HomeMy WebLinkAboutRP 2018-0006; JEUNE ET JOLIE; Review Permit (RP)_____________ ,, _______________ _ •
( City of
Carlsbad
LAND USE REVIEW
APPLICATION
P-1
Development Services
Planning Division
1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
APPLICATIONS APPLIED FOR: (CHECK BOXES)
Development Permits
D Coastal Development Pennlt
D Conditional Use Permit
OMinor
D Minor D Extension
D Day Care (Large)
□ Environmental Impact Assessment
□ Habitat Management Permit D Minor
□ Hillside Development Permit D Minor
□ Nonconforming Construction Permit
□ Planned Development Permit D Minor
D Residential D Non-Residential
□ Planning Commission Determination
□ Reasonable Accommodation
□ Site Development Plan D Minor
□ Special Use Pennit
□ Tentative Parcel Map (Minor Subdivision)
□ Tentative Tract Map (Major Subdivision)
□ Variance D Minor
(FOR DEPT. USE ONLY) Legislative Permits
,..
D General Plan Amendment
D Local Coastal Program Amendment
D Master Plan
D Specific Plan
D Zone Change
□Amendment
□Amendment
D Zone Code Amendment
South Carlsbad Coastal Review Area
Permits
D Review Permit
D Administrative D Minor D Major
Review Area Permits
· wPermit
Administrative D Minor D Major
(FOR DEPT. USE ONLY)
NOTE: A PROPOSED PROJECT REQUIRING APPLICATION SUBMITTAL MUST BE SUBMITTED BY APPOINTMEN,-.. PLEASE CONTACT THE APPOINTMENT SPECIALIST
AT (760) 602-2723 TO SCHEDULE AN APPOINTMENT.
ASSESSOR PARCEL NO(S):
LOCATION OF PROJECT:
NAME OF PROJECT
BRIEF DESCRIPTION OF
PROJECT:
PROJECT VALUE
(SITE IMPROVEMENTS)
FOR CITY USF ONI V
Development No. $v-'2-0 ti -t,c:>'31
P-1
-SAME DAY APPOINTMENTS ARE NOT AVAILABLE
(STRCET ADDRESS) (
ESTIMATED COMPLETION DATE
Lead Case No.
Page 1 of6 Revised 03/17
OWNER NAME (PLEASE PRINT)
: iNDiViDUAi NAME
I (if app:lcab:e): l7ff ~OA-f:{ m o·n;
COMPANY NAME
(ifapplicable): ;ibf~ '3rAT6 P~i-t~?j
MAILING ADDRESS: 37,6 VlA: &tHM Dfk 5111'{
CITY, STATE, ZIP:
TELEPHONE:
APPLICANTS REPRESENTATIVE (Print):
MAILING ADDRESS:
CITY, STATE, ZIP:
TELEPHONE:
EMAIL ADDRESS:
I CERTIFY THAT i AM THE REPRESENTATIVE OF THE APPLICANT FOR
PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE
INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY
KNOWLEDGE.
SIGNATURE DATE
APPLICANT NAME
iNDIVIDUAL NAME
{if applicable):
COMPANY NAMF
(PLEASE PRINT)
(if applicable): JevH.e ~:C: 40L,.J € L-t,.e,.
MAILING ADDRESS: llo E, Crvlg}c.,u "> -,'-r, ~
CITY, STATE, ZIP: ~r{Uf.(tT.+J C,A qz,Q2.f
TELEPHONE: (?LC,,-~fo -1(,'fC(,o
EMAIL ADDRESS:~ f}-tt\l5 lS (,J/lfRt%.ls • Co'4
I CERTIFY THAT! AM THE LEGAL REPRESENTATIVE OF THE OWNER
AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO
THE BEST OF MY KNO DGE.
SIG DATE
IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF, PLANNING
COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS
APPLICATION. IMJE CONSENT TO ENTRY FOR THIS PURPOSE.
NOTICE OF RESTRICTION: PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING
RECORDED ON THE TITLE TO HIS PROPERTY IF CONDITIONED FOR THE APPLICANT. NOTICE OF RESTRICTIONS RUN WITH
THE LAND AND BIND ...e-1::=ucSSORS IN INTEREST.
FOR CITY USE ONLY
P-1 Page 2 of6
RECEIVED
FEB 2 8 2018 .
CiTY OF CARLSBAD
DfM~~~~LY~~w RECEIVED
RECEIVED BY:
Revised 03/17
Indemnification and Insurance Requirement for Village Area Administrative Permit
Certification Statement
I Certify that I am the Legal Business Owner of the subject business and that all of the above information is true
and correct to the best of my knowledge. I agree to accept and abide by any conditions placed on the subject
project as a result of approval of this application. I agree to indemnify, hold harmless, and defend the City of
Carlsbad and its officers and employees from all claims, damage or liability to persons or property arising from or
caused directly or indirectly by the installation or placement of the subject property on the public sidewalk and/or
the operation of the subject business on the public sidewalk pursuant to this permit unless the damage or liability
was caused by the sole active negligence of the City of Carlsbad or its officers or employees. I have submitted a
Certificate of Insurance to the City of Carlsbad in the amount of one million dollars issued by a company which has
a rating in the latest "Best's Rating Guide" of "A-" or better and a financial size of $50-$100 (currently class VII) or
better which lists the City of Carlsbad as "additional insured" and provides primary coverage to the City. I also
agree to notify the City of Carlsbad thirty days prior to any cancellation or expiration of the policy. The notice shall
be delivered to:
City Planner
City of Carlsbad
1635 Faraday Avenue
Carlsbad
The insurance shall remain in effect for as tong as the property is placed on the public sidewalk or the business is
operated on the public sidewalk. This agreement is a condition of the issuance of this administrative permit for the
subject of this permit on the public sidewalk. I understand that an approved administrative permit shall remain in
effect for as long as outdoor displays are permitted within the Village Review Area and the permittee remains in
compliance with the s 1ect oved ermit.
