HomeMy WebLinkAboutCDP 2018-0001; SELHAY ADU; Coastal Development Permit (CDP)' (city of
Carlsbad
LAND USE REVIEW
APPLICATION
P-1
Development Services
Planning Division
1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
APPLICATIONS APPLIED FOR: (CHECK BOXES)
Development Pe,mits
D Coastal Development Permit
D Conditional Use Permit
D Minor D Extension
D Day Care (Large)
tll Minor
D Environmental Impact Assessment
D Habitat Management Permit D Minor
D Hillside Development Permit D Minor
D Nonconforming Construction Permit
D Planned Development Permit D Minor
D Residential D Non-Residential
0 Planning Commission Determination
D Reasonable Accommodation
D Site Development Plan D Minor
D Special Use Permit
D Tentative Parcel Map (Minor Subdivision)
D Tentative Tract Map (Major Subdivision)
D Variance D Minor
(FOR DEPT. USE ONLY) Legislative Permits
Cl':il''Zt'l'!.-
(')00 \ D General Plan Amendment
D Local Coastal Program Amendment
D Master Plan
D Specific Plan
D Zone Change
•Amendment
•Amendment
D Zone Code Amendment
South Carlsbad Coastal Review Area
Permits
D Review Permit
0 Administrative O Minor O Major
VIiiage Review Area Permits
0 Review Permit
0 Administrative D Minor D Major
(FOR DEPT. USE ONLY)
NOTE: A PROPOSED PROJECT REQUIRING APPLICATION SUBMITTAL MUST BE SUBMITTED BY APPOINTMENT". PLEASE CONTACT THE APPOINTMENT SPECIALIST
AT (760) 602-2723 TO SCHEDULE AN APPOINTMENT.
*SAME DAY APPOINTMENTS ARE NOT AVAILABLE
ASSESSOR PARCEL NO(S) APN ,_, ~ -5 50 -.3\C:> -0 0
LOCATION OF PROJECT:
NAME OF PROJECT:
BRIEF DESCRIPTION OF
PROJECT:
PROJECT VALUE
(SITE IMPROVEMENTS)
FOR CITY USE ONLY
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DevelopmentNo. D~\)t<)\i~ooo\
P-1
(STREET ADDRESS)
ftt)u :Se.I h~ ..ADU.
I
ESTIMATED COMPLETION DATE
Lead Case No.
Page 1 of6 Revised 03/17
' . .
OWNER NAME (PLEASE PRINT) APPLICANT NAME (PLEASE PRINT)
INDIVIDUAL NAME Q,a. Se.H:1u,1 INDIVIDUAL NAME 1?0 ,, s~ihuy (if applicable): (if applicable):
COMPANY NAME J COMPANY NAME
(if applicable): (if applicable):
MAILING ADDRESS: 1 ;2_ <., O r') ' !'.J Q :l II Or-MAILING ADDRESS: 7 ;IC, Q /VJ, C!l.0 ,i_ v /Jr
CITY, STATE, ZIP: Cu.-,lsb"d c.11 'l..l.Oll CITY, STATE, ZIP: Cg c. l.s bei ,I en 1,.2.Q 11
TELEPHONE: v, I~ C.,)...J · 2 ~8 ~ TELEPHONE: (1 l'i. '1;).I 2888
EMAIL ADDRESS: f?s.&lJ'gt-f 5~,.,I-L,.a, EMAIL ADDRESS: J?c P IL,"' , G ~-,,) .(" -
I /
I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER
INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO
KNOWLEDGE. I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF MY KNOWLEDGE.
SET FORTH HEREIN IS MY AUTHORIZED REPRESENTATIVE FOR
PTT:s \ T~CATION. ,~1,1.1 l1)
SIGNATURE r \ DATE SIGNATURE DATE
'-J
APPLICANT'S REPRESENTATIVE (Print): '
MAILING ADDRESS:
CITY, STATE, ZIP:
TELEPHONE:
EMAIL ADDRESS:
I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR
PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE
INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY
KNOWLEDGE.
SIGNATURE DATE
IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF, PLANNING
COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS
APPLICATION. I/WE CONSENT TO ENTRY FOR THIS PURPOSE
NOTICE OF RESTRICTION: PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING
RECORDED ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT. NOTICE OF RESTRICTIONS RUN WITH
T~ LAND AND BIND ANY SUCCESSORS IN INTEREST. ,z~s~ ROPE,!W:3:'NER SIGNATURE
FOR CITY USE ONLY
P-1 Page 2 of 6
RECF1VED
JAN O 3 2018
CITY Or CAkLSBAO
PLliNNING DIVISION
DATE STAMP APPLICATION RECEIVED
RECEIVED BY:
-·------------·--------------., ~-----------
(City of
Carlsbad
~ ---
PROJECT DESCRIPTION
P-1(B)
Development Services
Planning Division
1635 Faraday Avenue
(760) 602-4610
www .carlsbadca.gov
PROJECT NAME: --'pl,'-· -..:...<.,Ln..L. -"'O..,.;S'--'<e"--.t:,,D,<.,.r_•:.....LBLD...,_ft,,,•'-------------
APPLICANT NAME: __,/c....;G:.::o..:.,')c...=S__,e,,"'""'//,'-L.Ud-2lL.J.f'-----------------/
Please describe fully the proposed project by application type. Include any details necessary to
adequately explain the scope and/or operation of the proposed project. You may also include
any background information and supporting statements regarding the reasons for, or
appropriateness of, the application. Use an addendum sheet if necessary.
