HomeMy WebLinkAboutCDP 2017-0071; BARRY ADU; Coastal Development Permit (CDP)P LK)
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LAND USE REVIEW Development Services
City of Planning Division
Carlsbad APPLICATION 1635 Faraday Avenue
P-1 (760) 602-4610
www.carlsbadca.gov
APPLICATIONS APPLIED FOR:(CHECK BOXES)
Development Permits (FOR DEPT. USE ONLY)Legislative Permits (FOR DEPT. USE ONLY)
Coastal Development Permit 031Minor wt." -U 07 (D General Plan Amendment
O Conditional Use Permit Local Coastal Program Amendment0Minor Extension
D Day Care (Large)0 Master Plan D Amendment
D Environmental Impact Assessment Specific Plan D Amendment
O Habitat Management Permit 0 Minor Zone Change
Hillside Development Permit 0 Minor D Zone Code Amendment
D Nonconforming Construction Permit South Carlsbad Coastal Review Area
Permits
Planned Development Permit Minor CI Review Permit
CI Residential CI Non-Residential D Administrative D Minor CI Major
CI Planning Commission Determination
CI Reasonable Accommodation Village Review Area Permits
cl Site Development Plan 0 Minor CI Review Permit
D Special Use Permit D Administrative D Minor CI Major
ci Tentative Parcel Map (Minor Subdivision)
ci Tentative Tract Map (Major Subdivision)
CI Variance D Minor
NOTE: A PROPOSED PROJECT REQUIRING APPLICATION SUBMITTAL MUST BE SUBMITTED BY APPOINTMENT*.PLEASE CONTACT THE APPOINTMENT SPECIALIST
AT (760) 602-2723 TO SCHEDULE AN APPOINTMENT.
*SAME DAY APPOINTMENTS ARE NOT AVAILABLE
ASSESSOR PARCEL NO(S):21 0 —0e4-C fe)
LOCATION OF PROJECT:s2fr4-
(STREET ADDRESS)
NAME OF PROJECT:ta,cc(ri Ift
BRIEF DESCRIPTION OF r
PROJECT:(9e7 Accveirxv 9tAilirr3 (bikit
1 -
6hr 1 )
PROJECT VALUE
(SITE IMPROVEMENTS)01 0 CO ESTIMATED
CciPLETION
DATE
1
,(07 2--Ote7
NOV 02'(17
FOR CITY USE ONLY
Development No.'Lel -0 23 FL L Lead case thL CA)P n O -)I
P-1 Page 1 of 6 Revised 03/17
OWNER NAME (PLEASE PRINT)APPLICANT NAME (PLEASE PRINT)
INDIVIDUAL NAME INDIVIDUAL NAME
(if applicable):I‘A 1e 4„(if applicable):CO2 "i:LCMC
COMPANY NAME COMPANY NAME
(if applicable):(if applicable):
MAILING ADDRESS:Si tc.11-1 °o ‘ki*.V.MAILING ADDRESS:FicacriA Cct -)
CITY, STATE, ZIP:e_a...L
r,
cA 92 00$CITY, STATE, ZIP:Cnctii-jrigik caA cacs.53
TELEPHONE:15-5 2q1.-0 c't TELEPHONE:Wrta,)
EMAIL ADDRESS:5.-tit.‘ ‘e.v 1/47 e u„.„.LA...EMAIL ADDRESS:co.\crcictan -NQ CCI-C\
I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER
INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO
KNOWLEDGE.I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF MY KNOWLEDGE.
SET FORTH HEREIN IS MY AUTHORIZED REPRESENTATIVE FOR
PURPOSES OF THIS APPLICATION.
SIGNATURE DATE SIG DATE
APPLICANTS REPRESENTATIVE (Print):WOr S
MAILING ADDRESS:liOX 1044
CITY, STATE, ZIP:CAPrl*0/Ca-.2-0Ig
TELEPHONE:1(DC 72-67
EMAIL ADDRESS:13 A ul ofeli (-VW&rkoloicowl
I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR
PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE
INFORMATION IS TRUE AND C RRECT TO THE BEST OF MY
KNOWLEDGE.
1°1 lb/1
-
2SIGNATURDAT
IN THE PROCESS OF REVIEWING APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING
COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS
APPLICATION.UWE CONSENT TO ENTRY FOR THIS PURPOSE.
NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING
RECORDED ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH
THE LAND AND BIND ANY SUCCESSORS IN INTEREST.
3r
PROPERTY 01.1)SIGNATURE
FOR CITY USE ONLY
Rrirr"'`TD
NOV 0 2 21i?
CITY _.61)
DATOFAI4PAPP.104141-R*CEIVED
RECEIVED BY:
C-e r5
P-1 Page 2 of 6 Revised 03/17
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Development Services(City of DISCLOSURE STATEMENT Planning Division
Carlsbad P-1(A)1635 Faraday Avenue
(760) 602-4610
www.carisbadca.gov
Applicant's statement or disclosure of certain ownership interests on all applications which will
require discretionary action on the part of the City Council or any appointed Board, Commission
or Committee.
The following information MUST be disclosed at the time of application submittal.Your project
cannot be reviewed until this information is completed. Please print.
NotO:
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.
Pe son is defined as 'Any individual, firm, oo-partnerShip. joint venture. association, social club, fraternal
organization, .corporation, estate, trust, receiver, SyndiCatk in thiS and any iither county. city
-and •county,
city municipality,dig*or other pblitiCal subdivision Oriahsi other•drOOp,or cOrripinafiOn acting as a unit"
"kgenj:S triayAign this dOcument however, the legal name and entity of the'eOpiigant and property owner
must be provided *ow.
1.APPLICANT (Not the applicant's agent)
Provide the COMPLETE.LEGAL names and addresses of ALL persons having a
financial interest in the application.If the applicant includes a corporation or partnership,
include the names,titles,addresses of all individuals owning more than 10%of the
shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE
INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned
corporation,include the names,titles,and addresses of the corporate officers.(A
separate page may be attached if necessary.)
Person *CtiAlz W 041
It.31
Corp/Part
Title few PGA vi-Title
Address Sqc 1041 4.(112 Address
2.OWNER (Not the owner's agent)
Provide the COMPLETE,LEGAL names and addresses of ALL persons having any
ownership interest in the property involved.Also,provide the nature of the legal
ownership (i.e.,partnership,tenants in common,non-profrt,corporation,etc.).If the
ownership includes a corporation or partnership, include the names, titles, addresses of
all individuals owning more than 10% of the shares.IF NO INDIVIDUALS OWN MORE
THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE
SPACE BELOW.If a publicly-owned corporation,include the names,titles,and
addresses of the corporate officers.(A separate page may be attached if necessary.)
Person Tiltir Dihrt•le.t:sicrerl Corp/Part
Title 010 Title
Address 5264-Li*.019ie5 Pr Address
Ckr 114/A I
P-1 (A)Page 1 of 2 Revised 07/10
3.NON-PROFIT ORGANIZATION OR TRUST
If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust,
list the names and addresses of ANY person serving as an officer or director of the non-
profit organization or as trustee or beneficiary of the.
Non Profit/Trust Non Profit/Trust
Title Title
Address Address
4.Have you had more than $500 worth of business transacted with any member of City
staff,Boards,Commissions,Committees and/or Council within the past twelve (12)
months?
Yes No If yes, please indicate person(s):
NOTE:Attach additional sheets if necessary.
I certify that all the above information is true and correct to the best of my knowledge.
1.-7 14)VC)•\•C
Signature of Le)/date Sign'ure of applicant/date
X kt 'P7 cx -9cc2.-tot -c'\
Print or type name of owner Print or type name of aplolicant
2/4..Ertra MOSignature of owner/applicant's ent applicable/date
16eCt9 A.UJ
Print or type name of owner/applicant's ag nt
P-1(A)Page 2 of 2 Revised 07/10
(Ci•ty of PROJECT DESCRIPTION Development Services
Planning Division
Carlsbad P1(B)1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
PROJECT NAME:11-0691/20%ii all
APPLICANT NAME:SQ)01<17 INKAIT1
Please describe fully the proposed project by application type.Include any details necessary to
adequately explain the scope and/or operation of the proposed project.You may also include
any background information and supporting statements regarding the reasons for,or
appropriateness of, the application.Use an addendum sheet if necessary.
