HomeMy WebLinkAboutCDP 16-25; HAMMER SECOND DWELLING UNIT; Coastal Development Permit (CDP)(C•ity Of LAND USE REVIEW Development Services
Planning Division
Cadsbad APPLICATION 1635 Faraday Avenue
P-1 (760) 602-4610
www.carlsbadca.gov
APPLICATIONS APPLIED FOR:(CHECK BOXES)
Development Permits (FOR DEPT. USE ONLY)Legislative Permits (FOR DEPT. USE ONLY)
tEc Coastal Development Permit (*)Minor b a 5 0 General Plan Amendment
Conditional Use Permit (*) Local Coastal Program Amendment (*) Minor Ej Extension
0 Day Care (Large)D Master Plan 0 Amendment
0 Environmental Impact Assessment 0 Specific Plan 0 Amendment
O Habitat Management Permit 0 Minor 0 Zone Change (*)
O Hillside Development Permit (*)0 Minor 0 Zone Code Amendment
D Nonconforming Construction Permit South Carlsbad Coastal Review Area Permits
Planned Development Permit 0 Minor 0 Review Permit
0 Residential Non-Residential Administrative 0 Minor 0 Major
O Planning Commission Determination
O Reasonable Accommodation Village Review Area Permits
O Site Development Plan 0 Minor 0 Review Permit
Special Use Permit Administrative 0 Minor Major
O Tentative Parcel Map (Minor Subdivision)
O Tentative Tract Map (Major Subdivision)
0 Variance cl Minor (*) =eligible for 25% discount
NOTE: A PROPOSED PROJECT REQUIRING MULTIPLE APPLICATIONS MUST BE SUBMITTED PRIOR TO 3:30 P.M.A PROPOSED PROJECT REQUIRING ONLY ONE
APPLICATION MUST BE SUBMITTED PRIOR TO 4:00 P.M.
ASSESSOR PARCEL NO(S).:nq (-100
PROJECT NAME:14)efor—ROO-Ptfltde --OK)n .bLOS-L(YUG UN IT
BRIEF DESCRIPTION OF PROJECT:A00
W-103 SECG(&)0AQ1 OM r 4-On rtiVi -/Z15
BRIEF LEGAL DESCRIPTION:Ler I Li y•y\Apt I ce..Q
LOCATION OF PROJECT:(cc 1
---
ANWNQ RC K
STREET ADDRESS
ON THE:sou -n4 SIDE OF -06.ty\NRA -C.
(NORTH, SOUTH, EAST, WEST)(NAME OF STREET)•
BETWEEN IA"ikcat AND ak41 mao Pr Ave--
(NAME OF STREET)(NAME OF STREET)
OGYI(Q0r3'9)
P-1 Page 1 of 6 Revised 07/15
munimmimaimmiam
•
OWNER NAME
(Print):7 0t\)101 E \APPLICANT NAME 4ViNYV.(Print):t.A.(212Ni t4AuEs
MAILING ADDRESS:1(0c-1-11014(2.54.1e f ve_MAILING ADDRESS:S ottkag-1t ISM O(?
CITY,STATE, ZIP:rAp (septa (4
I
qiwolc CITY, STATE, ZIP:V CA claogy
TELEPHONE I ctac \TELEPHONE:qc)1 16
EMAIL ADDRESS:fZetiokikeyy‘ t4Awl mg)er.ryvtic,EMAIL ADDRESS:LAQ121 1.4140E..434).E0ESI 6".
cone\CAW
I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER
INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO
KNOWLEDGE.I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF MY KNOWLEDG
SET FORTH HEREIN IS MY AUTHORIZED REPRESEN All E FOR
PU POSESAF THI AP CAT N.
G ATUKE DATE SIG DAT76414164t-
b.
APPLICANTS REPRESENTATIVE (Print):
MAILING ADDRESS:
CITY, STATE, ZIP:•
TELEPHONE:
EMAIL ADDRESS:
I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR
PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE
INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY
KNOWLEDGE.
SIGNATURE DATE
IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING
COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS
APPLICATION.I/INE CONSENT TO ENTRY FOR THIS PURPOSE.
NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING
RECORDED ON THE TITLE T HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH
THE D AND BINDANY S C E 0 INTEREST.
PROPER OWNER SIGNATUR
FOR CITY USE ONLY
RECEIVED
JUN 2 8 2016
CITY OF CARLSBAD
PLANNING ylcyfAIECDATE STAMP APPLILA I IVED
RECEIVED BY:
LA.G1.C11'_54eitA
P-1 Page 2 of 6 Revised 07/15
1
0
Co•City f PROJECT DESCRIPTION Development Services
Planning Division
Carlsbad P-1(B)1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
PROJECT NAME:\AAVVVIVER_r%rolY\NYZ)171())k
APPLICANT NAME:y!W '9)1 .1.444cS
Please describe fully the proposed project by application type.Include any details necessary to
adequately explain the scope and/or operation of the proposed project.You may also include
any background information and supporting statements regarding the reasons for,or
appropriateness of, the application.Use an addendum sheet if necessary.
Description/Explanation:
k.qq0 Sr SECON Okal 1.A)yv
Ak\f-)
CVZ_LS (61/4.0
1
CA cloc)
FSP-1(13)Page 1 of 1 Revised 07/10
0
HAZARDOUS WASTE Development Services(City of AND SUBSTANCES Planning Division
Carlsbad STATEMENT 1635 Faraday Avenue
(760) 602-4610P-1(C)www.carisbadca.gov
Consultation of Lists of Sites Related to Hazardous Wastes
(Certification of Compliance with Government Code Section 65962.5)
Pursuant to State of California Government Code Section 65962.5,I have consulted the
Hazardous Waste and Substances Sites List compiled by the California Environmental
Protection Agency and hereby certify that (check one):
1X1 The development project and any alternatives proposed in this application are not contained on the
lists compiled pursuant to Section 65962.5 of the State Government Code.
ID The development project and any alternatives proposed in this application are contained on the lists
compiled pursuant to Section 65962.5 of the State Government Code.
