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CDP 2020-0044; GIBSON RESIDENCE; Coastal Development Permit (CDP)
( 1 Cityof Carlsbad LAND USE REVIEW APPLICATION P-1 • Development Services Planning Division 1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov APPLICATIONS APPLIED FOR: (CHECK BOXES) Development Permits (FOR DEPT. USE ONLY) Legislative Permits (FOR DEPT. USE ONLY) Ix] Coastal Development Permit D Minor D Conditional Use Permit D Minor D Extension D Day Care (Large) D Environmental Impact Assessment D Habitat Management Permit D Minor D Hillside Development Permit D Minor D Nonconforming Construction Permit D Planned Development Permit D Minor D Residential D Non-Residential D Planning Commission Determination D Reasonable Accommodation D Site Development Plan D Special Use Permit D Minor D Tentative Parcel Map (Minor Subdivision) D Tentative Tract Map (Major Subdivision) D Variance D Minor D General Plan Amendment D Local Coastal Program Amendment D Master Plan D Specific Plan D Zone Change □Amendment □Amendment D Zone Code Amendment South Carlsbad Coastal Review Area Permits D Review Permit D Administrative D Minor D Major Village Review Area Permits D Review Permit D Administrative D Minor D Major NOTE: A PROPOSED PROJECT REQUIRING APPLICATION SUBMITTAL MUST BE SUBMITTED BY APPOINTMENT". PLEASE CONTACT THE APPOINTMENT SPECIALIST AT (760) 602-2723 TO SCHEDULE AN APPOINTMENT. ASSESSOR PARCEL NO(S): LOCATION OF PROJECT: NAME OF PROJECT: BRIEF DESCRIPTION OF PROJECT: PROJECT VALUE *SAME DAY APP APN 206-160-l,=,-=OO:...,__ _____________ --A,i"'-'1'-,e-i,1~,.,......-- SOUTHWEST CORNER OF HILLSIDE DRIVE/PARK DRIVE OCT 2 g 2020 GIBSON FAMILY RESIDENCE (STREET ADDRESS) CITY OF CARLSBAD :-'~A'.\:i\!1'.'.1G 'J'V!S!C\J DEVELOPEMENT OF SINGLE FAMILY RESIDENTIAL HOME ON PARCEL 2 OF MS2019-0001 (SITE IMPROVEMENTS) STRUCTURE $1.0 MIL ESTIMATED COMPLETION DATE DECEMBER 2021 WHEN COMPLETED FOR CITY USE ONLY Development No. DE:.V to 20-01.,.9:t Lead Case No. CDP· 20w -oo4c/ P-1 Page 1 of6 Revised 03/17 0 0 OWNER NAME (PLEASE PRINT) APPLICANT NAME (PLEASE PRINT) INDIVIDUAL NAME INDIVIDUAL NAME (if applicable): CURT GIBSON 1 1f,-tt:s'[CB (if applicable): SAME AS OWNER COMPANY NAME (if applicable): &J1~b/ll f'/JYIIL t' 7rz_uef COMPANY NAME (if applicable): MAILING ADDRESS: 7089 LEEWARD STREET MAILING ADDRESS: -------------CITY, STATE, ZIP: CARLSBAD, CA 92011 CI TY, STATE, ZIP: TELEPHONE: (619) 833-0084 TELEPHONE: EMAIL ADDRESS: CURTGIBSON@MSN.COM EMAIL ADDRESS: I CERTIFY THAT I AM THE LEGAL OWNER AND THAT ALL THE ABOVE I CERTIFY THAT I AM THE LEGAL REPRESENTATIVE OF THE OWNER INFORMATION IS TRUE AND CORRECT TO THE BEST OF MY AND THAT ALL THE ABOVE INFORMATION IS TRUE AND CORRECT TO KNOWLEDGE. I CERTIFY AS LEGAL OWNER THAT THE APPLICANT AS THE BEST OF MY KNOWLEDGE. S FORTH HEREIN IS MY AUTHORIZED REPRESENTATIVE FOR P R OSES OF TH APPLICATION. It>/ 1+/-z b DATE SIGNATURE APPLICANT'S REPRESENTATIVE (Print): BHA, INC (DALE J. CLARK) MAILING ADDRESS: 5115 AVENIDA ENCINAS, SUITE L CITY, STATE, ZIP: CARLSBAD, CA 92008 TELEPHONE: 760-931-8700, X 233 EMAIL ADDRESS: DCLARK@BHAINCSD.COM I CERTIFY THAT I AM THE REPRESENTATIVE OF THE APPLICANT FOR PURPOSES OF THIS APPLICATION AND THAT ALL THE ABOVE INFORMATIO I TR AND CORRECT TO THE BEST OF MY KNOWD. ~ 1.:::. -l Li--7..l, DATE DATE IN THE PROCESS OF REVIEWING THIS APPLICATION IT MAY BE NECESSARY FOR MEMBERS OF CITY STAFF, PLANNING COMMISSIONERS OR CITY COUNCIL MEMBERS TO INSPECT AND ENTER THE PROPERTY THAT IS THE SUBJECT OF THIS APPLICATION. I/WE CONSENT TO ENTRY FOR THIS PURPOSE. NOTICE OF RESTRICTION: PROPERTY OWNER ACKNOWLEDGES AND CONSENTS TO A NOTICE OF RESTRICTION BEING RECORDED ON THE TITLE TO HIS OPERTY IF CONDITIONED FOR THE APPLICANT. NOTICE OF RESTRICTIONS RUN WITH THE LAND A IND ANY SUCC OR~ IPHEftEST. (() FOR CITY USE ONLY P-1 Page 2 of6 OCT ~ 8 2020 CITY o;:: CAclLSBAD DATE STAMP APPLICATION RECEIVED RECEIVED BY: Revised 03/17 ---------------------------------------... C cityof Carlsbad DISCLOSURE STATEMENT P-1(A) Development Services Planning Division 1635 Faraday Avenue {760) 602-4610 www .carlsbadca.gov Applicant's statement or disclosure of certain ownership interests on all applications which will require discretionary action on the part of the City Council or any appointed Board , Commission or Committee. The following information MUST be disclosed at the time of application submittal. Your project cannot be reviewed until this information is completed. Please print. 1. APPLICANT (Not the applicant's agent) Provide the COMPLETE, LEGAL names and addresses of ALL persons having a financial interest in the application. If the applicant includes a corporation or partnership. include the names, titles, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a publicly-owned corporation, include the names, titles, and addresses of the corporate officers. (A separate page may be attached if necessary.) Person___________ Corp/Part ___________ _ Title ___________ _ Title _____________ _ Address _________ _ Address ___________ _ 2. OWNER (Not the owner's agent) P-1(A) Provide the COMPLETE, LEGAL names and addresses of ALL persons having any ownership interest in the property involved. Also, provide the nature of the legal ownership (i.e., partnership, tenants in common, non-profit, corporation, etc.). If the ownership includes a corporation or partnership. include the names, titles, addresses of all individuals owning more than 10% of the shares. IF NO INDIVIDUALS OWN MORE THAN 10% OF THE SHARES, PLEASE INDICATE NON-APPLICABLE (N/A) IN THE SPACE BELOW. If a publicly-owned corporation, include the names, titles, and addresses of the corporate officers. (A separate page may be attached if necessary.) Person Curt Gibson Title Owner Address 7089 Leeward Street Carlsbad, CA 92011 Corp/Part ___________ _ Title _____________ _ Address ____________ _ Page 1 of 2 Revised 07/10 C 3. NON-PROFIT ORGANIZATION OR@ If any person identified pursuant to (1) or (2) above is a nonprofit organization or a trust, list the names and addresses of Atl! person serving as an officer or director of the non- profit organization or as trustee or beneficiary of the. Non Profrt/Trust 6,'J~~ff?rvt1L'f J1l..U(f Non Profrt/Trust _________ _ Title f£1A~tra: Title ____________ _ Address__________ Address ___________ _ 4. Have you had more than $500 worth of business transacted with any member of City staff, Boards, Commissions, Committees and/or Council within the past twelve (12) months? D Yes !✓I No If yes, please indicate person(s): __________ _ NOTE: Attach additional sheets if necessary. information is true and correct to the best of my knowledge. Signature of applicant/date Curt Gibson I ftzUiflf /£ o'F 61fJt>l'll°lf1tr;1,•(((Z.U1/r ______________ _ Print or type name of owner Print or type name of applicant Signature of owner/applicant's agerrt If applicable/date Print or type name of owner/applicant's agent P-1(A) Page 2 of2 Revised 07/10 (cityof Carlsbad PROJECT DESCRIPTION P-1(8) PROJECT NAME: Gibson Family Residence APPLICANT NAME: Curt Gibson, Owner Development Services Planning Division 1635 Faraday Avenue (760) 602-4610 www .carlsbadca.gov Please describe fully the proposed project by application type. Include any details necessary to adequately explain the scope and/or operation of the proposed project. You may also include any background information and supporting statements regarding the reasons for, or appropriateness of, the application. Use an addendum sheet if necessary. Description/Explanation: This parcel is part of a recently recorded parcel map (PM 21808) which was part of a three (3) parcel split of Lot 21 in Block "E" of the parent map (Map 4125). The property address for this site will be given once a building permit application is submitted. The site fronts on Hillside Drive along the North boundary and Park Drive along the East boundary. The subject property is 17,548 square feet in size and the majority of the site has a topographic gradient of7% (max) from West to East. The proposed developement will include a single story residential home with an detached ADU. All water and sewer services will connect to existing water and sewer mains located in Hillside Drive and Park Drive. This development will meet all City of Carlsbad Zoning, General Plan and Municipal Code