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CDP 2017-0021; OCEAN STREET RESIDENCE; Coastal Development Permit (CDP)
Development ServicesCCit-y of LAND USE REVIEW Planning Division Carlsbad APPLICATION 1635 Faraday Avenue P-1 (760) 602-4610 www.carlsbadca.gov APPLICATIONS APPLIED FOR:(CHECK BOXES) Development Permits asg (FOR DEPT. USE ONLY)j_eqlslatIve Permits (FOR DEPT. USE ONLY) a-Pr VI Coastal Development Permit 0 Minor ton-0o21 0 General Plan Amendment O Conditional Use Permit 0 Minor 0 Extension 0 Local Coastal Program Amendment O Day Care (Large)0 Master Plan D Amendment O Environmental Impact Assessment 0 Specific Plan D Amendment O Habitat Management Permit 0 Minor 0 Zone Change ID Hillside Development Permit 0 Minor Zone Code Amendment O Nonconforming Construction Permit South Carlsbad Coastal Review Area Permits• O Planned Development Permit 0 Minor 0 Review Permit 0 Residential 0 Non-Residential 0 Administrative 0 Minor D Major O Planning Commission Determination O Reasonable Accommodation Village Review Area Permits O Site Development Plan 0 Minor Review Permit O Special Use Permit D Administrative 0 Minor 0 Major O Tentative Parcel Map (Minor Subdivision) o Tentative Tract Map (Major Subdivision) 0 Variance Minor 2o11-oce4 NOTE: A PROPOSED PROJECT REQUIRING MULTIPLE APPLICATIONS MUST BE SUBMITTED PRIOR TO 3:30 P.M.A PROPOSED PROJECT REQUIRING ONLY ONE AFFIXATION MUST BE SUBMITTED PRIOR TO 0:00 P.M. ASSESSOR PARCEL NO(S).:.14.1 •10 op PROJECT NAME:0 C-•S 7 .•IL%L S I 17 rr.i c. BRIEF DESCRIPTION OF PROJECT:.Es •F max ta,E.5 iU lc c 5 S.c S.F c_7 /4" c—r PROJECT VALUE ESTIMATED COMPLETION DATE ve..31 toll(SITE IMPROVEMENTS) LOCATION OF PROJECT:2..(p b O Q c. LA ka ST No Li-r STREET ADDRESS ON THE:E..A S r SIDE OF er.r•••,I S.T. (NORTH, SOUTH, EAST. WEST)(NAME OF STREET) BETWEEN 15 E.E.c..4-1 T.AND r0-4E SS Iii (NAME OF STREET)(NAME OF STREET) DEA/e2_10 POI / alatteifiet °C)°22P-1 Page 1 of 6 Revised D9/16,,nn OWNER NAME (Print):rQ Y /It—,SP/49 rt—.A N APPLICANT NAME (Print):LA.it.I Lii.4 MAILING ADDRESS:c 1>IL Neichjirg.cp-..7.MAILING ADDRESS:Z..€1 •15 TAr t.) CITY, STATE, ZIP:Co A 11-1..5 p.A p GO .9 L O I.I CITY, STATE, ZIP:c..A A-.6 S BOO.C•sii• ...q LQe Op TELEPHONE:TELEPHONE:1 Co Q•0 •ice a EMAIL ADDRESS:A1ALeALAI-t'14AFR,iict1.EMAIL ADDRESS:1^I Fkicaur N.4us C„.„COM Fast P-L•t••rE It-•C.t••••1 I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THA ALL THE OVE INFORMATION IS TRUE AND CORRECT TO KNOWLEDGE.I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BE OF MY E. SET FORTH HEREIN IS MY AUTHORIZED REPRESENTATIVE FOR PURPOSES OF IS.APPLICATION. .4f •March 24, 2017 Z 3 144 •tol SIGNATURE /DATE I NATURE DATE APPLICANTS REPRESENTATIVE (Print): MAILING ADDRESS: CITY, STATE, ZIP: TELEPHONE: EMAIL ADDRESS: I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE. SIGNATURE DATE IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION.INVE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDED ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH THE „SDAND BIND ANY SUCCESSORS IN INTEREST. PROPERTY OWNER SIGNATURE FOR CITY USE ONLY r-zErr.-AvED MAR 3 1 2017 Cllr'2.\F<L3BAD DATE STAMP APPLICATION RECEIVED RECEIVED BY: P-1 Page 2 at 6 Revised 09116 Development Services City.f DISCLOSURE STATEMENT Planning Division Carlsbad P-1(A)1635 Faraday Avenue (760) 602-46W www.carlsbadca.gov • Applicant's statement or disclosure of certain ownership Interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission •or Committee. The following information MUST be disclosed at the time of application submittal.Your project cannot be reviewed until this information is completed. Please print_ Note: Person is defined as "Any individual, firm, co-partnership, joint venture, association, social club, fraternal organization, corporation, estate, trust, receiver, syndicate,In this and any other county, city and county, city municipality, district or other political subdivision or any other group or combination acting as a unit" Agents may sign this document; however, the legal name and entity of the applicant and property ownor must be provided below. 1.APPLICANT (Not the applicant's agent) Provide the COMPLETE.LEGAL names and addresses of All persons having a financial interest In the appgcation. If the applicant Includes a corporation or partnership, include the names,ties,addresses of all individuals owning more than 10%of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names.titles,and addresses of the corporate officers.(A separate page may be attached If necessary.) Person SAM it.I r..s W r Corp/Part Title 01404 CR.c.-r Title Address Z-51'A T K..ws T.Address c„.1$444a c),.aoem. 2.OWNER (Not the owner's agent) Provide the COMPLETE,LEGAL names and addresses of ALL persons having any ownership Interest In the property Involved.Also,provide the nature of the legal ownership (i.e.,partnership,tenants in common,non-profit,corporation,etc.).If the ownership includes a corporation or partnership, include the names, titles, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a RiLbliclv-owned corporation.include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person AYAi"Mg R.b1 Corp/Part Title at e.'Me Address Ito 1 90 AmAN.rt.01.r.Address Gibitt7 c•O.b II P-1(A)Page 1 of 2 Revised 07/10 •, 3.NON-PROFIT ORGANIZATION OR TRUST If any person identified pursuant to (1)or (2) above is a nongrofrt organization or a trust, list the names and addresses of ME person serving as an officer or director of the non- profit organization or as trustee or beneficiary of the. Non ProfftrTrust Non Profit/Trust Title Title Address Address 4.Have you had more than $500 worth of business transacted with any member of City staff,Boards,Commissions,Committees and/or Council within the past twelve (12) months? FiYes 171No If yes, please indicate person(s): NOTE:Attach additional sheets if necessary. [certify that all the above information is true and correct to the best of y knowledge. March 24, 2017 dr/lia)t3 1444s..12.0 11 Signet re of owner/date Signat --•-eslicantklate A`r 11-4 u.f L..W r I ca i4 Print or type name of owner Print or type name of applicant Signature of owner/applicant's agent ff applicable/date ki /A Print or type name of owner/applicant's agent P-1(A)Floe 2 of 2 Revised 07190 .- City of PROJECT DESCRIPTION Development services Planning Division Carlsbad t{P-1 (B)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov PROJECT NAME:•c="11' h E.11.1 le APPLICANT NAME:0411>•A r Please describe fully the proposed project by application type.Include any details necessary to adequately explain the scope and/or operation of the proposed project.You may also include any background information and supporting statements regarding the reasons for,or appropriateness of, the application.Use an addendum sheet if necessary. Description/Explanation: PNt--C4 1 - 114 t..r C.0 h r t'ot.'"•-."•Fo [17---.0=:c.c.0..1;=>'388I ScaniAr—lE.F clr s LTHss .4„ 6.1 t)=.7,a (s A-k r lc-1=4-re- Aprp.QseA For..h t..4 c. 1=4.1/4•t s r A-.T-t v N/A 1.4 r It—12-Er.L.c. Fit.036.1 r04•4 06,16.#4.*---`--c•es-at..t=r hpL.=.-5.4.1*1:5 ext‘....47 c_r 'cur.-rt.t‘ei G„*T"14 IT A E.1:;) • • , P-1(B)Page 1 of 1 Revised 07/10 2680 Ocean Street Administrative Variance Request for Front and Rear Yard Setback Reductions The standard required front yard setback in the R-3 zone is twenty feet. However, through the city preliminary review process a reduced front yard setback of fifteen feet has been supported by the city staff,as noted in the PRE 2017-003 issued letter on February 16, 2017. The required twenty feet front yard setback for street facing garages will be maintained. The property owner is also requesting a rear yard setback reduction from 10 feet to 8.3 feet based on the five necessary findings and the supporting analysis described below. Also, in support ofthe rear yard setback reduction are five neighboring properties located C 2340, 2380, 2775, 3100 Ocean Street and 252 Normandy Lane, which have been granted similar variances by the city staff. Additional support by the city can be recognized according to Carlsbad municipal code section 21 -46,060 which states a formula can be adopted by the city to establish appropriate and practical setbacks in a residential zone. The property at 2680 is nonconforming or substandard in size, 3250 square feet which is 43 percent of the 7500 square feet minimum lot size for a R-3 zone.In addition to being substandard in lot size, the property is 50 feet in width, the minimum for a R3 zone parcel is 60 feet and therefore this lot falls short by 10 feet, or by 17 percent,of the required minimum lot width. We strongly urge the city staff to recognize the 17 percent reduction in the required rear year setback parallels the substandard lot width which is 17 percent short of the required minimum lot width. It is understood that the rear yard setback is twice the lot width in a R-3 zone, but due to the substandard lot size it is impractical, creates economic hardship and denies the property owner equal rights to develop the property if zoning regulations established for conforming properties are enforced on nonconforming lots of substandard size and dimension. Again, we urge you to recognize this simple formula, supported by the city municipal code to allow the property owner similar development rights as other properties located within this neighborhood. Lastly, the set back variance is considered minor in nature because the reduced front yard set back and read yard set back do not exceed 75 percent of the required setbacks. 