Date: :;i_ ... , \ -lg:
Certification Statement
I Certify that I am the Legal Property Owner for the subject business location and that all of the above information
is true and correct to the best of my knowledge. I support the applicant's request for a permit to place the subject
property on the public sidewalk. I understand that an approved administrative permit shall remain in effect for as
long as outdoor displays are permitted within the Village Review Area and the permittee remains in compliance
with the su~j.ect approv.~~,
Signature ~""'----='-----------Date: :Lb-I /18"
P-1 Page 3 of 6 Revised 03/17
<t
-==============(-··==============~ ~==============a ._,,,,
(cicyof
Carlsbad
DISCLOSURE STATEMENT
P-1(A}
Development Services
Planning Division
1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
Applicant's statement or disclosure of certain ownership interests on all applications which will
require discretionary action on the part of the City Council or any appointed Board, Commission
or Committee.
The following information MUST be disclosed at the time of application submittal. Your project
cannot be reviewed until this information is completed. Please print.
.Note:·. :P~r5.9,~ .i$ defined as "Ariy individual, firrri, co-partnership, j9i11J venture, association, so.cial club, frat~rnc1l
otg~riizafion, corporation, estate, trust, receiver; syndicate, in this and any other qoi.mty, city and cpunty,
city mlinicipalrty, district or other politic;al subdivision or any other group or' combination acting as a unit.'' -.
Agenis may sigri this document; however, the legal name and entity of ttie appiicant and property· owner
must be rov,ded below. · · .. .-., .. c p . " ' . ·-.. -., ...
1.
2.
P-1(A)
APPLICANT (Not the applicant's agent)
Provide the COMPLETE, LEGAL names and addresses of ALL persons having a
financial interest in the application. If the applicant includes a corporation or partnership,
include the names, titles, addresses of all individuals owning more than 10% of the
shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE
INDICATE NON-APPLICABLE (NIA) IN THE SPACE BELOW. If a publicly-owned
corporation, include the names, titles, and addresses of the corporate officers. (A
separate page may be attached if necessary.) ·
Person~oll-t-{ U:>rlt c,L(. Corp/Part JGJ,-.tlJ G, ,Jo~{€ /,,LL,
(
Title MA-ti,t&: t~Cr Me~eCL.... Title ___________ _
OWNER (Not the owner's agent)
Provide the COMPLETE, LEGAL names and addresses of ALL persons having any
ownership interest in the property involved. Also, provide the nature of the legal
ownership (i.e., partnership, tenants in common, non-profit, corporation, etc.). If the
ownership includes a corporation or partnership. include the names, titles, addresses of
all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE
THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (NIA) IN THE
SPACE BELOW. If a publicly-owned corporation, include the names, titles, and
addresses of the corporate officers. (A separate page may be attached if necessary.)
Person ~:t..t?r-lt>A:.'( fi?c1:nf
Title M+H1q;--1t{v Met-lJitfL,
Corp/Part ~6 S:1
Title _____________ _
Address 3 7 k 1/11\; "' l-lvk ~ek 5viL.-Address. ____________ _
fil-{_C-flur:,tS, c..-A '17-u1y
Page 1 of2 Revised 07/10
3.
4.
NON-PROFIT ORGANIZATION OR TRUST
If any person identified pursuant to (1) or (2) above_is a nonprofit organization or a trust,
list the names and addresses of ANY person serving as an officer or director of the non-
profit, organization or as trustee or beneficiary of the.
Non Profit/Trust__________ Non Profit/Trust. _________ _
Title --------------Title --------------
Address Address ------------------------
Have you had more than $500 worth of business transacted with any member of City
staff, Boards, Commissions, Committees and/or Council within the past twelve (12)
months?
Oves ~ If yes, please indicate person{s):_-,--_________ _
NOTE: Attach a~ditiorial sheets if necessary.
I certify that all the above information is true and correct to the best of my nowledge.
Print or type name of owner Print or type name of applicant
Signature of owner/applicant's agent if applicable/date
Print or type name of owner/applicant's agent
P-1(A) Page 2 of2 Revised 07/10
{ City of
Carlsbad
PROJECT NAME:
PROJECT DESCRIPTION
P-1(8)
'-l ev µ~ ,;'° ,.loL t t:"
Development Services
Planning Division
1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
_:~ '~tt!:t--l:L__!~~~~,~~L,(_~------------~ APPLICANT NAME: -,,. o
. lication type. Include any details nece~sary to Please describe fully the proposed proJect br ~p; the proposed project. You may also include
adequately explain the scope and/or oier~~~n statements regarding thE> rf'>~$nn~ fl"lr, nr
any background informat1
1?n f~~d u::~n adJendum sheet if necessary. appropriateness of, the app ica 1 ·
ne!';criotion/Fxplanation:
I> /Yr f I<" )(I l'\A-rf,~ ' ( ~ o·/. Of T {f £ ,.-,., ru,O:
't,11 I 1,b I t-(i;.,. }r-r 2-/, f "! JTI\-T't, ST. T 11-e-_; l'Ac-G"
I -I ~L.J J
( City of
Carlsbad
HAZARDOUS WASTE
AND SUBSTANCES
STATEMENT
P-1(C)
Development Services
Planning Division
1635 Faraday Avenue
(760) 602-4610
www.carlsbadca.gov
Consultation of Lists of Sites Related to Hazardous Wastes
(Certification of Compliance with Government Code Section 65962.5)
Pursuant to State of California Government Code Section 65962.5, I have consulted the
Hazardous Waste and Substances Sites List compiled by the California Environmental
Protrion Agency and hereby certify that (check one):
ml The development project and any alternatives proposed in this application are not contained on the
lists compiled pursuant to Section 65962.5 of the State Government Code.