Description/Explanation: RJJ 1)00 Sj Fr-fJ 01) ID r"i7 p,,,.,? ... ,,. rt Lo<..'"r .. J-
'fJ<.,,c;, r1,',,,,;:;sc., I),, c:.,,J.1 he,,./. C.FJ
P-1 (B) Page1of1
JAN O 3 2013
CITY o;= C,\P.LSBAD
C.,' "r II'\ I\!" 1s ~\'J!Sl:,.r 1 . _r., ., • • ~
Revised 07 /1 O
I. r-~ -------------\ --------------__ ..,'-------------,
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C' l , , ' ) c,:
{City of
Carlsbad
DISCLOSURE STATEMENT
P-1(A)
Development Services
Planning Division
1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
Applicant's statement or disclosure of certain ownership interests on all applications which will
require discretionary action on the part of the City Council or any appointed Board, Commission
or Committee.
The following information MUST be disclosed at the time of application submittal. Your project
cannot be reviewed until this information is completed. Please print.
Note:
Person is defined as "Any individual, firm, co-partnership, joint venture, association, social club, fraternal
organization, corporation, estate, trust, receiver, syndicate, in this and any other county, city and county,
city municipality, district or other political subdivision or any other group or combination acting as a unit."
Agents may sign this document; however, the legal name and entity of the applicant and property owner
must be provided below.
1 _ APPLICANT (Not the applicant's agent)
2.
Provide the COMPLETE. LEGAL names and addresses of ALL persons having a
financial interest in the application. If the applicant includes a corporation or partnership,
include the names, titles, addresses of all individuals owning more than 10% of the
shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE
INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a publicly-owned
corporation, include the names, titles, and addresses of the corporate officers. (A
separate page may be attached if necessary.)
Person Ge,, St! I hs 'l Corp/Part. ___________ _
Title O '-0 Qt!.. r Title _____________ _
Address '71 <, o CJ i C'.l o s g Q, · Address ·-------------
OWNER (Not the owner's agent)
Provide the COMPLETE, LEGAL names and addresses of ALL persons having any
ownership interest in the property involved. Also, provide the nature of the legal
0 ~ownership (i.e., partnership, tenants in common, non-profit, corporation, etc.). If the
••c , ownership includes a corporation or partnership. include the names, titles, addresses of
!;:! 0~ r,all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE
~ c,;1 ?THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE ~ '.,'? USPACE BELOW. If a publicly-owned corporation, include the names, titles, and
0 u r: addresses of the corporate officers. (A separate page may be attached if necessary.) :Z: l•
SO' /J '(_ I h , ~-~},: Person l\ol'I ['-\.-<> S.a.l "1
--. ,. i Title O 1.,.; i'.l <!-r () Ll
P-1(A)
Address '1-ic..o 1"1, l"IQ su Dr
C<>rlsbc,d. C,>'-j Ci.lo ii
Corp/Part. ___________ _
Title _____________ _
Address. ____________ _
Page 1 of 2 Revised 07/10
• ( . -
3. NON-PROFIT ORGANIZATION OR TRUST
If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust,
list the names and addresses of~ person serving as an officer or director of the non-
profit-organization or as trustee or beneficiary of the.
Non Profit/Trust________ Non Profit/Trust _________ _
Title Title --------------------------
Address Address ------------------------
4. Have you had more than $500 worth of business transacted with any member of City
staff, Boards, Commissions, Committees and/or Council within the past twelve (12)
months?
D Yes C8J No If yes, please indicate person(s): ___________ _
NOTE: Attach additional sheets if necessary.
I certify that all the above information is true and correct to the best of my knowledge.
Signature of applicant/date
Print or type name Print or type name of applicant
icant's agent if applicable/date
Print or type name of o ner/applicant's agent
P-1 (A) Page 2 of 2 Revised 07/10
{'city of
Carlsbad
HAZARDOUS WASTE
AND SUBSTANCES
STATEMENT
P-1(C)
Development Services
Planning Division
1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
Consultation of Lists of Sites Related to Hazardous Wastes
(Certification of Compliance with Government Code Section 65962.5)
Pursuant to State of California Government Code Section 65962.5, I have consulted the
Hazardous Waste and Substances Sites List compiled by the California Environmental
Protection Agency and hereby certify that (check one):
[E The development project and any alternatives proposed in this application are not contained on the
lists compiled pursuant to Section 65962.5 of the State Government Code. -
0 The development project and any alternatives proposed in this application fill1 contained on the lists
compiled pursuant to Section 65962.5 of the State Government Code.
