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HomeMy WebLinkAboutPRE 2020-0032; 4113 PARK; Preliminary Review (PRE)- C cicyof PRELIMINARY REVIEW Communit'i. Develol!,ment REQUEST FORM Planning Division Carlsbad 1635 Faraday Avenue (760) 602-4610 P-14 ,...., ~: . .,-·ii:. www.carlsbadca.gov ,. l"\f'T 0 P 'Jll'JII U'-' ... - PROJECT NAME: 4113 Park ,1 co.l'lsn Assessor's Parcel Number(s): 207-022-57-00 \.,I ,_, .,J , , 01 11 \ll,l11\\G OIVISIC' \ Description of proposal (add attachment if necessary): We would like the opportunity to subdivide the current lot into two lots. This had previously been approved and the approval expired in 1992. Would you like to orally present your proposal to your assigned staff planner/engineer? Yes □ No [!] Please list the staff members you have previously spoken to regarding this project. Please state "N/ A" if not. Laura Corey FOCUS AREA(S): (!] Site Design [!] Land Use O Architecture 0 Zoning Interpretations □ Engineering Standards O Other OWNER NAME (Print): APPLICANT NAME (Print): Howard L Leclair and Elizabeth J Leclairt Trust Angie Quinn MAILING ADDRESS: MAILING ADDRESS: 3405 N 143 Cir. 3405 N 143 Cir. CITY, STATE, ZIP: CITY, STATE, ZIP : Omaha, NE 68164 Omaha, NE 68164 TELEPHONE: TELEPHONE: 402-651-6864 402-651-6864 EMAIL ADDRESS: EMAIL ADDRESS: angie@angiequinn.com angie@angiequinn.com I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE ABOVE INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY OWNER AND THAT ALL THE ABOVE INFORMATION IS TRUE KNOWLEDGE. AND CORRECT TO THE BEST OF MY KNOWLEDGE. Angela Quinn Digitally signed by Angela Quinn 10-7-2020 Ange I a Quinn Digitally signed by Angela Quinn 10-7-2020Laura Corey Date: 2020.10.07 07:38:58-05'00' Date: 2020.10.01 07:39:28 --05'00' SIGNATURE DATE SIGNATURE DATE *Owner's signature indicates permission to conduct a preliminary review for a development proposal. CITY USE ONLY Project Number: \~~ 1s)J11--oo?;,7 Development Number: t:)B,/ 'ZXZ)--02.S \ FEE REQUIRED/DATE FEE PAID: <::t-774, RECEIVED BY: ta.u..«v-<A. ~ue,~ P-14 Preliminary Review Revised : 05/20 0 0 , -, · · ,:--, ')~e 1 of 11 ' \ / .... u DURABLE POWER OF ATTORNEY NOTICE TO THE PRINCIPAL: THE PURPOSE OF THIS POWER OF ATTORNEY IS TO GIVE THE PERSON YOU DESIGNATE (YOUR "AGENT") BROAD POWERS TO HANDLE YOUR PROPERTY, WHICH MAY INCLUDE POWERS TO SELL OR OTHERWISE DISPOSE OF ANY REAL OR PERSONAL PROPERTY WITHOUT ADVANCE NOTICE TO YOU OR APPROVAL BY YOU. YOU MAY ALSO USE THIS FORM TO GRANT YOUR AGENT BROAD POWERS TO MAKE IMPORTANT DECISIONS REGARDING YOUR HEALTHCARE. THIS POWER OF ATTORNEY DOES NOT IMPOSE A DUTY ON YOUR AGENT TO EXERCISE GRANTED POWERS, BUT, WHEN POWERS ARE EXERCISED, YOUR AGENT MUST USE DUE CARE TO ACT FOR YOUR BENEFIT AND IN ACCORDANCE WITH THE DIRECTIVES STA TED IN THIS POWER OF ATTORNEY. YOUR AGENT MAY EXERCISE THE POWERS GIVEN HERE THROUGHOUT YOUR LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU EXPRESSLY LIMIT THE DURATION OF THESE POWERS OR YOU REVOKE THESE POWERS OR A COURT ACTING ON YOUR BEHALF TERMINATES YOUR AGENT'S AUTHORITY. PLEASE KEEP IN MIND THAT A COURT OF COMPETENT JURISDICTION CAN TAKEAWAY YOUR AGENT'S POWERS IF IT FINDS YOUR AGENT IS NOT ACTING PROPERLY. SPECIFICALLY, YOUR AGENT MUST KEEP YOUR FUNDS SEP ARA TE FROM YOUR AGENT'S FUNDS; MUST ACT IN ACCORDANCE WITH YOUR REASONABLE EXPECTATIONS TO THE EXTENT ACTUALLY KNOWN BY YOUR AGENT AND, OTHERWISE, IN YOUR BEST INTEREST; ACT IN GOOD FAITH AND ACT ONLY WITHIN THE SCOPE OF AUTHORITY GRANTED BY YOU IN THIS POWER OF ATTORNEY. IN REGARD TO HEALTHCARE DECISIONS, YOUR AGENT MAY NOT APPOINT ANYONE ELSE TO MAKE THOSE DECISIONS FOR YOU AND MUST ACT IN ACCORDANCE WITH YOUR WISHES AS YOUR EXPRESS THEM IN THIS POWER OF ATTORNEY OR IN YOUR ADVANCED HEALTHCARE DIRECTIVE. THE LAW PERMITS YOU, IF YOU CHOOSE, TO GRANT BROAD AUTHORITY TO YOUR AGENT UNDER POWER OF ATTORNEY, INCLUDING THE ABILITY TO GIVE A WAY ALL OF YOUR PROPERTY WHILE YOU ARE ALIVE OR TO SUBSTANTIALLY CHANGE HOW YOUR PROPERTY IS DISTRIBUTED AT YOUR DEATH. YOU MAY ALSO CHOOSE TO GRANT YOUR AGENT THE AUTHORITY TO MAKE LIFE OR DEA TH DECISIONS REGARDING YOUR CARE SHOULD YOU BECOME DISABLED OR INCAPACITATED. SO, BEFORE SIGNING THIS IMPORTANT DOCUMENT, YOU SHOULD SEEK THE ADVICE OF AN ATTORNEY TO MAKE SURE YOU UNDERSTAND ITS IMPLICATIONS AND CONSEQUENCES. IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT UNDERSTAND, YOU SHOULD ASK A LA WYER OF YOUR OWN CHOOSING TO EXPLAIN IT TO YOU. (Principal's Signature) Howard LeClair 4113 Park Dr Carlsbad, California 92008 1-J() -;UJ2 {j (Date) OCT ~ C 2020 https://formswift.com/export/print.php?member=l&documentTvoe=oower-of-attomev-v1/vQP<:=f'.\7i:1 0/'?Q/'){l')(\ ~ 0 Page 2 of 11 BE IT KNOWN TO ALL, that I,~OWARD LECLAIR, being of the age of consent of eighteen (18) years or older and currently residing at 4113 Park Dr, Carlsbad, in the County of San Diego located within the State of California and whose zip code is 92008, do hereby designate, establish and appoint ANGELA QUINN, as my official Attorney-in-Fact ("Agent") to act in my name and stead as of. BE IT FURTHER KNOWN TO ALL, that it is my intention that this DURABLE POWER OF ATTORNEY, shall not be affected by my subsequent incapacity, incompetency or disability. BE IT FURTHER KNOWN TO ALL, that I do hereby revoke and/or rescind any "General Power of Attorney" signed by me that was previously in effect. HOWEVER, this does not revoke nor invalidate any Advance Health Care Directive or Living Will previously signed by me. BE IT FURTHER KNOWN TO ALL, that the appointed Agent to this Durable Power of Attorney does not have the right to transfer nor convey any of my property, now owned or later acquired, to himself or herself, the Agent's family member or any associate without full and adequate consideration, nor accept a gift of said property unless otherwise stipulated within this Durable Power of Attorney. In the event that the designated Agent should transfer any of my Property to his/herself without precise detailed written authorization contained within the Durable Power of Attorney, the Agent could be prosecuted, to the fullest extent allowable by law, for fraud and/or embezzlement. Moreover, should it be determined that I was or am 65 years of age or older at the time said property was illegally transferred to the Agent without precise detailed written authority, the Agent could also be prosecuted pursuant to and in accordance with the federal and/or state Elder Abuse Laws of California Code § 368. In addition to criminal prosecution, the Agent may also be sued in civil court. BE IT FURTHER KNOWN TO ALL, that my Agent shall not be held liable, in any manner or aspect, for any loss which may result from any judgment error made in good faith while performing on my behalf. However, my Agent could be held and sha11 be held liable for any "willful misconduct or failure to act in good faith" in the performance of their fiduciary responsibilities as my Agent in accordance with this Durable Power of Attorney. I also hereby authorize my designated Agent to indemnify and hold harmless any third party who accepts and acts under this instrument. BE IT FURTHER KNOWN TO ALL, that the Agent shall have complete authority to manage and conduct all my affairs, as stated below and to exercise all of my legal rights and powers, including any and all rights and powers that I may acquire in the future regarding the categories herein. ACCORDINGLY, it is my wish that my Agent shall have full power and authority to act on my behalf with respect to the following subjects: My Agent's powers shall include the authority to: Handle and manage any form of bank accounts that are in my name (i.e. opening; closing; transfers etc.) that include, but is not limited to, checking, savings, money