D The development project and any alternatives proposed in this application are contained on the lists
compiled pursuant to Section 65962.5 of the State Government Code.
APPLICANT
Name: :J• l\t:i f.•~N le,V ...
Address: 2-1,() Ii J c..1,,w,v) .5T .
B I\C. I M. l 1" k") 1 C,, A /JJ-,,_~ 'Z, 'f
Phone Number: l, [Of, 'ifO -b5':'l 0
PROPERTY OWNER
Name: ~~E,-l,.)A:M, f!,oTi"
Address: 3 71, IJ/lr £.,,..,A Dec., J✓rt_
1£. 1-(t, U( l "T ~, I l I\: , 2.-D '> 't
Phone Number: b/'f-'l'fo -77 z.. I
Address of Site:_2-...;;:;,l,-=f_'l_,______;;;,~""""'---A,....;._T"""'°--=5_,Tc..::.•_-=~'-----'-2-_0-=0 ____________ _
Local Agency (City and County): lAr<.v) ir ~'2 1 ~A 5 A+i 9 ( ~ 6-c? lcN N... 'i" y
Assessor's book, page, and parcel number: .2.-0 3 -CJ 5:"l -2-(-., -0 o
Specify list(s): ____________________________ _
Regulatory Identification Number: ______________________ _
Date of List: _____ ____,,,-------------------------
App~ Property Owner Signature/Date
The Hazardous Waste and Substances Sites List (Cortese List) is used by the State, local
agencies and developers to comply with the California Environmental Quality Act requirements
in providing information about the location of hazardous materials release sites.
P-1(C) Page 1 of 2 Revised 02/13
CHICAGO TITLE
COMPANY
PRELIMINARY REPORT
Order No.:
Property:
73717012482-RCM
2659 State Street
Carlsbad, CA 92008
In response to the application for a policy of title insurance referenced herein, Chicago Title Company hereby
reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title
insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which
may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or
not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said
policy forms.
The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or
policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the
Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at
the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered
Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible
Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies
of the policy forms should be read. They are available from the office which issued this report.
This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the
issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed
prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested.
The policy(ies) of title insurance to be issued hereunder will be po/icy(ies) of Chicago Title Insurance Company, a
Florida corporation.
Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in
Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with
notice of matters which are not covered under the terms of the title insurance policy and should be
carefully considered.
It is important to note that this preliminary report is not a written representation as to the condition of title
and may not list al/ liens, defects and encumbrances affecting title to the land.
Countersigned By:
Authorized Officer or Agent
CLTA Preliminary Report Form-Modified (Adopted: 11.17.2006)
Chicago Title Insurance Company
By:
President
Attest:
Secretary
Printed: 11.17.17@09:36AM
CA-CT-FWDO-02180.055820-SPS-1-17-73717012482
Visit Us on our Website: www.ctic.com
CHICAGO TITLE
COMPANY
ISSUING OFFICE: 2365 Northside Drive, Suite 600, San Diego, CA 92108
FOR SETTLEMENT INQUIRIES, CONTACT:
Fabric Investments
• FAX
PRELIMINARY REPORT
Title Officer: Richard Cesar Moore
Email: teammoore@ctt.com
Phone No.: (619)521-3590
Customer: Brendan Foote
Email: brendan@fabricinvestments.com
Phone No.:
Fax No.: (619)521-3690
Title No.: 73717012482-RCM
PROPERTY ADDRESS(ES): 2659 State Street, Carlsbad, CA
EFFECTIVE DATE: November 8, 2017 at 07:30 AM
The form of policy or policies of title insurance contemplated by this report is:
CLTA Standard Coverage Policy 1990 (04-08-14)
ALT A Loan Policy 2006
Fax No.:
Ref. No.:
1. The estate or interest in the Land hereinafter described or referred to covered by this Report is:
A Fee
2. Title to said estate or interest at the date hereof is vested in:
2659 State Partners, LLC, a California limited liability company
3. The Land referred to in this Report is described as follows:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
CL TA Preliminary Report Fann -Modified (Adopted: 11.17.2006) Printed: 11.17.17@09:38AM
CA-CT-FWD0-02180.055820-SPS-1-17-73717012482
For APN/Parcel ID(s): 203-054-26-00
EXHIBIT "A"
Legal Description
Lot 8 of Seaside Lands, in the City of Carlsbad, County of San Diego, State of California, according to
Map thereof No. 1722, filed in the Office of the County Recorder of San Diego County, July 28, 1921.
Cl TA Preliminary Report Form -Modified (Adopted: 11.17.2006) Printed: 11.17.17 @09:38 AM
CA-CT-FWD0-02180.055820-SPS-1-17-73717012482
Title No.: 73717012482-RCM
AT THE DATE HEREOF, EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND
EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS:
1. Property taxes, including any personal property taxes and any assessments collected with taxes are as follows:
Tax Identification No.:
Fiscal Year:
1st Installment:
2nd Installment:
Penalty and Cost:
Exemption:
Code Area:
203-054-26-00
2017-2018
$9,196.84, paid
$9,196.84, Open (Delinquent after April 10)
$929.68
$7,000.00
09098
2. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of
Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and
Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as
a result of changes in ownership or new construction occurring prior to Date of Policy.
