 Rio San Diego Drive, Suite 102, San Diego, CA 92108 Toll Free: (877)365-9365 I Direct: (619)564-5641 | Fax: (855)629-7811 Attn: Borrower: Lendera supplemental report The above numbered report (including any supplements or amendments thereto) is hereby modified and/or supplemented in order to reflect the following additional items relating to the issuance of an American Land Titie Association loan policy form as follows: A. This report is preparatory to this issuance of an American Land Titie Association loan policy of titie insurance . This report discloses nothing, which would preclude the issuance of said American Land Titie Association loan policy of titie insurance with endorsement No. 100 attached toereto. B. The improvements on said land are designated as: Single Family (Residential) 164 Pacific Avenue, in the City of Carisbad, County of San Diego, State of Califomia. C. Pursuant to infomiation provided to TiUe365 Company as of the date hereinabove, me proposed insured loan amount is $1.00 wim the proposed insured lender being . D. The only conveyance(s) affecting said land recorded with 24 months of the date of this report are as follows: Deed Type: Quitclaim Deed Grantor: Ann Piatt Walker, Trustee under Dedaration of Trust dated November 30,1993, as amended, also known as the Joseph B. Piatt and Jean F. Piatt Trust Grantee: Elizabeth Beaven Piatt Gan-ow, a mamed woman as her sole and separate property Recorded: September 16, 2013 as Instrument Number 2013-0569153, of Official Records. Deed Type: Quitdaim Deed Grantor: Thomas Simon Garrow Grantee: Elizabeth Beaven Piatt Garrow, a married woman as her sole and separate property Recorded: October 25, 2013 as Instrument Number 2013-0640738, of Official Records. Deed Type: Grant Deed Grantor: Elizabeth Beaven Piatt Garrow, a married woman as her sole and separate property Grantee: Elizabeth Piatt Garrow, Trustee of the Elizabeth Piatt Garrow Trust, dated October 14, 2013, a Revocable Trust for the Benefit of Elizabeth Piatt Gan-ow, Recorded: November 5, 2013 as Instalment Number 2013-0660417, of Offidal Records. preliminary Report Created: 11/11/2014 Page 6 410-1405532-41 If titie is to be insured in the trustee(s) of a trust or their act is to be insured, we will require a full copy of the tiust agreement and any amendments thereto. In certain situations the Company may accept a Trustee certificate pursuant to Section 18100.5 of the California Probate Code for the trust agreement. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. Name of Trust: The Elizabeth Piatt Gan-ow Trust dated October 14, 2013 In order to complete this report, this Company requires a Statement of Information to be completed by the following party(ies), Party(ies): All Parties The Company reserves the right to add additional items or make further requirements after review ofthe requested Stetement(s) of Information. END OF SCHEDULE B preliminary Report Created: 11/11/2014 Page 5 410-1405532-41 SCHEDULE B At the date hereof, Exceptions to coverage, in addition to the printed Exception and Exclusions contained in said policy fonn would be as follows: 1. General and Special City and/or County texes, including any personal property taxes and any assessments collected with taxes, for the fiscal year 2014 - 2015: 1st Installment: $315.05 Paid Penalty: $31.50 2nd Installment: $315.05 Open Penalty: $41.50 Exemption: Not Set Out Code Area: 09000 Assessment No. 203-022-03-00 2. Assessments, if any, for community facility districts affecting said land which may exist by virtue of assessment maps or notices filed by said districts. Said assessments are collected with the County Taxes. 3. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (commencing with Section 75) of the revenue and taxation code of the State of California. 4. Covenants, conditions, and restrictions as set forth in instrument recorded December 15,1924 in Book 1053 and Page 217 of Deeds, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Trtle 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. 5. We find no open Deeds of Trust of record. Please verify by inquiry of escrow personnel and/or agents whether or not we have overiooked something and advise the title department accordingly prior to dose of escrow.We will require the attached "Affidavit of No Deed of Trust" to be signed by the sellers/borrowers prior to close of escrow, and fonwarded to the titie unit. 6. The effect of a deed Dated: August 16, 2013 Grantor: Ann Piatt Walker, Trustee under Declaration of Trust dated November 30,1993, as amended, also known as the Joseph B. Piatt and Jean F. Piatt Trust Grantee: Elizabeth Beaven Piatt Garrow, a mamed woman as her sole and separate property Recorded: September 16, 2013 as Instnjment Number 2013-0569153, of official records. The Company is not willing to divest the interest of Ann Piatt Walker, Trustee under Dedaration of Trust dated November 30.1993, as amended, also known as the Joseph B. Piatt and Jean F. Piatt Trust. An inquiry of me parties shall be required prior to the issuance of any policy of titie insurance. In order to complete this report, the company requires a signed and notarized Affidavit from the above stated Grantor. The blank Affidavit form is atteched to this report for you convenience. a. If titie is to be insured in the trustee(s) of a trust or their act is to be insured, we will require a full copy of the trust agreement and any amendments thereto. In certain situations the Company may accept a Trustee certificate pursuant to Section 18100.5 of me California Probate Code for the trust agreement. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. Name of Trust The Joseph B. Piatt and Jean F. Piatt Trust dated November 30,1993 preliminary Report Created: 11/11/2014 Page 4 410-1405532-41 SCHEDULE A The estate or interest in the land hereinafter described or referred to covered by this Report is: A Fee Titie to said estate or interest at the date hereof is vested in: Elizabeth Piatt Gan-ow, Trustee of the Elizabeth Piatt Garrow Trust, dated October 14,2013, subject to Item No. 6 of Schedule B. The land hereinafter referred to is situated in the City of Carisbad, County of San Diego, State of CA, and is described as follows: Lot 20 of Granville Park, in toe City of Carlsbad, County of San Diego, State of California, according to map thereof No. 1782, filed in the Office of the County Recorder of San Diego County, February 21,1924. Except therefrom all oil, gas, minerals and other hydrocarbon substances, lying below a depto of 500 feet, without the right of surtace entry. APN: 203-022-03-00 preliminary Report Created: 11/11/2014 Page 3 410-1405532-41 T' IT' L E^jl^^i^^ 8880 Rio San Diego Drive, Suite 102, San Diego, CA 92108 Toll Free: (877)365-9365 | Direct: (619)564-5641 | Fax: (855)629-7811 PRELIMINARY REPORT Sea Coast Exclusive Properties 900 South Coast Hwy 101 Endnitas, CA 92024 Attn: Cassidy Lewis Todays Date: November 11, 2014 Our Order No.: 410-1405532-41 Your Reference: 164 Pacific When Replying Please Contact: Titie365 Company 8880 Rio San Diego Drive, Suite 102 San Diego, CA 92108 Attn: Dee Dee Buriand (619)564-5641 Property Address: 164 Pacific Avenue, Carisbad, CA 92008 In response to the application for a Policy of Titie Insurance, Titie365 Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Titie Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defed, lien or encumbrance not shown or referred to as an exception herein and/or not excluded fham coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exdusions from the coverage and Limitations on Covered Risks of said Policy or Policies of Titie Insurance are set forth in Exhibit B atteched. The policy to be issued may contain an ariaitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbiti-able matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitetions on Covered Risks applicable to toe CLTA and ALTA Homeowner's Policies of Titie Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit B. Copies of the Policy forms should be read. They are available from the office which issued this report. Ptease read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Exhibit B of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the Policy or Policies of Title Insurance and should be carefully considered. tt is important to note that this preliminary report is not a written representation as to the condition of title and may not list atl liens, defecte and encumbrances affecting titte to the tand. This report (and any supplements or amendments hereto) is issued sdely for the purpose of facilitating the issuance of a Policy or Policies of Titie Insurance and no liability is assumed hereby. If It Is desired that liability be assumed prior to the issuance of a Policy or Policies of Titie Insurance, a Binder or Commitment should be requested. Dated as of November 3, 2014, at 07:30AtVI. Dee Dee Buriand TiUe Officer DeeDee.Buriand@title365.com The form of policy of titte insurance contemplated by this report is: ALTA Homeowner's Policy (1/1/08) ALTA Loan Policy 2006 with ALTA Endorsement-Fonn 1 Coverage Undenwritten by: First American Titie Insurance Company preliminary Report Created: 11/11/2014 Page 2 410-1405532-41 TITL EQg5 8880 Rio San Diego Drive, Suite 102, San Diego, CA 92108 Toll Free: (877)365-9365 | Direct: (619)564-5641 | Fax: (855)629-7811 PRELIMINARY REPORT Sea Coast Exclusive Properties 900 South Coast Hwy 101 Endnitas, CA 92024 Attn: Cassidy Lewis Todays Date: November 11, 2014 Our Order No.: 410-1405532-41 Your Reference: 164 Pacific When Replying Please Contact: Tifle365 Company 8880 Rio San Diego Drive, Suite 102 San Diego, CA 92108 Attn: Dee Dee Buriand (619)564-5641 Property Address: 164 Pacific Avenue, Cartsbad, CA 92008 In response to the application for a Policy of Titie Insurance, Titie365 Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereot a Policy or Policies of Titie Insurance descritiing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defed, lien or encumbrance not shown or referred to as an exception herein and/or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitetions on Covered Risks of said Policy or Policies of Titie Insurance are set forth in Exhibit B attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all artaitrable matters shall be arbih-ated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to me CLTA and ALTA Homeowner's Policies of Titie Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit B. Copies of the Policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Exhibit B of this report carefully. The exceptions and exclusions are meant to provide you with notice of mattera which are not covered under the terms of the Policy or Policies of Tttte Insurance and should be carefully considered. tt is important to note that this preliminary report is not a written representation as to the condition of titte and may not list alt liens, defects and encumbrances affecting tttte to the tand. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a Policy or Policies of Titie Insurance and no Ilability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a Policy or Policies of Titie Insurance, a Binder or Commitment should be requested. Dated as of November 3,2014, at 07:30AtM. Dee Dee Buriand Titie Officer DeeDee. Buriand@titie365.com The form of poticy of titte insurance contemplated by this report is: ALTA Homeowner's Policy (1/1/08) ALTA Loan Policy 2006 with ALTA Endorsement-Form 1 Coverage Undenwritten by: First American Titie Insurance Company preliminary Report Created: 11/11/2014 Page 2 410-1405532-41 November 11, 2014 City of Carlsbad 1635 Faraday Avenue Carlsbad, CA 92008 Re: 164 Pacific Ave, Carisbad - APN 203-022-03-00 To Wliom it May Concern, As the Owner of the above referenced property I authorize Craig Lewis to mai<e application for permits, apply for address designation, respond to comments through permit processing and act as my agent up to and including issuance of all required permits relating to this property. Elizabeth Garrow City of Carlsbad Faraday Center Faraday Cashiering 001 1502001-1 01/20/2015 136 Tue, Jan 20, 2015 01:52 PM Receipt Ref Nbr: R1502001-1/0017 PERMITS - PERMITS Tran Ref Nbr: 150200101 0017 0018 Trans/Rcpt#; ROI06692 SET #: CDP14030 Ainount: 1 i $37.73 Item Subtotal: $37.73 Item Total: $37.73 1 ITEM(S) TOTAL; $37.73 Credit Card (Auth# 035345) $37.73 Total Received: $37.73 Have a nice day! **************CUSTOMER COPY************* City of Carlsbad 1635 Faraday Avenue Carlsbad CA 9200! Applicant: LEWIS CRAIG Description Amount CDP14030 37.73 164 PACIFIC AV CBAD Not valid unless validated by Cash Register PLEASE RETAIN RECEIPT FOR REFUNDS OR ADJUSTMENTS Receipt Number: Transaction ID: T000134261 Transaction Date: 01/20/2015 Pay Type Method Description Amount Payment Credit Crd VISA 37.73 Transaction Amount: 37.73 Cll C Ccityof r i Lt Carlsbad ADIVIINtSTRATIVE COASTAL DEVELOPMENT PERMIT NOTICE OF PENDING DECISION DATE: February 9, 2015 APPLICATION NUMBER AND NAME: CDP 14-30-GARROW RESIDENCE PROJECT DESCRIPTION: Request for approval of a 256 square foot addition to an existing single-family home. LOCATION: 164 Pacific Avenue APN: 203-022-03 The proposed development is located within the Coastal Zone. No formal public hearing is required for this application, and a public hearing will onlv be held upon written request, within 10 calendar days from the date of this notice. Failure to request a hearing may result in loss of the ability to appeal to the Coastal Commission any action taken by the City on the Administrative Coastal Development Permit application. The Citv Planner will determine this application 10 calendar davs after the date of this notice if no public hearing is requested. Written requests for a public hearing should be addressed to the City Planner, City of Carlsbad Planning Division, 1635 FaradayAvenue, Carisbad, CA 92008. If you have any questions, comments or concerns regarding this application please contact Austin Silva, at the City of Carlsbad Planning Division, (760) 602-4631, Monday through Thursday - 7:30 a.m. - 5:30 p.m., or 8:00 a.m. - 5:00 p.m. Friday. Community & Economic Deveiopment Planning Division 1635 Faraday Avenue 1 Carlsbad, CA 92008 I 760-602-4600 I 760-602-8560 fax 0918/091-9® 09i8i 08Ae oiqnediuoo luiu IQ X UIIU qz l^Viim ap ononb;}! /tiOAV iftjM oiqpduioo „8/9 s x „[. oas |9qB| ARMY & NAVY ACADEMY CARLSBAD PO BOX 3000 CARLSBAD, CA 92018 STATE OF CALIFOF JOJE ENTERPRISES LLC 555 N NASH ST EL SEGUNDO, CA 90245 BUCHER FAMILY 2365 RUE DES CHATEAUX CARLSBAD, CA 92008 HALOPOFF FAMILY 4024 HUMBOLDT DR HUNTINGTON BEACH, CA 92649 HOLLY WHITEMAN 1725 S COUNTRY CLUB DR MESA, AZ 85210 RONALD & ROSEMARIE EVANS 2335 RUE DES CHATEAUX CARLSBAD, CA 92008 GAVIN FAMILY 12432 EVENINGSIDE DR SANTA ANA, CA 92705 CARROLL ESTATE TRUST 2315 RUE DES CHATEAUX CARLSBAD, CA 92008 SPAGNUOLO FAMILY 75 BILTMORE EST PHOENIX, AZ 85016 PATRICIA ROBINSON PO BOX 2736 RANCHO SANTA FE, CA 92067 PE RCI VAL FAMILY 7815 RUSH ROSE DR UNIT 302 CARLSBAD, CA 92009 CAROL GRIMES 2330 RUE DES CHATEAUX CARLSBAD, CA 92008 JOHN ODEA & CAROLINE SHERLOCK 1 THE HAWTHORNS GALWAY IRELAND SAMUELSON FAMILY 5000 EDENHURST AVE LOS ANGELES, CA 90039 KEVIN & REBECCA DAY 2402 E CAROL AVE PHOENIX, AZ 85028 HOMEOWNERS BEACH 7720 EL CAMINO REAL STE 2A CARLSBAD, CA 92009 HOMEOWNERS BEACH 7720 EL CAMINO CARLSBAD<€«^009 OCEAN STREET 8 OWNER LLC 330 PGA BLVD 820 PALM BEACH GARDENS, FL 33410 JOHN FORD 15 TIBURON BAYDR CORONA DEL MAR, CA 92625 JEANETTE KIRK 2459 OCEAN ST APT A CARLSBAD, CA 92008 BRACKMAN FAMILY PO BOX 2045 VISTA, CA 92085 CHARLES DIXON PO BOX 4827 CAVE CREEK, AZ 85327 STROH FAMILY 2469 OCEAN ST CARLSBAD, CA 92008 MICHAEL DAY 2801 DEL ORO LN FULLERTON, CA 92835 WENDELL & PAMELA WIERENGA 18608 VIA CATANIA RANCHO SANTA FE, CA 92091 FRAZIER FAMILY 19100 VON KARMAN AVE STE 400 IRVINE, CA 92612 HELENBART CO 6520 E EXETER BLVD SCOTTSDALE, AZ 85251 BRIAN HEATH 315 W COLLEGE ST FREDERICKSBURG, TX 78624 BIGGERS FAMILY 2490 OCEAN ST # A CARLSBAD, CA 92008 label size 1" x 2 5/8" compatible with Avery ®5160/8160 ftiauette de format 25 mm x 67 mm comoatible avec Averv ®5160/8160 0918/0919® 09 i8 09AB OiqilEdlUOD UIUI Z9 X UIUI 52 IBUIJOJ 8p 9}}8nb!}3 /tiOAV iHiM oiqpduioo „8/9 2 x „|. ezis leqei VANDERHOUT FAMILY 10679 N FRANK LLOYD WRIGHT BLVD #103 SCOTTSDALE, AZ 85259 ERDTSIECK FAMILY 43414 BUSINESS PARK DR TEMECULA, CA 92590 ELIZABETH GARROW 6419 S GARFIELD AVE BURR RIDGE, IL 60527 BRIAN HEATH 315 W COLLEGE ST FREDERICKSBURG, TX 78624 JOHN & WANDA FORBES 2485 GARFIELD ST CARLSBAD, CA 92008 BOLTON FAMILY 2448 OCEAN ST CARLSBAD, CA 92008 LAWRENCE & MARGARET MONZON 15256 VALDEMAR DR HACIENDA HEIGHTS, CA 91745 FITZGERALD FAMILY 2435 GARFIELD ST CARLSBAD, CA 92008 ROBERT & MARY HANNA 2465 GARFIELD ST CARLSBAD, CA 92008 YVONNE JOHNSON 2478 OCEAN ST CARLSBAD, CA 92008 KELLY FAMILY 2468 OCEAN ST CARLSBAD, CA 92008 MARY PARE NTE 8819 EDISON AVE ONTARIO, CA 91762 OCEAN HOLDINGS LLC 3201 CORTE PACIFICA CARLSBAD, CA 92009 SAWYER FAMILY 2610 ABEDULST CARLSBAD, CA 92009 MANSOUR FAMILY 15 CALLE VIENTO RANCHO PALOS VERDES, CA 90275 LAWRENSON FAMILY 2424 GARFIELD ST CARLSBAD, CA 92008 WILLIAM & MILDRED SUMNER 2390 OCEAN ST CARLSBAD, CA 92008 HOEFER FAMILY 224 NORMANDY LN CARLSBAD, CA 92008 GARY & SANDRA BARBERIO 4270 CLEARVIEW DR CARLSBAD, CA 92008 HENTHORN FAMILY 2380 OCEAN ST CARLSBAD, CA 92008 JACKSON FAMILY 34735 SIMI DR YUCAIPA, CA 92399 S J R REAL ESTATE HOLDINGS LLC 1646 N COAST HIGHWAY 101 # 101 ENCINITAS, CA 92024 SHER FAMILY 727 SHERIDAN GLN ESCONDIDO, CA 92025 JOHN & JULIE FORESTER 4464 ADAMS ST CARLSBAD, CA 92008 MICHAEL WOODIN 2445 MOUNTAIN VIEW DR CARLSBAD, CA 92008 PECK FAMILY 2750 E TANYA RD CAVE CREEK, AZ 85331 SHARON WASHBURN 231 NORMANDY LN APT B CARLSBAD, CA 92008 EASLAND FAMILY 5120 LOS ROBLES DR CARLSBAD, CA 92008 SULLIVAN FAMILY 240 PACIFIC AVE CARLSBAD, CA 92008 DEBRA SCHIFF 1561 WHITTIER AVE CLAREMONT, CA 91711 label size 1" x 2 5/8" compatible vi/lth Avery ®5160/8160 lltiauette de fonnat 25 mm x 67 mm comoatible avec Aven/ ®5160/8160 09l-8/09l-9@i^^09AB eiqiiBdujoo uiui Z9 x uiui qz iEuuoj ap 9H9nb!}^^ 09 i8/^b ^s'^V Mi|M giqpduioo ,.8/g 3 x „ i. azjs isqBi ^ FRANCES TIPTON 1826 S NEVADA ST OCEANSIDE, CA 92054 LYNN ELY 219 NORMANDY LN CARLSBAD, CA 92008 LINDA MULLINS PO BOX 2327 CARLSBAD, CA 92018 GREGORY STOTT & ALLYSON TOTT 202 PACIFIC AVE CARLSBAD, CA 92008 JOHN & CYNTHIA MYERS PO BOX 1982 CARLSBAD, CA 92018 DONALD ADAMSON & WANDA MAGAI 270 PACIFIC AVE CARLSBAD, CA 92008 ANDERSON FAMILY 1846 POUMELEWAY OCEANSIDE, CA 92054 ARMY & NAVY ACADEMY Q PO BOX 3000 CARLSBADr€?r92018 CARLSBAD ARMY & NAVY i PO BOX 3om. CARLSBAOTCA 92018 EDE FAMILY 2600 OCEAN ST CARLSBAD, CA 92008 ARMY & NAVY ACADEMY Cfi PO BOX 3000 CARLSBAer€7r92018 label size f x 2 5/8" compatible with Avery ®5160/8160 Etiouette de format 25 mm x 67 mm comoatible avec Aven/ ®5160/8160 09l9/09i9®Ai 09i8i /Ua^V 09Ae aiqpduioo uiui zg x uiui 53 \mioi op 9H9nb!)^^ A-OAV MilM 9|qpduJ00 ,,8/g Z x19Z!S |aqB| mk CURRENT RESIDENT 213 NORMANDY LN # 15 CARLSBAD, CA 92008 CURRENT RESIDENT 260 PACIFIC AVE CARLSBAD, CA 92008 CURRENT RESIDENT. OCEAN ST 58 CURRENT RESIDENT 2585 CARLSBAD BLVD CARLSBAD, CA 92008 CURRENT RESIDENJ CYPRESSSJ^ CARISBTCDTCA 92008 CURRENT RESIDENT 2505 OCEAN ST CARLSBAD, CA 92008 A notice hasbeen mailed to all property owners/occupants listed herein. ^/ / ^ Signature:... ^/\^ label size 1" x 2 5/8" compatible with Avery ®5160/8160 Etiquette de format 25 mm x 67 mm compatible avec Avery ®5160/8160 ID'd ^ tl rt Ol 0 203-02 SHT 1 OF o I*) i«o ID It o H, I 1 =100 SAN DIEGO COUNTY ASSESSOR'S MAP BOOK 203 PAGE 02 SHT t OF 2 12/11/12 MGC I* SIDEWALK EAMMENT OOlWM. ZIPSER Tm«.tx DOC 80-211732 'SEE SHT. 2) 3*C0N0M 2«4s-a«5s (.owriet.0 ST OOC 90-194006 (SEE SHT 2) 4» CONDM 2425-2435 OABfltUD ST 88-26a?rr EE SHT.g 6* CONDO OCEAN VILLAS 00002-827664 (SEE SHT 2) 8- CONDO THE DON/y.D DOC2007-0466182 (SEE SHT 2) CHANGES BLK OLD NEW CUT oe* / as/ 490S ivt LUJif. » 0tl IO loao II TS •34-1 2 7.S OZ* .9 /VS./ ;B SMC 7& z ;^ 3087 975 fiWJSD 5? OZI z em/en 566 OZI ,7 nt-« izea « Iff 602 0Z2. /» 91 SI 3 021 01 *m. 022 2 Jc ST OP 02 •731 022 2 CONDO 03 572 021 a CONDO 13 639 CANC CC MAP 1782-GRANVILLE PARK ROS 8319. 