market accounts, certificate of deposit and/or individual retirement accounts and any other comparable or related accounts with any financial institution. The aforementioned Agent may conduct and/or perform any manner of transactions as follows: The administration of financial business and transactions with any banking or financial institution in relation to all my accounts, with regards to making deposits and withdrawals, obtaining and receiving bank statements, money orders, certified checks, drafts, passbooks, and certificates or vouchers payable to me by any individual, professional practice, business or political entity. https://formswift.com/export/print.php?member-1 &documentTvoe=nower-of-::ittnrnP"-"1R,c-~"=n"n C O Page 3 of 11 Execute steps deemed necessary to make deposits, exchange, convert, sell or transfer any bank note, monies or securities of the U.S.A. The Agent shall be granted full access to any safe deposit box, as well as any contents contained within. The Agent shall have full authority to handle and manage (add, delete, and/or change) any and all beneficiaries with regards to any financial accounts currently within my possession which may include, but is not limited to, any insurance policies, annuities, retirement accounts, savings/checking accounts or other investments. The Agent shall be authorized to manage, dispose of by selling or exchanging, acquire by purchasing, investing or reinvesting any assets or property (real or personal) currently owned by me or that which I may own in the future. Assets or property may include, but not limited to, income producing or non-income producing property and/or assets. The Agent has the power authority to purchase and/or maintain any insurance, including that of life insurance on my life or any annuity contracts on my behalf. The Agent shall have the power and authority to initiate, handle or manage any and all legal means deemed necessary on my behalf to ensure the collection of any debt or money owed to me or my estate, as well as to resolve and/or reconcile any outstanding claim, despite whether the claim may be against me or on my behalf against an individual or entity. The Agent shall have the power and authority to initiate, establish and/or enter into any binding contracts that may be deemed necessary on my behalf. The Agent shall have the power and authority to manage, maintain, administer and/or operate any business that may be under my ownership and control. The Agent shall have the power and authority to manage and make arrangements in an effort to provide for the support and protection for myself, any current spouse or any minor children to ensure any and all support obligations are met (e.g. food, medical, schooling, housing, transportation, travel etc.). The Agent shall have the power and authority to act my proxy to employ and/or carry out any and all stock rights/options that are in any manner related to the purchasing, selling, trading, exchanging and/or transfer of stocks, bonds, commodities, options, debentures and/or other investments on my behalf. The Agent shall have the power and authority to either contract and/or employ any professional or business assistance deemed necessary and appropriate on my behalf, including, but not limited to, the hiring of any accountant or bookkeeper, business administrator, attorney, and/or real estate professional. The Agent shall have the power and authority to conduct or perform any function with regards to any real estate or property currently under my ownership or any which may be later acquired including, but not limited to the managing, leasing, transferring, repairing, improving, insuring, and/or selling on my behalf. In addition, the Agent shall have the power and authority to sell or encumber any homestead which I may now own or may later acquire. https://formswift.com/export/print. php ?member= 1 &documentTvoe=oower-of-attomP.v-vi/<T .:p.:=n 7"' 0/')0 /'){I')(\ (' :) Page 4 of 11 The Agent shall hav~e power and authority to prepare, or to have prepared, sign and file any and all necessary documents with the appropriate governmental organization or bureau, which may include, but is not limited to the following authorized items: Right to prepare, sign and file federal income, state, local tax returns or any other tax returns required by a governmental entity Right to obtain any necessary information or documents from any government bureau, and then to negotiate, concede and/or settle any matter with said government or bureau (including tax matters) on my behalf. Right to prepare, or to have prepared, any application, convey information, and/or execute any other function rationally requested by any government organization or bureau with regards to any governmental benefits that would include, but not limited to, social security, medical or military benefits. In addition, the Agent may appoint someone to perform the function of "Payee" to receive Social Security payments and benefits on my behalf. The Agent shall have the power and authority to distribute gifts from amongst my assets to any designated individual or charitable organization with whom I may be affiliated, distribute any appropriate gifts for any tax purposes or estate planning, the power and authority for the filing of any federal or state gift tax returns, and/or the filing of any tax selection to split gift with a spouse as specified only by this instrument or by a Last Will and Testament. However, my appointed Agent cannot and shall not distribute any gifts to himself/herself, his/her family members, associates, friends or any other Agent. The Agent shall have the power and authority to convey any of my current assets to a trustee, executor or agent of any revocable trust having been created by me and that said trust, if any, existing at time of transfer. The Agent shall have the power and authority to renounce any interest which would be transferred or allocated to me from another individual, trust, or other appropriate entity. The Agent shall have the power and authority to perform on my behalf with the intention of organizing, administering, allocating, dispensing and/or terminating digital assets, if any. Digital assets may include, but are not limited to, electronic assets stored on any of my computers, electronic devices or any online account. Other online accounts may include social networking sites, email accounts, backup services, photographs and document sharing, domain names, financial and/or business accounts, websites, virtual property and/or biogs. Authorization extends to the right to access, download, backup, conversion of files, manage digital assets, clear or clean computer caches and/or delete files. BE IT FURTHER KNOWN TO ALL, that any powers not specifically granted to the Agent herein shall be deemed to be beyond the scope of this Power of Attorney. IN SO MUCH, as my Agent carries out and abides by my wishes, s/he shall be entitled to reasonable compensation for any of his/her services provided as my Agent. In addition, my Agent shall be reimbursed for any and all reasonable expenses which may have been incurred in connection with the aforementioned Power of Attorney. LASTLY, it is my wish that my Agent shall furnish and deliver a comprehensive report for any and all accounts controlled or any activities performed in accordance with federal and state laws, and in whatever manner as https:/ /formswift.com/ export/print. php ?member= 1 &documentTvne=nower-nf-::ittnrnPu _,,~ ,e, ,.,,.,.