APPLICANT PROPERTY OWNER
Name:AZ aki DttLE Name:
Address:\S-(c)Ni\f\0 m€-Address.(-7c `PI5M A loAc-iC Ave
cA eA aLS PA CA 0100%
Phone Number..-?(r0 HO 41 IC)Phone Number:+1501Qc`LG.3c1
Address of Site:
--)CIS 1-PcmAr2ACit.AVe l CA(RAJ')
Local Agency (City and County): CP‘R__--)INcN)E 60 COUP)1-
11
Assessor's book, page, and parcel number:ate X)C -1 -Q LI I -l q PAC.
Specify list(s):
Regulatory Identification Number:
Date of List:
nature/Date party Owner Signature/13
The Hazardous Waste and Substances Sites List (Cortese List)is used by the State,local
agencies and developers to comply with the California Environmental Quality Act requirements
in providing information about the location of hazardous materials release sites.
P-1(C)Page 1 of 2 Revised 02/13
0
MINOR
.Ay of COASTAL DEVELOPMENT PERMIT/C
Development Services(1 SINGLE FAMILY RESIDENCE Planning Division
Carlsbad APPLICATION 1635 Faraday Avenue
(760) 602-4610
P-6 www.carlsbadca.gov
A proposed project requiring multiple applications must be submitted prior to 3:30 p.m.A
proposed project requiring only one application must be submitted prior to 4:00 p.m.
All joint application exhibits,i.e.Tentative Map and Planned Development Site Plan should be
prepared at the same scale.(Use a scale no smaller than 1" =40'.)
I.GENERAL BACKGROUND
A.Estimated Cost of Development:
Development costing $60,000 or more does not qualify as a Minor Coastal Development
Permit.The City Planner shall make the final determination regarding a project's cost of
development.
The primary basis for determining cost of development will be the application of dollar costs
per square foot for different types of residential construction.These costs are set by the
International Conference of Building Officials (ICBO) and are applied throughout San Diego
County.
Please complete the following information to assist in the determination of this project's cost of
development (Contractor proposals may also be submitted for consideration by the City
Planner).Please refer to the current fee schedule for the appropriate $/square foot fee rate.
New Residential Square Footage:
square feet x $/sq. ft. =$
Residential Addition Square Footage:
square feet x $/sq. ft. =$
Any Garage Square Footage:
square feet x $/sq. ft. =$
Residential Conversion Square Footage:
square feet x $/sq. ft. =$
Please contact the City of Carlsbad Building Division for current fee rate for Non-
Residential uses (i.e.Retail/Store; Restaurants; Office; and ManufacturinglWarehouse
uses.)
square feet x $/sq. ft. =$
COST OF DEVELOPMENT ESTIMATE $
B.Do you wish to apply for:
1.A Minor Coastal Development Permit (Under $60,000 cost estimate)Igr
2.A Coastal Development Permit ($60,000 or more cost estimate)0
C.Street address of proposed development
TAVVI g CAR-LS 94NO CA &C)0
P-6 Page 1 of 6 Revised 01/16
,0 0
D.Assessor's Parcel Number of proposed development
a0c 'Oct I 'I (-100
E.Development Description:
Briefly describe project:
F.Describe the present land uses (i.e.vacant land,single family homes,apartments,
offices, etc.) that surround the proposed development to the:
North: C.CANI. TY\C.,:
-C 1 AL
South:5M6/..-E.F-POY\ i L.C.1 Horn ES
1 East:SINGLE_•Pilcvl )t.9 k-binA .__S
West:51 NG Le.E.AI\A I t_ Li 1-kovy\e_S
G.Is project located within a 100-year flood plain?0 Yes NiKo
II.PRESENT USE OF PROPERTY
A.Are there existing structures on the property?Yes 0 No
If yes, please describe.
51*G c-e_cis..yv‘1 1-1 1-korne_
B.Will any existing structure be removed/demolished?D Yes Al-
lo
If yes to either question,describe the extent of the demolition or removal,including the
relocation site, if applicable (also show on plans).
III.LOT COVERAGE
A.Existing and Proposed
Existing kei.t.Proposed Total
Building Coverage 161`ct sq. ft.9.‘Q-
1‘sq. ft..1 -7 sq. ft.D co %
Landscaped Area <O LI 11 sq. ft.,0'.sq. ft.so (49 sq. ft.(aa %
Hardscape Area
/-)Clo sq. ft.?D (-
1 sq. ft.10t 9 sq. ft.‘.%
Unimproved Area (Left Natural)sq. ft.sq. ft.sq. ft.ok
B.Parking:Number of existing spaces oZ
Number of new spaces proposed 1
Existing/Proposed TOTAL:3
Number of total spaces required ,3
i Number of covered spaces a
,
Number of uncovered spaces
Number of standard spaces
P-6 Page 2 of 6 Revised 01/16
1
i
1
1
moviimmei
0
Number of compact spaces
Is tandem parking existing? Yes #No
Is tandem parking proposed? Yes #I'No
C.Grade Alteration:
Is any grading proposed? Yes X-
No
If yes, please complete the following:
1.Amount of cut cu. yds.
2.Amount of fill cu. yds.
3.Maximum height of fill slope feet
4.Maximum height of cut slope feet
5.Amount of import or export cu. yds.
6.Location of borrow or disposal site
•
P-6 Page 3 of 6 --Revised 01/16
STORM WATER STANDARDS Development Services
‘44..._City of QUESTIONNAIRE Land Development Engineering
Carlsbad E-34
1635 Faraday Avenue
(760) 602-2750
www.carlsbadca.gov
INSTRUCTIONS:
To address post-development pollutants that may be generated from development projects, the city requires that new
development and significant redevelopment priority projects incorporate Permanent Storm Water Best Management
Practices (BMPs) into the project design per Carlsbad BMP Design Manual (BMP Manual).To view the BMP Manual,
refer to the Engineering Standards (Volume 5).
This questionnaire must be completed by the applicant in advance of submitting for a development application
(subdivision, discretionary permits and/or construction permits).The results of the questionnaire determine the level of
storm water standards that must be applied to a proposed development or redevelopment project.Depending on the
outcome,your project will either be subject to 'STANDARD PROJECT'requirements or be subject to 'PRIORITY
DEVELOPMENT PROJECT' (PDP) requirements.
Your responses to the questionnaire represent an initial assessment of the proposed project conditions and impacts.City
staff has responsibility for making the final assessment after submission of the development application.If staff
determines that the questionnaire was incorrectly filled out and is subject to more stringent storm water standards than
initially assessed by you, this will result in the return of the development application as incomplete.In this case, please
make the changes to the questionnaire and resubmit to the city.