Description/Explanation:
12011
1
titit‘rcl itos .:s?
b
k
Re.iAo‘fui kczeirt9c11 w-eA
P-1(B)Page 1 of 1 Revised 07/10
HAZARDOUS WASTE Development Services
City of AND SUBSTANCES Planning Division
Carlsbad STATEMENT 1635 Faraday Avenue
(760) 602-4610P-1(C)www.carlsbadca.gov
Consultation of Lists of Sites Related to Hazardous Wastes
(Certification of Compliance with Government Code Section 65962.5)
Pursuant to State of California Government Code Section 65962.5,I have consulted the
Hazardous Waste and Substances Sites List compiled by the California Environmental
Protection Agency and hereby certify that (check one):
Esr The development project and any alternatives proposed in this application are not contained on the
lists compiled pursuant to Section 65962.5 of the State Government Code.
The development project and any alternatives proposed in this application are contained on the lists
compiled pursuant to Section 65962.5 of the State Government Code.
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APPLICANT PROPERTY OWNER
Name:firooki, V004 INV\Name:THIS( t-Prgnie-Eoex-ri
Address:17 COX10+1 •—)Address:52-144-re061e*
OW'1.b/16-Cot•q201 Oerriy64 N.92-00S
Phone Number:700 Its --&:1109 Phone Number %342 -12.28
Address of Site:5t Co+(2491612 1:tr ,ePer6ipAra ,CA-9 20De
Local Agency (City and County):CAX
-1.411044
Assessor's book, page, and parcel number:'2.10 o@4 —a.
Specify list(s):
Regulatory Identification Number:
Date of List:
kc (1
\C •t
Applicant Signature/Date PropertyO r nature/Date
The Hazardous Waste and Substances Sites List (Cortese List)is used by the State,local
agencies and developers to comply with the California Environmental Quality Act requirements
in providing information about the location of hazardous materials release sites.
P-1(C)Page 1 of 2 Revised 02/13
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MINOR Development ServicesCity of COASTAL DEVELOPMENT PERMIT/Planning DivisionSINGLE FAMILY RESIDENCECarlsbadAPPLICATION
1635 Faraday Avenue
(760) 602-4610
P-6 www.carlsbadca.gov
A proposed project requiring application submittal must be submitted by appointment*.
Please contact the appointment specialist at (760) 602-2723 to schedule an appointment
*SAME DAY APPOINTMENTS ARE NOT AVAILABLE
All joint application exhibits, i.e. Tentative Map and Planned Development Site Plan should be prepared
at the same scale.(Use a scale no smaller than 1" =40'.)
I.GENERAL BACKGROUND
A.Estimated Cost of Development:
Development costing $60,000 or more does not qualify as a Minor Coastal Development Permit.
The City Planner shall make the final determination regarding a project's cost of development.
The primary basis for determining cost of development will be the application of dollar costs per
square foot for different types of residential construction.These costs are set by the
International Conference of Building Officials (ICB0) and are applied throughout San Diego
County.
Please complete the following information to assist in the determination of this project's cost of
development (Contractor proposals may also be submitted for consideration by the City
Planner).Please refer to the current fee schedule for the appropriate $/square foot fee rate.
New Residential Square Footage:
square feet x $/sq. ft. =$
Residential Addition Square Footage:
square feet x $/sq. ft. =$
Any Garage Square Footage:
square feet x $/sq.ft =$
Residential Conversion Square Footage:
square feet x $/sq. ft.=$
Please contact the City of Carlsbad Building Division for current fee rate for Non-
Residential uses (i.e. Retail/Store;Restaurants; Office; and Manufacturing/Warehouse
uses.)
square feet x $/sq. ft.=$
COST OF DEVELOPMENT ESTIMATE: $
B.Do you wish to apply for:
1.A Minor Coastal Development Permit (Under $60,000 cost estimate)fr
2.A Coastal Development Permit ($60,000 or more cost estimate)n
C.Street address of proposed development
,52(t)÷ LC c)r.
P-6 Page 1 of 6 Revised 05/17
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D.Assessor's Parcel Number of proposed development
210 -004--0k.
E.Development Description:
Briefly describe project:Id'k C-c cf)fue--i-AriviACel-
frowti
Weil ten unlia-
1 tJ4-I-e_ree-v -
F.Describe the present land uses (i.e. vacant land, single family homes, apartments, offices,
etc.) that surround the proposed development to the:
North:‘7Fr7
South:
East:h4t.D
West:/7E0
G.Is project located within a 100 -year flood plain?n Yes 'No
II.PRESENT USE OF PROPERTY
A.Are there existing structures on the property?'Yes n No
If yes, please describe.(st €7.Erm{hi idlOTY`e.-
B.Will any existing structure be removed/demolished? Yes fst No
If yes to either question, describe the extent of the demolition or removal, including the relocation
site, if applicable (also show on plans).
III.LOT COVERAGE
A.Existing and Proposed
Existing Proposed Total
Building Coverage 1 1In sq. ft.(9313 sq.ft.18 1Ssq.ft.MI+%
Landscaped Area (Y5 sq. ft.<105,sq.ft.4 11 ?sq. ft.5=7 L fo %
Hardscape Area ?CPC sq. ft.4W sq. ft.It RO sq. ft.((0 'CC%
Unimproved Area (Left Natural)(/sq. ft.9sq.ft._t sq. ft.91
P-6 Page 2 of 6 Revised 05/17
B.Parking:Number of existing spaces
Number of new spaces proposed I
Bdsting/Proposed TOTAL:2
Number of total spaces required
Number of covered spaces 1
Number of uncovered spaces 1
Number of standard spaces
Number of compact spaces
Is tandem parking existing? Yes #IA No
Is tandem parking proposed?NYes #Ei No
C.Grade Alteration:
Is any grading proposed? Yes Nigj No
If yes, please complete the following:(.01e--Icrif CioNetJelictki)
1.Amount of cut ?cu.yds.
2.Amount of fill cu. yds.
-3.Maximum height of fill slope feet
4.Maximum height of cut slope feet
5.Amount of import or export cu. yds.
6.Location of borrow or disposal site
P-6 Page 3 of 6 Revised 05/17
The following materials shall be submitted for each single family residence/minor coastal development
permit application.
If you have any questions regarding application submittal requirements (Le.,clarification regarding
a specific requirement or whether all requirements are necessary for your particular application)
please call (760) 602-4610.
I.REQUIRED PLANS (All required plans shall be collated Into complete sets, stapled together,•
then folded to 9" x 12" with lower right hand corner of plan visible.)
A.SITE PLAN —Four (4) copies for a Minor Coastal Development Permit, four (4) copies for a
Single Family Coastal Development Permit on 24° x 36° sheet(s).Five (5) copies if landscape
review is required. Each site plah shall contain the following information:
1.GENERAL INFORMATION
a.Name,address,and phone number of registered civil engineer,licensed surveyor,
landscape architect or land planner who prepared the maps/plans.b.Location, size and use of all easements.c.Dimensions and locations of:access,both pedestrian and vehicular,showing service
areas and points on ingress and egress.off-street parking and loading areas showing
location, number and typical dimension of spaces, and wheel stops.
DiStance betWeen buildings and/or structures.e.Building setbacks (front, rear and sides).f.Location, height and materials of walls and fences.g.Dimensions/location of signs.h.A summary table of the following (if applicable to the application):(1)Street address and assessor's parcel number.(2)Site acreage.(3)Existing Land Use Designation and Zoning.(4)Proposed land use.(5)Total building coverage (in square feet and as a percent).(6)Percent of site to be landscaped.(7)Number of parking spaces required/provided.(8)Square Footage of open or recreational space (if applicable).(9)Cubic footage of storage space (if applicable).i.All applicable Fire Suppression Zones as required by the City's Landscape Manual.
B.GRADING AND DRAINAGE PLANS:Grading and drainage plans must be included with this
application.In certain areas,an engineering geology report must also be included.Please
consult the Planning Division and Land Development Engineering Division representatives for
a determination on any grading plan geotechnical requirements if the project is in an overlay
zone.The following information shall be•submitted at a minimum:
1.Approximate contours at 1'intervals for slopes less than -5%;2'intervals for slopes
between 5% and 10%; and 5' intervals for slopes over 10% (both existing and proposed).
Existing and proposed topographic contours within a 100-foot perimeter of the boundaries
of the site.Extend contours sufficiently out from the site to adequately show the adjacent
floodplain (if applicable).2.Earthwork volumes:cut, fill, import and export.3.Spot elevations at the corners of each pad.4.Method of draining each lot.Include a typical cross section taken parallel to the frontage
for lots with less than standard frontage.5.Location, width and/or size of all watercourses and drainage facilities within and adjacent
to the proposed subdivision;show location and approximate size of any proposed
detention/retention basins.