18505 0 o H (D a in (D O H h 1X1 rt 1- H. Hi o n- 13 I' ^ 01 a n t) 0 H. 1 (D B >Q (D 0 a - If to to ^9 V ID « to M to Ol m o r+ioo' POR.UOT I BtK.A 8«« 01 too eoimn «8StH0ii'« M*P IK M« fO ot M»rPio (Q» .SSESWNT PUBPOUS ONLV \P1782- GRANVILLE PARK „„ 2037 - GRANVILLE PARK NO. 2 MAP 1221 - HAYES LAND CO. ADO HAP NO.2 MAP 893 - OCEANSIDE ADO TO CARLSBAD CHANGES Bik OlO iHtw r« CUT MJ 1-3\*IS 7Z lOil 041 1 7«M- HZ / » SSI/ d>49 44.t ^ * -tr • /KB 4Tfo HANGES 1 CUT 03 ?: 1 lO [ 5639 1 15597] 1172 HANGES 1 R is (O o CO o CT HANGES 1 4J ,1 i •n ^a. CN HANGES 1 o N h > 1., \ CN OO O CM O Bi Q 203-01 SHT 1 OF 2 I " = 1C 1- 1" = 100' NE COB LOT A SAN DIEGO COUNTY ASSESSOR'S MAP BOOK 203 PAGE 01 SHT 1 OF 2 THIS MAP WAS PREPARED FOR Ai ASSUMED FOR THE ACCURACY MAY NOT COMPLY WITH LOC, 3ESSMENT PURPOSES ONLY. NO LIABILITY IS 3F THE DATA SHOWN. ASSESSOR'S PARCELS L SUBDIVISION OR BUILDING ORDINANCES. OCEAN STREET RESIDENCES (CONDO) ATTACHMENT "1" I HEREBY CERTIFY THAT THE PROPERTY OWNERS LIST AND LABELS SUBMITTED TO THE CITY OF CARLSBAD ON THIS DATE REPRESENT THE LATEST AVAILABLE INFORMATION FROM THE EQUALIZED ASSESSOR'S ROLES. APPLICATION NAME AND NUMBER A. APPLICANTiJR APPLICANT'S REPRESENTATIVE BY: DATE: \ RECEIVED BY DATE: ///y/r P-21 Page 3 of 6 Revised 07/10 • CITY OF CARLSBAD REVIEW AND COMMENT MEMO *ALWAYS SEND EXHIBITS • DATE: JANUARY 26, 2015 PROJECT NO(S): CDP 14-30 REVIEW NO: 2 PROJECT TITLE: GARROW RESIDENCE APPLICANT: LEWIS CRAIG/619-890-1600 TO: Land Development Engineering-D. Rick • Public Works (Storm Drain) - Clayton Dobbs • Police Department-J. Sasway • Public Works (Wastewater) - Don Wasko • Fire Department - Greg Ryan • Public Works (Water) - Eric Sanders • Building Division - Will Foss • Water/Sewer District • Parks & Recreation (Parks/Trails) - Liz Ketabian • Landscape Plancheck Consultant - PELA • Parks & Recreation (Trees & Medians) - Kyle Lancaster • School District • Public Works Department (Streets) • North County Transit District - Planning Dept. • Public Works Department (Traffic) - John Kim • Sempra Energy - Land Management • • Public Works Department (Design) - David Ahles SANDAG (Any huge/major development) 401 B. Street, Suite 800, San Diego CA 92101-4231 • Caltrans (Send anything adjacent to 1-5) State of California Dept. of Transportation Planning Division, ATTN: Jacob Armstrong 4050 Taylor Street, MS 240 San Dlego, CA 92110 FROM: PLANNING DIVISION/AUSTIN Please review and submit written comments and/or conditions to the TRACKING DESK in LDE at 1635 Faraday Avenue, by 2/16/15. If you have "No Comments," please so state. If vou determine that there are items that need to be submitted to deem the application "complete" for processing, please Immediatelv contact the applicant and/or their representatives (via phone or e-mail) to let them know. Thank you COMMENTS: Signature ' Da'te PLANS ATTACHED Review 8i Comment 8/14 ICOV. IPATIOI IxisinNG TWOjjLCAB GAR^< |PARK1N6 STALL HP/M^lhkS- STNJ._g CONCRETE / TURF BLC^CK OEST PARKINS EXISTING CONCRETE C?RIVEWAY 24'-0" [ ] V -H 9 7^ ©ARFIELD 5T PEDICATION BOUNDARY EXISTING WATER METER \ • CITY OF CARLSBAD REVIEW AND COMMENT MEMO *ALWAYS SEND EXHIBITS • DATE: NOVEMBER 19. 2014 PROJECT NO(S): CDP 14-30 REVIEW NO: 1 PROJECTTITLE: GARROW RESIDENCE APPUCANT: CRAIG LEWIS, GENERAL CONTRACTOR TO: • • • • • • • Land Development Engineering CD Police Department - J. Sasway [D Fire Department - Greg Ryan O Building Division - Will Foss [D Parks & Recreation (Parks/Trails) - Liz Ketabian CH Parks & Recreation (Trees & Medians) - Kyle Lancaster O Public Works Department (Streets) O Public Works Department (Traffic) - John Kim [U Public Works Department (Design) - David Ahles \Z1 SANDAG (Any huge/major development) 401 B. Street, Suite 800, San Diego CA 92101-4231 Public Works (Storm Drain) - Clayton Dobbs Public Works (Wastewater) - Don Wasko Public Works (Water) - Eric Sanders Water/Sewer District Landscape Plancheck Consultant - PELA School District North County Transit District - Planning Dept. Sempra Energy-Land Management Caltrans (Send anything adjacent to 1-5) State of California Dept. of Transportation Planning Division, ATTN: Jacob Armstrong 4050 Taylor Street, MS 240 San Diego, CA 92110 FROM: PLANNING DIVISION/51\s.vA Please review and submit written comments and/or conditions to the TRACKING DESK in LDE at 1635 Faraday Avenue, by 12/10/14. If you have "No Comments," please so state. If vou determine that there are items that need to be submitted to deem the application "complete" for processing, ptease immediatelv contact the applicant and/or their representatives (via phone or e-mail) to let them know. Thank you COMMENTS: /2 Signature Date ?\JM\% ATTACHED Review & Comment 8/14 ''^ CARLSBAD Memorandum Decembers, 2014 To: Austin Silva, Project Planner From: David Rick, Project Engineer Subject: CDP 14-30 GARROW RESIDENCE The engineering department has completed its review of the project. The engineering department is recommending that the project be approved, subject to the following conditions: Engineering Conditions NOTE: Unless specifically stated in the condition, all ofthe following conditions, upon the approval of this proposed development, must be met priorto approval of a building permit. General 1. Prior to hauling dirt or construction materials to or from any proposed construction site within this project, developer shall apply for and obtain approval from, the city engineer forthe proposed haul route. 2. This project is approved upon the express condition that building permits will not be issued for the development of the subject property, unless the district engineer has determined that adequate water and sewer facilities are available at the time of permit issuance and will continue to be available until time of occupancy. Fees/Agreements 12. Developer shall cause property owner to execute and submit to the city engineer for recordation, the city's standard form Geologic Failure Hold Harmless Agreement. 