If you are unsure about the meaning of a question or need help in determining how to respond to one or more of the
questions, please seek assistance from Land Development Engineering staff.
A completed and signed questionnaire must be submitted with each development project application.Only one
completed and signed questionnaire is required when multiple development applications for the same project are
submitted concurrently.
PROJECT INFORMATION
PROJECT NAME:PROJECT ID:
ADDRESS:--)K -•-rA h1A.(2Ae e—APN:Aye .Ci t"I)0
The project is (check one):0 New Development (2/Redevelopment
The total proposed disturbed area is:.4(..„(2 ft2 ()acres
The total proposed newly created and/or replaced impervious area is:M ft2 ()acres
If your project is covered by an approved SWQMP as part of a larger development project, provide the project ID and the
SWQMP # of the larger development project:
Project ID SWQMP #:
Then,go to Step 1 and follow the instructions.When completed,sign the form at the end and submit this with your
application to the city.
E-34 Page 1 of 4 REV 02/16
STEP I
TO BE COMPLETED FOR ALL PROJECTS
To determine if your project is a "development project", please answer the following question:
YES NO
Is your project LIMITED TO routine maintenance activity and/or repair/improvements to an existing building
or structure that do not alter the size (See Section 1.3 of the BMP Design Manual for guidance)?
If you answered "yes" to the above question, provide justification below then go to Step 5,mark the third box stating "my
project is not a 'development project'and not subject to the requirements of the BMP manual" and complete applicant
information.
Justification/discussion: (e.g. the project includes only interior remodels within an existing building):
If you answered "no" to the above question, the project is a 'development project', go to Step 2.
STEP 2
TO BE COMPLETED FOR ALL DEVELOPMENT PROJECTS
To determine if your project is exempt from PDP requirements pursuant to MS4 Permit Provision E.3.b.(3), please answer
the following questions:
Is your project LIMITED to one or more of the following:
YES NO
1.Constructing new or retrofitting paved sidewalks, bicycle lanes or trails that meet the following criteria:
a)Designed and constructed to direct storm water runoff to adjacent vegetated areas, or other non-
erodible permeable areas;
b)Designed and constructed to be hydraulically disconnected from paved streets or roads;
c)Designed and constructed with permeable pavements or surfaces in accordance with USEPA
Green Streets guidance?
2.Retrofitting or redeveloping existing paved alleys, streets, or roads that are designed and constructed in r_Sraccordance with the USEPA Green Streets guidance?
3.Ground Mounted Solar Array that meets the criteria provided in section 1.4.2 of the BMP manual?
If you answered "yes" to one or more of the above questions, provide discussion/justification below, then go to Step 5,mark
the second box stating "my project is EXEMPT from PDP ..." and complete applicant information.
Discussion to justify exemption (e.g. the project redeveloping existing road designed and constructed in accordance with
the USEPA Green Street guidance):
If you answered "no" to the above questions, your project is not exempt from PDP, go to Step 3.
E-34 Page 2 of 4 REV 02/16
'W 'STEP 3 ,
F -t1
4#11 iCtNEW Todetermine determine if your project is a PDP, please answer the following questions (MS4 Permit Provision E.3.b.(1)):
YES NO
1.Is your project a new development that creates 10,000 square feet or more of impervious surfaces
collectively over the entire project site?This includes commercial,industrial,residential,mixed-use,El I-7Z
and public development projects on public or private land.
2.Is your project a redevelopment project creating and/or replacing 5,000 square feet or more of
impervious surface collectively over the entire project site on an existing site of 10,000 square feet or CImore of impervious surface?This includes commercial,industrial,residential,mixed-use,and public
development projects on public or private land.
3.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more
of impervious surface collectively over the entire project site and supports a restaurant?A restaurant is
a facility that sells prepared foods and drinks for consumption, including stationary lunch counters and 0 15d
refreshment stands selling prepared foods and drinks for immediate consumption (Standard Industrial
Classification (SIC) code 5812).
4.Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious
surface collectively over the entire project site and supports a hillside development project?A hillside 111
development project includes development on any natural slope that is twenty-five percent or greater.
5.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more
of impervious surface collectively over the entire project site and supports a parking lot? A parking lot is ntalandareaorfacilityfor the temporary parking or storage of motor vehicles used personally for
business or for commerce.
6.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more
of impervious surface collectively over the entire project site and supports a street,road,highway 0 lafreeway or driveway?A street,road,highway,freeway or driveway is any paved impervious surface
used for the transportation of automobiles, trucks, motorcycles, and other vehicles.
7.Is your project a new or redevelopment project that creates and/or replaces 2,500 square feet or more
of impervious surface collectively over the entire site,and discharges directly to an Environmentally
Sensitive Area (ESA)?"Discharging Directly to" includes flow that is conveyed overland a distance of t
200 feet or less from the project to the ESA, or conveyed in a pipe or open channel any distance as an
isolated flow from the project to the ESA (i.e. not commingled with flows from adjacent lands).*
8.Is your project a new development or redevelopment project that creates and/or replaces 5,000 square
feet or more of impervious surface that supports an automotive repair shop?An automotive repair o 1z1shop is a facility that is categorized in any one of the following Standard Industrial Classification (SIC)
codes: 5013, 5014, 5541, 7532-7534, or 7536-7539.
9.Is your project a new development or redevelopment project that creates and/or replaces 5,000 square
feet or more of impervious area that supports a retail gasoline outlet (RGO)?This category includes El ISRGO's that meet the following criteria: (a) 5,000 square feet or more or (b)a project Average Daily
Traffic (ADT) of 100 or more vehicles per day.
10.Is your project a new or redevelopment project that results in the disturbance of one or more acres of land
and are expected to generate pollutants post construction?
11.Is your project located within 200 feet of the Pacific Ocean and (1) creates 2,500 square feet or more of
impervious surface or (2)increases impervious surface on the property by more than 10%?(CMC 0 [a
21.203.040)
If you answered "yes" to one or more of the above questions, your project is a PDP.If your project is a redevelopment
project, go to step 4.If your project is a new project, go to step 5, check the first box stating "My project is a PDP ..."
and complete applicant information.
If you answered "no" to all of the above questions, your project is a 'STANDARD PROJECT.'Go to step 5,check the
second box stating "My project is a 'STANDARD PROJECT'..." and complete applicant information.