2680 Ocean Street Justification for Administrative Variance 1.That because of special circumstances applicable to the subject property, including size, shape, topography, location of surroundings, the strict application of the zoning ordinance deprives such property of privileges enjoyed by other property in the vicinity and under identical zoning classification. The lot is substandard at 3250 square feet, which is 43 percent of the 7500 square feet minimum lot size for the R-3 zone. In addition to being substandard in size, the property is also nonconforming with a 50 feet lot width, minimum lot width for a lot in the R-3 zone is 60 feet. 2.That the minor variance shall not constitute a grant of special privileges inconsistent with the limitation upon other properties in the vicinity and zone in which the subject property is located and is subject to any conditions necessary to assure compliance with this finding. The surrounding neighborhood consists entirely of substandard lot sizes and developed properties that generally do not meet the current R-3 development standards. Most ofthe surrounding lots have been developed in a way that they do not meet most of the current required development standards of the R-3 zone. Deviations on other lots include, front yard, rear yard, and side yard setback reductions and lack of a required two car garage. 3.That the minor variance does not authorize a use or activity which is not otherwise expressly authorized by the zone regulation governing the subject property. The granting ofa minor variance to reduce the required front yard setback from 20 feet to 15 feet and the rear yard setback from 10 feet to 8.3 feet does not authorize a use which is not others expressly permitted by the zoning regulations. Therefore a deviation from the setback standards doesn't not authorize a use of activity which is not authorized by the zone. 4.That the minor variance is consistent with the general purpose and intent of the General Plan and any applicable specific or master plans. The project consists ofa new single-family home with a two-car garage. The proposed use is expressly authorized by the Zoning Ordinance and General Plan regulations governing the subject property. The granting of a Minor Variance for front yard and rear yard setbacks does not allow for or authorize a use not expressly permitted. 5.The minor variance is consistent with the general purposed and intent of the certified local coastal program and does not reduce or in any manner adversely affect the requirements for protection of coastal resources. The granting ofa Minor Variance is consistent with and implements the requirements of the Local Coastal Program and will not have an adverse effect on coastal resources as discussed below in Section "D"and will have no impacts on sensitive environmental resources. Therefore, granting such a variance will not adversely affect the Local Coastal Program. D. Conformance with the Coastal Development Regulations for the Mello H Segment of the Local Coastal Program (CMC Chapter 21.201) and the Coastal Resource Protection Overlay Zone (CMC Chapter 21.203) ) HAZARDOUS WASTE Development ServicesCCityofAND SUBSTANCES Planning Division Carlsbad STATEMENT 1635 Faraday Avenue (760) 602-4610P-1(C)www.carlsbadca.gov Consultation of Lists of Sites Related to Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5,I have consulted the Hazardous Waste and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): pf The development project and any alternatives proposed in this application are not contained on the lists compiled pursuant to Section 859e25 of the State Government Code. El The development project and any alternatives proposed in this application gm contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT PROPERTY OWNER Name:Ala144 14.Ca t4 Name:ti i6 0.1 Address:2-9.11 5 T'tt—14 •cTE .k Address:I Co 1 'IP 41...01/46.1 Ca It. T. P...Ai"c..4*C.ALL.$ 114 A C.A II 'Phone Number CoC:2 a nt.0 -1(...5 I Phone Number Address of Site:Ca*ati CZ Ca P.....a•444 'Nal" Local Agency (City and County):C--1."Ir /711 44 et 1.4 kNak F SA4-4 tpi 111 GP (f) Assessor's book, page, and parcel number 2--••1 1 Specify fist(s):N • Regulatory Identification Number.Isql / A Date of List:1•4. 215 Not/4.Zoli Mar, 24, 2017 nt Signature/Date Property Signature/Date The Hazardous Waste and Substances Sites List (Cortese List)Is used by the State,local agencies and developers to comply with the California Environmental Quality Act requirements in providing Information about the location of hazardous matedals release sites. P-1(C)Pape 1 of 2 Revised 02/13 MINOR(City of COASTAL DEVELOPMENT PERMIT/ Development Services Carlsbad SINGLE FAMILY RESIDENCE Planning Division APPLICATION. 1635 Faraday Avenue (760) 602-4610 P-6 www.carlsbadca.gov• A proposed project requiring multiple applications must be submitted prior to 3:30 p.m.A proposed project requiring only one application must be submitted prior to 4:00 p.m. All joint application exhibits, i.e. Tentative Map and Planned Development Site Plan should be prepared at the same scale.(Use a scale no smaller than 1" =40'.) I.GENERAL BACKGROUND A.Estimated Cost of Development: Development costing $60,000 or more does not qualify as a Minor Coastal Development Permit. The City Planner shall make the final determination regarding a project's cost of development. The primary basis for determining cost of development will be the application of dollar costs per square foot for different types of residential construction.These costs are set by the International Conference of Building Officials (ICBO)and are applied throughout San Diego County. Please complete the following information to assist in the determination of this project's cost of development (Contractor proposals may also be submitted for consideration by the City Planner).Please refer to the current fee schedule for the appropriate $/square foot fee rate. Nevy Residential Square Footage: square feet x $/sq. ft. =$ Residential Addition Square Footage: O square feet x $/sq. ft. =$ Any Garage Square Footage: 0 square feet x $/sq. ft. =$ Residential Conversion Square Footage: c=0 square feet x $/sq. ft. =$ Please contact the City of Carlsbad Building Division for current fee rate for Non- Residential uses (i.e. Retail/Store; Restaurants; Office; and ManufacturingNVarehouse •uses.) square feet x $/sq. ft. =$ COST OF DEVELOPMENT ESTIMATE: $ B.Do you wish to apply for: 1.A Minor Coastal Development Permit (Under $60,000 cost estimate)111 2.A Coastal Development Permit ($60,000 or more cost estimate)g C.Street address of proposed development I—.e=.1=>#14.-4 E.Clb*to o 0 a=. P-8 Page 1 of6 Revised 08/16 D.Assessor's Parcel Number of proposed development 6 glo f *Ica .0 C. E.Development Description: Briefly describe project:e MJ c'6 r I '2104 c:.F.41.; 0-. E. 'fel.rs !EN /c_r 04.640 L...4 s r tv-1 r Ivl vp4 5.5 o jr.c-t AP-4 g_, F.Describe the present land uses (i.e. vacant land, single family homes, apartments, offiees, etc.) that surround the proposed development to the: North:Svt.t Ca p N.,-+ South:'S t%.-t .10 East /4r'II-1P-Ae0.4 Ts West:S.4•4 E....Fay y G.is project located within a 100-year flood plain? Yes ZNo II.PRESENT USE OF PROPERTY A.Are there existing structures on the property?)21 Yes 111 No If yes, please describe.• Zo 515 5 •0.4 Ca ‘.1 111NE S L.1 Ce..• V ..F a"-#4 B.Will any existing structure be removed/demolished?Yes No If yes to either question, describe the extent of the demolition or removal, including the relocation site, if applicable (also show on plans). Go a 1..4 1.T ©t,rLria Ill.LOT COVERAGE A.Existing and Proposed Existing Proposed Total Building Coverage IC°2.1 sq. ft.J 4g 5 sq. ft.144 5 sq. ft.4 % Landscaped Area 4'5 sq. ft.6.80 sq. ft.4.24)sq. ft.a O. Hardscape Area •Z S sq. ft.10115 sq. ft.10 8'5 sq. ft.% Unimproved Area (Left Natural)47 sq. ft.C sq. ft.0 sq. ft. P-6 Page 2 of 6 Revised 08/16 • B.Parking:Number of existing spaces Z.. Number of new spaces proposed 2.. Existing/Proposed TOTAL:4 Number of total spaces required Z. Number of covered spaces ..Number of uncovered spaces 2.. Number of standard spaces 4 - Number of compact spaces Is tandem parking existing?Yes #I No •Is tandem parking proposed?Yes #2- No C.Grade Alteration: Is any grading proposed?1Z1 Yes D No If yes, please complete the following: 1.Amount of cut S a cu. yds. 2.Amount of fill 5 cu. yds. 3.Maximum height of fill slope f feet 4.Maximum height of cut slope feet 5.Amount of import or export cu. yds. 6.Location of borrow or disposal site P4 • • P-6 Page 3 of 6 Revised 08/16 .STORM WATER STANDARDS Development ServicestCity of QUESTIONNAIRE Land Development Engineering Carlsbad E-34 1635 Faraday Avenue (760) 602-2750 www.carisbadca.gov INSTRUCTIONS:- .