requirements. Proposed access to this parcel will be from Hillside Drive due to the proximity of the existing mature Torrey Pine tree adjacent to the improvements on Park Drive. P-1 (B) Page 1 of 1 Revised 07/10 Ccityof Carlsbad .. HAZARDOUS WASTE AND SUBSTANCES STATEMENT P-1(C) Development Services Planning Division 1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov Consultation of Lists of Sites Related to Hazardous Wastes (Certification of Compliance with Government Code Section 65962.5) Pursuant to State of California Government Code Section 65962.5, I have consulted the Hazardous Waste and Substances Sites List compiled by the California Environmental Protection Agency and hereby certify that (check one): Ii] The development project and any alternatives proposed in this application are not contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. D The development project and any alternatives proposed in this application .!C! contained on the lists compiled pursuant to Section 65962.5 of the State Government Code. APPLICANT PROPERTY OWNER Name: Curt Gibson, 1(l,U1'(DF. t>~ rs,,glD-,, ~/;Y,IL'( -,;,11~ Name: same as applicant Address: 7089 Leeward Street Address: ---------- Car Is bad, CA 92011 Phone Number: 619-833-0084 Phone Number: __________ _ Address of Site: S/W Corner of Hillside and Park Drive (no address yet) Local Agency (City and County):_C_i_ty_o_f _C_a_r_ls_b_a_d _____________ _ Assessor's book, page, and parcel number:_2_0_6_-_1_6_0_-_1 _5 _____________ _ Specify list(s):_N_I_A _________________________ _ Regulatory Identification Number:_N_/_A ____________________ _ Date of List: N/ A -----1-------------------------- Applican ignature/Date Curt Gibson Property Owner Signature/Date See~ents. ,, " The Hazardous Waste and Substances Sites List (Cortese List) is used by the State, local agencies and developers to comply with the California Environmental Quality Act requirements in providing information about the location of hazardous materials release sites. P-1(C) Page 1 of 2 Revised 02/13 C~cicyof Carlsbad EIA INFORMATION FORM P-1(0) .. INSTRUCTION SHEET FOR COMPLETING AN ENVIRONMENTAL IMPACT ASSESSMENT INFORMATION FORM Development Services Planning Division 1635 Faraday Avenue (760) 602-4610 www.carlsbadca.gov This Environmental Information Form will be used to assist staff in determining what type of environmental documentation (i.e., Environmental Impact Report, Mitigated Negative Declaration, Negative Declaration or Exemption) will be required to be prepared for your application, per the California Environmental Quality Act (CEQA) and Title 19 of Carlsbad's Municipal Code. The clarity and accuracy of the information you provide is critical for purposes of quickly determining the specific environmental effects of your project. Any environmental studies (i.e., biological, cultural resource, traffic, noise) that are necessary to substantiate a "no impact" or "yes impact" determination should be submitted as an attachment to this Environmental Information Form. This is especially important when a Negative Declaration is being sought. The more information provided in this form, the easier and quicker it will be for staff to complete the Environmental Impact Assessment Form -Initial Study. P-1 (D) Page 1 of 4 Revised 07/10 ENVIRONMENTAL INFORMATION FORM (To be Completed by Applicant) Date Filed: ___________ (To be completed by City) Application Number(s): _______________________ _ General Information 1. Name of project: Gibson Family Residence 2. Name of developer or project sponsor: Curt Gibson ----------------- Address: 7089 Leeward Street City, state, Zip Code: Carlsbad, CA 92011 Phone Number: 619-833-0084 3. Name of person to be contacted concerning this project: Dale J. Clark, BHA, Inc. Address: 5115 Avenida Encinas, Ste L City, State, Zip Code: Carlsbad, CA 92008 Phone Number: 760-931-8700, x233 4. Address of Project: S/W Corner of Hillside and Park Drive (no address yet) 5. 6. 7. 8. 9. Assessor's Parcel Number: 206-160-15 --------------------- ~ist a~d describe a~y other _related_ permits and other public approvals required for this project, mcludmg those required by city, regional, state and federal agencies: Coastal Development Permit Existing General Plan Land Use Designation: R-4 (0-4 du/ac) --------------- Existing zoning district: R-1-1500 (single family residential, 15,000 sf min lot size) Existing land use(s): vacant parcel ___ ...:...._ _________________ _ Proposed use of site (Project for which this form is filed): develop a single family residence with one ADU Project Description 1 o. Site size: 17,548 sq. ft. 11. Proposed Building square footage: 4, 703 sf ------------------ 12: Number of floors of construction: Single Story _____ ..;;..__ ____________ _ 13. Amount of off-street parking provided: Two (2) as required by the zoning ordinance 14. Associated projects: none -------------------- P-1{D) Page 2 of 4 Revised 07/10 15. If residential, include the number of units and schedule of unit sizes: ---------- O n e (1) proposed 3,267 sf home, One (1) 806 sf garage and One (1) 630 sf ADU 16. If commercial, indicate the type, whether neighborhood, city or regionally oriented, square footage of sales area, and loading facilities: 17. 18. N/A If industrial, indicate type, estimated employment per shift, and loading facilities: _____ _ N/A If institutional, indicate the major function, estimated employment per shift, estimated occupancy, loading facilities, and community benefits to be derived from the project: N/A 19. If the project involves a variance, conditional use or rezoning applications, state this and indicate clearly why the application is required: N/A P-1(0) Page 3 of 4 Revised 07/10 Are the following items applicable to the project or its effects? Discuss all items checked yes (attach additional sheets as necessary). Yes No 20. Change in existing features of any bays, tidelands, beaches, or hills, or substantial □ [Z] alteration of ground contours. 21. Change in scenic views or vistas from existing residential areas or public lands or □ [Z] roads. 22. Change in pattern, scale or character of general area of project. □ [Z] 23. Significant amounts of solid waste or litter. □ [Z] 24. Change in dust, ash, smoke, fumes or odors in vicinity. □ [Z] 25. Change in ocean, bay, lake, stream or ground water quality or quantity, or □ [Z] alteration of existing drainage patterns. 26. Substantial change in existing noise or vibration levels in the vicinity. □ [Z] 27. Site on filled land or on slope of 1 0 percent or more. □ [Z] 28. Use of disposal of potentially hazardous materials, such as toxic substances, □ [Z] flammables or explosives. 29. Substantial change in demand for municipal services (police, fire, water, sewage, □ [Z] etc.). 30. Substantially increase fossil fuel consumption (electricity, oil, natural gas, etc.). □ [Z] 31. Relationship to a larger project or series of projects. □ [Z] Environmental Setting Attach sheets that include a response to the following questions: 32. Describe the project site as it exists before the project, including information on topography, soil stability, plants and animals, and any cultural, historical or scenic aspects. Describe any existing structures on the site, and the use of the structures. Attach photographs of the site. Snapshots or Polaroid photos will be accepted. 