E-34 Page 3 of 4 REV 02/16
STEP 4
TO BE COMPLETED FOR REDEVELOPMENT PROJECTS THAT ARE PRIORITY DEVELOPMENT PROJECTS (PDP)
ONLY
Complete the questions below regarding your redevelopment project (MS4 Permit Provision E.3.b.(2)):YES NO
Does the redevelopment project result in the creation or replacement of impervious surface in an amount
of less than 50%of the surface area of the previously existing development?Complete the percent
impervious calculation below:
Existing impervious area (A)=sq. ft.0 0
Total proposed newly created or replaced impervious area (B)=sq. ft.
Percent impervious area created or replaced (B/A)*100 =')/0
If you answered "yes",the structural BMPs required for PDP apply only to the creation or replacement of impervious
surface and not the entire development.Go to step 5, check the first box stating "My project is a PDP ..." and complete
applicant information.
If you answered "no," the structural BMP's required for PDP apply to the entire development.Go to step 5,check the
check the first box stating "My project is a PDP ..." and complete applicant information.
STEP 5
CHECK THE APPROPRIATE BOX AND COMPLETE APPLICANT INFORMATION
El My project is a PDP and must comply with PDP stormwater requirements of the BMP Manual.I understand I must
repare a Storm Water Quality Management Plan (SWQMP) for submittal at time of application.
My project is a 'STANDARD PROJECT' OR EXEMPT from PDP and must only comply with 'STANDARD PROJECT'
stormwater requirements of the BMP Manual.As part of these requirements,I will submit a "Standard Project
Requirement Checklist Form E-36" and incorporate low impact development strategies throughout my project.
Note:For projects that are close to meeting the PDP threshold, staff may require detailed impervious area calculations
and exhibits to verify if 'STANDARD PROJECT' stormwater requirements apply.
II]My Project is NOT a 'development project' and is not subject to the requirements of the BMP Manual.
Applicant Information and Signature Box
Applicant Name:ki"\(`-0-1 V9•0•<.A.,=S Applicant Title:P\ G..K....-1--\
-
-..7--)
Applicant Signature:----->-------z Date:C;•%I / e.
"___
-
_,----7'
*Environmentally Sensitive Areas inc ude but are not limited to all Clean Water Act Section 303(d) impaired water bodies; areas designated as Areas of Special
Biological Significance by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); water bodies
designated with the RARE beneficial use by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994)and
amendments); areas designated as preserves or their equivalent under the Multi Species Conservation Program within the Cities and County of San Diego; Habitat
Management Plan; and any other equivalent environmentally sensitive areas which have been identified by the City.
This Box for City Use Only
YES NO
City Concurrence:0 O
By:
Date:
Project ID:
E-34 Page 4 of 4 REV 02/16
•
•Homeowner's Policy of Title Insurance
Hist Am -Tide For a One-To-Four Family Residence
ISSUED BY
First American Title Insurance Company
Eagle Policy POLICY NUMBER
5020500-3961701
OWNER'S INFORMATION SHEET
Your Title Insurance Policy is a legal contract between You and Us.
It applies only to a one-to-four family residence and only if each insured named in Schedule A is a Natural Person.If
the Land described in Schedule A of the Policy is not an improved residential lot on which there is located a one-to-four
family residence, or if each insured named in Schedule A is not a Natural Person, contact Us immediately.
The Policy insures You against actual loss resulting from certain Covered Risks.These Covered Risks are listed
beginning on page 2 of the Policy.The Policy is limited by:
•Provisions of Schedule A
•Exceptions in Schedule B
•Our Duty To Defend Against Legal Actions On Page 3
•Exclusions on page 4
•Conditions on pages 4,5 and 6.
You should keep the Policy even if You transfer Your Title to the Land.It may protect against claims made against You
by someone else after You transfer Your Title.
IF YOU WANT TO MAKE A CLAIM, SEE SECTION 3 UNDER CONDITIONS ON PAGE 4.
The premium for this Policy is paid once.No additional premium is owed for the Policy.
This sheet is not Your insurance Policy.It is only a brief outline of some of the important Policy features.The Policy
explains in detail Your rights and obligations and Our rights and obligations.Since the Policy--and not this sheet--is the
legal document,
YOU SHOULD READ THE POLICY VERY CAREFULLY.
If You have any questions about Your Policy, contact:
FIRST AMERICAN TITLE INSURANCE COMPANY
1 First American Way
Santa Ana, California 92707
Homeowner's Policy of Title Insurance for a One-to-Four Family Residence
TABLE OF CONTENTS
Page Page
OWNER'S COVERAGE STATEMENT 2 CONDITIONS
COVERED RISKS 2 &3 1.Definitions 4
OUR DUTY TO DEFEND AGAINST LEGAL ACTIONS 3 2.Continuation of Coverage 4
SCHEDULE A Insert 3.How to Make a Claim 4 &5
Policy Number, Premium, Date and Amount 4.Our Choices When We Learn of a Claim 5
Deductible Amounts and Maximum Dollar Limits of Liability 5.Handling a Claim or Legal Action 5
Street Address of the Land 6.Limitation of Our Liability 5 &6
1.Name of Insured 7.Transfer of Your Rights to Us 6
2.Interest in Land Covered 8.This Policy is the Entire Contract 6
3.Description of the Land 9.Increased Policy Amount 6
SCHEDULE B -EXCEPTIONS Insert 10.Severability 6
EXCLUSIONS 4 11.Arbitration 6
12.Choice of Law 6
Form 5020500 (5-1-10)Page 1 of 9 ALTA Homeowner's Policy of Title Insurance (Rev.2-3-10)
•
..,„,c 0 Homeowner's Policy oCkle Insurance,For a One-To-Four Family ResidenceRistAmericanIlde
ISSUED BY
First American Title Insurance Company
Eagle Policy
As soon as You Know of anything that might be covered by this Policy, You must notify Us promptly in
writing at the address shown in Section 3 of the Conditions.
OWNER'S COVERAGE STATEMENT
This Policy insures You against actual loss, including any costs, attorneys' fees and expenses provided under this Policy.The loss must
result from one or more of the Covered Risks set forth below.This Policy covers only Land that is an improved residential lot on which there
is located a one-to-four family residence and only when each insured named in Schedule A is a Natural Person.