=+'1 7 ~ ()/,.,()/'"l(\'"lf\ C :) Page 5 of 11 instructed or requested by me or any authorized personal Agent, governmental bureau or official organization which may be acting on my behalf. THEREFORE, this Durable Power of Attorney shall become effective upon the date first stated above or upon the occurrence of the conditions stated above. This instrument shall not be affected should I become disabled or be deemed mentally incompetent, except as may otherwise be provided or stipulated herein or by applicable laws. This Durable Power of Attorney shaII remain in effect until my demise or until it is revoked by me through written notification to my Agent. Dated. (Signaiure of Principal) Howard LeClair (Signatu 'fAge Angela Quinn c==-____ --s---------- ,,::::::: --·-· (Signature of Witness #1) (Date) (Date) (Date) (Date) https://formswift.com/export/print.php?member=l&documentTvoe=oower-of-attomPv-v~J&c;:pc;:=-n7 a 0 /'10 /")(\'){\ ST A TE OF CALIFORNIA, COUNTY OF SAN DIEGO C Page 6 of 11 On ________ the aforementioned parties appeared before me, a Notary Public, for the above state and county, and is known to me or provided photo identification and that such individuals executed the foregoing instrument, and being duly sworn, such individuals acknowledged that s/he executed said instrument for the purpose therein contained of his/her free will and voluntary act. (SIGNATURE NOTARY PUBLIC) My Commission expires: ____________ _ https ://formswift.com/export/print. php ?member== 1&documentType=power-of-attorney-v3&ses=f37 a... 9/29/2020 CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT CIVIL CODE§ 1189 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California } County of 7ftrJ9' ~? } On ~;,12Jl.--."WV...f'>efore me, f'>ti~ \J 4--r'> '(jz1_M--1~ Date .,,, L. Here lnserl-Name~Titleofthe Officer , f, -,. ~JJ. 't ,k.J, -A~(!-~ $4- personally appeared --~=----·-;'-----~--_P __ _,,_~-----r---------------- Name{4 of Signer($[ who proved to me on the basis of satisfactory evidence to be the person(~ whose name{$} is/a,e subscribed to the within instrument and acknowledged to me that he/s)f e/t~y executed the same in his/hE}f/tlj0ir authorized capacity(ie~, and that by his/het1their signature(s) on the instrument the person(S,, or the entity upon behalf of which the person(sr acted, executed the instrument. Place Notary Sea/ Above I certify under PENAL TY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. Signature of Notary Public ---------------OPTIONAL--------------- Though this section is optional, completing this information can deter alteration of the document or fraudulent reattachment of this form to an unintended document. Description of Attached Document ~ Trtle or Type of Document: ____ O __ J<' ________ Document Date: °' ry b 1 Zo Number of Pages: ___ Signer(s) Other Than Named Above: ____________ _ Capacity(ies} Claimed by Signer(s} Signer's Name: ____________ _ Signer's Name: ____________ _ D Corporate Officer -Title(s}: ______ _ □ Corporate Officer -Title(s}: ______ _ D Partner -□ Limited □ General □ Partner -□ Limited □ General □ Individual □ Attorney in Fact □ Individual □ Attorney in Fact □ Trustee □ Guardian or Conservator □ Trustee □ Guardian or Conservator 0 Other: _____________ _ □ Other: _____________ _ Signer Is Representing: _________ _ Signer Is Representing: _________ _ ""'°""""""""""'"""7Z'""""'.,..,,..'"""_,,.,,..,,.""7Z<S""""'""""'_,.,,...,.,,.~,.._,~_,.,,'"""'~ ©2014 National Notary Association· www.NationalNotary.org • 1-800-US NOTARY (1-800-876-6827) Item #5907 CALIFORNIA A.LL-PURPOSE ACKNOWLEDGMENT CIVIL CODE§ 1189 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California / County of ~!>'-!1? On ~ ~tt--1kZ-~Z.Obefore me, --~(~ __ Vits_"_y_tJ_-x._Af-{ __ ~ _____ _ Date Here Insert Name and 77tle of the Officer personally appeared -----~-cL----~--~----=Qy"""-l'--'-'p_~ __ .,, _______________ _ Name(f5 of Signer(t1} who proved to me on the basis of satisfactory evidence to be the person(p) whose name(s} is/a~ subscribed to the within instrument and acknowl~ged to me that ¥/she/tp'ey executed the same in hjMher/tl)eir authorized capacity(ie~. and that by his/her/their signature'6) on the instrument the person(6), or the entity upon behalf of which the person(srf acted, executed the instrument. Place Notary Sea/ Above I certify under PENAL lY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. ---------------OPTIONAL--------------- Though this section is optional, completing this information can deter alteration of the document or fraudulent reattachment of this form to an unintended document. Description of Attached Document Title or Type of Document: __ __,Q'+-'--Pf)Y---1 ________ Document Date: t:\ ('1.;,1-z.., Number of Pages: ___ Signer(s) Other Than Named Above: ____________ _ Capacity(ies) Claimed by Signer(s) Signer's Name: ____________ _ Signer's Name: ____________ _ □ Corporate Officer -Title(s): ______ _ □ Corporate Officer -Title(s): ______ _ □ Partner -□ Limited □ General □ Partner -□ Limited □ General □ Individual □ Attorney in Fact □ Individual □ Attorney in Fact □ Trustee □ Guardian or Conservator □ Trustee □ Guardian or Conservator □Other: ______________ _ □ Other: _____________ _ Signer Is Representing: _________ _ Signer Is Representing: _________ _ • ©2014 National Notary Association· www.NationalNotary.org • 1-800-US NOTARY (1-800-876-6827) Item #5907 C :; Page 7 of 11 WITNESS VERIFICATION Howard LeClair, on the above-mentioned date, acknowledges and declared that s/he appointed Angela Quinn, in our presence, to be his/her Power of Attorney. We, the below listed witnesses, in his/her presence and at his/her request, and in the presence of each other, verify and confirm to the same and hereby sign our names as attesting witnesses. --------···-·· .. ) c::=__ .. =-==-==;;.;:=·=;::,...> -------- (Signature of Witness #1) (Date) (Date) SIGNATURE OF NOTARY PUBLIC Signed ( or subscribed or attested) before me on _____________ (date) by .. Notary Seal Notary Signature SIGNATURE OF NOTARY PUBLIC Signed ( or subscribed or attested) before me on _____________ ( date) by .. See Aitached Acknowkxlgmerit Notary Seal Notary Signature httos://formswift.com/export/print. php?member= 1 &documentT ype=power-of-attomev-v3&ses=f3 7 a... Q /?Q/?O?O CALIFORNIA JURAT WITH A.FFIA.NT STATEMENT GOVERNMENT CODE§ 8202 •--~- ~See Attached Document (Notary to cross out lines 1-6 below) D See Statement Below (Lines 1-6 to be completed only by document signer[s], not Notary) Signature of Document Signer No. 1 Signature of Document Signer No. 2 (if any) A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California County of (__ ~Q\ it\ "J p Seai Place Notary Sea/ Above Subscribed and sworn to (or affirmed) before me LJ...M. ..,~ on this :3 CJ day of ~ .,,4,;p 20~ by Date Month Year (1) ~ (and (2) proved to me o to be the p cJ"'µf, ~~6...l ), Name(s) of Signer(s) sis of satisfactory evidence wti appeared before me. --------------OPTIONAL _____________ _ Though this section is optional, completing this information can deter alteration of the document or fraudulent reattachment of this form to an unintended document. Description of Attached Document Title or Type of Document: _______________ Document Date: ______ _ Number of Pages: __ Signer(s) Other Than Named Above: ______________ _ ©2014 National Notary Association· www.NationalNotary.org • 1-800-US NOTARY (1-800-876-6827) Item #5910 (Signature of Principal) Howard LeClair 4113 Park Dr Carlsbad, California 92008 (Date) httos://formswift.com/export/print.php?member=l&documentType=power-of-attomev-v3&ses=tl7;:i. ()/?Q/?O?O ~ :) Page 10 of 11 NOTICE TO AGENT IUiGARDING INDIVIDUAL ACCEPTING APPOINTMENT AS ATTORNEY-IN-FA CT By your acceptance of or the agreement to act as the Agent (Attorney-in-Fact) with regards to the aforementioned Power of Attorney, you undertake the fiduciary and other legal duties and/or responsibilities of an Agent. These duties/responsibilities include: The Agent shall have the fiduciary