33. Describe the surrounding properties, including information on plants and animals and any cultural, historical or scenic aspects. Indicate the type of land use (residential, commercial, etc.), intensity of land use (one-family, apartment houses, shops, department stores, etc.), and scale of development (height, frontage, set-back, rear yard, etc.). Attach photographs of the vicinity. Snapshots or polaroid photos will be accepted. Certification I hereby certify that the statements furnished above and in the attached exhibits present the data and information required for this initial evaluation to the best of my ability, and that the facts, statements, and intormation presented are true and correct to the best of my know~~d 'ifi Date '1 f Z $ f 2.z:, Signa1ure/ .V---,0__ II,;, 1 /,11 ~ For: Dale J. Clark -BHA, Inc. P-1(D) Page 4 of 4 Revised 07/10 ENVIRONMENTAL SETTING 32. The subject 17,548 square foot parcel is currently vacant and is Parcel 2 ofrecently recorded Parcel Map No. 21808. The majority of the property is gently sloping at a 7% maximum grade from west to east. There is an existing torrey pine located at the east side of the site and will be protected as instructed in the biology report. (See attached photo exhibit) 33. Hillside Drive borders the property on the North and Park Drive border the property on the East. Existing single family subdivisions surround the property. There are no cultural, historical or scenic aspect associated with this property. (See attached photos) BILLING CONTACT CURT GIBSON GIBSON FAMILY TRUST 7089 Leeward St Carlsbad, Ca 92011 INVOICE NUMBER 00073967 REFERENCE NUMBER INVOICE DATE 10/28/2020 FEE NAME INVOICE (00073967) INVOICE DUE DATE 10/28/2020 City of Carlsbad C City of 1635 Faraday Avenue C l b d Carlsbad, CA 92008-7314 ar S a INVOICE STATUS INVOICE DESCRIPTION Due NONE TOTAL CDP2020-0044 COASTAL DEVELOPMENT PERMIT (PLN) $1 ,180.00 NOTICE FEE(PLN/ENG) (plus postage) 4~e9 I lill~iele Bf Serh5bad, eiet 9~999 961 ,,t Pka..s-e dis re.1,a. rcA a..s G LS ho..s not upa~ wd h Y\Jlw APl\l ·. 2olD -11.oo -1 500 (1nv oit e re-fereriC-(..s ) 1.,ok--11.to -t3 oo b 0-w 1\ \ ~ tn.a.n.,- \tJ ht. n Cl S S ,· ~o{ tv <>-- pt~ Yl h •~ fe-"'-rn VY\l-Wl bt,r-, IV\~ )ft1,A ' L~~ October 28, 2020 4:57 pm 11111111111111111 IIIII 11111 11111 1111111111 111111111111111 IIII 1111 $345.00 SUBTOTAL $1 ,525.00 TOTAL ~I _____ $_1_,s_2s_.o_o_.l Page 1 of 1 {'city of Carlsbad STORM WATER STANDARDS QUESTIONNAIRE Development Services Land Development Engineering 1635 Faraday Avenue (760) 602-2750 www.carlsbadca.gov E-34 I INSTRUCTIONS: To address post-development pollutants that may be generated from development projects, the city requires that new development and significant redevelopment priority projects incorporate Permanent Storm Water Best Management Practices (BMPs) into the project design per Carlsbad BMP Design Manual (BMP Manual). To view the BMP Manual, refer to the Engineering Standards (Volume 5). This questionnaire must be completed by the applicant in advance of submitting for a development application (subdivision, discretionary permits and/or construction permits). The results of the questionnaire determine the level of storm water standards that must be applied to a proposed development or redevelopment project. Depending on the outcome, your project will either be subject to 'STANDARD PROJECT' requirements or be subject to 'PRIORITY DEVELOPMENT PROJECT' (PDP) requirements. Your responses to the questionnaire represent an initial assessment of the proposed project conditions and impacts. City staff has responsibility for making the final assessment after submission of the development application. If staff determines that the questionnaire was incorrectly filled out and is subject to more stringent storm water standards than initially assessed by you, this will result in the return of the development application as incomplete. In this case, please make the changes to the questionnaire and resubmit to the city. If you are unsure about the meaning of a question or need help in determining how to respond to one or more of the questions, please seek assistance from Land Development Engineering staff. A completed and signed questionnaire must be submitted with each development project application. Only one completed and signed questionnaire is required when multiple development applications for the same project are submitted concurrently. PROJECT INFORMATION PROJECT NAME: Gibson Family Residence PROJECT ID: ADDRESS: S/W corner of Hillside Drive & Park Drive (new parcel-no address) APN: 206-160-15 The project is (check one):{$New Development D Redevelopment The total proposed disturbed area is: 20,945 ft2 ( 0.4B ) acres The total proposed newly created and/or replaced impervious area is: 11 ,088 ft2 ( 0.25 ) acres If your project is covered by an approved SWQMP as part of a larger development project, provide the project ID and the SWQMP # of the larger development project: Project ID SWQMP#: Then, go to Step 1 and follow the instructions. When completed, sign the form at the end and submit this with your application to the city. r'"' ~~ r-.r----::· !r-o OCT ~ 8 2020 Cl"T"Y o.- l -·""'·. E-34 Page 1 of 4 REV 02/16 STEP1 TO BE COMPLETED FOR ALL PROJECTS To determine if your project is a "development project", please answer the following question: YES NO Is your project LIMITED TO routine maintenance activity and/or repair/improvements to an existing building □ ~ or structure that do not alter the size (See Section 1.3 of the BMP Design Manual for guidance)? If you answered "yes" to the above question, provide justification below then go to Step 5, mark the third box stating "my project is not a 'development project' and not subject to the requirements of the BMP manual" and complete applicant information. Justification/discussion: (e.g. the project includes only interior remodels within an existing building): If you answered "no" to the above question, the project is a 'development project', go to Step 2. STEP2 TO BE COMPLETED FOR ALL DEVELOPMENT PROJECTS To determine if your project is exempt from PDP requirements pursuant to MS4 Permit Provision E.3.b.(3), please answer the following questions: Is your project LIMITED to one or more of the following: YES NO 1. Constructing new or retrofitting paved sidewalks, bicycle lanes or trails that meet the following criteria: a) Designed and constructed to direct storm water runoff to adjacent vegetated areas, or other non- erodible permeable areas; □ {I b) Designed and constructed to be hydraulically disconnected from paved streets or roads; c) Designed and constructed with permeable pavements or surfaces in accordance with USEPA Green Streets quidance? 2. Retrofitting or redeveloping existing paved alleys, streets, or roads that are designed and constructed in □ ~ accordance with the USEPA Green Streets guidance? 3. Ground Mounted Solar Array that meets the criteria provided in section 1.4.2 of the BMP manual? □ ., If you answered "yes" to one or more of the above questions, provide discussion/justification below, then go to Step 5, mark the second box stating "my project is EXEMPT from PDP ... " and complete applicant information. Discussion to justify exemption ( e.g. the project redeveloping existing road designed and constructed in accordance with the USEPA Green Street guidance): If you answered "no" to the above questions, your project is not exempt from PDP, go to Step 3. E-34 Page 2 of 4 REV 04/17 ' .,,,,,, *'~ "' ,,. '10 . :~teP i •~, M® •· ;I , 2 ; l'\lii"" , , ~0 BE COMPLfT~R,,FORt~LL tt~ ,PR REgf~~ PMENT ~~OJECTS " .. ,,. did@ To determine if your project is a PDP, please answer the following questions (MS4 Permit Provision E.3.b.(1)): YES NO 1. Is your project a new development that creates 10,000 square feet or more of impervious surfaces collectively over the entire project site? This includes commercial, industrial, residential, mixed-use, V □ and public development projects on public or private land. 2. Is your project a redevelopment project creating and/or replacing 5,000 square feet or more of impervious surface collectively over the entire project site on an existing site of 10,000 square feet or □ {I more of impervious surface? This includes commercial, industrial, residential, mixed-use, and public development projects on public or private land. 3. Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a restaurant? A restaurant is a facility that sells prepared foods and drinks for consumption, including stationary lunch counters and □ V refreshment stands selling prepared foods and drinks for immediate consumption (Standard Industrial Classification (SIC) code 5812). 4. Is your project a new or redevelopment project that creates 5,000 square feet or more of impervious surface collectively over the entire project site and supports a hillside development project? A hillside □ ~ development project includes development on any natural slope that is twenty-five percent or greater. 5. Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious surface collectively over the entire project site and supports a parking lot? A parking lot is □ ~ a land area or facility for the temporary parking or storage of motor vehicles used personally for business or for commerce. 