13. Developer shall cause property owner to execute and submit to the city engineer for recordation the city's standard form Drainage Hold Harmless Agreement. 21. Prior to approval of any grading or building permits for this project, developer shall cause owner to give written consent to the city engineer for the annexation ofthe area l^^jp Community 8c Economic Development - Land Development Engineering 1635 Faraday Ave. I Carlsbad, CA 92008 I 760-602-2740 I 760-602-1052 fax I www.carlsbadca.gov Page 1 of 15 shown within the boundaries of the site plan into the existing City of Carlsbad Street Lighting and Landscaping District No. 1 and/or to the formation or annexation into an additional Street Lighting and Landscaping District. Said written consent shall be on a form provided by the city engineer. Grading 33. Developer shall comply with the city's Stormwater Regulations, latest version, and shall implement best management practices at all times. Best management practices include but are not limited to pollution control practices or devices, erosion control to prevent silt runoff during construction, general housekeeping practices, pollution prevention and educational practices, maintenance procedures, and other management practices or devices to prevent or reduce the discharge of pollutants to stormwater, receiving water or stormwater conveyance system to the maximum extent practicable. Developer shall notify prospective owners and tenants ofthe above requirements. 36. Developer shall complete and submit to the city engineer a Project Threat Assessment Form (PTAF) pursuant to City Engineering Standards. Concurrent with the PTAF, developer shall also submit the appropriate Tier level Storm Water Compliance form and appropriate Tier level Storm Water Pollution Prevention Plan (SWPPP) as determined bythe completed PTAF all to the satisfaction ofthe city engineer. Developer shall pay all applicable SWPPP plan review and inspection fees per the city's latest fee schedule. 40. Developer shall incorporate measures with this project to comply with Standard Stormwater Requirements per the city's Standard Urban Stormwater Management Plan (SUSMP). These measures include, but are not limited to: 1) reducing the use of new impervious surfaces (e.g.: paving), 2) designing drainage from impervious surfaces to discharge over pervious areas (e.g.: turf, landscape areas), 3) and designing trash enclosures to avoid contact with storm runoff, all to the satisfaction ofthe city engineer. 41. All surface drainage shall be directed to an approved drainage course subject to the approval of the city engineer. Directing drainage to Pacific Avenue and Garfield Street is considered an approved drainage course provided that Standard Stormwater Requirements are applied. Dedications/Improvements 57. Garfield Street shall be dedicated by owner along the project frontage based on a street center line to right-of-way width of 25-feet and in conformance with City of Carlsbad Standards. Said dedication shall include a 20 foot radius turn at the corner of Pacific Avenue and Garfield Street. Page 2 of 15 • CITY OF CARLSBAD REVIEW AND COMMENT MEMO 'ALWAYS SEND EXHIBITS • DATE: NOVEMBER 19, 2014 PROJECT NO(S): CDP 14-30 REVIEW NO: 1 PROJECT TITLE: GARROW RESIDENCE APPUCANT: CRAIG LEWIS, GENERAL CONTRACTOR TO: • • • • • • • Land Development Engineering Police Department - J. Sasway Fire Department - Greg Ryan Building Division - Will Foss Parks & Recreation (Parks/Trails) - Liz Ketabian Parks &. Recreation (Trees & Medians) - Kyle Lancaster Public Works Department (Streets) Public Works Department (Traffic) - John Kim Public Works Department (Design) - David Ahles SANDAG (Any huge/major development) 401 B. Street, Suite 800, San Diego CA 92101-4231 • Public Works (Storm Drain) - Clayton Dobbs I I Public Works (Wastewater) - Don Wasko • Public Works (Water)-Eric Sanders O Water/Sewer District n Landscape Plancheck Consultant - PELA [I] School District r~| North County Transit District - Planning Dept. I~1 Sempra Energy - Land Management n Caltrans (Send anything adjacent to 1-5) State of California Dept. of Transportation Planning Division, ATTN: Jacob Armstrong 4050 Taylor Street, MS 240 San Diego, CA 92110 FROM: PLANNING DIVISION Please review and submit written comments and/or conditions to the TRACKING DESK in LDE at 1635 Faraday Avenue, by 12/10/14. If you have "No Comments," please so state. If vou determine that there are items that need to be submitted to deem the application "complete" for processing, please immediatelv contact the applicant and/or their representatives (via phone or e-mail) to let them know. Thank you COMMENTS: ([fj) CMih^lt? Signature Date PLANS ATTACHED Review & Comment 8/14 <^ CTV OP Pll p VCARLSBAD r IL t Community & Economic Development www.carlsbadca.gov March 9, 2015 Elizabeth Garrow 164 Pacific Avenue Carlsbad, CA 92008 SUBJECT: NOTICE OF RESTRICTION - CDP 14-30 - GARROW RESIDENCE Dear Applicant: Please find the enclosed document that needs to be signed, notarized, and returned for recordation. This is to fulfill a condition of approval of the CDP 14-30. Please ensure the following items are addressed prior to returning to the city: ^ Correct Notary Acknowledgement Required (Effective Januarv 1, 2008. all Certificates of Acknowledgement used by a California notarv on a document that will be recorded in the State of California must NOT HAVE "PERSONALLY KNOWN TO ME" in the acknowledgement. (Assembly Bill 886, Chapter 399)) ^ Document must be properly notarized. ^ Name on signature page and name on Notarial Acknowledgement must match. ^ Property owner's signatures/initials must be the same as on Notary Acknowledgement. ^ Notary seal cannot be blurry/too light (County will not record the docurrient if any portion of the Notary Seal is blurry or too light) ^ Include property owner's name in the designated space above the owner's signature. ^ Please pay particular attention to the signature requirements at the bottom of the signature page. ^ Please do not fold documents. Return original signed and notarized documents. It is our goal to assist you in getting the document recorded as expeditiously as possible. If you have any questions or need additional assistance, please contact Michele Masterson, Senior Management Analyst at (760) 602-4615 or via email at michele.masterson^carlsbadca.gov. Sincerely, AUSTIN SILVA, AlCP Assistant Planner c: Michele Masterson, CED Senior Management Analyst File Copy Planning Division 