and legal duty to act solely in the interest of the principal; with faithfulness, devotion, trustworthiness, dependability, care, competence and/or diligence as required to avoid any misunderstandings or conflicts of interest. The Agent shall have the fiduciary and legal duty to maintain and to keep account of any and all transactions, dealings and communications that transpired on behalf of the Principal named in the Durable Power of Attorney. Such transaction records shall include, but are not limited to, receipts for purchases, sales, transfers and deposits, disbursements, collection of money owed, payment of bills or liabilities to or for the principal, and any other dealings or transactions with regards to any of the principal's assets or liabilities. In the event that the principal should appoint a separate Health Care Agent to administer any health care decisions, the Agent to this Durable Power of Attorney shall cooperate fulJy with the principal's duly appointed Health Care Agent in making decisions pursuant with the principal's desires/wishes or that which is deemed in the best interest of the principal. The Agent shall have the fiduciary and legal duty related to maintain and uphold any estate plan that the principal may have in effect, if any. The Agent shall have the fiduciary and legal duty to preserve the principal's property separate and well- defined from any other property that the Agent may have under his/her power and possession. The Agent shall have the fiduciary and legal duty to cease and/or terminate actions as Agent (Attomey- in-Fact) related to the aforementioned Durable Power of Attorney upon the occurrence of any of the following items: The Principal's demise; The cancellation or revocation of aforementioned Durable Power of Attorney; The onset of any date which may be contained within the stipulated Durable Power of Attorney, stating or stipulating a date terminating the Durable Power of Attorney, if any; or No additional action required under the Durable Power of Attorney. In the event that the Agent (Attorney-in-Fact) is the spouse of the principal, said Durable Power of Attorney shall be terminated upon legal separation or dissolution of the marriage. At any time should the Agent willfully violate, misuse, exploit, mishandle or abuse the power or authority conveyed or granted under this Durable Power of Attorney, you, as the Agent, may be held accountable, responsible and/or liable for any said intentional actions pursuant to federal and state laws governing this Durable Power of Attorney. In addition, as the Agent (Attorney-in-Fact), you shall have the right to pursue and obtain legal advice should you not understand any stipulated duties and responsibilities as Agent or any provisions contained within the Durable Power of Attorney. https://formswift.com/export/print.php?member=l&documentType=power-of-attornev-v3&ses=f17::i Q/?Q/?O?O l': :J Page 8 of I I NOTICE TO PRli:tlPAL REGARDING INDIVIDUAL EXECUTING POWER OF ATTORNEY The implementation of a Power of Attorney is an important legal document, and should not be undertaken lightly. With the signing of the Durable Power of Attorney, you are hereby authorizing another individual to act on your behalf. There are significant facts that you should be aware of and familiar with prior to you signing the aforementioned Power of Attorney. Your appointed Agent (the Attorney-in-Fact) sha11 have no obligation to perform unless both you and your Agent shall agree otherwise in writing. The above Durable Power of Attorney may provide your Agent with the authority to administer, dispense with, trade, sell and transfer your real and personal property, as well as the option to use said property as security should your Agent borrow money on your behalf, unless otherwise provided in writing within this Durable Power of Attorney. As your Agent, s/he shall have the right to receive reasonable compensation for any and all functions, activities and services provided and/or contained within the aforementioned Power of Attorney unless you provide otherwise within this instrument. Please note that any power you convey to your Agent shall continue to endure your entire lifetime, unless a shorter duration of time is stipulated or should you otherwise terminate your authorized Durable Power of Attorney. The powers provided to the Agent within the aforementioned Power of Attorney shall continue to exist even if you should become mentally or physically incapacitated and thus unable to make decisions with regards to the management of assets, finances, and property (real and personal), unless otherwise stipulated within said Durable Power of Attorney. Changes or corrections to any of the terms contained within the aforementioned Power of Attorney can be made only by the execution of a new Power of Attorney, or through the execution of an amendment by way of the same formalities as the original. The Principal of the Durable Power of Attorney shall maintain the right to change, revoke and/or terminate this agreement at any time as long as said Principal is deemed competent. The aforementioned Power of Attorney must be dated and acknowledged before a notary public and signed by two (2) witnesses. Witnesses to the aforementioned Power of Attorney must be deemed mentally competent and will also be required to witness the principal's signing of the Power of Attorney and/or the principal's signing/acknowledgment of his/her signature. Any legal document or instrument that could affect a principal's real property should be acknowledged before a notary public for ease of recording. A Power of Attorney should be reviewed and read carefully prior to signing. Once the instrument becomes effective, said Durable Power of Attorney shall provide your Agent the power and authority to manage any and all property you now own or may acquire in the future. A Durable Power of Attorney is an important instrument/document, and as such, should you not understand any item or provision contained therein, you should seek the assistance of an attorney or qualified individual to advise you accordingly. https://formswift.com/export/print.php?member=I&documentType=power-of-attornev-v1&ses=f17l'l Q non o 'Jo (": ·'-' Page 11 of 11 As the appointed Agent to the Du"m6le Power of Attorney, as stipulated w~n the aforementioned instrument, you do not have the right to transfer nor convey any of the principal's property, now owned or later acquired, to yourself, family member or any associate without full and adequate consideration nor accept a gift of the principal's property unless otherwise stipulated within the aforementioned Durable Power of Attorney. In the event that the designated Agent should transfer any of the principal's property to his/herself without precise detailed written authorization contained with the Durable Power of Attorney, the Agent could be prosecuted, to the fullest extent allowable by law, for fraud and/or embezzlement. Should it be determined that the principal was or is 65 years of age or older at the time said property was illegally transferred to the Agent without precise detailed written authority, the Agent could be prosecuted pursuant to and in accordance with the federal and/or state Elder Abuse Laws of California Code § 368. In addition to criminal prosecution, the Agent may be sued in civil court as well. THEREFORE, I hereby acknowledge that I have read the foregoing notice and that I understand all contained fiduciary and legal duties and responsibilities that I hereby assume by action of signing as the Agent (Attorney- in-Fact) in accordance with the terms and conditions contained within the Durable Power of Attorney. (Signature Agent) Angela Quinn 3405 N 143rd Cir Omaha, Nebraska 68164 40265)6864 (Date) https://formswift.com/ export/print. php ?member= I &document Type=power-of-attornev-v3&ses=f3 7 a... 9/29/2020 0 0 S.