6. Is your project a new or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious street, road, highway, freeway or driveway surface collectively over the entire project □ {$ site? A street, road, highway, freeway or driveway is any paved impervious surface used for the transportation of automobiles, trucks, motorcycles, and other vehicles. 7. Is your project a new or redevelopment project that creates and/or replaces 2,500 square feet or more of impervious surface collectively over the entire site, and discharges directly to an Environmentally ~ Sensitive Area (ESA)? "Discharging Directly to" includes flow that is conveyed overland a distance of □ 200 feet or less from the project to the ESA, or conveyed in a pipe or open channel any distance as an isolated flow from the project to the ESA (i.e. not comminqled with flows from adjacent lands).* 8. Is your project a new development or redevelopment project that, creates and/or replaces 5,000 square feet or more of impervious surface that supports an automotive repair shop? An automotive repair □ {I shop is a facility that is categorized in any one of the following Standard Industrial Classification (SIC) codes: 5013, 5014, 5541, 7532-7534, or 7536-7539. 9. Is your project a new development or redevelopment project that creates and/or replaces 5,000 square feet or more of impervious area that supports a retail gasoline outlet (RGO)? This category includes □ ~ RGO's that meet the following criteria: (a) 5,000 square feet or more or (b) a project Average Daily Traffic (ADT) of 100 or more vehicles per day. 10. Is your project a new or redevelopment project that results in the disturbance of one or more acres of land □ {I and are expected to generate pollutants post construction? 11 . Is your project located within 200 feet of the Pacific Ocean and (1) creates 2,500 square feet or more of " impervious surface or (2) increases impervious surface on the property by more than 1 0%? (CMC □ 21 .203.040) If you answered "yes" to one or more of the above questions, your project is a PDP. If your project is a redevelopment project, go to step 4. If your project is a new project, go to step 5, check the first box stating "My project is a PDP ... " and complete applicant information. If you answered "no" to all of the above questions, your project is a 'STANDARD PROJECT.' Go to step 5, check the second box stating "My project is a 'STANDARD PROJECT' ... " and complete aoolicant information. E-34 Page 3 of 4 REV 04/17 STEP4 TO BE COMPLETED FOR REDEVELOPMENT PROJECTS THAT ARE PRIORITY DEVELOPMENT PROJECTS (PDP) ONLY Complete the questions below regarding your redevelopment project (MS4 Permit Provision E.3.b.(2)): YES NO Does the redevelopment project result in the creation or replacement of impervious surface in an amount of less than 50% of the surface area of the previously existing development? Complete the percent impervious calculation below: Existing impervious area (A) = 0.00 sq. ft. □ fl Total proposed newly created or replaced impervious area (B) = 11,088 sq. ft. Percent impervious area created or replaced (B/A)*100 = % If you answered "yes", the structural BMPs required for PDP apply only to the creation or replacement of impervious surface and not the entire development. Go to step 5, check the first box stating "My project is a PDP ... " and complete applicant information. If you answered "no," the structural BM P's required for PDP apply to the entire development. Go to step 5, check the check the first box stating "My project is a PDP ... " and complete applicant information. STEPS CHECK THE APPROPRIATE BOX AND COMPLETE APPLICANT INFORMATION {$ My project is a PDP and must comply with PDP stormwater requirements of the BMP Manual. I understand I must prepare a Storm Water Quality Management Plan (SWQMP) for submittal at time of application. □ My project is a 'STANDARD PROJECT' OR EXEMPT from PDP and must only comply with 'STANDARD PROJECT' stormwater requirements of the BMP Manual. As part of these requirements, I will submit a "Standard Project Requirement Checklist Form E-36" and incorporate low impact development strategies throughout my project. Note: For projects that are close to meeting the PDP threshold, staff may require detailed impervious area calculations and exhibits to verify if 'STANDARD PROJECT' stormwater requirements apply. D My Project is NOT a 'development project' and is not subject to the requirements of the BMP Manual. Applicant Information and Signature Box Applicant Name: Curt Gibson f) Applicant Title: Owner Applicant Signature: (~*~-~ Date: /£>//4-/8> -\ '' * Environmentally Sens1t1ve Areas include but are not limited to all Clean Water Act Section 303(d) 1mpa1red water bodies; areas designated as Areas of Special Biological Significance by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1 994) and amendments); water bodies designated with the RARE beneficial use by the State Water Resources Control Board (Water Quality Control Plan for the San Diego Basin (1994) and amendments); areas designated as preserves or their equivalent under the Multi Species Conservation Program within the Cities and County of San Diego; Habitat Management Plan; and any other equivalent environmentally sensitive areas which have been identified by the City. This Box for Citv Use Only YES NO City Concurrence: □ □ By: Date: Project ID: E-34 Page 4 of 4 REV 04/17 1 C cityaf Carlsbad STANDARD PROJECT REQUIREMENT CHECKLIST E-36 Project lnformetion Project Name: Gibson Family Residence Project ID: Parcel 2 of MS2019-0001 , CDP2019-0028 DWG No. or Building Permit No.: Source Control BMPs Development Services Land Development Engineering 1635 Faraday Avenue (760) 602-2750 www.carlsbadca.gov All development projects must implement source control BMPs SC-1 through SC-6 where applicable and feasible. See Chapter 4 and Appendix E.1 of the BMP Design Manual (Volume 5 of City Engineering Standards) for information to implement source control BMPs shown in this checklist. Answer each category below pursuant to the following. • "Yes" means the project will implement the source control BMP as described in Chapter 4 and/or Appendix E.1 of the Model BMP Design Manual. Discussion/justification is not required. • "No" means the BMP is applicable to the project but it is not feasible to implement. Discussion/justification must be provided. Please add attachments if more space is needed. • "N/A" means the BMP is not applicable at the project site because the project does not include the feature that is addressed by the BMP (e.g., the project has no outdoor materials storage areas). Discussion/justification may be provided. Source Control Requirement Applied? SC-1 Prevention of Illicit Discharges into the MS4 Iii Yes □ No □ N/A Discussion/justification if SC-1 not implemented: SC-2 Storm Drain Stenciling or Signage Iii Yes Iii No □ N/A Discussion/justification if SC-2 not implemented: SC-3 Protect Outdoor Materials Storage Areas from Rainfall, Run-On, Runoff, and Wind Iii Yes □No □ N/A Dispersal Discussion/justification if SC-3 not implemented: ~re J ;_. 6 ...... ...... -" OCT~ 8 2020 .~ ~I•!· Y Ut-CAKI ~BA.!'