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HomeMy WebLinkAboutCDP 2017-0050; EKERLING ADU; Coastal Development Permit (CDP)• • Jul 27 2017 7:53AM 8187618808 p.1 City of Carlsbad 7/27/2017 0;35;11 AM PAGE 3/007 Fax Server • .- City of LAND USE REVIEW Development Services Planning ravisine Carlshad APPLICATION 1E35 Faraday Avenue P-1 (7601 ti 72 4610 www.carlsbn drn.sov APPLICATIONS APPLIED FOR:!CHECK soma)• Dovelemsone Penn &a (FDA CPT.USE ONLY)jApisight. permit.(FOR DEPT! UTE MAY)_. CO2111411 DeviNDINIVEII Pamir Xildner tot.©Dental Plan Amendment ri conditional Use Permit 2:co1'1 Minor D &tension •0053 LI Loonier:Petal Program Amendment Li Day care (Large)ID M• aster Olen Amendment ErwIroninortal impeotAearicoment US•poetlic Plan 0 Amendment O Habitat Management Penrilt 0 Minor Zone Change 0 Hillside Development Permit 0 Knot LI Zona Code Amendment •Nonconaonning ConetructIon Permit 'South Carlsbad Coastal RovrowAJq Forrelts D Planned Development Perrin 0 Minor Review Permit L1 fleabane/II U Nonaealdential 0 Administrative 0 minor E Major O Planning DOMMIellienDirerMtnitien LI Negeonahle AccommodationVlNagaRavlow Atpa.Porniltot I site Devoiopmont awn Li Minor Li Review Purmli O Spacial lag Permit Aomplivranvn 7rwflor moor Tentative Parcel Map (Minor Subdivision) Tentetive Traci Map (Major SUBfilyrs?on) 0 Variance 7 Minor PDT!APMMosul ANDJaCT RE quiPtING APPLICATION SUBMITTAL MUSTNE'SUBMITTED StArrOINTINEWr. PLEASE CONTACT THE APPOINTMENT IPECIALisy AT Inc) saunaTO &CHB OULE AN arconntstM 'SAME DAT AppOININIENTS API nrcir AvalLAiLL ASSESSOR PARCEL NO(S):,2aS c(30 • ,r LOCATION OF PROJECT /1 90 • (STREET ADDRDSS)/ NAME OF PROJECT:• .. BRIEF DESCRIPTION OF PROJECT:efmodri PRRIECT VALUE ac. (SiTE IMPROVEMFNTSfr /9.a.ESTIMATED COMPLETION DATE 24.17 FOR CITY USE ONLY Development No.oey2o11 -012.1 Lead Case HP. r 1 wpigu i or B Waybe611(cvir .0""•• Jul 27 2017 7:53RM 8187618808 p.3 City of Carlsbad 7/27/2017 8:35:11 AM PACE 4/007 Fax Server • OWNER NAME (PLEASE PRINT)'APPLJCANT RAMS (PLEASE wHIN1) INDIVIDUAL NAME -er•-•t INDIVIUUAL NAMEepplleMis):*-4 AFP-14.// #kipplOES): COMPANY NAME COMPANY NAME QI mppkIcabl.). MAIUNG ADDRESS:to 5u6el.ilL+4 Vital/6R MAILING ADDRESS: cITY. STATE. ZIP.it)(1 (14 rit is a Li CI'T'Y.aTA 1.KZIP:'+CTELE5.PION.1 -2A tx F-Kc ro TELEPHONE: EMAIL ADDRESS:z Ke IRlInLy e 1 4 mil.tvocr_EMAIL ADORERS: I CERTIFY THAT I AM THE I FO N.OWNER AN!)IRA ALL I NE AWN':I I:4.AlIFY INA')I AM II IE LEGAL REPRESENTATIVE 01-'111E OWNEHINFORMATIONISTRUEANDCORRECTTOTHERESTOFMYAND THAT ALL THE ASOVP INFORMATION Is TRIO AND CORRECT TO KNOVA 1.12,1k.I Cka11FY AA LEGAL OWNER If IAT 711C APPLICANT AS TFIE REST OF MY KNOWLCOGatwrFORTHFRFINSiMYAu IHDHIZED HFPRESENTAIME FON PURPOSES 01-3i.Wr ATION. -44-147Ler.')/VIGNAT OTT "rIAT)SICNAT(IRI:IJAIE APPLiCANT8 REPRESENTATIVE (print);tilfsiduo Ai ti/SterrIncts 1.1) MAILING ADDRESS./02_c pozr Sc lc 635 CITY, STATE ZIP'.-rt2--f3A -ie-6)4 e 3.'O / TELEPHONE:g3 /6. cfZ.41-‘740 EMAIL ADDRESS:nri -5S"cr V.e Q_.. 1 CERTIFY THAT IAN THP RFORFNANIATAAF OF HI:.APALIOAN I FOR PURFOs:s Or THIS APPLICATION AND THAT Am THP.ABOVE irwommAi ION IS TRUE AND COIPLOT TO TFIC OCST or MY)(Nardi N tap.. IGNATURE IN THE PROCESS OF REVIEWING 71115 APR. CATION IT MAY nr,NremssAny FOR MEMBERS OF WY STAFF.PLANNING COMMIESIONF.FTS OR CITY COUNCIL MEMBERS To INSPECT tiNo ENTER Thit PHOPERTY THAT IS THE EUELIECT OF THIS APP LICA NON.wvE CONSENTI' TO ENTRY FOR THIS PURPOSE. NOTICE OP RESTRICTION!'PROPERTY OWNER ACKNOWLEDGES AND CONSENTS To A NO'l ICE OF RESTRICTION BEING RECORDED ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH THE I ANn AND RIND NY SilOcEssOR1.1 IN INTEREST. -PR PERTY OWNERS ATURE FOR CITY USE ONLY I RECEIVED- JUL 2 7 2011 CITY OF CARLSBAD •DIVISIO Fair644iiNECEIVED' RECEIVED 13Y: Fog Z &if Rovlatzd Jul 27 2017 7:53AM 8187618800 p.2 City of Carlsbad 7/27/2017 5;35;11 AM PAGE 5/007 Fax Server ()evehumane 5ervIsgs.Cdity of DISCLOSURE STATEMENT Planning Division Carlsbad P-1(A)1.h35 Faraday Avenue 1760) G02-4610 vov.ciallbahro.gov Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission or Committee. The following information WI be disclosed at the time of application submittal.Your project cannot be reviewed until this information is completed.Please print. Note: Parson la &Alined as !'Any Individual. firm.GO-painershlp,'Olt venture. asibroletIon, social club, fraternal organization, corporation, estate, truatl hscenier.syndicate, in this and any other county, city and county, city municlpallty, &atria or other pedal atledIvIalOn Or any oaf&group or &intimation sating ass unit.' Agile may alp this document however. the legal name and entity of the applloaM end property owner Mvattiej0/000a1OW.• • 1.APPLICANT (Not the applicant's agent) Provide the COMPLETE.LEGAL hetes and addresses of ALI.persons having a financial Interest In the application_ If the applicant Includes a corporation or Partnership, include the names.titles,addresses of all individuals owning more than 10%of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE • INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a public:Iv-owned corporation.Include the names,titles,and addreases of the corporate officers.(A separate page may be attached If necessary.) Person Corp/Pert • Title Title Addrefl •Address 2.OWNER (Not the owner's agent)• Provide the COMPUTE.LEGAL names and addressee of ALL persons having any ownership Interest In the property Involved.Also,provide the nature of the legal ownership (i.e.,partnership,tenants in common,non-profit,corporation,etc.).If the ownership includes a corporation or Partnership,include the names, titles.addresses of all Individuals owning more Than 10% of the sheres.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If s publinlv-nwnod corporation,include the 'names.titles,and addressee of the corporate officers.(A separate page may be attached ii necessary.) •Person Carp/Part Title Title Address •Address 11-11A)Prale2 RioehoolOMC• 3 Jul 27 2017 7:53AM 8187618808 p.4 • 3.NON.PROFIT ORGANPATION Oil TRUST I1 any person identified pursuant to (1) or (2) above Is non roffl or illati°1,. list the names and addresses e p1j person serving as en officer or director of the non• profit organization or as trustee or beneficiary of the. Non Profit/trust ---_NonProfit/TrustTitleTitle Address_,Adoress 4.Have you had more than $500 worth of business transacted With any member of City staff,Boards,Commissions.Committees and/or Council within the past twelve (12) months? yes OC If yes. please indicate NOTE:Attach addIttonal sheets If necessary. I certify that all the above Information Is tree and correct to the best of my knowledge. '7)P1 L.-• irature of ovvneadate Signature of applicant/date 1--;bra Print or type name ol owner Print or type name of applicant • -Abature of ow --crP sr-"----ner/alot's age—nt If applicable/date Print criype name of am ?nor pplicant's agent • • • • K P.1(e”rosti2cla olividogM • C •of PROJECT DESCRIPTION Development ServicescayPlanning Division Carlsbad (B)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov PROJECT NAME:6-xer.e,e-/.1....11P/-7-747./ APPLICANT NAME:Nj pinc -A/fti 6 rit -P..i a-1r Please describe fully the proposed project by application type.1(clude any details necessary to adequately explain the scope and/or operation of the proposed project.You may also include any background information and supporting statements regarding the reasons for,or appropriateness of, the application.Use an addendum sheet if necessary. Description/Explanation: 94(2 °I ,_54--e_cn./S 722 At/ -1• P-1(B)Page 1 of 1 Revised 07/10 Jul 27 2017 7:53HM 8187618808 P • 5 City of Carlsbad 7/27/2017 0;35:11 AM PAGE 71007 Fax Server • cHAZARDOUS WASTE Veveletaingnt Servire$City of AND SUBSTANCES Ph -Ming mvtsion Carlsbad STATEMENT 535 Faraday Avenue (7GO) 6112-461UP-1(C)WVINJ.C11 rlsbaden.gov COnSUltilliOn of Litittl of Oily. Related to Handal-chaos Wastes (Certification of Compliance with Government Code Section 85e02.5) Pursuant to State of Celifotnie Government Code Section 65952.5,I have consulted the Hazardous Waste and SubstanocoS Bites List compliad by iho California Environmental Protection Agency and hereby certify that (chock ono)! Q The development project and any alternatives proposed in this application ere pot contained on the lisle complied pursuant to Section 050025 of Ike Stale Government Code. Q The development project and any alternatives proposed In this application are contained on the tits compiled pursuant10 Section ed9e2.5 of the State Government Code. APPLICANT PROFTIIRTY OWNER Name:Name .17. Astititl.S___Elite.