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HomeMy WebLinkAboutCDP 2017-0051; HOLSTEIN RESIDENCE; Coastal Development Permit (CDP)(1 City of LAND USE REVIEW Development Services Planning Division Carlsbad APPLICATION 1635 Faraday Avenue P-1 (760) 6024610 www.carlsbadca.gov APPLICATIONS APPLIED FOR:(CHECK BOXES) Development Permits (FOR DEPT. USE ONLY)Legislative Permits (FOR DEPT. USE ONLY) GDe IVCoastalDevelopment Permit E Minor zon _enriaUln General Plan Amendment Conditional Use Permit Local Coastal Program Amendment Minor E Extension 7 Day Care (Large) Master Plan E Amendment _Environmental Impact Assessment Specific Plan Amendment Habitat Management Permit E Minor 111 Zone Change E Hillside Development Permit E Minor 111 Zone Code Amendment E Nonconforming Construction Permit South Carlsbad Coastal Review Area Permits E Planned Development Permit E Minor E Review Permit E Residential E Non-Residential : Administrative E Minor E Major Planning Commission Determination Reasonable Accommodation Village Review Area Permits Site Development Plan E Minor Review Permit Special Use Permit Administrative E Minor ['Major Tentative Parcel Map (Minor Subdivision) Tentative Tract Map (Major Subdivision) Variance Minor NOTE: A PROPOSED PROJECT REQUIRING APPLICATION SUBMITTAL MUST BE SUBMITTED BY APPOINTMENT*.PLEASE CONTACT THE APPOINTMENT SPECIALIST AT (760) 602-2723 TO SCHEDULE AN APPOINTMENT. 'SAME DAY APPOINTMENTS ARE NOT AVAILABLE ASSESSOR PARCEL NO(S):-211 —0200 LOCATION OF PROJECT:4244 PA42.1e-92.c_A-ausfro c q2.00g (STREET ADDRESS) NAME OF PROJECT:+1.01.-Stris)12-Stp6kic BRIEF DESCRIPTION OF PROJECT:Ftocia WO %Latta DOE-44 ADOMW 7A ow 0/acting.Ate s.r. PROJECT VALUE ESTIMATED COMPLETION DATE(SITE IMPROVEMENTS)S 1 303 .it FOR CITY USE ONLY Development No.V t-V 9.0 (1 0 ((42 Lead Case No. P-1 Page 1 of 6 Revised 03/17 OWNER NAME (PLEASE PRINT)APPLICANT NAME (PLEASE PRINT) INDIVIDUAL NAME INDIVIDUAL NAME (if applicable):Jobartitavl 4 awn +tbuyteia (if applicable):pa -9512-4 COMPANY NAME COMPANY NAME (if applicable):(if applicable):mavesv-.4 Warrant. MAILING ADDRESS:4244 Pete*.twthe MAILING ADDRESS:1e41(4 94 • CITY, STATE, ZIP:Gains CA ricor CITY, STATE, ZIP:?GUAM CA 12644 TELEPHONE:(STY)Sock -6.v49-TELEPHONE:?rob -a• EMAIL ADDRESS:J 231 e 441141.•/OW .05(gICtoil EMAIL ADDRESS:106128%c.e___IAADett414442 .Coon e 6444U.. tOM • I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO KNOWLEDGE.I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF MY KNOWLEDGE. SET FORTH HEREIN IS MY UTH IZED REPRESENTATIVE FOR PUR OSES OF THIS APPLI A . P120h- 249R—SIG -11L DATE ZSIGNATURE DATE 1/ APPLICANTS REPRESENTATIVE (Print):tea -13ea-g- MAILING ADDRESS:I41.(elt ?0W M1 RA • CITY, STATE, ZIP:potzni CA inaG 4 TELEPHONE:?-6o -314 -a-ma-ekt 2 EMAIL ADDRESS:e 144AMS t6 VIA.•Arm I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLE . • & SIGNATURE DAT IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION.I/WE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING REC RDED ON THE TIT TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH TH ANn ton PROM UCCES PRO E OWN SIGNATU OR CITY USE ONLY RF_Cr--IVED CITY o -CARLSBAD LANNiNG DE/JSLairliDATE STAMP APP CAA iuN KtCEIVED RECEIVED BY: P-1 Page 2 of 6 Revised 03/17 , (PROJECT DESCRIPTION Development ServicesCity of Planning Division Carlsbad P-1(B)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov PROJECT NAME:Kolb-tuto 12440>G74c4" APPLICANT NAME:Pell*?POL. • Please describe fully the proposed project by application type.Include any details necessary to adequately explain the scope and/or operation of the proposed project.You may also include any background information and supporting statements regarding the reasons for,or appropriateness of, the application.Use an addendum sheet if necessary. Description/Explanation: 1)R-CFC6(-11)kgrkt fgiNic9e-6\1(-AM f 614 '61(11-18r4 (F tig-APC(691-1 P-1(B)Page 1 al Revised 07/10 HAZARDOUS WASTE Development Services CCity of AND SUBSTANCES Planning Division Carlsbad STATEMENT 1635 Faraday Avenue (760) 602-4610 P-1(C)www.carlsbadca.gov Consultation of Lists of Sites Related to Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5,I have consulted the Hazardous Waste and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): [71The development project and any alternatives proposed in this application are not contained on the 7 lists compiled pursuant to Section 65962.5 of the State Government Code. 111 The development project and any alternatives proposed in this application are contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT PROPERTY OWNER Name:Peable-fatraz-Name:JOPA-00%....16%Ac4 flOLCIEW Address:144l'?" Al ti-O•/16°*1 Address:42414 F'da Pt • Ca 'Tv)G 4-0.44/7A4640 ,C-A-q le°r Phone Number:?"-Slib -6250.9"ear •2 Phone Number:(est)1A4—4S4? Address of Site:4244 'M2 pt •CaLCS"CA quo >t Local Agency (City and County): Assessor's book, page, and parcel number:20.4 -24 i -01' Specify list(s): Regulatory Identification Number: Date of List: rem . ——J7'/la"24 )-- Applica Sign ure/f P pert Own nature/ate The Hazardous Waste and Substances Sites List (Cortese List)is used by the State,local agencies and developers to comply with the California Environmental Quality Act requirements in providing information about the location of hazardous materials release sites. P-1(C)Page 1 of 2 Revised 02/13 TIME LIMITS ON Development Services(City of DISCRETIONARY Planning Division Carlsbad PROJECTS 1635 Faraday Avenue (760) 602-4610P-1(E)www.carlsbadca.gov PLEASE NOTE: Time limits on the processing of discretionary projects established by state law do not start until a project application is deemed complete by the City.The City has 30 calendar days from the date of application submittal to determine whether an application is complete or Incomplete.Within 30 days of submittal of this application you will receive a letter stating whether this application is complete or incomplete.If it is incomplete, the letter will state what is needed to make this application complete. When the application is complete, the processing period will start upon the date of the completion letter. If you have any questions regarding application submittal requirements (i.e.,clarification regarding a specific requirement or whether all requirements are necessary for your particular application) please call (760) 602-4610. Applicant Signature: Staff Signature: Date: To be stapled with receipt to the application P-1(E)Page 1 of 1 Revised 07/10 MINOR IL_City of COASTAL DEVELOPMENT PERMIT/Development Services Carlsbad SINGLE FAMILY RESIDENCE Planning Division APPLICATION 1635 Faraday Avenue (760) 602-4610 P-6 www.carlsbadca.gov A proposed project requiring application submittal must be submitted by appointment*. Please contact the appointment specialist at (760) 602-2723 to schedule an appointment *SAME DAY APPOINTMENTS ARE NOT AVAILABLE All joint application exhibits, i.e. Tentative Map and Planned Development Site Plan should be prepared at the same scale.(Use a scale no smaller than 1" =40'.) I.GENERAL BACKGROUND A.Estimated Cost of Development: Development costing $60,000 or more does not qualify as a Minor Coastal Development Permit. The City Planner shall make the final determination regarding a project's cost of development. The primary basis for determining cost of development will be the application of dollar costs per square foot for different types of residential construction.These costs are set by the International Conference of Building Officials (ICBO)and are applied throughout San Diego County. Please complete the following information to assist in the determination of this project's cost of development (Contractor proposals may also be submitted for consideration by the City Planner).Please refer to the current fee schedule for the appropriate $/square foot fee rate. New Residential Square Footage: square feet x $/sq. ft. =$ Residential piddition Square Footage:55+-square feet x $/4//A./sq. ft. =$76/ 4?9. erik Any Garage Square Footage: square feet x $/sq. ft. =$ Residential Conversion Square Footage: square feet x $/sq. ft. =$ Please contact the City of Carlsbad Building Division for current fee rate for Non- Residential uses (i.e. RetaiVStore;Restaurants; Office; and Manufacturing/Warehouse uses.) square feet x $/sq. ft. _$ COST OF DEVELOPMENT ESTIMATE:$ B.Do you wish to apply for: 1.A Minor Coastal Development Permit (Under $60,000 cost estimate)Ei .,2.A Co6stal Development Permit ($60,000 or more cost estimate)Ri C.Street address of proposed development 4-4 /1494A2/-bi2/llE P-6 Page 1 of 6 Revised 05/17 _./ B.Parking:Number of existing spaces Number of new spaces proposed Existing/Proposed TOTAL:'2- Number of total Spaces required Number of covered spaces 12- Number of uncovered spaces Number of standard spaces Number of compact spaces Is tandem parking existing? Yes #CZ No Is tandem parking proposed? Yes #No C.Grade Alteration: Is any grading proposed? Yes IN No If yes, please complete the following: 1.Amount of cut cu. yds. 2.Amount of fill cu. yds. 3.Maximum height of fill slope feet 4.Maximum height of cut slope feet 5.Amount of import or export cu. yds. 6.Location of borrow or disposal site P-6 Page 3 of 6 Revised 05/17 C.BUILDING ELEVATIONS AND FLOOR PLANS —Four (4)copies for a Minor Coastal Development Permit and four (4) copies a Single Family Coastal Development Permit prepared on 24"x 36"sheet(s).Each building elevation and floor plan shall include the following information: R1. Location and size of storage areas. 2.All buildings, structures, wall and/or fences, signs and exterior lights. pra.Existing and proposed construction. 04.Provide documentation demonstrating compliance with City Council Policy 44 — Neighborhood Architectural Design Guidelines (if applicable). 