.:J Page 1 of 4 Revised 09/16 Source Control Requirement (continued) Applied? SC-4 Protect Materials Stored in Outdoor Work Areas from Rainfall, Run-On, Runoff, and lil Yes □ No □ NIA Wind Dispersal Discussion/justification if SC-4 not implemented: SC-5 Protect Trash Storage Areas from Rainfall, Run-On, Runoff, and Wind Dispersal liJYes □ No □ N/A Discussion/justification if SC-5 not implemented: SC-6 Additional BMPs based on Potential Sources of Runoff Pollutants must answer for each source listed below and identify additional BMPs. (See Table in Aooendix E.1 of BMP Manual for guidance). □ On-site storm drain inlets □ Yes O No lil N/A □ Interior floor drains and elevator shaft sump pumps □Yes □No Iii NIA □ Interior parking garages □Yes □No lil N/A □ Need for future indoor & structural pest control □ Yes □ No lil N/A □ Landscape/Outdoor Pesticide Use □ Yes O No lil N/A □ Pools, spas, ponds, decorative fountains, and other water features □ Yes □ No lil N/A □ Food service □ Yes O No lil NIA □ Refuse areas □ Yes □ No 111 N/A □ Industrial processes □Yes □No lil N/A □ Outdoor storage of equipment or materials lil Yes □No □ N/A □ Vehicle and Equipment Cleaning Ii] Yes O No ON/A □ Vehicle/Equipment Repair and Maintenance lil Yes □ No ON/A □ Fuel Dispensing Areas □ Yes O No lil N/A □ Loading Docks □ Yes O No lil N/A □ Fire Sprinkler Test Water □ Yes □ No Ii] N/A □ Miscellaneous Drain or Wash Water □ Yes □ No Iii N/A □ Plazas, sidewalks, and parking lots □ Yes O No Iii N/A For "Yes" answers, identify the additional BMP per Appendix E.1 . Provide justification for "No" answers. NS-8, WM1, WM-2, WM-3 E-36 Page 2 of 4 Revised 09/16 Site Design BMPs All development projects must implement site design BMPs SD-1 through SD-8 where applicable and feasible. See Chapter 4 and Appendix E.2 thru E.6 of the BMP Design Manual (Volume 5 of City Engineering Standards) for information to implement site design BMPs shown in this checklist. Answer each category below pursuant to the following. • "Yes" means the project will implement the site design BMPs as described in Chapter 4 and/or Appendix E.2 thru E.6 of the Model BMP Design Manual. Discussion / justification is not required. • "No" means the BMPs is applicable to the project but it is not feasible to implement. Discussion/justification must be provided. Please add attachments if more space is needed. • "N/A" means the BMPs is not applicable at the project site because the project does not include the feature that is addressed by the BMPs (e.g., the project site has no existing natural areas to conserve). Discussion/justification may be provided. Site Design Requirement I Applied? SD-1 Maintain Natural Drainaqe Pathways and Hydrologic Features I Iii Yes I □ No I □ N/A Discussion/justification if SD-1 not implemented: SD-2 Conserve Natural Areas, Soils, and Vegetation I li!Yes I □ No I □ N/A Discussion/justification if SD-2 not implemented: SD-3 Minimize Impervious Area I Iii Yes I □ No I □ NIA Discussion/justification if SD-3 not implemented: SD-4 Minimize Soil Compaction I Iii Yes I □ No I □ NIA Discussion/justification if SD-4 not implemented: SD-5 Impervious Area Dispersion I Iii Yes I □ No I □ N/A Discussion/justification if SD-5 not implemented: E-36 Page 3 of 4 Revised 09/16 . "" Site Desian Reauirement (continued) I Aoolied? SD-6 Runoff Collection I Iii Yes I □ No I □ NIA Discussion/justification if SD-6 not implemented: SD-7 Landscaping with Native or Drought Tolerant Species I Iii Yes I □ No I □ NIA Discussion/justification if SD-7 not implemented: SD-8 Harvesting and Using Precipitation I □Yes I □ No I Iii N/A Discussion/justification if SD-8 not implemented: NO HARVESTING PROPOSED E-36 Page 4 of 4 Revised 09/16 C , CLTA Preliminary Report Form (Rev. 11/06) Order Number: DIV-6161261 Page Number: 1 Updated 9-24-2020 First American Title Cy D'Ann Bennett West Coast Escrow 7020 Avenida Encinas carlsbad, CA 92011 Phone: (760)476-0382 Fax: (760)476-0659 Customer Reference: Order Number: Title Officer: Phone: Fax No.: E-Mail: Buyer: Owner: Property: First American Title Company 7676 Hazard Center Drive, Ste 1100 San Diego, CA 92108 california Department of Insurance License No. 151 4570120-01529 DIV-6161261 (04) Korey Mulvey (619)231-4670 (877)648-8386 titleunit4@firstam.com Curt Gibson The Ethan Andrew Murray Living Trust Dated November 8, 2019 Ethan Andrew Murray parcel 2 Hillside Drive carlsbad, CA 92008 PRELIMINARY REPORT In response to the above referenced application for a policy of title insurance, this company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Exhibit A attached. The policy to be issued may contain an arbitration dause. When the Amount of Insurance is less than that set forth in the arbitration dause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exdusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a_ Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit A. Copies of the policy forms should be read. They are available from the office which issued this report. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land. First American Title Page 1 of 17 , CLTA Preliminary Report Form (Rev. 11/06) Order Number: DIV-6161261 Page Number: 2 This report ( and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. Rrst American Title Page 2 of 17 C Dated as of September 18, 2020 at 7:30 A.M. Toe form of Policy of title insurance contemplated by this report is: Order Number: DIV-6161261 Page Number: 3 ALTA/CL TA Homeowner's (EAGLE) Policy of Title Insurance (2013) and ALTA Ext Loan Policy 1056.06 (06-17-06) if the land described is an improved residential lot or condominium unit on which there is located a one-to-four family residence; or ALTA Standard Owner's Policy 2006 (WRE 06-17-06) and the ALTA Loan Policy 2006 (06-17-06) if the land described is an unimproved residential lot or condominium unit A specific request should be made if another form or additional coverage is desired. Title to said estate or interest at the date hereof is vested in: Ethan Andrew Murray, Trustee of Toe Ethan Andrew Murray Living Trust Dated November 8, 2019, subject to exception no. 8 Toe estate or interest in the land hereinafter described or referred to covered by this Report is: FEE Toe Land referred to herein is described as follows: (See attached Legal Description) At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in said policy form would be as follows: 1. General and special taxes and assessments for the fiscal year 2020-2021, a lien not yet due or payable. 2. Intentionally Deleted 3. Intentionally Deleted 4. Toe lien of supplemental taxes, if any, assessed pursuant to Chapter 3.5 commencing with Section 75 of the california Revenue and Taxation Code. First American Title Page 3 of 17 C Order Number: DIV-6161261 Page Number: 4 5. Covenants, conditions, restrictions and easements in the document recorded November 10, 1945 6. 7. as BOOK 1973, PAGE 373 of Official Records, which provide that a violation thereof shall not defeat or render invalid the lien of any first mortgage or deed of trust made in good faith and for value, but deleting any covenant, condition, or restriction indicating a preference, limitation or discrimination based on race, color, religion, sex, sexual orientation, familial status, disability, handicap, national origin, genetic information, gender, gender identity, gender expression, source of income (as defined in California Government Code§ 12955(p)) or ancestry, to the extent such covenants, conditions or restrictions violation 42 U.S.C. § 3604(c) or California Government Code§ 12955. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status. A judgment for child, family or spousal support, a certified copy of which recorded FEBRUARY 25, 1997 as INSTRUMENT NO. 97-83130 of Official Records. Court: SUPERIOR COURT OF CALIFORNIA, COUNTY OF ORANGE Case No.: 94 D03965 Debtor: ETHAN ANDREW MURRAY Creditor: ORANGE COUNTY DISTRICT ATTORNEY A deed of trust to secure an original indebtedness of $900,000.00 recorded December 06, 2019 as INSTRUMENT NO. 19-567498 OF OFFICIAL RECORDS. Dated: December 01, 2019 Trustor: ETHAN ANDREW MURRAY, TRUSTEE OF THE ETHAN ANDREW MURRAY LIVING TRUST, DATED NOVEMBER 8, 2019 Trustee: CHICAGO TITLE COMPANY Beneficiary: JACQUELIN D. PERRY, SURVIVING TRUSTEE OF THE PERRY FAMILY TRUST INmALLY CREATED JULY 30, 1998, AS TO AN UNDIVIDED 40% INTEREST; CHARLES EDWARD MOORE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, AS TO AN UNDIVIDED 30% INTEREST; AND CRAIG STEVEN MOORE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, AS TO AN UNDIVIDED 30% INTEREST, ALL AS TENANTS IN COMMON a. If this deed of trust is to be eliminated in the policy or policies contemplated by this report/commitment, the company will require the following for review prior to the recordation of any documents or the issuance of any policy of title insurance: i. Original note and deed of trust. ii. Payoff demand statement signed by all present beneficiaries. iii. Request for reconveyance or substitution of trustee and full reconveyance must be signed by all present beneficiaries and must be notarized by a First American approved notary. b. If the payoff demand statement or the request for reconveyance is to be signed by a servicer, we will also require a full copy of the loan servicing agreement executed by all present beneficiaries. c. If any of the beneficial interest is presently held by trustees under a trust agreement, we will require a certification pursuant to Section 18100.5 of the California Probate Code in a form satisfactory to the Company. 