APPLICANT
Name: R<-!\ Se..,J/2 qi
Address: ?-26, o /J/Jie a I q /Jr•
9:J.o// (qrfsliaJ C~
Phone Number: (. I r, 'i 11 , 8 f', \i '
PROPERTY OWNER
Name: /?-1 Se,J/,q1
Address: 7.)(pO !'11nosc, f)r.
Phone Number: G / •/ 7,)/ 78 8.~
Address of Site: ] :)...t.O r"?i /11 c So Or · (",. b b C\(.,r\ ( r, j )..D \ J
Local Agency (City and County): Cu• I~ h c, c\ S«" 0, t, 1 o G,,; " f '1
Assessor's book, page, and parcel number: J, I S · 5 $ 0 3 ~I · 0 0
Specifylist(s):. Co_,,-,\1 cf S1ea o,~10
Regulatory Identification Number: _______________________ _
Date of List: ______________________________ _
Property Ownc,,ature/Date
The Hafi~\M.af"f~cl-{,ubstances Sites List (Cortese List) is used by the State, local
agencies aria ~vetdplir~w-.lomply with the California Environmental Quality Act requirements
in providing .wfW!ff'!i~f_fout the location of hazardous materials release sites.
CITY o,: C/ . ,
P-1 (C) Page 1 of2 Revised 02/13
...-----------~/-"' ___________ _
{·city of
Carlsbad
MINOR
COASTAL DEVELOPMENT PERMIT/
SINGLE FAMILY RESIDENCE
APPLICATION
Development Services
Planning Division
1635 Faraday Avenue
{760) 602-4610
www.carlsbadca.gov P-6
A proposed project requiring application submittal must be submitted by appointment*.
Please contact the appointment specialist at (760) 602-2723 to schedule an appointment.
*SAME DAY APPOINTMENTS ARE NOT AVAILABLE
All joint application exhibits, i.e. Tentative Map and Planned Development Site Plan should be prepared
at the same scale. (Use a scale no smaller than 1" = 40'.)
I. GENERAL BACKGROUND
A. Estimated Cost of Development:
Development costing $60,000 or more does not qualify as a Minor Coastal Development Permit.
The City Planner shall make the final determination regarding a project's cost of development.
The primary basis for determining cost of development will be the application of dollar costs per
square foot for different types of residential construction. These costs are set by the
International Conference of Building Officials (ICBO) and are applied throughout San Diego
County.
Please complete the following information to assist in the determination of this project's cost of
development (Contractor proposals may also be submitted for consideration by the City
Planner). Please refer to the current fee schedule for the appropriate $/square foot fee rate.
•
•
•
•
New Residential Square Footage: 00 . 13$:3 __ square feet x $ I "I / '& /sq. ft. = $_~/ ~J.:.~0""-t-', ),~I ~'.l~-----
Residential Addition Square Footage:
______ square feet x $. ___ _,/sq. ft. = $ _________ _
Any Garage Square Footage: 00 3$::>., square feet x $ 3 c. 'b!!.. /sq. ft. = $_~I ~~•,=c~l~'l_-___ _
Residential Conversion Square Footage:
______ square feet x $. ___ ~/sq. ft.=$ _________ _
• Please contact the City of Carlsbad Building Division for current fee rate" for Non-
Residential uses (i.e. Retail/Store; Restaurants; Office; and Manufacturing/Warehouse
uses.) ______ square feet x $ __ /sq. ft. = $. __________ _
COST OF DEVELOPMENT ESTIMATE: $_11...,)_,),_.,,_,.S .... ,-=o~Q~D~------
B. Do you wish to apply for:
1. A Minor Coastal Development Permit (Under $60,000 cost estimate) 0
2. A Coastal Development Permit ($60,000 or more cost estimate) 0 JAN O 3 2013
C. Street address of proposed development
?:L<..o r"1,..,.,.,,5a Qc, Cu,lshoJ (.,IJ <i ).<::. ll
F :_ ' ' ,-
,'. / J .,..,, -J. J
P-6 Page 1 of 6 Revised 05117
D. Assessor's Parcel Number of proposed development
GPN c:t-lS-5S0-.38~uo
E. Development Description:
Briefly describe project: ____________________ _
DJJ ]J.<'.lo 4 ADLI Tu Res1cfel)/Jc,/ /..uT 0/£x,..sT~9
/(es,Je(Jc.,.A. /
F. Describe the present land uses (i.e. vacant land, single family homes, apartments, offices,
etc.) that surround the proposed development to the:
North: 5, ,-, J / t..-I~,..,, ) 1 Ht r1 -e_
South: VC\{.,u,>'"') I Mod ( f're..se..rv~ Norvrt. l}re.c. \ . ,
East: S: , ,.; 7 /e. ;::;, ,.., , I'( //on ~
West: 51r? 7 It;, ,,::Z,..,, ';..,, l/1;0-e_
I
G. Is project located within a 100-year flood plain? D Yes [II No
11. PRESENT USE OF PROPERTY
A. Are there existing structures on the property? Ql'Yes O No
If yes. please describe. . _ . s' I) 7 i<L 7-u,..,, 17 }t,f'),Q__
B. Will any existing structure be removed/demolished? D Yes [XI No
If yes to either question. describe the extent of the demolition or removal. including the relocation
site. if applicable (also show on plans).