-11 ft cik ,Address:AddressA DScit 141+1441 f, 5.:to bio GAP ( A 9/6 ()LI Phone Num her Phone Number:43 G6 0 SO j I Address of Site;/090 ..../.4-2e01444e...;;Ite-(2.-Ana-/S 13.4 Local Agency (City and County):_ Aeets801"5 book, page, and parcel Specify iist(s):- Regulatory IdentItleation Number • pate of List. *f/Mt +1 rh2-1/- 241. -- 7 (94.filtz edA447 -17 e.loan( Signature/nate P Owner Signature/Date the Hazardous Waste and Substances Sites Led (Cortese List)is used by the State.focal agencies and developers to comply with the California Environmental Quality Act requirements In providing Inforrnation about the location 6f hazardous maioilols rolcese sites. • P-110 patio I Of2 Rov*WWM$ STORM WATER STANDARDS Development Services(City of QUESTIONNAIRE Land Development Engineering Carlsbad E-34 1635 Faraday Avenue (760) 602-2750 www.carlsbadca.gov INSTRUCTIONS: To address post-development pollutants that may be generated from development projects,the city requires that new development and significant redevelopment priority projects incorporate Permanent Storm Water Best Management Practices (BMPs)into the project design per Carlsbad BMP Design Manual (BMP Manual).To view the BMP Manual, refer to the Engineering Standards (Volume 5). This questionnaire must be completed by the applicant in advance of submitting for a development application (subdivision,discretionary permits and/or construction permits).The results of the questionnaire determine the level of storm water standards that must be applied to a proposed development or redevelopment project.Depending on the outcome,your project will either be subject to 'STANDARD PROJECT'requirements or be subject to 'PRIORITY DEVELOPMENT PROJECT' (PDP) requirements. Your responses to the questionnaire represent an initial assessment of the proposed project conditions and impacts.City staff has responsibility for making the final assessment after submission of the development application.If staff determines that the questionnaire was incorrectly filled out and is subject to more stringent storm water standards than initially assessed by you, this will result in the return of the development application as incomplete.In this case,please make the changes to the questionnaire and resubmit to the city. If you are unsure about the meaning of a question or need help in determining how to respond to one or more of the questions, please seek assistance from Land Development Engineering staff. A completed and signed questionnaire must be submitted with each development project application.Only one completed and signed questionnaire is required when multiple development applications for the same project are submitted concurrently. PROJECT INFORMATION PROJECT NAMEte:e-az.nt".PROJECT ID:titre°. 02/ ADDRESS:/79 APN:;20 3'4/30 efe. 7;;;"-fri4t4 adalede— The project is (check one):0 New Development E Redevelopment The total proposed disturbed area is:ft2 )acres The total proposed newly created and/or replaced impervious area is:ft2 )acres If your project is covered by an approved SWQMP as part of a larger development project, provide the project ID and the SWQMP # of the larger development project: Project ID SWQMP #: Then,go to Step 1 and follow the instructions.When completed,sign the form at the end and submit this with your application to the city. E-34 Page 1 of 4 REV 02/16 STEP 1 TO BE COMPLETED FOR ALL PROJECTS To determine if your project is a "development project', please answer the following question: YES NO Is your project LIMITED TO routine maintenance activity and/or repair/improvements to an existing building or structure that do not alter the size (See Section 1.3 of the BMP Design Manual for guidance)? If you answered "yes" to the above question, provide justification below then go to Step 5,mark the third box stating "my project is not a 'development project'and not subject to the requirements of the BMP manual" and complete applicant information. Justification/discussion: (e.g. the project includes only interior remodels within an existing building): If you answered "no" to the above question, the project is a 'development project', go to Step 2. TO BE COMPLETED FOR ALL DEVELOPMENT PROJECTS To determine if your project is exempt from PDP requirements pursuant to MS4 Permit Provision E.3.b.(3), please answer the following questions: Is your project LIMITED to one or more of the following: YES NO 1.Constructing new or retrofitting paved sidewalks, bicycle lanes or trails that meet the following criteria: a)Designed and constructed to direct storm water runoff to adjacent vegetated areas, or other non- erodible permeable areas; b)Designed and constructed to be hydraulically disconnected from paved streets or roads; c)Designed and constructed with permeable pavements or surfaces in accordance with USEPA Green Streets guidance? 2.Retrofitting or redeveloping existing paved alleys, streets, or roads that are designed and constructed in accordance with the USEPA Green Streets guidance? 3.Ground Mounted Solar Array that meets the criteria provided in section 1.4.2 of the BMP manual? If you answered "yes" to one or more of the above questions, provide discussion/justification below, then go to Step 5,mark the second box stating "my project is EXEMPT from PDP ..." and complete applicant information. Discussion to justify exemption (e.g.the project redeveloping existing road designed and constructed in accordance with the USEPA Green Street guidance): If you answered "no" to the above questions, your project is not exempt from PDP, go to Step 3. E-34 Page 2 of 4 REV 02/16 •`,BE COMPLETED' FOR ALL NEW;REDEVELOPMENT hikegefe To determine if your project is a PDP, please answer the following questions (MS4 Permit Provision E.3.b.(1)): YES NO 1.Is your project a new development that creates 10,000 square feet or more of impervious surfaces collectively over over the entire project site?This includes commercial,industrial,residential,mixed-use, and public development projects on public or private land. 2.Is your project a redevelopment project creating and/or replacing 5,000 square feet or more of impervious surface collectively over the entire project site on an existing site of 10,000 square feet or more of of impervious surface?This includes commercial,industrial,residential,mixed-use,and public development projects on public or private land. 3.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a restaurant?A restaurant is a facility that sells prepared foods and drinks for consumption, including stationary lunch counters and Er refreshment stands selling prepared foods and drinks for immediate consumption (Standard Industrial Classification (SIC) code 5812). 4.Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a hillside development project?A hillside Erz - development project includes development on any natural slope that is twenty-five percent or greater. 5.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a parking lot? A parking lot is Erralandareaorfacilityforthetemporaryparkingorstorageofmotorvehiclesusedpersonallyfor business or for commerce. 6.Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a street,road,highway freeway or or driveway?A street,road,highway,freeway or driveway is any paved impervious surface used for the transportation of automobiles, trucks, motorcycles, and other vehicles. 7.Is your project a new or redevelopment project that creates and/or replaces 2,500 square feet or more of impervious surface collectively over the entire site,and discharges directly to an Environmentally Sensitive Area (ESA)?"Discharging Directly to" includes flow that is conveyed overland a distance of El< 200 feet or less from the project to the ESA,or conveyed in a pipe or open channel any distance as an isolated flow from the project to the ESA (i.e.not commingled with flows from adjacent lands).* 8.Is your project a new development or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface that supports an automotive repair shop?An automotive repair shop is is a facility that is categorized in any one of the following Standard Industrial Classification (SIC) codes: 5013, 5014, 5541, 7532-7534, or 7536-7539. 9.Is your project a new development or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious area that supports a retail gasoline outlet (RGO)?This category includes ErA.RGO's that meet the following criteria:(a)5,000 square feet or more or (b)a project Average Daily Traffic (ADT)of 100 or more vehicles per day. 10.Is your project a new or redevelopment project that results in the disturbance of one or more acres of land and are expected to generate pollutants post construction? 