8. The effect of a deed dated JUNE 15, 2020, executed by D. MILO MYERS AND JULIE MYERS, TRUSTEES OF THE MYERS FAMILY TRUST OF 1997, as Grantor, to ETHAN ANDREW MURRAY, Rrst American ntte Page 4 of 17 C Order Number: DIV-6161261 Page Number: 5 TRUSTEES OF THE ETHAN ANDREW MURRAY LIVING TRUST DATED NOVEMBER 8, 2019, as Grantee, recorded JUNE 19, 2020, as INSTRUMENT NO. 20-320886 of Official Records. The Company must obtain and review the following documents before considering vesting title in the named Grantee: A. An Uninsured Deed Declaration executed by the Grantor and notarized by a notary approved by the Company B. A confidential Statement of Information, completed by the Grantor Once the Uninsured Deed Declaration and Statement of Information are received and reviewed, the Company may have additional requirements. 9. Water rights, claims or title to water, whether or not shown by the Public Records. 10. This transaction may be subject to a confidential order issued pursuant to the Bank Secrecy Act. Information necessary to comply with the confidential order must be provided prior to the closing. This transaction will not be insured until this information is submitted, reviewed and found to be complete. 11. The new lender, if any, for this transaction may be a Non-Institutional Lender. If so, the Company will require the Deed of Trust to be signed before a First American approved notary. Prior to the issuance of any policy of title insurance, the Company will require: 12. With respect to the trust referred to in the vesting: a. A certification pursuant to Section 18100.5 of the california Probate Code in a form satisfactory to the Company. b. Copies of those excerpts from the original trust documents and amendments thereto which designate the trustee and confer upon the trustee the power to act in the pending transaction. c. Other requirements which the Company may impose following its review of the material required herein and other information which the Company may require. First American Title Page 5 of 17 INFORMATIONAL NOTES _....., \ ... - Order Number: DIV-6161261 Page Number: 6 Note: The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than the certain dollar amount set forth in any applicable arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. If you desire to review the terms of the policy, including any arbitration clause that may be included, contact the office that issued this Commitment or Report to obtain a sample of the policy jacket for the policy that is to be issued in connection with your transaction. 1. The property covered by this report is vacant land. 2. According to the public records, there has been no conveyance of the land within a period of twenty four months prior to the date of this report, except as follows: A document recorded December 06, 2019 as INSTRUMENT NO. 19-567497 OF OFFICIAL RECORDS From: JACQUELIN D. PERRY, TRUSTEE OF THE PERRY FAMILY TRUST INmALLY CREATED JULY 30, 1998 AND CHARLES EDWARD MOORE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY AND CRAIG MOORE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY AS TENANTS IN COMMON To: ETHAN ANDREW MURRAY, TRUSTEE OF THE ETHAN ANDREW MURRAY LIVING TRUST DATED NOVEMBER 8, 2019 A document recorded December 09, 2019 as INSTRUMENT NO. 19-571859 OF OFFICIAL RECORDS From: ETHAN ANDREW MURRY, TRUSTEE OF THE ETHAN ANDREW MURRAY LIVING TRUST DATED NOVEMBER 8, 2019 To: ETHAN ANDREW MURRAY, TRUSTEE OF THE ETHAN ANDREW MURRAY LIVING TRUST DATED NOVEMBER 8, 2019 AND D. MILO MYERS AND JULIE MYERS, TRUSTEES OF THE MYERS FAMILY TRUST OF 1997, AS JOINT TENANTS A document recorded JUne 19, 2020 as INSTRUMENT NO. 20-320886 OF OFFICIAL RECORDS From: D. MILO MYERS AND JULIE MYERS, TRUSTEES OF THE MYERS FAMILY TRUST OF 1997 To: ETHAN ANDREW MURRAY, TRUSTEES OF THE ETHAN ANDREW MURRAY LIVING TRUST DATED NOVEMBER 8, 2019 NOTE to proposed insured lender only: No Private transfer fee covenant, as defined in Federal Housing Finance Agency Final Rule 12 CFR Part 1228, that was created and first appears in the Public Records on or after February 8, 2011, encumbers the Title except as follows: None The map attached, if any, may or may not be a survey of the land depicted hereon. First American expressly disclaims any liability for loss or damage which may result from reliance on this map except to the extent coverage for such loss or damage is expressly provided by the terms and provisions of the title insurance policy, if any, to which this map is attached. First American Title Page 6 of 17 LEGAL DESCRIPTION Order Number: DIV-6161261 Page Number: 7 Real property in the City of carlsbad, County of San Diego, State of california, described as follows: PARCEL A: PARCEL 2 OF PARCEL MAP NO. 21808, IN THE CITY OF CARLSBAD, COUNlY OF SAN DIEGO, STATE OF CALIFORNIA, FILED IN THE OFFICE OF THE COUNlY RECORDER OF SAN DIEGO COUNlY, SEPTEMBER 18, 2020 AS FILE NO. 2020-7000324, OF OFFICIAL RECORDS. PARCEL B: A PRIVATE DRAINAGE EASEMENT OVER THE EASTERLY PORTION OF PARCEL 3 OF PARCEL MAP NO. 21808, AS SHOWN ON SAID MAP APN: 206-160-15-00 Rrst American Title Page 7 of 17 ~ ..,. ;;y:t=,. <g ::3 00 ~ ~r:i· !::j§ ~ ~ ~ I " ~ 09 -<I> 00 ~ ® ~HIGHl-:~ ~Nfp-.. -:.--~ ---- @ SAN DEGO COONTY ASSESSOR'S IIAP BOOk 108 PACE 18 6i) ~;RK ~~ ... @ 206-16 ~ 1"=100' 07/11/2018 CS ICH) l!LI '" Q MAP 2152 -BELLAVISTA ROS 4417 OLD ,. , .. 2 NG s ,,.. U1 trwa> , .. 1 ..... , IWll "" '""-' 19 4627 ...,o "' -, IC C. n l'D !JI zz 11 () :"! :"! 00 Cl ~ a, ... a, ... ~ ... C NOTICE Order Number: DIV-6161261 Page Number: 9 Section 12413.1 of the california Insurance Code, effective January 1, 1990, requires that any title insurance company, underwritten title company, or controlled escrow company handling funds in an escrow or sub- escrow capacity, wait a specified number of days after depositing funds, before recording any documents in connection with the transaction or disbursing funds. This statute allows for funds deposited by wire transfer to be disbursed the same day as deposit. In the case of cashier's checks or certified checks, funds may be disbursed the next day after deposit. In order to avoid unnecessary delays of three to seven days, or more, please use wire transfer, cashier's checks, or certified checks whenever possible. Rrst American Title Page 9 of 17 C EXHIBIT A Order Number: DIV-6161261 Page Number: 10 UST OF PRINTED EXCEPTIONS AND EXCLUSIONS (BY POUCY TYPE) CL TA STANDARD COVERAGE POLICY -1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a} Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE -SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public, records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material unless such lien is shown by the public records at Date of Policy. CLTA/ ALTA HOMEOWNER'$ POLICY OF TITLE INSURANCE (12-02-13) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; First American Title Page 10 of 17 Order Number: DIV-6161261 Page Number: 11 d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date -this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your litle. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the litle to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 16: Covered Risk 18: Covered Risk 19: Covered Risk 21: Your Deductible Amount 1 % of Policy Amount Shown in Schedule A or $2,500 (whichever is less) 1 % of Policy Amount Shown in Schedule A or $5,000 (whichever is less) 1 % of Policy Amount Shown in Schedule A or $5,000 (whichever is less) 1 % of Policy Amount Shown in Schedule A or $2,500 (whichever is less) 2006 AL TA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE Our Maximum Dollar Limit of Liability $10,000 $25,000 $25,000 $5,000 The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion l(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion l(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; First American 7itle Page 11 of 17 I"'- "-' (c) resulting in no loss or damage to the Insured Claimant; Order Number: DIV-6161261 Page Number: 12 (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk ll(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE [Except as provided in Schedule B -Part II,[ t[or T]his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: [PART I [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material unless such lien is shown by the Public Records at Date of Policy. PART II In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:] 2006 AL TA OWNER'S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion l(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion l(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Polley, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; First American Title Page 12 of 17 (c) resulting in no loss or damage to the Insured Claimant; Order Number: DIV-6161261 Page Number: 13 {d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 or 10); or {e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer, or {b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. {a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. {a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; {c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material unless such lien is shown by the Public Records at Date of Policy. 