HomeMy WebLinkAboutRP 86-23A; Brittany Court Supplemental Parking; Redevelopment Permits (RP) (3)CASE NO.
DATE:
ENVIRONMENTAL IMPACT ASSESSMENT FORM - PART I
(To be Completed by APPLICANT)
Applicant: Presidential Plaza, a Califomia Ltd. Partnership
Address of Applicant: 2558 Roosevelt Street, Suite 305
Carlsbad, CA 92008
Phone Number: ( 619 ) 434-1742
Name, address and phone number of person to be contacted (if other than
Applicant): Henry Tubbs, 1991 Village Park Way, Suite 160, Encinitas, GA. 92024 (619) 632-0332
GENERAL INFORMATION: (Please be specific)
Project Description: Amend Redevelopment permit RP-86-23 to allow medical office, use at
2558 Roosevelt Street based on ei^t additional parking spaces to be constructed at 2578 Roosevelt Street.
Project Location/Address: 2578 Roosevelt street. Carlsbad. CA 92008 and 2558 Roosevelt Street
Assessor Parcel Number: - - ^
General Plan/Zone of Subject Property: / V-R
Local Facilities Management Zone:
Is the site within Carlsbad's Coastal Zone? Nn
Please describe the area surrounding the site to the
North: Office huiIding East: ;pnH nffiv^
South* Apartments West: Residential and Retail
List all other applicable permits & approvals related to this project
(Please be Specific. Attach Additional Pages or Exhioits. if necessary)
Please describe the project site, including distinguishing natural and
manmade characteristics. Also provide precise slope analysis when a slope
of 15' or higher and 15% grade or greater is present on the site.
The site is an existing flat lot used as an unpaved construction material storage yard.
2. Please describe energy conservation measures incorporated into the design
and/or operation of the project.
N/A
3. PLEASE AHACH A PROJECT SUMMARY SHEET WHICH SHOWS THE FOLLOWING:
a. If a residential project identify the number of units, type of units,
schedule of unit sizes, range of sale prices or rents, and type of
household size expected, average daily traffic generation (latest SANDAG
rates).
N/A
b. If a commercial project, indicate the exact type, activity(ies),
square footage of sales area, average daily traffic generation
(latest SANDAG rates), parking provided, and loading facilities.
N/A
c. If an industrial project, indicate the exact type or industry(ies),
average daily traffic generation (latest SANDAG rates), estimated
employment per shift, time of shifts, and loading facilities.
N/A
d. If an institutional project, indicate the major project/site
function, estimated employment per shift, estimated occupancy,
loading facilities, and community benefits to be derived from the
project.
N/A
I. ENVIRONMENTAL IMPACT ANALYSIS
Please Answer each of the following questions by placing a check in the
appropriate space. Then, fully discuss and explain why each item was
checked yes or no. Provide supporting data if applicable. Attach
additional sheets as necessary.
1) Could the project significantly impact or change
present or future land uses in the vicinity of the
activity?
EXPLANATION* project is consistent with general plan,
zoning and existing land uses.
2) Could the activity affect the use of a recreational
area, or area of aesthetic value?
EXPLANATION: There are no recreational areas or areas of
aesthetic value in the vicinity of this project.
3) Could the activity affect the functioning of an
established community or neighborhood?
EXPLANATION: The project is consistent with the current land
uses in the conmjnity and nei^borhood.
4) Could the activity result in the displacement of
community residents?
EXPLANATION: There will be no demolition of structures.
YES NO
X
YES NO
5) Could the activity increase the number of low and
moderate cost housing units in the city?
EXPLANATION: There are no housing units being built because
of this project.
6) Could the activity significantly affect existing
housing or create a demand for additional housing?
EXPLANATION: The ei^t parking spaces only allow for a change
from business office to medical office use on 4200 square feet
of existing office space.
7) Are any of the natural or man-made features in the
activity area unique, that is, not found in other
parts of the county, state or nation?
EXPLANATION: The project site is flat and void of vegetation.
8) Could the activity significantly affect an
historical or archaeological site or its settings?
EXPLANATION* Taere is no evidence of any historical or
archeological site or settings on this site. Also, there will
be no excavation.
9) Could the activity significantly affect the
potential use, extraction, or conservation of a
scarce natural resource?