105.Building Heights of all structures (top of roof and top of roof projections) D.CONCEPTUAL LANDSCAPE PLANS —Five (5)copies of the site plan shall be submitted if applicable.To determine if a landscape plan is required, consult Chapter 1—Applicability in the Landscape Manual. COLORED SITE PLAN AND ELEVATION PLAN —Not required with first submittal.It is the Applicant's responsibility to bring one (1) copy of a colored site plan and one (1) set of colored elevations to the Planning Division by 12:00 noon, eight (8) days prior to the Planning Commission meeting.Do not mount exhibits. II.REQUIRED DOCUMENTS AND SUBMITTAL ITEMS DA.A completed Land Use Review Application Form. DB.Completed Coastal Development Permit Application. DC.Environmental Impact Assessment Part 1 with Coastal Development Permits.Check with Planning staff regarding Minor Coastal Development Permits and Single Family Coastal Development Permits for any environmental review requirements. OD.Disclosure Statement. Eg - ..Two (2) copies of the Preliminary Title Report (current within the last six (6) months). OF.Completed "Project Description/Explanation" sheet. DG.Two copies of a completed and signed "Storm Water Standards Questionnaire"(form E-34). This form can be found on the City's website.(Distribute copy to Land Development Engineering). DH.If,when completing the Storm Water Standards Questionnaire,the project is subject to "Standard Project,"requirements,submit a completed and signed "Standard Project Requirement Checklist" (form E-36)in accordance with the City BMP Design Manual per the City of Carlsbad Engineering Standards, latest version. DI.If,when completing the Storm Water Standards Questionnaire,the project is defined as a "Priority Development Project," submit a preliminary Storm Water Quality Management Plan (SWQMP) prepared in accordance with the City BMP Design Manual per the City of Carlsbad Engineering Standards, latest version. Refer to the city's SWQMP template (form E-35). DJ.Property Owner's List and Addressed Labels: Single Family Residence 1.A typewritten list of the names and addresses of all property owners within a 600'radius of the subject property (including the applicant and/or owner),all occupants within a 100'radius of the subject property, and the applicable Homeowners Association (HOA).The list shall include the San Diego County Assessor's parcel number from the latest assessment rolls. P-6 Page 5 of 6 Revised 05/17 -. ... ,_•.ixecordIng rbques.co ;___..y . LawYerf Title D 0 C #2013 -0130043 RECORDING REQUESTED BY MIDI !NM 1111111111 11111 111111111111111111110111 III 111111 Ticor Title Company of California AND WHEN RECORDED MAIL TO:FEB 28, 2013 8:00 AM OFFICIAL RECORDS 73Jon Holstein SAN DIEGO COUNTY RECORDER'S OFFICE Jesica Siefers Ernest J. Dronenburg, Jr., COUNTY RECORDER 4244 Park Dr.FEES:518.50 Oa OCCarlsbad,CA 92008 7(1) PAGES:2' 1111.111111111111COM111111111111115/01ORDER NO.:313310811 ESCROW NO.:00140305-017-JSL SPACE ABOVE THIS LINE FOR RECORDER'S USE GRANT DEED THE UNDERSIGNED GRANTOR(s) DECLARE(s)Documentary Transfer Tax is $ 500.50 Ounincorporated area X computed on full value of interest or property conveyed, or X the City of Carlsbad 0 full value less value of liens or encumbrances remaining at the time ofsale Parcel No. 207-211-02-00 FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, Empire Property Group LLC hereby GRANT(s) to Jonathan Holstein,a single man and Jesica Siefers.a single woman as joint tenants the following real property in the City of Carlsbad County of San Diego, State ofCalifornia: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF Dated:January 28, 2013 . Empire Property Group LLC anville, Managing Member STATE OF CALIFORA. COUNTY OF ,P4/1 iltyre }SS: On frr‘Vr 2' /3 before me,.e 1R/p./. a Notary Public, personally appeared ilk10.nitati//f) who proved to me on the basis of satisfactory evidence to be the person whose narneceis/qe subscribed to the within instrument and acknowledged to me that he/Ott/44y executed the same in hi authorized capacity(iod) and that by his/)aerMaelt signature#'n the instrument the persona or the entity upon behalf ofwhich the personksracted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. JEFF B.LANGFORD Signature •0°........t.,;,,,..., t Commission #19590139 ?i:O!lipt Notary Public -California .•••ia-ori San Diego County ____Comm. Evrdres Nov 29. 2015 c---'------- MAIL TAX STATEMENTS AS DIRECTED ABOVE Page 1 MAIL TAX STATEMENT TO GRANTDEE RETURN ADDRESS ABOVE • File No:313310811 EXHIBIT "A"74 THE LAND REFERRED TO HEREIN IS SITUATED IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: LOT 97 OF CARLSBAD TRACT NO. 72-18 UNIT NO.2, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO.7973,FILED. IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, JUNE 27, 1974. ASSESSOR'S PARCEL NUMBER:207-211-02-00 • CLTA Preliminary Report Form —Mcxilfled (11-17-06) Page 3 - ENVIRONMENTAL INFORMATION FORM (To be Completed by Applicant) Date Filed:(To be completed by City) Application Number(s): General Information 1.Name of project fib/1111Q P-estOenrcv 2.Name of developer or project sponsor: Address: City, State, Zlp Code: Phone Number 3.Name of person to be contacted concerning this project:176421*-1)6YLe. Address:L 410?la.) Al 0-4 . City, State, Zip Code:1)6441 C.-A '14 G4 Phone Number: --r-P45 -51.b —c.stscg—fir.2. 4.Address of Project:42.44 imia.citastrzet)c cv240 Assessor's Parcel Number 1.10 --2U -011.0 5.List and describe any other related permits and other public approvals required for this project, including those required by city, regional, state and federal agencies: 6.Existing General Plan Land Use Designation: 7.Existing zoning district: 8.Existing land use(s):D 9.Proposed use of site (Project for which this form is filed): Project Description 10.Site size:44`(ra..rt. 11.Proposed Building square footage: 12:Number of floors of construction: 13.Amount of off-street parking provided: 14.Associated projects: P-1(D)Page 2 of 4 Revised 07/10 -_ 15.If residential, include the number of units and schedule of unit sizes: //MT;tee4 al .rr extcrotz.tidi8tr.4gUr Aim- A./4t2 t .etisT464 2 c4.11-64124ecE 16. If commercial, Indicate the type, whether n,ghborhood, city or regionally oriented, square footageof sales area, and loading facilities:4)A-- 17.If industrial, indicate type, estimated employment per shift, and loading facilities:OU/Iir 18.If institutional, indicate the major function, estimated employment per shift, estimyd occupancy, loading facilities, and community benefits to be derived from the project /Jr 19.If the project involves a variance, conditional use or rezoning applications, state this and indicate clearly why the application is required: P-1(D)Page 3 of 4 Revised 07/10 Are the following items applicable to the project or its effects?Discuss all items checked yes (attach additional sheets as necessary). Yes Ig20.Change in existing features of any bays, tidelands, beaches, or hills, or substantial 0 alteration of ground contours. 21.Change in scenic views or vistas from existing residential areas or public lands or d roads. 22.Change in pattern, scale or character of general area of project.0 23.Significant amounts of solid waste or litter.0 24.Change in dust, ash, smoke, fumes or odors in vicinity.0 0 25.Change In ocean,bay,lake,stream or ground water quality or quantity,or cj alteration of existing drainage patterns. 26.Substantial change in existing noise or vibration levels in the vicinity.0 0 27.Site on filled land or on slope of 10 percent or more.171 12/ 28.Use of disposal of potentially hazardous materials,such as toxic substances,D D flammables or explosives. 29.Substantial change in demand for municipal services (police, fire, water, sewage,Ei Er etc.). 30.Substantially increase fossil fuel consumption (electricity, oil, natural gas, etc.).CI 0 31.Relationship to a larger project or series of projects.0 CI Environmental Setting Attach sheets that Include a response to the following questions: 32.Describe the project site as it exists before the Project, including information on topography, soil stability, plants and animals, and any cultural, historical or scenic aspects.Describe any existing structures on the site, and the use of the structures.Attach photographs of the site.Snapshots or Polaroid photos will be accepted. 33.Describe the surrounding properties,Including information on plants and animals and any cultural, historical or scenic aspects.Indicate the type of land use (residential, commercial, etc.), Intensity of land use (one-family, apartment houses, shops, department stores, etc.), and scale of development (height,frontage,set-back,rear yard,etc.).Attach photographs of the vicinity. Snapshots or polaroid photos will be accepted. Certification I hereby certify that the statements furnished above and in the attached exhibits present the data and Information required for this initial evaluation to the best of my ability, and that the facts, statements, and Information presented are true and correct to the best of my knowledge and belief. Date:/20/19—Signature: ME" For. P-1(D)Page 4 of 4 Revised 07/10 TITLE TITLE365SNAPSHOT8880 Rio San Diego Drive #1100, San Diego, CA 92108GRADETollFree: (877)365-9365 I Direct: 619-564-5642 I Fax: 855-302-1878 Title is Vested in •Jonathan Holstein, a single man and Jesica Siefers,a single woman as joint tenants Issues to Pay or Clear at Closing Issue DescriptionWhat does this grade mean? A =No title curative issues •Junior Secured Lien(s)The record reflects one or more unreleased B =Issues to pay or clear Security Instruments.Payoff or Subordination may C =Liens to clear be necessary. D =Title curative issues REO transactions only:Liens to Clear/Potential Failure of Title E =REO curative issues Issue Description R =IRS curative issues NONE Prepared On August 1,2017 Order Number CA0410-17004895-42 Loan Number Property Address 4244 Park Drive Carlsbad, CA 92008 Questions For questions regarding this Title Snapshot, please contact: Marie Castillo •. ••• 619-564-5642 •.