3. A deed of trust to secure an indebtedness in the amount shown below,
Amount: $1,350,000.00
Dated: August 22, 2017
Trustor/Grantor: 2659 State Partners, LLC, a California limited liability company
Trustee: Stewart Title of California, Inc.
Beneficiary: Vincent D. Sgueglia and Nina J. Sgueglia, Trustees of the Vincent and Nina Sgueglia
Family Trust dated March 16, 2005 and Amended on January 5, 2015
Loan No: Not Shown
Recording Date: September 18, 2017
Recording No.: 2017-0426158, of Official Records
This Company will require that the original note, the original deed of trust and a properly executed request for full
reconveyance together with appropriate documentation (i.e., copy of trust, partnership agreement or corporate
resolution) be in this office prior to the close of this transaction if the above-mentioned item is to be paid through
this transaction or deleted from a policy of title insurance.
Any demands submitted to us for payoff must be signed by all beneficiaries as shown on said deed of trust, and/or
any assignments thereto. In the event said demand is submitted by an agent of the beneficiary(s), we will require
the written approval of the demand by the beneficiary(s). Servicing agreements do not constitute approval for the
purposes of this requirement.
If no amounts remain due under the obligation a zero balance demand will be required along with the
reconveyance documents.
In addition, we require the written approval of said demand by the trustor(s) on said deed of trust or the current
owners if applicable.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other matters which a correct
survey would disclose and which are not shown by the public records.
5. Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the
Public Records.
6. Any rights, interests or claims, which are not shown by the public records but which could be ascertained by an
inspection of the Land or which· may be asserted by persons in possession thereof.
CL TA Preliminary Report Form -Modified (Adopted: 11.17.2006) Printed: 11.17.17@09:38AM
CA-CT-FWDO-02180.055820-SPS-1-17-73717012482
Title No.: 73717012482-RCM
7. In order to complete this report, the Company requires a Statement of Information to be completed by the
following party(ies),
Party(ies): sellers
The Company reserves the right to add additional items or make further requirements after review of the
requested Statement of Information.
NOTE: The Statement of Information is necessary to complete the search and examination of title under this
order. Any title search includes matters that are indexed by name only, and having a completed Statement of
Information assists the Company in the elimination of certain matters which appear to involve the parties but in
fact affect another party with the same or similar name. Be assured that the Statement of Information is essential
and will be kept strictly confidential to this file.
8. In order to complete this report, the Company requires a Statement of Information to be completed by the
following party(ies ),
Party(ies): buyers
The Company reserves the right to add additional items or make further requirements after review of the
requested Statement of Information.
NOTE: The Statement of Information is necessary to complete the search and examination of title under this
order. Any title search includes matters that are indexed by name only, and having a completed Statement of
Information assists the Company in the elimination of certain matters which appear to involve the parties but in
fact affect another party with the same or similar name. Be assured that the Statement of Information is essential
and will be kept strictly confidential to this file.
END OF EXCEPTIONS
CL TA Preliminary Report Form -Modified (Adopted: 11.17.2006) Printed: 11.17.17@09:38AM
CA-CT-FWOQ--02180.055820-SPS-1-17-73717012482
Note 1.
Note 2.
Note 3.
Note 4.
Note 5.
Title No.: 73717012482-RCM
NOTES
Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation,
distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction
involving Land that is associated with these activities.
If a county recorder, title insurance company, escrow company, real estate agent or association provides a
copy of the declaration, governing document or deed to any person, California law requires that the document
provided shall include a statement regarding any unlawful restrictions. Said statement is to be in at least
14-point bold faced typed and may be stamped on the first page of any document provided or included as a
cover page attached to the requested document. Should a party to this transaction request a copy of any
document reported herein that fits this category, the statement is to be included in the manner described.
Any documents being executed in conjunction with this transaction must be signed in the presence of an
authorized Company employee, an authorized employee of an agent, an authorized employee of the insured
lender, or by using Bancserv or other approved third-party service. If the above requirements cannot be met,
please call the company at the number provided in this report.
Your application for title insurance was placed by reference to only a street address or tax identification
number. Based on our records, we believe that the legal description in this report covers the parcel(s) of Land
that you requested. If the legal description is incorrect, the seller/borrower must notify the Company and/or the
settlement company in order to prevent errors and to be certain that the correct parcel(s) of land will appear on
any documents to be recorded in connection with this transaction and on the policy of title insurance.
A Preliminary Change of Ownership form is required upon a change in ownership of the Land. Section 480 of
the Revenue and Taxation Code of the State of California requires that a grantee of real property complete a
Preliminary Change of Ownership statement, which is to be filed at the time that a grant deed is recorded. In
the event that the statement is not completed and presented at the time of the recording of the deed, the
County Recorder will assess the grantee an additional charge to record the deed. In addition to the additional
charge at the time of recording, the County Assessor may assess additional fees and penalties for failure to
file the Ownership Statement within the required time.
CLT A Preliminaly Report Form -Modified (Adopted: 11.17.2006) Printed: 11.17.17@09:38AM
CA-CT-FWDO-02180.055820-SPS-1-17-73717012482
Note 6.
Note 7.
Note 8.
Note 9.