EXPLANATION* project will not affect use, extraction
or conservation of a scarce natural resource since only a
parking lot is being paved.
X
YES NO
10) Could the activity significantly affect fish,
wildlife or plant resources?
EXPLANATION: The project is in a developed area.
11) Are there any rare or endangered plant or animal
species in the activity area? x_
EXPLANATION: The project site is in a developed area and has none
of the above.
12) Could the activity change existing features of any
of the city's stream, lagoons, bays, tidelands
or beaches?
EXPLANATION* '^^^ project is not located on or near any of
the above.
13) Could the activity result in the erosion or elimin-
ation of agricultural lands?
EXPLANATION: T^^^re are not any agricultural lands in the
vicinity of this project.
14) Could the activity serve to encourage development
of presently undeveloped areas or intensify develop-
ment of already developed areas?
EXPLANATION: project would actually inhibit development
of the site.
YES NO
15) Will the activity require a variance from estab-
lished environmental standards (air, water, noise,
etc.)? X
EXPLANATION: The project does not need any variances.
16 ) Is the activity carried out as part of a larger
project or series of projects?
EXPLANATION: This project stands alone.
17) Will the activity require certification, authoriza-
tion or issuance of a permit by any local, state
or federal environmental control agency?
EXPLANATION: '^^^ project will not need any environmental
permits.
18) Will the activity require issuance of a variance or
conditional use permit by the City?
EXPLANATION: Tfiere are not any requests for variance or
conditional use permits as part of this project
19) Will the activity involve the application, use, or
disposal of potentially hazardous materials?
EXPLANATION: There are not any hazardous materials used on
or disposed of fron this site.
YES NO
20) Will the activity involve construction of facilities
in a flood plain? 5^
EXPLANATION: The site is not in a flood plain.
21) Will the activity involve construction of facilities
in the area of an active fault? x_
EXPLANATION:
There are not any known active faults in the iimiediate vicinity.
22) Could the activity result in the generation of
significant amounts of dust?
EXPLANATION: The project will be a paved parking lot.
23) Will the activity involve the burning of brush,
trees, or other materials? L
EXPLANATION: There is not any vegetation on site.
24) Could the activity result in a significant change
in the quality of any portion of the region's air
or water resources? (Should note surface, ground
water, off-shore.) x_
EXPLANATION: There will not be any significant surface water
drainage because of the small size of the site vhich currently
drains surface water into public streets.
YES NO
25) Will the project substantially increase fuel
consumption (electricity, oil, natural gas, etc.)? ^
EXPLANATION: The project is only a paved parking lot.
26) Will the activity involve construction of facilities
on a slope of 25 percent or greater?
EXPLANATION: The project site is flat.
27) Will there be a significant change to existing
land form?
(a) Indicate estimated grading to be done in
cubic yards: 30 ni.yds. •
(b) Percentage of alteration to the present
land form: i% .
(c) Maximum height of cut or fill slopes:
Si'v inrhPR .
EXPLANATION: Minimal graHing fnr drainage pirposes.
28) Will the activity result in substantial increases
in the use of utilities, sewers, drains or streets?
EXPLANATION* Only eight parking spaces to be constructed.
YES NO
29) Will the project significantly increase wind or
water erosion of soils?
EXPLANATION: The project will only pave an existing flat lot.
30) Could the project significantly affect existing
fish or wildlife habitat?
EXPLANATION: The project is surrounded by existing development,
31) Will the project significantly produce new light
or glare?
EXPLANATION* project plans do not have any lifting.
10
(SIGNIFICANT ENVIRONMENTAL EFFEC^ II. STATEMENT OF NONSIGNIFICANT ENVIRONMENTAL EFFEC
If you have answered yes to any of the questions in Section I but think
the activity will have no significant environmental effects, indicate your
reasons below:
III. COMMENTS OR ELABORATIONS TQ ANY OF THE QUESTIONS IN SECTION I
(If additional space is needed for answering any questions, attach
additional sheets as needed.)
Signature, _^
/(Person Gt)mpleting Report)
Date Signed December 5, 1990
11
CBANGK OQASrr TITLE GCMPANY
7474 EL CAJON BUJD
lAMESA, CA 92041
464-5353
-H^SUMINARY KEPGRP-
MARK GCMBAR 00.
