HomeMy WebLinkAbout1986-08-27; Council Policy No. 37 - Special Events Liability & Risk Management Requirements-
-
CITY OF CARLSBAD
COUNCIL POLICY STATEMENT
Policy No. 37
Date Issued 8-26-86
General Subject: SPECIAL EVENTS Effective Date 8-27-86
Specific Subject: LIABILITY INSURANCE AND RISK
MANAGEMENT REQUIREMENTS
/ h;;kt~:;~;o;,‘f”ten,;.3
Copies to: City Council, City Manager, City Attorney, Department and Division Heads, Employee Bulletin Boards, Press, File
PURPOSE
TO est&lish liability insurance and risk management requirements for the use of City
streets and facilities for special events and for the holding of special events authorire
under Title 21, Section 21.42.010 (2)(D) of the Carlsbad Municipal Code.
STATEMENT OF POLICY
Risk Management Review
All proposed special events to be held in the City, whether sponsored, or co-sponsored by
the City or sponsored by outside organizations, shall be reviewed in advance by the City
Risk Manager. It shall be the responsibility of the City Risk Manger to identify and
advise the City Manger of any special hazards involved in the event or any special safet
measures which may be required. Where appropriate, the City Risk Manger may reconmend
that the Event be disallowed based on liability exposures inherent in the event.
Liability Insurance
Except for “Low Hazard” non-profit events as defined below, or here a special waiver has
been granted by City Council, no special events shall be authorized involving the use of
City owned facilities or permits issued under the Municipal Code without submission, ten
(IO) days before the event, of evidence of public liability insurance in a form acceptabl
to the City Manager.
Said liability insurance shall name the City of Carlsbad, its officers and employees as
additional insureds, and be provided by an insurance ccmpany rated not less than A:XI by
Best’s rating guide. The highest ratiog available is A+:XV.
Evidence of said insurance may be in the form of a certified copy of the policy or by
delivery to the City of a Certificate of Insurance signed by an autlorized agent of the
insurance ccmpany. The certificate must indicate that the City is an additional insured
and state, without modification, that the City shall receive ten (IO) days written notice
of cancellation.
Self-Insurance
In lieu of liability insurance, the City Manager shall be authorized .to accept evidence o
a formal program of self-insurance upon receipt of:
I I a
-
CITY OF CARLSBAD
COUNCIL POLICY STATEMENT
General Subject: SPECIAL EVENTS
I Palicv No. 37
Date Issued 8-26-86
Effective Date 8-27-M
Specific Subject: LIABILITY INSURANCE AND RISK
MANAGEMENT REQUIREMENTS
j ~ff:~~;,‘:o;o~tya
Copies to: City Council, City Manager, City Attorney, Department and Division Heads, Employee Bulletin Boards, Press, File
1. Certified accounts indicating a net worth of $2 million or two times’the anount of liability insurance limits required, whichever is higher.
2. An executed agreement holding the City, its officers and employees harmless for any
claims arising fron the event.
Insurance Limits Required
As a general rule, the City shall require liability insurance limits of $1 million
Combined Single Limits.
Exceptions to this rule may be made based on the exposure classifications delineated in
Appendix “A” to this policy:
1.
2.
3.
Where events fall within the “Low Hazard” classification, a conplete waiver of
insurance may be granted where the event is sponsored by an individual or non-profit
organization for non-profit purposes. Events sponsored .for profit or by businesses
shall provide a minimum limit of $500,000 Combined Single Limits.
“Moderate Hazard” events shall require the standard limit of $1 million Canbined
Single Limits.
Events falling within the “High Hazard” classification shall be subject to special
review by the City Risk Manager, and the required limits shall be established by the
City Manager. Depending on the scope of liability, limits will normally fall between
$2 million and $5 million.
. -
- .
Appendix “A”
LOW HAZARD
(250 Participants or Less)
Seminars
Sedentary Games
(Cards, Bingo, Etc.)
Meetings
Craft Shows
Speaking Engagements
Educational Exhibitions
Social Gatherings
Picnics
Theatrical Performances
Concerts
(Other than Rock)
CITY OF CARLSBAD
SPECIAL EVENTS
EXPOSURE CLASSIFICATION
MODERATE HAZARD
Sporting Events
Dances
Exhibitions
(Not otherwise classified)
Animal Shows
Swap Meets
Rummage Sales
Low Hazard Events with
more than 250 participants
HIGH HAZARD
Vehicle or Animal Races
Rock Concerts
Political Rallies
Rodeos
Festival Displays
Circuses
Parades
Helicopter Rides
Any event involving
consumption of liquor.