~rsTitle Lawyers Title -San Diego 9095 Rio San Diego Drive, Suite 400 San Diego, CA 92108 Phone: 858. 650. 3900 Willis Allen Real Estate 1424 Canino Del Mar Del Mar, CA 92014 Attn: Angela Meakins Title Report Title Officer: Dee Dee Burland/Rhiannon Email: TU31@ltic.com Phone No.: (858) 650-3924 File No.: 320360283 Property Address: 4113 Parl< Drive, car1sbad, califomia Click hero to v10w your L1vcLOOK Title Report Key Features ofyourL/tl9LDOKPrellm ~ Summary Page I.need Documents Mobile-Friendly Flaggecl Items Shortcut• 2A/7 ... 1-t1rna IICCftl to all llnfonnltlcn r4ll.lttld to• title lnlw--trawactlon. Effortless, Efficient, Compliant, and Accessible OCT Z C 2020 CffY Or CA:~LS3.~D PLJ-\\J1\\i1\\G 1~1\/l~lr' \ ~ La~ers Title· Willis Allen Real Estate 1424 Camino Del Mar Del Mar, CA 92014 Attn: Angela Meakins Your Reference No: Lawyers Title Company 9095 Rio San Diego Drive, Suite 400 San Diego, CA 92108 Phone: (858) 650-3900 Fax: (619) 209-3489 Title Officer: Dee Dee Burland/Rhiannon Stotler/ Marsha LaPier--So email: TU31@ltic.com Phone No.: (858) 650-3924 Fax No.: File No.: 320360283 Property Address: 4113 Park Drive, City of Carlsbad, California PRELIMINARY REPORT Dated as of September 30, 2020 at 7:30 a.m. In response to the application for a policy of title insurance referenced herein, Lawyers Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitation on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. The policy(s) of title insurance to be issued hereunder will be policy(s) of Commonwealth Land Title Insurance Company. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list a/I liens, defects, and encumbrances affecting title to the land. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. CLTA Preliminary Report Form -Modified (11-17-06) Page 1 SCHEDULE A The form of policy of title insurance contemplated by this report is: CL TA/ ALTA 2013 Homeowner's Policy of Title Insurance ALTA Loan 2006 File No: 320360283 The estate or interest in the land hereinafter described or referred to covered by this report is: A Fee Title to said estate or interest at the date hereof is vested in: Howard L. Leclair and Elizabeth J. LeClair, Trustees under Revocable Trust Agreement of Howard L. Leclair and Elizabeth J. Leclair dated July 9, 1993 The land referred to herein is situated in the County of San Diego, State of California, and is described as follows: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF CLTA Preliminary Report Form -Modified (11-17-06) Page 2 C File No: 320360283 EXHIBIT "A" THE LAND REFERRED TO HEREIN IS SITUATED IN THE COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: PARCEL 2 OF PARCEL MAP NO. 10776, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, DECEMBER 9, 1980 AS FILE NO. 80-413850 OF OFFICIAL RECORDS AND A PORTION OF LOT 16 OF BELLA VISTA, IN THE CITY OF CARLSBAD, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO MAP THEREOF NO. 2152, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUNTY, MARCH 7, 1929, AS DESCRIBED AS PARCEL A IN CERTIFICATE OF COMPLIANCE RECORDED MAY 3, 1990, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE MOST NORTHWESTERLY CORNER OF SAID PARCEL 2; THENCE LEAVING SAID LINE ON A PROLONGATION OF THE NORTHWESTERLY LINE OF SAID PARCEL 2, SOUTH 71 °01'23" WEST, 15.34 FEET TO AN INTERSECTION WITH THE SOUTHEASTERLY PROLONGATION OF THE EASTERLY RIGHT-OF-WAY LINE OF JAMES DRIVE; THENCE ALONG THE NEW PROPOSED RIGHT- OF-WAY LINE SOUTH 28°36'24" EAST, 11.86 FEET TO THE BEGINNING OF A TANGENT 170.00 FOOT RADIUS CURVE, CONCAVE NORTHEASTERLY; THENCE SOUTHEAST ALONG SAID TANGENT CURVE THROUGH A CENTRAL ANGLE OF 10°03'00" AN ARC DISTANCE OF 29.82 FEET; THENCE TANGENT TO SAID CURVE SOUTH 38°39'24" EAST, 42.40 FEET TO A POINT ON THE NORTHEAST LINE OF SAID LOT 16; THENCE ALONG SAID NORTHEASTERLY LINE NORTH 24°58'37" WEST, 80.87 FEET TO THE POINT OF BEGINNING. SAID LAND IS PURSUANT TO THAT CERTAIN CERTIFICATE OF COMPLIANCE RECORDED MAY 3, 1990 AS INSTRUMENT NO. 90-241948, OF OFFICIAL RECORDS. ASSESSOR'S PARCEL NUMBER: 207-022-57-00 CLTA Preliminary Report Form -Modified (11-17-06) Page 3 C File No: 320360283 SCHEDULE B At the date hereof Exceptions to coverage in addition to the printed exceptions and exclusions in said policy form would be as follows: A. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows: Tax Identification No.: Fiscal Year: 1st Installment: Penalty: 2nd installment: Penalty and Cost: Homeowners Exemption: Code Area: 207-022-57-00 2020-2021 $1,630.06, Open (Delinquent after December 10) $163.00 $1,630.06, Open (Delinquent after April 10) $173.00 $7,000.00 09000 B. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 1. Water rights, claims or title to water, whether or not disclosed by the Public Records. 2. The recital contained on the map of said land which agrees to allow the crossarms of poles or similar structures placed along the right of way of certain highways to hang over the abutting land. 3. The recital contained on the map of said land relinquishing jurisdiction and control over all pipes, poles or other structures, or work, trees and anything of whatever nature that may be upon, across or over the highways offered for dedication. 4. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document: Purpose: Recording Date: Recording No: Affects: public utilities, ingress and egress October 14, 1946 Book 2243 Page 439, of Official Records said land more particularly described therein The exact location and extent of said easement is not disclosed of record. 5. A deed of trust to secure an indebtedness in the amount shown below, Amount: $1,882.00 Dated: September 21, 1979 Trustor/Grantor: Richard H. Jordan and Pauline F. Jordan, husband and wife Trustee: UF Corporation, a California corporation Beneficiary: Carlsbad Unified School District Loan No.: not set out Recording Date: October 9, 1979 _R_e_co_rd_i_n~g_N_o_: ________ 7_9_-4_2_1_38_1, of Official Records CLTA Preliminary Report Form -Modified (11-17-06) Page 4 C File No: 320360283 A substitution of trustee under said deed of trust which names, as the substituted trustee, the following Trustee: Verdugo Service Corporation Recording Date: February 2, 1982 ~R~e~co~r~d=in~g~N~o--'-: --------=1~9=8=2~-0=-c2=9~8'---'9=2, of Official Records 6. Matters contained in that certain document Entitled: Contract for Future Improvements Recording Date: November 25, 1980 ~R=e=co=r~d=i n~g"---'--N'---"o--'-: --------=8~0--3=--9=--8=2=9=---=5, of Official Records Reference is hereby made to said document for full particulars. 7. Matters contained in that certain document Entitled: Agreement Between Developer-Owner and the City of Carlsbad for the Payment of a Public Facilities Fee Recording Date: September 24, 1982 _R~e~co~r~d~in~g~N~o--'-: ______ --=8=2~-2=--9~5~4~4~8, of Official Records Reference is hereby made to said document for full particulars. 8. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: San Diego Gas and Electric Company Purpose: public utilities, ingress and egress Recording Date: August 10, 1981 _R_ec_o_r_d_in_g~N_o_: _______ 8_1_-2_5_2~8~3~7, of Official Records Affects: said land more particularly described therein 9. A homestead declaration Executed By: Howard L. Leclair and Elizabeth Jane LeClair Dated: June 24, 1991 Recording Date: June 24, 1991 _R~e~co~r~d~i n_g~N~o--'-. :~-------=1~9~9=1--0~3~0~3~0~1=8, of Official Records July 8, 1991 and Re-Recording Date: and Re-Recording No: 1991-0332946, of Official Records 10. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document: Purpose: public road Recording Date: September 3, 1999 _R_e~co~r_d_in_g~N~o_: _______ 1_9~9_9_-0_6~1_1_4~9_5, of Official Records Affects: said land more particularly described therein 11. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document: Purpose: grading and the construction of slopes Recording Date: May 18, 2000 ~R_e_co_r_d_in_g~N~o_: _______ 2_0_0_0_-0_2_6_0_4_2_4, of Official Records Affects: said land more particularly described therein CLTA Preliminary Report Form -Modified (11-17-06) Page 5 C File No: 320360283 12. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document: Purpose: public street and public utility Recording Date: July 18, 2000 ~R=e=co~r~d'-'-'i n~q~N~o~: ------~2=0~0~0--0~3~7~6~3~3~0, of Official Records Affects: said land more particularly described therein 13. Any invalidity or defect in the title of Vestees in the event such trust is invalid or fails to confer sufficient powers in the trustees or in the event there is lack of compliance with the terms and provisions of the trust instrument. If title is to be insured in the trustee(s) of a trust, (or if their act is to be insured), this Company will require a Trust Certification pursuant to California Probate Code Section 18100.5. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. 14. Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the Public Records. The Company will require, for review, a full and complete copy of any unrecorded agreement, contract, license and/or lease, together with all supplements, assignments and amendments thereto, before issuing any policy of title insurance without excepting this item from coverage. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. END OF SCHEDULE B EXCEPTIONS PLEASE REFER TO THE "NOTES AND REQUIREMENTS SECTION" WHICH FOLLOWS FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION CLTA Preliminary Report Form -Modified (11-17-06) Page 6 C File No: 320360283 REQUIREMENTS SECTION: Req. No. 1: In order to complete this report, the Company requires a Statement of Information to be completed by the following party(s), Party(s): All Parties The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information. NOTE: The Statement of Information is necessary to complete the search and examination of title under this order. Any title search includes matters that are indexed by name only, and having a completed Statement of Information assists the Company in the elimination of certain matters which appear to involve the parties but in fact affect another party with the same or similar name. Be assured that the Statement of Information is essential and will be kept strictly confidential to this file. Req. No. 2: The Company will require either (a) a complete copy of the trust agreement and any amendments thereto certified by the trustee{s) to be a true and complete copy with respect to the hereinafter named trust, or (b) a Certification, pursuant to California Probate Code Section 18100.5, executed by all of the current trustee(s) of the hereinafter named trust, a form of which is attached. Name of Trust: x. CLTA Preliminary Report Form -Modified (11-17-06) Page 7 C File No: 320360283 INFORMATIONAL NOTES SECTION Note No. 1: The information on the attached plat is provided for your convenience as a guide to the general location of the subject property. The accuracy of this plat is not guaranteed, nor is it a part of any policy, report or guarantee to which it may be attached. Note No. 2: California insurance code section 12413.1 regulates the disbursement of escrow and sub-escrow funds by title companies. The law requires that funds be deposited in the title company escrow account and available for withdrawal prior to disbursement. Funds deposited with the company by wire transfer may be disbursed upon receipt. Funds deposited with the company via cashier's check or teller's check drawn on a California based bank may be disbursed on the next business day after the day of deposit. If funds are deposited with the company by other methods, recording and/or disbursement may be delayed. All escrow and sub-escrow funds received by the company will be deposited with other escrow funds in one or more non-interest bearing escrow accounts of the company in a financial institution selected by the company. The company may receive certain direct or indirect benefits from the financial institution by reason of the deposit of such funds or the maintenance of such accounts with such financial institution, and the company shall have no obligation to account to the depositing party in any manner for the value Note No. 3: Note No. 4: of, or to pay to such party, any benefit received by the company. Those benefits may include, without limitation, credits allowed by such financial institution on loans to the company or its parent company and earnings on investments made with the proceeds of such loans, accounting, reporting and other services and products of such financial institution. Such benefits shall be deemed additional compensation of the company for its services in connection with the escrow or sub-escrow. For wiring Instructions please contact your Title Officer or Title Company Escrow officer. Lawyers Title is a division of Commonwealth Land Title Insurance Company. The insurer in policies of title insurance, when issued in this transaction, will be Commonwealth Land Title Insurance Company. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. Note No. 5: None of the items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to an ALTA Loan Policy, when issued. Note No. 6: The following information will be included in the CLTA Form 116 or ALTA Form 22-06 Endorsement to be issued pursuant to this order: There is located on said Land: a Single Family Residence Known as: 4113 Park Drive, City of Carlsbad, California Note No. 7: There are no conveyances affecting said land recorded within 24 months of the date of this report. Note No. 8: The Company requires current beneficiary demands prior to closing. If the demand is expired and a current demand cannot be obtained, our requirements will be as follows: (a) If this Company accepts a verbal update on the demand, we may hold an CLTA Preliminary Report Form -Modified (11-17-06) Page 8 File No: 320360283 amount equal to one monthly mortgage payment. This hold will be in addition to the verbal hold the lender may have stipulated. (b) If this Company cannot obtain a verbal update on the demand, we will either pay off the expired demand, or wait for the amended demand, at our discretion. (c) All payoff figures are verified at closing. If the customer's last payment was made within 15 days of closing, our Payoff Department may hold one month's payment to insure check has cleared the bank (unless a copy of the cancelled check is provided, in which case there will be no hold). Note No. 9: Pursuant to Government Code Section 27388.1, as amended and effective as of 1- 1-2018, a Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each document when OTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. OTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder. Note No. 10: The Company and its policy issuing agents are required by Federal law to collect additional information about certain transactions in specified geographic areas in accordance with the Bank Secrecy Act. If this transaction is required to be reported under a Geographic Targeting Order issued by FinCEN, the Company or its policy issuing agent must be supplied with a completed ALTA Information Collection Form ("ICF") prior to closing the transaction contemplated herein. Processor: ct Date Typed: October 5, 2020 CLTA Preliminary Report Form -Modified (11-17-06) Page 9 r--- Attachment One (Revised 05-06-16) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY-1990 EXCLUSIONS FROM COVERAGE File No: 320360283 