• . •••• • tu42@tifle365.com TITLE365 8880 Rio San Diego Drive #1100,San Diego, CA 92108 Toll Free:(877)365 -9365 Direct: 619 -564-5642 Fax: 855-302-1878 PRELIMINARY REPORT M.A.Design & Drafting Services Our Order No.:CA0410-17004895-42 2180 Chablis Ct Your Reference:4244 Park Escondido, CA 92029 When Replying Please Contact: Attn:Derek Berg Title365 Company 8880 Rio San Diego Drive #1100 San Diego, CA 92108 Attn:Marie Castillo 619-564-5642 Todays Date:August 1,2017 Property Address: 4244 Park Drive, Carlsbad, CA 92008 In response to the application for a Policy of Title Insurance, Title365 Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein and/or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said Policy or Policies of Title Insurance are set forth in Exhibit B attached.The policy to be issued may contain an arbitration clause.When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties.Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit B.Copies of the Policy forms should be read.They are available from the office which issued this report. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Exhibit B of this report carefully.The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the Policy or Policies of Title Insurance and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. This report (and any supplements or amendments hereto)is issued solely for the purpose of facilitating the issuance of a Policy or Policies of Title Insurance and no liability is assumed hereby.If it is desired that liability be assumed prior to the issuance of a Policy or Policies of Title Insurance, a Binder or Commitment should be requested. Dated as of July 25, 2017, at 07:30 AM. Marie Castillo Senior Title Officer tu42@title365.com The form of policy of title insurance contemplated by this report is: ALTA Loan Policy 2006 with ALTA Endorsement-Form 1 Coverage ALTA Homeowner's Policy (12/02/13)Underwritten by:First American Title Insurance Company (Preliminary Report I Created: 08/01/2017 I CA0410-17004895-42 SCHEDULE A The estate or interest in the land hereinafter described or referred to covered by this Report is: A Fee Title to said estate or interest at the date hereof is vested in: Jonathan Holstein, a single man and Jesica Siefers, a single woman as joint tenants The land hereinafter referred to is situated in the City of Carlsbad, County of San Diego, State of CA, and is described as follows: Lot 97 of Carlsbad Tract No. 72-18 Unit No. 2, in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 7973, filed in the Office of the County Recorder of San Diego County, June 27, 1974. APN: 207-211-02-00 !Preliminary Report-A I Created: 08/01/2017 I CA0410-17004895-42 SCHEDULE B At the date hereof, Exceptions to coverage,in addition to the printed Exception and Exclusions contained in said policy form would be as follows: 1.Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes, to be levied for the fiscal year 2017 -2018 which are a lien not yet payable. 2.Property taxes for the fiscal year shown below are paid.For proration purposes the amounts are: Fiscal year 2016-2017 1st Installment $2,714.62 2nd Installment:$2,714.62 Exemption:$0.00 Land:$425,457.00 Improvements:$79,054.00 Personal Property $0.00 Code Area:09000 Assessment No:207-211-02-00 3.Assessments, if any, for community facility distriCts affecting said land which may exist by virtue of assessment maps or notices filed by said districts.Said assessments are collected with the County Taxes. 4.The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (commencing with Section 75) of the revenue and taxation code of the State of California. 5.Water rights, claims or title to water in or under said land, whether or not shown by the public records. 6.An easement or other provisions for the purposes shown below and rights incidental thereto as shown on the recorded map of said tract Purpose:street, tree and utility Affects:the Easterly 10 feet 7.Covenants, conditions, and restrictions as set forth in instrument recorded July 1,1974 as Instrument Number 74-176298, of Official Records, but omitting any covenant, condition or restriction, if any, based on race, color, religion, sex, handicap, familial status, or national origin unless and only to the extent that the covenant, condition or restriction (a) is exempt under Title 42 of the United States Code, or (b) relates to handicap, but does not discriminate against handicapped persons. Said covenants, conditions, and restrictions provide that a violation thereof shall not defeat or render invalid the lien of any mortgage or deed of trust made in good faith and for value. Said Covenants, Conditions and Restrictions have been modified by an instrument Recorded:July 19, 1974 as Instrument Number 74-194278 and June 10,1975 as Instrument Number 75-143830, both of Official Records. 8.Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby: Amount $355,000.00 Dated:February 26, 2013 Trustor.Jonathan Holstein, a single man and Jesica Siefers, a single woman as joint tenants Trustee:Lawyers Title Company Beneficiary:Mortgage Electronic Registration System, Inc. MERS is a separate corporation that is acting solely as a nominee for Homeward Residential Inc Recorded:February 28, 2013 as Instrument Number 2013-0130044 of Official Records. MIN#:100731304000277442 I Preilmtnary Report-B I Created: 08/01/2017 I CA0410-17004895-42 9.Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby: Amount:$150,000.00 Dated:March 29, 2017 Trustor.Jonathan Holstein and Jesica Holstein, husband and wife who acquired title as Jonathan Holstein, a single man and Jesica Siefers, a single woman as joint tenants Trustee:ZB, N.A. dba California Bank & Trust Beneficiary:ZB,NA dba California Bank & Trust Recorded:April 12, 2017 as Instrument Number 2017-0163703 of Official Records. a.The above security instrument Is reflected as an equity line ban or a revolving line of credit.Said instrument must be closed or subordinated at or prior to closing. 10.In order to complete this report, this Company requires a Statement of Information to be completed by the following party(ies), Party(ies): All Parties The Company reserves the right to add additional items or make further requirements after review of the requested Statement(s) of Information. END OF SCHEDULE B IPreliminary Report-B I Created: 08/01/2017 I CA0410-17004695-42 TITLE65 8880 Rio San Diego Drive #1100,San Diego, CA 92108 Toll Free: (877)365-9365 Direct: 619-564-5642 Fax: 855-302-1878 Attn: Borrower: Lenders Supplemental Report The above numbered report (including any supplements or amendments thereto) is hereby modified and/or supplemented in order to reflect the following additional items relating to the issuance of an American Land Title Association loan policy form as follows: A.This report is preparatory to this issuance of an American Land Title Association loan policy of title insurance . This report discloses nothing, which would preclude the issuance of said American Land Title Association loan policy of title insurance with endorsement No. 100 attached thereto. B.The improvements on said land are designated as: Single Family (Residential) 4244 Park Drive,in the City of Carlsbad, County of San Diego, State of California. C.Pursuant to information provided to Title365 Company as of the date hereinabove, the proposed insured loan amount is $1.00 with the proposed insured lender being . D.The only conveyance(s) affecting said land recorded with 24 months of the date of this report are as follows: NONE 'Lenders Supplemental Report I Created: 08/01/2017 I CA0410-17004895-42 • TITLE365 8880 Rio San Diego Drive #1100,San Diego, CA 92108 Toll Free: (877)365-9365 Direct: 619-564-5642 Fax: 855-302-1878 Notes and Requirements Section Note 1:On July 1,1985, Assembly Bill 3132 became effective.Assembly Bill 3132 adds and repeals portions of Sections 480.3 and 480.4 of the Revenue and Taxation Code of the State of California. The act requires the County Assessor and/or Recorder to make available a statutorily prescribed form entitled "Preliminary Change of Ownership Report".Said report must be completed by the buyer and filed concurrently with the recordation of the documents evidencing the change of ownership.Failure to present the Change of Ownership Report at the time of recordation will cause the County Recorder to charge an additional $20.00 penalty recording fee.The fee cannot be charged if the transfer document is accompanied by the affidavit stating that the buyer/transferee is not a resident of the State of California.This report is for official use only and is not open to public inspection. For further information, contact the Change of Ownership Section in the Assessors Office located in the County of said property or the County Recorders Office located in the County of said property. Note 2:Attached are Privacy Policy Notices in compliance with the Gramm-Leach-Bliley Act (GLBA) effective July 1,2001.Please review said Notices regarding personal information. Note 3:The map attached hereto may or may not be a survey of the land depicted thereon.You should not rely upon it for any purpose other than orientation to the general location of the parcel or parcels depicted.This company expressly disclaims any liability for alleged loss or damage which may result from reliance upon this map. Note 4:Part of the RESPA Rule to simply and improve the process of obtaining mortgages and reduce consumer settlement costs requires the settlement agent to disclose the agent and underwriter split of title premiums, including endorsements as follows: Line 1107 is used to record the amount of the total title insurance premium, including endorsements, that is retained by the title agent. Title365 Company retains 87% of the total premium and endorsements. Line 1108 is used to record the amount of the total tide insurance premium, including endorsements, that is retained by the title underwriter.First American Title Insurance Company retains 13% of the total premium and endorsements. 