••. To address post-development pollutants that may be generated from development projects,the city requires that new development and significant redevelopment priority projects incorporate Permanent Storm Water Best Management Practices (BMPs)into the project design per Carlsbad BMP Design Manual (BMP Manual).To view the BMP Manual, refer to the Engineering Standards (Volume 5). This questionnaire must be completed by the applicant in advance of submitting for a development application (subdivision,discretionary permits and/or construction permits).The results of the questionnaire determine the level of storm water standards that must be applied to a proposed development or redevelopment project.Depending on the outcome,your project will either be subject to 'STANDARD PROJECT'requirements or be subject to 'PRIORITY DEVELOPMENT PROJECT' (PDP) requirements. Your responses to the questionnaire represent an initial assessment of the proposed project conditions and impacts.City staff has responsibility for making the final assessment after submission of the development application.If staff determines that the questionnaire was incorrectly filled out and is subject to more stringent storm water standards than initially assessed by you, this will result In the return of the development application as incomplete.In this case, please make the changes to the questionnaire and resubmit to the city. If you are unsure about the meaning of a question or need help in determining how to respond to one or more of the questions, please seek assistance from Land Development Engineering staff. A completed and signed questionnaire must be submitted with each development project application.Only one completed and signed questionnaire is required when multiple development applications for the same project are submitted concurrently. .-PROJECT; NFORMATION „ PROJECT NAME: Shafran Ocean Street Residence PROJECT ID: ADDRESS: 2680 Ocean Street, Carlsbad, CA 92008 APN: 203-141 -10-00 The project is (check one):El New Development [7]Redevelopment The total proposed disturbed area is:3,920 2 .0.ft 09 )acres 333 ft2 (0.0765The total proposed newly created and/or replaced impervious area is:3,)acres If your project is covered by an approved SWQMP as part of a larger development project, provide the project ID and the SWQMP # of the larger development project N/A N/AProject ID SWQMP #: Then,go to Step 1 and follow the instructions.When completed,sign the form at the end and submit this with your application to the city. E-34 Pane 1 of 4 REV 02/16 STEP 1 TO BE COMPLETED FOR ALL,IIROJECTS • • To determine if your project is a "development project", please answer the following question: YES NO Is your project LIMITED TO routine maintenance activity and/or repair/improvements to an existing building 0or structure that do not alter the size (See Section 1.3 of the BMP Design Manual for guidance)? If you answered "yes" to the above question,provide justification below then go to Step 5,mark the third box stating 'my project is not a 'development project'and not subject to the requirements of the BMP manuar and complete applicant information. Justification/discussion: (e.g. the project includes only Interior remodels within an existing building): If you answered "no" to the above question, the project is a 'development project', go to Step 2.-•••4 -•STEP 2 •• To BE COMPLETED FOR ALL DEVELOPMENT PROJECTS Todetermine if your project is exempt from PDP requirements pursuant to MS4 Permit Provision E.3.b.(3), please answer the following questions: Is your project LIMITED to one or more of the following: YES NO 1.Constructing new or retrofitting paved sidewalks, bicycle lanes or trails that meet the following criteria: a)Designed and constructed to direct storm water runoff to adjacent vegetated areas,or other non- erodible permeable areas; b)Designed and constructed to be hydraulically disconnected from paved streets or roads; c)Designed and constructed with permeable pavements or surfaces in accordance with USEPA Green Streets guidance? 2.Retrofitting or redeveloping existing paved alleys, streets, or roads that are designed and constructed in 0accordance with the USEPA Green Streets guidance? 3.Ground Mounted Solar Array that meets the criteria provided in section 1.4.2 of the BMP manual?i21 If you answered "yes" to one or more of the above questions, provide discussion/justification below, then go to Step 5,mark the second box stating "my project Is EXEMPT from PDP ..." and complete applicant information. Discussion to justify exemption (e.g. the project redeveloping existing road designed and constructed in accordance with the USEPA Green Street guidance): If you answered 'no" to the above questions, your project is not exempt from PDP, go to Step 3. E-34 Page 2 of 4 REV 02/16 (--"\ 7:STEP 3.-• . ••-•TO BE COMPLETED-FOR ALL NEW OR:REDEVELOPMNT PROJtCTS To determine if your project is a PDP, please answer the following questions (MS4 Permit Provision E.3.b.(1)): YES NO 1.Is your project a new development that creates 10,000 square feet or more of impervious surfaces collectively over the entire project site?This includes commercial,industrial,residential,mixed-use, 0 and public development projects on public or private land. 2.Is your project a redevelopment project creating and/or replacing 5,000 square feet or more of impervious surface collectively over the entire project site on an existing site of 10,000 square feet or 0 121more of impervious surface?This includes commercial,industrial,residential,mixed-use,and public development projects on public or private land. 3.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a restaurant?A restaurant is a facility that sells prepared foods and drinks for consumption, including stationary lunch counters and [ZI refreshment stands selling prepared foods and drinks for immediate consumption (Standard Industrial Classification (SIC) code 5812). 4.Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a hillside development project?A hillside c6 development project includes development on any natural slope that is twenty-five percent or greater. 5.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a parking lot? A parking lot Is 0 Elalandareaorfacilityforthetemporaryparkingorstorageofmotorvehiclesusedpersonallyfor business or for commerce. 6.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a street,road,highway 0freeway or driveway?A street,road, highway,freeway or driveway is any paved impervious surface used for the transportation of automobiles, trucks, motorcycles, and other vehicles. 7.Is your project a new or redevelopment project that creates and/or replaces 2,500 square feet or more of impervious surface collectively over the entire site,and discharges directly to an Environmentally Sensitive Area (ESA)?'Discharging Directly to" includes flow that is conveyed overland a distance of 200 feet or less from the project to the ESA, or conveyed in a pipe or open channel any distance as an Isolated flow from the project to the ESA (i.e. not commingled with flows from adjacent lands).* 8.Is your project a new development or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface that supports an automotive repair shop?An automotive repair 0 21shop is a facility that Is categorized in any one of the following Standard Industrial Classification (SIC) codes: 5013, 5014, 5541,7532-7534, or 7536-7539. 9.Is your project a new development or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious area that supports a retail gasoline outlet (R60)?This category includes RGO's that meet the following criteria:(a)5,000 square feet or more or (b)a project Average Daily Traffic (ADT)of 100 or more vehicles per day. 10.Is your project a new or redevelopment project that results in the disturbance of one or more acres of land and are expected to generate pollutants post construction? 11.Is your project located within 200 feet of the Pacific Ocean and (1) creates 2,500 square feet or more of Impervious surface or (2)increases impervious surface on the property by more than 10%?(CMC 0 21.203.040) If you answered 'yes" to one or more of the above questions, your project is a PDP.If your project is a redevelopment project, go to step 4.If your project is a new project,go to step 5,check the first box stating "My project is a PDP and complete applicant information. If you answered "no" to all of the above questions, your project is a 'STANDARD PROJECT.'Go to step 5,check the second box stating "My project is a 'STANDARD PROJECT'..." and complete applicant information. E-34 Page 3 of 4 REV 02/16 /Th 4 STEP ..•- TO BE coMPLErEci,Fok..DEVtLOPMENT-PROJECTS THAT ARE -PRIORITY pEyELIDOMEW-PROJECTS (PDP):- .-,,ONLY ,••- • -•• Complete the questions below regarding your redevelopment project (MS4 Permit Provision E.3.b.(2)): YES NO Does the redevelopment project result in the creation or replacement of impervious surface in an amount of less than 50%of the surface area of the previously existing development?Complete the percent impervious calculation below. Existing impervious area (A) =sq. ft. Total proposed newly created or replaced impervious area (B)=sq.ft Percent impervious area created or replaced (B/A)*100 = If you answered 'yes",the structural BMPs required for PDP apply only to the creation or replacement of impervious surface and not the entire development.Go to step 5, check the first box stating "My project is a PDP ..." and complete applicant information. If you answered 'no," the structural BMP's required for PDP apply to the entire development Go to step 5,check the check the first box stating °My project is a PDP :..° and complete applicant information. .0HEcK THE APPROPRIATE BOX AND 0)101-gTg$TLICANT INFORMATION •, ID My project is a PDP and must comply with PDP stormwater requirements of the BMP Manual.I undeisteind I must prepare a Storm Water Quality Management Plan (SWQMP) for submittal at time of application. 