2558 RDSEVEIir STREBI #305
CARLSBAD, CA. 92008
Attention: MARK
Your No.:
Our NO.: 903763-S
Date: NOVEMBER 28, 1990
S/RJ
Dated as of NOVEMBER 27, 1990 at 7:30 a.m.
In response to the above referenced applicaticai for a policy of title insuranoe,
ORANGE COAST TITIE Qanpany of San Diego hereby r^xDrts that it is pr^)ared to issue,
or cause to be issued, as of the date hereof, a Policy or Policies of Title Insuranoe
describing the land and the estate or interest therein hereinafter set forth,
insuring against loss v*iidi may be sustained by reason of any defect, lien or
encumbrance not shewn or referred to as an Exception belcw or not excluded fron
ooverage pursuant to the printed Schedules, CcHiditions and Stipulaticais of said
policy forms.
The printed Exo^jtions and Exclusions from the coverage of said Policy or Policies
are set forth in Addendum 1 attached. Cc^ies of the Policy forms should be read.
They are available from the offioe v*iich issued this report.
This r^xDrt (and any supplements or amendments hereto) is issued solely for the
purpose of facilitating the issuanoe of a policy of title insuranoe and no liability
is assumed hereby. If it is desired that liability be assumed prior to the issuanoe
of a policy of title insuranoe, a Binder or Oonimitment should be requested.
ORANGE COAST TITIE >ANy OF SAN DIEGO
GLEN SWAN
Title Of f icjer
Title to sedd estate or interest at the date hereof is vested in:
VERA SOIO
The estate car interest in the land hBreinafter described or referred to in this
Report is: A FEE
lEGAL DBSdUPnON
CREEK NO. 903763-S
The land referred to in this Report is situated in the State of Califomia, County of
San Diego, and is described as folla*^:
mr 44 OF SEASIDE lANDS, IN THE CITY OF CARLSBAD, OOUinY OF SAN DIBGO, STATE OF
CALIPC«NIA, AOOORDING TO MAP THEREOF NO. 1722, FIIED IN THE OFFICE OF THE OOUNIY
RE0CM3ER OF SAID SAN DIBGO OOUNIY JULY 28, 1921.
EXCEPTING THE NORTHEASTERLY 120 FEEI THEREOF, SAID NORTHEASTERIY 120 FEEI BEING
MEASURED ALONG THE SOUIHEASTERIY LINE OF SAID IOT AND PARALLEL WITH THE NORSfflEASTEKIY
LINE OF SAID IOT 44.
RJ
11/28/90
.^^GE GREER NO. 903763-S . . .^IVSE THREE
At the date hereof exoepticns to coverage in addition to the Exo^Tticns and
Exclusions in said policy form would be as follows:
1. The lien of st^plemental taxes, if any, assessed pursuant to the provisions of
Chapter 3.5 (ocnimencing with Sectioi 75) of the Revenue and Taxation Code of the
State of Califomia.
2. The recital contained in the Owner's Certificate on said Map, which agrees to
allcw the cross-arms of poles or other similar structures placed along the right
of way of certain hi^ways on said Map to overhang the abutting property.
3. An easement for above or belcw ground utilities and/or guy poles and anchors and
purposes inoidenteil thereto, as granted to the San Diego Gas and Electric
Conpany, in instrument recorded JANUARY 13, 1966 AS FTIE NO. 7463 OF OFFICIAL
REOC^DS.
Reference is made to said instrument for full particulars and the route of said
easement.
Affects: THE SOUIHWESTERL^ 4.00 FEET
4. An easement for HJBLIC SIDEWALK, in favor of THE CITY OF CARLSBAD, in instrument
recorded OCTOBER 13, 1977, as File No. 77-420941 of Official Records.
Reference is made to said instrument for full particulars and the route of said
easement.
Affects: THE SOUIHWESTERLY 8 FEET OF SAID LAND
5. The effect of a deed recorded OCTOBER 10, 1990, as File No. 90-554428 of Official
Records, executed by VERA AGUILAR SOTO, TFUSTEE, as grantor and VERA AGUIIAR
SOTO, TRUST AND THE INITIAL TFUSTEE(S) VERA AGUIIAR SOID, TRUSTEE, as grantee,
vhich purports to omvey an interest in the above described property.