1635 Faraday Avenue, Carlsbad, CA 92008-7314 T 760-602-4600 F 760-602-8559 ® ^ W w t^ft,kd5hlir 4%c,Tvo. Pll p VICARLSBAD TI Lt Community & Economic Development www.carlsbadca.gov February 3, 2015 Craig Lewis P.O. Box 968 Cardifff, CA 92007 SUBJECT: CDP 14-30 - GARROW RESIDENCE - CALIFORNIA ENVIRONMENTAL QUAUTY ACT (CEQA) APPUCABIUTY/PROCESS DETERMINATION AND TARGET DECISION DATE CEQA Determination: This is to advise you that after reviewing the application for the project referenced above, the City has determined that the following environmental review process (pursuant to CEQA) will be required for the project: The project is exempt from the provisions of CEQA, pursuant to CEQA Categorical Exemption for additions to existing structures provided that the addition will not result in an increase of more than 50 percent of the floor area of the structures before the addition (Section 15301: Existing Facilities). No environmental review is required for the project. A Notice of Exemption will be filed after approval of the project with the San Diego County Clerk's Office which involves a filing fee. Please submit a check to the project planner in the amount of $50.00 made out to the San Diego County Clerk. The check should be submitted approximately one week prior to the City Planner decision date. Target Decision Date: In the interest of expeditiously processing your application consistent with the State Permit Streamlining Act (California Government Code Section 65950), an administrative decision to approve or deny the project should be determined March 10, 2015. Therefore, in the interest of achieving that decision date/hearing date, all remaining project issues must be addressed by February 27, 2015. If all project issues are not resolved by the date listed above, you may formally request a one-time 90 day application extension. Otherwise, you will need to withdraw the application. For additional information related to this CEQA applicability/process determination or should you have any questions regarding an application extension or would like to withdraw your application, please contact Austin Silva at (760) 602-4631 or by email at austin.silva^carlsbadca.gov. Sincerely, DON NEU, AlCP City Planner DN:AS:fn Chris DeCerbo, Principal Planner David Rick, Project Engineer Michele Masterson, Senior Management Analyst File Copy Data Entry Planning Division 1635 Faraday Avenue. Carlsbad, CA 92008-7314 T 760-602-4600 F 760-602-8559 ® * ' Mqi^<^ (2-//^j/7 ^CARLSBAD FILE COPY Community & Economic Development www.carlsbadca.gov December 11, 2014 Craig Lewis P.O. Box 968 Cardifff, CA 92007 SUBJECT: 1st REVIEW FOR CDP 14-30 - GARROW RESIDENCE Thank you for applying for Land Use Permits in the City of Carlsbad. The Planning Division has reviewed your Coastal Development Permit, application no. CDP 14-30, as to its completeness for processing. The application is complete, as submitted. Although the initial processing of your application may have already begun, the technical acceptance date is acknowledged by the date of this communication. The City may, in the course of processing the application, request that you clarify, amplify, correct, or otherwise supplement the basic information required for the application. In addition, you should also be aware that various design issues may exist. These issues must be addressed before this application can be scheduled for a hearing. The Planning Division will begin processing your application as of the date of this communication. At this time, the City asks that you provide two complete sets of the development plans so that the project can continue to be reviewed. The Citv will complete the review of vour resubmittal within 25 davs. In order to expedite the processing of your application, you are strongly encouraged to contact your Staff Planner, Austin Silva, at (760) 602-4631, to discuss or to schedule a meeting to discuss your application and to completely understand this letter. You may also contact each commenting department individually as follows: • Land Development Engineering Division: David Rick, Associate Engineer, at (760) 602-2741 Sincerely, CHRIS DeCERBO Principal Planner CD:AS;fn c; Elizabeth Garrow, 6419 South Garfield Avenue, Willowbrook, IL 60527 Don Neu, City Planner David Rick, Project Engineer Chris DeCerbo, Principal Planner Michele Masterson, Senior Management Analyst File Copy Data Entry Planning Division 1635 Faraday Avenue. Carlsbad. CA 92008-7314 T 760-602-4600 F 760-602-8559 ® CDP 14:30 - GARROW RESIDENCE December 11, 2014 Page 2" ' ISSUES OF CONCERN Planning: 1. The property is located in the Beach Area Overlay Zone, which requires .30 spaces of visitor parking per unit. If the required parking results in a fractional parking space, the required number of parking spaces shall be rounded up to the nearest whole number. The required visitor parking space may be located within the street or rear yard, provided it is outside of the front yard setback. Please note the comment from the Engineering Division below indicating that a five foot street dedication is required along the frontage of Garfield Street, which will impact the length of the front driveway and front yard setback. Engineering: 1. Please note that as a condition of approval, Garfield Street shall be dedicated by the owner along the project frontage based on a street center line to right-of-way width of 25 feet and in conformance with City of Carlsbad standards. Said dedication shall include a 20 foot radius turn at the corner of Pacific Avenue and Garfield Street. The required street dedication will result in a loss of five feet of property along the Garfield Street frontage. ^ CTV OF fA&ll^^cjkMllC '^CARLSBAD QFILE Community & Economic Development www.carlsbadca.gov MINOR COASTAL DEVELOPMENT PERMIT NOTICE OF DECISION February 24, 2015 Craig Lewis P.O. Box 968 Cardifff, CA 92007 RE: CDP 14-30 -GARROW RESIDENCE The City has completed a review of the application for a Minor Coastal Development Permit for the addition of 256 square feet to an existing single-family residence located at 164 Pacific Avenue. It is the City Planner's determination that the project CDP 14-30, is consistent with the City's applicable Coastal Development Regulations (Chapters 21.201 - 21.205) and with all other applicable City ordinances and policies. The City Planner, therefore, APPROVES this request based upon the following: 1. That the total cost of the proposed development is less than $60,000. 