'Notes and Requirements I Created: 08/01/2017 I CA0410-17004895-42 TITLE65 8880 Rio San Diego Drive #1100,San Diego, CA 92108 Toll Free: (877)365-9365 Direct: 619-564-5642 Fax: 855-302-1878 Notice Regarding Your Deposit of Funds California Insurance Code Sections 12413 et.Seq.Regulates the disbursement of escrow and sub-escrow funds by title companies. The law requires that funds be deposited in the title company escrow and sub-escrow accounts and be available for withdrawal prior to disbursement.Funds deposited with the Company by wire transfer may be disbursed upon receipt.Funds deposited with the Company via cashiers checks drawn on a California based bank may be disbursed the next business day after the day of deposit.If funds are deposited with by other methods, recording or disbursement may be delayed.All escrow and sub-escrow funds received by the Company will be deposited with other funds in one or more non-interest bearing escrow accounts of the Company in a financial institution selected by the Company.The Company and/or its parent company may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with the financial institution, and the Company shall have no obligation to account to the depositing party in any manner for the value of,or to pay such party, any benefit received by the Company and/or its parent Company.Those benefits may include, without limitation, credits allowed by such financial institution on loans to the Company and/or its parent company and earnings on investments made on the proceeds of such loans, accounting,reporting and other services and products of such financial institution.Such benefits shall be deemed additional compensation of the Company for its services in connection with the escrow or sub-escrow.If funds are to be deposited with Title365 Company by wire transfer, they should be wired to the following bank/account: Wiring Instructions for this Office Wire To:City National Bank 1801 West Olympic Blvd. Los Angeles, CA 90006 Attn:Wire Department ABA/Routing No.:122016066 Bank Account:555270917 Account Name:Title 365 Company Reference Order No.:CA0410-17004895-42 Property Address:4244 Park Drive Carlsbad, CA 92008 Attention:Marie Castillo 'Notes and Requirements I Created: 08/01/2017 I CA0410-17004895-42 TITLE65 8880 Rio San Diego Drive #1100,San Diego, CA 92108 Toll Free: (877)365-9365 Direct: 619-564-5642 Fax: 855-302-1878 WIRE INSTRUCTIONS For incoming wire transfers please use the following information for the transfer of funds to: Title365 Company Wire To:City National Bank 1801 West Olympic Blvd. Los Angeles, CA 90006 Attn:Wire Department ABA/Routing No.:122016066 Bank Account:555270917 Account Name:Title 365 Company Reference Order No.:CA0410-17004895-42 Property Address:4244 Park Drive Carlsbad, CA 92008 Attention:Marie Castillo PLEASE NOTE:OUR OFFICE DOES NOT ACCEPT ACH TRANSFERS,THESE INSTRUCTIONS ARE FOR THE PURPOSE OF SENDING WIRE TRANSFERS ONLY. ALL INCOMING WIRE TRANSFERS MUST CONTAIN OUR ORDER NUMBER,PROPERTY ADDRESS OR PRINCIPAL'S NAME FOR IDENTIFICATION PURPOSES. Do not hesitate to contact the undersigned should you or your financial institution have any questions with regards to the information provided above. Sincerely, Title365 Company Marie Castillo Senior Title Officer tu42@title365.com 619-564-5642 !Wire Instructions I Created: 08/01/2017 I CA0410-17004895-42 - PRIVACY POLICY NOTICE We are committed to safeguarding customer information; When we request information from you or about you, it is for our own legitimate business purposes and not for the benefit of any unaffiliated party; We use personal consumer information only for legitimate business purposes in a manner consistent with title insurance and escrow practices in compliance with applicable laws and regulations; We will obey the laws governing the collection, use, and dissemination of personal data; and We will endeavor to educate our employees on the responsible collection and use of personal information. PURPOSE OF THIS NOTICE Trtle V of the Gramm-Leach-Bliley Act ("GLBA") generally requires a financial institution (which term includes title insurers, underwritten title companies and those providing real estate settlement services) to disclose to all its customers the privacy policies and practices with respect to information sharing of consumer nonpublic personal information with both affiliates and non-affiliated third parties.In compliance with GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Trtle365 Company This disclosure does not apply to business,commercial or agricultural transactions. We may collect nonpublic personal information about you from the following sources: 1.Information we receive from you, such as on applications or other forms. 2.Information about your transactions we secure from our files, or from our affiliates or others. 3.Information we receive from a consumer-reporting agency. 4.Information we receive from others involved in your transaction, such as the real estate agent, lender, surveyor or appraiser. Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional nonpublic personal information will be collected about you. We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to non-affiliated third parties as permitted by law.This Includes,but Is not limited to,financial service providers (e.g., banks, consumer finance lenders, securities and insurance companies, etc.), non-financial companies (e.g., settlement or fulfillment service providers, or title plant operated by a third party vendor). WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW. !Privacy Policy Notice Created: 08/0112017 CA0410-17004895-42 • EXHIBIT A Legal Description The land hereinafter referred to is situated in the City of Carlsbad, County of San Diego, State of CA, and is described as follows: Lot 97 of Carlsbad Tract No. 72-18 Unit No. 2,in the City of Carlsbad, County of San Diego, State of California, according to Map thereof No. 7973, filed in the Office of the County Recorder of San Diego County, June 27, 1974. APN: 207-211-02-00 'Exhibit A I Created: 08101/2017 I CA0410-17004895-42 cv -13-. a'Mn>3.o m.o a. 5"207-21125®\:0 '.<0 .••••°°'-3 2 1164D WS Moe01413344111112€10141 1004451 5 %to-0 .•swo NA T/f 1C1410 CC 1.11 Ca 90•4 ISM=RuMS 11., -,,•.01 126 '31'1.:1 14 0 tat 0 Mar Wm in 91001501 011 4411/4 044awn 3 -I -n;1 .s'3 124 0 e ...c a e CHANGESco5.6)...0 7.CI 127a5-•s•e MX MD NEWT.an w @ 123 0 Jr-'Jo _ut t ...a r.ez G =as..113 .0 0 • Go 0 c.•125 5 2 ''''...1••I 1a ., g g"in 0 122 i••ca la 107 110 8 0 129 - .5 7 .A 0 .9 ",,• 114n - ..21 (C$o)4)L.,z.e .c ,c)toa.1013 4.,-1•:1 •1060 o li 0 .64 •a a 'in e 09''e$_n -g ...SRI ` o.,.3 t 0 *50 ..#.7.• 1 -''ig .ci.f.- . 115 Po i .r•••"..1/4.!1 ..•‘0"re GJE•,'.®- 1134 g.;\n ss°a 13scy-41"401 96 -03 Ire ..- I ]5 0a2ae0.01)......6.4 117 ..137'.a ta m 'C-7 ee •c 03cR •4 .0 %116 'i94'•.wr KIP....%lit 4:0 .0- 0oz,,,o ....4 0 0 14 el .P..14.go 131 -'_x.sQ32'z0ETit-'1 101 10.9 lis a 436 •#'''''`8 in t•s?as :e....s ••.•0 .'.o •-: c;.-I'•'140 ;.-4 6,Oa 0 st4 ,Iva.!4 a '0 •_153iv5al--.,."/.-11410Hr •z a.Ad A'"0 4 e‘c ,8 ..61.•'04 1/4.0 •, co;ill 1 \e°tr -r 154 e •pop .141 E)•o (D .e 91i 2—8 F .‘0.1 , l" (iSsi ;e Ki-1Cl ' •P 41i:•1 .. 40 0 ca 146 W 4 1' cr w 13)'I,..ig 0 .. 147 S.'40 146 0 ea2(73'..V 4'E)14 ty ®0)4 1440a87S°CD IS 11:a •.143 420-a.in wo ow.- 13.7)4201 Z2i NAP 7.373 -CARLSBAD TRACT P10.72-16 UNIT 110.2 • m <. 2 a 0 5 a0 Fo ga0 _, 9 ?o § q-4 0 Co a:cD IDCST 4.03CO rsa Ul EXHIBIT B (REVISED 03-30-17) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE Thethemmetes err erpresty eluded tom thecame ofthepoesyeh toCompanyVI not hy lowor damage, costs,revel fee or armeeMicharise by reason of 1.by My for ordnance of governmental notion dodadro tot not MAO to bunco or ZOrdre ho OttninOak Or reolithsite mire%yepufaip, Proodtrill or miming 0) the °4o*,MO.Or OrdOrnOrt 01 thO he CO the therecter, thermions orbatonof anyineovered now r bereelleir erected on the land, CD smention In mandrel:door s Merge Intodrastecies or ores ofto led oray par*of stsch theInd is ores'a pert en (tr) endroman* peedion,or the hoot dry violets of therelee reduce or governmental regulabore, accept to the reed tit a notice of la entre**thereof or•noire of a cirsd,Ilen,enencumbrance resultho from anoldon mheadrail*idischothe lad has been recorded In the phic modsel Dale of Pokoy.(b)My goverdnenri poke poetto excluded by by Move. Groan to the actedthe e nice of the weer then*orrote of a defect ten or encumbrance paidlog tomedolahon orraged vide/*carried the Ind turns been recorded In the odicrecords al Des of Poky. 2.Righls al emend Oxen Mee nonce of theersides thereof has been recordedIn the pubic needs at Date of Path.butrot sacluing tom commie sny Piing*oh hasmendprior toClete of Pokywhich would be bindrig on the AD e proem far*uswithout knowleigsADeeds, bore, onardences,here clans or othermash (a)Meteror not recorded M the publo records et DatedPoky,but rested, asked, seemed or agreed to by the toured dare*04 rot known to the Company, not rearedin thepatio record' at Date of Poky,tut known to the Insuredcementend not olsdcesd hi writing to the Compere/ by the heed dined priorle the dale theeased Mimed teens sninand under this policy; by resulbe no bas or*ragaSi theblared cement b:)atbaring or ailed 'dementto Deb of Poky; or (s)rewind InMs ordrapeMichsaid not has been sustiined If the Mend diem*hadpad value for the enured mortgage or for the*Mewintered hexed byIds poky. 4.Uninforcebild oftoben of the timed mortgagebee*of theInetitly orShireof the Inured at Debi of Poky, or thefrothyorfeesofow euterrent deerof the lirdettsdness to cord*withto appeal*ddngteem les of the stets InMichthe land Is unused. B.Waft orhailloideirSKor the bon orM. inured negate, ir cern tared,whichrises cut dthetrued=endenced bytobraised =Agee ere la breduponuse or any coned*cedeprotection or truth mlerdng 6 My den,witch armscootheliarecknveskgmbe Mitredthesees ofIlenehissedby this poky or theersedion deft to Merest ofbe based baler,by reamof the operelion ofthee brine*stet Inecivenoyen serer deckers'Vas lee EXCEPTIONS FROM COVERAGE -SCHEDULE B, PARTI net pokydoesrot mine *vetIdsor erne We theCho**not payco* Word*fees or e:penser*eh Mee by reason ot 1.