6. The effect of documents, proceedings, liens, decrees or other matters vhich do
not specifically describe said land, but vMch, if any do exist, may affect the
title or inpose liens or encumbrances thereon. The name search necessary to
ascertain the existence of such matters has not been oonpleted and reguires a
statement of identity from SOTO in order to conplete this r^»rt.
NOTE 1: The requirement that this Oonpany be fumished a copy of the Trust
herein above referred to.
1990-91 TAX INFOPMATia^:
CODE AREA
PARCEL NO.
1st INSTAUMEMP
2nd INSTALEMEMI
IAND VALUE
IMFRDVEMENIS
EXEMPIICWS
09098
203-102-33
$313.34 PAID
$313.34 PAID
$51,230.00
$2,506.00
$-0-
NOTE: The premium for the Policy of Title Insuranoe contenplated by this report
will be based on cur Bcisic Rate.
EXHIBIT A
AMERICAN LAND TITLE ASSOCIATION LOAN POLICY - 1970
WITH ALTA ENDORSEMENT - FORM 1 COVERAGE
SCHEDULE OF EXCLUSIONS FROM COVERACE
The following matters are expressly excluded from the coverage of this policy:
1. (a) Governmental police power; (b) Any law, ordinance or governmental
regulation relating to environmental protection; (c) Any law, ordinance or
governmental regulation (including but not limited to building or zoning
ordinances) restricting or regulating or prohibiting the occupancy, use or
enjoyment of the land, or regulating the character, dimensions or location of
any improvement rxjw or hereafter erected on the land, or prohibiting a
separation in ownership or a change in the dimensions or area of the land or
any parcel of which the land is or was a part; (d) The effect of any violation
of the matters excluded under (a), (b) or (c) above, unless notice of a defect,
lien or encumbrance resulting from a violation has been recorded at Date of
Policy in those records in which under state statutes deeds, mortgages,
judgment liens or lis pendens must be recorded in order to impart construc-
tive notice to purchasers of the land for value and without knowledge.
2. Rights of eminent domain unless notice of the exercise of such rights appears
in the public records at Date of Policy.
3. Defects, liens, encumbrances, adverse claims, or other matters (a) created,
suffered, assumed or agreed to by the insured claimant, (b) not known to the
Company and not shown by the public records but known to the insured
claimant either at Date of Policy or at the date such claimant acquired an
estate or interest insured by this policy or acquired the insured nwrtgage and
not disclosed in writing by the insured claimant to the Company prior to the
date such insured claimant became an insured hereunder, (c) resulting in no
loss or damage to the insured claimant, (d) attaching or created subsequent
to Date of Policy (except to the extent insurance is afforded herein as to any
statutory lien for labor or material or the extent insurance is afforded herein
as to assessments for street improvements under construction or completed
at Date of Policy).
4. Unenforceability of the lien of the insured mortgage because of failure of the
insured at date of policy or of any subsequent owner of the indebtedness to
comply with applicable "doing business" laws of the state in which the land
is situated.
AMERICAN LAND TITLE ASSOCIATION
RESIDENTIAL TITLE INSURANCE POLICY (6-1-87)
EXCLUSIONS
In addition to the Exceptions in Schedule B, you are not insured against loss,
costs, attorneys' fees and expenses resulting from:
1. Governmental police power, and the existence or violation of any law
or government regulation. This includes building and zoning ordi-
nances and also laws and regulations concerning:
• land use
• improvements on the land
• land division
• environmental protection
This exclusion does not apply to violations or the enforcement of these
matters which appear in the public records at policy date.
This exclusion does not limit the zoning coverage described in Items
12 and 13 of Covered Title Risks.
2. The right to take the land by condemning it, unless:
• a notice of exercising the right appears in the public records
on the Policy Date
• the taking happened prior to the Policy Date and is binding
on you if you bought the land without knowing of the taking
Title Risks:
• that are created, allowed, or agreed to by you
• that arr known lo you, but not lo us, on the Policy Date -
unlrrss ihcy appeared in the public records
• that result in no loss to you
• that first affect your title after the Policy Date - this does not
limit the labor and material lien coverage in Item 8 of
Covered Title Risks
Failure to pay value for your title.
Lack of a right:
• to any land outside the area specifically described and
referred to in Item 3 of Schedule A
or
• in streets, alleys, or waterways that touch your land.
This exclusion does not limit the access coverage in Item 5 of Covered
Title Risks.
AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY (10-21-87)
AND
AMERICAN LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY (10-21-87)
SCHEDULE OF EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of Ihis policy
and the Company will not pay loss or damage, costs, attorney's fees or expenses
which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including bul nol limiled
to building and zoning laws, ordinances, or regulations) restricting, prohib-
iting or relating to (i) the occupancy, use, or enjoyment of the land; (ii) the
character, dimensions or location of any improvement now or hereafter
erected on the land; (iii) a separation in ownership or a change in the
dimensions or area of the land or any parcel of which the land is or was a part;
or (iv) environmental protection, or the effect of any violation of these laws,
ordinances or governmental regulations, except to the extent that a notice of
the enforcement thereof or a notice of a defect, lien or encumbrance resulting
from a violation or alleged violation affecting the land has been recorded in
the public records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except fo the
extent that a notice of the exercise thereof or a notice of a defect, lien or
encumbrance resulting from a violation, or alleged violation affecting the
land has been recorded in the public records at Date of Policy.
2. Righls of eminent domain unless nolice of the exercise thereof has been
recorded in the public records at Date of Policy, but not excluding from
coverage any taking which has occurred prior to Dale of Policy which would
be binding on the rights of a purchaser for value without krrawledge.
3. Defects, liens, encumbrances, adverse claims, or other matters:
(a) created, suffered, assumed or agreed to by the insured claimant:
(b) not known to the Company, not recorded in the public records at Date of
Policy, but known to the insured claimant and rrot disclosed in writing to the
Company by the insured claimant prior to the date the insured claimant
became an insured under this policy;
(c) resulting in no loss or damage lo the insured claimant;
(d) attaching or created subsequent to Date of Policy, or
(e) resulting in loss or damage which would not have been sustained if the
insured claimant had paid value for the estate or interest insured by this policy.
The above policy forms may be issued to afford either Standard Coverage or
Extended Coverage. In addition to the above Exclusions from Coverage, the
Exceptions from Coverage in a Standard Coverage policy will also include the
following General Exceptions:
OCT-911 Rev. 4-90
EXHIBIT A
(CONTINUED)
CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY
EXCLUSIONS FROM COVERACE
1988
The following matters are expressly excluded from the coverage of this
policy and the Company will not pay loss or damage, costs, attorney's fees
or expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not
limited to building and zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating to (i) the occupancy, use,
or enjoyment of the land; (ii) the character, dimensions or location of any
improvement now or hereafter erected on the land; (iii) a separation in
ownership or a change in the dimensions or area of the land or any parcel
of which the land is or was a part; or (i v) environmental protection, or the
effect of any violation of these laws, ordinances or governmental
regulations, except to the extent that a notice of the enforcement thereof
or a notice of a defect, lien or encumbrance resulting from a violation or
alleged violation affecting the land has been recorded in the public
records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except
to the extent that a notice of the exercise thereof or a notice of a defect,
lien or encumbrance resulting from a violation or alleged violation
affecting the land has been recorded in the public records at Date of
Policy.
2. Rights of eminent domain unless notice of the exercise thereof has been
recorded in the public records at Date of Policy, but not excluding from
coverage any taking which has occurred prior to Date of Policy which
would be binding on the rights of a purchaser for value without
knowledge.
3. Defects, liens, encumbrances, adverse claims, or other matters:
(a) whether or not recorded in the public records at Date of Policy, but
created, suffered, assumed or agreed to by the insured claimant;
(b) not known to the Company, not recorded in the public records at Date
of Policy, but known to the insured claimant and not disclosed in writing
to the Company by the insured claimant prior to the date the insured
claimant became an insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy, or
(e) resulting in loss or damage which would not have been sustained if
the insured claimant had paid value for the insured mortgage or for the
estate or interest insured by this policy.
4. Unenforceability of fhe lien of the insured mortgage because of the
inability or failure of the insured at Date of Policy, or the inability or
failure of any subsequent owner of the indebtedness, to comply with the
applicable doing business laws of the sfafe in which the land is situated.
5. Invalidity or unenforceability of the lien of the insured mortgage, or
claim thereof, which arises out of the transaction evidenced by the
insured mortgage and is based upon usury or any consumer credit
protection or truth in lending law.