111. LOT COVERAGE
A. Existing and Proposed
Existing
Building Coverage I '.l ii, G. sq. ft.
Landscaped Area ...'.&.~ sq. ft.
Hardscape Area 'I b.l.'.l. sq. ft.
Unimproved Area (Left Natural) 6 sq. ft.
! G , '> <, t,
I(_, I I C
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P-6
'/co CJ :u.:::
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Page 2 of6
Pro12osed Total
lb(~Q sq. ft. d, s e (,,sq. ft. I~
5, 51 50 sq. ft. $<"i:5asq. ft. =1la
'Ho '). ;> sq. ft. sq. ft. 'j 7
0 sq. ft. 0 sq. ft.
Revised 05/17
%
%
%
%
P-6
B. Parking:
-...
Number of existing spaces 3
Number of new spaces proposed _~O~----
Existing/Proposed TOTAL:
Number of total spaces required ___ .;>,~---
Number of covered spaces :l...
Number of uncovered spaces ___ __,;),.'--'----
Number of standard spaces Y
Number of compact spaces 0
'
Is tandem parking existing? I}('] Yes# __ 0 No
Is tandem parking proposed? D Yes# __ [RI No
C. Grade Alteration:
Is any grading proposed? D Yes 181 No
If yes, please complete the following:
1. Amount of cut ___________________ cu. yds.
2. Amount of fill cu. yds.
3. Maximum height of fill slope feet
4. Maximum height of cut slope feet
5. Amount of import or export ______________ cu. yds.
6. Location of borrow or disposal site ________________ _
Page 3 of 6 Revised 05/17
' •
("""' . "
~ '
CLTA Preliminary Report Form Order Number: DIV-5611170
(Rev. 11/06)
Order Number:
Title Officer:
Phone:
Fax No.:
E-Mail:
Property:
Page Number: 1
First American Title
First American Title Company
7676 Hazard Center Drive, Ste 1100
San Diego, CA 92108
California Department of Insurance License No. 151
DIV-5611170 (09)
Bonnie Stark
(619)231-4631
(866)497-8905
titleunit9@firstam.com
7260 Mimosa Drive
Carlsbad, CA 92011
PREUMINARY REPORT
In response to the aoove referenced application for a policy of title insurance, this company hereby reports that it is prepared to
issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or
interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not
shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and
Stipulations of said Policy fom1s.
The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth In
Exhibit A attached. The policy to be issued may contain an arbitration dause. When the Amount of Insurance is less than that set
forth ln the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the
exclusive remedy of the parties. Limitations on Covered Risks applicable to the CL TA and ALTA Homeowners Policies of Title
Insurance which establish a Deductible Amount and a Maximum Dollar limit of Liability for certain coverages are also set forth in
Exhibit A. COples of the policy forms should be read. They are available from the office which issued this report.
Please read the exceptions shown or refen-ed to below and the exceptions and exclusions set forth in Exhibit A of
this report carefully. The exceptions and exduslons are meant to provide you with notice of matters which are not
covered under the terms of the title insurance policy and should be carefully considered.
It is Important to note that this preliminary report Is not a written representation as to the condition of title and
may not list all liens, defects, and enaambrances affecting title to the land.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of
title insurance and no liability Is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title
insurance, a Binder or Commitment should be requested.
First American T7tle
Page 1 of 13
Dated as of December 21, 2017 at 7:30 A.M.
The form of Policy of title insurance contemplated by this report is:
Order Number: DIV-5611170
Page Number: 2
ALTA/CLTA Homeowner's (EAGLE) Policy of Title Insurance (2010) and ALTA Ext Loan Policy 1056.06
(06-17-06) if the land described is an improved residential lot or condominium unit on which there is
located a one-to-four family residence; or ALTA Standard Owner's Policy 2006 (WRE 06-17-06) and the
ALTA Loan Policy 2006 (06-17-06) if the land described is an unimproved residential lot or condominium
unit
A specific request should be made if another form or additional coverage is desired.
Title to said estate or interest at the date hereof is vested in:
Ronald Selhay and carol Selhay, husband and wife as joint tenants
The estate or interest in the land hereinafter described or referred to covered by this Report is:
FEE
The Land referred to herein is described as follows:
(See attached Legal Description)
At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in said
policy form would be as follows:
1. General and special taxes and assessments for the fiscal year 2017-2018.
First Installment: $4,614.84, PAID
Penalty: $0.00
Second Installment: $4,614.84, OPEN
Penalty: $0.00
Tax Rate Area: 09027
A. P. No.: 215-550-38-00
2. The lien of supplemental taxes, if any, assessed pursuant to Chapter 3.5 commencing with Section 75
of the california Revenue and Taxation Code.