Your insurance is effective on the Policy Date.This Policy covers Your actual loss from any risk described under Covered Risks if the event
creating the risk exists on the Policy Date or, to the extent expressly stated in Covered Risks, after the Policy Date.
Your insurance is limited by all of the following:
•The Policy Amount
•For Covered Risk 16, 18, 19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in
Schedule A
•The Exceptions in Schedule B
•Our Duty To Defend Against Legal Actions
•The Exclusions on page 4
•The Conditions on pages 4,5 and 6
COVERED RISKS
The Covered Risks are:
1.Someone else owns an interest in Your Title.
2.Someone else has rights affecting Your Title because of leases, contracts, or options.
3.Someone else claims to have rights affecting Your Title because of forgery or impersonation.
4.Someone else has an Easement on the Land.
5.Someone else has a right to limit Your use of the Land.
6.Your Title is defective.Some of these defects are:
a.Someone else's failure to have authorized a transfer or conveyance of your Title.
b.Someone else's failure to create a valid document by electronic means.
c.A document upon which Your Title is based is invalid because it was not properly signed, sealed, acknowledged, delivered or
recorded.
d.A document upon which Your Title is based was signed using a falsified, expired, or otherwise invalid power of attorney.
e.A document upon which Your Title is based was not properly filed, recorded, or indexed in the Public Records.
f.A defective judicial or administrative proceeding.
7.Any of Covered Risks 1 through 6 occurring after the Policy Date.
8.Someone else has a lien on Your Title, including a:
a.lien of real estate taxes or assessments imposed on Your Title by a governmental authority that are due or payable, but unpaid;
b.Mortgage;
c.judgment, state or federal tax lien;
d.charge by a homeowner's or condominium association; or
e.lien, occurring before or after the Policy Date, for labor and material furnished before the Policy Date.
9.Someone else has an encumbrance on Your Title.
10.Someone else claims to have rights affecting Your Title because of fraud, duress, incompetency or incapacity.
11.You do not have actual vehicular and pedestrian access to and from the Land, based upon a legal right.
12.You are forced to correct or remove an existing violation of any covenant, condition or restriction affecting the Land, even if the
covenant, condition or restriction is excepted in Schedule B.However, You are not covered for any violation that relates to:
a.any obligation to perform maintenance or repair on the Land; or
b.environmental protection of any kind, including hazardous or toxic conditions or substances
unless there is a notice recorded in the Public Records, describing any part of the Land, claiming a violation exists.Our liability for this
Covered Risk is limited to the extent of the violation stated in that notice.
Form 5020500 (5-1-10)Page 2 of 9 ALTA Homeowner's Policy of Title Insurance (Rev.2-3-10)
somismiummosammier
COVERED RISKS (Continued)
13.Your Title is lost or taken because of a violation of any covenant, condition or restriction, which occurred before You acquired Your
Title, even if the covenant, condition or restriction is excepted in Schedule B.
14.The violation or enforcement of those portions of any law or government regulation concerning:
a.building;
b.zoning;
c.land use;
d.improvements on the Land;
e.land division; or
f.environmental protection,
if there is a notice recorded in the Public Records, describing any part of the Land, claiming a violation exists or declaring the intention
to enforce the law or regulation.Our liability for this Covered Risk is limited to the extent of the violation or enforcement stated in that
notice.
15.An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 14 if there is a notice
recorded in the Public Records, describing any part of the Land, of the enforcement action or intention to bring an enforcement action.
Our liability for this Covered Risk is limited to the extent of the enforcement action stated in that notice.
16.Because of an existing violation of a subdivision law or regulation affecting the Land:
a.You are unable to obtain a building permit;
b.You are required to correct or remove the violation; or
c.someone else has a legal right to, and does, refuse to perform a contract to purchase the Land, lease it or make a Mortgage loan
on it.
The amount of Your insurance for this Covered Risk is subject to Your Deductible Amount and Our Maximum Dollar Limit of Liability
shown in Schedule A.
17.You lose Your Title to any part of the Land because of the right to take the Land by condemning it, if:
a.there is a notice of the exercise of the right recorded in the Public Records and the notice describes any part of the Land; or
b.the taking happened before the Policy Date and is binding on You if You bought the Land without Knowing of the taking.
18.You are forced to remove or remedy Your existing structures, or any part of them -other than boundary walls or fences -because any
portion was built without obtaining a building permit from the proper government office.The amount of Your insurance for this
Covered Risk is subject to Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.
19.You are forced to remove or remedy Your existing structures, or any part of them, because they violate an existing zoning law or
zoning regulation.If You are required to remedy any portion of Your existing structures, the amount of Your insurance for this Covered
Risk is subject to Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.
20.You cannot use the Land because use as a single-family residence violates an existing zoning law or zoning regulation.
21.You are forced to remove Your existing structures because they encroach onto Your neighbor's land.If the encroaching structures are
boundary walls or fences, the amount of Your insurance for this Covered Risk is subject to Your Deductible Amount and Our Maximum
Dollar Limit of Liability shown in Schedule A.
22.Someone else has a legal right to, and does, refuse to perform a contract to purchase the Land, lease it or make a Mortgage loan on it
because Your neighbor's existing structures encroach onto the Land.
23.You are forced to remove Your existing structures which encroach onto an Easement or over a building set-back line, even if the
Easement or building set-back line is excepted in Schedule B.
24.Your existing structures are damaged because of the exercise of a right to maintain or use any Easement affecting the Land, even if the
Easement is excepted in Schedule B.
25.Your existing improvements (or a replacement or modification made to them after the Policy Date), including lawns, shrubbery or trees,
are damaged because of the future exercise of a right to use the surface of the Land for the extraction or development of minerals,
water or any other substance, even if those rights are excepted or reserved from the description of the Land or excepted in Schedule B.
26.Someone else tries to enforce a discriminatory covenant, condition or restriction that they claim affects Your Title which is based upon
race, color, religion, sex, handicap, familial status, or national origin.
27.A taxing authority assesses supplemental real estate taxes not previously assessed against the Land for any period before the Policy
Date because of construction or a change of ownership or use that occurred before the Policy Date.
28.Your neighbor builds any structures after the Policy Date --other than boundary walls or fences --which encroach onto the Land.
29.Your Title is unmarketable, which allows someone else to refuse to perform a contract to purchase the Land, lease it or make a
Mortgage loan on it.