SCHEDULE B
EXCEPTIONS FROM COVERACE
This policy does not insure against loss or damage (and the Company will not pay
PART 1
1. Taxes or assessments which are not shown as existing liens by the rec-
ords of any taxing authority that levies taxes or assessments on real
property or by the public records.
Proceedings by a public agency which may result in taxes or assess-
ments, or nofices of such proceedings, whether or not shown by fhe
records of such agency or by the public records.
2. Any facts, rights, interests or claims which are not shown by the public
records but which could be ascertained by an inspection of the land or
which may be asserted by persons in possession thereof.
costs, attorney's fees or expenses) which arise by reason of:
3. Easements, liens or encumbrances, or claims thereof, which are, not
shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in arta, encroach-
ments, or any ofher facts which a correct survey would disclose, and
which are nof shown by the public records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents
or in Acts authorizing the issuance thereof; (c) water rights, claims or title
to water, whether or not the matters excepted under (a), (b), or (c) are
shown by the public records.
AMERICAN LAND TITLE ASSOCIATION LOAN POLICY (10-21-87)
WITH A.L.T.A. ENDORSEMENT - FORM 1 COVERAGE
AND
AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY (10-21-87)
WITH A.L.T.A. ENDORSEMENT - FORM 1 COVERAGE
SCHEDULE OF EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this
policy and the Company will not pay loss or damage, costs, attorney's fees
or expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not
limited to building and zoning laws, ordinances, or regulations)
restricting, prohibiting or relating to (i) the occupancy, use, or enjoyment
of the land; (ii) the character, dimensions or location ofany improvement
now or hereafter erected on the land; (iii) a separation in ownership or
•1 change in the dimensions or area of the land or any parcel of whic h Ihc
land is or was a part; or (iv) environmental protection, or the effect of any
violafion of these laws, ordinances or governmental regulations, except
to the extent that a notice of the enforcement thereof or a notice of a
defect, lien or encumbrance resulting from a violation or alleged
violation affecfing the land has been recorded in the public records at
Date of Policy.
(b) Any governmental police power not excluded by (a) above, except
to the extent that a notice of the exercise thereof or a notice of a defect,
lien or encumbrance resulting from a violation, or alleged violation
affecting the land has been recorded in the public records at Date of
Policy.
2. Rights of eminent domain unless notice of the exercise thereof has been
recorded in the public records at Date of Policy, but nof excluding from
coverage any taking which has occurred prior to Date of Policy which
would be binding on the rights of a purchaser for value without
knowledge.
3. Defects, liens, encumbrances, adverse claims, or other matters:
(a) created, suffered, assumed or agreed to by fhe insured claimant:
(b) not known to the Company, not recorded in the public records at Date
of Policy, but known to the insured claimant and not disclosed in writing
to the Company by the insured claimant prior to the date the insured
claimant became an insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy, or
(e) resulting in loss or damage which would not have been sustained if
thc insured claimant had paid value for the estate or interest insured by
this p()li( y.
4. Uncniorc c.ibiiily of thc lict) of the insured mortgage fx'cause of fhe
inability or failure of the insured at Date of Policy, or the inability or
failure of any subsequent owner of the indebtedness, to comply with
applicable doing business laws of the state in which the land is situated.
5. Invalidity or unenforceability of the lien of the insured mortgage, or
claim (hereof, which arises out of fhe transaction evidenced by (he
insured mortgage, and is based upon usury or any consumer credit
protection or truth in lending law.
6. Any statutory lien for services, labor or materials (or the claim of priority
of any statutory lien for services, labor or materials over the lien of fhe
insured mortgage) arising from an improvement or work related to the
land which is contracted for and commenced subsequent to Date of
Policy and is not financed in whole or in part by proceeds of the
indebtedness secured by the insured mortgage which at Date of Policy
the insured has advanced or is obligated to advance.
The above policy forms may be issued to afford either Standard Coverage
or Extended Coverage. In addition to the above Exclusions from Coverage,
the Exceptions from Coverage in a Standard Coverage policy will also
include the following General Exceptions:
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SAN DIEGO COUNTY ASSESSOR'S MAP BK 203 PG 10 M^«PED FOR ASSESSMENT PURPOSES ONLY MAP 1722 - SEASIDE LANDS - LOTS 20-28. 38-^5 &
POR LOTS 29 37- ROS 2816