(N)Teesoreisseernristot re ratrah esweft hens by the reuseof anything es conyletlades terse or serceenenis on reel property or by the Pubic Records $1 Melted/1gs by a Public egeney thst ay rest rittee Or esesernerts, ornotesof such prods:Inge,whiteror notroanby torecce of such agency or by the Pablo Ftecords. 2.My Ws, rigs, !Mersa or claims thst ere notCan.In the Pubic Records but test could besherainsdby en irepeclion of the Land or that rosy be seeded by priors Inhasserion of the Lard 3.Easements lens or enarnerances,enMime thereof, notatomby the Pubic Recede. 4.Mysnommenent, enumbrencs, rthietion,merlon,enGee=chureleace ersolmgto Tie tot moot be disclosed by en 110:41•1••Mid completehand survey of the Leh and notsix*by thePude Records 5.di Unpaired wiring erne(b)reserve*or csoeptions inparts or In Ads shorleng the Marosthermal, byMierMutts etre ordie towater, whether or notto milers seceptsd under by. by. or by rethaw by the Putt RSONIE. 8.My her or nett to•hen tor services *or or rcelerid rotstowby topubicrecords. CLTA HOMEOWNER'S POLICY OF TITLE PRIURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In sddtion toto awakein Schedule B, `foe sm not eared Mena be,*teen adorned leek and•XPree• mating *OM 1.Garemrticeed pace pose, and the=Mine or Mistion ofany he or govermentregeko.The edema cadences,he end egulalthre concentg abylih-g b.ZOOM.o.Lind use d.Improvements on the Lard, e.Lend eelmrswiipoleciton.This Exolutondoe rotapply to violations or the entoroernent of these meters ifnotice of the moistener enforcement epees atePublo Records at the Poky Dale.Teo Erasiondoes notIntthe coverage deserted ft Covered Risk 14. 15, 18, 17 or 24. 2.Thethreof Your adding abscess, or err, part oftem,tobe oonstrucedIn hoorahs with sapid:alebirth codes POI Emeion doesrotapply to violations oftuldho codeIf nab of theviolhon spearsInthe Publo Rhode et the Poky Dala 3.Theraftto bakethe Land by cordarrnag It,Wear a.s dikeof ererchergtr ilgt appears toto Pablo Recces de PoloyDie;or b.la taking hal:panedWore the PolicyDesand istinting on You If You touch the Land mthout Knowing of thsberg. 4.Fte x.a.the seascreed, simed,oragedto by You, whether cr not they appear ki the Rao Record(b.let re Known to You et the Ploy Dabs,bet not to Us, unless they sheer Sr to Philo Records etto Poky Dee,o.thetnett t no as to Vow or d.the fret occur altar the PloyDate-Itis does rot In the coverage deededin Covered Risk 7,84 22, 23, 24 or24 5.Fehre to pry value forYorTHa 0.Lottof•ruts to any Land at**the arespedkatly described and *erredto In pregraph 3 ofBohai*A ad b.In steel, rem,en weemee tactWash the Leh The Emission does tot in*the oneernte de**In Covered lob 11 or la. LAIIITATIONS ON COVERED RISKS Your Insurance for the follosing Covered Patsleanted en the Owom'a Camarillo ilisternert es idiom •For Covered Re 14, 15, 18 red18, Your Deducable Amount findOr Mee=Dolor Writ of Limbed downIn Schedule k The deductibleamendsod madmen dolm Fri snowonBabette A re esfollow ISES.WattitIt6o:ait Oar Maarten Dokr Lint of Lelgigy Covered lOsic 14:1 %of PoleModent orVAN fettlobsear bis*VIVO. Covered Pie16:1 %of Peary Armed or$1,100 *deem'toOr*MOW Covered Risklfk 1 %d Policy Areard or$1,101 (whichever IsOa;$28.030 Covered Risk 1to 1 %of Policy Arroent or 12,613i tatelleasr b Nevi $1,000 AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY (6-1437)EXCLUSIONS In SithOO to6s Era:tritons In ScheduleB, youre rottreed plat been mil Moths*toss. andoPon•••rvdtp tom 1.Governmental poke power. and the *stenos orMelon of any Inv or goverment regulate.The Includes Lacing and zoning crellenois end deo lee rod mullions conoentrog.•lied use • improvemerde on the lend • lend drvlson • erwironmentel probecam.Theeercluslon does not apply to violations or the ertorcement oftoes moles each spearin the pubk reside al PamDate.This excision does not Mat Therodmgcovered* deemed In dame 12 and 13 of Covered Tits Rah 2.The right to Wks the lend by condemning 1,teem 'a notice of reerobing the eget sheers In to publo scads *on the Poky Dee lhe berg happened piato the Poky Deny and is bode;on you If you bought the Ise Mee knoveng of the being 3.We Res Vatare reed,allowed, or agreed to by youler are Moen to you, bet not lo us, on thePoky Des-teenthey appeared kn tiepubic recordsled reelin no loomyoulet ire riledvow the Wier thePoky Date- thls dose not kit to laboredwed*bin coverage in Item 8 of CoveredTel FS* 4.Feesto pry value for yourIle. 6.Lea of • nglt'ID ay ILAweethe am mecdollY resort ed ad meshto Inbin 3 or Bohollsia ACflTrl*tree* el ormiens*itot'ouchyou igna.Tieexcisiondoes not ergthe ease canape In ern6 of CoveredIle Res ALTA LOAN POLICY (10-17-92) WITH ALTA ENDORSEMENT-FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE Thefolosirg netters an erpaceily seclude tom the.ranwal the poky end theComp*wog not pey Mae ordame" coshhomerWeir armeewhich Moe by lessonof 1.by Anyremora or governmental regulation bit not kitedto hiking and zoning We ordinances, or repulsions)send*,reguilred prohtitIng or reining to (I) the occupancy, use, orenlacedof the la*(I) the ohmmeter,dapenekor orImam Cltry endomment now or*redder erected on thelet Old s espenrion In omembip or e dome InthsImminentenass ctthe lend or anyprod of whichto ledle orere •Flirt en Ov)erntronmenbd protection, ortie effect of any ricalon oftheselee,oanances or governmentalregulars,swept to the wag tot •nolo.ofto enforcement thereof or • note or e defect,ire or encumbrance resulting from • *Mon or igsged violation effacing the lend hes been reoackd InThe outgo records it Des of Policy.$1 Mygovernmental padpower not occluded by ) mbar* accept to the aced the e noes ofthe enemies thereof or • *ice ofe detect,en or enardenos awitiog tomevisionor stagedwiden erteelalg eve lend hes been recorded In theatticrecords etDee of Ploy. 2.Rig*of eminent domainMess rakeof theamass torso(has teen recorded in thepi tomoods et Dee of Policy, but not seducing from coverage any Wingwith heoccurred pierto DatedPoky Oddiwould be tiding on is altsof e pees&Ornew rIndlarcaedge. 3.Defects,km encunbrinces, adverse dimsor othermeretecrested,sneered, resumed orgreed toby the Mounddement (bra Imam to the Company. not recorded In the pubic records et Dee of Policy, bet known toIre *awed claimint and not *doled in writing to the Correarry by the insured dernentOar to the den the treed dome *erne in hand ter lire him reusing in no be endonee to the Insured mod;e) stealing or mated addequent to Des of Poky(en*to tie stet tat is poley insures the pretty of the Men of the hewed mortgage over any theory en forunices labor en mots*or to the reed LORIMTICOhihorded heroin se to ameeernerie for street lasorovernerts under construction or completed et Date ofPoky),ule) retake inbeor *rage *richworld not her.been sustained!the !retie dement had peid value for thehexed monger. 4.Unshorcereity of the ten ofte Mend mortgage *cam of theSwag or to of the Sewed ettDate of bola.or the thealty or Whoa of en.wwagook wthsr or the need.*to comPlY WdhePlosbis ddng bosimmichof the hie Inwish thelends Inserted 5.brolly or urtentoromebilty of the enof themood mcrtgage,en clan thereof,mtid.arisesatof the toreeckmevidenced by thebated mortgage adsbreed mon anyor any caw* omitprotection ortot In lencrng 5.My statutory ken tor services,leerormeted*(or theMen of pricey ofdostatutory LW krstrikes, Oar or materiels oven thelen of the Cared mortgage)hang tornan lees**or work reloadtote ledwhich le contacted forLacommeroed **squadto Dubsof Policy and es nctAnsrpord kt whole or In pert by psomeda of the Indebtednesswaxedby tin !nandmortgage which at Ode of Poboy the betnad hasaroma en Is°Nasal toseems 7.My dim, with irises out of the traresodon cresting the Interest of the mortgagee erred by thispoky,by reason of the operation oflade*berimploy,et*Inacirency, orseer deter dadsSr.,that Isteed on.a thereseed* omen the Irene of the *wed mortgagee tetreg deemed •teudtdant conseyanoe or thoderl trarefen ar(I)I.mackinaw of to Yana of the lowed mortgagee es •result of Ina mapicalon d the hots or equable 'utastneon;act)the teresollon cream the barest of the booedmortgageetang dewed •prolamist hasty wept where the preberentleiangler resitsfrom the folunc(a)to mnely recordems inekurcent of Innollen Orkb)of such recordation to *pet nodes to • *MeerOreke or kludgemert or den creditor.The hare dimform me he lamed to stir etherhooted Coverage ordeededCoverage.In *eonto the hove Exclusionstam Coverage, the EcceptIons from Coverage In •Sanded Coverage poky rod duo include the fcgoing Ewes=from Corsage EXCEPTIONS FROM COVERAGE The pietydoes not ewe mend Ion or damage (and the Compsrpy Val not pay use.snorer s' lees orerporeet witch arse by reason at 1.by Taxesenasetearnerde the are nothoe as acialing busby the records dire berg *holdthat Mies tares or sesessments on peal property or by the Pubic Recede lti proeeedoge by a puttyagency that may result hi wasor etarearneals, or notices of such procersinge, whether or not doom by the modsofmilagency or by the Redo Records 2 My fate, rIghl, tercels ordabsthat ere not shown In theRAWRecords butfedcould be sioardied by en thspedion of the Lend orletraybe esered Irymom h posoolonofle Lad 3.Easements,ens or enomeances, ordens beret,not shown by the Pubic Records 4.My 6130Posolinent,enciebranoa, violation,melon or *redsdrodnesnoe hookathe llds thewho hedeiced by enmar*and °omen Mid surety of the Lied and notatomby the Punk Records. (s) Uneterted riding Mine (6)rreerveore or emplaneIn prris enInAds sultorbeg thememo thereof;seer ngis, Mimsar title to weer,vest*Dr not themainaccepted under by.(13),en (o)re row byIfs Pubic Recosta.