1.6 My project is a 'STANDARD PROJECT' OR EXEMPT from PDP and must only comply with 'STANDARD PROJECT' stormwater requirements of the BMP Manual.As part of these requirements,I will submit a 'Standard Project Requirement Checklist Form E-36' and incorporate low impact development strategies throughout my project. Note:For projects that are close to meeting the PDP threshold, staff may require detailed impervious area calculations and exhibits to verify if 'STANDARD PROJECT stormwater requirements apply. El My Project is NOT a 'development project' and is not subject to the requirements of the BMP Manual. Applicant Information and Signature Box APN 203-141-10-00 Ayal Shafran OwnerApplicant Name:Applicant Title: Applicant Signature:Date: •Environmentally Sensitive Areas include but are not limited to aB Clean Water Act Section 303(d) Impaired water bodies; areas designated as Areas of Special Biological Significance by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) end amendments); water bodies designated with the RARE beneficial use by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994)and amendments); areas designated as preserves or their equivalent under the Multi Species Conservation Program Whin the Cities and County of San Diego.; Habitat Management Plan; and any other equivalent environmentally sensitive areas which have been Identified by the City. This Box for City Use Only • YES NO City Concurrence: BY: Date: Project ID: .1 '• E-34 Page 4 of 4 REV 02/16 STANDARD PROJECT ity of REQUIREMENT Development Services Land Development Engineering Carlsbad CHECKLIST 1635 Faraday Avenue E-36 (760) 602-2750 www.carisbadca.gov . 'Project itiforthetien, Project Name:Shafran Coastal Residence Project ID: DWG No. or Building Permit No.: , -•-ScitirCeControlBIVIOs All development projects must implement source control BMPs 5G-1 through SC-5 where applicable and feasible. See Chapter 4 and Appendix E.1 of the BMP Design Manual (Volume 5 of City Engineering Standards)for Information to implement source control BMPs shown in this checklist. Answer each category below pursuant to the following. •"Yes" means the project will implement the source control BMP as described in Chapter 4 and/or Appendix E.1 of the Model BMP Design Manual.Discussion/justification is not required. •"No"means the BMP is applicable to the project but it is not feasible to Implement.Discussion/justification must be provided.Please add attachments if more space is needed. •"N/A"means the BMP is not applicable at the project site because the project does not include the feature that is addressed by the BMP (e.g.,the project has no outdoor materials storage areas).Discussion/justification may be provided. Soace`Controi‘ReqOirement •Applied? SC-1 Prevention of Illicit Discharges into the MS4 Ell Yes 0 No 0 N/A Discussion/justificatIon if SC-1 not implemented: SC-2 Storm Drain Stenciling or Signage 1=1 Yes 0 No WA Discussion/justification if SC-2 not implemented: SC-3 Protect Outdoor Materials Storage Areas from Rainfall,Run-On,Runoff,and Wind Yes El No N/ADispersal Discussion/justification if SC-3 not implemented: E-36 Page 1 of 4 Revised 09/16 'Source Ccintiol RequIreenent(ocintinued),.Applied?*_. SC-4 Protect Materials Stored in Outdoor Work Areas from Rainfall,Run-On,Runoff,and ID Yes No ®N/AWind Dispersal Discussion/justification if SC-4 not implemented: SC-5 Protect Trash Storage Areas from Rainfall, Run-On, Runoff, and Wind Dispersal Yes No N/A Discussion/justification If SC-5 not implemented: SC-6 Additional BMPs based on Potential Sources of Runoff Pollutants must answer for each source listed below and identify additional BMPs. (See Table in Appendix El of BMP Manual for guidance). On -site storm drain inlets Yes No N/A Interior floor drains and elevator shaft sump pumps Yes No IM N/A Interior parking garages Yes No N/A Need for future indoor & structural pest control Yes No N/A Landscape/Outdoor Pesticide Use Yes , No N/A Pools,spas, ponds, decorative fountains, and other water features Yes No M N/A Food service Yes No N/A Refuse areas Yes No N/A Industrial processes Yes No II N/A Outdoor storage of equipment or materials Yes No al N/A Vehicle and Equipment Cleaning Yes No I N/A Vehicle/Equipment Repair and Maintenance Yes No N/A Fuel Dispensing Areas Yes No j11 N/A Loading Docks Yes No N/A Fire Sprinkler Test Water I Yes No N/A Miscellaneous Drain or Wash Water Yes No I N/A Plazas,sidewalks, and parking lots I Yes No N/A For "Yes" answers, identify the additional BMP per Appendix E.1.Provide justification for "No" answers. E-36 Page 2 of 4 Revieed 06/16 I ,f Site Deeign,BMPs • ., All development projects must implement site design BMPs SD-1 through SD-8 where applicable and feasible.See Chapter 4 and Appendix E.2 thru E.6 of the BMP Design Manual (Volume 5 of City Engineering Standards) for information to implement site design BMPs shown in this checklist. Answer each category below pursuant to the following. o "Yes" means the project will implement the site design BMPs as described in Chapter 4 and/or Appendix E.2 thru E.6 of the Model BMP Design Manual. Discussion / justification is not required. • "No" means the BMPs is applicable to the project but it is not feasible to implement.Discussion/justification must be provided. Please add attachments if more space Is needed. • "N/A" means the BMPs is not applicable at the project site because the project does not include the feature that is addressed by the BMPs (e.g., the project site has no existing natural areas to conserve). Discussion/justification may be provided. -Site Design Requirement .Applied?. SD-1 Maintain Natural Drainage Pathways and Hydrologic Features Yes No N/A Discussion/justification if SD-1 not implemented: No natural features exist, site is 100% developed SD-2 Conserve Natural Areas, Soils, and Vegetation Yes No ff N/A Discussion/justification if SD-2 not implemented: No natural areas exist within the project SD-3 Minimize Impervious Area S Yes No N/A Discussion/justification if SD-3 not implemented: SD-4 Minimize Soil Compaction E Yes No Q N/A Discussion/justification if SD-4 not implemented: SD-5 Impervious Area Dispersion if Yes No N/A Discussion/justification if SD-5 not implemented: E-38 Page 3 of 4 Revised 09/16 ,Site Design Requiremiint (continued),-•;Appliki?- SD-6 Runoff Collection Yes B No N/A Discussion/justification If SD-6 not implemented: Sufficient room for storage tanks is not available SD-7 Landscaping with Native or Drought Tolerant Species 16 Yes No N/A Discussion/justification if SD-7 not implemented: SD-B Harvesting and Using Precipitation Yes E No N/A Discussion/justification if SD-8 not Implemented: Sufficient room for storage tanks is not available E-36 Page 4 of 4 Revised 09/16 • 7.References 1.City ofCarlsbad Engineering Design Manual by the City of Carlsbad 2.San Diego County Drainage Design Manual by the County of San Diego, May 2005. 3.San Diego County Hydrology Manual by the County ofSan Diego, June 2003. 4.Urban Hydrologyfor Small Watersheds TR-55 by the United States Department of Agriculture,June 1986. 5.Low Impact Development Handbook by the County of San Diego, December 31, 2007. 6.Water Quality Control Planfor the San Diego Basin by the California Regional Water Quality Control Board San Diego Region, April 25, 2007. 7.Stormwater Best Management Practice Handbook by California Stormwater Quality Association, September 30, 2004. 6 . • CHICAGO TITLE COMPANY PRELIMINARY REPORT Order No.:73717003025-PM Property:2680 Ocean Street Carlsbad, CA In response to the application for a policy of title insurance referenced herein,Chicago Title Company hereby reports that it is prepared to issue,or cause to be issued,as of the date hereof,a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth,insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules,Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One.The policy to be issued may contain an arbitration clause.When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties.Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One.Copies of the policy forms should be read.They are available from the office which issued this report. This report (and any supplements or amendments hereto)is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby.If it is desired that liability be assumed prior to the issuance of a policy of title insurance,a Binder or Commitment should be requested. The policy(ies) of title insurance to be issued hereunder will be policy(ies) of Chicago Title Insurance Company,a Florida corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully.The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Chicago Titlen I. Insurance Company By: 7.7 1.18UCountersigned By:4•1460::.t.91inll 44.:4_, oe4t . „President Attest:,.••Authorized Officer or Agent mod_ Secretary CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.27.17 @ 08:59 AM CA-CT-FWDO-02180.055820-SPS-1-17-73717003025 • Visit Us on our Website:www.ctic.com CHICAGO TITLE COMPANY ISSUING OFFICE:2365 Northside Drive, Suite 600, San Diego, CA 92108 FOR SETTLEMENT INQUIRIES, CONTACT: The Alan Shafran Group 5740 Fleet Street #110 •Carlsbad, CA 92008 •FAX PRELIMINARY REPORT Title Officer:Patty Meredith Customer:Alan Shafran Email:patty.meredith@ctt.com Email: Phone No.:(619)521-3449 Phone No.: Fax No.:(619)209-3494 Fax No.: Title No.: 73717003025-PM Ref. No.: PROPERTY ADDRESS(ES): 2680 Ocean Street, Carlsbad, CA EFFECTIVE DATE:March 17, 2017 at 07:30 AM The form of policy or policies of title insurance contemplated by this report is: ALTA Homeowner's Policy of Title Insurance 2013 ALTA Loan Policy 2006 1.The estate or interest in the Land hereinafter described or referred to covered by this Report is: A Fee 2.Title to said estate or interest at the date hereof is vested in: Ayal Shafran, Trustee Of The Carlsbad Mermaid Trust Dated September 23, 2008, subject to item No.7. 