Title No.: 73717012482-RCM
The Company will require the following documents for review prior to the issuance of any title insurance
predicated upon a conveyance or encumbrance from the entity named below.
Limited Liability Company: 2659 State Partners, LLC
a. A copy of its operating agreement, if any, and any and all amendments, supplements and/or
modifications thereto, certified by the appropriate manager or member.
b. If a domestic Limited Liability Company, a copy of its Articles of Organization and all amendment
thereto with the appropriate filing stamps.
c. If the Limited Liability Company is member-managed a full and complete current list of members
certified by the appropriate manager or member.
d. A current dated certificate of good standing from the proper governmental authority of the state in
which the entity was created
e. If less than all members, or managers, as appropriate, will be executing the closing documents,
furnish evidence of the authority of those signing.
The Company reserves the right to add additional items or make further requirements after review of the
requested documentation.
The Company will require the following documents for review prior to the issuance of any title insurance
predicated upon a conveyance or encumbrance by the corporation named below:
Name of Corporation: Fabric Investments, Inc.
a) A Copy of the corporation By-laws and Articles of Incorporation
b) An original or certified copy of a resolution authorizing the transaction contemplated herein
c) If the Articles and/or By-laws require approval by a 'parent' organization, a copy of the Articles
and By-laws of the parent
d) A current dated certificate of good standing from the proper governmental authority of the state in
which the entity was created
The Company reserves the right to add additional items or make further requirements after review of the
requested documentation.
Note: The only conveyances(s) affecting said Land, which recorded within 24 months of the date of this report,
are as follows:
Grantor: Vincent D. Sgueglia and Nina J. Sgueglia, Trustees of the Vincent and Nina Sguelha
Family Trust dated March 16, 2005 and Amended on January 5, 2015 (who erroneously acquired title as
Vincent D. Sgueglia and Nina J. Sgueglia, Trustees of the Vincent and Nina Sguelglia Trust dated March 16,
2005)
Grantee:
Recording Date:
Recording No.:
2659 State Partners, LLC, a California limited liability company
September 18, 2017
2017-0426157. of Official Records
Note: The Company is not aware of any matters which would cause it to decline to attach CL TA Endorsement
Form 116 indicating that there is located on said Land commercial building, known as 2659 State Street,
Carlsbad, CA, to an Extended Coverage Loan Policy.
CLTA Preliminary Report Fonn • Modified (Adopted: 11.17.2006) Printed: 11.17.17@09:38 AM
CA-CT-FWDO-02180.055820-SPS-1-17-73717012482
,,.....
~
Title No.: 73717012482-RCM
Note 1 O. Note: None of the items shown in this report will cause the Company to decline to attach CL TA Endorsement
Form 100 to an Extended Coverage Loan Policy, when issued.
END OF NOTES
CLTA Preliminary Report Fenn -Modified (Adopted: 11.17.2006) Printed: 11.17.17@09:38AM
CA-CT-FWDO-02180. 055820-SPS-1-17-73717012482
ATTACHMENT ONE
CALIFORNIA LAND TITLE ASSOCIATION
STANDARD COVERAGE POLICY -1990
EXCLUSIONS FROM COVERAGE
The following matters are expressly exduded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting,
regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any
improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any
parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or
governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting
from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
(b) Any governmental police power not exduded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien
or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from
coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge.
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant;
(b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing
to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the
estate or interest insured by this policy.
4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of
any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated.
5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured
mortgage and is based upon usury or any consumer credit protection or truth in lending law.
6. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy or the transaction creating the
interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws.
EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the public records.
Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of
such agency or by the public records.
2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or
which may be asserted by persons in possession thereof.
3. Easements, liens or encumbrances, or claims thereof, not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which
are not shown by the public records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title
to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records.
6. Any lien or right to a lien for services, labor or material not shown by the public records.
Attachment One (05/06/16)
ATTACHMENT ONE
(CONTINUED)
CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13)
ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE
EXCLUSIONS
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:
1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning:
a. building;
b. zoning;
c. land use;
d. improvements on the Land;
e. land division; and
f. environmental protection.
This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.
2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does
not limit the coverage described in Covered Risk 14 or 15.
3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17.
4. Risks:
a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records;
b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date;
c. that result in no loss to You; or
d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28.
5. Failure to pay value for Your Title.
6. Lack of a right:
a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and
b. in streets, alleys, or waterways that touch the Land.
This Exclusion does not limit the coverage described in Covered Risk 11 or 21.
7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state
insolvency, or similar creditors' rights laws.
8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake or subsidence.
9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows:
For Covered Risk 16, 18, 19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability
shown in Schedule A.
The deductible amounts and maximum dollar limits shown on Schedule A are as follows:
Covered Risk 16:
Covered Risk 18:
Covered Risk 19:
Covered Risk 21:
Your Deductible Amount
1.00% of Policy Amount Shown in Schedule A
or
$2,500.00
(whichever is less)
1.00% of Policy Amount Shown in Schedule A
or
$5,000.00
(whichever is less)
1.00% of Policy Amount Shown in Schedule A
or
$5,000.00
(whichever is less)
1.00% of Policy Amount Shown in Schedule A
or
$2,500.00
(whichever is less)
Our Maximum Dollar Limit of Liability
$ 10,000.00
$ 25,000.00
$ 25,000.00
$ 5,000.00
Attachment One (05/06/16)
ATTACHMENT ONE
(CONTINUED)
2006 ALTA LOAN POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
~ _,
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or
expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or
relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the
coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1 (b) does not modify or limit the coverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13,
or 14); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage.