•6.Clearly show and label the 100 year flood line for the before and after conditions for any
project which is within or adjacent to a FEMA flood plain.
P-6 Page 4 of 6 Revised 05/17
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C.BUILDING ELEVATIONS AND FLOOR PLANS —Four (4)copies for a Minor Coastal
Development Permit and four (4) copies a Single Family Coastal Development Permit prepared
on 24"x 36"sheet(s).Each building elevation and floor plan shall include the following
information:
Di.Location and size of storage areas.
02.All buildings, structures, wall and/or fences, signs and exterior lights.
03.Existing and proposed construction.
04.Provide documentation demonstrating compliance with City Council Policy 44 —
Neighborhood Architectural Design Guidelines (if applicable).
05.Building Heights of all structures (top of roof and top of roof projections)
D.CONCEPTUAL LANDSCAPE PLANS —Five (5)copies of the site plan shall be submitted if
applicable.To determine if a landscape plan is required, consult Chapter 1—Applicability in the
Landscape Manual.
COLORED SITE PLAN AND ELEVATION PLAN —Not required with first submittal.It is the Applicant's
responsibility to bring one (1) copy of a colored site plan and one (1) set of colored elevations to the
Planning Division by 12:00 noon, eight (8) days prior to the Planning Commission meeting.Do
not mount exhibits.
II.REQUIRED DOCUMENTS AND SUBMITTAL ITEMS
BA.A completed Land Use Review Application Form.
B.Completed Coastal Development Permit Application.B.
Environmental Impact Assessment Part 1 with Coastal Development Permits.Check with
Planning staff regarding Minor Coastal Development Permits and Single Family Coastal
Development Permits for any environmental review requirements.
.Disclosure Statement.
.Two (2) copies of the Preliminary Title Report (current within the last six (6) months).
2F.Completed "Project Description/Explanation" sheet.
LIG.Two copies of a completed and signed "Storm Water Standards Questionnaire"(form E-34).
This form can be found on the City's website.(Distribute copy to Land Development
Engineering).
DH.If,when completing the Storm Water Standards Questionnaire,the project is subject to
"Standard Project,"requirements,submit a completed and signed "Standard Project
Requirement Checklist" (form E-36) in accordance with the City BMP Design Manual per the
City of Carlsbad Engineering Standards, latest version.
DI.If,when completing the Storm Water Standards Questionnaire,the project is defined as a
"Priority Development Project," submit a preliminary Storm Water Quality Management Plan
(SWQMP) prepared in accordance with the City BMP Design Manual per the City of Carlsbad
Engineering Standards, latest version. Refer to the city's SWQMP template (form E-35).
EIJ.Property Owner's List and Addressed Labels:
Single Family Residence
1.A typewritten list of the names and addresses of all property owners within a 600' radius of the
subject property (including the applicant and/or owner),all occupants within a 100'radius of the
subject property, and the applicable Homeowners Association (HOA).The list shall include the San
Diego County Assessor's parcel number from the latest assessment rolls.
P-6 Page 5 of 6 Revised 05/17
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2.Two (2) separate sets of mailing labels of the property owners within a 600' radius of the subject
property, all occupants within a 100' radius and the applicable HOA.The list must be typed in all
CAPITAL LETTERS,left justified, void of punctuation.For any address other than single-family
residence, an apartment, suite or building number must be included on a separate line.DO NOT
include it on the street address line.DO NOT TYPE ASSESSOR'S PARCEL NUMBER ON
LABELS.DO NOT provide addressed envelopes -PROVIDE LABELS ONLY.Acceptable fonts
are:
Arial 10, Enterprise TM or Courier NEW (TT) no larger than 11 pt.Sample labels are as follows:
UNACCEPTABLE UNACCEPTABLE ACCEPTABLE
Mrs. Jane Smith Mrs. Jane Smith MRS. JANE SMITH
123 Magnolia Ave., Apt. #3 123 Magnolia Ave.APT 3
Carlsbad, CA 92008 Apt. #3 123 MAGNOLIA AVE
Carlsbad, CA 92008 CARLSBAD CA 92008
3.600' Radius Map:A map to scale not less than 1"=200' showing each.lot within 600' of exterior
boundaries of the subject property.Each of these lots shall be consecutively numbered and
correspond with the property owners list.The scale of the map may be reduced to a scale
acceptable to the City Planner if the required scale is impractical.
Note:When the application is tentatively scheduled to be heard by the decision making body,the
project planner will contact the applicant and advise him to submit the radius map, two sets of the
property owners list and labels.The applicant shall be required to sign a statement certifying
that the information provided represents the latest equalized assessment rolls from the San
Diego County Assessor's Office.The project will not go forward until this information is received.
Minor Coastal Development Permit
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1.100' Radius Owners and Occupants/Address List and Labels (for coastal zone/CDPs only):.:
One (1) list of the owners and occupants/addresses located within a 100' radius of the project site;
and two (2) sets of mailing labels of the addresses within a 100' radius.
Sample labels are as follows:
UNACCEPTABLE UNACCEPTABLE ACCEPTABLE
Occupant Occupant OCCUPANT
123 Magnolia Ave., Apt. #3 123 Magnolia Ave.APT 3
Carlsbad, CA 92008 Apt. #3 123 MAGNOLIA AVE
Carlsbad, CA 92008 CARLSBAD CA 92008
UNACCEPTABLE UNACCEPTABLE ACCEPTABLE •
Mrs. Jane Smith Mrs. Jane Smith MRS. JANE SMITH
123 Magnolia Ave., Apt. #3 123 Magnolia Ave.APT 3
Carlsbad, CA 92008 Apt. #3 123 MAGNOLIA AVE
Carlsbad, CA 92008 CARLSBAD CA 92008
P-6 Page 6 of 6 Revised 05/17
STANDARD PROJECT
(5_City of REQUIREMENT
Development Services
Land Development Engineering
Carlsbad CHECKLIST 1635 Faraday Avenue
(760) 602-2750E-36 www.carlsbadca.gov
Project Information
Project Name:,14..try ha (v Um i (1
Project ID:
DWG No. or Building Permit No.:
Source Control BMPs
All development projects must implement source control BMPs SC-1 through SC-6 where applicable and feasible.See
Chapter 4 and Appendix E.1 of the BMP Design Manual for information to implement source control BMPs shown in this
checklist.
Answer each category below pursuant to the following.
•"Yes" means the project will implement the source control BMP as described in Chapter 4 and/or Appendix E.1 of the
Model BMP Design Manual.Discussion/justification is not required.
• "No" means the BMP is applicable to the project but it is not feasible to implement.Discussion/justification must be
provided.Please add attachments if more space is needed.
•"N/A"means the BMP is not applicable at the project site because the project does not include the feature that is
addressed by the BMP (e.g.,the project has no outdoor materials storage areas).Discussion/justification may be
provided.
Source Control Requirement Applied?•
SC-1 Prevention of Illicit Discharges into the MS4 Ires El No El N/A
Discussion/justification if SC-1 not implemented:
SC-2 Storm Drain Stenciling or Signage El Yes &No El N/A
Discussion/justification if SC-2 not implemented:
pc)ON hi -.-e..t ->Cen c:1041,
SC-3 Protect Outdoor Materials Storage Areas from Rainfall,Run-On,Runoff,and Wind Yes Ei No El N/ADispersal
Discussion/justification if SC-3 not implemented:
E-36 Page 1 of 4 Revised 03/16
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Source Control Requirement (continued)Applied?
SC-4 Protect Materials Stored in Outdoor Work Areas from Rainfall,Run-On,Runoff,and j&Yes 0 No 0 N/AWind Dispersal
Discussion/justification if SC-4 not implemented:
SC-5 Protect Trash Storage Areas from Rainfall, Run-On,Runoff, and Wind Dispersal Wes No 0 N/A
Discussion/justification if SC-5 not implemented:
SC-6 Additional BMPs based on Potential Sources of Runoff Pollutants must answer for each source listed below and
identify additional BMPs. (See Table in Appendix E.1 of BMP Manual for guidance).
