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HomeMy WebLinkAboutNCP 16-05; KAMINISKI ADDITION; Administrative Permits (ADMIN), 411 • Development Services(City of LAND USE REVIEW Planning Division Carlsbad APPLICATION 1635 Faraday Avenue P-1 (760) 602-4610 www.carlsbadca.gov i APPLICATIONS APPLIED FOR:(CHECK BOXES) Development Permits (FOR DEPT. USE ONLY)Legislative Permits (FOR DEPT. USE ONLY) 0 Coastal Development Permit D Minor 0 General Plan Amendment O Conditional Use Permit 0 Minor 0 Extension 0 Local Coastal Program Amendment 0 Day Care (Large)0 Master Plan 0 Amendment O Environmental Impact Assessment 0 Specific Plan CI Amendment O Habitat Management Permit CI Minor 0 Zone Change D Hillside Development Permit 0 Minor 0 Zone Code Amendment Nonconforming Construction Permit Ne-P o""05 South Carlsbad Coastal Review Area Permits 0 Planned Development Permit 0 Minor 0 Review Permit 0 Residential 0 Non-Residential 0 Administrative 0 Minor 0 Major El Planning Commission Determination 0 Reasonable Accommodation Village Review Area Permits 0 Site Development Plan 0 Minor 0 Review Permit 0 Special Use Permit 0 Administrative ID Minor Ei Major 0 Tentative Parcel Map (Minor Subdivision) 0 Tentative Tract Map (Major Subdivision) 0 Variance 0 Minor NOTE: A PROPOSED PROJECT REQUIRING MULTIPLE APPLICATIONS MUST BE SUBMITTED PRIOR TO 3:30 P.M.A PROPOSED PROJECT REQUIRING ONLY ONE APPLICATION MUST BE SUBMITTED PRIOR TO 4:00 P.M. ASSESSOR PARCEL NO(S).:'-'2_.05 -—0 2 C)—'3 2 PROJECT NAME:Ir._0.__..."...._ %AA_Ste_N-ek_d.......s‘ Cr. BRIEF DESCRIPTION OF PROJECT:1 LA 0 s 4-kiwi_04)-8..s-4.G\44. rl 1 BRIEF LEGAL DESCRIPTION:QP"--4)-...,e_T cm-NA-,Pt--N 3-'---5 11/-no's('00 3 Co c\A 1......cDT -(6.P czt.--&-d\\_S--t_....-_ --4,--c.Ak.s U v\v\—*.... i LOCATION OF PROJECT:1)SS \Jc.\\e.-.1 p \ STRE ADDRESS E. -ET 7>.-V G-1 \41 \() \ !ON THE:SIDE OF (NORTH, SOUTH, EAST, WEST)(NAME OF ET -1_3-r`/\(' BETWEEN ..C.-\..„)00 sa AND (NAME OF STREET)(NAME OF STREET) Onia 1415 P-1 Page 1 of 6 Revised 03/16' • OWNER NAME APPLICANT NAME (Print):(Print):uasey Kam4t.5K t MAILING ADDRESS:kri- S5 VO‘kley MAILING ADDRESS: CITY,STATE, ZIP:CGCAN \'306 CA or]0011 CITY, STATE, ZIP: TELEPHONE 1(.171 SiA/(a4 TELEPHONE: EMAIL ADDRESS:Kotyy6Ncts1(1 c&sey cooi EMAIL ADDRESS: I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO KNOWLEDGE.I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF MY KNOWLEDGE. SET FORTH HEREIN IS MY AUTHORIZED REPRESENTATIVE FOR PURP ES OF THIS PPLICATI I. VIill(49 NAT17 DATE SIGNAT RE DATE APPLICANTS REPRESENTATIVE (Print): MAILING ADDRESS: CITY, STATE, ZIP: TELEPHONE: EMAIL ADDRESS: I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY KNOWLEDGE. SIGNATURE DATE IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF,PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION.I/VVE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICTION:PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDED ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT.NOTICE OF RESTRICTIONS RUN WITH THE LAND AND B c ANY SUCCE SOR IN I TEREST. fr.Ard 'ROPE •OWNER SIGNATURE • FOR CITY USE ONLY RECEIVED SEP 1 3 2016 CITY OF CARLSBAD DATE STRIVIANNW4WED RECEIVED BY: ejt44044 Alrk) P-1 Page 2 of 6 Revised 03/16 111111111111111111111 •• Development Services(City of DISCLOSURE STATEMENT Planning Division Carlsbad P-1(A)1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board, Commission or Committee. The following information MUST be disclosed at the time of application submittal.Your project cannot be reviewed until this information is completed. Please print. Note: Person is defined as "Any individual, firm, co-partnership, joint venture, association, social club, fraternal organization, corporation, estate, trust, receiver, syndicate, in this and any other county, city and county, city municipality, district or other political subdivision or any other group or combination acting as a unit." Agents may sign this document; however, the legal name and entity of the applicant and property owner must be provided below. 1.APPLICANT (Not the applicant's agent) Provide the COMPLETE.LEGAL names and addresses of ALL.persons having a financial interest in the application. If the applicant includes a corporation or partnership, include the names,titles,addresses of all individuals owning more than 10%of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person Corp/Part Title Title Address Address 2.OWNER (Not the owner's agent) Provide the COMPLETE.LEGAL names and addresses of ALL persons having any ownership interest in the property involved.Also,provide the nature of the legal ownership (i.e.,partnership,tenants in common,non-profit,corporation,etc.).If the ownership includes a corporation or partnership, include the names, titles, addresses of all individuals owning more than 10% of the shares.IF NO INDIVIDUALS OWN MORE THAN 10%OF THE SHARES,PLEASE INDICATE NON-APPLICABLE (N/A)IN THE SPACE BELOW.If a publicly-owned corporation,include the names,titles,and addresses of the corporate officers.