3.The Land referred to in this Report is described as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF CLTA Preliminary Report Form -Modified (Adopted:11.17.2006)Printed:03.27.17 a 08:59 AM CA-CT-FVVD0-02180.055820-SPS-1-17-73717003025 EXHIBIT "A" Legal Description For APN/Parcel ID(s):203-141-10-00 LOT 84 OF GRANVILLE PARK NO 2,IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO THE MAP THEREOF NO. 2037,FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, JUNE 18,1927. CLTA Preliminary Report Form -Modified (Adopted:11.17.2008)Printed:03.27.17 a 08:59 AM CA-CT-FWDO-02180.055820-SPS-1-17-73717003025 Title No.:73717003025-PM AT THE DATE HEREOF,EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: 1.Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2017-2018. 2.Property taxes, including any personal property taxes and any assessments collected with taxes are as follows: Tax Identification No.:203-141-10-00 Fiscal Year 2016-2017 1st Installment:$831.84, Paid 2nd Installment:$831.84, Open (Delinquent after April 10) Penalty and Cost $93.18 Exemption:$7,000.00 Code Area:09000 3.The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2,Chapter 3,Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 4.Recitals as shown on that certain map/plat Recording No.:2037 Which among other things recites: We hereby agree to allow the crossarms of poles or other similar structures placed along the right of way of all streets or highways to overhang the abutting property. Reference is hereby made to said document for full particulars. 5.Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, citizenship, immigration status, primary language, ancestry, or source of income, as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording Date:September 10,1927 Recording No:Book 1232, Page 380, of Deeds Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or trust deed made in good faith and for value. • CLTA Pretirnhery Report Form -Modified (Adopted:11.17.2008)Printed:03.27.17 ©06:59 AM CA-CT-FWDO-02180.056820-SPS-1-17-73717003026 Title No.:73717003025-PM 6.A deed of trust to secure an indebtedness in the amount shown below, Amount:$780,000.00 Dated:November 18, 2016 Trustor/Grantor.Ayal Shafran, Trustee of The Carlsbad Mermaid Trust Dated September 23, 2008 Trustee:Fidelity National Title Ins Co Beneficiary:Wells Fargo Bank, N.A. Loan No:Not Shown Recording Date:November 21, 2016 Recording No.:2016-0637383, of Official Records 7.Any invalidity or defect in the title of the vestees in the event that the trust referred to herein is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. If title is to be insured in the trustee(s) of a trust, (or if their act is to be insured), this Company will require a Trust Certification pursuant to California Probate Code Section 18100.5. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. The Company will require a current Trust Certification, pursuant to California Probate Code Section 18100.5, confirming the following facts and containing the following information, with respect to the hereinafter named Trust(s): Name of Trust(s):The Carlsbad Mermaid Trust 1.Date of execution and continued existence of the Trust; 2.Identity of the Settlor(s)/Trustor(s) and the currently acting Trustee(s); 3.Powers of the Trustee(s); 4.Whether the Trust is revocable or not and, if revocable, who holds the power to revoke the Trust; 5.If there are multiple trustees, the signature authority of the Trustees, including how many of the trustees are required to exercise powers of the Trust; 6.The Trust Identification Number [usually a Social Security Number or an Employer Identification Number]; 7.The manner in which title to Trust assets should be held; 8.The legal description of any interest in real property held in the trust; and 9.The Certificate of Trust must contain a statement that the trust has not been revoked, modified, or amended so as to cause the representations to be incorrect and that it is being signed by all current Trustee(s) in the form of an acknowledged declaration. Note: tf an Affidavit of Death of a Trustee or Co-Trustee was or will be recorded, the signing successor or Surviving Trustee(s) must have the right to exercise the powers of the Trust. The Company reserves the right to add additional items or make further requirements after receipt of the Trust Certification. 8.Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the Public Records. 9.Any rights, interests or claims, which are not shown by the public records but which could be ascertained by an inspection of the Land or which may be asserted by persons in possession thereof. CLTA Preliminary Report Form -Modified (Adopted:11.17.2008)Printed:03.27.17 08:59 AM CA-CT-FWDO-02180.655820-SPS-1-17-73717003025 Title No.:73717003025-PM 10.In order to complete this report, the Company requires a Statement of Information to be completed by the following party(ies), Party(ies):Owners The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE:The Statement of Information is necessary to complete the search and examination of title under this order.Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name.Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. 11.In order to complete this report, the Company requires a Statement of Information to be completed by the following party(ies), Party(ies):Buyers The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE:The Statement of Information is necessary to complete the search and examination of title under this order.Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name.Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. END OF EXCEPTIONS CLTA Preliminary Report Form -Modified (Adopted:11.17.2008)Printed:03.27.17 ©08:59 AM CA-CT-FWDO-02180.055820-SPS-1-17-73717003025 ( Title No.:7371700.3025-PM • NOTES Note 1.If a county recorder, title insurance company, escrow company, real estate agent or association provides a copy of the declaration, governing document or deed to any person, California law requires that the document provided shall include a statement regarding any unlawful restrictions.Said statement is to be in at least 14-point bold faced typed and may be stamped on the first page of any document provided or included as a cover page attached to the requested document.Should a party to this transaction request a copy of any document reported herein that fits this category, the statement is to be included in the manner described. Note 2.Any documents being executed in conjunction with this transaction must be signed in the presence of an authorized Company employee, an authorized employee of an agent, an authorized employee of the insured lender, or by using Bancsery or other approved third-party service. If the above requirements cannot be met, please call the company at the number provided in this report. Note 3.A Preliminary Change of Ownership form is required upon a change in ownership of the Land. Section 480 of the Revenue and Taxation Code of the State of California requires that a grantee of real property complete a Preliminary Change of Ownership statement, which is to be filed at the time that a grant deed is recorded.In the event that the statement is not completed and presented at the time of the recording of the deed, the County Recorder will assess the grantee an additional charge to record the deed.In addition to the additional charge at the time of recording, the County Assessor may assess additional fees and penalties for failure to file the Ownership Statement within the required time. Note 4.Your application for title insurance was placed by reference to only a street address or tax identification number. Based on our records, we believe that the legal description in this report covers the parcel(s) of Land that you requested. If the legal description is incorrect, the seller/borrower must notify the Company and/or the settlement company in order to prevent errors and to be certain that the correct parcel(s) of land will appear on any documents to be recorded in connection with this transaction and on the policy of title insurance. Note 5.Note: The only conveyances(s) affecting said Land, which recorded within 24 months of the date of this report, are as follows: Grantor.Ronna Bixby, spouse of Grantee Grantee:Edward W. Bixby, a married man as his sole and separate property Recording Date:November 21, 2016 Recording No.:2016-0637381, of Official Records Grantor.Edward W. Bixby, an Unmarried Man Grantee:Ayal Shari dn, Trustee of the Carlsbad Mermaid Trust Dated September 23, 200 Recording Date:November 21, 2016 Recording No.:2016-0637382, of Official Records Note 6.Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form 116 indicating that there is located on said Land a single family residence, known as 2680 Ocean Street, Carlsbad, California, to an Extended Coverage Loan Policy. Note 7.Note: None of the items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to an Extended Coverage Loan Policy, when issued. END OF NOTES CLTA Preliminary Report Form -Modified (Adopted:11.17.2008)Printed'0327.17 eg 08:59 AM CA-CT-FWDO-02180.0558205PS-1-17-73717063025 ATTACHMENT ONE CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law,ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating,prohibiting or relating (I)the occupancy,use,or enjoyment of the land;(10 the character,dimensions or location of any improvement now or hereafter erected on the land;OD a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part;or (iv)environmental protection,or the effect of any violation of these laws,ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b)Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2.Rights of eminent domain unless notice of the exercise thereof has been recorded In the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value wtthout knowledge. 