O On-site storm drain inlets 0 Yes RNo 0 N/A
D Interior floor drains and elevator shaft sump pumps Yes SE No 0 N/A
O Interior parking garages 0 Yes gNo 0 N/A
O Need for future indoor &structural pest control 0 Yes kr-No 0 N/A
Landscape/Outdoor Pesticide Use Yes IKNo 0 N/A
O Pools, spas, ponds, decorative fountains, and other water features 0 Yes allo 0 N/A
O Food service 0 Yes fa No 0 N/A
Refuse areas 0 Yes a No 0 N/A
O Industrial processes 0 Yes la No 0 N/A
Outdoor storage of equipment or materials 0 Yes a No 0 N/A
O Vehicle and Equipment Cleaning 0 Yes UNo 0 N/A
O Vehicle/Equipment Repair and Maintenance Yes No 0 N/A
O Fuel Dispensing Areas 0 Yes CR-No 0 N/A
O Loading Docks Yes cg No 0 N/A
O Fire Sprinkler Test Water 0 Yes gNo N/A
O Miscellaneous Drain or Wash Water 0 Yes ;a No 0 N/A
O Plazas, sidewalks, and parking lots 0 Yes allo 0 N/A
For 'Yes" answers, identify the additional BMP per Appendix E.1.Provide justification for "No" answers.
oplitte.4orntl avx1/4404-1 0.1-1-et dew)0 cio Nolr i -A cko <11\1/2 rob .
E-36 Page 2 of 4 Revised 03/16
Site Design BMPs
All development projects must implement site design BMPs SD-1 through SD-8 where applicable and feasible.See
Chapter 4 and Appendix E.2 thru E.6 of the BMP Design Manual for information to implement site design BMPs shown in
this checklist.
Answer each category below pursuant to the following.
• "Yes" means the project will implement the site design BMPs as described in Chapter 4 and/or Appendix E2 thru E6 of
the Model BMP Design Manual. Discussion /justification is not required.
• "No" means the BMPs is applicable to the project but it is not feasible to implement.Discussion/justification must be
provided. Please add attachments if more space is needed.
• "N/A"means the BMPs is not applicable at the project site because the project does not include the feature that is
addressed by the BMPs (e.g., the project site has no existing natural areas to conserve). Discussion/justification may be
provided.
Source Centre)! Requirement Applied?
SD-1 Maintain Natural Drainage Pathways and Hydrologic Features Wes No N/A
Discussion/justification if SD-1 not implemented:
SD-2 Conserve Natural Areas, Soils, and Vegetation Yes Flo N/A
Discussion/justification if SD-2 not implemented:
NACcitl A-1'64t?cor.11
5D -3 Minimize Impervious Area 2LYes No N/A
Discussion/justification if SD-3 not implemented:
SD-4 Minimize Soil Compaction 13 Yes No N/A
Discussion/justification if SD-4 not implemented:
SD-5 Impervious Area Dispersion W.Yes No N/A
Discussion/justification if SD-5 not implemented:
E-36 Page 3 of 4 Revised 03/16
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Source Control Requirement (continued)AO
-plied?
SD-6 Runoff Collection 0 Yes ?No El N/A
Discussion/justification if SD-6 not implemented:
SD-7 Landscaping with Native or Drought Tolerant Species 0 Yes ENo 0 N/A
Discussion/justification if SD-7 not implemented:
NO 11.0N3 '&Ca'S
ClIANOS
SD-8 Harvesting and Using Precipitation 0 Yes 12r No 0 N/A
Discussion/justification if SD-13 not implemented:
uod-arkitco-114a A aetyorti 064 INly belouo
tItrin Rrrtea,
E-36 Page 4 of 4 Revised 03/16
J
Fidelity National Title Company "Hsi .f.—
rirs 7565 Mission Valley Road, #100,San Diego, CA 92108
Phone:(619) 725-2100 •Fax:(619) 297-2213
Issuing Policies of Fidelity National Title Insurance Company
Title Officer:Kevin McColley ORDER NO.:00101211-992-SDI-KM4
Phone:(619) 725-2112
Fax:(619) 297-2213 LOAN NO.:
Email:sdu nit4®fnLcom
FSBO
7565 Mission Valley Road, Suite 100
San Diego, CA 92108
ATTN:
YOUR REF:
PROPERTY:5264 Los Robles Drive, Carlsbad, CA
PRELIMINARY REPORT
In response to the application for a policy of title insurance referenced herein,Fidelity National Title Company hereby
reports that it is prepared to issue,or cause to be issued,as of the date hereof a policy or policies of title insurance
describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by
reason ofany defect,lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage
pursuant to the printed Schedules, Conditions and Stipulations or Conditions ofsaid policy forms.
The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks ofsaid policy or policies are set
forth in Attachment One.The policy to be issued may contain an arbitration clause.When the Amount of Insurance is less
than that setforth in the arbitration clause,all arbitrable matters shall be arbitrated at the option of either the Company or
the Insured as the exclusive remedy of the parties.Limitations on Covered Risks applicable to the CLTA and ALTA
Homeowner's Policies ofTitle Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liabilityfor
certain coverages are also setforth in Attachment One.Copies ofthe policy forms should be read They are available from
the office which issued this report.
This report (and any supplements or amendments hereto) is issued solelyfor the purpose of facilitating the issuance of a
policy oftitle insurance and no liability is assumed hereby.Ifit is desired that liability be assumed prior to the issuance ofa
policy of title insurance, a Binder or Commitment should be requested
The policy(s)of title insurance to be issued hereunder will be policy(s)of Fidelity National Title Insurance Company,a
California Corporation.
Please read the exceptions shown or referred to herein and the exceptions and exclusions setforth in Attachment One of
this report carefully. The exceptions and exclusions are meant to provide you with notice ofmatters which are not covered
under the terms ofthe title insurance policy and should be carefully considered.
It is important to note that this preliminary report is not a written representation as to the condition oftitle and may not
list all liens, defects and encumbrances affecting title to the land.
Countersigned by:
Authorized Signature
CLTA Preliminary Report Form—Modified (11/17/06)Page I
Ce
Fidelity National Title Company
;7565 Mission Valley Road, #100,San Diego, CA 92108
•
Phone:(619) 725-2100 •Fax:(619) 297-2213
PRELIMINARY REPORT
EFFECTIVE DATE:October 17, 2017 at 7:30 a.m.
ORDER NO.:00101211-992-SD1-KM4
The form of policy or policies of title insurance contemplated by this report is:
ALTA Homeowners Policy of Title Insurance (12-2-13)
ALTA Extended Loan Policy (6-17-06)
1.THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED
BY THIS REPORT IS:
A FEE
2.TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN:
Tyler Harrison Barry and Diane Reiko Barry, husband and wife as joint tenants
3.THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS:
See Exhibit A attached hereto and made a part hereof.
CLTA Preliminary Rt-puit Form—Modified (11/17/06)Page 2
•
PRELIMINARY REPORT Fidelity Natiocal Title Company
YOUR REFERENCE:ORDER NO.:00101211-992-SD1-KM4
EXHB3IT A
LEGAL DESCRIPTION
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF CARLSBAD,COUNTY OF SAN
DIEGO, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS:
LOT 80 OF TERRAMAR UNIT NO.2,IN THE CITY OF CARLSBAD,COUNTY OF SAN DIEGO,STATE OF
CALIFORNIA, ACCORDING TO MAP THEREOF NO. 2758, FILED IN THE OFFICE OF THE COUNTY RECORDER
OF SAN DIEGO COUNTY MARCH 5, 1951.
APN:210-06446-00
•
•
CLTA Preliminary Report Form —Modified (11/17/06)Page 3
•
PRELIMINARY REPORT Fidelity National Title Company
YOUR REFERENCE:ORDER NO.:00101211-992-SD1-KM4
EXCEPTIONS
AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION
TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS:
1.Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows:
Code Area:09000
Tax Identification No.:210-064-06-00
Fiscal Year.2017-2018
1st Installment $4,777.18 Open
2nd installment $4,777.18 Open
Exemption:$0.00
Land:$826,200.00
Improvements:$49,980.00
Personal Property:$0.00
2.The lien ofsupplemental or escaped assessments ofproperty taxes,if any, made pursuant to the provisions of
Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4,respectively,ofthe Revenue and
Taxation Code ofthe State ofCalifornia as a result ofthe transfer of title to the vestee named in Schedule A or as a
result of changes in ownership or new construction occurring prior to Date ofPolicy.
Note:If said supplementals (if any) are not posted prior to the date of closing, this company assumes no liability for
payment thereof.