7. [Variable exceptions such as taxes, easements, CC&R's, etc. shown here.] ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY (07-26-10) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exdusion l{a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. {b) Any governmental police power. This Exclusion l{b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters {a) created, suffered, assumed, or agreed to by the Insured Claimant; {b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; {c) resulting in no loss or damage to the Insured Claimant; ( d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the First American Title Page 13 of 17 Order Number: DIV-6161261 Page Number: 14 Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk ll(b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. First American Title Page 14 of 17 ~ FirstAmericaa 1ltJe' Privacy Notice Effective: January 1, 2020 Notice Last Updated: January 1, 2020 ,......._ .__.,; This Privacy Notice describes how First American Financial Corporation and its subsidiaries and affiliates (together referred to as "First American," "we," "us," or "our'') collect, use, store, and share your information. This Privacy Notice applies to information we receive from you offline only, as well as from third parties. For more information about our privacy practices, please visit https:l/www.firstam.com/privacy-po!icy/index.html. The practices described in this Privacy Notice are subject to applicable laws in the places in which we operate. What Type Of Information Do We Collect About You? We collect both personal and non-personal information about and from you. Personal information is non-public information that can be used to directly or indirectly identify or contact you. Non-personal information is any other type of information. How Do We Collect Your Information? We collect your personal and non-personal information: (1) directly from you; (2) automatically when you interact with us; and (3) from third parties, including business parties and affiliates. How Do We Use Your Information? We may use your personal information in a variety of ways, including but not limited to providing the services you have requested, fulfilling your transactions, comply with relevant laws and our policies, and handling a claim. We may use your non-personal information for any purpose. How Do We Share Your Personal Information? We do not sell your personal information to nonaffiliated third parties. We will only share your personal information, including to subsidiaries, affiliates, and to unaffiliated third parties: (1) with your consent; (2) in a business transfer; (3) to service providers; and (4) for legal process and protection. If you have any questions about how First American shares your personal information, you may contact us at dataprivacy@firstam.com or toll free at 1-866-718-0097. How Do We Secure Your Personal Information? The security of your personal information is important to us. That is why we take commercially reasonable steps to make sure your personal information is protected. We use our best efforts to maintain commercially reasonable technical, organizational, and physical safeguards, consistent with applicable law, to protect your personal information. How Long Do We Keep Your personal Information? We keep your personal information for as long as necessary in accordance with the purpose for which it was collected, our business needs, and our legal and regulatory obligations. Your Choices We provide you the ability to exercise certain controls and choices regarding our collection, use, storage, and sharing of your personal information. In accordance with applicable law, your controls and choices. You can learn more about your choices, and exercise these controls and choices, by sending an email to dataprivacy@firstam.com or toll free at 1-866-718-0097. International Jurisdictions: Our Products are hosted and offered in the United States of America (US), and are subject to US federal, state, and local law. If you are accessing the Products from another country, please be advised that you may be transferring your personal information to us in the US, and you consent to that transfer and use of your personal information in accordance with this Privacy Notice. You also agree to abide by the applicable laws of applicable US federal, state, and local laws concerning your use of the Products, and your agreements with us. We may change this Privacy Notice from time to time. Any and all changes to this Privacy Notice will be reflected on this page, and where appropriate provided in person or by another electronic method. YOUR CONTINUED USE, ACCESS, OR INTERACTION WITH OUR PRODUCTS OR YOUR CONTINUED COMMUNICATIONS WITH US AFTER THIS NOTICE HAS BEEN PROVIDED TO YOU WILL REPRESENT THAT YOU HAVE READ AND UNDERSTOOD THIS PRIVACY NOTICE. Contact Us dataprivacy@firstam.com or toll free at 1-866-718-0097. © 2019 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE:FAF form 10-PRIVACY19 (1-10-20) !Page 1 of 3 Privacy Notice (2019 First American Financial Corporation~ FU'St American Title"' For California Residents If you are a california resident, you may have certain rights under california law, including but not limited to the california Consumer Privacy Act of 2018 (''CCPA"). All phrases used in this section shall have the same meaning as those phrases are used under california law, including the CCPA. Right to Know. You have a right to request that we disclose the following information to you: (1) the categories of personal information we have collected about or from you; (2) the categories of sources from which the personal information was collected; (3) the business or commercial purpose for such collection and/or disclosure of your personal information; (4) the categories of third parties with whom we have shared your personal information; and (5) the specific pieces of your personal information we have collected. To submit a verified request for this information, go to our online privacy policy at www.firstam.com/privacy-policy to submit your request or call toll-free at 1-866-718-0097. You may also designate an authorized agent to submit a request on your behalf by going to our online privacy policy at www.firstam.com/privacy-policy to submit your request or by calling toll-free at 1-866-718-0097 and submitting written proof of such authorization to dataprivacy@firstam.com. Right of Deletion. You also have a right to request that we delete the personal information we have collected from you. This right is subject to certain exceptions available under the CCPA and other applicable law. To submit a verified request for deletion, go to our online privacy policy at www.firstam.com/privacy-policy to submit your request or call toll- free at 1-866-718-0097. You may also designate an authorized agent to submit a request on your behalf by going to our online privacy policy at www.firstam.com/privacy-policy to submit your request or by calling toll-free at 1-866-718-0097 and submitting written proof of such authorization to dataprivacy@flrstam.com. Verification Process. For either a request to know or delete, we will verify your identity before responding to your request. To verify your identity, we will generally match the identifying information provided in your request with the information we have on file about you. Depending