11.Is your project located within 200 feet of the Pacific Ocean and (1) creates 2,500 square feet or more of impervious surface or (2)increases impervious surface on the property by more than 10%?(CMC 21.203.040) If you answered "yes" to one or more of the above questions, your project is a PDP.If your project is a redevelopment project, go to step 4.If your project is a new project, go to step 5, check the first box stating "My project is a PDP ..." and complete applicant information. If you answered "no" to all of the above questions, your project is a 'STANDARD PROJECT.'Go to step 5,check the second box stating "My project is a 'STANDARD PROJECT'..." and complete applicant information. E-34 Page 3 of 4 REV 02/16 C.N..... STEP 4 TO BE COMPLETED FOR REDEVELOPMENT PROJECTS THAT ARE PRIORITY DEVELOPMENT PROJECTS (PDP) ONLY Complete the questions below regarding your redevelopment project (MS4 Permit Provision E.3.b.(2)): YES NO Does the redevelopment project result in the creation or replacement of impervious surface in an amount of less than 50%of the surface area of the previously existing development?Complete the percent impervious calculation below: Existing impervious area (A)=sq. ft.V 0 Total proposed newly created or replaced impervious area (B)=sq. ft. Percent impervious area created or replaced (B/A)"100 =% If you answered "yes",the structural BMPs required for PDP apply only to the creation or replacement of impervious surface and not the entire development.Go to step 5, check the first box stating "My project is a PDP ..." and complete applicant information. If you answered "no," the structural BMP's required for PDP apply to the entire development.Go to step 5, check the check the first box stating "My project is a PDP ..." and complete applicant information. •STEP 5,,.., CHECK THE APPROPRIATE BOX AND COMPLETE APPLICANT INFORMATION 0 My project is a PDP and must comply with PDP stormwater requirements of the BMP Manual.I understand I must prepare a Storm Water Quality Management Plan (SWQMP) for submittal at time of application. zM...„..y project is a 'STANDARD PROJECT' OR EXEMPT from PDP and must only comply with 'STANDARD PROJECT'• stormwater requirements of the BMP Manual.As part of these requirements,I will submit a "Standard Project Requirement Checklist Form E-36' and incorporate low impact development strategies throughout my project. Note: For projects that are close to meeting the PDP threshold, staff may require detailed impervious area calculations and exhibits to verify if 'STANDARD PROJECT' stormwater requirements apply. 0 My Project is NOT a 'development project' and is not subject to the requirements of the BMP Manual. Applicant Information and Signature Box .........— Applicant Name:-JO A At&42c,4V//-9/Applicant Title:at -tn.-a -1C- Applicant Signature:Date:7/0-77.70/7 *Environmentally Sensitive Areas include but are not limited to all Clean Water Act Section 303(d) impaired water bodies; areas designated as Areas of Special Biological Significance by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); water bodies designated with the RARE beneficial use by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994)and amendments); areas designated as preserves or their equivalent under the Multi Species Conservation Program within the Cities and County of San Diego; Habitat Management Plan; and any other equivalent environmentally sensitive areas which have been identified by the City. This Box for City Use Only YES NO City Concurrence:0 0 By: Date: Project ID: E-34 Page 4 of 4 REV 02/16 'A STANDARD PROJECT y o -REQUIREMENT Development Cervices Land Development Engineering Carlsbad CHECKLIST 1635 Faraday Avenue (760) 602-2750E-36 www.carlsbadca.gov Project Information Project Name:C:C.C...2.-4/4//in./re.A1 Project ID: DWG No. or Building Permit No.: Source Control BMPs All development projects must implement source control BMPs SC-1 through SC-6 where applicable and feasible.See Chapter 4 and Appendix E.1 of the BMP Design Manual for information to implement source control BMPs shown in this checklist. Answer each category below pursuant to the following. • "Yes" means the project will implement the source control BMP as described in Chapter 4 and/or Appendix E.1 of the Model BMP Design Manual.Discussion/justification is not required. • "No" means the BMP is applicable to the project but it is not feasible to implement.Discussion/justification must be provided.Please add attachments if more space is needed. • "N/A"means the BMP is not applicable at the project site because the project does not include the feature that is addressed by the BMP (e.g.,the project has no outdoor materials storage areas).Discussion/justification may be provided. Source Control Requiremen ' SC-1 Prevention of Illicit Discharges into the MS4 El Yes 0 No DATA Discussion/justification if SC-1 not implemented: SC-2 Storm Drain Stenciling or Signage 0 Yes 1:1 No N/A Discussion/justification if SC-2 not implemented: SC-3 Protect Outdoor Materials Storage Areas from Rainfall,Run-On,Runoff,and Wind El Yes 0 NoDispersal Discussion/justification if SC-3 not implemented: E-36 Page 1 of 4 Revised 03/16 1 II - Source Control Requirenflent (ContIntied):„- ./. Wind Dispersal 6 Y Applied?-SC--4 Protect-Materials-Stored-in-Outdoor Work-Areas-from-Rainfall,-Rainfall.-Ran and- es 0 No ID N/A Discussion/justification if SC-4 not implemented: SC-5 Protect Trash Storage Areas from Rainfall, Run-On, Runoff, and Wind Dispersal 1/(es 0 No 0 N/A Discussion/justification if SC-5 not implemented: SC-6 Additional BMPs based on Potential Sources of Runoff Pollutants must answer for each source listed below and identify additional BMPs. (See Table in Appendix El of BMP Manual for guidance). O On-site storm drain inlets 0 Yes 0 No D N/A O Interior floor drains and elevator shaft sump pumps 0 Yes 0 No 0 N/A O Interior parking garages 0 Yes 0 No a N/A O Need for future indoor &structural pest control D Yes No LE N/A O Landscape/Outdoor Pesticide Use D Yes 0 No DI N/A O Pools, spas, ponds, decorative fountains, and other water features 0 Yes No ID N/A O Food service D Yes ID No 0 N/A O Refuse areas 0 Yes 0 No 0 N/A O Industrial processes Yes 0 No 0 N/A O Outdoor storage of equipment or materials 0 Yes 0 No p N/A ID Vehicle and Equipment Cleaning 0 Yes 0 No 0 N/A O Vehicle/Equipment Repair and Maintenance D Yes LI No 0 N/A Fuel Dispensing Areas 0 Yes LI No El N/A O Loading Docks 0 Yes 0 No N/A Fire Sprinkler Test Water 0 Yes 0 No th N/A O Miscellaneous Drain or Wash Water 0 Yes 0 No al N/A O Plazas, sidewalks, and parking lots 0 Yes 0 No 0 N/A For "Yes" answers, identify the additional BMP per Appendix E.1.Provide justification for "No" answers. E-36 Page 2 of 4 Revised 03/16 Site Detign BMPs --All-development-projects-must-impfement site design-BMPs-SIDO through-SD-a-where applicable and-feasible.See- Chapter 4 and Appendix E.2 thru E.6 of the BMP Design Manual for information to implement site design BMPs shown in this checklist. Answer each category below pursuant to the following. • "Yes" means the project will implement the site design BMPs as described in Chapter 4 and/or Appendix E.2 thru E.6 of the Model BMP Design Manual. Discussion /justification is not required. • "No" means the BMPs is applicable to the project but it is not feasible to implement.Discussion/justification must be provided. Please add attachments if more space is needed. • "N/A"means the BMPs is not applicable at the project site because the project does not include the feature that is addressed by the BMPs (e.g., the project site has no existing natural areas to conserve). Discussion/justification may be provided. Source Control Requirement Applied? SD-1 Maintain Natural Drainage Pathways and Hydrologic Features eYes No N/A Discussion/justification if SD-1 not implemented: SD-2 Conserve Natural Areas, Soils, and Vegetation ErYes No N/A Discussion/justification if SD-2 not implemented: SD-3 Minimize Impervious Area Yes No N/A Discussion/justification if SD-3 not implemented: SD-4 Minimize Soil Compaction nYes No N/A Discussion/justification if SD-4 not implemented: SD-5 Impervious Area Dispersion VI Yes No N/A Discussion/justification if SD-5 not implemented: E-36 Page 3 of 4 Revised 03/16 40044, N.. Source Control Requirement (continued)Applied? SD-6 Runoff Collection e-Yes— Nu ri Discussion/justification if SD-6 not implemented: SD-7 Landscaping with Native or Drought Tolerant Species Erces 0 No N/A Discussion/justification if SD-7 not implemented: SD-8 Harvesting and Using Precipitation fdYes No 0 N/A Discussion/justification if SD-8 not implemented: E-36 Page 4 of 4 Revised 03/16 MINOR Development ServicesCCity of COASTAL DEVELOPMENT PERMIT/Planning DivisionSINGLE FAMILY RESIDENCE 1635 Faraday AvenueCarlsbadAPPLICATION(760) 602-4610 P-6 www.carlsbadca.gov A proposed project requiring application submittal must be submitted by appointment. Please contact the appointment specialist at (760) 602-2723 to schedule an appointment *SAME DAY APPOINTMENTS ARE NOT AVAILABLE All joint application exhibits, i.e. Tentative Map and Planned Development Site Plan should be prepared at the same scale.