3. An easement for UTILITIES and incidental purposes in the document recorded March 11, 1976
as INSTRUMENT NO. 71622 of Official Records.
The location of the easement cannot be determined from record information.
4. Any and all offers of dedications, conditions, restrictions, easements, notes and/or provisions shown
or disclosed by the filed or recorded map referred to in the legal description including but not limited
to: SEWER, DRAINAGE and incidental purposes affecting said land.
First American Title
Page 2 of 13
-'
Order Number: DIV-5611170
Page Number: 3
5. A deed of trust to secure an original indebtedness of $245,000.00 recorded January 05,
2001 as INSTRUMENT NO. 01-9933 OF OFFICIAL RECORDS.
Dated:
Trustor:
Trustee:
Beneficiary:
January 03, 2001
RONALD SELHAY AND CAROL SELHAY, HUSBAND AND WIFE
AS JOINT TENANTS
AMERICAN TITLE
AMERICAN MORTGAGE EXPRESS FINANCIAL, A CALIFORNIA
CORPORATION DBA TEAMWORK MORTGAGE
According to the public records, the beneficial interest under the deed of trust was assigned to
WASHINGTON MUTUAL BANK, F.A. by assignment recorded March 13, 2001 as INSTRUMENT NO.
01-143231 OF OFFICTAL RECORDS.
6. Assessments and any terms, conditions and provisions contained in the document entitled NOTICE
OF ASSESSMENT WESTERN RIVERSIDE COUNCTL OF GOVERNMENTS LIMITED OBLIGATION
IMPROVEMENT BONDS (CALIFORNIA HERO PROGRAM), recorded January 20, 2015, as
INSTRUMENT NO. 15-22658, executed by SECRETARY TO EXECUTIVE COMMITTEE WESTERN
RIVERSIDE COUNCIL OF GOVERNMENTS and between RONALD SELHAY, CAROL SELHAY and any
and all subsequent amendments thereto.
Said assessments are collected with general and special taxes.
The effect of a document entitled "PAYMENT OF CONTRACTUAL ASSESSMENT REQUIRED", recorded
January 20, 2015 as INSTRUMENT NO. 15-22657 of Official Records.
7. This transaction may be subject to the FinCEN Geographic Targeting Order affecting residential sale
transactions. This company must be provided with information prior to the closing sufficient to
determine if IRS/FinCEN Form 8300 must be completed and filed and must be provided information
sufficient to meet the records retention requirements of the FinCEN Geographic Targeting Order. This
transaction will not be insured, and this company and/or its underwriter will not be involved in a
Covered Transaction (as defined by the FinCEN Geographic Targeting Order) until this information is
submitted and reviewed by this company.
First American Title
Page 3 of 13
-'
INFORMATIONAL NOTES
Order Number: DIV-5611170
Page Number: 4
Note: The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less
than the certain dollar amount set forth in any applicable arbitration clause, all arbitrable matters shall be
arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. If
you desire to review the terms of the policy, including any arbitration clause that may be included,
contact the office that issued this Commitment or Report to obtain a sample of the policy jacket for the
policy that is to be issued in connection with your transaction.
1. This report is preparatory to the issuance of an AL TA Loan Policy. We have no knowledge of any fact
which would preclude the issuance of the policy with CLTA endorsement forms 100 and 116 and if
applicable, 115 and 116.2 attached.
When issued, the CLTA endorsement form 116 or 116.2, if applicable will reference a(n) Single
Family Residence known as 7260 MIMOSA DRIVE, CARLSBAD, CA.
2. According to the public records, there has been no conveyance of the land within a period of twenty-
four months prior to the date of this report, except as follows:
None
NOTE to proposed insured lender only: No Private transfer fee covenant, as defined in Federal
Housing Finance Agency Final Rule 12 CFR Part 1228, that was created and first appears in the Public
Records on or after February 8, 2011, encumbers the Title except as follows: None
The map attached, if any, may or may not be a survey of the land depicted hereon. First American
expressly disclaims any liability for loss or damage which may result from reliance on this map except to
the extent coverage for such loss or damage is expressly provided by the terms and provisions of the title
insurance policy, if any, to which this map is attached.
Rrst American Title
Page 4of 13
LEGAL DESCRIPTION
,; . ., .....
Order Number: DJV-5611170
Page Number: 5
Real property in the City of Carlsbad, County of San Diego, State of California, described as follows:
LOT 13, AS SHOWN ON THAT CERTAIN MAP ENIDLED CARLSBAD TRACT NUMBER 79-4 RANCHO LA
CUESTA UNIT NUMBER 5, WHICH MAP WAS FILED IN THE OFFICE OF THE RECORDER OF THE COUNTY
OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP NO 10147, FILED ON JULY 20, 1981.