4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws
of the state where the Land is situated.
5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured
Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law.
6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien
of the Insured Mortgage, is
(a) a fraudulent conveyance or fraudulent transfer, or
(b) a preferential transfer for any reason not staled in Covered Risk 13(b) of this policy.
7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and
the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered
Risk 11(b).
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,
the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
[Except as provided in Schedule B -Part II,[ t[or T]his policy does not insure against loss or damage, and the Company will not pay costs, attorneys'
fees, or expenses that arise by reason of:
[PARTI
[The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,
the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings,
whether or not shown by the records of such agency or by the Public Records.
2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that
may be asserted by persons in possession of the Land.
3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and
complete land survey of the Land and not shown by the Public Records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title
to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6. Any lien or right to a lien for services, labor or material not shown by the Public Records.]
PART II
In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or
damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:]
Attachment One (05/06/16)
ATTACHMENT ONE
(CONTINUED)
2006 ALTA OWNER'S POLICY (06-17-06)
EXCLUSIONS FROM COVERAGE
--..,
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or
expenses that arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or
relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the
coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9
and 1 O); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title.
4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title
as shown in Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy.
5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and
the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A.
The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,
the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees, or expenses that arise by reason of:
[The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,
the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage:
1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings,
whether or not shown by the records of such agency or by the Public Records.
2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that
may be asserted by persons in possession of the Land.
3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and
complete land survey of the Land and not shown by the Public Records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title
to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records.
6. Any lien or right to a lien for services, labor or material not shown by the Public Records.]
7. [Variable exceptions such as taxes, easements, CC&R's, etc., shown here.]
Attachment One (05/06/16)
ATTACHMENT ONE
(CONTINUED)
Al TA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY -ASSESSMENTS PRIORITY (04-02-15)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or
relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the
coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16.
(b) Any governmental police power. This Exclusion 1 (b} does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c}, 13(d}, 14
or 16.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16,
17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or
( e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage.
4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws
of the state where the land is situated.
5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured
Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage
provided in Covered Risk 26.
6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the
Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion
does not modify or limit the coverage provided in Covered Risk 11.
7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of
Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25.
8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable
building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6.
9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien
of the Insured Mortgage, is
(a) a fraudulent conveyance or fraudulent transfer, or
(b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy.
10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence.
11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.
Attachment One (05/06/16)
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
Effective: May 1, 2015; Last Updated: March 1, 2017
At Fidelity National Financial, Inc., we respect and believe it is important to protect the privacy of consumers and our
customers. This Privacy Notice explains how we collect, use, and protect any infonnation that we collect from you, when and
to whom we disclose such infonnation, and the choices you have about the use of that infonnation. A summary of the Privacy
Notice is below, and we encourage you to review the entirety of the Privacy Notice following this summary. You can opt-out
of certain disclosures by following our opt-out procedure set forth at the end of this Privacy Notice.
Types of Information Collected. You may provide us
with certain personal information about you, like your
contact information, address demographic information,
social security number (SSN), driver's license, passport,
other government ID numbers and/or financial information.
We may also receive browsing information from your
Internet browser, computer and/or mobile device if you visit
or use our websites or applications.
Use of Collected Information. We request and use your
personal information to provide products and services to
you, to improve our products and services, and to
communicate with you about these products and services.
We may also share your contact information with our
affiliates for marketing purposes.
Choices With Your Information. Your decision to
submit information to us is entirely up to you. You can
opt-out of certain disclosure or use of your information or
choose to not provide any personal information to us.
Privacy Outside the Website. We are not responsible for
the privacy practices of third parties, even if our website
links to those parties' websites.
How Information is Collected. We may collect personal
information from you via applications, forms, and
correspondence we receive from you and others related to
our transactions with you. When you visit our websites
from your computer or mobile device, we automatically
collect and store certain information available to us
through your Internet browser or computer equipment to
optimize your website experience.
When Information Is Disclosed. We may disclose your
information to our affiliates and/or nonaffiliated parties
providing services for you or us, to law enforcement
agencies or governmental authorities, as required by law,
and to parties whose interest in title must be determined.
Information From Children. We do not knowingly collect
information from children who are under the age of 13, and
our website is not intended to attract children.
International Users. By providing us with your
information, you consent to its transfer, processing and
storage outside of your country of residence, as well as the
fact that we will handle such information consistent with
this Privacy Notice.
The California Online Privacy Protection Act. Some FNF companies provide services to mortgage loan servicers and,
in some cases, their websites collect information on behalf of mortgage loan servicers. The mortgage loan servicer is
responsible for taking action or making changes to any consumer information submitted through those websites.
Your Consent To This Privacy Notice. By submitting
information to us or by using our website, you are
accepting and agreeing to the terms of this Privacy Notice.
Privacy Statement
SCA0002597 .doc I Updated: 04.01 .16
Access and Correction: Contact Us. If you desire to
contact us regarding this notice or your information, please
contact us at privacy(a:)fnf.com or as directed at the end of
this Privacy Notice.
Printed: 11.17.17@09:38AMbyAW
-73717012482
FIDELITY NATIONAL FINANCIAL
PRIVACY NOTICE
Effective: May 1, 2015; Last Updated: March 1, 2017
Fidelity National Financial, Inc. and its majority-owned subsidiary companies providing title insurance, real estate-
and loan-related services (collectively, "FNF", "our" or ''we") respect and are committed to protecting your privacy.