&Milanordryhttoe Denfor services labor or cream! rot shown by the pubic records 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The foaming notere ere erpreaely excluied from the coven .dthe poky,and the Company %a not pay Ids oremirs,coast,sternehilaSS,OrWWI** tie sir by reasonot 1.la)My Moe,whams,permit orgorsenedi regulation droludng three rektboo tolling endmired pierlatng, regulating, protdblimg.en ref lag to (11to =ming,use, or enjoyment of the Land; cp the caracter,*melons en tome=of dry Improveraertdeedon the Lad, bythe eo*Men of lind. ar (V) areromenlal 'speech or the egad of wwdesion of then ho oaken*,or governmental imaistions.TIN Redden 1(a) does not wary enkit tocoronae provided under Covered lbsk 6.(b) Anygovernante poke parer.This an:1(b) dossrot mollyorEnt thi coveragepored underConradRisk 0. 2.Rigeof amount damn.TIN&hemdoes not malty orit coverage provided under Covered Fee'.or 8. 3.Deeds, lens erardences, rivers. darns,or otor meter W rested,sugared,erred,enagreed to by theheed Claimant de not Known to the Company, not recorded In the Publo Records rdDer ofPloy,betKnown to the lowed Claimant and not*do*Inmem to the Company byto time Clientprior to thedee thetrend Chemed become en rare vase the palky,thlleernd in nobeor damage to the Inured Claimot by eflecHrg or create Exhibit B I Created: 08!01/2017 I CA0410-17004895-42 susuredbsequent to Date ofPoky (however. this does not modify or Imit the coverage provided under Covered Risk 11.13.or 14): or (e) resulting In loss or damage that would not have been sustained if the Insured Claimant had pad value for the in Mortgage. 4.Unenforceabilily of theIn of the Insured Mortgage bemuse of the natty or failure of an Insured to comply with applicable doing-budnessireof the statenen thelendIsSealed. 5.Invalidity or unenforceantyIre whole or in pail of the Ilan of the insured Mortgage thatohm oil of the borsontion evidenced by the Ireured Mortgage andbbased upon nurY or MY Consumer creek pretechon or tiuttkrthending 6.My than.by reason of the apetenn of federal benbuptcy,no Insolvency,in tin creature duke hen. that the frame tin meting the In of the Inured Mortgage,Is:(a) a flaunt Conveyance Or fraudulent transfer. at (b) a preferadied transferthe any reason nal slated In Covered Fmk INN& Sspoky. 7.MyIn on the Tale for real rattletaxes or assessments impeded by governmental eatiority and created or attertring between Date ofPais and the data of scaling of the reused Mortgage In the Pubic Records The Excluded does not modify or ionthe average providedundies Covered MS 11(b).The above pokyform may be issued to afraid either StandardCovetsor Extended Covarage.In adding to the above Exclusions horn Coverage. the Exceptions from Coverage in a Standard Coverage policy Mil also include the fattingExceptions from Coverage: EXCEPTIONS FROM COVERAGE Tiffs Potdennot inalt liainst Iwo or damage (and the Cempany will net pay cot attorneys fees or expenses) that and by reason of: 1.(a) Taxes or assessments that am net shorn as existing kern by the records of any taxing authority that leis taxes orassesernards on reelmutt a by the Polio Records.pro swings he Menloagency Nil moil result in taxes orassessmentornotesof such proceedngs. Whether or not shown by the records of such agency or by the Pubic Records. 2. 3.Anyase kin Mids. interncumbranees,Ord&saneItetietamnd shown inshamby thePubac RecorPubkdsbut that ords. comid be asceetained try an Inspection of the Lend or that may beneededby persons in possessiontithe LandEments.tensor ans thereof, not the Rec 4.Any encroachment, encumbrance, violation, veriabon. or adages° circumstance effecting thentlethat wend be disclosed by an accurate end completeIndsurvey of the 1.811f1and not shown by the Pubic Records. 5.(a) Unpetented Sang darns:(b) reservations or exceptions In paten; or In Ads streiceding the lesuana thereof: (c) ester FICIMs darns ordie to water, whether or not the matters excepted Linda (8). (b). or (C)we sham by the Pubic Records. 6. Any lien or dint toe ten for services. labor or materiel notskin by the public reads. ALTA OWNER'S POLICY (10-1742) EXCLUSIONS FROM COVERAGE TheMowing matters era expressly excluded horn the average of lye poky and the Company nil ncd pm loon or damage, costs. attorneys fees OrexpensesMinhwise by reason of: 1.(a)My law, ordnance or governmental regulation (Inducing but not anted to building and ties lam addends or redolence.) madding. Melding.panningor Mahnte 0) tbe OcCUPWICY.use, on etheymert or the land:00 thecharacter, &mansions or location of any improvement now or hereafter erected no the land:iii)a separation In ownershiporechange In the dirnentlfas or area of We land or arty parcel olSikh the land is or want part: oriv)esiranmental protection. or the effect of any violation of theseIre,ordineaces or governmental redolency's, exceptye the extent that a notice of the enforcement thereof at e mete of a tan hen ai encurnteents resulting from a indent'or allegedvitiation affeang the lard hes been Welded In the public Meade et Date of Poly (b)My governmental police paver not excluded by (a) above. except to the extent that a notice of the exercise thereof or a note of a ceded, hen or encumbrance resting from a violation or tendvidation affecting the land has been recorded In the pubic records al Date al Policy. 2.Rights of eminent domaindins notice of themetesthereof has been recorded In the pubic records et Date of Policy bid nal exdudng from coverage any takingtit hes tuned piato Dale or Policywas wined beUlna tel theantsofapurchaser for value without imetedge. 3.Defects, lace. entumbraretets. adveme dam OF other Madera (e) created. suffered, assumed or geed to by the insured citanantibt nil known to the Conway.not receded in the public records at Date of Poky.hart known to the insured Gana&and not disclosed In writing to the Company by the Mewed clamant prior to the date the reseed claimant became an insured under thla poicydnesulting In no des or damage to the Insured claimant (d)etchingoraided subsequent to Date GC Policy.o(e) mulling In Iseor damage witch would net have been sustained ifthe Intend claimant had paid value for the estate er interest Insured by this policy. 4.My claim. Mach arises out of the transaction vesting In the insured the estate or Interest Insured y curpolies by reason of the operation of federal bankruptcy, state inadvancy, or einilar cream'nabs laws, that is based on 0) the trarteactionmatingthe estate or inteiest Maned by NIS parry betng deemed a fraudulent conveyance or fraudulent transfer. orOffthe transadion ageing the stets or Welter insured by this policy being deemed a deferential Itenaeraxonwhere the preferential transfer lanai& from the Mlure: (a) tolima record the instilment of Sneer or (yal sun recondalion to impart notice to a purchaser for value ar a judgment or Yen creator,The above policy form may be Issued to Mond either Standard Coverage of Extended Coverage.In addition to the above Enact from Cosmos the Exceptionstorn Cuverage in a Standard Coverage Poky WI also include the following Exceptions from Coveted.- EXCEPTIONS FROM COVERAGE This ply den nor Insure Marna lassOr damage (and the Company ridnot pay Oarte, atigerneyateaOr eXperleareWadi eeleby rearan Or 1.(a) Taxes or messments Met are not sham. as existing is by the motsof any taxing authority that levies taxes or assessments on real property or by the Pubic Records: lb) proceeengs by a public agency that may result in taxes or asselsolents. or maces of such Procurallogs. whether orreeltwin by the ISOMof-agency or by the Pubic Records. 2.My reds. rights, interests. or claimsthat ere net ahem In the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons In possession of the Land 3.Easements.to or encumbrance or dams thereof, not shown by the Pubic Records. 4.My unfastened.moanbrance, violation,ninon,or adverse drarnstance affecting theDSthat weds be disclosed by en mute end complete land sunray of the Land and nottan by the Pubic Records. 5.(a)Uploaded mining claims: (b) reservations orantionsin patents or in Acts authonang the issuance thereof: (c) miler rights, claims ar title to water, whether or net the matters excepted under (a), (b). or (c)we shown by the Pubic Records. 6. Any (en or righttoe hen for services. labor or material not Sown by the mac man 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE ma following metiers are expressly excluded from the coved/go of this policy,areathe CrernearY ma not ray toes or damage.cot Ottani fen.or seems that ens by reason of; I.la)My law, ordnance.pant,or governmental regulation One:hiding those relating totunny and miring) minding.regulating.pitting,or relating to 0) the noses"use. or enjoyment of the Lend, ill)the naracter. dimensions.or losellon of any Imam/artier* erected on the Land:Oil)the subdivision of land:or (o) environmental protechon: or the effect al any violation of these lam.Minnow or governmental regulators.This Exclusion Indiannot entity or aril the coverage provided under Covered thsk 5.(b)MY governmentalPella power ThisEtta 1(o) does not thethff orIlia theMange provided under Covered Risk 6- 2.Rightsalerted domain.This Exclusion does not denim/Omitthe coverage provided under Covered Risk 7 a8. 3.Defects, liens, encumbrances, adversedamn or other matted (a) created, suffered,maned,or agreed toy the Insured Claimant: (b) not Known to the Conway. not recorded In the Pubic Records el Delo of Poky.But Known to the insured Cloned end nd enclosed in Stingto the Company tot the toed Claimant nor to the Ode the insured Claimant became enMired under this policy;(th resulting in no loss or damage to the Insured Clamed:(d) attaching or created subsequent to Date of Pony (hOgenreg,tie does notnerdy al Intlthe coverage provided Under COVered Risk 9 and ID); or (e) reading in loss or damage that would not have been sustainedif the Insured Giant had paid value for the 1111e. 4.My claim, by reason elthe operation of federal bankruptcy, sate insolvency, or anther actors rights laws, that the transaction vesting the Tice as non in Schedule A. is (th a fraudulent caseyance or fraudulent bander:a (b)a preferential crater for any reason not staled in Covered Ring of this policy. 