The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c} resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. C '") EXCEPTIONS FROM COVERAGE· SCHEDULE B, PARl"f' File No: 320360283 This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and C File No: 320360283 b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21: Your Deductible Amount 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) 2006 AL TA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE Our Maximum Dollar Limit of Liability $10,000.00 $25,000.00 $25,000.00 $5,000.00 The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; {ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; I"" "-" resulting in no loss or damage to the Insured Claimant; File No: 320360283 (c) (d} attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b} a preferential transfer for any reason not stated in Covered Risk 13(b} of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11 (b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE [Except as provided in Schedule B -Part 11,[ t[or T]his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: [PARTI [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b} proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records. ] PARTII In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:] 2006 ALTA OWNER'S POLICY (06-17-06) C File No: 320360283 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. {b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; {b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 1 O); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. 5. 6. 7. C .:) File No: 320360283 Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. Any lien or right to a lien for services, labor or material not shown by the Public Records. ] [Variable exceptions such as taxes, easements, CC&R's, etc. shown here.] ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY -ASSESSMENTS PRIORITY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1 (a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11 (b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. C . File No: 320360283 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or s2r creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27 (b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. C File No: 320360283 Lawyers Title Company 9095 Rio San Diego Drive, Suite 400 San Diego, CA 92108 Phone: (858) 650-3900 Fax: (619) 209-3489 Order No. 320360283 Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. FNF Underwritten Title Company L TC -Lawyers Title Company Available Discounts DISASTER LOANS (CL TIC) FNF Underwriter CLTIC -Commonwealth Land Title Insurance Co. The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within 24 months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be 50% of the appropriate title insurance rate. EMPLOYEE RATE (LTC and CLTIC) No charge shall be made to employees (including employees on approved retirement) of the Company or its underwritten, subsidiary or affiliated title companies for policies or escrow services in connection with financing, refinancing, sale or purchase of the employees' bona fide home property. Waiver of such charges is authorized only in connection with those costs which the employee would be obligated to pay, by established custom, as a party to the transaction. Notice of Available Discount Mod. 10/21/2011 CLTA Preliminary Report Form -Modified (11-17-06) Page 17 File No: 320360283 Wire Fraud Alert This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. • NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. • ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the phone number of relevant parties to the transaction as soon as an escrow account Is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. • USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. • USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Federal Bureau of Investigation: Internet Crime Complaint Center: http://www.fbi.gov http://www.ic3.gov -"' ..flDELITY NATIONAL FINANCIAL PRIVACY NOTICE Effective April 9, 2020 Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information. A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the privacy notice will be available on the subsidiary's website and this Privacy Notice does not apply. Collection of Personal Information FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address); • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g. Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g. loan or bank account information); and • other personal information necessary to provide products or services to you. We may collect Personal Information about you from: • information we receive from you or your agent; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. Collection of Browsing Information FNF automatically collects the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to unaffiliated third-party websites. FNF is not responsible for the privacy practices or content of those websites. We recommend that you read the privacy policy of every website you visit. use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. " • To communicate with you a.-,ut our, our affiliates', and others' pro" ...,'S and services, jointly or independently. When Information Is Disclosed We may disclose your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We may share your Personal Information with affiliates (other companies owned by FNF) to directly market to you. Please see "Choices with Your Information" to learn how to restrict that sharing. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Security of Your Information We maintain physical, electronic, and procedural safeguards to protect your Personal Information. Choices With Your Information If you do not want FNF to share your information among our affiliates to directly market to you, you may send an "opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you without your consent. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For additional information about your California privacy rights, please visit the "California Privacy" link on our website (https://fnf.com/paqes/californiaprivacy.aspx) or call (888) 413-1748. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are not intended or designed to attract persons under the age of eighteen (18).We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except as required or authorized by contract with the mortgage loan servicer or lender, or as required by law or in the good-faith belief that such disclosure is necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. Your consent To This Privacy Notice; Notice Changes; use of Comments or Feedback By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The Privacy Notice's effective date will show the last date changes were made. If you provide information to us following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the Privacy Notice. We may use comments or feedback that you submit to us in any manner without notice or compensation to you. Accessing and Correcting Information; Contact us If you have questions, would like to correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests to privacy@fnf.com, by phone to (888) 934-3354, or by mail to: Effective April 9, 2020 Fidelity National Financial, Inc. 601 Riverside Avenue, Jacksonville, Florida 32204 Attn: Chief Privacy Officer Copyright© 2020. Fidelity National Financial, Inc. All Rights Reserved. FIDELITY NATIONAL FINANCIAL CALIFORNIA PRIVACY NOTICE Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This California Privacy Notice explains how we collect, use, and disclose Personal Information, when and to whom we disclose such information, and the rights you, as a California resident ("Consumer"), have regarding your Personal Information ("California Privacy Rights"). Some subsidiaries maintain separate California Privacy Notices or privacy statements. If a subsidiary has a separate California Privacy Notice, it will be available on the subsidiary's website, and this California Privacy Notice does not apply. Collection of categories of Personal Information: In the preceding 12 months FNF has collected, and will continue to collect, the following categories of Personal Information from you: • Identifiers such as name, address, telephone number, IP address, email address, account name, social security number, driver's license number, state identification card, financial information, date of birth, or other similar identifiers; • Characteristics of protected classifications under California or Federal law; • Commercial information, including records of personal property, products or services purchased, or other purchasing or consuming histories; • Internet or other electronic network activity information including, but not limited to browsing history, search history, and information regarding a Consumer's interaction with an Internet website; • Geolocation data; • Professional or employment information; • Education Information. This Personal Information is collected from the following sources: • Information we receive from you on applications or other forms; • Information about your transactions with FNF, our affiliates, or others; • Information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others; • Information from the use of our websites and mobile applications. This Personal Information is collected for the following business purposes: • To provide products and services to you or in connection with a transaction involving you; • To perform a contract between FNF and the Consumer; • To improve our products and services; • To comply with legal obligations; • To protect against fraudulent or illegal activity; • To communicate with you about FNF or our affiliates; • To maintain an account with FNF or our affiliates; • To provide, support, personalize, and develop our websites, products, and services; • As described to you when collecting your personal information or as otherwise set forth in the California Consumer Privacy Act. Disclosures of Personal Information for a business purpose: In the preceding 12 months FNF has disclosed, and will continue to disclose, the categories of Personal Information listed above for a business purpose. We may disclose Personal Information for a business purpose to the following categories of third parties: • FNF affiliates and subsidiaries; • Businesses in connection with the sale or other disposition of all or part of the FNF business and/or assets; • Service Providers; • Law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order. Sale of Personal Information: In the preceding 12 months, FNF has not sold Personal Information. FNF does not sell Personal Information. Personal Information of minors: FNF does not knowingly collect the Personal Information of minors. ~M~~~ -Consumers have a right to know about Personal Information collected, used, disclosed, or sold. Consumers have the right to request FNF disclose what personal information it collected, used, and disclosed in the past 12 months. Right to request deletion: Consumers have a right to request the deletion of their personal information. Right to non-discrimination: Consumers have a right not to be discriminated against by exercising their consumer privacy rights. We will not discriminate against Consumers for exercising any of their California Privacy Rights. Right to use an Authorized Agent: A Consumer may use an Authorized Agent to submit a request to know or a request to delete his or her information. Should a Consumer utilize an Authorized Agent, FNF will require the Consumer provide the agent written permission to make the request and verify his or her identity with FNF. To exercise any of your California Privacy Rights, please follow the link "California Privacy Requesf' or call Toll Free 888-413-1748. Upon making a California Privacy Request, Consumers will be prompted to verify their identity through a third-party ID validation or by utilizing an existing login if applicable. The above-rights are subject to any applicable rights and obligations including both Federal and California exemptions rendering FNF, or Personal Information collected by FNF, exempt from certain CCPA requirements. FNF website services for mortgage loans: Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice describing the categories, sources, and uses of your Personal Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Information. FNF does not share Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or (2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. California Privacy Notice -Effective Date: This California Privacy Notice was last updated on January 1, 2020. Contact for more information: For questions or concerns about FNF's California Privacy Notice and privacy practices, or to exercise any of your California Privacy Rights, please follow the link "California Privacy." call Toll Free 888- 413-1748, or by mail to: We may use your Personal Information for our affiliates ( companies owned by FNF) to directly market to you. If you do not want FNF affiliates to directly market to you, you may send an "opt out" request to privacy@fnf.com, by phone to (888) 934-3354, or by mail to: Fidelity National Financial, Inc. 601 Riverside Avenue, Jacksonville, Florida 32204 Attn: Chief Privacy Officer ' Order No: 320360283 -LTSD -Dee Dee 'Bt.irland/Rhiannon Stotler/ Marsha LaPier--'!..f CERTIFICATION OF TRUST California Probate Code Section 18100.5 The undersigned declare(s) under penalty of perjury under the laws of the State of California that the following is true and correct: 1. The Trust known as ____________________________ _, executed on ____________ __, is a valid and existing trust. 2. The names of the settlors of the Trust are: 3. The names of the currently acting trustees are: 4. The trustees of the Trust have the following powers (initial applicable line(s)): Power to acquire additional property. Power to sell and execute deeds. Power to encumber, and execute deeds of trust. Other: 5. The Trust is (check one): ____ Revocable ___ Irrevocable If revocable, who may revoke the Trust? 6. Are all trustees required to execute the powers of the trustee? ___ Yes If no, explain trustee's authority: 7. Title to Trust assets is to be taken as follows: ___ No 8. The Trust has not been revoked, modified or amended in any manner which would cause the representations contained herein to be incorrect. 9. The trustees signing below are all of the currently acting trustees. 10. The trustees signing below may be required to provide copies of excerpts from the original Trust documents which designate the trustees and confer the power to act in the pending transaction. Dated: _____________ _ Print Name: _____________ _ Print Name: ____________ _ STATE OF CALIFORNIA COUNTY OF __________ _ }ss: On ____________ before me, _______________ , a Notary Public, personally (here insert name and title of the officer) appeared ______________________________________ _ who proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENAL TY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature ________________ _ (This area for notary stamp) Trust Certification (03/03) t. i I • I ~=s~ 1100K 207 PACC 02 ~ 207-02 --=\ z "•100' SHT 2 POR LOTI lo OPEN SPAct MAP 11086 -CARLSBAD TCT NO 82-19 MAP 10890 -CARLSBAD TCT NO 80-14 MAP 7737 CARLSBAD TCT 72-15 MAP 6242 -PARK MANOR UNIT NO 1 MAP 5054 -HOLIOA Y MANOR -POR MAP 2152 -BELLA VISTA MAP 823 -RANCHO AGUA HEOIONDA ROS 17189,18170