APN: 215-550-38-00
First American Title
Page 5 Of 13
Prellm -5611170.pdl
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FIISI American
Tttle lnsuraoce CompaJJ¥
File No.: 5611170
location: San Diego County, CA
Legend
[:)PIQ
03/11/1976 #71622
(Utilities -Not Plottable)
c:J Tract Map #10147
(Sewer)
C"J Tract Map #10147
(Drainage)
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NOTICE
Order Number: DIV-5611170
Page Number: 7
Section 12413.1 of the California Insurance Code, effective January 1, 1990, requires that any title insurance
company, underwritten title company, or controlled escrow company handling funds in an escrow or sub-
escrow capacity, wait a specified number of days after depositing funds, before recording any documents in
connection with the transaction or disbursing funds. This statute allows for funds deposited by wire transfer
to be disbursed the same day as deposit. In the case of cashier's checks or certified checks, funds may be
disbursed the next day after deposit. In order to avoid unnecessary delays of three to seven days, or more,
please use wire transfer, cashier's checks, or certified checks whenever possible.
First American Title
Page 7 of 13
,-
EXHIBIT A
Order Number: DIV-5611170
Page Number: 8
LIST OF PRINTED EXCEPTlONS AND EXO.USIONS (BY POU CY TYPE)
CLTA STANDARD CDVERAGE POLICY -1990
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs,
attorneys' fees or expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (Ii) the character, dimensions or
location of any improvement now or hereafter erected on the land; (iii) a separation In ownership or a change in the
dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect
of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement
thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been
recorded in the public records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice
of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the
public records at Date of Policy.
2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not
excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser
for value without knowledge.
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured
claimant;
(b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not
disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under
this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy; or
( e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured
mortgage or for the estate or interest insured by this policy.
4. Unenforceability of the lien of the insured mortgage because of the Inability or failure of the insured at Date of Policy, or the inability
or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the
land is situated.
5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by
the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law.
6. Any claim, which arises out of the transaction vesting in the Insured the estate of interest Insured by this policy or the transaction
creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors'
rights laws.
EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I
This policy does not Insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by
reason of:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levles taxes or assessments
on real property or by the public records,
Proceedings by a public agency which may result In taxes or assessments, or notices of such proceedings, whether or not shown by
the records of such agency or by the public, records.
2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an Inspection of
the land or which may be asserted by persons in possession thereof.
3. Easements, liens or encumbrances, or claims thereof, not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would
disclose, and which are not shown by the public records.
5. (a) Unpatented mining daims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights,
claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records.
6. Any lien or right to a lien for services, labor or material not shown by the public records.
CLTA/ ALTA HOMEOWNER'$ POLICY OF TITLE INSURANCE (12·02-13)
EXCLUSIONS
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:
1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning:
a. building;
b. zoning;
c. land use;
Rrst American Title
Page 8 of 13
•
Order Number: DIV~S611170
Page Number: 9
d. improvements on the Land;
e. land division; and
f. environmental protection.
This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.
2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion
does not limit the coverage described in Covered Risk 14 or 15.
3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Rtsk 17.
4. Risks:
a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records;
b. that are Known to You at the Policy Date, but not to Us, unless they are recorded In the Public Records at the Policy Date;
c. that result in no loss to You; or
d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28.
5. Failure to pay value for Your Tltle.
6. Lack of a right:
a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and
b. In streets, alleys, or waterways that touch the Land.
This Exclusion does not limit the coverage described in COvered Risk 11 or 21.
7. The transfer of the Title to You Is Invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state
insolvency, or similar creditors' rights laws.
8. Contamination, explosion, flre, flooding, vibration, fracturing, earthquake, or subsidence.
9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
UMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the OWner's Coverage Statement as follows:
For Covered Risk 16, 18, 19, and 21 Your Decluctlble Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.
The deductible amounts and maximum dollar limits shown on Schedule A are as follows:
Covered Risk 16:
Covered Risk 18:
Covered Risk 19:
Covered Risk 21:
Your Deductible Amount
1 % of Policy Amount Shown in Schedule A or $2,500
(whichever is less)
1 % of Policy Amount Shown in Schedule A or $5,000
(whichever is less)
1 % of Policy Amount Shown in Schedule A or $5,000
(whichever is less)
1 % of Policy Amount Shown in Schedule A or $2,500
(whichever is less)
2006 ALTA LOAN POUCY (06-17·06)
EXCLUSIONS FROM COVERAGE
Our Maximum Dollar Limit of Liability
$10,000
$25,000
$25,000
$5,000
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys'
fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, pennlt, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting,
or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion l(a) does not modify or limit the coverage
provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion l(b) does not modify or limit the coverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exduslon does not modify or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters
(a) creat.ed, suffered, assumed, or agreed to by the Insured Oaimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
Rrst American Title
Page 9 of 13
( c) resulting in no loss or damage to the Insured Oalmant;
Order Number: DIV-5611170
Page Number: 10
(d) attaching or created subsequent to Date of Polley (however, this does not modify or limit the coverage provided under cove red Risk 11,
13, or 14); or
( e) resulting in loss or damage that would not have been sustained if the Insured Oaimant had paid value for the Insured Mortgage.