30.Someone else owns an interest in Your Title because a court order invalidates a prior transfer of the title under federal bankruptcy,
state insolvency, or similar creditors' rights laws.
31.The residence with the address shown in Schedule A is not located on the Land at the Policy Date.
32.The map, if any, attached to this Policy does not show the correct location of the Land according to the Public Records.
OUR DUTY TO DEFEND AGAINST LEGAL ACTIONS
We will defend Your Title in any legal action only as to that part of the action which is based on a Covered Risk and which is not excepted or
excluded from coverage in this Policy.We will pay the costs, attorneys' fees, and expenses We incur in that defense.
We will not pay for any part of the legal action which is not based on a Covered Risk or which is excepted or excluded from coverage in this
Policy.
We can end Our duty to defend Your Title under section 4 of the Conditions.
This Policy is not complete without Schedules A and B.
Form 5020500 (5-1-10)Page 3 of 9 ALTA Homeowner's Policy of Title Insurance (Rev.2-3-10)
NIMINV
0 EXCLUSIONS 0
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:1.Governmental police power, and the existence or violation of those portions of any law or government regulation concerning:a.building;
b.zoning;
c.land use;
d.improvements on the Land;
e.land division; and
f.environmental protection.
This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.2.The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes.ThisExclusion does not limit the coverage described in Covered Risk 14 or 15.
3.The right to take the Land by condemning it.This Exclusion does not limit the coverage described in Covered Risk 17.4.Risks:
a.that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records;b.that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date;c.that result in no loss to You; or
d.that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28.5.Failure to pay value for Your Title.
6.Lack of a right:
a.to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; andb.in streets, alleys, or waterways that touch the Land.
This Exclusion does not limit the coverage described in Covered Risk 11 or 21.7.The transfer of the Title of You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy,state insolvency, or similar creditors' rights laws.
CONDITIONS
1.DEFINITIONS b.This Policy also insures:a.Easement -the right of someone else to use the Land (1)anyone who inherits Your Title because of Yourfora special purpose.death;b.Estate Planning Entity —a legal entity or Trust (2)Your spouse who receives Your Title because ofestablished by a Natural Person for estate planning.dissolution of Your marriage;c.Known -things about which You have actual (3)the trustee or successor trustee of a Trust or anyknowledge.The words "Know" and "Knowing" have Estate Planning Entity to whom You transfer Yourthe same meaning as Known.Title after the Policy Date;d.Land -the land or condominium unit described in (4)the beneficiaries of Your Trust upon Your death; orparagraph3ofSchedule A and any improvements on (5)anyone who receives Your Title by a transferthe Land which are real property.effective on Your death as authorized by law.e.Mortgage -a mortgage, deed of trust, trust deed or c.We may assert against the insureds identified in Sectionother security instrument.2.b. any rights and defenses that We have against anyf.Natural Person -a human being, not a commercial or previous insured under this Policy.legal organization or entity.Natural Person includes a 3.HOW TO MAKE A CLAIMtrustee of a Trust even if the trustee is not a human a.Prompt Notice Of Your Claimbeing.(1)As soon as You Know of anything that might beg.Policy Date -the date and time shown in Schedule A.covered by this Policy, You must notify Us promptlyIfthe insured named in Schedule A first acquires the in writing.interest shown in Schedule A by an instrument (2)Send Your notice to First American Titlerecorded in the Public Records later than the date and Insurance Company, Attn: Claims Nationaltime shown in Schedule A, the Policy Date is the date Intake Center,1 First American Way, Santaand time the instrument is recorded.Ana, California 92707. Phone: 888-632-1642.h.Public Records -records that give constructive notice Please include the Policy number shown in Scheduleof matters affecting Your Title, according to the state A, and the county and state where the Land isstatutes where the Land is located.located.Please enclose a copy of Your policy, ifi.Title -the ownership of Your interest in the Land, as available.shown in Schedule A.(3)If You do not give Us prompt notice, Your coveragej.Trust -a living trust established by a Natural Person will be reduced or ended, but only to the extentfor estate planning.Your failure affects Our ability to resolve the claimk.We/Our/Us -First American Title Insurance Company.or defend You.I.You/Your -the insured named in Schedule A and also b.Proof Of Your Lossthose identified in Section 2.b. of these Conditions.(1)We may require You to give Us a written statement2.CONTINUATION OF COVERAGE signed by You describing Your loss which includes:a.This Policy insures You forever, even after You no (a)the basis of Your claim;longer have Your Title.You cannot assign this Policy (b)the Covered Risks which resulted in Your loss;to anyone else.(c)the dollar amount of Your loss; and
(d)the method You used to compute the amount
of Your loss.
Form 5020500 (5-1-10)Page 4 of 9 ALTA Homeowner's Policy of Title Insurance (Rev.2-3-10)
•
CONDITIONS (Continued)
(2)We may require You to make available to Us 6.LIMITATION OF OUR LIABILITY
records, checks, letters, contracts, insurance a.After subtracting Your Deductible Amount if it applies,
policies and other papers which relate to Your We will pay no more than the least of:
claim.We may make copies of these papers.(1)Your actual loss;
(3)We may require You to answer questions about (2)Our Maximum Dollar Limit of Liability then in force
Your claim under oath.for the particular Covered Risk, for claims covered
(4)If you fail or refuse to give Us a statement of only under Covered Risk 16, 18, 19 or 21; or
loss, answer Our questions under oath, or make (3)the Policy Amount then in force.
available to Us the papers We request, Your and any costs, attorneys' fees and expenses that We are
coverage will be reduced or ended, but only to obligated to pay under this Policy.
the extent Your failure or refusal affects Our b.If We pursue Our rights under Sections 4.a.(3) and 5.e.
ability to resolve the claim or defend You.of these Conditions and are unsuccessful in establishing
4.OUR CHOICES WHEN WE LEARN OF A CLAIM the Title, as insured:
a.After We receive Your notice, or otherwise learn, of a (1)the Policy Amount then in force will be increased by
claim that is covered by this Policy, Our choices 10% of the Policy Amount shown in Schedule A,
include one or more of the following:and
(1)Pay the claim;(2)You shall have the right to have the actual loss
(2)Negotiate a settlement;determined on either the date the claim was made
(3)Bring or defend a legal action related to the by You or the date it is settled and paid.