3.Defects, liens, encumbrances, adverse claims or other matters: (a)whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the Insured claimant, (b)not known to the Company, not recorded in the public records at Date of Policy, but known to the Insured claimant and not disclosed in witting to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c)resulting in no loss or damage to the insured claimant (d)attaching or created subsequent to Date of Policy; or (e)resulting In loss or damage which would not have been sustained If the Insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4.Unenforceablitty of the lien of the insured mortgage because of the inability or failure of the Insured at Date of Policy, or the inability or fatlure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5.Invalidity or unenforceability of the lien of the Insured mortgage,or claim thereof, which arises out of the transaction evidenced by the Insured mortgage and Is based upon usury or any consumer credit protection or truth in lending law. 6.Any claim, which arises out of the transaction vesting in the insured the estate or interest Insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1.Taxes or assessments which are not shown as existing liens by the records of any taAng authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result In taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2.Any facts, rights, Interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons In possession thereof. 3.Easements, !lens or encumbrances, or claims thereof, not shown by the public records. 4.Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or In Acts authorizing the issuance thereof, (c) water rights, claims or tie to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the public records. Attachment One (05/06/16) ATTACHMENT ONE (CONTINUED) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B,You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1.Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a.building; b.zoning; c.land use; d.Improvements on the Land; e.land division; and f.environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14,15,16,18,19, 20, 23 or 27. 2.The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes.This Exclusion does not limit the coverage described In Covered Risk 14 or 15. 3.The right to take the Land by condemning it.This Exclusion does not limit the coverage described in Covered Risk 17. 4.Risks: a.that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b.that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c.that result to no loss to You; or d.that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5.Failure to pay value for Your Title. 6.Lack of a right a.to any land outside the area specifically described and referred to In paragraph 3 of Schedule A; and b.In streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described In Covered Risk 11 or 21. 7.The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy,state Insolvency, or similar creditors' rights laws. 8.Contamination, explosion, fire, flooding, vibration, fracturing, earthquake or subsidence. 9.Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: •For Covered Risk 16,18,19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown In Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 16:1.00% of Policy Amount Shown in Schedule A $10,000.00 or $2,500.00 (whichever Is less) Covered Risk 18:1.00% of Policy Amount Shown In Schedule A $25,000.00 or $5,000.00 (whichever is less) Covered Risk 19:1.00% of Policy Amount Shown in Schedule A $25,000.00 or $5,000.00 (whichever Is less) Covered Risk 21:1.00% of Policy Amount Shown In Schedule A $5,000.00 or $2,500.00 (whichever is less) Attachment One (05/08/18) ATTACHMENT ONE (CONTINUED) 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (Including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (1)the occupancy, use, or enjoyment of the Land; (11)the character, dimensions, or location of any Improvement erected on the Land; (111)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws,ordinances,or governmental regulations.This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Rlsk 6. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed In writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy, (c)resutting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceabllity of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land Is situated. 5.Invalidity or unenforceability In whole or In part of the ilen of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and Is based upon usury or any consumer credit protection or truth-in-lending law. 6.Any claim, by reason of the operation of federal bankruptcy, state Insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage,Is (a)a fraudulent conveyance or fraudulent transfer, or •(b)a preferential transfer for any reason not stated In Covered Risk 13(b) of this policy. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage In the Public Records.This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage In a Standard Coverage policy will also Include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE [Except as provided In Schedule B -Part II,[t[or Tills policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by reason of: [PART I [The above policy form may be Issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage In a Standard Coverage policy will also Include the following Exceptions from Coverage: 1.(a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records;(b) proceedings by a public agency that may result In taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, Interests, or claims that are not shown by the Public Records but that could be ascertained by an Inspection of the Land or that may be ass/rifted by persons in possession of the Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the Issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.Any ilen or right to a lien for services, labor or material not shown by the Public Records.] PART II In addition to the matters set forth In Part I of this Schedule, the Title Is subject to the following matters, and the Company Insures against loss or damage sustained In the event that they are not subordinate to the lien of the insured Mortgage:] Attachment One (05/06/16) • ATTACHMENT ONE (CONTINUED) 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (Including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (11)the character, dimensions, or location of any improvement erected on the Land; (111)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws,ordinances,or governmental regulations.This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company, not recorded In the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however,this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4.Any claim, by reason of the operation of federal bankruptcy, state Insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown In Schedule A,Is (a)a fraudulent conveyance or fraudulent transfer; or (b)a preferential transfer for any reason not stated In Covered Risk 9 of this policy. 5.Any lien on the Title for real estate taxes or assessments Imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other Instrument of transfer In the Public Records that vests Title as shown In Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage In a Standard Coverage policy will also include the folowing Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not Insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by reason of [The above policy form may be Issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage In a Standard Coverage policy will also include the following FxrPptions from Coverage: 1.(a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result In taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons In possession of the Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment, encumbrance, violation, variation,or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof, (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records.] 7.[Variable exceptions such as taxes, easements, CC&R's, etc., shown here.] Attachment One (05/06116) ATTACHMENT ONE (CONTINUED) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY -ASSESSMENTS PRIORITY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of thls policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law, ordinance, permit, or governmental regulation (Including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (I)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (111)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws,ordinances,or governmental regulations.This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b)Any governmental police power.This Fxrluslon 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Rlsk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17,18,19, 20, 21, 22, 23, 24, 27 or 28); or (e)resulting in loss or damage that would not have been sustained ff the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply wtth applicable doing-business laws of the state where the Land is situated. 