(A separate page may be attached if necessary.) Person Cco-ty Kgint'(131(11 Corp/Part Title ?Cut? e t 11.6 to owaRr - Title Address [15 y Voti IN PC Address C6(1. 6bC‘C)CA q2 CA 9 P-1(A)Page 1 of 2 Revised 07/10 IIIIIIIMINIENOMMINUMMOM •• 3.NON-PROFIT ORGANIZATION OR TRUST If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust, list the names and addresses of ANY person serving as an officer or director of the non- profit organization or as trustee or beneficiary of the. Non Profit/Trust Non Profit/Trust Title Title • Address Address 4.Have you had more than $500 worth of business transacted with any member of City staff,Boards,Commissions,Committees and/or Council within the past twelve (12) months? nYes KNo If yes, please indicate person(s): NOTE:Attach additional sheets if necessary. I certify that all the above information is true and correct to the best of my knowledge. -Z/C7/7/9/./Co Signa re of owner/date Signat e of applicant/date Cas ey Karyp'foi<cisey 1<plaiinsR;' Print or type name of owner Print or type name of applicant Signature of owner/applicant's agent if applicable/date Print or type name of owner/applicant's agent • P-1(A)Page 2 of 2 Revised 07/10 (C•ty of PROJECT DESCRIPTION Development Services Carlsbad P-1 (B)Planning Division 1635 Faraday Avenue (760) 602-4610 •www.carlsbadca.gov PROJECT NAME:KAM ADDITION .APPLICANT NAME:Casey Kaminski Please describe fully the proposed project by application type.Include any details necessary to • ••adequately explain the scope and/or operation of the proposed project.You may also include •any background information and supporting statements regarding the reasons for,or appropriateness of, the application.Use an addendum sheet if necessary. Description/Explanation: , Application made to obtain a Building Permit and Non-Conforming Construction Permit for a 740sf one story residential addition to the 1070sf existing single family dwelling and 440sf attached garage on a 0.17 acre lot zoned R-1 at 1755 Valley Place. • • P-1(B)Page 1 of 1 Revised 07/10 1 • HAZARDOUS WASTE Development Services(City of AND SUBSTANCES Planning Division Carlsbad STATEMENT 1635 Faraday Avenue (760) 602-4610 P-1(C)www.carlsbadca.gov Consultation of Lists of Sites Related to Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5,I have consulted the Hazardous Waste and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): IX The development project and any alternatives proposed in this application are not contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. The development project and any alternatives proposed in this application are contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT PROPERTY OWNER Name:Name:60-1 OenlaSki Address:Address:II 5 thdity Pc_ coriActd CA °moue Phone Number:Phone Number:'700 5g (0..-Zee ct Address of Site:4 `s -tJ Local Agency (City and County): Assessor's book, page, and parcel number:20 -3 3 Specify list(s):• Regulatory Identification Number: Date of List: 1 1/4 Vi Applicant •nature/Date Property wne ignature/Date The Hazardous Waste and Substances Sites List (Cortese List)is used by the State,local agencies and developers to comply with the California Environmental Quality Act requirements in providing information about the location of hazardous materials release sites. P-1(C)Page 1 of 2 Revised 02/13 40 oV crvU201 City of Carlsbad 1635 Faraday Avenue Carlsbad CA 92008 Applicant:KAMINSKI CASEY Description Amount NCP16005 37.60 1755 VALLEY PL CBAD Receipt Number:R0120257 Transaction ID:R0120257 Transaction Date:09/16/2016 1 111 Pay Type Method Description Amount Payment Check 37.60 1 City of Carlsbad transaction Amount:37.60 V.Faraday Center 1 Faraday Cashiering 001 1626001 -1 09/16/2016 32 Fri,Sep 16,2016 01:56 PM Receipt Ref Nbr:R1626001 -1/0028 !; PERMITS -PERMITS Tran Ref Nbr:162600101 0028 0052Trans/Rcpt#:R0120257 SET #:NCP16005 Amount:1 @ $37.60 Item Subtotal:$37.60 Item Total:$37.60 1 ITEM(S)TOTAL:$37.60 Credit Card (Auth#09626A)$37.60 Total Received:$37.60 Have a nice day! **************CUSTOMER COPY************* =MOM 0 •pADVIANA5.. City of Carlsbad 1635 Faraday Avenue Carlsbad CA 92008 111111111111111111111111111 Applicant:KAMINSKI CASEY Description Amount NCP16005 710.00 1755 VALLEY PL CBAD 1 Receipt Number:R0120163 Transaction ID:R0120163 Transaction Date:09/13/2016 !Pay Type Method Description 11 Amount Payment Check 710.00 Transaction Amount:710.00CityofCarlsJad Faraday Center Faraday Cashiering 001 1625701 -1 09/13/2016 32 Tue,Sep 13,2016 02:04 PM Receipt Ref Nbr:R1625701 -1/0022 