claim;c.(1)If We remove the cause of the claim with
(4)Pay You the amount required by this Policy;reasonable diligence after receiving notice of it, all
(5)End the coverage of this Policy for the claim by Our obligations for the claim end, including any
paying You Your actual loss resulting from the obligation for loss You had while We were
Covered Risk, and those costs, attorneys' fees removing the cause of the claim.
and expenses incurred up to that time which We (2)Regardless of 6.c.(1) above, if You cannot use the
are obligated to pay;Land because of a claim covered by this Policy:
(6)End the coverage described in Covered Risk 16,(a)You may rent a reasonably equivalent
18,19 or 21 by paying You the amount of Your substitute residence and We will repay You for
insurance then in force for the particular Covered the actual rent You pay, until the earlier of:
Risk, and those costs, attorneys' fees and (i)the cause of the claim is removed; or
expenses incurred up to that time which We are (ii)We pay You the amount required by this
obligated to pay;Policy.If Your claim is covered only
(7)End all coverage of this Policy by paying You the under Covered Risk 16, 18, 19 or 21, that
Policy Amount then in force, and those costs,payment is the amount of Your insurance
attorneys' fees and expenses incurred up to that then in force for the particular Covered
time which We are obligated to pay;Risk.
(8)Take other appropriate action.(b)We will pay reasonable costs You pay to
b.When We choose the options in Sections 4.a. (5), (6)relocate any personal property You have the
or (7), all Our obligations for the claim end, including right to remove from the Land, including
Our obligation to defend, or continue to defend, any transportation of that personal property for up
legal action.to twenty-five (25) miles from the Land, and
c.Even if We do not think that the Policy covers the repair of any damage to that personal property
claim, We may choose one or more of the options because of the relocation.The amount We will
above.By doing so, We do not give up any rights.pay You under this paragraph is limited to the
5.HANDLING A CLAIM OR LEGAL ACTION value of the personal property before You
a.You must cooperate with Us in handling any claim or relocate it.
legal action and give Us all relevant information.d.All payments We make under this Policy reduce the
b.If You fail or refuse to cooperate with Us, Your Policy Amount then in force, except for costs, attorneys'
coverage will be reduced or ended, but only to the fees and expenses.All payments We make for claims
extent Your failure or refusal affects Our ability to which are covered only under Covered Risk 16, 18, 19 or
resolve the claim or defend You.21 also reduce Our Maximum Dollar Limit of Liability for
c.We are required to repay You only for those the particular Covered Risk, except for costs, attorneys'
settlement costs, attorneys' fees and expenses that fees and expenses.
We approve in advance.e.If We issue, or have issued,a Policy to the owner of a
d.We have the right to choose the attorney when We Mortgage that is on Your Title and We have not given
bring or defend a legal action on Your behalf.We can You any coverage against the Mortgage, then:
appeal any decision to the highest level.We do not (1)We have the right to pay any amount due You
have to pay Your claim until the legal action is finally under this Policy to the owner of the Mortgage, and
decided.any amount paid shall be treated as a payment to
e.Whether or not We agree there is coverage, We can You under this Policy, including under Section 4.a.
bring or defend a legal action, or take other of these Conditions;
appropriate action under this Policy.By doing so, We (2)Any amount paid to the owner of the Mortgage
do not give up any rights.shall be subtracted from the Policy Amount then in
force; and
Form 5020500 (5-1-10)Page 5 of 9 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10)
0 CONDITIONS (Continued)0 .
(3)If Your claim is covered only under Covered Risk 8.THIS POLICY IS THE ENTIRE CONTRACT16,18,19 or 21, any amount paid to the owner This Policy, with any endorsements,is the entire contract betweenof the Mortgage shall also be subtracted from Our You and Us.To determine the meaning of any part of this Policy,Maximum Dollar Limit of Liability for the particular You must read the entire Policy and any endorsements.AnyCovered Risk.changes to this Policy must be agreed to in writing by Us.Anyf.If You do anything to affect any right of recovery You claim You make against Us must be made under this Policy and ismay have against someone else, We can subtract from subject to its terms.
Our liability the amount by which You reduced the 9.INCREASED POLICY AMOUNTvalue of that right.The Policy Amount then in force will increase by ten percent7.TRANSFER OF YOUR RIGHTS TO US (10%) of the Policy Amount shown in Schedule A each year fora.When We settle Your claim, We have all the rights and the first five years following the Policy Date shown in Schedule A,remedies You have against any person or property up to one hundred fifty percent (150%) of the Policy Amountrelated to the claim.You must not do anything to shown in Schedule A.The increase each year will happen on theaffect these rights and remedies.When We ask, You anniversary of the Policy Date shown in Schedule A.
must execute documents to evidence the transfer to 10.SEVERABILITY
Us of these rights and remedies.You must let Us use If any part of this Policy is held to be legally unenforceable, bothYour name in enforcing these rights and remedies.You and We can still enforce the rest of this Policy.b.We will not be liable to You if We do not pursue these 11.ARBITRATION
rights and remedies or if We do not recover any a.If permitted in the state where the Land is located, Youamount that might be recoverable.or We may demand arbitration.
c.We will pay any money We collect from enforcing b.The law used in the arbitration is the law of the statethese rights and remedies in the following order:'where the Land is located.(1)to Us for the costs, attorneys' fees and expenses c.The arbitration shall be under the Title Insurance
We paid to enforce these rights and remedies;Arbitration Rules of the American Land Title Association(2)to You for Your loss that You have not already ("Rules").You can get a copy of the Rules from Us.collected;d.Except as provided in the Rules, You cannot join or(3)to Us for any money We paid out under this Policy consolidate Your claim or controversy with claims oron account of Your claim; and controversies of other persons.(4)to You whatever is left.e.The arbitration shall be binding on both You and Us.d.If You have rights and remedies under contracts (such The arbitration shall decide any matter in disputeas indemnities, guaranties, bonds or other policies of between You and Us.
insurance) to recover all or part of Your loss, then We f.The arbitration award may be entered as a judgment inhave all of those rights and remedies, even if those the proper court.
contracts provide that those obligated have all of Your 12.CHOICE OF LAW
rights and remedies under this Policy.The law of the state where the Land is located shall apply to this
policy.
In Witness Whereof, First American Title Insurance Company has caused its corporate name to be hereunto affixed by its authorized officers asofDateofPolicy shown in Schedule A.