3.Easement(s)for the purpose(s) shown below and rights incidental thereto,as granted in a document
Granted To:The Pacific Telephone and Telegraph Company
Purpose:Public utilities, ingress and egress
Recorded Date:April 9, 1951
Recording No.:nook 4045, Page 317, Official Records
Affects:Said Land
Reference is hereby made to said document for full particulars.
4.Easement(s)for the purpose(s) shown below and rights incidental thereto,as granted in a document
Granted To:The Pacific Telephone and Telegraph Company
Purpose:Public utilities, ingress and egress
Recorded Date:August 10, 1951
Recording No.:nook 4199. Page 331, Official Records
Affects:Said Land
Reference is hereby made to said document for full particulars.
5.A deed oftrust to secure an indebtedness in the amount shown below,
Amount:$687,200.00•
Dated:November 5, 2015
Trustor/Grantor:Tyler Harrison Barry and Diane Reiko Barry, husband and wife as joint tenants
.Trustee:Lawyers Title
Beneficiary:Mortgage Electronic Registration Systems, Inc. (MFRS), solely as nominee for Home
Mortgage Exports., a State of California Corporation
Loan No.:None shown
Recording Date:November 10, 2015
Recording No.:2015-0585429. Official Records
CLTA Preliminary Report Form—Modified (11/17/06)Page 4
PRELIMINARY REPORT Fidelity National Title Company
YOUR REFERENCE:ORDER NO.:00101211-992-SD1-KM4
EXCEPTIONS
(Continued)
6.If the Land is located within the area affected by a Geographic Targeting Order issued by FinCEN (California
counties of Los Angeles, San Diego, San Francisco, Santa Clara and San Mateo), the buyer is a legal entity, and the
sales price is $2,000,000.00 or greater, the Company must be supplied with a completed ALTA Information
Collection Form ("ICF")and the IRS FinCEN 8300 Form,if necessary (attached hereto), completed and executed by
the buyer, prior to the close of escrow.
PLEASE REFER TO THE "INFORMATIONAL NOTES" AND "REQUIREMENTS" SECTIONS WHICH
FOLLOW FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION.
END OF EXCEPTIONS
CLTA Preliminary Report Form —Modified (11/17/06)Page 5
•
PRELIMINARY REPORT Fidelity National Title Company
YOUR REFERENCE:ORDER NO.:00101211-992-SDI-KM4
REQUIREMENTS SECTION
1.In order to complete this report, the Company requires a Statement of Information to be completed by the following
party(s),
Party(s):All Parties
The Company reserves the right to add additional items or make further requirements after review ofthe requested
Statement of Information.
NOTE: The Statement of Information is necessary to complete the search and examination of title under this order.
Any title search includes matters that are indexed by name only, and having a completed Statement of Information
assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect
another party with the same or similar name. Be assured that the Statement of Information is essential and will be
kept strictly confidential to this file.
END OF REQUIREMENTS
CLTA Preliminary Report Form —Modified (11/17/06)Page 6
1
•PRELIMINARY REPORT Fidelity National Title Company
YOUR REFERENCE:ORDERNO.:00101211-992-SDI-KM4
INFORMATIONAL NOTES SECTION
1.Note: The name(s)ofthe proposed insureds) furnished with this application for title insurance is/are:
Name(s) flunished: TBD
If these name(s) are incorrect, incomplete or misspelled, please notify the Company.
2.Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation,
distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving
Land that is associated with these activities.
3.None ofthe items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to
an Extended Coverage Loan Policy, when issued.
4.Note: The Company is not aware of any matters which would cause it to decline to attach CLTA Endorsement Form
116 indicating that there is located on said Land a Single Family Dwelling, known as 5264 Los Robles Drive,
Carlsbad, California to an Extended Coverage Loan Policy.
5.Note: The policy of title insurance will include an arbitration provision. The Company or the insured may demand
arbitration provision. Arbitrable matters may include, but are not limited to any controversy or claim between the
Company and the insured arising out of or relating to this policy, any service ofthe Company in connection with its
issuance or the breach ofa policy provision or other obligation. Please ask your escrow or title officer for a sample
copy ofthe policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to
your Title Insurance Coverage.
6.Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report.
7.Unless this company is in receipt of WRITTEN instructions authorizing a particular policy, Fidelity Title will
AUTOMATICALLY issue the American Land Title Association Homeowner's Policy (02/03/10) for all qualifying
residential 1-4 properties/transactions to insure the buyer at the close of escrow.
8.If a county recorder, title insurance company, escrow company, real estate broker, real estate agent or association
provides a copy ofa declaration, governing document or deed to any person, California law requires that the
document provided shall include a statement regarding any unlawful restrictions. Said statement is to be in at least
14-point bold face type and may be stamped on the first page of any document provided or included as a cover page
attached to the requested document. Should a party to this transaction request a copy of any document reported
herein that fits this category, the statement is to be included in the manner described.
9.NOTE: Amended Civil Code Section 2941, which becomes effective on January 1,2002, sets the fee for the
processing and recordation of the reconveyance ofeach Deed of Trust being paid offthrough this transaction at
$45.00. The reconveyance fee must be clearly set forth in the Beneficiary's Payoff Demand Statement ("Demand").
In addition, an assignment or authorized release of that fee, from the Beneficiary to the Trustee of record, must be
included. An example ofthe required language is as follows:
The Beneficiary identified above hereby assigns, releases or transfers to the Trustee ofrecord, the sum of $45.00,
included herein as 'Reconveyance Fees',for the processing and recordation ofthe Reconveyance ofthe Deed of
Trust securing the indebtedness covered hereby, and the escrow company or title company processing this pay-off is
authorized to deduct the Reconveyance Fee from this Demand and forward said fee to the Trustee ofrecord or the
successor Trustee under the Trust Deed to be paid off in full.
In the event that the reconveyance fee and the assignment, release or transfer are not included within the demand
statement, then Fidelity National Title Insurance Company and its Underwritten Agent may decline to process the
reconveyance and will be forced to return all documentation directly to the Beneficiary for compliance with the
requirements ofthe revised statute.
CLTA Preliminary Report Form—Modified (11/17/06)Page 7
•
PRELIMINARY REPORT Fidelity National Title Company
YOUR REFERENCE:ORDERNO.:00101211-992-SDI-KM4
INFORMATIONAL NOTES
(Continued)
10.Note: Part ofthe RESPA Rule to simplify and Improve the Process of Obtaining Mortgages and Reduce Consumer
Settlement Costs requires the settlement agent to disclose the agent and underwriter split of title premiums,
including endorsements as follows:
Line 1107 is used to record the amount ofthe total title insurance premium, including endorsements, that is retained
by the title agent. Fidelity National Title Company retains 88%of the total premium and endorsements.
Line 1108 used to record the amount of the total title insurance premium, including endorsements, that is retained by
the title underwriter. Fidelity National Title Insurance Company retains 12%of the total premium and endorsements.
END OF INFORMATIONAL NOTES
Kevin McCalley/kdl
CLTA Preliminary Report Form—Modified (11/17/06)Page 8
•
•„..•
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
At Fidelity National Financial, Inc., we respect and believe itis important to protect the privacy ofconsumers and our customers. This Privacy Notice
explains how we collect, use, and protect any information that we collect from you, when and to whom we disclose such information, and the choices
you have about the use ofthat information.A summary ofthe Privacy Notice is below, and we encourage you to review the entirety ofthe Privacy
Notice following this summary. You can opt-out ofcertain disclosures by following our opt-out procedure set forth at the end ofthis Privacy Notice.
Types of Information Collected. You may provide us with certain How Information is Collected. We may collect personal information
personal information about you, like your contact infolusitioa, address from you via applications, forms, and correspondence we receive from
demographic information, social security number (SSN), driver's license,you and others related to our transactionswith you. When you visit our
passport, other government ID numbers and/or financial information. We websites from your computer or mobile device, we automatically collect
may also receive browsing information from your Internet browser,and store certain Information available to us through your Internet
computer and/or mobile device ifyou visit or use our websites or browser or computer equipment to optimize your website experience.
applications.
Use ofCollected Information. We request and use your personal When Information Is Disclosed. We may disclose your information to
information to provide products and services to you, to improve our our affiliates and/or nonaffiliated parties providing services for you or
products and services, and to communicate with you about these us,to law enforcement agencies or governmental authorities,as required
products and services. We may also share your contact information with by law, and to parties whose interest in title must be determined
our affiliates for marketing purposes.