on the sensitivity of the personal information requested, we may also utilize more stringent verification methods to verify your identity, including but not limited to requesting additional information from you and/or requiring you to sign a declaration under penalty of perjury. Right to Opt-Out. We do not sell your personal information to third parties, and do not plan to do so in the future. Right of Non-Discrimination. You have a right to exercise your rights under california law, including under the CCPA, without suffering discrimination. Accordingly, First American will not discriminate against you in any way if you choose to exercise your rights under the CCPA. Collection Notice. The following is a list of the categories of personal information we may have collected about california residents in the twelve months preceding the date this Privacy Notice was last updated, including the business or commercial purpose for said collection, the categories of sources from which we may have collected the personal information, and the categories of third parties with whom we may have shared the personal information: ategoriesof Personal nformation ollected e categories of personal information we have collected include, but may not be limited to: real name; ignature; alias; SSN; physical characteristics or description, including protected characteristics under ederal or state law; address; telephone number; passport number; driver's license number; state identification card number; IP address; policy number; file number; employment history; bank account number; credit card number; debit card number; financial account numbers; commercial information; internet or other electronic network activity; geolocation data; audio and visual information; professional r employment information; and inferences drawn from the above categories to create a profile about a onsumer. tegories of sources from which we've collected personal information include, but may not be limited to: the consumer directly; public records; governmental entities; non-affiliated third parties; ocial media networks· affiliated third arties e business purposes for which we've collected personal information include, but may not be limited o: completing a transaction for our Products; verifying eligibility for employment; facilitating mployment; performing services on behalf of affiliated and non-affiliated third parties; debugging to identify and repair errors that impair existing intended functionality on our Websites, Applications, or Products· rotectin a ainst malicious dece tive fraudulent or ille al activi © 2019 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE:FAF form 10-PRIVACY19 (1-10-20) !Page 2 of 3 Privacy Notice (2019 First American Financial Corporation~ '\ ~ M f ,t 1 ~ First American Tide"' """ ategories of hird Parties hared e categories of third parties with whom we've shared personal information include, but may not be limited to: advertising networks; internet service providers; data analytics providers; service providers; overnment entities; operating systems and platforms; social media networks; non-affiliated third arties· affiliated third arties categories of Personal Information We Have Sold In The Past Year. We have not sold any personal information of california residents to any third party in the twelve months preceding the date this Privacy Notice was last updated. categories of Personal Information Disclosed For A Business Purpose In The Past Year. The following is a list of the categories of personal information of california residents we may have disclosed for a business purpose in the 12 months preceding the date this Privacy Notice was last updated: The categories of personal information we have collected include, but may not be limited to: real name; signature; alias; SSN; physical characteristics or description, including protected characteristics under federal or state law; address; telephone number; passport number; driver's license number; state identification card number; IP address; policy number; file number; employment history; bank account number; credit card number; debit card number; financial account numbers; commercial information; internet or other electronic network activity; geolocation data; audio and visual information; professional or employment information; and inferences drawn from the above categories to create a profile about a consumer. © 2019 First American Financial Corporation and/or its affiliates. All rights reserved. NYSE:FAF form 10-PRIVACY19 (1-10-20) !Page 3 of 3 Privacy Notice (2019 First American Financial Corporationj ' .. RECORDING REQUESTED BY: FIRST AMERICAN TITLE COMPANY AND WHEN RECORDED MAIL TO: The Curtis Eugene Gibson and Debra Lee Gibson of the Gibson Family Trust dated 11M0/2005 7089 Leeward St Carlsbad, CA 92011 Order No.: 6161261-4 Escrow No.: 4570120-01529-CB A.P.N.: 206-160-15-00 :) DOC# 2020-0596158 111111111111 lllll 1111111111111111111111111!1111111111111111111111 IDI Oct 02, 2020 04:59 PM OFFICIAL RECORDS Ernest J. Dronenburg, Jr., SAN DIEGO COUNTY RECORDER FEES: $571.90 (SB2 Atkins: $0.00) PCOR.: YES PAGES:4 SPACE ABOVE THIS LINE IS FOR RECORDER'S USE GRANT DEED THE UNDERSIGNED GRANTOR(S) DECLARE{S) DOCUMENTARY TRANSFER TAX IS$ 548.90 CITY TRANSFER TAX IS $.00 [ X J computed on full value of property conveyed, or [ ] computed on full value less value of liens or encumbrances remaining at time of sale. [ ] unincorporated area [ x ] City of Carlsbad AND FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, Ethan Andrew Murray, Trustee of The Ethan Andrew Murray Living Trust dated November 8, 2019 hereby GRANT(S) to Curtis Eugene Gibson and Debra Lee Gibson, Trustees of The Gibson Family Trust dated 11/10(2005 the following described real property in the County of San Diego, State of California: PLEASE SEE LEGAL DESCRIPTION ATTACHED HERETO AND MADE A PART HEREOF AKA: 4269 Hillside Drive Parcel 2, Carlsbad, CA 92008 Dated: September 29, 2020 MAIL TAX STATEMENTS: To the parties as shown above C . !:i~-ru1if>h-'. ~~.. -~ ~ .. .... The Ethan Andrew Murray Living Trust dated -m_2019 _ ~· =~ y:ethanAndrew Mu y, Trustee Order No.: 6161261-4 Escrow No.: 4570120-01529-CB A.P.N.: 206-160-~ /$ Grant Deed -4269 HIiiside Drive Parcel 2, Carlsbad, CA 92008 Dated: September 29, 2020 ,...._ ' . -~l~••!rifP.•. ll' • ~- ..;., A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy or validity of that document. STATE OF CALIFQRJilA COUNTYOF ~\Hf )SS. On tPl ~ before me,,........._~---~ _________ Notary Public, personally appear.ad ~bl jitll)~ >t:vffti who proved to me on the basis of satisfactory evidence to be the person~ whose name<') is/a~ subscribed to the within instrument and acknowledged to me that he/s~,Y executed the same in hislh•lthilir authorized capacity(ie&) and that by hisn-Jr/th,r signatur¥on the Instrument the person(;, or the entity upon behalf of which the person<,), acted, executed the instrument. I certify under PENAL TY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. Commission Expiration Date: --vo\4 .... ~,__(1,4, ____ l n--______ _ ~ j f.:t..Q~2~1:\ COMM. #'l264054 ,.. NOTARY PUBUC-cALIFORNlA. '.[! SAN DIEGO COUNTY 11 •' MyComm.Exl)lresNovemoer21.20J.'{ .... ... ....... ~ ... C Illegible Notary Seal Certification (Government Code 27361. 7) I certify under penalty of perjury that the notary seal on this document to which this statement Is attached reads as follow: Name of Notary: Commission # : 1) ll.V' e."-\} A. r 5 ~)..l,c.{OS°~ Date Commission Expires: . County Where Bond Is Filed: Nt>VtW\be,(" J.( 1 lo).)- Manufacturer or Vendor Number: Executed In San Diego, Cslifomla ePN Recording Partners Network Date: {D I :), /2020 __ Signature: ~ L~(J o~ht~~ -ePN -r A-~ tYt€G 0 . ' C Exhibit "A" Legal Description A.P.N.: 206-160-13-oo ( D t-r::.) ft t ,J , ;>. o ro --I \o o --I 5-o o C Ne tiJ ') Real property in the City of carlsbad, County of San Diego, State of califomla, described as follows: PARCEL A: PARCEL 2 OF PARCEL MAP NO. 21808, IN THE OTY OF CARLSBAD, COUN1Y OF SAN DIEGO, STATE OF CALIFORNIA, FILED IN THE OFFICE OF THE COUNTY RECORDER OF SAN DIEGO COUN1Y, SEPTEMBER 18, 2020 AS FILE NO. 2020-7000324, OF OFFICIAL RECORDS. PARCEL B: A PRIVATE DRAINAGE EASEMENT OVER THE EASTERLY PORTION OF PARCEL 3 OF PARCEL MAP NO. 21808, AS SHOWN ON SAID MAP