First American Title Insurance Company
AOLC )440 '-
doi""i/eili44'
a"lot •...sta.1*-•ito••ill .1... .•.„fit•la Dennis.. Gilmore 0ap.4..President
... 1 UMW 2.i 4ii.ki Asinifti.......,*JO't4tirsie`Jefboy S. Robinson
Secretary
(This Policy is valid only when Schedules A and B are attached)
Copyright 2006-2010 American Land Title Association. All rights reserved.The use of this form is restricted to ALTA licensees and ALTA members ingood standing as of the date of use.
All other uses are prohibited. Reprinted under license from the American Land Title Association.
Form 5020500 (5-1-10)Page 6 of9 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10)
•Homeowner's PoliPof Title Insurance
:41`0,0 Fastmer.Tide Fora One-To-Four Family Residence
ISSUED BY
First American Title Insurance Company
Eagle Schedule A POLICY NUMBER
5020500-3961701
Name and Address of Title Insurance Company
FIRST AMERICAN TITLE INSURANCE COMPANY,1 First American Way, Santa Ana,CA 92707
File No.:DIV-3961701 Premium: $1,602.00
Policy Amount: $571,000.00 Policy Date (and Time): April 20, 2012 at 4:22 P.M.
Deductible Amounts and Maximum Dollar Limits of Liability for Covered Risk 16,18,19 and 21:
Your Deductible Amount Our Maximum Dollar Limit of Liability
Covered Risk 16:1% of Policy Amount Shown in Schedule A $10,000
or
$2,500
(whichever is less)
Covered Risk 18:1% of Policy Amount Shown in Schedule A $25,000
or
$5,000
(whichever is less)
•Covered Risk 19:1% of Policy Amount Shown in Schedule A $25,000
Or
$5,000
(whichever is less)
Covered Risk 21:1% of Policy Amount Shown in Schedule A $5,000
or
$2,500
(whichever is less)
Street Address of the Land: 765 Tamarack Avenue, Carlsbad, California 92008
1.Name of Insured:
Bonnie M. Hammer, an unmarried woman
2.Your interest in the Land covered by this Policy is:
Fee
3.The Land referred to in this Policy is described as:
Real property in the City of Carlsbad, County of San Diego, State of California, described as
follows:
LOT 18 OF LINMAR VILLAGE, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF
CALIFORNIA, ACCORDING TO MAP THEREOF NO. 4129, FILED IN THE OFFICE OF THE COUNTY
RECORDER OF SAN DIEGO COUNTY, MARCH 26,1959.
APN:206-041-14-00
Form 5020500 (5-1-10)Page 7 of 9 ALTA Homeowner's Policy of Title Insurance (Rev.2-3-10)
mommow ow.
Homeowner's Policy of Title Insurance
lira to •Tide For a One-To-Four Family Residence
ISSUED BY
First American Title Insurance Company
Eagle Schedule B POLICY NUMBER
5020500-3961701
File No.:DIV-3961701
EXCEPTIONS
In addition to the Exclusions, You are not insured against loss, costs, attorneys' fees, and expenses
resulting from:
1.General and special taxes and assessments for the fiscal year 2012-2013, a lien not yet due or
payable.
2.The lien of supplemental taxes, if any, assessed pursuant to Chapter 3.5 commencing with
Section 75 of the California Revenue and Taxation Code.
3.Any and all offers of dedications, conditions, restrictions, easements, notes and/or provisions
shown or disclosed by the filed or recorded map referred to in the legal description including but
not limited to:PUBLIC UTILITIES and incidental purposes affecting said land.
4.Covenants, conditions, restrictions and easements in the document recorded April 01, 1959
as BOOK 7580, PAGE 62 of Official Records, which provide that a violation thereof shall not
defeat or render invalid the lien of any first mortgage or deed of trust made in good faith and for
value, but deleting any covenant, condition, or restriction indicating a preference, limitation or
discrimination based on race, color, religion, sex, sexual orientation, familial status, disability,
handicap, national origin, genetic information, gender, gender identity, gender expression, source
of income (as defined in California Government Code §12955(p)) or ancestry, to the extent such
covenants, conditions or restrictions violation 42 U.S.C.§3604(c) or California Government Code
§12955.Lawful restrictions under state and federal law on the age of occupants in senior
housing or housing for older persons shall not be construed as restrictions based on familial
status.
5.An easement for EITHER OR BOTH POLE LINES, UNDERGROUND CONDUITS, TOGETHER WITH
THE RIGHT OF INGRESS AND EGRESS and incidental purposes in the document recorded May
13,1959 as BOOK 7660,PAGE 271 of Official Records.
6.An easement for EITHER OR BOTH POLE LINES, UNDERGROUND CONDUITS, TOGETHER WITH
THE RIGHT OF INGRESS AND EGRESS and incidental purposes in the document recorded May
18,1959 as BOOK 7668, PAGE 9 of Official Records.
7.An easement for public utilities and incidental purposes in the document recorded June 24,
1992 as INSTRUMENT NO.1992-0392059 of Official Records.
Form 5020500 (5-1-10)Page 8 of 9 ALTA Homeowner's Policy of Title Insurance (Rev. 2-3-10)
NM=MI
0 0•
8.A deed of trust to secure an indebtedness in the original principal amount of
$285,500.00 recorded April 20, 2012 as Document No.2012-0233696 of Official Records.
Dated:April 13, 2012
Trustor:Bonnie M Hammer an unmarried woman
Trustee:First American Title Company,a California corporation
Beneficiary:Mortgage Electronic Registration Systems, Inc., solely as
nominee for Golden Empire Mortgage, INC., DBA JP Mortgage,
its successors and/or assigns, as their interests may appear
Form 5020500 (5-1-10)Page 9 of 9 ALTA Homeowner's Policy of Title Insurance (Rev.2-3-10)
so ,,A.'..;1.:First American Reference No.:3961701 Plotted Easements
Title Company County:San Diego
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This map may or may not be a survey of the land depicted hereon.Tax ID:206-041-14-00 Map Not You should not rely upon it for any purpose other than orientation
to the general location of the parcel or parcels depicted.First
Short Legal:Lot 18 Tract Map #4129 To Scale American Title expressly disclaims any liability for alleged loss or
damage which may result from reliance upon this map.