Choices With Your Information. Your decision to submit information Information From Children. We do not knowingly collect information
to us is entirely up to you. You can opt-out ofcertain disclosure or use of from children who are under the age of 13, and our website is not
your information or choose to not provide any personal information to intended to attract children.
us.
Privacy Outside the Webefte. We are not responsible for the privacy International Users. By providing us with your information, you
practices ofthird parties, even ifour website links to those parties'consent to its transfer, processing and storage outside ofyour county of
websites.residence, as well as the fact that we will handle such information
consistent with this Privacy Notice.
The California Online Privacy Protection Act.Some FNF companies provide services to mortgage loan servicers and, in somecases,their
websites collect Information on behalfofmortgage loan servicers. The mortgage loan servicer is responsiblefor taking action or making changes to
any consumer information submitted through those websites.
Your Consent To This Privacy Notice. By submitting information to us Access and Correction; Contact Us.Ifyou desire to contact us
or by using our website, you are accepting and agreeing to the terms of regarding this notice or your information, please contact us at
this Privacy Notice.privacy@filcom or as directed at the end ofthis Privacy Notice.
FNF Privacy Statement (Eff 5/112015) Last Updated March 1,2017 Copyright 0 2017. Fidelity National Financial, Inc.All Rights Reserved
MLSCO219 (DST Rev. 3/2/17)Page 1 Order No. 00101211-992-SD1-KM4
-.
FIDELITY NATIONAL FINANCIAL, INC.
PRIVACY NOTICE
Fidelity National Financial, Inc. and its nittlority-owned subsidiary companies providing title insurance, real estate-and loan-related services
(collectively, "FNF", "our" or "we") respect and are committed to protecting your privacy. We will take reasonable steps to ensure that your Personal
Information and Browsing Information will only be used in compliance with this Privacy Notice and applicable laws. This Privacy Notice is only in
effect for Personal Information and Browsing Lifuniation collected and/or owned by or on behalfofFNF, including Personal Information and
Browsing Information collected through any FNF website, online service or application (collectively, the "Website").
Types of Information Collected
We may collect two types ofinformation from you: Personal Information and Browsing Information.
Personal Information. FNF may collect the following categories of Personal Information:
contact information (e.g., name, address, phone number, email address);
demographic information (e.g., date of birth, gender, marital status);
social seamy number (SSN), driver's license, passport, and other government ID numbers;
financial account information; and
other personal information needed from you to provide title insurance, real estate-and loan-related services to you.
Browsing Information. FNF may collect the following categories of Browsing Information:
Internet Protocol (or IP) address or device ID/UDiD, protocol and sequence intimation;
browser language and type;
domain name system requests;
browsing history, such as time spent at a domain, time and date of your visit and number of dicks;
http headers, application client and server banners; and
operating system and fingerprinting data
How Information Is Collected
In the course of our business, we may collect Personal Information about you from the following sources:
applications or other forms we receive from you or your authorized representative;
the correspondence you and others send to us;
l furiotiurrwe receive through the Website;
Information about your transactions with, or services performed by, us, our affiliates or nonaffiliated third parties; and
information from consumer or other reporting agencies and public records maintained by governmental entities that we obtain directly from
those entities, our affiliates or others.
if you visit or use ourWsdosite,we may collect Browsing information from you as follows:
Browser Loo Files.Our servers automatically log each visitor to the Website and collect and record certain browsing
Information about each visitor. The Browsing lido illation includes generic Information and reveals nothing personal about the
user.
Cookies. When you visit our Website, a "cookie" may be sent to your computer.A cookie is a small piece ofdata that is sent to your
Internet browser from a web server and stoned on your computer's hard drive. When you visit a website again, the cookie allows the
website to recognize your computer. Cookies may store user preferences and other infomiation. You can choose whether or not to accept
cookies by ganging your Internet browser settings, which may impair or limit some functionality ofthe Website.
Use of Collected Mtn mutton
Information collected by FNF is used for three main purposes:
To provide products and services to you or any affiliate or third party who Is obtaining services on your behalf or In connection
with a transaction involving you.
To improve our products and services.
To communicate with you and to inform you about our, our affiliates' and third parties' products and services,jointly orindependently.
When Information Is Disclosed
We may provide your Personal Information (excluding information we receive from consumer or other credit reporting agencies) and Browsing
Information to various individuals and companies,as permitted by law, without obtaining your prior authorization. Such laws do not allow
consumers to restrict these disclosures. Please see the section "Choices With Your Personal Information" to learn how to limit the discretionary
disclosure ofyour Personal Information and Browsing Information.
Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties:
to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud,
material misrepresentation, or non closure;
to our affiliate finandal service providers for their use to market their products or services to you;
to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed information
only hi connection with such services;
to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to
market financial products or services to yot4
to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoena or court
order,
to lenders,lien holders, judgment creditors,or other parties claiming an interest in title whose claim or interest must be
determined, settled, paid, or released prior to closing; and
FNF Privacy Statement (EfE 5/12015) Last Updated March 1,2017 Copyright 02017. Fidelity National Financial, Inc.All Rights Reserved
MISCO219 (DSI Rev. 3/2/17)Page 2 Order No. 00101211-992-SD1-KM4
other third parties for whom you have given us written authorization to disclose your Personal Information.
We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith belief that
such disdosure Is necessary to:
comply with a legal process or applicable laws;
enforce this Privacy Notice;
investigate or respond to claims that any material,document,image,graphic,logo,design,audio,video or any other
Info nmtluri provided by you violates the rights of a third party; or
protect the rights, property or personal safety ofFNF, its users or the public.
We maintain reasonable safeguards to keep your Personal Information secure. When we provide Personal Information to our affiliates or third party
service providers as discussed in this Privacy Notice, we expect that these parties process such information in compliance with our Privacy Notice or
in a manner that is in compliance with applicable privacy laws. The use ofyour information by a business partner may be subject to that party's own
Privacy Notice. Unless permitted by law, we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or
others without your consent
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other
disposition ofall or part ofthe FNF business and/or assets, or in the event ofour bankruptcy, reorganization, insolvency, receivership or an
assignment for the benefit ofcreditors. You expressly agree and consent to the use and/or transfer ofthe foregoing information in connection with
any ofthe above described proceedings. We cannot and will not be responsiblefor any breach ofsecurity by a third party or for any actions ofany
third party that receives any ofthe information that is disclosed to us.
Choices With Your Information
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal
Information or Browsing hdairration, FNF may not be able to provide certain services or products to you. The uses of your Personal
Ir du(totitiuti and/or Browsing Information that, by law, you cannot limit, Include:
for our everyday business purposes —to process your transactions, maintain your amount(s), to respond to law
enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court
orders, or report to credit bureaus;
for our own marketing purposes;
for Joint marketing with financial companies; and
for our affiliates' everyday business purposes —information about your transactions and experiences.
You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under the following
circumstances Copt-our):•
for our affiliates' everyday business purposes—information about your creditworthiness; and
for our affiliates to market to you.
To the extent permitted above, you may opt-out ofdisclosure or use ofyour Personal Information and Browsing Information by notifying us by one
ofthe methods at the end ofthis Privacy Notice. We do not share your personal information with non-affiliates for their direct marketing purposes.
For California Residents: Wewill not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted
by California law. Currently, our policy is that we do not recognize "do not track" requests from Internet browsers and similar devices.
For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set
forth at the end ofthis Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer
Protection, Office ofthe Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas,NV 89101; Phone number. (702) 486-3132;
email: BCP1NF0@ag.statenv.us.
For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing
purposes, except after you have been informed by us ofsuch sharing and had an opportunity to indicate that you do not want a disclosure made for
marketing purposes.
For Vermont Residents We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted
by Vermont law, such as to process your transactions or to maintain your account In addition, we will not share information about your
creditworthiness with our affiliates except with your authorization. Forjoint marketing in Vermont, wewill only disclose your name, contact
information and information about your transactions.
Information From Children
The Website is meantforadults and is not intended or designed to attract children under the age ofthirteen (13).We do not collect Personal
Information from any person that we know to be under the age ofthirteen (13) without permission from a parent or guardian. By using the Website,
you affirm that you are over the age of 13 and will abide by the terms ofthis Privacy Notice.
Privacy Outside the Website
The Website may contain links to other websites. FNF is not and cannot be responsible for the privacy practices or the contentofany ofthose other
websites.
International Users
FNF's headquarters is located within the United States.Ifyou reside outside the United States or are a citizen ofthe European Union, please note that
we may transfer your Personal Information and/or Browsing Information outside ofyour cow*ofresidence or the European Unionfor any ofthe
purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our
collection and transfer ofsuch information in accordance with this Privacy Notice.