PERMITS -PERMITS Tran Ref Nbr:162570101 0022 0024 Trans/Rcpt#:R0120163 SET #:NCP16005 Amount:1 @ $710.00 Item Subtotal:$710.00 Item Total:$710.00 1 ITEM(S)TOTAL:$710.00. Check (Chk#01339)$710.00 Total Received:$710.00 Have a nice day! **************CUSTOMER COPY************* • • stewart titlS Order No. Title Unit No. Your File No . Buyer/Borrower Name Seller Name PRELIMINARY REPORT 01180-239166 7033 Buyer Buyer Casey Kaminski Property Address: 1755 Valley Place, Carlsbad, CA 92008 Barbara J Richardson Stewart Title of California, Inc. 7676 Hazard Center Dr 14th Floor San Diego, CA 92108 Phone: (619) 692-1600 Fax: (619) 923-3684 BRTeam@stewart.com In response to the above referenced application for a Policy of Title Insurance, Stewart Title of California, Inc. hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Stewart Title Guaranty Company Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referenced to as an Exception on Schedule B or not excluded from coverage pursuant to the printed Schedules, Conditions, and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on covered Risks of said policy or policies are set forth in Exhibit A attached. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limits of Liability for certain coverages are also set forth in Exhibit A. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters, which are not covered under the terms of the title insurance policy and should be carefully considered . It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. This report, (and any supplements or amendments thereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance a binder or commitment should be requested. Dated as of September 07, 2016 at 7:30 a.m. Barbara J Richardson, Title Officer When replying, please contact: Barbara J Richardson, Title Officer File No.: 01180-239166 Prelim Report SCE Page 1 of7 • • • 0 PRELIMINARY REPORT The form of Policy of Title Insurance contemplated by this report is: D CL TA Standard Coverage Policy D CLTA/ALTA Homeowners Policy D 2006 ALTA Owner's Policy D 2006 ALTA Loan Policy D ALTA Short Form Residential Loan Policy l!l Preliminary Report SCHEDULE A The estate or interest in the land hereinafter described or referred to covered by this report is: A Fee Title to said estate or interest at the date hereof is vested in: Casey P. Kaminski, a married man as his sole and separate property File No.: 01180-239166 Prelim Report SCE Page 2 of7 I • • • • 0 LEGAL DESCRIPTION The land referred to herein is situated in the State of California, County of San Diego, City of Carlsbad and described as follows: Lot 8, as shown on that certain Map entitled Paradise Estates Unit Number 1, in the City of Carlsbad, County of San Diego, State of California, which Map was filed in the Office of the Recorder of the County of San Diego, State of California, according to Map No. 3691, filed on August 16, 1957. APN: 205-080-33-00 (End of Legal Description) THE MAP CONNECTED HEREWITH IS BEING PROVIDED AS A COURTESY AND FOR INFORMATIONAL PURPOSES ONLY; THIS MAP SHOULD NOT BE RELIED UPON. FURTHERMORE, THE PARCELS SET OUT ON THIS MAP MAY NOT COMPLY WITH LOCAL SUBDIVISION OR BUILDING ORDINANCES. STEWART ASSUMES NO LIABILITY, RESPONSIBILITY OR INDEMNIFICATION RELATED TO THE MAPS NOR ANY MATTERS CONCERNING THE CONTENTS OF OR ACCURACY OF THE MAP . File No.: 01180-239166 Prelim Report SCE Page 3 of7 I· I I • WU UP T ZSiP"~'-:t1:,.r:;;;:,~ ... ,-~~rilii,-, __ "'_lllll ____________________________________ _ 0 SCHEDULE B At the date hereof, exceptions to coverage in addition to the printed exceptions and exclusions contained in said policy or policies would be as follows: Taxes: A. B. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes, to be levied for the fiscal year 2016 -2017. General and Special City and/or County taxes, including any personal property taxes and any assessments collected with taxes, for the fiscal year 2015 -2016: 1st Installment $2,861.40, Delinquent Delinquent Date December 10, 2015 Penalty : $286.14 2nd Installment : $2,861.40, Delinquent Delinquent Date : April 11, 2016 Penalty $296.14 Parcel No. 205-080-33-00 Code Area : 09000 C. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 3.5 (commencing with Section 75) of the revenue and taxation code of the State of California. D. Assessments, if any, for Community Facility Districts affecting said land which may exist by virtue of assessment maps or notices filed by said districts. Said assessments are collected with the County Taxes. Exceptions: 1. Any and all offers of dedications, conditions, restrictions, easements, notes and/or provisions shown or disclosed by the filed or recorded map referred to in the legal description including but not limited to: Public utilities and incidental purposes affecting said land. 2. Covenants, Conditions, and Restrictions as set forth in an instrument, but omitting, except to the extent permitted by any applicable federal or state law, covenants or restrictions, if any, based on race, color, religion, sex, familial status, national origin, handicap, sexual orientation, marital status, ancestry, source of income, disability, medical condition, or other unlawful basis. Recorded : September 19, 1957 in Book 6755, Page 345 of Official Records Note: Section 12956.1 of the Government Code provides the following: If this document contains any restrictions based on race, color, religion, sex, sexual orientation, familial status, marital status, disability, national origin, source of income as defined in subdivision (p) of Section 12955, or ancestry, that restriction violates state and federal fair housing laws and is void, and may be removed pursuant to Section 12956.2 of the Government Code. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status. Said Covenants, Conditions, and Restrictions provide that a violation thereof shall not defeat or render invalid the lien of any mortgage or deed of trust made in good faith and for value. Said Covenants, Conditions and Restrictions have been modified by an instrument, recorded October 17, 1957 in Book 6797, Page 150 of Official Records. 3. An easement for public utilities, ingress and egress and rights incidental thereto as set forth in a File No.: 01180-239166 Prelim Report SCE Page 4 of7 • • l ' i ~ document recorded October 02, 1957 in Book 6774, Page 547 of Official Records, affects said land. 4. An easement for public utilities, ingress and egress and rights incidental thereto as set forth in a document recorded January 22, 1958 in Book 6917, Page 350 of Official Records, affects said land. 5. Deed of Trust to secure an indebtedness in the amount shown below, and any other obligations secured thereby: Amount : $478,000.00 Dated : August 18, 2015 Trustor Casey P. Kaminski, a married man as his sole and separate property Trustee : First American Title Insurance Company, a California corporation Beneficiary : Mortgage Electronic Registration Systems Inc., acting solely as nominee for Ethos Lending LLC. Recorded : August 26, 2015 as Instrument No. 2015-045"1618 of Official Records Loan No. : 100009199 6. We will require a Statement of Information from the parties named below in order to complete this report, based on the effect of documents, proceedings, liens, decrees, or other matter which do not specifically describe said land, but which, if any do exist, may affect the title or impose liens or encumbrances thereon. Parties: All Parties (Note: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file). (End of Exceptions) File No.: 01180-239166 Prelim Report SCE Page 5 of7 • • '• 0 NOTES AND REQUIREMENTS For transactions where Stewart Title of California, Inc. is not the settlement/closing agent, a signed and dated copy of the attached "Acknowledgment of Receipt, Understanding and Approval of Affiliated Business Arrangement Disclosure Statement and STG Privacy Notice for Stewart Title Companies", will be required prior to recording . A. Preliminary Report File No.: 01180-239166 Prelim Report SCE Page 6 of7 I i I • • • • 0 CALIFORNIA "GOOD FUNDS" LAW California Insurance Code Section 12413.1 regulates the disbursement of escrow and sub-escrow funds by title companies. The law requires that funds be deposited in the title company escrow account and available for withdrawal prior to disbursement. Funds received by Stewart Title of California, Inc. via wire transfer may be disbursed upon receipt. Funds received via cashier's checks or teller checks drawn on a California Bank may be disbursed on the next business day after the day of deposit. If funds are received by any other means, recording and/or disbursement may be delayed, and you should contact your title or escrow officer. All escrow and sub-escrow funds received will be deposited with other escrow funds in one or more non-interest bearing escrow accounts in a financial institution selected by Stewart Title of California, Inc.. Stewart Title of California, Inc. may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with the financial institution, and Stewart Title of California, Inc. shall have no obligation to account to the depositing party in any manner for the value of, or to pay to such party, any benefit received by Stewart Title of California, Inc.. Such benefits shall be deemed additional compensation to Stewart Title of California, Inc. for its services in connection with the escrow or sub-escrow. · If any check submitted is dishonored upon presentation for payment, you are authorized to notify all principals and/or their respective agents of such nonpayment. File No.: 