5.My lien on the Title for real estate taxesOr EleangeMent5 imposed by governmental authority and created or attaching between Date of Pehryas the date of recording of the deed or other instrument of transfer In the Pudic Records that Vests litle as Oman In Schedule A.The allege peatytam may be Rated toMai either Standard Coverage ar Extended Covedge.In addition to the above Esclunons horn Coverage. the Exceptions from Coverage in a Standard Coverage pohcy will also indude the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE Tye pokydoes not insure again&Is or damage (and the CompanyMt not pay costs, attorneys' fees or expenses) that aide by Innen of 1.(a) Taxeson assessments that are not shownto existing lens by the mots of any taxing authority that levies taxes or amaaments on real properly oe by the Pubic Reads.(b) proceedings by a pubic agency that may resultIn taxes or assessments, or rotten of sun proceeding%netheror not shown by the mods of such agency or by the Pubic Records. 2.Myfads,rights. interests. or claims that are not semenlate Public Records but that and be escartained by en Inspedion of the Lander that may be asserted by parsons In passession of the Lend. 3.Easements,hasor encombeances,a dams thereat not shown by the PubicRecta. 4.My anointment,encumbrance. violation, variation °. edema draftsmenaffecting the Title that would be dsclosed by an accurate and reeMplete lend stoves of the Lard andnil shove by the PublicRecta 5.(a) Umetented ranks claims:(D)reservatiors or mceptions In petitsor in Adaaviltang the lancethereof:di water rights, claims or Otte to water,nether or not the matted maned undo (a).(th or (th we stimmi by the Pubic Recants. S.Any tena apt toe lien far services,Mat or material not shown by the pubicrameeds. ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (10/13/01)EXCLUSIONS FROM COVERAGE Thefoliates mutters are expresely excluded horn the coverage etMspolicy and the Companywit not pay is on damage, posts. attorneys tees or expenses which arise by reason of 1.(a) Any law. ordinance or governmental regulation (Including but not kited to building and zoning laws. ordinances, of regulators) metkating.regulating.events or relating to (1)the occupancy,on,or enjoyment of the Land: (II) the character,&mansions or location of any improvensed now or hereafter erected on the Land:Oh)a separaton in ownership or a change In the damning uremia of the Lena Or any Parcel of %tech the Lew is or eves s pert;Of (V) nein:neer/MI pined/on. or theMenet etty'Mikan ofMOBS IfINS,ordinances or governmental regulations. except to the extent that a notice of the erdorcement thereof or a make el a dialed,Of encumbanceraftingfrom a violation or alleged violation affecting the Land hm been recorded in the Pubic Records at Dale of Poky.This exclusiondosnot trim the coverage provided underConed ROM 12.13,14, and 18 of this poloMIS My governmental poles power not excludefl by te) above,=mg to the extent that a nonce of the exordia thereof ag a name ota defect, ben or eficianorance resulting from e violation or seeped violation affected tha Land has been recanted In the Pubic Rendsat Date of Policy.Idsexclusion does not knitthe coverage provided under CoveredMen 12.13,14, and 16 oftit policy. 2.Rights al eminent domain urea notice of the exercise thereof hes been recorded In the PudicRends at Date of Poky,but notlachning hoe average My trig whinhas occurredno la Date of RACY sense worldbe lendingOnthe afforests,ofa purchaser far value without Knowledge. afforests,hens, encumbrances,adverse dams or Othermetesne main suffered,maned or agreed to by the Inured Claimant (b) not Known to the Company, rat recorded In ale pubic Records et Date of Poky, but Know to the Insured Claimant end not disdrind in writing to the Company by the Insured ClaimeM agar to the date the leaned Claimers became ft Insured under this poky:(t resulting In no loss or damage to the Issued Claimant attaching or Created SilbeeqUent to Date of Poky (this paragraph does not MS the coverage provided wider Covered Risks 8. le,18.19, M.21, 22. 23. 24. 25 and 26), &Consulting in toes or damage which would not have been sustained II the Insured Claimant had pad value for the insured Mortgage. 4.Unentorcesibillty of the an of the Insured Manage becameof the dinkyorSlursed the Insured at Date of Palen or the inability or tan of ray easeetuem owner of the indebtedness, to cant reefstain doing bnsInsas Ys of the state In which the Land is situated. 5.Invalidity or unenfernability of the hen of the haired Mortgage,Or clam thereof, which Easesoil of the trareatIon evidenced by the insured Menage and Is boned upon any,except as provided In Covered rash 27,oe any consumer crack protection or With In lendingftReal property bares or asseserreenbal any governmental authority which become a Pen on the Land suteequent to Date of Poky.This actor does not trim the coverageowned ode'Coveted Risks 7, 0(e) and 28. T.My daleof Invalidity, unedorcestifity or lack of priody of theIn of the Inured Medusaon to advances or medilicadons made after theMind betKnowledge that thevest..shown In Schedule A Is no longer themeet of the estate or Moved covered by late Pace.This exdusion does not knitWe coverage provided in Gland Risk B. 8.Laca of ensile of thePenof the Insured Mortgage as to each and everytrance made alter Date of Poky. and el interest charged MIMEO%over lens, encumbrances and other matte's affecting theSe.the existence °Itch are Known to thenandMAOlhatimetitheetas:or(b) The time a medication Is rite to the terns of the taredMortgageMichchanges the rate of interest charged, if the rate of Interest is greater as a result of the mediation than II would have been before the modlithetion.Theestein does nolimit thecomes provided In Covered Risk 8. e,The failure ofNov raddential structure, or any portion thereof to have been constructed before on or terDate of Policy In accordance with applicable balding codes.lids exclton does not apply to violations of biddingaids if notice of the violation appealsIn the Pubic Recta*Data of Policy. For large print please view at www.title365.com under menu option Resources. !Exhibit B I Created: 08/01/2017 I CA0410-17004895-42 .' DAIROCrertY) 1.S.__......si*CiPlitria CERTIFICATE OF LIABILITY INSURANCE DA 0TE75)5/2017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policyfiesi must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WANED, subject to the terms and conditions of the policy, certain policies may require an endorsement A statement on ithis certificate does not confer rights to the certificate holder in lieu of such endorsement(s). NOM=NACT iMnRi sk Services Southwest,Inc.FAR Iam(IM)2113-7122 900-361-0103DallasTxofficeLAMMatCityPlaceCenterEastmat -a 2711.North Pastel)Avenue XSuite300DallasTx75204USABISURER(S) AFFOROVIG COVERAGE NW II OWNED MINER&Lloyd's Syndicate No.4444 361126004 Titl alai Company NUNSR 5000 Birch Street,Suite S00,~PLC Newport Beach,CA 92660 USA MRS Cr. 111111.1E PRUNERr: COVERAGES CERTIFICATE NUMBER: 570067477474 REVISION NUMBER: THIS IS TO CERTFYTHAT THE POLICIES OF INSURANCE USitO BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDNG ANY REOUREMENT: TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS.EXCLUSIONS AND CONDITIONS OF SUCH POLICES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAD CLANS.Limits shown are as requestedItMIENMUMS=23 15/7 liOULTOEM VGA ONUTIC;MRS COISERCIIL GISESIALWILITY EACH OCCURRENCE LIAMAGE Wren=CLAIIISaPCE 0 00Gll RISCOea occulinan WORM pinamemssou KNOW& &MN NARY wH. GEN/AGGREGATE LWANTES PER GENOVLAGGREGATE H.,POLICY F-124 Ei LOC MECUMS-COSMOAGG 4OTHERg AUTOS:SE IIIMILITY COSMOSINGLE UNITEa=ENT— ANTAL=OCOLY INJURY(Pc i)6z—OWED —SOIECULED WONTWIRY(ParAsa* /EROS OILY AUTOS—IrICOEITHrOOMAGEleeAuras—PENEINMED-at.-AUTOSOLY FeraCcianl Z LIMIELLSUAD 00CUR EACH CCOJIREICE 8——AGGPIMATEMESS UM CLAMDIOADE DEOI inerEsnotiMIMI Can NOmums'wan i 7AR/ft get MYWOK/PARTNERialsonwa EL EACH ACCOENTornosmaimanocusisro1101ELCISEASEEADAROTEEritz_m_WOW DEPOWMCN OF CPERATKINS WON EL EISEASEPCUCTMR - A E.50-PL-Yrinary OSOLU000717 07/11/2017 07/11/2013 Aggregate $10,000,000Deductible 31*0,0003 DESCRORIONOrCWERILTIONB /LOCATIONS iVIROXES WOW Mk a Rano lea rawrw milicard dawn spaNwoad) Deductible:3150,000 All Non-Title Agent [Thies Deductible:$21,000 Title Agent Oates 2Deductible:510,000 Title Agent Claims -Florida,Hawaii,Pennsylvania and IdahoLimitsshamaboveareEachClai•and Aggregate. L'Mwizerr CERTIFICATE HOLDER CANCELLATION SHOW)Sr OP TE MOVE 13EICIRIED a BE CANCELLED BEFORE Tie =_§Est.M.0101 DATE TIMOR NOTICE Vall BE DELNERED NI aCCOIOANCE Wu lieMUG(PROVISIOIL idyl Title365 Company AMONGSTPESWIESENTATIE Salb:15000Birth Street,Suite 300NewportBeachCA92660USA _weeEle‘li cicraven.tragetricare %A:r_.MI 019811-2015 ACORD CORPORATION.NI rights reserved. ACORD 25 (2016/03)The ACORD name and logo are registered narks of ACORD .•__— ,\ „...............41 e .4t.C.9R1:3 CERTIFICATE OF PROPERTY' INSURANCE OM07/.ergir THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES MOT AFFIRMATIVELY OR NEGATIVELY AMEND,MEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN TIE ISSUING INSURER(S),AUTHORIZED RISPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. moo=.00stom Aon Risk services Southaest.Inc.=It 1566)281-7122 1 "4 MO)ass-olosDallas7XOffito:24r11.11' (Pa OW-..a.clp'. ace Center East ai27HaikenAMUR!Aint c..suite800 cvaTomlook MOIX1499"=Dallas 7X 75204 USA BEIRUSGS) AFFORD=COVERAGE WC0 .moon ROURtliPa National union Fire Ins Co of FIttsburoh 19445 Tit1e365 Coaparty rmstvarisi 5000 sirch St..suite 300 ocooano ,No:von Reach CA 92660 USA Dauma; MYRIAM DAUMFl COVERAGES CERTIFICATE NUMBER;57000413413 REVISION NUMB LOCAO011 OFMIMI/OSOCRPTMOfPROFIRTYWashKM WI, Addlg.baRawl.