5.Invalidity or unenforceablitty In whole or in part of the lien of the insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law.This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6.Any claim of invalidity,unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A Is no longer the owner of the estate or interest covered by this policy.This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7.Any lien on the Title for real estate taxes or assessments Imposed by governmental authority and created or attaching subsequent to Date of Policy.This Exclusion does not modify or limit the coverage provided In Covered Risk 11(b) or 25. 8.The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes.This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9.Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the insured Mortgage, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10.Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11.Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. Attachment One (05/06/18) • FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective:May 1, 2015; Last Updated:March 1, 2017 At Fidelity National Financial,Inc.,we respect and believe it Is Important to protect the privacy of consumers and our customers.This Privacy Notice explains how we collect, use, and protect any information that we collect from you, when and to whom we disclose such information, and the choices you have about the use of that information.A summary of the Privacy Notice is below, and we encourage you to review the entirety of the Privacy Notice following this summary.You can opt-out of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice. Types of Information Collected.You may provide us How Information is Collected.We may collect personal with certain personal information about you,like your information from you via applications,forms,and contact information,address demographic information,correspondence we receive from you and others related to social security number (SSN),driver's license,passport,our transactions with you.When you visit our websites other government ID numbers and/or financial information.from your computer or mobile device,we automatically We may also receive browsing information from your collect and store certain information available to us Internet browser, computer and/or mobile device if you visit through your Internet browser or computer equipment to or use our websites or applications.optimize your website experience. Use of Collected Information.We request and use your When Information Is Disclosed.We may disclose your personal information to provide products and services to information to our affiliates and/or nonaffiliated parties you,to improve our products and services,and to providing services for you or us,to law enforcement communicate with you about these products and services.agencies or governmental authorities,as required by law, We may also share your contact information with our and to parties whose interest in title must be determined. affiliates for marketing purposes. Choices With Your Information.Your decision to Jnformation From Children.We do not knowingly collect submit information to us is entirely up to you.You can information from children who are under the age of 13, and opt-out of certain disclosure or use of your information or our website is not intended to attract children. choose to not provide any personal information to us. privacy Outside the Website.We are not responsible for International Users.By providing us with you the privacy practices of third parties,even if our website information,you consent to its transfer,processing and links to those parties' websites.storage outside of your country of residence, as well as the fact that we will handle such information consistent with this Privacy Notice. The California Online Privacy Protection Act.Some FNF companies provide services to mortgage loan servicers and, in some cases, their websites collect information on behalf of mortgage loan servicers.The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through those websites. Your Consent To This Privacy Notice.By submitting Access and Correction;Contact Us.If you desire to information to us or by using our website,you are contact us regarding this notice or your information, please accepting and agreeing to the terms of this Privacy Notice.contact us at privacvafnf.com or as directed at the end of this Privacy Notice. • Privacy Statement Pnnted:03.27.17 a 08'59 AM by CL 5CA0002.597.doc / Updated:64.01.18 —73717003025 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective:May 1, 2015; Last Updated:March 1, 2017 Fidelity National Financial,Inc. and its majority-owned subsidiary companies providing title insurance,real estate- and loan-related services (collectively, "FNF", "our" or "we") respect and are committed to protecting your privacy. We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be used in compliance with this Privacy Notice and applicable laws.This Privacy Notice is only in effect for Personal Information and Browsing Information collected and/or owned by or on behalf of FNF,including Personal Information and Browsing Information collected through any FNF website,online service or application (collectively, the "Website"). Types of Information Collected We may collect two types of information from you:Personal Information and Browsing Information. Personal Information.FNF may collect the following categories of Personal Information: •contact information (e.g., name, address, phone number, email address); •demographic information (e.g., date of birth, gender, marital status); •social security number (SSN), driver's license, passport, and other government ID numbers; •financial account information; and •other personal information needed from you to provide title insurance, real estate-and loan-related services to you. Browsing Information.FNF may collect the following categories of Browsing Information: •Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information; •browser language and type; •domain name system requests; •browsing history, such as time spent at a domain, time and date of your visit and number of clicks; •http headers, application client and server banners; and •operating system and fingerprinting data. How Information is Collected In the course of our business, we may collect Personal Information about you from the following sources: •applications or other forms we receive from you or your authorized representative; •the correspondence you and others send to us; •information we receive through the Website; •information about your transactions with,or services performed by,us,our affiliates or nonaffiliated third parties; and •information from consumer or other reporting agencies and public records maintained by governmental entities that we obtain directly from those entities, our affiliates or others. If you visit or use our Website, we may collect Browsing Information from you as follows: •Browser Log Files.Our servers automatically log each visitor to the Website and collect and record certain browsing information about each visitor.The Browsing Information includes generic information and reveals nothing personal about the user. •Cookies.When you visit our Website, a "cookie" may be sent to your computer.A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive.When you visit a website again, the cookie allows the website to recognize your computer.Cookies may store user preferences and other information.You can choose whether or not to accept cookies by changing your Internet browser settings, which may impair or limit some functionality of the Website. Use of Collected Information Information collected by FNF is used for three main purposes: •To provide products and services to you or any affiliate or third party who is obtaining services on your behalf or in connection with a transaction involving you. •To improve our products and services. •To communicate with you and to inform you about our, our affiliates' and third parties' products and services, jointly or independently. Privacy Statement Printed:03.27.17 a 08:59 AM by CL SCA0002597.doc / Updated•04.01.16 —73717003025 • When Information Is Disclosed We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) and Browsing Information to various individuals and companies, as permitted by law, without obtaining your prior authorization.Such laws do not allow consumers to restrict these disclosures.Please see the section "Choices With Your Personal Information"to learn how to limit the discretionary disclosure of your Personal Information and Browsing Information. Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties: •to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; •to our affiliate financial service providers for their use to market their products or services to you; •to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed information only in connection with such services; •to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to market financial products or services to you; •to law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoena or court order; •to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest must be determined, settled, paid, or released prior to closing; and •other third parties for whom you have given us written authorization to disclose your Personal Information. We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith belief that such disclosure is necessary to: •comply with a legal process or applicable laws; •enforce this Privacy Notice; •investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any other information provided by you violates the rights of a third party; or •protect the rights, property or personal safety of FNF, its users or the public. We maintain reasonable safeguards to keep your Personal Information secure.When we provide Personal Information to our affiliates or third party service providers as discussed in this Privacy Notice,we expect that these parties process such information in compliance with our Privacy Notice or in a manner that is in compliance with applicable privacy laws.The use of your information by a business partner may be subject to that party's own Privacy Notice.Unless permitted by law,we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent. We reserve the right to transfer your Personal Information,Browsing Information,and any other information,in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of our bankruptcy,reorganization,insolvency,receivership or an assignment for the benefit of creditors.You expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings.We cannot and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any of the information that is disclosed to us. Choices With Your Information Whether you submit Personal Information or Browsing Information to FNF is entirely up to you.If you decide not to submit Personal Information or Browsing Information,FNF may not be able to provide certain services or products to you.The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit, include: •for our everyday business purposes —to process your transactions,maintain your account(s), to respond to law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoenas or court orders, or report to credit bureaus; •for our own marketing purposes; •for joint marketing with financial companies; and •for our affiliates' everyday business purposes —information about your transactions and experiences. Privacy Statement Printed:03.27.17 ©08:59 AM by CL SCA0002597.doc/Updated:04.01.18 —73717003025 You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under the following circumstances ("opt-out"): •for our affiliates' everyday business purposes —information about your creditworthiness; and •for our affiliates to market to you. To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and Browsing Information by notifying us by one of the methods at the end of this Privacy Notice.We do not share your personal information with non-affiliates for their direct marketing purposes. For California Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law.Currently, our policy is that we do not recognize "do not track" requests from Internet browsers and similar devices. For Nevada Residents:You may be placed on our internal Do Not Call List by calling (888)934-3354 or by contacting us via the information set forth at the end of this Privacy Notice.Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General,555 E.Washington St,Suite 3900,Las Vegas,NV 89101;Phone number (702)486-3132;email: BCPINF0@ag.state.nv.us. For Oregon Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes,except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties,except as permitted by Vermont law,such as to process your transactions or to maintain your account.In addition, we will not share information about your creditworthiness with our affiliates except with your authorization.For joint marketing in Vermont, we will only disclose your name, contact information and information about your transactions. Information From Children The Website is meant for adults and is not intended or designed to attract children under the age of thirteen (13).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian.By using the Website, you affirm that you are over the age of 13 and will abide by the terms of this Privacy Notice. Privacy Outside the Website The Website may contain links to other websites.FNF is not and cannot be responsible for the privacy practices or the content of any of those other websites. International Users FNF's headquarters is located within the United States.If you reside outside the United States or are a citizen of the European Union,please note that we may transfer your Personal Information and/or Browsing Information outside of your country of residence or the European Union for any of the purposes described in this Privacy Notice.By providing FNF with your Personal Information and/or Browsing Information,you consent to our collection and transfer of such information in accordance with this Privacy Notice. The California Online Privacy Protection Act For some FNF websites, such as the Customer CareNet ("CCN"), FNF is acting as a third party service provider to a mortgage loan servicer.In those instances, we may collect certain information on behalf of that mortgage loan servicer via the website.The information which we may collect on behalf of the mortgage loan servicer is as follows: •first and last name; •property address; •user name and password; •loan number •social security number -masked upon entry; •email address;• •three security questions and answers; and •IP address. The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN. Privacy Statement Printed:03.27.17 @ 08'59 AM by CL SCA0002597.doc / Updated:0.4.01.16 —73717003025 f The mortgage loan servicer Is responsible for taking action or making changes to any consumer information submitted through this webstte.For example,if you believe that your payment or user Information is Incorrect, you must contact your mortgage loan servicer. CCN does not share consumer information with third parties, other than (1) those with which the mortgage loan servicer has contracted to interface with the CCN application,or (2)law enforcement or other governmental authority in connection with an investigation,or cMl or criminal subpoenas or court orders.All sections of this Privacy Notice apply to your interaction with CCN,except for the sections titled "Choices with Your Information" and "Access and Correction." If you have questions regarding the choices you have with regard to your personal information or how to access or correct your personal information, you should contact your mortgage loan servicer. Your Consent To This Privacy Notice By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information by us in compliance with this Privacy Notice.Amendments to the Privacy Notice will be posted on the Website.Each time you provide information to us,or we receive information about you,following any amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future.We may use comments,information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information,or,want to opt-out of information sharing with our affiliates for their marketing purposes, please send your requests to privacvafnf.com or by mail or phone to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn:Chief Privacy Officer (888) 934-3354 Privacy Statement Printed:03.27.17 41 08:59 AM by CL SCA0002597.doc/Updated:04.01.16 —73717003025 Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF') must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions,a preliminary report or commitment.Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate.As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative.These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount.These discounts only apply to transactions involving services rendered by the FNF Family of Companies.This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. Not all discounts are offered by every FNF Company.The discount will only be applicable to the FNF Company as indicated by the named discount. FNF Underwritten Title Companies Underwritten by FNF Underwriters CTC —Chicago Title Company CTIC —Chicago Title Insurance Company CLTC —Commonwealth Land Title Company CLTIC —Commonwealth Land Title Insurance Company FNTC —Fidelity National Title Company FNTIC —Fidelity National Title Insurance Company FNTCCA —Fidelity National Title Company of California FNTIC —Fidelity National Title Insurance Company TICOR —Ticor Title Company of California CTIC —Chicago Title Insurance Company LTC —Lawyer's Title Company CLTIC —Commonwealth Land Title Insurance Company Available Discounts DISASTER LOANS (CTIC, CLTIC, FNTIC) The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within twenty-four (24) months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area,which was partially or totally destroyed in the disaster, will be fifty percent (50%) of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC, FNTIC) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent (50%) to seventy percent (70%) of the appropriate title insurance rate, depending on the type of coverage selected.The charge for a lender's policy shall be thirty-two percent (32%) to fifty percent (50%) of the appropriate title insurance rate, depending on the type of coverage selected. 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TO CARLSBAD 3 a vi DIEG0 =CY ASSUMED FOR THE ACCURACY OF THE DATA SHOWN.ASSESSORS PARCELS MAP 715(365.5351 -TOWN OF CARLSBAD AMENDED S.0)a Ze3SOR 5 YAP MAY NOT COMPLY MI LOCAL SUBDMS1ON C4 BUILDING ORDINANCES.ROS 11010 J2346.13566,18012,18958,21186-,xx 203 PAGE 14 91T 1 OF 2<-