01180-239166 Prelim Report SCE Page 7 of7 • 0 Order No.: 01180-239166 Escrow No.: 01180-239166 EXHIBIT "A" LEGAL DESCRIPTION The land referred to herein is situated in the State of California, County of San Diego, City of Carlsbad and described as follows: Lot 8, as shown on that certain Map entitled Paradise Estates Unit Number 1, in the City of Carlsbad, County of San Diego, State of California, which Map was filed in the Office of the Recorder of the County of San Diego, State of California, according to Map No . .3filll, filed on August 16, 1957. APN: 205-080-33-00 APN: 205-080-33-00 (End of Legal Description) • • AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT Date: September 13, 2016 Escrow No.: 01180-239166 Property: 1755 Valley Place, Carlsbad, CA 92008 From: This is to give you notice that ("Stewart Title") has a business relationship with Stewart Solutions, LLC, OBA -Stewart Specialty Insurance Services, LLC ("Stewart Insurance"). Stewart Information Services Corporation owns 100% of Stewart Insurance and Stewart Title of California. Because of this relationship, this referral may provide Stewart Title a financial or other benefit. Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for purchase, sale, or refinance of the subject Property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES. Stewart Insurance Settlement Service Hazard Insurance Home Warrantv Natural Hazard Disclosure Reoort Escrow No.: 01180-239166 ABA Disclosure 2007 BP SCE Charae or ranae of charaes $400.00 to $6,500.00 $255.00 to $ 780.00 $ 42.50 to$ 149.50 Page 1 of 1 • • \ • FOR TRANSACTIONS WHERE STEWART TITLE OF CALIFORNIA IS NOT CLOSING ESCROW STCA Order Number: Subject Property Address: Subject Property APN: 01180-239166 1755 Valley Place, Carlsbad, CA 92008 205-080-33-00 ACKNOWLEDGMENT OF RECEIPT, UNDERSTANDING AND APPROVAL OF "AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT" AND "STG PRIVACY NOTICE FOR STEWART TITLE COMPANIES" The undersigned hereby acknowledge that I/we have received, read, understand and approve 's "Affiliated Business Arrangement Disclosure Statement" and "STG Privacy Notice for Stewart Title Companies", provided to me/us in connection with the above captioned matter. Read and signed on the 10th day of October, 2016 Casey Kaminski Buyer Buyer • ,. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (02-03-10) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they appear in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch ~he Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21: (Rev. 06-03-11) Your Deductible Amount 1 % of Policy Amount or $2,500.00 (whichever is less) 1 % of Policy Amount or $5,000.00 (whichever is less) 1 % of Policy Amount or $5,000.00 (whichever is less) 1 % of Policy Amount or $2,500.00 (whichever is less) File Number: 01180-239166 Our Maximum Dollar Limit of Liability $10,000.00 $25,000.00 $25,000.00 $5,000.00 Page 2 of4 • • • 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to , (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1 (b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does _not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a} created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing- business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law . 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11 (b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b} proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests; or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, which are not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate an!l complete land survey of the Land and not shown by the Public Records. 5. (a) unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records . (Rev. 06-03-11) Page 3 of4 File Number: 01180-239166 • 2006 ALTA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded frorr: the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) -the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1 (b) does not modify or limit the coverage provided under Covered Risk 6 . 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the ntle for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests ntle as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage (and the company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or by making inquiry of persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. 