We will take reasonable steps to ensure that your Personal Information and Browsing Information will only be used
in compliance with this Privacy Notice and applicable laws. This Privacy Notice is only in effect for Personal
Information and Browsing Information collected and/or owned by or on behalf of FNF, including Personal
Information and Browsing Information collected through any FNF website, online service or application
(collectively, the "Website").
Types of Information Collected
We may collect two types of information from you: Personal Information and Browsing Information.
Personal Information. FNF may collect the following categories of Personal Information:
contact information (e.g., name, address, phone number, email address);
demographic information (e.g., date of birth, gender, marital status);
• social security number (SSN), driver's license, passport, and other government ID numbers;
• financial account information; and
• other personal information needed from you to provide title insurance, real estate-and loan-related services to
you.
Browsing Information. FNF may collect the following categories of Browsing Information:
• Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information;
• browser language and type;
• domain name system requests;
• browsing history, such as time spent at a domain, time and date of your visit and number of clicks;
• http headers, application client and server banners; and
• operating system and fingerprinting data.
How Information is Collected
In the course of our business, we may collect Personal Information about you from the following sources:
• applications or other forms we receive from you or your authorized representative;
• the correspondence you and others send to us;
• information we receive through the Website;
• information about your transactions with, or services performed by, us, our affiliates or nonaffiliated third
parties; and
• information from consumer or other reporting agencies and public records maintained by governmental
entities that we obtain directly from those entities, our affiliates or others.
If you visit or use our Website, we may collect Browsing Information from you as follows:
• Browser Log Files. Our servers automatically log each visitor to the Website and collect and record certain
browsing information about each visitor. The Browsing Information includes generic information and reveals
nothing personal about the user.
• Cookies. When you visit our Website, a "cookie" may be sent to your computer. A cookie is a small piece of
data that is sent to your Internet browser from a web server and stored on your computer's hard drive. When
you visit a website again, the cookie allows the website to recognize your computer. Cookies may store user
preferences and other information. You can choose whether or not to accept cookies by changing your
Internet browser settings, which may impair or limit some functionality of the Website.
Use of Collected Information
Information collected by FNF is used for three main purposes:
• To provide products and services to you or any affiliate or third party who is obtaining services on your behalf
or in connection with a transaction involving you.
• To improve our products and services.
• To communicate with you and to inform you about our, our affiliates' and third parties' products and services,
jointly or independently.
Privacy Statement
SCA0002597.doc / Updated: 04.01.16
Printed: 11.17.17 @09:38 AM by AW
-73717012482
-
When Information Is Disclosed
We may provide your Personal Information (excluding information we receive from consumer or other credit
reporting agencies) and Browsing Information to various individuals and companies, as permitted by law, without
obtaining your prior authorization. Such laws do not allow consumers to restrict these disclosures. Please see the
section "Choices With Your Personal Information" to learn how to limit the discretionary disclosure of your
Personal Information and Browsing Information.
Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated
third parties:
• to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal
activity, fraud, material misrepresentation, or nondisclosure;
to our affiliate financial service providers for their use to market their products or services to you;
• to nonaffiliated third party service providers who provide or perform services on our behalf and use the
disclosed information only in connection with such services;
to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement
with them to market financial products or services to you;
to law enforcement or other governmental authority in connection with an investigation, or civil or criminal
subpoena or court order;
• to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest
must be determined, settled, paid, or released prior to closing; and
• other third parties for whom you have given us written authorization to disclose your Personal Information.
We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith
belief that such disclosure is necessary to:
• comply with a legal process or applicable laws;
• enforce this Privacy Notice;
• investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any
other information provided by you violates the rights of a third party; or
protect the rights, property or personal safety of FNF, its users or the public.
We maintain reasonable safeguards to keep your Personal Information secure. When we provide Personal
Information to our affiliates or third party service providers as discussed in this Privacy Notice, we expect that
these parties process such information in compliance with our Privacy Notice or in a manner that is in compliance
with applicable privacy laws. The use of your information by a business partner may be subject to that party's own
Privacy Notice. Unless permitted by law, we do not disclose information we collect from consumer or credit
reporting agencies with our affiliates or others without your consent.
We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in
connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of our
bankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors. You expressly
agree and consent to the use and/or transfer of the foregoing information in connection with any of the above
described proceedings. We cannot and will not be responsible for any breach of security by a third party or for any
actions of any third party that receives any of the information that is disclosed to us.
Choices With Your Information
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not
to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or
products to you. The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit,
include:
for our everyday business purposes -to process your transactions, maintain your account(s), to respond to
law enforcement or other governmental authority in connection with an investigation, or civil or criminal
subpoenas or court orders, or report to credit bureaus;
• for our own marketing purposes;
• for joint marketing with financial companies; and
• for our affiliates' everyday business purposes -information about your transactions and experiences.
Privacy Statement
SCA0002597.doc / Updated: 04.01 .16
Printed: 11.17.17@09:38AMbyAW
-73717012482
You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information
under the following circumstances ("opt-out''):
• for our affiliates' everyday business purposes -information about your creditworthiness; and
for our affiliates to market to you.
To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and Browsing
Information by notifying us by one of the methods at the end of this Privacy Notice. We do not share your personal
information with non-affiliates for their direct marketing purposes.
For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliated
third parties, except as permitted by California law. Currently, our policy is that we do not recognize "do not track"
requests from Internet browsers and similar devices.
For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by
contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also
provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney
General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email:
BCPINFO@ag.state.nv.us.