*eskinkle.itTwowea bruPdad) WIdonee of inscrance THIS LS TO CERTIFY THAT THE POI. CIES OF INSURANCE LISTED BMW HAVE SEEN ISSUED TO THEtraufteli NAMED ARM FOR THE POLICY PERIOD INDICATED.KorwiTHSTANMO ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT 1MTH RESPECT TO WHICH THIS ,„ CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLKIMS DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,-1 EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIICT3 SHOWN MAYHAW/MIEN REDUCED BY PAID CLAM.ft IKSR POLICY eFFEOTTY5POLICY IXPIRATION LTR nrWOOFINSWARCe1101.1CYAMBER COVERED PROPERTY Lang N.Mt palLFOONYTY) DATE 411WOOFfrin 1PROPEOTT !IMMO CAUSED OFLEW DAL®PER5074.t.PRCP2RTY — OA=MOM —DUSROZSOROWE BROAD ECMEXFILNOI CONT/DiTO --. RIXTALVALLHEVOW.........Wilt=BUsto4o IIARTHIXIAKE..g—*meowPERS PROP WIND ......iOLANICUOLDG &PPMOD IPIL—F""WM TfIll01. POLICY -••••••mesasOP LOSS—I POLICY RUIVIIIR .....NAMED PERU /--— A x crate in-sysuats OT/11/i017 trinaning x to Parost i25.000,1000* Weary Fl Red TYPE OP mum.---Fin Milord n=i .-j =LIR 4 AtiVaIDIERY/ WARMERS' BREARDOY01 —•'i otok.MOW& /(MAR covIAA0561ACOAS Uri, Aidalosid Samoa ‘elailiel*. swy be*Jaw. y morn'PestirelOred. oil CERTIFICATE HOLDER CANCELLATION 1smouLDActOFTIEmoorDEM=pOUCtta Be CA9O0I.LCD MORE Tilt ECRU=DATA THERECir,KOMI WU.Di DELIVEMI H ACCORDANCE 'OATH THE POUCYPROYISIINS. Titl e365 company5000Birch§Inst,Autte 300NewportCAwarouirAA oinvarentotemesemoria ts4 Ai :97 • IEJf gyzegalt.114 ITN 01895.201E ACORD CORPORAVON. An rights roserved. ACORD 24 t2016/031 The ACORD name and IMO are realist/red marks of ACORD • ACISICY Cli..r....v..11ER ID:570000049990 LOC ft:RE)ADDITIONAL REMARKS SCHEDULE Page _ of _ MOM KMEDWINEMD Aon Risk Services Southwest,Inc. 1.044CY titAlkaut Title365 Company See Certificate Number:570067478413 CARRLER matecaw Sae certificate Number:570067478413 EFFEC/1410AM ADDITIONALREMARK8 THISADDRIONALREMARKSFORMISASCHEDULETOACORDFORM, FORAINUMBER:ACORD 24 FORM TITLE:Cenl6cehoc4Fropenyhumfance FI Bond FI Bond Primary 525,000,000PolicyNumber:015930878Carrier:Rational Union Fire Insurance Co.of PittsburghEffectiveDate07/11/2017 -07/11/2018 FI Bond X1 525,000 000 excess of 525,000,000PolicyNumber:47EPF15009804Carrier:Berkshire Hathaway Specialty Ins Co.Effective Date:07/11/2017 -07/11/2018 FI Bond X2 QS $15,000,000 pro of 525.000.000 excess of $50,000,000PolicyNumber:FI4N683602009 •Carrier:Liberty mutual Insurance CompanyEffectiveDate:07/11/2017 -07/11/2018 FI Bond X2 QS $10,000 000 p/o of 525,000,000 excess,of $50,000,000PolicyNumber:624581986007Carrier:ACE American _Insurance CompanyEffectiveDate:07/11/2017 -07/11/2018 FI Bond X3 S25,000,000 excess of $75,000,000PolicyNumber:8O0101468Carrier:RLI InsuranceEffectiveDate:07/11/227Pr67/11/2018 FI Bond X4 S25.000,000 excess of $100,000.000PolicyNumber:F546175430200Carrier:Great American Insurance Co.Effective Date:07/11/2017 -07/11/2018 FI Bond X5 525,000 000 excess of 5125,000,000PolicyNumber:BF144500159723carrier:Berkley RWmal Insurance CompanyeffectiveDate:07 017 -07/11/2018 F1 Bond X6 QS $10 000,000 p/o $60,000,000 excess of 5150,000,000Policy0ELU15099817Carrier:XL Specialty Insurance CompanyEffectiveDate:07/11/2017 -07/11/2018 FI Bond x6 QS 520 000 000 p/o $60,000,000 excess of $150,000,000PolicyNumber:FS4617S440200carrier:Great American Insurance Co.Effective Date:07/11/2017 -07/11/2018 FI Bond x6 QS $10,000 000 p/o 560,000,000 excess of 5150,000,000PolicyNumber:MCn768346012017farrier:Axis Insurance CompanyEffectiveDate:07/11/2017 -07/11/2016 FI Bond x6 Qs $5,0001_000 pit)$60,000.000 excess of 5150.000,000PolicyNumber:sLSEPDuo24171Carrier:Everest Reinsurance CompanyEffectiveDate:07/11/2017 -07/11/2018 ACORD 101 (200041)201:01 ACORD=POMPON.AUrtglits enamel. Oho ACORDPS111and Icco am Mistimed marks of ACORD AGENCYCULERID:570000049990 LOC it ADDITIONAL REMARKS SCHEDULE Page —of — AOINCY NAM=NED Aon Risk services southwest,Inc. PDLICYMIllikEft Title365 Company See Certificate (Amber:570067478413 COMM riskmet See Certificate Number:570067478413 MMOVM4011'x' ADCTIONAI.RiabWg 1TUSAIDDIDOM.REWUMFCRMISAIWIHEDUIJEMACCNIDIFORA FORM RHASER:ACORD 24 FORM TITLE GentIcabtofProcedylnsunume Fi mond PI Bond x5 QS 55,000.505 p/o $60,000,000 excess of $150,000,00042PolicyNumber:5414055Carrier:Continental Casualty CompanyEffectiveDate:07/11/2017 -07/11/2018 PI Bond X6 QS 110,000,000 p/o $60,000,000 excess of 5150.000,000PolicyNumber:v1213F7170601carrier:geazley Insurance Company,Inc.Effective Date:07/11/2017 -07/11/2018 Fr Bond x7 S50,000,000 excess of $210,000,000PolicyNumber:SUAXS10251701Carrier:Lloyd's of LondonEffectiveDate:07711/2017 -07/11/2016 ACORD WI MOM m2006 ACORDCORPINIAMILAD VA*reserved The ACORD eweand logo we regIststed marks of ACORD Xome / Title 365 Locations Certificate Attachment Data as of October 2016 1333 McDermott Dr.Suite 100 Allen, TX 75013 7200 N.Mopac Suite 170 Austin, TX 78731 1301 S.Bowen Suite 390 Arlington, TX 76013 10800 Pecan Park Blvd Suite 230 Austin, TX 78750 13420 Galleria Circle Bldg, A,Suite 220 Bee Caves, TX 78738 2111 Palomar Airport Suite 130 Carlsbad, CA 92011 2501 South Price Road Chandler, AZ 85286 2301 W. Belmont Chicago, IL 60618 2501 S. State Hwy 121 Bldg 1,1st Floor Convergence Office Center Lewisville, TX 75067 4897 Highway 121 Suite 160 The Colony, TX 75056 345 Rouser Road Suite 100 Coraopolis, PA 15108 4600 South Syracuse Suite 973 Denver, CO 80237 2432 Auto Park Way Escondido, CA 92029 8812 Coleman Blvd.Frisco, TX 75034 3803 Parkwood Blvd.Frisco, TX 75034 7121 West Bell Road Suite 100 Glendale, AZ 85308 801 North Brand Boulevard Suite 320 Glendale, CA 91203 3303 E.Baseline Road Suite 106 Gilbert, AZ 85234 18200 Von Karmen Ave Irvine, CA 92612 8740 Lucent Boulevard 6th Floor, Suite 600 Highlands Ranch, CO 80129 4000 Horizon Way Irving, TX 75063 78100 Main Street Suite 209 La Quinta, CA 92253 24361 El. Toro Rd Suite 275 Laguna Woods, CA 92637 410 S. Rampart Blvd.Bldg. 17; Suite 390; Sub-Suite 332 Las Vegas, NV 89145 6363 S. Fiddlers Green Circle 13th Floor Greenwood Village, CO 80111 750 E.Highway 121 Suite 100 Lewisville, TX 75067 555 Winderley Place Ste 300, Office 303 Maitland, FL 32751 2200 Lucien Way Suite 340 Maitland, FL 32751 181 Sierra Manor Rd, #4 Mammoth Lakes, CA 93546 2600 Lake Lucien Drive Suite 109 Maitland, FL 32751 29995 Technology Drive Suite 305 Murrieta, CA 92563 5000 Birch Street Suite 500, East Tower Newport Beach, CA 92660 5000 Birch Street Suite 300, East Tower Newport Beach, CA 92660 57 West 57th Street 4th Floor, Suite 402 New York, NY 10019 6836 Dallas Parkway Suite 102 Plano, TX 75024 2901 N. Dallas Parkway Suite 130 Plano, TX 75093 17304 Preston Road Suite 110 Dallas, TX 75252 27081 Aliso Creek Rd Suite 200 Aliso Viejo, CA 92656 211 W Main Round Rock, TX 78664 1000 Heritage CenterCir Round Rock, TX 78664 8880 Rio San Diego Drive Suite 1100 San Diego, CA 92108 1845 Chicago Ave.Suite D Riverside, CA 92507 5101 Broadway San Antonio, TX 78209 16100 N. 71st Street Suite 190 Scottsdale, AZ 85250 16870 West Bemardo Dr.Ste. 400, Office 430 San Diego, CA 92127 13920 SE Eastgate Way Suite 310 Bellevue, WA 98005 2nd Floor, First Software Park 110 Mount Poonamalle Road Porur 375 E. Main St.Ventura, CA 93001 4195 East Thousand Oaks Boulevard Suite 107 Westlake Village, CA 91362 1530 E.Williams Field Rd.Suite 106 Gilbert, AZ 85295 ?Come Errors & Omissions Only Solutionstar Default Management Services LLC Solutionstar Field Services LLC Solutionstar Services LLC Title365 Company Tltle365 Company d/b/a Title365 Tttle365 Agency (a trade name) Title365 Company of Alabama LLC Valualion365 LLC Veripro Solutions Inc. Xome Analytics Inc. Xome CT LLC Xome Exchange Inc. Xome Holdings LLC Xome Inc. Xome Insurance Agency LLC Xome Labs Inc. Xome Leads LLC Xome Leads Inc. Xome Realty Services LLC Xome Services India Private Limited Xome Settlement Services LLC Xome Settlement Services of Alabama LLC Xome Signings Inc. Xome Title Inc. and All Subsidiaries eLeadz LLC Experience 1,Inc. CA0410-17004895-42 TITLE65 Toll Free:(877)365 -9365 I Direct: Date:August 1,2017 Escrow No.:CA0410-17004895-42 Loan No.: Attn:Line of Credit —Payoff Dept.Borrower(s):Jonathan Holstein and Jesica Siefers Property Address:4244 Park Drive Carlsbad, CA 92008 With regard to our equity/credit line with the account number of ,we hereby certify that: TO LENDER: I/We hereby request that the above referenced credit line account be FROZEN AND CLOSED as of the date of your receipt of this notice.I/We contemplate payment in full of the Note secured by Trust Deed shortly through the above referenced escrow with .I/We agree NOT to request any advances on this account on or after the date of this letter. Upon payment in full by ,you are instructed to close the above referenced account and forward a reconveyance/release and/or satisfaction to the appropriate county recorder's office for recording. TO : I/We further warrant to that I/we, as of the date shown above, will no longer use the referenced credit line account and will immediately destroy all unused checks. I/We fully understand and acknowledge that if funds from the referenced credit line account are advanced, for whatever purpose and/or reason, with or without my/our consent, that I/we will be held fully responsible to immediately deposit with sufficient funds to cover the advance(s).In the event funds are remaining in escrow for the payment of the advance(s)in full or in part,is hereby instructed to utilize said funds until exhausted and make demand for the balance from me/us,if necessary. I/We will be responsible for any and all charges, which are presented for payment, including charges presented after the requested demand is prepared. If advances on my/our behalf, funds to payoff the Equity Line/Credit Line in full, I/We Agree, upon written demand, to promptly reimburse . Sincerely, Jonathan Holstein Jesica Siefers CA0410-17004895-42