5. (a) unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. (Rev. 06-03-11) Page 4 of4 File Number: 01180-239166 • • STG Privacy Notice Stewart Title Companies WHAT DO THE STEWART TITLE COMPANIES DO WITH YOUR PERSONAL INFORMATION? Federal and applicable state law and regulations give consumers the right to limit some but not all sharing. Federal and applicable state law regulations also require us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand how we use your personal information. This privacy notice is distributed on behalf of the Stewart litle Guaranty Company and its title affiliates (the Stewart Title Companies), pursuant to Title V of the Gramm-Leach-Bliley Act (GLBA). The types of personal information we collect and share depend on the product or service that you have sought through us. This information can include social security numbers and driver's license number. All financial companies, such as the Stewart litle Companies, need to share customers' personal information to run their everyday business-to process transactions and maintain customer accou'nts. In the section below, we list the reasons that we can share customers' personal information; the reasons that we choose to share; and whether you can limit this sharing. Reasons we can share your personal information. Dowe share Can you limit this sharing? For our everyday business purposes-to process your transactions and maintain your account. This may include running the Yes No business and managing customer accounts, such as processing transactions, mailing, and auditing services, and responding to court orders and legal investigations . For our marketing purposes-to offer our products and services to Yes No you. For joint marketing with other financial companies No We don't share For our affiliates' everyday business purposes-information about your transactions and experiences. Affiliates are companies related by common ownership or control. They can be financial and Yes No non-financial companies. Our affiliates may include companies with a Stewart name; financial companies, such as Stewart Title Company For our affiliates' everyday business purposes-information No We don't share about your creditworthiness. For our affiliates to market to you -For your convenience, Yes Yes, send your first and last name, the email Stewart has developed a means for you to opt out from its affiliates address used in your transaction, your marketing even though such mechanism is not legal_ly required. Stewart file number and the Stewart office location that is handling your transaction by email to optout@stewart.com or fax to 1-800-335-9591. For non-affiliates to market to you. Non-affiliatas are companies No We don't share not related by common ownership or control. They can be financial and non-financial companies. We may disclose your personal information to our affiliates or to non-affiliates as permitted by law. If you request a transaction with a non-affiliate, such as a third party insurance company, we will disclose your personal information to that non-affiliate. [We do not control • their subsequent use of information, and suggest you refer to their privacy notices.] SHARING PRACTICES How often do the Stewart Title Companies notify me We must notify you about our sharing practices when you request a about their practices? transaction. How do the Stewart Title Companies protect my To protect your personal information from unauthorized access and use, we personal information? use security measures that comply with federal law. These measures include computer, file, and buildina safeauards. How do the Stewart Title Companies collect my We collect your personal information, for example, when you personal information? • request insurance-related services • provide such information to us We also collect your personal information from others, such as the real estate agent or lender involved in your transaction, credit reporting agencies, affiliates or other companies. What sharing can I limit? Although federal and state law give you the right to limit sharing (e.g., opt out) in certain instances, we do not share your personal information in those instances. Contact us: ff you have any questions about this privacy notice, please contact us at: Stewart Title Guaranty Company, 1980 Post Oak Blvd., Privacy Officer, Houston,·Texas 77056 File No.: 01180-239166 Page 1 Revised 11-19-2013 • .. • Order No. 01180-239166 AVAILABLE DISCOUNTS DISCLOSURE STATEMENT This is to give you notice that Stewart Title of California, Inc. ("Stewart Title") is pleased to inform you that upon proper qualification, there are premium discounts available upon the purchase of title insurance covering improved property with a one to four family residential dwelling. Such discounts apply to and include: Property located within an area proclaimed a state or federal disaster area; Property purchased from a foreclosing beneficiary or successful bidder at a foreclosure sale; Property being refinanced . Please talk with your escrow or title officer to determine your qualification for any of these discounts. OrderNumber: 01180-239166 Available Discounts Disclosure Statement SCE