(Use a scale no smaller than 1" =40'.) I.GENERAL BACKGROUND A.Estimated Cost of Development: Development costing $60,000 or more does not qualify as a Minor Coastal Development Permit. The City Planner shall make the final determination regarding a project's cost of development. The primary basis for determining cost of development will be the application of dollar costs per square foot for different types of residential construction.These costs are set by the International Conference of Building Officials (ICBO)and are applied throughout San Diego County. Please complete the following information to assist in the determination of this project's cost of development (Contractor proposals may also be submitted for consideration by the City Planner).Please refer to the current fee schedule for the appropriate $/square foot fee rate. New Residential Square Footage: square feet x $/sq. ft. =$ Residential Addition Square Footage:Ca'a square feet x SiCoyirS-.2 /sq. ft. =$/92 ‘6? Any Garage Square Footage: square feet x $/sq. ft.=$ Residential Conversion Square Footage: square feet x $/sq. ft. =$ Please contact the City of Carlsbad Building Division for current fee rate for Non- Residential uses (i.e. Retail/Store; Restaurants; Office; and Manufacturing/Warehouse uses.) square feet x $/sq. ft.=$ 4:267 COST OF DEVELOPMENT ESTIMATE: $l S- 7-ay B.Do you wish to apply for: 1.A Minor Coastal Development Permit (Under $60,000 cost estimate)1111 2.A Coastal Development Permit ($60,000 or more cost estimate) C.Street address of proposed development P-6 Page 1 of 6 Revised 05/17 B.Parking:Number of existing spaces Number of new spaces proposed Existing/Proposed TOTAL: Number of total spaces required Number of covered spaces Number of uncovered spaces Number of standard spaces Number of compact spaces Is tandem parking existing? Yes #_No Is tandem parking proposed? Yes #EINo C.Grade Alteration: Is any grading proposed? Yes lEl< If yes, please complete the following: 1.Amount of cut cu. yds. 2.Amount of fill cu. yds. 3.Maximum height of fill slope feet 4.Maximum height of cut slope feet 5.Amount of import or export cu. yds. 6.Location of borrow or disposal site P-6 Page 3 of 6 Revised 05/17 C.BUILDING ELEVATIONS AND FLOOR PLANS —Four (4)copies for a Minor Coastal Development Permit and four (4) copies a Single Family Coastal Development Permit prepared on 24"x 36"sheet(s).Each building elevation and floor plan shall include the following information:1.Location and size of storage areas. 2.All buildings, structures, wall and/or fences, signs and exterior lights.3.Existing and proposed construction.4.Provide documentation demonstrating compliance with City Council Policy 44 — Neighborhood Architectural Design Guidelines (if applicable).5.Building Heights of all structures (top of roof and top of roof projections) D.CONCEPTUAL LANDSCAPE PLANS —Five (5) copies of the site plan shall be submitted if applicable.To determine if a landscape plan is required, consult Chapter 1—Applicability in the Landscape Manual. COLORED SITE PLAN AND ELEVATION PLAN —Not required with first submittal.It is the Applicant's responsibility to bring one (1) copy of a colored site plan and one (1) set of colored elevations to the Planning Division by 12:00 noon, eight (8) days prior to the Planning Commission meeting.Do not mount exhibits. II.REQUIRED DOCUMENTS AND SUBMITTAL ITEMS A.A completed Land Use Review Application Form.B.Completed Coastal Development Permit Application.C.Environmental Impact Assessment Part 1 with Coastal Development Permits.Check with Planning staff regarding Minor Coastal Development Permits and Single Family Coastal Development Permits for any environmental review requirements.D.Disclosure Statement.E.Two (2) copies of the Preliminary Title Report (current within the last six (6) months). F.Completed "Project Description/Explanation" sheet. G.Two copies of a completed and signed "Storm Water Standards Questionnaire"(form E-34). This form can be found on the City's website.(Distribute copy to Land Development Engineering).H.If,when completing the Storm Water Standards Questionnaire,the project is subject to "Standard Project,"requirements,submit a completed and signed "Standard Project Requirement Checklist" (form E-36)in accordance with the City BMP Design Manual per the City of Carlsbad Engineering Standards, latest version.I.If,when completing the Storm Water Standards Questionnaire,the project is defined as a "Priority Development Project," submit a preliminary Storm Water Quality Management Plan (SWQMP) prepared in accordance with the City BMP Design Manual per the City of Carlsbad Engineering Standards, latest version. Refer to the city's SWQMP template (form E-35). J.Property Owner's List and Addressed Labels: Single Family Residence 1.A typewritten list of the names and addresses of all property owners within a 600'radius of the subject property (including the applicant and/or owner), all occupants within a 100'radius of the subject property, and the applicable Homeowners Association (HOA).The list shall include the San Diego County Assessor's parcel number from the latest assessment rolls. P-6 Page 5 of 6 Revised 05/17 .•re. it Lawyers Title CompanyLawyers Title'7530 N.Glenoaks Blvd. Burbank, CA 91504 Phone:(818) 767-2000 Fax:(818) 504-4937 EKERLING & DOHERTY Title Officer:Ralph J.Mason, Jr.--So 15821 Ventura Blvd., Suite 680 email: tu08@ltic.com Encino, CA 91436 Phone No.:(818) 252-6040 Fax No.:(818) 252-3732 Attn:HOWARD L EKERLING File No.:117081488 Your Reference No:1190 TAMARACK AVE Property Address:1190 Tamarack Avenue, City of Carlsbad, California PRELIMINARY REPORT Dated as of May 25, 2017 at 7:30 a.m. In response to the application for a policy of title insurance referenced herein, Lawyers Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof,a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One.The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitation on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One.Copies of the policy forms should be read.They are available from the office which issued this report. The policy(s) of title insurance to be issued hereunder will be policy(s) of Commonwealth Land Title Insurance Company. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Attachment One of this report carefully.The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto)is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby.If it is desired that liability be assumed prior to the issuance of a policy of title insurance,a Binder or Commitment should be requested. CLTA Preliminary Report Form -Modified (11-17-06) Page 1 File No:117081488 SCHEDULE A The form of policy of title insurance contemplated by this report is: CLTA/ALTA 2013 Homeowner's Policy of Title Insurance ALTA Loan 2006 The estate or interest in the land hereinafter described or referred to covered by this report is: A Fee Title to said estate or interest at the date hereof is vested in: Howard Ekerling and Joanne Ekerling, husband and wife as community property with right of survivorship The land referred to herein is situated in the County of San Diego, State of California, and is described as follows: SEE EXHIBIT "A"ATTACHED HERETO AND MADE A PART HEREOF CLTA Preliminary Report Form -Modified (11-17-05) Page 2 .-re- File No:117081488 EXHIBIT "A" THE LAND REFERRED TO HEREIN IS SITUATED IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: LOT 21 OF WOODLAND HEIGHTS, IN THE CITY OF CARLSBAD,COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 4438, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, JANUARY 8,1960. ASSESSOR'S PARCEL NUMBER:205-430-21-00 CLTA Preliminary Report Form -Modified (11-17-06) Page 3 File No:117081488 SCHEDULE B At the date hereof Exceptions to coverage in addition to the printed exceptions and exclusions in said policy form would be as follows: A.Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2017-2018. B.The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 1.Water rights, claims or title to water, whether or not disclosed by the Public Records. 2.All easements, offers and dedications as shown on the official map Map of:4438 3.Covenants, conditions and restrictions but omitting any covenants or restrictions, if any, including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, marital status, disability, handicap, national origin, citizenship, immigration status, primary language, ancestry, source of income, gender, gender identity, gender expression, medical condition or genetic information,as set forth in applicable state or federal laws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth in the document Recording Date:January 11,1960 Recording No:5657, of Official Records Said covenants, conditions and restrictions provide that a violation thereof shall not defeat the lien of any mortgage or deed of trust made in good faith and for value. 4.A deed of trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby Amount:$100,000.00 Dated:December 28, 2013 Trustor/Grantor:Joanne Ekerling,a married woman as her sole and separate property and Howard L.Ekerling as non vested spouse, wife and husband Trustee:American Securities Company Beneficiary:Wells Fargo Bank, N.A. Loan No.:Not Set Out Recording Date:January 15, 2014 Recording No:2014-0019053, of Official Records CLTA Preliminary Report Form -Modified (11-17-06) Page 4 File No:117081488 The Deed of Trust set forth above is purported to be a "Credit Line" Deed of Trust. Under California Civil Code §2943.1 it is a requirement that the Trustor/Grantor of said Deed of Trust either immediately provide the beneficiary with the "Borrower's instruction to Suspend and Close Equity Line of Credit" or provide a satisfactory subordination of this Deed of Trust to the proposed Deed of Trust to be recorded at closing. If the above credit line is being paid off, this Company will require that Escrow obtain written confirmation from the current Beneficiary that the account has been frozen prior to recording. Failure to do so will result in this Company holding funds at the close of Escrow until such confirmation is obtained from the Beneficiary. 5.A deed of trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby Amount:$393,000.00 Dated:May 25, 2017 Trustor/Grantor:Howard Ekerling and Joanne Ekerling, husband and wife as community property with right of survivorship Trustee:Olivia Todd, Pres. National Default Servicing Corp. Beneficiary:U.S.Bank National Association,National Association Loan No.:6870010889 Recording Date:May 30, 2017 Recording No:2017-0239410. of Official Records 6.Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the Public Records. The Company will require, for review,a full and complete copy of any unrecorded agreement, contract, license and/or lease, together with all supplements, assignments and amendments thereto, before issuing any policy of title insurance without excepting this item from coverage. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. 7.If the Land is located within the area affected by a Geographic Targeting Order issued by FinCEN (California counties of Los Angeles, San Diego, San Francisco, Santa Clara and San Mateo), the Company must be supplied with a completed ALTA Information Collection Form ("ICF"). END OF SCHEDULE B EXCEPTIONS PLEASE REFER TO THE "NOTES AND REQUIREMENTS SECTION" WHICH FOLLOWS FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION CLTA Preliminary Report Form -Modified (11-17-06) Page 5 No. File No:117081488 REQUIREMENTS SECTION: Req.No.1:In order to complete this report, the Company requires a Statement of Information to be completed by the following party(s), Party(s):All Parties The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE:The Statement of Information is necessary to complete the search and examination of title under this order.Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name.Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. CLTA Preliminary Report Form —Modified (11-17-06) Page 6 File No:117081488 INFORMATIONAL NOTES SECTION Note No.1:The information on the attached plat is provided for your convenience as a guide to the general location of the subject property.The accuracy of this plat is not guaranteed, nor is it a part of any policy, report or guarantee to which it may be attached. Note No. 2:California insurance code section 12413.1 regulates the disbursement of escrow and sub-escrow funds by title companies. The law requires that funds be deposited in the title company escrow account and available for withdrawal prior to disbursement. Funds deposited with the company by wire transfer may be disbursed upon receipt. Funds deposited with the company via cashier's check or teller's check drawn on a California based bank may be disbursed on the next business day after the day of deposit.If funds are deposited with the company by other methods, recording and/or disbursement may be delayed.All escrow and sub-escrow funds received by the company will be deposited with other escrow funds in one or more non-interest bearing escrow accounts of the company in a financial institution selected by the company. The company may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with such financial institution, and the company shall have no obligation to account to the depositing party in any manner for the value of,or to pay to such party, any benefit received by the company. Those benefits may include, without limitation, credits allowed by such financial institution on loans to the company or its parent company and earnings on investments made with the proceeds of such loans, accounting, reporting and other services and products of such financial institution. Such benefits shall be deemed additional compensation of the company for its services in connection with the escrow or sub-escrow. For wiring Instructions please contact your Title Officer or Title Company Escrow officer. Note No. 3:Lawyers Title is a division of Commonwealth Land Title Insurance Company. The insurer in policies of title insurance, when issued in this transaction, will be Commonwealth Land Title Insurance Company. Note No. 4:None of the items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to an ALTA Loan Policy, when issued. Note No.5:The following information will be included in the CLTA Form 116 or ALTA Form 22-06 Endorsement to be issued pursuant to this order: There is located on said Land:Single Family Residence Known as:1190 Tamarack Avenue, City of Carlsbad, California. Note No. 6:The only deed(s) affecting said land which recorded within twenty-four (24) months of the date of this report,is (are)as follows: Grantor:Joanne Ekerling,a married woman as her sole and separate property Grantee:Howard Ekerling and Joanne Ekerling, husband and wife as community property with right of survivorship Recording Date:May 30, 2017 Recording No.:2017-0239409. of Official Records CLTA Preliminary Report Form -Modified (11-17-06) Page 7 File No:117081488 Note No.7:The Company requires current beneficiary demands prior to closing.If the demand is expired and a current demand cannot be obtained, our requirements will be as follows: (a)If this Company accepts a verbal update on the demand, we may hold an amount equal to one monthly mortgage payment. This hold will be in addition to the verbal hold the lender may have stipulated. (b)If this Company cannot obtain a verbal update on the demand, we will either pay off the expired demand, or wait for the amended demand, at our discretion. (c)All payoff figures are verified at closing.If the customer's last payment was made within 15 days of closing, our Payoff Department may hold one month's payment to insure check has cleared the bank (unless a copy of the cancelled check is provided,in which case there will be no hold). Note No. 8:Property taxes, including any personal property taxes and any assessments collected with taxes, are paid.For proration purposes the amounts were: Tax Identification No.:205-430-21-00 Fiscal Year:2016-2017 1st Installment:$1,798.64 2nd installment:$1,798.64 Exemption:None Shown Code Area:09000 Processor:PR Date Typed: June 2, 2017 CLTA Preliminary Report Form -Modified (11-17-06) Page 8 File No:117081488 Attachment One (Revised 06-05-14) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY —1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (ili) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b)Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2.Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3.Defects, liens, encumbrances, adverse claims or other matters: (a)whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b)not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c)resulting in no loss or damage to the insured claimant; (d)attaching or created subsequent to Date of Policy; or (e)resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4.Unentorceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5.Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6.Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights. laws. File No:117081488 EXCEPTIONS FROM COVERAGE •SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' tees or expenses) which arise by reason of: 1.Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2.Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3.Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4.Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5.(a)Unpatented mining claims;(b) reservations or exceptions in patents or in Acts authorizing the issuance thereof;(c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6.Any lien or right to a lien for services, labor or material not shown by the public records. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12.02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B,You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1.Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a.building; b.zoning; c.land use; d.improvements on the Land; e.land division; and f.environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a.,14,15,16,18, 19, 20, 23 or 27. 2.The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3.The right to take the Land by condemning it.This Exclusion does not limit the coverage described in Covered Risk 17. 4.Risks: a.that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b.that are Known to You at the Policy Date, but not to Us,unless they are recorded in the Public Records at the Policy Dale; c.that result in no loss to You; or d.that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7,Be., 25,26,27 or 28. 5.Failure to pay value for Your Title. 6.Lack of a right: a.to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b.in streets, alleys, or waterways that touch the Land. S. File No:117081.488 This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7.The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8.Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9.Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: •For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Our Maximum Dollar Your Deductible Amount Limit of liability Covered Risk 16:1.00% of Policy Amount Shown in Schedule A or $2,500.00 $ 10,000.00 (whichever is less) Covered Risk 18:1.00% of Policy Amount Shown in Schedule A or $5,000.00 $ 25,000.00 (whichever is less) Covered Risk 19:1.00% of Policy Amount Shown in Schedule A or $5,000.00 $ 25,000.00 (whichever is less) Covered Risk 21:1.00% of Policy Amount Shown in Schedule A or $2,500.00 $ 5,000.00 (whichever is less) 2006 ALTA LOAN POLICY (06.17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a)Any law,ordinance,permit,or governmental regulation (including those relating to building and zoning) restricting,regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (iii)the subdivision of land; or (Iv)environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b)Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Detects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11,13 or 14); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 0-- File No:117081488 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing- business laws of the state where the Land is situated. 5.Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6.Any claim,by reason of the operation of federal bankruptcy, state insolvency,or similar creditors'rights laws,that the transaction creating the lien of the Insured Mortgage, is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records.This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE [Except as provided in Schedule B -Part II,[t[or T]his policy does not insure against loss or damage,and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: [PART I [The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1.(a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts,rights,interests,or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment,encumbrance,violation,variation,or adverse circumstance affecting the Tide that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5.(a)Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. PART II In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters,and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:] 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1.(a)Any law,ordinance,permit,or governmental regulation (including those relating to building and zoning) restricting,regulating, prohibiting, or relating to File No:117081488 (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (iii)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2.Rights of eminent domain.This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4.Any claim,by reason of the operation of federal bankruptcy,state insolvency,or similar creditors'rights laws,that the transaction vesting the Title as shown in Schedule A,is (a)a fraudulent conveyance or fraudulent transfer; or (b)a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' tees or expenses,that arise by reason of: [The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1.(a)Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2.Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3.Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4.Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6.Any lien or right to a lien for services, labor or material not shown by the Public Records. 7.[Variable exceptions such as taxes, easements, CC &R's, etc. shown here.] File No:117081488 ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (12-02-13) EXCLUSIONS FROMCOVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1.(a)Any law,ordinance,permit,or governmental regulation (including those relating to building and zoning)restricting, regulating, prohibiting, or relating to (i)the occupancy, use, or enjoyment of the Land; (ii)the character, dimensions, or location of any improvement erected on the Land; (iii)the subdivision of land; or (iv)environmental protection; or the effect of any violation of these laws,ordinances,or governmental regulations.This Exclusion 1(a)does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2.Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3.Defects, liens, encumbrances, adverse claims, or other matters (a)created, suffered, assumed, or agreed to by the Insured Claimant; (b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c)resulting in no loss or damage to the Insured Claimant; (d)attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11,16,17,18,19,20, 21, 22, 23, 24, 27 or 28); or (e)resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4.Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5.Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law.This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6.Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. 8.The failure of the residential structure, or any portion of it,to have been constructed before,on or after Date of Policy in accordance with applicable building codes.This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9.Any claim,by reason of the operation of federal bankruptcy,state insolvency,or similar creditors'rights laws,that the transaction creating the lien of the Insured Mortgage,is (a)a fraudulent conveyance or fraudulent transfer, or (b)a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10.Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11.Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. File No:117081488 File No:117081488 IP Lawyers Title'vulP Lawyers Title Company 7530 N.Glenoaks Blvd. Burbank,CA 91504 Phone:(818) 767-2000 Fax:(818) 504-4937 Order No. 117081488 Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc.and its subsidiaries ("FNF")must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions,a preliminary report or commitment.Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate.As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative.These discounts are generally described below;consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. FNF Underwritten Title Company FNF Underwriter LTC -Lawyers Title Company CLTIC -Commonwealth Land Title Insurance Co. Available Discounts DISASTER LOANS (CLTIC) The charge for a Lender's Policy (Standard or Extended coverage)covering the financing or refinancing by an owner of record, within 24 months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be 50% of the appropriate title insurance rate. EMPLOYEE RATE (LTC and CLTIC) No charge shall be made to employees (including employees on approved retirement) of the Company or its underwritten, subsidiary or affiliated title companies for policies or escrow services in connection with financing,refinancing,sale or purchase of the employees'bona fide home property.Waiver of such charges is authorized only in connection with those costs which the employee would be obligated to pay, by established custom,as a party to the transaction. Notice of Available Discount Mod.10/21/2011 CLTA Preliminary Report Form —Modified (11-17-06) Page 3 FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE At Fidelity National Financial,Inc.,we respect and believe it is important to protect the privacy of consumers and our customers.This Privacy Notice explains how we collect,use,and protect any information that we collect from you,when and to whom we disclose such information,and the choices you have about the use of that information.A summary of the Privacy Notice is below, and we encourage you to review the entirety of the Privacy Notice following this summary.You can opt-out of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice. Tvoes of Information Collected.You may How Information is Collected.We may collect provide us with certain personal information about personal information from you via applications, you,like your contact information,forms,and correspondence we receive from you addressdemographic information,social security and others related to our transactions with you. number (SSN),driver's license,passport,other When you visit our websites from your computer government ID numbers and/or financial or mobile device,we automatically collect and information.We may also receive browsing store certain information available to us through information from your Internet browser, computer your Internet browser or computer equipment to and/or mobile device if you visit or use our optimize your website experience. websites or applications. Use of Collected Information.We request and When Information Is Disclosed.We may use your personal information to provide products disclose your information to our affiliates and/or and services to you,to improve our products and nonaffiliated parties providing services for you or services,and to communicate with you about us,to law enforcement agencies or governmental these products and services.We may also share authorities,as required by law,and to parties your contact information with our affiliates for whose interest in title must be determined. marketing purposes. Choices With Your Information.Your decision Information From Children.We do not to submit information to us is entirely up to you.knowingly collect information from children who You can opt-out of certain disclosure or use of are under the age of 13,and our website is not your information or choose to not provide any intended to attract children. personal information to us. Privacy Outside the Website.We are not International Users.By providing us with you responsible for the privacy practices of third information,you consent to its transfer, parties,even if our website links to those parties'processing and storage outside of your country of websites.residence,as well as the fact that we will handle such information consistent with this Privacy Notice. The California Online Privacy Protection Act. Some FNF companies provide services to mortgage loan servicers and,in some cases,their websites collect information on behalf of mortgage loan servicers.The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through those websites. Your Consent To This Privacy Notice.By Access and Correction;Contact Us.If you submitting information to us or by using our desire to contact us regarding this notice or your website,you are accepting and agreeing to the information,please contact us at terms of this Privacy Notice.privacy@fnf.com or as directed at the end of this Privacy Notice. Effective May 1, 2015;Last updated March 1, 2017 Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved. FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Fidelity National Financial, Inc.and its majority-owned subsidiary companies providing title insurance, real estate-and loan-related services (collectively, "FNF", "our" or "we") respect and are committed to protecting your privacy.We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be used in compliance with this Privacy Notice and applicable laws. This Privacy Notice is only in effect for Personal Information and Browsing Information collected and/or owned by or on behalf of FNF,including Personal Information and Browsing Information collected through any FNF website, online service or application (collectively, the "Website"). Times of Information Collected We may collect two types of information from you:Personal Information and Browsing Information. Personal Information.FNF may collect the following categories of Personal Information: •contact information (e.g., name, address, phone number, email address); •demographic information (e.g., date of birth, gender, marital status); •social security number (SSN), driver's license, passport, and other government ID numbers; •financial account information; and •other personal information needed from you to provide title insurance,real estate-and loan-related services to you. Browsing Information.FNF may collect the following categories of Browsing Information: •Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information; •browser language and type; •domain name system requests; •browsing history, such as time spent at a domain, time and date of your visit and number of clicks; •http headers, application client and server banners; and •operating system and fingerprinting data. How Information is Collected In the course of our business,we may collect Personal Information about you from the following sources: •applications or other forms we receive from you or your authorized representative; •the correspondence you and others send to us; •information we receive through the Website; •information about your transactions with, or services performed by,us,our affiliates or nonaffiliated third parties; and •information from consumer or other reporting agencies and public records maintained by governmental entities that we obtain directly from those entities, our affiliates or others. If you visit or use our Website, we may collect Browsing Information from you as follows: •Browser Log Files.Our servers automatically log each visitor to the Website and collect and record certain browsing information about each visitor.The Browsing Information includes generic information and reveals nothing personal about the user. •Cookies.When you visit our Website,a "cookie" may be sent to your computer.A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive.When you visit a website again,the cookie allows the website to recognize your computer.Cookies may store user preferences and other information.You can choose whether or not to accept cookies by changing your Internet browser settings,which may impair or limit some functionality of the Website. Use of Collected Information Information collected by FNF is used for three main purposes: •To provide products and services to you or any affiliate or third party who is obtaining services on your behalf or in connection with a transaction involving you. •To improve our products and services. •To communicate with you and to inform you about our, our affiliates' and third parties' products and services,jointly or independently. Effective May 1,2015; Last updated March 1,2017 Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved. When Information Is Disclosed We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies)and Browsing Information to various individuals and companies,as permitted by law,without obtaining your prior authorization.Such laws do not allow consumers to restrict these disclosures.Please see the section "Choices With Your Personal Information" to learn how to limit the discretionary disclosure of your Personal Information and Browsing Information. Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties: •to third parties to provide you with services you have requested,and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; •to our affiliate financial service providers for their use to market their products or services to you; •to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed information only in connection with such services; •to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to market financial products or services to you; •to law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoena or court order; •to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest must be determined, settled, paid, or released prior to closing; and •other third parties for whom you have given us written authorization to disclose your Personal Information. We may disclose Personal Information and/or Browsing Information when required by law or in thegood-faith belief that such disclosure is necessary to: •comply with a legal process or applicable laws; •enforce this Privacy Notice; •investigate or respond to claims that any material, document,image,graphic,logo,design,audio, video or any other information provided by you violates the rights of a third party; or •protect the rights, property or personal safety of FNF,its users or the public. We maintain reasonable safeguards to keep your Personal Information secure.When we provide Personal Information to our affiliates or third party service providers as discussed in this Privacy Notice, we expect that these parties process such information in compliance with our Privacy Notice or in a manner that is in compliance with applicable privacy laws.The use of your information by a business partner may be subject to that party's own Privacy Notice.Unless permitted by law,we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent. We reserve the right to transfer your Personal Information,Browsing Information,and any other information,in connection with the sale or other disposition of all or part of the FNF business and/or assets,or in the event of our bankruptcy,reorganization,insolvency,receivership or an assignment for the benefit of creditors.You expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings.We cannot and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any of the information that is disclosed to us. Choices With Your Information Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information,FNF may not be able to provide certain services or products to you.The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit, include: •for our everyday business purposes -to process your transactions,maintain your account(s),to respond to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders, or report to credit bureaus; •for our own marketing purposes; •for joint marketing with financial companies; and •for our affiliates'everyday business purposes -information about your transactions and experiences. Effective May 1, 2015; Last updated March 1,2017 Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved. You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under the following circumstances ("opt-out"): •for our affiliates' everyday business purposes —information about your creditworthiness; and •for our affiliates to market to you, To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and Browsing Information by notifying us by one of the methods at the end of this Privacy Notice.We do not share your personal information with non-affiliates for their direct marketing purposes. For California Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties,except as permitted by California law.Currently,our policy is that we do not recognize "do not track" requests from Internet browsers and similar devices. For Nevada Residents:You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice.Nevada law requires that we also provide you with the following contact information:Bureau of Consumer Protection, Office of the Nevada Attorney General,555 E.Washington St.,Suite 3900,Las Vegas,NV 89101;Phone number:(702) 486-3132; email: BCPINFO@ag.state.nv.us. For Oregon Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties,except as permitted by Vermont law,such as to process your transactions or to maintain your account.In addition,we will not share information about your creditworthiness with our affiliates except with your authorization.For joint marketing in Vermont, we will only disclose your name, contact information and information about your transactions. Information From Children The Website is meant for adults and is not intended or designed to attract children under the age of thirteen (13).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian.By using the Website,you affirm that you are over the age of 13 and will abide by the terms of this Privacy Notice. Privacy Outside the Website The Website may contain links to other websites.FNF is not and cannot be responsible for the privacy practices or the content of any of those other websites. International Users FNF's headquarters is located within the United States.If you reside outside the United States or are a citizen of the European Union,please note that we may transfer your Personal Information and/or Browsing Information outside of your country of residence or the European Union for any of the purposes described in this Privacy Notice.By providing FNF with your Personal Information and/or Browsing Information,you consent to our collection and transfer of such information in accordance with this Privacy Notice. Effective May 1,2015;Last updated March 1,2017 Copyright © 2017. Fidelity National Financial, Inc. All Rights Reserved. • ,• `•• The California Online Privacy Protection Act •For some FNF websites, such as the Customer CareNet ("CCN"),FNF is acting as a third party service provider to a mortgage loan servicer. In those instances, we may collect certain information on behalf of that mortgage loan servicer via the website. The information which we may collect on behalf of the mortgage loan servicer is as follows: •first and last name; •property address; • user name and password; • loan number; • social security number -masked upon entry; • email address; • three security questions and answers;and • IP address. The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN.The mortgage loan servicer is responsible for taking action or making changes to any consumer information submitted through this website. For example, if you believe that your payment or user information is incorrect, you must contact your mortgage loan servicer. CCN does not share consumer information with third parties,other than (1)those with which the mortgage loan servicer has contracted to interface with the CCN application, or (2) law enforcement or other governmental authority in connection with an investigation,or civil or criminal subpoenas or court orders.All sections of this Privacy Notice apply to your interaction with CCN,except for the sections titled "Choices with Your Information"and "Access and Correction."If you have questions regarding the choices you have with regard to your personal information or how to access or correct your personal information, you should contact your mortgage loan servicer. Your Consent To This Privacy Notice By submitting Personal Information and/or Browsing Information to FNF,you consent to the collection and use of the information by us in compliance with this Privacy Notice.Amendments to the Privacy Notice will be posted on the Website.Each time you provide information to us,or we receive information about you, following any amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously collected information and information collected from you in the future.We may use comments,information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing with our affiliates for their marketing purposes,please send your requests to OrivacyPfnf.com or by mail or phone to: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn:Chief Privacy Officer (888) 934-3354 Effective May 1, 2015;Last updated March 1,2017 Copyright 2017. Fidelity National Financial, Inc. All Rights Reserved. ... k'5. 9 9 'de\ c''''-ilk 205 -43' A WY 114100 =of -c. 7...80-. 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