For Oregon Residents: We will not share your Personal Information and Browsing Information with nonaffiliated
third parties for marketing purposes, except after you have been informed by us of such sharing and had an
opportunity to indicate that you do not want a disclosure made for marketing purposes.
For Vermont Residents: We will not share your Personal Information and Browsing Information with nonaffiliated
third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your
account. In addition, we will not share information about your creditworthiness with our affiliates except with your
authorization. For joint marketing in Vermont, we will only disclose your name, contact information and information
about your transactions.
Information From Children
The Website is meant for adults and is not intended or designed to attract children under the age of thirteen
(13).We do not collect Personal Information from any person that we know to be under the age of thirteen (13)
without permission from a parent or guardian. By using the Website, you affirm that you are over the age of 13
and will abide by the terms of this Privacy Notice.
Privacy Outside the Website
The Website may contain links to other websites. FNF is not and cannot be responsible for the privacy practices
or the content of any of those other websites.
International Users
FNF's headquarters is located within the United States. If you reside outside the United States or are a citizen of
the European Union, please note that we may transfer your Personal Information and/or Browsing Information
outside of your country of residence or the European Union for any of the purposes described in this Privacy
Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our
collection and transfer of such information in accordance with this Privacy Notice.
The California Online Privacy Protection Act
For some FNF websites, such as the Customer CareNet ("CCN"), FNF is acting as a third party service provider to
a mortgage loan servicer. In those instances, we may collect certain information on behalf of that mortgage loan
servicer via the website. The information which we may collect on behalf of the mortgage loan servicer is as
follows:
first and last name;
• property address;
• user name and password;
• loan number;
• social security number -masked upon entry;
• email address;
• three security questions and answers; and
• IP address.
The information you submit through the website is then transferred to your mortgage loan servicer by way of CCN.
Privacy Statement
SCA0002597 .doc I Updated: 04.01 .16
Printed: 11.17.17@09:38AMbyAW
-73717012482
-
The mortgage loan servicer is responsible for taking action or making changes to any consumer
information submitted through this website. For example, if you believe that your payment or user
information is incorrect, you must contact your mortgage loan servicer.
CCN does not share consumer information with third parties, other than (1) those with which the mortgage loan
servicer has contracted to interface with the CCN application, or (2) law enforcement or other governmental
authority in connection with an investigation, or civil or criminal subpoenas or court orders. All sections of this
Privacy Notice apply to your interaction with CCN, except for the sections titled "Choices with Your Information"
and "Access and Correction." If you have questions regarding the choices you have with regard to your personal
information or how to access or correct your personal information, you should contact your mortgage loan servicer.
Your Consent To This Privacy Notice
By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of
the information by us in compliance with this Privacy Notice. Amendments to the Privacy Notice will be posted on
the Website. Each time you provide information to us, or we receive information about you, following any
amendment of this Privacy Notice will signify your assent to and acceptance of its revised terms for all previously
collected information and information collected from you in the future. We may use comments, information or
feedback that you submit to us in any manner that we may choose without notice or compensation to you.
Accessing and Correcting Information; Contact Us
If you have questions, would like to access or correct your Personal Information, or want to opt-out of information
sharing with our affiliates for their marketing purposes, please send your requests to privacy@fnf.com or by mail
or phone to:
Privacy Statement
SCA0002597.doc / Updated: 04.01 .16
Fidelity National Financial, Inc.
601 Riverside Avenue
Jacksonville, Florida 32204
Attn: Chief Privacy Officer
(888) 934-3354
Printed: 11.17.17 @09:38 AM by AW
-73717012482
Notice of Available Discounts
Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its
subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the
delivery of escrow instructions, a preliminary report or commitment Please be aware that the provision of this
notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction
may not qualify for the below discounts.
You are encouraged to discuss the applicability of one or more of the below discounts with a Company
representative. These discounts are generally described below; consult the rate manual for a full description of
the terms, conditions and requirements for such discount. These discounts only apply to transactions involving
services rendered by the FNF Family of Companies. This notice only applies to transactions involving property
improved with a one-to-four family residential dwelling.
Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as
indicated by the named discount.
FNF Underwritten Title Companies
CTC -Chicago Title Company
CL TC -Commonwealth Land Title Company
FNTC -Fidelity National Title Company
FNTCCA -Fidelity National Title Company of California
TICOR -Ticor Title Company of California
L TC -Lawyer's Title Company
Available Discounts
DISASTER LOANS (CTIC, CL TIC, FNTIC)
Underwritten by FNF Underwriters
CTIC -Chicago Title Insurance Company
CL TIC -Commonwealth Land Title Insurance Company
FNTIC -Fidelity National Title Insurance Company
FNTIC -Fidelity National Title Insurance Company
CTIC -Chicago Title Insurance Company
CL TIC -Commonwealth Land Title Insurance Company
The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an
owner of record, within twenty-four (24) months of the date of a declaration of a disaster area by the government
of the United States or the State of California on any land located in said area, which was partially or totally
destroyed in the disaster, will be fifty percent (50%) of the appropriate title insurance rate.
CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC, FNTIC)
On properties used as a church or for charitable purposes within the scope of the normal activities of such entities,
provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent
(50%) to seventy percent (70%) of the appropriate title insurance rate, depending on the type of coverage
selected. The charge for a lender's policy shall be thirty-two percent (32%) to fifty percent (50%) of the
appropriate title insurance rate, depending on the type of coverage selected.
Notice of Available Discounts
SCA0002598.doc / Updated: 03.20.17
Printed: 11.17.17@09:38AMbyAW
-73717012482