4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business
laws of the state where the Land Is situated.
5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the
Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law.
6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the
lien of the Insured Mortgage, is
(a) a fraudulent conveyance or fraudulent transfer, or
(b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy.
7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy
and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under
Covered Risk ll(b).
The above policy form may be issued to afford either Standard coverage or Extended coverage. In addition to the above Exclusions from
coverage, the Exceptions from coverage In a Standard Coverage policy will also Include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
[Except as provided In schedule B -Part II,[ t[or T]his policy does not insure against loss or damage, and the company will not pay costs,
attorneys' fees or expenses, that arise by reason of:
[PARTI
[The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from
Coverage, the Exceptions from Coverage in a Standard Coverage policy wlll also include the following Exceptions from Coverage:
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such
proceedings, whether or not shown by the records of such agency or by the Public Records.
2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or
that may be asserted by persons in possession of the Land.
3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and
complete land survey of the Land and not shown by the Public Records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or
title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6. Any lien or right to a lien for services, labor or material not shown by the public records.
PARTII
In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss
or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:]
2006 ALTA OWNER'S POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys'
fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (Including those relating to building and zoning) restricting, regulating, prohibiting,
or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any Improvement erected on the Land;
(Ill) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion l(a) does not modify or limit the coverage
provided under Covered Risk 5.
(b) Any governmental police power. This Exdusion l(b) does not modify or limit the coverage provided under covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
J. Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Oaimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed In
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
Rrst American Title
Page 10 of 13
(c) resulting in no loss or damage to the Insured daimant;
Order Number: DIV-5611170
Page Number: 11
( d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 or
10); or
(e) resulting in loss or damage that would not have been sustained if the Insured daimant had paid value for the Title.
4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the
Title as shown in Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer, or
(b} a preferential transfer for any reason not stated in Covered Risk 9 of this policy.
5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy
and the date of recording of the deed or other instrument of transfer in the Public Records that vest'S Tltle as shown in Schedule A.
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from
Coverage, the Exceptions from coverage In a Standard Coverage policy will also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of:
[The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from
Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on reat
property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such
proceedings, whether or not shown by the records of such agency or by the Public Records.
2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or
that may be asserted by persons in jX)SSeSSion of the Land.
3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and
complete land survey of the Land and not shown by the Public Records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or
title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6. Any lien or right to a lien for services, labor or material not shown by the Public Records.
7. [Variable exceptions such as taxes, easements, CC&R's, etc. shown here.]
ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07-26-10)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys'
fees, or expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to bullding and zoning) restricting, regulating, prohibiting,
or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any Improvement erected on the Land;
(iii) the subdivision of land; or
(Iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion l(a) does not modify or limit the
coverage provided under Covered Risk S, 6, 13(c), 13(d), 14 or 16.
(b) Ally governmental police power. This Exclusion l(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d),
14 or 16.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the company, not recorded in the Public Records at Date of Policy, but Known to the Insured daimant and not disclosed in
writing to the company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured aaimant;
( d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11,
16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage.
4. Unenforceability of the Hen of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business
laws of the state where the Land is situated.
5. Invalidity or unenforceabllity In whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the
Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit
the coverage provided in covered Risk 26.
6. Any claim of invalidity, unenforceabillty or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the
First American Title
Page 11 of 13
Order Number: DIV-5611170
Page Number: 12
Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or Interest covered by this policy. This
Exclusion does not modify or limit the coverage provided in Covered Risk 11.
7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of
Policy. This Exclusion does not modify or limit the coverage provided In covered Risk ll(b) or 25.
8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with
applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6.
9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' r1ghts laws, that the transaction creating the
lien of the Insured Mortgage, Is
(a) a fraudulent conveyance or fraudulent transfer, or
(b) a preferential transfer for any reason not slated in COvered Risk 27(b) of this policy.
10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence.
11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
First American Tttle
Page 12 of 13
•
.-~ I F'ustAmerican1itle
Privacy Information
We Are committed to Safeguarding cusmmer Information
Order Number: DIVa5611170
Page Number: 13
In order to better serve your needs now and in the future, we may ask you to provide us with certain information. we understand that you may be concerned about what we will do with such
information -partiailarty any personal or financial infonnation. We agree that you have a right to know how we will utilize the pera)!'lal information you provide to us. Therefore, together with our
subsidiaries we have adopted this Privacy Policy to govern the use and handling of your personal information.
Applkablllly
This Pttvac.y Policy governs our use of the information that you provide to us. It does not govern the manner In which we may use infoonation we have obtained from any other source, such as
infonnatlon obtained from a public record or from another person or entity. Rrst American has also adopted broader guidelines that govern our use of personal Information regardless of its source.