2. That the proposed development requires no discretionary approvals other than a Minor Coastal Development Permit. 3. That the development is in conformity with the public access and public recreation policies of Chapter 3 ofthe Coastal Act, in that no opportunities for coastal access are available from the subject site, nor are public recreation areas required of the project in that the property is not located adjacent to the shore and no opportunities for coastal access are available from the subject property, nor are public recreation areas required of the project. 4. The proposed development will have no adverse effect on coastal resources, in that the location of the property is not immediately adjacent to any body of water and the lot is already disturbed and developed with a single-family home. 5. That the proposed development is in conformance with the Certified Local Coastal Program and all applicable policies in that the site is designated for residential uses policies in that the site is designated for Residential Low-Medium (RLM) density for single-family residential development and is already disturbed and developed with one single-family home. The development consists of a 256 square foot addition to the 750 square foot residence and 360 square foot garage. The addition will not obstruct views of the coastline as seen from public lands or the public right-of- way, nor otherwise damage the visual beauty of the coastal zone. No agricultural uses currently exist on the site, nor are there any sensitive biological resources located on the property. Furthermore, the subject property is not located in an area of known geologic instability or flood hazards. Planning Division 1635 Faraday Avenue, Carlsbad. CA 92008-7314 T 760-602-4600 F 760-602-8559 ® CDP 14-30-GARROW RESIDENCE ftbrua'fV 24, 2015 ..Rage 2^ 6. That the request for a minor coastal development permit was adequately noticed at least ten (10) working days before the date of this decision pursuant to Section 21.201.080(B) and (C) of the Carlsbad Coastal Development Regulations. 7. That the City Planner has determined that the project is exempt from the requirements of the California Environmental Quality Act (CEQA) per Section 15301 (Existing Facilities) ofthe State CEQA Guidelines and will not have any adverse significant impact on the environment. Conditions: 1. The City Planner does hereby APPROVE the Minor Coastal Development Permit, CDP 14-30, for the project entitled Garrow Residence (Exhibits "A" - "C"), dated February 23, 2015, on file in the Planning Division and incorporated by this reference, subject to the conditions herein set forth. 2. If any of the following conditions fail to occur; or if they are, by their terms, to be implemented and maintained over time, if any of such conditions fail to be so implemented and maintained according to their terms, the City shall have the right to revoke or modify all approvals herein granted; deny or further condition issuance of all future building permits; deny, revoke or further condition all certificates of occupancy issued under the authority of approvals herein granted; record a notice of violation on the property title; institute and prosecute litigation to compel their compliance with said conditions or seek damages for their violation. No vested rights are gained by Developer or a successor in interest by the City's approval of this Minor Coastal Development Permit. 3. Staff is authorized and directed to make, or require the Developer to make, all corrections and modifications to the Minor Coastal Development Permit documents, as necessary to make them internally consistent and in conformity with the final action on the project. Development shall occur substantially as shown on the approved Exhibits. Any proposed development different from this approval, shall require an amendment to this approval. 4. The Developer shall comply with all applicable provisions of federal, state, and local laws and regulations in effect at the time of building permit issuance. 5. If any condition for construction of any public improvements or facilities, or the payment of any fees in-lieu thereof, imposed by this approval or imposed by law on this Project are challenged, this approval shall be suspended as provided in Government Code Section 66020. If any such condition is determined to be invalid this approval shall be invalid unless the City Council determines that the project without the condition complies with all requirements of law. 6. Developer/Operator shall and does hereby agree to indemnify, protect, defend, and hold harmless the City of Carlsbad, its Council members, officers, employees, agents, and representatives, from and against any and all liabilities, losses, damages, demands, claims and costs, including court costs and attorney's fees incurred by the City arising, directly or indirectly, from (a) City's approval and issuance of this Minor Coastal Development Permit, (b) City's approval or issuance of any permit or action, whether discretionary or nondiscretionary, in connection with the use contemplated herein, and (c) Developer/Operator's installation and operation of the facility permitted hereby, including without limitation, any and all liabilities arising from the emission by the facility of electromagnetic fields or other energy waves or emissions. This obligation survives until all legal proceedings have been concluded and continues even if the City's approval is not validated. CDP 14-30-GARROW RESIDENCE February 24, 2015 Page 3 7. This approval shall become null and void if building permits are not issued for this project within 24 months from the date of project approval. 8. Developer shall pay the citywide Public Facilities Fee imposed by City Council Policy #17, the License Tax on new construction imposed by Carlsbad Municipal Code Section 5.09.030, and CFD #1 special tax (if applicable), subject to any credits authorized by Carlsbad Municipal Code Section 5.09.040. Developer shall also pay any applicable Local Facilities Management Plan fee for Zone 1, pursuant to Chapter 21.90. All such taxes/fees shall be paid at issuance of building permit. If the taxes/fees are not paid, this approval will not be consistent with the General Plan and shall become void. 9. Prior to the issuance of the building permit. Developer shall submit to the City a Notice of Restriction to be filed in the office ofthe County Recorder, subject to the satisfaction ofthe City Planner, notifying all interested parties and successors in interest that the City of Carlsbad has issued a Minor Coastal Development Permit on the property. Said Notice of Restriction shall note the property description, location of the file containing complete project details and all conditions of approval as well as any conditions or restrictions specified for inclusion in the Notice of Restriction. The City Planner has the authority to execute and record an amendment to the notice which modifies or terminates said notice upon a showing of good cause by the Developer or successor in interest. 