The California Online Privacy Protection Act
FNF Privacy Statement (EfE 5/1/2015) Last Updated March 1,2017 Copyright 0 2017. Fidelity National Financial, Inc.All Rights Reserved
1Vi1SCO219 (DSI Rev. 3/2/17)Page 3 Order No. 00101211-992-SD1-KM4
For some FNF websites, such as the Customer CareNet ("CCM), FNF is acting as a third party service provider to a mortgage loan
servicer.In those instances,we may collect certain info. iiiatkm on behalf of that mortgage loan servicer via the website.The
information which we may collect on behalf of the mortgage loan servicer is as follows:
first and last name;
property address;
user name and password;
loan number.,
social security number -masked upon entry;
email address;
three security questions and answers; and
IPaddress.
The information you submit through the website is then II-dusk:Hal to your mortgage loan servicer by way ofCCN. The mortgage loan servicer is
responsible for taking action or making changes to any consumer information submitted through this website. For example,ifyou believe
that your payment or user Information is incorrect, you must contact your mortgage loan servicer.
CCN does not share consumer information with third parties, other than (1) those with which the mortgage loan servicer has contracted to interface
with the CCN application, or (2) law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas
or court orders.All sections of this Privacy Notice apply to your interaction with CCN,except for the sections titled "Choices with Your
Information" and "Access and Correction."Ifyou have questions regarding the choices you have with regard to your personal information or how to
access or correct your personal information, you should contact your mortgage loan servicer.
Your Consent To This Privacy Notice
By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information by us in
compliance with this Privacy Notice. Amendments to the Privacy Notice will be posted on the Website. Each time you provide information to us, or
we receive information about you, following any amendment ofthis Privacy Notice will signify your assent to and acceptance of its revised terms for
all previously collected information and information collected from you in the future. We may use comments,information or feedback that you
submit to us in any manner that we may choose without notice or compensation to you.
Accessing and Correcting information; Contact Lis
Ifyou have questions, would hie to access or correct your Personal Information, or want to opt-out ofinformation sharing with our affiliates for their
marketing purposes, please send your requests to crivacy@fitEcom or by mail or phone to:
Fliielity National Financial, Inc.
601 Riverside Avenue
Jacicsonvffie, Florida 32204
Attn: Chief Privacy Officer
(PP:934-3354
FNF Privacy State/omit (Eff. 5/1/2015) Last Updated March 1,2017 Copyright 2017. Fidelity National Financial, Inc.All Rights Reserved
MISCO219 (DSI Rev. 3/2/17)Page 4 Order No. 00101211-992-SD1-KM4
Notice of Available Discounts
Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial,Inc.and its
subsidiaries ("FNF") must deliver a notice ofeach discount available under our current rate filing along with the delivery of
escrow instructions,a preliminary report or commitment.Please be aware that the provision of this notice does not constitute
a waiver of the consumer's right to be charged the field rate.As such,your transaction may not qualify for the below
discounts.
You are encouraged to discuss the applicability ofone or more of the below discounts with a Company representative. These
discounts are generally described below;consult the rate manual for a full description of the terms,conditions and
requirements for each discount. These discounts only apply to transaction involving services rendered by the FNF Family of
Companies.This notice only applies to transactions involving property improved with a one-to-four family residential
dwelling.
FNF Underwritten Title Conwanv FNF Underwriter
FNTC -Fidelity National Title Company FNTIC -Fidelity National Title Insurance Company
.FNTCCA —Fidelity National Title Company of California
Available DiscountsCREDIT FOR PRELIMINARY REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (FNTIC)
Where no major change in the title has occurred since the issuance of the original report or commitment, the order may be
reopened within 12 months and all or a portion of the charge previously paid for the report or commitment may be credited
on a subsequent policy charge within the following time period from the date of the report.
DISASTER LOANS (FNTIC)
The charge for a lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of
record, within 24 months of the date of a declaration of a disaster area by the government ofthe United States or the State of
California on any land located in said area,which was partially or totally destroyed in the disaster, will be 50%of the
appropriate title insurance rate.
CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (FNTIC)
On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided
said charge is normally the church's obligation the charge for an owner's policy shall be 50% to 70%of the appropriate title
insurance rate,depending on the type of coverage selected.The charge for a lender's policy shall be 40% to 50% of the
appropriate title insurance rate, depending on the type ofcoverage selected.
•
CA Discount Notice Effective Date:1-10-2010
•
ATTACHMENT ONE
CALIFORNIA LAND TITLE ASSOCIATION
STANDARD COVERAGE POLICY—1990
•
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage ofthis policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arise by reason of
1.(a)Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting,
regulating,prohibiting or relating (i) the occupancy,use,or enjoyment of the land;(u) the character,dimensions or location of any
improvement now or hereafter erected on the land;(Ili)a separation in ownership or a change in the dimensions or area ofthe land or any
parcel of which the land is or was a pert; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or
governmental regulations,' except to the extent that a notice of the enforcement thereof or a notice of a defect,lien, or encumbrance
resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date ofPolicy.
(b)Any governmental police power not excluded by (a) above, except to the extent that a notice ofthe exercise thereof or notice ofa defect,
lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of
Policy.
2.Rights ofeminent domain unless notice ofthe exercise thereof has been recorded in the public records at Date ofPolicy, but not excluding from
coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without
knowledge.
3.Defects, liens, encumbrances, adverse claims or other matters:
(a)whether or not recorded in the public records at Date ofPolicy, but created, suffered, assumed or agreed to by the insured claim/it;
(b)not known to the Company, not recorded in the public records at Date ofPolicy, but known to the insured claimant and not disclosed in
writing to the Company by the insured claimant prior to the date the insured rinininnt became an insured under this policy;
(c)resulting in no loss or damage to the insured elsimant
(d)attaching or created subsequent to Date ofPolicy; or
(e)resulting in loss or damage which would not have been sustained ifthe insured claimant had paid value for the insured mortgage or for the
estate or interest insured by this policy.
4.Unenforceability ofthe lien ofthe insured mortgage because ofthe inability or failure ofthe insured at Date ofPolicy, or the inability or failure
ofany subsequent owner ofthe indebtedness, to comply with the applicable doing business laws ofthe state in which the land is situated.
5.Invalidity or unenforceability ofthe lien of the insured mortgage, or claim thereof, which arises out ofthe transaction evidenced by the insured
mortgage and is based upon usury or any consumer credit protection or truth in lending law.
6.Any claim, which arises out ofthe transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the
interest ofthe insured lender, by reason ofthe operation offederal bankruptcy, state insolvency or similar creditors' rights laws.
EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of
1.Taxes or assessments which are not shown as existing liens by the records of any taxing. authority that levies taxes or assessments on real
property or by the public records.
Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records
'ofsuch agency or by the public records.
2.Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection ofthe land or
which may be asserted by persons in possession thereof
3.Easements, liens or encumbrances, or claims thereof; not shown by the public records.
4.Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which
are not shown by the public records.
5.(a) Uuptitathal mining claims;(b) reservations or exceptions in patents or in Acts authorizing the issuance thereof;(c) water rights, claims or
title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records.
6.Any lien or right to a lien for services, labor or material not shown by the public records.
CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13)
ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE
EXCLUSIONS
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:
1.Governmental police power, and the existence or violation ofthose portions of any law or government regulation concerning
a.building
b.zoning
c.land use;
d.improvements on the Land;
e.land division; andfenvironmental protection.
This Exclusion does not limit the coverage described in Covered Risk &a.,14,15, 16, 18, 19, 20, 23 or 27.
2.The failure ofYour existing structures, or any part ofthem, to be constructed in accordance with applicable building codes.This Exclusion does
not limit the coverage described in Covered Risk 14 or 15.
3.The right to take the Land by condemning it This Exclusion does not limit the coverage described in Covered Risk 17.
4.Risks:
a.that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records;
b.that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date;
Attachment One (6-5-14) CA & NV
c.that result in no loss to Yon; or
d.that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, &e., 25, 26, 27 or 28.
5.Failure to pay value for Your Title.
6.Lack ofa right
a.to any land outside the area specifically described and referred to in paragraph 3 of ScheduleA;and
b.in streets, alleys, or waterways that touch the Land.
This Exclusion does not limit the coverage described in Covered Risk 11 or 21.
7.The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state
insolvency, or similar creditors' rights laws.
8.Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence.