Fir5t American calls these guidelines its Fair Information Values.
TYl)eS of Information Depending upon whldl of our services you are ltilizing, the types of nonpublic personal information that we may collect include: • Information we receive fi'om you on appllcatioos, forms and in other mmmunications to us, whether in writing, in person, by telephone or any other means;
• Information about your transactions with us, our affiliated companies, or others; and
• Jnfonnatlon we receive from a consumer reporting agency.
use or Information
We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiHatecl party. Therefore, we wrn not release your information to nonaffiliated parties
except: (1) as necessary for us ID provide the product or servic:e you have requested of us; or (2) as permitted by law. We may, howevef, store such information indefinitely, induding the period
after which any customer relationship has reased. Such Information may be used for any intemal purpose, such as quality control efforts or rustomer analysis. We may also provide all of the types of
nonpublic personal lnformatioo listed above to one or more of our affiliated companies. Such affiliated companies include financial service pmv[ders, such as title Insurers, property and casualty
insurers, and trust and investment advisory companies, or companies involved in real estate services, such as apprafsal companies, home warrarty companies and esaow companies. Fll1hermore,
we may also provide all the infOrmation we collect, as desaibed above, to companies that perform marketing servic.es on our behalf, on behalf of our affiliated companies or ID other financial
institutions with whom we or our affiliated companies have joint marketing agreements.
Fonner Customers Even if you are no longer our customer, our Privacy Policy will continue to apply to you.
confidentiality and Sealrlty
we wRJ use our best efforts to ensure that no unauthorized parties have acr:ess to any of your infttmation. We restrict access to nonpublic personal Information about you to those individuals and
entities who need to know that information to provide products or services to you. We will use our best efforts to train and oversee Oll" employees and agents to ensure that your information wi!I be
handled responSibly and in accordance with this Privacy Policy and First American's Fair Information Values. We rurrently maintain physic.al, electronic, and procedural safeguards that comply with
federal regulations to guard your nonpublic ~I information.
Infunnation Obtained Through Our Web stte First American Financial Corporation is sensitive to prtvocy issues on the Internet. We believe it is important you know how we treat the information about you we receive on the Internet.
In general, you can visit First American or its affiliates' Web Sites on the Wor1d Wide Web without telling us who you are or revealing any information about yourself. OUr Web servers collect the
domain names, not the e-mail addresses, of visitors. This information Is aggregated to measure the number of visits, average lime spent on the Site, pages viewed and simflar information. first
American uses this information to measure the use of our site and to develop Ideas to improve the o:intent of our site.
There are limes, however, when we may need information from you, such as your name and eman address. When information is needed, we will use Oll" best efforts to let you know at the lime of
collection how we will use the personal Information. Usually, the personal information we coiled Is used only by us to respond to your inquiry, process an order or allow you to access specific
account/profile information. If you choose to share any personal information with us, we w~I only use it in acron:iance with the polldes outlined above.
Businea Relationships Arst American Anandal Corporation's site and its affiUates' Sites may contain links to other Web Sites. While we try to link only to sites that share our high standards and respect for privacy, we are
not responsible for the content or the privacy practices employed by other sites.
Cookies some of First Amencan's Web Sites may make use of "cookie" technology to measure site activity and to customize information to your personal tastes. A cookie is an element of data that a Web site
can send to your browser, which may then store the cookie on your hard drive. ~ uses stored cookies. The goal of this technology Is to better sefV'e you when visiting our Site, save you time when you are here and to provide you with a more meaningful and
productive Web site experience.
Fair Information ValuM FalmeD We consider mnsumer expectations about their privacy in all our businesses. We only offer products and services that assure a favorable balance between consumer benefits and consumer
privacy. Publk Reaord We beliE!lle that an open public record creates Significant value for society, enhances consumer choice and creates consumer opportunity. We actively support an open public record
and emphasize its importance and oontribution to our economy. UN We believe we should behave responsibly when we use information about a consumer in our btJSiness. We will obey the laws governing the oollectlon, use and disseminatioo of data.
Accuracy We will take reasonable steps to help assure the accll'acy of the data we collect, use and disseminate. Where possible, we will take reasonable steps to correct inaCOJrate information.
When, as with the public reoord, we cannot correct inaccurate informatioo, we witl take all reasonable steps to asSist consumers in identifying the source of the erroneous data so that the consumer
can sea.ire the required corrections. Edumtlon We endeavor to educate the users of our products and services, our employees and others in our industry about the importance of consumer privacy. We will instruct our employees on
our fair information values and on the responSible collection and use of data. We will enoourage others in our industry to collect and use infonnation in a responsible manner.
Sealrlty We will maintain appropriate facilities and systems to protect against unauthorized access to and corruption of the data we maintain.
Form SO-PRIVACY (9/1/10) Page 1 of 1
First American Title
Page 13 of 13
Privac.y Information (2001-2010 First American Financial Corporation)