10. Approval of this request shall not excuse compliance with all applicable sections of the Zoning Ordinance and all other applicable City ordinances in effect at time of building permit issuance, except as otherwise specifically provided herein. Engineering: General 11. Prior to hauling dirt or construction materials to or from any proposed construction site within this project, developer shall apply for and obtain approval from, the city engineer for the proposed haul route. 12. This project is approved upon the express condition that building permits will not be issued for the development of the subject property, unless the district engineer has determined that adequate water and sewer facilities are available at the time of permit issuance and will continue to be available until time of occupancy. Fees/Agreements 13. Developer shall cause property owner to execute and submit to the city engineer for recordation the city's standard form Geologic Failure Hold Harmless Agreement. 14. Developer shall cause property owner to execute and submit to the city engineer for recordation the city's standard form Drainage Hold Harmless Agreement. 15. Prior to approval of any grading or building permits for this project, developer shall cause owner to give written consent to the city engineer for the annexation of the area shown within the boundaries of the site plan into the existing City of Carlsbad Street Lighting and Landscaping District No. 1 and/or to the formation or annexation into an additional Street Lighting and Landscaping District. Said written consent shall be on a form provided by the city engineer. CDP 14-30 - GARROW RESIDENCE February 24, 2015 Page 4 Grading 16. Developer shall comply with the city's Stormwater Regulations, latest version, and shall implement best management practices at all times. Best management practices include but are not limited to pollution control practices or devices, erosion control to prevent silt runoff during construction, general housekeeping practices, pollution prevention and educational practices, maintenance procedures, and other management practices or devices to prevent or reduce the discharge of pollutants to stormwater, receiving water or stormwater conveyance system to the maximum extent practicable. Developer shall notify prospective owners and tenants ofthe above requirements. 17. Developer shall complete and submit to the city engineer a Project Threat Assessment Form (PTAF) pursuant to City Engineering Standards. Concurrent with the PTAF, developer shall also submit the appropriate Tier level Storm Water Compliance form and appropriate Tier level Storm Water Pollution Prevention Plan (SWPPP) as determined by the completed PTAF all to the satisfaction of the city engineer. Developer shall pay all applicable SWPPP plan review and inspection fees per the city's latest fee schedule. 18. Developer shall incorporate measures with this project to comply with Standard Stormwater Requirements per the city's Standard Urban Stormwater Management Plan (SUSMP). These measures include, but are not limited to: 1) reducing the use of new impervious surfaces (e.g.: paving), 2) designing drainage from impervious surfaces to discharge over pervious areas (e.g.: turf, landscape areas), 3) and designing trash enclosures to avoid contact with storm runoff, all to the satisfaction of the city engineer. 19. All surface drainage shall be directed to an approved drainage course subject to the approval ofthe city engineer. Directing drainage to Pacific Avenue and Garfield Street is considered an approved drainage course provided that Standard Stormwater Requirements are applied. Dedications/Improvements 20. Garfield Street shall be dedicated by owner along the project frontage based on a street canter line to right-of-way width of 25-feet and in conformance with City of Carlsbad Standards. Said dedication shall include a 20 foot radius turn at the corner of Pacific Avenue and Garfield Street. CDP 14-30-GARROW RESIDENCE February 24, 2015 Page 5 NOTICE This decision may be appealed by you or any member of the public to the Planning Commission within ten (10) calendar days of receipt of this letter. Appeals must be submitted in writing to the Planning Commission at 1635 Faraday Avenue in Carlsbad, along with a payment of $661.00. The filing of such appeal within such time limit shall stay the effective date of the order of the City Planner until such time as a final decision on the appeal is reached. If you have any questions regarding this matter, please feel free to contact Austin Silva at (760) 602-4631. Please take NOTICE that approval of your project includes the "imposition" of fees, dedications, reservations, or other exactions hereafter collectively referred to for convenience as "fees/exactions." You have 90 days from date of final approval to protest imposition of these fees/exactions. If you protest them, you must follow the protest procedure set forth in Government Code Section 66020(a), and file the protest and any other required information with the City Manager for processing in accordance with Carlsbad Municipal Code Section 3.32.030. Failure to timely follow that procedure will bar any subsequent legal action to attack, review, set aside, void, or annul their imposition. You are hereby FURTHER NOTIFIED that your right to protest the specified fees/exactions DOES NOT APPLY to water and sewer connection fees and capacity charges, nor planning, zoning, grading or other similar application processing or service fees in connection with this project; NOR DOES IT APl-LY to any fees/exactions of which you have previously been given a NOTICE similar to this, or as to which the statute of limitations has previously otherwise expired. CITY OF CARLSBAD CHRIS DeCERBO Principal Planner CD:AS:fn Elizabeth Garrow, 6419 South Garfield Avenue, Willowbrook, IL 60527 Don Neu, City Planner Chris DeCerbo, Principal Planner Van Lynch, Senior Planner David Rick, Project Engineer File Copy Data Entry California Coastal Commission (NoFA)