9.Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner's Coverage Statementas follows:
For Covered Risk 16,18,19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.
The deductible amounts and maximum dollar limits shown on Schedule A are as follows:
Our MEndinurn Dollar
Your Deductible Amount Limit of Liability
1.00%%ofPolicy Amount Shown in ScheduleA or
Covered Risk 16:$2,500.00 (whichever is less)$ 10,000.00
1.00%% of Policy Amount Shown in SeheililleA or
Covered Risk 18:$5,000.00 (whichever is less)$ 25,000.00
1.00%ofPolicy Amount Shown in Schedule A or
Covered Risk 19:$5,000.00 (whichever is less)$ 25,000.00
1.00%ofPolicy Amount Shown in Schedule A or
Covered Risk 21:$2,500.00 (whichever is less)$ 5,000.00
2006ALTA LOAN POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage ofthis policy, and the Company will not pay loss or damage, costs, attorneys' fees,
or expenses that arise by reason of
1.(a)Any law,ordinance,permit,or governmental regulation (including those relating to building and Toning)restricting,regulating,
prohibiting, or relating to
(i)the occupancy, use, or enjoymentofthe Land;
(ii)the character, dimensions, or location ofany improvement erected on the Land;
(iii)the subdivision of land; or
(iv)environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the
coverage provided under Covered Risk 5.
•(b)Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.
2.Rights ofeminent domain. This Exclusion does not modify orlimit the coverage provided under Covered Risk 7 or 8.
3.Defects, liens, encumbrances, adverse claims, or other matters
(a)created, suffered, assumed, or agreed to by the Insuredaaimant
(b)not Known to the Company, not recorded in the Public Records at Date ofPolicy, but Known to the Insured Claimant and not disclosed in
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c)resulting in no loss or damage to the Insured Claimant
(d)attaching or created subsequent to Date ofPolicy (however, this does not modify or limit the coverage provided under Covered Risk 11,13
or 14); or
(e)resulting in loss or damage that would not have been sustained ifthe Insured Claimant had paid value for the Insured Mortgage.
4.Unenforceability ofthe lien ofthe Insured Mw1,,kige because ofthe inability or failure of an Insured to comply with applicable doing-business
laws ofthe state where the Land is situated.
5.Invalidity or unenforceability in whole or in part ofthe lien ofthe Insured Mortgage that arises out ofthe transaction evidenced by the Insured
Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law.
6.Any claim, by reason ofthe operation offederal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the
lien ofthe Insured Mortgage, is
(a)a fraudulent conveyance or fraudulent transfer, or
(b)a preferential transferfor any reason not stated in Covered Risk 13(b)ofthis policy.
7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or Fittw-hing between Date of Policy
and the date ofrecording ofthe Insured Mortgage in the Public Records.This Exclusion does not modify or limit the coverage provided under
Covered Risk 11(b).
The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage,
the Exceptions from Coverage in a Standard Coverage policywill also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
(Except as provided in Schedule B -Part 11,(t(or This policy does not insure against loss or damage, and the ComPany will not pay costs, attorneys'
fees or expenses, that arise by reason of:
Attachment One (6-5-14) CA & NV
•)
(PART I
(The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from
Coverage, the Exceptions from Coverage in a Standard Coverage policywill also include the following Exceptions from Coverage:
1.(a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices ofsuch proceedings,
whether or not shown by the records of such agency or by the Public Records.
2.Anyfacts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection ofthe Land or that
may be asserted by persons in possession ofthe Land.
3.Easements, liens or encumbrances, or claims thereof not shown by the Public Records.
4.Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and
complete land survey ofthe Land and not shown by the Public Records.
5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereat (c) water rights, claims or
title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6.Any lien or right to a lien for services, labor or material not shown by the Public Records.
PART II
In addition to the matters set forth in Part I of this Schedule, the Tide is subject to the following matters, and the Company Insures against loss or
damage sustained in the event that they are not subordinate to the lien ofthe Insured Mulgtcp.)
2006 ALTA OWNER'S POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage ofthis policy, and the Company will not pay loss or damage, costs, attorneys' fees,
or expenses that arise by reason oE
1.(a)Any law,ordinance,permit,or governmental regulation (iicluding those relating to building and zoning)restricting,regulating,
prohibiting, or relating to
(i)the occupancy, use, or enjoyment ofthe Land;
(ii)the character, dimensions, or location ofany improvement erected on the Land;
(Hi)the subdivision ofland; or
(iv)environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the
coverage provided under Covered Risk 5.
(b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.
2.Rights ofeminent domain.This Exclusion does not modify or limitthe coverage provided under Covered Risk 7 or 8.
3.Defects, liens, encumbrances, adverse claims, or other matters
(a)created, suffered, assumed, or agreed to by the Insured Claimant;
(b)not Known to the Company, not recorded in the Public Records at Date ofPolicy, but Known to the Insured Claimant and not disclosed in
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy,
(c)resulting in no loss or damage to the Insured Claimant-.
(d)attaching or created subsequent to Date ofPolicy (however, this does not modify or limit the coverage provided under Covered Risk 9 and
10); or
(e)resulting in loss or damage that would not have been sustained ifthe Insured Claimant had paid value for the Title.
4.Any claim, by reason ofthe operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the
Title as shown in Schedule A, is
(a)a fraudulent conveyance or fraudulent transfer, or
(b)a preferential transfer for any reason not stated in Covered Risk 9ofthis policy.
5.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy
and the date ofrecording ofthe deed or other instnnnentoftransfer in the Public Records that vests Title as shown in Schedule A.
The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage,
the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of
(The above policy form may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from
Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
1.(a) Taxes or assessments that are not shown es existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments,or notices ofsuch proceedings,
whether or not shown by the records ofsuch agency or by the Public Records.
2.Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection ofthe Land or that
may be assented by persons inpossession ofthe Land.
3.ER-RffnentS, liens or encumbrances, or claims thereaC not shown by the Public Records.
4.Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and
complete land survey ofthe Land and that are not shown by the Public Records.
5.(a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thertog (c) water rights, claims or
title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6.Any lien or right to a lien for services, labor or material not shown by the Public Records.
7.(Variable exceptions such as taxes, easements, CC&R's, etc. shown here.)
Attachment One (6-5-14) CA & NV
•
.•
ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (12.02-13)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage ofthis policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arise by reason of
1.(a)Any law,ordinance,permit,or governmental regulation ("minding those relating to building and zoning)restricting,regulating,
prohibiting, or relating to
(1)the occupancy, use, or enjoyment ofthe Land;
(ii)the character, dimensions, or location ofany improvement erected on the Land;
('iii) the subdivision ofland; or
(iv)environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations.This Exclusion 1(a) does not modify or limit the
coverage provided under Covered Risk 5, 6, 13(c), 13(d),14 or 16.
(b)Any governmental police power.This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6,13(c),
13(d), 14 or 16.
2.Rights ofeminent domain. This Exclusion does not modify or limitthe coverage provided under Covered Risk 7 or 8.
3.Defects, liens, encumbrances, adverse claims, or other matters
(a)created, suffered, assumed, or agreed to by the Insured Claimant
(b)not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c)resulting in no loss or damage to the Insured Claimant
(d)attaching or created subsequent to Date ofPolicy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16,
17, 18, 19, 20, 21, 22, 23, 24, 27 Of 28); or
(e)resulting in loss or damage that would not have been sustained ifthe Insured Claimant had paid valueforthe Insured Mortgage.
4.Unenforombility ofthe lien ofthe Insured Mute because ofthe inability or failure of an Insured to comply with applicable doing-business
laws ofthe state where the Land is situated.
5.Invalidity or unenforceability in whole or in part ofthe lien of the Insured Mortgage that arises out ofthe transaction evidenced by the Insured
Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law.This Exclusion does not modify or limit the
coverage provided in Covered Risk 26.
6.Any claim of invalidity, unenforceability or lack of priority ofthe lien ofthe Insured MIA !gage as to Advances or modifications made after the
Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This
Exclusion does not modify or limit the coverage provided in Covered Risk 11.
7.Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of
Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25.
8.The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with
applicable building codes.This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6.
9.Any claim, by reason ofthe operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the
lien ofthe Insured Mortgage, is
(a)a fraudulent conveyance or fraudulent transfer, or
(b)a preferential transfer for any reason not stated in Covered Risk 27(b)ofthis policy.
10.Crinhiminatinn, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence.
11.Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
Attachment One (6-5-14) CA & NV
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